Fidelity Bank Mortgage Lending & HMDA Data, 2022

In 2022, Fidelity Bank of Wichita, KS reported 3,572 mortgage applications totaling $783.9 million, up 5% from 2021. The average application was for $219,448, and applicants reported an average income of $141,077. 45% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Wichita, KS (1,201), Kansas City, MO-KS (414) and Oklahoma City, OK (332) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,572
Total Mortgage Loan Application Amount $783,870,000
Average Mortgage Loan Application Amount $219,448
Highest Mortgage Loan Application Amount $20,435,000
Average Applicant Income $141,077
Highest Applicant Income $2,054,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,065 $ 214,615,000 $ 201,516 $ 113,000
Johnson, Kansas 236 $ 71,260,000 $ 301,949 $ 187,000
Oklahoma, Oklahoma 198 $ 43,430,000 $ 219,343 $ 156,000
Jackson, Missouri 93 $ 19,325,000 $ 207,795 $ 335,000
Butler, Kansas 91 $ 20,055,000 $ 220,384 $ 122,000
Maricopa, Arizona 52 $ 10,280,000 $ 197,692 $ 212,000
Tulsa, Oklahoma 45 $ 10,085,000 $ 224,111 $ 197,000
Cleveland, Oklahoma 41 $ 3,895,000 $ 95,000 $ 113,000
Canadian, Oklahoma 40 $ 4,010,000 $ 100,250 $ 149,000
Los Angeles, California 39 $ 6,645,000 $ 170,384 $ 76,000
Sumner, Kansas 29 $ 3,045,000 $ 105,000 $ 87,000
Logan, Oklahoma 29 $ 4,015,000 $ 138,448 $ 191,000
Orange, California 28 $ 5,330,000 $ 190,357 $ 190,000
Riverside, California 28 $ 3,980,000 $ 142,142 $ 249,000
Mayes, Oklahoma 27 $ 3,885,000 $ 143,888 $ 91,000
San Diego, California 25 $ 4,285,000 $ 171,400 $ 105,000
Clark, Nevada 23 $ 3,935,000 $ 171,086 $ 168,000
Miami-Dade, Florida 22 $ 1,840,000 $ 83,636 $ 79,000
Cass, Missouri 20 $ 5,950,000 $ 297,500 $ 170,000
San Bernardino, California 19 $ 2,665,000 $ 140,263 $ 0
Clark, Washington 18 $ 2,190,000 $ 121,666 $ 0
King, Washington 17 $ 3,175,000 $ 186,764 $ 0
Harvey, Kansas 16 $ 2,030,000 $ 126,875 $ 80,000
Miami, Kansas 16 $ 3,780,000 $ 236,250 $ 107,000
Sacramento, California 15 $ 4,365,000 $ 291,000 $ 171,000
Platte, Missouri 15 $ 5,975,000 $ 398,333 $ 163,000
Fulton, Georgia 14 $ 2,040,000 $ 145,714 $ 73,000
Wyandotte, Kansas 14 $ 3,300,000 $ 235,714 $ 138,000
Alameda, California 13 $ 2,275,000 $ 175,000 $ 0
Broward, Florida 13 $ 3,875,000 $ 298,076 $ 360,000
Cobb, Georgia 13 $ 1,305,000 $ 100,384 $ 0
Cook, Illinois 12 $ 1,530,000 $ 127,500 $ 98,000
Douglas, Kansas 12 $ 3,200,000 $ 266,666 $ 167,000
Worcester, Massachusetts 12 $ 1,050,000 $ 87,500 $ 0
Clay, Missouri 11 $ 3,805,000 $ 345,909 $ 144,000
McClain, Oklahoma 11 $ 2,065,000 $ 187,727 $ 148,000
Placer, California 10 $ 1,650,000 $ 165,000 $ 111,000
Santa Clara, California 10 $ 2,040,000 $ 204,000 $ 81,000
Solano, California 10 $ 1,330,000 $ 133,000 $ 0
Ventura, California 10 $ 1,440,000 $ 144,000 $ 0
Palm Beach, Florida 10 $ 2,020,000 $ 202,000 $ 481,000
Oakland, Michigan 10 $ 1,200,000 $ 120,000 $ 0
Clackamas, Oregon 10 $ 1,390,000 $ 139,000 $ 0
Washington, Oregon 10 $ 1,480,000 $ 148,000 $ 0
Davidson, Tennessee 10 $ 1,370,000 $ 137,000 $ 162,000
