Evolve Bank & Trust Mortgage Lending & HMDA Data, 2018

In 2018, Evolve Bank & Trust of Memphis, TN reported 4,111 mortgage applications totaling $918.2 million, down 15% from 2017. The average application was for $223,353, and applicants reported an average income of $91,320. 72% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Columbus, OH (711), Memphis, TN-MS-AR (371) and Atlanta-Sandy Springs-Roswell, GA (276) (applications in parentheses).

Mortgage Company & Address Evolve Bank & Trust
6000 Poplar Avenue Suite 300
Memphis, TN 38119
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,111
Total Mortgage Loan Application Amount $918,205,000
Average Mortgage Loan Application Amount $223,353
Highest Mortgage Loan Application Amount $2,685,000
Average Applicant Income $91,320
Highest Applicant Income $2,590,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evolve Bank & Trust by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 460 $ 75,320,000 $ 163,739 $ 73,000
Shelby, Tennessee 263 $ 46,935,000 $ 178,460 $ 104,000
Worcester, Massachusetts 162 $ 38,510,000 $ 237,716 $ 78,000
New Castle, Delaware 159 $ 34,285,000 $ 215,628 $ 73,000
Hillsborough, Florida 135 $ 29,615,000 $ 219,370 $ 85,000
Suffolk, New York 134 $ 42,890,000 $ 320,074 $ 131,000
Craighead, Arkansas 79 $ 12,325,000 $ 156,012 $ 91,000
Delaware, Ohio 74 $ 19,060,000 $ 257,567 $ 94,000
Licking, Ohio 71 $ 13,295,000 $ 187,253 $ 74,000
Pinellas, Florida 68 $ 16,460,000 $ 242,058 $ 141,000
Fairfield, Ohio 55 $ 10,445,000 $ 189,909 $ 87,000
DeSoto, Mississippi 53 $ 10,935,000 $ 206,320 $ 74,000
Maricopa, Arizona 52 $ 15,600,000 $ 300,000 $ 119,000
Cobb, Georgia 50 $ 11,950,000 $ 239,000 $ 98,000
Tulsa, Oklahoma 49 $ 9,525,000 $ 194,387 $ 82,000
Fairfield, Connecticut 47 $ 14,055,000 $ 299,042 $ 125,000
Miami-Dade, Florida 46 $ 12,670,000 $ 275,434 $ 84,000
Jefferson, Kentucky 46 $ 8,840,000 $ 192,173 $ 91,000
Middlesex, Massachusetts 42 $ 13,310,000 $ 316,904 $ 98,000
Kent, Delaware 40 $ 10,230,000 $ 255,750 $ 70,000
Sussex, Delaware 39 $ 10,285,000 $ 263,717 $ 102,000
Fulton, Georgia 34 $ 9,300,000 $ 273,529 $ 134,000
Essex, Massachusetts 33 $ 10,745,000 $ 325,606 $ 89,000
Pinal, Arizona 31 $ 8,145,000 $ 262,741 $ 101,000
Pasco, Florida 31 $ 5,155,000 $ 166,290 $ 58,000
Prince George's, Maryland 31 $ 8,575,000 $ 276,612 $ 94,000
Broward, Florida 30 $ 7,290,000 $ 243,000 $ 90,000
Wake, North Carolina 28 $ 6,760,000 $ 241,428 $ 94,000
New York, New York 26 $ 8,360,000 $ 321,538 $ 89,000
Crittenden, Arkansas 24 $ 2,760,000 $ 115,000 $ 84,000
Gwinnett, Georgia 24 $ 4,670,000 $ 194,583 $ 61,000
Cherokee, Georgia 22 $ 5,450,000 $ 247,727 $ 102,000
DeKalb, Georgia 22 $ 4,370,000 $ 198,636 $ 100,000
Nassau, New York 22 $ 8,940,000 $ 406,363 $ 138,000
Fayette, Tennessee 22 $ 5,260,000 $ 239,090 $ 107,000
Henry, Georgia 20 $ 3,660,000 $ 183,000 $ 72,000
Sharp, Arkansas 19 $ 1,565,000 $ 82,368 $ 68,000
Forsyth, Georgia 19 $ 4,745,000 $ 249,736 $ 86,000
Plymouth, Massachusetts 19 $ 6,755,000 $ 355,526 $ 99,000
Hillsborough, New Hampshire 17 $ 4,625,000 $ 272,058 $ 87,000
Clark, Nevada 16 $ 4,520,000 $ 282,500 $ 80,000
Mecklenburg, North Carolina 16 $ 3,230,000 $ 201,875 $ 68,000
Sarasota, Florida 15 $ 5,125,000 $ 341,666 $ 161,000
Jefferson, Texas 15 $ 2,675,000 $ 178,333 $ 83,000
Hartford, Connecticut 14 $ 2,900,000 $ 207,142 $ 92,000
Madison, Tennessee 14 $ 2,290,000 $ 163,571 $ 74,000
Mississippi, Arkansas 13 $ 1,555,000 $ 119,615 $ 74,000
Warren, Kentucky 13 $ 2,105,000 $ 161,923 $ 56,000
Anne Arundel, Maryland 13 $ 2,075,000 $ 159,615 $ 67,000
