Fay Servicing LLC Mortgage Lending & HMDA Data, 2020
In 2020, Fay Servicing LLC of Tampa, FL reported 2,028 mortgage applications totaling $505.9 million, down 57% from 2019. The average application was for $249,467, and applicants reported an average income of $87,903. 24% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Chicago-Naperville, IL (116), Los Angeles-Long Beach-Glendale, CA (84) and Atlanta-Sandy Springs-Roswell, GA (70) (applications in parentheses).
| Mortgage Company & Address | Fay Servicing LLC Tampa, FL 33609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,028 |
| Total Mortgage Loan Application Amount | $505,920,000 |
| Average Mortgage Loan Application Amount | $249,467 |
| Highest Mortgage Loan Application Amount | $2,975,000 |
| Average Applicant Income | $87,903 |
| Highest Applicant Income | $1,920,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fay Servicing LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 141 | $ 21,745,000 | $ 154,219 | $ 72,452 |
| Chicago-Naperville, IL | 116 | $ 25,030,000 | $ 215,775 | $ 86,000 |
| Los Angeles-Long Beach-Glendale, CA | 84 | $ 40,720,000 | $ 484,761 | $ 143,000 |
| Atlanta-Sandy Springs-Roswell, GA | 70 | $ 12,240,000 | $ 174,857 | $ 71,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 62 | $ 19,750,000 | $ 318,548 | $ 116,693 |
| Riverside-San Bernardino-Ontario, CA | 61 | $ 18,525,000 | $ 303,688 | $ 84,000 |
| Houston-The Woodlands-Sugar Land, TX | 54 | $ 9,520,000 | $ 176,296 | $ 83,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 41 | $ 12,785,000 | $ 311,829 | $ 90,000 |
| Dallas-Plano-Irving, TX | 38 | $ 9,160,000 | $ 241,052 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 37 | $ 7,515,000 | $ 203,108 | $ 96,000 |
| Jacksonville, FL | 35 | $ 6,875,000 | $ 196,428 | $ 119,000 |
| Orlando-Kissimmee-Sanford, FL | 34 | $ 8,010,000 | $ 235,588 | $ 73,000 |
| Miami-Miami Beach-Kendall, FL | 32 | $ 7,140,000 | $ 223,125 | $ 95,000 |
| Phoenix-Mesa-Scottsdale, AZ | 32 | $ 9,490,000 | $ 296,562 | $ 65,000 |
| Charlotte-Concord-Gastonia, NC-SC | 31 | $ 6,455,000 | $ 208,225 | $ 76,516 |
| Oakland-Hayward-Berkeley, CA | 30 | $ 15,110,000 | $ 503,666 | $ 148,000 |
| Newark, NJ-PA | 29 | $ 6,385,000 | $ 220,172 | $ 101,758 |
| San Diego-Carlsbad, CA | 28 | $ 13,840,000 | $ 494,285 | $ 116,000 |
| Fort Worth-Arlington, TX | 27 | $ 4,605,000 | $ 170,555 | $ 49,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 27 | $ 10,105,000 | $ 374,259 | $ 130,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 27 | $ 6,335,000 | $ 234,629 | $ 84,000 |
| New York-Jersey City-White Plains, NY-NJ | 25 | $ 10,775,000 | $ 431,000 | $ 125,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 4,250,000 | $ 193,181 | $ 62,000 |
| Elgin, IL | 21 | $ 4,695,000 | $ 223,571 | $ 116,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 5,105,000 | $ 243,095 | $ 82,809 |
| New York-Newark, NY | 21 | $ 7,875,000 | $ 375,000 | $ 120,000 |
| Richmond, VA | 21 | $ 3,125,000 | $ 148,809 | $ 60,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 21 | $ 4,115,000 | $ 195,952 | $ 60,857 |
| Philadelphia, PA | 19 | $ 2,885,000 | $ 151,842 | $ 73,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 19 | $ 9,925,000 | $ 522,368 | $ 119,000 |
| Kansas City, MO-KS | 18 | $ 2,900,000 | $ 161,111 | $ 69,333 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 8,575,000 | $ 504,411 | $ 123,000 |
| Baltimore-Columbia-Towson, MD | 16 | $ 4,130,000 | $ 258,125 | $ 111,000 |
| Gary, IN | 16 | $ 1,940,000 | $ 121,250 | $ 75,000 |
| St. Louis, MO-IL | 16 | $ 2,320,000 | $ 145,000 | $ 71,750 |
| Denver-Aurora-Lakewood, CO | 15 | $ 4,135,000 | $ 275,666 | $ 77,000 |