Contra Costa, California 9 $ 1,625,000 $ 180,555 $ 0
Cowley, Kansas 9 $ 915,000 $ 101,666 $ 97,000
Essex, Massachusetts 9 $ 705,000 $ 78,333 $ 0
Grady, Oklahoma 9 $ 1,115,000 $ 123,888 $ 118,000
Rogers, Oklahoma 9 $ 1,495,000 $ 166,111 $ 98,000
Snohomish, Washington 9 $ 1,635,000 $ 181,666 $ 0
Benton, Arkansas 8 $ 2,270,000 $ 283,750 $ 173,000
San Joaquin, California 8 $ 1,130,000 $ 141,250 $ 0
Middlesex, Massachusetts 8 $ 1,860,000 $ 232,500 $ 323,000
St. Louis, Missouri 8 $ 1,770,000 $ 221,250 $ 131,000
Jefferson, Alabama 7 $ 665,000 $ 95,000 $ 66,000
Tulare, California 7 $ 1,165,000 $ 166,428 $ 98,000
Hillsborough, Florida 7 $ 865,000 $ 123,571 $ 67,000
Kingman, Kansas 7 $ 1,245,000 $ 177,857 $ 75,000
Reno, Kansas 7 $ 755,000 $ 107,857 $ 87,000
Macomb, Michigan 7 $ 605,000 $ 86,428 $ 0
St. Charles, Missouri 7 $ 905,000 $ 129,285 $ 94,000
Multnomah, Oregon 7 $ 605,000 $ 86,428 $ 0
Mobile, Alabama 6 $ 17,010,000 $ 2,835,000 $ 80,000
Fresno, California 6 $ 890,000 $ 148,333 $ 71,000
Denver, Colorado 6 $ 12,470,000 $ 2,078,333 $ 125,000
El Paso, Colorado 6 $ 2,830,000 $ 471,666 $ 1,440,000
Forsyth, Georgia 6 $ 1,130,000 $ 188,333 $ 0
Leavenworth, Kansas 6 $ 1,710,000 $ 285,000 $ 146,000
St. Louis City, Missouri 6 $ 790,000 $ 131,666 $ 122,000
Delaware, Oklahoma 6 $ 1,440,000 $ 240,000 $ 126,000
Baldwin, Alabama 5 $ 2,045,000 $ 409,000 $ 238,000
Duval, Florida 5 $ 675,000 $ 135,000 $ 0
Lee, Florida 5 $ 1,035,000 $ 207,000 $ 172,000
Manatee, Florida 5 $ 885,000 $ 177,000 $ 0
Pinellas, Florida 5 $ 445,000 $ 89,000 $ 42,000
DeKalb, Georgia 5 $ 305,000 $ 61,000 $ 0
Gwinnett, Georgia 5 $ 575,000 $ 115,000 $ 0
Will, Illinois 5 $ 515,000 $ 103,000 $ 101,000
Norfolk, Massachusetts 5 $ 985,000 $ 197,000 $ 131,000
Bernalillo, New Mexico 5 $ 1,015,000 $ 203,000 $ 92,000
Charleston, South Carolina 5 $ 775,000 $ 155,000 $ 0
Pierce, Washington 5 $ 445,000 $ 89,000 $ 0
Pima, Arizona 4 $ 970,000 $ 242,500 $ 304,000
Kern, California 4 $ 430,000 $ 107,500 $ 0
Napa, California 4 $ 320,000 $ 80,000 $ 0
Orange, Florida 4 $ 420,000 $ 105,000 $ 0
Cherokee, Georgia 4 $ 250,000 $ 62,500 $ 0
Kootenai, Idaho 4 $ 1,010,000 $ 252,500 $ 159,000
Champaign, Illinois 4 $ 220,000 $ 55,000 $ 40,000
Shawnee, Kansas 4 $ 1,370,000 $ 342,500 $ 140,000
Hennepin, Minnesota 4 $ 530,000 $ 132,500 $ 0
Wright, Minnesota 4 $ 250,000 $ 62,500 $ 0
Camden, Missouri 4 $ 2,790,000 $ 697,500 $ 752,000
Warren, Missouri 4 $ 450,000 $ 112,500 $ 73,000
Hillsborough, New Hampshire 4 $ 380,000 $ 95,000 $ 0
Santa Fe, New Mexico 4 $ 930,000 $ 232,500 $ 86,000
Summit, Ohio 4 $ 280,000 $ 70,000 $ 0
Kay, Oklahoma 4 $ 480,000 $ 120,000 $ 127,000
Lincoln, Oklahoma 4 $ 580,000 $ 145,000 $ 72,000
Yamhill, Oregon 4 $ 580,000 $ 145,000 $ 0
Montgomery, Pennsylvania 4 $ 530,000 $ 132,500 $ 0
Horry, South Carolina 4 $ 460,000 $ 115,000 $ 0
York, South Carolina 4 $ 360,000 $ 90,000 $ 0
Rutherford, Tennessee 4 $ 420,000 $ 105,000 $ 0
Shelby, Tennessee 4 $ 730,000 $ 182,500 $ 176,000
Sumner, Tennessee 4 $ 880,000 $ 220,000 $ 82,000
Williamson, Tennessee 4 $ 520,000 $ 130,000 $ 0
