Equipoint Financial Network
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Equipoint Financial Network 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equipoint Financial Network 3636 Nobel Suite 400 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2008 2007 |
| Total Number of Mortgage Applications | 2,258 |
| Total Mortgage Loan Application Amount | $480,035,000 |
| Average Mortgage Loan Application Amount | $196,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Equipoint Financial Network. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equipoint Financial Network's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Equipoint Financial Network's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equipoint Financial Network serves its applicants.
Each category highlights the total number of mortgage applications processed by Equipoint Financial Network, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equipoint Financial Network's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 274 | $ 28,938,000 | $ 106,500 | $ 49,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 244 | $ 68,334,000 | $ 280,000 | $ 107,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 178 | $ 39,213,000 | $ 220,000 | $ 94,000 |
| KANSAS CITY, MO-KS | 153 | $ 17,956,000 | $ 118,000 | $ 53,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 149 | $ 56,920,000 | $ 382,000 | $ 129,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 89 | $ 25,811,000 | $ 290,000 | $ 99,000 |
| TACOMA, WA | 83 | $ 17,433,000 | $ 210,000 | $ 79,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 78 | $ 20,748,000 | $ 266,000 | $ 130,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 58 | $ 15,784,000 | $ 272,000 | $ 134,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 50 | $ 10,815,000 | $ 213,000 | $ 81,000 |
| WICHITA, KS | 35 | $ 3,358,000 | $ 95,000 | $ 47,000 |
| LAS VEGAS-PARADISE, NV | 32 | $ 7,560,000 | $ 236,000 | $ 110,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 30 | $ 14,272,000 | $ 475,000 | $ 268,000 |
| DALLAS-PLANO-IRVING, TX | 28 | $ 4,587,000 | $ 163,000 | $ 133,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 25 | $ 10,024,000 | $ 400,000 | $ 146,000 |
| FORT WORTH-ARLINGTON, TX | 22 | $ 2,630,000 | $ 119,000 | $ 217,000 |
| JACKSON, MS | 22 | $ 1,377,000 | $ 62,000 | $ 111,000 |
| STOCKTON, CA | 21 | $ 5,512,000 | $ 262,000 | $ 94,000 |
| CHICO, CA | 19 | $ 3,780,000 | $ 198,000 | $ 70,000 |
| SALT LAKE CITY, UT | 17 | $ 3,445,000 | $ 202,000 | $ 87,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 15 | $ 3,208,000 | $ 213,000 | $ 87,000 |
| DES MOINES-WEST DES MOINES, IA | 14 | $ 1,788,000 | $ 127,000 | $ 51,000 |
| CEDAR RAPIDS, IA | 13 | $ 1,505,000 | $ 115,000 | $ 53,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 12 | $ 2,821,000 | $ 235,000 | $ 98,000 |
| OLYMPIA, WA | 12 | $ 2,443,000 | $ 203,000 | $ 88,000 |
| FRESNO, CA | 11 | $ 3,165,000 | $ 287,000 | $ 83,000 |
| MODESTO, CA | 9 | $ 2,512,000 | $ 279,000 | $ 159,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 9 | $ 4,334,000 | $ 481,000 | $ 110,000 |
| ST. LOUIS, MO-IL | 9 | $ 1,607,000 | $ 163,500 | $ 26,000 |
| DENVER-AURORA, CO | 8 | $ 1,073,000 | $ 134,000 | $ 69,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 471,000 | $ 58,000 | $ 166,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 8 | $ 2,839,000 | $ 354,000 | $ 142,000 |
| IOWA CITY, IA | 7 | $ 1,134,000 | $ 162,000 | $ 56,000 |
| JOPLIN, MO | 7 | $ 530,000 | $ 75,000 | $ 54,000 |
| SAN ANTONIO, TX | 7 | $ 1,136,000 | $ 162,000 | $ 153,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 1,238,000 | $ 176,000 | $ 56,000 |
| YUBA CITY, CA | 7 | $ 1,461,000 | $ 208,000 | $ 75,000 |
| BAKERSFIELD, CA | 6 | $ 2,007,000 | $ 334,000 | $ 144,000 |
| LUBBOCK, TX | 6 | $ 349,000 | $ 58,000 | $ 68,000 |
| MERCED, CA | 6 | $ 1,597,000 | $ 266,000 | $ 91,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 3,170,000 | $ 528,000 | $ 224,000 |
| SPRINGFIELD, MO | 6 | $ 508,000 | $ 84,000 | $ 45,000 |
