Eastern Savings Bank, FSB Mortgage Lending & HMDA Data, 2007
In 2007, Eastern Savings Bank, FSB of Hunt Valley, MD reported 3,698 mortgage applications totaling $1.0 billion, up 25% from 2006. The average application was for $280,254, and applicants reported an average income of $118,968. 36% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (360), Baltimore-Towson, MD (280) and New York-White Plains-Wayne, NY-NJ (218) (applications in parentheses).
| Mortgage Company & Address | Eastern Savings Bank, FSB Exec Plaza II - 11350 McCormick Rd Hunt Valley, MD 21031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,698 |
| Total Mortgage Loan Application Amount | $1,036,382,000 |
| Average Mortgage Loan Application Amount | $280,254 |
| Highest Mortgage Loan Application Amount | $24,000,000 |
| Average Applicant Income | $118,968 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eastern Savings Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 286 | $ 53,431,000 | $ 186,821 | $ 74,000 |
| Baltimore City, Maryland | 139 | $ 13,533,000 | $ 97,359 | $ 48,000 |
| Prince George's, Maryland | 129 | $ 28,623,000 | $ 221,883 | $ 90,000 |
| Baltimore, Maryland | 89 | $ 13,908,000 | $ 156,269 | $ 75,000 |
| Los Angeles, California | 76 | $ 49,557,000 | $ 652,065 | $ 372,000 |
| Kings, New York | 63 | $ 22,688,000 | $ 360,126 | $ 91,000 |
| New Haven, Connecticut | 59 | $ 11,106,000 | $ 188,237 | $ 84,000 |
| Suffolk, New York | 57 | $ 25,334,000 | $ 444,456 | $ 188,000 |
| Philadelphia, Pennsylvania | 51 | $ 6,776,000 | $ 132,862 | $ 71,000 |
| Miami-Dade, Florida | 50 | $ 13,874,000 | $ 277,480 | $ 63,000 |
| Riverside, California | 44 | $ 12,117,000 | $ 275,386 | $ 119,000 |
| Maricopa, Arizona | 40 | $ 9,365,000 | $ 234,125 | $ 111,000 |
| Hennepin, Minnesota | 37 | $ 7,650,000 | $ 206,756 | $ 96,000 |
| New Castle, Delaware | 36 | $ 5,416,000 | $ 150,444 | $ 55,000 |
| Broward, Florida | 36 | $ 8,593,000 | $ 238,694 | $ 50,000 |
| Fairfield, Connecticut | 35 | $ 39,127,000 | $ 1,117,914 | $ 110,000 |
| Hartford, Connecticut | 34 | $ 6,483,000 | $ 190,676 | $ 101,000 |
| New York, New York | 34 | $ 22,685,000 | $ 667,205 | $ 266,000 |
| Nassau, New York | 33 | $ 13,064,000 | $ 395,878 | $ 132,000 |
| Queens, New York | 33 | $ 12,523,000 | $ 379,484 | $ 97,000 |
| Will, Illinois | 32 | $ 5,111,000 | $ 159,718 | $ 77,000 |
| Honolulu, Hawaii | 28 | $ 13,055,000 | $ 466,250 | $ 239,000 |
| Virginia Beach, Virginia | 28 | $ 4,374,000 | $ 156,214 | $ 109,000 |
| San Bernardino, California | 27 | $ 7,743,000 | $ 286,777 | $ 100,000 |
| Hillsborough, Florida | 26 | $ 5,293,000 | $ 203,576 | $ 99,000 |
| DuPage, Illinois | 24 | $ 5,324,000 | $ 221,833 | $ 97,000 |
| Anne Arundel, Maryland | 24 | $ 5,687,000 | $ 236,958 | $ 211,000 |
| Orange, Florida | 23 | $ 4,268,000 | $ 185,565 | $ 396,000 |
| Providence, Rhode Island | 23 | $ 3,748,000 | $ 162,956 | $ 60,000 |
| Hawaii, Hawaii | 21 | $ 4,185,000 | $ 199,285 | $ 69,000 |
| Montgomery, Maryland | 21 | $ 4,890,000 | $ 232,857 | $ 76,000 |
| Bronx, New York | 21 | $ 5,847,000 | $ 278,428 | $ 64,000 |
| Westchester, New York | 21 | $ 7,920,000 | $ 377,142 | $ 132,000 |
| Norfolk, Virginia | 21 | $ 2,538,000 | $ 120,857 | $ 50,000 |
| Kern, California | 19 | $ 3,429,000 | $ 180,473 | $ 43,000 |
| Lake, Illinois | 19 | $ 8,664,000 | $ 456,000 | $ 290,000 |
| Montgomery, Pennsylvania | 19 | $ 9,017,000 | $ 474,578 | $ 284,000 |
| Essex, New Jersey | 18 | $ 5,614,000 | $ 311,888 | $ 28,000 |
| Portsmouth, Virginia | 18 | $ 1,896,000 | $ 105,333 | $ 53,000 |
| Lee, Florida | 17 | $ 5,674,000 | $ 333,764 | $ 57,000 |
| Palm Beach, Florida | 17 | $ 10,407,000 | $ 612,176 | $ 356,000 |
| Charles, Maryland | 17 | $ 4,284,000 | $ 252,000 | $ 140,000 |
| Clark, Nevada | 17 | $ 16,050,000 | $ 944,117 | $ 492,000 |
| Milwaukee, Wisconsin | 16 | $ 1,785,000 | $ 111,562 | $ 27,000 |
| Sussex, Delaware | 15 | $ 4,169,000 | $ 277,933 | $ 191,000 |
| Delaware, Pennsylvania | 15 | $ 1,487,000 | $ 99,133 | $ 52,000 |
| Richmond City, Virginia | 15 | $ 1,783,000 | $ 118,866 | $ 42,000 |
| King, Washington | 15 | $ 4,688,000 | $ 312,533 | $ 109,000 |
| New London, Connecticut | 14 | $ 2,348,000 | $ 167,714 | $ 49,000 |
| Harford, Maryland | 14 | $ 2,391,000 | $ 170,785 | $ 79,000 |
| Ramsey, Minnesota | 14 | $ 2,734,000 | $ 195,285 | $ 92,000 |
| Orange, New York | 14 | $ 3,947,000 | $ 281,928 | $ 105,000 |
| Richmond, New York | 14 | $ 4,748,000 | $ 339,142 | $ 136,000 |
| Fairfax, Virginia | 14 | $ 6,725,000 | $ 480,357 | $ 303,000 |
