Evolve Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Evolve Bank & Trust 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evolve Bank & Trust 301 Shopping Way Blvd West Memphis, AR 72301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,801 |
| Total Mortgage Loan Application Amount | $2,088,905,000 |
| Average Mortgage Loan Application Amount | $275,600 |
| Highest Mortgage Loan Application Amount | $3,765,000 |
| Average Applicant Income | $119,000 |
| Highest Applicant Income | $2,753,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Evolve Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evolve Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Evolve Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evolve Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Evolve Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evolve Bank & Trust's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MEMPHIS, TN-MS-AR | 626 | $ 145,170,000 | $ 210,666 | $ 117,333 |
| WILMINGTON, DE-MD-NJ | 414 | $ 101,930,000 | $ 220,333 | $ 80,666 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 412 | $ 108,230,000 | $ 262,000 | $ 123,000 |
| NA (OUTSIDE OF MSA/MD) | 349 | $ 78,485,000 | $ 274,470 | $ 141,764 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 292 | $ 118,060,000 | $ 404,000 | $ 171,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 278 | $ 149,490,000 | $ 537,000 | $ 188,000 |
| SPRINGFIELD, MA | 272 | $ 66,440,000 | $ 244,000 | $ 102,000 |
| WORCESTER, MA-CT | 263 | $ 78,255,000 | $ 268,000 | $ 98,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 241 | $ 89,795,000 | $ 372,000 | $ 119,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 221 | $ 65,435,000 | $ 315,000 | $ 106,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 187 | $ 49,025,000 | $ 262,000 | $ 92,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 178 | $ 67,450,000 | $ 378,000 | $ 162,000 |
| COLUMBUS, OH | 164 | $ 41,430,000 | $ 252,000 | $ 96,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 153 | $ 63,355,000 | $ 430,500 | $ 181,000 |
| SALISBURY, MD-DE | 122 | $ 29,770,000 | $ 214,000 | $ 89,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 120 | $ 20,580,000 | $ 171,000 | $ 66,000 |
| NEW HAVEN-MILFORD, CT | 119 | $ 33,095,000 | $ 278,000 | $ 141,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 117 | $ 32,975,000 | $ 281,000 | $ 106,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 117 | $ 36,825,000 | $ 314,000 | $ 137,000 |
| BOSTON, MA | 98 | $ 40,940,000 | $ 417,000 | $ 158,000 |
| JONESBORO, AR | 95 | $ 19,355,000 | $ 203,000 | $ 103,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 92 | $ 22,390,000 | $ 243,000 | $ 90,000 |
| DOVER, DE | 76 | $ 19,550,000 | $ 257,000 | $ 68,000 |
| PROVIDENCE-WARWICK, RI-MA | 74 | $ 25,910,000 | $ 356,500 | $ 149,000 |
| BEND-REDMOND, OR | 72 | $ 34,800,000 | $ 483,000 | $ 180,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 59 | $ 37,905,000 | $ 642,000 | $ 246,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 54 | $ 21,470,000 | $ 397,000 | $ 151,000 |
| NEW YORK-NEWARK, NY | 54 | $ 18,180,000 | $ 393,000 | $ 129,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 52 | $ 33,310,000 | $ 640,000 | $ 208,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 44 | $ 14,840,000 | $ 337,000 | $ 109,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 44 | $ 7,050,000 | $ 160,000 | $ 173,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 44 | $ 11,800,000 | $ 268,000 | $ 110,000 |
| CLEVELAND-ELYRIA, OH | 39 | $ 7,535,000 | $ 193,000 | $ 94,000 |
| MANCHESTER-NASHUA, NH | 35 | $ 10,845,000 | $ 309,000 | $ 94,000 |
