Farm Credit Services of America, Flca Mortgage Lending & HMDA Data, 2005

In 2005, Farm Credit Services of America, Flca of Omaha, NE reported 1,855 mortgage applications totaling $298.0 million, up 26% from 2004. The average application was for $160,654, and applicants reported an average income of $124,707. 58% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Des Moines, IA (40), Sioux Falls, SD (37) and Cedar Rapids, IA (32) (applications in parentheses).

Mortgage Company & Address Farm Credit Services of America, Flca
5015 S 118th St
Omaha, NE 68137
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,855
Total Mortgage Loan Application Amount $298,014,000
Average Mortgage Loan Application Amount $160,654
Highest Mortgage Loan Application Amount $10,700,000
Average Applicant Income $124,707
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Services of America, Flca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Services of America, Flca by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Linn, Iowa 16 $ 2,426,000 $ 151,625 $ 67,000
Lincoln, South Dakota 16 $ 2,765,000 $ 172,812 $ 115,000
Dubuque, Iowa 14 $ 1,633,000 $ 116,642 $ 361,000
Scott, Iowa 14 $ 2,330,000 $ 166,428 $ 517,000
Black Hawk, Iowa 13 $ 2,837,000 $ 218,230 $ 127,000
Clinton, Iowa 13 $ 1,526,000 $ 117,384 $ 157,000
Lincoln, Nebraska 13 $ 1,748,000 $ 134,461 $ 73,000
Pennington, South Dakota 13 $ 2,952,000 $ 227,076 $ 103,000
Guthrie, Iowa 12 $ 1,573,000 $ 131,083 $ 179,000
Jones, Iowa 12 $ 1,730,000 $ 144,166 $ 461,000
Kossuth, Iowa 12 $ 2,115,000 $ 176,250 $ 88,000
Minnehaha, South Dakota 12 $ 2,130,000 $ 177,500 $ 153,000
Pottawattamie, Iowa 11 $ 2,197,000 $ 199,727 $ 173,000
Hamlin, South Dakota 11 $ 1,403,000 $ 127,545 $ 84,000
Tripp, South Dakota 11 $ 1,130,000 $ 102,727 $ 175,000
Dallas, Iowa 10 $ 1,802,000 $ 180,200 $ 65,000
Delaware, Iowa 10 $ 2,059,000 $ 205,900 $ 358,000
Keokuk, Iowa 10 $ 1,373,000 $ 137,300 $ 102,000
Sioux, Iowa 10 $ 1,704,000 $ 170,400 $ 612,000
Gage, Nebraska 10 $ 1,444,000 $ 144,400 $ 65,000
Scotts Bluff, Nebraska 10 $ 1,725,000 $ 172,500 $ 261,000
Jackson, Iowa 9 $ 1,814,000 $ 201,555 $ 88,000
Muscatine, Iowa 9 $ 1,425,000 $ 158,333 $ 354,000
Buffalo, Nebraska 9 $ 1,391,000 $ 154,555 $ 136,000
Lancaster, Nebraska 9 $ 1,764,000 $ 196,000 $ 89,000
Buchanan, Iowa 8 $ 1,157,000 $ 144,625 $ 303,000
Carroll, Iowa 8 $ 1,381,000 $ 172,625 $ 66,000
Hamilton, Iowa 8 $ 780,000 $ 97,500 $ 55,000
Henry, Iowa 8 $ 1,059,000 $ 132,375 $ 137,000
Woodbury, Iowa 8 $ 1,738,000 $ 217,250 $ 70,000
Custer, Nebraska 8 $ 747,000 $ 93,375 $ 183,000
