Fay Servicing LLC Mortgage Lending & HMDA Data, 2020

In 2020, Fay Servicing LLC of Tampa, FL reported 2,028 mortgage applications totaling $505.9 million, down 57% from 2019. The average application was for $249,467, and applicants reported an average income of $87,903. 24% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Chicago-Naperville, IL (116), Los Angeles-Long Beach-Glendale, CA (84) and Atlanta-Sandy Springs-Roswell, GA (70) (applications in parentheses).

Mortgage Company & Address Fay Servicing LLC

Tampa, FL 33609
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 2,028
Total Mortgage Loan Application Amount $505,920,000
Average Mortgage Loan Application Amount $249,467
Highest Mortgage Loan Application Amount $2,975,000
Average Applicant Income $87,903
Highest Applicant Income $1,920,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fay Servicing LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fay Servicing LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 84 $ 40,720,000 $ 484,761 $ 143,000
Cook, Illinois 78 $ 16,590,000 $ 212,692 $ 79,000
Broward, Florida 41 $ 12,785,000 $ 311,829 $ 90,000
San Bernardino, California 35 $ 9,425,000 $ 269,285 $ 68,000
Miami-Dade, Florida 32 $ 7,140,000 $ 223,125 $ 95,000
Maricopa, Arizona 31 $ 9,385,000 $ 302,741 $ 65,000
Harris, Texas 30 $ 5,120,000 $ 170,666 $ 78,000
San Diego, California 28 $ 13,840,000 $ 494,285 $ 116,000
Palm Beach, Florida 27 $ 6,335,000 $ 234,629 $ 84,000
Riverside, California 26 $ 9,100,000 $ 350,000 $ 106,000
Prince George's, Maryland 24 $ 6,460,000 $ 269,166 $ 105,000
Tarrant, Texas 21 $ 3,265,000 $ 155,476 $ 42,000
Alameda, California 20 $ 11,180,000 $ 559,000 $ 163,000
Duval, Florida 20 $ 3,910,000 $ 195,500 $ 187,000
Sacramento, California 19 $ 5,645,000 $ 297,105 $ 96,000
Orange, Florida 19 $ 4,505,000 $ 237,105 $ 67,000
Dallas, Texas 19 $ 3,235,000 $ 170,263 $ 82,000
DuPage, Illinois 18 $ 4,880,000 $ 271,111 $ 126,000
Orange, California 17 $ 8,575,000 $ 504,411 $ 123,000
Hillsborough, Florida 17 $ 3,855,000 $ 226,764 $ 97,000
Philadelphia, Pennsylvania 17 $ 2,655,000 $ 156,176 $ 68,000
Mecklenburg, North Carolina 15 $ 3,675,000 $ 245,000 $ 101,000
Santa Clara, California 14 $ 8,160,000 $ 582,857 $ 144,000
Pinellas, Florida 14 $ 3,020,000 $ 215,714 $ 101,000
Will, Illinois 14 $ 2,670,000 $ 190,714 $ 70,000
Lake, Indiana 14 $ 1,640,000 $ 117,142 $ 52,000
District of Columbia, District Of Columbia 12 $ 4,220,000 $ 351,666 $ 138,000
Fulton, Georgia 12 $ 2,880,000 $ 240,000 $ 102,000
Gwinnett, Georgia 12 $ 2,490,000 $ 207,500 $ 58,000
Santa Barbara, California 11 $ 9,205,000 $ 836,818 $ 105,000
DeKalb, Georgia 11 $ 1,565,000 $ 142,272 $ 62,000
Kane, Illinois 11 $ 2,305,000 $ 209,545 $ 104,000
Montgomery, Maryland 11 $ 5,955,000 $ 541,363 $ 164,000
Wayne, Michigan 11 $ 1,365,000 $ 124,090 $ 84,000
Clark, Nevada 11 $ 3,075,000 $ 279,545 $ 128,000
Essex, New Jersey 11 $ 2,525,000 $ 229,545 $ 86,000
Pierce, Washington 11 $ 2,075,000 $ 188,636 $ 53,000
Contra Costa, California 10 $ 3,930,000 $ 393,000 $ 117,000
Solano, California 10 $ 4,050,000 $ 405,000 $ 98,000
Kendall, Illinois 10 $ 2,390,000 $ 239,000 $ 126,000
Shelby, Tennessee 10 $ 1,990,000 $ 199,000 $ 58,000
Clay, Florida 9 $ 1,385,000 $ 153,888 $ 76,000
Cobb, Georgia 9 $ 1,275,000 $ 141,666 $ 51,000
Johnson, Kansas 9 $ 1,735,000 $ 192,777 $ 84,000
Oakland, Michigan 9 $ 2,055,000 $ 228,333 $ 56,000
Monmouth, New Jersey 9 $ 4,775,000 $ 530,555 $ 154,000
Pima, Arizona 8 $ 1,290,000 $ 161,250 $ 23,000
