Farm Credit Services of America, Flca Mortgage Lending & HMDA Data, 2011

In 2011, Farm Credit Services of America, Flca of Omaha, NE reported 2,557 mortgage applications totaling $512.3 million, up 25% from 2010. The average application was for $200,357, and applicants reported an average income of $318,863. 44% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (112), Des Moines-West Des Moines, IA (74) and Rapid City, SD (58) (applications in parentheses).

Mortgage Company & Address Farm Credit Services of America, Flca
5015 S 118th St
Omaha, NE 68137
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 2,557
Total Mortgage Loan Application Amount $512,314,000
Average Mortgage Loan Application Amount $200,357
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $318,863
Highest Applicant Income $8,847,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Services of America, Flca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Services of America, Flca by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pottawattamie, Iowa 29 $ 6,368,000 $ 219,586 $ 237,000
Meade, South Dakota 29 $ 5,808,000 $ 200,275 $ 184,000
Pennington, South Dakota 29 $ 5,828,000 $ 200,965 $ 159,000
Dubuque, Iowa 27 $ 6,985,000 $ 258,703 $ 400,000
Polk, Iowa 27 $ 8,459,000 $ 313,296 $ 308,000
Harrison, Iowa 24 $ 4,598,000 $ 191,583 $ 291,000
Minnehaha, South Dakota 24 $ 3,796,000 $ 158,166 $ 191,000
Linn, Iowa 23 $ 7,339,000 $ 319,086 $ 313,000
Lancaster, Nebraska 23 $ 5,381,000 $ 233,956 $ 182,000
Johnson, Iowa 22 $ 8,365,000 $ 380,227 $ 387,000
Laramie, Wyoming 20 $ 5,194,000 $ 259,700 $ 245,000
Jones, Iowa 17 $ 4,947,000 $ 291,000 $ 488,000
Cass, Nebraska 17 $ 4,567,000 $ 268,647 $ 236,000
Madison, Iowa 16 $ 3,461,000 $ 216,312 $ 343,000
Bremer, Iowa 15 $ 2,509,000 $ 167,266 $ 227,000
Saunders, Nebraska 15 $ 2,607,000 $ 173,800 $ 280,000
Woodbury, Iowa 14 $ 3,454,000 $ 246,714 $ 213,000
Dallas, Iowa 13 $ 5,133,000 $ 394,846 $ 310,000
Seward, Nebraska 13 $ 2,201,000 $ 169,307 $ 147,000
Natrona, Wyoming 13 $ 3,022,000 $ 232,461 $ 111,000
Black Hawk, Iowa 12 $ 2,296,000 $ 191,333 $ 150,000
Washington, Iowa 12 $ 2,282,000 $ 190,166 $ 407,000
Grundy, Iowa 11 $ 1,713,000 $ 155,727 $ 393,000
Mills, Iowa 11 $ 3,412,000 $ 310,181 $ 195,000
Scott, Iowa 11 $ 1,549,000 $ 140,818 $ 224,000
Warren, Iowa 11 $ 2,063,000 $ 187,545 $ 167,000
Benton, Iowa 9 $ 2,111,000 $ 234,555 $ 225,000
Turner, South Dakota 9 $ 1,680,000 $ 186,666 $ 217,000
Fremont, Wyoming 8 $ 4,762,000 $ 595,250 $ 309,000
Guthrie, Iowa 7 $ 1,263,000 $ 180,428 $ 188,000
Sarpy, Nebraska 7 $ 4,861,000 $ 694,428 $ 246,000
Clinton, Iowa 6 $ 1,206,000 $ 201,000 $ 345,000
