Equipoint Financial Network
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Equipoint Financial Network 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equipoint Financial Network 3636 Nobel Suite 400 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2008 2007 |
| Total Number of Mortgage Applications | 2,258 |
| Total Mortgage Loan Application Amount | $480,035,000 |
| Average Mortgage Loan Application Amount | $196,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Equipoint Financial Network. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equipoint Financial Network's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Equipoint Financial Network's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equipoint Financial Network serves its applicants.
Each category highlights the total number of mortgage applications processed by Equipoint Financial Network, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equipoint Financial Network's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 171 | $ 45,355,000 | $ 265,000 | $ 100,000 |
| Maricopa County Arizona | 163 | $ 35,705,000 | $ 219,000 | $ 90,000 |
| Los Angeles County California | 149 | $ 56,920,000 | $ 382,000 | $ 129,000 |
| Scott County Iowa | 125 | $ 15,335,000 | $ 122,000 | $ 52,000 |
| Rock Island County Illinois | 121 | $ 10,955,000 | $ 90,000 | $ 45,000 |
| Pierce County Washington | 83 | $ 17,433,000 | $ 210,000 | $ 79,000 |
| San Diego County California | 58 | $ 15,784,000 | $ 272,000 | $ 134,000 |
| Jackson County Missouri | 58 | $ 5,780,000 | $ 99,000 | $ 59,000 |
| Placer County California | 55 | $ 17,562,000 | $ 319,000 | $ 124,000 |
| Riverside County California | 55 | $ 16,635,000 | $ 302,000 | $ 116,000 |
| King County Washington | 48 | $ 12,622,000 | $ 262,000 | $ 100,000 |
| San Bernardino County California | 34 | $ 9,176,000 | $ 269,000 | $ 72,000 |
| Clinton County Iowa | 34 | $ 3,296,000 | $ 96,000 | $ 47,000 |
| Sedgwick County Kansas | 34 | $ 3,225,000 | $ 94,000 | $ 45,000 |
| Clark County Nevada | 32 | $ 7,560,000 | $ 236,000 | $ 110,000 |
| Orange County California | 30 | $ 14,272,000 | $ 475,000 | $ 268,000 |
| Snohomish County Washington | 30 | $ 8,126,000 | $ 270,000 | $ 179,000 |
| Johnson County Kansas | 25 | $ 3,779,000 | $ 151,000 | $ 52,000 |
| Henry County Illinois | 23 | $ 2,148,000 | $ 93,000 | $ 49,000 |
| Muscatine County Iowa | 22 | $ 2,419,000 | $ 109,000 | $ 51,000 |
| San Joaquin County California | 21 | $ 5,512,000 | $ 262,000 | $ 94,000 |
| Wyandotte County Kansas | 20 | $ 1,816,000 | $ 90,000 | $ 37,000 |
| Butte County California | 19 | $ 3,780,000 | $ 198,000 | $ 70,000 |
| Tarrant County Texas | 19 | $ 2,281,000 | $ 120,000 | $ 220,000 |
| Cass County Missouri | 18 | $ 2,764,000 | $ 153,000 | $ 56,000 |
| Clark County Washington | 18 | $ 3,640,000 | $ 202,000 | $ 88,000 |
| Hinds County Mississippi | 17 | $ 964,000 | $ 56,000 | $ 94,000 |
| Multnomah County Oregon | 16 | $ 3,230,000 | $ 201,000 | $ 60,000 |
| Pinal County Arizona | 15 | $ 3,508,000 | $ 233,000 | $ 145,000 |
| Alameda County California | 15 | $ 6,328,000 | $ 421,000 | $ 149,000 |
| Salt Lake County Utah | 15 | $ 2,862,000 | $ 190,000 | $ 88,000 |
| El Dorado County California | 14 | $ 4,226,000 | $ 301,000 | $ 110,000 |
| Linn County Iowa | 12 | $ 1,455,000 | $ 121,000 | $ 55,000 |
| Henry County Missouri | 12 | $ 726,000 | $ 60,000 | $ 24,000 |
| Kaufman County Texas | 12 | $ 1,092,000 | $ 91,000 | $ 113,000 |
| Thurston County Washington | 12 | $ 2,443,000 | $ 203,000 | $ 88,000 |