San Joaquin, California 8 $ 2,450,000 $ 306,250 $ 100,000
Lee, Florida 8 $ 1,660,000 $ 207,500 $ 118,000
St. Lucie, Florida 8 $ 1,690,000 $ 211,250 $ 134,000
St. Louis, Missouri 8 $ 1,080,000 $ 135,000 $ 67,000
Hudson, New Jersey 8 $ 3,120,000 $ 390,000 $ 136,000
Mercer, New Jersey 8 $ 1,880,000 $ 235,000 $ 104,000
Fort Bend, Texas 8 $ 1,080,000 $ 135,000 $ 115,000
Prince William, Virginia 8 $ 2,710,000 $ 338,750 $ 105,000
King, Washington 8 $ 2,420,000 $ 302,500 $ 73,000
Milwaukee, Wisconsin 8 $ 1,470,000 $ 183,750 $ 84,000
San Mateo, California 7 $ 3,295,000 $ 470,714 $ 100,000
Ventura, California 7 $ 3,255,000 $ 465,000 $ 109,000
Lake, Florida 7 $ 1,085,000 $ 155,000 $ 53,000
Polk, Florida 7 $ 1,035,000 $ 147,857 $ 59,000
Volusia, Florida 7 $ 3,005,000 $ 429,285 $ 58,000
Lake, Illinois 7 $ 1,695,000 $ 242,142 $ 119,000
East Baton Rouge, Louisiana 7 $ 945,000 $ 135,000 $ 125,000
Baltimore, Maryland 7 $ 2,165,000 $ 309,285 $ 120,000
Hennepin, Minnesota 7 $ 1,645,000 $ 235,000 $ 90,000
Bergen, New Jersey 7 $ 3,255,000 $ 465,000 $ 160,000
Union, New Jersey 7 $ 1,645,000 $ 235,000 $ 139,000
Suffolk, New York 7 $ 3,735,000 $ 533,571 $ 0
Cabarrus, North Carolina 7 $ 855,000 $ 122,142 $ 27,000
Franklin, Ohio 7 $ 795,000 $ 113,571 $ 18,000
Collin, Texas 7 $ 2,465,000 $ 352,142 $ 147,000
Fresno, California 6 $ 1,400,000 $ 233,333 $ 71,000
Brevard, Florida 6 $ 1,110,000 $ 185,000 $ 62,000
Collier, Florida 6 $ 1,080,000 $ 180,000 $ 7,000
Sarasota, Florida 6 $ 1,360,000 $ 226,666 $ 70,000
Macomb, Michigan 6 $ 1,030,000 $ 171,666 $ 75,000
Burlington, New Jersey 6 $ 760,000 $ 126,666 $ 59,000
Ocean, New Jersey 6 $ 1,390,000 $ 231,666 $ 111,000
Passaic, New Jersey 6 $ 1,300,000 $ 216,666 $ 55,000
Guilford, North Carolina 6 $ 1,050,000 $ 175,000 $ 98,000
Wake, North Carolina 6 $ 950,000 $ 158,333 $ 40,000
Tulsa, Oklahoma 6 $ 690,000 $ 115,000 $ 60,000
Bucks, Pennsylvania 6 $ 1,870,000 $ 311,666 $ 86,000
El Paso, Texas 6 $ 730,000 $ 121,666 $ 40,000
Montgomery, Texas 6 $ 1,250,000 $ 208,333 $ 61,000
Chesapeake, Virginia 6 $ 880,000 $ 146,666 $ 69,000
Henrico, Virginia 6 $ 640,000 $ 106,666 $ 7,000
El Dorado, California 5 $ 3,195,000 $ 639,000 $ 242,000
Monterey, California 5 $ 1,925,000 $ 385,000 $ 56,000
San Benito, California 5 $ 1,765,000 $ 353,000 $ 54,000
Santa Cruz, California 5 $ 2,085,000 $ 417,000 $ 131,000
Stanislaus, California 5 $ 1,435,000 $ 287,000 $ 53,000
El Paso, Colorado 5 $ 1,155,000 $ 231,000 $ 69,000
Osceola, Florida 5 $ 1,235,000 $ 247,000 $ 73,000
Henry, Georgia 5 $ 755,000 $ 151,000 $ 73,000
McHenry, Illinois 5 $ 735,000 $ 147,000 $ 77,000
Marion, Indiana 5 $ 695,000 $ 139,000 $ 39,000
Scott, Iowa 5 $ 525,000 $ 105,000 $ 45,000
Livingston, Michigan 5 $ 875,000 $ 175,000 $ 48,000
St. Charles, Missouri 5 $ 915,000 $ 183,000 $ 70,000
Atlantic, New Jersey 5 $ 995,000 $ 199,000 $ 53,000
Cumberland, North Carolina 5 $ 855,000 $ 171,000 $ 51,000
Lucas, Ohio 5 $ 675,000 $ 135,000 $ 70,000
Jefferson, Oregon 5 $ 755,000 $ 151,000 $ 0
Luzerne, Pennsylvania 5 $ 415,000 $ 83,000 $ 62,000
Bexar, Texas 5 $ 1,035,000 $ 207,000 $ 103,000
Denton, Texas 5 $ 2,135,000 $ 427,000 $ 77,000
Galveston, Texas 5 $ 1,285,000 $ 257,000 $ 124,000
Johnson, Texas 5 $ 1,095,000 $ 219,000 $ 77,000
Chesterfield, Virginia 5 $ 895,000 $ 179,000 $ 103,000
Virginia Beach, Virginia 5 $ 1,115,000 $ 223,000 $ 17,000
Clark, Washington 5 $ 1,185,000 $ 237,000 $ 85,000
San Francisco, California 4 $ 2,080,000 $ 520,000 $ 225,000
Adams, Colorado 4 $ 1,040,000 $ 260,000 $ 40,000
Bay, Florida 4 $ 650,000 $ 162,500 $ 42,000
