Liberty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Liberty 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty 9520 Ormsby Station Rd Suite 20 Evansville, IN 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,557 |
| Total Mortgage Loan Application Amount | $1,207,565,000 |
| Average Mortgage Loan Application Amount | $223,250 |
| Highest Mortgage Loan Application Amount | $6,755,000 |
| Average Applicant Income | $196,500 |
| Highest Applicant Income | $8,273,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Liberty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Liberty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 876 | $ 116,340,000 | $ 132,000 | $ 94,000 |
| Daviess County Kentucky | 798 | $ 116,770,000 | $ 146,000 | $ 95,000 |
| Warrick County Indiana | 309 | $ 52,375,000 | $ 169,000 | $ 115,000 |
| Jefferson County Kentucky | 245 | $ 75,635,000 | $ 308,000 | $ 369,000 |
| Gibson County Indiana | 202 | $ 24,950,000 | $ 123,000 | $ 85,000 |
| Warren County Kentucky | 199 | $ 47,535,000 | $ 238,000 | $ 139,000 |
| Henderson County Kentucky | 178 | $ 20,080,000 | $ 112,000 | $ 78,000 |
| Posey County Indiana | 165 | $ 21,125,000 | $ 128,000 | $ 88,000 |
| Williamson County Tennessee | 160 | $ 77,100,000 | $ 481,000 | $ 291,000 |
| Knox County Indiana | 146 | $ 12,680,000 | $ 86,000 | $ 75,000 |
| Davidson County Tennessee | 142 | $ 55,750,000 | $ 392,000 | $ 326,000 |
| Rutherford County Tennessee | 91 | $ 32,315,000 | $ 355,000 | $ 220,000 |
| Ohio County Kentucky | 70 | $ 7,900,000 | $ 112,000 | $ 77,000 |
| Oldham County Kentucky | 65 | $ 20,505,000 | $ 315,000 | $ 182,000 |
| Beaver County Pennsylvania | 52 | $ 8,750,000 | $ 168,000 | $ 99,000 |
| Hancock County Kentucky | 50 | $ 8,460,000 | $ 169,000 | $ 84,000 |
| Spencer County Indiana | 46 | $ 5,920,000 | $ 128,000 | $ 94,000 |
| Daviess County Indiana | 45 | $ 4,495,000 | $ 99,000 | $ 69,000 |
| McLean County Kentucky | 41 | $ 4,415,000 | $ 107,000 | $ 71,000 |
| Simpson County Kentucky | 38 | $ 8,200,000 | $ 215,000 | $ 106,000 |
| Logan County Kentucky | 35 | $ 6,105,000 | $ 174,000 | $ 74,000 |
| Rankin County Mississippi | 35 | $ 8,655,000 | $ 247,000 | $ 99,000 |
| Maury County Tennessee | 34 | $ 9,490,000 | $ 279,000 | $ 175,000 |
| Wilson County Tennessee | 34 | $ 15,260,000 | $ 448,000 | $ 188,000 |
| Hopkins County Kentucky | 33 | $ 4,345,000 | $ 131,000 | $ 94,000 |
| Allen County Kentucky | 31 | $ 5,985,000 | $ 193,000 | $ 104,000 |
| Barren County Kentucky | 26 | $ 5,710,000 | $ 219,000 | $ 88,000 |
| Shelby County Kentucky | 26 | $ 4,900,000 | $ 188,000 | $ 165,000 |
| Dubois County Indiana | 25 | $ 2,845,000 | $ 113,000 | $ 91,000 |
| Pike County Indiana | 25 | $ 3,155,000 | $ 126,000 | $ 79,000 |
| Lawrence County Illinois | 23 | $ 2,085,000 | $ 90,000 | $ 70,000 |
| Clark County Indiana | 23 | $ 9,725,000 | $ 422,000 | $ 131,000 |
| Muhlenberg County Kentucky | 20 | $ 2,320,000 | $ 116,000 | $ 90,000 |
| Hamilton County Ohio | 20 | $ 6,350,000 | $ 317,000 | $ 268,000 |
| Sumner County Tennessee | 20 | $ 6,920,000 | $ 346,000 | $ 171,000 |
| Hamilton County Indiana | 19 | $ 8,175,000 | $ 430,000 | $ 301,000 |
| Perry County Indiana | 19 | $ 2,265,000 | $ 119,000 | $ 79,000 |
| Fayette County Kentucky | 19 | $ 4,825,000 | $ 253,000 | $ 122,000 |
| Madison County Mississippi | 17 | $ 6,735,000 | $ 396,000 | $ 270,000 |
| Bullitt County Kentucky | 16 | $ 2,450,000 | $ 153,000 | $ 98,000 |
| Marion County Indiana | 15 | $ 2,175,000 | $ 145,000 | $ 95,000 |
| Breckinridge County Kentucky | 15 | $ 2,155,000 | $ 143,000 | $ 117,000 |
| Wabash County Illinois | 14 | $ 1,420,000 | $ 101,000 | $ 74,000 |
| Henrico County Virginia | 14 | $ 1,990,000 | $ 142,000 | $ 195,000 |
| Jefferson County Alabama | 13 | $ 3,225,000 | $ 248,000 | $ 109,000 |
| Walton County Florida | 13 | $ 24,835,000 | $ 1,910,000 | $ 820,000 |
| Floyd County Indiana | 13 | $ 3,065,000 | $ 235,000 | $ 147,000 |
| Franklin County Tennessee | 13 | $ 4,515,000 | $ 347,000 | $ 200,000 |
| Richland County Illinois | 12 | $ 720,000 | $ 60,000 | $ 87,000 |
| Webster County Kentucky | 12 | $ 1,190,000 | $ 99,000 | $ 81,000 |
| Robertson County Tennessee | 12 | $ 2,630,000 | $ 219,000 | $ 101,000 |
| Maricopa County Arizona | 11 | $ 7,985,000 | $ 725,000 | $ 365,000 |
| Edmonson County Kentucky | 11 | $ 2,075,000 | $ 188,000 | $ 140,000 |
