Farm Credit Services of America, Flca Mortgage Lending & HMDA Data, 2007

In 2007, Farm Credit Services of America, Flca of Omaha, NE reported 1,950 mortgage applications totaling $323.6 million, up 7% from 2006. The average application was for $165,943, and applicants reported an average income of $170,044. 55% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (31), Des Moines-West Des Moines, IA (29) and Sioux City, IA-NE-SD (23) (applications in parentheses).

Mortgage Company & Address Farm Credit Services of America, Flca
5015 S 118th St
Omaha, NE 68137
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,950
Total Mortgage Loan Application Amount $323,589,000
Average Mortgage Loan Application Amount $165,943
Highest Mortgage Loan Application Amount $3,840,000
Average Applicant Income $170,044
Highest Applicant Income $7,536,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Services of America, Flca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Services of America, Flca by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster, Nebraska 18 $ 2,848,000 $ 158,222 $ 201,000
Clinton, Iowa 17 $ 2,442,000 $ 143,647 $ 166,000
Hughes, South Dakota 15 $ 2,895,000 $ 193,000 $ 88,000
Jasper, Iowa 14 $ 2,414,000 $ 172,428 $ 156,000
Palo Alto, Iowa 13 $ 1,662,000 $ 127,846 $ 336,000
Gage, Nebraska 13 $ 1,276,000 $ 98,153 $ 211,000
Scotts Bluff, Nebraska 13 $ 2,535,000 $ 195,000 $ 114,000
Iowa, Iowa 12 $ 1,402,000 $ 116,833 $ 154,000
Sioux, Iowa 12 $ 1,891,000 $ 157,583 $ 147,000
Brown, South Dakota 12 $ 2,136,000 $ 178,000 $ 141,000
Pennington, South Dakota 12 $ 2,217,000 $ 184,750 $ 122,000
Kossuth, Iowa 11 $ 1,665,000 $ 151,363 $ 157,000
Knox, Nebraska 11 $ 1,199,000 $ 109,000 $ 173,000
Butte, South Dakota 11 $ 1,579,000 $ 143,545 $ 115,000
Minnehaha, South Dakota 11 $ 2,183,000 $ 198,454 $ 218,000
Yankton, South Dakota 11 $ 1,988,000 $ 180,727 $ 131,000
Boone, Iowa 10 $ 1,784,000 $ 178,400 $ 283,000
Marshall, Iowa 10 $ 1,757,000 $ 175,700 $ 145,000
Page, Iowa 10 $ 646,000 $ 64,600 $ 105,000
Pottawattamie, Iowa 10 $ 1,566,000 $ 156,600 $ 89,000
Brookings, South Dakota 10 $ 974,000 $ 97,400 $ 219,000
Hand, South Dakota 10 $ 1,342,000 $ 134,200 $ 169,000
Adams, Iowa 9 $ 1,470,000 $ 163,333 $ 114,000
Black Hawk, Iowa 9 $ 1,881,000 $ 209,000 $ 101,000
Linn, Iowa 9 $ 1,518,000 $ 168,666 $ 549,000
Muscatine, Iowa 9 $ 1,541,000 $ 171,222 $ 310,000
O'Brien, Iowa 9 $ 1,504,000 $ 167,111 $ 1,062,000
Box Butte, Nebraska 9 $ 950,000 $ 105,555 $ 346,000
Buffalo, Nebraska 9 $ 1,806,000 $ 200,666 $ 362,000
Johnson, Wyoming 9 $ 1,422,000 $ 158,000 $ 153,000
Buena Vista, Iowa 8 $ 1,097,000 $ 137,125 $ 356,000
Cass, Iowa 8 $ 1,471,000 $ 183,875 $ 162,000