| SANTA CRUZ-WATSONVILLE, CA | 35 | $ 21,435,000 | $ 612,000 | $ 244,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 34 | $ 11,580,000 | $ 340,000 | $ 111,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 33 | $ 19,485,000 | $ 590,000 | $ 350,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 32 | $ 8,640,000 | $ 270,000 | $ 144,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 31 | $ 7,135,000 | $ 230,000 | $ 148,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 31 | $ 10,835,000 | $ 349,000 | $ 159,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 29 | $ 19,565,000 | $ 674,000 | $ 270,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 29 | $ 5,615,000 | $ 210,000 | $ 128,000 |
| FORT WORTH-ARLINGTON, TX | 29 | $ 6,945,000 | $ 239,000 | $ 181,000 |
| DALLAS-PLANO-IRVING, TX | 27 | $ 6,645,000 | $ 246,000 | $ 166,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 27 | $ 7,365,000 | $ 272,000 | $ 104,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 25 | $ 9,365,000 | $ 374,000 | $ 122,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 23 | $ 6,985,000 | $ 303,000 | $ 125,000 |
| ST. JOSEPH, MO-KS | 23 | $ 2,245,000 | $ 97,000 | $ 198,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 22 | $ 8,920,000 | $ 405,000 | $ 316,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 21 | $ 9,575,000 | $ 455,000 | $ 190,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 21 | $ 6,775,000 | $ 322,000 | $ 219,000 |
| AUSTIN-ROUND ROCK, TX | 19 | $ 6,865,000 | $ 361,000 | $ 161,000 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 7,545,000 | $ 397,000 | $ 162,000 |
| PROVO-OREM, UT | 19 | $ 7,015,000 | $ 369,000 | $ 139,000 |
| BARNSTABLE TOWN, MA | 18 | $ 6,330,000 | $ 351,000 | $ 163,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 2,380,000 | $ 132,000 | $ 147,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 18 | $ 5,900,000 | $ 327,000 | $ 107,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 17 | $ 3,585,000 | $ 226,500 | $ 128,000 |
| NORWICH-NEW LONDON, CT | 17 | $ 3,415,000 | $ 200,000 | $ 83,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 16 | $ 4,930,000 | $ 308,000 | $ 117,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 14 | $ 3,180,000 | $ 227,000 | $ 87,000 |
| MIDLAND, TX | 13 | $ 3,555,000 | $ 273,000 | $ 155,000 |
| OKLAHOMA CITY, OK | 13 | $ 1,835,000 | $ 141,000 | $ 203,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 13 | $ 3,985,000 | $ 306,000 | $ 212,000 |
| SAN DIEGO-CARLSBAD, CA | 13 | $ 5,995,000 | $ 461,000 | $ 171,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 6,630,000 | $ 552,000 | $ 131,000 |
| PHILADELPHIA, PA | 12 | $ 3,220,000 | $ 268,000 | $ 128,000 |
| SPRINGFIELD, OH | 12 | $ 2,110,000 | $ 175,000 | $ 91,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 11 | $ 4,835,000 | $ 410,500 | $ 257,000 |
| CHICAGO-NAPERVILLE, IL | 10 | $ 2,570,000 | $ 257,000 | $ 133,000 |
| LAKELAND-WINTER HAVEN, FL | 10 | $ 2,170,000 | $ 217,000 | $ 78,000 |
| NEWARK, NJ-PA | 10 | $ 4,490,000 | $ 305,000 | $ 125,000 |
| PUNTA GORDA, FL | 10 | $ 2,790,000 | $ 279,000 | $ 218,000 |
| AMARILLO, TX | 9 | $ 2,365,000 | $ 262,000 | $ 85,000 |
| CAMDEN, NJ | 9 | $ 2,565,000 | $ 285,000 | $ 147,000 |
| JACKSONVILLE, FL | 9 | $ 2,205,000 | $ 245,000 | $ 172,000 |
| KANSAS CITY, MO-KS | 9 | $ 2,025,000 | $ 298,000 | $ 106,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 9 | $ 3,795,000 | $ 421,000 | $ 240,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 4,445,000 | $ 493,000 | $ 189,000 |
| TULSA, OK | 9 | $ 1,675,000 | $ 186,000 | $ 182,000 |
| PITTSFIELD, MA | 8 | $ 2,130,000 | $ 266,000 | $ 92,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,455,000 | $ 207,000 | $ 59,000 |
| SALT LAKE CITY, UT | 7 | $ 2,545,000 | $ 363,000 | $ 136,000 |
| SPARTANBURG, SC | 7 | $ 1,425,000 | $ 203,000 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 6 | $ 1,520,000 | $ 253,000 | $ 154,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 6 | $ 1,950,000 | $ 325,000 | $ 134,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,500,000 | $ 250,000 | $ 144,000 |
| RALEIGH, NC | 6 | $ 1,100,000 | $ 183,000 | $ 64,000 |
