Fidelity Bank Mortgage Lending & HMDA Data, 2004

In 2004, Fidelity Bank of Wichita, KS reported 2,845 mortgage applications totaling $285.5 million, down 7% from 2003. The average application was for $100,365, and applicants reported an average income of $29,828. 42% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Wichita, KS (1,000), Dallas-Plano-Irving, TX (252) and Fort Worth-Arlington, TX (228) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,845
Total Mortgage Loan Application Amount $285,541,000
Average Mortgage Loan Application Amount $100,365
Highest Mortgage Loan Application Amount $1,545,000
Average Applicant Income $29,828
Highest Applicant Income $561,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 901 $ 66,856,000 $ 74,201 $ 47,000
Tarrant, Texas 182 $ 8,531,000 $ 46,873 $ 0
Denton, Texas 89 $ 3,994,000 $ 44,876 $ 0
Dallas, Texas 75 $ 3,675,000 $ 49,000 $ 14,000
Collin, Texas 61 $ 2,922,000 $ 47,901 $ 0
Butler, Kansas 53 $ 4,504,000 $ 84,981 $ 52,000
Cowley, Kansas 52 $ 3,369,000 $ 64,788 $ 47,000
Oklahoma, Oklahoma 39 $ 4,133,000 $ 105,974 $ 77,000
Sumner, Kansas 35 $ 2,112,000 $ 60,342 $ 52,000
Harris, Texas 35 $ 1,666,000 $ 47,600 $ 0
Hennepin, Minnesota 34 $ 2,155,000 $ 63,382 $ 0
Fairfax, Virginia 28 $ 11,097,000 $ 396,321 $ 0
Parker, Texas 27 $ 1,350,000 $ 50,000 $ 0
Saline, Kansas 23 $ 910,000 $ 39,565 $ 50,000
Los Angeles, California 22 $ 6,612,000 $ 300,545 $ 41,000
Middlesex, Massachusetts 22 $ 8,441,000 $ 383,681 $ 0
San Diego, California 15 $ 5,185,000 $ 345,666 $ 12,000
Anoka, Minnesota 15 $ 601,000 $ 40,066 $ 0
Ramsey, Minnesota 15 $ 619,000 $ 41,266 $ 3,000
Johnson, Texas 15 $ 436,000 $ 29,066 $ 0
Santa Clara, California 14 $ 5,476,000 $ 391,142 $ 0
Ellis, Texas 14 $ 508,000 $ 36,285 $ 0
Montgomery, Texas 14 $ 889,000 $ 63,500 $ 0
Maricopa, Arizona 12 $ 2,193,000 $ 182,750 $ 49,000
Humboldt, California 12 $ 1,625,000 $ 135,416 $ 67,000
Mahoning, Ohio 12 $ 759,000 $ 63,250 $ 18,000
Harvey, Kansas 11 $ 758,000 $ 68,909 $ 57,000
Suffolk, Massachusetts 11 $ 3,648,000 $ 331,636 $ 0
Washington, Minnesota 11 $ 508,000 $ 46,181 $ 0
Fort Bend, Texas 11 $ 692,000 $ 62,909 $ 0
Essex, Massachusetts 10 $ 3,062,000 $ 306,200 $ 0
Clark, Nevada 10 $ 3,508,000 $ 350,800 $ 32,000
Franklin, Ohio 9 $ 1,330,000 $ 147,777 $ 20,000
Travis, Texas 9 $ 868,000 $ 96,444 $ 0
Loudoun, Virginia 9 $ 2,957,000 $ 328,555 $ 27,000
District of Columbia, District Of Columbia 8 $ 2,460,000 $ 307,500 $ 0
Cook, Illinois 8 $ 1,264,000 $ 158,000 $ 22,000
Shawnee, Kansas 8 $ 314,000 $ 39,250 $ 30,000
Dakota, Minnesota 8 $ 398,000 $ 49,750 $ 0
Monroe, New York 8 $ 410,000 $ 51,250 $ 23,000
Kaufman, Texas 8 $ 384,000 $ 48,000 $ 0
Fulton, Georgia 7 $ 2,023,000 $ 289,000 $ 13,000
McPherson, Kansas 7 $ 117,000 $ 16,714 $ 50,000
Reno, Kansas 7 $ 309,000 $ 44,142 $ 58,000
Worcester, Massachusetts 7 $ 1,571,000 $ 224,428 $ 0
Genesee, Michigan 7 $ 271,000 $ 38,714 $ 12,000
Wayne, Michigan 7 $ 644,000 $ 92,000 $ 10,000
Nassau, New York 7 $ 1,557,000 $ 222,428 $ 43,000
Suffolk, New York 7 $ 1,249,000 $ 178,428 $ 32,000
Tulsa, Oklahoma 7 $ 432,000 $ 61,714 $ 37,000
Rockwall, Texas 7 $ 182,000 $ 26,000 $ 0
Hartford, Connecticut 6 $ 621,000 $ 103,500 $ 48,000
Montgomery, Maryland 6 $ 2,485,000 $ 414,166 $ 0
Norfolk, Massachusetts 6 $ 2,469,000 $ 411,500 $ 0
