Everbank Mortgage Lending & HMDA Data, 2006

In 2006, Everbank of Jacksonville, FL reported 28,277 mortgage applications totaling $5.3 billion, down 18% from 2005. The average application was for $188,743, and applicants reported an average income of $75,721. 49% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,547), Denver-Aurora, CO (1,497) and Jacksonville, FL (953) (applications in parentheses).

Mortgage Company & Address Everbank
8100 Nations Way
Jacksonville, FL 32256
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 28,277
Total Mortgage Loan Application Amount $5,337,108,000
Average Mortgage Loan Application Amount $188,743
Highest Mortgage Loan Application Amount $8,004,000
Average Applicant Income $75,721
Highest Applicant Income $8,640,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everbank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 925 $ 207,483,000 $ 224,305 $ 95,000
Duval, Florida 656 $ 135,557,000 $ 206,641 $ 99,000
Maricopa, Arizona 634 $ 142,355,000 $ 224,534 $ 87,000
Los Angeles, California 445 $ 130,594,000 $ 293,469 $ 89,000
Weld, Colorado 372 $ 62,947,000 $ 169,212 $ 80,000
Polk, Iowa 366 $ 51,366,000 $ 140,344 $ 76,000
Denver, Colorado 347 $ 69,916,000 $ 201,487 $ 93,000
Jefferson, Colorado 347 $ 73,069,000 $ 210,573 $ 89,000
Tarrant, Texas 292 $ 39,955,000 $ 136,832 $ 69,000
Arapahoe, Colorado 290 $ 54,276,000 $ 187,158 $ 84,000
Franklin, Ohio 289 $ 33,787,000 $ 116,910 $ 9,000
Adams, Colorado 288 $ 49,893,000 $ 173,239 $ 66,000
Montgomery, Maryland 275 $ 85,037,000 $ 309,225 $ 105,000
Dallas, Texas 248 $ 34,857,000 $ 140,552 $ 80,000
Boulder, Colorado 232 $ 56,394,000 $ 243,077 $ 118,000
Marion, Indiana 227 $ 22,041,000 $ 97,096 $ 5,000
Orange, Florida 217 $ 45,012,000 $ 207,428 $ 76,000
DuPage, Illinois 205 $ 43,873,000 $ 214,014 $ 89,000
El Paso, Colorado 200 $ 36,861,000 $ 184,305 $ 123,000
Salt Lake, Utah 198 $ 33,678,000 $ 170,090 $ 90,000
Larimer, Colorado 193 $ 36,345,000 $ 188,316 $ 88,000
Fairfax, Virginia 192 $ 65,573,000 $ 341,526 $ 112,000
Prince George's, Maryland 188 $ 39,715,000 $ 211,250 $ 62,000
Monmouth, New Jersey 183 $ 53,972,000 $ 294,928 $ 125,000
Harris, Texas 183 $ 18,146,000 $ 99,158 $ 37,000
St. Louis, Missouri 178 $ 29,536,000 $ 165,932 $ 81,000
Mecklenburg, North Carolina 175 $ 27,071,000 $ 154,691 $ 73,000
Collin, Texas 175 $ 30,036,000 $ 171,634 $ 113,000
St. Johns, Florida 172 $ 53,195,000 $ 309,273 $ 145,000
Sacramento, California 170 $ 40,348,000 $ 237,341 $ 80,000
Wayne, Michigan 164 $ 13,690,000 $ 83,475 $ 12,000
Lake, Illinois 163 $ 36,054,000 $ 221,190 $ 91,000
Baltimore, Maryland 160 $ 35,941,000 $ 224,631 $ 90,000
Ocean, New Jersey 160 $ 40,811,000 $ 255,068 $ 90,000
Hartford, Connecticut 150 $ 30,123,000 $ 200,820 $ 82,000
San Bernardino, California 146 $ 30,637,000 $ 209,842 $ 66,000
Douglas, Colorado 146 $ 36,642,000 $ 250,972 $ 111,000
Fulton, Georgia 143 $ 40,179,000 $ 280,972 $ 107,000
Yavapai, Arizona 139 $ 30,806,000 $ 221,625 $ 97,000
Montgomery, Pennsylvania 138 $ 31,765,000 $ 230,181 $ 97,000
Bexar, Texas 138 $ 12,642,000 $ 91,608 $ 27,000
Will, Illinois 134 $ 32,541,000 $ 242,843 $ 92,000
Suffolk, New York 132 $ 32,581,000 $ 246,825 $ 81,000
Pima, Arizona 130 $ 25,542,000 $ 196,476 $ 81,000
McHenry, Illinois 126 $ 24,910,000 $ 197,698 $ 88,000
Douglas, Nebraska 124 $ 22,486,000 $ 181,338 $ 130,000
Orange, California 123 $ 42,456,000 $ 345,170 $ 116,000
Seminole, Florida 123 $ 25,936,000 $ 210,861 $ 79,000
Anne Arundel, Maryland 123 $ 29,608,000 $ 240,715 $ 93,000
Middlesex, Massachusetts 123 $ 36,815,000 $ 299,308 $ 105,000
Kane, Illinois 122 $ 24,326,000 $ 199,393 $ 85,000
Baltimore City, Maryland 120 $ 29,039,000 $ 241,991 $ 79,000
Philadelphia, Pennsylvania 116 $ 16,875,000 $ 145,474 $ 62,000
