Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2014

In 2014, Farm Credit Mid-America, Aca of Louisville, KY reported 6,535 mortgage applications totaling $1.2 billion, down 7% from 2013. The average application was for $182,602, and applicants reported an average income of $218,221. 75% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (411), Indianapolis-Carmel-Anderson, IN (205) and Knoxville, TN (154) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,535
Total Mortgage Loan Application Amount $1,193,309,000
Average Mortgage Loan Application Amount $182,602
Highest Mortgage Loan Application Amount $5,070,000
Average Applicant Income $218,221
Highest Applicant Income $9,729,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 84 $ 22,055,000 $ 262,559 $ 184,000
Greene, Tennessee 82 $ 8,995,000 $ 109,695 $ 103,000
Maury, Tennessee 82 $ 17,082,000 $ 208,317 $ 194,000
Rutherford, Tennessee 58 $ 12,040,000 $ 207,586 $ 164,000
Hart, Kentucky 52 $ 6,829,000 $ 131,326 $ 103,000
Washington, Tennessee 51 $ 8,944,000 $ 175,372 $ 125,000
Williamson, Tennessee 51 $ 17,747,000 $ 347,980 $ 190,000
Stark, Ohio 47 $ 6,608,000 $ 140,595 $ 142,000
Knox, Tennessee 47 $ 8,716,000 $ 185,446 $ 130,000
Scott, Tennessee 47 $ 3,440,000 $ 73,191 $ 47,000
Logan, Ohio 44 $ 7,767,000 $ 176,522 $ 306,000
Wayne, Ohio 44 $ 9,478,000 $ 215,409 $ 335,000
Mercer, Ohio 42 $ 12,867,000 $ 306,357 $ 394,000
Johnson, Indiana 38 $ 7,075,000 $ 186,184 $ 181,000
Sumner, Tennessee 38 $ 12,157,000 $ 319,921 $ 187,000
Darke, Ohio 37 $ 11,644,000 $ 314,702 $ 475,000
Holmes, Ohio 37 $ 6,919,000 $ 187,000 $ 235,000
Breckinridge, Kentucky 36 $ 3,689,000 $ 102,472 $ 123,000
Adams, Indiana 35 $ 5,586,000 $ 159,600 $ 152,000
Hardin, Kentucky 35 $ 6,358,000 $ 181,657 $ 187,000
Columbiana, Ohio 35 $ 5,542,000 $ 158,342 $ 296,000
Lawrence, Tennessee 35 $ 6,180,000 $ 176,571 $ 94,000
Bath, Kentucky 34 $ 3,010,000 $ 88,529 $ 91,000
Christian, Kentucky 33 $ 5,441,000 $ 164,878 $ 301,000
Preble, Ohio 33 $ 4,319,000 $ 130,878 $ 161,000
Jay, Indiana 32 $ 6,733,000 $ 210,406 $ 190,000
Muskingum, Ohio 32 $ 4,317,000 $ 134,906 $ 140,000
Barren, Kentucky 31 $ 4,011,000 $ 129,387 $ 253,000
Harrison, Kentucky 31 $ 5,408,000 $ 174,451 $ 214,000
Geauga, Ohio 31 $ 4,001,000 $ 129,064 $ 77,000
Licking, Ohio 31 $ 6,850,000 $ 220,967 $ 280,000
Dickson, Tennessee 31 $ 5,053,000 $ 163,000 $ 151,000
Robertson, Tennessee 31 $ 7,652,000 $ 246,838 $ 268,000
Warren, Kentucky 30 $ 4,575,000 $ 152,500 $ 258,000
Hawkins, Tennessee 30 $ 3,350,000 $ 111,666 $ 55,000
McMinn, Tennessee 30 $ 5,875,000 $ 195,833 $ 216,000
Warren, Tennessee 30 $ 3,878,000 $ 129,266 $ 97,000
Nelson, Kentucky 29 $ 7,838,000 $ 270,275 $ 153,000
Knox, Ohio 29 $ 5,473,000 $ 188,724 $ 198,000