Baltimore, Maryland 13 $ 3,135,000 $ 241,153 $ 95,000
Rockingham, New Hampshire 13 $ 3,485,000 $ 268,076 $ 99,000
Morrow, Ohio 13 $ 1,705,000 $ 131,153 $ 56,000
Pickaway, Ohio 13 $ 2,395,000 $ 184,230 $ 76,000
District of Columbia, District Of Columbia 12 $ 4,000,000 $ 333,333 $ 103,000
Hampden, Massachusetts 12 $ 2,100,000 $ 175,000 $ 69,000
Union, Ohio 12 $ 2,830,000 $ 235,833 $ 101,000
Midland, Texas 12 $ 3,590,000 $ 299,166 $ 118,000
Manatee, Florida 11 $ 2,465,000 $ 224,090 $ 78,000
Bartow, Georgia 11 $ 1,605,000 $ 145,909 $ 47,000
Pickens, Georgia 11 $ 1,925,000 $ 175,000 $ 79,000
Cuyahoga, Ohio 11 $ 1,295,000 $ 117,727 $ 57,000
Pulaski, Arkansas 10 $ 1,840,000 $ 184,000 $ 75,000
Baltimore City, Maryland 10 $ 2,020,000 $ 202,000 $ 92,000
Madison, Ohio 10 $ 1,960,000 $ 196,000 $ 80,000
Wagoner, Oklahoma 10 $ 1,770,000 $ 177,000 $ 76,000
Litchfield, Connecticut 9 $ 2,355,000 $ 261,666 $ 83,000
Hernando, Florida 9 $ 1,445,000 $ 160,555 $ 64,000
Dona Ana, New Mexico 9 $ 1,305,000 $ 145,000 $ 66,000
Iredell, North Carolina 9 $ 3,065,000 $ 340,555 $ 79,000
Allen, Ohio 9 $ 1,385,000 $ 153,888 $ 64,000
Newport News, Virginia 9 $ 1,585,000 $ 176,111 $ 70,000
Pima, Arizona 8 $ 2,220,000 $ 277,500 $ 74,000
Fayette, Georgia 8 $ 2,350,000 $ 293,750 $ 101,000
Jasper, Georgia 8 $ 900,000 $ 112,500 $ 78,000
Cook, Illinois 8 $ 1,770,000 $ 221,250 $ 78,000
Bristol, Massachusetts 8 $ 2,140,000 $ 267,500 $ 65,000
Forsyth, North Carolina 8 $ 960,000 $ 120,000 $ 49,000
Guilford, North Carolina 8 $ 2,050,000 $ 256,250 $ 99,000
Providence, Rhode Island 8 $ 2,090,000 $ 261,250 $ 109,000
Tipton, Tennessee 8 $ 1,400,000 $ 175,000 $ 106,000
Dallas, Texas 8 $ 1,620,000 $ 202,500 $ 79,000
Benton, Arkansas 7 $ 1,555,000 $ 222,142 $ 101,000
Los Angeles, California 7 $ 3,565,000 $ 509,285 $ 95,000
El Paso, Colorado 7 $ 2,105,000 $ 300,714 $ 83,000
New Haven, Connecticut 7 $ 1,695,000 $ 242,142 $ 73,000
Paulding, Georgia 7 $ 1,435,000 $ 205,000 $ 63,000
Honolulu, Hawaii 7 $ 4,615,000 $ 659,285 $ 164,000
Allen, Kansas 7 $ 725,000 $ 103,571 $ 50,000
Kings, New York 7 $ 3,835,000 $ 547,857 $ 124,000
Cumberland, North Carolina 7 $ 955,000 $ 136,428 $ 54,000
Bexar, Texas 7 $ 1,845,000 $ 263,571 $ 102,000
Denton, Texas 7 $ 1,715,000 $ 245,000 $ 102,000
Hidalgo, Texas 7 $ 1,455,000 $ 207,857 $ 79,000
Cross, Arkansas 6 $ 910,000 $ 151,666 $ 112,000
San Diego, California 6 $ 3,670,000 $ 611,666 $ 173,000
Windham, Connecticut 6 $ 1,360,000 $ 226,666 $ 84,000
Brevard, Florida 6 $ 1,660,000 $ 276,666 $ 146,000
Coweta, Georgia 6 $ 1,950,000 $ 325,000 $ 117,000
Norfolk, Massachusetts 6 $ 2,440,000 $ 406,666 $ 96,000
Itawamba, Mississippi 6 $ 520,000 $ 86,666 $ 39,000
Queens, New York 6 $ 2,690,000 $ 448,333 $ 119,000
Westchester, New York 6 $ 3,080,000 $ 513,333 $ 217,000
Cabarrus, North Carolina 6 $ 1,070,000 $ 178,333 $ 105,000
Johnston, North Carolina 6 $ 1,420,000 $ 236,666 $ 83,000
Champaign, Ohio 6 $ 1,060,000 $ 176,666 $ 52,000
Knox, Ohio 6 $ 1,050,000 $ 175,000 $ 85,000
Muskingum, Ohio 6 $ 640,000 $ 106,666 $ 57,000
Oklahoma, Oklahoma 6 $ 700,000 $ 116,666 $ 67,000
Harris, Texas 6 $ 1,340,000 $ 223,333 $ 112,000
Randall, Texas 6 $ 1,070,000 $ 178,333 $ 94,000
Tarrant, Texas 6 $ 1,250,000 $ 208,333 $ 74,000
Greene, Arkansas 5 $ 825,000 $ 165,000 $ 66,000
Orange, California 5 $ 3,425,000 $ 685,000 $ 150,000
Denver, Colorado 5 $ 2,085,000 $ 417,000 $ 100,000
Middlesex, Connecticut 5 $ 1,415,000 $ 283,000 $ 86,000
Charlotte, Florida 5 $ 845,000 $ 169,000 $ 45,000
Lee, Florida 5 $ 1,115,000 $ 223,000 $ 47,000
Polk, Florida 5 $ 865,000 $ 173,000 $ 71,000
