E*Trade Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
E*Trade Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | E*Trade Savings Bank 671 North Glebe Road, 12Th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 7,007 |
| Total Mortgage Loan Application Amount | $2,442,447,000 |
| Average Mortgage Loan Application Amount | $386,666 |
| Highest Mortgage Loan Application Amount | $4,080,000 |
| Average Applicant Income | $155,333 |
| Highest Applicant Income | $8,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with E*Trade Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing E*Trade Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down E*Trade Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how E*Trade Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by E*Trade Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at E*Trade Savings Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 888 | $ 387,596,000 | $ 436,000 | $ 175,000 |
| San Diego County California | 383 | $ 141,087,000 | $ 368,000 | $ 153,000 |
| Santa Clara County California | 285 | $ 172,336,000 | $ 604,000 | $ 211,000 |
| Arapahoe County Colorado | 273 | $ 44,135,000 | $ 161,000 | $ 104,000 |
| Denver County Colorado | 273 | $ 55,162,000 | $ 202,000 | $ 114,000 |
| Jefferson County Colorado | 239 | $ 47,039,000 | $ 196,000 | $ 113,000 |
| New York County New York | 215 | $ 179,165,000 | $ 833,000 | $ 345,000 |
| Riverside County California | 200 | $ 45,174,000 | $ 225,000 | $ 141,000 |
| Orange County California | 183 | $ 94,195,000 | $ 514,000 | $ 208,000 |
| Contra Costa County California | 173 | $ 76,927,000 | $ 444,000 | $ 165,000 |
| Alameda County California | 156 | $ 73,555,000 | $ 471,000 | $ 153,000 |
| Suffolk County New York | 150 | $ 49,432,000 | $ 329,000 | $ 117,000 |
| Douglas County Colorado | 147 | $ 40,228,000 | $ 273,000 | $ 151,000 |
| Adams County Colorado | 145 | $ 23,753,000 | $ 163,000 | $ 98,000 |
| Nassau County New York | 141 | $ 50,169,000 | $ 355,000 | $ 149,000 |
| Kings County New York | 136 | $ 77,362,000 | $ 568,000 | $ 192,000 |
| Queens County New York | 112 | $ 36,923,000 | $ 329,000 | $ 115,000 |
| El Paso County Colorado | 106 | $ 17,321,000 | $ 163,000 | $ 113,000 |
| Maricopa County Arizona | 93 | $ 29,858,000 | $ 321,000 | $ 150,000 |
| San Bernardino County California | 88 | $ 23,053,000 | $ 261,000 | $ 140,000 |
| Ventura County California | 87 | $ 40,667,000 | $ 467,000 | $ 199,000 |
| San Mateo County California | 77 | $ 53,389,000 | $ 693,000 | $ 206,000 |
| San Francisco County California | 74 | $ 37,766,000 | $ 510,000 | $ 185,000 |
| Santa Fe County New Mexico | 71 | $ 22,260,000 | $ 313,000 | $ 126,000 |
| Boulder County Colorado | 64 | $ 16,792,000 | $ 262,000 | $ 159,000 |
| Cook County Illinois | 64 | $ 15,745,000 | $ 246,000 | $ 99,000 |
| Westchester County New York | 60 | $ 33,237,000 | $ 553,000 | $ 187,000 |
| Sacramento County California | 54 | $ 12,321,000 | $ 228,000 | $ 92,000 |
| St. Louis County Missouri | 54 | $ 7,011,000 | $ 129,000 | $ 112,000 |
| Bronx County New York | 45 | $ 12,931,000 | $ 287,000 | $ 131,000 |
| Eagle County Colorado | 42 | $ 18,487,000 | $ 440,000 | $ 200,000 |
| Middlesex County New Jersey | 40 | $ 10,455,000 | $ 261,000 | $ 109,000 |
| Solano County California | 39 | $ 12,910,000 | $ 331,000 | $ 126,000 |
| Essex County New Jersey | 38 | $ 13,616,000 | $ 358,000 | $ 151,000 |
| Fairfield County Connecticut | 37 | $ 20,114,000 | $ 543,000 | $ 172,000 |
| Summit County Colorado | 36 | $ 10,154,000 | $ 282,000 | $ 199,000 |
| Bernalillo County New Mexico | 36 | $ 5,090,000 | $ 141,000 | $ 93,000 |
| Middlesex County Massachusetts | 35 | $ 9,776,000 | $ 279,000 | $ 105,000 |
| Marin County California | 33 | $ 22,535,000 | $ 682,000 | $ 282,000 |
| Mesa County Colorado | 31 | $ 5,312,000 | $ 171,000 | $ 82,000 |
| Dona Ana County New Mexico | 31 | $ 4,903,000 | $ 158,000 | $ 233,000 |
| Johnson County Kansas | 30 | $ 4,343,000 | $ 144,000 | $ 86,000 |