Pulaski, Kentucky 28 $ 4,053,000 $ 144,750 $ 176,000
Ashtabula, Ohio 28 $ 3,294,000 $ 117,642 $ 502,000
Fairfield, Ohio 28 $ 5,072,000 $ 181,142 $ 104,000
Montgomery, Ohio 28 $ 5,020,000 $ 179,285 $ 502,000
Jefferson, Tennessee 28 $ 4,693,000 $ 167,607 $ 147,000
Sullivan, Tennessee 28 $ 6,083,000 $ 217,250 $ 102,000
Ashland, Ohio 27 $ 4,215,000 $ 156,111 $ 199,000
Union, Ohio 27 $ 5,433,000 $ 201,222 $ 177,000
Blount, Tennessee 27 $ 6,174,000 $ 228,666 $ 151,000
Allen, Indiana 26 $ 5,814,000 $ 223,615 $ 418,000
Elkhart, Indiana 26 $ 4,532,000 $ 174,307 $ 115,000
Shelby, Ohio 26 $ 5,087,000 $ 195,653 $ 212,000
Cumberland, Tennessee 26 $ 4,645,000 $ 178,653 $ 77,000
Fayette, Tennessee 26 $ 4,478,000 $ 172,230 $ 241,000
Tipton, Tennessee 26 $ 3,278,000 $ 126,076 $ 344,000
Hancock, Indiana 25 $ 3,365,000 $ 134,600 $ 413,000
Giles, Tennessee 25 $ 5,189,000 $ 207,560 $ 133,000
Jasper, Indiana 24 $ 3,243,000 $ 135,125 $ 213,000
Todd, Kentucky 24 $ 3,138,000 $ 130,750 $ 392,000
White, Tennessee 24 $ 2,952,000 $ 123,000 $ 121,000
Shelby, Indiana 23 $ 3,953,000 $ 171,869 $ 207,000
Medina, Ohio 23 $ 4,052,000 $ 176,173 $ 231,000
Wilson, Tennessee 23 $ 4,627,000 $ 201,173 $ 102,000
Daviess, Kentucky 22 $ 3,241,000 $ 147,318 $ 181,000
Montgomery, Kentucky 22 $ 2,848,000 $ 129,454 $ 93,000
Noble, Ohio 22 $ 3,234,000 $ 147,000 $ 70,000
Portage, Ohio 22 $ 3,516,000 $ 159,818 $ 331,000
Trumbull, Ohio 22 $ 2,456,000 $ 111,636 $ 143,000
Bedford, Tennessee 22 $ 6,523,000 $ 296,500 $ 131,000
Cannon, Tennessee 22 $ 2,619,000 $ 119,045 $ 171,000
Daviess, Indiana 21 $ 3,023,000 $ 143,952 $ 285,000
LaPorte, Indiana 21 $ 3,661,000 $ 174,333 $ 265,000
Wayne, Indiana 21 $ 2,645,000 $ 125,952 $ 249,000
Guernsey, Ohio 21 $ 3,022,000 $ 143,904 $ 63,000
Hendricks, Indiana 20 $ 5,444,000 $ 272,200 $ 344,000
Madison, Indiana 20 $ 3,133,000 $ 156,650 $ 300,000
Washington, Indiana 20 $ 3,747,000 $ 187,350 $ 162,000
Laurel, Kentucky 20 $ 2,024,000 $ 101,200 $ 53,000
Shelby, Kentucky 20 $ 5,676,000 $ 283,800 $ 435,000
Auglaize, Ohio 20 $ 2,643,000 $ 132,150 $ 298,000
Clark, Ohio 20 $ 2,723,000 $ 136,150 $ 213,000
Clinton, Ohio 20 $ 4,321,000 $ 216,050 $ 569,000
Fulton, Ohio 20 $ 4,330,000 $ 216,500 $ 400,000
Warren, Ohio 20 $ 5,391,000 $ 269,550 $ 254,000
Wayne, Tennessee 20 $ 3,568,000 $ 178,400 $ 129,000
Bartholomew, Indiana 19 $ 2,321,000 $ 122,157 $ 415,000
Clark, Indiana 19 $ 3,443,000 $ 181,210 $ 265,000
Jennings, Indiana 19 $ 1,998,000 $ 105,157 $ 415,000
Taylor, Kentucky 19 $ 1,733,000 $ 91,210 $ 137,000
Butler, Ohio 19 $ 3,537,000 $ 186,157 $ 109,000
Tuscarawas, Ohio 19 $ 3,228,000 $ 169,894 $ 94,000
Morgan, Indiana 18 $ 2,135,000 $ 118,611 $ 361,000
Putnam, Indiana 18 $ 2,804,000 $ 155,777 $ 187,000
