E*Trade Savings Bank Mortgage Lending & HMDA Data, 2007
In 2007, E*Trade Savings Bank of Arlington, VA reported 7,007 mortgage applications totaling $2.4 billion. The average application was for $348,572, and applicants reported an average income of $152,517. 52% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Denver-Aurora, CO (1,124), Los Angeles-Long Beach-Glendale, CA (888) and New York-White Plains-Wayne, NY-NJ (660) (applications in parentheses).
| Mortgage Company & Address | E*Trade Savings Bank 671 North Glebe Road, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 7,007 |
| Total Mortgage Loan Application Amount | $2,442,447,000 |
| Average Mortgage Loan Application Amount | $348,572 |
| Highest Mortgage Loan Application Amount | $4,080,000 |
| Average Applicant Income | $152,517 |
| Highest Applicant Income | $8,100,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 888 | $ 387,596,000 | $ 436,481 | $ 175,000 |
| San Diego, California | 383 | $ 141,087,000 | $ 368,373 | $ 153,000 |
| Santa Clara, California | 285 | $ 172,336,000 | $ 604,687 | $ 211,000 |
| Arapahoe, Colorado | 273 | $ 44,135,000 | $ 161,666 | $ 104,000 |
| Denver, Colorado | 273 | $ 55,162,000 | $ 202,058 | $ 114,000 |
| Jefferson, Colorado | 239 | $ 47,039,000 | $ 196,815 | $ 113,000 |
| New York, New York | 215 | $ 179,165,000 | $ 833,325 | $ 345,000 |
| Riverside, California | 200 | $ 45,174,000 | $ 225,870 | $ 141,000 |
| Orange, California | 183 | $ 94,195,000 | $ 514,726 | $ 208,000 |
| Contra Costa, California | 173 | $ 76,927,000 | $ 444,664 | $ 165,000 |
| Alameda, California | 156 | $ 73,555,000 | $ 471,506 | $ 153,000 |
| Suffolk, New York | 150 | $ 49,432,000 | $ 329,546 | $ 117,000 |
| Douglas, Colorado | 147 | $ 40,228,000 | $ 273,659 | $ 151,000 |
| Adams, Colorado | 145 | $ 23,753,000 | $ 163,813 | $ 98,000 |
| Nassau, New York | 141 | $ 50,169,000 | $ 355,808 | $ 149,000 |
| Kings, New York | 136 | $ 77,362,000 | $ 568,838 | $ 192,000 |
| Queens, New York | 112 | $ 36,923,000 | $ 329,669 | $ 115,000 |
| El Paso, Colorado | 106 | $ 17,321,000 | $ 163,405 | $ 113,000 |
| Maricopa, Arizona | 93 | $ 29,858,000 | $ 321,053 | $ 150,000 |
| San Bernardino, California | 88 | $ 23,053,000 | $ 261,965 | $ 140,000 |
| Ventura, California | 87 | $ 40,667,000 | $ 467,436 | $ 199,000 |
| San Mateo, California | 77 | $ 53,389,000 | $ 693,363 | $ 206,000 |
| San Francisco, California | 74 | $ 37,766,000 | $ 510,351 | $ 185,000 |
| Santa Fe, New Mexico | 71 | $ 22,260,000 | $ 313,521 | $ 126,000 |
| Boulder, Colorado | 64 | $ 16,792,000 | $ 262,375 | $ 159,000 |
| Cook, Illinois | 64 | $ 15,745,000 | $ 246,015 | $ 99,000 |
| Westchester, New York | 60 | $ 33,237,000 | $ 553,950 | $ 187,000 |
| Sacramento, California | 54 | $ 12,321,000 | $ 228,166 | $ 92,000 |
| St. Louis, Missouri | 54 | $ 7,011,000 | $ 129,833 | $ 112,000 |
| Bronx, New York | 45 | $ 12,931,000 | $ 287,355 | $ 131,000 |
| Eagle, Colorado | 42 | $ 18,487,000 | $ 440,166 | $ 200,000 |
| Middlesex, New Jersey | 40 | $ 10,455,000 | $ 261,375 | $ 109,000 |
| Solano, California | 39 | $ 12,910,000 | $ 331,025 | $ 126,000 |
| Essex, New Jersey | 38 | $ 13,616,000 | $ 358,315 | $ 151,000 |
| Fairfield, Connecticut | 37 | $ 20,114,000 | $ 543,621 | $ 172,000 |
| Summit, Colorado | 36 | $ 10,154,000 | $ 282,055 | $ 199,000 |
| Bernalillo, New Mexico | 36 | $ 5,090,000 | $ 141,388 | $ 93,000 |
| Middlesex, Massachusetts | 35 | $ 9,776,000 | $ 279,314 | $ 105,000 |
| Marin, California | 33 | $ 22,535,000 | $ 682,878 | $ 282,000 |
| Mesa, Colorado | 31 | $ 5,312,000 | $ 171,354 | $ 82,000 |
| Dona Ana, New Mexico | 31 | $ 4,903,000 | $ 158,161 | $ 233,000 |
| Johnson, Kansas | 30 | $ 4,343,000 | $ 144,766 | $ 86,000 |
| Jackson, Missouri | 30 | $ 2,993,000 | $ 99,766 | $ 71,000 |