Dallas, Texas 4 $ 3,160,000 $ 790,000 $ 135,000
Utah, Utah 4 $ 480,000 $ 120,000 $ 0
Fairfax, Virginia 4 $ 650,000 $ 162,500 $ 0
Kitsap, Washington 4 $ 600,000 $ 150,000 $ 0
Thurston, Washington 4 $ 260,000 $ 65,000 $ 0
Pinal, Arizona 3 $ 285,000 $ 95,000 $ 0
Washington, Arkansas 3 $ 1,365,000 $ 455,000 $ 203,000
San Luis Obispo, California 3 $ 405,000 $ 135,000 $ 0
Jefferson, Colorado 3 $ 1,065,000 $ 355,000 $ 168,000
Hartford, Connecticut 3 $ 275,000 $ 91,666 $ 0
Bay, Florida 3 $ 555,000 $ 185,000 $ 104,000
Seminole, Florida 3 $ 345,000 $ 115,000 $ 54,000
St. Johns, Florida 3 $ 415,000 $ 138,333 $ 0
Volusia, Florida 3 $ 565,000 $ 188,333 $ 99,000
Coweta, Georgia 3 $ 365,000 $ 121,666 $ 0
Ada, Idaho 3 $ 355,000 $ 118,333 $ 0
Monroe, Indiana 3 $ 495,000 $ 165,000 $ 63,000
Jefferson, Kansas 3 $ 615,000 $ 205,000 $ 100,000
Marion, Kansas 3 $ 695,000 $ 231,666 $ 113,000
Baltimore, Maryland 3 $ 345,000 $ 115,000 $ 0
Barnstable, Massachusetts 3 $ 385,000 $ 128,333 $ 0
Hampshire, Massachusetts 3 $ 1,115,000 $ 371,666 $ 138,000
Plymouth, Massachusetts 3 $ 575,000 $ 191,666 $ 229,000
Livingston, Michigan 3 $ 235,000 $ 78,333 $ 0
Shiawassee, Michigan 3 $ 155,000 $ 51,666 $ 67,000
Wayne, Michigan 3 $ 155,000 $ 51,666 $ 0
Washoe, Nevada 3 $ 3,385,000 $ 1,128,333 $ 0
Merrimack, New Hampshire 3 $ 135,000 $ 45,000 $ 0
Bergen, New Jersey 3 $ 675,000 $ 225,000 $ 0
Monmouth, New Jersey 3 $ 415,000 $ 138,333 $ 0
Los Alamos, New Mexico 3 $ 1,265,000 $ 421,666 $ 270,000
Union, North Carolina 3 $ 335,000 $ 111,666 $ 0
Franklin, Ohio 3 $ 625,000 $ 208,333 $ 151,000
Creek, Oklahoma 3 $ 145,000 $ 48,333 $ 92,000
Muskogee, Oklahoma 3 $ 395,000 $ 131,666 $ 131,000
Pottawatomie, Oklahoma 3 $ 645,000 $ 215,000 $ 95,000
Wagoner, Oklahoma 3 $ 655,000 $ 218,333 $ 76,000
Marion, Oregon 3 $ 235,000 $ 78,333 $ 0
Bucks, Pennsylvania 3 $ 855,000 $ 285,000 $ 249,000
Philadelphia, Pennsylvania 3 $ 165,000 $ 55,000 $ 0
Providence, Rhode Island 3 $ 615,000 $ 205,000 $ 72,000
Greenville, South Carolina 3 $ 445,000 $ 148,333 $ 72,000
Lexington, South Carolina 3 $ 275,000 $ 91,666 $ 0
Richland, South Carolina 3 $ 315,000 $ 105,000 $ 0
Hamilton, Tennessee 3 $ 275,000 $ 91,666 $ 0
Wilson, Tennessee 3 $ 525,000 $ 175,000 $ 0
Salt Lake, Utah 3 $ 455,000 $ 151,666 $ 0
Cowlitz, Washington 3 $ 325,000 $ 108,333 $ 0
Island, Washington 3 $ 235,000 $ 78,333 $ 0
Madison, Alabama 2 $ 110,000 $ 55,000 $ 0
Shelby, Alabama 2 $ 180,000 $ 90,000 $ 0
St. Clair, Alabama 2 $ 4,940,000 $ 2,470,000 $ 0
Lake, California 2 $ 220,000 $ 110,000 $ 60,000
San Francisco, California 2 $ 250,000 $ 125,000 $ 0
San Mateo, California 2 $ 660,000 $ 330,000 $ 103,000
Yolo, California 2 $ 220,000 $ 110,000 $ 0
Arapahoe, Colorado 2 $ 180,000 $ 90,000 $ 0
Elbert, Colorado 2 $ 2,400,000 $ 1,200,000 $ 473,000
Fremont, Colorado 2 $ 190,000 $ 95,000 $ 0
Larimer, Colorado 2 $ 190,000 $ 95,000 $ 0
Mesa, Colorado 2 $ 220,000 $ 110,000 $ 0
Fairfield, Connecticut 2 $ 180,000 $ 90,000 $ 0
Clay, Florida 2 $ 130,000 $ 65,000 $ 67,000
Collier, Florida 2 $ 1,590,000 $ 795,000 $ 1,128,000