Grayson, Kentucky 18 $ 2,475,000 $ 137,500 $ 148,000
Allen, Ohio 18 $ 3,463,000 $ 192,388 $ 347,000
Carroll, Ohio 18 $ 2,303,000 $ 127,944 $ 110,000
Greene, Ohio 18 $ 4,650,000 $ 258,333 $ 215,000
Highland, Ohio 18 $ 2,544,000 $ 141,333 $ 316,000
Lorain, Ohio 18 $ 2,963,000 $ 164,611 $ 118,000
Decatur, Tennessee 18 $ 2,747,000 $ 152,611 $ 166,000
Hickman, Tennessee 18 $ 3,158,000 $ 175,444 $ 92,000
Putnam, Tennessee 18 $ 3,355,000 $ 186,388 $ 119,000
Decatur, Indiana 17 $ 5,691,000 $ 334,764 $ 277,000
Porter, Indiana 17 $ 2,795,000 $ 164,411 $ 399,000
St. Joseph, Indiana 17 $ 3,657,000 $ 215,117 $ 255,000
Tippecanoe, Indiana 17 $ 3,410,000 $ 200,588 $ 366,000
Mason, Kentucky 17 $ 2,309,000 $ 135,823 $ 119,000
Simpson, Kentucky 17 $ 5,679,000 $ 334,058 $ 525,000
Brown, Ohio 17 $ 3,456,000 $ 203,294 $ 331,000
Cocke, Tennessee 17 $ 2,672,000 $ 157,176 $ 82,000
Fentress, Tennessee 17 $ 2,188,000 $ 128,705 $ 80,000
Gibson, Tennessee 17 $ 3,147,000 $ 185,117 $ 105,000
Marshall, Tennessee 17 $ 2,355,000 $ 138,529 $ 105,000
Morgan, Tennessee 17 $ 2,282,000 $ 134,235 $ 82,000
Blackford, Indiana 16 $ 2,297,000 $ 143,562 $ 120,000
Henry, Indiana 16 $ 2,099,000 $ 131,187 $ 406,000
Howard, Indiana 16 $ 2,958,000 $ 184,875 $ 549,000
Miami, Indiana 16 $ 1,727,000 $ 107,937 $ 416,000
Fleming, Kentucky 16 $ 1,486,000 $ 92,875 $ 149,000
Madison, Kentucky 16 $ 1,702,000 $ 106,375 $ 72,000
Ohio, Kentucky 16 $ 2,511,000 $ 156,937 $ 432,000
Scott, Kentucky 16 $ 3,423,000 $ 213,937 $ 164,000
Trigg, Kentucky 16 $ 2,097,000 $ 131,062 $ 141,000
Belmont, Ohio 16 $ 3,344,000 $ 209,000 $ 120,000
Champaign, Ohio 16 $ 2,035,000 $ 127,187 $ 208,000
Clermont, Ohio 16 $ 3,156,000 $ 197,250 $ 180,000
Miami, Ohio 16 $ 3,230,000 $ 201,875 $ 322,000
Carroll, Tennessee 16 $ 1,704,000 $ 106,500 $ 55,000
Coffee, Tennessee 16 $ 1,896,000 $ 118,500 $ 117,000
Henry, Tennessee 16 $ 5,264,000 $ 329,000 $ 462,000
Humphreys, Tennessee 16 $ 3,023,000 $ 188,937 $ 118,000
Overton, Tennessee 16 $ 1,900,000 $ 118,750 $ 54,000
Hamilton, Indiana 15 $ 2,945,000 $ 196,333 $ 247,000
Kosciusko, Indiana 15 $ 2,555,000 $ 170,333 $ 647,000
Noble, Indiana 15 $ 4,773,000 $ 318,200 $ 448,000
Warren, Indiana 15 $ 1,460,000 $ 97,333 $ 172,000
Allen, Kentucky 15 $ 2,057,000 $ 137,133 $ 80,000
Butler, Kentucky 15 $ 2,248,000 $ 149,866 $ 259,000
Grant, Kentucky 15 $ 1,443,000 $ 96,200 $ 88,000
Logan, Kentucky 15 $ 2,338,000 $ 155,866 $ 336,000
Nicholas, Kentucky 15 $ 2,271,000 $ 151,400 $ 118,000
Ross, Ohio 15 $ 3,952,000 $ 263,466 $ 598,000
Bradley, Tennessee 15 $ 3,150,000 $ 210,000 $ 209,000
Davidson, Tennessee 15 $ 4,195,000 $ 279,666 $ 161,000
Hardeman, Tennessee 15 $ 1,472,000 $ 98,133 $ 327,000