| Larimer, Colorado | 29 | $ 4,742,000 | $ 163,517 | $ 109,000 |
| Jefferson, Missouri | 28 | $ 2,736,000 | $ 97,714 | $ 64,000 |
| Placer, California | 27 | $ 12,981,000 | $ 480,777 | $ 153,000 |
| Routt, Colorado | 27 | $ 9,548,000 | $ 353,629 | $ 202,000 |
| Bergen, New Jersey | 27 | $ 9,953,000 | $ 368,629 | $ 173,000 |
| Weld, Colorado | 26 | $ 3,284,000 | $ 126,307 | $ 84,000 |
| St. Charles, Missouri | 25 | $ 3,833,000 | $ 153,320 | $ 100,000 |
| Sonoma, California | 24 | $ 13,438,000 | $ 559,916 | $ 235,000 |
| Clark, Nevada | 24 | $ 5,612,000 | $ 233,833 | $ 146,000 |
| Stanislaus, California | 23 | $ 5,143,000 | $ 223,608 | $ 178,000 |
| Garfield, Colorado | 23 | $ 6,878,000 | $ 299,043 | $ 140,000 |
| Monmouth, New Jersey | 23 | $ 6,302,000 | $ 274,000 | $ 113,000 |
| Broomfield, Colorado | 22 | $ 4,767,000 | $ 216,681 | $ 132,000 |
| Passaic, New Jersey | 22 | $ 5,236,000 | $ 238,000 | $ 97,000 |
| Kern, California | 21 | $ 4,736,000 | $ 225,523 | $ 128,000 |
| Fresno, California | 20 | $ 4,014,000 | $ 200,700 | $ 95,000 |
| Oakland, Michigan | 19 | $ 5,783,000 | $ 304,368 | $ 130,000 |
| San Joaquin, California | 18 | $ 5,487,000 | $ 304,833 | $ 142,000 |
| Lake, Illinois | 17 | $ 4,552,000 | $ 267,764 | $ 112,000 |
| St. Louis City, Missouri | 16 | $ 1,478,000 | $ 92,375 | $ 56,000 |
| Hudson, New Jersey | 16 | $ 6,646,000 | $ 415,375 | $ 104,000 |
| Union, New Jersey | 16 | $ 4,387,000 | $ 274,187 | $ 172,000 |
| New Haven, Connecticut | 15 | $ 3,016,000 | $ 201,066 | $ 89,000 |
| Richmond, New York | 15 | $ 4,097,000 | $ 273,133 | $ 84,000 |
| Pueblo, Colorado | 14 | $ 1,535,000 | $ 109,642 | $ 87,000 |
| Plymouth, Massachusetts | 14 | $ 2,430,000 | $ 173,571 | $ 125,000 |
| El Dorado, California | 13 | $ 5,020,000 | $ 386,153 | $ 111,000 |
| Archuleta, Colorado | 13 | $ 2,093,000 | $ 161,000 | $ 64,000 |
| Wyandotte, Kansas | 13 | $ 1,393,000 | $ 107,153 | $ 72,000 |
| Pima, Arizona | 12 | $ 3,619,000 | $ 301,583 | $ 143,000 |
| Monterey, California | 12 | $ 8,481,000 | $ 706,750 | $ 232,000 |
| Santa Cruz, California | 12 | $ 4,987,000 | $ 415,583 | $ 185,000 |
| Hartford, Connecticut | 12 | $ 2,058,000 | $ 171,500 | $ 79,000 |
| Miami-Dade, Florida | 12 | $ 3,959,000 | $ 329,916 | $ 212,000 |
| Suffolk, Massachusetts | 12 | $ 3,436,000 | $ 286,333 | $ 176,000 |
| Elbert, Colorado | 11 | $ 2,084,000 | $ 189,454 | $ 124,000 |
| Orange, New York | 11 | $ 2,209,000 | $ 200,818 | $ 83,000 |
| Rockland, New York | 11 | $ 3,531,000 | $ 321,000 | $ 117,000 |
| Fremont, Colorado | 10 | $ 1,323,000 | $ 132,300 | $ 95,000 |
| Teller, Colorado | 10 | $ 1,688,000 | $ 168,800 | $ 149,000 |
| DuPage, Illinois | 10 | $ 2,749,000 | $ 274,900 | $ 100,000 |
| Morris, New Jersey | 10 | $ 2,626,000 | $ 262,600 | $ 108,000 |
| Sandoval, New Mexico | 10 | $ 1,947,000 | $ 194,700 | $ 103,000 |
| Santa Barbara, California | 9 | $ 2,716,000 | $ 301,777 | $ 157,000 |
| Broward, Florida | 9 | $ 2,840,000 | $ 315,555 | $ 135,000 |
| Fulton, Georgia | 9 | $ 3,557,000 | $ 395,222 | $ 299,000 |
| Wayne, Michigan | 9 | $ 2,314,000 | $ 257,111 | $ 78,000 |
| King, Washington | 9 | $ 2,226,000 | $ 247,333 | $ 109,000 |
| Pierce, Washington | 9 | $ 1,554,000 | $ 172,666 | $ 73,000 |
| Napa, California | 8 | $ 2,858,000 | $ 357,250 | $ 160,000 |
| Camden, Missouri | 8 | $ 1,061,000 | $ 132,625 | $ 152,000 |
| Camden, New Jersey | 8 | $ 976,000 | $ 122,000 | $ 92,000 |
| Fairfax, Virginia | 8 | $ 2,049,000 | $ 256,125 | $ 137,000 |
| Lake, California | 7 | $ 2,287,000 | $ 326,714 | $ 143,000 |
| Nevada, California | 7 | $ 3,168,000 | $ 452,571 | $ 176,000 |
| Tuolumne, California | 7 | $ 1,734,000 | $ 247,714 | $ 179,000 |
| Montrose, Colorado | 7 | $ 1,082,000 | $ 154,571 | $ 76,000 |
