Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2007

In 2007, Farm Credit Mid-America, Aca of Louisville, KY reported 8,921 mortgage applications totaling $1.2 billion, up 11% from 2006. The average application was for $130,509, and applicants reported an average income of $95,203. 60% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (608), Knoxville, TN (231) and Louisville-Jefferson County, KY-IN (207) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 8,921
Total Mortgage Loan Application Amount $1,164,278,000
Average Mortgage Loan Application Amount $130,509
Highest Mortgage Loan Application Amount $4,011,000
Average Applicant Income $95,203
Highest Applicant Income $5,553,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene, Tennessee 159 $ 14,495,000 $ 91,163 $ 70,000
Rutherford, Tennessee 150 $ 19,973,000 $ 133,153 $ 85,000
Scott, Tennessee 143 $ 10,899,000 $ 76,216 $ 59,000
Wayne, Ohio 116 $ 15,430,000 $ 133,017 $ 124,000
Adams, Indiana 100 $ 9,582,000 $ 95,820 $ 52,000
Cumberland, Tennessee 87 $ 9,636,000 $ 110,758 $ 82,000
Jefferson, Tennessee 83 $ 9,060,000 $ 109,156 $ 99,000
Stark, Ohio 80 $ 11,963,000 $ 149,537 $ 78,000
Dickson, Tennessee 80 $ 9,528,000 $ 119,100 $ 96,000
Knox, Tennessee 80 $ 9,790,000 $ 122,375 $ 96,000
LaGrange, Indiana 79 $ 12,085,000 $ 152,974 $ 77,000
Holmes, Ohio 77 $ 9,053,000 $ 117,571 $ 66,000
Blount, Tennessee 77 $ 7,957,000 $ 103,337 $ 79,000
Sevier, Tennessee 76 $ 8,919,000 $ 117,355 $ 108,000
Washington, Tennessee 76 $ 11,241,000 $ 147,907 $ 87,000
Laurel, Kentucky 74 $ 7,310,000 $ 98,783 $ 65,000
Geauga, Ohio 73 $ 9,833,000 $ 134,698 $ 78,000
Hardeman, Tennessee 73 $ 6,758,000 $ 92,575 $ 63,000
Maury, Tennessee 73 $ 10,018,000 $ 137,232 $ 76,000
Simpson, Kentucky 72 $ 6,950,000 $ 96,527 $ 70,000
Claiborne, Tennessee 72 $ 6,563,000 $ 91,152 $ 71,000
Columbiana, Ohio 65 $ 9,060,000 $ 139,384 $ 96,000
Trumbull, Ohio 65 $ 8,555,000 $ 131,615 $ 65,000
Warren, Kentucky 59 $ 9,047,000 $ 153,338 $ 89,000
Ashtabula, Ohio 56 $ 6,647,000 $ 118,696 $ 59,000
Fayette, Tennessee 55 $ 8,581,000 $ 156,018 $ 121,000
Daviess, Kentucky 54 $ 6,413,000 $ 118,759 $ 94,000
Cocke, Tennessee 54 $ 5,382,000 $ 99,666 $ 79,000
Sumner, Tennessee 54 $ 5,007,000 $ 92,722 $ 59,000
Elkhart, Indiana 53 $ 7,793,000 $ 147,037 $ 72,000
Nelson, Kentucky 52 $ 4,825,000 $ 92,788 $ 88,000
Wilson, Tennessee 52 $ 6,890,000 $ 132,500 $ 85,000
Mercer, Ohio 51 $ 8,350,000 $ 163,725 $ 120,000
Williamson, Tennessee 50 $ 13,620,000 $ 272,400 $ 146,000
Ashland, Ohio 49 $ 5,495,000 $ 112,142 $ 65,000
Tuscarawas, Ohio 49 $ 6,896,000 $ 140,734 $ 84,000
Hart, Kentucky 48 $ 4,382,000 $ 91,291 $ 74,000
Lauderdale, Tennessee 48 $ 4,435,000 $ 92,395 $ 87,000
Hickman, Tennessee 47 $ 5,647,000 $ 120,148 $ 108,000