| Litchfield, Connecticut | 13 | $ 2,547,000 | $ 195,923 | $ 70,000 |
| St. Louis, Missouri | 13 | $ 1,972,000 | $ 151,692 | $ 113,000 |
| Cuyahoga, Ohio | 13 | $ 1,457,000 | $ 112,076 | $ 0 |
| San Diego, California | 12 | $ 9,454,000 | $ 787,833 | $ 347,000 |
| Duval, Florida | 12 | $ 2,568,000 | $ 214,000 | $ 59,000 |
| Pinellas, Florida | 12 | $ 2,435,000 | $ 202,916 | $ 47,000 |
| Fulton, Georgia | 12 | $ 3,042,000 | $ 253,500 | $ 248,000 |
| Wayne, Michigan | 12 | $ 1,181,000 | $ 98,416 | $ 37,000 |
| Hampton, Virginia | 12 | $ 1,942,000 | $ 161,833 | $ 61,000 |
| Contra Costa, California | 11 | $ 5,014,000 | $ 455,818 | $ 92,000 |
| Brevard, Florida | 11 | $ 2,013,000 | $ 183,000 | $ 35,000 |
| St. Lucie, Florida | 11 | $ 2,259,000 | $ 205,363 | $ 32,000 |
| Marion, Indiana | 11 | $ 1,567,000 | $ 142,454 | $ 57,000 |
| East Baton Rouge, Louisiana | 11 | $ 1,605,000 | $ 145,909 | $ 63,000 |
| Orleans, Louisiana | 11 | $ 1,393,000 | $ 126,636 | $ 63,000 |
| Oakland, Michigan | 11 | $ 1,177,000 | $ 107,000 | $ 73,000 |
| Anoka, Minnesota | 11 | $ 1,365,000 | $ 124,090 | $ 59,000 |
| Dutchess, New York | 11 | $ 2,488,000 | $ 226,181 | $ 81,000 |
| Bucks, Pennsylvania | 11 | $ 1,831,000 | $ 166,454 | $ 85,000 |
| Chesterfield, Virginia | 11 | $ 1,939,000 | $ 176,272 | $ 76,000 |
| Newport News, Virginia | 11 | $ 2,353,000 | $ 213,909 | $ 110,000 |
| Orange, California | 10 | $ 24,595,000 | $ 2,459,500 | $ 961,000 |
| Collier, Florida | 10 | $ 1,964,000 | $ 196,400 | $ 35,000 |
| Pasco, Florida | 10 | $ 1,721,000 | $ 172,100 | $ 21,000 |
| Jefferson, Louisiana | 10 | $ 1,175,000 | $ 117,500 | $ 47,000 |
| Bergen, New Jersey | 10 | $ 5,531,000 | $ 553,100 | $ 124,000 |
| Chesapeake, Virginia | 10 | $ 1,900,000 | $ 190,000 | $ 106,000 |
| Henrico, Virginia | 10 | $ 1,397,000 | $ 139,700 | $ 43,000 |
| Alameda, California | 9 | $ 5,185,000 | $ 576,111 | $ 156,000 |
| Maui, Hawaii | 9 | $ 7,029,000 | $ 781,000 | $ 236,000 |
| Kane, Illinois | 9 | $ 1,441,000 | $ 160,111 | $ 83,000 |
| Cumberland, Maine | 9 | $ 1,515,000 | $ 168,333 | $ 114,000 |
| Suffolk, Massachusetts | 9 | $ 3,543,000 | $ 393,666 | $ 93,000 |
| Morris, New Jersey | 9 | $ 11,549,000 | $ 1,283,222 | $ 324,000 |
| Putnam, New York | 9 | $ 4,453,000 | $ 494,777 | $ 145,000 |
| Allegheny, Pennsylvania | 9 | $ 1,161,000 | $ 129,000 | $ 46,000 |
| Prince William, Virginia | 9 | $ 2,486,000 | $ 276,222 | $ 52,000 |
| Spotsylvania, Virginia | 9 | $ 1,812,000 | $ 201,333 | $ 73,000 |
| Sacramento, California | 8 | $ 1,830,000 | $ 228,750 | $ 86,000 |
| St. Tammany, Louisiana | 8 | $ 1,037,000 | $ 129,625 | $ 61,000 |
| Howard, Maryland | 8 | $ 2,039,000 | $ 254,875 | $ 77,000 |
| Monmouth, New Jersey | 8 | $ 6,585,000 | $ 823,125 | $ 407,000 |
| Berks, Pennsylvania | 8 | $ 1,047,000 | $ 130,875 | $ 111,000 |
| Davidson, Tennessee | 8 | $ 2,124,000 | $ 265,500 | $ 87,000 |
| Harris, Texas | 8 | $ 3,565,000 | $ 445,625 | $ 646,000 |
| Jefferson, Alabama | 7 | $ 687,000 | $ 98,142 | $ 36,000 |
| Mobile, Alabama | 7 | $ 599,000 | $ 85,571 | $ 84,000 |
| Bay, Florida | 7 | $ 1,410,000 | $ 201,428 | $ 102,000 |
| Lake, Florida | 7 | $ 901,000 | $ 128,714 | $ 52,000 |
| Marion, Florida | 7 | $ 1,404,000 | $ 200,571 | $ 64,000 |
| Polk, Florida | 7 | $ 825,000 | $ 117,857 | $ 77,000 |
| McHenry, Illinois | 7 | $ 1,477,000 | $ 211,000 | $ 163,000 |
| Calvert, Maryland | 7 | $ 1,292,000 | $ 184,571 | $ 101,000 |
| Essex, Massachusetts | 7 | $ 1,592,000 | $ 227,428 | $ 54,000 |
| Ulster, New York | 7 | $ 1,497,000 | $ 213,857 | $ 94,000 |
| Buncombe, North Carolina | 7 | $ 1,235,000 | $ 176,428 | $ 67,000 |
| Mecklenburg, North Carolina | 7 | $ 1,204,000 | $ 172,000 | $ 63,000 |
| Monroe, Pennsylvania | 7 | $ 1,085,000 | $ 155,000 | $ 63,000 |
| Charlotte, Florida | 6 | $ 1,288,000 | $ 214,666 | $ 89,000 |
| Escambia, Florida | 6 | $ 937,000 | $ 156,166 | $ 30,000 |
| Okaloosa, Florida | 6 | $ 957,000 | $ 159,500 | $ 16,000 |
| Osceola, Florida | 6 | $ 5,819,000 | $ 969,833 | $ 382,000 |
| Seminole, Florida | 6 | $ 959,000 | $ 159,833 | $ 72,000 |
| Volusia, Florida | 6 | $ 814,000 | $ 135,666 | $ 28,000 |
| Johnson, Kansas | 6 | $ 1,122,000 | $ 187,000 | $ 156,000 |
| Cecil, Maryland | 6 | $ 1,185,000 | $ 197,500 | $ 107,000 |
| Frederick, Maryland | 6 | $ 1,299,000 | $ 216,500 | $ 50,000 |
| St. Mary's, Maryland | 6 | $ 1,190,000 | $ 198,333 | $ 79,000 |
| Wicomico, Maryland | 6 | $ 714,000 | $ 119,000 | $ 53,000 |
| Bristol, Massachusetts | 6 | $ 1,531,000 | $ 255,166 | $ 38,000 |
| Worcester, Massachusetts | 6 | $ 972,000 | $ 162,000 | $ 93,000 |