Clark, Nevada 115 $ 23,413,000 $ 203,591 $ 78,000
Cuyahoga, Ohio 114 $ 11,528,000 $ 101,122 $ 24,000
Broward, Florida 113 $ 26,241,000 $ 232,221 $ 89,000
Hennepin, Minnesota 113 $ 22,047,000 $ 195,106 $ 77,000
Kent, Michigan 104 $ 10,372,000 $ 99,730 $ 30,000
Middlesex, New Jersey 104 $ 24,369,000 $ 234,317 $ 98,000
Palm Beach, Florida 102 $ 27,501,000 $ 269,617 $ 100,000
Denton, Texas 101 $ 17,965,000 $ 177,871 $ 95,000
Allen, Indiana 99 $ 7,888,000 $ 79,676 $ 3,000
Travis, Texas 99 $ 22,842,000 $ 230,727 $ 136,000
District of Columbia, District Of Columbia 98 $ 26,867,000 $ 274,153 $ 117,000
Riverside, California 96 $ 23,575,000 $ 245,572 $ 83,000
Fairfield, Connecticut 96 $ 32,735,000 $ 340,989 $ 115,000
Gwinnett, Georgia 96 $ 18,226,000 $ 189,854 $ 84,000
Minnehaha, South Dakota 96 $ 14,580,000 $ 151,875 $ 70,000
King, Washington 95 $ 21,431,000 $ 225,589 $ 74,000
Providence, Rhode Island 92 $ 16,851,000 $ 183,163 $ 89,000
DeKalb, Georgia 91 $ 17,022,000 $ 187,054 $ 55,000
Miami-Dade, Florida 90 $ 15,065,000 $ 167,388 $ 58,000
Shelby, Tennessee 90 $ 16,449,000 $ 182,766 $ 18,000
Chester, Pennsylvania 89 $ 22,173,000 $ 249,134 $ 97,000
Cape Girardeau, Missouri 88 $ 13,199,000 $ 149,988 $ 80,000
Cobb, Georgia 87 $ 15,274,000 $ 175,563 $ 75,000
Worcester, Massachusetts 87 $ 18,733,000 $ 215,321 $ 81,000
Oakland, Michigan 87 $ 18,329,000 $ 210,678 $ 80,000
Santa Clara, California 84 $ 29,941,000 $ 356,440 $ 98,000
Howard, Maryland 84 $ 23,375,000 $ 278,273 $ 102,000
Bucks, Pennsylvania 84 $ 19,144,000 $ 227,904 $ 87,000
Queens, New York 82 $ 16,252,000 $ 198,195 $ 35,000
Jackson, Missouri 80 $ 8,129,000 $ 101,612 $ 38,000
Bernalillo, New Mexico 80 $ 10,982,000 $ 137,275 $ 69,000
Prince William, Virginia 79 $ 25,774,000 $ 326,253 $ 104,000
Knox, Tennessee 78 $ 16,880,000 $ 216,410 $ 99,000
Hillsborough, Florida 77 $ 11,942,000 $ 155,090 $ 67,000
St. Charles, Missouri 77 $ 14,458,000 $ 187,766 $ 79,000
Lake, Indiana 76 $ 5,654,000 $ 74,394 $ 24,000
San Diego, California 73 $ 22,236,000 $ 304,602 $ 110,000
Summit, Ohio 73 $ 8,081,000 $ 110,698 $ 40,000
Plymouth, Massachusetts 72 $ 17,990,000 $ 249,861 $ 87,000
Santa Fe, New Mexico 72 $ 21,307,000 $ 295,930 $ 144,000
New Haven, Connecticut 71 $ 14,528,000 $ 204,619 $ 84,000
Iredell, North Carolina 71 $ 11,399,000 $ 160,549 $ 67,000
Frederick, Maryland 69 $ 19,173,000 $ 277,869 $ 99,000
Hillsborough, New Hampshire 69 $ 13,410,000 $ 194,347 $ 91,000
Camden, New Jersey 66 $ 9,217,000 $ 139,651 $ 60,000
Bay, Michigan 65 $ 4,799,000 $ 73,830 $ 0
Bristol, Massachusetts 63 $ 13,722,000 $ 217,809 $ 78,000
Nassau, New York 63 $ 13,917,000 $ 220,904 $ 93,000
Clay, Florida 62 $ 13,225,000 $ 213,306 $ 81,000
Warren, Iowa 62 $ 8,819,000 $ 142,241 $ 60,000
Union, New Jersey 61 $ 15,833,000 $ 259,557 $ 91,000
San Joaquin, California 60 $ 13,144,000 $ 219,066 $ 67,000
Nassau, Florida 60 $ 12,390,000 $ 206,500 $ 80,000
Bergen, New Jersey 60 $ 19,810,000 $ 330,166 $ 176,000
Kings, New York 59 $ 14,418,000 $ 244,372 $ 54,000
Delaware, Pennsylvania 59 $ 10,237,000 $ 173,508 $ 80,000
Routt, Colorado 58 $ 17,231,000 $ 297,086 $ 137,000
Pinellas, Florida 58 $ 9,015,000 $ 155,431 $ 68,000
St. Joseph, Indiana 57 $ 3,811,000 $ 66,859 $ 3,000
Dallas, Iowa 57 $ 9,798,000 $ 171,894 $ 77,000
Rockingham, New Hampshire 57 $ 14,776,000 $ 259,228 $ 106,000
Essex, New Jersey 57 $ 13,282,000 $ 233,017 $ 94,000
Loudoun, Virginia 57 $ 17,339,000 $ 304,192 $ 102,000
Essex, Massachusetts 53 $ 14,176,000 $ 267,471 $ 105,000
York, Pennsylvania 53 $ 7,069,000 $ 133,377 $ 58,000
Utah, Utah 53 $ 9,312,000 $ 175,698 $ 78,000
Carroll, Maryland 52 $ 12,968,000 $ 249,384 $ 94,000
Jefferson, Missouri 52 $ 8,074,000 $ 155,269 $ 80,000