Douglas, Georgia 5 $ 1,145,000 $ 229,000 $ 71,000
Gilmer, Georgia 5 $ 665,000 $ 133,000 $ 72,000
Jackson, Georgia 5 $ 1,145,000 $ 229,000 $ 63,000
Newton, Georgia 5 $ 1,005,000 $ 201,000 $ 103,000
Tangipahoa, Louisiana 5 $ 435,000 $ 87,000 $ 66,000
Charles, Maryland 5 $ 1,685,000 $ 337,000 $ 97,000
Franklin, North Carolina 5 $ 905,000 $ 181,000 $ 61,000
Montgomery, Ohio 5 $ 355,000 $ 71,000 $ 48,000
Richland, Ohio 5 $ 605,000 $ 121,000 $ 74,000
Ross, Ohio 5 $ 675,000 $ 135,000 $ 56,000
Chester, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 110,000
Newport, Rhode Island 5 $ 1,455,000 $ 291,000 $ 210,000
Davidson, Tennessee 5 $ 1,375,000 $ 275,000 $ 155,000
Virginia Beach, Virginia 5 $ 655,000 $ 131,000 $ 44,000
Yavapai, Arizona 4 $ 1,700,000 $ 425,000 $ 156,000
Poinsett, Arkansas 4 $ 290,000 $ 72,500 $ 72,000
Arapahoe, Colorado 4 $ 1,070,000 $ 267,500 $ 63,000
Tolland, Connecticut 4 $ 1,650,000 $ 412,500 $ 131,000
Palm Beach, Florida 4 $ 1,110,000 $ 277,500 $ 71,000
St. Lucie, Florida 4 $ 910,000 $ 227,500 $ 104,000
Butts, Georgia 4 $ 810,000 $ 202,500 $ 79,000
Carroll, Georgia 4 $ 560,000 $ 140,000 $ 41,000
Gordon, Georgia 4 $ 490,000 $ 122,500 $ 51,000
Bullitt, Kentucky 4 $ 550,000 $ 137,500 $ 54,000
Greenup, Kentucky 4 $ 650,000 $ 162,500 $ 82,000
Oldham, Kentucky 4 $ 550,000 $ 137,500 $ 55,000
Jefferson, Louisiana 4 $ 800,000 $ 200,000 $ 97,000
Carroll, Maryland 4 $ 910,000 $ 227,500 $ 132,000
Frederick, Maryland 4 $ 920,000 $ 230,000 $ 86,000
Montgomery, Maryland 4 $ 1,450,000 $ 362,500 $ 128,000
Barnstable, Massachusetts 4 $ 1,040,000 $ 260,000 $ 116,000
Berkshire, Massachusetts 4 $ 720,000 $ 180,000 $ 55,000
Suffolk, Massachusetts 4 $ 1,120,000 $ 280,000 $ 99,000
Macomb, Michigan 4 $ 910,000 $ 227,500 $ 68,000
Ocean, New Jersey 4 $ 770,000 $ 192,500 $ 65,000
Bronx, New York 4 $ 2,110,000 $ 527,500 $ 118,000
Durham, North Carolina 4 $ 810,000 $ 202,500 $ 75,000
Crawford, Ohio 4 $ 480,000 $ 120,000 $ 52,000
Marion, Ohio 4 $ 310,000 $ 77,500 $ 35,000
Washington, Ohio 4 $ 650,000 $ 162,500 $ 69,000
Cleveland, Oklahoma 4 $ 740,000 $ 185,000 $ 65,000
Delaware, Oklahoma 4 $ 910,000 $ 227,500 $ 74,000
Pottawatomie, Oklahoma 4 $ 480,000 $ 120,000 $ 75,000
York, Pennsylvania 4 $ 1,360,000 $ 340,000 $ 210,000
Williamson, Tennessee 4 $ 1,230,000 $ 307,500 $ 101,000
Salt Lake, Utah 4 $ 1,680,000 $ 420,000 $ 327,000
Chesapeake, Virginia 4 $ 1,100,000 $ 275,000 $ 92,000
Hampton, Virginia 4 $ 600,000 $ 150,000 $ 62,000
Norfolk, Virginia 4 $ 1,000,000 $ 250,000 $ 99,000
Fulton, Arkansas 3 $ 435,000 $ 145,000 $ 44,000
Garland, Arkansas 3 $ 505,000 $ 168,333 $ 107,000
Lonoke, Arkansas 3 $ 335,000 $ 111,666 $ 39,000
Washington, Arkansas 3 $ 495,000 $ 165,000 $ 53,000
Kern, California 3 $ 995,000 $ 331,666 $ 114,000
Riverside, California 3 $ 1,845,000 $ 615,000 $ 359,000
Douglas, Colorado 3 $ 1,865,000 $ 621,666 $ 165,000
Bay, Florida 3 $ 895,000 $ 298,333 $ 158,000
Citrus, Florida 3 $ 505,000 $ 168,333 $ 49,000
Clay, Florida 3 $ 725,000 $ 241,666 $ 56,000
Collier, Florida 3 $ 1,035,000 $ 345,000 $ 159,000
Duval, Florida 3 $ 855,000 $ 285,000 $ 96,000
Orange, Florida 3 $ 905,000 $ 301,666 $ 224,000
Barrow, Georgia 3 $ 495,000 $ 165,000 $ 70,000
Bulloch, Georgia 3 $ 705,000 $ 235,000 $ 76,000
Clayton, Georgia 3 $ 375,000 $ 125,000 $ 67,000
Columbia, Georgia 3 $ 705,000 $ 235,000 $ 94,000
Fannin, Georgia 3 $ 585,000 $ 195,000 $ 57,000
Lamar, Georgia 3 $ 635,000 $ 211,666 $ 67,000
St. Tammany, Louisiana 3 $ 725,000 $ 241,666 $ 58,000
Cecil, Maryland 3 $ 715,000 $ 238,333 $ 56,000
Hampshire, Massachusetts 3 $ 725,000 $ 241,666 $ 75,000