| TUCSON, AZ | 6 | $ 1,360,000 | $ 226,000 | $ 120,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 5 | $ 985,000 | $ 197,000 | $ 71,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 1,625,000 | $ 325,000 | $ 171,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 5 | $ 1,735,000 | $ 347,000 | $ 69,000 |
| RENO, NV | 5 | $ 2,105,000 | $ 421,000 | $ 214,000 |
| SAVANNAH, GA | 5 | $ 1,235,000 | $ 247,000 | $ 134,000 |
| ST. LOUIS, MO-IL | 5 | $ 525,000 | $ 105,000 | $ 174,000 |
| URBAN HONOLULU, HI | 5 | $ 1,495,000 | $ 299,000 | $ 128,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 5 | $ 955,000 | $ 191,000 | $ 98,000 |
| ALBUQUERQUE, NM | 4 | $ 940,000 | $ 235,000 | $ 67,000 |
| ASHEVILLE, NC | 4 | $ 1,120,000 | $ 280,000 | $ 122,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,280,000 | $ 320,000 | $ 110,000 |
| CHATTANOOGA, TN-GA | 4 | $ 1,060,000 | $ 228,000 | $ 98,000 |
| CLARKSVILLE, TN-KY | 4 | $ 1,280,000 | $ 320,000 | $ 106,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 1,670,000 | $ 417,000 | $ 489,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 2,280,000 | $ 570,000 | $ 143,000 |
| DENVER-AURORA-LAKEWOOD, CO | 4 | $ 1,450,000 | $ 362,000 | $ 80,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 930,000 | $ 232,000 | $ 149,000 |
| EUGENE, OR | 4 | $ 1,190,000 | $ 297,000 | $ 443,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 980,000 | $ 245,000 | $ 104,000 |
| FRESNO, CA | 4 | $ 590,000 | $ 147,000 | $ 122,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 560,000 | $ 140,000 | $ 152,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4 | $ 670,000 | $ 167,000 | $ 128,000 |
| JACKSON, MS | 4 | $ 720,000 | $ 180,000 | $ 77,000 |
| KNOXVILLE, TN | 4 | $ 1,110,000 | $ 277,000 | $ 97,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 980,000 | $ 245,000 | $ 163,000 |
| OCALA, FL | 4 | $ 700,000 | $ 175,000 | $ 56,000 |
| ODESSA, TX | 4 | $ 740,000 | $ 185,000 | $ 55,000 |
| OGDEN-CLEARFIELD, UT | 4 | $ 1,060,000 | $ 265,000 | $ 65,000 |
| PINE BLUFF, AR | 4 | $ 380,000 | $ 95,000 | $ 221,000 |
| REDDING, CA | 4 | $ 1,180,000 | $ 295,000 | $ 263,000 |
| ROCHESTER, NY | 4 | $ 970,000 | $ 242,000 | $ 105,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,080,000 | $ 270,000 | $ 133,000 |
| BOISE CITY, ID | 3 | $ 445,000 | $ 148,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 3 | $ 1,185,000 | $ 395,000 | $ 276,000 |
| COLUMBIA, SC | 3 | $ 655,000 | $ 218,000 | $ 94,000 |
| EL PASO, TX | 3 | $ 565,000 | $ 188,000 | $ 95,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 1,175,000 | $ 430,000 | $ 145,000 |
| HUNTSVILLE, AL | 3 | $ 375,000 | $ 125,000 | $ 139,000 |
| JACKSONVILLE, NC | 3 | $ 445,000 | $ 148,000 | $ 57,000 |
| LAS CRUCES, NM | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| NAPA, CA | 3 | $ 1,465,000 | $ 488,000 | $ 379,000 |
| PANAMA CITY, FL | 3 | $ 655,000 | $ 218,000 | $ 144,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 935,000 | $ 311,000 | $ 66,000 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 835,000 | $ 278,000 | $ 296,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 1,365,000 | $ 455,000 | $ 110,000 |
| RICHMOND, VA | 3 | $ 595,000 | $ 198,000 | $ 100,000 |
| SALINAS, CA | 3 | $ 3,005,000 | $ 1,001,000 | $ 283,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 1,505,000 | $ 501,000 | $ 156,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 905,000 | $ 301,000 | $ 85,000 |
| TUSCALOOSA, AL | 3 | $ 535,000 | $ 178,000 | $ 375,000 |
| AKRON, OH | 2 | $ 470,000 | $ 235,000 | $ 195,000 |
| COEUR D'ALENE, ID | 2 | $ 770,000 | $ 385,000 | $ 82,000 |
| DULUTH, MN-WI | 2 | $ 170,000 | $ 85,000 | $ 107,000 |
| EAST STROUDSBURG, PA | 2 | $ 440,000 | $ 220,000 | $ 174,000 |
| FAYETTEVILLE, NC | 2 | $ 510,000 | $ 255,000 | $ 110,000 |
| GAINESVILLE, GA | 2 | $ 560,000 | $ 280,000 | $ 63,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 590,000 | $ 295,000 | $ 322,000 |