Allegheny, Pennsylvania 52 $ 7,061,000 $ 135,788 $ 49,000
Pinal, Arizona 51 $ 8,722,000 $ 171,019 $ 113,000
Norfolk, Massachusetts 51 $ 13,293,000 $ 260,647 $ 105,000
Kalamazoo, Michigan 50 $ 4,418,000 $ 88,360 $ 6,000
Macomb, Michigan 50 $ 5,742,000 $ 114,840 $ 16,000
Chittenden, Vermont 50 $ 11,828,000 $ 236,560 $ 85,000
Mohave, Arizona 49 $ 8,156,000 $ 166,448 $ 83,000
Ingham, Michigan 49 $ 3,858,000 $ 78,734 $ 8,000
Morris, New Jersey 48 $ 15,333,000 $ 319,437 $ 98,000
Hamilton, Indiana 47 $ 6,736,000 $ 143,319 $ 21,000
Harford, Maryland 47 $ 10,572,000 $ 224,936 $ 75,000
Suffolk, Massachusetts 47 $ 13,318,000 $ 283,361 $ 91,000
Sussex, New Jersey 47 $ 10,946,000 $ 232,893 $ 94,000
Wake, North Carolina 47 $ 7,605,000 $ 161,808 $ 57,000
Lincoln, South Dakota 47 $ 8,659,000 $ 184,234 $ 68,000
Volusia, Florida 46 $ 7,241,000 $ 157,413 $ 53,000
Elkhart, Indiana 46 $ 3,823,000 $ 83,108 $ 3,000
Hendricks, Indiana 46 $ 5,159,000 $ 112,152 $ 2,000
Burlington, New Jersey 46 $ 7,970,000 $ 173,260 $ 64,000
Passaic, New Jersey 46 $ 12,099,000 $ 263,021 $ 84,000
Westchester, New York 46 $ 14,342,000 $ 311,782 $ 150,000
Grand, Colorado 45 $ 10,421,000 $ 231,577 $ 114,000
Lake, Florida 45 $ 9,673,000 $ 214,955 $ 78,000
Contra Costa, California 44 $ 12,936,000 $ 294,000 $ 83,000
Charles, Maryland 44 $ 11,831,000 $ 268,886 $ 81,000
Missoula, Montana 44 $ 8,574,000 $ 194,863 $ 75,000
Jefferson, Kentucky 43 $ 4,767,000 $ 110,860 $ 32,000
Alameda, California 42 $ 14,760,000 $ 351,428 $ 111,000
Yolo, California 42 $ 13,034,000 $ 310,333 $ 128,000
Lee, Florida 42 $ 9,561,000 $ 227,642 $ 123,000
Oklahoma, Oklahoma 42 $ 3,103,000 $ 73,880 $ 16,000
Navajo, Arizona 41 $ 7,089,000 $ 172,902 $ 92,000
Clayton, Georgia 41 $ 4,689,000 $ 114,365 $ 16,000
Ramsey, Minnesota 41 $ 6,659,000 $ 162,414 $ 56,000
Butler, Ohio 41 $ 4,168,000 $ 101,658 $ 25,000
Montgomery, Ohio 41 $ 3,293,000 $ 80,317 $ 21,000
Fort Bend, Texas 41 $ 5,257,000 $ 128,219 $ 69,000
Kern, California 40 $ 6,406,000 $ 160,150 $ 56,000
Summit, Colorado 40 $ 9,536,000 $ 238,400 $ 168,000
Anoka, Minnesota 40 $ 7,159,000 $ 178,975 $ 65,000
Flathead, Montana 40 $ 8,033,000 $ 200,825 $ 69,000
Jefferson, Alabama 39 $ 4,617,000 $ 118,384 $ 44,000
Silver Bow, Montana 39 $ 4,872,000 $ 124,923 $ 71,000
Gloucester, New Jersey 39 $ 6,223,000 $ 159,564 $ 62,000
Teller, Colorado 38 $ 6,118,000 $ 161,000 $ 77,000
Marion, Florida 38 $ 5,027,000 $ 132,289 $ 64,000
New Castle, Delaware 37 $ 6,188,000 $ 167,243 $ 67,000
Sarasota, Florida 37 $ 8,430,000 $ 227,837 $ 88,000
Placer, California 36 $ 12,505,000 $ 347,361 $ 147,000
Johnson, Kansas 36 $ 6,633,000 $ 184,250 $ 71,000
Buncombe, North Carolina 36 $ 6,573,000 $ 182,583 $ 85,000
Williamson, Texas 36 $ 4,973,000 $ 138,138 $ 64,000
Davis, Utah 36 $ 8,229,000 $ 228,583 $ 77,000
Dakota, Minnesota 35 $ 6,598,000 $ 188,514 $ 69,000
St. Louis City, Missouri 35 $ 4,326,000 $ 123,600 $ 66,000
Pierce, Washington 35 $ 7,631,000 $ 218,028 $ 49,000
Solano, California 34 $ 5,682,000 $ 167,117 $ 46,000
Broomfield, Colorado 34 $ 7,363,000 $ 216,558 $ 85,000
LaPorte, Indiana 34 $ 2,651,000 $ 77,970 $ 1,000
Linn, Iowa 34 $ 8,274,000 $ 243,352 $ 59,000
Jackson, Michigan 34 $ 2,697,000 $ 79,323 $ 8,000
Butler, Missouri 34 $ 4,261,000 $ 125,323 $ 68,000
Davidson, Tennessee 34 $ 4,213,000 $ 123,911 $ 61,000
Hudson, New Jersey 33 $ 9,433,000 $ 285,848 $ 112,000
Somerset, New Jersey 32 $ 8,352,000 $ 261,000 $ 100,000
Richmond, New York 32 $ 8,359,000 $ 261,218 $ 90,000
Parker, Texas 32 $ 5,829,000 $ 182,156 $ 91,000
Laramie, Wyoming 32 $ 4,388,000 $ 137,125 $ 78,000
Stanislaus, California 31 $ 6,930,000 $ 223,548 $ 65,000
Forsyth, Georgia 31 $ 8,849,000 $ 285,451 $ 126,000
Winnebago, Illinois 31 $ 2,627,000 $ 84,741 $ 22,000