Dallas, Iowa 8 $ 1,882,000 $ 235,250 $ 231,000
Fayette, Iowa 8 $ 1,221,000 $ 152,625 $ 380,000
Mills, Iowa 8 $ 1,199,000 $ 149,875 $ 81,000
Plymouth, Iowa 8 $ 1,688,000 $ 211,000 $ 305,000
Polk, Iowa 8 $ 2,323,000 $ 290,375 $ 188,000
Wayne, Iowa 8 $ 897,000 $ 112,125 $ 115,000
Woodbury, Iowa 8 $ 1,327,000 $ 165,875 $ 181,000
Moody, South Dakota 8 $ 1,093,000 $ 136,625 $ 278,000
Fremont, Iowa 7 $ 1,836,000 $ 262,285 $ 126,000
Monona, Iowa 7 $ 791,000 $ 113,000 $ 58,000
Montgomery, Iowa 7 $ 621,000 $ 88,714 $ 88,000
Scott, Iowa 7 $ 991,000 $ 141,571 $ 1,147,000
Tama, Iowa 7 $ 924,000 $ 132,000 $ 351,000
Warren, Iowa 7 $ 1,095,000 $ 156,428 $ 91,000
Cedar, Nebraska 7 $ 810,000 $ 115,714 $ 202,000
Codington, South Dakota 7 $ 532,000 $ 76,000 $ 467,000
Hamlin, South Dakota 7 $ 888,000 $ 126,857 $ 139,000
Audubon, Iowa 6 $ 652,000 $ 108,666 $ 488,000
Benton, Iowa 6 $ 743,000 $ 123,833 $ 162,000
Buchanan, Iowa 6 $ 1,410,000 $ 235,000 $ 99,000
Jackson, Iowa 6 $ 694,000 $ 115,666 $ 92,000
Johnson, Iowa 6 $ 993,000 $ 165,500 $ 451,000
Story, Iowa 6 $ 2,182,000 $ 363,666 $ 213,000
Taylor, Iowa 6 $ 587,000 $ 97,833 $ 142,000
Antelope, Nebraska 6 $ 934,000 $ 155,666 $ 255,000
Dawson, Nebraska 6 $ 1,189,000 $ 198,166 $ 275,000
Dixon, Nebraska 6 $ 746,000 $ 124,333 $ 148,000
Lincoln, Nebraska 6 $ 1,058,000 $ 176,333 $ 399,000
Sheridan, Nebraska 6 $ 717,000 $ 119,500 $ 80,000
Beadle, South Dakota 6 $ 1,067,000 $ 177,833 $ 193,000
Lawrence, South Dakota 6 $ 978,000 $ 163,000 $ 255,000
Roberts, South Dakota 6 $ 690,000 $ 115,000 $ 369,000
Union, South Dakota 6 $ 997,000 $ 166,166 $ 181,000
Carroll, Iowa 5 $ 597,000 $ 119,400 $ 89,000
Cedar, Iowa 5 $ 488,000 $ 97,600 $ 438,000
Cerro Gordo, Iowa 5 $ 1,165,000 $ 233,000 $ 114,000
Dickinson, Iowa 5 $ 1,499,000 $ 299,800 $ 132,000
Dubuque, Iowa 5 $ 795,000 $ 159,000 $ 617,000
Emmet, Iowa 5 $ 695,000 $ 139,000 $ 137,000
Greene, Iowa 5 $ 1,559,000 $ 311,800 $ 238,000
Hamilton, Iowa 5 $ 506,000 $ 101,200 $ 127,000
Howard, Iowa 5 $ 315,000 $ 63,000 $ 242,000
Jefferson, Iowa 5 $ 1,247,000 $ 249,400 $ 149,000
Keokuk, Iowa 5 $ 718,000 $ 143,600 $ 244,000
Wapello, Iowa 5 $ 814,000 $ 162,800 $ 128,000
Washington, Iowa 5 $ 1,167,000 $ 233,400 $ 154,000
Dodge, Nebraska 5 $ 767,000 $ 153,400 $ 141,000
Hamilton, Nebraska 5 $ 925,000 $ 185,000 $ 188,000
Howard, Nebraska 5 $ 642,000 $ 128,400 $ 401,000
Potter, South Dakota 5 $ 680,000 $ 136,000 $ 116,000
Big Horn, Wyoming 5 $ 823,000 $ 164,600 $ 78,000
Carbon, Wyoming 5 $ 1,368,000 $ 273,600 $ 92,000
Converse, Wyoming 5 $ 838,000 $ 167,600 $ 59,000
Laramie, Wyoming 5 $ 956,000 $ 191,200 $ 79,000
Sheridan, Wyoming 5 $ 1,356,000 $ 271,200 $ 99,000
Sweetwater, Wyoming 5 $ 867,000 $ 173,400 $ 105,000
