Fay Servicing LLC Mortgage Lending & HMDA Data, 2022
In 2022, Fay Servicing LLC of Tampa, FL reported 1,378 mortgage applications totaling $381.6 million, down 35% from 2021. The average application was for $276,923, and applicants reported an average income of $79,351. 41% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (128), Virginia Beach-Norfolk-Newport News, VA-NC (71) and Riverside-San Bernardino-Ontario, CA (70) (applications in parentheses).
| Mortgage Company & Address | Fay Servicing LLC Tampa, FL 33609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,378 |
| Total Mortgage Loan Application Amount | $381,600,000 |
| Average Mortgage Loan Application Amount | $276,923 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $79,351 |
| Highest Applicant Income | $1,157,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fay Servicing LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 119 | $ 46,915,000 | $ 394,243 | $ 0 |
| Los Angeles, California | 38 | $ 21,720,000 | $ 571,578 | $ 57,000 |
| Riverside, California | 36 | $ 12,790,000 | $ 355,277 | $ 115,000 |
| San Bernardino, California | 34 | $ 10,590,000 | $ 311,470 | $ 46,000 |
| San Diego, California | 32 | $ 24,690,000 | $ 771,562 | $ 93,000 |
| Cook, Illinois | 29 | $ 5,755,000 | $ 198,448 | $ 86,000 |
| Fresno, California | 20 | $ 5,060,000 | $ 253,000 | $ 20,000 |
| Broward, Florida | 19 | $ 5,555,000 | $ 292,368 | $ 145,000 |
| Miami-Dade, Florida | 18 | $ 5,660,000 | $ 314,444 | $ 159,000 |
| Portsmouth, Virginia | 17 | $ 2,655,000 | $ 156,176 | $ 8,000 |
| Norfolk, Virginia | 15 | $ 3,025,000 | $ 201,666 | $ 12,000 |
| Multnomah, Oregon | 14 | $ 6,470,000 | $ 462,142 | $ 45,000 |
| Hillsborough, Florida | 13 | $ 3,145,000 | $ 241,923 | $ 92,000 |
| Prince George's, Maryland | 13 | $ 3,705,000 | $ 285,000 | $ 100,000 |
| Marion, Indiana | 11 | $ 1,635,000 | $ 148,636 | $ 65,000 |
| Philadelphia, Pennsylvania | 11 | $ 1,595,000 | $ 145,000 | $ 53,000 |
| Mecklenburg, North Carolina | 10 | $ 1,980,000 | $ 198,000 | $ 74,000 |
| Pima, Arizona | 9 | $ 3,475,000 | $ 386,111 | $ 0 |
| Pinal, Arizona | 9 | $ 2,305,000 | $ 256,111 | $ 0 |
| Santa Clara, California | 9 | $ 9,345,000 | $ 1,038,333 | $ 93,000 |
| Duval, Florida | 9 | $ 1,215,000 | $ 135,000 | $ 73,000 |
| Alameda, California | 8 | $ 4,520,000 | $ 565,000 | $ 25,000 |
| Kern, California | 8 | $ 1,780,000 | $ 222,500 | $ 12,000 |
| Sacramento, California | 8 | $ 3,540,000 | $ 442,500 | $ 93,000 |
| Orange, Florida | 8 | $ 1,570,000 | $ 196,250 | $ 63,000 |
| Palm Beach, Florida | 8 | $ 2,990,000 | $ 373,750 | $ 259,000 |
| Pinellas, Florida | 8 | $ 2,130,000 | $ 266,250 | $ 69,000 |
| DeKalb, Georgia | 8 | $ 1,340,000 | $ 167,500 | $ 72,000 |
| Fulton, Georgia | 8 | $ 1,230,000 | $ 153,750 | $ 67,000 |
| Wayne, Michigan | 8 | $ 1,260,000 | $ 157,500 | $ 61,000 |
| Essex, New Jersey | 8 | $ 2,540,000 | $ 317,500 | $ 100,000 |
| Union, New Jersey | 8 | $ 1,890,000 | $ 236,250 | $ 70,000 |
| Suffolk, Virginia | 8 | $ 1,410,000 | $ 176,250 | $ 0 |
| Contra Costa, California | 7 | $ 2,535,000 | $ 362,142 | $ 48,000 |
| Ramsey, Minnesota | 7 | $ 985,000 | $ 140,714 | $ 11,000 |
| Harris, Texas | 7 | $ 1,185,000 | $ 169,285 | $ 80,000 |
| Tarrant, Texas | 7 | $ 1,015,000 | $ 145,000 | $ 72,000 |
| Chesapeake, Virginia | 7 | $ 1,305,000 | $ 186,428 | $ 82,000 |
| Henrico, Virginia | 7 | $ 1,425,000 | $ 203,571 | $ 39,000 |
| Newport News, Virginia | 7 | $ 1,205,000 | $ 172,142 | $ 72,000 |
| Pierce, Washington | 7 | $ 2,295,000 | $ 327,857 | $ 108,000 |
| Orange, California | 6 | $ 4,230,000 | $ 705,000 | $ 110,000 |
| Lee, Florida | 6 | $ 2,870,000 | $ 478,333 | $ 91,000 |
| Polk, Florida | 6 | $ 940,000 | $ 156,666 | $ 58,000 |
| DuPage, Illinois | 6 | $ 1,300,000 | $ 216,666 | $ 70,000 |
| Baltimore, Maryland | 6 | $ 1,240,000 | $ 206,666 | $ 90,000 |
| Jackson, Missouri | 6 | $ 710,000 | $ 118,333 | $ 58,000 |
| Douglas, Nebraska | 6 | $ 1,000,000 | $ 166,666 | $ 66,000 |
| Ocean, New Jersey | 6 | $ 1,860,000 | $ 310,000 | $ 99,000 |
| Dallas, Texas | 6 | $ 890,000 | $ 148,333 | $ 99,000 |
| Chesterfield, Virginia | 6 | $ 1,160,000 | $ 193,333 | $ 66,000 |
| Hampton, Virginia | 6 | $ 910,000 | $ 151,666 | $ 0 |
| Virginia Beach, Virginia | 6 | $ 1,030,000 | $ 171,666 | $ 24,000 |
| San Francisco, California | 5 | $ 4,355,000 | $ 871,000 | $ 109,000 |
| San Joaquin, California | 5 | $ 725,000 | $ 145,000 | $ 5,000 |
| Solano, California | 5 | $ 1,655,000 | $ 331,000 | $ 57,000 |
| Pasco, Florida | 5 | $ 1,075,000 | $ 215,000 | $ 61,000 |
| Will, Illinois | 5 | $ 1,025,000 | $ 205,000 | $ 86,000 |
| East Baton Rouge, Louisiana | 5 | $ 645,000 | $ 129,000 | $ 49,000 |
| Baltimore City, Maryland | 5 | $ 535,000 | $ 107,000 | $ 45,000 |
| Genesee, Michigan | 5 | $ 695,000 | $ 139,000 | $ 0 |