| Fresno County California | 11 | $ 3,165,000 | $ 287,000 | $ 83,000 |
| Cook County Illinois | 11 | $ 2,464,000 | $ 224,000 | $ 107,000 |
| Contra Costa County California | 10 | $ 3,696,000 | $ 369,000 | $ 141,000 |
| Polk County Iowa | 10 | $ 1,426,000 | $ 142,000 | $ 59,000 |
| Stanislaus County California | 9 | $ 2,512,000 | $ 279,000 | $ 159,000 |
| Whiteside County Illinois | 9 | $ 737,000 | $ 81,000 | $ 46,000 |
| Washington County Oregon | 9 | $ 2,457,000 | $ 273,000 | $ 83,000 |
| Santa Clara County California | 8 | $ 2,839,000 | $ 354,000 | $ 142,000 |
| Knox County Illinois | 8 | $ 699,000 | $ 87,000 | $ 63,000 |
| Miami County Kansas | 8 | $ 1,189,000 | $ 148,000 | $ 73,000 |
| Wayne County Michigan | 8 | $ 471,000 | $ 58,000 | $ 166,000 |
| Clay County Missouri | 8 | $ 987,000 | $ 123,000 | $ 57,000 |
| Johnson County Iowa | 7 | $ 1,134,000 | $ 162,000 | $ 56,000 |
| Lea County New Mexico | 7 | $ 623,000 | $ 89,000 | $ 211,000 |
| Collin County Texas | 7 | $ 1,296,000 | $ 185,000 | $ 104,000 |
| Kern County California | 6 | $ 2,007,000 | $ 334,000 | $ 144,000 |
| Merced County California | 6 | $ 1,597,000 | $ 266,000 | $ 91,000 |
| Ventura County California | 6 | $ 3,170,000 | $ 528,000 | $ 224,000 |
| Hillsborough County Florida | 6 | $ 1,109,000 | $ 184,000 | $ 61,000 |
| Cedar County Iowa | 6 | $ 574,000 | $ 95,000 | $ 33,000 |
| Jasper County Missouri | 6 | $ 445,000 | $ 74,000 | $ 58,000 |
| Bexar County Texas | 6 | $ 1,005,000 | $ 167,000 | $ 164,000 |
| Lubbock County Texas | 6 | $ 349,000 | $ 58,000 | $ 68,000 |
| Yakima County Washington | 6 | $ 1,044,000 | $ 174,000 | $ 242,000 |
| Pima County Arizona | 5 | $ 960,000 | $ 192,000 | $ 30,000 |
| Marin County California | 5 | $ 1,643,000 | $ 328,000 | $ 62,000 |
| Monterey County California | 5 | $ 1,743,000 | $ 348,000 | $ 93,000 |
| Solano County California | 5 | $ 1,513,000 | $ 302,000 | $ 110,000 |
| Hawaii County Hawaii | 5 | $ 2,139,000 | $ 427,000 | $ 122,000 |
| Mercer County Illinois | 5 | $ 500,000 | $ 100,000 | $ 46,000 |
| Des Moines County Iowa | 5 | $ 381,000 | $ 76,000 | $ 30,000 |
| Bourbon County Kansas | 5 | $ 437,000 | $ 87,000 | $ 49,000 |
| Benton County Missouri | 5 | $ 307,000 | $ 61,000 | $ 39,000 |
| Davidson County Tennessee | 5 | $ 381,000 | $ 76,000 | $ 41,000 |
| Denton County Texas | 5 | $ 443,000 | $ 88,000 | $ 187,000 |
| Kitsap County Washington | 5 | $ 1,514,000 | $ 302,000 | $ 86,000 |
| Yavapai County Arizona | 4 | $ 978,000 | $ 244,000 | $ 151,000 |
| San Mateo County California | 4 | $ 2,691,000 | $ 672,000 | $ 171,000 |
| Tulare County California | 4 | $ 655,000 | $ 163,000 | $ 99,000 |
| Yolo County California | 4 | $ 1,191,000 | $ 297,000 | $ 120,000 |
| Yuba County California | 4 | $ 776,000 | $ 194,000 | $ 88,000 |
| Douglas County Colorado | 4 | $ 490,000 | $ 122,000 | $ 44,000 |
| Honolulu County Hawaii | 4 | $ 1,255,000 | $ 313,000 | $ 365,000 |
| Jackson County Iowa | 4 | $ 324,000 | $ 81,000 | $ 35,000 |
| Leavenworth County Kansas | 4 | $ 363,000 | $ 90,000 | $ 37,000 |
| Ramsey County Minnesota | 4 | $ 859,000 | $ 214,000 | $ 27,000 |
| St. Louis County Missouri | 4 | $ 979,000 | $ 244,000 | $ 35,000 |
| Clackamas County Oregon | 4 | $ 897,000 | $ 224,000 | $ 110,000 |
| Lewis County Washington | 4 | $ 663,000 | $ 165,000 | $ 82,000 |
| Whatcom County Washington | 4 | $ 1,265,000 | $ 316,000 | $ 79,000 |
| Anchorage County Alaska | 3 | $ 498,000 | $ 166,000 | $ 66,000 |