Jasper, Indiana 4 $ 476,000 $ 119,000 $ 1,605,000
Bremer, Iowa 4 $ 385,000 $ 96,250 $ 183,000
Butler, Iowa 4 $ 593,000 $ 148,250 $ 100,000
Cherokee, Iowa 4 $ 532,000 $ 133,000 $ 313,000
Davis, Iowa 4 $ 401,000 $ 100,250 $ 68,000
Franklin, Iowa 4 $ 985,000 $ 246,250 $ 234,000
Grundy, Iowa 4 $ 817,000 $ 204,250 $ 362,000
Guthrie, Iowa 4 $ 1,199,000 $ 299,750 $ 54,000
Hardin, Iowa 4 $ 686,000 $ 171,500 $ 85,000
Henry, Iowa 4 $ 453,000 $ 113,250 $ 325,000
Lucas, Iowa 4 $ 809,000 $ 202,250 $ 153,000
Mahaska, Iowa 4 $ 669,000 $ 167,250 $ 241,000
Marion, Iowa 4 $ 567,000 $ 141,750 $ 67,000
Monroe, Iowa 4 $ 533,000 $ 133,250 $ 246,000
Pocahontas, Iowa 4 $ 866,000 $ 216,500 $ 179,000
Poweshiek, Iowa 4 $ 485,000 $ 121,250 $ 59,000
Union, Iowa 4 $ 392,000 $ 98,000 $ 99,000
Winneshiek, Iowa 4 $ 569,000 $ 142,250 $ 77,000
Wright, Iowa 4 $ 457,000 $ 114,250 $ 77,000
Camden, Missouri 4 $ 1,034,000 $ 258,500 $ 216,000
Burt, Nebraska 4 $ 648,000 $ 162,000 $ 89,000
Clay, Nebraska 4 $ 676,000 $ 169,000 $ 74,000
Cuming, Nebraska 4 $ 506,000 $ 126,500 $ 505,000
Custer, Nebraska 4 $ 332,000 $ 83,000 $ 180,000
Frontier, Nebraska 4 $ 668,000 $ 167,000 $ 299,000
Furnas, Nebraska 4 $ 722,000 $ 180,500 $ 297,000
Holt, Nebraska 4 $ 315,000 $ 78,750 $ 102,000
Pierce, Nebraska 4 $ 636,000 $ 159,000 $ 478,000
Platte, Nebraska 4 $ 766,000 $ 191,500 $ 66,000
Saunders, Nebraska 4 $ 610,000 $ 152,500 $ 67,000
Clay, South Dakota 4 $ 411,000 $ 102,750 $ 68,000
Custer, South Dakota 4 $ 729,000 $ 182,250 $ 286,000
Grant, South Dakota 4 $ 502,000 $ 125,500 $ 366,000
Hutchinson, South Dakota 4 $ 508,000 $ 127,000 $ 154,000
Jackson, South Dakota 4 $ 501,000 $ 125,250 $ 111,000
Meade, South Dakota 4 $ 899,000 $ 224,750 $ 116,000
Perkins, South Dakota 4 $ 331,000 $ 82,750 $ 138,000
Tripp, South Dakota 4 $ 858,000 $ 214,500 $ 415,000
Fremont, Wyoming 4 $ 1,084,000 $ 271,000 $ 117,000
Natrona, Wyoming 4 $ 869,000 $ 217,250 $ 68,000
Weston, Wyoming 4 $ 395,000 $ 98,750 $ 83,000
Calhoun, Iowa 3 $ 172,000 $ 57,333 $ 153,000
Hancock, Iowa 3 $ 766,000 $ 255,333 $ 98,000
Jones, Iowa 3 $ 440,000 $ 146,666 $ 225,000
Louisa, Iowa 3 $ 267,000 $ 89,000 $ 173,000
Osceola, Iowa 3 $ 220,000 $ 73,333 $ 153,000
Shelby, Iowa 3 $ 536,000 $ 178,666 $ 333,000
Worth, Iowa 3 $ 307,000 $ 102,333 $ 58,000
Adams, Nebraska 3 $ 489,000 $ 163,000 $ 358,000
Boone, Nebraska 3 $ 366,000 $ 122,000 $ 127,000
Chase, Nebraska 3 $ 295,000 $ 98,333 $ 77,000
Dakota, Nebraska 3 $ 510,000 $ 170,000 $ 79,000
Kimball, Nebraska 3 $ 685,000 $ 228,333 $ 99,000
Nemaha, Nebraska 3 $ 456,000 $ 152,000 $ 512,000
Red Willow, Nebraska 3 $ 498,000 $ 166,000 $ 72,000
Saline, Nebraska 3 $ 471,000 $ 157,000 $ 177,000
Seward, Nebraska 3 $ 681,000 $ 227,000 $ 479,000