| Jackson County Missouri | 30 | $ 2,993,000 | $ 99,000 | $ 71,000 |
| Larimer County Colorado | 29 | $ 4,742,000 | $ 163,000 | $ 109,000 |
| Jefferson County Missouri | 28 | $ 2,736,000 | $ 97,000 | $ 64,000 |
| Placer County California | 27 | $ 12,981,000 | $ 480,000 | $ 153,000 |
| Routt County Colorado | 27 | $ 9,548,000 | $ 353,000 | $ 202,000 |
| Bergen County New Jersey | 27 | $ 9,953,000 | $ 368,000 | $ 173,000 |
| Weld County Colorado | 26 | $ 3,284,000 | $ 126,000 | $ 84,000 |
| St. Charles County Missouri | 25 | $ 3,833,000 | $ 153,000 | $ 100,000 |
| Sonoma County California | 24 | $ 13,438,000 | $ 559,000 | $ 235,000 |
| Clark County Nevada | 24 | $ 5,612,000 | $ 233,000 | $ 146,000 |
| Stanislaus County California | 23 | $ 5,143,000 | $ 223,000 | $ 178,000 |
| Garfield County Colorado | 23 | $ 6,878,000 | $ 299,000 | $ 140,000 |
| Monmouth County New Jersey | 23 | $ 6,302,000 | $ 274,000 | $ 113,000 |
| Broomfield County Colorado | 22 | $ 4,767,000 | $ 216,000 | $ 132,000 |
| Passaic County New Jersey | 22 | $ 5,236,000 | $ 238,000 | $ 97,000 |
| Kern County California | 21 | $ 4,736,000 | $ 225,000 | $ 128,000 |
| Fresno County California | 20 | $ 4,014,000 | $ 200,000 | $ 95,000 |
| Oakland County Michigan | 19 | $ 5,783,000 | $ 304,000 | $ 130,000 |
| San Joaquin County California | 18 | $ 5,487,000 | $ 304,000 | $ 142,000 |
| Lake County Illinois | 17 | $ 4,552,000 | $ 267,000 | $ 112,000 |
| St. Louis City County Missouri | 16 | $ 1,478,000 | $ 92,000 | $ 56,000 |
| Hudson County New Jersey | 16 | $ 6,646,000 | $ 415,000 | $ 104,000 |
| Union County New Jersey | 16 | $ 4,387,000 | $ 274,000 | $ 172,000 |
| New Haven County Connecticut | 15 | $ 3,016,000 | $ 201,000 | $ 89,000 |
| Richmond County New York | 15 | $ 4,097,000 | $ 273,000 | $ 84,000 |
| Pueblo County Colorado | 14 | $ 1,535,000 | $ 109,000 | $ 87,000 |
| Plymouth County Massachusetts | 14 | $ 2,430,000 | $ 173,000 | $ 125,000 |
| El Dorado County California | 13 | $ 5,020,000 | $ 386,000 | $ 111,000 |
| Archuleta County Colorado | 13 | $ 2,093,000 | $ 161,000 | $ 64,000 |
| Wyandotte County Kansas | 13 | $ 1,393,000 | $ 107,000 | $ 72,000 |
| Pima County Arizona | 12 | $ 3,619,000 | $ 301,000 | $ 143,000 |
| Monterey County California | 12 | $ 8,481,000 | $ 706,000 | $ 232,000 |
| Santa Cruz County California | 12 | $ 4,987,000 | $ 415,000 | $ 185,000 |
| Hartford County Connecticut | 12 | $ 2,058,000 | $ 171,000 | $ 79,000 |
| Miami-Dade County Florida | 12 | $ 3,959,000 | $ 329,000 | $ 212,000 |
| Suffolk County Massachusetts | 12 | $ 3,436,000 | $ 286,000 | $ 176,000 |
| Elbert County Colorado | 11 | $ 2,084,000 | $ 189,000 | $ 124,000 |
| Orange County New York | 11 | $ 2,209,000 | $ 200,000 | $ 83,000 |
| Rockland County New York | 11 | $ 3,531,000 | $ 321,000 | $ 117,000 |
| Fremont County Colorado | 10 | $ 1,323,000 | $ 132,000 | $ 95,000 |
| Teller County Colorado | 10 | $ 1,688,000 | $ 168,000 | $ 149,000 |
| DuPage County Illinois | 10 | $ 2,749,000 | $ 274,000 | $ 100,000 |
| Morris County New Jersey | 10 | $ 2,626,000 | $ 262,000 | $ 108,000 |
| Sandoval County New Mexico | 10 | $ 1,947,000 | $ 194,000 | $ 103,000 |
| Santa Barbara County California | 9 | $ 2,716,000 | $ 301,000 | $ 157,000 |
| Broward County Florida | 9 | $ 2,840,000 | $ 315,000 | $ 135,000 |
| Fulton County Georgia | 9 | $ 3,557,000 | $ 395,000 | $ 299,000 |
| Wayne County Michigan | 9 | $ 2,314,000 | $ 257,000 | $ 78,000 |
| King County Washington | 9 | $ 2,226,000 | $ 247,000 | $ 109,000 |
| Pierce County Washington | 9 | $ 1,554,000 | $ 172,000 | $ 73,000 |
| Napa County California | 8 | $ 2,858,000 | $ 357,000 | $ 160,000 |
| Camden County Missouri | 8 | $ 1,061,000 | $ 132,000 | $ 152,000 |
| Camden County New Jersey | 8 | $ 976,000 | $ 122,000 | $ 92,000 |
| Fairfax County Virginia | 8 | $ 2,049,000 | $ 256,000 | $ 137,000 |
| Lake County California | 7 | $ 2,287,000 | $ 326,000 | $ 143,000 |
| Nevada County California | 7 | $ 3,168,000 | $ 452,000 | $ 176,000 |
| Tuolumne County California | 7 | $ 1,734,000 | $ 247,000 | $ 179,000 |
