Farm Credit Services Of America, Flca 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Services Of America, Flca 5015 S 118Th St Omaha, NE 68137 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,855 |
| Total Mortgage Loan Application Amount | $298,014,000 |
| Average Mortgage Loan Application Amount | $188,928 |
| Highest Mortgage Loan Application Amount | $10,700,000 |
| Average Applicant Income | $549,285 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Farm Credit Services Of America, Flca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Services Of America, Flca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Farm Credit Services Of America, Flca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Services Of America, Flca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Services Of America, Flca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Services Of America, Flca's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Linn County Iowa | 16 | $ 2,426,000 | $ 151,000 | $ 67,000 |
| Lincoln County South Dakota | 16 | $ 2,765,000 | $ 172,000 | $ 115,000 |
| Dubuque County Iowa | 14 | $ 1,633,000 | $ 116,000 | $ 361,000 |
| Scott County Iowa | 14 | $ 2,330,000 | $ 166,000 | $ 517,000 |
| Black Hawk County Iowa | 13 | $ 2,837,000 | $ 218,000 | $ 127,000 |
| Clinton County Iowa | 13 | $ 1,526,000 | $ 117,000 | $ 157,000 |
| Lincoln County Nebraska | 13 | $ 1,748,000 | $ 134,000 | $ 73,000 |
| Pennington County South Dakota | 13 | $ 2,952,000 | $ 227,000 | $ 103,000 |
| Guthrie County Iowa | 12 | $ 1,573,000 | $ 131,000 | $ 179,000 |
| Jones County Iowa | 12 | $ 1,730,000 | $ 144,000 | $ 461,000 |
| Kossuth County Iowa | 12 | $ 2,115,000 | $ 176,000 | $ 88,000 |
| Minnehaha County South Dakota | 12 | $ 2,130,000 | $ 177,000 | $ 153,000 |
| Pottawattamie County Iowa | 11 | $ 2,197,000 | $ 199,000 | $ 173,000 |
| Hamlin County South Dakota | 11 | $ 1,403,000 | $ 127,000 | $ 84,000 |
| Tripp County South Dakota | 11 | $ 1,130,000 | $ 102,000 | $ 175,000 |
| Dallas County Iowa | 10 | $ 1,802,000 | $ 180,000 | $ 65,000 |
| Delaware County Iowa | 10 | $ 2,059,000 | $ 205,000 | $ 358,000 |
| Keokuk County Iowa | 10 | $ 1,373,000 | $ 137,000 | $ 102,000 |
| Sioux County Iowa | 10 | $ 1,704,000 | $ 170,000 | $ 612,000 |
| Gage County Nebraska | 10 | $ 1,444,000 | $ 144,000 | $ 65,000 |
| Scotts Bluff County Nebraska | 10 | $ 1,725,000 | $ 172,000 | $ 261,000 |
| Jackson County Iowa | 9 | $ 1,814,000 | $ 201,000 | $ 88,000 |
| Muscatine County Iowa | 9 | $ 1,425,000 | $ 158,000 | $ 354,000 |
| Buffalo County Nebraska | 9 | $ 1,391,000 | $ 154,000 | $ 136,000 |
| Lancaster County Nebraska | 9 | $ 1,764,000 | $ 196,000 | $ 89,000 |
| Buchanan County Iowa | 8 | $ 1,157,000 | $ 144,000 | $ 303,000 |
| Carroll County Iowa | 8 | $ 1,381,000 | $ 172,000 | $ 66,000 |
| Hamilton County Iowa | 8 | $ 780,000 | $ 97,000 | $ 55,000 |
| Henry County Iowa | 8 | $ 1,059,000 | $ 132,000 | $ 137,000 |
| Woodbury County Iowa | 8 | $ 1,738,000 | $ 217,000 | $ 70,000 |
| Custer County Nebraska | 8 | $ 747,000 | $ 93,000 | $ 183,000 |
| Phelps County Nebraska | 8 | $ 777,000 | $ 97,000 | $ 135,000 |
| Platte County Nebraska | 8 | $ 1,353,000 | $ 169,000 | $ 70,000 |
| Washington County Nebraska | 8 | $ 3,326,000 | $ 415,000 | $ 174,000 |
| Butte County South Dakota | 8 | $ 1,189,000 | $ 148,000 | $ 126,000 |
| Union County South Dakota | 8 | $ 1,072,000 | $ 134,000 | $ 271,000 |