| GREENVILLE, NC | 2 | $ 450,000 | $ 225,000 | $ 102,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 590,000 | $ 295,000 | $ 58,000 |
| JACKSON, TN | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 2,400,000 | $ 1,200,000 | $ 217,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 760,000 | $ 380,000 | $ 234,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 750,000 | $ 375,000 | $ 171,000 |
| LANCASTER, PA | 2 | $ 460,000 | $ 230,000 | $ 116,000 |
| LUBBOCK, TX | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 570,000 | $ 285,000 | $ 83,000 |
| MISSOULA, MT | 2 | $ 870,000 | $ 435,000 | $ 206,000 |
| PITTSBURGH, PA | 2 | $ 320,000 | $ 160,000 | $ 32,000 |
| ROANOKE, VA | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 1,640,000 | $ 820,000 | $ 284,000 |
| SANTA ROSA, CA | 2 | $ 1,590,000 | $ 795,000 | $ 197,000 |
| ST. GEORGE, UT | 2 | $ 860,000 | $ 430,000 | $ 124,000 |
| STOCKTON-LODI, CA | 2 | $ 1,030,000 | $ 515,000 | $ 145,000 |
| TALLAHASSEE, FL | 2 | $ 160,000 | $ 80,000 | $ 130,000 |
| TYLER, TX | 2 | $ 270,000 | $ 135,000 | $ 442,000 |
| WARNER ROBINS, GA | 2 | $ 210,000 | $ 105,000 | $ 136,000 |
| WICHITA, KS | 2 | $ 440,000 | $ 220,000 | $ 67,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| ALBANY, OR | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 75,000 | $ 75,000 | $ 163,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| BAKERSFIELD, CA | 1 | $ 125,000 | $ 125,000 | $ 236,000 |
| BATON ROUGE, LA | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| BILLINGS, MT | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| BISMARCK, ND | 1 | $ 395,000 | $ 395,000 | $ 300,000 |
| BOULDER, CO | 1 | $ 475,000 | $ 475,000 | $ 68,000 |
| BRUNSWICK, GA | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 225,000 | $ 225,000 | $ 298,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 315,000 | $ 315,000 | $ 182,000 |
| CHARLESTON, WV | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 245,000 | $ 245,000 | $ 497,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| COLUMBUS, GA-AL | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| DECATUR, IL | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| ELGIN, IL | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| FLORENCE, SC | 1 | $ 265,000 | $ 265,000 | $ 158,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| GAINESVILLE, FL | 1 | $ 355,000 | $ 355,000 | $ 72,000 |
| GETTYSBURG, PA | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| HANFORD-CORCORAN, CA | 1 | $ 345,000 | $ 345,000 | $ 210,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| HOT SPRINGS, AR | 1 | $ 425,000 | $ 425,000 | $ 136,000 |
| KINGSTON, NY | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
| LAKE CHARLES, LA | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 545,000 | $ 545,000 | $ 250,000 |
| LONGVIEW, TX | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
| LONGVIEW, WA | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| MADERA, CA | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| MANSFIELD, OH | 1 | $ 125,000 | $ 125,000 | $ 26,000 |
| MEDFORD, OR | 1 | $ 885,000 | $ 885,000 | $ 182,000 |
| MIDLAND, MI | 1 | $ 175,000 | $ 175,000 | $ 167,000 |
| MODESTO, CA | 1 | $ 705,000 | $ 705,000 | $ 144,000 |
| MONTGOMERY, AL | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| MORGANTOWN, WV | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 545,000 | $ 545,000 | $ 280,000 |
| OCEAN CITY, NJ | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 375,000 | $ 375,000 | $ 209,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| PEORIA, IL | 1 | $ 245,000 | $ 245,000 | $ 188,000 |
| ROCKY MOUNT, NC | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| SAGINAW, MI | 1 | $ 145,000 | $ 145,000 | $ 20,000 |
| SALEM, OR | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| SAN ANGELO, TX | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| SAN RAFAEL, CA | 1 | $ 925,000 | $ 925,000 | $ 369,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| SEBRING, FL | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| STATE COLLEGE, PA | 1 | $ 145,000 | $ 145,000 | $ 160,000 |