| Graham County Arizona | 3 | $ 394,000 | $ 131,000 | $ 33,000 |
| Mohave County Arizona | 3 | $ 852,000 | $ 284,000 | $ 157,000 |
| Nevada County California | 3 | $ 1,322,000 | $ 440,000 | $ 52,000 |
| Santa Barbara County California | 3 | $ 1,595,000 | $ 531,000 | $ 317,000 |
| Sutter County California | 3 | $ 685,000 | $ 228,000 | $ 57,000 |
| Denver County Colorado | 3 | $ 408,000 | $ 136,000 | $ 106,000 |
| El Paso County Colorado | 3 | $ 710,000 | $ 236,000 | $ 168,000 |
| Duval County Florida | 3 | $ 793,000 | $ 264,000 | $ 162,000 |
| Carroll County Illinois | 3 | $ 208,000 | $ 69,000 | $ 30,000 |
| Peoria County Illinois | 3 | $ 450,000 | $ 150,000 | $ 57,000 |
| Black Hawk County Iowa | 3 | $ 873,000 | $ 291,000 | $ 105,000 |
| Franklin County Kansas | 3 | $ 289,000 | $ 96,000 | $ 48,000 |
| Reno County Kansas | 3 | $ 251,000 | $ 83,000 | $ 27,000 |
| Clinton County Michigan | 3 | $ 394,000 | $ 131,000 | $ 57,000 |
| Hennepin County Minnesota | 3 | $ 399,000 | $ 133,000 | $ 41,000 |
| Madison County Mississippi | 3 | $ 195,000 | $ 65,000 | $ 140,000 |
| Johnson County Missouri | 3 | $ 417,000 | $ 139,000 | $ 61,000 |
| Platte County Missouri | 3 | $ 337,000 | $ 112,000 | $ 45,000 |
| Polk County Missouri | 3 | $ 168,000 | $ 56,000 | $ 50,000 |
| Deschutes County Oregon | 3 | $ 623,000 | $ 207,000 | $ 139,000 |
| Brazoria County Texas | 3 | $ 317,000 | $ 105,000 | $ 53,000 |
| Williamson County Texas | 3 | $ 419,000 | $ 139,000 | $ 148,000 |
| Davis County Utah | 3 | $ 631,000 | $ 210,000 | $ 60,000 |
| Utah County Utah | 3 | $ 680,000 | $ 226,000 | $ 141,000 |
| Washington County Utah | 3 | $ 547,000 | $ 182,000 | $ 110,000 |
| Coconino County Arizona | 2 | $ 376,000 | $ 188,000 | $ 135,000 |
| Navajo County Arizona | 2 | $ 454,000 | $ 227,000 | $ 44,000 |
| Calaveras County California | 2 | $ 544,000 | $ 272,000 | $ 95,000 |
| Humboldt County California | 2 | $ 462,000 | $ 231,000 | $ 62,000 |
| Madera County California | 2 | $ 533,000 | $ 266,000 | $ 38,000 |
| San Luis Obispo County California | 2 | $ 810,000 | $ 405,000 | $ 122,000 |
| Pueblo County Colorado | 2 | $ 360,000 | $ 180,000 | $ 130,000 |
| Hartford County Connecticut | 2 | $ 540,000 | $ 270,000 | $ 32,000 |
| Miami-Dade County Florida | 2 | $ 408,000 | $ 204,000 | $ 121,000 |
| Orange County Florida | 2 | $ 239,000 | $ 119,000 | $ 119,000 |
| Osceola County Florida | 2 | $ 542,000 | $ 271,000 | $ 145,000 |
| DeKalb County Georgia | 2 | $ 237,000 | $ 118,000 | $ 52,000 |
| Payette County Idaho | 2 | $ 183,000 | $ 91,000 | $ 58,000 |
| St. Clair County Illinois | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Warren County Illinois | 2 | $ 91,000 | $ 45,000 | $ 30,000 |
| Marion County Indiana | 2 | $ 269,000 | $ 134,000 | $ 33,000 |
| Guthrie County Iowa | 2 | $ 172,000 | $ 86,000 | $ 27,000 |
| Henry County Iowa | 2 | $ 215,000 | $ 107,000 | $ 59,000 |
| Lee County Iowa | 2 | $ 406,000 | $ 203,000 | $ 86,000 |
| Wapello County Iowa | 2 | $ 112,000 | $ 56,000 | $ 25,000 |
| Webster County Iowa | 2 | $ 132,000 | $ 66,000 | $ 38,000 |
| Crawford County Kansas | 2 | $ 227,000 | $ 113,000 | $ 35,000 |
| McPherson County Kansas | 2 | $ 220,000 | $ 110,000 | $ 54,000 |
| Osage County Kansas | 2 | $ 204,000 | $ 102,000 | $ 33,000 |
| Saline County Kansas | 2 | $ 267,000 | $ 133,000 | $ 66,000 |
| Norfolk County Massachusetts | 2 | $ 637,000 | $ 318,000 | $ 209,000 |
| Oakland County Michigan | 2 | $ 2,240,000 | $ 1,120,000 | $ 583,000 |
| Anoka County Minnesota | 2 | $ 418,000 | $ 209,000 | $ 127,000 |