Hernando, Florida 4 $ 450,000 $ 112,500 $ 94,000
St. Johns, Florida 4 $ 880,000 $ 220,000 $ 80,000
Clayton, Georgia 4 $ 500,000 $ 125,000 $ 42,000
Douglas, Georgia 4 $ 600,000 $ 150,000 $ 78,000
Jefferson, Louisiana 4 $ 850,000 $ 212,500 $ 61,000
Charles, Maryland 4 $ 1,420,000 $ 355,000 $ 128,000
Anoka, Minnesota 4 $ 940,000 $ 235,000 $ 90,000
Stearns, Minnesota 4 $ 430,000 $ 107,500 $ 42,000
Washoe, Nevada 4 $ 870,000 $ 217,500 $ 70,000
Morris, New Jersey 4 $ 930,000 $ 232,500 $ 92,000
Sussex, New Jersey 4 $ 710,000 $ 177,500 $ 0
Buncombe, North Carolina 4 $ 580,000 $ 145,000 $ 0
New Hanover, North Carolina 4 $ 520,000 $ 130,000 $ 42,000
Multnomah, Oregon 4 $ 1,300,000 $ 325,000 $ 80,000
Lehigh, Pennsylvania 4 $ 680,000 $ 170,000 $ 63,000
Charleston, South Carolina 4 $ 650,000 $ 162,500 $ 141,000
Horry, South Carolina 4 $ 750,000 $ 187,500 $ 53,000
Spartanburg, South Carolina 4 $ 440,000 $ 110,000 $ 55,000
Blount, Tennessee 4 $ 600,000 $ 150,000 $ 45,000
Davidson, Tennessee 4 $ 1,110,000 $ 277,500 $ 111,000
Brazoria, Texas 4 $ 640,000 $ 160,000 $ 26,000
Nueces, Texas 4 $ 650,000 $ 162,500 $ 57,000
Travis, Texas 4 $ 810,000 $ 202,500 $ 33,000
Fairfax, Virginia 4 $ 1,340,000 $ 335,000 $ 120,000
Loudoun, Virginia 4 $ 1,890,000 $ 472,500 $ 144,000
Waukesha, Wisconsin 4 $ 730,000 $ 182,500 $ 87,000
Montgomery, Alabama 3 $ 625,000 $ 208,333 $ 34,000
White, Arkansas 3 $ 475,000 $ 158,333 $ 24,000
Marin, California 3 $ 1,645,000 $ 548,333 $ 457,000
Placer, California 3 $ 1,265,000 $ 421,666 $ 88,000
Sonoma, California 3 $ 2,355,000 $ 785,000 $ 137,000
Arapahoe, Colorado 3 $ 575,000 $ 191,666 $ 34,000
Denver, Colorado 3 $ 705,000 $ 235,000 $ 0
Alachua, Florida 3 $ 385,000 $ 128,333 $ 53,000
Escambia, Florida 3 $ 545,000 $ 181,666 $ 88,000
Leon, Florida 3 $ 645,000 $ 215,000 $ 146,000
Martin, Florida 3 $ 1,595,000 $ 531,666 $ 151,000
Seminole, Florida 3 $ 1,185,000 $ 395,000 $ 153,000
Cherokee, Georgia 3 $ 445,000 $ 148,333 $ 138,000
Newton, Georgia 3 $ 545,000 $ 181,666 $ 23,000
Vanderburgh, Indiana 3 $ 355,000 $ 118,333 $ 24,000
Boone, Kentucky 3 $ 815,000 $ 271,666 $ 41,000
Caddo, Louisiana 3 $ 465,000 $ 155,000 $ 50,000
Orleans, Louisiana 3 $ 315,000 $ 105,000 $ 168,000
Anne Arundel, Maryland 3 $ 825,000 $ 275,000 $ 134,000
Cecil, Maryland 3 $ 825,000 $ 275,000 $ 245,000
St. Mary's, Maryland 3 $ 855,000 $ 285,000 $ 120,000
Kent, Michigan 3 $ 385,000 $ 128,333 $ 32,000
Buchanan, Missouri 3 $ 275,000 $ 91,666 $ 35,000
Jackson, Missouri 3 $ 405,000 $ 135,000 $ 66,000
Gloucester, New Jersey 3 $ 565,000 $ 188,333 $ 30,000
Middlesex, New Jersey 3 $ 675,000 $ 225,000 $ 64,000
Warren, New Jersey 3 $ 505,000 $ 168,333 $ 28,000
Bernalillo, New Mexico 3 $ 485,000 $ 161,666 $ 87,000
Nassau, New York 3 $ 785,000 $ 261,666 $ 0
Queens, New York 3 $ 1,215,000 $ 405,000 $ 0
Carteret, North Carolina 3 $ 585,000 $ 195,000 $ 79,000
Durham, North Carolina 3 $ 215,000 $ 71,666 $ 41,000
Harnett, North Carolina 3 $ 305,000 $ 101,666 $ 35,000
Randolph, North Carolina 3 $ 335,000 $ 111,666 $ 78,000
Rowan, North Carolina 3 $ 795,000 $ 265,000 $ 20,000
Champaign, Ohio 3 $ 445,000 $ 148,333 $ 51,000
Cuyahoga, Ohio 3 $ 465,000 $ 155,000 $ 65,000
Hamilton, Ohio 3 $ 255,000 $ 85,000 $ 84,000
Warren, Ohio 3 $ 625,000 $ 208,333 $ 76,000
Columbia, Oregon 3 $ 665,000 $ 221,666 $ 89,000
Montgomery, Pennsylvania 3 $ 535,000 $ 178,333 $ 119,000
Berkeley, South Carolina 3 $ 545,000 $ 181,666 $ 96,000
Wilson, Tennessee 3 $ 525,000 $ 175,000 $ 53,000
Ellis, Texas 3 $ 445,000 $ 148,333 $ 67,000
Kaufman, Texas 3 $ 595,000 $ 198,333 $ 137,000