Bedford, Tennessee 46 $ 8,838,000 $ 192,130 $ 99,000
Chester, Tennessee 45 $ 4,022,000 $ 89,377 $ 72,000
Grainger, Tennessee 45 $ 4,105,000 $ 91,222 $ 76,000
Warren, Tennessee 45 $ 4,759,000 $ 105,755 $ 107,000
Pulaski, Kentucky 43 $ 5,248,000 $ 122,046 $ 85,000
Knox, Ohio 43 $ 5,722,000 $ 133,069 $ 95,000
Robertson, Tennessee 43 $ 6,003,000 $ 139,604 $ 107,000
Putnam, Tennessee 42 $ 4,724,000 $ 112,476 $ 70,000
Marshall, Indiana 41 $ 5,318,000 $ 129,707 $ 69,000
St. Joseph, Indiana 41 $ 6,031,000 $ 147,097 $ 116,000
Richland, Ohio 41 $ 5,210,000 $ 127,073 $ 130,000
Tipton, Tennessee 41 $ 5,605,000 $ 136,707 $ 79,000
Muskingum, Ohio 40 $ 6,534,000 $ 163,350 $ 60,000
Hawkins, Tennessee 40 $ 4,603,000 $ 115,075 $ 73,000
Adams, Ohio 39 $ 4,720,000 $ 121,025 $ 71,000
Cannon, Tennessee 39 $ 4,608,000 $ 118,153 $ 81,000
Coffee, Tennessee 39 $ 5,227,000 $ 134,025 $ 90,000
Allen, Indiana 38 $ 5,963,000 $ 156,921 $ 68,000
Breckinridge, Kentucky 37 $ 4,502,000 $ 121,675 $ 76,000
Licking, Ohio 37 $ 7,664,000 $ 207,135 $ 136,000
McMinn, Tennessee 37 $ 3,321,000 $ 89,756 $ 78,000
Jay, Indiana 36 $ 3,526,000 $ 97,944 $ 78,000
Carter, Kentucky 36 $ 2,902,000 $ 80,611 $ 63,000
Preble, Ohio 36 $ 4,214,000 $ 117,055 $ 98,000
Fentress, Tennessee 36 $ 4,145,000 $ 115,138 $ 147,000
Giles, Tennessee 36 $ 4,455,000 $ 123,750 $ 68,000
Madison, Tennessee 36 $ 3,164,000 $ 87,888 $ 96,000
McNairy, Tennessee 35 $ 3,011,000 $ 86,028 $ 56,000
Morgan, Tennessee 35 $ 3,390,000 $ 96,857 $ 63,000
Roane, Tennessee 35 $ 4,084,000 $ 116,685 $ 99,000
Brown, Ohio 34 $ 4,373,000 $ 128,617 $ 70,000
Guernsey, Ohio 34 $ 4,924,000 $ 144,823 $ 91,000
Logan, Ohio 34 $ 4,288,000 $ 126,117 $ 101,000
Hamilton, Tennessee 34 $ 9,654,000 $ 283,941 $ 133,000
Sullivan, Tennessee 34 $ 6,059,000 $ 178,205 $ 92,000
Gallia, Ohio 33 $ 3,776,000 $ 114,424 $ 57,000
Humphreys, Tennessee 33 $ 3,981,000 $ 120,636 $ 89,000
Lincoln, Tennessee 33 $ 6,828,000 $ 206,909 $ 110,000
Wayne, Tennessee 33 $ 3,529,000 $ 106,939 $ 82,000
Morgan, Indiana 32 $ 3,920,000 $ 122,500 $ 78,000
Shelby, Indiana 32 $ 4,882,000 $ 152,562 $ 111,000
Wells, Indiana 32 $ 3,527,000 $ 110,218 $ 73,000
Logan, Kentucky 32 $ 3,763,000 $ 117,593 $ 95,000
Carroll, Ohio 32 $ 3,323,000 $ 103,843 $ 62,000
Fairfield, Ohio 32 $ 6,197,000 $ 193,656 $ 132,000
Highland, Ohio 32 $ 3,888,000 $ 121,500 $ 68,000
Portage, Ohio 32 $ 4,136,000 $ 129,250 $ 71,000
Ross, Ohio 32 $ 3,511,000 $ 109,718 $ 69,000
Lawrence, Tennessee 32 $ 4,107,000 $ 128,343 $ 80,000
Kosciusko, Indiana 31 $ 4,256,000 $ 137,290 $ 118,000
Hardin, Kentucky 31 $ 5,294,000 $ 170,774 $ 192,000
Montgomery, Kentucky 31 $ 2,801,000 $ 90,354 $ 148,000
Union, Ohio 31 $ 5,073,000 $ 163,645 $ 102,000
Rush, Indiana 30 $ 3,802,000 $ 126,733 $ 179,000