| Montrose County Colorado | 7 | $ 1,082,000 | $ 154,000 | $ 76,000 |
| Park County Colorado | 7 | $ 885,000 | $ 126,000 | $ 136,000 |
| Lee County Florida | 7 | $ 912,000 | $ 130,000 | $ 129,000 |
| Palm Beach County Florida | 7 | $ 3,342,000 | $ 477,000 | $ 211,000 |
| Dutchess County New York | 7 | $ 1,476,000 | $ 210,000 | $ 127,000 |
| Mecklenburg County North Carolina | 7 | $ 965,000 | $ 137,000 | $ 76,000 |
| San Benito County California | 6 | $ 1,827,000 | $ 304,000 | $ 71,000 |
| San Luis Obispo County California | 6 | $ 2,911,000 | $ 485,000 | $ 143,000 |
| Yolo County California | 6 | $ 1,610,000 | $ 268,000 | $ 104,000 |
| Lake County Colorado | 6 | $ 933,000 | $ 155,000 | $ 85,000 |
| Hampden County Massachusetts | 6 | $ 949,000 | $ 158,000 | $ 116,000 |
| Norfolk County Massachusetts | 6 | $ 2,344,000 | $ 390,000 | $ 138,000 |
| Worcester County Massachusetts | 6 | $ 1,301,000 | $ 216,000 | $ 105,000 |
| Hennepin County Minnesota | 6 | $ 1,737,000 | $ 289,000 | $ 270,000 |
| Valencia County New Mexico | 6 | $ 813,000 | $ 135,000 | $ 51,000 |
| Salt Lake County Utah | 6 | $ 825,000 | $ 137,000 | $ 82,000 |
| Sutter County California | 5 | $ 1,033,000 | $ 206,000 | $ 77,000 |
| Orange County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 196,000 |
| Kane County Illinois | 5 | $ 846,000 | $ 169,000 | $ 91,000 |
| Sedgwick County Kansas | 5 | $ 299,000 | $ 59,000 | $ 188,000 |
| Anne Arundel County Maryland | 5 | $ 3,155,000 | $ 631,000 | $ 173,000 |
| Baltimore City County Maryland | 5 | $ 918,000 | $ 183,000 | $ 135,000 |
| Prince George's County Maryland | 5 | $ 2,086,000 | $ 417,000 | $ 111,000 |
| Essex County Massachusetts | 5 | $ 822,000 | $ 164,000 | $ 105,000 |
| Clay County Missouri | 5 | $ 553,000 | $ 110,000 | $ 74,000 |
| Washoe County Nevada | 5 | $ 2,684,000 | $ 536,000 | $ 170,000 |
| Ocean County New Jersey | 5 | $ 956,000 | $ 191,000 | $ 75,000 |
| Forsyth County North Carolina | 5 | $ 1,029,000 | $ 205,000 | $ 84,000 |
| Wake County North Carolina | 5 | $ 593,000 | $ 118,000 | $ 66,000 |
| Tulsa County Oklahoma | 5 | $ 444,000 | $ 88,000 | $ 52,000 |
| Washington County Oregon | 5 | $ 802,000 | $ 160,000 | $ 103,000 |
| Weber County Utah | 5 | $ 476,000 | $ 95,000 | $ 67,000 |
| Yavapai County Arizona | 4 | $ 1,731,000 | $ 432,000 | $ 123,000 |
| Calaveras County California | 4 | $ 1,727,000 | $ 431,000 | $ 212,000 |
| Chaffee County Colorado | 4 | $ 1,216,000 | $ 304,000 | $ 126,000 |
| Gilpin County Colorado | 4 | $ 451,000 | $ 112,000 | $ 75,000 |
| Moffat County Colorado | 4 | $ 392,000 | $ 98,000 | $ 65,000 |
| Litchfield County Connecticut | 4 | $ 1,179,000 | $ 294,000 | $ 90,000 |
| Highlands County Florida | 4 | $ 772,000 | $ 193,000 | $ 439,000 |
| Indian River County Florida | 4 | $ 423,000 | $ 105,000 | $ 163,000 |
| Pasco County Florida | 4 | $ 818,000 | $ 204,000 | $ 111,000 |
| Will County Illinois | 4 | $ 1,476,000 | $ 369,000 | $ 134,000 |
| Shawnee County Kansas | 4 | $ 559,000 | $ 139,000 | $ 158,000 |
| Frederick County Maryland | 4 | $ 698,000 | $ 174,000 | $ 145,000 |
| Montgomery County Maryland | 4 | $ 2,222,000 | $ 555,000 | $ 130,000 |
| Barnstable County Massachusetts | 4 | $ 2,329,000 | $ 582,000 | $ 184,000 |
| Lincoln County Missouri | 4 | $ 354,000 | $ 88,000 | $ 47,000 |
| Polk County Missouri | 4 | $ 310,000 | $ 77,000 | $ 31,000 |
| Mercer County New Jersey | 4 | $ 320,000 | $ 80,000 | $ 85,000 |
| Sullivan County New York | 4 | $ 722,000 | $ 180,000 | $ 151,000 |
| Lehigh County Pennsylvania | 4 | $ 1,006,000 | $ 251,000 | $ 145,000 |
| York County South Carolina | 4 | $ 504,000 | $ 126,000 | $ 136,000 |
| Prince William County Virginia | 4 | $ 1,336,000 | $ 334,000 | $ 245,000 |
| Waukesha County Wisconsin | 4 | $ 763,000 | $ 190,000 | $ 78,000 |
| Mohave County Arizona | 3 | $ 1,668,000 | $ 556,000 | $ 197,000 |
| Pinal County Arizona | 3 | $ 357,000 | $ 119,000 | $ 48,000 |
| Kings County California | 3 | $ 545,000 | $ 181,000 | $ 95,000 |