Potter, Texas 3 $ 195,000 $ 65,000 $ 89,000
Upshur, Texas 3 $ 455,000 $ 151,666 $ 25,000
Washington, Texas 3 $ 595,000 $ 198,333 $ 100,000
Williamson, Texas 3 $ 285,000 $ 95,000 $ 67,000
Hanover, Virginia 3 $ 845,000 $ 281,666 $ 56,000
Richmond City, Virginia 3 $ 305,000 $ 101,666 $ 43,000
Kitsap, Washington 3 $ 925,000 $ 308,333 $ 126,000
Barbour, Alabama 2 $ 300,000 $ 150,000 $ 0
Bullock, Alabama 2 $ 250,000 $ 125,000 $ 101,000
Houston, Alabama 2 $ 210,000 $ 105,000 $ 44,000
Jefferson, Alabama 2 $ 440,000 $ 220,000 $ 122,000
Kern, California 2 $ 430,000 $ 215,000 $ 75,000
Madera, California 2 $ 220,000 $ 110,000 $ 55,000
Mendocino, California 2 $ 470,000 $ 235,000 $ 13,000
Nevada, California 2 $ 610,000 $ 305,000 $ 39,000
San Luis Obispo, California 2 $ 1,020,000 $ 510,000 $ 112,000
Sutter, California 2 $ 770,000 $ 385,000 $ 146,000
Tulare, California 2 $ 330,000 $ 165,000 $ 143,000
Yuba, California 2 $ 380,000 $ 190,000 $ 72,000
Douglas, Colorado 2 $ 1,150,000 $ 575,000 $ 317,000
Garfield, Colorado 2 $ 370,000 $ 185,000 $ 49,000
Jefferson, Colorado 2 $ 460,000 $ 230,000 $ 70,000
Pueblo, Colorado 2 $ 200,000 $ 100,000 $ 39,000
Manatee, Florida 2 $ 500,000 $ 250,000 $ 60,000
Marion, Florida 2 $ 320,000 $ 160,000 $ 76,000
Monroe, Florida 2 $ 610,000 $ 305,000 $ 207,000
Nassau, Florida 2 $ 700,000 $ 350,000 $ 91,000
Okaloosa, Florida 2 $ 740,000 $ 370,000 $ 57,000
Pasco, Florida 2 $ 190,000 $ 95,000 $ 65,000
Putnam, Florida 2 $ 790,000 $ 395,000 $ 50,000
Carroll, Georgia 2 $ 280,000 $ 140,000 $ 111,000
Chatham, Georgia 2 $ 230,000 $ 115,000 $ 69,000
Harris, Georgia 2 $ 230,000 $ 115,000 $ 81,000
Troup, Georgia 2 $ 310,000 $ 155,000 $ 56,000
LaSalle, Illinois 2 $ 510,000 $ 255,000 $ 215,000
Jennings, Indiana 2 $ 220,000 $ 110,000 $ 8,000
LaPorte, Indiana 2 $ 160,000 $ 80,000 $ 25,000
Morgan, Indiana 2 $ 180,000 $ 90,000 $ 33,000
Orange, Indiana 2 $ 240,000 $ 120,000 $ 47,000
Shelby, Indiana 2 $ 310,000 $ 155,000 $ 0
Sedgwick, Kansas 2 $ 180,000 $ 90,000 $ 61,000
Wyandotte, Kansas 2 $ 270,000 $ 135,000 $ 37,000
Jefferson, Kentucky 2 $ 200,000 $ 100,000 $ 45,000
Ohio, Kentucky 2 $ 270,000 $ 135,000 $ 144,000
Oldham, Kentucky 2 $ 610,000 $ 305,000 $ 73,000
Baltimore City, Maryland 2 $ 140,000 $ 70,000 $ 22,000
Harford, Maryland 2 $ 420,000 $ 210,000 $ 104,000
Howard, Maryland 2 $ 580,000 $ 290,000 $ 78,000
Plymouth, Massachusetts 2 $ 560,000 $ 280,000 $ 0
Ingham, Michigan 2 $ 260,000 $ 130,000 $ 0
Lenawee, Michigan 2 $ 310,000 $ 155,000 $ 111,000
St. Clair, Michigan 2 $ 290,000 $ 145,000 $ 97,000
Washtenaw, Michigan 2 $ 300,000 $ 150,000 $ 66,000
Dakota, Minnesota 2 $ 560,000 $ 280,000 $ 147,000
Washington, Minnesota 2 $ 570,000 $ 285,000 $ 0
Somerset, New Jersey 2 $ 970,000 $ 485,000 $ 141,000
Grant, New Mexico 2 $ 260,000 $ 130,000 $ 0
Sandoval, New Mexico 2 $ 210,000 $ 105,000 $ 18,000
Forsyth, North Carolina 2 $ 220,000 $ 110,000 $ 27,000
Gaston, North Carolina 2 $ 410,000 $ 205,000 $ 113,000
Henderson, North Carolina 2 $ 260,000 $ 130,000 $ 40,000
Johnston, North Carolina 2 $ 160,000 $ 80,000 $ 64,000
Vance, North Carolina 2 $ 250,000 $ 125,000 $ 52,000
Butler, Ohio 2 $ 430,000 $ 215,000 $ 77,000
Erie, Ohio 2 $ 160,000 $ 80,000 $ 44,000
Tuscarawas, Ohio 2 $ 240,000 $ 120,000 $ 70,000
Oklahoma, Oklahoma 2 $ 210,000 $ 105,000 $ 39,000
Berks, Pennsylvania 2 $ 210,000 $ 105,000 $ 72,000
Chester, Pennsylvania 2 $ 760,000 $ 380,000 $ 165,000
Delaware, Pennsylvania 2 $ 230,000 $ 115,000 $ 157,000
Northampton, Pennsylvania 2 $ 530,000 $ 265,000 $ 60,000
