Fairwinds Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Fairwinds Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Fairwinds Credit Union 3087 N. Alafaya Trail Orlando, FL 32826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,526 |
| Total Mortgage Loan Application Amount | $1,098,650,000 |
| Average Mortgage Loan Application Amount | $176,800 |
| Highest Mortgage Loan Application Amount | $25,425,000 |
| Average Applicant Income | $115,600 |
| Highest Applicant Income | $6,448,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 1,899 | $ 389,125,000 | $ 204,000 | $ 117,000 |
| Seminole County Florida | 1,492 | $ 284,180,000 | $ 190,000 | $ 113,000 |
| Volusia County Florida | 760 | $ 130,140,000 | $ 171,000 | $ 97,000 |
| Lake County Florida | 563 | $ 97,625,000 | $ 173,000 | $ 106,000 |
| Osceola County Florida | 233 | $ 66,515,000 | $ 285,000 | $ 83,000 |
| Polk County Florida | 106 | $ 17,720,000 | $ 167,000 | $ 81,000 |
| Brevard County Florida | 59 | $ 13,805,000 | $ 233,000 | $ 147,000 |
| Hillsborough County Florida | 47 | $ 9,465,000 | $ 201,000 | $ 282,000 |
| Marion County Florida | 31 | $ 4,755,000 | $ 153,000 | $ 57,000 |
| Sumter County Florida | 25 | $ 4,745,000 | $ 189,000 | $ 89,000 |
| Pinellas County Florida | 23 | $ 6,455,000 | $ 280,000 | $ 121,000 |
| Broward County Florida | 18 | $ 3,630,000 | $ 201,000 | $ 124,000 |
| Palm Beach County Florida | 18 | $ 3,460,000 | $ 192,000 | $ 287,000 |
| Pasco County Florida | 18 | $ 3,990,000 | $ 221,000 | $ 93,000 |
| Sarasota County Florida | 18 | $ 5,340,000 | $ 296,000 | $ 149,000 |
| Flagler County Florida | 14 | $ 2,260,000 | $ 161,000 | $ 78,000 |
| Lee County Florida | 12 | $ 3,160,000 | $ 263,000 | $ 109,000 |
| Miami-Dade County Florida | 12 | $ 6,540,000 | $ 545,000 | $ 268,000 |
| St. Johns County Florida | 12 | $ 3,800,000 | $ 316,000 | $ 177,000 |
| Alachua County Florida | 11 | $ 2,055,000 | $ 186,000 | $ 236,000 |
| St. Lucie County Florida | 9 | $ 2,645,000 | $ 293,000 | $ 133,000 |
| Citrus County Florida | 8 | $ 1,090,000 | $ 136,000 | $ 144,000 |
| Charlotte County Florida | 7 | $ 1,315,000 | $ 187,000 | $ 118,000 |
| Leon County Florida | 6 | $ 1,100,000 | $ 183,000 | $ 81,000 |
| Clay County Florida | 5 | $ 745,000 | $ 149,000 | $ 150,000 |
| Indian River County Florida | 5 | $ 1,335,000 | $ 267,000 | $ 143,000 |
| Manatee County Florida | 5 | $ 1,215,000 | $ 243,000 | $ 123,000 |
| Duval County Florida | 4 | $ 920,000 | $ 230,000 | $ 64,000 |
| Hernando County Florida | 4 | $ 850,000 | $ 212,000 | $ 149,000 |
| Putnam County Florida | 4 | $ 440,000 | $ 110,000 | $ 119,000 |
| Walton County Florida | 4 | $ 2,250,000 | $ 562,000 | $ 389,000 |
| Collier County Florida | 3 | $ 965,000 | $ 321,000 | $ 218,000 |
| Martin County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 189,000 |
| Cobb County Georgia | 3 | $ 865,000 | $ 288,000 | $ 92,000 |
| Harris County Texas | 3 | $ 695,000 | $ 231,000 | $ 188,000 |
| Dixie County Florida | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Escambia County Florida | 2 | $ 360,000 | $ 180,000 | $ 46,000 |
| Jackson County Florida | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Monroe County Florida | 2 | $ 1,990,000 | $ 995,000 | $ 907,000 |
| Nassau County Florida | 2 | $ 410,000 | $ 205,000 | $ 120,000 |
| Fulton County Georgia | 2 | $ 1,140,000 | $ 570,000 | $ 242,000 |
| Gilmer County Georgia | 2 | $ 980,000 | $ 490,000 | $ 415,000 |
| Paulding County Georgia | 2 | $ 490,000 | $ 245,000 | $ 127,000 |
| Union County Georgia | 2 | $ 590,000 | $ 295,000 | $ 205,000 |
| Hampden County Massachusetts | 2 | $ 310,000 | $ 155,000 | $ 53,000 |
| Robeson County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 204,000 |
| Wake County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 107,000 |
| Beaufort County South Carolina | 2 | $ 1,490,000 | $ 745,000 | $ 315,000 |
| Montgomery County Texas | 2 | $ 710,000 | $ 355,000 | $ 206,000 |
| Escambia County Alabama | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Butte County California | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Los Angeles County California | 1 | $ 2,175,000 | $ 2,175,000 | $ 0 |
| San Diego County California | 1 | $ 385,000 | $ 385,000 | $ 208,000 |
| Santa Clara County California | 1 | $ 485,000 | $ 485,000 | $ 423,000 |
| Sonoma County California | 1 | $ 255,000 | $ 255,000 | $ 174,000 |
| Denver County Colorado | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Fairfield County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Bay County Florida | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Gadsden County Florida | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Gilchrist County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Gulf County Florida | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Highlands County Florida | 1 | $ 85,000 | $ 85,000 | $ 203,000 |
| Levy County Florida | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Okaloosa County Florida | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Suwannee County Florida | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Taylor County Florida | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Union County Florida | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Wakulla County Florida | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Washington County Florida | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Berrien County Georgia | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Catoosa County Georgia | 1 | $ 125,000 | $ 125,000 | $ 621,000 |
