Farm Credit Services Of America, Flca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Farm Credit Services Of America, Flca 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Services Of America, Flca 5015 S 118Th St Omaha, NE 68137 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,467 |
| Total Mortgage Loan Application Amount | $201,600,000 |
| Average Mortgage Loan Application Amount | $142,541 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $132,958 |
| Highest Applicant Income | $1,788,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Farm Credit Services Of America, Flca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Services Of America, Flca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Farm Credit Services Of America, Flca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Services Of America, Flca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Services Of America, Flca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Services Of America, Flca's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 18 | $ 2,768,000 | $ 153,000 | $ 102,000 |
| Pennington County South Dakota | 18 | $ 3,671,000 | $ 203,000 | $ 83,000 |
| Dallas County Iowa | 16 | $ 2,988,000 | $ 186,000 | $ 118,000 |
| Lancaster County Nebraska | 13 | $ 1,775,000 | $ 136,000 | $ 73,000 |
| Lincoln County Nebraska | 12 | $ 1,421,000 | $ 118,000 | $ 91,000 |
| Lincoln County South Dakota | 12 | $ 1,964,000 | $ 163,000 | $ 51,000 |
| Moody County South Dakota | 12 | $ 1,114,000 | $ 92,000 | $ 100,000 |
| Dawson County Nebraska | 11 | $ 1,718,000 | $ 156,000 | $ 200,000 |
| Boone County Iowa | 10 | $ 1,411,000 | $ 141,000 | $ 98,000 |
| Calhoun County Iowa | 10 | $ 1,162,000 | $ 116,000 | $ 245,000 |
| Platte County Nebraska | 10 | $ 1,235,000 | $ 123,000 | $ 136,000 |
| Meade County South Dakota | 10 | $ 1,367,000 | $ 136,000 | $ 60,000 |
| Linn County Iowa | 9 | $ 2,266,000 | $ 251,000 | $ 99,000 |
| Marshall County Iowa | 9 | $ 1,890,000 | $ 210,000 | $ 219,000 |
| Polk County Iowa | 9 | $ 3,126,000 | $ 347,000 | $ 190,000 |
| Pottawattamie County Iowa | 9 | $ 2,693,000 | $ 299,000 | $ 277,000 |
| Tama County Iowa | 9 | $ 831,000 | $ 92,000 | $ 276,000 |
| Cass County Iowa | 8 | $ 967,000 | $ 120,000 | $ 91,000 |
| Woodbury County Iowa | 8 | $ 1,205,000 | $ 150,000 | $ 67,000 |
| Scotts Bluff County Nebraska | 8 | $ 1,265,000 | $ 158,000 | $ 55,000 |
| Butte County South Dakota | 8 | $ 985,000 | $ 123,000 | $ 100,000 |
| Clay County South Dakota | 8 | $ 745,000 | $ 93,000 | $ 159,000 |
| Carroll County Iowa | 7 | $ 952,000 | $ 136,000 | $ 127,000 |
| Delaware County Iowa | 7 | $ 712,000 | $ 101,000 | $ 131,000 |
| Dubuque County Iowa | 7 | $ 722,000 | $ 103,000 | $ 276,000 |
| Henry County Iowa | 7 | $ 676,000 | $ 96,000 | $ 94,000 |
| Jefferson County Iowa | 7 | $ 1,164,000 | $ 166,000 | $ 97,000 |
| Marion County Iowa | 7 | $ 1,046,000 | $ 149,000 | $ 131,000 |
| Page County Iowa | 7 | $ 662,000 | $ 94,000 | $ 219,000 |
| Scott County Iowa | 7 | $ 1,008,000 | $ 144,000 | $ 149,000 |
| Hutchinson County South Dakota | 7 | $ 694,000 | $ 99,000 | $ 143,000 |
| Benton County Iowa | 6 | $ 1,746,000 | $ 291,000 | $ 131,000 |
| Buchanan County Iowa | 6 | $ 711,000 | $ 118,000 | $ 111,000 |
| Cedar County Iowa | 6 | $ 722,000 | $ 120,000 | $ 110,000 |
