Everbank N.A. Mortgage Lending & HMDA Data, 2020
In 2020, Everbank N.A. of Jacksonville, FL reported 32,652 mortgage applications totaling $12.2 billion, down 29% from 2019. The average application was for $374,247, and applicants reported an average income of $192,652. 30% of its applications resulted in an originated loan and 11% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (1,189), Jacksonville, FL (1,181) and Houston-The Woodlands-Sugar Land, TX (873) (applications in parentheses).
| Mortgage Company & Address | Everbank N.A. 501 Riverside Avenue Jacksonville, FL 32202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,652 |
| Total Mortgage Loan Application Amount | $12,219,930,000 |
| Average Mortgage Loan Application Amount | $374,247 |
| Highest Mortgage Loan Application Amount | $41,325,000 |
| Average Applicant Income | $192,652 |
| Highest Applicant Income | $9,775,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everbank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,264 | $ 572,620,000 | $ 252,924 | $ 160,933 |
| New York-Jersey City-White Plains, NY-NJ | 1,189 | $ 510,435,000 | $ 429,297 | $ 197,796 |
| Jacksonville, FL | 1,181 | $ 275,085,000 | $ 232,925 | $ 139,000 |
| Houston-The Woodlands-Sugar Land, TX | 873 | $ 269,765,000 | $ 309,009 | $ 188,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 859 | $ 342,175,000 | $ 398,341 | $ 182,876 |
| Los Angeles-Long Beach-Glendale, CA | 842 | $ 562,820,000 | $ 668,432 | $ 251,000 |
| Chicago-Naperville, IL | 710 | $ 273,840,000 | $ 385,690 | $ 202,000 |
| Phoenix-Mesa-Scottsdale, AZ | 690 | $ 308,690,000 | $ 447,376 | $ 208,000 |
| Atlanta-Sandy Springs-Roswell, GA | 675 | $ 194,735,000 | $ 288,496 | $ 171,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 656 | $ 551,530,000 | $ 840,746 | $ 285,000 |
| Seattle-Bellevue-Everett, WA | 643 | $ 413,925,000 | $ 643,740 | $ 203,000 |
| Denver-Aurora-Lakewood, CO | 636 | $ 262,650,000 | $ 412,971 | $ 186,000 |
| Dallas-Plano-Irving, TX | 632 | $ 312,300,000 | $ 494,145 | $ 237,000 |
| Charlotte-Concord-Gastonia, NC-SC | 605 | $ 182,425,000 | $ 301,528 | $ 164,338 |
| Oakland-Hayward-Berkeley, CA | 600 | $ 419,080,000 | $ 698,466 | $ 239,000 |
| New York-Newark, NY | 543 | $ 178,405,000 | $ 328,554 | $ 174,891 |
| San Francisco-Redwood City-South San Francisco, CA | 441 | $ 362,385,000 | $ 821,734 | $ 292,000 |
| Newark, NJ-PA | 429 | $ 139,305,000 | $ 324,720 | $ 186,412 |
| Riverside-San Bernardino-Ontario, CA | 429 | $ 170,365,000 | $ 397,121 | $ 218,000 |
| San Diego-Carlsbad, CA | 424 | $ 266,490,000 | $ 628,514 | $ 241,000 |
| Nassau County-Suffolk County, NY | 407 | $ 159,645,000 | $ 392,248 | $ 212,000 |
| Anaheim-Santa Ana-Irvine, CA | 378 | $ 280,990,000 | $ 743,359 | $ 289,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 365 | $ 115,595,000 | $ 316,698 | $ 195,000 |
| Montgomery County-Bucks County-Chester County, PA | 346 | $ 108,790,000 | $ 314,421 | $ 172,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 324 | $ 110,680,000 | $ 341,604 | $ 208,000 |
| Miami-Miami Beach-Kendall, FL | 323 | $ 134,015,000 | $ 414,907 | $ 213,000 |
| Tampa-St. Petersburg-Clearwater, FL | 322 | $ 86,560,000 | $ 268,819 | $ 163,000 |
| Austin-Round Rock, TX | 321 | $ 148,285,000 | $ 461,947 | $ 259,000 |
| Baltimore-Columbia-Towson, MD | 296 | $ 90,650,000 | $ 306,250 | $ 186,000 |
| Orlando-Kissimmee-Sanford, FL | 294 | $ 79,920,000 | $ 271,836 | $ 157,000 |
| St. Louis, MO-IL | 285 | $ 68,465,000 | $ 240,228 | $ 151,270 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 274 | $ 138,840,000 | $ 506,715 | $ 243,211 |
| Portland-Vancouver-Hillsboro, OR-WA | 274 | $ 119,730,000 | $ 436,970 | $ 182,394 |
| Philadelphia, PA | 263 | $ 62,795,000 | $ 238,764 | $ 150,000 |
| Cambridge-Newton-Framingham, MA | 262 | $ 112,470,000 | $ 429,274 | $ 185,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 249 | $ 119,815,000 | $ 481,184 | $ 240,000 |
