Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Equity Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 100 Andover, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,401 |
| Total Mortgage Loan Application Amount | $243,545,000 |
| Average Mortgage Loan Application Amount | $160,333 |
| Highest Mortgage Loan Application Amount | $6,065,000 |
| Average Applicant Income | $82,500 |
| Highest Applicant Income | $3,878,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Arkansas | 151 | $ 19,265,000 | $ 127,000 | $ 70,000 |
| Carroll County Arkansas | 115 | $ 17,945,000 | $ 156,000 | $ 104,000 |
| Sedgwick County Kansas | 101 | $ 19,485,000 | $ 192,000 | $ 113,000 |
| Texas County Oklahoma | 92 | $ 8,710,000 | $ 94,000 | $ 61,000 |
| Jackson County Missouri | 89 | $ 15,735,000 | $ 176,000 | $ 170,000 |
| Kay County Oklahoma | 71 | $ 7,595,000 | $ 106,000 | $ 97,000 |
| Crawford County Kansas | 60 | $ 10,060,000 | $ 167,000 | $ 105,000 |
| Montgomery County Kansas | 42 | $ 4,180,000 | $ 99,000 | $ 62,000 |
| Johnson County Missouri | 42 | $ 6,410,000 | $ 152,000 | $ 83,000 |
| Johnson County Kansas | 37 | $ 12,075,000 | $ 326,000 | $ 214,000 |
| Benton County Arkansas | 36 | $ 7,490,000 | $ 208,000 | $ 102,000 |
| Benton County Missouri | 34 | $ 4,630,000 | $ 136,000 | $ 86,000 |
| Ellis County Kansas | 33 | $ 5,465,000 | $ 165,000 | $ 98,000 |
| Pettis County Missouri | 33 | $ 3,725,000 | $ 112,000 | $ 56,000 |
| Henry County Missouri | 26 | $ 2,120,000 | $ 81,000 | $ 87,000 |
| Lafayette County Missouri | 26 | $ 3,740,000 | $ 143,000 | $ 93,000 |
| Tulsa County Oklahoma | 26 | $ 7,980,000 | $ 306,000 | $ 154,000 |
| Seward County Kansas | 23 | $ 6,015,000 | $ 261,000 | $ 59,000 |
| Cass County Missouri | 18 | $ 4,530,000 | $ 251,000 | $ 127,000 |
| Newton County Arkansas | 15 | $ 1,925,000 | $ 128,000 | $ 62,000 |
| Shawnee County Kansas | 14 | $ 2,110,000 | $ 150,000 | $ 78,000 |
| Butler County Kansas | 11 | $ 1,775,000 | $ 161,000 | $ 174,000 |
| Clay County Missouri | 11 | $ 2,645,000 | $ 240,000 | $ 127,000 |
| Saline County Missouri | 11 | $ 925,000 | $ 84,000 | $ 114,000 |
| Washington County Arkansas | 10 | $ 1,990,000 | $ 199,000 | $ 141,000 |
| Barry County Missouri | 10 | $ 1,440,000 | $ 144,000 | $ 299,000 |
| Osage County Oklahoma | 10 | $ 1,230,000 | $ 123,000 | $ 99,000 |
| Marion County Arkansas | 9 | $ 715,000 | $ 79,000 | $ 50,000 |
| Searcy County Arkansas | 9 | $ 975,000 | $ 108,000 | $ 69,000 |
| Bourbon County Kansas | 8 | $ 1,430,000 | $ 178,000 | $ 103,000 |
| Jefferson County Kansas | 8 | $ 930,000 | $ 116,000 | $ 90,000 |
| Stevens County Kansas | 8 | $ 550,000 | $ 68,000 | $ 73,000 |
| Platte County Missouri | 7 | $ 2,005,000 | $ 286,000 | $ 113,000 |
| Cherokee County Kansas | 6 | $ 510,000 | $ 85,000 | $ 59,000 |
| Douglas County Kansas | 6 | $ 1,140,000 | $ 190,000 | $ 135,000 |
| Gove County Kansas | 6 | $ 450,000 | $ 75,000 | $ 59,000 |
| Sheridan County Kansas | 6 | $ 690,000 | $ 115,000 | $ 447,000 |
| Wilson County Kansas | 5 | $ 355,000 | $ 71,000 | $ 63,000 |
| Wyandotte County Kansas | 5 | $ 425,000 | $ 85,000 | $ 60,000 |
| Buchanan County Missouri | 5 | $ 425,000 | $ 85,000 | $ 211,000 |
| Camden County Missouri | 5 | $ 1,025,000 | $ 205,000 | $ 151,000 |
| Greene County Missouri | 5 | $ 555,000 | $ 111,000 | $ 119,000 |
| Stone County Missouri | 5 | $ 1,275,000 | $ 255,000 | $ 241,000 |
| Baxter County Arkansas | 4 | $ 480,000 | $ 120,000 | $ 59,000 |
| Cowley County Kansas | 4 | $ 530,000 | $ 132,000 | $ 76,000 |
| Ray County Missouri | 4 | $ 480,000 | $ 120,000 | $ 201,000 |
| Taney County Missouri | 4 | $ 1,220,000 | $ 305,000 | $ 156,000 |
| Washington County Oklahoma | 4 | $ 440,000 | $ 110,000 | $ 546,000 |
| Washita County Oklahoma | 4 | $ 180,000 | $ 45,000 | $ 71,000 |
| Harvey County Kansas | 3 | $ 1,155,000 | $ 385,000 | $ 44,000 |
| Leavenworth County Kansas | 3 | $ 645,000 | $ 215,000 | $ 331,000 |
| Cleveland County Oklahoma | 3 | $ 3,015,000 | $ 1,005,000 | $ 0 |
| Delaware County Oklahoma | 3 | $ 715,000 | $ 238,000 | $ 168,000 |
| Maricopa County Arizona | 2 | $ 580,000 | $ 290,000 | $ 199,000 |