| Rockland, New York | 6 | $ 1,944,000 | $ 324,000 | $ 105,000 |
| Wake, North Carolina | 6 | $ 697,000 | $ 116,166 | $ 23,000 |
| Franklin, Ohio | 6 | $ 1,279,000 | $ 213,166 | $ 94,000 |
| Summit, Ohio | 6 | $ 1,062,000 | $ 177,000 | $ 27,000 |
| Chester, Pennsylvania | 6 | $ 1,073,000 | $ 178,833 | $ 53,000 |
| York, Pennsylvania | 6 | $ 796,000 | $ 132,666 | $ 46,000 |
| Kent, Rhode Island | 6 | $ 934,000 | $ 155,666 | $ 72,000 |
| Berkeley, West Virginia | 6 | $ 744,000 | $ 124,000 | $ 70,000 |
| Fresno, California | 5 | $ 1,860,000 | $ 372,000 | $ 91,000 |
| Ventura, California | 5 | $ 2,600,000 | $ 520,000 | $ 104,000 |
| Manatee, Florida | 5 | $ 2,075,000 | $ 415,000 | $ 104,000 |
| Sarasota, Florida | 5 | $ 1,008,000 | $ 201,600 | $ 35,000 |
| DeKalb, Georgia | 5 | $ 628,000 | $ 125,600 | $ 39,000 |
| Kauai, Hawaii | 5 | $ 9,900,000 | $ 1,980,000 | $ 383,000 |
| Caddo, Louisiana | 5 | $ 669,000 | $ 133,800 | $ 98,000 |
| Tangipahoa, Louisiana | 5 | $ 690,000 | $ 138,000 | $ 57,000 |
| Carroll, Maryland | 5 | $ 986,000 | $ 197,200 | $ 65,000 |
| Plymouth, Massachusetts | 5 | $ 915,000 | $ 183,000 | $ 49,000 |
| Pearl River, Mississippi | 5 | $ 422,000 | $ 84,400 | $ 74,000 |
| St. Louis City, Missouri | 5 | $ 905,000 | $ 181,000 | $ 57,000 |
| Belknap, New Hampshire | 5 | $ 817,000 | $ 163,400 | $ 108,000 |
| Hillsborough, New Hampshire | 5 | $ 907,000 | $ 181,400 | $ 76,000 |
| Hudson, New Jersey | 5 | $ 1,970,000 | $ 394,000 | $ 0 |
| Ocean, New Jersey | 5 | $ 1,996,000 | $ 399,200 | $ 143,000 |
| Union, New Jersey | 5 | $ 2,150,000 | $ 430,000 | $ 7,000 |
| New Hanover, North Carolina | 5 | $ 1,017,000 | $ 203,400 | $ 89,000 |
| Multnomah, Oregon | 5 | $ 1,051,000 | $ 210,200 | $ 57,000 |
| Dauphin, Pennsylvania | 5 | $ 385,000 | $ 77,000 | $ 50,000 |
| Lackawanna, Pennsylvania | 5 | $ 475,000 | $ 95,000 | $ 74,000 |
| Lancaster, Pennsylvania | 5 | $ 644,000 | $ 128,800 | $ 60,000 |
| Shelby, Tennessee | 5 | $ 2,552,000 | $ 510,400 | $ 243,000 |
| Alexandria, Virginia | 5 | $ 846,000 | $ 169,200 | $ 53,000 |
| Warren, Virginia | 5 | $ 642,000 | $ 128,400 | $ 41,000 |
| Pierce, Washington | 5 | $ 1,332,000 | $ 266,400 | $ 83,000 |
| Snohomish, Washington | 5 | $ 832,000 | $ 166,400 | $ 64,000 |
| Walworth, Wisconsin | 5 | $ 789,000 | $ 157,800 | $ 187,000 |
| Baldwin, Alabama | 4 | $ 839,000 | $ 209,750 | $ 81,000 |
| Anchorage, Alaska | 4 | $ 708,000 | $ 177,000 | $ 104,000 |
| Mohave, Arizona | 4 | $ 445,000 | $ 111,250 | $ 42,000 |
| Pima, Arizona | 4 | $ 769,000 | $ 192,250 | $ 387,000 |
| San Joaquin, California | 4 | $ 1,731,000 | $ 432,750 | $ 0 |
| Solano, California | 4 | $ 6,900,000 | $ 1,725,000 | $ 718,000 |
| Stanislaus, California | 4 | $ 910,000 | $ 227,500 | $ 568,000 |
| Windham, Connecticut | 4 | $ 381,000 | $ 95,250 | $ 65,000 |
| District of Columbia, District Of Columbia | 4 | $ 3,732,000 | $ 933,000 | $ 0 |
| Flagler, Florida | 4 | $ 1,053,000 | $ 263,250 | $ 86,000 |
| Ada, Idaho | 4 | $ 1,851,000 | $ 462,750 | $ 107,000 |
| Jefferson, Kentucky | 4 | $ 1,362,000 | $ 340,500 | $ 327,000 |
| Harrison, Mississippi | 4 | $ 545,000 | $ 136,250 | $ 51,000 |
| Hinds, Mississippi | 4 | $ 584,000 | $ 146,000 | $ 77,000 |
| St. Charles, Missouri | 4 | $ 445,000 | $ 111,250 | $ 78,000 |
| Gallatin, Montana | 4 | $ 3,042,000 | $ 760,500 | $ 265,000 |
| Rockingham, New Hampshire | 4 | $ 1,217,000 | $ 304,250 | $ 157,000 |
| Strafford, New Hampshire | 4 | $ 700,000 | $ 175,000 | $ 69,000 |
| Brunswick, North Carolina | 4 | $ 617,000 | $ 154,250 | $ 102,000 |
| Adams, Pennsylvania | 4 | $ 682,000 | $ 170,500 | $ 87,000 |
| Washington, Pennsylvania | 4 | $ 515,000 | $ 128,750 | $ 88,000 |
| Hamilton, Tennessee | 4 | $ 452,000 | $ 113,000 | $ 52,000 |
| Dallas, Texas | 4 | $ 4,099,000 | $ 1,024,750 | $ 1,287,000 |
| Orange, Virginia | 4 | $ 753,000 | $ 188,250 | $ 59,000 |
| Clark, Washington | 4 | $ 982,000 | $ 245,500 | $ 58,000 |
| Waukesha, Wisconsin | 4 | $ 1,853,000 | $ 463,250 | $ 41,000 |
| Coconino, Arizona | 3 | $ 468,000 | $ 156,000 | $ 42,000 |
| Pulaski, Arkansas | 3 | $ 465,000 | $ 155,000 | $ 37,000 |
| Butte, California | 3 | $ 890,000 | $ 296,666 | $ 124,000 |
| El Dorado, California | 3 | $ 843,000 | $ 281,000 | $ 87,000 |
| Imperial, California | 3 | $ 495,000 | $ 165,000 | $ 59,000 |
| Merced, California | 3 | $ 557,000 | $ 185,666 | $ 44,000 |
| Tulare, California | 3 | $ 291,000 | $ 97,000 | $ 32,000 |
| Adams, Colorado | 3 | $ 706,000 | $ 235,333 | $ 37,000 |
| Arapahoe, Colorado | 3 | $ 4,589,000 | $ 1,529,666 | $ 360,000 |