| Palm Bay-Melbourne-Titusville, FL | 228 | $ 50,440,000 | $ 221,228 | $ 133,000 |
| Boston, MA | 213 | $ 106,595,000 | $ 500,446 | $ 229,000 |
| Washington-Baltimore-Arlington, DC | 213 | $ 75,765,000 | $ 355,704 | $ 174,000 |
| San Antonio-New Braunfels, TX | 210 | $ 57,320,000 | $ 272,952 | $ 175,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 209 | $ 97,165,000 | $ 464,904 | $ 238,000 |
| Cape Coral-Fort Myers, FL | 205 | $ 60,755,000 | $ 296,365 | $ 159,000 |
| Fort Worth-Arlington, TX | 205 | $ 61,265,000 | $ 298,853 | $ 203,000 |
| Las Vegas-Henderson-Paradise, NV | 204 | $ 81,560,000 | $ 399,803 | $ 202,000 |
| Indianapolis-Carmel-Anderson, IN | 184 | $ 35,250,000 | $ 191,576 | $ 123,000 |
| Warren-Troy-Farmington Hills, MI | 184 | $ 50,740,000 | $ 275,760 | $ 183,000 |
| North Port-Sarasota-Bradenton, FL | 181 | $ 67,315,000 | $ 371,906 | $ 211,000 |
| Kansas City, MO-KS | 173 | $ 44,395,000 | $ 256,618 | $ 149,433 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 170 | $ 51,260,000 | $ 301,529 | $ 143,723 |
| Raleigh, NC | 167 | $ 47,385,000 | $ 283,742 | $ 158,000 |
| Bridgeport-Stamford-Norwalk, CT | 165 | $ 98,195,000 | $ 595,121 | $ 303,000 |
| Oklahoma City, OK | 151 | $ 31,705,000 | $ 209,966 | $ 133,000 |
| Pittsburgh, PA | 147 | $ 28,705,000 | $ 195,272 | $ 125,000 |
| Camden, NJ | 144 | $ 25,810,000 | $ 179,236 | $ 150,000 |
| Naples-Immokalee-Marco Island, FL | 144 | $ 53,420,000 | $ 370,972 | $ 267,000 |
| Providence-Warwick, RI-MA | 139 | $ 43,245,000 | $ 311,115 | $ 181,625 |
| Cincinnati, OH-KY-IN | 135 | $ 66,105,000 | $ 489,666 | $ 134,362 |
| Fort Collins, CO | 133 | $ 42,435,000 | $ 319,060 | $ 144,000 |
| New Orleans-Metairie, LA | 127 | $ 30,535,000 | $ 240,433 | $ 209,000 |
| Tucson, AZ | 127 | $ 45,525,000 | $ 358,464 | $ 200,000 |
| Salt Lake City, UT | 121 | $ 53,955,000 | $ 445,909 | $ 254,000 |
| Charleston-North Charleston, SC | 115 | $ 46,585,000 | $ 405,086 | $ 189,000 |
| Birmingham-Hoover, AL | 113 | $ 29,105,000 | $ 257,566 | $ 154,000 |
| Richmond, VA | 110 | $ 27,690,000 | $ 251,727 | $ 153,000 |
| Columbus, OH | 107 | $ 23,245,000 | $ 217,242 | $ 151,000 |
| San Rafael, CA | 102 | $ 82,480,000 | $ 808,627 | $ 272,000 |
| New Haven-Milford, CT | 101 | $ 23,935,000 | $ 236,980 | $ 149,000 |
| Cleveland-Elyria, OH | 100 | $ 17,610,000 | $ 176,100 | $ 142,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 98 | $ 59,960,000 | $ 611,836 | $ 200,000 |
| Durham-Chapel Hill, NC | 91 | $ 25,395,000 | $ 279,065 | $ 166,000 |
| Milwaukee-Waukesha-West Allis, WI | 91 | $ 55,015,000 | $ 604,560 | $ 175,000 |
| Albuquerque, NM | 89 | $ 26,765,000 | $ 300,730 | $ 169,000 |
| Lake County-Kenosha County, IL-WI | 88 | $ 32,600,000 | $ 370,454 | $ 207,250 |
| Boulder, CO | 86 | $ 48,850,000 | $ 568,023 | $ 257,000 |
| Hartford-West Hartford-East Hartford, CT | 86 | $ 16,680,000 | $ 193,953 | $ 129,000 |
| Memphis, TN-MS-AR | 84 | $ 18,280,000 | $ 217,619 | $ 141,750 |
| Reno, NV | 84 | $ 36,290,000 | $ 432,023 | $ 254,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 82 | $ 21,910,000 | $ 267,195 | $ 263,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 77 | $ 15,855,000 | $ 205,909 | $ 146,142 |
| Salisbury, MD-DE | 77 | $ 30,515,000 | $ 396,298 | $ 255,142 |
| Detroit-Dearborn-Livonia, MI | 76 | $ 15,440,000 | $ 203,157 | $ 167,000 |
| Tacoma-Lakewood, WA | 72 | $ 38,080,000 | $ 528,888 | $ 197,000 |
| Louisville/Jefferson County, KY-IN | 71 | $ 16,915,000 | $ 238,239 | $ 164,816 |
| Ann Arbor, MI | 67 | $ 14,435,000 | $ 215,447 | $ 151,000 |
| Trenton, NJ | 67 | $ 21,055,000 | $ 314,253 | $ 191,000 |
| Lakeland-Winter Haven, FL | 66 | $ 11,670,000 | $ 176,818 | $ 131,000 |
| Wilmington, DE-MD-NJ | 66 | $ 16,940,000 | $ 256,666 | $ 139,984 |
| Bend-Redmond, OR | 64 | $ 28,510,000 | $ 445,468 | $ 242,000 |
| Little Rock-North Little Rock-Conway, AR | 64 | $ 12,320,000 | $ 192,500 | $ 111,000 |
| Santa Maria-Santa Barbara, CA | 64 | $ 46,720,000 | $ 730,000 | $ 256,000 |