Calvert, Maryland 31 $ 9,085,000 $ 293,064 $ 93,000
Saginaw, Michigan 31 $ 1,758,000 $ 56,709 $ 0
Cape May, New Jersey 31 $ 11,336,000 $ 365,677 $ 134,000
Bronx, New York 31 $ 5,054,000 $ 163,032 $ 40,000
Guilford, North Carolina 31 $ 3,573,000 $ 115,258 $ 58,000
Snohomish, Washington 31 $ 6,358,000 $ 205,096 $ 71,000
Coconino, Arizona 30 $ 7,521,000 $ 250,700 $ 112,000
Vanderburgh, Indiana 30 $ 2,917,000 $ 97,233 $ 40,000
Camden, Missouri 30 $ 5,664,000 $ 188,800 $ 177,000
Mercer, New Jersey 30 $ 7,661,000 $ 255,366 $ 109,000
Union, North Carolina 30 $ 6,112,000 $ 203,733 $ 86,000
Hamilton, Ohio 30 $ 3,535,000 $ 117,833 $ 47,000
Lucas, Ohio 30 $ 2,671,000 $ 89,033 $ 28,000
Horry, South Carolina 30 $ 5,905,000 $ 196,833 $ 64,000
Alexandria, Virginia 30 $ 8,271,000 $ 275,700 $ 97,000
Chesterfield, Virginia 30 $ 5,336,000 $ 177,866 $ 59,000
Fresno, California 29 $ 3,462,000 $ 119,379 $ 47,000
San Mateo, California 29 $ 13,993,000 $ 482,517 $ 147,000
Brevard, Florida 29 $ 5,214,000 $ 179,793 $ 85,000
Polk, Florida 29 $ 4,414,000 $ 152,206 $ 56,000
York, Maine 29 $ 9,014,000 $ 310,827 $ 175,000
Garrett, Maryland 29 $ 9,525,000 $ 328,448 $ 172,000
Hill, Montana 29 $ 3,807,000 $ 131,275 $ 91,000
Grant, Indiana 28 $ 1,694,000 $ 60,500 $ 0
Story, Iowa 27 $ 3,783,000 $ 140,111 $ 66,000
Sedgwick, Kansas 27 $ 3,675,000 $ 136,111 $ 25,000
Cumberland, Maine 27 $ 5,635,000 $ 208,703 $ 100,000
Merrimack, New Hampshire 27 $ 4,845,000 $ 179,444 $ 62,000
Erie, New York 27 $ 2,506,000 $ 92,814 $ 53,000
Kent, Rhode Island 27 $ 6,789,000 $ 251,444 $ 115,000
Albany, Wyoming 27 $ 3,008,000 $ 111,407 $ 95,000
Sussex, Delaware 26 $ 4,798,000 $ 184,538 $ 116,000
Pasco, Florida 26 $ 3,728,000 $ 143,384 $ 56,000
Cherokee, Georgia 26 $ 6,469,000 $ 248,807 $ 72,000
Ada, Idaho 26 $ 3,635,000 $ 139,807 $ 56,000
Tippecanoe, Indiana 26 $ 2,671,000 $ 102,730 $ 1,000
Hampden, Massachusetts 26 $ 3,648,000 $ 140,307 $ 62,000
Strafford, New Hampshire 26 $ 5,130,000 $ 197,307 $ 87,000
Lancaster, Pennsylvania 26 $ 3,230,000 $ 124,230 $ 45,000
Wyandotte, Kansas 25 $ 1,998,000 $ 79,920 $ 56,000
East Baton Rouge, Louisiana 25 $ 2,649,000 $ 105,960 $ 50,000
Worcester, Maryland 25 $ 5,850,000 $ 234,000 $ 199,000
Barnstable, Massachusetts 25 $ 7,566,000 $ 302,640 $ 127,000
Calhoun, Michigan 25 $ 1,858,000 $ 74,320 $ 11,000
Sarpy, Nebraska 25 $ 3,777,000 $ 151,080 $ 91,000
Washoe, Nevada 25 $ 7,865,000 $ 314,600 $ 104,000
Atlantic, New Jersey 25 $ 4,503,000 $ 180,120 $ 69,000
Stark, Ohio 25 $ 2,643,000 $ 105,720 $ 48,000
Dauphin, Pennsylvania 25 $ 3,247,000 $ 129,880 $ 48,000
Henrico, Virginia 25 $ 3,971,000 $ 158,840 $ 64,000
Montgomery, Alabama 24 $ 1,549,000 $ 64,541 $ 5,000
Collier, Florida 24 $ 10,603,000 $ 441,791 $ 174,000
Douglas, Georgia 24 $ 3,991,000 $ 166,291 $ 42,000
Henry, Georgia 24 $ 3,304,000 $ 137,666 $ 40,000
Muskegon, Michigan 24 $ 2,027,000 $ 84,458 $ 10,000
Rockland, New York 24 $ 6,660,000 $ 277,500 $ 94,000
Clark, Washington 24 $ 4,850,000 $ 202,083 $ 50,000
San Francisco, California 23 $ 13,270,000 $ 576,956 $ 142,000
Ventura, California 23 $ 7,204,000 $ 313,217 $ 128,000
Park, Colorado 23 $ 3,877,000 $ 168,565 $ 67,000
Pottawattamie, Iowa 23 $ 3,988,000 $ 173,391 $ 119,000
Genesee, Michigan 23 $ 1,578,000 $ 68,608 $ 15,000
Cabarrus, North Carolina 23 $ 3,548,000 $ 154,260 $ 53,000
Cumberland, North Carolina 23 $ 1,798,000 $ 78,173 $ 18,000
Licking, Ohio 23 $ 2,537,000 $ 110,304 $ 2,000
Tulsa, Oklahoma 23 $ 2,607,000 $ 113,347 $ 19,000
Codington, South Dakota 23 $ 2,777,000 $ 120,739 $ 68,000
Virginia Beach, Virginia 23 $ 4,340,000 $ 188,695 $ 83,000
Middlesex, Connecticut 22 $ 5,423,000 $ 246,500 $ 95,000
Madison, Iowa 22 $ 2,989,000 $ 135,863 $ 70,000
Berrien, Michigan 22 $ 1,683,000 $ 76,500 $ 12,000