| YAKIMA, WA | 6 | $ 1,044,000 | $ 174,000 | $ 242,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 876,000 | $ 175,000 | $ 119,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 1,514,000 | $ 302,000 | $ 86,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 5 | $ 381,000 | $ 76,000 | $ 41,000 |
| SALINAS, CA | 5 | $ 1,743,000 | $ 348,000 | $ 93,000 |
| TUCSON, AZ | 5 | $ 960,000 | $ 192,000 | $ 30,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,513,000 | $ 302,000 | $ 110,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 1,324,000 | $ 264,000 | $ 102,000 |
| ANCHORAGE, AK | 4 | $ 531,000 | $ 132,000 | $ 60,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 4 | $ 555,000 | $ 138,000 | $ 69,000 |
| BELLINGHAM, WA | 4 | $ 1,265,000 | $ 316,000 | $ 79,000 |
| HATTIESBURG, MS | 4 | $ 722,000 | $ 180,000 | $ 114,000 |
| HONOLULU, HI | 4 | $ 1,255,000 | $ 313,000 | $ 365,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 4 | $ 655,000 | $ 163,000 | $ 58,000 |
| LANSING-EAST LANSING, MI | 4 | $ 424,000 | $ 106,000 | $ 69,000 |
| ORLANDO-KISSIMMEE, FL | 4 | $ 781,000 | $ 195,000 | $ 132,000 |
| PRESCOTT, AZ | 4 | $ 978,000 | $ 244,000 | $ 151,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 655,000 | $ 163,000 | $ 99,000 |
| ALBUQUERQUE, NM | 3 | $ 355,000 | $ 118,000 | $ 30,000 |
| BEND, OR | 3 | $ 623,000 | $ 207,000 | $ 139,000 |
| COLORADO SPRINGS, CO | 3 | $ 710,000 | $ 236,000 | $ 168,000 |
| JACKSONVILLE, FL | 3 | $ 793,000 | $ 264,000 | $ 162,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 852,000 | $ 284,000 | $ 157,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 631,000 | $ 210,000 | $ 60,000 |
| OKLAHOMA CITY, OK | 3 | $ 470,000 | $ 156,000 | $ 152,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 331,000 | $ 109,500 | $ 49,500 |
| PEORIA, IL | 3 | $ 450,000 | $ 150,000 | $ 57,000 |
| PROVO-OREM, UT | 3 | $ 680,000 | $ 226,000 | $ 141,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 1,595,000 | $ 531,000 | $ 317,000 |
| ST. GEORGE, UT | 3 | $ 547,000 | $ 182,000 | $ 110,000 |
| TOPEKA, KS | 3 | $ 383,000 | $ 127,000 | $ 47,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 873,000 | $ 291,000 | $ 105,000 |
| BOSTON-QUINCY, MA | 2 | $ 637,000 | $ 318,000 | $ 209,000 |
| COLUMBIA, MO | 2 | $ 126,000 | $ 63,000 | $ 34,000 |
| FLAGSTAFF, AZ | 2 | $ 376,000 | $ 188,000 | $ 135,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 540,000 | $ 270,000 | $ 32,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 269,000 | $ 134,000 | $ 33,000 |
| LEWISTON, ID-WA | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| MADERA, CA | 2 | $ 533,000 | $ 266,000 | $ 38,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 259,000 | $ 129,500 | $ 145,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 408,000 | $ 204,000 | $ 121,000 |
| MISSOULA, MT | 2 | $ 716,000 | $ 358,000 | $ 97,000 |
| PUEBLO, CO | 2 | $ 360,000 | $ 180,000 | $ 130,000 |
| RENO-SPARKS, NV | 2 | $ 325,000 | $ 162,000 | $ 11,000 |
| SALEM, OR | 2 | $ 541,000 | $ 270,000 | $ 75,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 810,000 | $ 405,000 | $ 122,000 |
| SPOKANE, WA | 2 | $ 310,000 | $ 155,000 | $ 30,000 |
| ST. JOSEPH, MO-KS | 2 | $ 125,000 | $ 62,500 | $ 22,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 2,240,000 | $ 1,120,000 | $ 583,000 |
| WENATCHEE, WA | 2 | $ 385,000 | $ 192,000 | $ 201,000 |
| WICHITA FALLS, TX | 2 | $ 142,000 | $ 71,000 | $ 44,000 |
| AMES, IA | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| ANNISTON-OXFORD, AL | 1 | $ 156,000 | $ 156,000 | $ 167,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 207,000 | $ 207,000 | $ 83,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 125,000 | $ 125,000 | $ 0 |
| BOULDER, CO | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| CASPER, WY | 1 | $ 259,000 | $ 259,000 | $ 102,000 |
| COEUR D'ALENE, ID | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| DUBUQUE, IA | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| EL CENTRO, CA | 1 | $ 216,000 | $ 216,000 | $ 238,000 |
| FLORENCE, SC | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 316,000 | $ 316,000 | $ 101,000 |