| Cheatham County Tennessee | 11 | $ 2,265,000 | $ 205,000 | $ 109,000 |
| Coffee County Tennessee | 11 | $ 2,685,000 | $ 244,000 | $ 109,000 |
| Campbell County Kentucky | 10 | $ 2,810,000 | $ 281,000 | $ 148,000 |
| Lawrence County Pennsylvania | 10 | $ 1,310,000 | $ 131,000 | $ 63,000 |
| Allegheny County Pennsylvania | 9 | $ 2,295,000 | $ 255,000 | $ 116,000 |
| Chesterfield County Virginia | 9 | $ 2,105,000 | $ 233,000 | $ 150,000 |
| Pinellas County Florida | 8 | $ 1,960,000 | $ 245,000 | $ 145,000 |
| Hardin County Kentucky | 8 | $ 1,320,000 | $ 165,000 | $ 107,000 |
| Clermont County Ohio | 8 | $ 1,250,000 | $ 156,000 | $ 65,000 |
| Bedford County Tennessee | 8 | $ 900,000 | $ 112,000 | $ 135,000 |
| Marshall County Tennessee | 8 | $ 3,030,000 | $ 378,000 | $ 150,000 |
| Sevier County Tennessee | 8 | $ 6,920,000 | $ 865,000 | $ 472,000 |
| Harris County Texas | 8 | $ 6,510,000 | $ 813,000 | $ 374,000 |
| Pima County Arizona | 7 | $ 3,615,000 | $ 516,000 | $ 300,000 |
| Los Angeles County California | 7 | $ 5,405,000 | $ 772,000 | $ 435,000 |
| Fulton County Georgia | 7 | $ 2,995,000 | $ 427,000 | $ 301,000 |
| Jackson County Illinois | 7 | $ 1,585,000 | $ 226,000 | $ 173,000 |
| Boone County Indiana | 7 | $ 1,175,000 | $ 167,000 | $ 93,000 |
| Hendricks County Indiana | 7 | $ 1,215,000 | $ 173,000 | $ 110,000 |
| Sullivan County Indiana | 7 | $ 375,000 | $ 53,000 | $ 91,000 |
| Vigo County Indiana | 7 | $ 425,000 | $ 60,000 | $ 102,000 |
| Grayson County Kentucky | 7 | $ 1,415,000 | $ 202,000 | $ 110,000 |
| Hart County Kentucky | 7 | $ 1,275,000 | $ 182,000 | $ 216,000 |
| Meade County Kentucky | 7 | $ 1,205,000 | $ 172,000 | $ 75,000 |
| Hinds County Mississippi | 7 | $ 1,715,000 | $ 245,000 | $ 161,000 |
| Pasco County Florida | 6 | $ 2,120,000 | $ 353,000 | $ 216,000 |
| Saline County Illinois | 6 | $ 390,000 | $ 65,000 | $ 60,000 |
| Williamson County Illinois | 6 | $ 580,000 | $ 96,000 | $ 79,000 |
| Harrison County Indiana | 6 | $ 1,020,000 | $ 170,000 | $ 86,000 |
| Martin County Indiana | 6 | $ 470,000 | $ 78,000 | $ 64,000 |
| Christian County Kentucky | 6 | $ 1,180,000 | $ 196,000 | $ 106,000 |
| Trigg County Kentucky | 6 | $ 810,000 | $ 135,000 | $ 149,000 |
| Union County Kentucky | 6 | $ 630,000 | $ 105,000 | $ 79,000 |
| Shelby County Tennessee | 6 | $ 1,110,000 | $ 185,000 | $ 183,000 |
| Powhatan County Virginia | 6 | $ 980,000 | $ 163,000 | $ 109,000 |
| Tuscaloosa County Alabama | 5 | $ 1,325,000 | $ 265,000 | $ 156,000 |
| Bay County Florida | 5 | $ 6,355,000 | $ 1,271,000 | $ 374,000 |
| Hillsborough County Florida | 5 | $ 2,375,000 | $ 475,000 | $ 206,000 |
| Lee County Florida | 5 | $ 1,715,000 | $ 343,000 | $ 181,000 |
| Volusia County Florida | 5 | $ 1,675,000 | $ 335,000 | $ 241,000 |
| Orange County Indiana | 5 | $ 665,000 | $ 133,000 | $ 79,000 |
| Boone County Kentucky | 5 | $ 1,115,000 | $ 223,000 | $ 156,000 |
| Henry County Kentucky | 5 | $ 825,000 | $ 165,000 | $ 75,000 |
| Marshall County Kentucky | 5 | $ 505,000 | $ 101,000 | $ 92,000 |
| Owen County Kentucky | 5 | $ 385,000 | $ 77,000 | $ 64,000 |
| Wake County North Carolina | 5 | $ 4,485,000 | $ 897,000 | $ 249,000 |
| Beaufort County South Carolina | 5 | $ 5,365,000 | $ 1,073,000 | $ 510,000 |
| Cannon County Tennessee | 5 | $ 1,275,000 | $ 255,000 | $ 110,000 |
| Hickman County Tennessee | 5 | $ 1,205,000 | $ 241,000 | $ 127,000 |
| Knox County Tennessee | 5 | $ 1,335,000 | $ 267,000 | $ 131,000 |
| Montgomery County Tennessee | 5 | $ 1,455,000 | $ 291,000 | $ 152,000 |
| Hanover County Virginia | 5 | $ 705,000 | $ 141,000 | $ 153,000 |
| New Kent County Virginia | 5 | $ 495,000 | $ 99,000 | $ 85,000 |
| Madison County Alabama | 4 | $ 910,000 | $ 227,000 | $ 262,000 |
| Ventura County California | 4 | $ 4,460,000 | $ 1,115,000 | $ 588,000 |
| Okaloosa County Florida | 4 | $ 370,000 | $ 92,000 | $ 47,000 |
| Santa Rosa County Florida | 4 | $ 640,000 | $ 160,000 | $ 55,000 |
| Franklin County Illinois | 4 | $ 270,000 | $ 67,000 | $ 67,000 |
| White County Illinois | 4 | $ 550,000 | $ 137,000 | $ 123,000 |
| Clay County Indiana | 4 | $ 230,000 | $ 57,000 | $ 104,000 |
| Kosciusko County Indiana | 4 | $ 510,000 | $ 127,000 | $ 144,000 |
| Scott County Indiana | 4 | $ 1,880,000 | $ 470,000 | $ 160,000 |
| Washington County Indiana | 4 | $ 730,000 | $ 182,000 | $ 88,000 |
| Franklin County Kentucky | 4 | $ 490,000 | $ 122,000 | $ 83,000 |
