Farm Credit Services of America, Flca Mortgage Lending & HMDA Data, 2013

In 2013, Farm Credit Services of America, Flca of Omaha, NE reported 2,480 mortgage applications totaling $650.9 million, down 11% from 2012. The average application was for $262,473, and applicants reported an average income of $410,296. 43% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (112), Des Moines-West Des Moines, IA (66) and Iowa City, IA (56) (applications in parentheses).

Mortgage Company & Address Farm Credit Services of America, Flca
5015 S 118th St
Omaha, NE 68137
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 2,480
Total Mortgage Loan Application Amount $650,934,000
Average Mortgage Loan Application Amount $262,473
Highest Mortgage Loan Application Amount $25,000,000
Average Applicant Income $410,296
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Services of America, Flca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Services of America, Flca by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Iowa 35 $ 9,443,000 $ 269,800 $ 212,000
Pottawattamie, Iowa 29 $ 5,293,000 $ 182,517 $ 439,000
Minnehaha, South Dakota 25 $ 6,116,000 $ 244,640 $ 262,000
Lancaster, Nebraska 23 $ 6,477,000 $ 281,608 $ 498,000
Meade, South Dakota 23 $ 4,684,000 $ 203,652 $ 170,000
Washington, Iowa 21 $ 3,270,000 $ 155,714 $ 598,000
Polk, Iowa 20 $ 4,274,000 $ 213,700 $ 291,000
Dubuque, Iowa 19 $ 3,649,000 $ 192,052 $ 281,000
Cass, Nebraska 17 $ 4,008,000 $ 235,764 $ 544,000
Pennington, South Dakota 17 $ 3,214,000 $ 189,058 $ 197,000
Warren, Iowa 16 $ 3,887,000 $ 242,937 $ 194,000
Delaware, Iowa 15 $ 13,631,000 $ 908,733 $ 2,133,000
Scott, Iowa 14 $ 5,346,000 $ 381,857 $ 801,000
Story, Iowa 14 $ 3,455,000 $ 246,785 $ 471,000
Seward, Nebraska 14 $ 3,204,000 $ 228,857 $ 208,000
Natrona, Wyoming 14 $ 3,827,000 $ 273,357 $ 111,000
Jackson, Iowa 13 $ 2,647,000 $ 203,615 $ 679,000
Linn, Iowa 12 $ 2,376,000 $ 198,000 $ 164,000
Madison, Iowa 12 $ 3,629,000 $ 302,416 $ 735,000
Mills, Iowa 12 $ 3,581,000 $ 298,416 $ 387,000
Saunders, Nebraska 12 $ 4,723,000 $ 393,583 $ 274,000
Black Hawk, Iowa 11 $ 3,707,000 $ 337,000 $ 240,000
Harrison, Iowa 11 $ 2,071,000 $ 188,272 $ 399,000
Douglas, Nebraska 11 $ 2,970,000 $ 270,000 $ 629,000
Washington, Nebraska 11 $ 2,249,000 $ 204,454 $ 200,000
Benton, Iowa 10 $ 2,111,000 $ 211,100 $ 533,000
Dakota, Nebraska 10 $ 1,689,000 $ 168,900 $ 1,241,000
McCook, South Dakota 10 $ 2,094,000 $ 209,400 $ 128,000
Bremer, Iowa 9 $ 2,109,000 $ 234,333 $ 419,000
Dallas, Iowa 9 $ 2,224,000 $ 247,111 $ 355,000
Guthrie, Iowa 9 $ 3,224,000 $ 358,222 $ 492,000
Sarpy, Nebraska 9 $ 6,644,000 $ 738,222 $ 222,000
Laramie, Wyoming 9 $ 3,053,000 $ 339,222 $ 556,000
Clinton, Iowa 8 $ 1,423,000 $ 177,875 $ 334,000
Grundy, Iowa 8 $ 1,586,000 $ 198,250 $ 160,000
Jones, Iowa 8 $ 1,312,000 $ 164,000 $ 406,000
Union, Iowa 8 $ 840,000 $ 105,000 $ 249,000
Turner, South Dakota 8 $ 1,404,000 $ 175,500 $ 287,000
Woodbury, Iowa 6 $ 1,507,000 $ 251,166 $ 606,000