| Tulsa, OK | 64 | $ 23,270,000 | $ 363,593 | $ 272,000 |
| Worcester, MA-CT | 64 | $ 16,210,000 | $ 253,281 | $ 158,375 |
| Greeley, CO | 63 | $ 20,775,000 | $ 329,761 | $ 124,000 |
| Greensboro-High Point, NC | 63 | $ 13,615,000 | $ 216,111 | $ 121,000 |
| Port St. Lucie, FL | 63 | $ 18,555,000 | $ 294,523 | $ 162,000 |
| Gary, IN | 62 | $ 10,300,000 | $ 166,129 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 60 | $ 14,970,000 | $ 249,500 | $ 145,733 |
| Portland-South Portland, ME | 60 | $ 20,520,000 | $ 342,000 | $ 192,000 |
| Columbia, SC | 59 | $ 13,505,000 | $ 228,898 | $ 155,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 58 | $ 12,560,000 | $ 216,551 | $ 162,620 |
| Rockingham County-Strafford County, NH | 56 | $ 15,180,000 | $ 271,071 | $ 142,000 |
| Rochester, NY | 55 | $ 9,025,000 | $ 164,090 | $ 114,000 |
| Albany-Schenectady-Troy, NY | 54 | $ 10,110,000 | $ 187,222 | $ 141,000 |
| Santa Rosa, CA | 54 | $ 31,530,000 | $ 583,888 | $ 185,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 53 | $ 26,015,000 | $ 490,849 | $ 236,000 |
| Santa Fe, NM | 53 | $ 22,465,000 | $ 423,867 | $ 183,000 |
| Knoxville, TN | 51 | $ 13,445,000 | $ 263,627 | $ 121,000 |
| Baton Rouge, LA | 50 | $ 9,890,000 | $ 197,800 | $ 142,000 |
| Bremerton-Silverdale, WA | 50 | $ 26,520,000 | $ 530,400 | $ 200,000 |
| Crestview-Fort Walton Beach-Destin, FL | 50 | $ 36,720,000 | $ 734,400 | $ 438,000 |
| Greenville-Anderson-Mauldin, SC | 50 | $ 13,350,000 | $ 267,000 | $ 143,000 |
| Barnstable Town, MA | 48 | $ 18,140,000 | $ 377,916 | $ 227,000 |
| Boise City, ID | 48 | $ 21,790,000 | $ 453,958 | $ 174,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 48 | $ 8,960,000 | $ 186,666 | $ 170,000 |
| Asheville, NC | 47 | $ 11,675,000 | $ 248,404 | $ 116,000 |
| Bakersfield, CA | 47 | $ 14,815,000 | $ 315,212 | $ 158,000 |
| Stockton-Lodi, CA | 47 | $ 20,045,000 | $ 426,489 | $ 206,000 |
| Urban Honolulu, HI | 46 | $ 20,170,000 | $ 438,478 | $ 168,000 |
| Colorado Springs, CO | 45 | $ 13,455,000 | $ 299,000 | $ 146,000 |
| Akron, OH | 44 | $ 8,640,000 | $ 196,363 | $ 130,000 |
| Grand Rapids-Wyoming, MI | 44 | $ 9,990,000 | $ 227,045 | $ 194,000 |
| State College, PA | 44 | $ 7,450,000 | $ 169,318 | $ 122,000 |
| Gainesville, FL | 43 | $ 9,235,000 | $ 214,767 | $ 120,000 |
| Salinas, CA | 43 | $ 28,035,000 | $ 651,976 | $ 294,000 |
| Savannah, GA | 43 | $ 9,665,000 | $ 224,767 | $ 107,000 |
| McAllen-Edinburg-Mission, TX | 42 | $ 6,670,000 | $ 158,809 | $ 110,000 |
| Provo-Orem, UT | 42 | $ 19,490,000 | $ 464,047 | $ 233,000 |
| Dayton-Springfield-Kettering, OH | 41 | $ 5,925,000 | $ 144,512 | $ 131,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 41 | $ 11,515,000 | $ 280,853 | $ 142,000 |
| Springfield, MA | 41 | $ 5,865,000 | $ 143,048 | $ 86,000 |
| Lafayette, LA | 40 | $ 6,560,000 | $ 164,000 | $ 144,000 |
| Burlington-South Burlington, VT | 39 | $ 8,995,000 | $ 230,641 | $ 146,000 |
| Elgin, IL | 39 | $ 8,485,000 | $ 217,564 | $ 152,000 |
| Fresno, CA | 39 | $ 11,385,000 | $ 291,923 | $ 185,000 |
| Atlantic City-Hammonton, NJ | 38 | $ 7,880,000 | $ 207,368 | $ 161,000 |
| Manchester-Nashua, NH | 38 | $ 7,910,000 | $ 208,157 | $ 150,000 |
| Prescott Valley-Prescott, AZ | 38 | $ 14,840,000 | $ 390,526 | $ 172,000 |
| Winston-Salem, NC | 38 | $ 6,390,000 | $ 168,157 | $ 112,000 |
| Harrisburg-Carlisle, PA | 37 | $ 7,005,000 | $ 189,324 | $ 138,000 |
| Morgantown, WV | 37 | $ 9,485,000 | $ 256,351 | $ 154,000 |
| Tallahassee, FL | 37 | $ 7,465,000 | $ 201,756 | $ 103,000 |
| Chattanooga, TN-GA | 36 | $ 6,470,000 | $ 179,722 | $ 114,250 |
| Reading, PA | 36 | $ 6,100,000 | $ 169,444 | $ 120,000 |
| Syracuse, NY | 36 | $ 5,690,000 | $ 158,055 | $ 138,000 |
| Lancaster, PA | 35 | $ 6,755,000 | $ 193,000 | $ 107,000 |
| Augusta-Richmond County, GA-SC | 34 | $ 6,320,000 | $ 185,882 | $ 135,705 |
| Charlottesville, VA | 34 | $ 8,770,000 | $ 257,941 | $ 156,000 |
| Des Moines-West Des Moines, IA | 34 | $ 6,660,000 | $ 195,882 | $ 145,000 |