| Park, Colorado | 7 | $ 885,000 | $ 126,428 | $ 136,000 |
| Lee, Florida | 7 | $ 912,000 | $ 130,285 | $ 129,000 |
| Palm Beach, Florida | 7 | $ 3,342,000 | $ 477,428 | $ 211,000 |
| Dutchess, New York | 7 | $ 1,476,000 | $ 210,857 | $ 127,000 |
| Mecklenburg, North Carolina | 7 | $ 965,000 | $ 137,857 | $ 76,000 |
| San Benito, California | 6 | $ 1,827,000 | $ 304,500 | $ 71,000 |
| San Luis Obispo, California | 6 | $ 2,911,000 | $ 485,166 | $ 143,000 |
| Yolo, California | 6 | $ 1,610,000 | $ 268,333 | $ 104,000 |
| Lake, Colorado | 6 | $ 933,000 | $ 155,500 | $ 85,000 |
| Hampden, Massachusetts | 6 | $ 949,000 | $ 158,166 | $ 116,000 |
| Norfolk, Massachusetts | 6 | $ 2,344,000 | $ 390,666 | $ 138,000 |
| Worcester, Massachusetts | 6 | $ 1,301,000 | $ 216,833 | $ 105,000 |
| Hennepin, Minnesota | 6 | $ 1,737,000 | $ 289,500 | $ 270,000 |
| Valencia, New Mexico | 6 | $ 813,000 | $ 135,500 | $ 51,000 |
| Salt Lake, Utah | 6 | $ 825,000 | $ 137,500 | $ 82,000 |
| Sutter, California | 5 | $ 1,033,000 | $ 206,600 | $ 77,000 |
| Orange, Florida | 5 | $ 1,075,000 | $ 215,000 | $ 196,000 |
| Kane, Illinois | 5 | $ 846,000 | $ 169,200 | $ 91,000 |
| Sedgwick, Kansas | 5 | $ 299,000 | $ 59,800 | $ 188,000 |
| Anne Arundel, Maryland | 5 | $ 3,155,000 | $ 631,000 | $ 173,000 |
| Baltimore City, Maryland | 5 | $ 918,000 | $ 183,600 | $ 135,000 |
| Prince George's, Maryland | 5 | $ 2,086,000 | $ 417,200 | $ 111,000 |
| Essex, Massachusetts | 5 | $ 822,000 | $ 164,400 | $ 105,000 |
| Clay, Missouri | 5 | $ 553,000 | $ 110,600 | $ 74,000 |
| Washoe, Nevada | 5 | $ 2,684,000 | $ 536,800 | $ 170,000 |
| Ocean, New Jersey | 5 | $ 956,000 | $ 191,200 | $ 75,000 |
| Forsyth, North Carolina | 5 | $ 1,029,000 | $ 205,800 | $ 84,000 |
| Wake, North Carolina | 5 | $ 593,000 | $ 118,600 | $ 66,000 |
| Tulsa, Oklahoma | 5 | $ 444,000 | $ 88,800 | $ 52,000 |
| Washington, Oregon | 5 | $ 802,000 | $ 160,400 | $ 103,000 |
| Weber, Utah | 5 | $ 476,000 | $ 95,200 | $ 67,000 |
| Yavapai, Arizona | 4 | $ 1,731,000 | $ 432,750 | $ 123,000 |
| Calaveras, California | 4 | $ 1,727,000 | $ 431,750 | $ 212,000 |
| Chaffee, Colorado | 4 | $ 1,216,000 | $ 304,000 | $ 126,000 |
| Gilpin, Colorado | 4 | $ 451,000 | $ 112,750 | $ 75,000 |
| Moffat, Colorado | 4 | $ 392,000 | $ 98,000 | $ 65,000 |
| Litchfield, Connecticut | 4 | $ 1,179,000 | $ 294,750 | $ 90,000 |
| Highlands, Florida | 4 | $ 772,000 | $ 193,000 | $ 439,000 |
| Indian River, Florida | 4 | $ 423,000 | $ 105,750 | $ 163,000 |
| Pasco, Florida | 4 | $ 818,000 | $ 204,500 | $ 111,000 |
| Will, Illinois | 4 | $ 1,476,000 | $ 369,000 | $ 134,000 |
| Shawnee, Kansas | 4 | $ 559,000 | $ 139,750 | $ 158,000 |
| Frederick, Maryland | 4 | $ 698,000 | $ 174,500 | $ 145,000 |
| Montgomery, Maryland | 4 | $ 2,222,000 | $ 555,500 | $ 130,000 |
| Barnstable, Massachusetts | 4 | $ 2,329,000 | $ 582,250 | $ 184,000 |
| Lincoln, Missouri | 4 | $ 354,000 | $ 88,500 | $ 47,000 |
| Polk, Missouri | 4 | $ 310,000 | $ 77,500 | $ 31,000 |
| Mercer, New Jersey | 4 | $ 320,000 | $ 80,000 | $ 85,000 |
| Sullivan, New York | 4 | $ 722,000 | $ 180,500 | $ 151,000 |
| Lehigh, Pennsylvania | 4 | $ 1,006,000 | $ 251,500 | $ 145,000 |
| York, South Carolina | 4 | $ 504,000 | $ 126,000 | $ 136,000 |
| Prince William, Virginia | 4 | $ 1,336,000 | $ 334,000 | $ 245,000 |
| Waukesha, Wisconsin | 4 | $ 763,000 | $ 190,750 | $ 78,000 |
| Mohave, Arizona | 3 | $ 1,668,000 | $ 556,000 | $ 197,000 |
| Pinal, Arizona | 3 | $ 357,000 | $ 119,000 | $ 48,000 |
| Kings, California | 3 | $ 545,000 | $ 181,666 | $ 95,000 |
| Merced, California | 3 | $ 438,000 | $ 146,000 | $ 102,000 |
| Shasta, California | 3 | $ 1,041,000 | $ 347,000 | $ 96,000 |
| Siskiyou, California | 3 | $ 2,117,000 | $ 705,666 | $ 738,000 |