| Merced County California | 3 | $ 438,000 | $ 146,000 | $ 102,000 |
| Shasta County California | 3 | $ 1,041,000 | $ 347,000 | $ 96,000 |
| Siskiyou County California | 3 | $ 2,117,000 | $ 705,000 | $ 738,000 |
| Clear Creek County Colorado | 3 | $ 256,000 | $ 85,000 | $ 101,000 |
| Delta County Colorado | 3 | $ 573,000 | $ 191,000 | $ 205,000 |
| Grand County Colorado | 3 | $ 744,000 | $ 248,000 | $ 159,000 |
| La Plata County Colorado | 3 | $ 719,000 | $ 239,000 | $ 77,000 |
| Middlesex County Connecticut | 3 | $ 597,000 | $ 199,000 | $ 80,000 |
| Duval County Florida | 3 | $ 449,000 | $ 149,000 | $ 87,000 |
| Marion County Florida | 3 | $ 420,000 | $ 140,000 | $ 142,000 |
| Osceola County Florida | 3 | $ 891,000 | $ 297,000 | $ 128,000 |
| Douglas County Kansas | 3 | $ 1,002,000 | $ 334,000 | $ 211,000 |
| Ellis County Kansas | 3 | $ 200,000 | $ 66,000 | $ 50,000 |
| Bristol County Massachusetts | 3 | $ 1,054,000 | $ 351,000 | $ 151,000 |
| Hillsborough County New Hampshire | 3 | $ 488,000 | $ 162,000 | $ 103,000 |
| Somerset County New Jersey | 3 | $ 2,003,000 | $ 667,000 | $ 186,000 |
| Taos County New Mexico | 3 | $ 568,000 | $ 189,000 | $ 105,000 |
| Broome County New York | 3 | $ 445,000 | $ 148,000 | $ 89,000 |
| Erie County New York | 3 | $ 526,000 | $ 175,000 | $ 67,000 |
| Monroe County New York | 3 | $ 194,000 | $ 64,000 | $ 29,000 |
| Montgomery County Pennsylvania | 3 | $ 621,000 | $ 207,000 | $ 388,000 |
| Providence County Rhode Island | 3 | $ 651,000 | $ 217,000 | $ 83,000 |
| Greenville County South Carolina | 3 | $ 523,000 | $ 174,000 | $ 106,000 |
| Summit County Utah | 3 | $ 480,000 | $ 160,000 | $ 299,000 |
| Arlington County Virginia | 3 | $ 1,050,000 | $ 350,000 | $ 173,000 |
| Dane County Wisconsin | 3 | $ 668,000 | $ 222,000 | $ 142,000 |
| Yuma County Arizona | 2 | $ 229,000 | $ 114,000 | $ 60,000 |
| Butte County California | 2 | $ 518,000 | $ 259,000 | $ 44,000 |
| Del Norte County California | 2 | $ 205,000 | $ 102,000 | $ 68,000 |
| Imperial County California | 2 | $ 210,000 | $ 105,000 | $ 78,000 |
| Mendocino County California | 2 | $ 1,211,000 | $ 605,000 | $ 259,000 |
| Mono County California | 2 | $ 462,000 | $ 231,000 | $ 156,000 |
| Tehama County California | 2 | $ 307,000 | $ 153,000 | $ 126,000 |
| Tulare County California | 2 | $ 454,000 | $ 227,000 | $ 93,000 |
| Yuba County California | 2 | $ 327,000 | $ 163,000 | $ 123,000 |
| Pitkin County Colorado | 2 | $ 696,000 | $ 348,000 | $ 362,000 |
| Rio Blanco County Colorado | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,622,000 | $ 811,000 | $ 79,000 |
| Bay County Florida | 2 | $ 111,000 | $ 55,000 | $ 80,000 |
| Brevard County Florida | 2 | $ 445,000 | $ 222,000 | $ 115,000 |
| Flagler County Florida | 2 | $ 438,000 | $ 219,000 | $ 125,000 |
| Hillsborough County Florida | 2 | $ 368,000 | $ 184,000 | $ 75,000 |
| Lake County Florida | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| Monroe County Florida | 2 | $ 3,250,000 | $ 1,625,000 | $ 967,000 |
| Nassau County Florida | 2 | $ 713,000 | $ 356,000 | $ 214,000 |
| Pinellas County Florida | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| Santa Rosa County Florida | 2 | $ 297,000 | $ 148,000 | $ 67,000 |
| Volusia County Florida | 2 | $ 891,000 | $ 445,000 | $ 64,000 |
| Clayton County Georgia | 2 | $ 135,000 | $ 67,000 | $ 52,000 |
| Cobb County Georgia | 2 | $ 229,000 | $ 114,000 | $ 139,000 |
| Canyon County Idaho | 2 | $ 261,000 | $ 130,000 | $ 102,000 |
| Madison County Illinois | 2 | $ 359,000 | $ 179,000 | $ 76,000 |
| St. Clair County Illinois | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Elkhart County Indiana | 2 | $ 155,000 | $ 77,000 | $ 57,000 |
| Marion County Indiana | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| Cumberland County Maine | 2 | $ 1,068,000 | $ 534,000 | $ 520,000 |
| Washington County Maryland | 2 | $ 433,000 | $ 216,000 | $ 107,000 |
| Jackson County Michigan | 2 | $ 161,000 | $ 80,000 | $ 120,000 |
| Kent County Michigan | 2 | $ 128,000 | $ 64,000 | $ 58,000 |