| Jasper County Iowa | 6 | $ 1,213,000 | $ 202,000 | $ 56,000 |
| Johnson County Iowa | 6 | $ 1,400,000 | $ 233,000 | $ 109,000 |
| Mills County Iowa | 6 | $ 853,000 | $ 142,000 | $ 89,000 |
| Sioux County Iowa | 6 | $ 727,000 | $ 121,000 | $ 146,000 |
| Warren County Iowa | 6 | $ 1,176,000 | $ 196,000 | $ 143,000 |
| Custer County Nebraska | 6 | $ 899,000 | $ 149,000 | $ 66,000 |
| Gage County Nebraska | 6 | $ 614,000 | $ 102,000 | $ 57,000 |
| Bon Homme County South Dakota | 6 | $ 682,000 | $ 113,000 | $ 130,000 |
| Charles Mix County South Dakota | 6 | $ 542,000 | $ 90,000 | $ 123,000 |
| Hand County South Dakota | 6 | $ 779,000 | $ 129,000 | $ 201,000 |
| Lake County South Dakota | 6 | $ 487,000 | $ 81,000 | $ 135,000 |
| Lawrence County South Dakota | 6 | $ 1,066,000 | $ 177,000 | $ 65,000 |
| Sanborn County South Dakota | 6 | $ 830,000 | $ 138,000 | $ 149,000 |
| Union County South Dakota | 6 | $ 915,000 | $ 152,000 | $ 69,000 |
| Bremer County Iowa | 5 | $ 731,000 | $ 146,000 | $ 47,000 |
| Fremont County Iowa | 5 | $ 390,000 | $ 78,000 | $ 178,000 |
| Grundy County Iowa | 5 | $ 607,000 | $ 121,000 | $ 302,000 |
| Harrison County Iowa | 5 | $ 391,000 | $ 78,000 | $ 172,000 |
| Howard County Iowa | 5 | $ 316,000 | $ 63,000 | $ 184,000 |
| Kossuth County Iowa | 5 | $ 438,000 | $ 87,000 | $ 105,000 |
| Plymouth County Iowa | 5 | $ 547,000 | $ 109,000 | $ 72,000 |
| Poweshiek County Iowa | 5 | $ 604,000 | $ 120,000 | $ 95,000 |
| Buffalo County Nebraska | 5 | $ 716,000 | $ 143,000 | $ 100,000 |
| Cedar County Nebraska | 5 | $ 321,000 | $ 64,000 | $ 167,000 |
| Knox County Nebraska | 5 | $ 275,000 | $ 55,000 | $ 195,000 |
| Saunders County Nebraska | 5 | $ 935,000 | $ 187,000 | $ 73,000 |
| Aurora County South Dakota | 5 | $ 424,000 | $ 84,000 | $ 120,000 |
| Turner County South Dakota | 5 | $ 489,000 | $ 97,000 | $ 169,000 |
| Yankton County South Dakota | 5 | $ 900,000 | $ 180,000 | $ 143,000 |
| Laramie County Wyoming | 5 | $ 1,710,000 | $ 342,000 | $ 204,000 |
| Natrona County Wyoming | 5 | $ 676,000 | $ 135,000 | $ 124,000 |
| Sheridan County Wyoming | 5 | $ 872,000 | $ 174,000 | $ 68,000 |
| Adair County Iowa | 4 | $ 461,000 | $ 115,000 | $ 177,000 |
| Adams County Iowa | 4 | $ 736,000 | $ 184,000 | $ 83,000 |
| Butler County Iowa | 4 | $ 243,000 | $ 60,000 | $ 413,000 |
| Clayton County Iowa | 4 | $ 582,000 | $ 145,000 | $ 68,000 |
| Des Moines County Iowa | 4 | $ 363,000 | $ 90,000 | $ 91,000 |
| Hamilton County Iowa | 4 | $ 448,000 | $ 112,000 | $ 213,000 |
| Hancock County Iowa | 4 | $ 316,000 | $ 79,000 | $ 226,000 |
| Iowa County Iowa | 4 | $ 630,000 | $ 157,000 | $ 59,000 |
| Jones County Iowa | 4 | $ 545,000 | $ 136,000 | $ 96,000 |
| Montgomery County Iowa | 4 | $ 438,000 | $ 109,000 | $ 74,000 |
| Shelby County Iowa | 4 | $ 690,000 | $ 172,000 | $ 149,000 |
| Union County Iowa | 4 | $ 536,000 | $ 134,000 | $ 89,000 |
| Washington County Iowa | 4 | $ 489,000 | $ 122,000 | $ 151,000 |
| Winneshiek County Iowa | 4 | $ 336,000 | $ 84,000 | $ 55,000 |
| Adams County Nebraska | 4 | $ 595,000 | $ 148,000 | $ 80,000 |
| Antelope County Nebraska | 4 | $ 341,000 | $ 85,000 | $ 39,000 |
| Brown County Nebraska | 4 | $ 591,000 | $ 147,000 | $ 73,000 |
| Dakota County Nebraska | 4 | $ 326,000 | $ 81,000 | $ 91,000 |
