Fay Servicing, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Fay Servicing, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fay Servicing, Llc 400 S. La Salle Street, Ste 2000 Dover, DE 60605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,028 |
| Total Mortgage Loan Application Amount | $505,920,000 |
| Average Mortgage Loan Application Amount | $202,750 |
| Highest Mortgage Loan Application Amount | $2,975,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $1,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Fay Servicing, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fay Servicing, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Fay Servicing, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fay Servicing, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Fay Servicing, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fay Servicing, Llc's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 141 | $ 21,745,000 | $ 152,300 | $ 67,037 |
| CHICAGO-NAPERVILLE, IL | 116 | $ 25,030,000 | $ 215,000 | $ 86,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 84 | $ 40,720,000 | $ 484,000 | $ 143,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 70 | $ 12,240,000 | $ 174,000 | $ 71,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 62 | $ 19,750,000 | $ 326,000 | $ 120,333 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 61 | $ 18,525,000 | $ 303,000 | $ 84,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 54 | $ 9,520,000 | $ 176,000 | $ 83,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 41 | $ 12,785,000 | $ 311,000 | $ 90,000 |
| DALLAS-PLANO-IRVING, TX | 38 | $ 9,160,000 | $ 241,000 | $ 92,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 37 | $ 7,515,000 | $ 203,000 | $ 96,000 |
| JACKSONVILLE, FL | 35 | $ 6,875,000 | $ 196,000 | $ 119,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 34 | $ 8,010,000 | $ 235,000 | $ 73,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 32 | $ 7,140,000 | $ 223,000 | $ 95,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 32 | $ 9,490,000 | $ 296,000 | $ 65,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 31 | $ 6,455,000 | $ 180,000 | $ 87,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 30 | $ 15,110,000 | $ 503,000 | $ 148,000 |
| NEWARK, NJ-PA | 29 | $ 6,385,000 | $ 190,000 | $ 69,000 |
| SAN DIEGO-CARLSBAD, CA | 28 | $ 13,840,000 | $ 494,000 | $ 116,000 |
| FORT WORTH-ARLINGTON, TX | 27 | $ 4,605,000 | $ 170,000 | $ 49,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 27 | $ 10,105,000 | $ 374,000 | $ 130,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 27 | $ 6,335,000 | $ 234,000 | $ 84,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 25 | $ 10,775,000 | $ 570,000 | $ 125,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 22 | $ 4,250,000 | $ 193,000 | $ 62,000 |
| ELGIN, IL | 21 | $ 4,695,000 | $ 223,000 | $ 116,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 21 | $ 5,105,000 | $ 221,500 | $ 107,500 |
| NEW YORK-NEWARK, NY | 21 | $ 7,875,000 | $ 227,500 | $ 63,000 |
| RICHMOND, VA | 21 | $ 3,125,000 | $ 148,000 | $ 60,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 21 | $ 4,115,000 | $ 200,000 | $ 78,500 |
| PHILADELPHIA, PA | 19 | $ 2,885,000 | $ 151,000 | $ 73,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 19 | $ 9,925,000 | $ 522,000 | $ 119,000 |
| KANSAS CITY, MO-KS | 18 | $ 2,900,000 | $ 152,500 | $ 67,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 17 | $ 8,575,000 | $ 504,000 | $ 123,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 16 | $ 4,130,000 | $ 258,000 | $ 111,000 |
| GARY, IN | 16 | $ 1,940,000 | $ 121,000 | $ 75,000 |
| ST. LOUIS, MO-IL | 16 | $ 2,320,000 | $ 140,500 | $ 80,000 |
| DENVER-AURORA-LAKEWOOD, CO | 15 | $ 4,135,000 | $ 275,000 | $ 77,000 |
| CINCINNATI, OH-KY-IN | 13 | $ 2,395,000 | $ 200,000 | $ 54,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 13 | $ 2,635,000 | $ 202,000 | $ 89,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 13 | $ 3,645,000 | $ 272,000 | $ 81,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 11 | $ 1,365,000 | $ 124,000 | $ 84,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 11 | $ 1,645,000 | $ 149,000 | $ 49,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 11 | $ 3,075,000 | $ 279,000 | $ 128,000 |
| MEMPHIS, TN-MS-AR | 11 | $ 2,325,000 | $ 267,000 | $ 197,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 11 | $ 3,165,000 | $ 287,000 | $ 107,000 |