| Denver, Colorado | 3 | $ 587,000 | $ 195,666 | $ 0 |
| Middlesex, Connecticut | 3 | $ 717,000 | $ 239,000 | $ 106,000 |
| Tolland, Connecticut | 3 | $ 711,000 | $ 237,000 | $ 290,000 |
| Kent, Delaware | 3 | $ 446,000 | $ 148,666 | $ 57,000 |
| Nassau, Florida | 3 | $ 2,998,000 | $ 999,333 | $ 357,000 |
| Canyon, Idaho | 3 | $ 464,000 | $ 154,666 | $ 63,000 |
| Madison, Illinois | 3 | $ 499,000 | $ 166,333 | $ 90,000 |
| Sangamon, Illinois | 3 | $ 227,000 | $ 75,666 | $ 49,000 |
| Lake, Indiana | 3 | $ 368,000 | $ 122,666 | $ 77,000 |
| Kenton, Kentucky | 3 | $ 255,000 | $ 85,000 | $ 97,000 |
| Washington, Maryland | 3 | $ 344,000 | $ 114,666 | $ 47,000 |
| Barnstable, Massachusetts | 3 | $ 2,022,000 | $ 674,000 | $ 184,000 |
| Hampden, Massachusetts | 3 | $ 388,000 | $ 129,333 | $ 83,000 |
| Macomb, Michigan | 3 | $ 714,000 | $ 238,000 | $ 80,000 |
| Dakota, Minnesota | 3 | $ 381,000 | $ 127,000 | $ 72,000 |
| Jackson, Missouri | 3 | $ 264,000 | $ 88,000 | $ 102,000 |
| Flathead, Montana | 3 | $ 2,295,000 | $ 765,000 | $ 346,000 |
| Washoe, Nevada | 3 | $ 4,610,000 | $ 1,536,666 | $ 576,000 |
| Burlington, New Jersey | 3 | $ 5,510,000 | $ 1,836,666 | $ 495,000 |
| Passaic, New Jersey | 3 | $ 936,000 | $ 312,000 | $ 28,000 |
| Somerset, New Jersey | 3 | $ 1,896,000 | $ 632,000 | $ 553,000 |
| Erie, New York | 3 | $ 320,000 | $ 106,666 | $ 60,000 |
| Sullivan, New York | 3 | $ 1,025,000 | $ 341,666 | $ 132,000 |
| Dare, North Carolina | 3 | $ 720,000 | $ 240,000 | $ 81,000 |
| Iredell, North Carolina | 3 | $ 308,000 | $ 102,666 | $ 41,000 |
| Wayne, North Carolina | 3 | $ 278,000 | $ 92,666 | $ 32,000 |
| Medina, Ohio | 3 | $ 706,000 | $ 235,333 | $ 77,000 |
| Cleveland, Oklahoma | 3 | $ 261,000 | $ 87,000 | $ 63,000 |
| Deschutes, Oregon | 3 | $ 11,194,000 | $ 3,731,333 | $ 145,000 |
| Lane, Oregon | 3 | $ 407,000 | $ 135,666 | $ 110,000 |
| Cumberland, Pennsylvania | 3 | $ 819,000 | $ 273,000 | $ 176,000 |
| Franklin, Pennsylvania | 3 | $ 298,000 | $ 99,333 | $ 51,000 |
| Lebanon, Pennsylvania | 3 | $ 284,000 | $ 94,666 | $ 71,000 |
| Lehigh, Pennsylvania | 3 | $ 407,000 | $ 135,666 | $ 64,000 |
| Luzerne, Pennsylvania | 3 | $ 485,000 | $ 161,666 | $ 87,000 |
| Mercer, Pennsylvania | 3 | $ 307,000 | $ 102,333 | $ 42,000 |
| Northampton, Pennsylvania | 3 | $ 341,000 | $ 113,666 | $ 77,000 |
| Bristol, Rhode Island | 3 | $ 1,922,000 | $ 640,666 | $ 200,000 |
| Newport, Rhode Island | 3 | $ 2,793,000 | $ 931,000 | $ 659,000 |
| Charleston, South Carolina | 3 | $ 6,071,000 | $ 2,023,666 | $ 191,000 |
| Rutherford, Tennessee | 3 | $ 458,000 | $ 152,666 | $ 75,000 |
| Williamson, Tennessee | 3 | $ 2,198,000 | $ 732,666 | $ 264,000 |
| Bexar, Texas | 3 | $ 2,195,000 | $ 731,666 | $ 446,000 |
| Travis, Texas | 3 | $ 466,000 | $ 155,333 | $ 77,000 |
| Salt Lake, Utah | 3 | $ 598,000 | $ 199,333 | $ 69,000 |
| Bennington, Vermont | 3 | $ 619,000 | $ 206,333 | $ 141,000 |
| Accomack, Virginia | 3 | $ 276,000 | $ 92,000 | $ 52,000 |
| Caroline, Virginia | 3 | $ 271,000 | $ 90,333 | $ 33,000 |
| Culpeper, Virginia | 3 | $ 1,038,000 | $ 346,000 | $ 98,000 |
| Fauquier, Virginia | 3 | $ 499,000 | $ 166,333 | $ 65,000 |
| Frederick, Virginia | 3 | $ 269,000 | $ 89,666 | $ 58,000 |
| Hanover, Virginia | 3 | $ 446,000 | $ 148,666 | $ 51,000 |
| Loudoun, Virginia | 3 | $ 997,000 | $ 332,333 | $ 107,000 |
| Roanoke City, Virginia | 3 | $ 250,000 | $ 83,333 | $ 29,000 |
| Shenandoah, Virginia | 3 | $ 579,000 | $ 193,000 | $ 79,000 |
| Suffolk, Virginia | 3 | $ 278,000 | $ 92,666 | $ 44,000 |
| Island, Washington | 3 | $ 1,165,000 | $ 388,333 | $ 63,000 |
| Sheboygan, Wisconsin | 3 | $ 647,000 | $ 215,666 | $ 54,000 |
| Calhoun, Alabama | 2 | $ 162,000 | $ 81,000 | $ 47,000 |
| Elmore, Alabama | 2 | $ 208,000 | $ 104,000 | $ 68,000 |
| Talladega, Alabama | 2 | $ 236,000 | $ 118,000 | $ 46,000 |
| Tuscaloosa, Alabama | 2 | $ 309,000 | $ 154,500 | $ 64,000 |
| Navajo, Arizona | 2 | $ 195,000 | $ 97,500 | $ 35,000 |
| Pinal, Arizona | 2 | $ 418,000 | $ 209,000 | $ 15,000 |
| Amador, California | 2 | $ 365,000 | $ 182,500 | $ 68,000 |
| Madera, California | 2 | $ 363,000 | $ 181,500 | $ 47,000 |
| Mendocino, California | 2 | $ 480,000 | $ 240,000 | $ 46,000 |
| Monterey, California | 2 | $ 618,000 | $ 309,000 | $ 78,000 |
| Placer, California | 2 | $ 1,426,000 | $ 713,000 | $ 458,000 |
| Santa Cruz, California | 2 | $ 3,455,000 | $ 1,727,500 | $ 630,000 |
| Shasta, California | 2 | $ 271,000 | $ 135,500 | $ 73,000 |
| Tuolumne, California | 2 | $ 311,000 | $ 155,500 | $ 81,000 |