| Madison, WI | 34 | $ 8,260,000 | $ 242,941 | $ 135,000 |
| El Paso, TX | 33 | $ 5,885,000 | $ 178,333 | $ 128,000 |
| Lansing-East Lansing, MI | 33 | $ 5,855,000 | $ 177,424 | $ 106,000 |
| Ogden-Clearfield, UT | 32 | $ 9,880,000 | $ 308,750 | $ 169,000 |
| Pensacola-Ferry Pass-Brent, FL | 32 | $ 7,340,000 | $ 229,375 | $ 112,000 |
| Vallejo-Fairfield, CA | 32 | $ 13,160,000 | $ 411,250 | $ 178,000 |
| Spokane-Spokane Valley, WA | 31 | $ 9,065,000 | $ 292,419 | $ 125,000 |
| Corpus Christi, TX | 30 | $ 6,850,000 | $ 228,333 | $ 184,000 |
| Evansville, IN-KY | 30 | $ 3,810,000 | $ 127,000 | $ 126,600 |
| Shreveport-Bossier City, LA | 30 | $ 4,050,000 | $ 135,000 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 29 | $ 20,965,000 | $ 722,931 | $ 278,000 |
| Huntington-Ashland, WV-KY-OH | 28 | $ 4,280,000 | $ 152,857 | $ 117,785 |
| Lexington-Fayette, KY | 28 | $ 4,870,000 | $ 173,928 | $ 99,000 |
| Mobile, AL | 28 | $ 5,030,000 | $ 179,642 | $ 154,000 |
| Montgomery, AL | 28 | $ 4,030,000 | $ 143,928 | $ 118,000 |
| Wichita, KS | 28 | $ 4,440,000 | $ 158,571 | $ 164,000 |
| Flagstaff, AZ | 27 | $ 10,295,000 | $ 381,296 | $ 182,000 |
| Medford, OR | 27 | $ 7,395,000 | $ 273,888 | $ 180,000 |
| Modesto, CA | 27 | $ 9,545,000 | $ 353,518 | $ 189,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 27 | $ 3,345,000 | $ 123,888 | $ 139,000 |
| Sebastian-Vero Beach, FL | 27 | $ 7,475,000 | $ 276,851 | $ 181,000 |
| Fort Wayne, IN | 26 | $ 4,130,000 | $ 158,846 | $ 91,000 |
| Jackson, MS | 26 | $ 4,900,000 | $ 188,461 | $ 123,000 |
| Kingston, NY | 26 | $ 4,830,000 | $ 185,769 | $ 129,000 |
| Ocean City, NJ | 26 | $ 9,010,000 | $ 346,538 | $ 144,000 |
| York-Hanover, PA | 26 | $ 5,080,000 | $ 195,384 | $ 158,000 |
| Daphne-Fairhope-Foley, AL | 25 | $ 5,285,000 | $ 211,400 | $ 140,000 |
| Eugene, OR | 25 | $ 8,855,000 | $ 354,200 | $ 136,000 |
| Fayetteville, NC | 25 | $ 4,545,000 | $ 181,800 | $ 99,000 |
| San Juan-Carolina-Caguas, PR | 25 | $ 2,585,000 | $ 103,400 | $ 47,000 |
| Wilmington, NC | 25 | $ 8,065,000 | $ 322,600 | $ 178,000 |
| Davenport-Moline-Rock Island, IA-IL | 24 | $ 2,980,000 | $ 124,166 | $ 91,333 |
| Roanoke, VA | 24 | $ 4,280,000 | $ 178,333 | $ 172,000 |
| College Station-Bryan, TX | 23 | $ 7,275,000 | $ 316,304 | $ 220,000 |
| Ocala, FL | 23 | $ 3,615,000 | $ 157,173 | $ 112,000 |
| Tuscaloosa, AL | 23 | $ 3,895,000 | $ 169,347 | $ 133,000 |
| East Stroudsburg, PA | 22 | $ 4,040,000 | $ 183,636 | $ 89,000 |
| Hagerstown-Martinsburg, MD-WV | 22 | $ 4,420,000 | $ 200,909 | $ 88,045 |
| Iowa City, IA | 22 | $ 3,780,000 | $ 171,818 | $ 88,000 |
| Punta Gorda, FL | 22 | $ 5,050,000 | $ 229,545 | $ 153,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 22 | $ 11,260,000 | $ 511,818 | $ 221,000 |
| Anchorage, AK | 21 | $ 6,505,000 | $ 309,761 | $ 134,000 |
| Killeen-Temple, TX | 21 | $ 17,075,000 | $ 813,095 | $ 122,000 |
| Midland, TX | 21 | $ 7,415,000 | $ 353,095 | $ 161,000 |
| Napa, CA | 21 | $ 11,415,000 | $ 543,571 | $ 217,000 |
| Spartanburg, SC | 21 | $ 3,615,000 | $ 172,142 | $ 110,000 |
| Athens-Clarke County, GA | 20 | $ 4,110,000 | $ 205,500 | $ 143,000 |
| Olympia-Tumwater, WA | 20 | $ 11,500,000 | $ 575,000 | $ 150,000 |
| Peoria, IL | 20 | $ 2,090,000 | $ 104,500 | $ 152,000 |
| Toledo, OH | 20 | $ 4,120,000 | $ 206,000 | $ 156,000 |
| Waco, TX | 20 | $ 4,500,000 | $ 225,000 | $ 127,000 |
| Bellingham, WA | 19 | $ 5,565,000 | $ 292,894 | $ 102,000 |
| Farmington, NM | 19 | $ 3,105,000 | $ 163,421 | $ 183,000 |
| Huntsville, AL | 19 | $ 4,275,000 | $ 225,000 | $ 124,000 |
| Glens Falls, NY | 18 | $ 2,760,000 | $ 153,333 | $ 161,000 |
| Kennewick-Richland, WA | 18 | $ 5,890,000 | $ 327,222 | $ 92,000 |
| Hickory-Lenoir-Morganton, NC | 17 | $ 4,035,000 | $ 237,352 | $ 132,000 |
| Lynchburg, VA | 17 | $ 3,655,000 | $ 215,000 | $ 105,000 |
| Yakima, WA | 17 | $ 2,445,000 | $ 143,823 | $ 92,000 |
| Green Bay, WI | 16 | $ 10,630,000 | $ 664,375 | $ 118,000 |