Sherman, Nebraska 3 $ 171,000 $ 57,000 $ 221,000
Valley, Nebraska 3 $ 513,000 $ 171,000 $ 210,000
York, Nebraska 3 $ 195,000 $ 65,000 $ 262,000
Bon Homme, South Dakota 3 $ 615,000 $ 205,000 $ 115,000
Brule, South Dakota 3 $ 458,000 $ 152,666 $ 108,000
Hanson, South Dakota 3 $ 361,000 $ 120,333 $ 116,000
Hyde, South Dakota 3 $ 270,000 $ 90,000 $ 58,000
Lake, South Dakota 3 $ 268,000 $ 89,333 $ 384,000
Marshall, South Dakota 3 $ 441,000 $ 147,000 $ 121,000
Miner, South Dakota 3 $ 138,000 $ 46,000 $ 364,000
Spink, South Dakota 3 $ 472,000 $ 157,333 $ 396,000
Cook, Illinois 2 $ 535,000 $ 267,500 $ 423,000
Clay, Iowa 2 $ 414,000 $ 207,000 $ 312,000
Clayton, Iowa 2 $ 340,000 $ 170,000 $ 78,000
Decatur, Iowa 2 $ 106,000 $ 53,000 $ 218,000
Harrison, Iowa 2 $ 327,000 $ 163,500 $ 114,000
Madison, Iowa 2 $ 431,000 $ 215,500 $ 85,000
Sac, Iowa 2 $ 152,000 $ 76,000 $ 115,000
Webster, Iowa 2 $ 330,000 $ 165,000 $ 326,000
Cass, Nebraska 2 $ 354,000 $ 177,000 $ 468,000
Cherry, Nebraska 2 $ 110,000 $ 55,000 $ 151,000
Dawes, Nebraska 2 $ 417,000 $ 208,500 $ 86,000
Harlan, Nebraska 2 $ 366,000 $ 183,000 $ 62,000
Kearney, Nebraska 2 $ 229,000 $ 114,500 $ 302,000
Keith, Nebraska 2 $ 603,000 $ 301,500 $ 407,000
Merrick, Nebraska 2 $ 350,000 $ 175,000 $ 61,000
Morrill, Nebraska 2 $ 140,000 $ 70,000 $ 112,000
Otoe, Nebraska 2 $ 321,000 $ 160,500 $ 197,000
Richardson, Nebraska 2 $ 310,000 $ 155,000 $ 67,000
Sarpy, Nebraska 2 $ 1,000,000 $ 500,000 $ 320,000
Washington, Nebraska 2 $ 215,000 $ 107,500 $ 92,000
Wayne, Nebraska 2 $ 781,000 $ 390,500 $ 51,000
Aurora, South Dakota 2 $ 196,000 $ 98,000 $ 48,000
Bennett, South Dakota 2 $ 71,000 $ 35,500 $ 61,000
Charles Mix, South Dakota 2 $ 303,000 $ 151,500 $ 59,000
Dewey, South Dakota 2 $ 348,000 $ 174,000 $ 81,000
Douglas, South Dakota 2 $ 140,000 $ 70,000 $ 85,000
Gregory, South Dakota 2 $ 551,000 $ 275,500 $ 178,000
Lyman, South Dakota 2 $ 55,000 $ 27,500 $ 385,000
McCook, South Dakota 2 $ 180,000 $ 90,000 $ 71,000
Sanborn, South Dakota 2 $ 174,000 $ 87,000 $ 72,000
Sully, South Dakota 2 $ 348,000 $ 174,000 $ 78,000
Albany, Wyoming 2 $ 488,000 $ 244,000 $ 73,000
Crook, Wyoming 2 $ 290,000 $ 145,000 $ 143,000
Lincoln, Wyoming 2 $ 398,000 $ 199,000 $ 89,000
Park, Wyoming 2 $ 375,000 $ 187,500 $ 204,000
Maricopa, Arizona 1 $ 242,000 $ 242,000 $ 208,000
Riverside, California 1 $ 1,260,000 $ 1,260,000 $ 0
Douglas, Colorado 1 $ 694,000 $ 694,000 $ 21,000
El Paso, Colorado 1 $ 130,000 $ 130,000 $ 86,000
Charlotte, Florida 1 $ 202,000 $ 202,000 $ 7,536,000
Collier, Florida 1 $ 250,000 $ 250,000 $ 0
Lee, Florida 1 $ 651,000 $ 651,000 $ 389,000
Appanoose, Iowa 1 $ 86,000 $ 86,000 $ 55,000
Chickasaw, Iowa 1 $ 60,000 $ 60,000 $ 143,000