| Passaic, New Jersey | 5 | $ 1,685,000 | $ 337,000 | $ 123,000 |
| Marion, Oregon | 5 | $ 1,985,000 | $ 397,000 | $ 0 |
| Allegheny, Pennsylvania | 5 | $ 995,000 | $ 199,000 | $ 94,000 |
| Monroe, Pennsylvania | 5 | $ 1,005,000 | $ 201,000 | $ 81,000 |
| Shelby, Tennessee | 5 | $ 785,000 | $ 157,000 | $ 53,000 |
| Galveston, Texas | 5 | $ 735,000 | $ 147,000 | $ 32,000 |
| Osceola, Florida | 4 | $ 1,750,000 | $ 437,500 | $ 448,000 |
| Fayette, Georgia | 4 | $ 940,000 | $ 235,000 | $ 83,000 |
| Henry, Georgia | 4 | $ 690,000 | $ 172,500 | $ 83,000 |
| Montgomery, Maryland | 4 | $ 1,520,000 | $ 380,000 | $ 130,000 |
| St. Louis, Missouri | 4 | $ 600,000 | $ 150,000 | $ 71,000 |
| Monmouth, New Jersey | 4 | $ 850,000 | $ 212,500 | $ 93,000 |
| Cuyahoga, Ohio | 4 | $ 580,000 | $ 145,000 | $ 48,000 |
| Hamilton, Ohio | 4 | $ 570,000 | $ 142,500 | $ 81,000 |
| Summit, Ohio | 4 | $ 360,000 | $ 90,000 | $ 187,000 |
| Jackson, Oregon | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Dauphin, Pennsylvania | 4 | $ 890,000 | $ 222,500 | $ 68,000 |
| Montgomery, Pennsylvania | 4 | $ 930,000 | $ 232,500 | $ 73,000 |
| York, Pennsylvania | 4 | $ 760,000 | $ 190,000 | $ 67,000 |
| Bexar, Texas | 4 | $ 1,210,000 | $ 302,500 | $ 153,000 |
| Petersburg, Virginia | 4 | $ 480,000 | $ 120,000 | $ 52,000 |
| Richmond City, Virginia | 4 | $ 820,000 | $ 205,000 | $ 20,000 |
| King, Washington | 4 | $ 1,330,000 | $ 332,500 | $ 95,000 |
| Baldwin, Alabama | 3 | $ 505,000 | $ 168,333 | $ 94,000 |
| Montgomery, Alabama | 3 | $ 455,000 | $ 151,666 | $ 76,000 |
| Coconino, Arizona | 3 | $ 2,395,000 | $ 798,333 | $ 0 |
| Yavapai, Arizona | 3 | $ 4,195,000 | $ 1,398,333 | $ 0 |
| Imperial, California | 3 | $ 975,000 | $ 325,000 | $ 0 |
| El Paso, Colorado | 3 | $ 835,000 | $ 278,333 | $ 45,000 |
| Jefferson, Colorado | 3 | $ 495,000 | $ 165,000 | $ 114,000 |
| Clay, Florida | 3 | $ 515,000 | $ 171,666 | $ 55,000 |
| Manatee, Florida | 3 | $ 625,000 | $ 208,333 | $ 78,000 |
| Martin, Florida | 3 | $ 1,075,000 | $ 358,333 | $ 91,000 |
| Volusia, Florida | 3 | $ 535,000 | $ 178,333 | $ 37,000 |
| Clayton, Georgia | 3 | $ 345,000 | $ 115,000 | $ 51,000 |
| Gwinnett, Georgia | 3 | $ 1,085,000 | $ 361,666 | $ 161,000 |
| Kendall, Illinois | 3 | $ 565,000 | $ 188,333 | $ 87,000 |
| Lake, Indiana | 3 | $ 465,000 | $ 155,000 | $ 70,000 |
| Sedgwick, Kansas | 3 | $ 345,000 | $ 115,000 | $ 54,000 |
| Charles, Maryland | 3 | $ 905,000 | $ 301,666 | $ 170,000 |
| Macomb, Michigan | 3 | $ 325,000 | $ 108,333 | $ 68,000 |
| Hennepin, Minnesota | 3 | $ 655,000 | $ 218,333 | $ 93,000 |
| Bergen, New Jersey | 3 | $ 1,105,000 | $ 368,333 | $ 111,000 |
| Burlington, New Jersey | 3 | $ 695,000 | $ 231,666 | $ 103,000 |
| Gloucester, New Jersey | 3 | $ 885,000 | $ 295,000 | $ 94,000 |
| Middlesex, New Jersey | 3 | $ 685,000 | $ 228,333 | $ 175,000 |
| Alamance, North Carolina | 3 | $ 785,000 | $ 261,666 | $ 86,000 |
| Cumberland, North Carolina | 3 | $ 365,000 | $ 121,666 | $ 71,000 |
| Forsyth, North Carolina | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Rowan, North Carolina | 3 | $ 295,000 | $ 98,333 | $ 95,000 |
| Franklin, Ohio | 3 | $ 555,000 | $ 185,000 | $ 168,000 |
| Tulsa, Oklahoma | 3 | $ 785,000 | $ 261,666 | $ 101,000 |
| Linn, Oregon | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Washington, Oregon | 3 | $ 1,995,000 | $ 665,000 | $ 0 |
| Berks, Pennsylvania | 3 | $ 395,000 | $ 131,666 | $ 97,000 |
| Bucks, Pennsylvania | 3 | $ 925,000 | $ 308,333 | $ 152,000 |
| Aiken, South Carolina | 3 | $ 415,000 | $ 138,333 | $ 152,000 |
| Spartanburg, South Carolina | 3 | $ 605,000 | $ 201,666 | $ 118,000 |
| Davidson, Tennessee | 3 | $ 795,000 | $ 265,000 | $ 78,000 |
| Travis, Texas | 3 | $ 915,000 | $ 305,000 | $ 111,000 |
| Loudoun, Virginia | 3 | $ 1,085,000 | $ 361,666 | $ 76,000 |
| Lynchburg, Virginia | 3 | $ 405,000 | $ 135,000 | $ 26,000 |
| Prince William, Virginia | 3 | $ 775,000 | $ 258,333 | $ 125,000 |
| Madison, Alabama | 2 | $ 400,000 | $ 200,000 | $ 36,000 |
| Kings, California | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Madera, California | 2 | $ 600,000 | $ 300,000 | $ 34,000 |
| Marin, California | 2 | $ 1,920,000 | $ 960,000 | $ 292,000 |
| Merced, California | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| Monterey, California | 2 | $ 530,000 | $ 265,000 | $ 46,000 |
| Shasta, California | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Tehama, California | 2 | $ 690,000 | $ 345,000 | $ 48,000 |
| Tulare, California | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Ventura, California | 2 | $ 1,120,000 | $ 560,000 | $ 90,000 |
| District of Columbia, District Of Columbia | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| Charlotte, Florida | 2 | $ 320,000 | $ 160,000 | $ 33,000 |