Lauderdale, Tennessee 15 $ 1,763,000 $ 117,533 $ 193,000
Meigs, Tennessee 15 $ 2,522,000 $ 168,133 $ 109,000
Franklin, Indiana 14 $ 7,227,000 $ 516,214 $ 287,000
Parke, Indiana 14 $ 1,877,000 $ 134,071 $ 486,000
Posey, Indiana 14 $ 2,199,000 $ 157,071 $ 112,000
Bourbon, Kentucky 14 $ 7,301,000 $ 521,500 $ 497,000
Huron, Ohio 14 $ 2,881,000 $ 205,785 $ 82,000
Morrow, Ohio 14 $ 3,831,000 $ 273,642 $ 375,000
Pickaway, Ohio 14 $ 1,594,000 $ 113,857 $ 358,000
Chester, Tennessee 14 $ 2,360,000 $ 168,571 $ 188,000
Claiborne, Tennessee 14 $ 1,558,000 $ 111,285 $ 128,000
Johnson, Tennessee 14 $ 1,921,000 $ 137,214 $ 115,000
McNairy, Tennessee 14 $ 4,327,000 $ 309,071 $ 108,000
Montgomery, Tennessee 14 $ 2,948,000 $ 210,571 $ 311,000
Sevier, Tennessee 14 $ 2,131,000 $ 152,214 $ 229,000
Rush, Indiana 13 $ 1,843,000 $ 141,769 $ 235,000
Starke, Indiana 13 $ 2,736,000 $ 210,461 $ 472,000
Vanderburgh, Indiana 13 $ 3,122,000 $ 240,153 $ 616,000
Wells, Indiana 13 $ 3,267,000 $ 251,307 $ 194,000
Bullitt, Kentucky 13 $ 2,027,000 $ 155,923 $ 266,000
Clark, Kentucky 13 $ 5,857,000 $ 450,538 $ 185,000
Pendleton, Kentucky 13 $ 1,171,000 $ 90,076 $ 119,000
Adams, Ohio 13 $ 1,786,000 $ 137,384 $ 111,000
Harrison, Ohio 13 $ 1,316,000 $ 101,230 $ 182,000
Mahoning, Ohio 13 $ 1,401,000 $ 107,769 $ 311,000
Richland, Ohio 13 $ 3,022,000 $ 232,461 $ 182,000
Carter, Tennessee 13 $ 1,280,000 $ 98,461 $ 82,000
Cheatham, Tennessee 13 $ 1,805,000 $ 138,846 $ 65,000
Hamilton, Tennessee 13 $ 4,022,000 $ 309,384 $ 97,000
Lewis, Tennessee 13 $ 1,816,000 $ 139,692 $ 67,000
Roane, Tennessee 13 $ 2,531,000 $ 194,692 $ 91,000
Shelby, Tennessee 13 $ 3,944,000 $ 303,384 $ 1,032,000
Union, Tennessee 13 $ 1,482,000 $ 114,000 $ 97,000
Brown, Indiana 12 $ 1,765,000 $ 147,083 $ 77,000
Carroll, Indiana 12 $ 1,933,000 $ 161,083 $ 860,000
Knox, Indiana 12 $ 3,120,000 $ 260,000 $ 602,000
Ripley, Indiana 12 $ 2,626,000 $ 218,833 $ 216,000
Warrick, Indiana 12 $ 1,728,000 $ 144,000 $ 306,000
White, Indiana 12 $ 1,728,000 $ 144,000 $ 355,000
Monroe, Kentucky 12 $ 2,589,000 $ 215,750 $ 298,000
Coshocton, Ohio 12 $ 1,685,000 $ 140,416 $ 89,000
Erie, Ohio 12 $ 2,636,000 $ 219,666 $ 457,000
Washington, Ohio 12 $ 1,666,000 $ 138,833 $ 343,000
Anderson, Tennessee 12 $ 2,562,000 $ 213,500 $ 89,000
Grainger, Tennessee 12 $ 1,069,000 $ 89,083 $ 48,000
Lincoln, Tennessee 12 $ 2,255,000 $ 187,916 $ 510,000
Boone, Indiana 11 $ 1,286,000 $ 116,909 $ 468,000
Delaware, Indiana 11 $ 1,622,000 $ 147,454 $ 86,000
Fountain, Indiana 11 $ 910,000 $ 82,727 $ 291,000
Gibson, Indiana 11 $ 1,435,000 $ 130,454 $ 152,000
Harrison, Indiana 11 $ 2,199,000 $ 199,909 $ 184,000
Marshall, Indiana 11 $ 1,333,000 $ 121,181 $ 122,000
Orange, Indiana 11 $ 4,534,000 $ 412,181 $ 248,000