Pike, Pennsylvania 2 $ 310,000 $ 155,000 $ 31,000
York, Pennsylvania 2 $ 330,000 $ 165,000 $ 42,000
Dorchester, South Carolina 2 $ 270,000 $ 135,000 $ 18,000
Greenville, South Carolina 2 $ 290,000 $ 145,000 $ 31,000
York, South Carolina 2 $ 140,000 $ 70,000 $ 71,000
Greene, Tennessee 2 $ 140,000 $ 70,000 $ 51,000
Hamblen, Tennessee 2 $ 200,000 $ 100,000 $ 136,000
Hardeman, Tennessee 2 $ 450,000 $ 225,000 $ 132,000
Knox, Tennessee 2 $ 140,000 $ 70,000 $ 38,000
Bell, Texas 2 $ 260,000 $ 130,000 $ 93,000
Cameron, Texas 2 $ 320,000 $ 160,000 $ 69,000
Frederick, Virginia 2 $ 330,000 $ 165,000 $ 154,000
James City, Virginia 2 $ 460,000 $ 230,000 $ 67,000
Petersburg, Virginia 2 $ 150,000 $ 75,000 $ 50,000
Pittsylvania, Virginia 2 $ 160,000 $ 80,000 $ 22,000
Roanoke City, Virginia 2 $ 310,000 $ 155,000 $ 0
Spotsylvania, Virginia 2 $ 390,000 $ 195,000 $ 72,000
York, Virginia 2 $ 660,000 $ 330,000 $ 117,000
Snohomish, Washington 2 $ 610,000 $ 305,000 $ 109,000
Thurston, Washington 2 $ 450,000 $ 225,000 $ 150,000
Brown, Wisconsin 2 $ 460,000 $ 230,000 $ 53,000
St. Croix, Wisconsin 2 $ 390,000 $ 195,000 $ 138,000
Winnebago, Wisconsin 2 $ 220,000 $ 110,000 $ 32,000
Calhoun, Alabama 1 $ 175,000 $ 175,000 $ 70,000
Coffee, Alabama 1 $ 125,000 $ 125,000 $ 0
Jackson, Alabama 1 $ 55,000 $ 55,000 $ 37,000
Lee, Alabama 1 $ 155,000 $ 155,000 $ 76,000
Macon, Alabama 1 $ 145,000 $ 145,000 $ 33,000
Madison, Alabama 1 $ 105,000 $ 105,000 $ 0
Mobile, Alabama 1 $ 105,000 $ 105,000 $ 41,000
Tuscaloosa, Alabama 1 $ 125,000 $ 125,000 $ 22,000
Mohave, Arizona 1 $ 275,000 $ 275,000 $ 59,000
Navajo, Arizona 1 $ 295,000 $ 295,000 $ 0
Pinal, Arizona 1 $ 105,000 $ 105,000 $ 64,000
Yavapai, Arizona 1 $ 405,000 $ 405,000 $ 100,000
Crawford, Arkansas 1 $ 95,000 $ 95,000 $ 48,000
Perry, Arkansas 1 $ 135,000 $ 135,000 $ 84,000
Del Norte, California 1 $ 265,000 $ 265,000 $ 0
Glenn, California 1 $ 235,000 $ 235,000 $ 100,000
Kings, California 1 $ 165,000 $ 165,000 $ 70,000
Lake, California 1 $ 485,000 $ 485,000 $ 116,000
Merced, California 1 $ 215,000 $ 215,000 $ 130,000
Napa, California 1 $ 615,000 $ 615,000 $ 149,000
Shasta, California 1 $ 95,000 $ 95,000 $ 92,000
Siskiyou, California 1 $ 225,000 $ 225,000 $ 37,000
Broomfield, Colorado 1 $ 205,000 $ 205,000 $ 40,000
Logan, Colorado 1 $ 295,000 $ 295,000 $ 149,000
Mesa, Colorado 1 $ 175,000 $ 175,000 $ 37,000
Tolland, Connecticut 1 $ 125,000 $ 125,000 $ 0
Charlotte, Florida 1 $ 225,000 $ 225,000 $ 16,000
DeSoto, Florida 1 $ 165,000 $ 165,000 $ 58,000
Hardee, Florida 1 $ 205,000 $ 205,000 $ 133,000
Highlands, Florida 1 $ 125,000 $ 125,000 $ 0
Baldwin, Georgia 1 $ 145,000 $ 145,000 $ 24,000
Bartow, Georgia 1 $ 135,000 $ 135,000 $ 42,000
Bleckley, Georgia 1 $ 175,000 $ 175,000 $ 202,000
Clarke, Georgia 1 $ 75,000 $ 75,000 $ 70,000
Columbia, Georgia 1 $ 225,000 $ 225,000 $ 78,000
Forsyth, Georgia 1 $ 385,000 $ 385,000 $ 164,000
Gilmer, Georgia 1 $ 135,000 $ 135,000 $ 78,000
Jasper, Georgia 1 $ 145,000 $ 145,000 $ 0
Laurens, Georgia 1 $ 155,000 $ 155,000 $ 114,000
Lowndes, Georgia 1 $ 195,000 $ 195,000 $ 59,000
Monroe, Georgia 1 $ 145,000 $ 145,000 $ 52,000
Murray, Georgia 1 $ 135,000 $ 135,000 $ 103,000
Muscogee, Georgia 1 $ 105,000 $ 105,000 $ 52,000
Pickens, Georgia 1 $ 105,000 $ 105,000 $ 0
Polk, Georgia 1 $ 125,000 $ 125,000 $ 62,000
Walton, Georgia 1 $ 135,000 $ 135,000 $ 67,000
Adams, Illinois 1 $ 135,000 $ 135,000 $ 0
Bureau, Illinois 1 $ 75,000 $ 75,000 $ 0
Christian, Illinois 1 $ 185,000 $ 185,000 $ 88,000
Grundy, Illinois 1 $ 155,000 $ 155,000 $ 0
