Everbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Everbank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Everbank 8100 Nations Way Jacksonville, FL 32256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 43,191 |
| Total Mortgage Loan Application Amount | $9,630,368,000 |
| Average Mortgage Loan Application Amount | $192,666 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $7,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Everbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Everbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Everbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everbank's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-JOLIET-NAPERVILLE, IL | 2,189 | $ 503,628,000 | $ 230,000 | $ 96,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,971 | $ 585,934,000 | $ 297,000 | $ 114,000 |
| DALLAS-PLANO-IRVING, TX | 1,587 | $ 354,242,000 | $ 223,000 | $ 125,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,534 | $ 318,109,000 | $ 207,000 | $ 111,000 |
| DENVER-AURORA-BROOMFIELD, CO | 1,420 | $ 326,207,000 | $ 229,000 | $ 84,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,150 | $ 178,990,000 | $ 155,000 | $ 21,000 |
| PHILADELPHIA, PA | 1,054 | $ 252,028,000 | $ 239,000 | $ 97,000 |
| JACKSONVILLE, FL | 1,050 | $ 162,980,000 | $ 155,000 | $ 74,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,038 | $ 312,936,000 | $ 273,750 | $ 94,750 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 853 | $ 272,401,000 | $ 318,500 | $ 115,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 692 | $ 244,195,000 | $ 352,000 | $ 127,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 657 | $ 162,117,000 | $ 246,000 | $ 95,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 619 | $ 140,537,000 | $ 227,000 | $ 109,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 577 | $ 192,569,000 | $ 333,000 | $ 83,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 558 | $ 248,327,000 | $ 445,000 | $ 147,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 520 | $ 165,113,000 | $ 317,000 | $ 124,000 |
| HARRISBURG-CARLISLE, PA | 516 | $ 94,560,000 | $ 183,000 | $ 87,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 509 | $ 103,809,000 | $ 192,000 | $ 63,000 |
| BALTIMORE-TOWSON, MD | 500 | $ 132,781,000 | $ 265,000 | $ 98,000 |
| HONOLULU, HI | 494 | $ 192,510,000 | $ 389,000 | $ 116,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 428 | $ 176,013,000 | $ 411,000 | $ 130,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 412 | $ 69,441,000 | $ 168,000 | $ 68,000 |
| FORT WORTH-ARLINGTON, TX | 373 | $ 76,334,000 | $ 204,000 | $ 108,000 |
| EDISON-NEW BRUNSWICK, NJ | 370 | $ 108,315,000 | $ 292,000 | $ 114,000 |
| PHOENIX-MESA-GLENDALE, AZ | 357 | $ 68,881,000 | $ 192,000 | $ 66,000 |
| NASSAU-SUFFOLK, NY | 347 | $ 109,407,000 | $ 315,000 | $ 101,000 |
| NEWARK-UNION, NJ-PA | 339 | $ 101,907,000 | $ 266,000 | $ 114,500 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 309 | $ 108,100,000 | $ 349,000 | $ 96,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 300 | $ 66,817,000 | $ 219,500 | $ 65,000 |
| ST. LOUIS, MO-IL | 296 | $ 48,555,000 | $ 148,500 | $ 49,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 292 | $ 70,505,000 | $ 199,000 | $ 88,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 256 | $ 47,751,000 | $ 191,500 | $ 70,000 |
| PITTSBURGH, PA | 254 | $ 40,994,000 | $ 161,000 | $ 81,000 |
| ALBUQUERQUE, NM | 253 | $ 47,656,000 | $ 188,000 | $ 74,000 |
| BOULDER, CO | 251 | $ 66,358,000 | $ 264,000 | $ 113,000 |
| BOSTON-QUINCY, MA | 247 | $ 74,888,000 | $ 303,000 | $ 121,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 240 | $ 72,214,000 | $ 300,000 | $ 114,000 |