| PORT ST. LUCIE, FL | 11 | $ 3,285,000 | $ 298,000 | $ 139,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 11 | $ 5,375,000 | $ 488,000 | $ 145,000 |
| SANTA MARIA-SANTA BARBARA, CA | 11 | $ 9,205,000 | $ 836,000 | $ 105,000 |
| TACOMA-LAKEWOOD, WA | 11 | $ 2,075,000 | $ 188,000 | $ 53,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 11 | $ 5,955,000 | $ 541,000 | $ 164,000 |
| CAMDEN, NJ | 10 | $ 1,510,000 | $ 151,000 | $ 67,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 10 | $ 2,260,000 | $ 226,000 | $ 79,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 10 | $ 4,520,000 | $ 452,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 10 | $ 3,030,000 | $ 303,000 | $ 81,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 4,050,000 | $ 405,000 | $ 98,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 9 | $ 1,715,000 | $ 184,500 | $ 45,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 9 | $ 1,465,000 | $ 162,000 | $ 93,000 |
| COLUMBUS, OH | 9 | $ 1,105,000 | $ 122,000 | $ 13,000 |
| GREENSBORO-HIGH POINT, NC | 9 | $ 1,385,000 | $ 153,000 | $ 90,000 |
| NEW ORLEANS-METAIRIE, LA | 9 | $ 1,375,000 | $ 152,000 | $ 95,000 |
| AUSTIN-ROUND ROCK, TX | 8 | $ 1,210,000 | $ 151,000 | $ 51,000 |
| BATON ROUGE, LA | 8 | $ 1,090,000 | $ 136,000 | $ 130,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,660,000 | $ 207,000 | $ 118,000 |
| FAYETTEVILLE, NC | 8 | $ 1,160,000 | $ 145,000 | $ 44,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 1,860,000 | $ 232,000 | $ 68,000 |
| RALEIGH, NC | 8 | $ 1,110,000 | $ 138,000 | $ 47,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 8 | $ 1,870,000 | $ 233,000 | $ 91,000 |
| STOCKTON-LODI, CA | 8 | $ 2,450,000 | $ 306,000 | $ 100,000 |
| TRENTON, NJ | 8 | $ 1,880,000 | $ 235,000 | $ 104,000 |
| TUCSON, AZ | 8 | $ 1,290,000 | $ 161,000 | $ 23,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 3,005,000 | $ 429,000 | $ 58,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 1,695,000 | $ 242,000 | $ 119,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 1,035,000 | $ 147,000 | $ 59,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 7 | $ 1,125,000 | $ 142,500 | $ 71,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 3,255,000 | $ 465,000 | $ 109,000 |
| TULSA, OK | 7 | $ 785,000 | $ 112,000 | $ 54,000 |
| ASHEVILLE, NC | 6 | $ 840,000 | $ 140,000 | $ 40,000 |
| EL PASO, TX | 6 | $ 730,000 | $ 121,000 | $ 40,000 |
| FRESNO, CA | 6 | $ 1,400,000 | $ 233,000 | $ 71,000 |
| KNOXVILLE, TN | 6 | $ 740,000 | $ 123,000 | $ 43,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 1,080,000 | $ 180,000 | $ 7,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,110,000 | $ 185,000 | $ 62,000 |
| TOLEDO, OH | 6 | $ 800,000 | $ 133,000 | $ 70,000 |
| ALBUQUERQUE, NM | 5 | $ 695,000 | $ 139,000 | $ 59,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 995,000 | $ 199,000 | $ 53,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,155,000 | $ 231,000 | $ 69,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 525,000 | $ 105,000 | $ 45,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 765,000 | $ 153,000 | $ 48,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 645,000 | $ 129,000 | $ 38,000 |
| MODESTO, CA | 5 | $ 1,435,000 | $ 287,000 | $ 53,000 |
| SALINAS, CA | 5 | $ 1,925,000 | $ 385,000 | $ 56,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,085,000 | $ 417,000 | $ 131,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 5 | $ 415,000 | $ 83,000 | $ 62,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 580,000 | $ 145,000 | $ 66,000 |
| CORPUS CHRISTI, TX | 4 | $ 650,000 | $ 162,000 | $ 57,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 750,000 | $ 187,000 | $ 53,000 |
| OKLAHOMA CITY, OK | 4 | $ 480,000 | $ 120,000 | $ 49,000 |
| PANAMA CITY, FL | 4 | $ 650,000 | $ 162,000 | $ 42,000 |
| RENO, NV | 4 | $ 870,000 | $ 217,000 | $ 70,000 |
| ROANOKE, VA | 4 | $ 910,000 | $ 227,000 | $ 150,000 |
| SPARTANBURG, SC | 4 | $ 440,000 | $ 110,000 | $ 55,000 |
| ST. CLOUD, MN | 4 | $ 430,000 | $ 107,000 | $ 42,000 |
| WILMINGTON, NC | 4 | $ 520,000 | $ 130,000 | $ 42,000 |
| YUBA CITY, CA | 4 | $ 1,150,000 | $ 287,000 | $ 109,000 |
| AMARILLO, TX | 3 | $ 195,000 | $ 65,000 | $ 89,000 |
| BOSTON, MA | 3 | $ 895,000 | $ 298,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 3 | $ 925,000 | $ 308,000 | $ 126,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 855,000 | $ 285,000 | $ 120,000 |
| COLUMBUS, GA-AL | 3 | $ 335,000 | $ 111,000 | $ 71,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 3 | $ 325,000 | $ 108,000 | $ 32,000 |