| Butler County Iowa | 7 | $ 768,000 | $ 109,000 | $ 66,000 |
| Fremont County Iowa | 7 | $ 1,361,000 | $ 194,000 | $ 145,000 |
| Johnson County Iowa | 7 | $ 1,585,000 | $ 226,000 | $ 88,000 |
| Marshall County Iowa | 7 | $ 1,208,000 | $ 172,000 | $ 369,000 |
| Monroe County Iowa | 7 | $ 1,106,000 | $ 158,000 | $ 70,000 |
| Plymouth County Iowa | 7 | $ 1,402,000 | $ 200,000 | $ 104,000 |
| Polk County Iowa | 7 | $ 1,603,000 | $ 229,000 | $ 82,000 |
| Poweshiek County Iowa | 7 | $ 1,111,000 | $ 158,000 | $ 182,000 |
| Story County Iowa | 7 | $ 1,649,000 | $ 235,000 | $ 108,000 |
| Warren County Iowa | 7 | $ 1,772,000 | $ 253,000 | $ 93,000 |
| Box Butte County Nebraska | 7 | $ 699,000 | $ 99,000 | $ 72,000 |
| Codington County South Dakota | 7 | $ 770,000 | $ 110,000 | $ 129,000 |
| Turner County South Dakota | 7 | $ 899,000 | $ 128,000 | $ 86,000 |
| Albany County Wyoming | 7 | $ 1,255,000 | $ 179,000 | $ 219,000 |
| Adair County Iowa | 6 | $ 1,063,000 | $ 177,000 | $ 103,000 |
| Bremer County Iowa | 6 | $ 942,000 | $ 157,000 | $ 163,000 |
| Calhoun County Iowa | 6 | $ 628,000 | $ 104,000 | $ 56,000 |
| Cedar County Iowa | 6 | $ 734,000 | $ 122,000 | $ 196,000 |
| Dickinson County Iowa | 6 | $ 1,150,000 | $ 191,000 | $ 82,000 |
| Floyd County Iowa | 6 | $ 779,000 | $ 129,000 | $ 186,000 |
| Greene County Iowa | 6 | $ 659,000 | $ 109,000 | $ 35,000 |
| Harrison County Iowa | 6 | $ 1,416,000 | $ 236,000 | $ 109,000 |
| Lyon County Iowa | 6 | $ 866,000 | $ 144,000 | $ 236,000 |
| Marion County Iowa | 6 | $ 881,000 | $ 146,000 | $ 228,000 |
| Taylor County Iowa | 6 | $ 570,000 | $ 95,000 | $ 180,000 |
| Wapello County Iowa | 6 | $ 632,000 | $ 105,000 | $ 77,000 |
| Washington County Iowa | 6 | $ 1,206,000 | $ 201,000 | $ 167,000 |
| Wright County Iowa | 6 | $ 630,000 | $ 105,000 | $ 72,000 |
| Knox County Nebraska | 6 | $ 902,000 | $ 150,000 | $ 61,000 |
| Valley County Nebraska | 6 | $ 757,000 | $ 126,000 | $ 180,000 |
| Bon Homme County South Dakota | 6 | $ 453,000 | $ 75,000 | $ 126,000 |
| Brookings County South Dakota | 6 | $ 995,000 | $ 165,000 | $ 254,000 |
| Clark County South Dakota | 6 | $ 771,000 | $ 128,000 | $ 1,728,000 |
| Meade County South Dakota | 6 | $ 889,000 | $ 148,000 | $ 75,000 |
| Natrona County Wyoming | 6 | $ 1,146,000 | $ 191,000 | $ 77,000 |
| Adams County Iowa | 5 | $ 1,085,000 | $ 217,000 | $ 299,000 |
| Benton County Iowa | 5 | $ 1,297,000 | $ 259,000 | $ 93,000 |
| Boone County Iowa | 5 | $ 558,000 | $ 111,000 | $ 77,000 |
| Buena Vista County Iowa | 5 | $ 1,052,000 | $ 210,000 | $ 125,000 |
| Chickasaw County Iowa | 5 | $ 836,000 | $ 167,000 | $ 217,000 |
| Des Moines County Iowa | 5 | $ 1,177,000 | $ 235,000 | $ 83,000 |
| Fayette County Iowa | 5 | $ 488,000 | $ 97,000 | $ 218,000 |
| Hardin County Iowa | 5 | $ 1,078,000 | $ 215,000 | $ 76,000 |
| Palo Alto County Iowa | 5 | $ 641,000 | $ 128,000 | $ 199,000 |
| Shelby County Iowa | 5 | $ 780,000 | $ 156,000 | $ 86,000 |
| Union County Iowa | 5 | $ 493,000 | $ 98,000 | $ 182,000 |
| Adams County Nebraska | 5 | $ 1,016,000 | $ 203,000 | $ 60,000 |
| Burt County Nebraska | 5 | $ 430,000 | $ 86,000 | $ 165,000 |
| Cedar County Nebraska | 5 | $ 445,000 | $ 89,000 | $ 168,000 |
| Kearney County Nebraska | 5 | $ 429,000 | $ 85,000 | $ 207,000 |
| Nuckolls County Nebraska | 5 | $ 509,000 | $ 101,000 | $ 100,000 |
| Red Willow County Nebraska | 5 | $ 413,000 | $ 82,000 | $ 126,000 |