Phelps, Nebraska 8 $ 777,000 $ 97,125 $ 135,000
Platte, Nebraska 8 $ 1,353,000 $ 169,125 $ 70,000
Washington, Nebraska 8 $ 3,326,000 $ 415,750 $ 174,000
Butte, South Dakota 8 $ 1,189,000 $ 148,625 $ 126,000
Union, South Dakota 8 $ 1,072,000 $ 134,000 $ 271,000
Butler, Iowa 7 $ 768,000 $ 109,714 $ 66,000
Fremont, Iowa 7 $ 1,361,000 $ 194,428 $ 145,000
Johnson, Iowa 7 $ 1,585,000 $ 226,428 $ 88,000
Marshall, Iowa 7 $ 1,208,000 $ 172,571 $ 369,000
Monroe, Iowa 7 $ 1,106,000 $ 158,000 $ 70,000
Plymouth, Iowa 7 $ 1,402,000 $ 200,285 $ 104,000
Polk, Iowa 7 $ 1,603,000 $ 229,000 $ 82,000
Poweshiek, Iowa 7 $ 1,111,000 $ 158,714 $ 182,000
Story, Iowa 7 $ 1,649,000 $ 235,571 $ 108,000
Warren, Iowa 7 $ 1,772,000 $ 253,142 $ 93,000
Box Butte, Nebraska 7 $ 699,000 $ 99,857 $ 72,000
Codington, South Dakota 7 $ 770,000 $ 110,000 $ 129,000
Turner, South Dakota 7 $ 899,000 $ 128,428 $ 86,000
Albany, Wyoming 7 $ 1,255,000 $ 179,285 $ 219,000
Adair, Iowa 6 $ 1,063,000 $ 177,166 $ 103,000
Bremer, Iowa 6 $ 942,000 $ 157,000 $ 163,000
Calhoun, Iowa 6 $ 628,000 $ 104,666 $ 56,000
Cedar, Iowa 6 $ 734,000 $ 122,333 $ 196,000
Dickinson, Iowa 6 $ 1,150,000 $ 191,666 $ 82,000
Floyd, Iowa 6 $ 779,000 $ 129,833 $ 186,000
Greene, Iowa 6 $ 659,000 $ 109,833 $ 35,000
Harrison, Iowa 6 $ 1,416,000 $ 236,000 $ 109,000
Lyon, Iowa 6 $ 866,000 $ 144,333 $ 236,000
Marion, Iowa 6 $ 881,000 $ 146,833 $ 228,000
Taylor, Iowa 6 $ 570,000 $ 95,000 $ 180,000
Wapello, Iowa 6 $ 632,000 $ 105,333 $ 77,000
Washington, Iowa 6 $ 1,206,000 $ 201,000 $ 167,000
Wright, Iowa 6 $ 630,000 $ 105,000 $ 72,000
Knox, Nebraska 6 $ 902,000 $ 150,333 $ 61,000
Valley, Nebraska 6 $ 757,000 $ 126,166 $ 180,000
Bon Homme, South Dakota 6 $ 453,000 $ 75,500 $ 126,000
Brookings, South Dakota 6 $ 995,000 $ 165,833 $ 254,000
Clark, South Dakota 6 $ 771,000 $ 128,500 $ 1,728,000
Meade, South Dakota 6 $ 889,000 $ 148,166 $ 75,000
Natrona, Wyoming 6 $ 1,146,000 $ 191,000 $ 77,000
Adams, Iowa 5 $ 1,085,000 $ 217,000 $ 299,000
Benton, Iowa 5 $ 1,297,000 $ 259,400 $ 93,000
Boone, Iowa 5 $ 558,000 $ 111,600 $ 77,000
Buena Vista, Iowa 5 $ 1,052,000 $ 210,400 $ 125,000
Chickasaw, Iowa 5 $ 836,000 $ 167,200 $ 217,000
Des Moines, Iowa 5 $ 1,177,000 $ 235,400 $ 83,000
Fayette, Iowa 5 $ 488,000 $ 97,600 $ 218,000
Hardin, Iowa 5 $ 1,078,000 $ 215,600 $ 76,000
Palo Alto, Iowa 5 $ 641,000 $ 128,200 $ 199,000
Shelby, Iowa 5 $ 780,000 $ 156,000 $ 86,000
Union, Iowa 5 $ 493,000 $ 98,600 $ 182,000
Adams, Nebraska 5 $ 1,016,000 $ 203,200 $ 60,000
Burt, Nebraska 5 $ 430,000 $ 86,000 $ 165,000
Cedar, Nebraska 5 $ 445,000 $ 89,000 $ 168,000
Kearney, Nebraska 5 $ 429,000 $ 85,800 $ 207,000