Barren, Kentucky 30 $ 4,002,000 $ 133,400 $ 74,000
Shelby, Ohio 30 $ 5,390,000 $ 179,666 $ 95,000
Gibson, Tennessee 30 $ 3,469,000 $ 115,633 $ 79,000
Overton, Tennessee 30 $ 4,566,000 $ 152,200 $ 98,000
Jasper, Indiana 29 $ 3,437,000 $ 118,517 $ 142,000
Jackson, Kentucky 29 $ 3,202,000 $ 110,413 $ 61,000
Scott, Kentucky 29 $ 4,679,000 $ 161,344 $ 73,000
Clermont, Ohio 29 $ 3,938,000 $ 135,793 $ 89,000
Darke, Ohio 29 $ 4,812,000 $ 165,931 $ 111,000
Bradley, Tennessee 29 $ 3,834,000 $ 132,206 $ 91,000
Howard, Indiana 28 $ 3,920,000 $ 140,000 $ 113,000
Shelby, Kentucky 28 $ 6,567,000 $ 234,535 $ 308,000
Carter, Tennessee 28 $ 3,607,000 $ 128,821 $ 75,000
Loudon, Tennessee 28 $ 3,217,000 $ 114,892 $ 84,000
Monroe, Tennessee 28 $ 3,312,000 $ 118,285 $ 82,000
Fleming, Kentucky 27 $ 3,175,000 $ 117,592 $ 70,000
Clark, Ohio 27 $ 4,889,000 $ 181,074 $ 153,000
Fulton, Ohio 27 $ 4,240,000 $ 157,037 $ 75,000
Morrow, Ohio 27 $ 3,337,000 $ 123,592 $ 77,000
Montgomery, Tennessee 27 $ 4,623,000 $ 171,222 $ 94,000
Sequatchie, Tennessee 27 $ 3,000,000 $ 111,111 $ 107,000
Champaign, Ohio 26 $ 2,986,000 $ 114,846 $ 121,000
Coshocton, Ohio 26 $ 2,834,000 $ 109,000 $ 75,000
Mahoning, Ohio 26 $ 3,043,000 $ 117,038 $ 84,000
Perry, Ohio 26 $ 3,586,000 $ 137,923 $ 84,000
Henry, Indiana 25 $ 3,269,000 $ 130,760 $ 67,000
LaPorte, Indiana 25 $ 4,050,000 $ 162,000 $ 88,000
Taylor, Kentucky 25 $ 2,757,000 $ 110,280 $ 104,000
Medina, Ohio 25 $ 2,959,000 $ 118,360 $ 100,000
DeKalb, Tennessee 25 $ 3,360,000 $ 134,400 $ 78,000
Dyer, Tennessee 25 $ 2,563,000 $ 102,520 $ 114,000
Hamblen, Tennessee 25 $ 3,453,000 $ 138,120 $ 78,000
Shelby, Tennessee 25 $ 6,452,000 $ 258,080 $ 249,000
Union, Tennessee 25 $ 3,013,000 $ 120,520 $ 92,000
White, Tennessee 25 $ 3,130,000 $ 125,200 $ 68,000
Johnson, Indiana 24 $ 4,404,000 $ 183,500 $ 283,000
Casey, Kentucky 24 $ 2,586,000 $ 107,750 $ 74,000
Christian, Kentucky 24 $ 3,577,000 $ 149,041 $ 174,000
Grant, Kentucky 24 $ 2,950,000 $ 122,916 $ 92,000
Mason, Kentucky 24 $ 3,758,000 $ 156,583 $ 105,000
Miami, Ohio 24 $ 3,495,000 $ 145,625 $ 78,000
Houston, Tennessee 24 $ 3,073,000 $ 128,041 $ 64,000
Jackson, Tennessee 24 $ 2,323,000 $ 96,791 $ 88,000
Smith, Tennessee 24 $ 3,182,000 $ 132,583 $ 63,000
Allen, Kentucky 23 $ 2,724,000 $ 118,434 $ 85,000
Bath, Kentucky 23 $ 4,530,000 $ 196,956 $ 79,000
Madison, Kentucky 23 $ 4,334,000 $ 188,434 $ 180,000
Meade, Kentucky 23 $ 2,734,000 $ 118,869 $ 67,000
Huntington, Indiana 22 $ 2,555,000 $ 116,136 $ 78,000
Starke, Indiana 22 $ 3,131,000 $ 142,318 $ 79,000
Harrison, Kentucky 22 $ 2,988,000 $ 135,818 $ 78,000
Clinton, Ohio 22 $ 2,134,000 $ 97,000 $ 105,000
Pickaway, Ohio 22 $ 2,674,000 $ 121,545 $ 102,000
Warren, Ohio 22 $ 2,387,000 $ 108,500 $ 137,000
Cheatham, Tennessee 22 $ 3,262,000 $ 148,272 $ 93,000