Queens, New York 6 $ 1,358,000 $ 226,333 $ 52,000
Canadian, Oklahoma 6 $ 791,000 $ 131,833 $ 50,000
Orange, California 5 $ 1,987,000 $ 397,400 $ 0
Duval, Florida 5 $ 313,000 $ 62,600 $ 11,000
Kingman, Kansas 5 $ 249,000 $ 49,800 $ 63,000
Riley, Kansas 5 $ 323,000 $ 64,600 $ 77,000
Wright, Minnesota 5 $ 192,000 $ 38,400 $ 0
Kings, New York 5 $ 994,000 $ 198,800 $ 35,000
Westchester, New York 5 $ 1,005,000 $ 201,000 $ 42,000
Cherokee, Oklahoma 5 $ 160,000 $ 32,000 $ 52,000
Houston, Alabama 4 $ 192,000 $ 48,000 $ 54,000
Jefferson, Alabama 4 $ 147,000 $ 36,750 $ 36,000
St. Clair, Alabama 4 $ 148,000 $ 37,000 $ 44,000
Contra Costa, California 4 $ 1,609,000 $ 402,250 $ 0
Riverside, California 4 $ 870,000 $ 217,500 $ 70,000
Ventura, California 4 $ 1,191,000 $ 297,750 $ 0
Fairfield, Connecticut 4 $ 1,735,000 $ 433,750 $ 30,000
New Haven, Connecticut 4 $ 370,000 $ 92,500 $ 52,000
Lee, Florida 4 $ 1,143,000 $ 285,750 $ 37,000
Douglas, Kansas 4 $ 490,000 $ 122,500 $ 118,000
Prince George's, Maryland 4 $ 469,000 $ 117,250 $ 60,000
Plymouth, Massachusetts 4 $ 824,000 $ 206,000 $ 0
Oakland, Michigan 4 $ 856,000 $ 214,000 $ 39,000
Scott, Minnesota 4 $ 182,000 $ 45,500 $ 0
Hinds, Mississippi 4 $ 156,000 $ 39,000 $ 39,000
Rankin, Mississippi 4 $ 191,000 $ 47,750 $ 24,000
Bergen, New Jersey 4 $ 1,291,000 $ 322,750 $ 24,000
Erie, New York 4 $ 340,000 $ 85,000 $ 61,000
Ulster, New York 4 $ 841,000 $ 210,250 $ 26,000
Cumberland, North Carolina 4 $ 223,000 $ 55,750 $ 32,000
Comanche, Oklahoma 4 $ 140,000 $ 35,000 $ 52,000
Beaufort, South Carolina 4 $ 1,903,000 $ 475,750 $ 26,000
Wise, Texas 4 $ 155,000 $ 38,750 $ 0
Alexandria, Virginia 4 $ 1,629,000 $ 407,250 $ 0
Augusta, Virginia 4 $ 195,000 $ 48,750 $ 42,000
Virginia Beach, Virginia 4 $ 1,196,000 $ 299,000 $ 0
Baldwin, Alabama 3 $ 431,000 $ 143,666 $ 17,000
Barbour, Alabama 3 $ 65,000 $ 21,666 $ 30,000
Talladega, Alabama 3 $ 104,000 $ 34,666 $ 33,000
Washington, Alabama 3 $ 128,000 $ 42,666 $ 54,000
Alameda, California 3 $ 1,126,000 $ 375,333 $ 0
Marin, California 3 $ 1,537,000 $ 512,333 $ 0
Monterey, California 3 $ 984,000 $ 328,000 $ 3,000
Santa Barbara, California 3 $ 1,363,000 $ 454,333 $ 0
Santa Cruz, California 3 $ 1,140,000 $ 380,000 $ 0
Jackson, Florida 3 $ 169,000 $ 56,333 $ 51,000
Pinellas, Florida 3 $ 1,834,000 $ 611,333 $ 33,000
Polk, Florida 3 $ 215,000 $ 71,666 $ 15,000
Clayton, Georgia 3 $ 301,000 $ 100,333 $ 0
Cobb, Georgia 3 $ 561,000 $ 187,000 $ 81,000
Lake, Illinois 3 $ 1,121,000 $ 373,666 $ 32,000
Lake, Indiana 3 $ 178,000 $ 59,333 $ 0
Ford, Kansas 3 $ 139,000 $ 46,333 $ 30,000
Johnson, Kansas 3 $ 341,000 $ 113,666 $ 102,000
Wyandotte, Kansas 3 $ 146,000 $ 48,666 $ 39,000
Bristol, Massachusetts 3 $ 1,217,000 $ 405,666 $ 0
Muskegon, Michigan 3 $ 175,000 $ 58,333 $ 6,000
Carver, Minnesota 3 $ 147,000 $ 49,000 $ 0
Lauderdale, Mississippi 3 $ 168,000 $ 56,000 $ 42,000
Jackson, Missouri 3 $ 93,000 $ 31,000 $ 39,000
Rockingham, New Hampshire 3 $ 781,000 $ 260,333 $ 0
Albany, New York 3 $ 216,000 $ 72,000 $ 0
Brunswick, North Carolina 3 $ 100,000 $ 33,333 $ 38,000
Mecklenburg, North Carolina 3 $ 682,000 $ 227,333 $ 0
Cuyahoga, Ohio 3 $ 264,000 $ 88,000 $ 0
Licking, Ohio 3 $ 698,000 $ 232,666 $ 0
Lorain, Ohio 3 $ 207,000 $ 69,000 $ 0
Creek, Oklahoma 3 $ 62,000 $ 20,666 $ 35,000
Mayes, Oklahoma 3 $ 143,000 $ 47,666 $ 59,000