Nuckolls, Nebraska 5 $ 509,000 $ 101,800 $ 100,000
Red Willow, Nebraska 5 $ 413,000 $ 82,600 $ 126,000
Brown, South Dakota 5 $ 989,000 $ 197,800 $ 115,000
Custer, South Dakota 5 $ 838,000 $ 167,600 $ 76,000
Hughes, South Dakota 5 $ 854,000 $ 170,800 $ 239,000
Kingsbury, South Dakota 5 $ 558,000 $ 111,600 $ 116,000
Moody, South Dakota 5 $ 560,000 $ 112,000 $ 135,000
Yankton, South Dakota 5 $ 967,000 $ 193,400 $ 149,000
Sublette, Wyoming 5 $ 1,175,000 $ 235,000 $ 288,000
Clay, Iowa 4 $ 496,000 $ 124,000 $ 57,000
Clayton, Iowa 4 $ 903,000 $ 225,750 $ 162,000
Jasper, Iowa 4 $ 599,000 $ 149,750 $ 79,000
Lucas, Iowa 4 $ 600,000 $ 150,000 $ 69,000
Madison, Iowa 4 $ 841,000 $ 210,250 $ 73,000
Mahaska, Iowa 4 $ 725,000 $ 181,250 $ 90,000
Mitchell, Iowa 4 $ 383,000 $ 95,750 $ 185,000
Page, Iowa 4 $ 326,000 $ 81,500 $ 87,000
Tama, Iowa 4 $ 273,000 $ 68,250 $ 101,000
Antelope, Nebraska 4 $ 312,000 $ 78,000 $ 41,000
Boone, Nebraska 4 $ 300,000 $ 75,000 $ 47,000
Cass, Nebraska 4 $ 1,080,000 $ 270,000 $ 157,000
Dakota, Nebraska 4 $ 366,000 $ 91,500 $ 78,000
Dodge, Nebraska 4 $ 673,000 $ 168,250 $ 87,000
Fillmore, Nebraska 4 $ 359,000 $ 89,750 $ 89,000
Hall, Nebraska 4 $ 832,000 $ 208,000 $ 59,000
Hamilton, Nebraska 4 $ 779,000 $ 194,750 $ 103,000
Madison, Nebraska 4 $ 545,000 $ 136,250 $ 70,000
Thayer, Nebraska 4 $ 460,000 $ 115,000 $ 88,000
Thurston, Nebraska 4 $ 567,000 $ 141,750 $ 43,000
Deuel, South Dakota 4 $ 348,000 $ 87,000 $ 92,000
Gregory, South Dakota 4 $ 251,000 $ 62,750 $ 137,000
Jerauld, South Dakota 4 $ 471,000 $ 117,750 $ 276,000
Lawrence, South Dakota 4 $ 634,000 $ 158,500 $ 79,000
Miner, South Dakota 4 $ 309,000 $ 77,250 $ 81,000
Roberts, South Dakota 4 $ 444,000 $ 111,000 $ 144,000
Fremont, Wyoming 4 $ 730,000 $ 182,500 $ 73,000
Johnson, Wyoming 4 $ 715,000 $ 178,750 $ 119,000
Sheridan, Wyoming 4 $ 1,949,000 $ 487,250 $ 93,000
Maricopa, Arizona 3 $ 790,000 $ 263,333 $ 117,000
Jasper, Indiana 3 $ 455,000 $ 151,666 $ 823,000
Appanoose, Iowa 3 $ 398,000 $ 132,666 $ 66,000
Cass, Iowa 3 $ 206,000 $ 68,666 $ 211,000
Cherokee, Iowa 3 $ 663,000 $ 221,000 $ 88,000
Grundy, Iowa 3 $ 341,000 $ 113,666 $ 112,000
Hancock, Iowa 3 $ 664,000 $ 221,333 $ 204,000
Iowa, Iowa 3 $ 376,000 $ 125,333 $ 261,000
Jefferson, Iowa 3 $ 489,000 $ 163,000 $ 69,000
Lee, Iowa 3 $ 970,000 $ 323,333 $ 141,000
Monona, Iowa 3 $ 307,000 $ 102,333 $ 137,000
Montgomery, Iowa 3 $ 385,000 $ 128,333 $ 65,000
Clay, Nebraska 3 $ 329,000 $ 109,666 $ 33,000
Cuming, Nebraska 3 $ 540,000 $ 180,000 $ 49,000
Dawson, Nebraska 3 $ 414,000 $ 138,000 $ 75,000
Deuel, Nebraska 3 $ 316,000 $ 105,333 $ 56,000
