E*Trade Savings Bank Mortgage Lending & HMDA Data, 2007
In 2007, E*Trade Savings Bank of Arlington, VA reported 7,007 mortgage applications totaling $2.4 billion. The average application was for $348,572, and applicants reported an average income of $152,517. 52% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Denver-Aurora, CO (1,124), Los Angeles-Long Beach-Glendale, CA (888) and New York-White Plains-Wayne, NY-NJ (660) (applications in parentheses).
| Mortgage Company & Address | E*Trade Savings Bank 671 North Glebe Road, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 7,007 |
| Total Mortgage Loan Application Amount | $2,442,447,000 |
| Average Mortgage Loan Application Amount | $348,572 |
| Highest Mortgage Loan Application Amount | $4,080,000 |
| Average Applicant Income | $152,517 |
| Highest Applicant Income | $8,100,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver-Aurora, CO | 1,124 | $ 218,760,000 | $ 194,626 | $ 114,000 |
| Los Angeles-Long Beach-Glendale, CA | 888 | $ 387,596,000 | $ 436,481 | $ 175,000 |
| New York-White Plains-Wayne, NY-NJ | 660 | $ 369,343,000 | $ 559,610 | $ 213,840 |
| San Diego-Carlsbad-San Marcos, CA | 383 | $ 141,087,000 | $ 368,373 | $ 153,000 |
| Oakland-Fremont-Hayward, CA | 329 | $ 150,482,000 | $ 457,392 | $ 159,000 |
| Nassau-Suffolk, NY | 291 | $ 99,601,000 | $ 342,271 | $ 132,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 291 | $ 174,163,000 | $ 598,498 | $ 208,000 |
| Riverside-San Bernardino-Ontario, CA | 288 | $ 68,227,000 | $ 236,899 | $ 141,000 |
| San Francisco-San Mateo-Redwood City, CA | 184 | $ 113,690,000 | $ 617,880 | $ 211,000 |
| Santa Ana-Anaheim-Irvine, CA | 183 | $ 94,195,000 | $ 514,726 | $ 208,000 |
| St. Louis, MO-IL | 135 | $ 16,269,000 | $ 120,511 | $ 88,437 |
| Colorado Springs, CO | 116 | $ 19,009,000 | $ 163,870 | $ 116,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 100 | $ 31,932,000 | $ 319,320 | $ 112,000 |
| Phoenix-Mesa-Scottsdale, AZ | 96 | $ 30,215,000 | $ 314,739 | $ 147,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 87 | $ 40,667,000 | $ 467,436 | $ 199,000 |
| Chicago-Naperville-Joliet, IL | 83 | $ 20,816,000 | $ 250,795 | $ 100,000 |
| Kansas City, MO-KS | 80 | $ 9,335,000 | $ 116,687 | $ 76,375 |
| Edison, NJ | 71 | $ 19,716,000 | $ 277,690 | $ 111,000 |
| Santa Fe, NM | 71 | $ 22,260,000 | $ 313,521 | $ 126,000 |
| Newark-Union, NJ-PA | 66 | $ 21,297,000 | $ 322,681 | $ 151,000 |
| Boulder, CO | 64 | $ 16,792,000 | $ 262,375 | $ 159,000 |
| Albuquerque, NM | 52 | $ 7,850,000 | $ 150,961 | $ 90,000 |
| Vallejo-Fairfield, CA | 39 | $ 12,910,000 | $ 331,025 | $ 126,000 |
| Bridgeport-Stamford-Norwalk, CT | 37 | $ 20,114,000 | $ 543,621 | $ 172,000 |
| Cambridge-Newton-Framingham, MA | 35 | $ 9,776,000 | $ 279,314 | $ 105,000 |
| Boston-Quincy, MA | 32 | $ 8,210,000 | $ 256,562 | $ 147,000 |
| Grand Junction, CO | 31 | $ 5,312,000 | $ 171,354 | $ 82,000 |
| Las Cruces, NM | 31 | $ 4,903,000 | $ 158,161 | $ 233,000 |
| Fort Collins-Loveland, CO | 29 | $ 4,742,000 | $ 163,517 | $ 109,000 |
| Greeley, CO | 26 | $ 3,284,000 | $ 126,307 | $ 84,000 |
| Las Vegas-Paradise, NV | 24 | $ 5,612,000 | $ 233,833 | $ 146,000 |