| Fremont, Colorado | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Monroe, Florida | 2 | $ 4,209,000 | $ 2,104,500 | $ 2,100,000 |
| Chatham, Georgia | 2 | $ 1,607,000 | $ 803,500 | $ 210,000 |
| Gwinnett, Georgia | 2 | $ 726,000 | $ 363,000 | $ 180,000 |
| Kootenai, Idaho | 2 | $ 341,000 | $ 170,500 | $ 61,000 |
| Kendall, Illinois | 2 | $ 527,000 | $ 263,500 | $ 90,000 |
| LaSalle, Illinois | 2 | $ 183,000 | $ 91,500 | $ 47,000 |
| Allen, Indiana | 2 | $ 392,000 | $ 196,000 | $ 28,000 |
| Polk, Iowa | 2 | $ 171,000 | $ 85,500 | $ 30,000 |
| Fayette, Kentucky | 2 | $ 299,000 | $ 149,500 | $ 67,000 |
| Ascension, Louisiana | 2 | $ 211,000 | $ 105,500 | $ 28,000 |
| Calcasieu, Louisiana | 2 | $ 224,000 | $ 112,000 | $ 82,000 |
| Lafayette, Louisiana | 2 | $ 165,000 | $ 82,500 | $ 31,000 |
| Livingston, Louisiana | 2 | $ 197,000 | $ 98,500 | $ 100,000 |
| St. Bernard, Louisiana | 2 | $ 302,000 | $ 151,000 | $ 666,000 |
| St. Martin, Louisiana | 2 | $ 295,000 | $ 147,500 | $ 118,000 |
| Androscoggin, Maine | 2 | $ 231,000 | $ 115,500 | $ 116,000 |
| Penobscot, Maine | 2 | $ 231,000 | $ 115,500 | $ 61,000 |
| York, Maine | 2 | $ 311,000 | $ 155,500 | $ 33,000 |
| Allegany, Maryland | 2 | $ 157,000 | $ 78,500 | $ 36,000 |
| Caroline, Maryland | 2 | $ 539,000 | $ 269,500 | $ 189,000 |
| Dorchester, Maryland | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Garrett, Maryland | 2 | $ 216,000 | $ 108,000 | $ 41,000 |
| Somerset, Maryland | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Worcester, Maryland | 2 | $ 218,000 | $ 109,000 | $ 43,000 |
| Dukes, Massachusetts | 2 | $ 825,000 | $ 412,500 | $ 114,000 |
| Middlesex, Massachusetts | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Nantucket, Massachusetts | 2 | $ 5,838,000 | $ 2,919,000 | $ 779,000 |
| Washtenaw, Michigan | 2 | $ 255,000 | $ 127,500 | $ 250,000 |
| Carver, Minnesota | 2 | $ 451,000 | $ 225,500 | $ 83,000 |
| Scott, Minnesota | 2 | $ 513,000 | $ 256,500 | $ 146,000 |
| Stearns, Minnesota | 2 | $ 288,000 | $ 144,000 | $ 124,000 |
| Washington, Minnesota | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Sarpy, Nebraska | 2 | $ 1,108,000 | $ 554,000 | $ 189,000 |
| Elko, Nevada | 2 | $ 290,000 | $ 145,000 | $ 62,000 |
| Cheshire, New Hampshire | 2 | $ 200,000 | $ 100,000 | $ 63,000 |
| Merrimack, New Hampshire | 2 | $ 420,000 | $ 210,000 | $ 138,000 |
| Warren, New Jersey | 2 | $ 587,000 | $ 293,500 | $ 38,000 |
| Bernalillo, New Mexico | 2 | $ 284,000 | $ 142,000 | $ 31,000 |
| Lea, New Mexico | 2 | $ 141,000 | $ 70,500 | $ 27,000 |
| Sandoval, New Mexico | 2 | $ 203,000 | $ 101,500 | $ 0 |
| Santa Fe, New Mexico | 2 | $ 705,000 | $ 352,500 | $ 215,000 |
| Taos, New Mexico | 2 | $ 801,000 | $ 400,500 | $ 226,000 |
| Albany, New York | 2 | $ 365,000 | $ 182,500 | $ 55,000 |
| Niagara, New York | 2 | $ 283,000 | $ 141,500 | $ 89,000 |
| Saratoga, New York | 2 | $ 314,000 | $ 157,000 | $ 181,000 |
| Cabarrus, North Carolina | 2 | $ 212,000 | $ 106,000 | $ 56,000 |
| Catawba, North Carolina | 2 | $ 453,000 | $ 226,500 | $ 41,000 |
| Currituck, North Carolina | 2 | $ 365,000 | $ 182,500 | $ 253,000 |
| Guilford, North Carolina | 2 | $ 228,000 | $ 114,000 | $ 41,000 |
| Haywood, North Carolina | 2 | $ 368,000 | $ 184,000 | $ 95,000 |
| Lincoln, North Carolina | 2 | $ 226,000 | $ 113,000 | $ 9,000 |
| Orange, North Carolina | 2 | $ 920,000 | $ 460,000 | $ 113,000 |
| Pasquotank, North Carolina | 2 | $ 253,000 | $ 126,500 | $ 38,000 |
| Rockingham, North Carolina | 2 | $ 242,000 | $ 121,000 | $ 140,000 |
| Union, North Carolina | 2 | $ 312,000 | $ 156,000 | $ 52,000 |
| Cass, North Dakota | 2 | $ 135,000 | $ 67,500 | $ 51,000 |
| Allen, Ohio | 2 | $ 545,000 | $ 272,500 | $ 111,000 |
| Ashtabula, Ohio | 2 | $ 230,000 | $ 115,000 | $ 24,000 |
| Butler, Ohio | 2 | $ 239,000 | $ 119,500 | $ 53,000 |
| Clermont, Ohio | 2 | $ 575,000 | $ 287,500 | $ 128,000 |
| Hamilton, Ohio | 2 | $ 264,000 | $ 132,000 | $ 27,000 |
| Lucas, Ohio | 2 | $ 209,000 | $ 104,500 | $ 0 |
| Montgomery, Ohio | 2 | $ 157,000 | $ 78,500 | $ 27,000 |
| Warren, Ohio | 2 | $ 271,000 | $ 135,500 | $ 36,000 |
| Oklahoma, Oklahoma | 2 | $ 460,000 | $ 230,000 | $ 184,000 |
| Clatsop, Oregon | 2 | $ 277,000 | $ 138,500 | $ 78,000 |
| Klamath, Oregon | 2 | $ 371,000 | $ 185,500 | $ 83,000 |
| Carbon, Pennsylvania | 2 | $ 202,000 | $ 101,000 | $ 85,000 |
| Pike, Pennsylvania | 2 | $ 257,000 | $ 128,500 | $ 126,000 |
| Susquehanna, Pennsylvania | 2 | $ 307,000 | $ 153,500 | $ 61,000 |
| Beaufort, South Carolina | 2 | $ 6,638,000 | $ 3,319,000 | $ 2,181,000 |