| Dawes County Nebraska | 4 | $ 625,000 | $ 156,000 | $ 62,000 |
| Hamilton County Nebraska | 4 | $ 880,000 | $ 220,000 | $ 300,000 |
| Howard County Nebraska | 4 | $ 467,000 | $ 116,000 | $ 83,000 |
| Jefferson County Nebraska | 4 | $ 214,000 | $ 53,000 | $ 68,000 |
| Madison County Nebraska | 4 | $ 776,000 | $ 194,000 | $ 148,000 |
| Merrick County Nebraska | 4 | $ 341,000 | $ 85,000 | $ 97,000 |
| Nuckolls County Nebraska | 4 | $ 363,000 | $ 90,000 | $ 103,000 |
| Beadle County South Dakota | 4 | $ 748,000 | $ 187,000 | $ 170,000 |
| Brown County South Dakota | 4 | $ 557,000 | $ 139,000 | $ 122,000 |
| Custer County South Dakota | 4 | $ 1,079,000 | $ 269,000 | $ 286,000 |
| Hughes County South Dakota | 4 | $ 524,000 | $ 131,000 | $ 66,000 |
| Miner County South Dakota | 4 | $ 351,000 | $ 87,000 | $ 46,000 |
| Perkins County South Dakota | 4 | $ 487,000 | $ 121,000 | $ 147,000 |
| Albany County Wyoming | 4 | $ 568,000 | $ 142,000 | $ 74,000 |
| Converse County Wyoming | 4 | $ 487,000 | $ 121,000 | $ 123,000 |
| Allamakee County Iowa | 3 | $ 515,000 | $ 171,000 | $ 174,000 |
| Black Hawk County Iowa | 3 | $ 708,000 | $ 236,000 | $ 191,000 |
| Cerro Gordo County Iowa | 3 | $ 233,000 | $ 77,000 | $ 57,000 |
| Clinton County Iowa | 3 | $ 303,000 | $ 101,000 | $ 143,000 |
| Fayette County Iowa | 3 | $ 202,000 | $ 67,000 | $ 58,000 |
| Floyd County Iowa | 3 | $ 185,000 | $ 61,000 | $ 55,000 |
| Greene County Iowa | 3 | $ 477,000 | $ 159,000 | $ 207,000 |
| Hardin County Iowa | 3 | $ 301,000 | $ 100,000 | $ 41,000 |
| Jackson County Iowa | 3 | $ 343,000 | $ 114,000 | $ 56,000 |
| Keokuk County Iowa | 3 | $ 405,000 | $ 135,000 | $ 952,000 |
| Lucas County Iowa | 3 | $ 217,000 | $ 72,000 | $ 60,000 |
| Muscatine County Iowa | 3 | $ 435,000 | $ 145,000 | $ 84,000 |
| O'Brien County Iowa | 3 | $ 327,000 | $ 109,000 | $ 41,000 |
| Osceola County Iowa | 3 | $ 235,000 | $ 78,000 | $ 82,000 |
| Story County Iowa | 3 | $ 1,053,000 | $ 351,000 | $ 178,000 |
| Worth County Iowa | 3 | $ 502,000 | $ 167,000 | $ 72,000 |
| Banner County Nebraska | 3 | $ 380,000 | $ 126,000 | $ 101,000 |
| Box Butte County Nebraska | 3 | $ 237,000 | $ 79,000 | $ 251,000 |
| Boyd County Nebraska | 3 | $ 265,000 | $ 88,000 | $ 136,000 |
| Cass County Nebraska | 3 | $ 271,000 | $ 90,000 | $ 62,000 |
| Frontier County Nebraska | 3 | $ 398,000 | $ 132,000 | $ 41,000 |
| Kimball County Nebraska | 3 | $ 188,000 | $ 62,000 | $ 54,000 |
| Polk County Nebraska | 3 | $ 288,000 | $ 96,000 | $ 163,000 |
| Seward County Nebraska | 3 | $ 183,000 | $ 61,000 | $ 51,000 |
| Stanton County Nebraska | 3 | $ 492,000 | $ 164,000 | $ 61,000 |
| York County Nebraska | 3 | $ 450,000 | $ 150,000 | $ 46,000 |
| Brookings County South Dakota | 3 | $ 288,000 | $ 96,000 | $ 50,000 |
| Codington County South Dakota | 3 | $ 272,000 | $ 90,000 | $ 57,000 |
| Davison County South Dakota | 3 | $ 268,000 | $ 89,000 | $ 79,000 |
| Edmunds County South Dakota | 3 | $ 461,000 | $ 153,000 | $ 180,000 |
| Gregory County South Dakota | 3 | $ 279,000 | $ 93,000 | $ 142,000 |
| Kingsbury County South Dakota | 3 | $ 353,000 | $ 117,000 | $ 58,000 |
| McCook County South Dakota | 3 | $ 545,000 | $ 181,000 | $ 124,000 |
| Sully County South Dakota | 3 | $ 241,000 | $ 80,000 | $ 81,000 |
| Campbell County Wyoming | 3 | $ 485,000 | $ 161,000 | $ 73,000 |