Ottawa, Oklahoma 3 $ 91,000 $ 30,333 $ 51,000
Wagoner, Oklahoma 3 $ 187,000 $ 62,333 $ 42,000
Williamson, Texas 3 $ 84,000 $ 28,000 $ 0
Arlington, Virginia 3 $ 1,158,000 $ 386,000 $ 0
Prince William, Virginia 3 $ 1,042,000 $ 347,333 $ 0
Roanoke City, Virginia 3 $ 177,000 $ 59,000 $ 97,000
Milwaukee, Wisconsin 3 $ 230,000 $ 76,666 $ 74,000
Calhoun, Alabama 2 $ 35,000 $ 17,500 $ 35,000
Choctaw, Alabama 2 $ 55,000 $ 27,500 $ 34,000
Coffee, Alabama 2 $ 88,000 $ 44,000 $ 53,000
Dale, Alabama 2 $ 52,000 $ 26,000 $ 46,000
Geneva, Alabama 2 $ 74,000 $ 37,000 $ 55,000
Jackson, Alabama 2 $ 182,000 $ 91,000 $ 42,000
Monroe, Alabama 2 $ 56,000 $ 28,000 $ 19,000
Tuscaloosa, Alabama 2 $ 96,000 $ 48,000 $ 49,000
Walker, Alabama 2 $ 96,000 $ 48,000 $ 44,000
Crittenden, Arkansas 2 $ 98,000 $ 49,000 $ 40,000
Faulkner, Arkansas 2 $ 143,000 $ 71,500 $ 83,000
Hot Spring, Arkansas 2 $ 56,000 $ 28,000 $ 48,000
Lawrence, Arkansas 2 $ 70,000 $ 35,000 $ 31,000
Pulaski, Arkansas 2 $ 68,000 $ 34,000 $ 8,000
White, Arkansas 2 $ 81,000 $ 40,500 $ 64,000
Placer, California 2 $ 1,077,000 $ 538,500 $ 0
San Benito, California 2 $ 846,000 $ 423,000 $ 0
San Francisco, California 2 $ 989,000 $ 494,500 $ 0
San Mateo, California 2 $ 442,000 $ 221,000 $ 0
Sonoma, California 2 $ 1,092,000 $ 546,000 $ 0
Windham, Connecticut 2 $ 478,000 $ 239,000 $ 0
Broward, Florida 2 $ 109,000 $ 54,500 $ 0
Columbia, Florida 2 $ 103,000 $ 51,500 $ 77,000
Escambia, Florida 2 $ 408,000 $ 204,000 $ 11,000
Leon, Florida 2 $ 80,000 $ 40,000 $ 18,000
Sarasota, Florida 2 $ 545,000 $ 272,500 $ 20,000
Suwannee, Florida 2 $ 73,000 $ 36,500 $ 30,000
Charlton, Georgia 2 $ 93,000 $ 46,500 $ 35,000
DeKalb, Georgia 2 $ 191,000 $ 95,500 $ 0
Gwinnett, Georgia 2 $ 279,000 $ 139,500 $ 0
Putnam, Georgia 2 $ 106,000 $ 53,000 $ 40,000
Randolph, Georgia 2 $ 82,000 $ 41,000 $ 74,000
Ware, Georgia 2 $ 95,000 $ 47,500 $ 34,000
Honolulu, Hawaii 2 $ 1,027,000 $ 513,500 $ 0
Williamson, Illinois 2 $ 86,000 $ 43,000 $ 29,000
Clay, Kansas 2 $ 84,000 $ 42,000 $ 12,000
Finney, Kansas 2 $ 51,000 $ 25,500 $ 40,000
Geary, Kansas 2 $ 75,000 $ 37,500 $ 57,000
Marion, Kansas 2 $ 102,000 $ 51,000 $ 12,000
Seward, Kansas 2 $ 30,000 $ 15,000 $ 43,000
Hampden, Massachusetts 2 $ 139,000 $ 69,500 $ 0
Clay, Minnesota 2 $ 39,000 $ 19,500 $ 0
Isanti, Minnesota 2 $ 76,000 $ 38,000 $ 0
Copiah, Mississippi 2 $ 91,000 $ 45,500 $ 31,000
Jones, Mississippi 2 $ 96,000 $ 48,000 $ 50,000
Lowndes, Mississippi 2 $ 85,000 $ 42,500 $ 42,000
Madison, Mississippi 2 $ 70,000 $ 35,000 $ 31,000
Pontotoc, Mississippi 2 $ 73,000 $ 36,500 $ 31,000
Prentiss, Mississippi 2 $ 70,000 $ 35,000 $ 43,000
Tate, Mississippi 2 $ 105,000 $ 52,500 $ 55,000
Washington, Mississippi 2 $ 50,000 $ 25,000 $ 12,000
Cass, Missouri 2 $ 81,000 $ 40,500 $ 44,000
St. Louis City, Missouri 2 $ 30,000 $ 15,000 $ 17,000
Washoe, Nevada 2 $ 1,142,000 $ 571,000 $ 0
Somerset, New Jersey 2 $ 429,000 $ 214,500 $ 65,000
Sussex, New Jersey 2 $ 419,000 $ 209,500 $ 49,000
San Juan, New Mexico 2 $ 38,000 $ 19,000 $ 41,000
Bronx, New York 2 $ 245,000 $ 122,500 $ 74,000
Niagara, New York 2 $ 104,000 $ 52,000 $ 0
Orange, New York 2 $ 387,000 $ 193,500 $ 31,000
Rockland, New York 2 $ 708,000 $ 354,000 $ 0
Schenectady, New York 2 $ 227,000 $ 113,500 $ 39,000
Beaufort, North Carolina 2 $ 70,000 $ 35,000 $ 30,000