Garden, Nebraska 3 $ 570,000 $ 190,000 $ 201,000
Holt, Nebraska 3 $ 361,000 $ 120,333 $ 65,000
Jefferson, Nebraska 3 $ 485,000 $ 161,666 $ 100,000
Keith, Nebraska 3 $ 255,000 $ 85,000 $ 70,000
Logan, Nebraska 3 $ 673,000 $ 224,333 $ 141,000
Morrill, Nebraska 3 $ 736,000 $ 245,333 $ 74,000
Seward, Nebraska 3 $ 625,000 $ 208,333 $ 86,000
Sheridan, Nebraska 3 $ 178,000 $ 59,333 $ 181,000
Sherman, Nebraska 3 $ 577,000 $ 192,333 $ 41,000
Stanton, Nebraska 3 $ 358,000 $ 119,333 $ 51,000
Webster, Nebraska 3 $ 297,000 $ 99,000 $ 533,000
Day, South Dakota 3 $ 363,000 $ 121,000 $ 94,000
Hutchinson, South Dakota 3 $ 350,000 $ 116,666 $ 68,000
Hyde, South Dakota 3 $ 615,000 $ 205,000 $ 56,000
Lake, South Dakota 3 $ 576,000 $ 192,000 $ 827,000
Lyman, South Dakota 3 $ 385,000 $ 128,333 $ 78,000
Marshall, South Dakota 3 $ 122,000 $ 40,666 $ 62,000
Walworth, South Dakota 3 $ 376,000 $ 125,333 $ 74,000
Hale, Texas 3 $ 142,000 $ 47,333 $ 1,675,000
Crook, Wyoming 3 $ 845,000 $ 281,666 $ 608,000
Platte, Wyoming 3 $ 443,000 $ 147,666 $ 58,000
Audubon, Iowa 2 $ 272,000 $ 136,000 $ 54,000
Cerro Gordo, Iowa 2 $ 400,000 $ 200,000 $ 617,000
Crawford, Iowa 2 $ 1,012,000 $ 506,000 $ 103,000
Decatur, Iowa 2 $ 385,000 $ 192,500 $ 47,000
Humboldt, Iowa 2 $ 327,000 $ 163,500 $ 120,000
Ida, Iowa 2 $ 116,000 $ 58,000 $ 780,000
Mills, Iowa 2 $ 375,000 $ 187,500 $ 130,000
Osceola, Iowa 2 $ 224,000 $ 112,000 $ 162,000
Van Buren, Iowa 2 $ 440,000 $ 220,000 $ 79,000
Webster, Iowa 2 $ 585,000 $ 292,500 $ 158,000
Winneshiek, Iowa 2 $ 180,000 $ 90,000 $ 58,000
Worth, Iowa 2 $ 300,000 $ 150,000 $ 69,000
Traverse, Minnesota 2 $ 232,000 $ 116,000 $ 120,000
Banner, Nebraska 2 $ 219,000 $ 109,500 $ 91,000
Brown, Nebraska 2 $ 213,000 $ 106,500 $ 149,000
Chase, Nebraska 2 $ 332,000 $ 166,000 $ 112,000
Dawes, Nebraska 2 $ 525,000 $ 262,500 $ 136,000
Douglas, Nebraska 2 $ 423,000 $ 211,500 $ 353,000
Frontier, Nebraska 2 $ 209,000 $ 104,500 $ 61,000
Furnas, Nebraska 2 $ 230,000 $ 115,000 $ 63,000
Hayes, Nebraska 2 $ 210,000 $ 105,000 $ 135,000
Kimball, Nebraska 2 $ 450,000 $ 225,000 $ 60,000
Merrick, Nebraska 2 $ 200,000 $ 100,000 $ 69,000
Nance, Nebraska 2 $ 372,000 $ 186,000 $ 56,000
Otoe, Nebraska 2 $ 418,000 $ 209,000 $ 87,000
Sarpy, Nebraska 2 $ 498,000 $ 249,000 $ 82,000
Saunders, Nebraska 2 $ 289,000 $ 144,500 $ 33,000
York, Nebraska 2 $ 212,000 $ 106,000 $ 316,000
Beadle, South Dakota 2 $ 290,000 $ 145,000 $ 61,000
Clay, South Dakota 2 $ 39,000 $ 19,500 $ 194,000
Fall River, South Dakota 2 $ 137,000 $ 68,500 $ 94,000
Grant, South Dakota 2 $ 375,000 $ 187,500 $ 60,000
