Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Equity Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 100 Andover, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,550 |
| Total Mortgage Loan Application Amount | $427,010,000 |
| Average Mortgage Loan Application Amount | $209,000 |
| Highest Mortgage Loan Application Amount | $52,155,000 |
| Average Applicant Income | $117,600 |
| Highest Applicant Income | $6,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 122 | $ 73,820,000 | $ 605,000 | $ 168,000 |
| Boone County Arkansas | 114 | $ 14,290,000 | $ 125,000 | $ 81,000 |
| Texas County Oklahoma | 111 | $ 12,945,000 | $ 116,000 | $ 102,000 |
| Sedgwick County Kansas | 110 | $ 23,010,000 | $ 209,000 | $ 163,000 |
| Kay County Oklahoma | 92 | $ 7,500,000 | $ 81,000 | $ 102,000 |
| Carroll County Arkansas | 83 | $ 13,765,000 | $ 165,000 | $ 109,000 |
| Henry County Missouri | 70 | $ 7,870,000 | $ 112,000 | $ 90,000 |
| Johnson County Kansas | 43 | $ 58,175,000 | $ 1,352,000 | $ 200,000 |
| Tulsa County Oklahoma | 42 | $ 9,310,000 | $ 221,000 | $ 130,000 |
| Ellis County Kansas | 41 | $ 5,365,000 | $ 130,000 | $ 98,000 |
| Montgomery County Kansas | 35 | $ 2,425,000 | $ 69,000 | $ 67,000 |
| Johnson County Missouri | 35 | $ 4,195,000 | $ 119,000 | $ 162,000 |
| Benton County Arkansas | 34 | $ 5,020,000 | $ 147,000 | $ 167,000 |
| Benton County Missouri | 31 | $ 2,725,000 | $ 87,000 | $ 69,000 |
| Clay County Missouri | 31 | $ 12,565,000 | $ 405,000 | $ 73,000 |
| Pettis County Missouri | 30 | $ 2,520,000 | $ 84,000 | $ 99,000 |
| Shawnee County Kansas | 29 | $ 3,365,000 | $ 116,000 | $ 73,000 |
| Buchanan County Missouri | 25 | $ 2,895,000 | $ 115,000 | $ 82,000 |
| Crawford County Kansas | 24 | $ 2,960,000 | $ 123,000 | $ 113,000 |
| Seward County Kansas | 24 | $ 2,180,000 | $ 90,000 | $ 93,000 |
| Lafayette County Missouri | 19 | $ 1,655,000 | $ 87,000 | $ 101,000 |
| Butler County Kansas | 17 | $ 2,695,000 | $ 158,000 | $ 118,000 |
| Finney County Kansas | 16 | $ 1,090,000 | $ 68,000 | $ 65,000 |
| Wyandotte County Kansas | 16 | $ 3,160,000 | $ 197,000 | $ 127,000 |
| Newton County Arkansas | 15 | $ 1,395,000 | $ 93,000 | $ 70,000 |
| Norton County Kansas | 12 | $ 690,000 | $ 57,000 | $ 154,000 |
| Osage County Oklahoma | 12 | $ 3,190,000 | $ 265,000 | $ 134,000 |
| Stevens County Kansas | 11 | $ 545,000 | $ 49,000 | $ 84,000 |
| Cass County Missouri | 11 | $ 4,205,000 | $ 382,000 | $ 782,000 |
| Saline County Kansas | 10 | $ 1,370,000 | $ 137,000 | $ 96,000 |
| Searcy County Arkansas | 9 | $ 775,000 | $ 86,000 | $ 67,000 |
| Rogers County Oklahoma | 9 | $ 1,515,000 | $ 168,000 | $ 169,000 |
| Washington County Oklahoma | 9 | $ 1,395,000 | $ 155,000 | $ 223,000 |
| Washington County Arkansas | 8 | $ 34,120,000 | $ 4,265,000 | $ 176,000 |
| Barton County Kansas | 8 | $ 730,000 | $ 91,000 | $ 60,000 |
| Gove County Kansas | 8 | $ 910,000 | $ 113,000 | $ 61,000 |
| Oklahoma County Oklahoma | 8 | $ 4,840,000 | $ 605,000 | $ 139,000 |
| Jefferson County Kansas | 7 | $ 1,015,000 | $ 145,000 | $ 73,000 |
| Platte County Missouri | 7 | $ 7,125,000 | $ 1,017,000 | $ 289,000 |
| Taney County Missouri | 7 | $ 1,365,000 | $ 195,000 | $ 275,000 |
| Marion County Arkansas | 6 | $ 560,000 | $ 93,000 | $ 57,000 |
| Camden County Missouri | 6 | $ 1,940,000 | $ 323,000 | $ 202,000 |
| Greene County Missouri | 6 | $ 2,590,000 | $ 431,000 | $ 114,000 |
| Saline County Missouri | 6 | $ 490,000 | $ 81,000 | $ 119,000 |
| Cowley County Kansas | 5 | $ 245,000 | $ 49,000 | $ 71,000 |
| Leavenworth County Kansas | 5 | $ 1,195,000 | $ 239,000 | $ 83,000 |
| Sheridan County Kansas | 5 | $ 585,000 | $ 117,000 | $ 80,000 |
| Beaver County Oklahoma | 5 | $ 695,000 | $ 139,000 | $ 109,000 |
| Miami County Kansas | 4 | $ 880,000 | $ 220,000 | $ 57,000 |
| Pawnee County Kansas | 4 | $ 250,000 | $ 62,000 | $ 39,000 |
| Wilson County Kansas | 4 | $ 220,000 | $ 55,000 | $ 51,000 |
| Barry County Missouri | 4 | $ 460,000 | $ 115,000 | $ 74,000 |
| Stone County Missouri | 4 | $ 820,000 | $ 205,000 | $ 118,000 |
| Wagoner County Oklahoma | 4 | $ 460,000 | $ 115,000 | $ 63,000 |
| Washita County Oklahoma | 4 | $ 270,000 | $ 67,000 | $ 203,000 |
| Edwards County Kansas | 3 | $ 85,000 | $ 28,000 | $ 52,000 |
| Jackson County Kansas | 3 | $ 285,000 | $ 95,000 | $ 80,000 |
| Lyon County Kansas | 3 | $ 3,245,000 | $ 1,081,000 | $ 103,000 |