| Clear Creek, Colorado | 3 | $ 256,000 | $ 85,333 | $ 101,000 |
| Delta, Colorado | 3 | $ 573,000 | $ 191,000 | $ 205,000 |
| Grand, Colorado | 3 | $ 744,000 | $ 248,000 | $ 159,000 |
| La Plata, Colorado | 3 | $ 719,000 | $ 239,666 | $ 77,000 |
| Middlesex, Connecticut | 3 | $ 597,000 | $ 199,000 | $ 80,000 |
| Duval, Florida | 3 | $ 449,000 | $ 149,666 | $ 87,000 |
| Marion, Florida | 3 | $ 420,000 | $ 140,000 | $ 142,000 |
| Osceola, Florida | 3 | $ 891,000 | $ 297,000 | $ 128,000 |
| Douglas, Kansas | 3 | $ 1,002,000 | $ 334,000 | $ 211,000 |
| Ellis, Kansas | 3 | $ 200,000 | $ 66,666 | $ 50,000 |
| Bristol, Massachusetts | 3 | $ 1,054,000 | $ 351,333 | $ 151,000 |
| Hillsborough, New Hampshire | 3 | $ 488,000 | $ 162,666 | $ 103,000 |
| Somerset, New Jersey | 3 | $ 2,003,000 | $ 667,666 | $ 186,000 |
| Taos, New Mexico | 3 | $ 568,000 | $ 189,333 | $ 105,000 |
| Broome, New York | 3 | $ 445,000 | $ 148,333 | $ 89,000 |
| Erie, New York | 3 | $ 526,000 | $ 175,333 | $ 67,000 |
| Monroe, New York | 3 | $ 194,000 | $ 64,666 | $ 29,000 |
| Montgomery, Pennsylvania | 3 | $ 621,000 | $ 207,000 | $ 388,000 |
| Providence, Rhode Island | 3 | $ 651,000 | $ 217,000 | $ 83,000 |
| Greenville, South Carolina | 3 | $ 523,000 | $ 174,333 | $ 106,000 |
| Summit, Utah | 3 | $ 480,000 | $ 160,000 | $ 299,000 |
| Arlington, Virginia | 3 | $ 1,050,000 | $ 350,000 | $ 173,000 |
| Dane, Wisconsin | 3 | $ 668,000 | $ 222,666 | $ 142,000 |
| Yuma, Arizona | 2 | $ 229,000 | $ 114,500 | $ 60,000 |
| Butte, California | 2 | $ 518,000 | $ 259,000 | $ 44,000 |
| Del Norte, California | 2 | $ 205,000 | $ 102,500 | $ 68,000 |
| Imperial, California | 2 | $ 210,000 | $ 105,000 | $ 78,000 |
| Mendocino, California | 2 | $ 1,211,000 | $ 605,500 | $ 259,000 |
| Mono, California | 2 | $ 462,000 | $ 231,000 | $ 156,000 |
| Tehama, California | 2 | $ 307,000 | $ 153,500 | $ 126,000 |
| Tulare, California | 2 | $ 454,000 | $ 227,000 | $ 93,000 |
| Yuba, California | 2 | $ 327,000 | $ 163,500 | $ 123,000 |
| Pitkin, Colorado | 2 | $ 696,000 | $ 348,000 | $ 362,000 |
| Rio Blanco, Colorado | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| District of Columbia, District Of Columbia | 2 | $ 1,622,000 | $ 811,000 | $ 79,000 |
| Bay, Florida | 2 | $ 111,000 | $ 55,500 | $ 80,000 |
| Brevard, Florida | 2 | $ 445,000 | $ 222,500 | $ 115,000 |
| Flagler, Florida | 2 | $ 438,000 | $ 219,000 | $ 125,000 |
| Hillsborough, Florida | 2 | $ 368,000 | $ 184,000 | $ 75,000 |
| Lake, Florida | 2 | $ 400,000 | $ 200,000 | $ 79,000 |
| Monroe, Florida | 2 | $ 3,250,000 | $ 1,625,000 | $ 967,000 |
| Nassau, Florida | 2 | $ 713,000 | $ 356,500 | $ 214,000 |
| Pinellas, Florida | 2 | $ 132,000 | $ 66,000 | $ 50,000 |
| Santa Rosa, Florida | 2 | $ 297,000 | $ 148,500 | $ 67,000 |
| Volusia, Florida | 2 | $ 891,000 | $ 445,500 | $ 64,000 |
| Clayton, Georgia | 2 | $ 135,000 | $ 67,500 | $ 52,000 |
| Cobb, Georgia | 2 | $ 229,000 | $ 114,500 | $ 139,000 |
| Canyon, Idaho | 2 | $ 261,000 | $ 130,500 | $ 102,000 |
| Madison, Illinois | 2 | $ 359,000 | $ 179,500 | $ 76,000 |
| St. Clair, Illinois | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Elkhart, Indiana | 2 | $ 155,000 | $ 77,500 | $ 57,000 |
| Marion, Indiana | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| Cumberland, Maine | 2 | $ 1,068,000 | $ 534,000 | $ 520,000 |
| Washington, Maryland | 2 | $ 433,000 | $ 216,500 | $ 107,000 |
| Jackson, Michigan | 2 | $ 161,000 | $ 80,500 | $ 120,000 |
| Kent, Michigan | 2 | $ 128,000 | $ 64,000 | $ 58,000 |
| Macomb, Michigan | 2 | $ 329,000 | $ 164,500 | $ 106,000 |
| Chisago, Minnesota | 2 | $ 375,000 | $ 187,500 | $ 106,000 |
| Douglas, Minnesota | 2 | $ 61,000 | $ 30,500 | $ 165,000 |
| Scott, Minnesota | 2 | $ 508,000 | $ 254,000 | $ 142,000 |