| Lincoln, NE | 16 | $ 3,260,000 | $ 203,750 | $ 120,000 |
| Salem, OR | 16 | $ 4,430,000 | $ 276,875 | $ 138,000 |
| Brownsville-Harlingen, TX | 15 | $ 4,945,000 | $ 329,666 | $ 258,000 |
| Utica-Rome, NY | 15 | $ 1,975,000 | $ 131,666 | $ 109,000 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 1,745,000 | $ 116,333 | $ 128,200 |
| Beaumont-Port Arthur, TX | 14 | $ 2,130,000 | $ 152,142 | $ 147,000 |
| Columbus, GA-AL | 14 | $ 1,650,000 | $ 117,857 | $ 68,714 |
| Dover, DE | 14 | $ 2,970,000 | $ 212,142 | $ 105,000 |
| Flint, MI | 14 | $ 1,700,000 | $ 121,428 | $ 135,000 |
| Greenville, NC | 14 | $ 2,360,000 | $ 168,571 | $ 282,000 |
| Gulfport-Biloxi-Pascagoula, MS | 14 | $ 2,070,000 | $ 147,857 | $ 133,000 |
| Lubbock, TX | 14 | $ 2,810,000 | $ 200,714 | $ 246,000 |
| Norwich-New London, CT | 14 | $ 3,050,000 | $ 217,857 | $ 184,000 |
| Racine, WI | 14 | $ 3,120,000 | $ 222,857 | $ 146,000 |
| Springfield, MO | 14 | $ 9,440,000 | $ 674,285 | $ 100,000 |
| The Villages, FL | 14 | $ 3,000,000 | $ 214,285 | $ 139,000 |
| Tyler, TX | 14 | $ 2,230,000 | $ 159,285 | $ 193,000 |
| Winchester, VA-WV | 14 | $ 3,060,000 | $ 218,571 | $ 159,000 |
| Brunswick, GA | 13 | $ 5,935,000 | $ 456,538 | $ 250,000 |
| Corvallis, OR | 13 | $ 2,935,000 | $ 225,769 | $ 104,000 |
| Johnson City, TN | 13 | $ 2,825,000 | $ 217,307 | $ 174,000 |
| Las Cruces, NM | 13 | $ 3,765,000 | $ 289,615 | $ 184,000 |
| Macon-Bibb County, GA | 13 | $ 2,155,000 | $ 165,769 | $ 168,000 |
| South Bend-Mishawaka, IN-MI | 13 | $ 1,645,000 | $ 126,538 | $ 92,000 |
| Bangor, ME | 12 | $ 1,580,000 | $ 131,666 | $ 145,000 |
| Binghamton, NY | 12 | $ 1,390,000 | $ 115,833 | $ 128,000 |
| Clarksville, TN-KY | 12 | $ 2,780,000 | $ 231,666 | $ 86,166 |
| Gainesville, GA | 12 | $ 5,140,000 | $ 428,333 | $ 195,000 |
| Grand Junction, CO | 12 | $ 2,350,000 | $ 195,833 | $ 133,000 |
| Houma-Thibodaux, LA | 12 | $ 2,160,000 | $ 180,000 | $ 111,000 |
| Kalamazoo-Portage, MI | 12 | $ 3,830,000 | $ 319,166 | $ 195,000 |
| Kingsport-Bristol-Bristol, TN-VA | 12 | $ 2,470,000 | $ 205,833 | $ 119,666 |
| Longview, TX | 12 | $ 2,030,000 | $ 169,166 | $ 78,000 |
| Pueblo, CO | 12 | $ 2,080,000 | $ 173,333 | $ 63,000 |
| Redding, CA | 12 | $ 2,830,000 | $ 235,833 | $ 183,000 |
| Ames, IA | 11 | $ 1,675,000 | $ 152,272 | $ 81,000 |
| Auburn-Opelika, AL | 11 | $ 2,005,000 | $ 182,272 | $ 98,000 |
| Burlington, NC | 11 | $ 1,605,000 | $ 145,909 | $ 108,000 |
| Champaign-Urbana, IL | 11 | $ 1,815,000 | $ 165,000 | $ 103,000 |
| Chico, CA | 11 | $ 7,855,000 | $ 714,090 | $ 128,000 |
| Cleveland, TN | 11 | $ 2,235,000 | $ 203,181 | $ 116,000 |
| El Centro, CA | 11 | $ 2,575,000 | $ 234,090 | $ 123,000 |
| Fargo, ND-MN | 11 | $ 1,155,000 | $ 105,000 | $ 52,909 |
| Grants Pass, OR | 11 | $ 1,885,000 | $ 171,363 | $ 67,000 |
| Jacksonville, NC | 11 | $ 1,655,000 | $ 150,454 | $ 63,000 |
| Lawrence, KS | 11 | $ 1,745,000 | $ 158,636 | $ 128,000 |
| Rapid City, SD | 11 | $ 1,705,000 | $ 155,000 | $ 112,000 |
| Staunton-Waynesboro, VA | 11 | $ 1,785,000 | $ 162,272 | $ 73,000 |
| Warner Robins, GA | 11 | $ 1,585,000 | $ 144,090 | $ 161,000 |
| Albany, GA | 10 | $ 1,020,000 | $ 102,000 | $ 77,000 |
| California-Lexington Park, MD | 10 | $ 3,390,000 | $ 339,000 | $ 175,000 |
| Erie, PA | 10 | $ 1,100,000 | $ 110,000 | $ 101,000 |
| Jackson, MI | 10 | $ 1,330,000 | $ 133,000 | $ 91,000 |
| Lafayette-West Lafayette, IN | 10 | $ 1,190,000 | $ 119,000 | $ 92,000 |
| Lebanon, PA | 10 | $ 1,650,000 | $ 165,000 | $ 80,000 |
| Odessa, TX | 10 | $ 1,920,000 | $ 192,000 | $ 84,000 |
| Sebring, FL | 10 | $ 1,320,000 | $ 132,000 | $ 80,000 |
| Vineland-Bridgeton, NJ | 10 | $ 1,750,000 | $ 175,000 | $ 117,000 |
| Visalia-Porterville, CA | 10 | $ 2,450,000 | $ 245,000 | $ 148,000 |
| Wenatchee, WA | 10 | $ 3,460,000 | $ 346,000 | $ 135,000 |
| Bloomington, IL | 9 | $ 2,255,000 | $ 250,555 | $ 121,000 |
| Columbia, MO | 9 | $ 2,695,000 | $ 299,444 | $ 237,000 |