Oakland, Michigan 3 $ 675,000 $ 225,000 $ 295,000
Lee, Mississippi 3 $ 375,000 $ 125,000 $ 52,000
Washoe, Nevada 3 $ 1,075,000 $ 358,333 $ 99,000
Belknap, New Hampshire 3 $ 825,000 $ 275,000 $ 166,000
Cape May, New Jersey 3 $ 855,000 $ 285,000 $ 180,000
Essex, New Jersey 3 $ 1,925,000 $ 641,666 $ 343,000
Bernalillo, New Mexico 3 $ 715,000 $ 238,333 $ 70,000
Orange, New York 3 $ 755,000 $ 251,666 $ 152,000
Craven, North Carolina 3 $ 505,000 $ 168,333 $ 97,000
Gaston, North Carolina 3 $ 485,000 $ 161,666 $ 53,000
Butler, Ohio 3 $ 465,000 $ 155,000 $ 76,000
Hamilton, Ohio 3 $ 425,000 $ 141,666 $ 55,000
Logan, Ohio 3 $ 445,000 $ 148,333 $ 73,000
Lucas, Ohio 3 $ 965,000 $ 321,666 $ 182,000
Medina, Ohio 3 $ 645,000 $ 215,000 $ 67,000
Putnam, Ohio 3 $ 315,000 $ 105,000 $ 33,000
Van Wert, Ohio 3 $ 455,000 $ 151,666 $ 47,000
Wayne, Ohio 3 $ 485,000 $ 161,666 $ 70,000
Comanche, Oklahoma 3 $ 375,000 $ 125,000 $ 64,000
Okmulgee, Oklahoma 3 $ 625,000 $ 208,333 $ 70,000
Lincoln, Oregon 3 $ 565,000 $ 188,333 $ 62,000
Allegheny, Pennsylvania 3 $ 345,000 $ 115,000 $ 37,000
Philadelphia, Pennsylvania 3 $ 975,000 $ 325,000 $ 121,000
Dorchester, South Carolina 3 $ 685,000 $ 228,333 $ 90,000
Horry, South Carolina 3 $ 645,000 $ 215,000 $ 50,000
Dyer, Tennessee 3 $ 275,000 $ 91,666 $ 44,000
Gibson, Tennessee 3 $ 265,000 $ 88,333 $ 33,000
Hardeman, Tennessee 3 $ 235,000 $ 78,333 $ 48,000
Knox, Tennessee 3 $ 765,000 $ 255,000 $ 80,000
Collin, Texas 3 $ 1,035,000 $ 345,000 $ 152,000
Potter, Texas 3 $ 415,000 $ 138,333 $ 46,000
Davis, Utah 3 $ 485,000 $ 161,666 $ 50,000
Weber, Utah 3 $ 1,635,000 $ 545,000 $ 165,000
Prince William, Virginia 3 $ 1,395,000 $ 465,000 $ 141,000
Snohomish, Washington 3 $ 945,000 $ 315,000 $ 84,000
Thurston, Washington 3 $ 865,000 $ 288,333 $ 65,000
Baldwin, Alabama 2 $ 520,000 $ 260,000 $ 248,000
Limestone, Alabama 2 $ 450,000 $ 225,000 $ 95,000
Madison, Alabama 2 $ 420,000 $ 210,000 $ 59,000
Navajo, Arizona 2 $ 340,000 $ 170,000 $ 181,000
Independence, Arkansas 2 $ 400,000 $ 200,000 $ 50,000
Monroe, Arkansas 2 $ 250,000 $ 125,000 $ 54,000
Randolph, Arkansas 2 $ 1,670,000 $ 835,000 $ 0
St. Francis, Arkansas 2 $ 160,000 $ 80,000 $ 53,000
White, Arkansas 2 $ 610,000 $ 305,000 $ 137,000
Placer, California 2 $ 980,000 $ 490,000 $ 118,000
Sacramento, California 2 $ 730,000 $ 365,000 $ 99,000
Adams, Colorado 2 $ 440,000 $ 220,000 $ 70,000
Okaloosa, Florida 2 $ 470,000 $ 235,000 $ 45,000
St. Johns, Florida 2 $ 390,000 $ 195,000 $ 60,000
Sumter, Florida 2 $ 220,000 $ 110,000 $ 49,000
Volusia, Florida 2 $ 360,000 $ 180,000 $ 86,000
Walton, Florida 2 $ 670,000 $ 335,000 $ 273,000
Camden, Georgia 2 $ 470,000 $ 235,000 $ 112,000
Habersham, Georgia 2 $ 500,000 $ 250,000 $ 128,000
Hall, Georgia 2 $ 620,000 $ 310,000 $ 80,000
Houston, Georgia 2 $ 650,000 $ 325,000 $ 101,000
Monroe, Georgia 2 $ 480,000 $ 240,000 $ 92,000
Pike, Georgia 2 $ 420,000 $ 210,000 $ 111,000
Spalding, Georgia 2 $ 340,000 $ 170,000 $ 87,000
DuPage, Illinois 2 $ 580,000 $ 290,000 $ 97,000
Lake, Illinois 2 $ 380,000 $ 190,000 $ 57,000
Clark, Indiana 2 $ 410,000 $ 205,000 $ 82,000
Marion, Indiana 2 $ 400,000 $ 200,000 $ 37,000
Neosho, Kansas 2 $ 310,000 $ 155,000 $ 50,000
Sedgwick, Kansas 2 $ 420,000 $ 210,000 $ 50,000
Henry, Kentucky 2 $ 420,000 $ 210,000 $ 87,000
Orleans, Louisiana 2 $ 540,000 $ 270,000 $ 97,000
Caroline, Maryland 2 $ 280,000 $ 140,000 $ 76,000
Howard, Maryland 2 $ 800,000 $ 400,000 $ 113,000
Queen Anne's, Maryland 2 $ 450,000 $ 225,000 $ 88,000
Washington, Maryland 2 $ 220,000 $ 110,000 $ 75,000
Newaygo, Michigan 2 $ 230,000 $ 115,000 $ 141,000
