Fay Servicing, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Fay Servicing, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fay Servicing, Llc 400 S. La Salle Street, Ste 2000 Dover, DE 60605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,378 |
| Total Mortgage Loan Application Amount | $381,600,000 |
| Average Mortgage Loan Application Amount | $282,666 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $1,157,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Fay Servicing, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fay Servicing, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Fay Servicing, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fay Servicing, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Fay Servicing, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fay Servicing, Llc's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 128 | $ 49,220,000 | $ 384,000 | $ 0 |
| NA (OUTSIDE OF MSA/MD) | 122 | $ 19,240,000 | $ 155,607 | $ 75,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 71 | $ 12,555,000 | $ 215,000 | $ 75,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 70 | $ 23,380,000 | $ 334,000 | $ 66,000 |
| CHICAGO-NAPERVILLE, IL | 43 | $ 8,855,000 | $ 205,000 | $ 85,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 39 | $ 7,075,000 | $ 181,000 | $ 77,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 38 | $ 21,720,000 | $ 571,000 | $ 57,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 34 | $ 9,720,000 | $ 282,000 | $ 94,250 |
| SAN DIEGO-CARLSBAD, CA | 32 | $ 24,690,000 | $ 771,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 26 | $ 6,350,000 | $ 244,000 | $ 79,000 |
| RICHMOND, VA | 23 | $ 4,965,000 | $ 215,000 | $ 46,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 21 | $ 9,655,000 | $ 459,000 | $ 45,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 20 | $ 3,410,000 | $ 176,000 | $ 69,500 |
| FRESNO, CA | 20 | $ 5,060,000 | $ 253,000 | $ 20,000 |
| NEWARK, NJ-PA | 20 | $ 5,710,000 | $ 267,500 | $ 91,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 19 | $ 5,555,000 | $ 292,000 | $ 145,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 18 | $ 5,660,000 | $ 314,000 | $ 159,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 16 | $ 3,290,000 | $ 205,000 | $ 86,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 16 | $ 2,600,000 | $ 162,000 | $ 70,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 15 | $ 7,055,000 | $ 470,000 | $ 33,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 14 | $ 2,290,000 | $ 163,000 | $ 79,000 |
| JACKSONVILLE, FL | 13 | $ 1,835,000 | $ 141,000 | $ 66,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 13 | $ 2,135,000 | $ 164,000 | $ 37,000 |
| NEW YORK-NEWARK, NY | 13 | $ 3,395,000 | $ 261,000 | $ 115,000 |
| PHILADELPHIA, PA | 13 | $ 2,085,000 | $ 160,000 | $ 59,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 12 | $ 3,320,000 | $ 276,000 | $ 140,000 |
| DALLAS-PLANO-IRVING, TX | 11 | $ 2,215,000 | $ 201,000 | $ 109,000 |
| KANSAS CITY, MO-KS | 11 | $ 1,575,000 | $ 151,500 | $ 79,500 |
| MEMPHIS, TN-MS-AR | 10 | $ 1,570,000 | $ 148,500 | $ 44,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 9 | $ 2,205,000 | $ 245,000 | $ 99,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 9 | $ 3,515,000 | $ 390,000 | $ 124,000 |
| PITTSBURGH, PA | 9 | $ 1,765,000 | $ 196,000 | $ 103,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 9,345,000 | $ 1,038,000 | $ 93,000 |
| ST. LOUIS, MO-IL | 9 | $ 1,505,000 | $ 173,500 | $ 84,500 |
| TUCSON, AZ | 9 | $ 3,475,000 | $ 386,000 | $ 0 |
| BAKERSFIELD, CA | 8 | $ 1,780,000 | $ 222,000 | $ 12,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 8 | $ 1,260,000 | $ 157,000 | $ 61,000 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 1,220,000 | $ 152,000 | $ 69,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 8 | $ 3,540,000 | $ 442,000 | $ 93,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 1,380,000 | $ 172,000 | $ 94,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 8 | $ 2,990,000 | $ 373,000 | $ 259,000 |
| BATON ROUGE, LA | 7 | $ 1,175,000 | $ 167,000 | $ 62,000 |
| CAMDEN, NJ | 7 | $ 1,705,000 | $ 243,000 | $ 92,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 7 | $ 1,075,000 | $ 153,000 | $ 65,000 |
| TACOMA-LAKEWOOD, WA | 7 | $ 2,295,000 | $ 327,000 | $ 108,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 4,230,000 | $ 705,000 | $ 110,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 2,870,000 | $ 478,000 | $ 91,000 |
| CINCINNATI, OH-KY-IN | 6 | $ 1,130,000 | $ 188,000 | $ 96,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 940,000 | $ 156,000 | $ 58,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 1,410,000 | $ 235,000 | $ 69,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 1,470,000 | $ 245,000 | $ 139,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 6 | $ 4,810,000 | $ 801,000 | $ 107,000 |
| WINSTON-SALEM, NC | 6 | $ 1,160,000 | $ 193,000 | $ 56,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 1,545,000 | $ 309,000 | $ 197,000 |
| DENVER-AURORA-LAKEWOOD, CO | 5 | $ 835,000 | $ 167,000 | $ 94,000 |