Gates, North Carolina 2 $ 34,000 $ 17,000 $ 29,000
New Hanover, North Carolina 2 $ 165,000 $ 82,500 $ 0
Robeson, North Carolina 2 $ 90,000 $ 45,000 $ 20,000
Butler, Ohio 2 $ 127,000 $ 63,500 $ 14,000
Clermont, Ohio 2 $ 175,000 $ 87,500 $ 0
Columbiana, Ohio 2 $ 74,000 $ 37,000 $ 0
Highland, Ohio 2 $ 119,000 $ 59,500 $ 0
Trumbull, Ohio 2 $ 100,000 $ 50,000 $ 0
Logan, Oklahoma 2 $ 120,000 $ 60,000 $ 35,000
Tillamook, Oregon 2 $ 130,000 $ 65,000 $ 0
Allegheny, Pennsylvania 2 $ 160,000 $ 80,000 $ 54,000
Montgomery, Pennsylvania 2 $ 992,000 $ 496,000 $ 0
Dorchester, South Carolina 2 $ 84,000 $ 42,000 $ 42,000
Florence, South Carolina 2 $ 108,000 $ 54,000 $ 65,000
Bedford, Tennessee 2 $ 73,000 $ 36,500 $ 24,000
Coffee, Tennessee 2 $ 53,000 $ 26,500 $ 23,000
Cumberland, Tennessee 2 $ 67,000 $ 33,500 $ 43,000
Greene, Tennessee 2 $ 101,000 $ 50,500 $ 24,000
Knox, Tennessee 2 $ 159,000 $ 79,500 $ 0
Maury, Tennessee 2 $ 133,000 $ 66,500 $ 41,000
Cherokee, Texas 2 $ 75,000 $ 37,500 $ 0
Coryell, Texas 2 $ 86,000 $ 43,000 $ 0
Galveston, Texas 2 $ 77,000 $ 38,500 $ 0
Hays, Texas 2 $ 64,000 $ 32,000 $ 0
Navarro, Texas 2 $ 80,000 $ 40,000 $ 0
Smith, Texas 2 $ 67,000 $ 33,500 $ 0
Van Zandt, Texas 2 $ 42,000 $ 21,000 $ 0
Waller, Texas 2 $ 365,000 $ 182,500 $ 0
King, Washington 2 $ 496,000 $ 248,000 $ 0
Harrison, West Virginia 2 $ 94,000 $ 47,000 $ 32,000
Jefferson, West Virginia 2 $ 84,000 $ 42,000 $ 34,000
Kanawha, West Virginia 2 $ 91,000 $ 45,500 $ 40,000
Nicholas, West Virginia 2 $ 85,000 $ 42,500 $ 27,000
Blount, Alabama 1 $ 43,000 $ 43,000 $ 57,000
Bullock, Alabama 1 $ 50,000 $ 50,000 $ 51,000
Chilton, Alabama 1 $ 52,000 $ 52,000 $ 50,000
Clay, Alabama 1 $ 39,000 $ 39,000 $ 49,000
Conecuh, Alabama 1 $ 31,000 $ 31,000 $ 24,000
Coosa, Alabama 1 $ 80,000 $ 80,000 $ 46,000
Dallas, Alabama 1 $ 51,000 $ 51,000 $ 84,000
Elmore, Alabama 1 $ 48,000 $ 48,000 $ 86,000
Escambia, Alabama 1 $ 27,000 $ 27,000 $ 40,000
Etowah, Alabama 1 $ 44,000 $ 44,000 $ 22,000
Fayette, Alabama 1 $ 46,000 $ 46,000 $ 38,000
Henry, Alabama 1 $ 14,000 $ 14,000 $ 42,000
Limestone, Alabama 1 $ 336,000 $ 336,000 $ 0
Marengo, Alabama 1 $ 46,000 $ 46,000 $ 51,000
Marion, Alabama 1 $ 51,000 $ 51,000 $ 30,000
Marshall, Alabama 1 $ 58,000 $ 58,000 $ 38,000
Mobile, Alabama 1 $ 81,000 $ 81,000 $ 83,000
Montgomery, Alabama 1 $ 25,000 $ 25,000 $ 56,000
Shelby, Alabama 1 $ 365,000 $ 365,000 $ 0
Winston, Alabama 1 $ 37,000 $ 37,000 $ 34,000
Apache, Arizona 1 $ 24,000 $ 24,000 $ 63,000
Cochise, Arizona 1 $ 28,000 $ 28,000 $ 19,000
Gila, Arizona 1 $ 370,000 $ 370,000 $ 0
Mohave, Arizona 1 $ 40,000 $ 40,000 $ 28,000
Pima, Arizona 1 $ 55,000 $ 55,000 $ 54,000
Pinal, Arizona 1 $ 67,000 $ 67,000 $ 0
Yavapai, Arizona 1 $ 58,000 $ 58,000 $ 61,000
Boone, Arkansas 1 $ 33,000 $ 33,000 $ 86,000
Calhoun, Arkansas 1 $ 26,000 $ 26,000 $ 26,000
Craighead, Arkansas 1 $ 45,000 $ 45,000 $ 19,000
Dallas, Arkansas 1 $ 45,000 $ 45,000 $ 36,000
Independence, Arkansas 1 $ 44,000 $ 44,000 $ 26,000
Lonoke, Arkansas 1 $ 65,000 $ 65,000 $ 41,000
Ouachita, Arkansas 1 $ 29,000 $ 29,000 $ 52,000
Poinsett, Arkansas 1 $ 26,000 $ 26,000 $ 40,000
Sebastian, Arkansas 1 $ 46,000 $ 46,000 $ 32,000
Sharp, Arkansas 1 $ 60,000 $ 60,000 $ 150,000
Fresno, California 1 $ 250,000 $ 250,000 $ 100,000
Mendocino, California 1 $ 77,000 $ 77,000 $ 38,000