Jefferson, Illinois 1 $ 95,000 $ 95,000 $ 68,000
Jersey, Illinois 1 $ 95,000 $ 95,000 $ 73,000
McLean, Illinois 1 $ 135,000 $ 135,000 $ 0
St. Clair, Illinois 1 $ 175,000 $ 175,000 $ 110,000
Williamson, Illinois 1 $ 65,000 $ 65,000 $ 18,000
Winnebago, Illinois 1 $ 105,000 $ 105,000 $ 60,000
Allen, Indiana 1 $ 195,000 $ 195,000 $ 75,000
Clark, Indiana 1 $ 95,000 $ 95,000 $ 0
Delaware, Indiana 1 $ 125,000 $ 125,000 $ 0
Elkhart, Indiana 1 $ 85,000 $ 85,000 $ 29,000
Floyd, Indiana 1 $ 105,000 $ 105,000 $ 86,000
Hamilton, Indiana 1 $ 225,000 $ 225,000 $ 165,000
Jasper, Indiana 1 $ 215,000 $ 215,000 $ 166,000
Johnson, Indiana 1 $ 235,000 $ 235,000 $ 71,000
Monroe, Indiana 1 $ 105,000 $ 105,000 $ 0
Newton, Indiana 1 $ 85,000 $ 85,000 $ 0
St. Joseph, Indiana 1 $ 165,000 $ 165,000 $ 0
Tippecanoe, Indiana 1 $ 75,000 $ 75,000 $ 51,000
Vigo, Indiana 1 $ 115,000 $ 115,000 $ 103,000
Cass, Iowa 1 $ 135,000 $ 135,000 $ 80,000
Muscatine, Iowa 1 $ 105,000 $ 105,000 $ 19,000
Polk, Iowa 1 $ 195,000 $ 195,000 $ 0
Warren, Iowa 1 $ 235,000 $ 235,000 $ 130,000
Linn, Kansas 1 $ 125,000 $ 125,000 $ 62,000
Neosho, Kansas 1 $ 65,000 $ 65,000 $ 0
Pottawatomie, Kansas 1 $ 235,000 $ 235,000 $ 0
Campbell, Kentucky 1 $ 155,000 $ 155,000 $ 0
Hopkins, Kentucky 1 $ 105,000 $ 105,000 $ 39,000
Mercer, Kentucky 1 $ 155,000 $ 155,000 $ 78,000
Scott, Kentucky 1 $ 135,000 $ 135,000 $ 70,000
Shelby, Kentucky 1 $ 115,000 $ 115,000 $ 52,000
Calcasieu, Louisiana 1 $ 105,000 $ 105,000 $ 45,000
Livingston, Louisiana 1 $ 145,000 $ 145,000 $ 166,000
St. Charles, Louisiana 1 $ 155,000 $ 155,000 $ 127,000
St. Landry, Louisiana 1 $ 105,000 $ 105,000 $ 0
St. Tammany, Louisiana 1 $ 55,000 $ 55,000 $ 50,000
Terrebonne, Louisiana 1 $ 135,000 $ 135,000 $ 100,000
Calvert, Maryland 1 $ 605,000 $ 605,000 $ 191,000
Washington, Maryland 1 $ 185,000 $ 185,000 $ 64,000
Suffolk, Massachusetts 1 $ 335,000 $ 335,000 $ 0
Berrien, Michigan 1 $ 215,000 $ 215,000 $ 0
Calhoun, Michigan 1 $ 135,000 $ 135,000 $ 30,000
Eaton, Michigan 1 $ 125,000 $ 125,000 $ 0
Genesee, Michigan 1 $ 105,000 $ 105,000 $ 58,000
Ionia, Michigan 1 $ 105,000 $ 105,000 $ 0
Jackson, Michigan 1 $ 125,000 $ 125,000 $ 164,000
Kalamazoo, Michigan 1 $ 125,000 $ 125,000 $ 75,000
Manistee, Michigan 1 $ 225,000 $ 225,000 $ 38,000
Muskegon, Michigan 1 $ 95,000 $ 95,000 $ 70,000
Newaygo, Michigan 1 $ 135,000 $ 135,000 $ 50,000
Ottawa, Michigan 1 $ 155,000 $ 155,000 $ 57,000
Saginaw, Michigan 1 $ 75,000 $ 75,000 $ 108,000
Sanilac, Michigan 1 $ 125,000 $ 125,000 $ 67,000
Van Buren, Michigan 1 $ 115,000 $ 115,000 $ 0
Isanti, Minnesota 1 $ 65,000 $ 65,000 $ 0
Itasca, Minnesota 1 $ 165,000 $ 165,000 $ 47,000
Meeker, Minnesota 1 $ 265,000 $ 265,000 $ 131,000
Ramsey, Minnesota 1 $ 255,000 $ 255,000 $ 48,000
Scott, Minnesota 1 $ 125,000 $ 125,000 $ 71,000
Sherburne, Minnesota 1 $ 555,000 $ 555,000 $ 96,000
St. Louis, Minnesota 1 $ 85,000 $ 85,000 $ 284,000
Waseca, Minnesota 1 $ 125,000 $ 125,000 $ 0
DeSoto, Mississippi 1 $ 335,000 $ 335,000 $ 336,000
Harrison, Mississippi 1 $ 135,000 $ 135,000 $ 144,000
Jackson, Mississippi 1 $ 85,000 $ 85,000 $ 0
Madison, Mississippi 1 $ 235,000 $ 235,000 $ 60,000
Callaway, Missouri 1 $ 95,000 $ 95,000 $ 31,000
Cass, Missouri 1 $ 85,000 $ 85,000 $ 44,000
Clay, Missouri 1 $ 135,000 $ 135,000 $ 0
Clinton, Missouri 1 $ 145,000 $ 145,000 $ 60,000
Greene, Missouri 1 $ 75,000 $ 75,000 $ 44,000
Scott, Missouri 1 $ 105,000 $ 105,000 $ 0
St. Louis City, Missouri 1 $ 55,000 $ 55,000 $ 74,000
Taney, Missouri 1 $ 145,000 $ 145,000 $ 75,000
Holt, Nebraska 1 $ 215,000 $ 215,000 $ 82,000