| Fremont County Wyoming | 3 | $ 562,000 | $ 187,000 | $ 158,000 |
| Goshen County Wyoming | 3 | $ 371,000 | $ 123,000 | $ 57,000 |
| Sublette County Wyoming | 3 | $ 502,000 | $ 167,000 | $ 69,000 |
| Rock Island County Illinois | 2 | $ 704,000 | $ 352,000 | $ 178,000 |
| Appanoose County Iowa | 2 | $ 151,000 | $ 75,000 | $ 83,000 |
| Buena Vista County Iowa | 2 | $ 160,000 | $ 80,000 | $ 189,000 |
| Cherokee County Iowa | 2 | $ 161,000 | $ 80,000 | $ 80,000 |
| Chickasaw County Iowa | 2 | $ 180,000 | $ 90,000 | $ 413,000 |
| Clay County Iowa | 2 | $ 287,000 | $ 143,000 | $ 175,000 |
| Decatur County Iowa | 2 | $ 276,000 | $ 138,000 | $ 62,000 |
| Dickinson County Iowa | 2 | $ 448,000 | $ 224,000 | $ 142,000 |
| Guthrie County Iowa | 2 | $ 365,000 | $ 182,000 | $ 65,000 |
| Lee County Iowa | 2 | $ 210,000 | $ 105,000 | $ 227,000 |
| Louisa County Iowa | 2 | $ 157,000 | $ 78,000 | $ 53,000 |
| Lyon County Iowa | 2 | $ 318,000 | $ 159,000 | $ 111,000 |
| Van Buren County Iowa | 2 | $ 165,000 | $ 82,000 | $ 677,000 |
| Webster County Iowa | 2 | $ 86,000 | $ 43,000 | $ 105,000 |
| Pipestone County Minnesota | 2 | $ 188,000 | $ 94,000 | $ 99,000 |
| Boone County Nebraska | 2 | $ 207,000 | $ 103,000 | $ 47,000 |
| Burt County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 395,000 |
| Cherry County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 181,000 |
| Cheyenne County Nebraska | 2 | $ 299,000 | $ 149,000 | $ 73,000 |
| Colfax County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Douglas County Nebraska | 2 | $ 335,000 | $ 167,000 | $ 155,000 |
| Greeley County Nebraska | 2 | $ 245,000 | $ 122,000 | $ 61,000 |
| Holt County Nebraska | 2 | $ 183,000 | $ 91,000 | $ 112,000 |
| Hooker County Nebraska | 2 | $ 261,000 | $ 130,000 | $ 56,000 |
| Loup County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 93,000 |
| McPherson County Nebraska | 2 | $ 204,000 | $ 102,000 | $ 89,000 |
| Nance County Nebraska | 2 | $ 215,000 | $ 107,000 | $ 66,000 |
| Phelps County Nebraska | 2 | $ 406,000 | $ 203,000 | $ 480,000 |
| Red Willow County Nebraska | 2 | $ 147,000 | $ 73,000 | $ 79,000 |
| Richardson County Nebraska | 2 | $ 224,000 | $ 112,000 | $ 54,000 |
| Rock County Nebraska | 2 | $ 179,000 | $ 89,000 | $ 54,000 |
| Sherman County Nebraska | 2 | $ 216,000 | $ 108,000 | $ 154,000 |
| Thayer County Nebraska | 2 | $ 286,000 | $ 143,000 | $ 67,000 |
| Washington County Nebraska | 2 | $ 492,000 | $ 246,000 | $ 132,000 |
| Webster County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 428,000 |
| Brule County South Dakota | 2 | $ 136,000 | $ 68,000 | $ 110,000 |
| Campbell County South Dakota | 2 | $ 310,000 | $ 155,000 | $ 71,000 |
| Corson County South Dakota | 2 | $ 100,000 | $ 50,000 | $ 505,000 |
| Day County South Dakota | 2 | $ 365,000 | $ 182,000 | $ 81,000 |
| Douglas County South Dakota | 2 | $ 119,000 | $ 59,000 | $ 58,000 |
| Grant County South Dakota | 2 | $ 176,000 | $ 88,000 | $ 222,000 |
| Hamlin County South Dakota | 2 | $ 165,000 | $ 82,000 | $ 28,000 |
| Hanson County South Dakota | 2 | $ 127,000 | $ 63,000 | $ 42,000 |
| Hyde County South Dakota | 2 | $ 170,000 | $ 85,000 | $ 101,000 |
| Lyman County South Dakota | 2 | $ 331,000 | $ 165,000 | $ 59,000 |
| Marshall County South Dakota | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| McPherson County South Dakota | 2 | $ 155,000 | $ 77,000 | $ 60,000 |