Sacramento, California 1 $ 131,000 $ 131,000 $ 0
San Bernardino, California 1 $ 86,000 $ 86,000 $ 0
San Luis Obispo, California 1 $ 297,000 $ 297,000 $ 0
Solano, California 1 $ 404,000 $ 404,000 $ 0
Tulare, California 1 $ 91,000 $ 91,000 $ 0
Alamosa, Colorado 1 $ 13,000 $ 13,000 $ 19,000
Arapahoe, Colorado 1 $ 62,000 $ 62,000 $ 31,000
Boulder, Colorado 1 $ 330,000 $ 330,000 $ 0
Dolores, Colorado 1 $ 34,000 $ 34,000 $ 22,000
Montrose, Colorado 1 $ 48,000 $ 48,000 $ 0
Litchfield, Connecticut 1 $ 55,000 $ 55,000 $ 28,000
Tolland, Connecticut 1 $ 96,000 $ 96,000 $ 0
New Castle, Delaware 1 $ 59,000 $ 59,000 $ 0
Alachua, Florida 1 $ 45,000 $ 45,000 $ 37,000
Charlotte, Florida 1 $ 38,000 $ 38,000 $ 0
Clay, Florida 1 $ 57,000 $ 57,000 $ 0
DeSoto, Florida 1 $ 48,000 $ 48,000 $ 37,000
Dixie, Florida 1 $ 51,000 $ 51,000 $ 86,000
Gadsden, Florida 1 $ 38,000 $ 38,000 $ 40,000
Levy, Florida 1 $ 77,000 $ 77,000 $ 57,000
Madison, Florida 1 $ 47,000 $ 47,000 $ 84,000
Marion, Florida 1 $ 41,000 $ 41,000 $ 44,000
Miami-Dade, Florida 1 $ 353,000 $ 353,000 $ 0
Pasco, Florida 1 $ 125,000 $ 125,000 $ 45,000
Putnam, Florida 1 $ 45,000 $ 45,000 $ 34,000
Santa Rosa, Florida 1 $ 52,000 $ 52,000 $ 29,000
Sumter, Florida 1 $ 86,000 $ 86,000 $ 0
Volusia, Florida 1 $ 124,000 $ 124,000 $ 0
Appling, Georgia 1 $ 52,000 $ 52,000 $ 33,000
Bartow, Georgia 1 $ 62,000 $ 62,000 $ 44,000
Brantley, Georgia 1 $ 16,000 $ 16,000 $ 28,000
Brooks, Georgia 1 $ 39,000 $ 39,000 $ 28,000
Bulloch, Georgia 1 $ 49,000 $ 49,000 $ 40,000
Camden, Georgia 1 $ 56,000 $ 56,000 $ 0
Carroll, Georgia 1 $ 78,000 $ 78,000 $ 0
Chatham, Georgia 1 $ 62,000 $ 62,000 $ 0
Clay, Georgia 1 $ 67,000 $ 67,000 $ 35,000
Clinch, Georgia 1 $ 17,000 $ 17,000 $ 34,000
Coffee, Georgia 1 $ 47,000 $ 47,000 $ 28,000
Colquitt, Georgia 1 $ 56,000 $ 56,000 $ 41,000
Dodge, Georgia 1 $ 45,000 $ 45,000 $ 0
Effingham, Georgia 1 $ 79,000 $ 79,000 $ 35,000
Fayette, Georgia 1 $ 329,000 $ 329,000 $ 0
Heard, Georgia 1 $ 46,000 $ 46,000 $ 23,000
Henry, Georgia 1 $ 92,000 $ 92,000 $ 0
Jeff Davis, Georgia 1 $ 59,000 $ 59,000 $ 46,000
Lee, Georgia 1 $ 20,000 $ 20,000 $ 0
McIntosh, Georgia 1 $ 80,000 $ 80,000 $ 49,000
Mitchell, Georgia 1 $ 35,000 $ 35,000 $ 25,000
Muscogee, Georgia 1 $ 43,000 $ 43,000 $ 67,000
Rockdale, Georgia 1 $ 103,000 $ 103,000 $ 0
Stephens, Georgia 1 $ 30,000 $ 30,000 $ 27,000
Thomas, Georgia 1 $ 58,000 $ 58,000 $ 51,000
Union, Georgia 1 $ 97,000 $ 97,000 $ 0
Walker, Georgia 1 $ 60,000 $ 60,000 $ 70,000
Wilkes, Georgia 1 $ 33,000 $ 33,000 $ 16,000
Maui, Hawaii 1 $ 330,000 $ 330,000 $ 0
Ada, Idaho 1 $ 140,000 $ 140,000 $ 90,000
Franklin, Illinois 1 $ 36,000 $ 36,000 $ 32,000
Jasper, Illinois 1 $ 74,000 $ 74,000 $ 0
Kane, Illinois 1 $ 425,000 $ 425,000 $ 0
Boone, Indiana 1 $ 305,000 $ 305,000 $ 0
Carroll, Indiana 1 $ 126,000 $ 126,000 $ 0
Johnson, Indiana 1 $ 300,000 $ 300,000 $ 0
Marion, Indiana 1 $ 405,000 $ 405,000 $ 0
Pulaski, Indiana 1 $ 58,000 $ 58,000 $ 0
Anderson, Kansas 1 $ 36,000 $ 36,000 $ 0
Barton, Kansas 1 $ 20,000 $ 20,000 $ 74,000
Bourbon, Kansas 1 $ 25,000 $ 25,000 $ 0
Cloud, Kansas 1 $ 16,000 $ 16,000 $ 31,000
Dickinson, Kansas 1 $ 25,000 $ 25,000 $ 43,000
Grant, Kansas 1 $ 97,000 $ 97,000 $ 35,000
Greenwood, Kansas 1 $ 6,000 $ 6,000 $ 40,000
Harper, Kansas 1 $ 44,000 $ 44,000 $ 40,000
Labette, Kansas 1 $ 85,000 $ 85,000 $ 74,000