| Gunnison County Colorado | 2 | $ 4,710,000 | $ 2,355,000 | $ 3,426,000 |
| Chautauqua County Kansas | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Franklin County Kansas | 2 | $ 440,000 | $ 220,000 | $ 107,000 |
| Labette County Kansas | 2 | $ 130,000 | $ 65,000 | $ 32,000 |
| Logan County Kansas | 2 | $ 210,000 | $ 105,000 | $ 130,000 |
| Lyon County Kansas | 2 | $ 3,410,000 | $ 1,705,000 | $ 0 |
| Miami County Kansas | 2 | $ 460,000 | $ 230,000 | $ 189,000 |
| Morton County Kansas | 2 | $ 110,000 | $ 55,000 | $ 37,000 |
| Norton County Kansas | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Rush County Kansas | 2 | $ 140,000 | $ 70,000 | $ 62,000 |
| Russell County Kansas | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Trego County Kansas | 2 | $ 110,000 | $ 55,000 | $ 63,000 |
| Bates County Missouri | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Jasper County Missouri | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Beaver County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
| Murray County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Noble County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Oklahoma County Oklahoma | 2 | $ 6,270,000 | $ 3,135,000 | $ 144,000 |
| Randall County Texas | 2 | $ 390,000 | $ 195,000 | $ 152,000 |
| Baldwin County Alabama | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 3,415,000 | $ 3,415,000 | $ 0 |
| Johnson County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Madison County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Pope County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Sharp County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| White County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Boulder County Colorado | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Denver County Colorado | 1 | $ 505,000 | $ 505,000 | $ 52,000 |
| Larimer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 417,000 |
| Prowers County Colorado | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Collier County Florida | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Walton County Florida | 1 | $ 885,000 | $ 885,000 | $ 286,000 |
| Gwinnett County Georgia | 1 | $ 305,000 | $ 305,000 | $ 194,000 |
| Stark County Illinois | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Johnson County Iowa | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Shelby County Iowa | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Barton County Kansas | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Finney County Kansas | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Harper County Kansas | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Meade County Kansas | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Mitchell County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Neosho County Kansas | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Osage County Kansas | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Sumner County Kansas | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Thomas County Kansas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Worcester County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Kandiyohi County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Barton County Missouri | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Boone County Missouri | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Cedar County Missouri | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Clinton County Missouri | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Cole County Missouri | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Lawrence County Missouri | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| McDonald County Missouri | 1 | $ 745,000 | $ 745,000 | $ 240,000 |
| Miller County Missouri | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Morgan County Missouri | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Newton County Missouri | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Webster County Missouri | 1 | $ 215,000 | $ 215,000 | $ 188,000 |