| Cumberland, MD-WV | 9 | $ 955,000 | $ 106,111 | $ 80,888 |
| Elkhart-Goshen, IN | 9 | $ 1,145,000 | $ 127,222 | $ 108,000 |
| Logan, UT-ID | 9 | $ 1,805,000 | $ 200,555 | $ 94,000 |
| Madera, CA | 9 | $ 2,375,000 | $ 263,888 | $ 176,000 |
| Monroe, MI | 9 | $ 1,465,000 | $ 162,777 | $ 119,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 4,305,000 | $ 478,333 | $ 299,000 |
| Niles-Benton Harbor, MI | 9 | $ 4,065,000 | $ 451,666 | $ 470,000 |
| Oshkosh-Neenah, WI | 9 | $ 1,715,000 | $ 190,555 | $ 143,000 |
| Panama City, FL | 9 | $ 1,805,000 | $ 200,555 | $ 118,000 |
| Springfield, OH | 9 | $ 1,195,000 | $ 132,777 | $ 119,000 |
| Amarillo, TX | 8 | $ 980,000 | $ 122,500 | $ 0 |
| Appleton, WI | 8 | $ 3,380,000 | $ 422,500 | $ 59,000 |
| Bloomington, IN | 8 | $ 970,000 | $ 121,250 | $ 77,000 |
| Canton-Massillon, OH | 8 | $ 860,000 | $ 107,500 | $ 92,000 |
| Florence, SC | 8 | $ 960,000 | $ 120,000 | $ 69,000 |
| Jonesboro, AR | 8 | $ 1,040,000 | $ 130,000 | $ 105,000 |
| Monroe, LA | 8 | $ 830,000 | $ 103,750 | $ 112,000 |
| New Bern, NC | 8 | $ 1,680,000 | $ 210,000 | $ 100,000 |
| Rockford, IL | 8 | $ 810,000 | $ 101,250 | $ 160,000 |
| Rome, GA | 8 | $ 970,000 | $ 121,250 | $ 109,000 |
| St. George, UT | 8 | $ 2,770,000 | $ 346,250 | $ 75,000 |
| Williamsport, PA | 8 | $ 1,230,000 | $ 153,750 | $ 94,000 |
| Battle Creek, MI | 7 | $ 695,000 | $ 99,285 | $ 58,000 |
| Cedar Rapids, IA | 7 | $ 1,525,000 | $ 217,857 | $ 153,000 |
| Chambersburg-Waynesboro, PA | 7 | $ 1,215,000 | $ 173,571 | $ 160,000 |
| Charleston, WV | 7 | $ 795,000 | $ 113,571 | $ 85,000 |
| Coeur D'Alene, ID | 7 | $ 2,965,000 | $ 423,571 | $ 153,000 |
| Gettysburg, PA | 7 | $ 1,385,000 | $ 197,857 | $ 86,000 |
| Grand Forks, ND-MN | 7 | $ 935,000 | $ 133,571 | $ 103,285 |
| Homosassa Springs, FL | 7 | $ 1,285,000 | $ 183,571 | $ 91,000 |
| Hot Springs, AR | 7 | $ 1,285,000 | $ 183,571 | $ 106,000 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 4,335,000 | $ 619,285 | $ 192,000 |
| Kankakee, IL | 7 | $ 735,000 | $ 105,000 | $ 122,000 |
| Lawton, OK | 7 | $ 895,000 | $ 127,857 | $ 0 |
| Merced, CA | 7 | $ 1,315,000 | $ 187,857 | $ 94,000 |
| Muncie, IN | 7 | $ 545,000 | $ 77,857 | $ 129,000 |
| Muskegon, MI | 7 | $ 995,000 | $ 142,142 | $ 119,000 |
| Pittsfield, MA | 7 | $ 1,985,000 | $ 283,571 | $ 140,000 |
| Sumter, SC | 7 | $ 735,000 | $ 105,000 | $ 104,000 |
| Alexandria, LA | 6 | $ 890,000 | $ 148,333 | $ 113,000 |
| Billings, MT | 6 | $ 840,000 | $ 140,000 | $ 186,000 |
| Bowling Green, KY | 6 | $ 920,000 | $ 153,333 | $ 57,000 |
| Dothan, AL | 6 | $ 1,140,000 | $ 190,000 | $ 171,000 |
| Florence-Muscle Shoals, AL | 6 | $ 730,000 | $ 121,666 | $ 49,000 |
| Fort Smith, AR-OK | 6 | $ 1,130,000 | $ 188,333 | $ 120,000 |
| Ithaca, NY | 6 | $ 780,000 | $ 130,000 | $ 128,000 |
| Laredo, TX | 6 | $ 1,300,000 | $ 216,666 | $ 175,000 |
| Michigan City-La Porte, IN | 6 | $ 780,000 | $ 130,000 | $ 240,000 |
| Missoula, MT | 6 | $ 2,330,000 | $ 388,333 | $ 113,000 |
| Pine Bluff, AR | 6 | $ 350,000 | $ 58,333 | $ 49,000 |
| Sherman-Denison, TX | 6 | $ 1,710,000 | $ 285,000 | $ 199,000 |
| St. Cloud, MN | 6 | $ 680,000 | $ 113,333 | $ 112,000 |
| Terre Haute, IN | 6 | $ 880,000 | $ 146,666 | $ 125,000 |
| Valdosta, GA | 6 | $ 1,100,000 | $ 183,333 | $ 265,000 |
| Wheeling, WV-OH | 6 | $ 750,000 | $ 125,000 | $ 76,000 |
| Beckley, WV | 5 | $ 675,000 | $ 135,000 | $ 66,000 |
| Bismarck, ND | 5 | $ 1,205,000 | $ 241,000 | $ 211,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 585,000 | $ 117,000 | $ 151,000 |
| Bloomsburg-Berwick, PA | 5 | $ 1,095,000 | $ 219,000 | $ 67,000 |
| Carson City, NV | 5 | $ 1,875,000 | $ 375,000 | $ 153,000 |
| Casper, WY | 5 | $ 2,015,000 | $ 403,000 | $ 101,000 |
| Cheyenne, WY | 5 | $ 655,000 | $ 131,000 | $ 70,000 |
| Decatur, AL | 5 | $ 595,000 | $ 119,000 | $ 101,000 |
| Great Falls, MT | 5 | $ 1,165,000 | $ 233,000 | $ 144,000 |
| Hammond, LA | 5 | $ 925,000 | $ 185,000 | $ 141,000 |
| Harrisonburg, VA | 5 | $ 605,000 | $ 121,000 | $ 94,000 |