| Osage County Kansas | 3 | $ 535,000 | $ 178,000 | $ 76,000 |
| Reno County Kansas | 3 | $ 335,000 | $ 111,000 | $ 65,000 |
| Russell County Kansas | 3 | $ 585,000 | $ 195,000 | $ 154,000 |
| Boone County Missouri | 3 | $ 325,000 | $ 108,000 | $ 553,000 |
| McDonald County Missouri | 3 | $ 575,000 | $ 191,000 | $ 136,000 |
| Maricopa County Arizona | 2 | $ 1,610,000 | $ 805,000 | $ 1,454,000 |
| Cherokee County Kansas | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Decatur County Kansas | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Dickinson County Kansas | 2 | $ 240,000 | $ 120,000 | $ 70,000 |
| Meade County Kansas | 2 | $ 230,000 | $ 115,000 | $ 67,000 |
| Ottawa County Kansas | 2 | $ 210,000 | $ 105,000 | $ 37,000 |
| Rice County Kansas | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Sumner County Kansas | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| Andrew County Missouri | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Clinton County Missouri | 2 | $ 250,000 | $ 125,000 | $ 85,000 |
| St. Charles County Missouri | 2 | $ 710,000 | $ 355,000 | $ 96,000 |
| Cimarron County Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 41,000 |
| Custer County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 84,000 |
| Woodward County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Faulkner County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 269,000 |
| Garland County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Jefferson County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Logan County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Madison County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Sharp County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 315,000 |
| Los Angeles County California | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Tulare County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Yolo County California | 1 | $ 45,000 | $ 45,000 | $ 146,000 |
| Denver County Colorado | 1 | $ 405,000 | $ 405,000 | $ 220,000 |
| Douglas County Colorado | 1 | $ 255,000 | $ 255,000 | $ 749,000 |
| Larimer County Colorado | 1 | $ 1,035,000 | $ 1,035,000 | $ 1,672,000 |
| Hartford County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Indian River County Florida | 1 | $ 105,000 | $ 105,000 | $ 600,000 |
| Lee County Florida | 1 | $ 47,035,000 | $ 47,035,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 1,555,000 | $ 1,555,000 | $ 228,000 |
| St. Lucie County Florida | 1 | $ 695,000 | $ 695,000 | $ 108,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 233,000 |
| Walton County Florida | 1 | $ 1,305,000 | $ 1,305,000 | $ 308,000 |
| Ada County Idaho | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Will County Illinois | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Anderson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Cloud County Kansas | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Coffey County Kansas | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Doniphan County Kansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Douglas County Kansas | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Elk County Kansas | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Grant County Kansas | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Harvey County Kansas | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Kearny County Kansas | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Phillips County Kansas | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Pratt County Kansas | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Riley County Kansas | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Rooks County Kansas | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Rush County Kansas | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Stafford County Kansas | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Thomas County Kansas | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Trego County Kansas | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Woodson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Fillmore County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 231,000 |