Howard, Nebraska 6 $ 6,719,000 $ 1,119,833 $ 880,000
Lincoln, South Dakota 6 $ 745,000 $ 124,166 $ 416,000
Union, South Dakota 6 $ 1,130,000 $ 188,333 $ 355,000
Maricopa, Arizona 5 $ 2,290,000 $ 458,000 $ 1,023,000
Adair, Iowa 5 $ 2,987,000 $ 597,400 $ 417,000
Keokuk, Iowa 5 $ 1,158,000 $ 231,600 $ 752,000
Taylor, Iowa 5 $ 495,000 $ 99,000 $ 182,000
Dixon, Nebraska 5 $ 813,000 $ 162,600 $ 145,000
Sherman, Nebraska 5 $ 1,197,000 $ 239,400 $ 294,000
Big Horn, Wyoming 5 $ 7,860,000 $ 1,572,000 $ 127,000
Fremont, Wyoming 5 $ 4,746,000 $ 949,200 $ 318,000
Cass, Iowa 4 $ 4,003,000 $ 1,000,750 $ 695,000
Cedar, Iowa 4 $ 3,799,000 $ 949,750 $ 0
Decatur, Iowa 4 $ 1,666,000 $ 416,500 $ 371,000
Ida, Iowa 4 $ 4,226,000 $ 1,056,500 $ 353,000
Iowa, Iowa 4 $ 701,000 $ 175,250 $ 714,000
Wayne, Iowa 4 $ 1,745,000 $ 436,250 $ 197,000
Custer, Nebraska 4 $ 2,024,000 $ 506,000 $ 149,000
Frontier, Nebraska 4 $ 880,000 $ 220,000 $ 520,000
Audubon, Iowa 3 $ 6,805,000 $ 2,268,333 $ 2,276,000
Plymouth, Iowa 3 $ 1,736,000 $ 578,666 $ 776,000
Wapello, Iowa 3 $ 531,000 $ 177,000 $ 206,000
Adair, Missouri 3 $ 2,010,000 $ 670,000 $ 422,000
Gage, Nebraska 3 $ 684,000 $ 228,000 $ 384,000
Hall, Nebraska 3 $ 2,500,000 $ 833,333 $ 0
Holt, Nebraska 3 $ 2,094,000 $ 698,000 $ 263,000
Roberts, South Dakota 3 $ 1,781,000 $ 593,666 $ 608,000
Ziebach, South Dakota 3 $ 437,000 $ 145,666 $ 532,000
Platte, Wyoming 3 $ 2,386,000 $ 795,333 $ 193,000
Mohave, Arizona 2 $ 260,000 $ 130,000 $ 48,000
Adams, Iowa 2 $ 566,000 $ 283,000 $ 139,000
Buchanan, Iowa 2 $ 550,000 $ 275,000 $ 260,000
Cerro Gordo, Iowa 2 $ 1,068,000 $ 534,000 $ 1,219,000
Cherokee, Iowa 2 $ 134,000 $ 67,000 $ 139,000
Clarke, Iowa 2 $ 800,000 $ 400,000 $ 253,000
Clayton, Iowa 2 $ 911,000 $ 455,500 $ 181,000
Henry, Iowa 2 $ 1,306,000 $ 653,000 $ 3,240,000
Howard, Iowa 2 $ 490,000 $ 245,000 $ 359,000
Jefferson, Iowa 2 $ 151,000 $ 75,500 $ 3,529,000
Kossuth, Iowa 2 $ 296,000 $ 148,000 $ 226,000
Mahaska, Iowa 2 $ 905,000 $ 452,500 $ 120,000
Page, Iowa 2 $ 295,000 $ 147,500 $ 118,000
Poweshiek, Iowa 2 $ 713,000 $ 356,500 $ 573,000
Ringgold, Iowa 2 $ 732,000 $ 366,000 $ 364,000
Van Buren, Iowa 2 $ 491,000 $ 245,500 $ 138,000
Winneshiek, Iowa 2 $ 157,000 $ 78,500 $ 133,000
Wright, Iowa 2 $ 226,000 $ 113,000 $ 313,000
Dakota, Minnesota 2 $ 361,000 $ 180,500 $ 143,000
Fillmore, Minnesota 2 $ 500,000 $ 250,000 $ 3,372,000
Richland, Montana 2 $ 2,400,000 $ 1,200,000 $ 3,785,000
Boone, Nebraska 2 $ 1,570,000 $ 785,000 $ 1,097,000
Box Butte, Nebraska 2 $ 1,025,000 $ 512,500 $ 621,000
Buffalo, Nebraska 2 $ 610,000 $ 305,000 $ 709,000
Burt, Nebraska 2 $ 679,000 $ 339,500 $ 101,000
Cuming, Nebraska 2 $ 235,000 $ 117,500 $ 392,000
Grant, Nebraska 2 $ 2,322,000 $ 1,161,000 $ 147,000
Morrill, Nebraska 2 $ 798,000 $ 399,000 $ 413,000
Red Willow, Nebraska 2 $ 790,000 $ 395,000 $ 896,000
Stanton, Nebraska 2 $ 752,000 $ 376,000 $ 2,420,000
Thayer, Nebraska 2 $ 717,000 $ 358,500 $ 303,000
Clark, Nevada 2 $ 263,000 $ 131,500 $ 1,276,000