Randolph, Indiana 11 $ 4,425,000 $ 402,272 $ 1,035,000
Estill, Kentucky 11 $ 836,000 $ 76,000 $ 99,000
Jackson, Kentucky 11 $ 1,064,000 $ 96,727 $ 162,000
Jefferson, Kentucky 11 $ 5,610,000 $ 510,000 $ 349,000
Larue, Kentucky 11 $ 1,520,000 $ 138,181 $ 187,000
Lewis, Kentucky 11 $ 1,785,000 $ 162,272 $ 132,000
Delaware, Ohio 11 $ 3,819,000 $ 347,181 $ 110,000
Fayette, Ohio 11 $ 3,226,000 $ 293,272 $ 374,000
Scioto, Ohio 11 $ 719,000 $ 65,363 $ 131,000
Macon, Tennessee 11 $ 2,735,000 $ 248,636 $ 696,000
Monroe, Tennessee 11 $ 2,428,000 $ 220,727 $ 611,000
Smith, Tennessee 11 $ 2,521,000 $ 229,181 $ 310,000
Weakley, Tennessee 11 $ 1,238,000 $ 112,545 $ 257,000
Clinton, Indiana 10 $ 1,218,000 $ 121,800 $ 371,000
Pike, Indiana 10 $ 1,470,000 $ 147,000 $ 140,000
Switzerland, Indiana 10 $ 3,117,000 $ 311,700 $ 717,000
Tipton, Indiana 10 $ 1,003,000 $ 100,300 $ 447,000
Bracken, Kentucky 10 $ 703,000 $ 70,300 $ 98,000
Meade, Kentucky 10 $ 1,216,000 $ 121,600 $ 254,000
Rockcastle, Kentucky 10 $ 728,000 $ 72,800 $ 67,000
Crockett, Tennessee 10 $ 1,171,000 $ 117,100 $ 325,000
DeKalb, Tennessee 10 $ 1,050,000 $ 105,000 $ 81,000
Hardin, Tennessee 10 $ 1,372,000 $ 137,200 $ 403,000
Henderson, Tennessee 10 $ 1,329,000 $ 132,900 $ 54,000
Perry, Tennessee 10 $ 1,279,000 $ 127,900 $ 55,000
Fulton, Indiana 9 $ 2,695,000 $ 299,444 $ 635,000
Montgomery, Indiana 9 $ 1,295,000 $ 143,888 $ 361,000
Spencer, Indiana 9 $ 1,229,000 $ 136,555 $ 148,000
Whitley, Indiana 9 $ 1,020,000 $ 113,333 $ 100,000
Casey, Kentucky 9 $ 974,000 $ 108,222 $ 192,000
Edmonson, Kentucky 9 $ 1,862,000 $ 206,888 $ 577,000
Kenton, Kentucky 9 $ 1,299,000 $ 144,333 $ 107,000
Marion, Kentucky 9 $ 728,000 $ 80,888 $ 48,000
Washington, Kentucky 9 $ 2,144,000 $ 238,222 $ 154,000
Franklin, Ohio 9 $ 1,703,000 $ 189,222 $ 131,000
Gallia, Ohio 9 $ 726,000 $ 80,666 $ 71,000
Madison, Ohio 9 $ 2,173,000 $ 241,444 $ 545,000
Clay, Tennessee 9 $ 3,497,000 $ 388,555 $ 198,000
Hancock, Tennessee 9 $ 1,009,000 $ 112,111 $ 90,000
Loudon, Tennessee 9 $ 2,472,000 $ 274,666 $ 63,000
Pickett, Tennessee 9 $ 1,444,000 $ 160,444 $ 142,000
Rhea, Tennessee 9 $ 1,661,000 $ 184,555 $ 263,000
Dubois, Indiana 8 $ 1,359,000 $ 169,875 $ 1,252,000
Grant, Indiana 8 $ 482,000 $ 60,250 $ 196,000
Greene, Indiana 8 $ 1,220,000 $ 152,500 $ 257,000
Lake, Indiana 8 $ 3,321,000 $ 415,125 $ 976,000
Campbell, Kentucky 8 $ 945,000 $ 118,125 $ 123,000
Carter, Kentucky 8 $ 961,000 $ 120,125 $ 69,000
Clay, Kentucky 8 $ 553,000 $ 69,125 $ 77,000
Fayette, Kentucky 8 $ 1,691,000 $ 211,375 $ 181,000
Franklin, Kentucky 8 $ 1,334,000 $ 166,750 $ 89,000
Hopkins, Kentucky 8 $ 892,000 $ 111,500 $ 70,000
Owen, Kentucky 8 $ 1,549,000 $ 193,625 $ 108,000
Jackson, Ohio 8 $ 907,000 $ 113,375 $ 65,000