| Potter County South Dakota | 2 | $ 205,000 | $ 102,000 | $ 599,000 |
| Roberts County South Dakota | 2 | $ 139,000 | $ 69,000 | $ 82,000 |
| Walworth County South Dakota | 2 | $ 190,000 | $ 95,000 | $ 696,000 |
| Hot Springs County Wyoming | 2 | $ 158,000 | $ 79,000 | $ 53,000 |
| Niobrara County Wyoming | 2 | $ 280,000 | $ 140,000 | $ 95,000 |
| Washakie County Wyoming | 2 | $ 191,000 | $ 95,000 | $ 51,000 |
| Henry County Illinois | 1 | $ 176,000 | $ 176,000 | $ 67,000 |
| Jasper County Indiana | 1 | $ 289,000 | $ 289,000 | $ 84,000 |
| Clarke County Iowa | 1 | $ 209,000 | $ 209,000 | $ 76,000 |
| Crawford County Iowa | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Emmet County Iowa | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Franklin County Iowa | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Ida County Iowa | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Madison County Iowa | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Mahaska County Iowa | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
| Monona County Iowa | 1 | $ 110,000 | $ 110,000 | $ 246,000 |
| Palo Alto County Iowa | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Pocahontas County Iowa | 1 | $ 114,000 | $ 114,000 | $ 81,000 |
| Taylor County Iowa | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Wapello County Iowa | 1 | $ 115,000 | $ 115,000 | $ 131,000 |
| Winnebago County Iowa | 1 | $ 40,000 | $ 40,000 | $ 140,000 |
| Wright County Iowa | 1 | $ 119,000 | $ 119,000 | $ 79,000 |
| Rock County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Blaine County Montana | 1 | $ 44,000 | $ 44,000 | $ 157,000 |
| Lincoln County Montana | 1 | $ 199,000 | $ 199,000 | $ 77,000 |
| Blaine County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 139,000 |
| Butler County Nebraska | 1 | $ 154,000 | $ 154,000 | $ 88,000 |
| Chase County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Clay County Nebraska | 1 | $ 170,000 | $ 170,000 | $ 169,000 |
| Cuming County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 64,000 |
| Deuel County Nebraska | 1 | $ 217,000 | $ 217,000 | $ 88,000 |
| Furnas County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Garden County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 385,000 |
| Hall County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Hayes County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 174,000 |
| Hitchcock County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Johnson County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 77,000 |
| Kearney County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 64,000 |
| Keith County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Logan County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 57,000 |
| Otoe County Nebraska | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Perkins County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Pierce County Nebraska | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Saline County Nebraska | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Sioux County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 104,000 |