| Cincinnati, OH-KY-IN | 13 | $ 2,395,000 | $ 184,230 | $ 62,846 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 2,635,000 | $ 202,692 | $ 89,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 13 | $ 3,645,000 | $ 280,384 | $ 80,076 |
| Detroit-Dearborn-Livonia, MI | 11 | $ 1,365,000 | $ 124,090 | $ 84,000 |
| Indianapolis-Carmel-Anderson, IN | 11 | $ 1,645,000 | $ 149,545 | $ 49,000 |
| Las Vegas-Henderson-Paradise, NV | 11 | $ 3,075,000 | $ 279,545 | $ 128,000 |
| Memphis, TN-MS-AR | 11 | $ 2,325,000 | $ 211,363 | $ 83,272 |
| Montgomery County-Bucks County-Chester County, PA | 11 | $ 3,165,000 | $ 287,727 | $ 107,000 |
| Port St. Lucie, FL | 11 | $ 3,285,000 | $ 298,636 | $ 139,000 |
| San Francisco-Redwood City-South San Francisco, CA | 11 | $ 5,375,000 | $ 488,636 | $ 145,000 |
| Santa Maria-Santa Barbara, CA | 11 | $ 9,205,000 | $ 836,818 | $ 105,000 |
| Tacoma-Lakewood, WA | 11 | $ 2,075,000 | $ 188,636 | $ 53,000 |
| Washington-Baltimore-Arlington, DC | 11 | $ 5,955,000 | $ 541,363 | $ 164,000 |
| Camden, NJ | 10 | $ 1,510,000 | $ 151,000 | $ 67,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 2,260,000 | $ 226,000 | $ 79,000 |
| Nassau County-Suffolk County, NY | 10 | $ 4,520,000 | $ 452,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 10 | $ 3,030,000 | $ 303,000 | $ 81,000 |
| Vallejo-Fairfield, CA | 10 | $ 4,050,000 | $ 405,000 | $ 98,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 1,715,000 | $ 190,555 | $ 50,666 |
| Charleston-North Charleston, SC | 9 | $ 1,465,000 | $ 162,777 | $ 93,000 |
| Columbus, OH | 9 | $ 1,105,000 | $ 122,777 | $ 13,000 |
| Greensboro-High Point, NC | 9 | $ 1,385,000 | $ 153,888 | $ 90,000 |
| New Orleans-Metairie, LA | 9 | $ 1,375,000 | $ 152,777 | $ 95,000 |
| Austin-Round Rock, TX | 8 | $ 1,210,000 | $ 151,250 | $ 51,000 |
| Baton Rouge, LA | 8 | $ 1,090,000 | $ 136,250 | $ 130,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 1,660,000 | $ 207,500 | $ 118,000 |
| Fayetteville, NC | 8 | $ 1,160,000 | $ 145,000 | $ 44,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 1,860,000 | $ 232,500 | $ 68,000 |
| Raleigh, NC | 8 | $ 1,110,000 | $ 138,750 | $ 47,000 |
| San Antonio-New Braunfels, TX | 8 | $ 1,870,000 | $ 233,750 | $ 91,000 |
| Stockton-Lodi, CA | 8 | $ 2,450,000 | $ 306,250 | $ 100,000 |
| Trenton, NJ | 8 | $ 1,880,000 | $ 235,000 | $ 104,000 |
| Tucson, AZ | 8 | $ 1,290,000 | $ 161,250 | $ 23,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 3,005,000 | $ 429,285 | $ 58,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,695,000 | $ 242,142 | $ 119,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,035,000 | $ 147,857 | $ 59,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,125,000 | $ 160,714 | $ 65,285 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 3,255,000 | $ 465,000 | $ 109,000 |
| Tulsa, OK | 7 | $ 785,000 | $ 112,142 | $ 54,000 |
| Asheville, NC | 6 | $ 840,000 | $ 140,000 | $ 40,000 |
| El Paso, TX | 6 | $ 730,000 | $ 121,666 | $ 40,000 |
| Fresno, CA | 6 | $ 1,400,000 | $ 233,333 | $ 71,000 |
| Knoxville, TN | 6 | $ 740,000 | $ 123,333 | $ 43,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 1,080,000 | $ 180,000 | $ 7,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,110,000 | $ 185,000 | $ 62,000 |
| Toledo, OH | 6 | $ 800,000 | $ 133,333 | $ 70,000 |
| Albuquerque, NM | 5 | $ 695,000 | $ 139,000 | $ 59,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 995,000 | $ 199,000 | $ 53,000 |
| Colorado Springs, CO | 5 | $ 1,155,000 | $ 231,000 | $ 69,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 525,000 | $ 105,000 | $ 45,000 |
| Durham-Chapel Hill, NC | 5 | $ 765,000 | $ 153,000 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 645,000 | $ 129,000 | $ 38,000 |
| Modesto, CA | 5 | $ 1,435,000 | $ 287,000 | $ 53,000 |