Lake, Ohio 8 $ 1,042,000 $ 130,250 $ 102,000
Morgan, Ohio 8 $ 1,141,000 $ 142,625 $ 114,000
Williams, Ohio 8 $ 1,686,000 $ 210,750 $ 252,000
Bledsoe, Tennessee 8 $ 1,786,000 $ 223,250 $ 81,000
Hamblen, Tennessee 8 $ 3,020,000 $ 377,500 $ 182,000
Haywood, Tennessee 8 $ 1,832,000 $ 229,000 $ 87,000
Van Buren, Tennessee 8 $ 926,000 $ 115,750 $ 83,000
Benton, Indiana 7 $ 460,000 $ 65,714 $ 324,000
Wabash, Indiana 7 $ 1,185,000 $ 169,285 $ 323,000
Adair, Kentucky 7 $ 599,000 $ 85,571 $ 108,000
Caldwell, Kentucky 7 $ 1,287,000 $ 183,857 $ 208,000
Green, Kentucky 7 $ 1,053,000 $ 150,428 $ 53,000
Henry, Kentucky 7 $ 928,000 $ 132,571 $ 154,000
McLean, Kentucky 7 $ 537,000 $ 76,714 $ 177,000
Metcalfe, Kentucky 7 $ 1,137,000 $ 162,428 $ 111,000
Robertson, Kentucky 7 $ 900,000 $ 128,571 $ 96,000
Woodford, Kentucky 7 $ 2,029,000 $ 289,857 $ 177,000
Defiance, Ohio 7 $ 904,000 $ 129,142 $ 118,000
Dyer, Tennessee 7 $ 1,609,000 $ 229,857 $ 266,000
Franklin, Tennessee 7 $ 504,000 $ 72,000 $ 80,000
Jackson, Tennessee 7 $ 1,111,000 $ 158,714 $ 160,000
Madison, Tennessee 7 $ 1,379,000 $ 197,000 $ 309,000
Sequatchie, Tennessee 7 $ 1,796,000 $ 256,571 $ 149,000
Trousdale, Tennessee 7 $ 531,000 $ 75,857 $ 77,000
Clay, Indiana 6 $ 1,317,000 $ 219,500 $ 202,000
Huntington, Indiana 6 $ 2,073,000 $ 345,500 $ 487,000
Monroe, Indiana 6 $ 1,750,000 $ 291,666 $ 234,000
Owen, Indiana 6 $ 1,180,000 $ 196,666 $ 693,000
Scott, Indiana 6 $ 1,361,000 $ 226,833 $ 354,000
Vigo, Indiana 6 $ 936,000 $ 156,000 $ 184,000
Clinton, Kentucky 6 $ 1,414,000 $ 235,666 $ 76,000
Greenup, Kentucky 6 $ 1,036,000 $ 172,666 $ 84,000
Henderson, Kentucky 6 $ 1,663,000 $ 277,166 $ 383,000
Lincoln, Kentucky 6 $ 434,000 $ 72,333 $ 63,000
Menifee, Kentucky 6 $ 487,000 $ 81,166 $ 61,000
Mercer, Kentucky 6 $ 1,242,000 $ 207,000 $ 235,000
Wayne, Kentucky 6 $ 671,000 $ 111,833 $ 71,000
Henry, Ohio 6 $ 2,264,000 $ 377,333 $ 2,495,000
Monroe, Ohio 6 $ 856,000 $ 142,666 $ 167,000
Paulding, Ohio 6 $ 885,000 $ 147,500 $ 252,000
Putnam, Ohio 6 $ 1,586,000 $ 264,333 $ 1,420,000
Van Wert, Ohio 6 $ 1,118,000 $ 186,333 $ 216,000
Houston, Tennessee 6 $ 1,032,000 $ 172,000 $ 106,000
Marion, Tennessee 6 $ 1,128,000 $ 188,000 $ 64,000
Stewart, Tennessee 6 $ 818,000 $ 136,333 $ 87,000
Dearborn, Indiana 5 $ 393,000 $ 78,600 $ 203,000
Jefferson, Indiana 5 $ 553,000 $ 110,600 $ 43,000
Lawrence, Indiana 5 $ 1,825,000 $ 365,000 $ 649,000
Marion, Indiana 5 $ 1,002,000 $ 200,400 $ 180,000
Newton, Indiana 5 $ 673,000 $ 134,600 $ 951,000
Ohio, Indiana 5 $ 630,000 $ 126,000 $ 173,000
Sullivan, Indiana 5 $ 494,000 $ 98,800 $ 349,000
Boyle, Kentucky 5 $ 1,786,000 $ 357,200 $ 1,261,000
Carroll, Kentucky 5 $ 684,000 $ 136,800 $ 59,000
