Evolve Bank & Trust Mortgage Lending & HMDA Data, 2018
In 2018, Evolve Bank & Trust of Memphis, TN reported 4,111 mortgage applications totaling $918.2 million, down 15% from 2017. The average application was for $223,353, and applicants reported an average income of $91,320. 72% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Columbus, OH (711), Memphis, TN-MS-AR (371) and Atlanta-Sandy Springs-Roswell, GA (276) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,111 |
| Total Mortgage Loan Application Amount | $918,205,000 |
| Average Mortgage Loan Application Amount | $223,353 |
| Highest Mortgage Loan Application Amount | $2,685,000 |
| Average Applicant Income | $91,320 |
| Highest Applicant Income | $2,590,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 711 | $ 127,375,000 | $ 179,149 | $ 77,000 |
| Memphis, TN-MS-AR | 371 | $ 67,425,000 | $ 181,738 | $ 98,194 |
| Outside any metro area | 318 | $ 52,230,000 | $ 164,245 | $ 72,707 |
| Atlanta-Sandy Springs-Roswell, GA | 276 | $ 60,720,000 | $ 220,000 | $ 90,000 |
| Tampa-St. Petersburg-Clearwater, FL | 243 | $ 52,675,000 | $ 216,769 | $ 97,000 |
| Worcester, MA-CT | 168 | $ 39,870,000 | $ 237,321 | $ 78,214 |
| Wilmington, DE-MD-NJ | 162 | $ 35,000,000 | $ 216,049 | $ 72,685 |
| Nassau County-Suffolk County, NY | 156 | $ 51,830,000 | $ 332,243 | $ 132,000 |
| Jonesboro, AR | 83 | $ 12,615,000 | $ 151,987 | $ 89,000 |
| Phoenix-Mesa-Scottsdale, AZ | 83 | $ 23,745,000 | $ 286,084 | $ 112,000 |
| Cambridge-Newton-Framingham, MA | 75 | $ 24,055,000 | $ 320,733 | $ 94,000 |
| New York-Jersey City-White Plains, NY-NJ | 64 | $ 24,160,000 | $ 377,500 | $ 115,593 |
| Tulsa, OK | 63 | $ 12,015,000 | $ 190,714 | $ 80,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 59 | $ 18,865,000 | $ 319,745 | $ 106,711 |
| Louisville/Jefferson County, KY-IN | 58 | $ 10,770,000 | $ 185,689 | $ 85,862 |
| Bridgeport-Stamford-Norwalk, CT | 47 | $ 14,055,000 | $ 299,042 | $ 125,000 |
| Miami-Miami Beach-Kendall, FL | 46 | $ 12,670,000 | $ 275,434 | $ 84,000 |
| Baltimore-Columbia-Towson, MD | 44 | $ 9,390,000 | $ 213,409 | $ 90,000 |
| Dover, DE | 40 | $ 10,230,000 | $ 255,750 | $ 70,000 |
| Salisbury, MD-DE | 40 | $ 10,470,000 | $ 261,750 | $ 101,200 |
| Raleigh, NC | 39 | $ 9,085,000 | $ 232,948 | $ 88,000 |
| Charlotte-Concord-Gastonia, NC-SC | 38 | $ 8,720,000 | $ 229,473 | $ 75,052 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 30 | $ 7,290,000 | $ 243,000 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 30 | $ 6,270,000 | $ 209,000 | $ 81,000 |
| Boston, MA | 29 | $ 10,315,000 | $ 355,689 | $ 98,000 |
| North Port-Sarasota-Bradenton, FL | 26 | $ 7,590,000 | $ 291,923 | $ 126,000 |
| Providence-Warwick, RI-MA | 24 | $ 6,650,000 | $ 277,083 | $ 116,333 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 5,965,000 | $ 259,347 | $ 98,000 |
| Dallas-Plano-Irving, TX | 18 | $ 4,370,000 | $ 242,777 | $ 101,000 |
| Cleveland-Elyria, OH | 17 | $ 2,435,000 | $ 143,235 | $ 60,000 |
| Jackson, TN | 17 | $ 2,535,000 | $ 149,117 | $ 73,000 |
| Manchester-Nashua, NH | 17 | $ 4,625,000 | $ 272,058 | $ 87,000 |
| Bowling Green, KY | 16 | $ 2,490,000 | $ 155,625 | $ 54,000 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 4,520,000 | $ 282,500 | $ 80,000 |
| Beaumont-Port Arthur, TX | 15 | $ 2,675,000 | $ 178,333 | $ 83,000 |
| Denver-Aurora-Lakewood, CO | 15 | $ 5,755,000 | $ 383,666 | $ 101,000 |
| Springfield, MA | 15 | $ 2,825,000 | $ 188,333 | $ 70,000 |
| Little Rock-North Little Rock-Conway, AR | 14 | $ 2,270,000 | $ 162,142 | $ 63,000 |
| Oklahoma City, OK | 14 | $ 2,020,000 | $ 144,285 | $ 63,000 |
| Rockingham County-Strafford County, NH | 14 | $ 3,750,000 | $ 267,857 | $ 102,000 |