Macon, Tennessee 22 $ 2,455,000 $ 111,590 $ 119,000
Marion, Tennessee 22 $ 2,500,000 $ 113,636 $ 107,000
Porter, Indiana 21 $ 3,134,000 $ 149,238 $ 88,000
Wayne, Indiana 21 $ 2,944,000 $ 140,190 $ 67,000
Grayson, Kentucky 21 $ 2,748,000 $ 130,857 $ 56,000
Harrison, Ohio 21 $ 2,252,000 $ 107,238 $ 133,000
Anderson, Tennessee 21 $ 2,649,000 $ 126,142 $ 83,000
Bledsoe, Tennessee 21 $ 3,410,000 $ 162,380 $ 80,000
Weakley, Tennessee 21 $ 1,708,000 $ 81,333 $ 62,000
Grant, Indiana 20 $ 2,629,000 $ 131,450 $ 94,000
Montgomery, Indiana 20 $ 3,185,000 $ 159,250 $ 100,000
Greenup, Kentucky 20 $ 2,599,000 $ 129,950 $ 109,000
Montgomery, Ohio 20 $ 2,989,000 $ 149,450 $ 86,000
Williams, Ohio 20 $ 1,522,000 $ 76,100 $ 75,000
Henderson, Tennessee 20 $ 1,728,000 $ 86,400 $ 95,000
Pickett, Tennessee 20 $ 2,777,000 $ 138,850 $ 104,000
Hancock, Indiana 19 $ 2,872,000 $ 151,157 $ 133,000
Tipton, Indiana 19 $ 3,373,000 $ 177,526 $ 132,000
Bullitt, Kentucky 19 $ 2,152,000 $ 113,263 $ 86,000
Rockcastle, Kentucky 19 $ 1,668,000 $ 87,789 $ 55,000
Hocking, Ohio 19 $ 2,777,000 $ 146,157 $ 65,000
Lorain, Ohio 19 $ 3,087,000 $ 162,473 $ 75,000
Perry, Tennessee 19 $ 1,844,000 $ 97,052 $ 74,000
Rhea, Tennessee 19 $ 2,175,000 $ 114,473 $ 72,000
Clay, Indiana 18 $ 2,280,000 $ 126,666 $ 118,000
Decatur, Indiana 18 $ 4,038,000 $ 224,333 $ 227,000
Delaware, Indiana 18 $ 2,726,000 $ 151,444 $ 81,000
Harrison, Indiana 18 $ 1,969,000 $ 109,388 $ 134,000
Jennings, Indiana 18 $ 2,726,000 $ 151,444 $ 97,000
Miami, Indiana 18 $ 1,825,000 $ 101,388 $ 95,000
Putnam, Indiana 18 $ 2,149,000 $ 119,388 $ 82,000
Ripley, Indiana 18 $ 2,265,000 $ 125,833 $ 135,000
Tippecanoe, Indiana 18 $ 2,331,000 $ 129,500 $ 471,000
Warren, Indiana 18 $ 2,049,000 $ 113,833 $ 117,000
Washington, Indiana 18 $ 3,121,000 $ 173,388 $ 241,000
Whitley, Indiana 18 $ 2,384,000 $ 132,444 $ 105,000
Lincoln, Kentucky 18 $ 3,074,000 $ 170,777 $ 109,000
Morgan, Kentucky 18 $ 1,587,000 $ 88,166 $ 65,000
Russell, Kentucky 18 $ 2,469,000 $ 137,166 $ 84,000
Scioto, Ohio 18 $ 2,037,000 $ 113,166 $ 109,000
Lewis, Tennessee 18 $ 2,345,000 $ 130,277 $ 107,000
McCreary, Kentucky 17 $ 4,258,000 $ 250,470 $ 72,000
Auglaize, Ohio 17 $ 1,750,000 $ 102,941 $ 66,000
Butler, Ohio 17 $ 2,844,000 $ 167,294 $ 95,000
Greene, Ohio 17 $ 2,404,000 $ 141,411 $ 113,000
Jefferson, Ohio 17 $ 1,691,000 $ 99,470 $ 73,000
Davidson, Tennessee 17 $ 1,827,000 $ 107,470 $ 80,000
Decatur, Tennessee 17 $ 2,358,000 $ 138,705 $ 66,000
Marshall, Tennessee 17 $ 2,172,000 $ 127,764 $ 71,000
Bartholomew, Indiana 16 $ 2,585,000 $ 161,562 $ 117,000
Fountain, Indiana 16 $ 1,929,000 $ 120,562 $ 146,000
Jackson, Indiana 16 $ 2,581,000 $ 161,312 $ 109,000
Marion, Kentucky 16 $ 2,343,000 $ 146,437 $ 92,000