| Brown County South Dakota | 5 | $ 989,000 | $ 197,000 | $ 115,000 |
| Custer County South Dakota | 5 | $ 838,000 | $ 167,000 | $ 76,000 |
| Hughes County South Dakota | 5 | $ 854,000 | $ 170,000 | $ 239,000 |
| Kingsbury County South Dakota | 5 | $ 558,000 | $ 111,000 | $ 116,000 |
| Moody County South Dakota | 5 | $ 560,000 | $ 112,000 | $ 135,000 |
| Yankton County South Dakota | 5 | $ 967,000 | $ 193,000 | $ 149,000 |
| Sublette County Wyoming | 5 | $ 1,175,000 | $ 235,000 | $ 288,000 |
| Clay County Iowa | 4 | $ 496,000 | $ 124,000 | $ 57,000 |
| Clayton County Iowa | 4 | $ 903,000 | $ 225,000 | $ 162,000 |
| Jasper County Iowa | 4 | $ 599,000 | $ 149,000 | $ 79,000 |
| Lucas County Iowa | 4 | $ 600,000 | $ 150,000 | $ 69,000 |
| Madison County Iowa | 4 | $ 841,000 | $ 210,000 | $ 73,000 |
| Mahaska County Iowa | 4 | $ 725,000 | $ 181,000 | $ 90,000 |
| Mitchell County Iowa | 4 | $ 383,000 | $ 95,000 | $ 185,000 |
| Page County Iowa | 4 | $ 326,000 | $ 81,000 | $ 87,000 |
| Tama County Iowa | 4 | $ 273,000 | $ 68,000 | $ 101,000 |
| Antelope County Nebraska | 4 | $ 312,000 | $ 78,000 | $ 41,000 |
| Boone County Nebraska | 4 | $ 300,000 | $ 75,000 | $ 47,000 |
| Cass County Nebraska | 4 | $ 1,080,000 | $ 270,000 | $ 157,000 |
| Dakota County Nebraska | 4 | $ 366,000 | $ 91,000 | $ 78,000 |
| Dodge County Nebraska | 4 | $ 673,000 | $ 168,000 | $ 87,000 |
| Fillmore County Nebraska | 4 | $ 359,000 | $ 89,000 | $ 89,000 |
| Hall County Nebraska | 4 | $ 832,000 | $ 208,000 | $ 59,000 |
| Hamilton County Nebraska | 4 | $ 779,000 | $ 194,000 | $ 103,000 |
| Madison County Nebraska | 4 | $ 545,000 | $ 136,000 | $ 70,000 |
| Thayer County Nebraska | 4 | $ 460,000 | $ 115,000 | $ 88,000 |
| Thurston County Nebraska | 4 | $ 567,000 | $ 141,000 | $ 43,000 |
| Deuel County South Dakota | 4 | $ 348,000 | $ 87,000 | $ 92,000 |
| Gregory County South Dakota | 4 | $ 251,000 | $ 62,000 | $ 137,000 |
| Jerauld County South Dakota | 4 | $ 471,000 | $ 117,000 | $ 276,000 |
| Lawrence County South Dakota | 4 | $ 634,000 | $ 158,000 | $ 79,000 |
| Miner County South Dakota | 4 | $ 309,000 | $ 77,000 | $ 81,000 |
| Roberts County South Dakota | 4 | $ 444,000 | $ 111,000 | $ 144,000 |
| Fremont County Wyoming | 4 | $ 730,000 | $ 182,000 | $ 73,000 |
| Johnson County Wyoming | 4 | $ 715,000 | $ 178,000 | $ 119,000 |
| Sheridan County Wyoming | 4 | $ 1,949,000 | $ 487,000 | $ 93,000 |
| Maricopa County Arizona | 3 | $ 790,000 | $ 263,000 | $ 117,000 |
| Jasper County Indiana | 3 | $ 455,000 | $ 151,000 | $ 823,000 |
| Appanoose County Iowa | 3 | $ 398,000 | $ 132,000 | $ 66,000 |
| Cass County Iowa | 3 | $ 206,000 | $ 68,000 | $ 211,000 |
| Cherokee County Iowa | 3 | $ 663,000 | $ 221,000 | $ 88,000 |
| Grundy County Iowa | 3 | $ 341,000 | $ 113,000 | $ 112,000 |
| Hancock County Iowa | 3 | $ 664,000 | $ 221,000 | $ 204,000 |
| Iowa County Iowa | 3 | $ 376,000 | $ 125,000 | $ 261,000 |
| Jefferson County Iowa | 3 | $ 489,000 | $ 163,000 | $ 69,000 |
| Lee County Iowa | 3 | $ 970,000 | $ 323,000 | $ 141,000 |
| Monona County Iowa | 3 | $ 307,000 | $ 102,000 | $ 137,000 |
| Montgomery County Iowa | 3 | $ 385,000 | $ 128,000 | $ 65,000 |
| Clay County Nebraska | 3 | $ 329,000 | $ 109,000 | $ 33,000 |
| Cuming County Nebraska | 3 | $ 540,000 | $ 180,000 | $ 49,000 |
| Dawson County Nebraska | 3 | $ 414,000 | $ 138,000 | $ 75,000 |
| Deuel County Nebraska | 3 | $ 316,000 | $ 105,000 | $ 56,000 |