| Idaho Falls, ID | 5 | $ 1,135,000 | $ 227,000 | $ 93,000 |
| Kokomo, IN | 5 | $ 355,000 | $ 71,000 | $ 35,000 |
| Lake Charles, LA | 5 | $ 875,000 | $ 175,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 5 | $ 815,000 | $ 163,000 | $ 100,000 |
| Rocky Mount, NC | 5 | $ 845,000 | $ 169,000 | $ 93,000 |
| Sioux Falls, SD | 5 | $ 3,145,000 | $ 629,000 | $ 261,000 |
| St. Joseph, MO-KS | 5 | $ 795,000 | $ 159,000 | $ 119,000 |
| Topeka, KS | 5 | $ 865,000 | $ 173,000 | $ 132,000 |
| Victoria, TX | 5 | $ 1,205,000 | $ 241,000 | $ 146,000 |
| Watertown-Fort Drum, NY | 5 | $ 1,175,000 | $ 235,000 | $ 71,000 |
| Wichita Falls, TX | 5 | $ 475,000 | $ 95,000 | $ 115,000 |
| Yuba City, CA | 5 | $ 825,000 | $ 165,000 | $ 102,000 |
| Yuma, AZ | 5 | $ 815,000 | $ 163,000 | $ 152,000 |
| Abilene, TX | 4 | $ 490,000 | $ 122,500 | $ 161,000 |
| Altoona, PA | 4 | $ 980,000 | $ 245,000 | $ 205,000 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 740,000 | $ 185,000 | $ 107,000 |
| Cape Girardeau, MO-IL | 4 | $ 2,500,000 | $ 625,000 | $ 561,000 |
| Carbondale-Marion, IL | 4 | $ 340,000 | $ 85,000 | $ 82,000 |
| Duluth, MN-WI | 4 | $ 1,320,000 | $ 330,000 | $ 86,000 |
| Fond Du Lac, WI | 4 | $ 480,000 | $ 120,000 | $ 11,000 |
| Hattiesburg, MS | 4 | $ 430,000 | $ 107,500 | $ 84,000 |
| Jackson, TN | 4 | $ 460,000 | $ 115,000 | $ 78,000 |
| Jefferson City, MO | 4 | $ 960,000 | $ 240,000 | $ 102,000 |
| Johnstown, PA | 4 | $ 600,000 | $ 150,000 | $ 55,000 |
| Lewiston-Auburn, ME | 4 | $ 690,000 | $ 172,500 | $ 94,000 |
| Lima, OH | 4 | $ 490,000 | $ 122,500 | $ 84,000 |
| Manhattan, KS | 4 | $ 440,000 | $ 110,000 | $ 42,000 |
| Mankato-North Mankato, MN | 4 | $ 510,000 | $ 127,500 | $ 113,000 |
| Morristown, TN | 4 | $ 660,000 | $ 165,000 | $ 331,000 |
| Saginaw, MI | 4 | $ 260,000 | $ 65,000 | $ 67,000 |
| San Angelo, TX | 4 | $ 1,690,000 | $ 422,500 | $ 1,303,000 |
| Sheboygan, WI | 4 | $ 430,000 | $ 107,500 | $ 115,000 |
| Sioux City, IA-NE-SD | 4 | $ 380,000 | $ 95,000 | $ 62,000 |
| Aguadilla-Isabela, PR | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Albany, OR | 3 | $ 645,000 | $ 215,000 | $ 47,000 |
| Bay City, MI | 3 | $ 415,000 | $ 138,333 | $ 121,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Fairbanks, AK | 3 | $ 725,000 | $ 241,666 | $ 74,000 |
| Gadsden, AL | 3 | $ 515,000 | $ 171,666 | $ 64,000 |
| Goldsboro, NC | 3 | $ 555,000 | $ 185,000 | $ 79,000 |
| Hinesville, GA | 3 | $ 295,000 | $ 98,333 | $ 61,000 |
| Joplin, MO | 3 | $ 95,000 | $ 31,666 | $ 30,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 1,205,000 | $ 401,666 | $ 158,000 |
| Midland, MI | 3 | $ 425,000 | $ 141,666 | $ 91,000 |
| Owensboro, KY | 3 | $ 565,000 | $ 188,333 | $ 134,000 |
| Parkersburg-Vienna, WV | 3 | $ 235,000 | $ 78,333 | $ 31,000 |
| Pocatello, ID | 3 | $ 785,000 | $ 261,666 | $ 109,000 |
| Rochester, MN | 3 | $ 1,195,000 | $ 398,333 | $ 187,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 735,000 | $ 245,000 | $ 36,000 |
| Twin Falls, ID | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Walla Walla, WA | 3 | $ 1,115,000 | $ 371,666 | $ 99,000 |
| Arecibo, PR | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Columbus, IN | 2 | $ 170,000 | $ 85,000 | $ 68,000 |
| Dalton, GA | 2 | $ 660,000 | $ 330,000 | $ 281,000 |
| Decatur, IL | 2 | $ 230,000 | $ 115,000 | $ 165,000 |
| Dubuque, IA | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Eau Claire, WI | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Elmira, NY | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Grand Island, NE | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| Janesville-Beloit, WI | 2 | $ 870,000 | $ 435,000 | $ 187,000 |
| Lewiston, ID-WA | 2 | $ 560,000 | $ 280,000 | $ 172,000 |
| Longview, WA | 2 | $ 430,000 | $ 215,000 | $ 44,000 |
| Mansfield, OH | 2 | $ 290,000 | $ 145,000 | $ 125,000 |
| Texarkana, TX-AR | 2 | $ 320,000 | $ 160,000 | $ 80,000 |