| EVANSVILLE, IN-KY | 3 | $ 355,000 | $ 118,000 | $ 24,000 |
| GAINESVILLE, FL | 3 | $ 385,000 | $ 128,000 | $ 53,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 445,000 | $ 157,500 | $ 59,000 |
| LANSING-EAST LANSING, MI | 3 | $ 385,000 | $ 128,000 | $ 0 |
| LONGVIEW, TX | 3 | $ 455,000 | $ 151,000 | $ 25,000 |
| LYNCHBURG, VA | 3 | $ 325,000 | $ 108,000 | $ 38,000 |
| MONTGOMERY, AL | 3 | $ 625,000 | $ 208,000 | $ 34,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 545,000 | $ 181,000 | $ 88,000 |
| SAN RAFAEL, CA | 3 | $ 1,645,000 | $ 548,000 | $ 457,000 |
| SANTA ROSA, CA | 3 | $ 2,355,000 | $ 785,000 | $ 137,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
| ST. JOSEPH, MO-KS | 3 | $ 275,000 | $ 91,000 | $ 35,000 |
| TALLAHASSEE, FL | 3 | $ 645,000 | $ 215,000 | $ 146,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 825,000 | $ 275,000 | $ 245,000 |
| WINSTON-SALEM, NC | 3 | $ 345,000 | $ 115,000 | $ 18,000 |
| AKRON, OH | 2 | $ 620,000 | $ 310,000 | $ 158,000 |
| ANN ARBOR, MI | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| BAKERSFIELD, CA | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| COLUMBIA, SC | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 740,000 | $ 370,000 | $ 57,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| DOTHAN, AL | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| GREEN BAY, WI | 2 | $ 460,000 | $ 230,000 | $ 53,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 260,000 | $ 130,000 | $ 93,000 |
| MADERA, CA | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| MORRISTOWN, TN | 2 | $ 200,000 | $ 100,000 | $ 136,000 |
| OCALA, FL | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 450,000 | $ 225,000 | $ 150,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| PITTSBURGH, PA | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| PUEBLO, CO | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| READING, PA | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 1,020,000 | $ 510,000 | $ 112,000 |
| SAVANNAH, GA | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 330,000 | $ 165,000 | $ 143,000 |
| WICHITA, KS | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| WINCHESTER, VA-WV | 2 | $ 330,000 | $ 165,000 | $ 154,000 |
| YORK-HANOVER, PA | 2 | $ 330,000 | $ 165,000 | $ 42,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| AUBURN-OPELIKA, AL | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| BATTLE CREEK, MI | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 55,000 | $ 55,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| BEND-REDMOND, OR | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| BLOOMINGTON, IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 65,000 | $ 65,000 | $ 214,000 |
| CARBONDALE-MARION, IL | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| CHARLOTTESVILLE, VA | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| CHATTANOOGA, TN-GA | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| CLARKSVILLE, TN-KY | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| CLEVELAND, TN | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| CUMBERLAND, MD-WV | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| DALTON, GA | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| DULUTH, MN-WI | 1 | $ 85,000 | $ 85,000 | $ 284,000 |
| EAST STROUDSBURG, PA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| ERIE, PA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| EUGENE, OR | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| FLINT, MI | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| FORT SMITH, AR-OK | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| FORT WAYNE, IN | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| GRAND JUNCTION, CO | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| HANFORD-CORCORAN, CA | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| HARRISONBURG, VA | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 125,000 | $ 125,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| HUNTSVILLE, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| JACKSON, MI | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| JACKSON, MS | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| JACKSONVILLE, NC | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| JEFFERSON CITY, MO | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| JOHNSON CITY, TN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| LAKE CHARLES, LA | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| LANCASTER, PA | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| LAS CRUCES, NM | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| MADISON, WI | 1 | $ 165,000 | $ 165,000 | $ 186,000 |