| Okeechobee, Florida | 2 | $ 630,000 | $ 315,000 | $ 0 |
| St. Lucie, Florida | 2 | $ 450,000 | $ 225,000 | $ 43,000 |
| Walton, Florida | 2 | $ 700,000 | $ 350,000 | $ 137,000 |
| Bulloch, Georgia | 2 | $ 320,000 | $ 160,000 | $ 138,000 |
| Chatham, Georgia | 2 | $ 200,000 | $ 100,000 | $ 114,000 |
| Newton, Georgia | 2 | $ 170,000 | $ 85,000 | $ 28,000 |
| Paulding, Georgia | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Champaign, Illinois | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Kane, Illinois | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Lake, Illinois | 2 | $ 660,000 | $ 330,000 | $ 76,000 |
| McHenry, Illinois | 2 | $ 570,000 | $ 285,000 | $ 77,000 |
| Polk, Iowa | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Woodbury, Iowa | 2 | $ 220,000 | $ 110,000 | $ 104,000 |
| Caddo, Louisiana | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Jefferson, Louisiana | 2 | $ 510,000 | $ 255,000 | $ 75,000 |
| Orleans, Louisiana | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Cecil, Maryland | 2 | $ 740,000 | $ 370,000 | $ 196,000 |
| Howard, Maryland | 2 | $ 820,000 | $ 410,000 | $ 189,000 |
| Hillsdale, Michigan | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Lapeer, Michigan | 2 | $ 610,000 | $ 305,000 | $ 203,000 |
| Oakland, Michigan | 2 | $ 340,000 | $ 170,000 | $ 104,000 |
| Saginaw, Michigan | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Mower, Minnesota | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Olmsted, Minnesota | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| DeSoto, Mississippi | 2 | $ 270,000 | $ 135,000 | $ 31,000 |
| Pike, Mississippi | 2 | $ 210,000 | $ 105,000 | $ 18,000 |
| Pemiscot, Missouri | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Cumberland, New Jersey | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Sierra, New Mexico | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Edgecombe, North Carolina | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Gaston, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Allen, Ohio | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| Defiance, Ohio | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Muskingum, Ohio | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Warren, Ohio | 2 | $ 560,000 | $ 280,000 | $ 127,000 |
| Creek, Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Oklahoma, Oklahoma | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| Payne, Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 160,000 |
| Columbia, Oregon | 2 | $ 570,000 | $ 285,000 | $ 90,000 |
| Coos, Oregon | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Douglas, Oregon | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Chester, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Delaware, Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| Franklin, Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 92,000 |
| Lehigh, Pennsylvania | 2 | $ 770,000 | $ 385,000 | $ 122,000 |
| Pike, Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 95,000 |
| Union, Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Dorchester, South Carolina | 2 | $ 260,000 | $ 130,000 | $ 87,000 |
| Horry, South Carolina | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| York, South Carolina | 2 | $ 410,000 | $ 205,000 | $ 53,000 |
| Fayette, Tennessee | 2 | $ 230,000 | $ 115,000 | $ 26,000 |
| Knox, Tennessee | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| Brazoria, Texas | 2 | $ 480,000 | $ 240,000 | $ 127,000 |
| Denton, Texas | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| Hidalgo, Texas | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Rockwall, Texas | 2 | $ 560,000 | $ 280,000 | $ 164,000 |
| Williamson, Texas | 2 | $ 630,000 | $ 315,000 | $ 326,000 |
| Alexandria, Virginia | 2 | $ 530,000 | $ 265,000 | $ 75,000 |
| Arlington, Virginia | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Danville, Virginia | 2 | $ 280,000 | $ 140,000 | $ 26,000 |
| Lancaster, Virginia | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| Louisa, Virginia | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Orange, Virginia | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Stafford, Virginia | 2 | $ 630,000 | $ 315,000 | $ 175,000 |
| Kitsap, Washington | 2 | $ 220,000 | $ 110,000 | $ 95,000 |
| Spokane, Washington | 2 | $ 430,000 | $ 215,000 | $ 50,000 |
| Milwaukee, Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Washington, Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 72,000 |
| Calhoun, Alabama | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Chambers, Alabama | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Coosa, Alabama | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Etowah, Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lauderdale, Alabama | 1 | $ 155,000 | $ 155,000 | $ 353,000 |