| Dickson, Tennessee | 2 | $ 200,000 | $ 100,000 | $ 74,000 |
| Fayette, Tennessee | 2 | $ 983,000 | $ 491,500 | $ 157,000 |
| Knox, Tennessee | 2 | $ 229,000 | $ 114,500 | $ 111,000 |
| Sevier, Tennessee | 2 | $ 343,000 | $ 171,500 | $ 44,000 |
| Tipton, Tennessee | 2 | $ 204,000 | $ 102,000 | $ 60,000 |
| Collin, Texas | 2 | $ 267,000 | $ 133,500 | $ 28,000 |
| Tarrant, Texas | 2 | $ 167,000 | $ 83,500 | $ 0 |
| Arlington, Virginia | 2 | $ 516,000 | $ 258,000 | $ 151,000 |
| Manassas, Virginia | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| Page, Virginia | 2 | $ 355,000 | $ 177,500 | $ 49,000 |
| Powhatan, Virginia | 2 | $ 319,000 | $ 159,500 | $ 57,000 |
| Rockbridge, Virginia | 2 | $ 160,000 | $ 80,000 | $ 27,000 |
| Rockingham, Virginia | 2 | $ 305,000 | $ 152,500 | $ 51,000 |
| Winchester, Virginia | 2 | $ 262,000 | $ 131,000 | $ 46,000 |
| Jefferson, West Virginia | 2 | $ 262,000 | $ 131,000 | $ 85,000 |
| Door, Wisconsin | 2 | $ 245,000 | $ 122,500 | $ 99,000 |
| Rock, Wisconsin | 2 | $ 141,000 | $ 70,500 | $ 29,000 |
| Blount, Alabama | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Chilton, Alabama | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Etowah, Alabama | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Lawrence, Alabama | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| Macon, Alabama | 1 | $ 126,000 | $ 126,000 | $ 193,000 |
| Russell, Alabama | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| St. Clair, Alabama | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Tallapoosa, Alabama | 1 | $ 192,000 | $ 192,000 | $ 39,000 |
| Fairbanks North Star, Alaska | 1 | $ 126,000 | $ 126,000 | $ 82,000 |
| Juneau, Alaska | 1 | $ 230,000 | $ 230,000 | $ 156,000 |
| Kenai Peninsula, Alaska | 1 | $ 175,000 | $ 175,000 | $ 143,000 |
| Apache, Arizona | 1 | $ 158,000 | $ 158,000 | $ 115,000 |
| Graham, Arizona | 1 | $ 172,000 | $ 172,000 | $ 57,000 |
| Santa Cruz, Arizona | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Yuma, Arizona | 1 | $ 300,000 | $ 300,000 | $ 97,000 |
| Baxter, Arkansas | 1 | $ 157,000 | $ 157,000 | $ 49,000 |
| Benton, Arkansas | 1 | $ 1,260,000 | $ 1,260,000 | $ 420,000 |
| Desha, Arkansas | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Franklin, Arkansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Jefferson, Arkansas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Mississippi, Arkansas | 1 | $ 239,000 | $ 239,000 | $ 81,000 |
| Saline, Arkansas | 1 | $ 470,000 | $ 470,000 | $ 66,000 |
| Calaveras, California | 1 | $ 258,000 | $ 258,000 | $ 751,000 |
| Colusa, California | 1 | $ 80,000 | $ 80,000 | $ 15,000 |
| Glenn, California | 1 | $ 201,000 | $ 201,000 | $ 80,000 |
| Humboldt, California | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Kings, California | 1 | $ 141,000 | $ 141,000 | $ 28,000 |
| Lake, California | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Marin, California | 1 | $ 469,000 | $ 469,000 | $ 1,781,000 |
| Mariposa, California | 1 | $ 270,000 | $ 270,000 | $ 968,000 |
| Mono, California | 1 | $ 231,000 | $ 231,000 | $ 82,000 |
| Napa, California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Nevada, California | 1 | $ 425,000 | $ 425,000 | $ 246,000 |
| Plumas, California | 1 | $ 245,000 | $ 245,000 | $ 821,000 |
| San Francisco, California | 1 | $ 940,000 | $ 940,000 | $ 1,627,000 |
| San Luis Obispo, California | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
| San Mateo, California | 1 | $ 600,000 | $ 600,000 | $ 135,000 |
| Santa Clara, California | 1 | $ 750,000 | $ 750,000 | $ 97,000 |
| Sonoma, California | 1 | $ 1,008,000 | $ 1,008,000 | $ 240,000 |
| Tehama, California | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Trinity, California | 1 | $ 338,000 | $ 338,000 | $ 136,000 |
| Yolo, California | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Archuleta, Colorado | 1 | $ 368,000 | $ 368,000 | $ 149,000 |
| Boulder, Colorado | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Clear Creek, Colorado | 1 | $ 260,000 | $ 260,000 | $ 90,000 |
| Douglas, Colorado | 1 | $ 208,000 | $ 208,000 | $ 74,000 |
| El Paso, Colorado | 1 | $ 96,000 | $ 96,000 | $ 77,000 |
| Jefferson, Colorado | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Larimer, Colorado | 1 | $ 748,000 | $ 748,000 | $ 420,000 |
| Pitkin, Colorado | 1 | $ 1,400,000 | $ 1,400,000 | $ 264,000 |
| Alachua, Florida | 1 | $ 198,000 | $ 198,000 | $ 81,000 |
| Citrus, Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Hernando, Florida | 1 | $ 120,000 | $ 120,000 | $ 222,000 |