Leavenworth, Kansas 1 $ 23,000 $ 23,000 $ 0
Linn, Kansas 1 $ 50,000 $ 50,000 $ 46,000
Montgomery, Kansas 1 $ 54,000 $ 54,000 $ 30,000
Neosho, Kansas 1 $ 19,000 $ 19,000 $ 0
Scott, Kansas 1 $ 76,000 $ 76,000 $ 47,000
Stafford, Kansas 1 $ 66,000 $ 66,000 $ 57,000
Stevens, Kansas 1 $ 2,000 $ 2,000 $ 18,000
Wilson, Kansas 1 $ 46,000 $ 46,000 $ 35,000
Calloway, Kentucky 1 $ 27,000 $ 27,000 $ 33,000
Carroll, Kentucky 1 $ 85,000 $ 85,000 $ 34,000
Fayette, Kentucky 1 $ 90,000 $ 90,000 $ 38,000
Warren, Kentucky 1 $ 105,000 $ 105,000 $ 67,000
Caddo, Louisiana 1 $ 222,000 $ 222,000 $ 176,000
Jefferson, Louisiana 1 $ 88,000 $ 88,000 $ 0
St. Bernard, Louisiana 1 $ 94,000 $ 94,000 $ 0
St. Tammany, Louisiana 1 $ 53,000 $ 53,000 $ 166,000
Cumberland, Maine 1 $ 279,000 $ 279,000 $ 0
Oxford, Maine 1 $ 55,000 $ 55,000 $ 0
Penobscot, Maine 1 $ 35,000 $ 35,000 $ 0
Sagadahoc, Maine 1 $ 30,000 $ 30,000 $ 0
Anne Arundel, Maryland 1 $ 499,000 $ 499,000 $ 0
Baltimore City, Maryland 1 $ 26,000 $ 26,000 $ 0
Calvert, Maryland 1 $ 335,000 $ 335,000 $ 0
Carroll, Maryland 1 $ 346,000 $ 346,000 $ 0
Charles, Maryland 1 $ 318,000 $ 318,000 $ 0
Garrett, Maryland 1 $ 588,000 $ 588,000 $ 0
Howard, Maryland 1 $ 510,000 $ 510,000 $ 0
Queen Anne's, Maryland 1 $ 593,000 $ 593,000 $ 0
St. Mary's, Maryland 1 $ 317,000 $ 317,000 $ 0
Barnstable, Massachusetts 1 $ 500,000 $ 500,000 $ 0
Berkshire, Massachusetts 1 $ 43,000 $ 43,000 $ 73,000
Franklin, Massachusetts 1 $ 85,000 $ 85,000 $ 24,000
Clare, Michigan 1 $ 21,000 $ 21,000 $ 0
Huron, Michigan 1 $ 41,000 $ 41,000 $ 0
Ingham, Michigan 1 $ 47,000 $ 47,000 $ 0
Iosco, Michigan 1 $ 41,000 $ 41,000 $ 0
Saginaw, Michigan 1 $ 40,000 $ 40,000 $ 0
Chisago, Minnesota 1 $ 140,000 $ 140,000 $ 0
Itasca, Minnesota 1 $ 38,000 $ 38,000 $ 0
McLeod, Minnesota 1 $ 57,000 $ 57,000 $ 0
Olmsted, Minnesota 1 $ 32,000 $ 32,000 $ 0
Rice, Minnesota 1 $ 45,000 $ 45,000 $ 0
Sherburne, Minnesota 1 $ 31,000 $ 31,000 $ 0
Stearns, Minnesota 1 $ 34,000 $ 34,000 $ 0
Attala, Mississippi 1 $ 59,000 $ 59,000 $ 27,000
Calhoun, Mississippi 1 $ 50,000 $ 50,000 $ 53,000
DeSoto, Mississippi 1 $ 61,000 $ 61,000 $ 101,000
Franklin, Mississippi 1 $ 50,000 $ 50,000 $ 52,000
Grenada, Mississippi 1 $ 77,000 $ 77,000 $ 31,000
Jackson, Mississippi 1 $ 28,000 $ 28,000 $ 63,000
Lafayette, Mississippi 1 $ 51,000 $ 51,000 $ 50,000
Lamar, Mississippi 1 $ 65,000 $ 65,000 $ 36,000
Lawrence, Mississippi 1 $ 46,000 $ 46,000 $ 68,000
Marshall, Mississippi 1 $ 30,000 $ 30,000 $ 26,000
Neshoba, Mississippi 1 $ 74,000 $ 74,000 $ 88,000
Newton, Mississippi 1 $ 77,000 $ 77,000 $ 40,000
Pike, Mississippi 1 $ 46,000 $ 46,000 $ 27,000
Tippah, Mississippi 1 $ 24,000 $ 24,000 $ 18,000
Union, Mississippi 1 $ 67,000 $ 67,000 $ 61,000
Wayne, Mississippi 1 $ 27,000 $ 27,000 $ 47,000
Webster, Mississippi 1 $ 23,000 $ 23,000 $ 33,000
Barry, Missouri 1 $ 86,000 $ 86,000 $ 0
Barton, Missouri 1 $ 32,000 $ 32,000 $ 18,000
Cape Girardeau, Missouri 1 $ 30,000 $ 30,000 $ 26,000
Chariton, Missouri 1 $ 26,000 $ 26,000 $ 21,000
Christian, Missouri 1 $ 92,000 $ 92,000 $ 0
Grundy, Missouri 1 $ 37,000 $ 37,000 $ 51,000
Madison, Missouri 1 $ 32,000 $ 32,000 $ 95,000
Newton, Missouri 1 $ 291,000 $ 291,000 $ 0
Polk, Missouri 1 $ 66,000 $ 66,000 $ 0
Ray, Missouri 1 $ 41,000 $ 41,000 $ 76,000
Scott, Missouri 1 $ 15,000 $ 15,000 $ 35,000