Garrard, Kentucky 5 $ 415,000 $ 83,000 $ 158,000
Lee, Kentucky 5 $ 444,000 $ 88,800 $ 54,000
Rowan, Kentucky 5 $ 1,121,000 $ 224,200 $ 126,000
Spencer, Kentucky 5 $ 764,000 $ 152,800 $ 69,000
Hamilton, Ohio 5 $ 1,621,000 $ 324,200 $ 224,000
Summit, Ohio 5 $ 1,429,000 $ 285,800 $ 231,000
Grundy, Tennessee 5 $ 807,000 $ 161,400 $ 66,000
Obion, Tennessee 5 $ 526,000 $ 105,200 $ 75,000
Polk, Tennessee 5 $ 1,063,000 $ 212,600 $ 756,000
Cass, Indiana 4 $ 128,000 $ 32,000 $ 89,000
DeKalb, Indiana 4 $ 578,000 $ 144,500 $ 72,000
Floyd, Indiana 4 $ 1,075,000 $ 268,750 $ 269,000
Jackson, Indiana 4 $ 569,000 $ 142,250 $ 180,000
Martin, Indiana 4 $ 361,000 $ 90,250 $ 430,000
Anderson, Kentucky 4 $ 445,000 $ 111,250 $ 97,000
Cumberland, Kentucky 4 $ 1,099,000 $ 274,750 $ 78,000
Hancock, Kentucky 4 $ 409,000 $ 102,250 $ 100,000
McCreary, Kentucky 4 $ 523,000 $ 130,750 $ 17,000
Morgan, Kentucky 4 $ 644,000 $ 161,000 $ 52,000
Trimble, Kentucky 4 $ 662,000 $ 165,500 $ 50,000
Wolfe, Kentucky 4 $ 488,000 $ 122,000 $ 57,000
Jefferson, Ohio 4 $ 827,000 $ 206,750 $ 66,000
Meigs, Ohio 4 $ 559,000 $ 139,750 $ 139,000
Pike, Ohio 4 $ 533,000 $ 133,250 $ 52,000
Vinton, Ohio 4 $ 361,000 $ 90,250 $ 99,000
Benton, Tennessee 4 $ 418,000 $ 104,500 $ 68,000
Campbell, Tennessee 4 $ 343,000 $ 85,750 $ 58,000
Lee, Virginia 4 $ 1,256,000 $ 314,000 $ 321,000
Crawford, Indiana 3 $ 258,000 $ 86,000 $ 68,000
Fayette, Indiana 3 $ 697,000 $ 232,333 $ 145,000
Perry, Indiana 3 $ 324,000 $ 108,000 $ 109,000
Steuben, Indiana 3 $ 321,000 $ 107,000 $ 350,000
Boone, Kentucky 3 $ 623,000 $ 207,666 $ 157,000
Gallatin, Kentucky 3 $ 235,000 $ 78,333 $ 150,000
Johnson, Kentucky 3 $ 222,000 $ 74,000 $ 74,000
Knox, Kentucky 3 $ 235,000 $ 78,333 $ 56,000
Lyon, Kentucky 3 $ 291,000 $ 97,000 $ 144,000
Oldham, Kentucky 3 $ 414,000 $ 138,000 $ 511,000
Powell, Kentucky 3 $ 507,000 $ 169,000 $ 38,000
Russell, Kentucky 3 $ 182,000 $ 60,666 $ 113,000
Union, Kentucky 3 $ 252,000 $ 84,000 $ 51,000
Athens, Ohio 3 $ 940,000 $ 313,333 $ 387,000
Hocking, Ohio 3 $ 418,000 $ 139,333 $ 119,000
Perry, Ohio 3 $ 140,000 $ 46,666 $ 50,000
Sandusky, Ohio 3 $ 940,000 $ 313,333 $ 113,000
Dixie, Florida 2 $ 518,000 $ 259,000 $ 742,000
Pulaski, Indiana 2 $ 236,000 $ 118,000 $ 782,000
Union, Indiana 2 $ 302,000 $ 151,000 $ 17,000
Boyd, Kentucky 2 $ 286,000 $ 143,000 $ 91,000
Calloway, Kentucky 2 $ 263,000 $ 131,500 $ 1,904,000
Jessamine, Kentucky 2 $ 584,000 $ 292,000 $ 1,390,000
Lawrence, Kentucky 2 $ 306,000 $ 153,000 $ 129,000
Livingston, Kentucky 2 $ 128,000 $ 64,000 $ 134,000
Muhlenberg, Kentucky 2 $ 583,000 $ 291,500 $ 10,000
Pike, Kentucky 2 $ 99,000 $ 49,500 $ 6,000
Webster, Kentucky 2 $ 558,000 $ 279,000 $ 0
Moore, Tennessee 2 $ 288,000 $ 144,000 $ 34,000