| Chisago County Minnesota | 2 | $ 552,000 | $ 276,000 | $ 165,000 |
| Scott County Minnesota | 2 | $ 511,000 | $ 255,000 | $ 179,000 |
| Forrest County Mississippi | 2 | $ 192,000 | $ 96,000 | $ 81,000 |
| Lamar County Mississippi | 2 | $ 530,000 | $ 265,000 | $ 147,000 |
| Rankin County Mississippi | 2 | $ 218,000 | $ 109,000 | $ 209,000 |
| Boone County Missouri | 2 | $ 126,000 | $ 63,000 | $ 34,000 |
| Caldwell County Missouri | 2 | $ 267,000 | $ 133,000 | $ 54,000 |
| Greene County Missouri | 2 | $ 190,000 | $ 95,000 | $ 34,000 |
| Howell County Missouri | 2 | $ 146,000 | $ 73,000 | $ 30,000 |
| Jefferson County Missouri | 2 | $ 257,000 | $ 128,000 | $ 83,000 |
| Lafayette County Missouri | 2 | $ 184,000 | $ 92,000 | $ 15,000 |
| Pettis County Missouri | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Ray County Missouri | 2 | $ 201,000 | $ 100,000 | $ 70,000 |
| Missoula County Montana | 2 | $ 716,000 | $ 358,000 | $ 97,000 |
| Douglas County Nebraska | 2 | $ 224,000 | $ 112,000 | $ 46,000 |
| Douglas County Nevada | 2 | $ 239,000 | $ 119,000 | $ 295,000 |
| Nye County Nevada | 2 | $ 247,000 | $ 123,000 | $ 56,000 |
| Washoe County Nevada | 2 | $ 325,000 | $ 162,000 | $ 11,000 |
| Otero County New Mexico | 2 | $ 253,000 | $ 126,000 | $ 57,000 |
| Valencia County New Mexico | 2 | $ 235,000 | $ 117,000 | $ 45,000 |
| Delaware County Oklahoma | 2 | $ 276,000 | $ 138,000 | $ 33,000 |
| Oklahoma County Oklahoma | 2 | $ 335,000 | $ 167,000 | $ 203,000 |
| Clatsop County Oregon | 2 | $ 445,000 | $ 222,000 | $ 126,000 |
| Douglas County Oregon | 2 | $ 198,000 | $ 99,000 | $ 41,000 |
| Josephine County Oregon | 2 | $ 542,000 | $ 271,000 | $ 44,000 |
| Yamhill County Oregon | 2 | $ 432,000 | $ 216,000 | $ 96,000 |
| Greene County Tennessee | 2 | $ 2,495,000 | $ 1,247,000 | $ 1,200,000 |
| Dallas County Texas | 2 | $ 1,638,000 | $ 819,000 | $ 260,000 |
| Ellis County Texas | 2 | $ 118,000 | $ 59,000 | $ 93,000 |
| Johnson County Texas | 2 | $ 255,000 | $ 127,000 | $ 238,000 |
| Karnes County Texas | 2 | $ 56,000 | $ 28,000 | $ 145,000 |
| Travis County Texas | 2 | $ 457,000 | $ 228,000 | $ 76,000 |
| Wichita County Texas | 2 | $ 142,000 | $ 71,000 | $ 44,000 |
| Iron County Utah | 2 | $ 475,000 | $ 237,000 | $ 67,000 |
| Tooele County Utah | 2 | $ 583,000 | $ 291,000 | $ 79,000 |
| Manassas County Virginia | 2 | $ 496,000 | $ 248,000 | $ 94,000 |
| Prince William County Virginia | 2 | $ 491,000 | $ 245,000 | $ 163,000 |
| Asotin County Washington | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| Chelan County Washington | 2 | $ 385,000 | $ 192,000 | $ 201,000 |
| Clallam County Washington | 2 | $ 285,000 | $ 142,000 | $ 61,000 |
| Grays Harbor County Washington | 2 | $ 354,000 | $ 177,000 | $ 76,000 |
| Mason County Washington | 2 | $ 548,000 | $ 274,000 | $ 31,000 |
| Okanogan County Washington | 2 | $ 237,000 | $ 118,000 | $ 53,000 |
| Spokane County Washington | 2 | $ 310,000 | $ 155,000 | $ 30,000 |
| Calhoun County Alabama | 1 | $ 156,000 | $ 156,000 | $ 167,000 |
| Cullman County Alabama | 1 | $ 146,000 | $ 146,000 | $ 90,000 |
| Jefferson County Alabama | 1 | $ 207,000 | $ 207,000 | $ 83,000 |
| Madison County Alabama | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
| Matanuska-Susitna County Alaska | 1 | $ 33,000 | $ 33,000 | $ 41,000 |
| Cochise County Arizona | 1 | $ 119,000 | $ 119,000 | $ 37,000 |
| Yuma County Arizona | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Imperial County California | 1 | $ 216,000 | $ 216,000 | $ 238,000 |