Hernando, Florida 2 $ 200,000 $ 100,000 $ 0
Leon, Florida 2 $ 130,000 $ 65,000 $ 0
Martin, Florida 2 $ 240,000 $ 120,000 $ 51,000
Monroe, Florida 2 $ 410,000 $ 205,000 $ 0
Nassau, Florida 2 $ 840,000 $ 420,000 $ 186,000
Pasco, Florida 2 $ 350,000 $ 175,000 $ 220,000
Sarasota, Florida 2 $ 180,000 $ 90,000 $ 0
Douglas, Georgia 2 $ 170,000 $ 85,000 $ 0
Houston, Georgia 2 $ 110,000 $ 55,000 $ 0
Muscogee, Georgia 2 $ 240,000 $ 120,000 $ 0
Paulding, Georgia 2 $ 140,000 $ 70,000 $ 0
Lake, Illinois 2 $ 100,000 $ 50,000 $ 0
McHenry, Illinois 2 $ 740,000 $ 370,000 $ 157,000
Allen, Indiana 2 $ 200,000 $ 100,000 $ 36,000
Hamilton, Indiana 2 $ 390,000 $ 195,000 $ 0
Hancock, Indiana 2 $ 160,000 $ 80,000 $ 0
Crawford, Kansas 2 $ 190,000 $ 95,000 $ 160,000
Ellis, Kansas 2 $ 460,000 $ 230,000 $ 195,000
Harper, Kansas 2 $ 170,000 $ 85,000 $ 45,000
Osage, Kansas 2 $ 330,000 $ 165,000 $ 94,000
Riley, Kansas 2 $ 110,000 $ 55,000 $ 71,000
Woodson, Kansas 2 $ 220,000 $ 110,000 $ 134,000
Jefferson, Kentucky 2 $ 50,000 $ 25,000 $ 0
Ascension, Louisiana 2 $ 220,000 $ 110,000 $ 0
Lafayette, Louisiana 2 $ 100,000 $ 50,000 $ 0
Terrebonne, Louisiana 2 $ 260,000 $ 130,000 $ 0
Anne Arundel, Maryland 2 $ 160,000 $ 80,000 $ 0
Frederick, Maryland 2 $ 210,000 $ 105,000 $ 0
Montgomery, Maryland 2 $ 260,000 $ 130,000 $ 0
Queen Anne's, Maryland 2 $ 120,000 $ 60,000 $ 0
Bristol, Massachusetts 2 $ 330,000 $ 165,000 $ 0
Hampden, Massachusetts 2 $ 290,000 $ 145,000 $ 0
Anoka, Minnesota 2 $ 120,000 $ 60,000 $ 0
Blue Earth, Minnesota 2 $ 140,000 $ 70,000 $ 0
Dakota, Minnesota 2 $ 130,000 $ 65,000 $ 0
Washington, Minnesota 2 $ 120,000 $ 60,000 $ 0
DeSoto, Mississippi 2 $ 360,000 $ 180,000 $ 82,000
Boone, Missouri 2 $ 120,000 $ 60,000 $ 95,000
Franklin, Missouri 2 $ 90,000 $ 45,000 $ 169,000
Lafayette, Missouri 2 $ 530,000 $ 265,000 $ 53,000
Morgan, Missouri 2 $ 500,000 $ 250,000 $ 154,000
Taney, Missouri 2 $ 300,000 $ 150,000 $ 324,000
Yellowstone, Montana 2 $ 1,840,000 $ 920,000 $ 333,000
Lancaster, Nebraska 2 $ 190,000 $ 95,000 $ 42,000
Burlington, New Jersey 2 $ 310,000 $ 155,000 $ 90,000
Camden, New Jersey 2 $ 140,000 $ 70,000 $ 0
Rio Arriba, New Mexico 2 $ 230,000 $ 115,000 $ 57,000
Montgomery, New York 2 $ 240,000 $ 120,000 $ 49,000
Cabarrus, North Carolina 2 $ 480,000 $ 240,000 $ 185,000
Cuyahoga, Ohio 2 $ 140,000 $ 70,000 $ 58,000
Delaware, Ohio 2 $ 280,000 $ 140,000 $ 0
Hamilton, Ohio 2 $ 230,000 $ 115,000 $ 0
Le Flore, Oklahoma 2 $ 340,000 $ 170,000 $ 134,000
Payne, Oklahoma 2 $ 430,000 $ 215,000 $ 121,000
Stephens, Oklahoma 2 $ 330,000 $ 165,000 $ 68,000
Lane, Oregon 2 $ 160,000 $ 80,000 $ 0
Allegheny, Pennsylvania 2 $ 300,000 $ 150,000 $ 0
Franklin, Pennsylvania 2 $ 160,000 $ 80,000 $ 0
Westmoreland, Pennsylvania 2 $ 130,000 $ 65,000 $ 0
Newport, Rhode Island 2 $ 120,000 $ 60,000 $ 0
Aiken, South Carolina 2 $ 250,000 $ 125,000 $ 0
Bradley, Tennessee 2 $ 170,000 $ 85,000 $ 0
Dickson, Tennessee 2 $ 180,000 $ 90,000 $ 0
Montgomery, Tennessee 2 $ 360,000 $ 180,000 $ 110,000
Rhea, Tennessee 2 $ 340,000 $ 170,000 $ 404,000
Robertson, Tennessee 2 $ 80,000 $ 40,000 $ 0