| Midland, TX | 12 | $ 3,590,000 | $ 299,166 | $ 118,000 |
| Chicago-Naperville-Arlington Heights, IL | 11 | $ 2,645,000 | $ 240,454 | $ 82,000 |
| Cincinnati, OH-KY-IN | 10 | $ 1,690,000 | $ 169,000 | $ 65,700 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 2,050,000 | $ 205,000 | $ 91,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 2,920,000 | $ 292,000 | $ 120,000 |
| New Orleans-Metairie, LA | 10 | $ 2,200,000 | $ 220,000 | $ 80,000 |
| San Antonio-New Braunfels, TX | 10 | $ 2,380,000 | $ 238,000 | $ 87,000 |
| Amarillo, TX | 9 | $ 1,485,000 | $ 165,000 | $ 78,000 |
| Greensboro-High Point, NC | 9 | $ 2,125,000 | $ 236,111 | $ 106,000 |
| Houston-The Woodlands-Sugar Land, TX | 9 | $ 2,185,000 | $ 242,777 | $ 117,000 |
| Las Cruces, NM | 9 | $ 1,305,000 | $ 145,000 | $ 66,000 |
| Lima, OH | 9 | $ 1,385,000 | $ 153,888 | $ 64,000 |
| Winston-Salem, NC | 9 | $ 1,105,000 | $ 122,777 | $ 50,000 |
| Dayton, OH | 8 | $ 830,000 | $ 103,750 | $ 51,000 |
| Fayetteville, NC | 8 | $ 1,130,000 | $ 141,250 | $ 56,000 |
| Jacksonville, FL | 8 | $ 1,970,000 | $ 246,250 | $ 68,000 |
| Silver Spring-Frederick-Rockville, MD | 8 | $ 2,370,000 | $ 296,250 | $ 107,000 |
| Tucson, AZ | 8 | $ 2,220,000 | $ 277,500 | $ 74,000 |
| Colorado Springs, CO | 7 | $ 2,105,000 | $ 300,714 | $ 83,000 |
| Los Angeles-Long Beach-Glendale, CA | 7 | $ 3,565,000 | $ 509,285 | $ 95,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,455,000 | $ 207,857 | $ 79,000 |
| New Haven-Milford, CT | 7 | $ 1,695,000 | $ 242,142 | $ 73,000 |
| Urban Honolulu, HI | 7 | $ 4,615,000 | $ 659,285 | $ 164,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,585,000 | $ 226,428 | $ 165,000 |
| Fort Worth-Arlington, TX | 6 | $ 1,250,000 | $ 208,333 | $ 74,000 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 1,370,000 | $ 228,333 | $ 108,000 |
| Ogden-Clearfield, UT | 6 | $ 2,120,000 | $ 353,333 | $ 107,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 1,750,000 | $ 291,666 | $ 211,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,660,000 | $ 276,666 | $ 146,000 |
| San Diego-Carlsbad, CA | 6 | $ 3,670,000 | $ 611,666 | $ 173,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 3,425,000 | $ 685,000 | $ 150,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,115,000 | $ 223,000 | $ 47,000 |
| Durham-Chapel Hill, NC | 5 | $ 1,095,000 | $ 219,000 | $ 73,000 |
| Hammond, LA | 5 | $ 435,000 | $ 87,000 | $ 66,000 |
| Lakeland-Winter Haven, FL | 5 | $ 865,000 | $ 173,000 | $ 71,000 |
| Mansfield, OH | 5 | $ 605,000 | $ 121,000 | $ 74,000 |
| Philadelphia, PA | 5 | $ 1,845,000 | $ 369,000 | $ 169,000 |
| Port St. Lucie, FL | 5 | $ 985,000 | $ 197,000 | $ 110,000 |
| Punta Gorda, FL | 5 | $ 845,000 | $ 169,000 | $ 45,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 1,585,000 | $ 317,000 | $ 81,000 |
| Barnstable Town, MA | 4 | $ 1,040,000 | $ 260,000 | $ 116,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,140,000 | $ 285,000 | $ 197,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 650,000 | $ 162,500 | $ 82,000 |
| Huntsville, AL | 4 | $ 870,000 | $ 217,500 | $ 77,000 |
| Knoxville, TN | 4 | $ 990,000 | $ 247,500 | $ 96,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 730,000 | $ 182,500 | $ 54,000 |
| Newark, NJ-PA | 4 | $ 2,330,000 | $ 582,500 | $ 289,000 |
| Pittsburgh, PA | 4 | $ 420,000 | $ 105,000 | $ 40,000 |
| Pittsfield, MA | 4 | $ 720,000 | $ 180,000 | $ 55,000 |
| Prescott, AZ | 4 | $ 1,700,000 | $ 425,000 | $ 156,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 2,110,000 | $ 527,500 | $ 296,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,710,000 | $ 427,500 | $ 108,000 |
| Salt Lake City, UT | 4 | $ 1,680,000 | $ 420,000 | $ 327,000 |