| EAST STROUDSBURG, PA | 5 | $ 1,005,000 | $ 201,000 | $ 81,000 |
| ELGIN, IL | 5 | $ 945,000 | $ 189,000 | $ 74,000 |
| FLINT, MI | 5 | $ 695,000 | $ 139,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 1,055,000 | $ 211,000 | $ 183,000 |
| PORT ST. LUCIE, FL | 5 | $ 1,525,000 | $ 305,000 | $ 72,000 |
| SALEM, OR | 5 | $ 1,985,000 | $ 397,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 1,715,000 | $ 343,000 | $ 96,000 |
| STOCKTON-LODI, CA | 5 | $ 725,000 | $ 145,000 | $ 5,000 |
| TULSA, OK | 5 | $ 1,045,000 | $ 209,000 | $ 75,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 1,655,000 | $ 331,000 | $ 57,000 |
| AKRON, OH | 4 | $ 360,000 | $ 90,000 | $ 187,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 1,230,000 | $ 296,500 | $ 146,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 620,000 | $ 155,000 | $ 57,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 580,000 | $ 145,000 | $ 48,000 |
| COLUMBUS, OH | 4 | $ 660,000 | $ 165,000 | $ 131,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 890,000 | $ 222,000 | $ 68,000 |
| LYNCHBURG, VA | 4 | $ 590,000 | $ 147,000 | $ 26,000 |
| MEDFORD, OR | 4 | $ 620,000 | $ 155,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 580,000 | $ 145,000 | $ 64,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 760,000 | $ 190,000 | $ 69,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 4 | $ 1,520,000 | $ 380,000 | $ 130,000 |
| YORK-HANOVER, PA | 4 | $ 760,000 | $ 190,000 | $ 67,000 |
| ALBANY, OR | 3 | $ 725,000 | $ 241,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 415,000 | $ 138,000 | $ 152,000 |
| BURLINGTON, NC | 3 | $ 785,000 | $ 261,000 | $ 86,000 |
| CHARLOTTESVILLE, VA | 3 | $ 1,035,000 | $ 345,000 | $ 147,000 |
| COLORADO SPRINGS, CO | 3 | $ 835,000 | $ 278,000 | $ 45,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 505,000 | $ 168,000 | $ 94,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 535,000 | $ 178,000 | $ 37,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 735,000 | $ 245,000 | $ 121,000 |
| EL CENTRO, CA | 3 | $ 975,000 | $ 325,000 | $ 0 |
| FAYETTEVILLE, NC | 3 | $ 365,000 | $ 121,000 | $ 71,000 |
| FLAGSTAFF, AZ | 3 | $ 2,395,000 | $ 798,000 | $ 0 |
| GARY, IN | 3 | $ 465,000 | $ 155,000 | $ 70,000 |
| KNOXVILLE, TN | 3 | $ 695,000 | $ 231,000 | $ 57,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 795,000 | $ 232,500 | $ 64,000 |
| MONTGOMERY, AL | 3 | $ 455,000 | $ 151,000 | $ 76,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 3 | $ 4,195,000 | $ 1,398,000 | $ 0 |
| READING, PA | 3 | $ 395,000 | $ 131,000 | $ 97,000 |
| SPARTANBURG, SC | 3 | $ 605,000 | $ 201,000 | $ 118,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 745,000 | $ 248,000 | $ 49,000 |
| WICHITA, KS | 3 | $ 345,000 | $ 115,000 | $ 54,000 |
| ALBUQUERQUE, NM | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| ASHEVILLE, NC | 2 | $ 970,000 | $ 485,000 | $ 288,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 220,000 | $ 110,000 | $ 95,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 270,000 | $ 135,000 | $ 92,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| COLUMBIA, SC | 2 | $ 340,000 | $ 170,000 | $ 72,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 700,000 | $ 350,000 | $ 137,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| HANFORD-CORCORAN, CA | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| HATTIESBURG, MS | 2 | $ 400,000 | $ 200,000 | $ 35,000 |
| HUNTSVILLE, AL | 2 | $ 400,000 | $ 200,000 | $ 36,000 |
| LANSING-EAST LANSING, MI | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| LIMA, OH | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| LONGVIEW, TX | 2 | $ 200,000 | $ 100,000 | $ 28,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 240,000 | $ 120,000 | $ 33,500 |
| MADERA, CA | 2 | $ 600,000 | $ 300,000 | $ 34,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| MERCED, CA | 2 | $ 340,000 | $ 170,000 | $ 64,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| OKLAHOMA CITY, OK | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 1,120,000 | $ 560,000 | $ 90,000 |
| PUNTA GORDA, FL | 2 | $ 320,000 | $ 160,000 | $ 33,000 |
| RALEIGH, NC | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| REDDING, CA | 2 | $ 820,000 | $ 410,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| ROCKY MOUNT, NC | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| SAGINAW, MI | 2 | $ 140,000 | $ 70,000 | $ 0 |
| SALINAS, CA | 2 | $ 530,000 | $ 265,000 | $ 46,000 |
| SAN RAFAEL, CA | 2 | $ 1,920,000 | $ 960,000 | $ 292,000 |
| SAVANNAH, GA | 2 | $ 200,000 | $ 100,000 | $ 114,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 220,000 | $ 110,000 | $ 104,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 740,000 | $ 370,000 | $ 196,000 |
| AMES, IA | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| APPLETON, WI | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| AUBURN-OPELIKA, AL | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| BELLINGHAM, WA | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| BILLINGS, MT | 1 | $ 175,000 | $ 175,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 165,000 | $ 165,000 | $ 158,000 |