Bexar, Texas 2 $ 1,190,000 $ 595,000 $ 276,000
Harris, Texas 2 $ 25,560,000 $ 12,780,000 $ 0
Chesterfield, Virginia 2 $ 120,000 $ 60,000 $ 0
Henrico, Virginia 2 $ 240,000 $ 120,000 $ 0
Loudoun, Virginia 2 $ 350,000 $ 175,000 $ 0
Newport News, Virginia 2 $ 90,000 $ 45,000 $ 0
Norfolk, Virginia 2 $ 200,000 $ 100,000 $ 0
Powhatan, Virginia 2 $ 200,000 $ 100,000 $ 0
Prince William, Virginia 2 $ 80,000 $ 40,000 $ 0
Benton, Washington 2 $ 320,000 $ 160,000 $ 0
Clallam, Washington 2 $ 200,000 $ 100,000 $ 0
Milwaukee, Wisconsin 2 $ 350,000 $ 175,000 $ 147,000
Walworth, Wisconsin 2 $ 70,000 $ 35,000 $ 0
Cullman, Alabama 1 $ 65,000 $ 65,000 $ 0
Lee, Alabama 1 $ 55,000 $ 55,000 $ 46,000
Limestone, Alabama 1 $ 155,000 $ 155,000 $ 0
Montgomery, Alabama 1 $ 105,000 $ 105,000 $ 65,000
Matanuska-Susitna, Alaska 1 $ 185,000 $ 185,000 $ 110,000
Navajo, Arizona 1 $ 405,000 $ 405,000 $ 124,000
Yuma, Arizona 1 $ 105,000 $ 105,000 $ 0
Cross, Arkansas 1 $ 135,000 $ 135,000 $ 0
Sebastian, Arkansas 1 $ 35,000 $ 35,000 $ 0
Calaveras, California 1 $ 105,000 $ 105,000 $ 0
Del Norte, California 1 $ 165,000 $ 165,000 $ 0
El Dorado, California 1 $ 75,000 $ 75,000 $ 0
Kings, California 1 $ 65,000 $ 65,000 $ 0
Merced, California 1 $ 155,000 $ 155,000 $ 0
Monterey, California 1 $ 125,000 $ 125,000 $ 0
Nevada, California 1 $ 255,000 $ 255,000 $ 0
San Benito, California 1 $ 75,000 $ 75,000 $ 0
Santa Barbara, California 1 $ 75,000 $ 75,000 $ 0
Santa Cruz, California 1 $ 805,000 $ 805,000 $ 0
Sonoma, California 1 $ 255,000 $ 255,000 $ 0
Stanislaus, California 1 $ 45,000 $ 45,000 $ 0
Adams, Colorado 1 $ 255,000 $ 255,000 $ 0
Boulder, Colorado 1 $ 255,000 $ 255,000 $ 0
Broomfield, Colorado 1 $ 235,000 $ 235,000 $ 0
Eagle, Colorado 1 $ 65,000 $ 65,000 $ 0
Montrose, Colorado 1 $ 95,000 $ 95,000 $ 0
Morgan, Colorado 1 $ 125,000 $ 125,000 $ 0
Park, Colorado 1 $ 75,000 $ 75,000 $ 0
Teller, Colorado 1 $ 205,000 $ 205,000 $ 0
New London, Connecticut 1 $ 185,000 $ 185,000 $ 0
Windham, Connecticut 1 $ 115,000 $ 115,000 $ 0
New Castle, Delaware 1 $ 55,000 $ 55,000 $ 0
Escambia, Florida 1 $ 105,000 $ 105,000 $ 0
Flagler, Florida 1 $ 105,000 $ 105,000 $ 0
Indian River, Florida 1 $ 155,000 $ 155,000 $ 0
Okaloosa, Florida 1 $ 195,000 $ 195,000 $ 100,000
Polk, Florida 1 $ 105,000 $ 105,000 $ 0
Santa Rosa, Florida 1 $ 55,000 $ 55,000 $ 0
St. Lucie, Florida 1 $ 255,000 $ 255,000 $ 0
Walton, Florida 1 $ 105,000 $ 105,000 $ 0
Appling, Georgia 1 $ 35,000 $ 35,000 $ 0
Barrow, Georgia 1 $ 55,000 $ 55,000 $ 0
Bulloch, Georgia 1 $ 475,000 $ 475,000 $ 208,000
Clayton, Georgia 1 $ 195,000 $ 195,000 $ 58,000
Fayette, Georgia 1 $ 125,000 $ 125,000 $ 0
Jackson, Georgia 1 $ 135,000 $ 135,000 $ 0
Pickens, Georgia 1 $ 45,000 $ 45,000 $ 0
Richmond, Georgia 1 $ 105,000 $ 105,000 $ 0
Spalding, Georgia 1 $ 35,000 $ 35,000 $ 0
Bannock, Idaho 1 $ 115,000 $ 115,000 $ 0
Bingham, Idaho 1 $ 75,000 $ 75,000 $ 0
Canyon, Idaho 1 $ 65,000 $ 65,000 $ 0
Madison, Idaho 1 $ 245,000 $ 245,000 $ 0
DuPage, Illinois 1 $ 125,000 $ 125,000 $ 0
Jefferson, Illinois 1 $ 175,000 $ 175,000 $ 116,000