| Santa Rosa-Petaluma, CA | 24 | $ 13,438,000 | $ 559,916 | $ 235,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 24 | $ 9,160,000 | $ 381,666 | $ 148,916 |
| Modesto, CA | 23 | $ 5,143,000 | $ 223,608 | $ 178,000 |
| Bakersfield, CA | 21 | $ 4,736,000 | $ 225,523 | $ 128,000 |
| Warren-Troy-Farmington Hills, MI | 21 | $ 6,112,000 | $ 291,047 | $ 128,000 |
| Fresno, CA | 20 | $ 4,014,000 | $ 200,700 | $ 95,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 18 | $ 3,685,000 | $ 204,722 | $ 100,000 |
| Stockton, CA | 18 | $ 5,487,000 | $ 304,833 | $ 142,000 |
| Atlanta-Sandy Springs-Marietta, GA | 17 | $ 4,692,000 | $ 276,000 | $ 201,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 4,552,000 | $ 267,764 | $ 112,000 |
| Hartford-West Hartford-East Hartford, CT | 16 | $ 2,902,000 | $ 181,375 | $ 78,000 |
| New Haven-Milford, CT | 15 | $ 3,016,000 | $ 201,066 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 14 | $ 2,998,000 | $ 214,142 | $ 174,000 |
| Pueblo, CO | 14 | $ 1,535,000 | $ 109,642 | $ 87,000 |
| Charlotte-Gastonia-Concord, NC-SC | 13 | $ 1,918,000 | $ 147,538 | $ 98,615 |
| Baltimore-Towson, MD | 12 | $ 6,036,000 | $ 503,000 | $ 211,000 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 3,959,000 | $ 329,916 | $ 212,000 |
| Salinas, CA | 12 | $ 8,481,000 | $ 706,750 | $ 232,000 |
| Santa Cruz-Watsonville, CA | 12 | $ 4,987,000 | $ 415,583 | $ 185,000 |
| Tucson, AZ | 12 | $ 3,619,000 | $ 301,583 | $ 143,000 |
| Camden, NJ | 11 | $ 1,737,000 | $ 157,909 | $ 85,000 |
| Seattle-Bellevue-Everett, WA | 11 | $ 2,621,000 | $ 238,272 | $ 110,000 |
| Orlando-Kissimmee, FL | 10 | $ 2,366,000 | $ 236,600 | $ 152,000 |
| Portland-Vancouver-Beaverton, OR-WA | 10 | $ 2,020,000 | $ 202,000 | $ 134,200 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 2,314,000 | $ 257,111 | $ 78,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 2,840,000 | $ 315,555 | $ 135,000 |
| Philadelphia, PA | 9 | $ 1,949,000 | $ 216,555 | $ 211,000 |
| Providence-New Bedford-Fall River, RI-MA | 9 | $ 2,465,000 | $ 273,888 | $ 113,000 |
| Salt Lake City, UT | 9 | $ 1,305,000 | $ 145,000 | $ 154,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 9 | $ 2,716,000 | $ 301,777 | $ 157,000 |
| Tacoma, WA | 9 | $ 1,554,000 | $ 172,666 | $ 73,000 |
| Bethesda-Gaithersburg-Frederick, MD | 8 | $ 2,920,000 | $ 365,000 | $ 138,000 |
| Napa, CA | 8 | $ 2,858,000 | $ 357,250 | $ 160,000 |
| Tampa-St. Petersburg-Clearwater, FL | 8 | $ 1,318,000 | $ 164,750 | $ 86,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 912,000 | $ 130,285 | $ 129,000 |
| Ogden-Clearfield, UT | 7 | $ 1,284,000 | $ 183,428 | $ 107,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 3,342,000 | $ 477,428 | $ 211,000 |
| Yuba City, CA | 7 | $ 1,360,000 | $ 194,285 | $ 90,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,531,000 | $ 255,166 | $ 153,333 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 2,911,000 | $ 485,166 | $ 143,000 |
| Springfield, MA | 6 | $ 949,000 | $ 158,166 | $ 116,000 |
| Springfield, MO | 6 | $ 540,000 | $ 90,000 | $ 31,000 |
| Wichita, KS | 6 | $ 408,000 | $ 68,000 | $ 165,000 |