| Lee, Alabama | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Macon, Alabama | 1 | $ 145,000 | $ 145,000 | $ 250,000 |
| Marshall, Alabama | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Morgan, Alabama | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Talladega, Alabama | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Tallapoosa, Alabama | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Navajo, Arizona | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Fulton, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Pulaski, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Sebastian, Arkansas | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Amador, California | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Humboldt, California | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Mendocino, California | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Nevada, California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| San Luis Obispo, California | 1 | $ 1,885,000 | $ 1,885,000 | $ 0 |
| San Mateo, California | 1 | $ 455,000 | $ 455,000 | $ 100,000 |
| Siskiyou, California | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Stanislaus, California | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Yuba, California | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Adams, Colorado | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Arapahoe, Colorado | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Pueblo, Colorado | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Litchfield, Connecticut | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alachua, Florida | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Brevard, Florida | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Escambia, Florida | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Hardee, Florida | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Leon, Florida | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Monroe, Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Sarasota, Florida | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| St. Johns, Florida | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Berrien, Georgia | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Bibb, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Carroll, Georgia | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Cherokee, Georgia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Douglas, Georgia | 1 | $ 355,000 | $ 355,000 | $ 200,000 |
| Madison, Georgia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Pike, Georgia | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Rockdale, Georgia | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Troup, Georgia | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Boone, Illinois | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Coles, Illinois | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Grundy, Illinois | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Johnson, Illinois | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Knox, Illinois | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Madison, Illinois | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Mason, Illinois | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| McLean, Illinois | 1 | $ 165,000 | $ 165,000 | $ 158,000 |
| St. Clair, Illinois | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Stephenson, Illinois | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Allen, Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cass, Indiana | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Clark, Indiana | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| DeKalb, Indiana | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Fountain, Indiana | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Greene, Indiana | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Henry, Indiana | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| LaPorte, Indiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Madison, Indiana | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Monroe, Indiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Putnam, Indiana | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Rush, Indiana | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Shelby, Indiana | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| St. Joseph, Indiana | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Steuben, Indiana | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Tippecanoe, Indiana | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Boone, Iowa | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Warren, Iowa | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Johnson, Kansas | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Marion, Kansas | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| Miami, Kansas | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Shawnee, Kansas | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Wyandotte, Kansas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Bell, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Boyd, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Franklin, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Hopkins, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Jefferson, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Madison, Kentucky | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Meade, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Ascension, Louisiana | 1 | $ 425,000 | $ 425,000 | $ 138,000 |
| Caldwell, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| St. Tammany, Louisiana | 1 | $ 315,000 | $ 315,000 | $ 292,000 |
| West Baton Rouge, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Anne Arundel, Maryland | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Carroll, Maryland | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Dorchester, Maryland | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Harford, Maryland | 1 | $ 295,000 | $ 295,000 | $ 138,000 |
| Barry, Michigan | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Clinton, Michigan | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Ingham, Michigan | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Kalamazoo, Michigan | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Kalkaska, Michigan | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Oscoda, Michigan | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Sanilac, Michigan | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| St. Clair, Michigan | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Tuscola, Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Anoka, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
| Freeborn, Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Itasca, Minnesota | 1 | $ 485,000 | $ 485,000 | $ 361,000 |
| Kandiyohi, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Nicollet, Minnesota | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Pine, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Sherburne, Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Stearns, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Washington, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Forrest, Mississippi | 1 | $ 265,000 | $ 265,000 | $ 37,000 |
| Harrison, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Lamar, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Lee, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 159,000 |
| Leflore, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Madison, Mississippi | 1 | $ 495,000 | $ 495,000 | $ 112,000 |
| Pontotoc, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Adair, Missouri | 1 | $ 245,000 | $ 245,000 | $ 169,000 |
| Cass, Missouri | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Clay, Missouri | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Franklin, Missouri | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| St. Charles, Missouri | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Taney, Missouri | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Warren, Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Yellowstone, Montana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sarpy, Nebraska | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Atlantic, New Jersey | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Camden, New Jersey | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Hudson, New Jersey | 1 | $ 725,000 | $ 725,000 | $ 171,000 |
| Hunterdon, New Jersey | 1 | $ 485,000 | $ 485,000 | $ 149,000 |
| Sussex, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Warren, New Jersey | 1 | $ 275,000 | $ 275,000 | $ 192,000 |
| Bernalillo, New Mexico | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Curry, New Mexico | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Sandoval, New Mexico | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Santa Fe, New Mexico | 1 | $ 445,000 | $ 445,000 | $ 131,000 |
| Taos, New Mexico | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ulster, New York | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Anson, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Buncombe, North Carolina | 1 | $ 615,000 | $ 615,000 | $ 288,000 |