Allen, Ohio 16 $ 2,127,000 $ 132,937 $ 95,000
Delaware, Ohio 16 $ 5,140,000 $ 321,250 $ 100,000
Fayette, Ohio 16 $ 2,143,000 $ 133,937 $ 73,000
Haywood, Tennessee 16 $ 1,755,000 $ 109,687 $ 77,000
Henry, Tennessee 16 $ 4,527,000 $ 282,937 $ 65,000
Brown, Indiana 15 $ 1,801,000 $ 120,066 $ 78,000
Fayette, Indiana 15 $ 1,515,000 $ 101,000 $ 126,000
Monroe, Indiana 15 $ 1,506,000 $ 100,400 $ 106,000
Adair, Kentucky 15 $ 1,479,000 $ 98,600 $ 70,000
Larue, Kentucky 15 $ 2,025,000 $ 135,000 $ 70,000
Owen, Kentucky 15 $ 1,662,000 $ 110,800 $ 100,000
Trigg, Kentucky 15 $ 1,252,000 $ 83,466 $ 92,000
Defiance, Ohio 15 $ 1,333,000 $ 88,866 $ 70,000
Jackson, Ohio 15 $ 2,336,000 $ 155,733 $ 206,000
Grundy, Tennessee 15 $ 1,478,000 $ 98,533 $ 253,000
Hendricks, Indiana 14 $ 2,540,000 $ 181,428 $ 127,000
Noble, Indiana 14 $ 2,302,000 $ 164,428 $ 94,000
Campbell, Kentucky 14 $ 2,151,000 $ 153,642 $ 68,000
Clark, Kentucky 14 $ 3,038,000 $ 217,000 $ 175,000
Knox, Kentucky 14 $ 1,308,000 $ 93,428 $ 57,000
Menifee, Kentucky 14 $ 1,292,000 $ 92,285 $ 66,000
Ohio, Kentucky 14 $ 1,732,000 $ 123,714 $ 93,000
Washington, Ohio 14 $ 1,495,000 $ 106,785 $ 57,000
Clark, Indiana 13 $ 2,686,000 $ 206,615 $ 139,000
Fulton, Indiana 13 $ 920,000 $ 70,769 $ 50,000
Owen, Indiana 13 $ 1,563,000 $ 120,230 $ 69,000
Parke, Indiana 13 $ 1,562,000 $ 120,153 $ 63,000
Bourbon, Kentucky 13 $ 2,187,000 $ 168,230 $ 133,000
Estill, Kentucky 13 $ 1,630,000 $ 125,384 $ 49,000
Green, Kentucky 13 $ 1,515,000 $ 116,538 $ 180,000
Metcalfe, Kentucky 13 $ 1,607,000 $ 123,615 $ 80,000
Rowan, Kentucky 13 $ 845,000 $ 65,000 $ 89,000
Belmont, Ohio 13 $ 1,691,000 $ 130,076 $ 70,000
Henry, Ohio 13 $ 1,628,000 $ 125,230 $ 76,000
Madison, Ohio 13 $ 2,043,000 $ 157,153 $ 88,000
Pike, Ohio 13 $ 1,248,000 $ 96,000 $ 60,000
Campbell, Tennessee 13 $ 1,170,000 $ 90,000 $ 62,000
Crockett, Tennessee 13 $ 1,063,000 $ 81,769 $ 60,000
Franklin, Tennessee 13 $ 2,096,000 $ 161,230 $ 103,000
Hardin, Tennessee 13 $ 1,561,000 $ 120,076 $ 93,000
Boone, Indiana 12 $ 2,106,000 $ 175,500 $ 483,000
Clinton, Indiana 12 $ 2,078,000 $ 173,166 $ 205,000
Jefferson, Indiana 12 $ 2,210,000 $ 184,166 $ 82,000
Newton, Indiana 12 $ 1,384,000 $ 115,333 $ 122,000
Scott, Indiana 12 $ 1,729,000 $ 144,083 $ 475,000
Steuben, Indiana 12 $ 1,962,000 $ 163,500 $ 158,000
Wabash, Indiana 12 $ 1,052,000 $ 87,666 $ 83,000
White, Indiana 12 $ 1,945,000 $ 162,083 $ 78,000
Monroe, Kentucky 12 $ 2,925,000 $ 243,750 $ 100,000
Carroll, Tennessee 12 $ 964,000 $ 80,333 $ 70,000
Clay, Tennessee 12 $ 1,290,000 $ 107,500 $ 83,000
Hancock, Tennessee 12 $ 1,250,000 $ 104,166 $ 68,000
Stewart, Tennessee 12 $ 1,101,000 $ 91,750 $ 70,000
Van Buren, Tennessee 12 $ 1,142,000 $ 95,166 $ 75,000
Dubois, Indiana 11 $ 1,284,000 $ 116,727 $ 312,000