Midland, Michigan 22 $ 1,955,000 $ 88,863 $ 6,000
Delaware, Ohio 22 $ 3,742,000 $ 170,090 $ 31,000
Wayne, Ohio 22 $ 1,916,000 $ 87,090 $ 9,000
Arlington, Virginia 22 $ 8,097,000 $ 368,045 $ 125,000
Anchorage, Alaska 21 $ 3,598,000 $ 171,333 $ 56,000
Chaffee, Colorado 21 $ 4,649,000 $ 221,380 $ 86,000
Isabella, Michigan 21 $ 1,756,000 $ 83,619 $ 0
Clay, Missouri 21 $ 2,828,000 $ 134,666 $ 50,000
Mahoning, Ohio 21 $ 794,000 $ 37,809 $ 5,000
Trumbull, Ohio 21 $ 837,000 $ 39,857 $ 1,000
Spotsylvania, Virginia 21 $ 4,554,000 $ 216,857 $ 60,000
Pueblo, Colorado 20 $ 2,226,000 $ 111,300 $ 40,000
Tolland, Connecticut 20 $ 4,335,000 $ 216,750 $ 71,000
Madison, Indiana 20 $ 1,022,000 $ 51,100 $ 0
Orleans, Louisiana 20 $ 2,008,000 $ 100,400 $ 22,000
Sandoval, New Mexico 20 $ 2,627,000 $ 131,350 $ 86,000
Monroe, New York 20 $ 1,377,000 $ 68,850 $ 18,000
Washington, Oregon 20 $ 3,473,000 $ 173,650 $ 48,000
Washington, Rhode Island 20 $ 5,123,000 $ 256,150 $ 75,000
York, South Carolina 20 $ 2,648,000 $ 132,400 $ 45,000
Pennington, South Dakota 20 $ 2,384,000 $ 119,200 $ 45,000
Stafford, Virginia 20 $ 5,080,000 $ 254,000 $ 72,000
Spokane, Washington 20 $ 2,022,000 $ 101,100 $ 27,000
Milwaukee, Wisconsin 20 $ 1,780,000 $ 89,000 $ 30,000
Pulaski, Arkansas 19 $ 1,496,000 $ 78,736 $ 23,000
Paulding, Georgia 19 $ 1,972,000 $ 103,789 $ 28,000
Kendall, Illinois 19 $ 4,623,000 $ 243,315 $ 142,000
St. Clair, Illinois 19 $ 1,620,000 $ 85,263 $ 18,000
St. Mary's, Maryland 19 $ 4,449,000 $ 234,157 $ 95,000
Washington, Maryland 19 $ 3,769,000 $ 198,368 $ 66,000
Yellowstone, Montana 19 $ 2,308,000 $ 121,473 $ 44,000
Ashtabula, Ohio 19 $ 1,606,000 $ 84,526 $ 9,000
Fairfield, Ohio 19 $ 2,707,000 $ 142,473 $ 31,000
Beaufort, South Carolina 19 $ 3,196,000 $ 168,210 $ 84,000
Bell, Texas 19 $ 2,535,000 $ 133,421 $ 82,000
Cameron, Texas 19 $ 1,521,000 $ 80,052 $ 57,000
Manatee, Florida 18 $ 3,122,000 $ 173,444 $ 100,000
Osceola, Florida 18 $ 3,961,000 $ 220,055 $ 115,000
Honolulu, Hawaii 18 $ 5,708,000 $ 317,111 $ 110,000
Van Buren, Michigan 18 $ 1,740,000 $ 96,666 $ 24,000
Ellis, Texas 18 $ 4,674,000 $ 259,666 $ 34,000
Madison, Alabama 17 $ 2,073,000 $ 121,941 $ 67,000
New London, Connecticut 17 $ 3,765,000 $ 221,470 $ 127,000
Hall, Georgia 17 $ 4,997,000 $ 293,941 $ 180,000
Johnson, Indiana 17 $ 2,001,000 $ 117,705 $ 13,000
New York, New York 17 $ 5,718,000 $ 336,352 $ 134,000
Onondaga, New York 17 $ 2,352,000 $ 138,352 $ 14,000
Orange, New York 17 $ 3,582,000 $ 210,705 $ 93,000
Berks, Pennsylvania 17 $ 2,458,000 $ 144,588 $ 47,000
Northampton, Pennsylvania 17 $ 2,756,000 $ 162,117 $ 79,000
Bristol, Rhode Island 17 $ 3,421,000 $ 201,235 $ 101,000
Montgomery, Texas 17 $ 2,351,000 $ 138,294 $ 58,000
Santa Cruz, California 16 $ 5,936,000 $ 371,000 $ 354,000
Charlotte, Florida 16 $ 2,508,000 $ 156,750 $ 65,000
Fayette, Georgia 16 $ 3,316,000 $ 207,250 $ 87,000
Kosciusko, Indiana 16 $ 1,537,000 $ 96,062 $ 0
Noble, Indiana 16 $ 1,058,000 $ 66,125 $ 0
Marshall, Iowa 16 $ 1,448,000 $ 90,500 $ 130,000
Scott, Iowa 16 $ 2,555,000 $ 159,687 $ 55,000
St. Tammany, Louisiana 16 $ 2,359,000 $ 147,437 $ 28,000
Eaton, Michigan 16 $ 1,760,000 $ 110,000 $ 35,000
Washington, Minnesota 16 $ 3,725,000 $ 232,812 $ 70,000
Scott, Missouri 16 $ 1,594,000 $ 99,625 $ 52,000
Durham, North Carolina 16 $ 2,266,000 $ 141,625 $ 59,000
New Hanover, North Carolina 16 $ 2,408,000 $ 150,500 $ 75,000
Erie, Ohio 16 $ 1,589,000 $ 99,312 $ 25,000
Warren, Ohio 16 $ 2,253,000 $ 140,812 $ 33,000
Comanche, Oklahoma 16 $ 937,000 $ 58,562 $ 12,000
Multnomah, Oregon 16 $ 4,350,000 $ 271,875 $ 94,000
Pike, Pennsylvania 16 $ 2,781,000 $ 173,812 $ 79,000
Greenville, South Carolina 16 $ 2,345,000 $ 146,562 $ 60,000
Davison, South Dakota 16 $ 2,038,000 $ 127,375 $ 71,000