| Worcester, MA | 6 | $ 1,301,000 | $ 216,833 | $ 105,000 |
| Jacksonville, FL | 5 | $ 1,162,000 | $ 232,400 | $ 138,000 |
| Peabody, MA | 5 | $ 822,000 | $ 164,400 | $ 105,000 |
| Raleigh-Cary, NC | 5 | $ 593,000 | $ 118,600 | $ 66,000 |
| Reno-Sparks, NV | 5 | $ 2,684,000 | $ 536,800 | $ 170,000 |
| Rochester, NY | 5 | $ 417,000 | $ 83,400 | $ 55,000 |
| Tulsa, OK | 5 | $ 444,000 | $ 88,800 | $ 52,000 |
| Winston-Salem, NC | 5 | $ 1,029,000 | $ 205,800 | $ 84,000 |
| Barnstable Town, MA | 4 | $ 2,329,000 | $ 582,250 | $ 184,000 |
| Greenville-Mauldin-Easley, SC | 4 | $ 735,000 | $ 183,750 | $ 103,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 763,000 | $ 190,750 | $ 78,000 |
| Prescott, AZ | 4 | $ 1,731,000 | $ 432,750 | $ 123,000 |
| Rockingham County-Strafford County, NH | 4 | $ 813,000 | $ 203,250 | $ 153,000 |
| Sebastian-Vero Beach, FL | 4 | $ 423,000 | $ 105,750 | $ 163,000 |
| Topeka, KS | 4 | $ 559,000 | $ 139,750 | $ 158,000 |
| Trenton-Ewing, NJ | 4 | $ 320,000 | $ 80,000 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 530,000 | $ 132,500 | $ 50,000 |
| Wilmington, NC | 4 | $ 841,000 | $ 210,250 | $ 99,000 |
| Binghamton, NY | 3 | $ 445,000 | $ 148,333 | $ 89,000 |
| Boise City-Nampa, ID | 3 | $ 604,000 | $ 201,333 | $ 102,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 526,000 | $ 175,333 | $ 67,000 |
| Hanford-Corcoran, CA | 3 | $ 545,000 | $ 181,666 | $ 95,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 1,668,000 | $ 556,000 | $ 197,000 |
| Lawrence, KS | 3 | $ 1,002,000 | $ 334,000 | $ 211,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 323,000 | $ 107,666 | $ 93,000 |
| Madison, WI | 3 | $ 668,000 | $ 222,666 | $ 142,000 |
| Manchester-Nashua, NH | 3 | $ 488,000 | $ 162,666 | $ 103,000 |
| Memphis, TN-MS-AR | 3 | $ 909,000 | $ 303,000 | $ 85,000 |
| Merced, CA | 3 | $ 438,000 | $ 146,000 | $ 102,000 |
| Ocala, FL | 3 | $ 420,000 | $ 140,000 | $ 142,000 |
| Portland-South Portland-Biddeford, ME | 3 | $ 1,236,000 | $ 412,000 | $ 375,000 |
| Redding, CA | 3 | $ 1,041,000 | $ 347,000 | $ 96,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 278,000 | $ 139,000 | $ 75,000 |
| Anderson, SC | 2 | $ 596,000 | $ 298,000 | $ 107,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 155,000 | $ 77,500 | $ 76,000 |
| Bremerton-Silverdale, WA | 2 | $ 525,000 | $ 262,500 | $ 72,000 |
| Burlington-South Burlington, VT | 2 | $ 436,000 | $ 218,000 | $ 103,000 |
| Charleston-North Charleston, SC | 2 | $ 842,000 | $ 421,000 | $ 143,000 |
| Chico, CA | 2 | $ 518,000 | $ 259,000 | $ 44,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 197,000 | $ 98,500 | $ 71,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 891,000 | $ 445,500 | $ 64,000 |
| Durham, NC | 2 | $ 1,056,000 | $ 528,000 | $ 27,000 |
| El Centro, CA | 2 | $ 210,000 | $ 105,000 | $ 78,000 |
| Elkhart-Goshen, IN | 2 | $ 155,000 | $ 77,500 | $ 57,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 128,000 | $ 64,000 | $ 58,000 |
| Greensboro-High Point, NC | 2 | $ 865,000 | $ 432,500 | $ 107,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 433,000 | $ 216,500 | $ 107,000 |