| Stearns, Minnesota | 2 | $ 466,000 | $ 233,000 | $ 69,000 |
| Audrain, Missouri | 2 | $ 156,000 | $ 78,000 | $ 102,000 |
| Cass, Missouri | 2 | $ 53,000 | $ 26,500 | $ 65,000 |
| Henry, Missouri | 2 | $ 271,000 | $ 135,500 | $ 156,000 |
| Marion, Missouri | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Warren, Missouri | 2 | $ 124,000 | $ 62,000 | $ 48,000 |
| Washington, Missouri | 2 | $ 224,000 | $ 112,000 | $ 68,000 |
| Flathead, Montana | 2 | $ 1,221,000 | $ 610,500 | $ 35,000 |
| Lancaster, Nebraska | 2 | $ 117,000 | $ 58,500 | $ 72,000 |
| Nye, Nevada | 2 | $ 157,000 | $ 78,500 | $ 34,000 |
| Carroll, New Hampshire | 2 | $ 222,000 | $ 111,000 | $ 70,000 |
| Grafton, New Hampshire | 2 | $ 204,000 | $ 102,000 | $ 78,000 |
| Rockingham, New Hampshire | 2 | $ 404,000 | $ 202,000 | $ 163,000 |
| Strafford, New Hampshire | 2 | $ 409,000 | $ 204,500 | $ 143,000 |
| Gloucester, New Jersey | 2 | $ 498,000 | $ 249,000 | $ 63,000 |
| Warren, New Jersey | 2 | $ 525,000 | $ 262,500 | $ 170,000 |
| Chaves, New Mexico | 2 | $ 171,000 | $ 85,500 | $ 97,000 |
| Curry, New Mexico | 2 | $ 275,000 | $ 137,500 | $ 73,000 |
| Roosevelt, New Mexico | 2 | $ 184,000 | $ 92,000 | $ 87,000 |
| San Miguel, New Mexico | 2 | $ 115,000 | $ 57,500 | $ 47,000 |
| Guilford, North Carolina | 2 | $ 865,000 | $ 432,500 | $ 107,000 |
| New Hanover, North Carolina | 2 | $ 243,000 | $ 121,500 | $ 89,000 |
| Clackamas, Oregon | 2 | $ 225,000 | $ 112,500 | $ 150,000 |
| Multnomah, Oregon | 2 | $ 395,000 | $ 197,500 | $ 171,000 |
| Bucks, Pennsylvania | 2 | $ 617,000 | $ 308,500 | $ 226,000 |
| Delaware, Pennsylvania | 2 | $ 369,000 | $ 184,500 | $ 80,000 |
| Washington, Rhode Island | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| Anderson, South Carolina | 2 | $ 596,000 | $ 298,000 | $ 107,000 |
| Edgefield, South Carolina | 2 | $ 155,000 | $ 77,500 | $ 76,000 |
| Fayette, Tennessee | 2 | $ 189,000 | $ 94,500 | $ 54,000 |
| Davis, Utah | 2 | $ 808,000 | $ 404,000 | $ 207,000 |
| Franklin, Vermont | 2 | $ 436,000 | $ 218,000 | $ 103,000 |
| Gloucester, Virginia | 2 | $ 190,000 | $ 95,000 | $ 30,000 |
| Kitsap, Washington | 2 | $ 525,000 | $ 262,500 | $ 72,000 |
| Snohomish, Washington | 2 | $ 395,000 | $ 197,500 | $ 116,000 |
| Thurston, Washington | 2 | $ 243,000 | $ 121,500 | $ 132,000 |
| Big Horn, Wyoming | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Teton, Wyoming | 2 | $ 1,472,000 | $ 736,000 | $ 454,000 |
| Baldwin, Alabama | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Madison, Alabama | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Mobile, Alabama | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Cochise, Arizona | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Coconino, Arizona | 1 | $ 416,000 | $ 416,000 | $ 150,000 |
| Gila, Arizona | 1 | $ 436,000 | $ 436,000 | $ 131,000 |
| Clark, Arkansas | 1 | $ 210,000 | $ 210,000 | $ 83,000 |
| Faulkner, Arkansas | 1 | $ 230,000 | $ 230,000 | $ 122,000 |
| Pulaski, Arkansas | 1 | $ 380,000 | $ 380,000 | $ 130,000 |
| Amador, California | 1 | $ 366,000 | $ 366,000 | $ 358,000 |
| Humboldt, California | 1 | $ 564,000 | $ 564,000 | $ 120,000 |
| Inyo, California | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Gunnison, Colorado | 1 | $ 410,000 | $ 410,000 | $ 282,000 |
| Huerfano, Colorado | 1 | $ 168,000 | $ 168,000 | $ 165,000 |
| Las Animas, Colorado | 1 | $ 248,000 | $ 248,000 | $ 68,000 |
| Montezuma, Colorado | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Ouray, Colorado | 1 | $ 300,000 | $ 300,000 | $ 300,000 |
| San Miguel, Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 330,000 |
| New London, Connecticut | 1 | $ 216,000 | $ 216,000 | $ 50,000 |
| Tolland, Connecticut | 1 | $ 247,000 | $ 247,000 | $ 61,000 |