Crawford, Iowa 1 $ 72,000 $ 72,000 $ 109,000
Delaware, Iowa 1 $ 125,000 $ 125,000 $ 196,000
Des Moines, Iowa 1 $ 56,000 $ 56,000 $ 247,000
Floyd, Iowa 1 $ 215,000 $ 215,000 $ 0
Humboldt, Iowa 1 $ 150,000 $ 150,000 $ 240,000
Ida, Iowa 1 $ 315,000 $ 315,000 $ 78,000
Lyon, Iowa 1 $ 94,000 $ 94,000 $ 362,000
Mitchell, Iowa 1 $ 40,000 $ 40,000 $ 131,000
Ringgold, Iowa 1 $ 90,000 $ 90,000 $ 671,000
Van Buren, Iowa 1 $ 180,000 $ 180,000 $ 76,000
Fillmore, Minnesota 1 $ 179,000 $ 179,000 $ 118,000
Pipestone, Minnesota 1 $ 93,000 $ 93,000 $ 110,000
Maries, Missouri 1 $ 84,000 $ 84,000 $ 54,000
Ralls, Missouri 1 $ 80,000 $ 80,000 $ 125,000
Carter, Montana 1 $ 220,000 $ 220,000 $ 199,000
Gallatin, Montana 1 $ 3,840,000 $ 3,840,000 $ 4,530,000
Powder River, Montana 1 $ 75,000 $ 75,000 $ 100,000
Boyd, Nebraska 1 $ 52,000 $ 52,000 $ 83,000
Brown, Nebraska 1 $ 190,000 $ 190,000 $ 169,000
Butler, Nebraska 1 $ 240,000 $ 240,000 $ 84,000
Cheyenne, Nebraska 1 $ 150,000 $ 150,000 $ 99,000
Colfax, Nebraska 1 $ 100,000 $ 100,000 $ 125,000
Douglas, Nebraska 1 $ 220,000 $ 220,000 $ 152,000
Dundy, Nebraska 1 $ 250,000 $ 250,000 $ 1,020,000
Fillmore, Nebraska 1 $ 242,000 $ 242,000 $ 159,000
Franklin, Nebraska 1 $ 165,000 $ 165,000 $ 329,000
Garden, Nebraska 1 $ 125,000 $ 125,000 $ 109,000
Garfield, Nebraska 1 $ 250,000 $ 250,000 $ 65,000
Greeley, Nebraska 1 $ 45,000 $ 45,000 $ 491,000
Hall, Nebraska 1 $ 128,000 $ 128,000 $ 498,000
Hitchcock, Nebraska 1 $ 150,000 $ 150,000 $ 616,000
Hooker, Nebraska 1 $ 140,000 $ 140,000 $ 68,000
Jefferson, Nebraska 1 $ 44,000 $ 44,000 $ 82,000
Johnson, Nebraska 1 $ 283,000 $ 283,000 $ 135,000
Loup, Nebraska 1 $ 85,000 $ 85,000 $ 147,000
Madison, Nebraska 1 $ 55,000 $ 55,000 $ 35,000
McPherson, Nebraska 1 $ 119,000 $ 119,000 $ 272,000
Nuckolls, Nebraska 1 $ 142,000 $ 142,000 $ 82,000
Pawnee, Nebraska 1 $ 59,000 $ 59,000 $ 41,000
Perkins, Nebraska 1 $ 120,000 $ 120,000 $ 55,000
Phelps, Nebraska 1 $ 50,000 $ 50,000 $ 800,000
Polk, Nebraska 1 $ 36,000 $ 36,000 $ 24,000
Rock, Nebraska 1 $ 35,000 $ 35,000 $ 860,000
Sioux, Nebraska 1 $ 133,000 $ 133,000 $ 63,000
Thomas, Nebraska 1 $ 375,000 $ 375,000 $ 86,000
Thurston, Nebraska 1 $ 40,000 $ 40,000 $ 39,000
Clark, South Dakota 1 $ 234,000 $ 234,000 $ 77,000
Day, South Dakota 1 $ 775,000 $ 775,000 $ 140,000
Deuel, South Dakota 1 $ 11,000 $ 11,000 $ 202,000
Faulk, South Dakota 1 $ 213,000 $ 213,000 $ 73,000
Haakon, South Dakota 1 $ 5,000 $ 5,000 $ 41,000
Jerauld, South Dakota 1 $ 26,000 $ 26,000 $ 29,000
Jones, South Dakota 1 $ 400,000 $ 400,000 $ 98,000
Kingsbury, South Dakota 1 $ 323,000 $ 323,000 $ 324,000
McPherson, South Dakota 1 $ 204,000 $ 204,000 $ 412,000