| Caldwell County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Carroll County Missouri | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Gentry County Missouri | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Jasper County Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Mercer County Missouri | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Miller County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Morgan County Missouri | 1 | $ 175,000 | $ 175,000 | $ 582,000 |
| Newton County Missouri | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Ray County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sullivan County Missouri | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Clark County Nevada | 1 | $ 425,000 | $ 425,000 | $ 441,000 |
| Roosevelt County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Forsyth County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Caddo County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Creek County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Logan County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Love County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Mayes County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Noble County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Nowata County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 173,000 |
| Pawnee County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 1,005,000 | $ 1,005,000 | $ 498,000 |
| Deschutes County Oregon | 1 | $ 1,505,000 | $ 1,505,000 | $ 651,000 |
| Anderson County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 794,000 |
| Dallas County Texas | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Donley County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Gray County Texas | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Ochiltree County Texas | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Randall County Texas | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 617 | $286,815,000 | $464,000 | $52,155,000 | $127,000 | $1,672,000 |
| Home Improvement | 382 | $26,610,000 | $69,000 | $605,000 | $103,000 | $1,037,000 |
| Refinancing | 331 | $94,105,000 | $284,000 | $32,505,000 | $186,000 | $6,300,000 |
| Other Purpose | 173 | $11,995,000 | $69,000 | $705,000 | $95,000 | $754,000 |
| Cash-out Refinancing | 47 | $7,485,000 | $159,000 | $555,000 | $77,000 | $482,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 930 | $124,840,000 | $134,000 | $1,705,000 | $128,000 | $6,300,000 |
| Not applicable | 300 | $263,830,000 | $879,000 | $52,155,000 | $0 | $0 |
| Hispanic | 140 | $13,840,000 | $98,000 | $625,000 | $92,000 | $1,302,000 |
| Not Provided | 128 | $16,230,000 | $126,000 | $1,455,000 | $113,000 | $1,037,000 |
| American Indian or Alaskan Native | 25 | $4,105,000 | $164,000 | $1,035,000 | $152,000 | $1,672,000 |
| Black or African American | 18 | $1,960,000 | $108,000 | $615,000 | $98,000 | $335,000 |
| Asian | 5 | $1,135,000 | $227,000 | $315,000 | $324,000 | $1,162,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,489 | $414,855,000 | $278,000 | $52,155,000 | $126,000 | $6,300,000 |
| FHA-insured (Federal Housing Administration) | 42 | $7,950,000 | $189,000 | $395,000 | $75,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,800,000 | $150,000 | $285,000 | $59,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 7 | $2,405,000 | $343,000 | $1,235,000 | $132,000 | $363,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,126 | $379,960,000 | $337,000 | $52,155,000 | $134,000 | $2,833,000 |
| Application Denied By Financial Institution | 186 | $18,900,000 | $101,000 | $1,105,000 | $82,000 | $928,000 |
| Application Withdrawn By Applicant | 149 | $19,745,000 | $132,000 | $1,705,000 | $95,000 | $728,000 |
| File Closed For Incompleteness | 74 | $6,940,000 | $93,000 | $705,000 | $186,000 | $6,300,000 |
| Application Approved But Not Accepted | 15 | $1,465,000 | $97,000 | $205,000 | $65,000 | $168,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,364 | $408,110,000 | $299,000 | $52,155,000 | $131,000 | $6,300,000 |
| Credit History | 86 | $6,850,000 | $79,000 | $575,000 | $97,000 | $928,000 |
| Debt-To-Income Ratio | 62 | $9,120,000 | $147,000 | $1,105,000 | $56,000 | $304,000 |
| Collateral | 26 | $1,990,000 | $76,000 | $405,000 | $101,000 | $311,000 |
| Credit Application Incomplete | 6 | $310,000 | $51,000 | $105,000 | $53,000 | $122,000 |
| Other | 6 | $630,000 | $105,000 | $185,000 | $82,000 | $200,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.