| Jessamine County Kentucky | 4 | $ 1,910,000 | $ 477,000 | $ 226,000 |
| Lyon County Kentucky | 4 | $ 1,220,000 | $ 305,000 | $ 262,000 |
| Madison County Kentucky | 4 | $ 1,180,000 | $ 295,000 | $ 115,000 |
| McCracken County Kentucky | 4 | $ 790,000 | $ 197,000 | $ 118,000 |
| Nelson County Kentucky | 4 | $ 2,280,000 | $ 570,000 | $ 186,000 |
| Spencer County Kentucky | 4 | $ 460,000 | $ 115,000 | $ 85,000 |
| Frederick County Maryland | 4 | $ 1,740,000 | $ 435,000 | $ 273,000 |
| Guilford County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 110,000 |
| Franklin County Ohio | 4 | $ 2,820,000 | $ 705,000 | $ 794,000 |
| Warren County Ohio | 4 | $ 1,260,000 | $ 315,000 | $ 109,000 |
| DeKalb County Tennessee | 4 | $ 1,320,000 | $ 330,000 | $ 129,000 |
| Dickson County Tennessee | 4 | $ 1,470,000 | $ 367,000 | $ 200,000 |
| Giles County Tennessee | 4 | $ 1,860,000 | $ 465,000 | $ 182,000 |
| Moore County Tennessee | 4 | $ 2,830,000 | $ 707,000 | $ 755,000 |
| Putnam County Tennessee | 4 | $ 1,830,000 | $ 457,000 | $ 227,000 |
| Spotsylvania County Virginia | 4 | $ 770,000 | $ 192,000 | $ 232,000 |
| Santa Clara County California | 3 | $ 845,000 | $ 281,000 | $ 478,000 |
| Brevard County Florida | 3 | $ 445,000 | $ 148,000 | $ 68,000 |
| Charlotte County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 135,000 |
| Manatee County Florida | 3 | $ 2,985,000 | $ 995,000 | $ 735,000 |
| Martin County Florida | 3 | $ 665,000 | $ 221,000 | $ 263,000 |
| Palm Beach County Florida | 3 | $ 575,000 | $ 191,000 | $ 558,000 |
| Seminole County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 244,000 |
| Edwards County Illinois | 3 | $ 345,000 | $ 115,000 | $ 86,000 |
| Crawford County Indiana | 3 | $ 475,000 | $ 158,000 | $ 79,000 |
| Greene County Indiana | 3 | $ 325,000 | $ 108,000 | $ 111,000 |
| Madison County Indiana | 3 | $ 135,000 | $ 45,000 | $ 71,000 |
| Monroe County Indiana | 3 | $ 345,000 | $ 115,000 | $ 81,000 |
| Caldwell County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 98,000 |
| Kenton County Kentucky | 3 | $ 705,000 | $ 235,000 | $ 142,000 |
| Pulaski County Kentucky | 3 | $ 1,145,000 | $ 381,000 | $ 188,000 |
| Todd County Kentucky | 3 | $ 515,000 | $ 171,000 | $ 96,000 |
| Montgomery County Maryland | 3 | $ 2,245,000 | $ 748,000 | $ 195,000 |
| Jackson County Michigan | 3 | $ 1,035,000 | $ 345,000 | $ 378,000 |
| Butler County Pennsylvania | 3 | $ 725,000 | $ 241,000 | $ 160,000 |
| Hamilton County Tennessee | 3 | $ 1,165,000 | $ 388,000 | $ 154,000 |
| Tipton County Tennessee | 3 | $ 1,065,000 | $ 355,000 | $ 132,000 |
| Van Buren County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 167,000 |
| Warren County Tennessee | 3 | $ 725,000 | $ 241,000 | $ 135,000 |
| Richmond City County Virginia | 3 | $ 355,000 | $ 118,000 | $ 58,000 |
| Thurston County Washington | 3 | $ 1,895,000 | $ 631,000 | $ 358,000 |
| Baldwin County Alabama | 2 | $ 1,530,000 | $ 765,000 | $ 263,000 |
| Choctaw County Alabama | 2 | $ 700,000 | $ 350,000 | $ 176,000 |
| Lee County Alabama | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Limestone County Alabama | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| Mobile County Alabama | 2 | $ 430,000 | $ 215,000 | $ 134,000 |
| St. Clair County Alabama | 2 | $ 740,000 | $ 370,000 | $ 95,000 |
| Yavapai County Arizona | 2 | $ 3,110,000 | $ 1,555,000 | $ 375,000 |
| San Bernardino County California | 2 | $ 1,760,000 | $ 880,000 | $ 542,000 |
| San Diego County California | 2 | $ 1,230,000 | $ 615,000 | $ 177,000 |
| Tulare County California | 2 | $ 1,170,000 | $ 585,000 | $ 230,000 |
| El Paso County Colorado | 2 | $ 2,700,000 | $ 1,350,000 | $ 537,000 |
| Jefferson County Colorado | 2 | $ 850,000 | $ 425,000 | $ 138,000 |
| Collier County Florida | 2 | $ 2,130,000 | $ 1,065,000 | $ 772,000 |
| Duval County Florida | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Flagler County Florida | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Gulf County Florida | 2 | $ 1,520,000 | $ 760,000 | $ 351,000 |
| Hernando County Florida | 2 | $ 1,370,000 | $ 685,000 | $ 284,000 |
| Lake County Florida | 2 | $ 580,000 | $ 290,000 | $ 164,000 |
| Marion County Florida | 2 | $ 450,000 | $ 225,000 | $ 298,000 |
| Nassau County Florida | 2 | $ 350,000 | $ 175,000 | $ 110,000 |
| Orange County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 4,231,000 |