| St. Louis, MO-IL | 4 | $ 690,000 | $ 172,500 | $ 50,750 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,110,000 | $ 277,500 | $ 71,000 |
| York-Hanover, PA | 4 | $ 1,360,000 | $ 340,000 | $ 210,000 |
| Albuquerque, NM | 3 | $ 715,000 | $ 238,333 | $ 70,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 705,000 | $ 235,000 | $ 94,000 |
| Austin-Round Rock, TX | 3 | $ 635,000 | $ 211,666 | $ 101,000 |
| Bakersfield, CA | 3 | $ 995,000 | $ 331,666 | $ 114,000 |
| Charleston-North Charleston, SC | 3 | $ 685,000 | $ 228,333 | $ 90,000 |
| Columbia, SC | 3 | $ 925,000 | $ 308,333 | $ 89,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 535,000 | $ 178,333 | $ 76,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 435,000 | $ 145,000 | $ 66,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 385,000 | $ 128,333 | $ 90,000 |
| Homosassa Springs, FL | 3 | $ 505,000 | $ 168,333 | $ 49,000 |
| Hot Springs, AR | 3 | $ 505,000 | $ 168,333 | $ 107,000 |
| Kansas City, MO-KS | 3 | $ 345,000 | $ 115,000 | $ 95,333 |
| Lansing-East Lansing, MI | 3 | $ 415,000 | $ 138,333 | $ 55,000 |
| Lawton, OK | 3 | $ 375,000 | $ 125,000 | $ 64,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 375,000 | $ 125,000 | $ 82,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,035,000 | $ 345,000 | $ 159,000 |
| New Bern, NC | 3 | $ 505,000 | $ 168,333 | $ 97,000 |
| Ocean City, NJ | 3 | $ 855,000 | $ 285,000 | $ 180,000 |
| Olympia-Tumwater, WA | 3 | $ 865,000 | $ 288,333 | $ 65,000 |
| Panama City, FL | 3 | $ 895,000 | $ 298,333 | $ 158,000 |
| Reno, NV | 3 | $ 1,075,000 | $ 358,333 | $ 99,000 |
| Toledo, OH | 3 | $ 965,000 | $ 321,666 | $ 182,000 |
| Wilmington, NC | 3 | $ 625,000 | $ 208,333 | $ 73,000 |
| Akron, OH | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Chattanooga, TN-GA | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Clarksville, TN-KY | 2 | $ 710,000 | $ 355,000 | $ 76,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 520,000 | $ 260,000 | $ 248,000 |
| El Paso, TX | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
| Gainesville, GA | 2 | $ 620,000 | $ 310,000 | $ 80,000 |
| Green Bay, WI | 2 | $ 660,000 | $ 330,000 | $ 125,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 400,000 | $ 200,000 | $ 37,000 |
| Jackson, MS | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Lancaster, PA | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Laredo, TX | 2 | $ 330,000 | $ 165,000 | $ 45,000 |
| Macon-Bibb County, GA | 2 | $ 480,000 | $ 240,000 | $ 92,000 |
| Medford, OR | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 530,000 | $ 265,000 | $ 62,000 |
| Morgantown, WV | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Odessa, TX | 2 | $ 420,000 | $ 210,000 | $ 95,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 760,000 | $ 380,000 | $ 71,000 |
| Richmond, VA | 2 | $ 440,000 | $ 220,000 | $ 118,000 |
| Rocky Mount, NC | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Shreveport-Bossier City, LA | 2 | $ 550,000 | $ 275,000 | $ 73,000 |
| Spokane-Spokane Valley, WA | 2 | $ 450,000 | $ 225,000 | $ 118,000 |
| Syracuse, NY | 2 | $ 400,000 | $ 200,000 | $ 113,000 |
| Tacoma-Lakewood, WA | 2 | $ 540,000 | $ 270,000 | $ 0 |
| The Villages, FL | 2 | $ 220,000 | $ 110,000 | $ 49,000 |
| Warner Robins, GA | 2 | $ 650,000 | $ 325,000 | $ 101,000 |
| Wichita, KS | 2 | $ 420,000 | $ 210,000 | $ 50,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Albany, OR | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Alexandria, LA | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Ann Arbor, MI | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Appleton, WI | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Asheville, NC | 1 | $ 365,000 | $ 365,000 | $ 95,000 |