Douglas, Nebraska 6 $ 1,031,000 $ 171,833 $ 739,000
Lincoln, South Dakota 6 $ 1,587,000 $ 264,500 $ 818,000
Dixon, Nebraska 5 $ 899,000 $ 179,800 $ 194,000
Union, South Dakota 5 $ 923,000 $ 184,600 $ 353,000
Henry, Iowa 4 $ 1,322,000 $ 330,500 $ 341,000
Jackson, Iowa 4 $ 559,000 $ 139,750 $ 229,000
Lyon, Iowa 4 $ 1,023,000 $ 255,750 $ 352,000
Sioux, Iowa 4 $ 754,000 $ 188,500 $ 1,626,000
Story, Iowa 4 $ 1,120,000 $ 280,000 $ 120,000
Taylor, Iowa 4 $ 784,000 $ 196,000 $ 461,000
Franklin, Missouri 4 $ 2,851,000 $ 712,750 $ 1,100,000
Dakota, Nebraska 4 $ 632,000 $ 158,000 $ 164,000
McCook, South Dakota 4 $ 757,000 $ 189,250 $ 168,000
Delaware, Iowa 3 $ 3,549,000 $ 1,183,000 $ 1,745,000
Fayette, Iowa 3 $ 1,279,000 $ 426,333 $ 440,000
Washington, Nebraska 3 $ 870,000 $ 290,000 $ 916,000
Park, Wyoming 3 $ 726,000 $ 242,000 $ 361,000
Platte, Wyoming 3 $ 2,652,000 $ 884,000 $ 446,000
Maricopa, Arizona 2 $ 361,000 $ 180,500 $ 324,000
Pinal, Arizona 2 $ 289,000 $ 144,500 $ 283,000
Denver, Colorado 2 $ 816,000 $ 408,000 $ 69,000
Leon, Florida 2 $ 245,000 $ 122,500 $ 184,000
Sangamon, Illinois 2 $ 860,000 $ 430,000 $ 581,000
Buchanan, Iowa 2 $ 610,000 $ 305,000 $ 351,000
Cedar, Iowa 2 $ 311,000 $ 155,500 $ 554,000
Lee, Iowa 2 $ 104,000 $ 52,000 $ 108,000
Louisa, Iowa 2 $ 318,000 $ 159,000 $ 330,000
Wright, Iowa 2 $ 176,000 $ 88,000 $ 320,000
Buffalo, Nebraska 2 $ 60,000 $ 30,000 $ 64,000
Howard, Nebraska 2 $ 60,000 $ 30,000 $ 470,000
Rock, Wisconsin 2 $ 400,000 $ 200,000 $ 1,500,000
Big Horn, Wyoming 2 $ 930,000 $ 465,000 $ 451,000
Niobrara, Wyoming 2 $ 563,000 $ 281,500 $ 348,000
Sublette, Wyoming 2 $ 1,990,000 $ 995,000 $ 402,000
Weston, Wyoming 2 $ 1,208,000 $ 604,000 $ 424,000
Mohave, Arizona 1 $ 63,000 $ 63,000 $ 186,000
Pima, Arizona 1 $ 123,000 $ 123,000 $ 621,000
Elbert, Colorado 1 $ 274,000 $ 274,000 $ 173,000
Larimer, Colorado 1 $ 319,000 $ 319,000 $ 1,579,000
Weld, Colorado 1 $ 400,000 $ 400,000 $ 311,000
Sarasota, Florida 1 $ 200,000 $ 200,000 $ 255,000
Maui, Hawaii 1 $ 1,377,000 $ 1,377,000 $ 180,000
Oneida, Idaho 1 $ 1,500,000 $ 1,500,000 $ 1,208,000
Rock Island, Illinois 1 $ 100,000 $ 100,000 $ 290,000
Jasper, Indiana 1 $ 85,000 $ 85,000 $ 5,701,000
Buena Vista, Iowa 1 $ 35,000 $ 35,000 $ 275,000
Butler, Iowa 1 $ 100,000 $ 100,000 $ 74,000
Cass, Iowa 1 $ 380,000 $ 380,000 $ 1,524,000
Chickasaw, Iowa 1 $ 479,000 $ 479,000 $ 11,000
Humboldt, Iowa 1 $ 133,000 $ 133,000 $ 780,000
Mahaska, Iowa 1 $ 66,000 $ 66,000 $ 1,208,000
Montgomery, Iowa 1 $ 300,000 $ 300,000 $ 548,000
Muscatine, Iowa 1 $ 120,000 $ 120,000 $ 974,000
Osceola, Iowa 1 $ 108,000 $ 108,000 $ 1,420,000
Page, Iowa 1 $ 234,000 $ 234,000 $ 79,000