| INDIANAPOLIS-CARMEL, IN | 239 | $ 36,885,000 | $ 154,000 | $ 46,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 237 | $ 45,212,000 | $ 198,500 | $ 51,500 |
| BIRMINGHAM-HOOVER, AL | 224 | $ 28,309,000 | $ 126,000 | $ 13,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 223 | $ 71,292,000 | $ 319,000 | $ 92,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 221 | $ 37,983,000 | $ 171,000 | $ 66,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 216 | $ 46,572,000 | $ 215,000 | $ 70,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 215 | $ 76,419,000 | $ 355,000 | $ 132,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 212 | $ 33,386,000 | $ 157,000 | $ 21,000 |
| TACOMA, WA | 206 | $ 50,914,000 | $ 247,000 | $ 100,000 |
| BATON ROUGE, LA | 202 | $ 36,583,000 | $ 181,000 | $ 89,000 |
| RICHMOND, VA | 201 | $ 41,136,000 | $ 204,000 | $ 76,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 200 | $ 36,293,000 | $ 181,000 | $ 76,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 196 | $ 35,206,000 | $ 179,000 | $ 52,000 |
| SALT LAKE CITY, UT | 195 | $ 44,120,000 | $ 226,000 | $ 85,000 |
| MEMPHIS, TN-MS-AR | 188 | $ 21,512,000 | $ 84,000 | $ 10,333 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 179 | $ 35,115,000 | $ 227,000 | $ 130,500 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 172 | $ 29,677,000 | $ 166,000 | $ 58,500 |
| FORT COLLINS-LOVELAND, CO | 171 | $ 37,050,000 | $ 216,000 | $ 83,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 166 | $ 32,734,000 | $ 197,000 | $ 85,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 165 | $ 31,501,000 | $ 190,000 | $ 69,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 164 | $ 18,488,000 | $ 112,000 | $ 27,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 163 | $ 24,311,000 | $ 147,333 | $ 62,000 |
| KANSAS CITY, MO-KS | 162 | $ 26,002,000 | $ 159,000 | $ 52,000 |
| OKLAHOMA CITY, OK | 162 | $ 25,966,000 | $ 160,000 | $ 76,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 159 | $ 36,329,000 | $ 230,000 | $ 94,000 |
| COLUMBUS, OH | 157 | $ 26,203,000 | $ 166,000 | $ 45,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 153 | $ 35,948,000 | $ 234,000 | $ 84,000 |
| MONTGOMERY, AL | 145 | $ 15,341,000 | $ 105,000 | $ 11,000 |
| LAS VEGAS-PARADISE, NV | 144 | $ 27,150,000 | $ 188,000 | $ 69,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 143 | $ 22,114,000 | $ 154,000 | $ 58,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 140 | $ 28,678,000 | $ 204,000 | $ 69,000 |
| CAMDEN, NJ | 134 | $ 27,940,000 | $ 208,000 | $ 87,000 |
| YORK-HANOVER, PA | 133 | $ 23,653,000 | $ 177,000 | $ 78,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 129 | $ 31,252,000 | $ 242,000 | $ 86,000 |
| KNOXVILLE, TN | 129 | $ 28,441,000 | $ 220,000 | $ 109,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 129 | $ 24,572,000 | $ 190,000 | $ 52,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 128 | $ 18,328,000 | $ 139,500 | $ 60,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 122 | $ 13,019,000 | $ 106,000 | $ 11,000 |
| RALEIGH-CARY, NC | 118 | $ 22,380,000 | $ 189,000 | $ 50,000 |
| GARY, IN | 113 | $ 17,587,000 | $ 155,000 | $ 44,000 |
| PEABODY, MA | 109 | $ 29,851,000 | $ 273,000 | $ 91,000 |
| GREELEY, CO | 107 | $ 20,623,000 | $ 192,000 | $ 74,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 106 | $ 17,082,000 | $ 161,000 | $ 13,000 |
| WORCESTER, MA | 104 | $ 21,727,000 | $ 208,000 | $ 55,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 103 | $ 23,439,000 | $ 227,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 100 | $ 30,940,000 | $ 309,000 | $ 101,000 |