| Cass County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Richardson County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Roosevelt County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Taos County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Suffolk County New York | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Blaine County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Pawnee County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Payne County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Wagoner County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Beaufort County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Bexar County Texas | 1 | $ 565,000 | $ 565,000 | $ 420,000 |
| Dallas County Texas | 1 | $ 265,000 | $ 265,000 | $ 385,000 |
| Denton County Texas | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| El Paso County Texas | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Fort Bend County Texas | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Galveston County Texas | 1 | $ 505,000 | $ 505,000 | $ 292,000 |
| Ochiltree County Texas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Tarrant County Texas | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Chesterfield County Virginia | 1 | $ 1,165,000 | $ 1,165,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 622 | $117,590,000 | $189,000 | $6,065,000 | $117,000 | $919,000 |
| Home Purchase | 580 | $96,420,000 | $166,000 | $3,975,000 | $104,000 | $3,878,000 |
| Cash-out Refinancing | 153 | $23,375,000 | $152,000 | $515,000 | $117,000 | $1,776,000 |
| Other Purpose | 25 | $4,415,000 | $176,000 | $745,000 | $88,000 | $397,000 |
| Home Improvement | 17 | $815,000 | $47,000 | $185,000 | $69,000 | $198,000 |
| Not Applicable | 4 | $930,000 | $232,000 | $295,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,022 | $158,770,000 | $155,000 | $2,705,000 | $116,000 | $3,878,000 |
| Not applicable | 137 | $49,185,000 | $359,000 | $6,065,000 | $0 | $0 |
| Not Provided | 104 | $20,010,000 | $192,000 | $885,000 | $96,000 | $460,000 |
| Hispanic | 98 | $8,940,000 | $91,000 | $515,000 | $71,000 | $256,000 |
| American Indian or Alaskan Native | 18 | $3,240,000 | $180,000 | $515,000 | $105,000 | $216,000 |
| Asian | 12 | $2,390,000 | $199,000 | $355,000 | $93,000 | $175,000 |
| Black or African American | 10 | $1,010,000 | $101,000 | $255,000 | $77,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,172 | $211,730,000 | $180,000 | $6,065,000 | $122,000 | $3,878,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $11,690,000 | $114,000 | $255,000 | $44,000 | $85,000 |
| FHA-insured (Federal Housing Administration) | 88 | $12,700,000 | $144,000 | $315,000 | $62,000 | $203,000 |
| VA-guaranteed (Veterans Administration) | 39 | $7,425,000 | $190,000 | $465,000 | $78,000 | $251,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,017 | $181,765,000 | $178,000 | $6,065,000 | $105,000 | $2,975,000 |
| Application Withdrawn By Applicant | 205 | $35,585,000 | $173,000 | $2,005,000 | $158,000 | $3,878,000 |
| Application Denied By Financial Institution | 152 | $21,250,000 | $139,000 | $515,000 | $72,000 | $398,000 |
| File Closed For Incompleteness | 17 | $3,285,000 | $193,000 | $355,000 | $155,000 | $460,000 |
| Loan Purchased By The Institution | 10 | $1,660,000 | $166,000 | $295,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,249 | $222,295,000 | $177,000 | $6,065,000 | $116,000 | $3,878,000 |
| Credit History | 54 | $6,500,000 | $120,000 | $345,000 | $69,000 | $260,000 |
| Debt-To-Income Ratio | 50 | $8,010,000 | $160,000 | $515,000 | $61,000 | $240,000 |
| Other | 24 | $3,530,000 | $147,000 | $355,000 | $81,000 | $286,000 |
| Collateral | 6 | $740,000 | $123,000 | $245,000 | $96,000 | $187,000 |
| Credit Application Incomplete | 5 | $995,000 | $199,000 | $465,000 | $161,000 | $398,000 |
| Employment History | 5 | $565,000 | $113,000 | $185,000 | $45,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $420,000 | $105,000 | $165,000 | $78,000 | $119,000 |
| Unverifiable Information | 4 | $490,000 | $122,000 | $235,000 | $60,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.