Ottawa, Michigan 2 $ 320,000 $ 160,000 $ 67,000
Rankin, Mississippi 2 $ 230,000 $ 115,000 $ 55,000
Jackson, Missouri 2 $ 140,000 $ 70,000 $ 102,000
Cheshire, New Hampshire 2 $ 340,000 $ 170,000 $ 49,000
Bergen, New Jersey 2 $ 860,000 $ 430,000 $ 141,000
Passaic, New Jersey 2 $ 670,000 $ 335,000 $ 135,000
Erie, New York 2 $ 350,000 $ 175,000 $ 71,000
Genesee, New York 2 $ 260,000 $ 130,000 $ 50,000
Onondaga, New York 2 $ 400,000 $ 200,000 $ 113,000
Hertford, North Carolina 2 $ 150,000 $ 75,000 $ 37,000
Nash, North Carolina 2 $ 250,000 $ 125,000 $ 42,000
Pender, North Carolina 2 $ 300,000 $ 150,000 $ 50,000
Rutherford, North Carolina 2 $ 430,000 $ 215,000 $ 66,000
Union, North Carolina 2 $ 420,000 $ 210,000 $ 40,000
Clermont, Ohio 2 $ 310,000 $ 155,000 $ 50,000
Fayette, Ohio 2 $ 200,000 $ 100,000 $ 43,000
Mahoning, Ohio 2 $ 360,000 $ 180,000 $ 65,000
Miami, Ohio 2 $ 320,000 $ 160,000 $ 59,000
Perry, Ohio 2 $ 240,000 $ 120,000 $ 70,000
Shelby, Ohio 2 $ 270,000 $ 135,000 $ 95,000
Summit, Ohio 2 $ 360,000 $ 180,000 $ 80,000
Adair, Oklahoma 2 $ 210,000 $ 105,000 $ 29,000
Garvin, Oklahoma 2 $ 150,000 $ 75,000 $ 39,000
Mayes, Oklahoma 2 $ 210,000 $ 105,000 $ 48,000
McClain, Oklahoma 2 $ 300,000 $ 150,000 $ 40,000
Pittsburg, Oklahoma 2 $ 180,000 $ 90,000 $ 95,000
Jackson, Oregon 2 $ 400,000 $ 200,000 $ 96,000
Washington, Oregon 2 $ 760,000 $ 380,000 $ 71,000
Delaware, Pennsylvania 2 $ 870,000 $ 435,000 $ 242,000
Lancaster, Pennsylvania 2 $ 330,000 $ 165,000 $ 74,000
Kent, Rhode Island 2 $ 690,000 $ 345,000 $ 116,000
Greenville, South Carolina 2 $ 370,000 $ 185,000 $ 132,000
Lexington, South Carolina 2 $ 690,000 $ 345,000 $ 83,000
York, South Carolina 2 $ 450,000 $ 225,000 $ 76,000
Benton, Tennessee 2 $ 550,000 $ 275,000 $ 96,000
Crockett, Tennessee 2 $ 140,000 $ 70,000 $ 67,000
Henderson, Tennessee 2 $ 360,000 $ 180,000 $ 105,000
Ector, Texas 2 $ 420,000 $ 210,000 $ 95,000
El Paso, Texas 2 $ 330,000 $ 165,000 $ 0
Guadalupe, Texas 2 $ 460,000 $ 230,000 $ 61,000
Webb, Texas 2 $ 330,000 $ 165,000 $ 45,000
Emery, Utah 2 $ 260,000 $ 130,000 $ 27,000
James City, Virginia 2 $ 760,000 $ 380,000 $ 193,000
Loudoun, Virginia 2 $ 860,000 $ 430,000 $ 170,000
King, Washington 2 $ 640,000 $ 320,000 $ 76,000
Pierce, Washington 2 $ 540,000 $ 270,000 $ 0
Skagit, Washington 2 $ 260,000 $ 130,000 $ 58,000
Spokane, Washington 2 $ 450,000 $ 225,000 $ 118,000
Monongalia, West Virginia 2 $ 380,000 $ 190,000 $ 85,000
Brown, Wisconsin 2 $ 660,000 $ 330,000 $ 125,000
Milwaukee, Wisconsin 2 $ 270,000 $ 135,000 $ 91,000
Autauga, Alabama 1 $ 295,000 $ 295,000 $ 71,000
Chambers, Alabama 1 $ 355,000 $ 355,000 $ 111,000
Lee, Alabama 1 $ 165,000 $ 165,000 $ 521,000
Mobile, Alabama 1 $ 205,000 $ 205,000 $ 98,000
Tuscaloosa, Alabama 1 $ 135,000 $ 135,000 $ 87,000
Cochise, Arizona 1 $ 195,000 $ 195,000 $ 53,000
Mohave, Arizona 1 $ 155,000 $ 155,000 $ 75,000
Baxter, Arkansas 1 $ 85,000 $ 85,000 $ 135,000
Boone, Arkansas 1 $ 95,000 $ 95,000 $ 66,000
Carroll, Arkansas 1 $ 115,000 $ 115,000 $ 40,000
Clark, Arkansas 1 $ 85,000 $ 85,000 $ 64,000
Cleburne, Arkansas 1 $ 85,000 $ 85,000 $ 45,000
Crawford, Arkansas 1 $ 105,000 $ 105,000 $ 56,000
Lawrence, Arkansas 1 $ 115,000 $ 115,000 $ 41,000
Saline, Arkansas 1 $ 95,000 $ 95,000 $ 23,000
Scott, Arkansas 1 $ 105,000 $ 105,000 $ 54,000
Searcy, Arkansas 1 $ 115,000 $ 115,000 $ 45,000
Sebastian, Arkansas 1 $ 125,000 $ 125,000 $ 65,000
Union, Arkansas 1 $ 95,000 $ 95,000 $ 49,000
Contra Costa, California 1 $ 505,000 $ 505,000 $ 105,000
Fresno, California 1 $ 275,000 $ 275,000 $ 0
Humboldt, California 1 $ 255,000 $ 255,000 $ 54,000