| JACKSON, MS | 99 | $ 9,080,000 | $ 91,000 | $ 15,000 |
| COLORADO SPRINGS, CO | 97 | $ 19,683,000 | $ 202,000 | $ 69,000 |
| TUCSON, AZ | 91 | $ 15,971,000 | $ 175,000 | $ 53,000 |
| WILMINGTON, DE-MD-NJ | 88 | $ 18,380,000 | $ 192,333 | $ 78,333 |
| OLYMPIA, WA | 87 | $ 20,698,000 | $ 237,000 | $ 101,000 |
| LANCASTER, PA | 86 | $ 15,900,000 | $ 184,000 | $ 81,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 86 | $ 19,863,000 | $ 230,000 | $ 69,000 |
| NEW HAVEN-MILFORD, CT | 84 | $ 18,900,000 | $ 225,000 | $ 63,000 |
| MANCHESTER-NASHUA, NH | 83 | $ 16,268,000 | $ 196,000 | $ 58,000 |
| CAPE CORAL-FORT MYERS, FL | 80 | $ 15,607,000 | $ 195,000 | $ 70,000 |
| PROVO-OREM, UT | 78 | $ 16,285,000 | $ 208,000 | $ 75,000 |
| AKRON, OH | 77 | $ 12,520,000 | $ 162,000 | $ 64,000 |
| BELLINGHAM, WA | 74 | $ 17,528,000 | $ 236,000 | $ 79,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 74 | $ 8,282,000 | $ 111,000 | $ 17,000 |
| READING, PA | 74 | $ 12,948,000 | $ 174,000 | $ 81,000 |
| HUNTSVILLE, AL | 72 | $ 7,943,000 | $ 110,000 | $ 12,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 70 | $ 12,940,000 | $ 194,500 | $ 77,000 |
| SANTA ROSA-PETALUMA, CA | 70 | $ 20,577,000 | $ 293,000 | $ 97,000 |
| DAYTON, OH | 69 | $ 8,517,000 | $ 123,000 | $ 32,000 |
| MCALLEN-EDINBURG-MISSION, TX | 66 | $ 7,435,000 | $ 112,000 | $ 18,000 |
| TULSA, OK | 65 | $ 9,413,000 | $ 144,000 | $ 63,000 |
| BOISE CITY-NAMPA, ID | 64 | $ 9,894,000 | $ 154,000 | $ 69,000 |
| DES MOINES-WEST DES MOINES, IA | 64 | $ 11,667,000 | $ 182,000 | $ 63,000 |
| SAVANNAH, GA | 64 | $ 10,639,000 | $ 166,000 | $ 19,000 |
| EVANSVILLE, IN-KY | 63 | $ 7,860,000 | $ 112,000 | $ 22,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 63 | $ 14,078,000 | $ 223,000 | $ 94,000 |
| CHATTANOOGA, TN-GA | 62 | $ 6,069,000 | $ 95,000 | $ 31,500 |
| MADISON, WI | 62 | $ 12,551,000 | $ 202,000 | $ 87,000 |
| MOBILE, AL | 62 | $ 5,322,000 | $ 85,000 | $ 5,000 |
| SPRINGFIELD, MA | 60 | $ 10,099,000 | $ 168,000 | $ 34,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 57 | $ 14,310,000 | $ 251,000 | $ 110,000 |
| FLINT, MI | 56 | $ 8,340,000 | $ 148,000 | $ 84,000 |
| GREENSBORO-HIGH POINT, NC | 56 | $ 8,176,000 | $ 146,000 | $ 19,000 |
| SCRANTON--WILKES-BARRE, PA | 56 | $ 7,979,000 | $ 142,000 | $ 57,000 |
| STOCKTON, CA | 56 | $ 11,409,000 | $ 203,000 | $ 64,000 |
| COLUMBUS, GA-AL | 55 | $ 4,848,000 | $ 87,500 | $ 4,000 |
| CANTON-MASSILLON, OH | 53 | $ 6,925,000 | $ 130,000 | $ 51,000 |
| BREMERTON-SILVERDALE, WA | 52 | $ 12,050,000 | $ 231,000 | $ 87,000 |
| TYLER, TX | 52 | $ 9,466,000 | $ 182,000 | $ 94,000 |
| DURHAM-CHAPEL HILL, NC | 51 | $ 9,644,000 | $ 189,000 | $ 44,000 |
| GREEN BAY, WI | 51 | $ 8,358,000 | $ 163,000 | $ 87,000 |
| SPOKANE, WA | 50 | $ 8,912,000 | $ 178,000 | $ 77,000 |
| BILLINGS, MT | 49 | $ 9,516,000 | $ 194,000 | $ 73,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 49 | $ 11,887,000 | $ 242,000 | $ 37,000 |
| COLUMBIA, SC | 48 | $ 8,246,000 | $ 171,000 | $ 19,000 |
| ALBANY-SCHENECTADY-TROY, NY | 47 | $ 9,564,000 | $ 203,000 | $ 96,000 |
| WENATCHEE-EAST WENATCHEE, WA | 47 | $ 10,144,000 | $ 215,000 | $ 85,000 |
| SANTA FE, NM | 46 | $ 9,903,000 | $ 215,000 | $ 71,000 |
| TRENTON-EWING, NJ | 44 | $ 12,554,000 | $ 285,000 | $ 84,000 |
| CORPUS CHRISTI, TX | 43 | $ 6,281,000 | $ 146,000 | $ 76,000 |
| RENO-SPARKS, NV | 43 | $ 10,424,000 | $ 242,000 | $ 52,000 |
| SANTA CRUZ-WATSONVILLE, CA | 43 | $ 16,996,000 | $ 395,000 | $ 140,000 |
| SPRINGFIELD, MO | 43 | $ 4,747,000 | $ 110,000 | $ 9,000 |
| BUFFALO-NIAGARA FALLS, NY | 42 | $ 6,064,000 | $ 144,000 | $ 70,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 42 | $ 7,486,000 | $ 114,000 | $ 37,000 |