| Windham, Connecticut | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| New Castle, Delaware | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Charlotte, Florida | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Collier, Florida | 1 | $ 213,000 | $ 213,000 | $ 89,000 |
| Hardee, Florida | 1 | $ 151,000 | $ 151,000 | $ 97,000 |
| Polk, Florida | 1 | $ 168,000 | $ 168,000 | $ 41,000 |
| Sarasota, Florida | 1 | $ 369,000 | $ 369,000 | $ 108,000 |
| Walton, Florida | 1 | $ 1,295,000 | $ 1,295,000 | $ 572,000 |
| Cherokee, Georgia | 1 | $ 38,000 | $ 38,000 | $ 60,000 |
| DeKalb, Georgia | 1 | $ 194,000 | $ 194,000 | $ 80,000 |
| Fayette, Georgia | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Forsyth, Georgia | 1 | $ 336,000 | $ 336,000 | $ 110,000 |
| Liberty, Georgia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Honolulu, Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 450,000 |
| Kauai, Hawaii | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Maui, Hawaii | 1 | $ 560,000 | $ 560,000 | $ 145,000 |
| Ada, Idaho | 1 | $ 343,000 | $ 343,000 | $ 104,000 |
| Fremont, Idaho | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Jackson, Illinois | 1 | $ 170,000 | $ 170,000 | $ 102,000 |
| Winnebago, Illinois | 1 | $ 280,000 | $ 280,000 | $ 56,000 |
| Floyd, Indiana | 1 | $ 47,000 | $ 47,000 | $ 89,000 |
| Kosciusko, Indiana | 1 | $ 240,000 | $ 240,000 | $ 129,000 |
| Linn, Iowa | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Pottawattamie, Iowa | 1 | $ 101,000 | $ 101,000 | $ 45,000 |
| Harvey, Kansas | 1 | $ 109,000 | $ 109,000 | $ 49,000 |
| Jefferson, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Kenton, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Oldham, Kentucky | 1 | $ 251,000 | $ 251,000 | $ 95,000 |
| Woodford, Kentucky | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Caddo, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| York, Maine | 1 | $ 168,000 | $ 168,000 | $ 87,000 |
| Baltimore, Maryland | 1 | $ 1,575,000 | $ 1,575,000 | $ 800,000 |
| Caroline, Maryland | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Charles, Maryland | 1 | $ 600,000 | $ 600,000 | $ 145,000 |
| Howard, Maryland | 1 | $ 388,000 | $ 388,000 | $ 190,000 |
| Dukes, Massachusetts | 1 | $ 744,000 | $ 744,000 | $ 252,000 |
| Monroe, Michigan | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Muskegon, Michigan | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Washtenaw, Michigan | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| Anoka, Minnesota | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Carver, Minnesota | 1 | $ 22,000 | $ 22,000 | $ 81,000 |
| Crow Wing, Minnesota | 1 | $ 204,000 | $ 204,000 | $ 45,000 |
| Dakota, Minnesota | 1 | $ 186,000 | $ 186,000 | $ 95,000 |
| Sibley, Minnesota | 1 | $ 351,000 | $ 351,000 | $ 1,256,000 |
| Washington, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Forrest, Mississippi | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Boone, Missouri | 1 | $ 147,000 | $ 147,000 | $ 66,000 |
| Greene, Missouri | 1 | $ 106,000 | $ 106,000 | $ 4,000 |
| Johnson, Missouri | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Monroe, Missouri | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Newton, Missouri | 1 | $ 16,000 | $ 16,000 | $ 34,000 |
| Ralls, Missouri | 1 | $ 83,000 | $ 83,000 | $ 71,000 |
| Scott, Missouri | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Webster, Missouri | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| Gallatin, Montana | 1 | $ 680,000 | $ 680,000 | $ 192,000 |
| Ravalli, Montana | 1 | $ 347,000 | $ 347,000 | $ 150,000 |
| Sarpy, Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Thayer, Nebraska | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Sullivan, New Hampshire | 1 | $ 336,000 | $ 336,000 | $ 161,000 |