Kane, Illinois 1 $ 95,000 $ 95,000 $ 0
Kankakee, Illinois 1 $ 125,000 $ 125,000 $ 57,000
Madison, Illinois 1 $ 25,000 $ 25,000 $ 0
Piatt, Illinois 1 $ 155,000 $ 155,000 $ 158,000
Pulaski, Illinois 1 $ 175,000 $ 175,000 $ 126,000
St. Clair, Illinois 1 $ 175,000 $ 175,000 $ 48,000
Woodford, Illinois 1 $ 35,000 $ 35,000 $ 0
Bartholomew, Indiana 1 $ 25,000 $ 25,000 $ 0
Delaware, Indiana 1 $ 45,000 $ 45,000 $ 0
Jackson, Indiana 1 $ 55,000 $ 55,000 $ 0
Lake, Indiana 1 $ 125,000 $ 125,000 $ 0
LaPorte, Indiana 1 $ 15,000 $ 15,000 $ 0
Marion, Indiana 1 $ 75,000 $ 75,000 $ 29,000
Tippecanoe, Indiana 1 $ 175,000 $ 175,000 $ 74,000
Vanderburgh, Indiana 1 $ 135,000 $ 135,000 $ 0
Clinton, Iowa 1 $ 45,000 $ 45,000 $ 0
Linn, Iowa 1 $ 125,000 $ 125,000 $ 210,000
Muscatine, Iowa 1 $ 85,000 $ 85,000 $ 0
Polk, Iowa 1 $ 235,000 $ 235,000 $ 0
Wapello, Iowa 1 $ 155,000 $ 155,000 $ 88,000
Anderson, Kansas 1 $ 45,000 $ 45,000 $ 14,000
Atchison, Kansas 1 $ 45,000 $ 45,000 $ 150,000
Barber, Kansas 1 $ 45,000 $ 45,000 $ 39,000
Barton, Kansas 1 $ 35,000 $ 35,000 $ 68,000
Bourbon, Kansas 1 $ 285,000 $ 285,000 $ 172,000
Elk, Kansas 1 $ 95,000 $ 95,000 $ 176,000
Franklin, Kansas 1 $ 395,000 $ 395,000 $ 0
Jackson, Kansas 1 $ 315,000 $ 315,000 $ 156,000
Linn, Kansas 1 $ 225,000 $ 225,000 $ 231,000
Lyon, Kansas 1 $ 325,000 $ 325,000 $ 0
McPherson, Kansas 1 $ 45,000 $ 45,000 $ 120,000
Morton, Kansas 1 $ 25,000 $ 25,000 $ 57,000
Stafford, Kansas 1 $ 55,000 $ 55,000 $ 86,000
Wichita, Kansas 1 $ 15,000 $ 15,000 $ 43,000
Campbell, Kentucky 1 $ 95,000 $ 95,000 $ 0
Scott, Kentucky 1 $ 25,000 $ 25,000 $ 0
Acadia, Louisiana 1 $ 65,000 $ 65,000 $ 0
East Baton Rouge, Louisiana 1 $ 55,000 $ 55,000 $ 0
Ouachita, Louisiana 1 $ 55,000 $ 55,000 $ 0
St. Tammany, Louisiana 1 $ 55,000 $ 55,000 $ 0
West Baton Rouge, Louisiana 1 $ 35,000 $ 35,000 $ 0
Kennebec, Maine 1 $ 75,000 $ 75,000 $ 0
Sagadahoc, Maine 1 $ 35,000 $ 35,000 $ 0
Prince George's, Maryland 1 $ 285,000 $ 285,000 $ 77,000
Genesee, Michigan 1 $ 45,000 $ 45,000 $ 0
Iron, Michigan 1 $ 75,000 $ 75,000 $ 0
Cass, Minnesota 1 $ 55,000 $ 55,000 $ 0
Cottonwood, Minnesota 1 $ 205,000 $ 205,000 $ 163,000
Olmsted, Minnesota 1 $ 45,000 $ 45,000 $ 0
Ramsey, Minnesota 1 $ 105,000 $ 105,000 $ 0
Scott, Minnesota 1 $ 45,000 $ 45,000 $ 0
St. Louis, Minnesota 1 $ 65,000 $ 65,000 $ 94,000
Hinds, Mississippi 1 $ 45,000 $ 45,000 $ 37,000
Jackson, Mississippi 1 $ 55,000 $ 55,000 $ 0
Madison, Mississippi 1 $ 155,000 $ 155,000 $ 46,000
Marshall, Mississippi 1 $ 145,000 $ 145,000 $ 71,000
Washington, Mississippi 1 $ 5,000 $ 5,000 $ 30,000
Barry, Missouri 1 $ 605,000 $ 605,000 $ 120,000
Benton, Missouri 1 $ 75,000 $ 75,000 $ 150,000
Cape Girardeau, Missouri 1 $ 115,000 $ 115,000 $ 86,000
Hickory, Missouri 1 $ 225,000 $ 225,000 $ 148,000
Jasper, Missouri 1 $ 45,000 $ 45,000 $ 0
Jefferson, Missouri 1 $ 55,000 $ 55,000 $ 0
Lincoln, Missouri 1 $ 65,000 $ 65,000 $ 0
Newton, Missouri 1 $ 95,000 $ 95,000 $ 0
Ralls, Missouri 1 $ 45,000 $ 45,000 $ 0
Stone, Missouri 1 $ 325,000 $ 325,000 $ 90,000