| Garden County Nebraska | 3 | $ 570,000 | $ 190,000 | $ 201,000 |
| Holt County Nebraska | 3 | $ 361,000 | $ 120,000 | $ 65,000 |
| Jefferson County Nebraska | 3 | $ 485,000 | $ 161,000 | $ 100,000 |
| Keith County Nebraska | 3 | $ 255,000 | $ 85,000 | $ 70,000 |
| Logan County Nebraska | 3 | $ 673,000 | $ 224,000 | $ 141,000 |
| Morrill County Nebraska | 3 | $ 736,000 | $ 245,000 | $ 74,000 |
| Seward County Nebraska | 3 | $ 625,000 | $ 208,000 | $ 86,000 |
| Sheridan County Nebraska | 3 | $ 178,000 | $ 59,000 | $ 181,000 |
| Sherman County Nebraska | 3 | $ 577,000 | $ 192,000 | $ 41,000 |
| Stanton County Nebraska | 3 | $ 358,000 | $ 119,000 | $ 51,000 |
| Webster County Nebraska | 3 | $ 297,000 | $ 99,000 | $ 533,000 |
| Day County South Dakota | 3 | $ 363,000 | $ 121,000 | $ 94,000 |
| Hutchinson County South Dakota | 3 | $ 350,000 | $ 116,000 | $ 68,000 |
| Hyde County South Dakota | 3 | $ 615,000 | $ 205,000 | $ 56,000 |
| Lake County South Dakota | 3 | $ 576,000 | $ 192,000 | $ 827,000 |
| Lyman County South Dakota | 3 | $ 385,000 | $ 128,000 | $ 78,000 |
| Marshall County South Dakota | 3 | $ 122,000 | $ 40,000 | $ 62,000 |
| Walworth County South Dakota | 3 | $ 376,000 | $ 125,000 | $ 74,000 |
| Hale County Texas | 3 | $ 142,000 | $ 47,000 | $ 1,675,000 |
| Crook County Wyoming | 3 | $ 845,000 | $ 281,000 | $ 608,000 |
| Platte County Wyoming | 3 | $ 443,000 | $ 147,000 | $ 58,000 |
| Audubon County Iowa | 2 | $ 272,000 | $ 136,000 | $ 54,000 |
| Cerro Gordo County Iowa | 2 | $ 400,000 | $ 200,000 | $ 617,000 |
| Crawford County Iowa | 2 | $ 1,012,000 | $ 506,000 | $ 103,000 |
| Decatur County Iowa | 2 | $ 385,000 | $ 192,000 | $ 47,000 |
| Humboldt County Iowa | 2 | $ 327,000 | $ 163,000 | $ 120,000 |
| Ida County Iowa | 2 | $ 116,000 | $ 58,000 | $ 780,000 |
| Mills County Iowa | 2 | $ 375,000 | $ 187,000 | $ 130,000 |
| Osceola County Iowa | 2 | $ 224,000 | $ 112,000 | $ 162,000 |
| Van Buren County Iowa | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Webster County Iowa | 2 | $ 585,000 | $ 292,000 | $ 158,000 |
| Winneshiek County Iowa | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Worth County Iowa | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Traverse County Minnesota | 2 | $ 232,000 | $ 116,000 | $ 120,000 |
| Banner County Nebraska | 2 | $ 219,000 | $ 109,000 | $ 91,000 |
| Brown County Nebraska | 2 | $ 213,000 | $ 106,000 | $ 149,000 |
| Chase County Nebraska | 2 | $ 332,000 | $ 166,000 | $ 112,000 |
| Dawes County Nebraska | 2 | $ 525,000 | $ 262,000 | $ 136,000 |
| Douglas County Nebraska | 2 | $ 423,000 | $ 211,000 | $ 353,000 |
| Frontier County Nebraska | 2 | $ 209,000 | $ 104,000 | $ 61,000 |
| Furnas County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Hayes County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 135,000 |
| Kimball County Nebraska | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Merrick County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
| Nance County Nebraska | 2 | $ 372,000 | $ 186,000 | $ 56,000 |
| Otoe County Nebraska | 2 | $ 418,000 | $ 209,000 | $ 87,000 |
| Sarpy County Nebraska | 2 | $ 498,000 | $ 249,000 | $ 82,000 |
| Saunders County Nebraska | 2 | $ 289,000 | $ 144,000 | $ 33,000 |
| York County Nebraska | 2 | $ 212,000 | $ 106,000 | $ 316,000 |
| Beadle County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Clay County South Dakota | 2 | $ 39,000 | $ 19,000 | $ 194,000 |