| Athens-Clarke County, GA | 1 | $ 65,000 | $ 65,000 | $ 245,000 |
| Auburn-Opelika, AL | 1 | $ 165,000 | $ 165,000 | $ 521,000 |
| Baton Rouge, LA | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Billings, MT | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Bismarck, ND | 1 | $ 95,000 | $ 95,000 | $ 188,000 |
| Boise City, ID | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Boulder, CO | 1 | $ 395,000 | $ 395,000 | $ 236,000 |
| Bremerton-Silverdale, WA | 1 | $ 415,000 | $ 415,000 | $ 121,000 |
| Carson City, NV | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 455,000 | $ 455,000 | $ 550,000 |
| Columbus, GA-AL | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Corpus Christi, TX | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Dalton, GA | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Des Moines-West Des Moines, IA | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Dutchess County-Putnam County, NY | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| East Stroudsburg, PA | 1 | $ 115,000 | $ 115,000 | $ 147,000 |
| Elgin, IL | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Enid, OK | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Erie, PA | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Eugene, OR | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Fort Collins, CO | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Fort Wayne, IN | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Fresno, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Gary, IN | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Glens Falls, NY | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Greeley, CO | 1 | $ 725,000 | $ 725,000 | $ 299,000 |
| Greenville, NC | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Hattiesburg, MS | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 355,000 | $ 355,000 | $ 193,000 |
| Idaho Falls, ID | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Jackson, MI | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Jacksonville, NC | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Johnson City, TN | 1 | $ 455,000 | $ 455,000 | $ 325,000 |
| Joplin, MO | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Kennewick-Richland, WA | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Lexington-Fayette, KY | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Lincoln, NE | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Manhattan, KS | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Mobile, AL | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Monroe, LA | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Montgomery, AL | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 505,000 | $ 505,000 | $ 105,000 |
| Ocala, FL | 1 | $ 275,000 | $ 275,000 | $ 33,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 335,000 | $ 335,000 | $ 250,000 |
| Oshkosh-Neenah, WI | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Parkersburg-Vienna, WV | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Provo-Orem, UT | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pueblo, CO | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Roanoke, VA | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Rochester, NY | 1 | $ 265,000 | $ 265,000 | $ 205,000 |
| Rome, GA | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Salem, OR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 2,685,000 | $ 2,685,000 | $ 683,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 665,000 | $ 665,000 | $ 188,000 |
| Santa Fe, NM | 1 | $ 335,000 | $ 335,000 | $ 161,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 475,000 | $ 475,000 | $ 98,000 |
| Savannah, GA | 1 | $ 435,000 | $ 435,000 | $ 84,000 |