| Macomb County Michigan | 2 | $ 329,000 | $ 164,000 | $ 106,000 |
| Chisago County Minnesota | 2 | $ 375,000 | $ 187,000 | $ 106,000 |
| Douglas County Minnesota | 2 | $ 61,000 | $ 30,000 | $ 165,000 |
| Scott County Minnesota | 2 | $ 508,000 | $ 254,000 | $ 142,000 |
| Stearns County Minnesota | 2 | $ 466,000 | $ 233,000 | $ 69,000 |
| Audrain County Missouri | 2 | $ 156,000 | $ 78,000 | $ 102,000 |
| Cass County Missouri | 2 | $ 53,000 | $ 26,000 | $ 65,000 |
| Henry County Missouri | 2 | $ 271,000 | $ 135,000 | $ 156,000 |
| Marion County Missouri | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Warren County Missouri | 2 | $ 124,000 | $ 62,000 | $ 48,000 |
| Washington County Missouri | 2 | $ 224,000 | $ 112,000 | $ 68,000 |
| Flathead County Montana | 2 | $ 1,221,000 | $ 610,000 | $ 35,000 |
| Lancaster County Nebraska | 2 | $ 117,000 | $ 58,000 | $ 72,000 |
| Nye County Nevada | 2 | $ 157,000 | $ 78,000 | $ 34,000 |
| Carroll County New Hampshire | 2 | $ 222,000 | $ 111,000 | $ 70,000 |
| Grafton County New Hampshire | 2 | $ 204,000 | $ 102,000 | $ 78,000 |
| Rockingham County New Hampshire | 2 | $ 404,000 | $ 202,000 | $ 163,000 |
| Strafford County New Hampshire | 2 | $ 409,000 | $ 204,000 | $ 143,000 |
| Gloucester County New Jersey | 2 | $ 498,000 | $ 249,000 | $ 63,000 |
| Warren County New Jersey | 2 | $ 525,000 | $ 262,000 | $ 170,000 |
| Chaves County New Mexico | 2 | $ 171,000 | $ 85,000 | $ 97,000 |
| Curry County New Mexico | 2 | $ 275,000 | $ 137,000 | $ 73,000 |
| Roosevelt County New Mexico | 2 | $ 184,000 | $ 92,000 | $ 87,000 |
| San Miguel County New Mexico | 2 | $ 115,000 | $ 57,000 | $ 47,000 |
| Guilford County North Carolina | 2 | $ 865,000 | $ 432,000 | $ 107,000 |
| New Hanover County North Carolina | 2 | $ 243,000 | $ 121,000 | $ 89,000 |
| Clackamas County Oregon | 2 | $ 225,000 | $ 112,000 | $ 150,000 |
| Multnomah County Oregon | 2 | $ 395,000 | $ 197,000 | $ 171,000 |
| Bucks County Pennsylvania | 2 | $ 617,000 | $ 308,000 | $ 226,000 |
| Delaware County Pennsylvania | 2 | $ 369,000 | $ 184,000 | $ 80,000 |
| Washington County Rhode Island | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| Anderson County South Carolina | 2 | $ 596,000 | $ 298,000 | $ 107,000 |
| Edgefield County South Carolina | 2 | $ 155,000 | $ 77,000 | $ 76,000 |
| Fayette County Tennessee | 2 | $ 189,000 | $ 94,000 | $ 54,000 |
| Davis County Utah | 2 | $ 808,000 | $ 404,000 | $ 207,000 |
| Franklin County Vermont | 2 | $ 436,000 | $ 218,000 | $ 103,000 |
| Gloucester County Virginia | 2 | $ 190,000 | $ 95,000 | $ 30,000 |
| Kitsap County Washington | 2 | $ 525,000 | $ 262,000 | $ 72,000 |
| Snohomish County Washington | 2 | $ 395,000 | $ 197,000 | $ 116,000 |
| Thurston County Washington | 2 | $ 243,000 | $ 121,000 | $ 132,000 |
| Big Horn County Wyoming | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Teton County Wyoming | 2 | $ 1,472,000 | $ 736,000 | $ 454,000 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Madison County Alabama | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Mobile County Alabama | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Cochise County Arizona | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Coconino County Arizona | 1 | $ 416,000 | $ 416,000 | $ 150,000 |
| Gila County Arizona | 1 | $ 436,000 | $ 436,000 | $ 131,000 |
| Clark County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 83,000 |
| Faulkner County Arkansas | 1 | $ 230,000 | $ 230,000 | $ 122,000 |
| Pulaski County Arkansas | 1 | $ 380,000 | $ 380,000 | $ 130,000 |
| Amador County California | 1 | $ 366,000 | $ 366,000 | $ 358,000 |
| Humboldt County California | 1 | $ 564,000 | $ 564,000 | $ 120,000 |
| Inyo County California | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Gunnison County Colorado | 1 | $ 410,000 | $ 410,000 | $ 282,000 |
| Huerfano County Colorado | 1 | $ 168,000 | $ 168,000 | $ 165,000 |
| Las Animas County Colorado | 1 | $ 248,000 | $ 248,000 | $ 68,000 |