Gibson, Indiana 11 $ 1,450,000 $ 131,818 $ 102,000
Sullivan, Indiana 11 $ 1,317,000 $ 119,727 $ 74,000
Vigo, Indiana 11 $ 1,269,000 $ 115,363 $ 59,000
Anderson, Kentucky 11 $ 1,833,000 $ 166,636 $ 72,000
Boyd, Kentucky 11 $ 1,168,000 $ 106,181 $ 61,000
Clay, Kentucky 11 $ 1,110,000 $ 100,909 $ 72,000
Lewis, Kentucky 11 $ 530,000 $ 48,181 $ 52,000
Pendleton, Kentucky 11 $ 1,464,000 $ 133,090 $ 73,000
Todd, Kentucky 11 $ 1,870,000 $ 170,000 $ 117,000
Whitley, Kentucky 11 $ 1,208,000 $ 109,818 $ 110,000
Franklin, Ohio 11 $ 2,208,000 $ 200,727 $ 180,000
Noble, Ohio 11 $ 1,065,000 $ 96,818 $ 65,000
Cass, Indiana 10 $ 905,000 $ 90,500 $ 83,000
Franklin, Indiana 10 $ 1,335,000 $ 133,500 $ 200,000
Lawrence, Indiana 10 $ 1,510,000 $ 151,000 $ 77,000
Boone, Kentucky 10 $ 1,892,000 $ 189,200 $ 305,000
Boyle, Kentucky 10 $ 1,777,000 $ 177,700 $ 62,000
Bracken, Kentucky 10 $ 1,919,000 $ 191,900 $ 103,000
Garrard, Kentucky 10 $ 996,000 $ 99,600 $ 78,000
Henry, Kentucky 10 $ 917,000 $ 91,700 $ 65,000
Lawrence, Kentucky 10 $ 827,000 $ 82,700 $ 57,000
Spencer, Kentucky 10 $ 2,078,000 $ 207,800 $ 83,000
Webster, Kentucky 10 $ 1,165,000 $ 116,500 $ 94,000
Blackford, Indiana 9 $ 1,098,000 $ 122,000 $ 91,000
Greene, Indiana 9 $ 1,926,000 $ 214,000 $ 100,000
Lake, Indiana 9 $ 1,414,000 $ 157,111 $ 347,000
Randolph, Indiana 9 $ 3,738,000 $ 415,333 $ 191,000
Vanderburgh, Indiana 9 $ 1,504,000 $ 167,111 $ 204,000
Elliott, Kentucky 9 $ 942,000 $ 104,666 $ 54,000
Mercer, Kentucky 9 $ 1,627,000 $ 180,777 $ 101,000
Muhlenberg, Kentucky 9 $ 1,054,000 $ 117,111 $ 179,000
Washington, Kentucky 9 $ 1,534,000 $ 170,444 $ 66,000
Woodford, Kentucky 9 $ 3,230,000 $ 358,888 $ 186,000
Hardin, Ohio 9 $ 1,357,000 $ 150,777 $ 85,000
Huron, Ohio 9 $ 910,000 $ 101,111 $ 65,000
Lawrence, Ohio 9 $ 1,867,000 $ 207,444 $ 84,000
Meigs, Ohio 9 $ 1,175,000 $ 130,555 $ 68,000
Morgan, Ohio 9 $ 544,000 $ 60,444 $ 74,000
Summit, Ohio 9 $ 2,013,000 $ 223,666 $ 120,000
Benton, Tennessee 9 $ 942,000 $ 104,666 $ 74,000
Unicoi, Tennessee 9 $ 832,000 $ 92,444 $ 56,000
Carroll, Indiana 8 $ 1,139,000 $ 142,375 $ 340,000
Crawford, Indiana 8 $ 478,000 $ 59,750 $ 91,000
Daviess, Indiana 8 $ 1,241,000 $ 155,125 $ 96,000
Pike, Indiana 8 $ 759,000 $ 94,875 $ 53,000
Switzerland, Indiana 8 $ 1,055,000 $ 131,875 $ 76,000
Bell, Kentucky 8 $ 672,000 $ 84,000 $ 54,000
Butler, Kentucky 8 $ 719,000 $ 89,875 $ 54,000
Cumberland, Kentucky 8 $ 887,000 $ 110,875 $ 72,000
Fayette, Kentucky 8 $ 3,764,000 $ 470,500 $ 260,000
Hancock, Kentucky 8 $ 1,051,000 $ 131,375 $ 70,000
Nicholas, Kentucky 8 $ 746,000 $ 93,250 $ 63,000
Wayne, Kentucky 8 $ 1,650,000 $ 206,250 $ 107,000
Putnam, Ohio 8 $ 970,000 $ 121,250 $ 86,000
Vinton, Ohio 8 $ 700,000 $ 87,500 $ 49,000
Trousdale, Tennessee 8 $ 1,333,000 $ 166,625 $ 76,000