Brazoria, Texas 16 $ 2,031,000 $ 126,937 $ 34,000
Lubbock, Texas 16 $ 1,459,000 $ 91,187 $ 90,000
Merced, California 15 $ 2,595,000 $ 173,000 $ 61,000
San Luis Obispo, California 15 $ 3,805,000 $ 253,666 $ 67,000
Mesa, Colorado 15 $ 1,950,000 $ 130,000 $ 66,000
Escambia, Florida 15 $ 1,911,000 $ 127,400 $ 17,000
Boone, Iowa 15 $ 1,378,000 $ 91,866 $ 58,000
St. Louis, Minnesota 15 $ 2,052,000 $ 136,800 $ 111,000
Panola, Mississippi 15 $ 1,230,000 $ 82,000 $ 39,000
Greene, Missouri 15 $ 1,614,000 $ 107,600 $ 55,000
Gaston, North Carolina 15 $ 1,448,000 $ 96,533 $ 44,000
Rutherford, Tennessee 15 $ 1,462,000 $ 97,466 $ 7,000
Weber, Utah 15 $ 1,955,000 $ 130,333 $ 42,000
El Dorado, California 14 $ 4,143,000 $ 295,928 $ 135,000
La Plata, Colorado 14 $ 2,971,000 $ 212,214 $ 95,000
Bay, Florida 14 $ 2,541,000 $ 181,500 $ 89,000
Columbia, Georgia 14 $ 2,280,000 $ 162,857 $ 67,000
Jackson, Georgia 14 $ 1,753,000 $ 125,214 $ 53,000
Delaware, Indiana 14 $ 959,000 $ 68,500 $ 18,000
Porter, Indiana 14 $ 1,283,000 $ 91,642 $ 18,000
Guthrie, Iowa 14 $ 2,167,000 $ 154,785 $ 107,000
Johnson, Iowa 14 $ 2,273,000 $ 162,357 $ 83,000
Caddo, Louisiana 14 $ 1,416,000 $ 101,142 $ 51,000
Jefferson, Louisiana 14 $ 1,922,000 $ 137,285 $ 36,000
Catawba, North Carolina 14 $ 2,854,000 $ 203,857 $ 84,000
Onslow, North Carolina 14 $ 1,304,000 $ 93,142 $ 73,000
Monroe, Pennsylvania 14 $ 1,988,000 $ 142,000 $ 62,000
Washington, Utah 14 $ 4,159,000 $ 297,071 $ 205,000
Racine, Wisconsin 14 $ 1,741,000 $ 124,357 $ 32,000
Mobile, Alabama 13 $ 1,097,000 $ 84,384 $ 36,000
Gila, Arizona 13 $ 2,523,000 $ 194,076 $ 78,000
Nevada, California 13 $ 3,623,000 $ 278,692 $ 100,000
Tulare, California 13 $ 1,971,000 $ 151,615 $ 38,000
Elbert, Colorado 13 $ 3,870,000 $ 297,692 $ 105,000
Alachua, Florida 13 $ 2,177,000 $ 167,461 $ 116,000
Okaloosa, Florida 13 $ 2,634,000 $ 202,615 $ 81,000
DeKalb, Illinois 13 $ 1,853,000 $ 142,538 $ 55,000
Madison, Illinois 13 $ 1,425,000 $ 109,615 $ 70,000
Cass, Michigan 13 $ 1,596,000 $ 122,769 $ 22,000
Ottawa, Michigan 13 $ 954,000 $ 73,384 $ 105,000
Gallatin, Montana 13 $ 3,798,000 $ 292,153 $ 111,000
Belknap, New Hampshire 13 $ 2,184,000 $ 168,000 $ 39,000
Forsyth, North Carolina 13 $ 1,542,000 $ 118,615 $ 9,000
Huron, Ohio 13 $ 1,138,000 $ 87,538 $ 16,000
Lake, Ohio 13 $ 1,560,000 $ 120,000 $ 48,000
Portage, Ohio 13 $ 1,530,000 $ 117,692 $ 37,000
Charleston, South Carolina 13 $ 3,230,000 $ 248,461 $ 164,000
Lexington, South Carolina 13 $ 1,523,000 $ 117,153 $ 86,000
Johnson, Texas 13 $ 1,341,000 $ 103,153 $ 17,000
Nueces, Texas 13 $ 3,115,000 $ 239,615 $ 19,000
Chesapeake, Virginia 13 $ 2,806,000 $ 215,846 $ 70,000
Norfolk, Virginia 13 $ 1,045,000 $ 80,384 $ 49,000
Richmond City, Virginia 13 $ 1,878,000 $ 144,461 $ 125,000
Baldwin, Alabama 12 $ 1,777,000 $ 148,083 $ 76,000
Eagle, Colorado 12 $ 4,807,000 $ 400,583 $ 111,000
Windham, Connecticut 12 $ 1,985,000 $ 165,416 $ 81,000
Richmond, Georgia 12 $ 1,734,000 $ 144,500 $ 31,000
Monroe, Indiana 12 $ 771,000 $ 64,250 $ 14,000
Jasper, Iowa 12 $ 1,692,000 $ 141,000 $ 66,000
Caroline, Maryland 12 $ 1,989,000 $ 165,750 $ 102,000
Hampshire, Massachusetts 12 $ 2,207,000 $ 183,916 $ 71,000
Boone, Missouri 12 $ 2,110,000 $ 175,833 $ 98,000
Cumberland, New Jersey 12 $ 1,443,000 $ 120,250 $ 79,000
Alamance, North Carolina 12 $ 1,213,000 $ 101,083 $ 33,000
Rowan, North Carolina 12 $ 1,301,000 $ 108,416 $ 101,000
Lorain, Ohio 12 $ 1,470,000 $ 122,500 $ 36,000
Washington, Pennsylvania 12 $ 2,964,000 $ 247,000 $ 107,000
Blount, Tennessee 12 $ 1,778,000 $ 148,166 $ 83,000
El Paso, Texas 12 $ 564,000 $ 47,000 $ 6,000
Hood, Texas 12 $ 1,506,000 $ 125,500 $ 79,000
Summit, Utah 12 $ 5,739,000 $ 478,250 $ 339,000