Knox, Nebraska 1 $ 325,000 $ 325,000 $ 77,000
Camden, New Jersey 1 $ 185,000 $ 185,000 $ 156,000
Cumberland, New Jersey 1 $ 105,000 $ 105,000 $ 22,000
Hunterdon, New Jersey 1 $ 265,000 $ 265,000 $ 137,000
Dona Ana, New Mexico 1 $ 85,000 $ 85,000 $ 52,000
Santa Fe, New Mexico 1 $ 195,000 $ 195,000 $ 0
Albany, New York 1 $ 145,000 $ 145,000 $ 0
Kings, New York 1 $ 1,885,000 $ 1,885,000 $ 0
Orange, New York 1 $ 65,000 $ 65,000 $ 0
Camden, North Carolina 1 $ 205,000 $ 205,000 $ 98,000
Chatham, North Carolina 1 $ 405,000 $ 405,000 $ 58,000
Clay, North Carolina 1 $ 145,000 $ 145,000 $ 64,000
Davidson, North Carolina 1 $ 125,000 $ 125,000 $ 0
Granville, North Carolina 1 $ 145,000 $ 145,000 $ 62,000
Hertford, North Carolina 1 $ 75,000 $ 75,000 $ 0
Iredell, North Carolina 1 $ 285,000 $ 285,000 $ 99,000
Nash, North Carolina 1 $ 135,000 $ 135,000 $ 39,000
Onslow, North Carolina 1 $ 145,000 $ 145,000 $ 28,000
Stanly, North Carolina 1 $ 135,000 $ 135,000 $ 0
Surry, North Carolina 1 $ 95,000 $ 95,000 $ 0
Tyrrell, North Carolina 1 $ 95,000 $ 95,000 $ 55,000
Wilson, North Carolina 1 $ 135,000 $ 135,000 $ 92,000
Carroll, Ohio 1 $ 65,000 $ 65,000 $ 214,000
Clermont, Ohio 1 $ 115,000 $ 115,000 $ 67,000
Coshocton, Ohio 1 $ 115,000 $ 115,000 $ 67,000
Defiance, Ohio 1 $ 85,000 $ 85,000 $ 53,000
Gallia, Ohio 1 $ 95,000 $ 95,000 $ 131,000
Greene, Ohio 1 $ 145,000 $ 145,000 $ 73,000
Highland, Ohio 1 $ 65,000 $ 65,000 $ 61,000
Holmes, Ohio 1 $ 105,000 $ 105,000 $ 58,000
Knox, Ohio 1 $ 75,000 $ 75,000 $ 30,000
Lake, Ohio 1 $ 115,000 $ 115,000 $ 71,000
Logan, Ohio 1 $ 145,000 $ 145,000 $ 95,000
Madison, Ohio 1 $ 235,000 $ 235,000 $ 0
Miami, Ohio 1 $ 95,000 $ 95,000 $ 23,000
Montgomery, Ohio 1 $ 85,000 $ 85,000 $ 0
Pickaway, Ohio 1 $ 75,000 $ 75,000 $ 0
Pike, Ohio 1 $ 305,000 $ 305,000 $ 83,000
Portage, Ohio 1 $ 165,000 $ 165,000 $ 145,000
Ross, Ohio 1 $ 215,000 $ 215,000 $ 130,000
Summit, Ohio 1 $ 455,000 $ 455,000 $ 172,000
Wood, Ohio 1 $ 125,000 $ 125,000 $ 0
Cherokee, Oklahoma 1 $ 85,000 $ 85,000 $ 100,000
Cleveland, Oklahoma 1 $ 145,000 $ 145,000 $ 80,000
Creek, Oklahoma 1 $ 95,000 $ 95,000 $ 23,000
Grant, Oklahoma 1 $ 65,000 $ 65,000 $ 60,000
Lincoln, Oklahoma 1 $ 125,000 $ 125,000 $ 40,000
Mayes, Oklahoma 1 $ 185,000 $ 185,000 $ 188,000
Clackamas, Oregon 1 $ 495,000 $ 495,000 $ 53,000
Clatsop, Oregon 1 $ 95,000 $ 95,000 $ 32,000
Deschutes, Oregon 1 $ 245,000 $ 245,000 $ 60,000
Jackson, Oregon 1 $ 165,000 $ 165,000 $ 0
Lane, Oregon 1 $ 275,000 $ 275,000 $ 81,000
Marion, Oregon 1 $ 215,000 $ 215,000 $ 71,000
Umatilla, Oregon 1 $ 105,000 $ 105,000 $ 177,000
Cumberland, Pennsylvania 1 $ 105,000 $ 105,000 $ 83,000
Erie, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Lancaster, Pennsylvania 1 $ 145,000 $ 145,000 $ 68,000
Lycoming, Pennsylvania 1 $ 115,000 $ 115,000 $ 47,000
McKean, Pennsylvania 1 $ 105,000 $ 105,000 $ 36,000
Monroe, Pennsylvania 1 $ 335,000 $ 335,000 $ 0
Northumberland, Pennsylvania 1 $ 115,000 $ 115,000 $ 81,000
Schuylkill, Pennsylvania 1 $ 65,000 $ 65,000 $ 39,000
Snyder, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Washington, Pennsylvania 1 $ 235,000 $ 235,000 $ 79,000
Westmoreland, Pennsylvania 1 $ 195,000 $ 195,000 $ 60,000
Washington, Rhode Island 1 $ 845,000 $ 845,000 $ 0
Beaufort, South Carolina 1 $ 185,000 $ 185,000 $ 0
Cherokee, South Carolina 1 $ 125,000 $ 125,000 $ 0
Greenwood, South Carolina 1 $ 115,000 $ 115,000 $ 137,000
Kershaw, South Carolina 1 $ 265,000 $ 265,000 $ 110,000
Lancaster, South Carolina 1 $ 295,000 $ 295,000 $ 160,000