| Indian River, Florida | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| Leon, Florida | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Martin, Florida | 1 | $ 980,000 | $ 980,000 | $ 171,000 |
| Putnam, Florida | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 134,000 | $ 134,000 | $ 0 |
| St. Johns, Florida | 1 | $ 445,000 | $ 445,000 | $ 240,000 |
| Walton, Florida | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| Ben Hill, Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bibb, Georgia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Camden, Georgia | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Carroll, Georgia | 1 | $ 250,000 | $ 250,000 | $ 865,000 |
| Cherokee, Georgia | 1 | $ 442,000 | $ 442,000 | $ 382,000 |
| Clayton, Georgia | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Cobb, Georgia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Dougherty, Georgia | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Effingham, Georgia | 1 | $ 600,000 | $ 600,000 | $ 3,240,000 |
| Floyd, Georgia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Hall, Georgia | 1 | $ 1,500,000 | $ 1,500,000 | $ 600,000 |
| Rockdale, Georgia | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Adams, Idaho | 1 | $ 280,000 | $ 280,000 | $ 136,000 |
| Bingham, Idaho | 1 | $ 121,000 | $ 121,000 | $ 61,000 |
| Bonner, Idaho | 1 | $ 1,300,000 | $ 1,300,000 | $ 363,000 |
| Champaign, Illinois | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Franklin, Illinois | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Fulton, Illinois | 1 | $ 121,000 | $ 121,000 | $ 88,000 |
| Grundy, Illinois | 1 | $ 104,000 | $ 104,000 | $ 74,000 |
| Kankakee, Illinois | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Macoupin, Illinois | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Ogle, Illinois | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Randolph, Illinois | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Tazewell, Illinois | 1 | $ 90,000 | $ 90,000 | $ 140,000 |
| Winnebago, Illinois | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Boone, Indiana | 1 | $ 612,000 | $ 612,000 | $ 0 |
| Elkhart, Indiana | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Hamilton, Indiana | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Howard, Indiana | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Johnson, Indiana | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Montgomery, Indiana | 1 | $ 120,000 | $ 120,000 | $ 118,000 |
| Porter, Indiana | 1 | $ 340,000 | $ 340,000 | $ 319,000 |
| Vanderburgh, Indiana | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Jasper, Iowa | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Pottawattamie, Iowa | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Atchison, Kansas | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Douglas, Kansas | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Geary, Kansas | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Lewis, Kentucky | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Nelson, Kentucky | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Shelby, Kentucky | 1 | $ 116,000 | $ 116,000 | $ 78,000 |
| Warren, Kentucky | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Bossier, Louisiana | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| East Feliciana, Louisiana | 1 | $ 141,000 | $ 141,000 | $ 60,000 |
| Natchitoches, Louisiana | 1 | $ 224,000 | $ 224,000 | $ 59,000 |
| Ouachita, Louisiana | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Rapides, Louisiana | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| St. Charles, Louisiana | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| St. Helena, Louisiana | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| St. Landry, Louisiana | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Terrebonne, Louisiana | 1 | $ 82,000 | $ 82,000 | $ 183,000 |
| West Feliciana, Louisiana | 1 | $ 439,000 | $ 439,000 | $ 108,000 |
| Hancock, Maine | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| Lincoln, Maine | 1 | $ 618,000 | $ 618,000 | $ 684,000 |
| Somerset, Maine | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
| Kent, Maryland | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Queen Anne's, Maryland | 1 | $ 256,000 | $ 256,000 | $ 98,000 |
| Talbot, Maryland | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Norfolk, Massachusetts | 1 | $ 1,900,000 | $ 1,900,000 | $ 3,859,000 |