Lassen, California 1 $ 205,000 $ 205,000 $ 86,000
San Bernardino, California 1 $ 265,000 $ 265,000 $ 108,000
San Francisco, California 1 $ 2,685,000 $ 2,685,000 $ 683,000
Santa Barbara, California 1 $ 475,000 $ 475,000 $ 98,000
Santa Clara, California 1 $ 665,000 $ 665,000 $ 188,000
Ventura, California 1 $ 295,000 $ 295,000 $ 0
Boulder, Colorado 1 $ 395,000 $ 395,000 $ 236,000
Jefferson, Colorado 1 $ 295,000 $ 295,000 $ 57,000
Larimer, Colorado 1 $ 75,000 $ 75,000 $ 18,000
Mineral, Colorado 1 $ 765,000 $ 765,000 $ 110,000
Pueblo, Colorado 1 $ 235,000 $ 235,000 $ 122,000
Weld, Colorado 1 $ 725,000 $ 725,000 $ 299,000
Columbia, Florida 1 $ 195,000 $ 195,000 $ 42,000
DeSoto, Florida 1 $ 295,000 $ 295,000 $ 99,000
Flagler, Florida 1 $ 175,000 $ 175,000 $ 57,000
Lake, Florida 1 $ 215,000 $ 215,000 $ 40,000
Levy, Florida 1 $ 215,000 $ 215,000 $ 85,000
Marion, Florida 1 $ 275,000 $ 275,000 $ 33,000
Martin, Florida 1 $ 75,000 $ 75,000 $ 135,000
Monroe, Florida 1 $ 445,000 $ 445,000 $ 166,000
Osceola, Florida 1 $ 265,000 $ 265,000 $ 86,000
Putnam, Florida 1 $ 305,000 $ 305,000 $ 64,000
Santa Rosa, Florida 1 $ 245,000 $ 245,000 $ 91,000
Seminole, Florida 1 $ 365,000 $ 365,000 $ 471,000
Catoosa, Georgia 1 $ 135,000 $ 135,000 $ 37,000
Chatham, Georgia 1 $ 435,000 $ 435,000 $ 84,000
Clarke, Georgia 1 $ 65,000 $ 65,000 $ 245,000
Colquitt, Georgia 1 $ 255,000 $ 255,000 $ 60,000
Emanuel, Georgia 1 $ 325,000 $ 325,000 $ 162,000
Floyd, Georgia 1 $ 285,000 $ 285,000 $ 70,000
Greene, Georgia 1 $ 195,000 $ 195,000 $ 45,000
Lowndes, Georgia 1 $ 145,000 $ 145,000 $ 0
Morgan, Georgia 1 $ 285,000 $ 285,000 $ 79,000
Murray, Georgia 1 $ 165,000 $ 165,000 $ 57,000
Muscogee, Georgia 1 $ 205,000 $ 205,000 $ 36,000
Putnam, Georgia 1 $ 195,000 $ 195,000 $ 61,000
Rockdale, Georgia 1 $ 125,000 $ 125,000 $ 84,000
Screven, Georgia 1 $ 125,000 $ 125,000 $ 65,000
Talbot, Georgia 1 $ 135,000 $ 135,000 $ 0
Walker, Georgia 1 $ 55,000 $ 55,000 $ 38,000
Walton, Georgia 1 $ 215,000 $ 215,000 $ 63,000
Hawaii, Hawaii 1 $ 255,000 $ 255,000 $ 261,000
Ada, Idaho 1 $ 115,000 $ 115,000 $ 55,000
Bonneville, Idaho 1 $ 325,000 $ 325,000 $ 82,000
Washington, Idaho 1 $ 65,000 $ 65,000 $ 45,000
Kane, Illinois 1 $ 325,000 $ 325,000 $ 125,000
Madison, Illinois 1 $ 205,000 $ 205,000 $ 74,000
Will, Illinois 1 $ 295,000 $ 295,000 $ 0
Allen, Indiana 1 $ 295,000 $ 295,000 $ 132,000
Jefferson, Indiana 1 $ 265,000 $ 265,000 $ 90,000
Lake, Indiana 1 $ 55,000 $ 55,000 $ 62,000
St. Joseph, Indiana 1 $ 95,000 $ 95,000 $ 51,000
Cedar, Iowa 1 $ 225,000 $ 225,000 $ 89,000
Henry, Iowa 1 $ 215,000 $ 215,000 $ 55,000
Jasper, Iowa 1 $ 255,000 $ 255,000 $ 107,000
Polk, Iowa 1 $ 85,000 $ 85,000 $ 24,000
Bourbon, Kansas 1 $ 55,000 $ 55,000 $ 64,000
Grant, Kansas 1 $ 115,000 $ 115,000 $ 59,000
Leavenworth, Kansas 1 $ 205,000 $ 205,000 $ 82,000
Montgomery, Kansas 1 $ 95,000 $ 95,000 $ 44,000
Riley, Kansas 1 $ 145,000 $ 145,000 $ 49,000
Allen, Kentucky 1 $ 105,000 $ 105,000 $ 34,000
Butler, Kentucky 1 $ 125,000 $ 125,000 $ 56,000
Casey, Kentucky 1 $ 95,000 $ 95,000 $ 85,000
Crittenden, Kentucky 1 $ 155,000 $ 155,000 $ 217,000
Edmonson, Kentucky 1 $ 155,000 $ 155,000 $ 50,000
Fayette, Kentucky 1 $ 85,000 $ 85,000 $ 193,000
Garrard, Kentucky 1 $ 145,000 $ 145,000 $ 40,000
Hardin, Kentucky 1 $ 205,000 $ 205,000 $ 123,000
Kenton, Kentucky 1 $ 195,000 $ 195,000 $ 72,000
Nelson, Kentucky 1 $ 155,000 $ 155,000 $ 76,000
Trigg, Kentucky 1 $ 435,000 $ 435,000 $ 74,000
Bossier, Louisiana 1 $ 295,000 $ 295,000 $ 65,000
Claiborne, Louisiana 1 $ 85,000 $ 85,000 $ 27,000
De Soto, Louisiana 1 $ 255,000 $ 255,000 $ 82,000