| Sarasota County Florida | 2 | $ 420,000 | $ 210,000 | $ 116,000 |
| Cherokee County Georgia | 2 | $ 310,000 | $ 155,000 | $ 138,000 |
| Muscogee County Georgia | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
| Clinton County Illinois | 2 | $ 340,000 | $ 170,000 | $ 104,000 |
| Coles County Illinois | 2 | $ 100,000 | $ 50,000 | $ 87,000 |
| Crawford County Illinois | 2 | $ 210,000 | $ 105,000 | $ 73,000 |
| Hamilton County Illinois | 2 | $ 80,000 | $ 40,000 | $ 58,000 |
| Jefferson County Illinois | 2 | $ 60,000 | $ 30,000 | $ 42,000 |
| Sangamon County Illinois | 2 | $ 130,000 | $ 65,000 | $ 169,000 |
| Bartholomew County Indiana | 2 | $ 280,000 | $ 140,000 | $ 92,000 |
| Elkhart County Indiana | 2 | $ 230,000 | $ 115,000 | $ 124,000 |
| Jennings County Indiana | 2 | $ 180,000 | $ 90,000 | $ 33,000 |
| Johnson County Indiana | 2 | $ 320,000 | $ 160,000 | $ 108,000 |
| Morgan County Indiana | 2 | $ 240,000 | $ 120,000 | $ 106,000 |
| St. Joseph County Indiana | 2 | $ 660,000 | $ 330,000 | $ 346,000 |
| Tippecanoe County Indiana | 2 | $ 330,000 | $ 165,000 | $ 134,000 |
| White County Indiana | 2 | $ 270,000 | $ 135,000 | $ 115,000 |
| Butler County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 66,000 |
| Calloway County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 116,000 |
| Pendleton County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Trimble County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 39,000 |
| Whitley County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 150,000 |
| Baltimore County Maryland | 2 | $ 380,000 | $ 190,000 | $ 654,000 |
| Prince George's County Maryland | 2 | $ 630,000 | $ 315,000 | $ 196,000 |
| Olmsted County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 115,000 |
| Lafayette County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 117,000 |
| Cape Girardeau County Missouri | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| St. Louis County Missouri | 2 | $ 1,190,000 | $ 595,000 | $ 411,000 |
| Catawba County North Carolina | 2 | $ 2,080,000 | $ 1,040,000 | $ 365,000 |
| Craven County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 204,000 |
| Iredell County North Carolina | 2 | $ 1,040,000 | $ 520,000 | $ 214,000 |
| Mecklenburg County North Carolina | 2 | $ 5,090,000 | $ 2,545,000 | $ 598,000 |
| Columbiana County Ohio | 2 | $ 370,000 | $ 185,000 | $ 105,000 |
| Greene County Ohio | 2 | $ 180,000 | $ 90,000 | $ 164,000 |
| Lake County Ohio | 2 | $ 1,500,000 | $ 750,000 | $ 339,000 |
| Deschutes County Oregon | 2 | $ 1,710,000 | $ 855,000 | $ 546,000 |
| Multnomah County Oregon | 2 | $ 340,000 | $ 170,000 | $ 460,000 |
| Adams County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 186,000 |
| Luzerne County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 121,000 |
| Charleston County South Carolina | 2 | $ 3,800,000 | $ 1,900,000 | $ 553,000 |
| Horry County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 128,000 |
| Lincoln County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Macon County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Marion County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 162,000 |
| Scott County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Bexar County Texas | 2 | $ 3,710,000 | $ 1,855,000 | $ 702,000 |
| Dallas County Texas | 2 | $ 4,050,000 | $ 2,025,000 | $ 472,000 |
| Johnson County Texas | 2 | $ 1,510,000 | $ 755,000 | $ 265,000 |
| Lampasas County Texas | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| McLennan County Texas | 2 | $ 1,400,000 | $ 700,000 | $ 301,000 |
| Montgomery County Texas | 2 | $ 960,000 | $ 480,000 | $ 230,000 |
| Travis County Texas | 2 | $ 530,000 | $ 265,000 | $ 156,000 |
| Alexandria County Virginia | 2 | $ 1,260,000 | $ 630,000 | $ 250,000 |
| Colonial Heights County Virginia | 2 | $ 230,000 | $ 115,000 | $ 176,000 |
| Dinwiddie County Virginia | 2 | $ 140,000 | $ 70,000 | $ 106,000 |
| Goochland County Virginia | 2 | $ 390,000 | $ 195,000 | $ 166,000 |
| King County Washington | 2 | $ 1,000,000 | $ 500,000 | $ 261,000 |
| Autauga County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Covington County Alabama | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Crenshaw County Alabama | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Cullman County Alabama | 1 | $ 1,235,000 | $ 1,235,000 | $ 681,000 |
| DeKalb County Alabama | 1 | $ 555,000 | $ 555,000 | $ 168,000 |