Butte, South Dakota 2 $ 787,000 $ 393,500 $ 108,000
Clark, South Dakota 2 $ 625,000 $ 312,500 $ 334,000
Douglas, South Dakota 2 $ 850,000 $ 425,000 $ 67,000
Miner, South Dakota 2 $ 270,000 $ 135,000 $ 105,000
Perkins, South Dakota 2 $ 1,350,000 $ 675,000 $ 0
Carbon, Wyoming 2 $ 400,000 $ 200,000 $ 0
Goshen, Wyoming 2 $ 911,000 $ 455,500 $ 2,394,000
Hot Springs, Wyoming 2 $ 1,737,000 $ 868,500 $ 562,000
Washakie, Wyoming 2 $ 1,375,000 $ 687,500 $ 29,000
Weston, Wyoming 2 $ 5,715,000 $ 2,857,500 $ 0
Pinal, Arizona 1 $ 350,000 $ 350,000 $ 525,000
Benton, Arkansas 1 $ 355,000 $ 355,000 $ 1,515,000
Riverside, California 1 $ 425,000 $ 425,000 $ 1,184,000
Larimer, Colorado 1 $ 493,000 $ 493,000 $ 2,368,000
Saguache, Colorado 1 $ 2,100,000 $ 2,100,000 $ 666,000
Highlands, Florida 1 $ 300,000 $ 300,000 $ 520,000
Miami-Dade, Florida 1 $ 175,000 $ 175,000 $ 567,000
Jasper, Indiana 1 $ 260,000 $ 260,000 $ 0
Buena Vista, Iowa 1 $ 50,000 $ 50,000 $ 0
Butler, Iowa 1 $ 100,000 $ 100,000 $ 75,000
Carroll, Iowa 1 $ 910,000 $ 910,000 $ 6,361,000
Chickasaw, Iowa 1 $ 160,000 $ 160,000 $ 80,000
Clay, Iowa 1 $ 120,000 $ 120,000 $ 715,000
Crawford, Iowa 1 $ 99,000 $ 99,000 $ 0
Davis, Iowa 1 $ 500,000 $ 500,000 $ 161,000
Des Moines, Iowa 1 $ 370,000 $ 370,000 $ 283,000
Dickinson, Iowa 1 $ 65,000 $ 65,000 $ 0
Fayette, Iowa 1 $ 300,000 $ 300,000 $ 115,000
Franklin, Iowa 1 $ 300,000 $ 300,000 $ 835,000
Fremont, Iowa 1 $ 400,000 $ 400,000 $ 98,000
Lee, Iowa 1 $ 420,000 $ 420,000 $ 0
Louisa, Iowa 1 $ 106,000 $ 106,000 $ 702,000
Marion, Iowa 1 $ 460,000 $ 460,000 $ 213,000
Monroe, Iowa 1 $ 362,000 $ 362,000 $ 118,000
O'Brien, Iowa 1 $ 965,000 $ 965,000 $ 0
Sac, Iowa 1 $ 20,000 $ 20,000 $ 715,000
Shelby, Iowa 1 $ 23,000 $ 23,000 $ 793,000
Webster, Iowa 1 $ 90,000 $ 90,000 $ 0
Brown, Kansas 1 $ 2,850,000 $ 2,850,000 $ 1,009,000
Pendleton, Kentucky 1 $ 1,400,000 $ 1,400,000 $ 0
Sherburne, Minnesota 1 $ 300,000 $ 300,000 $ 853,000
Sullivan, Missouri 1 $ 1,715,000 $ 1,715,000 $ 0
Cascade, Montana 1 $ 200,000 $ 200,000 $ 251,000
Banner, Nebraska 1 $ 700,000 $ 700,000 $ 0
Butler, Nebraska 1 $ 510,000 $ 510,000 $ 183,000
Clay, Nebraska 1 $ 225,000 $ 225,000 $ 0
Colfax, Nebraska 1 $ 390,000 $ 390,000 $ 4,700,000
Dodge, Nebraska 1 $ 930,000 $ 930,000 $ 0
Hamilton, Nebraska 1 $ 125,000 $ 125,000 $ 1,722,000
Jefferson, Nebraska 1 $ 51,000 $ 51,000 $ 43,000
Johnson, Nebraska 1 $ 205,000 $ 205,000 $ 87,000
Kimball, Nebraska 1 $ 334,000 $ 334,000 $ 2,326,000
Knox, Nebraska 1 $ 82,000 $ 82,000 $ 3,665,000
Lincoln, Nebraska 1 $ 480,000 $ 480,000 $ 566,000
Logan, Nebraska 1 $ 90,000 $ 90,000 $ 638,000
McPherson, Nebraska 1 $ 500,000 $ 500,000 $ 421,000
Otoe, Nebraska 1 $ 600,000 $ 600,000 $ 0
Pierce, Nebraska 1 $ 142,000 $ 142,000 $ 83,000
Rock, Nebraska 1 $ 85,000 $ 85,000 $ 140,000
Sioux, Nebraska 1 $ 155,000 $ 155,000 $ 72,000
Valley, Nebraska 1 $ 350,000 $ 350,000 $ 232,000
Wayne, Nebraska 1 $ 500,000 $ 500,000 $ 365,000
York, Nebraska 1 $ 455,000 $ 455,000 $ 1,514,000