| Shasta County California | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Siskiyou County California | 1 | $ 360,000 | $ 360,000 | $ 151,000 |
| Tehama County California | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Boulder County Colorado | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Jefferson County Colorado | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| New Haven County Connecticut | 1 | $ 347,000 | $ 347,000 | $ 158,000 |
| Broward County Florida | 1 | $ 316,000 | $ 316,000 | $ 101,000 |
| Highlands County Florida | 1 | $ 304,000 | $ 304,000 | $ 312,000 |
| Marion County Florida | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Palm Beach County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Pinellas County Florida | 1 | $ 129,000 | $ 129,000 | $ 24,000 |
| Sarasota County Florida | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Chatham County Georgia | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Cobb County Georgia | 1 | $ 192,000 | $ 192,000 | $ 79,000 |
| Rockdale County Georgia | 1 | $ 126,000 | $ 126,000 | $ 95,000 |
| Stephens County Georgia | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Kauai County Hawaii | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Bannock County Idaho | 1 | $ 107,000 | $ 107,000 | $ 27,000 |
| Bonneville County Idaho | 1 | $ 323,000 | $ 323,000 | $ 81,000 |
| Canyon County Idaho | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Bureau County Illinois | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Fayette County Illinois | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| LaSalle County Illinois | 1 | $ 143,000 | $ 143,000 | $ 106,000 |
| Will County Illinois | 1 | $ 357,000 | $ 357,000 | $ 0 |
| Porter County Indiana | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Buchanan County Iowa | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Butler County Iowa | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Cass County Iowa | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Cerro Gordo County Iowa | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Clay County Iowa | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Dallas County Iowa | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Dubuque County Iowa | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| Humboldt County Iowa | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Iowa County Iowa | 1 | $ 82,000 | $ 82,000 | $ 71,000 |
| Jones County Iowa | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Keokuk County Iowa | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Louisa County Iowa | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Lucas County Iowa | 1 | $ 39,000 | $ 39,000 | $ 37,000 |
| Madison County Iowa | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 107,000 | $ 107,000 | $ 53,000 |
| Poweshiek County Iowa | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Sioux County Iowa | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Story County Iowa | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Anderson County Kansas | 1 | $ 134,000 | $ 134,000 | $ 109,000 |
| Coffey County Kansas | 1 | $ 268,000 | $ 268,000 | $ 96,000 |
| Doniphan County Kansas | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Finney County Kansas | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Ford County Kansas | 1 | $ 122,000 | $ 122,000 | $ 51,000 |
| Harvey County Kansas | 1 | $ 133,000 | $ 133,000 | $ 92,000 |