| Salinas, CA | 5 | $ 1,925,000 | $ 385,000 | $ 56,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,085,000 | $ 417,000 | $ 131,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 415,000 | $ 83,000 | $ 62,000 |
| Cleveland-Elyria, OH | 4 | $ 580,000 | $ 145,000 | $ 66,000 |
| Corpus Christi, TX | 4 | $ 650,000 | $ 162,500 | $ 57,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 750,000 | $ 187,500 | $ 53,000 |
| Oklahoma City, OK | 4 | $ 480,000 | $ 120,000 | $ 49,000 |
| Panama City, FL | 4 | $ 650,000 | $ 162,500 | $ 42,000 |
| Reno, NV | 4 | $ 870,000 | $ 217,500 | $ 70,000 |
| Roanoke, VA | 4 | $ 910,000 | $ 227,500 | $ 150,000 |
| Spartanburg, SC | 4 | $ 440,000 | $ 110,000 | $ 55,000 |
| St. Cloud, MN | 4 | $ 430,000 | $ 107,500 | $ 42,000 |
| Wilmington, NC | 4 | $ 520,000 | $ 130,000 | $ 42,000 |
| Yuba City, CA | 4 | $ 1,150,000 | $ 287,500 | $ 109,000 |
| Amarillo, TX | 3 | $ 195,000 | $ 65,000 | $ 89,000 |
| Boston, MA | 3 | $ 895,000 | $ 298,333 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 925,000 | $ 308,333 | $ 126,000 |
| California-Lexington Park, MD | 3 | $ 855,000 | $ 285,000 | $ 120,000 |
| Columbus, GA-AL | 3 | $ 335,000 | $ 111,666 | $ 71,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 325,000 | $ 108,333 | $ 32,000 |
| Evansville, IN-KY | 3 | $ 355,000 | $ 118,333 | $ 24,000 |
| Gainesville, FL | 3 | $ 385,000 | $ 128,333 | $ 53,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 435,000 | $ 145,000 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 445,000 | $ 148,333 | $ 57,333 |
| Lansing-East Lansing, MI | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Longview, TX | 3 | $ 455,000 | $ 151,666 | $ 25,000 |
| Lynchburg, VA | 3 | $ 325,000 | $ 108,333 | $ 38,000 |
| Montgomery, AL | 3 | $ 625,000 | $ 208,333 | $ 34,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 545,000 | $ 181,666 | $ 88,000 |
| San Rafael, CA | 3 | $ 1,645,000 | $ 548,333 | $ 457,000 |
| Santa Rosa, CA | 3 | $ 2,355,000 | $ 785,000 | $ 137,000 |
| Shreveport-Bossier City, LA | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
| St. Joseph, MO-KS | 3 | $ 275,000 | $ 91,666 | $ 35,000 |
| Tallahassee, FL | 3 | $ 645,000 | $ 215,000 | $ 146,000 |
| Wilmington, DE-MD-NJ | 3 | $ 825,000 | $ 275,000 | $ 245,000 |
| Winston-Salem, NC | 3 | $ 345,000 | $ 115,000 | $ 18,000 |
| Akron, OH | 2 | $ 620,000 | $ 310,000 | $ 158,000 |
| Ann Arbor, MI | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Bakersfield, CA | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Birmingham-Hoover, AL | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Brownsville-Harlingen, TX | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Columbia, SC | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 740,000 | $ 370,000 | $ 57,000 |
| Des Moines-West Des Moines, IA | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Dothan, AL | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Green Bay, WI | 2 | $ 460,000 | $ 230,000 | $ 53,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Killeen-Temple, TX | 2 | $ 260,000 | $ 130,000 | $ 93,000 |
| Madera, CA | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Michigan City-La Porte, IN | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| Morristown, TN | 2 | $ 200,000 | $ 100,000 | $ 136,000 |
| Ocala, FL | 2 | $ 320,000 | $ 160,000 | $ 76,000 |
| Olympia-Tumwater, WA | 2 | $ 450,000 | $ 225,000 | $ 150,000 |
| Oshkosh-Neenah, WI | 2 | $ 220,000 | $ 110,000 | $ 32,000 |
| Pittsburgh, PA | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| Pueblo, CO | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| Reading, PA | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,020,000 | $ 510,000 | $ 112,000 |
| Savannah, GA | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Visalia-Porterville, CA | 2 | $ 330,000 | $ 165,000 | $ 143,000 |