| Fall River County South Dakota | 2 | $ 137,000 | $ 68,000 | $ 94,000 |
| Grant County South Dakota | 2 | $ 375,000 | $ 187,000 | $ 60,000 |
| Hand County South Dakota | 2 | $ 183,000 | $ 91,000 | $ 189,000 |
| McCook County South Dakota | 2 | $ 58,000 | $ 29,000 | $ 174,000 |
| Perkins County South Dakota | 2 | $ 205,000 | $ 102,000 | $ 39,000 |
| Potter County South Dakota | 2 | $ 197,000 | $ 98,000 | $ 45,000 |
| Spink County South Dakota | 2 | $ 300,000 | $ 150,000 | $ 726,000 |
| Sully County South Dakota | 2 | $ 308,000 | $ 154,000 | $ 83,000 |
| Big Horn County Wyoming | 2 | $ 379,000 | $ 189,000 | $ 39,000 |
| Campbell County Wyoming | 2 | $ 354,000 | $ 177,000 | $ 80,000 |
| Converse County Wyoming | 2 | $ 617,000 | $ 308,000 | $ 93,000 |
| Goshen County Wyoming | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Laramie County Wyoming | 2 | $ 670,000 | $ 335,000 | $ 81,000 |
| Sweetwater County Wyoming | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Pueblo County Colorado | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Allamakee County Iowa | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Clarke County Iowa | 1 | $ 210,000 | $ 210,000 | $ 81,000 |
| Davis County Iowa | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Emmet County Iowa | 1 | $ 291,000 | $ 291,000 | $ 58,000 |
| Howard County Iowa | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Louisa County Iowa | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| O'Brien County Iowa | 1 | $ 181,000 | $ 181,000 | $ 106,000 |
| Sac County Iowa | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Van Buren County Michigan | 1 | $ 635,000 | $ 635,000 | $ 4,060,000 |
| Martin County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Otter Tail County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Rock County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| St. Louis County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Atchison County Missouri | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Lafayette County Missouri | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Miller County Missouri | 1 | $ 100,000 | $ 100,000 | $ 302,000 |
| Platte County Missouri | 1 | $ 125,000 | $ 125,000 | $ 444,000 |
| Rosebud County Montana | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Butler County Nebraska | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Cheyenne County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 144,000 |
| Colfax County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Franklin County Nebraska | 1 | $ 210,000 | $ 210,000 | $ 77,000 |
| Garfield County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 272,000 |
| Greeley County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 361,000 |
| Hitchcock County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| Hooker County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Howard County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Keya Paha County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| McPherson County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Pawnee County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Perkins County Nebraska | 1 | $ 250,000 | $ 250,000 | $ 144,000 |
| Pierce County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 52,000 |