| LEXINGTON-FAYETTE, KY | 42 | $ 7,270,000 | $ 173,000 | $ 48,000 |
| ANN ARBOR, MI | 41 | $ 7,211,000 | $ 175,000 | $ 57,000 |
| BARNSTABLE TOWN, MA | 41 | $ 13,510,000 | $ 329,000 | $ 154,000 |
| CHARLOTTESVILLE, VA | 41 | $ 10,915,000 | $ 266,000 | $ 67,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 41 | $ 6,840,000 | $ 166,000 | $ 45,000 |
| GRAND RAPIDS-WYOMING, MI | 40 | $ 5,486,000 | $ 137,000 | $ 34,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 40 | $ 4,400,000 | $ 100,000 | $ 21,000 |
| FORT SMITH, AR-OK | 39 | $ 3,798,000 | $ 88,500 | $ 2,000 |
| FRESNO, CA | 39 | $ 6,348,000 | $ 162,000 | $ 49,000 |
| WICHITA, KS | 39 | $ 5,070,000 | $ 130,000 | $ 45,000 |
| COLUMBIA, MO | 38 | $ 5,779,000 | $ 152,000 | $ 81,000 |
| HINESVILLE-FORT STEWART, GA | 38 | $ 4,180,000 | $ 110,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 38 | $ 9,871,000 | $ 259,000 | $ 66,000 |
| VALLEJO-FAIRFIELD, CA | 38 | $ 8,336,000 | $ 219,000 | $ 79,000 |
| DECATUR, AL | 37 | $ 3,597,000 | $ 97,000 | $ 7,000 |
| FAYETTEVILLE, NC | 37 | $ 3,432,000 | $ 92,000 | $ 1,000 |
| COLLEGE STATION-BRYAN, TX | 36 | $ 6,435,000 | $ 178,000 | $ 115,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 36 | $ 6,915,000 | $ 184,000 | $ 75,500 |
| KENNEWICK-PASCO-RICHLAND, WA | 36 | $ 6,429,000 | $ 178,000 | $ 82,000 |
| ROCKFORD, IL | 36 | $ 3,788,000 | $ 105,000 | $ 32,000 |
| NAPLES-MARCO ISLAND, FL | 35 | $ 8,918,000 | $ 254,000 | $ 111,000 |
| CHICO, CA | 34 | $ 6,942,000 | $ 204,000 | $ 56,000 |
| SHREVEPORT-BOSSIER CITY, LA | 34 | $ 4,431,000 | $ 130,000 | $ 59,000 |
| MODESTO, CA | 33 | $ 5,819,000 | $ 176,000 | $ 60,000 |
| PORT ST. LUCIE, FL | 33 | $ 4,930,000 | $ 149,000 | $ 44,000 |
| ROCHESTER, NY | 32 | $ 4,891,000 | $ 152,000 | $ 65,000 |
| TOLEDO, OH | 32 | $ 4,106,000 | $ 128,000 | $ 35,000 |
| FORT WAYNE, IN | 31 | $ 3,198,000 | $ 103,000 | $ 19,000 |
| GULFPORT-BILOXI, MS | 31 | $ 2,790,000 | $ 90,000 | $ 17,000 |
| BANGOR, ME | 30 | $ 4,214,000 | $ 140,000 | $ 6,000 |
| WILMINGTON, NC | 30 | $ 5,929,000 | $ 197,000 | $ 54,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 29 | $ 5,452,000 | $ 188,000 | $ 97,000 |
| SALEM, OR | 29 | $ 5,572,000 | $ 192,000 | $ 73,000 |
| ASHEVILLE, NC | 28 | $ 7,035,000 | $ 251,000 | $ 55,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 28 | $ 4,189,000 | $ 149,000 | $ 55,000 |
| LEBANON, PA | 28 | $ 4,578,000 | $ 163,000 | $ 86,000 |
| ROME, GA | 28 | $ 4,113,000 | $ 146,000 | $ 10,000 |
| CHEYENNE, WY | 27 | $ 4,382,000 | $ 162,000 | $ 74,000 |
| EL PASO, TX | 27 | $ 3,303,000 | $ 122,000 | $ 69,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 27 | $ 4,552,000 | $ 168,000 | $ 35,000 |
| LANSING-EAST LANSING, MI | 27 | $ 3,767,000 | $ 139,000 | $ 69,000 |
| MACON, GA | 27 | $ 2,029,000 | $ 75,000 | $ 2,000 |
| EUGENE-SPRINGFIELD, OR | 26 | $ 5,135,000 | $ 197,000 | $ 118,000 |
| SALINAS, CA | 26 | $ 7,569,000 | $ 291,000 | $ 95,000 |
| BROWNSVILLE-HARLINGEN, TX | 25 | $ 1,619,000 | $ 64,000 | $ 15,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 25 | $ 3,823,000 | $ 152,000 | $ 45,000 |
| PASCAGOULA, MS | 25 | $ 1,958,000 | $ 78,000 | $ 4,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 25 | $ 2,347,000 | $ 112,500 | $ 36,500 |
| BAKERSFIELD-DELANO, CA | 24 | $ 3,211,000 | $ 133,000 | $ 32,000 |
| CLARKSVILLE, TN-KY | 24 | $ 2,680,000 | $ 112,500 | $ 19,500 |
| ELKHART-GOSHEN, IN | 24 | $ 2,637,000 | $ 109,000 | $ 15,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 24 | $ 3,326,000 | $ 138,000 | $ 20,000 |