| SYRACUSE, NY | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| TEXARKANA, TX-AR | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| TOLEDO, OH | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| UTICA-ROME, NY | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| VICTORIA, TX | 1 | $ 145,000 | $ 145,000 | $ 374,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 265,000 | $ 265,000 | $ 212,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| WENATCHEE, WA | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| WILLIAMSPORT, PA | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| WILMINGTON, NC | 1 | $ 235,000 | $ 235,000 | $ 369,000 |
| WINCHESTER, VA-WV | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| WINSTON-SALEM, NC | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| YUMA, AZ | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,674 | $1,097,780,000 | $298,000 | $3,765,000 | $122,000 | $2,726,000 |
| Refinancing | 1,887 | $605,075,000 | $320,000 | $2,965,000 | $149,000 | $2,753,000 |
| Cash-out Refinancing | 1,204 | $374,910,000 | $311,000 | $1,995,000 | $135,000 | $1,724,000 |
| Home Improvement | 35 | $11,005,000 | $314,000 | $965,000 | $124,000 | $876,000 |
| Other Purpose | 1 | $135,000 | $135,000 | $135,000 | $65,000 | $65,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,448 | $1,390,160,000 | $312,000 | $2,965,000 | $142,000 | $2,753,000 |
| Black or African American | 991 | $259,465,000 | $261,000 | $1,955,000 | $94,000 | $622,000 |
| Hispanic | 744 | $223,610,000 | $300,000 | $1,605,000 | $97,000 | $824,000 |
| Asian | 333 | $117,385,000 | $352,000 | $1,525,000 | $168,000 | $813,000 |
| Not Provided | 213 | $80,025,000 | $375,000 | $3,765,000 | $155,000 | $1,644,000 |
| Not applicable | 50 | $10,380,000 | $207,000 | $1,455,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $6,110,000 | $381,000 | $1,995,000 | $191,000 | $1,217,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,280,000 | $320,000 | $405,000 | $119,000 | $197,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,317 | $1,695,815,000 | $318,000 | $3,765,000 | $146,000 | $2,753,000 |
| FHA-insured (Federal Housing Administration) | 1,208 | $302,700,000 | $250,000 | $1,145,000 | $76,000 | $445,000 |
| VA-guaranteed (Veterans Administration) | 215 | $77,455,000 | $360,000 | $1,855,000 | $105,000 | $546,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 61 | $12,935,000 | $212,000 | $415,000 | $61,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,529 | $1,660,665,000 | $300,000 | $3,765,000 | $130,000 | $2,753,000 |
| Application Withdrawn By Applicant | 879 | $296,775,000 | $337,000 | $2,965,000 | $144,000 | $2,726,000 |
| Application Denied By Financial Institution | 334 | $108,060,000 | $323,000 | $2,355,000 | $114,000 | $1,724,000 |
| Application Approved But Not Accepted | 49 | $18,635,000 | $380,000 | $1,525,000 | $212,000 | $1,544,000 |
| Preapproval Approved but not Accepted | 10 | $4,770,000 | $477,000 | $825,000 | $126,000 | $215,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,467 | $1,980,845,000 | $306,000 | $3,765,000 | $133,000 | $2,753,000 |
| Other | 112 | $38,050,000 | $339,000 | $2,355,000 | $148,000 | $813,000 |
| Debt-To-Income Ratio | 106 | $37,140,000 | $350,000 | $1,625,000 | $87,000 | $1,724,000 |
| Credit History | 41 | $12,265,000 | $299,000 | $815,000 | $88,000 | $300,000 |
| Collateral | 38 | $11,170,000 | $293,000 | $895,000 | $135,000 | $951,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,505,000 | $265,000 | $655,000 | $84,000 | $275,000 |
| Employment History | 13 | $2,855,000 | $219,000 | $385,000 | $85,000 | $346,000 |
| Unverifiable Information | 7 | $2,075,000 | $296,000 | $565,000 | $145,000 | $228,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.