Kenosha, Wisconsin 12 $ 1,764,000 $ 147,000 $ 66,000
Benton, Arkansas 11 $ 1,795,000 $ 163,181 $ 71,000
Marin, California 11 $ 3,309,000 $ 300,818 $ 95,000
Santa Barbara, California 11 $ 1,851,000 $ 168,272 $ 44,000
Moffat, Colorado 11 $ 1,309,000 $ 119,000 $ 66,000
Vigo, Indiana 11 $ 1,218,000 $ 110,727 $ 35,000
Wayne, Indiana 11 $ 673,000 $ 61,181 $ 7,000
Gratiot, Michigan 11 $ 968,000 $ 88,000 $ 6,000
St. Joseph, Michigan 11 $ 829,000 $ 75,363 $ 1,000
Sherburne, Minnesota 11 $ 2,106,000 $ 191,454 $ 88,000
DeSoto, Mississippi 11 $ 1,114,000 $ 101,272 $ 15,000
Niagara, New York 11 $ 829,000 $ 75,363 $ 20,000
Columbiana, Ohio 11 $ 766,000 $ 69,636 $ 0
Greene, Ohio 11 $ 1,269,000 $ 115,363 $ 24,000
Medina, Ohio 11 $ 1,670,000 $ 151,818 $ 30,000
Pickaway, Ohio 11 $ 1,446,000 $ 131,454 $ 11,000
Newport, Rhode Island 11 $ 2,973,000 $ 270,272 $ 129,000
Turner, South Dakota 11 $ 1,139,000 $ 103,545 $ 54,000
Hamilton, Tennessee 11 $ 1,532,000 $ 139,272 $ 77,000
Williamson, Tennessee 11 $ 3,019,000 $ 274,454 $ 150,000
Roanoke, Virginia 11 $ 1,338,000 $ 121,636 $ 62,000
Sonoma, California 10 $ 2,169,000 $ 216,900 $ 70,000
Custer, Colorado 10 $ 1,677,000 $ 167,700 $ 152,000
Garfield, Colorado 10 $ 1,856,000 $ 185,600 $ 88,000
Morgan, Colorado 10 $ 1,166,000 $ 116,600 $ 46,000
Litchfield, Connecticut 10 $ 2,331,000 $ 233,100 $ 145,000
Martin, Florida 10 $ 4,184,000 $ 418,400 $ 175,000
St. Lucie, Florida 10 $ 3,128,000 $ 312,800 $ 46,000
Clarke, Georgia 10 $ 1,478,000 $ 147,800 $ 102,000
Rockdale, Georgia 10 $ 1,988,000 $ 198,800 $ 74,000
Hancock, Indiana 10 $ 1,115,000 $ 111,500 $ 6,000
Warrick, Indiana 10 $ 743,000 $ 74,300 $ 14,000
Black Hawk, Iowa 10 $ 941,000 $ 94,100 $ 70,000
Daviess, Kentucky 10 $ 927,000 $ 92,700 $ 56,000
Fayette, Kentucky 10 $ 1,346,000 $ 134,600 $ 34,000
Henderson, Kentucky 10 $ 820,000 $ 82,000 $ 27,000
Queen Anne's, Maryland 10 $ 2,416,000 $ 241,600 $ 139,000
Branch, Michigan 10 $ 749,000 $ 74,900 $ 5,000
Livingston, Michigan 10 $ 2,238,000 $ 223,800 $ 123,000
Montcalm, Michigan 10 $ 467,000 $ 46,700 $ 0
Scott, Minnesota 10 $ 1,831,000 $ 183,100 $ 70,000
Harrison, Mississippi 10 $ 811,000 $ 81,100 $ 15,000
Ravalli, Montana 10 $ 1,909,000 $ 190,900 $ 74,000
Albany, New York 10 $ 1,373,000 $ 137,300 $ 49,000
Broome, New York 10 $ 728,000 $ 72,800 $ 141,000
Putnam, New York 10 $ 1,952,000 $ 195,200 $ 76,000
Clark, Ohio 10 $ 1,863,000 $ 186,300 $ 10,000
Miami, Ohio 10 $ 932,000 $ 93,200 $ 30,000
Tuscarawas, Ohio 10 $ 785,000 $ 78,500 $ 6,000
Wood, Ohio 10 $ 1,348,000 $ 134,800 $ 91,000
Adams, Pennsylvania 10 $ 1,756,000 $ 175,600 $ 90,000
Lehigh, Pennsylvania 10 $ 2,466,000 $ 246,600 $ 90,000
Westmoreland, Pennsylvania 10 $ 1,610,000 $ 161,000 $ 55,000
Richland, South Carolina 10 $ 1,188,000 $ 118,800 $ 19,000
Yankton, South Dakota 10 $ 824,000 $ 82,400 $ 108,000
Bastrop, Texas 10 $ 1,087,000 $ 108,700 $ 101,000
Gregg, Texas 10 $ 1,010,000 $ 101,000 $ 78,000
Kaufman, Texas 10 $ 1,208,000 $ 120,800 $ 60,000
Franklin, Virginia 10 $ 1,972,000 $ 197,200 $ 93,000
Delta, Colorado 9 $ 1,551,000 $ 172,333 $ 52,000
Logan, Colorado 9 $ 841,000 $ 93,444 $ 52,000
Leon, Florida 9 $ 937,000 $ 104,111 $ 97,000
Santa Rosa, Florida 9 $ 771,000 $ 85,666 $ 7,000
Camden, Georgia 9 $ 1,331,000 $ 147,888 $ 78,000
Habersham, Georgia 9 $ 697,000 $ 77,444 $ 76,000
Des Moines, Iowa 9 $ 1,078,000 $ 119,777 $ 66,000
Penobscot, Maine 9 $ 830,000 $ 92,222 $ 33,000
Allegan, Michigan 9 $ 1,207,000 $ 134,111 $ 21,000
Barry, Michigan 9 $ 765,000 $ 85,000 $ 26,000
Gladwin, Michigan 9 $ 435,000 $ 48,333 $ 0
St. Clair, Michigan 9 $ 1,017,000 $ 113,000 $ 6,000
Crow Wing, Minnesota 9 $ 1,063,000 $ 118,111 $ 82,000
Olmsted, Minnesota 9 $ 2,582,000 $ 286,888 $ 57,000
Wright, Minnesota 9 $ 1,906,000 $ 211,777 $ 71,000