Hand, South Dakota 2 $ 183,000 $ 91,500 $ 189,000
McCook, South Dakota 2 $ 58,000 $ 29,000 $ 174,000
Perkins, South Dakota 2 $ 205,000 $ 102,500 $ 39,000
Potter, South Dakota 2 $ 197,000 $ 98,500 $ 45,000
Spink, South Dakota 2 $ 300,000 $ 150,000 $ 726,000
Sully, South Dakota 2 $ 308,000 $ 154,000 $ 83,000
Big Horn, Wyoming 2 $ 379,000 $ 189,500 $ 39,000
Campbell, Wyoming 2 $ 354,000 $ 177,000 $ 80,000
Converse, Wyoming 2 $ 617,000 $ 308,500 $ 93,000
Goshen, Wyoming 2 $ 400,000 $ 200,000 $ 78,000
Laramie, Wyoming 2 $ 670,000 $ 335,000 $ 81,000
Sweetwater, Wyoming 2 $ 270,000 $ 135,000 $ 55,000
Pueblo, Colorado 1 $ 150,000 $ 150,000 $ 80,000
Allamakee, Iowa 1 $ 110,000 $ 110,000 $ 67,000
Clarke, Iowa 1 $ 210,000 $ 210,000 $ 81,000
Davis, Iowa 1 $ 75,000 $ 75,000 $ 41,000
Emmet, Iowa 1 $ 291,000 $ 291,000 $ 58,000
Howard, Iowa 1 $ 225,000 $ 225,000 $ 122,000
Louisa, Iowa 1 $ 104,000 $ 104,000 $ 80,000
O'Brien, Iowa 1 $ 181,000 $ 181,000 $ 106,000
Sac, Iowa 1 $ 215,000 $ 215,000 $ 92,000
Van Buren, Michigan 1 $ 635,000 $ 635,000 $ 4,060,000
Martin, Minnesota 1 $ 85,000 $ 85,000 $ 99,000
Otter Tail, Minnesota 1 $ 100,000 $ 100,000 $ 87,000
Rock, Minnesota 1 $ 185,000 $ 185,000 $ 81,000
St. Louis, Minnesota 1 $ 100,000 $ 100,000 $ 77,000
Atchison, Missouri 1 $ 10,000 $ 10,000 $ 60,000
Lafayette, Missouri 1 $ 225,000 $ 225,000 $ 95,000
Miller, Missouri 1 $ 100,000 $ 100,000 $ 302,000
Platte, Missouri 1 $ 125,000 $ 125,000 $ 444,000
Rosebud, Montana 1 $ 175,000 $ 175,000 $ 88,000
Butler, Nebraska 1 $ 240,000 $ 240,000 $ 85,000
Cheyenne, Nebraska 1 $ 220,000 $ 220,000 $ 144,000
Colfax, Nebraska 1 $ 55,000 $ 55,000 $ 48,000
Franklin, Nebraska 1 $ 210,000 $ 210,000 $ 77,000
Garfield, Nebraska 1 $ 150,000 $ 150,000 $ 272,000
Greeley, Nebraska 1 $ 150,000 $ 150,000 $ 361,000
Hitchcock, Nebraska 1 $ 64,000 $ 64,000 $ 57,000
Hooker, Nebraska 1 $ 40,000 $ 40,000 $ 24,000
Howard, Nebraska 1 $ 150,000 $ 150,000 $ 96,000
Keya Paha, Nebraska 1 $ 35,000 $ 35,000 $ 66,000
McPherson, Nebraska 1 $ 115,000 $ 115,000 $ 61,000
Pawnee, Nebraska 1 $ 90,000 $ 90,000 $ 46,000
Perkins, Nebraska 1 $ 250,000 $ 250,000 $ 144,000
Pierce, Nebraska 1 $ 48,000 $ 48,000 $ 52,000
Saline, Nebraska 1 $ 109,000 $ 109,000 $ 46,000
Wayne, Nebraska 1 $ 220,000 $ 220,000 $ 82,000
Chaves, New Mexico 1 $ 262,000 $ 262,000 $ 144,000
Brule, South Dakota 1 $ 196,000 $ 196,000 $ 40,000
Dewey, South Dakota 1 $ 61,000 $ 61,000 $ 50,000
Faulk, South Dakota 1 $ 150,000 $ 150,000 $ 110,000
Jones, South Dakota 1 $ 125,000 $ 125,000 $ 64,000
Stanley, South Dakota 1 $ 150,000 $ 150,000 $ 48,000
Ziebach, South Dakota 1 $ 79,000 $ 79,000 $ 41,000