| Saline County Nebraska | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Wayne County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 82,000 |
| Chaves County New Mexico | 1 | $ 262,000 | $ 262,000 | $ 144,000 |
| Brule County South Dakota | 1 | $ 196,000 | $ 196,000 | $ 40,000 |
| Dewey County South Dakota | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| Faulk County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Jones County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Stanley County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Ziebach County South Dakota | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Hidalgo County Texas | 1 | $ 70,000 | $ 70,000 | $ 130,000 |
| Lubbock County Texas | 1 | $ 500,000 | $ 500,000 | $ 300,000 |
| St. Croix County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 103,000 |
| Carbon County Wyoming | 1 | $ 400,000 | $ 400,000 | $ 9,999,000 |
| Hot Springs County Wyoming | 1 | $ 196,000 | $ 196,000 | $ 87,000 |
| Niobrara County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,024 | $158,776,000 | $187,250 | $830,000 | $169,750 | $1,605,000 |
| Refinancing | 664 | $121,184,000 | $220,700 | $10,700,000 | $655,500 | $4,060,000 |
| Home Improvement | 167 | $18,054,000 | $139,333 | $985,000 | $1,131,333 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,658 | $256,581,000 | $185,428 | $2,024,000 | $158,357 | $2,146,000 |
| Not Provided | 154 | $34,675,000 | $165,333 | $10,700,000 | $345,333 | $1,605,000 |
| Not applicable | 24 | $4,186,000 | $256,333 | $635,000 | $3,079,166 | $9,999,000 |
| American Indian or Alaskan Native | 10 | $1,371,000 | $139,500 | $350,000 | $69,000 | $194,000 |
| Hispanic | 6 | $746,000 | $108,500 | $255,000 | $111,000 | $310,000 |
| Black or African American | 3 | $455,000 | $151,000 | $330,000 | $61,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,855 | $298,014,000 | $208,800 | $10,700,000 | $509,666 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,080 | $170,597,000 | $215,200 | $2,024,000 | $525,133 | $9,999,000 |
| Preapproval Denied by Financial Institution | 259 | $34,966,000 | $135,000 | $416,000 | $47,000 | $585,000 |
| Preapproval Approved but not Accepted | 210 | $32,337,000 | $153,000 | $485,000 | $68,000 | $630,000 |
| Application Denied By Financial Institution | 125 | $29,617,000 | $180,000 | $10,700,000 | $72,750 | $236,000 |
| Application Approved But Not Accepted | 120 | $18,518,000 | $154,000 | $490,000 | $81,000 | $239,000 |
| Application Withdrawn By Applicant | 60 | $11,879,000 | $198,333 | $985,000 | $160,333 | $853,000 |
| File Closed For Incompleteness | 1 | $100,000 | $100,000 | $100,000 | $29,000 | $29,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 197 | $31,834,000 | $223,333 | $1,000,000 | $106,666 | $308,000 |
| Credit History | 140 | $15,489,000 | $82,666 | $330,000 | $35,000 | $585,000 |
| Other | 35 | $15,780,000 | $450,000 | $10,700,000 | $41,000 | $99,000 |
| Collateral | 5 | $931,000 | $186,000 | $270,000 | $76,000 | $96,000 |
| Employment History | 2 | $102,000 | $51,000 | $81,000 | $38,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $103,000 | $51,000 | $52,000 | $8,000 | $16,000 |
| Unverifiable Information | 1 | $222,000 | $222,000 | $222,000 | $39,000 | $39,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Services Of America, Flca's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Services Of America, Flca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.