| HOT SPRINGS, AR | 24 | $ 3,197,000 | $ 133,000 | $ 32,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 24 | $ 7,449,000 | $ 310,000 | $ 26,000 |
| ST. CLOUD, MN | 24 | $ 3,829,000 | $ 159,000 | $ 65,000 |
| BEAUMONT-PORT ARTHUR, TX | 23 | $ 2,378,000 | $ 103,000 | $ 34,000 |
| DALTON, GA | 23 | $ 2,185,000 | $ 95,000 | $ 0 |
| GAINESVILLE, GA | 23 | $ 3,962,000 | $ 172,000 | $ 37,000 |
| MOUNT VERNON-ANACORTES, WA | 23 | $ 5,365,000 | $ 233,000 | $ 87,000 |
| HICKORY-LENOIR-MORGANTON, NC | 22 | $ 3,703,000 | $ 168,000 | $ 39,000 |
| LYNCHBURG, VA | 22 | $ 3,861,000 | $ 175,000 | $ 39,000 |
| TUSCALOOSA, AL | 22 | $ 3,105,000 | $ 141,000 | $ 12,000 |
| FLORENCE-MUSCLE SHOALS, AL | 21 | $ 1,932,000 | $ 92,000 | $ 30,000 |
| ROCHESTER, MN | 21 | $ 3,064,000 | $ 145,000 | $ 81,000 |
| LAKELAND-WINTER HAVEN, FL | 20 | $ 3,083,000 | $ 154,000 | $ 64,000 |
| MUNCIE, IN | 20 | $ 2,209,000 | $ 110,000 | $ 25,000 |
| OCEAN CITY, NJ | 20 | $ 6,168,000 | $ 308,000 | $ 285,000 |
| WINSTON-SALEM, NC | 20 | $ 3,281,000 | $ 164,000 | $ 37,000 |
| BEND, OR | 19 | $ 4,262,000 | $ 224,000 | $ 100,000 |
| GAINESVILLE, FL | 19 | $ 2,334,000 | $ 122,000 | $ 36,000 |
| ROANOKE, VA | 19 | $ 3,102,000 | $ 163,000 | $ 56,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 19 | $ 7,110,000 | $ 374,000 | $ 86,000 |
| ATHENS-CLARKE COUNTY, GA | 18 | $ 2,214,000 | $ 123,000 | $ 40,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 18 | $ 2,149,000 | $ 115,500 | $ 19,000 |
| HOLLAND-GRAND HAVEN, MI | 18 | $ 3,730,000 | $ 207,000 | $ 71,000 |
| KALAMAZOO-PORTAGE, MI | 18 | $ 2,657,000 | $ 147,000 | $ 75,000 |
| LAFAYETTE, LA | 18 | $ 3,740,000 | $ 207,000 | $ 60,000 |
| MONROE, LA | 18 | $ 1,752,000 | $ 97,000 | $ 20,000 |
| SYRACUSE, NY | 18 | $ 2,916,000 | $ 162,000 | $ 55,000 |
| TEXARKANA, TX-TEXARKANA, AR | 18 | $ 1,467,000 | $ 81,000 | $ 25,500 |
| WACO, TX | 18 | $ 2,336,000 | $ 129,000 | $ 62,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 17 | $ 3,679,000 | $ 216,000 | $ 162,000 |
| AUBURN-OPELIKA, AL | 17 | $ 2,470,000 | $ 145,000 | $ 22,000 |
| CEDAR RAPIDS, IA | 17 | $ 3,162,000 | $ 186,000 | $ 62,000 |
| DOTHAN, AL | 17 | $ 1,453,000 | $ 85,000 | $ 6,000 |
| NAPA, CA | 17 | $ 5,929,000 | $ 348,000 | $ 169,000 |
| RACINE, WI | 17 | $ 2,854,000 | $ 167,000 | $ 63,000 |
| ALBANY, GA | 16 | $ 1,617,000 | $ 101,000 | $ 5,000 |
| ANNISTON-OXFORD, AL | 16 | $ 1,639,000 | $ 102,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 16 | $ 1,930,000 | $ 152,500 | $ 88,000 |
| LAS CRUCES, NM | 16 | $ 4,324,000 | $ 270,000 | $ 123,000 |
| PEORIA, IL | 16 | $ 2,498,000 | $ 156,000 | $ 78,000 |
| PINE BLUFF, AR | 16 | $ 629,000 | $ 39,000 | $ 4,000 |
| CHARLESTON, WV | 15 | $ 2,043,000 | $ 136,000 | $ 61,000 |
| COLUMBUS, IN | 15 | $ 1,497,000 | $ 99,000 | $ 17,000 |
| DULUTH, MN-WI | 15 | $ 2,313,000 | $ 154,000 | $ 16,000 |
| MEDFORD, OR | 15 | $ 3,904,000 | $ 260,000 | $ 40,000 |
| TERRE HAUTE, IN | 15 | $ 1,272,000 | $ 84,000 | $ 12,000 |
| VISALIA-PORTERVILLE, CA | 15 | $ 2,016,000 | $ 134,000 | $ 14,000 |
| WINCHESTER, VA-WV | 15 | $ 3,637,000 | $ 192,500 | $ 97,500 |
| YAKIMA, WA | 15 | $ 2,840,000 | $ 189,000 | $ 79,000 |
| BLOOMINGTON, IN | 14 | $ 2,223,000 | $ 158,000 | $ 84,000 |
| GRAND JUNCTION, CO | 14 | $ 2,455,000 | $ 175,000 | $ 51,000 |
| JONESBORO, AR | 14 | $ 1,186,000 | $ 84,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 14 | $ 2,546,000 | $ 181,000 | $ 44,000 |
| PRESCOTT, AZ | 14 | $ 2,449,000 | $ 174,000 | $ 26,000 |
| SPARTANBURG, SC | 14 | $ 2,506,000 | $ 179,000 | $ 35,000 |
| TALLAHASSEE, FL | 14 | $ 2,486,000 | $ 177,000 | $ 33,000 |
| ALEXANDRIA, LA | 13 | $ 2,157,000 | $ 165,000 | $ 83,000 |
| HANFORD-CORCORAN, CA | 13 | $ 2,658,000 | $ 204,000 | $ 80,000 |