Dearborn, Indiana 7 $ 1,358,000 $ 194,000 $ 51,000
Hamilton, Indiana 7 $ 1,628,000 $ 232,571 $ 60,000
Union, Indiana 7 $ 2,822,000 $ 403,142 $ 353,000
Caldwell, Kentucky 7 $ 775,000 $ 110,714 $ 122,000
Hopkins, Kentucky 7 $ 696,000 $ 99,428 $ 87,000
Van Wert, Ohio 7 $ 489,000 $ 69,857 $ 53,000
Meigs, Tennessee 7 $ 934,000 $ 133,428 $ 69,000
Moore, Tennessee 7 $ 1,252,000 $ 178,857 $ 95,000
DeKalb, Indiana 6 $ 1,367,000 $ 227,833 $ 194,000
Madison, Indiana 6 $ 947,000 $ 157,833 $ 101,000
Perry, Indiana 6 $ 625,000 $ 104,166 $ 62,000
Pulaski, Indiana 6 $ 605,000 $ 100,833 $ 71,000
Spencer, Indiana 6 $ 668,000 $ 111,333 $ 59,000
Edmonson, Kentucky 6 $ 1,266,000 $ 211,000 $ 59,000
Franklin, Kentucky 6 $ 695,000 $ 115,833 $ 57,000
Henderson, Kentucky 6 $ 1,091,000 $ 181,833 $ 110,000
Jefferson, Kentucky 6 $ 1,123,000 $ 187,166 $ 96,000
Jessamine, Kentucky 6 $ 3,964,000 $ 660,666 $ 413,000
Monroe, Ohio 6 $ 596,000 $ 99,333 $ 53,000
Johnson, Tennessee 6 $ 739,000 $ 123,166 $ 86,000
Obion, Tennessee 6 $ 711,000 $ 118,500 $ 69,000
Polk, Tennessee 6 $ 717,000 $ 119,500 $ 74,000
Gallatin, Kentucky 5 $ 603,000 $ 120,600 $ 80,000
Magoffin, Kentucky 5 $ 270,000 $ 54,000 $ 38,000
McLean, Kentucky 5 $ 662,000 $ 132,400 $ 46,000
Athens, Ohio 5 $ 719,000 $ 143,800 $ 66,000
Hamilton, Ohio 5 $ 1,323,000 $ 264,600 $ 145,000
Paulding, Ohio 5 $ 982,000 $ 196,400 $ 71,000
Lake, Tennessee 5 $ 403,000 $ 80,600 $ 78,000
Orange, Indiana 4 $ 459,000 $ 114,750 $ 59,000
Posey, Indiana 4 $ 536,000 $ 134,000 $ 53,000
Warrick, Indiana 4 $ 330,000 $ 82,500 $ 38,000
Breathitt, Kentucky 4 $ 369,000 $ 92,250 $ 52,000
Carroll, Kentucky 4 $ 635,000 $ 158,750 $ 78,000
Clinton, Kentucky 4 $ 318,000 $ 79,500 $ 75,000
Kenton, Kentucky 4 $ 376,000 $ 94,000 $ 86,000
Livingston, Kentucky 4 $ 658,000 $ 164,500 $ 111,000
Lyon, Kentucky 4 $ 568,000 $ 142,000 $ 122,000
Oldham, Kentucky 4 $ 1,175,000 $ 293,750 $ 120,000
Floyd, Indiana 3 $ 736,000 $ 245,333 $ 83,000
Knox, Indiana 3 $ 249,000 $ 83,000 $ 101,000
Powell, Kentucky 3 $ 96,000 $ 32,000 $ 41,000
Robertson, Kentucky 3 $ 223,000 $ 74,333 $ 51,000
Trimble, Kentucky 3 $ 293,000 $ 97,666 $ 48,000
Union, Kentucky 3 $ 466,000 $ 155,333 $ 109,000
Wolfe, Kentucky 3 $ 267,000 $ 89,000 $ 73,000
Erie, Ohio 3 $ 427,000 $ 142,333 $ 74,000
Marion, Ohio 3 $ 333,000 $ 111,000 $ 191,000
Edgar, Illinois 2 $ 60,000 $ 30,000 $ 48,000
Harlan, Kentucky 2 $ 201,000 $ 100,500 $ 83,000
Lee, Kentucky 2 $ 192,000 $ 96,000 $ 57,000
Letcher, Kentucky 2 $ 235,000 $ 117,500 $ 102,000
Ascension, Louisiana 2 $ 60,000 $ 30,000 $ 92,000
Crawford, Ohio 2 $ 177,000 $ 88,500 $ 100,000
Lake, Ohio 2 $ 288,000 $ 144,000 $ 57,000
Seneca, Ohio 2 $ 149,000 $ 74,500 $ 61,000
Madison, Alabama 1 $ 54,000 $ 54,000 $ 163,000