Lewis and Clark, Montana 1 $ 65,000 $ 65,000 $ 0
Douglas, Nebraska 1 $ 2,005,000 $ 2,005,000 $ 1,849,000
Rockingham, New Hampshire 1 $ 165,000 $ 165,000 $ 0
Cape May, New Jersey 1 $ 185,000 $ 185,000 $ 31,000
Essex, New Jersey 1 $ 75,000 $ 75,000 $ 0
Gloucester, New Jersey 1 $ 75,000 $ 75,000 $ 0
Hunterdon, New Jersey 1 $ 45,000 $ 45,000 $ 0
Middlesex, New Jersey 1 $ 55,000 $ 55,000 $ 0
Morris, New Jersey 1 $ 255,000 $ 255,000 $ 0
Ocean, New Jersey 1 $ 85,000 $ 85,000 $ 0
Somerset, New Jersey 1 $ 105,000 $ 105,000 $ 0
Sandoval, New Mexico 1 $ 255,000 $ 255,000 $ 90,000
Taos, New Mexico 1 $ 145,000 $ 145,000 $ 223,000
Valencia, New Mexico 1 $ 75,000 $ 75,000 $ 0
Albany, New York 1 $ 35,000 $ 35,000 $ 0
Cattaraugus, New York 1 $ 25,000 $ 25,000 $ 0
Erie, New York 1 $ 155,000 $ 155,000 $ 0
Rockland, New York 1 $ 575,000 $ 575,000 $ 206,000
Buncombe, North Carolina 1 $ 415,000 $ 415,000 $ 200,000
Currituck, North Carolina 1 $ 95,000 $ 95,000 $ 0
Dare, North Carolina 1 $ 645,000 $ 645,000 $ 895,000
Durham, North Carolina 1 $ 295,000 $ 295,000 $ 243,000
Forsyth, North Carolina 1 $ 17,905,000 $ 17,905,000 $ 0
Granville, North Carolina 1 $ 135,000 $ 135,000 $ 73,000
Henderson, North Carolina 1 $ 645,000 $ 645,000 $ 221,000
Nash, North Carolina 1 $ 295,000 $ 295,000 $ 194,000
Pender, North Carolina 1 $ 85,000 $ 85,000 $ 0
Athens, Ohio 1 $ 55,000 $ 55,000 $ 0
Belmont, Ohio 1 $ 55,000 $ 55,000 $ 0
Clermont, Ohio 1 $ 55,000 $ 55,000 $ 0
Fairfield, Ohio 1 $ 255,000 $ 255,000 $ 0
Lucas, Ohio 1 $ 125,000 $ 125,000 $ 0
Medina, Ohio 1 $ 65,000 $ 65,000 $ 0
Pickaway, Ohio 1 $ 225,000 $ 225,000 $ 0
Portage, Ohio 1 $ 385,000 $ 385,000 $ 127,000
Tuscarawas, Ohio 1 $ 105,000 $ 105,000 $ 0
Bryan, Oklahoma 1 $ 365,000 $ 365,000 $ 78,000
Caddo, Oklahoma 1 $ 55,000 $ 55,000 $ 35,000
Custer, Oklahoma 1 $ 155,000 $ 155,000 $ 76,000
Kingfisher, Oklahoma 1 $ 35,000 $ 35,000 $ 30,000
Love, Oklahoma 1 $ 95,000 $ 95,000 $ 0
McCurtain, Oklahoma 1 $ 255,000 $ 255,000 $ 350,000
McIntosh, Oklahoma 1 $ 305,000 $ 305,000 $ 225,000
Okmulgee, Oklahoma 1 $ 65,000 $ 65,000 $ 24,000
Osage, Oklahoma 1 $ 1,565,000 $ 1,565,000 $ 0
Pittsburg, Oklahoma 1 $ 15,000 $ 15,000 $ 227,000
Washita, Oklahoma 1 $ 105,000 $ 105,000 $ 52,000
Woodward, Oklahoma 1 $ 105,000 $ 105,000 $ 17,000
Columbia, Oregon 1 $ 105,000 $ 105,000 $ 0
Hood River, Oregon 1 $ 105,000 $ 105,000 $ 0
Wasco, Oregon 1 $ 75,000 $ 75,000 $ 0
Beaver, Pennsylvania 1 $ 45,000 $ 45,000 $ 0
Butler, Pennsylvania 1 $ 75,000 $ 75,000 $ 0
Cumberland, Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Delaware, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Northampton, Pennsylvania 1 $ 55,000 $ 55,000 $ 0
York, Pennsylvania 1 $ 75,000 $ 75,000 $ 0
Beaufort, South Carolina 1 $ 105,000 $ 105,000 $ 0
Kershaw, South Carolina 1 $ 65,000 $ 65,000 $ 32,000
Lancaster, South Carolina 1 $ 105,000 $ 105,000 $ 0
Newberry, South Carolina 1 $ 45,000 $ 45,000 $ 0
Oconee, South Carolina 1 $ 55,000 $ 55,000 $ 0
Spartanburg, South Carolina 1 $ 65,000 $ 65,000 $ 0
Minnehaha, South Dakota 1 $ 335,000 $ 335,000 $ 217,000