Livingston, Louisiana 1 $ 165,000 $ 165,000 $ 55,000
Rapides, Louisiana 1 $ 195,000 $ 195,000 $ 123,000
St. Charles, Louisiana 1 $ 135,000 $ 135,000 $ 42,000
Union, Louisiana 1 $ 185,000 $ 185,000 $ 60,000
Calvert, Maryland 1 $ 345,000 $ 345,000 $ 100,000
Wicomico, Maryland 1 $ 185,000 $ 185,000 $ 70,000
Dukes, Massachusetts 1 $ 365,000 $ 365,000 $ 78,000
Franklin, Massachusetts 1 $ 235,000 $ 235,000 $ 41,000
Allegan, Michigan 1 $ 105,000 $ 105,000 $ 42,000
Clinton, Michigan 1 $ 265,000 $ 265,000 $ 80,000
Eaton, Michigan 1 $ 95,000 $ 95,000 $ 48,000
Ingham, Michigan 1 $ 55,000 $ 55,000 $ 38,000
Jackson, Michigan 1 $ 55,000 $ 55,000 $ 68,000
Kent, Michigan 1 $ 115,000 $ 115,000 $ 63,000
Shiawassee, Michigan 1 $ 75,000 $ 75,000 $ 20,000
Washtenaw, Michigan 1 $ 205,000 $ 205,000 $ 95,000
Crow Wing, Minnesota 1 $ 225,000 $ 225,000 $ 35,000
Hennepin, Minnesota 1 $ 345,000 $ 345,000 $ 69,000
Washington, Minnesota 1 $ 185,000 $ 185,000 $ 55,000
Carroll, Mississippi 1 $ 95,000 $ 95,000 $ 92,000
Lafayette, Mississippi 1 $ 125,000 $ 125,000 $ 87,000
Lamar, Mississippi 1 $ 265,000 $ 265,000 $ 115,000
Panola, Mississippi 1 $ 115,000 $ 115,000 $ 30,000
Tate, Mississippi 1 $ 135,000 $ 135,000 $ 38,000
Buchanan, Missouri 1 $ 135,000 $ 135,000 $ 69,000
Christian, Missouri 1 $ 365,000 $ 365,000 $ 147,000
Franklin, Missouri 1 $ 235,000 $ 235,000 $ 42,000
Howell, Missouri 1 $ 215,000 $ 215,000 $ 0
Jasper, Missouri 1 $ 65,000 $ 65,000 $ 46,000
Jefferson, Missouri 1 $ 105,000 $ 105,000 $ 39,000
Johnson, Missouri 1 $ 175,000 $ 175,000 $ 39,000
St. Charles, Missouri 1 $ 145,000 $ 145,000 $ 48,000
Flathead, Montana 1 $ 325,000 $ 325,000 $ 96,000
Yellowstone, Montana 1 $ 155,000 $ 155,000 $ 91,000
Douglas, Nebraska 1 $ 335,000 $ 335,000 $ 250,000
Lancaster, Nebraska 1 $ 195,000 $ 195,000 $ 125,000
Carson City, Nevada 1 $ 195,000 $ 195,000 $ 39,000
Lyon, Nevada 1 $ 255,000 $ 255,000 $ 120,000
Carroll, New Hampshire 1 $ 155,000 $ 155,000 $ 55,000
Coos, New Hampshire 1 $ 135,000 $ 135,000 $ 103,000
Grafton, New Hampshire 1 $ 75,000 $ 75,000 $ 68,000
Merrimack, New Hampshire 1 $ 175,000 $ 175,000 $ 98,000
Strafford, New Hampshire 1 $ 265,000 $ 265,000 $ 138,000
Hudson, New Jersey 1 $ 375,000 $ 375,000 $ 87,000
Middlesex, New Jersey 1 $ 145,000 $ 145,000 $ 111,000
Monmouth, New Jersey 1 $ 55,000 $ 55,000 $ 139,000
Union, New Jersey 1 $ 405,000 $ 405,000 $ 128,000
Chaves, New Mexico 1 $ 105,000 $ 105,000 $ 149,000
Santa Fe, New Mexico 1 $ 335,000 $ 335,000 $ 161,000
Columbia, New York 1 $ 165,000 $ 165,000 $ 75,000
Delaware, New York 1 $ 185,000 $ 185,000 $ 207,000
Jefferson, New York 1 $ 205,000 $ 205,000 $ 76,000
Orleans, New York 1 $ 265,000 $ 265,000 $ 205,000
Otsego, New York 1 $ 285,000 $ 285,000 $ 73,000
Putnam, New York 1 $ 165,000 $ 165,000 $ 83,000
Rensselaer, New York 1 $ 125,000 $ 125,000 $ 79,000
Richmond, New York 1 $ 455,000 $ 455,000 $ 117,000
Saratoga, New York 1 $ 255,000 $ 255,000 $ 87,000
Sullivan, New York 1 $ 125,000 $ 125,000 $ 66,000
Warren, New York 1 $ 275,000 $ 275,000 $ 98,000
Beaufort, North Carolina 1 $ 125,000 $ 125,000 $ 39,000
Brunswick, North Carolina 1 $ 85,000 $ 85,000 $ 66,000
Buncombe, North Carolina 1 $ 365,000 $ 365,000 $ 95,000
Carteret, North Carolina 1 $ 225,000 $ 225,000 $ 103,000
Davidson, North Carolina 1 $ 145,000 $ 145,000 $ 60,000
Granville, North Carolina 1 $ 135,000 $ 135,000 $ 167,000
Greene, North Carolina 1 $ 95,000 $ 95,000 $ 47,000
Harnett, North Carolina 1 $ 175,000 $ 175,000 $ 67,000
Hoke, North Carolina 1 $ 175,000 $ 175,000 $ 68,000
New Hanover, North Carolina 1 $ 325,000 $ 325,000 $ 119,000