| Danville, IL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Guayama, PR | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Ponce, PR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ponce-Yauco-Coamo, PR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Springfield, IL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Wausau, WI | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mortgage Loan Application Detail Totals for Everbank N.A. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,589 | $5,082,435,000 | $438,000 | $36,005,000 | $205,000 | $9,775,000 |
| Home Purchase | 7,898 | $3,673,040,000 | $465,000 | $14,505,000 | $219,000 | $3,849,000 |
| Not Applicable | 5,309 | $1,178,815,000 | $222,000 | $2,915,000 | $0 | $0 |
| Cash-out Refinancing | 4,667 | $1,856,765,000 | $397,000 | $41,325,000 | $150,000 | $6,400,000 |
| Other Purpose | 2,348 | $330,450,000 | $140,000 | $3,005,000 | $146,000 | $3,026,000 |
| Home Improvement | 841 | $98,425,000 | $117,000 | $1,455,000 | $142,000 | $1,109,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,780 | $5,889,120,000 | $373,000 | $5,005,000 | $192,000 | $9,775,000 |
| Not applicable | 8,862 | $3,104,860,000 | $350,000 | $41,325,000 | $0 | $0 |
| Not Provided | 2,698 | $1,096,020,000 | $406,000 | $4,005,000 | $197,000 | $3,849,000 |
| Asian | 1,798 | $1,009,000,000 | $561,000 | $3,205,000 | $230,000 | $2,148,000 |
| Hispanic | 1,427 | $480,135,000 | $336,000 | $5,205,000 | $159,000 | $6,971,000 |
| Black or African American | 1,395 | $369,885,000 | $265,000 | $2,215,000 | $138,000 | $2,500,000 |
| American Indian or Alaskan Native | 126 | $35,940,000 | $285,000 | $1,455,000 | $127,000 | $446,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $12,430,000 | $443,000 | $1,385,000 | $174,000 | $722,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,150 | $10,689,290,000 | $425,000 | $41,325,000 | $193,000 | $9,775,000 |
| FHA-insured (Federal Housing Administration) | 6,153 | $1,166,435,000 | $189,000 | $895,000 | $100,000 | $699,000 |
| VA-guaranteed (Veterans Administration) | 1,334 | $361,770,000 | $271,000 | $915,000 | $140,000 | $770,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,435,000 | $162,000 | $315,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,874 | $4,375,040,000 | $443,000 | $41,325,000 | $196,000 | $6,971,000 |
| Loan Purchased By The Institution | 8,810 | $2,719,900,000 | $308,000 | $2,915,000 | $0 | $0 |
| Application Withdrawn By Applicant | 5,727 | $2,083,115,000 | $363,000 | $21,225,000 | $190,000 | $3,331,000 |
| File Closed For Incompleteness | 4,404 | $1,435,320,000 | $325,000 | $5,205,000 | $183,000 | $3,412,000 |
| Application Denied By Financial Institution | 3,647 | $1,527,185,000 | $418,000 | $5,005,000 | $184,000 | $9,775,000 |
| Application Approved But Not Accepted | 190 | $79,370,000 | $417,000 | $2,035,000 | $187,000 | $1,776,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29,005 | $10,692,745,000 | $368,000 | $41,325,000 | $191,000 | $6,971,000 |
| Debt-To-Income Ratio | 1,211 | $519,465,000 | $428,000 | $3,005,000 | $111,000 | $1,007,000 |
| Credit History | 1,183 | $284,465,000 | $240,000 | $4,005,000 | $149,000 | $5,250,000 |
| Other | 658 | $384,700,000 | $584,000 | $4,205,000 | $286,000 | $6,400,000 |
| Collateral | 335 | $144,735,000 | $432,000 | $2,385,000 | $226,000 | $1,816,000 |
| Unverifiable Information | 114 | $85,780,000 | $752,000 | $5,005,000 | $382,000 | $9,775,000 |
| Employment History | 58 | $43,450,000 | $749,000 | $3,255,000 | $340,000 | $1,712,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 47 | $21,675,000 | $461,000 | $1,595,000 | $195,000 | $1,240,000 |
| Credit Application Incomplete | 41 | $42,915,000 | $1,046,000 | $2,005,000 | $576,000 | $3,849,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everbank N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everbank N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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