| Atlantic, New Jersey | 1 | $ 380,000 | $ 380,000 | $ 129,000 |
| Burlington, New Jersey | 1 | $ 263,000 | $ 263,000 | $ 72,000 |
| Cape May, New Jersey | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,799,000 |
| Cumberland, New Jersey | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 468,000 | $ 468,000 | $ 180,000 |
| Sussex, New Jersey | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| Colfax, New Mexico | 1 | $ 559,000 | $ 559,000 | $ 420,000 |
| Lincoln, New Mexico | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| McKinley, New Mexico | 1 | $ 337,000 | $ 337,000 | $ 143,000 |
| Socorro, New Mexico | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Chautauqua, New York | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Greene, New York | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Ontario, New York | 1 | $ 41,000 | $ 41,000 | $ 125,000 |
| Otsego, New York | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Putnam, New York | 1 | $ 262,000 | $ 262,000 | $ 87,000 |
| Saratoga, New York | 1 | $ 223,000 | $ 223,000 | $ 116,000 |
| Schenectady, New York | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Steuben, New York | 1 | $ 408,000 | $ 408,000 | $ 72,000 |
| Ulster, New York | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Wayne, New York | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Ashe, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 146,000 |
| Brunswick, North Carolina | 1 | $ 422,000 | $ 422,000 | $ 177,000 |
| Buncombe, North Carolina | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Cabarrus, North Carolina | 1 | $ 41,000 | $ 41,000 | $ 206,000 |
| Clay, North Carolina | 1 | $ 223,000 | $ 223,000 | $ 117,000 |
| Durham, North Carolina | 1 | $ 262,000 | $ 262,000 | $ 55,000 |
| Moore, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Orange, North Carolina | 1 | $ 794,000 | $ 794,000 | $ 0 |
| Pender, North Carolina | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
| Union, North Carolina | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Watauga, North Carolina | 1 | $ 203,000 | $ 203,000 | $ 150,000 |
| Butler, Ohio | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Coos, Oregon | 1 | $ 190,000 | $ 190,000 | $ 34,000 |
| Douglas, Oregon | 1 | $ 236,000 | $ 236,000 | $ 123,000 |
| Berks, Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Chester, Pennsylvania | 1 | $ 252,000 | $ 252,000 | $ 70,000 |
| Dauphin, Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Lancaster, Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Mercer, Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Philadelphia, Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Westmoreland, Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| York, Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Newport, Rhode Island | 1 | $ 420,000 | $ 420,000 | $ 126,000 |
| Charleston, South Carolina | 1 | $ 590,000 | $ 590,000 | $ 216,000 |
| Dorchester, South Carolina | 1 | $ 252,000 | $ 252,000 | $ 70,000 |
| Horry, South Carolina | 1 | $ 713,000 | $ 713,000 | $ 270,000 |
| Pickens, South Carolina | 1 | $ 212,000 | $ 212,000 | $ 96,000 |
| Sumter, South Carolina | 1 | $ 197,000 | $ 197,000 | $ 53,000 |
| Brown, South Dakota | 1 | $ 78,000 | $ 78,000 | $ 60,000 |
| Clay, South Dakota | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Minnehaha, South Dakota | 1 | $ 306,000 | $ 306,000 | $ 77,000 |
| Pennington, South Dakota | 1 | $ 146,000 | $ 146,000 | $ 81,000 |
| Cocke, Tennessee | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Crockett, Tennessee | 1 | $ 234,000 | $ 234,000 | $ 146,000 |
| Lincoln, Tennessee | 1 | $ 705,000 | $ 705,000 | $ 190,000 |