| Montezuma County Colorado | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Ouray County Colorado | 1 | $ 300,000 | $ 300,000 | $ 300,000 |
| San Miguel County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 330,000 |
| New London County Connecticut | 1 | $ 216,000 | $ 216,000 | $ 50,000 |
| Tolland County Connecticut | 1 | $ 247,000 | $ 247,000 | $ 61,000 |
| Windham County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| New Castle County Delaware | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Charlotte County Florida | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Collier County Florida | 1 | $ 213,000 | $ 213,000 | $ 89,000 |
| Hardee County Florida | 1 | $ 151,000 | $ 151,000 | $ 97,000 |
| Polk County Florida | 1 | $ 168,000 | $ 168,000 | $ 41,000 |
| Sarasota County Florida | 1 | $ 369,000 | $ 369,000 | $ 108,000 |
| Walton County Florida | 1 | $ 1,295,000 | $ 1,295,000 | $ 572,000 |
| Cherokee County Georgia | 1 | $ 38,000 | $ 38,000 | $ 60,000 |
| DeKalb County Georgia | 1 | $ 194,000 | $ 194,000 | $ 80,000 |
| Fayette County Georgia | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Forsyth County Georgia | 1 | $ 336,000 | $ 336,000 | $ 110,000 |
| Liberty County Georgia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Honolulu County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 450,000 |
| Kauai County Hawaii | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Maui County Hawaii | 1 | $ 560,000 | $ 560,000 | $ 145,000 |
| Ada County Idaho | 1 | $ 343,000 | $ 343,000 | $ 104,000 |
| Fremont County Idaho | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Jackson County Illinois | 1 | $ 170,000 | $ 170,000 | $ 102,000 |
| Winnebago County Illinois | 1 | $ 280,000 | $ 280,000 | $ 56,000 |
| Floyd County Indiana | 1 | $ 47,000 | $ 47,000 | $ 89,000 |
| Kosciusko County Indiana | 1 | $ 240,000 | $ 240,000 | $ 129,000 |
| Linn County Iowa | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Pottawattamie County Iowa | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Harvey County Kansas | 1 | $ 109,000 | $ 109,000 | $ 49,000 |
| Jefferson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Kenton County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Oldham County Kentucky | 1 | $ 251,000 | $ 251,000 | $ 95,000 |
| Woodford County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Caddo County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| York County Maine | 1 | $ 168,000 | $ 168,000 | $ 87,000 |
| Baltimore County Maryland | 1 | $ 1,575,000 | $ 1,575,000 | $ 800,000 |
| Caroline County Maryland | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Charles County Maryland | 1 | $ 600,000 | $ 600,000 | $ 145,000 |
| Howard County Maryland | 1 | $ 388,000 | $ 388,000 | $ 190,000 |
| Dukes County Massachusetts | 1 | $ 744,000 | $ 744,000 | $ 252,000 |
| Monroe County Michigan | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Muskegon County Michigan | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Washtenaw County Michigan | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| Anoka County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Carver County Minnesota | 1 | $ 22,000 | $ 22,000 | $ 81,000 |
| Crow Wing County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 45,000 |
| Dakota County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 95,000 |
| Sibley County Minnesota | 1 | $ 351,000 | $ 351,000 | $ 1,256,000 |
| Washington County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Forrest County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Boone County Missouri | 1 | $ 147,000 | $ 147,000 | $ 66,000 |
| Greene County Missouri | 1 | $ 106,000 | $ 106,000 | $ 4,000 |
| Johnson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Monroe County Missouri | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Newton County Missouri | 1 | $ 16,000 | $ 16,000 | $ 34,000 |
| Ralls County Missouri | 1 | $ 83,000 | $ 83,000 | $ 71,000 |