| Alger, Michigan | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Antrim, Michigan | 1 | $ 510,000 | $ 510,000 | $ 220,000 |
| Bay, Michigan | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Calhoun, Michigan | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Cass, Michigan | 1 | $ 149,000 | $ 149,000 | $ 170,000 |
| Crawford, Michigan | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Ingham, Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kent, Michigan | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Livingston, Michigan | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Marquette, Michigan | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Midland, Michigan | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Ottawa, Michigan | 1 | $ 745,000 | $ 745,000 | $ 502,000 |
| Saginaw, Michigan | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Becker, Minnesota | 1 | $ 248,000 | $ 248,000 | $ 95,000 |
| Blue Earth, Minnesota | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Cottonwood, Minnesota | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Goodhue, Minnesota | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Isanti, Minnesota | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Itasca, Minnesota | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Lyon, Minnesota | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Mahnomen, Minnesota | 1 | $ 168,000 | $ 168,000 | $ 123,000 |
| Morrison, Minnesota | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Mower, Minnesota | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Nicollet, Minnesota | 1 | $ 221,000 | $ 221,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Eastern Savings Bank, FSB in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,841 | $765,639,000 | $269,000 | $10,400,000 | $124,000 | $7,906,000 |
| Home Purchase | 716 | $216,920,000 | $302,000 | $7,500,000 | $99,000 | $9,999,000 |
| Home Improvement | 141 | $53,823,000 | $381,000 | $24,000,000 | $119,000 | $3,859,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,268 | $382,144,000 | $301,000 | $10,400,000 | $158,000 | $7,906,000 |
| Not Provided | 832 | $268,096,000 | $322,000 | $8,500,000 | $136,000 | $4,062,000 |
| Black or African American | 817 | $162,170,000 | $198,000 | $7,500,000 | $100,000 | $9,999,000 |
| Not applicable | 526 | $159,447,000 | $303,000 | $24,000,000 | $30,000 | $3,516,000 |
| Hispanic | 176 | $41,251,000 | $234,000 | $1,425,000 | $106,000 | $1,550,000 |
| Asian | 39 | $16,135,000 | $413,000 | $3,200,000 | $159,000 | $1,620,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $5,445,000 | $187,000 | $500,000 | $93,000 | $600,000 |
| American Indian or Alaskan Native | 11 | $1,694,000 | $154,000 | $315,000 | $112,000 | $226,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,698 | $1,036,382,000 | $280,000 | $24,000,000 | $119,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,339 | $278,849,000 | $208,000 | $8,250,000 | $115,000 | $7,906,000 |
| Application Denied By Financial Institution | 797 | $305,995,000 | $383,000 | $24,000,000 | $162,000 | $4,200,000 |
| Application Withdrawn By Applicant | 637 | $200,317,000 | $314,000 | $7,500,000 | $144,000 | $3,725,000 |
| Loan Purchased By The Institution | 489 | $106,387,000 | $217,000 | $1,365,000 | $0 | $0 |
| File Closed For Incompleteness | 359 | $121,590,000 | $338,000 | $8,500,000 | $161,000 | $9,999,000 |
| Application Approved But Not Accepted | 77 | $23,244,000 | $301,000 | $5,000,000 | $118,000 | $1,208,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 585 | $223,882,000 | $382,000 | $10,400,000 | $179,000 | $4,200,000 |
| Other | 83 | $27,323,000 | $329,000 | $6,500,000 | $133,000 | $2,400,000 |
| Debt-To-Income Ratio | 43 | $7,215,000 | $167,000 | $418,000 | $55,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $8,824,000 | $294,000 | $850,000 | $119,000 | $425,000 |
| Credit History | 24 | $5,480,000 | $228,000 | $1,450,000 | $170,000 | $782,000 |
| Unverifiable Information | 18 | $29,827,000 | $1,657,000 | $24,000,000 | $114,000 | $300,000 |
| Employment History | 10 | $1,540,000 | $154,000 | $252,000 | $53,000 | $101,000 |
| Credit Application Incomplete | 3 | $1,654,000 | $551,000 | $1,400,000 | $118,000 | $264,000 |
| Mortgage Insurance Denied | 1 | $250,000 | $250,000 | $250,000 | $90,000 | $90,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Savings Bank, FSB's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Savings Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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