| KINGSTON, NY | 13 | $ 2,474,000 | $ 190,000 | $ 58,000 |
| LAKE CHARLES, LA | 13 | $ 2,464,000 | $ 189,000 | $ 67,000 |
| LINCOLN, NE | 13 | $ 1,636,000 | $ 125,000 | $ 35,000 |
| LOGAN, UT-ID | 13 | $ 1,795,000 | $ 138,000 | $ 37,000 |
| LUBBOCK, TX | 13 | $ 1,835,000 | $ 141,000 | $ 90,000 |
| OCALA, FL | 13 | $ 1,231,000 | $ 94,000 | $ 18,000 |
| ST. GEORGE, UT | 13 | $ 3,276,000 | $ 252,000 | $ 68,000 |
| ANDERSON, IN | 12 | $ 1,024,000 | $ 85,000 | $ 37,000 |
| BATTLE CREEK, MI | 12 | $ 1,476,000 | $ 123,000 | $ 55,000 |
| BURLINGTON, NC | 12 | $ 1,851,000 | $ 154,000 | $ 34,000 |
| JACKSON, MI | 12 | $ 1,222,000 | $ 101,000 | $ 19,000 |
| KANKAKEE-BRADLEY, IL | 12 | $ 2,569,000 | $ 214,000 | $ 66,000 |
| REDDING, CA | 12 | $ 2,290,000 | $ 190,000 | $ 67,000 |
| SHERMAN-DENISON, TX | 12 | $ 1,465,000 | $ 122,000 | $ 72,000 |
| VALDOSTA, GA | 12 | $ 1,170,000 | $ 97,000 | $ 12,000 |
| YUBA CITY, CA | 12 | $ 1,924,000 | $ 160,000 | $ 43,000 |
| YUMA, AZ | 12 | $ 2,207,000 | $ 183,000 | $ 24,000 |
| APPLETON, WI | 11 | $ 1,620,000 | $ 147,000 | $ 63,000 |
| CLEVELAND, TN | 11 | $ 1,232,000 | $ 112,000 | $ 10,000 |
| CUMBERLAND, MD-WV | 11 | $ 1,468,000 | $ 134,500 | $ 64,500 |
| JACKSONVILLE, NC | 11 | $ 903,000 | $ 82,000 | $ 6,000 |
| MERCED, CA | 11 | $ 1,579,000 | $ 143,000 | $ 100,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 11 | $ 2,039,000 | $ 185,000 | $ 29,000 |
| PUEBLO, CO | 11 | $ 1,665,000 | $ 151,000 | $ 46,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 11 | $ 1,462,000 | $ 132,000 | $ 51,000 |
| WARNER ROBINS, GA | 11 | $ 985,000 | $ 89,000 | $ 13,000 |
| ANCHORAGE, AK | 10 | $ 2,156,000 | $ 215,000 | $ 158,000 |
| COEUR D'ALENE, ID | 10 | $ 1,870,000 | $ 187,000 | $ 38,000 |
| HATTIESBURG, MS | 10 | $ 758,000 | $ 75,000 | $ 7,000 |
| JANESVILLE, WI | 10 | $ 1,527,000 | $ 152,000 | $ 50,000 |
| LONGVIEW, TX | 10 | $ 1,987,000 | $ 198,000 | $ 136,000 |
| NILES-BENTON HARBOR, MI | 10 | $ 1,673,000 | $ 167,000 | $ 39,000 |
| TOPEKA, KS | 10 | $ 1,352,000 | $ 135,000 | $ 23,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 1,050,000 | $ 116,000 | $ 70,000 |
| DANVILLE, IL | 9 | $ 685,000 | $ 76,000 | $ 5,000 |
| IDAHO FALLS, ID | 9 | $ 1,278,000 | $ 142,000 | $ 59,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 1,218,000 | $ 152,000 | $ 56,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 1,108,000 | $ 138,000 | $ 33,000 |
| DECATUR, IL | 8 | $ 833,000 | $ 104,000 | $ 15,000 |
| DOVER, DE | 8 | $ 1,329,000 | $ 166,000 | $ 13,000 |
| JOHNSON CITY, TN | 8 | $ 1,472,000 | $ 184,000 | $ 63,000 |
| LAREDO, TX | 8 | $ 1,214,000 | $ 151,000 | $ 94,000 |
| LEWISTON-AUBURN, ME | 8 | $ 1,121,000 | $ 140,000 | $ 111,000 |
| MORRISTOWN, TN | 8 | $ 1,521,000 | $ 190,000 | $ 86,000 |
| VICTORIA, TX | 8 | $ 940,000 | $ 117,000 | $ 40,000 |
| AMES, IA | 7 | $ 1,126,000 | $ 160,000 | $ 6,000 |
| BINGHAMTON, NY | 7 | $ 969,000 | $ 138,000 | $ 78,000 |
| BLOOMINGTON-NORMAL, IL | 7 | $ 1,515,000 | $ 216,000 | $ 96,000 |
| EAU CLAIRE, WI | 7 | $ 1,095,000 | $ 156,000 | $ 41,000 |
| FARGO, ND-MN | 7 | $ 1,190,000 | $ 159,000 | $ 49,500 |
| FARMINGTON, NM | 7 | $ 1,325,000 | $ 189,000 | $ 61,000 |
| GREENVILLE, NC | 7 | $ 1,629,000 | $ 232,000 | $ 31,000 |
| KOKOMO, IN | 7 | $ 911,000 | $ 130,000 | $ 45,000 |
| LAFAYETTE, IN | 7 | $ 882,000 | $ 126,000 | $ 9,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 936,000 | $ 133,000 | $ 66,000 |
| LAWTON, OK | 7 | $ 383,000 | $ 54,000 | $ 16,000 |
| LIMA, OH | 7 | $ 693,000 | $ 99,000 | $ 0 |
| ROCKY MOUNT, NC | 7 | $ 1,034,000 | $ 147,000 | $ 17,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 7 | $ 542,000 | $ 77,000 | $ 7,000 |