| Charlton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Columbia County Georgia | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Decatur County Georgia | 1 | $ 345,000 | $ 345,000 | $ 214,000 |
| DeKalb County Georgia | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Gordon County Georgia | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Laurens County Georgia | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Muscogee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Putnam County Georgia | 1 | $ 105,000 | $ 105,000 | $ 264,000 |
| Screven County Georgia | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Seminole County Georgia | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Walton County Georgia | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
| Bristol County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 227,000 |
| Middlesex County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 170,000 |
| Plymouth County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 156,000 |
| Worcester County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 21,000 |
| Brunswick County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Buncombe County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 225,000 |
| Cherokee County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 183,000 |
| Cleveland County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| Craven County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| Haywood County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Johnston County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| New Hanover County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 98,000 |
| Onslow County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Pasquotank County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 158,000 |
| Watauga County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 182,000 |
| Yancey County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 344,000 |
| Colleton County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 175,000 |
| Richland County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Denton County Texas | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Fort Bend County Texas | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Lynchburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 1,913,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Fairwinds Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,811 | $385,015,000 | $212,000 | $25,425,000 | $106,000 | $2,160,000 |
| Cash-out Refinancing | 1,709 | $351,845,000 | $205,000 | $1,315,000 | $105,000 | $6,448,000 |
| Home Purchase | 903 | $257,435,000 | $285,000 | $2,755,000 | $149,000 | $4,260,000 |
| Other Purpose | 746 | $75,430,000 | $101,000 | $905,000 | $115,000 | $2,849,000 |
| Home Improvement | 357 | $28,925,000 | $81,000 | $525,000 | $103,000 | $524,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,813 | $543,955,000 | $193,000 | $2,245,000 | $123,000 | $6,448,000 |
| Not Provided | 1,030 | $212,890,000 | $206,000 | $1,315,000 | $117,000 | $2,340,000 |
| Hispanic | 1,010 | $211,510,000 | $209,000 | $25,425,000 | $89,000 | $2,849,000 |
| Black or African American | 377 | $63,285,000 | $167,000 | $575,000 | $88,000 | $1,556,000 |
| Asian | 218 | $51,990,000 | $238,000 | $1,305,000 | $135,000 | $4,260,000 |
| American Indian or Alaskan Native | 29 | $4,675,000 | $161,000 | $545,000 | $100,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $4,935,000 | $170,000 | $425,000 | $116,000 | $801,000 |
| Not applicable | 11 | $2,975,000 | $270,000 | $655,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,526 | $1,098,650,000 | $198,000 | $25,425,000 | $114,000 | $6,448,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,121 | $611,905,000 | $196,000 | $2,755,000 | $109,000 | $1,731,000 |
| Application Denied By Financial Institution | 1,050 | $176,940,000 | $168,000 | $2,175,000 | $90,000 | $6,448,000 |
| Application Withdrawn By Applicant | 889 | $206,155,000 | $231,000 | $25,425,000 | $158,000 | $4,260,000 |
| Application Approved But Not Accepted | 454 | $102,440,000 | $225,000 | $1,395,000 | $112,000 | $1,344,000 |
| File Closed For Incompleteness | 12 | $1,210,000 | $100,000 | $265,000 | $129,000 | $1,123,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,476 | $921,710,000 | $205,000 | $25,425,000 | $119,000 | $4,260,000 |
| Debt-To-Income Ratio | 568 | $94,200,000 | $165,000 | $815,000 | $60,000 | $900,000 |
| Credit History | 139 | $22,215,000 | $159,000 | $2,005,000 | $86,000 | $825,000 |
| Unverifiable Information | 108 | $18,840,000 | $174,000 | $765,000 | $89,000 | $857,000 |
| Credit Application Incomplete | 98 | $17,590,000 | $179,000 | $785,000 | $219,000 | $6,448,000 |
| Collateral | 95 | $13,885,000 | $146,000 | $865,000 | $133,000 | $1,259,000 |
| Employment History | 17 | $2,865,000 | $168,000 | $325,000 | $80,000 | $191,000 |
| Other | 13 | $4,755,000 | $365,000 | $2,175,000 | $110,000 | $223,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,590,000 | $215,000 | $385,000 | $124,000 | $552,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.