| Cabarrus, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chatham, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Currituck, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Davidson, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Davie, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Henderson, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Johnston, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Lenoir, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Onslow, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Pamlico, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Pasquotank, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Robeson, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Stokes, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Transylvania, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Vance, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Wake, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Watauga, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Wilson, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Carroll, Ohio | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Columbiana, Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Crawford, Ohio | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Erie, Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Highland, Ohio | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Logan, Ohio | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Montgomery, Ohio | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Perry, Ohio | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Richland, Ohio | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Trumbull, Ohio | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Wyandot, Ohio | 1 | $ 135,000 | $ 135,000 | $ 327,000 |
| Comanche, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Clackamas, Oregon | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Yamhill, Oregon | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Armstrong, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Beaver, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cambria, Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 159,000 |
| Clarion, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Erie, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Fayette, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Lancaster, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| Northampton, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Westmoreland, Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 232,000 |
| Anderson, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Beaufort, South Carolina | 1 | $ 505,000 | $ 505,000 | $ 325,000 |
| Berkeley, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Charleston, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 31,000 |
| Chester, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Chesterfield, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Florence, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Georgetown, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Kershaw, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Lexington, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Pickens, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Union, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Blount, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Hardeman, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Sumner, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Tipton, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Washington, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Williamson, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| El Paso, Texas | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Fort Bend, Texas | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Grayson, Texas | 1 | $ 455,000 | $ 455,000 | $ 260,000 |
| Gregg, Texas | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Guadalupe, Texas | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Harrison, Texas | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Kaufman, Texas | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Montgomery, Texas | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Panola, Texas | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Parker, Texas | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Smith, Texas | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Titus, Texas | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Wharton, Texas | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Wilson, Texas | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Albemarle, Virginia | 1 | $ 505,000 | $ 505,000 | $ 295,000 |
| Bedford, Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bristol, Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Essex, Virginia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Fairfax, Virginia | 1 | $ 425,000 | $ 425,000 | $ 65,000 |