| UTICA-ROME, NY | 7 | $ 1,000,000 | $ 142,000 | $ 57,000 |
| BRUNSWICK, GA | 6 | $ 3,523,000 | $ 587,000 | $ 301,000 |
| DANVILLE, VA | 6 | $ 457,000 | $ 76,000 | $ 33,000 |
| ELIZABETHTOWN, KY | 6 | $ 1,011,000 | $ 168,000 | $ 69,000 |
| ERIE, PA | 6 | $ 890,000 | $ 148,000 | $ 69,000 |
| FLORENCE, SC | 6 | $ 634,000 | $ 105,000 | $ 46,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 393,000 | $ 65,333 | $ 0 |
| JOHNSTOWN, PA | 6 | $ 592,000 | $ 98,000 | $ 12,000 |
| LEWISTON, ID-WA | 6 | $ 508,000 | $ 83,500 | $ 0 |
| LONGVIEW, WA | 6 | $ 1,519,000 | $ 253,000 | $ 101,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 1,318,000 | $ 219,000 | $ 110,000 |
| OWENSBORO, KY | 6 | $ 851,000 | $ 141,000 | $ 68,000 |
| PALM COAST, FL | 6 | $ 1,263,000 | $ 210,000 | $ 239,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 1,399,000 | $ 233,000 | $ 82,000 |
| CORVALLIS, OR | 5 | $ 885,000 | $ 177,000 | $ 36,000 |
| GLENS FALLS, NY | 5 | $ 566,000 | $ 113,000 | $ 57,000 |
| HARRISONBURG, VA | 5 | $ 1,025,000 | $ 205,000 | $ 91,000 |
| IOWA CITY, IA | 5 | $ 928,000 | $ 185,000 | $ 39,000 |
| JACKSON, TN | 5 | $ 326,000 | $ 65,000 | $ 0 |
| LA CROSSE, WI-MN | 5 | $ 841,000 | $ 176,000 | $ 31,500 |
| MIDLAND, TX | 5 | $ 766,000 | $ 153,000 | $ 77,000 |
| MONROE, MI | 5 | $ 694,000 | $ 138,000 | $ 18,000 |
| MUSKEGON-NORTON SHORES, MI | 5 | $ 646,000 | $ 129,000 | $ 0 |
| SPRINGFIELD, IL | 5 | $ 1,230,000 | $ 246,000 | $ 111,000 |
| STATE COLLEGE, PA | 5 | $ 1,125,000 | $ 225,000 | $ 150,000 |
| SUMTER, SC | 5 | $ 246,000 | $ 49,000 | $ 0 |
| ABILENE, TX | 4 | $ 187,000 | $ 46,000 | $ 0 |
| AMARILLO, TX | 4 | $ 293,000 | $ 73,000 | $ 72,000 |
| ANDERSON, SC | 4 | $ 562,000 | $ 140,000 | $ 102,000 |
| CASPER, WY | 4 | $ 635,000 | $ 158,000 | $ 36,000 |
| FLAGSTAFF, AZ | 4 | $ 507,000 | $ 126,000 | $ 107,000 |
| JEFFERSON CITY, MO | 4 | $ 450,000 | $ 112,000 | $ 18,000 |
| JOPLIN, MO | 4 | $ 436,000 | $ 109,000 | $ 26,000 |
| MANSFIELD, OH | 4 | $ 467,000 | $ 116,000 | $ 46,000 |
| PUNTA GORDA, FL | 4 | $ 605,000 | $ 151,000 | $ 48,000 |
| SALISBURY, MD | 4 | $ 1,153,000 | $ 288,000 | $ 204,000 |
| SAN ANGELO, TX | 4 | $ 653,000 | $ 163,000 | $ 102,000 |
| SIOUX FALLS, SD | 4 | $ 561,000 | $ 140,000 | $ 44,000 |
| WICHITA FALLS, TX | 4 | $ 504,000 | $ 126,000 | $ 48,000 |
| ALTOONA, PA | 3 | $ 380,000 | $ 126,000 | $ 42,000 |
| BOWLING GREEN, KY | 3 | $ 495,000 | $ 165,000 | $ 97,000 |
| FOND DU LAC, WI | 3 | $ 298,000 | $ 99,000 | $ 23,000 |
| GOLDSBORO, NC | 3 | $ 232,000 | $ 77,000 | $ 0 |
| MANHATTAN, KS | 3 | $ 228,000 | $ 76,000 | $ 30,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 498,000 | $ 166,000 | $ 25,000 |
| MISSOULA, MT | 3 | $ 587,000 | $ 195,000 | $ 109,000 |
| PITTSFIELD, MA | 3 | $ 458,000 | $ 152,000 | $ 70,000 |
| POCATELLO, ID | 3 | $ 413,000 | $ 137,000 | $ 0 |
| RAPID CITY, SD | 3 | $ 469,000 | $ 156,000 | $ 39,000 |
| SHEBOYGAN, WI | 3 | $ 320,000 | $ 106,000 | $ 10,000 |
| ST. JOSEPH, MO-KS | 3 | $ 250,000 | $ 80,000 | $ 37,500 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 294,000 | $ 98,000 | $ 21,000 |
| WAUSAU, WI | 3 | $ 491,000 | $ 163,000 | $ 65,000 |
| BAY CITY, MI | 2 | $ 512,000 | $ 256,000 | $ 252,000 |
| BISMARCK, ND | 2 | $ 170,000 | $ 85,000 | $ 0 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 2 | $ 252,000 | $ 126,000 | $ 52,000 |
| ELMIRA, NY | 2 | $ 214,000 | $ 107,000 | $ 14,000 |
| FAIRBANKS, AK | 2 | $ 401,000 | $ 200,000 | $ 89,000 |
| GREAT FALLS, MT | 2 | $ 170,000 | $ 85,000 | $ 0 |
| LAWRENCE, KS | 2 | $ 261,000 | $ 130,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 2 | $ 475,000 | $ 237,000 | $ 189,000 |