| Indianapolis-Carmel, IN | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| Jackson, MI | 2 | $ 161,000 | $ 80,500 | $ 120,000 |
| Lincoln, NE | 2 | $ 117,000 | $ 58,500 | $ 72,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Olympia, WA | 2 | $ 243,000 | $ 121,500 | $ 132,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 246,000 | $ 123,000 | $ 22,500 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 445,000 | $ 222,500 | $ 115,000 |
| Palm Coast, FL | 2 | $ 438,000 | $ 219,000 | $ 125,000 |
| Panama City-Lynn Haven, FL | 2 | $ 111,000 | $ 55,500 | $ 80,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 297,000 | $ 148,500 | $ 67,000 |
| St. Cloud, MN | 2 | $ 466,000 | $ 233,000 | $ 69,000 |
| Visalia-Porterville, CA | 2 | $ 454,000 | $ 227,000 | $ 93,000 |
| Yuma, AZ | 2 | $ 229,000 | $ 114,500 | $ 60,000 |
| Ann Arbor, MI | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| Asheville, NC | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Atlantic City, NJ | 1 | $ 380,000 | $ 380,000 | $ 129,000 |
| Austin-Round Rock, TX | 1 | $ 147,000 | $ 147,000 | $ 52,000 |
| Bellingham, WA | 1 | $ 512,000 | $ 512,000 | $ 428,000 |
| Cedar Rapids, IA | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Cheyenne, WY | 1 | $ 83,000 | $ 83,000 | $ 87,000 |
| Columbia, MO | 1 | $ 147,000 | $ 147,000 | $ 66,000 |
| Dallas-Plano-Irving, TX | 1 | $ 174,000 | $ 174,000 | $ 120,000 |
| Flagstaff, AZ | 1 | $ 416,000 | $ 416,000 | $ 150,000 |
| Harrisburg-Carlisle, PA | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Hattiesburg, MS | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Honolulu, HI | 1 | $ 1,000,000 | $ 1,000,000 | $ 450,000 |
| Houston-Sugar Land-Baytown, TX | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| Huntsville, AL | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Jackson, MS | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Joplin, MO | 1 | $ 16,000 | $ 16,000 | $ 34,000 |
| Kingston, NY | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Lakeland, FL | 1 | $ 168,000 | $ 168,000 | $ 41,000 |
| Lancaster, PA | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 240,000 | $ 240,000 | $ 150,000 |
| Mobile, AL | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Monroe, MI | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Muskegon-Norton Shores, MI | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 1 | $ 713,000 | $ 713,000 | $ 270,000 |
| Naples-Marco Island, FL | 1 | $ 213,000 | $ 213,000 | $ 89,000 |
| Norwich-New London, CT | 1 | $ 216,000 | $ 216,000 | $ 50,000 |
| Ocean City, NJ | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,799,000 |
| Pittsburgh, PA | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Provo-Orem, UT | 1 | $ 272,000 | $ 272,000 | $ 93,000 |
| Punta Gorda, FL | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Rapid City, SD | 1 | $ 146,000 | $ 146,000 | $ 81,000 |
| Reading, PA | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Rockford, IL | 1 | $ 280,000 | $ 280,000 | $ 56,000 |
| Sarasota-Bradenton-Venice, FL | 1 | $ 369,000 | $ 369,000 | $ 108,000 |