Onslow, North Carolina 1 $ 85,000 $ 85,000 $ 31,000
Orange, North Carolina 1 $ 285,000 $ 285,000 $ 65,000
Pitt, North Carolina 1 $ 195,000 $ 195,000 $ 107,000
Rockingham, North Carolina 1 $ 75,000 $ 75,000 $ 165,000
Sampson, North Carolina 1 $ 95,000 $ 95,000 $ 34,000
Burleigh, North Dakota 1 $ 95,000 $ 95,000 $ 188,000
Williams, North Dakota 1 $ 335,000 $ 335,000 $ 149,000
Adams, Ohio 1 $ 175,000 $ 175,000 $ 66,000
Ashland, Ohio 1 $ 285,000 $ 285,000 $ 94,000
Auglaize, Ohio 1 $ 155,000 $ 155,000 $ 65,000
Belmont, Ohio 1 $ 95,000 $ 95,000 $ 57,000
Clark, Ohio 1 $ 115,000 $ 115,000 $ 48,000
Clinton, Ohio 1 $ 125,000 $ 125,000 $ 49,000
Geauga, Ohio 1 $ 215,000 $ 215,000 $ 125,000
Greene, Ohio 1 $ 155,000 $ 155,000 $ 51,000
Guernsey, Ohio 1 $ 95,000 $ 95,000 $ 51,000
Hocking, Ohio 1 $ 125,000 $ 125,000 $ 45,000
Jefferson, Ohio 1 $ 105,000 $ 105,000 $ 89,000
Lake, Ohio 1 $ 115,000 $ 115,000 $ 33,000
Lorain, Ohio 1 $ 165,000 $ 165,000 $ 35,000
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Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,378 $724,000,000 $214,000 $2,685,000 $87,000 $2,590,000
Cash-out Refinancing 400 $111,990,000 $279,000 $1,285,000 $103,000 $900,000
Refinancing 311 $78,785,000 $253,000 $1,495,000 $121,000 $704,000
Other Purpose 15 $2,975,000 $198,000 $545,000 $103,000 $229,000
Home Improvement 7 $455,000 $65,000 $125,000 $165,000 $354,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,753 $618,785,000 $224,000 $2,685,000 $94,000 $2,590,000
Black or African American 671 $146,025,000 $217,000 $665,000 $79,000 $651,000
Hispanic 263 $59,865,000 $227,000 $815,000 $80,000 $648,000
Asian 165 $39,495,000 $239,000 $675,000 $100,000 $402,000
Not Provided 164 $38,380,000 $234,000 $1,285,000 $87,000 $550,000
Not applicable 67 $10,545,000 $157,000 $1,205,000 $0 $0
American Indian or Alaskan Native 18 $2,930,000 $162,000 $405,000 $61,000 $109,000
Native Hawaiian or Other Pacific Islander 6 $1,270,000 $211,000 $295,000 $53,000 $95,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,390 $551,020,000 $230,000 $2,685,000 $104,000 $2,590,000
FHA-insured (Federal Housing Administration) 1,188 $232,480,000 $195,000 $645,000 $68,000 $362,000
VA-guaranteed (Veterans Administration) 400 $114,210,000 $285,000 $1,285,000 $89,000 $651,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 133 $20,495,000 $154,000 $365,000 $57,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,958 $651,550,000 $220,000 $2,685,000 $91,000 $2,590,000
Application Denied By Financial Institution 403 $88,025,000 $218,000 $745,000 $76,000 $651,000
Application Withdrawn By Applicant 387 $94,415,000 $243,000 $995,000 $98,000 $648,000
Application Approved But Not Accepted 363 $84,215,000 $231,000 $1,285,000 $96,000 $900,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,708 $830,180,000 $223,000 $2,685,000 $92,000 $2,590,000
Debt-To-Income Ratio 108 $23,610,000 $218,000 $645,000 $56,000 $189,000
Other 101 $22,575,000 $223,000 $705,000 $85,000 $261,000
Credit History 77 $17,235,000 $223,000 $595,000 $86,000 $651,000
Insufficient Cash (Downpayment, Closing Cost) 50 $9,420,000 $188,000 $665,000 $75,000 $208,000
Collateral 42 $10,210,000 $243,000 $745,000 $89,000 $299,000
Unverifiable Information 12 $2,510,000 $209,000 $425,000 $72,000 $164,000
Employment History 11 $1,785,000 $162,000 $455,000 $88,000 $187,000
Credit Application Incomplete 2 $680,000 $340,000 $495,000 $107,000 $164,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evolve Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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