| Scott County Missouri | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Webster County Missouri | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| Gallatin County Montana | 1 | $ 680,000 | $ 680,000 | $ 192,000 |
| Ravalli County Montana | 1 | $ 347,000 | $ 347,000 | $ 150,000 |
| Sarpy County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Thayer County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Sullivan County New Hampshire | 1 | $ 336,000 | $ 336,000 | $ 161,000 |
| Atlantic County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 129,000 |
| Burlington County New Jersey | 1 | $ 263,000 | $ 263,000 | $ 72,000 |
| Cape May County New Jersey | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,799,000 |
| Cumberland County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 468,000 | $ 468,000 | $ 180,000 |
| Sussex County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| Colfax County New Mexico | 1 | $ 559,000 | $ 559,000 | $ 420,000 |
| Lincoln County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| McKinley County New Mexico | 1 | $ 337,000 | $ 337,000 | $ 143,000 |
| Socorro County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Chautauqua County New York | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Greene County New York | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Ontario County New York | 1 | $ 41,000 | $ 41,000 | $ 125,000 |
| Otsego County New York | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Putnam County New York | 1 | $ 262,000 | $ 262,000 | $ 87,000 |
| Saratoga County New York | 1 | $ 223,000 | $ 223,000 | $ 116,000 |
| Schenectady County New York | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Steuben County New York | 1 | $ 408,000 | $ 408,000 | $ 72,000 |
| Ulster County New York | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Wayne County New York | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Ashe County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 146,000 |
| Brunswick County North Carolina | 1 | $ 422,000 | $ 422,000 | $ 177,000 |
| Buncombe County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Cabarrus County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 206,000 |
| Clay County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 117,000 |
| Durham County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 55,000 |
| Moore County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Orange County North Carolina | 1 | $ 794,000 | $ 794,000 | $ 0 |
| Pender County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
| Union County North Carolina | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 150,000 |
| Butler County Ohio | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Coos County Oregon | 1 | $ 190,000 | $ 190,000 | $ 34,000 |
| Douglas County Oregon | 1 | $ 236,000 | $ 236,000 | $ 123,000 |
| Berks County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Chester County Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 70,000 |
| Dauphin County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Lancaster County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Philadelphia County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| York County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Newport County Rhode Island | 1 | $ 420,000 | $ 420,000 | $ 126,000 |
| Charleston County South Carolina | 1 | $ 590,000 | $ 590,000 | $ 216,000 |
| Dorchester County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 70,000 |
| Horry County South Carolina | 1 | $ 713,000 | $ 713,000 | $ 270,000 |
| Pickens County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 96,000 |
| Sumter County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 53,000 |
| Brown County South Dakota | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| Clay County South Dakota | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Minnehaha County South Dakota | 1 | $ 306,000 | $ 306,000 | $ 77,000 |
| Pennington County South Dakota | 1 | $ 146,000 | $ 146,000 | $ 81,000 |