| Fluvanna, Virginia | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Frederick, Virginia | 1 | $ 435,000 | $ 435,000 | $ 340,000 |
| Gloucester, Virginia | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Goochland, Virginia | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Halifax, Virginia | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Hanover, Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Highland, Virginia | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Isle of Wight, Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| James City, Virginia | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Lee, Virginia | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Martinsville, Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mecklenburg, Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Middlesex, Virginia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Nelson, Virginia | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Northampton, Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Nottoway, Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pittsylvania, Virginia | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Poquoson, Virginia | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Roanoke City, Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Tazewell, Virginia | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Warren, Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Snohomish, Washington | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Stevens, Washington | 1 | $ 315,000 | $ 315,000 | $ 48,000 |
| Whatcom, Washington | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Jefferson, West Virginia | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Kenosha, Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Manitowoc, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Outagamie, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Racine, Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Vilas, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Fay Servicing LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 855 | $239,815,000 | $280,000 | $5,005,000 | $76,000 | $839,000 |
| Refinancing | 398 | $103,140,000 | $259,000 | $2,005,000 | $92,000 | $1,157,000 |
| Home Purchase | 125 | $38,645,000 | $309,000 | $1,365,000 | $62,000 | $260,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 422 | $162,280,000 | $384,000 | $5,005,000 | $0 | $0 |
| White | 340 | $75,730,000 | $222,000 | $1,885,000 | $89,000 | $839,000 |
| Not Provided | 304 | $73,760,000 | $242,000 | $1,305,000 | $69,000 | $340,000 |
| Black or African American | 181 | $31,195,000 | $172,000 | $475,000 | $64,000 | $250,000 |
| Hispanic | 102 | $29,360,000 | $287,000 | $1,285,000 | $108,000 | $1,157,000 |
| Asian | 22 | $7,120,000 | $323,000 | $975,000 | $76,000 | $299,000 |
| American Indian or Alaskan Native | 4 | $830,000 | $207,000 | $325,000 | $62,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,325,000 | $441,000 | $615,000 | $201,000 | $253,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,076 | $320,960,000 | $298,000 | $5,005,000 | $82,000 | $1,157,000 |
| FHA-insured (Federal Housing Administration) | 300 | $58,670,000 | $195,000 | $565,000 | $74,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $1,885,000 | $1,885,000 | $1,885,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $85,000 | $85,000 | $85,000 | $83,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 560 | $153,400,000 | $273,000 | $5,005,000 | $71,000 | $584,000 |
| Application Withdrawn By Applicant | 313 | $91,225,000 | $291,000 | $2,005,000 | $82,000 | $839,000 |
| Application Denied By Financial Institution | 238 | $58,310,000 | $245,000 | $1,475,000 | $89,000 | $1,157,000 |
| Application Approved But Not Accepted | 150 | $51,380,000 | $342,000 | $1,425,000 | $52,000 | $187,000 |
| File Closed For Incompleteness | 117 | $27,285,000 | $233,000 | $705,000 | $101,000 | $671,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,140 | $323,290,000 | $283,000 | $5,005,000 | $77,000 | $839,000 |
| Credit History | 90 | $17,530,000 | $194,000 | $1,055,000 | $83,000 | $600,000 |
| Debt-To-Income Ratio | 78 | $18,860,000 | $241,000 | $645,000 | $71,000 | $782,000 |
| Collateral | 38 | $9,390,000 | $247,000 | $1,285,000 | $122,000 | $1,157,000 |
| Other | 19 | $9,035,000 | $475,000 | $1,475,000 | $157,000 | $557,000 |
| Unverifiable Information | 8 | $1,520,000 | $190,000 | $315,000 | $131,000 | $292,000 |
| Credit Application Incomplete | 3 | $1,295,000 | $431,000 | $535,000 | $53,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $680,000 | $340,000 | $475,000 | $101,000 | $203,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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