Ringgold, Iowa 1 $ 100,000 $ 100,000 $ 30,000
Union, Iowa 1 $ 180,000 $ 180,000 $ 128,000
Van Buren, Iowa 1 $ 109,000 $ 109,000 $ 79,000
Sedgwick, Kansas 1 $ 94,000 $ 94,000 $ 1,108,000
Dakota, Minnesota 1 $ 350,000 $ 350,000 $ 1,813,000
Freeborn, Minnesota 1 $ 100,000 $ 100,000 $ 55,000
Sherburne, Minnesota 1 $ 298,000 $ 298,000 $ 398,000
Jackson, Missouri 1 $ 130,000 $ 130,000 $ 183,000
Cascade, Montana 1 $ 184,000 $ 184,000 $ 354,000
Boyd, Nebraska 1 $ 418,000 $ 418,000 $ 120,000
Custer, Nebraska 1 $ 65,000 $ 65,000 $ 0
Dawson, Nebraska 1 $ 45,000 $ 45,000 $ 550,000
Gage, Nebraska 1 $ 80,000 $ 80,000 $ 1,969,000
Hamilton, Nebraska 1 $ 35,000 $ 35,000 $ 90,000
Holt, Nebraska 1 $ 80,000 $ 80,000 $ 91,000
Richardson, Nebraska 1 $ 990,000 $ 990,000 $ 1,290,000
Valley, Nebraska 1 $ 100,000 $ 100,000 $ 624,000
Douglas, Wisconsin 1 $ 130,000 $ 130,000 $ 484,000
Lafayette, Wisconsin 1 $ 2,000 $ 2,000 $ 788,000
Albany, Wyoming 1 $ 600,000 $ 600,000 $ 275,000
Converse, Wyoming 1 $ 1,150,000 $ 1,150,000 $ 0
Crook, Wyoming 1 $ 366,000 $ 366,000 $ 199,000
Washakie, Wyoming 1 $ 334,000 $ 334,000 $ 213,000

Mortgage Loan Application Detail Totals for Farm Credit Services of America, Flca in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,474 $285,116,000 $193,000 $1,500,000 $320,000 $8,847,000
Refinancing 756 $175,331,000 $231,000 $2,600,000 $346,000 $6,230,000
Home Improvement 327 $51,867,000 $158,000 $875,000 $251,000 $1,969,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,295 $453,103,000 $197,000 $1,800,000 $311,000 $8,847,000
Not Provided 199 $32,940,000 $165,000 $1,180,000 $349,000 $6,230,000
Not applicable 39 $21,835,000 $559,000 $2,600,000 $706,000 $4,238,000
Hispanic 13 $2,936,000 $225,000 $680,000 $166,000 $426,000
American Indian or Alaskan Native 8 $970,000 $121,000 $275,000 $93,000 $275,000
Asian 3 $530,000 $176,000 $200,000 $423,000 $597,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,557 $512,314,000 $200,000 $2,600,000 $319,000 $8,847,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,120 $219,672,000 $196,000 $1,800,000 $400,000 $8,847,000
Application Approved But Not Accepted 682 $137,512,000 $201,000 $1,387,000 $297,000 $5,045,000
Application Denied By Financial Institution 675 $137,264,000 $203,000 $2,600,000 $198,000 $6,230,000
Application Withdrawn By Applicant 80 $17,866,000 $223,000 $1,140,000 $390,000 $5,241,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Services of America, Flca's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Services of America, Flca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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