Hidalgo, Texas 1 $ 70,000 $ 70,000 $ 130,000
Lubbock, Texas 1 $ 500,000 $ 500,000 $ 300,000
St. Croix, Wisconsin 1 $ 280,000 $ 280,000 $ 103,000
Carbon, Wyoming 1 $ 400,000 $ 400,000 $ 9,999,000
Hot Springs, Wyoming 1 $ 196,000 $ 196,000 $ 87,000
Niobrara, Wyoming 1 $ 153,000 $ 153,000 $ 67,000

Mortgage Loan Application Detail Totals for Farm Credit Services of America, Flca in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,024 $158,776,000 $187,250 $830,000 $169,750 $1,605,000
Refinancing 664 $121,184,000 $220,700 $10,700,000 $655,500 $4,060,000
Home Improvement 167 $18,054,000 $139,333 $985,000 $1,131,333 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,658 $256,581,000 $185,428 $2,024,000 $158,357 $2,146,000
Not Provided 154 $34,675,000 $165,333 $10,700,000 $345,333 $1,605,000
Not applicable 24 $4,186,000 $256,333 $635,000 $3,079,166 $9,999,000
American Indian or Alaskan Native 10 $1,371,000 $139,500 $350,000 $69,000 $194,000
Hispanic 6 $746,000 $108,500 $255,000 $111,000 $310,000
Black or African American 3 $455,000 $151,000 $330,000 $61,000 $178,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,855 $298,014,000 $208,800 $10,700,000 $509,666 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,080 $170,597,000 $215,200 $2,024,000 $525,133 $9,999,000
Preapproval Denied by Financial Institution 259 $34,966,000 $135,000 $416,000 $47,000 $585,000
Preapproval Approved but not Accepted 210 $32,337,000 $153,000 $485,000 $68,000 $630,000
Application Denied By Financial Institution 125 $29,617,000 $180,000 $10,700,000 $72,750 $236,000
Application Approved But Not Accepted 120 $18,518,000 $154,000 $490,000 $81,000 $239,000
Application Withdrawn By Applicant 60 $11,879,000 $198,333 $985,000 $160,333 $853,000
File Closed For Incompleteness 1 $100,000 $100,000 $100,000 $29,000 $29,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 197 $31,834,000 $223,333 $1,000,000 $106,666 $308,000
Credit History 140 $15,489,000 $82,666 $330,000 $35,000 $585,000
Other 35 $15,780,000 $450,000 $10,700,000 $41,000 $99,000
Collateral 5 $931,000 $186,000 $270,000 $76,000 $96,000
Employment History 2 $102,000 $51,000 $81,000 $38,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 2 $103,000 $51,000 $52,000 $8,000 $16,000
Unverifiable Information 1 $222,000 $222,000 $222,000 $39,000 $39,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Services of America, Flca's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Services of America, Flca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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