| Cocke County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Crockett County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 146,000 |
| Lincoln County Tennessee | 1 | $ 705,000 | $ 705,000 | $ 190,000 |
| Shelby County Tennessee | 1 | $ 720,000 | $ 720,000 | $ 148,000 |
| Dallas County Texas | 1 | $ 174,000 | $ 174,000 | $ 120,000 |
| Galveston County Texas | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| McLennan County Texas | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Williamson County Texas | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| Utah County Utah | 1 | $ 272,000 | $ 272,000 | $ 93,000 |
| Windsor County Vermont | 1 | $ 259,000 | $ 259,000 | $ 432,000 |
| Fauquier County Virginia | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Frederick County Virginia | 1 | $ 322,000 | $ 322,000 | $ 68,000 |
| Suffolk County Virginia | 1 | $ 320,000 | $ 320,000 | $ 108,000 |
| Virginia Beach County Virginia | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Chelan County Washington | 1 | $ 826,000 | $ 826,000 | $ 384,000 |
| Clark County Washington | 1 | $ 598,000 | $ 598,000 | $ 181,000 |
| Island County Washington | 1 | $ 32,000 | $ 32,000 | $ 72,000 |
| Whatcom County Washington | 1 | $ 512,000 | $ 512,000 | $ 428,000 |
| Yakima County Washington | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Marathon County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Laramie County Wyoming | 1 | $ 83,000 | $ 83,000 | $ 87,000 |
| Sublette County Wyoming | 1 | $ 336,000 | $ 336,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,745 | $1,365,756,000 | $364,000 | $3,500,000 | $146,000 | $2,442,000 |
| Home Purchase | 3,108 | $1,003,678,000 | $322,000 | $4,080,000 | $160,000 | $8,100,000 |
| Home Improvement | 154 | $73,013,000 | $474,000 | $3,000,000 | $160,000 | $978,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,075 | $1,507,624,000 | $369,000 | $3,000,000 | $165,000 | $3,564,000 |
| Hispanic | 1,009 | $254,842,000 | $252,000 | $3,500,000 | $112,000 | $1,000,000 |
| Not Provided | 926 | $328,665,000 | $354,000 | $4,080,000 | $151,000 | $1,938,000 |
| Asian | 555 | $225,653,000 | $406,000 | $2,438,000 | $156,000 | $1,200,000 |
| Black or African American | 324 | $85,838,000 | $264,000 | $2,560,000 | $141,000 | $8,100,000 |
| Not applicable | 61 | $20,831,000 | $341,000 | $1,000,000 | $44,000 | $171,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $10,169,000 | $267,000 | $726,000 | $123,000 | $258,000 |
| American Indian or Alaskan Native | 19 | $8,825,000 | $464,000 | $1,500,000 | $222,000 | $875,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,007 | $2,442,447,000 | $348,000 | $4,080,000 | $153,000 | $8,100,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,624 | $1,202,873,000 | $331,000 | $3,250,000 | $149,000 | $8,100,000 |
| Application Denied By Financial Institution | 1,508 | $518,984,000 | $344,000 | $4,080,000 | $166,000 | $2,442,000 |
| Application Approved But Not Accepted | 1,435 | $605,269,000 | $421,000 | $3,250,000 | $171,000 | $3,564,000 |
| Loan Purchased By The Institution | 290 | $65,829,000 | $226,000 | $1,000,000 | $34,000 | $223,000 |
| Application Withdrawn By Applicant | 125 | $41,498,000 | $331,000 | $3,500,000 | $167,000 | $1,500,000 |
| File Closed For Incompleteness | 25 | $7,994,000 | $319,000 | $705,000 | $115,000 | $336,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 544 | $196,723,000 | $361,000 | $4,080,000 | $168,000 | $1,711,000 |
| Credit History | 314 | $102,896,000 | $327,000 | $3,000,000 | $164,000 | $2,442,000 |
| Collateral | 270 | $91,293,000 | $338,000 | $2,738,000 | $179,000 | $1,953,000 |
| Unverifiable Information | 163 | $58,744,000 | $360,000 | $3,000,000 | $187,000 | $1,935,000 |
| Debt-To-Income Ratio | 150 | $46,184,000 | $307,000 | $2,100,000 | $122,000 | $569,000 |
| Employment History | 59 | $18,019,000 | $305,000 | $2,000,000 | $140,000 | $816,000 |
| Other | 8 | $5,125,000 | $640,000 | $2,310,000 | $249,000 | $1,053,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.