Warren, Missouri 1 $ 23,000 $ 23,000 $ 0
Washington, Missouri 1 $ 10,000 $ 10,000 $ 33,000
Douglas, Nebraska 1 $ 27,000 $ 27,000 $ 0
Hillsborough, New Hampshire 1 $ 150,000 $ 150,000 $ 0
Burlington, New Jersey 1 $ 155,000 $ 155,000 $ 161,000
Camden, New Jersey 1 $ 43,000 $ 43,000 $ 0
Cumberland, New Jersey 1 $ 73,000 $ 73,000 $ 0
Gloucester, New Jersey 1 $ 78,000 $ 78,000 $ 0
Hudson, New Jersey 1 $ 270,000 $ 270,000 $ 74,000
Monmouth, New Jersey 1 $ 280,000 $ 280,000 $ 127,000
Chaves, New Mexico 1 $ 22,000 $ 22,000 $ 49,000
Cibola, New Mexico 1 $ 66,000 $ 66,000 $ 55,000
McKinley, New Mexico 1 $ 18,000 $ 18,000 $ 97,000
Otero, New Mexico 1 $ 57,000 $ 57,000 $ 25,000
Santa Fe, New Mexico 1 $ 736,000 $ 736,000 $ 0
Broome, New York 1 $ 60,000 $ 60,000 $ 50,000
New York, New York 1 $ 555,000 $ 555,000 $ 0
Onondaga, New York 1 $ 75,000 $ 75,000 $ 86,000
Orleans, New York 1 $ 56,000 $ 56,000 $ 0
Putnam, New York 1 $ 112,000 $ 112,000 $ 0
Richmond, New York 1 $ 130,000 $ 130,000 $ 38,000
Wyoming, New York 1 $ 46,000 $ 46,000 $ 0
Alamance, North Carolina 1 $ 15,000 $ 15,000 $ 24,000
Avery, North Carolina 1 $ 48,000 $ 48,000 $ 15,000
Buncombe, North Carolina 1 $ 84,000 $ 84,000 $ 66,000
Carteret, North Carolina 1 $ 46,000 $ 46,000 $ 25,000
Cleveland, North Carolina 1 $ 40,000 $ 40,000 $ 0
Craven, North Carolina 1 $ 64,000 $ 64,000 $ 43,000
Forsyth, North Carolina 1 $ 115,000 $ 115,000 $ 89,000
Gaston, North Carolina 1 $ 40,000 $ 40,000 $ 0
Guilford, North Carolina 1 $ 79,000 $ 79,000 $ 34,000
Halifax, North Carolina 1 $ 42,000 $ 42,000 $ 29,000
Henderson, North Carolina 1 $ 24,000 $ 24,000 $ 26,000
Johnston, North Carolina 1 $ 291,000 $ 291,000 $ 0
Nash, North Carolina 1 $ 60,000 $ 60,000 $ 0
Northampton, North Carolina 1 $ 18,000 $ 18,000 $ 48,000
Sampson, North Carolina 1 $ 42,000 $ 42,000 $ 16,000
Wake, North Carolina 1 $ 100,000 $ 100,000 $ 22,000
Wayne, North Carolina 1 $ 50,000 $ 50,000 $ 18,000
Yadkin, North Carolina 1 $ 30,000 $ 30,000 $ 20,000
Defiance, Ohio 1 $ 60,000 $ 60,000 $ 0
Knox, Ohio 1 $ 62,000 $ 62,000 $ 0
Miami, Ohio 1 $ 61,000 $ 61,000 $ 0
Montgomery, Ohio 1 $ 61,000 $ 61,000 $ 0
Pickaway, Ohio 1 $ 85,000 $ 85,000 $ 0
Beckham, Oklahoma 1 $ 33,000 $ 33,000 $ 41,000
Carter, Oklahoma 1 $ 21,000 $ 21,000 $ 14,000
Delaware, Oklahoma 1 $ 14,000 $ 14,000 $ 86,000
Kay, Oklahoma 1 $ 51,000 $ 51,000 $ 23,000
Lincoln, Oklahoma 1 $ 20,000 $ 20,000 $ 74,000
McIntosh, Oklahoma 1 $ 16,000 $ 16,000 $ 20,000
Nowata, Oklahoma 1 $ 15,000 $ 15,000 $ 78,000
Pittsburg, Oklahoma 1 $ 30,000 $ 30,000 $ 38,000
Pottawatomie, Oklahoma 1 $ 60,000 $ 60,000 $ 259,000
Sequoyah, Oklahoma 1 $ 53,000 $ 53,000 $ 39,000
Texas, Oklahoma 1 $ 48,000 $ 48,000 $ 72,000
Jackson, Oregon 1 $ 318,000 $ 318,000 $ 0
Lane, Oregon 1 $ 88,000 $ 88,000 $ 0
Marion, Oregon 1 $ 85,000 $ 85,000 $ 0
Yamhill, Oregon 1 $ 310,000 $ 310,000 $ 0
Berks, Pennsylvania 1 $ 72,000 $ 72,000 $ 0
Bucks, Pennsylvania 1 $ 533,000 $ 533,000 $ 0
Chester, Pennsylvania 1 $ 394,000 $ 394,000 $ 0
Dauphin, Pennsylvania 1 $ 57,000 $ 57,000 $ 0
Erie, Pennsylvania 1 $ 61,000 $ 61,000 $ 0
Luzerne, Pennsylvania 1 $ 57,000 $ 57,000 $ 0
Monroe, Pennsylvania 1 $ 126,000 $ 126,000 $ 0
Philadelphia, Pennsylvania 1 $ 100,000 $ 100,000 $ 32,000
Aiken, South Carolina 1 $ 33,000 $ 33,000 $ 91,000
Allendale, South Carolina 1 $ 36,000 $ 36,000 $ 28,000