| Wichita, KS | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| Winchester, VA-WV | 2 | $ 330,000 | $ 165,000 | $ 154,000 |
| York-Hanover, PA | 2 | $ 330,000 | $ 165,000 | $ 42,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Athens-Clarke County, GA | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Auburn-Opelika, AL | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Battle Creek, MI | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Beaumont-Port Arthur, TX | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bellingham, WA | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Bend-Redmond, OR | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Bloomington, IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bloomington, IN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 65,000 | $ 65,000 | $ 214,000 |
| Carbondale-Marion, IL | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Charlottesville, VA | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Chattanooga, TN-GA | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Clarksville, TN-KY | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Cleveland, TN | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Cumberland, MD-WV | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Dalton, GA | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Duluth, MN-WI | 1 | $ 85,000 | $ 85,000 | $ 284,000 |
| East Stroudsburg, PA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Erie, PA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Eugene, OR | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Flint, MI | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Fort Smith, AR-OK | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Fort Wayne, IN | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Grand Junction, CO | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Hanford-Corcoran, CA | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Harrisburg-Carlisle, PA | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Harrisonburg, VA | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Huntsville, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson, MI | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| Jackson, MS | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Jacksonville, NC | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Jefferson City, MO | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Johnson City, TN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Lafayette-West Lafayette, IN | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Lake Charles, LA | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Lancaster, PA | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Las Cruces, NM | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Lexington-Fayette, KY | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Macon-Bibb County, GA | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Madison, WI | 1 | $ 165,000 | $ 165,000 | $ 186,000 |
| Manhattan, KS | 1 | $ 235,000 | $ 235,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Medford, OR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Merced, CA | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Mobile, AL | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Muncie, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Muskegon, MI | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Napa, CA | 1 | $ 615,000 | $ 615,000 | $ 149,000 |
| Niles-Benton Harbor, MI | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Providence-Warwick, RI-MA | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 225,000 | $ 225,000 | $ 16,000 |