| GARY, IN | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| GULFPORT-BILOXI, MS | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| HUNTSVILLE, AL | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
| IDAHO FALLS, ID | 1 | $ 323,000 | $ 323,000 | $ 81,000 |
| JEFFERSON CITY, MO | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| LAWTON, OK | 1 | $ 66,000 | $ 66,000 | $ 103,000 |
| LONGVIEW, WA | 1 | $ 311,000 | $ 311,000 | $ 116,000 |
| LYNCHBURG, VA | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| MEDFORD, OR | 1 | $ 527,000 | $ 527,000 | $ 102,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 347,000 | $ 347,000 | $ 158,000 |
| OCALA, FL | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| POCATELLO, ID | 1 | $ 107,000 | $ 107,000 | $ 27,000 |
| REDDING, CA | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| SAVANNAH, GA | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| ST. CLOUD, MN | 1 | $ 134,000 | $ 134,000 | $ 76,000 |
| TYLER, TX | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| WORCESTER, MA | 1 | $ 276,000 | $ 276,000 | $ 142,000 |
| YUMA, AZ | 1 | $ 146,000 | $ 146,000 | $ 0 |
Mortgage Loan Application Detail Totals for Equipoint Financial Network in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,285 | $300,611,000 | $233,000 | $3,000,000 | $95,000 | $1,500,000 |
| Home Purchase | 971 | $179,079,000 | $184,000 | $1,960,000 | $92,000 | $1,080,000 |
| Home Improvement | 2 | $345,000 | $172,000 | $215,000 | $50,000 | $69,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,208 | $233,710,000 | $193,000 | $2,145,000 | $96,000 | $1,500,000 |
| Not Provided | 495 | $124,496,000 | $251,000 | $3,000,000 | $84,000 | $1,500,000 |
| Hispanic | 280 | $61,945,000 | $221,000 | $746,000 | $88,000 | $360,000 |
| Black or African American | 145 | $26,853,000 | $185,000 | $692,000 | $82,000 | $287,000 |
| Asian | 101 | $26,220,000 | $259,000 | $841,000 | $143,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,664,000 | $245,000 | $587,000 | $93,000 | $209,000 |
| American Indian or Alaskan Native | 10 | $2,147,000 | $214,000 | $357,000 | $104,000 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,640 | $394,728,000 | $240,000 | $3,000,000 | $109,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 617 | $84,991,000 | $137,000 | $368,000 | $52,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $316,000 | $316,000 | $316,000 | $103,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,352 | $267,690,000 | $197,000 | $1,384,000 | $87,000 | $684,000 |
| Application Denied By Financial Institution | 521 | $126,941,000 | $243,000 | $2,145,000 | $128,000 | $1,500,000 |
| Application Withdrawn By Applicant | 200 | $44,376,000 | $221,000 | $3,000,000 | $43,000 | $360,000 |
| Application Approved But Not Accepted | 114 | $23,841,000 | $209,000 | $668,000 | $84,000 | $330,000 |
| File Closed For Incompleteness | 61 | $15,168,000 | $248,000 | $870,000 | $118,000 | $1,080,000 |
| Preapproval Denied by Financial Institution | 6 | $1,237,000 | $206,000 | $330,000 | $73,000 | $105,000 |
| Preapproval Approved but not Accepted | 4 | $782,000 | $195,000 | $246,000 | $64,000 | $91,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 233 | $55,713,000 | $239,000 | $1,960,000 | $157,000 | $1,500,000 |
| Credit History | 104 | $19,715,000 | $189,000 | $712,000 | $73,000 | $317,000 |
| Debt-To-Income Ratio | 76 | $20,213,000 | $265,000 | $1,800,000 | $84,000 | $594,000 |
| Collateral | 47 | $15,954,000 | $339,000 | $2,145,000 | $173,000 | $1,200,000 |
| Unverifiable Information | 32 | $7,629,000 | $238,000 | $568,000 | $123,000 | $387,000 |
| Employment History | 25 | $4,686,000 | $187,000 | $522,000 | $109,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,609,000 | $515,000 | $1,949,000 | $239,000 | $903,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equipoint Financial Network's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equipoint Financial Network's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.