Berkeley, South Carolina 1 $ 22,000 $ 22,000 $ 36,000
Charleston, South Carolina 1 $ 1,100,000 $ 1,100,000 $ 0
Darlington, South Carolina 1 $ 42,000 $ 42,000 $ 21,000
Greenville, South Carolina 1 $ 49,000 $ 49,000 $ 0
Jasper, South Carolina 1 $ 57,000 $ 57,000 $ 32,000
Kershaw, South Carolina 1 $ 72,000 $ 72,000 $ 41,000
Laurens, South Carolina 1 $ 35,000 $ 35,000 $ 26,000
Lexington, South Carolina 1 $ 44,000 $ 44,000 $ 37,000
Marlboro, South Carolina 1 $ 39,000 $ 39,000 $ 24,000
McCormick, South Carolina 1 $ 57,000 $ 57,000 $ 28,000
Oconee, South Carolina 1 $ 71,000 $ 71,000 $ 0
Pickens, South Carolina 1 $ 43,000 $ 43,000 $ 45,000
Richland, South Carolina 1 $ 84,000 $ 84,000 $ 62,000
Spartanburg, South Carolina 1 $ 86,000 $ 86,000 $ 0
Blount, Tennessee 1 $ 17,000 $ 17,000 $ 76,000
Cannon, Tennessee 1 $ 47,000 $ 47,000 $ 15,000
Claiborne, Tennessee 1 $ 53,000 $ 53,000 $ 26,000
Cocke, Tennessee 1 $ 45,000 $ 45,000 $ 43,000
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Mortgage Loan Application Detail Totals for Fidelity Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,308 $133,339,000 $122,341 $1,545,000 $18,926 $561,000
Refinancing 793 $128,252,000 $232,763 $1,100,000 $28,763 $259,000
Home Improvement 744 $23,950,000 $23,250 $137,000 $19,500 $219,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,279 $92,425,000 $77,437 $344,000 $60,656 $561,000
Not applicable 1,235 $171,489,000 $209,317 $1,545,000 $97 $103,000
Not Provided 122 $7,336,000 $78,380 $280,000 $57,761 $197,000
Black or African American 102 $6,473,000 $68,764 $159,000 $44,117 $115,000
Hispanic 66 $4,692,000 $71,888 $353,000 $49,888 $164,000
Asian 22 $2,259,000 $99,200 $585,000 $56,200 $172,000
American Indian or Alaskan Native 18 $767,000 $36,000 $113,000 $33,666 $108,000
Native Hawaiian or Other Pacific Islander 1 $100,000 $100,000 $100,000 $61,000 $61,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,375 $250,108,000 $176,119 $1,545,000 $28,761 $561,000
FHA-insured (Federal Housing Administration) 395 $28,754,000 $75,916 $161,000 $3,333 $115,000
VA-guaranteed (Veterans Administration) 69 $6,166,000 $76,375 $173,000 $20,875 $103,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $513,000 $85,000 $116,000 $28,000 $47,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,234 $171,364,000 $209,341 $1,545,000 $0 $0
Loan Originated 1,205 $92,988,000 $75,787 $344,000 $55,848 $561,000
Application Denied By Financial Institution 195 $7,149,000 $61,428 $353,000 $38,619 $163,000
Application Approved But Not Accepted 135 $7,282,000 $48,187 $585,000 $49,187 $180,000
Application Withdrawn By Applicant 64 $6,089,000 $99,000 $289,000 $77,428 $259,000
File Closed For Incompleteness 12 $669,000 $55,000 $102,000 $48,000 $80,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 124 $4,100,000 $61,350 $249,000 $42,100 $163,000
Debt-To-Income Ratio 39 $1,061,000 $49,714 $111,000 $31,142 $100,000
Collateral 11 $568,000 $70,000 $147,000 $51,500 $108,000
Other 11 $1,021,000 $96,222 $353,000 $39,666 $83,000
Employment History 6 $303,000 $47,400 $81,000 $34,400 $53,000
Unverifiable Information 3 $51,000 $20,500 $32,000 $38,500 $120,000
Credit Application Incomplete 1 $45,000 $45,000 $45,000 $113,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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