| Redding, CA | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Rockford, IL | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Rocky Mount, NC | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Saginaw, MI | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Salem, OR | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| San Angelo, TX | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Santa Fe, NM | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sebring, FL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 85,000 | $ 85,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Springfield, MO | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Terre Haute, IN | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Tuscaloosa, AL | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Valdosta, GA | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Vineland-Bridgeton, NJ | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Wausau, WI | 1 | $ 135,000 | $ 135,000 | $ 16,000 |
| Wenatchee, WA | 1 | $ 175,000 | $ 175,000 | $ 13,000 |
| Williamsport, PA | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Yakima, WA | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Fay Servicing LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,253 | $313,945,000 | $250,000 | $2,975,000 | $97,000 | $1,920,000 |
| Cash-out Refinancing | 637 | $156,155,000 | $245,000 | $2,555,000 | $73,000 | $357,000 |
| Home Purchase | 137 | $35,765,000 | $261,000 | $2,085,000 | $74,000 | $337,000 |
| Other Purpose | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 810 | $195,640,000 | $241,000 | $2,975,000 | $94,000 | $900,000 |
| Black or African American | 333 | $64,485,000 | $193,000 | $645,000 | $77,000 | $516,000 |
| Not Provided | 327 | $88,325,000 | $270,000 | $1,995,000 | $89,000 | $1,920,000 |
| Hispanic | 234 | $59,830,000 | $255,000 | $1,965,000 | $79,000 | $480,000 |
| Not applicable | 231 | $64,565,000 | $279,000 | $2,555,000 | $0 | $0 |
| Asian | 78 | $28,910,000 | $370,000 | $1,675,000 | $106,000 | $540,000 |
| American Indian or Alaskan Native | 9 | $2,185,000 | $242,000 | $405,000 | $80,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,980,000 | $330,000 | $655,000 | $79,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,424 | $385,960,000 | $271,000 | $2,975,000 | $101,000 | $1,920,000 |
| FHA-insured (Federal Housing Administration) | 594 | $117,360,000 | $197,000 | $775,000 | $58,000 | $372,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,600,000 | $260,000 | $575,000 | $93,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 608 | $157,860,000 | $259,000 | $1,995,000 | $77,000 | $540,000 |
| Application Withdrawn By Applicant | 570 | $151,090,000 | $265,000 | $2,085,000 | $100,000 | $1,200,000 |
| Loan Originated | 493 | $102,505,000 | $207,000 | $855,000 | $74,000 | $360,000 |
| File Closed For Incompleteness | 259 | $68,865,000 | $265,000 | $2,975,000 | $119,000 | $1,920,000 |
| Application Approved But Not Accepted | 98 | $25,600,000 | $261,000 | $2,555,000 | $0 | $22,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,420 | $348,060,000 | $245,000 | $2,975,000 | $95,000 | $1,920,000 |
| Debt-To-Income Ratio | 296 | $80,870,000 | $273,000 | $1,995,000 | $61,000 | $540,000 |
| Credit History | 221 | $53,925,000 | $244,000 | $1,965,000 | $98,000 | $480,000 |
| Collateral | 58 | $11,490,000 | $198,000 | $1,445,000 | $77,000 | $320,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,725,000 | $363,000 | $1,425,000 | $85,000 | $250,000 |
| Other | 9 | $3,065,000 | $340,000 | $925,000 | $75,000 | $250,000 |
| Employment History | 6 | $1,410,000 | $235,000 | $515,000 | $77,000 | $200,000 |
| Unverifiable Information | 5 | $2,375,000 | $475,000 | $995,000 | $84,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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