Henderson, North Carolina 1 $ 300,000 $ 300,000 $ 580,000
Hettinger, North Dakota 1 $ 2,600,000 $ 2,600,000 $ 0
Oklahoma, Oklahoma 1 $ 224,000 $ 224,000 $ 89,000
Aurora, South Dakota 1 $ 179,000 $ 179,000 $ 89,000
Bon Homme, South Dakota 1 $ 700,000 $ 700,000 $ 650,000
Clay, South Dakota 1 $ 87,000 $ 87,000 $ 0
Davison, South Dakota 1 $ 20,000 $ 20,000 $ 493,000
Fall River, South Dakota 1 $ 353,000 $ 353,000 $ 220,000
Hughes, South Dakota 1 $ 1,780,000 $ 1,780,000 $ 0
Hutchinson, South Dakota 1 $ 294,000 $ 294,000 $ 298,000
Kingsbury, South Dakota 1 $ 300,000 $ 300,000 $ 462,000
Moody, South Dakota 1 $ 150,000 $ 150,000 $ 808,000
Potter, South Dakota 1 $ 285,000 $ 285,000 $ 176,000
Spink, South Dakota 1 $ 92,000 $ 92,000 $ 614,000
Tripp, South Dakota 1 $ 1,500,000 $ 1,500,000 $ 2,731,000
Yankton, South Dakota 1 $ 245,000 $ 245,000 $ 0
Travis, Texas 1 $ 25,000,000 $ 25,000,000 $ 0
Rock, Wisconsin 1 $ 200,000 $ 200,000 $ 661,000
St. Croix, Wisconsin 1 $ 265,000 $ 265,000 $ 960,000
Albany, Wyoming 1 $ 626,000 $ 626,000 $ 124,000
Campbell, Wyoming 1 $ 225,000 $ 225,000 $ 0
Crook, Wyoming 1 $ 147,000 $ 147,000 $ 0
Johnson, Wyoming 1 $ 865,000 $ 865,000 $ 0
Niobrara, Wyoming 1 $ 227,000 $ 227,000 $ 116,000
Park, Wyoming 1 $ 180,000 $ 180,000 $ 249,000
Sheridan, Wyoming 1 $ 4,750,000 $ 4,750,000 $ 0
Sublette, Wyoming 1 $ 300,000 $ 300,000 $ 1,190,000

Mortgage Loan Application Detail Totals for Farm Credit Services of America, Flca in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,503 $333,943,000 $222,000 $2,700,000 $388,000 $9,650,000
Refinancing 707 $274,434,000 $388,000 $25,000,000 $496,000 $9,999,000
Home Improvement 270 $42,557,000 $157,000 $1,500,000 $310,000 $4,941,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,295 $532,845,000 $232,000 $6,000,000 $426,000 $9,999,000
Not Provided 92 $23,349,000 $253,000 $1,840,000 $387,000 $3,818,000
Not applicable 72 $87,789,000 $1,219,000 $25,000,000 $0 $0
Hispanic 12 $3,115,000 $259,000 $990,000 $233,000 $1,029,000
Asian 4 $2,916,000 $729,000 $2,000,000 $227,000 $585,000
American Indian or Alaskan Native 3 $398,000 $132,000 $189,000 $208,000 $423,000
Native Hawaiian or Other Pacific Islander 2 $522,000 $261,000 $397,000 $92,000 $118,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,480 $650,934,000 $262,000 $25,000,000 $411,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,075 $275,820,000 $256,000 $4,800,000 $515,000 $9,650,000
Application Denied By Financial Institution 670 $171,126,000 $255,000 $5,000,000 $239,000 $9,999,000
Application Approved But Not Accepted 418 $118,180,000 $282,000 $25,000,000 $396,000 $5,404,000
Application Withdrawn By Applicant 317 $85,808,000 $270,000 $6,000,000 $438,000 $6,500,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Services of America, Flca's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Services of America, Flca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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