| Jackson County Alabama | 1 | $ 255,000 | $ 255,000 | $ 207,000 |
| Lauderdale County Alabama | 1 | $ 685,000 | $ 685,000 | $ 159,000 |
| Russell County Alabama | 1 | $ 715,000 | $ 715,000 | $ 400,000 |
| Shelby County Alabama | 1 | $ 25,000 | $ 25,000 | $ 244,000 |
| Talladega County Alabama | 1 | $ 655,000 | $ 655,000 | $ 182,000 |
| Anchorage County Alaska | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Kenai Peninsula County Alaska | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Pinal County Arizona | 1 | $ 625,000 | $ 625,000 | $ 195,000 |
| Pulaski County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Saline County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| Alameda County California | 1 | $ 1,425,000 | $ 1,425,000 | $ 495,000 |
| Contra Costa County California | 1 | $ 215,000 | $ 215,000 | $ 225,000 |
| Fresno County California | 1 | $ 955,000 | $ 955,000 | $ 669,000 |
| Mono County California | 1 | $ 3,045,000 | $ 3,045,000 | $ 935,000 |
| Orange County California | 1 | $ 85,000 | $ 85,000 | $ 530,000 |
| Placer County California | 1 | $ 955,000 | $ 955,000 | $ 369,000 |
| Riverside County California | 1 | $ 565,000 | $ 565,000 | $ 132,000 |
| San Francisco County California | 1 | $ 1,515,000 | $ 1,515,000 | $ 400,000 |
| Adams County Colorado | 1 | $ 105,000 | $ 105,000 | $ 214,000 |
| Broomfield County Colorado | 1 | $ 145,000 | $ 145,000 | $ 214,000 |
| Denver County Colorado | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Douglas County Colorado | 1 | $ 255,000 | $ 255,000 | $ 394,000 |
| Fremont County Colorado | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Park County Colorado | 1 | $ 85,000 | $ 85,000 | $ 240,000 |
| Broward County Florida | 1 | $ 1,345,000 | $ 1,345,000 | $ 720,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Hendry County Florida | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Holmes County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Miami-Dade County Florida | 1 | $ 1,875,000 | $ 1,875,000 | $ 457,000 |
| Polk County Florida | 1 | $ 875,000 | $ 875,000 | $ 250,000 |
| St. Johns County Florida | 1 | $ 545,000 | $ 545,000 | $ 261,000 |
| Bartow County Georgia | 1 | $ 225,000 | $ 225,000 | $ 30,000 |
| Chatham County Georgia | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Clarke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Clayton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Douglas County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Gwinnett County Georgia | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Hart County Georgia | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Henry County Georgia | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Lowndes County Georgia | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Pickens County Georgia | 1 | $ 1,185,000 | $ 1,185,000 | $ 396,000 |
| Richmond County Georgia | 1 | $ 305,000 | $ 305,000 | $ 892,000 |
| Whitfield County Georgia | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Gooding County Idaho | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Christian County Illinois | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Gallatin County Illinois | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Jasper County Illinois | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Johnson County Illinois | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Kendall County Illinois | 1 | $ 105,000 | $ 105,000 | $ 205,000 |
| LaSalle County Illinois | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Madison County Illinois | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Marion County Illinois | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| McHenry County Illinois | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Monroe County Illinois | 1 | $ 255,000 | $ 255,000 | $ 166,000 |
| Randolph County Illinois | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Tazewell County Illinois | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Union County Illinois | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Allen County Indiana | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Carroll County Indiana | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Dearborn County Indiana | 1 | $ 45,000 | $ 45,000 | $ 184,000 |
| Delaware County Indiana | 1 | $ 675,000 | $ 675,000 | $ 950,000 |