Marion, South Carolina 1 $ 85,000 $ 85,000 $ 48,000
Marlboro, South Carolina 1 $ 55,000 $ 55,000 $ 21,000
Orangeburg, South Carolina 1 $ 75,000 $ 75,000 $ 20,000
Pickens, South Carolina 1 $ 145,000 $ 145,000 $ 107,000
Richland, South Carolina 1 $ 145,000 $ 145,000 $ 0
Bradley, Tennessee 1 $ 185,000 $ 185,000 $ 61,000
Dickson, Tennessee 1 $ 175,000 $ 175,000 $ 77,000
Hamilton, Tennessee 1 $ 75,000 $ 75,000 $ 46,000
Marshall, Tennessee 1 $ 165,000 $ 165,000 $ 37,000
Rutherford, Tennessee 1 $ 215,000 $ 215,000 $ 0
Stewart, Tennessee 1 $ 125,000 $ 125,000 $ 69,000
Sumner, Tennessee 1 $ 235,000 $ 235,000 $ 38,000
Washington, Tennessee 1 $ 285,000 $ 285,000 $ 0
Aransas, Texas 1 $ 205,000 $ 205,000 $ 73,000
Bastrop, Texas 1 $ 115,000 $ 115,000 $ 74,000
Camp, Texas 1 $ 65,000 $ 65,000 $ 164,000
Chambers, Texas 1 $ 145,000 $ 145,000 $ 67,000
Erath, Texas 1 $ 265,000 $ 265,000 $ 134,000
Grayson, Texas 1 $ 85,000 $ 85,000 $ 0
Guadalupe, Texas 1 $ 235,000 $ 235,000 $ 71,000
Hidalgo, Texas 1 $ 95,000 $ 95,000 $ 93,000
Jefferson, Texas 1 $ 55,000 $ 55,000 $ 0
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Mortgage Loan Application Detail Totals for Fay Servicing LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,253 $313,945,000 $250,000 $2,975,000 $97,000 $1,920,000
Cash-out Refinancing 637 $156,155,000 $245,000 $2,555,000 $73,000 $357,000
Home Purchase 137 $35,765,000 $261,000 $2,085,000 $74,000 $337,000
Other Purpose 1 $55,000 $55,000 $55,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 810 $195,640,000 $241,000 $2,975,000 $94,000 $900,000
Black or African American 333 $64,485,000 $193,000 $645,000 $77,000 $516,000
Not Provided 327 $88,325,000 $270,000 $1,995,000 $89,000 $1,920,000
Hispanic 234 $59,830,000 $255,000 $1,965,000 $79,000 $480,000
Not applicable 231 $64,565,000 $279,000 $2,555,000 $0 $0
Asian 78 $28,910,000 $370,000 $1,675,000 $106,000 $540,000
American Indian or Alaskan Native 9 $2,185,000 $242,000 $405,000 $80,000 $132,000
Native Hawaiian or Other Pacific Islander 6 $1,980,000 $330,000 $655,000 $79,000 $180,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,424 $385,960,000 $271,000 $2,975,000 $101,000 $1,920,000
FHA-insured (Federal Housing Administration) 594 $117,360,000 $197,000 $775,000 $58,000 $372,000
VA-guaranteed (Veterans Administration) 10 $2,600,000 $260,000 $575,000 $93,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 608 $157,860,000 $259,000 $1,995,000 $77,000 $540,000
Application Withdrawn By Applicant 570 $151,090,000 $265,000 $2,085,000 $100,000 $1,200,000
Loan Originated 493 $102,505,000 $207,000 $855,000 $74,000 $360,000
File Closed For Incompleteness 259 $68,865,000 $265,000 $2,975,000 $119,000 $1,920,000
Application Approved But Not Accepted 98 $25,600,000 $261,000 $2,555,000 $0 $22,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,420 $348,060,000 $245,000 $2,975,000 $95,000 $1,920,000
Debt-To-Income Ratio 296 $80,870,000 $273,000 $1,995,000 $61,000 $540,000
Credit History 221 $53,925,000 $244,000 $1,965,000 $98,000 $480,000
Collateral 58 $11,490,000 $198,000 $1,445,000 $77,000 $320,000
Insufficient Cash (Downpayment, Closing Cost) 13 $4,725,000 $363,000 $1,425,000 $85,000 $250,000
Other 9 $3,065,000 $340,000 $925,000 $75,000 $250,000
Employment History 6 $1,410,000 $235,000 $515,000 $77,000 $200,000
Unverifiable Information 5 $2,375,000 $475,000 $995,000 $84,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fay Servicing LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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