Los Angeles, California 1 $ 57,000 $ 57,000 $ 70,000
Brevard, Florida 1 $ 140,000 $ 140,000 $ 91,000
Broward, Florida 1 $ 104,000 $ 104,000 $ 206,000
Seminole, Florida 1 $ 40,000 $ 40,000 $ 80,000
Dade, Georgia 1 $ 100,000 $ 100,000 $ 63,000
Crawford, Illinois 1 $ 38,000 $ 38,000 $ 40,000
Winnebago, Illinois 1 $ 267,000 $ 267,000 $ 98,000
Benton, Indiana 1 $ 81,000 $ 81,000 $ 79,000
Martin, Indiana 1 $ 91,000 $ 91,000 $ 74,000
Vermillion, Indiana 1 $ 59,000 $ 59,000 $ 58,000
Crittenden, Kentucky 1 $ 62,000 $ 62,000 $ 34,000
Johnson, Kentucky 1 $ 88,000 $ 88,000 $ 45,000
Leslie, Kentucky 1 $ 55,000 $ 55,000 $ 98,000
Owsley, Kentucky 1 $ 163,000 $ 163,000 $ 64,000
Charlevoix, Michigan 1 $ 92,000 $ 92,000 $ 97,000
Lapeer, Michigan 1 $ 120,000 $ 120,000 $ 88,000
Marshall, Mississippi 1 $ 114,000 $ 114,000 $ 45,000
St. Charles, Missouri 1 $ 250,000 $ 250,000 $ 61,000
Cherokee, North Carolina 1 $ 371,000 $ 371,000 $ 1,400,000
Wake, North Carolina 1 $ 102,000 $ 102,000 $ 468,000
Cuyahoga, Ohio 1 $ 126,000 $ 126,000 $ 309,000
Hancock, Ohio 1 $ 115,000 $ 115,000 $ 91,000
Lucas, Ohio 1 $ 187,000 $ 187,000 $ 91,000
Wyandot, Ohio 1 $ 37,000 $ 37,000 $ 29,000
Fayette, Pennsylvania 1 $ 101,000 $ 101,000 $ 454,000
Lexington, South Carolina 1 $ 90,000 $ 90,000 $ 111,000
Lee, Virginia 1 $ 500,000 $ 500,000 $ 96,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,829 $605,947,000 $125,000 $2,017,000 $89,000 $3,811,000
Refinancing 3,032 $475,884,000 $156,000 $4,011,000 $109,000 $5,553,000
Home Improvement 1,060 $82,447,000 $77,000 $588,000 $84,000 $2,550,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,392 $986,182,000 $133,000 $4,011,000 $94,000 $5,553,000
Not Provided 1,138 $128,129,000 $112,000 $1,119,000 $84,000 $1,333,000
American Indian or Alaskan Native 287 $30,959,000 $107,000 $378,000 $121,000 $2,550,000
Hispanic 44 $5,679,000 $129,000 $301,000 $74,000 $166,000
Black or African American 37 $4,337,000 $117,000 $301,000 $88,000 $736,000
Asian 15 $4,511,000 $300,000 $1,590,000 $109,000 $425,000
Not applicable 8 $4,481,000 $560,000 $1,446,000 $1,352,000 $2,475,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,921 $1,164,278,000 $130,000 $4,011,000 $95,000 $5,553,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,388 $720,413,000 $133,000 $4,011,000 $113,000 $5,553,000
Application Denied By Financial Institution 1,661 $213,189,000 $128,000 $3,107,000 $57,000 $680,000
Application Withdrawn By Applicant 1,087 $133,318,000 $122,000 $950,000 $76,000 $1,605,000
Application Approved But Not Accepted 782 $97,100,000 $124,000 $760,000 $79,000 $851,000
File Closed For Incompleteness 3 $258,000 $86,000 $149,000 $44,000 $60,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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