| Jefferson County Kansas | 1 | $ 179,000 | $ 179,000 | $ 77,000 |
| Lyon County Kansas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Worcester County Massachusetts | 1 | $ 276,000 | $ 276,000 | $ 142,000 |
| Ingham County Michigan | 1 | $ 30,000 | $ 30,000 | $ 103,000 |
| Kent County Michigan | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Dakota County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 99,000 |
| Douglas County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Sherburne County Minnesota | 1 | $ 229,000 | $ 229,000 | $ 31,000 |
| Stearns County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 76,000 |
| DeSoto County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 240,000 |
| Harrison County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| Buchanan County Missouri | 1 | $ 53,000 | $ 53,000 | $ 16,000 |
| Chariton County Missouri | 1 | $ 99,000 | $ 99,000 | $ 32,000 |
| Clark County Missouri | 1 | $ 73,000 | $ 73,000 | $ 57,000 |
| Cole County Missouri | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Cooper County Missouri | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Crawford County Missouri | 1 | $ 129,000 | $ 129,000 | $ 75,000 |
| Dent County Missouri | 1 | $ 240,000 | $ 240,000 | $ 70,000 |
| Lewis County Missouri | 1 | $ 42,000 | $ 42,000 | $ 15,000 |
| Madison County Missouri | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Marion County Missouri | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Newton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| St. Francois County Missouri | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| St. Louis City County Missouri | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Stone County Missouri | 1 | $ 128,000 | $ 128,000 | $ 105,000 |
| Taney County Missouri | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Webster County Missouri | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Flathead County Montana | 1 | $ 950,000 | $ 950,000 | $ 346,000 |
| Ravalli County Montana | 1 | $ 269,000 | $ 269,000 | $ 43,000 |
| Lyon County Nevada | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Bernalillo County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Comanche County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 103,000 |
| Columbia County Oregon | 1 | $ 159,000 | $ 159,000 | $ 39,000 |
| Jackson County Oregon | 1 | $ 527,000 | $ 527,000 | $ 102,000 |
| Marion County Oregon | 1 | $ 460,000 | $ 460,000 | $ 108,000 |
| Polk County Oregon | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Tillamook County Oregon | 1 | $ 171,000 | $ 171,000 | $ 64,000 |
| Wasco County Oregon | 1 | $ 212,000 | $ 212,000 | $ 95,000 |
| Clarendon County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Florence County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Horry County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| McCormick County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Shelby County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Fannin County Texas | 1 | $ 147,000 | $ 147,000 | $ 70,000 |
| Guadalupe County Texas | 1 | $ 131,000 | $ 131,000 | $ 84,000 |
| Harris County Texas | 1 | $ 338,000 | $ 338,000 | $ 74,000 |
| Jefferson County Texas | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| Smith County Texas | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Wise County Texas | 1 | $ 94,000 | $ 94,000 | $ 113,000 |
| Wasatch County Utah | 1 | $ 660,000 | $ 660,000 | $ 588,000 |