| Valley County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Cass County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Dewey County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Harding County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 215,000 |
| Spink County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Stanley County South Dakota | 1 | $ 186,000 | $ 186,000 | $ 45,000 |
| Hale County Texas | 1 | $ 88,000 | $ 88,000 | $ 300,000 |
| Big Horn County Wyoming | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Carbon County Wyoming | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Crook County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Lincoln County Wyoming | 1 | $ 103,000 | $ 103,000 | $ 95,000 |
| Platte County Wyoming | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| Sweetwater County Wyoming | 1 | $ 103,000 | $ 103,000 | $ 53,000 |
| Uinta County Wyoming | 1 | $ 68,000 | $ 68,000 | $ 7,000 |
Mortgage Loan Application Detail Totals for Farm Credit Services Of America, Flca in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 752 | $108,534,000 | $176,888 | $1,600,000 | $99,333 | $1,199,000 |
| Refinancing | 522 | $77,391,000 | $143,400 | $1,000,000 | $144,700 | $1,788,000 |
| Home Improvement | 193 | $15,675,000 | $79,000 | $550,000 | $170,000 | $1,189,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,398 | $192,354,000 | $153,909 | $1,600,000 | $129,545 | $1,200,000 |
| Not Provided | 42 | $6,160,000 | $137,600 | $500,000 | $170,800 | $1,788,000 |
| Not applicable | 14 | $1,656,000 | $139,333 | $621,000 | $437,333 | $886,000 |
| Hispanic | 6 | $680,000 | $98,333 | $360,000 | $69,666 | $256,000 |
| American Indian or Alaskan Native | 4 | $372,000 | $102,333 | $147,000 | $52,333 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $266,000 | $133,000 | $210,000 | $73,000 | $77,000 |
| Asian | 1 | $112,000 | $112,000 | $112,000 | $65,000 | $65,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,467 | $201,600,000 | $154,181 | $1,600,000 | $132,727 | $1,788,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 908 | $122,694,000 | $147,090 | $1,600,000 | $150,181 | $1,788,000 |
| Preapproval Denied by Financial Institution | 155 | $19,559,000 | $126,000 | $570,000 | $86,000 | $267,000 |
| Application Denied By Financial Institution | 123 | $15,474,000 | $108,200 | $500,000 | $65,400 | $945,000 |
| Preapproval Approved but not Accepted | 99 | $13,792,000 | $139,000 | $800,000 | $71,000 | $772,000 |
| Application Withdrawn By Applicant | 95 | $16,843,000 | $171,666 | $900,000 | $86,000 | $865,000 |
| Application Approved But Not Accepted | 87 | $13,238,000 | $121,200 | $600,000 | $168,800 | $859,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 162 | $23,403,000 | $124,000 | $570,000 | $50,333 | $159,000 |
| Credit History | 98 | $9,607,000 | $76,000 | $455,000 | $60,500 | $227,000 |
| Other | 11 | $1,466,000 | $151,000 | $230,000 | $48,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $284,000 | $94,000 | $104,000 | $494,000 | $945,000 |
| Collateral | 3 | $177,000 | $59,000 | $80,000 | $231,000 | $371,000 |
| Employment History | 1 | $96,000 | $96,000 | $96,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Services Of America, Flca's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Services Of America, Flca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.