| ODESSA, TX | 2 | $ 293,000 | $ 146,000 | $ 314,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 2 | $ 98,000 | $ 49,000 | $ 61,500 |
| SANDUSKY, OH | 2 | $ 170,000 | $ 85,000 | $ 0 |
| SPRINGFIELD, OH | 2 | $ 175,000 | $ 87,000 | $ 25,000 |
| WILLIAMSPORT, PA | 2 | $ 328,000 | $ 164,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 104,000 | $ 104,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| GADSDEN, AL | 1 | $ 42,000 | $ 42,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 100,000 | $ 100,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 38,000 | $ 38,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 127,000 | $ 127,000 | $ 141,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 1 | $ 49,000 | $ 49,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 119,000 | $ 119,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Everbank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 31,350 | $7,498,566,000 | $239,000 | $2,800,000 | $89,000 | $3,000,000 |
| Home Purchase | 11,767 | $2,119,992,000 | $180,000 | $2,320,000 | $66,000 | $7,000,000 |
| Home Improvement | 74 | $11,810,000 | $159,000 | $570,000 | $69,000 | $1,104,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,127 | $5,752,703,000 | $238,000 | $2,320,000 | $101,000 | $3,000,000 |
| Not Provided | 6,907 | $1,565,320,000 | $226,000 | $2,800,000 | $77,000 | $2,958,000 |
| Not applicable | 5,624 | $760,344,000 | $135,000 | $883,000 | $0 | $0 |
| Asian | 3,520 | $994,582,000 | $282,000 | $1,080,000 | $115,000 | $1,009,000 |
| Hispanic | 1,415 | $297,940,000 | $210,000 | $1,620,000 | $78,000 | $803,000 |
| Black or African American | 1,292 | $193,909,000 | $150,000 | $1,000,000 | $58,000 | $7,000,000 |
| Native Hawaiian or Other Pacific Islander | 228 | $50,654,000 | $222,000 | $1,500,000 | $63,000 | $1,800,000 |
| American Indian or Alaskan Native | 78 | $14,916,000 | $191,000 | $474,000 | $67,000 | $233,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,874 | $8,320,666,000 | $245,000 | $2,800,000 | $99,000 | $7,000,000 |
| FHA-insured (Federal Housing Administration) | 7,898 | $1,167,712,000 | $147,000 | $944,000 | $28,000 | $1,182,000 |
| VA-guaranteed (Veterans Administration) | 1,419 | $141,990,000 | $100,000 | $409,000 | $3,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,885 | $4,949,235,000 | $248,000 | $2,320,000 | $118,000 | $2,194,000 |
| Loan Purchased By The Institution | 12,751 | $1,963,611,000 | $153,000 | $883,000 | $0 | $0 |
| Application Denied By Financial Institution | 7,482 | $1,981,929,000 | $264,000 | $2,800,000 | $112,000 | $7,000,000 |
| Application Withdrawn By Applicant | 1,807 | $437,640,000 | $242,000 | $1,500,000 | $129,000 | $1,906,000 |
| File Closed For Incompleteness | 803 | $192,939,000 | $240,000 | $1,700,000 | $137,000 | $3,000,000 |
| Application Approved But Not Accepted | 463 | $105,014,000 | $226,000 | $927,000 | $102,000 | $670,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,961 | $533,096,000 | $271,000 | $1,080,000 | $114,000 | $2,194,000 |
| Collateral | 1,778 | $454,513,000 | $255,000 | $1,500,000 | $121,000 | $2,650,000 |
| Debt-To-Income Ratio | 1,446 | $389,033,000 | $269,000 | $1,620,000 | $74,000 | $1,182,000 |
| Other | 1,050 | $314,112,000 | $299,000 | $2,800,000 | $147,000 | $3,000,000 |
| Credit History | 638 | $142,016,000 | $222,000 | $2,200,000 | $114,000 | $7,000,000 |
| Unverifiable Information | 510 | $125,871,000 | $246,000 | $1,443,000 | $114,000 | $1,200,000 |
| Employment History | 99 | $23,288,000 | $235,000 | $940,000 | $99,000 | $808,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everbank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.