Highland, Virginia 2 $ 505,000 $ 252,500 $ 111,000
Emanuel, Georgia 1 $ 327,000 $ 327,000 $ 177,000
Crawford, Illinois 1 $ 117,000 $ 117,000 $ 25,000
Hardin, Illinois 1 $ 15,000 $ 15,000 $ 108,000
Jasper, Illinois 1 $ 188,000 $ 188,000 $ 130,000
Vermillion, Indiana 1 $ 83,000 $ 83,000 $ 122,000
Carlisle, Kentucky 1 $ 106,000 $ 106,000 $ 44,000
Crittenden, Kentucky 1 $ 184,000 $ 184,000 $ 0
Elliott, Kentucky 1 $ 242,000 $ 242,000 $ 91,000
Floyd, Kentucky 1 $ 109,000 $ 109,000 $ 48,000
Fulton, Kentucky 1 $ 1,725,000 $ 1,725,000 $ 2,153,000
Harlan, Kentucky 1 $ 29,000 $ 29,000 $ 65,000
Magoffin, Kentucky 1 $ 45,000 $ 45,000 $ 103,000
Whitley, Kentucky 1 $ 307,000 $ 307,000 $ 57,000
Schoolcraft, Michigan 1 $ 425,000 $ 425,000 $ 100,000
Crawford, Ohio 1 $ 340,000 $ 340,000 $ 118,000
Ottawa, Ohio 1 $ 130,000 $ 130,000 $ 117,000
Seneca, Ohio 1 $ 66,000 $ 66,000 $ 238,000
Wood, Ohio 1 $ 236,000 $ 236,000 $ 64,000
Sullivan, Pennsylvania 1 $ 409,000 $ 409,000 $ 144,000
Horry, South Carolina 1 $ 77,000 $ 77,000 $ 1,000
Lake, Tennessee 1 $ 358,000 $ 358,000 $ 146,000
Bosque, Texas 1 $ 68,000 $ 68,000 $ 89,000
Patrick, Virginia 1 $ 150,000 $ 150,000 $ 159,000
Calhoun, West Virginia 1 $ 272,000 $ 272,000 $ 101,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,108 $698,628,000 $170,000 $5,070,000 $214,000 $9,729,000
Refinancing 1,963 $441,517,000 $224,000 $3,334,000 $242,000 $9,000,000
Home Improvement 464 $53,164,000 $114,000 $1,500,000 $155,000 $4,163,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,249 $698,890,000 $164,000 $5,000,000 $117,000 $6,761,000
American Indian or Alaskan Native 1,118 $179,783,000 $160,000 $2,805,000 $236,000 $6,812,000
Not Provided 1,066 $282,113,000 $264,000 $5,070,000 $567,000 $9,000,000
Not applicable 62 $26,778,000 $431,000 $3,164,000 $934,000 $9,729,000
Hispanic 21 $2,724,000 $129,000 $384,000 $71,000 $248,000
Black or African American 13 $2,189,000 $168,000 $508,000 $105,000 $504,000
Asian 5 $622,000 $124,000 $210,000 $73,000 $116,000
Native Hawaiian or Other Pacific Islander 1 $210,000 $210,000 $210,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,535 $1,193,309,000 $182,000 $5,070,000 $218,000 $9,729,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,927 $925,699,000 $187,000 $5,070,000 $269,000 $9,729,000
Application Denied By Financial Institution 919 $137,342,000 $149,000 $1,186,000 $45,000 $1,439,000
Application Withdrawn By Applicant 686 $129,813,000 $189,000 $2,176,000 $88,000 $4,131,000
Application Approved But Not Accepted 2 $170,000 $85,000 $125,000 $712,000 $1,156,000
File Closed For Incompleteness 1 $285,000 $285,000 $285,000 $92,000 $92,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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