| Sherman-Denison, TX | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Spartanburg, SC | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Springfield, MO | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Springfield, OH | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| St. George, UT | 1 | $ 335,000 | $ 335,000 | $ 53,000 |
| St. Joseph, MO-KS | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| State College, PA | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Tuscaloosa, AL | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Tyler, TX | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Valdosta, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Watertown-Fort Drum, NY | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Wheeling, WV-OH | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,378 | $724,000,000 | $214,000 | $2,685,000 | $87,000 | $2,590,000 |
| Cash-out Refinancing | 400 | $111,990,000 | $279,000 | $1,285,000 | $103,000 | $900,000 |
| Refinancing | 311 | $78,785,000 | $253,000 | $1,495,000 | $121,000 | $704,000 |
| Other Purpose | 15 | $2,975,000 | $198,000 | $545,000 | $103,000 | $229,000 |
| Home Improvement | 7 | $455,000 | $65,000 | $125,000 | $165,000 | $354,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,753 | $618,785,000 | $224,000 | $2,685,000 | $94,000 | $2,590,000 |
| Black or African American | 671 | $146,025,000 | $217,000 | $665,000 | $79,000 | $651,000 |
| Hispanic | 263 | $59,865,000 | $227,000 | $815,000 | $80,000 | $648,000 |
| Asian | 165 | $39,495,000 | $239,000 | $675,000 | $100,000 | $402,000 |
| Not Provided | 164 | $38,380,000 | $234,000 | $1,285,000 | $87,000 | $550,000 |
| Not applicable | 67 | $10,545,000 | $157,000 | $1,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $2,930,000 | $162,000 | $405,000 | $61,000 | $109,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,270,000 | $211,000 | $295,000 | $53,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,390 | $551,020,000 | $230,000 | $2,685,000 | $104,000 | $2,590,000 |
| FHA-insured (Federal Housing Administration) | 1,188 | $232,480,000 | $195,000 | $645,000 | $68,000 | $362,000 |
| VA-guaranteed (Veterans Administration) | 400 | $114,210,000 | $285,000 | $1,285,000 | $89,000 | $651,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 133 | $20,495,000 | $154,000 | $365,000 | $57,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,958 | $651,550,000 | $220,000 | $2,685,000 | $91,000 | $2,590,000 |
| Application Denied By Financial Institution | 403 | $88,025,000 | $218,000 | $745,000 | $76,000 | $651,000 |
| Application Withdrawn By Applicant | 387 | $94,415,000 | $243,000 | $995,000 | $98,000 | $648,000 |
| Application Approved But Not Accepted | 363 | $84,215,000 | $231,000 | $1,285,000 | $96,000 | $900,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,708 | $830,180,000 | $223,000 | $2,685,000 | $92,000 | $2,590,000 |
| Debt-To-Income Ratio | 108 | $23,610,000 | $218,000 | $645,000 | $56,000 | $189,000 |
| Other | 101 | $22,575,000 | $223,000 | $705,000 | $85,000 | $261,000 |
| Credit History | 77 | $17,235,000 | $223,000 | $595,000 | $86,000 | $651,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 50 | $9,420,000 | $188,000 | $665,000 | $75,000 | $208,000 |
| Collateral | 42 | $10,210,000 | $243,000 | $745,000 | $89,000 | $299,000 |
| Unverifiable Information | 12 | $2,510,000 | $209,000 | $425,000 | $72,000 | $164,000 |
| Employment History | 11 | $1,785,000 | $162,000 | $455,000 | $88,000 | $187,000 |
| Credit Application Incomplete | 2 | $680,000 | $340,000 | $495,000 | $107,000 | $164,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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