| BLOOMINGTON, IN | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| CANTON-MASSILLON, OH | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| CARBONDALE-MARION, IL | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| DECATUR, AL | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| EL PASO, TX | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| ERIE, PA | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| FLORENCE, SC | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 155,000 | $ 155,000 | $ 353,000 |
| FORT SMITH, AR-OK | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| FORT WAYNE, IN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| GADSDEN, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 505,000 | $ 505,000 | $ 325,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 75,000 | $ 75,000 | $ 0 |
| JACKSON, MS | 1 | $ 495,000 | $ 495,000 | $ 112,000 |
| JACKSONVILLE, NC | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| JOHNSON CITY, TN | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| JOHNSTOWN, PA | 1 | $ 295,000 | $ 295,000 | $ 159,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| KINGSTON, NY | 1 | $ 245,000 | $ 245,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| LANCASTER, PA | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| LAWTON, OK | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| MANSFIELD, OH | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| MODESTO, CA | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| NEW BERN, NC | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| PUEBLO, CO | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| RACINE, WI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| ROANOKE, VA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 1,885,000 | $ 1,885,000 | $ 0 |
| SANTA FE, NM | 1 | $ 445,000 | $ 445,000 | $ 131,000 |
| SHERMAN-DENISON, TX | 1 | $ 455,000 | $ 455,000 | $ 260,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| ST. CLOUD, MN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| TOPEKA, KS | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| TYLER, TX | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| WINCHESTER, VA-WV | 1 | $ 435,000 | $ 435,000 | $ 340,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| YUBA CITY, CA | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Fay Servicing, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 855 | $239,815,000 | $280,000 | $5,005,000 | $76,000 | $839,000 |
| Refinancing | 398 | $103,140,000 | $259,000 | $2,005,000 | $92,000 | $1,157,000 |
| Home Purchase | 125 | $38,645,000 | $309,000 | $1,365,000 | $62,000 | $260,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 422 | $162,280,000 | $384,000 | $5,005,000 | $0 | $0 |
| White | 340 | $75,730,000 | $222,000 | $1,885,000 | $89,000 | $839,000 |
| Not Provided | 304 | $73,760,000 | $242,000 | $1,305,000 | $69,000 | $340,000 |
| Black or African American | 181 | $31,195,000 | $172,000 | $475,000 | $64,000 | $250,000 |
| Hispanic | 102 | $29,360,000 | $287,000 | $1,285,000 | $108,000 | $1,157,000 |
| Asian | 22 | $7,120,000 | $323,000 | $975,000 | $76,000 | $299,000 |
| American Indian or Alaskan Native | 4 | $830,000 | $207,000 | $325,000 | $62,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,325,000 | $441,000 | $615,000 | $201,000 | $253,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,076 | $320,960,000 | $298,000 | $5,005,000 | $82,000 | $1,157,000 |
| FHA-insured (Federal Housing Administration) | 300 | $58,670,000 | $195,000 | $565,000 | $74,000 | $241,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $1,885,000 | $1,885,000 | $1,885,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $85,000 | $85,000 | $85,000 | $83,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 560 | $153,400,000 | $273,000 | $5,005,000 | $71,000 | $584,000 |
| Application Withdrawn By Applicant | 313 | $91,225,000 | $291,000 | $2,005,000 | $82,000 | $839,000 |
| Application Denied By Financial Institution | 238 | $58,310,000 | $245,000 | $1,475,000 | $89,000 | $1,157,000 |
| Application Approved But Not Accepted | 150 | $51,380,000 | $342,000 | $1,425,000 | $52,000 | $187,000 |
| File Closed For Incompleteness | 117 | $27,285,000 | $233,000 | $705,000 | $101,000 | $671,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,140 | $323,290,000 | $283,000 | $5,005,000 | $77,000 | $839,000 |
| Credit History | 90 | $17,530,000 | $194,000 | $1,055,000 | $83,000 | $600,000 |
| Debt-To-Income Ratio | 78 | $18,860,000 | $241,000 | $645,000 | $71,000 | $782,000 |
| Collateral | 38 | $9,390,000 | $247,000 | $1,285,000 | $122,000 | $1,157,000 |
| Other | 19 | $9,035,000 | $475,000 | $1,475,000 | $157,000 | $557,000 |
| Unverifiable Information | 8 | $1,520,000 | $190,000 | $315,000 | $131,000 | $292,000 |
| Credit Application Incomplete | 3 | $1,295,000 | $431,000 | $535,000 | $53,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $680,000 | $340,000 | $475,000 | $101,000 | $203,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.