Stanley, South Dakota 1 $ 85,000 $ 85,000 $ 245,000
Turner, South Dakota 1 $ 270,000 $ 270,000 $ 165,000
Walworth, South Dakota 1 $ 60,000 $ 60,000 $ 114,000
Floyd, Texas 1 $ 60,000 $ 60,000 $ 1,675,000
Hidalgo, Texas 1 $ 157,000 $ 157,000 $ 208,000
San Patricio, Texas 1 $ 78,000 $ 78,000 $ 181,000
Hot Springs, Wyoming 1 $ 30,000 $ 30,000 $ 180,000
Platte, Wyoming 1 $ 180,000 $ 180,000 $ 220,000
Sublette, Wyoming 1 $ 373,000 $ 373,000 $ 119,000
Uinta, Wyoming 1 $ 210,000 $ 210,000 $ 89,000

Mortgage Loan Application Detail Totals for Farm Credit Services of America, Flca in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,114 $200,860,000 $180,000 $3,840,000 $153,000 $7,536,000
Refinancing 612 $99,884,000 $163,000 $1,400,000 $174,000 $2,100,000
Home Improvement 224 $22,845,000 $101,000 $850,000 $244,000 $2,017,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,812 $302,546,000 $166,000 $3,840,000 $154,000 $4,530,000
Not Provided 109 $17,445,000 $160,000 $700,000 $318,000 $7,536,000
Not applicable 13 $1,355,000 $104,000 $245,000 $1,107,000 $6,029,000
Hispanic 7 $1,156,000 $165,000 $310,000 $81,000 $108,000
American Indian or Alaskan Native 5 $668,000 $133,000 $218,000 $70,000 $97,000
Asian 3 $244,000 $81,000 $122,000 $940,000 $2,100,000
Native Hawaiian or Other Pacific Islander 1 $175,000 $175,000 $175,000 $73,000 $73,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,950 $323,589,000 $165,000 $3,840,000 $170,000 $7,536,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,078 $177,335,000 $164,000 $3,840,000 $224,000 $7,536,000
Application Approved But Not Accepted 473 $77,182,000 $163,000 $650,000 $121,000 $2,100,000
Application Denied By Financial Institution 342 $58,098,000 $169,000 $1,400,000 $67,000 $771,000
Application Withdrawn By Applicant 50 $9,528,000 $190,000 $500,000 $198,000 $1,517,000
File Closed For Incompleteness 5 $700,000 $140,000 $150,000 $68,000 $140,000
Preapproval Denied by Financial Institution 2 $746,000 $373,000 $638,000 $43,000 $59,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 171 $25,151,000 $147,000 $1,400,000 $61,000 $392,000
Debt-To-Income Ratio 144 $26,167,000 $181,000 $660,000 $66,000 $771,000
Other 18 $3,967,000 $220,000 $750,000 $92,000 $404,000
Unverifiable Information 6 $2,182,000 $363,000 $1,200,000 $194,000 $750,000
Insufficient Cash (Downpayment, Closing Cost) 2 $164,000 $82,000 $110,000 $47,000 $59,000
Collateral 1 $250,000 $250,000 $250,000 $58,000 $58,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Services of America, Flca's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Services of America, Flca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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