| Hancock County Indiana | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Jackson County Indiana | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Jefferson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Porter County Indiana | 1 | $ 55,000 | $ 55,000 | $ 172,000 |
| Shelby County Indiana | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Tipton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Vermillion County Indiana | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Whitley County Indiana | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Story County Iowa | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Johnson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 136,000 |
| Sedgwick County Kansas | 1 | $ 635,000 | $ 635,000 | $ 140,000 |
| Shawnee County Kansas | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Adair County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Bath County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Boyle County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 164,000 |
| Carlisle County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Clark County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 160,000 |
| Crittenden County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Cumberland County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Elliott County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Fulton County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Gallatin County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Graves County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Green County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Harrison County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Metcalfe County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Nicholas County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Woodford County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Jefferson County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 225,000 |
| Garrett County Maryland | 1 | $ 575,000 | $ 575,000 | $ 441,000 |
| Howard County Maryland | 1 | $ 1,765,000 | $ 1,765,000 | $ 655,000 |
| Wicomico County Maryland | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Worcester County Maryland | 1 | $ 115,000 | $ 115,000 | $ 1,019,000 |
| Middlesex County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 4,860,000 |
| Eaton County Michigan | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Genesee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Newaygo County Michigan | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Ottawa County Michigan | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Dakota County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Hennepin County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 314,000 |
| Wright County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 314,000 |
| Adams County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Attala County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Copiah County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Jackson County Mississippi | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| Neshoba County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Oktibbeha County Mississippi | 1 | $ 765,000 | $ 765,000 | $ 364,000 |
| Pearl River County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Scott County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Bollinger County Missouri | 1 | $ 485,000 | $ 485,000 | $ 143,000 |
| Jackson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 144,000 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| St. Charles County Missouri | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| St. Francois County Missouri | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Warren County Missouri | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Carbon County Montana | 1 | $ 965,000 | $ 965,000 | $ 329,000 |
| Gallatin County Montana | 1 | $ 1,235,000 | $ 1,235,000 | $ 311,000 |
| Clark County Nevada | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Taos County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Buncombe County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Dare County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 176,000 |
| Davidson County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 105,000 |