| Shreveport-Bossier City, LA | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Sioux Falls, SD | 1 | $ 306,000 | $ 306,000 | $ 77,000 |
| Sumter, SC | 1 | $ 197,000 | $ 197,000 | $ 53,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Waco, TX | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Wausau, WI | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Wenatchee, WA | 1 | $ 826,000 | $ 826,000 | $ 384,000 |
| Wilmington, DE-MD-NJ | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 322,000 | $ 322,000 | $ 68,000 |
| Yakima, WA | 1 | $ 143,000 | $ 143,000 | $ 50,000 |
| York-Hanover, PA | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for E*Trade Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,745 | $1,365,756,000 | $364,000 | $3,500,000 | $146,000 | $2,442,000 |
| Home Purchase | 3,108 | $1,003,678,000 | $322,000 | $4,080,000 | $160,000 | $8,100,000 |
| Home Improvement | 154 | $73,013,000 | $474,000 | $3,000,000 | $160,000 | $978,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,075 | $1,507,624,000 | $369,000 | $3,000,000 | $165,000 | $3,564,000 |
| Hispanic | 1,009 | $254,842,000 | $252,000 | $3,500,000 | $112,000 | $1,000,000 |
| Not Provided | 926 | $328,665,000 | $354,000 | $4,080,000 | $151,000 | $1,938,000 |
| Asian | 555 | $225,653,000 | $406,000 | $2,438,000 | $156,000 | $1,200,000 |
| Black or African American | 324 | $85,838,000 | $264,000 | $2,560,000 | $141,000 | $8,100,000 |
| Not applicable | 61 | $20,831,000 | $341,000 | $1,000,000 | $44,000 | $171,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $10,169,000 | $267,000 | $726,000 | $123,000 | $258,000 |
| American Indian or Alaskan Native | 19 | $8,825,000 | $464,000 | $1,500,000 | $222,000 | $875,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,007 | $2,442,447,000 | $348,000 | $4,080,000 | $153,000 | $8,100,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,624 | $1,202,873,000 | $331,000 | $3,250,000 | $149,000 | $8,100,000 |
| Application Denied By Financial Institution | 1,508 | $518,984,000 | $344,000 | $4,080,000 | $166,000 | $2,442,000 |
| Application Approved But Not Accepted | 1,435 | $605,269,000 | $421,000 | $3,250,000 | $171,000 | $3,564,000 |
| Loan Purchased By The Institution | 290 | $65,829,000 | $226,000 | $1,000,000 | $34,000 | $223,000 |
| Application Withdrawn By Applicant | 125 | $41,498,000 | $331,000 | $3,500,000 | $167,000 | $1,500,000 |
| File Closed For Incompleteness | 25 | $7,994,000 | $319,000 | $705,000 | $115,000 | $336,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 544 | $196,723,000 | $361,000 | $4,080,000 | $168,000 | $1,711,000 |
| Credit History | 314 | $102,896,000 | $327,000 | $3,000,000 | $164,000 | $2,442,000 |
| Collateral | 270 | $91,293,000 | $338,000 | $2,738,000 | $179,000 | $1,953,000 |
| Unverifiable Information | 163 | $58,744,000 | $360,000 | $3,000,000 | $187,000 | $1,935,000 |
| Debt-To-Income Ratio | 150 | $46,184,000 | $307,000 | $2,100,000 | $122,000 | $569,000 |
| Employment History | 59 | $18,019,000 | $305,000 | $2,000,000 | $140,000 | $816,000 |
| Other | 8 | $5,125,000 | $640,000 | $2,310,000 | $249,000 | $1,053,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About