| Bedford County Virginia | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Fairfax County Virginia | 1 | $ 337,000 | $ 337,000 | $ 0 |
| James City County Virginia | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| Benton County Washington | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Cowlitz County Washington | 1 | $ 311,000 | $ 311,000 | $ 116,000 |
| Pacific County Washington | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Stevens County Washington | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Natrona County Wyoming | 1 | $ 259,000 | $ 259,000 | $ 102,000 |
| Niobrara County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Equipoint Financial Network in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,285 | $300,611,000 | $233,000 | $3,000,000 | $95,000 | $1,500,000 |
| Home Purchase | 971 | $179,079,000 | $184,000 | $1,960,000 | $92,000 | $1,080,000 |
| Home Improvement | 2 | $345,000 | $172,000 | $215,000 | $50,000 | $69,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,208 | $233,710,000 | $193,000 | $2,145,000 | $96,000 | $1,500,000 |
| Not Provided | 495 | $124,496,000 | $251,000 | $3,000,000 | $84,000 | $1,500,000 |
| Hispanic | 280 | $61,945,000 | $221,000 | $746,000 | $88,000 | $360,000 |
| Black or African American | 145 | $26,853,000 | $185,000 | $692,000 | $82,000 | $287,000 |
| Asian | 101 | $26,220,000 | $259,000 | $841,000 | $143,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,664,000 | $245,000 | $587,000 | $93,000 | $209,000 |
| American Indian or Alaskan Native | 10 | $2,147,000 | $214,000 | $357,000 | $104,000 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,640 | $394,728,000 | $240,000 | $3,000,000 | $109,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 617 | $84,991,000 | $137,000 | $368,000 | $52,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $316,000 | $316,000 | $316,000 | $103,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,352 | $267,690,000 | $197,000 | $1,384,000 | $87,000 | $684,000 |
| Application Denied By Financial Institution | 521 | $126,941,000 | $243,000 | $2,145,000 | $128,000 | $1,500,000 |
| Application Withdrawn By Applicant | 200 | $44,376,000 | $221,000 | $3,000,000 | $43,000 | $360,000 |
| Application Approved But Not Accepted | 114 | $23,841,000 | $209,000 | $668,000 | $84,000 | $330,000 |
| File Closed For Incompleteness | 61 | $15,168,000 | $248,000 | $870,000 | $118,000 | $1,080,000 |
| Preapproval Denied by Financial Institution | 6 | $1,237,000 | $206,000 | $330,000 | $73,000 | $105,000 |
| Preapproval Approved but not Accepted | 4 | $782,000 | $195,000 | $246,000 | $64,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 233 | $55,713,000 | $239,000 | $1,960,000 | $157,000 | $1,500,000 |
| Credit History | 104 | $19,715,000 | $189,000 | $712,000 | $73,000 | $317,000 |
| Debt-To-Income Ratio | 76 | $20,213,000 | $265,000 | $1,800,000 | $84,000 | $594,000 |
| Collateral | 47 | $15,954,000 | $339,000 | $2,145,000 | $173,000 | $1,200,000 |
| Unverifiable Information | 32 | $7,629,000 | $238,000 | $568,000 | $123,000 | $387,000 |
| Employment History | 25 | $4,686,000 | $187,000 | $522,000 | $109,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,609,000 | $515,000 | $1,949,000 | $239,000 | $903,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equipoint Financial Network's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equipoint Financial Network's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.