| Durham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 202,000 |
| Henderson County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 128,000 |
| Jackson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Pitt County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 639,000 |
| Sampson County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 437,000 |
| Morton County North Dakota | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Butler County Ohio | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Cuyahoga County Ohio | 1 | $ 1,415,000 | $ 1,415,000 | $ 443,000 |
| Fairfield County Ohio | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Hancock County Ohio | 1 | $ 75,000 | $ 75,000 | $ 195,000 |
| Montgomery County Ohio | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Wood County Ohio | 1 | $ 475,000 | $ 475,000 | $ 305,000 |
| Oklahoma County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Pontotoc County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 124,000 |
| Tulsa County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Klamath County Oregon | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Franklin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Lancaster County Pennsylvania | 1 | $ 785,000 | $ 785,000 | $ 370,000 |
| Venango County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Washington County Pennsylvania | 1 | $ 665,000 | $ 665,000 | $ 307,000 |
| York County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Dorchester County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Greenville County South Carolina | 1 | $ 965,000 | $ 965,000 | $ 450,000 |
| Pickens County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Richland County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 56,000 |
| York County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Blount County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 262,000 |
| Bradley County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Campbell County Tennessee | 1 | $ 1,005,000 | $ 1,005,000 | $ 808,000 |
| Carroll County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Cumberland County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Decatur County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Fayette County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Grundy County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Humphreys County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Jefferson County Tennessee | 1 | $ 1,425,000 | $ 1,425,000 | $ 860,000 |
| Lauderdale County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Lawrence County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Lewis County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 143,000 |
| Madison County Tennessee | 1 | $ 1,045,000 | $ 1,045,000 | $ 0 |
| McNairy County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Meigs County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 270,000 |
| Morgan County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Perry County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Pickett County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 181,000 |
| Smith County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 351,000 |
| Trousdale County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Bowie County Texas | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Brazos County Texas | 1 | $ 855,000 | $ 855,000 | $ 337,000 |
| Collin County Texas | 1 | $ 1,015,000 | $ 1,015,000 | $ 316,000 |
| Denton County Texas | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Ector County Texas | 1 | $ 195,000 | $ 195,000 | $ 300,000 |
| Ellis County Texas | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Fort Bend County Texas | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Kaufman County Texas | 1 | $ 175,000 | $ 175,000 | $ 161,000 |
| Lubbock County Texas | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Rockwall County Texas | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Rusk County Texas | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Tarrant County Texas | 1 | $ 295,000 | $ 295,000 | $ 235,000 |