| Shelby, Tennessee | 1 | $ 720,000 | $ 720,000 | $ 148,000 |
| Dallas, Texas | 1 | $ 174,000 | $ 174,000 | $ 120,000 |
| Galveston, Texas | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| McLennan, Texas | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Williamson, Texas | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| Utah, Utah | 1 | $ 272,000 | $ 272,000 | $ 93,000 |
| Windsor, Vermont | 1 | $ 259,000 | $ 259,000 | $ 432,000 |
| Fauquier, Virginia | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Frederick, Virginia | 1 | $ 322,000 | $ 322,000 | $ 68,000 |
| Suffolk, Virginia | 1 | $ 320,000 | $ 320,000 | $ 108,000 |
| Virginia Beach, Virginia | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Chelan, Washington | 1 | $ 826,000 | $ 826,000 | $ 384,000 |
| Clark, Washington | 1 | $ 598,000 | $ 598,000 | $ 181,000 |
| Island, Washington | 1 | $ 32,000 | $ 32,000 | $ 72,000 |
| Whatcom, Washington | 1 | $ 512,000 | $ 512,000 | $ 428,000 |
| Yakima, Washington | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| Marathon, Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Laramie, Wyoming | 1 | $ 83,000 | $ 83,000 | $ 87,000 |
| Sublette, Wyoming | 1 | $ 336,000 | $ 336,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,745 | $1,365,756,000 | $364,000 | $3,500,000 | $146,000 | $2,442,000 |
| Home Purchase | 3,108 | $1,003,678,000 | $322,000 | $4,080,000 | $160,000 | $8,100,000 |
| Home Improvement | 154 | $73,013,000 | $474,000 | $3,000,000 | $160,000 | $978,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,075 | $1,507,624,000 | $369,000 | $3,000,000 | $165,000 | $3,564,000 |
| Hispanic | 1,009 | $254,842,000 | $252,000 | $3,500,000 | $112,000 | $1,000,000 |
| Not Provided | 926 | $328,665,000 | $354,000 | $4,080,000 | $151,000 | $1,938,000 |
| Asian | 555 | $225,653,000 | $406,000 | $2,438,000 | $156,000 | $1,200,000 |
| Black or African American | 324 | $85,838,000 | $264,000 | $2,560,000 | $141,000 | $8,100,000 |
| Not applicable | 61 | $20,831,000 | $341,000 | $1,000,000 | $44,000 | $171,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $10,169,000 | $267,000 | $726,000 | $123,000 | $258,000 |
| American Indian or Alaskan Native | 19 | $8,825,000 | $464,000 | $1,500,000 | $222,000 | $875,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,007 | $2,442,447,000 | $348,000 | $4,080,000 | $153,000 | $8,100,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,624 | $1,202,873,000 | $331,000 | $3,250,000 | $149,000 | $8,100,000 |
| Application Denied By Financial Institution | 1,508 | $518,984,000 | $344,000 | $4,080,000 | $166,000 | $2,442,000 |
| Application Approved But Not Accepted | 1,435 | $605,269,000 | $421,000 | $3,250,000 | $171,000 | $3,564,000 |
| Loan Purchased By The Institution | 290 | $65,829,000 | $226,000 | $1,000,000 | $34,000 | $223,000 |
| Application Withdrawn By Applicant | 125 | $41,498,000 | $331,000 | $3,500,000 | $167,000 | $1,500,000 |
| File Closed For Incompleteness | 25 | $7,994,000 | $319,000 | $705,000 | $115,000 | $336,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 544 | $196,723,000 | $361,000 | $4,080,000 | $168,000 | $1,711,000 |
| Credit History | 314 | $102,896,000 | $327,000 | $3,000,000 | $164,000 | $2,442,000 |
| Collateral | 270 | $91,293,000 | $338,000 | $2,738,000 | $179,000 | $1,953,000 |
| Unverifiable Information | 163 | $58,744,000 | $360,000 | $3,000,000 | $187,000 | $1,935,000 |
| Debt-To-Income Ratio | 150 | $46,184,000 | $307,000 | $2,100,000 | $122,000 | $569,000 |
| Employment History | 59 | $18,019,000 | $305,000 | $2,000,000 | $140,000 | $816,000 |
| Other | 8 | $5,125,000 | $640,000 | $2,310,000 | $249,000 | $1,053,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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