Hinds, Mississippi 9 $ 541,000 $ 60,111 $ 8,000
Jackson, Mississippi 9 $ 404,000 $ 44,888 $ 14,000
Hunterdon, New Jersey 9 $ 1,940,000 $ 215,555 $ 47,000
Warren, New Jersey 9 $ 1,831,000 $ 203,444 $ 90,000
Ulster, New York 9 $ 1,806,000 $ 200,666 $ 116,000
Lincoln, North Carolina 9 $ 1,626,000 $ 180,666 $ 78,000
Pamlico, North Carolina 9 $ 1,950,000 $ 216,666 $ 71,000
Canadian, Oklahoma 9 $ 1,024,000 $ 113,777 $ 22,000
Clackamas, Oregon 9 $ 2,093,000 $ 232,555 $ 47,000
Cumberland, Pennsylvania 9 $ 883,000 $ 98,111 $ 88,000
Luzerne, Pennsylvania 9 $ 880,000 $ 97,777 $ 30,000
Anderson, South Carolina 9 $ 968,000 $ 107,555 $ 23,000
Hays, Texas 9 $ 1,070,000 $ 118,888 $ 52,000
Wise, Texas 9 $ 1,640,000 $ 182,222 $ 130,000
Fauquier, Virginia 9 $ 2,729,000 $ 303,222 $ 103,000
York, Virginia 9 $ 1,670,000 $ 185,555 $ 108,000
Kitsap, Washington 9 $ 1,753,000 $ 194,777 $ 68,000
Faulkner, Arkansas 8 $ 599,000 $ 74,875 $ 24,000
Butte, California 8 $ 1,693,000 $ 211,625 $ 67,000
Yuba, California 8 $ 1,588,000 $ 198,500 $ 78,000
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Mortgage Loan Application Detail Totals for Everbank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,452 $2,509,415,000 $162,000 $8,004,000 $69,000 $4,081,000
Refinancing 12,442 $2,747,473,000 $220,000 $3,850,000 $84,000 $8,640,000
Home Improvement 383 $80,220,000 $209,000 $768,000 $78,000 $525,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,039 $3,484,152,000 $217,000 $3,850,000 $101,000 $8,640,000
Not applicable 6,379 $565,242,000 $88,000 $8,004,000 $0 $0
Not Provided 2,089 $462,571,000 $221,000 $1,500,000 $100,000 $4,081,000
Hispanic 1,582 $336,582,000 $212,000 $999,000 $81,000 $707,000
Black or African American 1,178 $219,239,000 $186,000 $1,000,000 $72,000 $698,000
Asian 892 $245,800,000 $275,000 $2,400,000 $111,000 $785,000
American Indian or Alaskan Native 60 $10,801,000 $180,000 $965,000 $67,000 $308,000
Native Hawaiian or Other Pacific Islander 58 $12,721,000 $219,000 $511,000 $77,000 $205,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,774 $4,757,828,000 $218,000 $8,004,000 $97,000 $8,640,000
FHA-insured (Federal Housing Administration) 6,165 $553,049,000 $89,000 $432,000 $4,000 $358,000
VA-guaranteed (Veterans Administration) 292 $22,857,000 $78,000 $248,000 $0 $69,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $3,374,000 $73,000 $141,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,773 $3,098,561,000 $224,000 $8,004,000 $102,000 $8,640,000
Loan Purchased By The Institution 10,411 $1,287,152,000 $123,000 $1,512,000 $32,000 $1,315,000
Application Denied By Financial Institution 1,665 $363,671,000 $218,000 $4,800,000 $89,000 $899,000
Application Approved But Not Accepted 1,628 $394,230,000 $242,000 $2,500,000 $105,000 $1,789,000
Application Withdrawn By Applicant 580 $138,277,000 $238,000 $3,888,000 $103,000 $1,480,000
File Closed For Incompleteness 220 $55,217,000 $250,000 $1,300,000 $130,000 $4,081,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 440 $101,146,000 $229,000 $4,800,000 $99,000 $899,000
Other 418 $97,814,000 $234,000 $2,400,000 $105,000 $784,000
Credit History 407 $81,883,000 $201,000 $975,000 $74,000 $420,000
Debt-To-Income Ratio 277 $57,631,000 $208,000 $1,000,000 $68,000 $440,000
Employment History 42 $6,772,000 $161,000 $800,000 $83,000 $336,000
Insufficient Cash (Downpayment, Closing Cost) 39 $7,148,000 $183,000 $450,000 $96,000 $338,000
Unverifiable Information 32 $8,872,000 $277,000 $863,000 $127,000 $347,000
Credit Application Incomplete 10 $2,405,000 $240,000 $605,000 $83,000 $170,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everbank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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