| Windham County Vermont | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Accomack County Virginia | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Albemarle County Virginia | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Cumberland County Virginia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Fairfax County Virginia | 1 | $ 815,000 | $ 815,000 | $ 358,000 |
| King William County Virginia | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Lancaster County Virginia | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Louisa County Virginia | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Mathews County Virginia | 1 | $ 225,000 | $ 225,000 | $ 215,000 |
| Mecklenburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Northumberland County Virginia | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Petersburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Prince George County Virginia | 1 | $ 65,000 | $ 65,000 | $ 179,000 |
| Richmond County Virginia | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Roanoke County Virginia | 1 | $ 355,000 | $ 355,000 | $ 206,000 |
| Stafford County Virginia | 1 | $ 55,000 | $ 55,000 | $ 159,000 |
| Virginia Beach County Virginia | 1 | $ 325,000 | $ 325,000 | $ 190,000 |
| Waynesboro County Virginia | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Cowlitz County Washington | 1 | $ 395,000 | $ 395,000 | $ 173,000 |
| Cabell County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| Wayne County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Eau Claire County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Liberty in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,027 | $909,735,000 | $300,000 | $5,445,000 | $145,000 | $4,495,000 |
| Cash-out Refinancing | 1,911 | $192,025,000 | $100,000 | $1,765,000 | $128,000 | $8,273,000 |
| Home Improvement | 480 | $52,260,000 | $108,000 | $6,755,000 | $156,000 | $8,273,000 |
| Refinancing | 139 | $53,545,000 | $385,000 | $6,115,000 | $357,000 | $8,273,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,699 | $938,855,000 | $199,000 | $5,015,000 | $136,000 | $8,273,000 |
| Not Provided | 367 | $107,755,000 | $293,000 | $6,115,000 | $205,000 | $4,427,000 |
| Black or African American | 195 | $46,135,000 | $236,000 | $2,005,000 | $146,000 | $735,000 |
| Hispanic | 101 | $23,975,000 | $237,000 | $1,715,000 | $142,000 | $1,481,000 |
| Not applicable | 72 | $32,620,000 | $453,000 | $6,755,000 | $0 | $0 |
| Asian | 71 | $34,595,000 | $487,000 | $3,555,000 | $344,000 | $4,860,000 |
| American Indian or Alaskan Native | 24 | $7,950,000 | $331,000 | $2,445,000 | $185,000 | $723,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,535,000 | $511,000 | $935,000 | $247,000 | $395,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,920 | $1,082,490,000 | $220,000 | $6,755,000 | $154,000 | $8,273,000 |
| FHA-insured (Federal Housing Administration) | 508 | $95,070,000 | $187,000 | $585,000 | $73,000 | $265,000 |
| VA-guaranteed (Veterans Administration) | 72 | $20,030,000 | $278,000 | $715,000 | $97,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $9,975,000 | $175,000 | $315,000 | $65,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,179 | $906,275,000 | $216,000 | $6,755,000 | $141,000 | $8,273,000 |
| Application Withdrawn By Applicant | 716 | $198,370,000 | $277,000 | $3,505,000 | $176,000 | $8,273,000 |
| Application Denied By Financial Institution | 503 | $73,905,000 | $146,000 | $1,355,000 | $104,000 | $1,776,000 |
| File Closed For Incompleteness | 112 | $20,420,000 | $182,000 | $2,105,000 | $211,000 | $8,273,000 |
| Application Approved But Not Accepted | 47 | $8,595,000 | $182,000 | $1,305,000 | $294,000 | $8,273,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,054 | $1,133,660,000 | $224,000 | $6,755,000 | $149,000 | $8,273,000 |
| Credit History | 167 | $22,355,000 | $133,000 | $935,000 | $111,000 | $1,776,000 |
| Debt-To-Income Ratio | 125 | $17,855,000 | $142,000 | $805,000 | $79,000 | $533,000 |
| Collateral | 108 | $15,040,000 | $139,000 | $1,355,000 | $115,000 | $1,096,000 |
| Other | 34 | $4,860,000 | $142,000 | $805,000 | $114,000 | $504,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $5,935,000 | $191,000 | $685,000 | $128,000 | $554,000 |
| Employment History | 17 | $2,655,000 | $156,000 | $405,000 | $66,000 | $166,000 |
| Unverifiable Information | 16 | $3,190,000 | $199,000 | $565,000 | $126,000 | $371,000 |
| Credit Application Incomplete | 5 | $2,015,000 | $403,000 | $715,000 | $108,000 | $168,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.