| MANHATTAN, KS | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| MEDFORD, OR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MERCED, CA | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| MOBILE, AL | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| MUNCIE, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| MUSKEGON, MI | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| NAPA, CA | 1 | $ 615,000 | $ 615,000 | $ 149,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 215,000 | $ 215,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 845,000 | $ 845,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 225,000 | $ 225,000 | $ 16,000 |
| REDDING, CA | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| ROCKFORD, IL | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| ROCKY MOUNT, NC | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| SAGINAW, MI | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| SALEM, OR | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| SAN ANGELO, TX | 1 | $ 785,000 | $ 785,000 | $ 0 |
| SANTA FE, NM | 1 | $ 195,000 | $ 195,000 | $ 0 |
| SEBRING, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| SHERMAN-DENISON, TX | 1 | $ 85,000 | $ 85,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| TERRE HAUTE, IN | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| TUSCALOOSA, AL | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| VALDOSTA, GA | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| WAUSAU, WI | 1 | $ 135,000 | $ 135,000 | $ 16,000 |
| WENATCHEE, WA | 1 | $ 175,000 | $ 175,000 | $ 13,000 |
| WILLIAMSPORT, PA | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| YAKIMA, WA | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Fay Servicing, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,253 | $313,945,000 | $250,000 | $2,975,000 | $97,000 | $1,920,000 |
| Cash-out Refinancing | 637 | $156,155,000 | $245,000 | $2,555,000 | $73,000 | $357,000 |
| Home Purchase | 137 | $35,765,000 | $261,000 | $2,085,000 | $74,000 | $337,000 |
| Other Purpose | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 810 | $195,640,000 | $241,000 | $2,975,000 | $94,000 | $900,000 |
| Black or African American | 333 | $64,485,000 | $193,000 | $645,000 | $77,000 | $516,000 |
| Not Provided | 327 | $88,325,000 | $270,000 | $1,995,000 | $89,000 | $1,920,000 |
| Hispanic | 234 | $59,830,000 | $255,000 | $1,965,000 | $79,000 | $480,000 |
| Not applicable | 231 | $64,565,000 | $279,000 | $2,555,000 | $0 | $0 |
| Asian | 78 | $28,910,000 | $370,000 | $1,675,000 | $106,000 | $540,000 |
| American Indian or Alaskan Native | 9 | $2,185,000 | $242,000 | $405,000 | $80,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,980,000 | $330,000 | $655,000 | $79,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,424 | $385,960,000 | $271,000 | $2,975,000 | $101,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 594 | $117,360,000 | $197,000 | $775,000 | $58,000 | $372,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,600,000 | $260,000 | $575,000 | $93,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 608 | $157,860,000 | $259,000 | $1,995,000 | $77,000 | $540,000 |
| Application Withdrawn By Applicant | 570 | $151,090,000 | $265,000 | $2,085,000 | $100,000 | $1,200,000 |
| Loan Originated | 493 | $102,505,000 | $207,000 | $855,000 | $74,000 | $360,000 |
| File Closed For Incompleteness | 259 | $68,865,000 | $265,000 | $2,975,000 | $119,000 | $1,920,000 |
| Application Approved But Not Accepted | 98 | $25,600,000 | $261,000 | $2,555,000 | $0 | $22,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,420 | $348,060,000 | $245,000 | $2,975,000 | $95,000 | $1,920,000 |
| Debt-To-Income Ratio | 296 | $80,870,000 | $273,000 | $1,995,000 | $61,000 | $540,000 |
| Credit History | 221 | $53,925,000 | $244,000 | $1,965,000 | $98,000 | $480,000 |
| Collateral | 58 | $11,490,000 | $198,000 | $1,445,000 | $77,000 | $320,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,725,000 | $363,000 | $1,425,000 | $85,000 | $250,000 |
| Other | 9 | $3,065,000 | $340,000 | $925,000 | $75,000 | $250,000 |
| Employment History | 6 | $1,410,000 | $235,000 | $515,000 | $77,000 | $200,000 |
| Unverifiable Information | 5 | $2,375,000 | $475,000 | $995,000 | $84,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.