Pennington, South Dakota 1 $ 45,000 $ 45,000 $ 0
Bedford, Tennessee 1 $ 25,000 $ 25,000 $ 0
Cannon, Tennessee 1 $ 205,000 $ 205,000 $ 0
Carter, Tennessee 1 $ 85,000 $ 85,000 $ 0
Knox, Tennessee 1 $ 55,000 $ 55,000 $ 0
Loudon, Tennessee 1 $ 75,000 $ 75,000 $ 0
Monroe, Tennessee 1 $ 55,000 $ 55,000 $ 0
Putnam, Tennessee 1 $ 55,000 $ 55,000 $ 0
Sevier, Tennessee 1 $ 105,000 $ 105,000 $ 0
Sullivan, Tennessee 1 $ 65,000 $ 65,000 $ 0
Comal, Texas 1 $ 16,835,000 $ 16,835,000 $ 0
Fort Bend, Texas 1 $ 175,000 $ 175,000 $ 44,000
Gregg, Texas 1 $ 9,005,000 $ 9,005,000 $ 0
Hunt, Texas 1 $ 355,000 $ 355,000 $ 68,000
Montgomery, Texas 1 $ 555,000 $ 555,000 $ 447,000
Randall, Texas 1 $ 165,000 $ 165,000 $ 99,000
Titus, Texas 1 $ 335,000 $ 335,000 $ 260,000
Tom Green, Texas 1 $ 175,000 $ 175,000 $ 73,000
Travis, Texas 1 $ 355,000 $ 355,000 $ 191,000
Zavala, Texas 1 $ 35,000 $ 35,000 $ 36,000
Davis, Utah 1 $ 105,000 $ 105,000 $ 0
Washington, Utah 1 $ 175,000 $ 175,000 $ 0
Bennington, Vermont 1 $ 505,000 $ 505,000 $ 234,000
Arlington, Virginia 1 $ 205,000 $ 205,000 $ 0
Augusta, Virginia 1 $ 175,000 $ 175,000 $ 37,000
Frederick, Virginia 1 $ 65,000 $ 65,000 $ 0
Hampton, Virginia 1 $ 35,000 $ 35,000 $ 0
Harrisonburg, Virginia 1 $ 115,000 $ 115,000 $ 115,000
Manassas, Virginia 1 $ 155,000 $ 155,000 $ 0
Richmond City, Virginia 1 $ 285,000 $ 285,000 $ 109,000
Roanoke, Virginia 1 $ 65,000 $ 65,000 $ 0
Roanoke City, Virginia 1 $ 115,000 $ 115,000 $ 0
Salem, Virginia 1 $ 495,000 $ 495,000 $ 196,000
York, Virginia 1 $ 195,000 $ 195,000 $ 0
Douglas, Washington 1 $ 255,000 $ 255,000 $ 0
Grant, Washington 1 $ 255,000 $ 255,000 $ 0
Grays Harbor, Washington 1 $ 195,000 $ 195,000 $ 0
Kittitas, Washington 1 $ 95,000 $ 95,000 $ 0
Mason, Washington 1 $ 65,000 $ 65,000 $ 0
Pacific, Washington 1 $ 155,000 $ 155,000 $ 0
San Juan, Washington 1 $ 945,000 $ 945,000 $ 777,000
Spokane, Washington 1 $ 75,000 $ 75,000 $ 0
Yakima, Washington 1 $ 55,000 $ 55,000 $ 0
Berkeley, West Virginia 1 $ 135,000 $ 135,000 $ 0
Crawford, Wisconsin 1 $ 55,000 $ 55,000 $ 36,000
Fond du Lac, Wisconsin 1 $ 165,000 $ 165,000 $ 54,000
St. Croix, Wisconsin 1 $ 115,000 $ 115,000 $ 0
Waukesha, Wisconsin 1 $ 85,000 $ 85,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,430 $443,160,000 $309,000 $17,905,000 $129,000 $2,054,000
Refinancing 1,123 $211,555,000 $188,000 $20,435,000 $151,000 $1,696,000
Home Improvement 490 $46,440,000 $94,000 $1,705,000 $157,000 $1,200,000
Other Purpose 313 $33,315,000 $106,000 $2,165,000 $139,000 $1,440,000
Cash-out Refinancing 202 $48,120,000 $238,000 $1,245,000 $136,000 $1,500,000
Not Applicable 14 $1,280,000 $91,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,618 $330,030,000 $203,000 $2,165,000 $134,000 $1,849,000
Not applicable 1,203 $303,705,000 $252,000 $20,435,000 $0 $0
Not Provided 314 $67,460,000 $214,000 $1,865,000 $188,000 $1,519,000
Hispanic 211 $34,205,000 $162,000 $1,005,000 $105,000 $2,054,000
Black or African American 103 $17,635,000 $171,000 $785,000 $93,000 $505,000
Asian 69 $17,865,000 $258,000 $915,000 $150,000 $873,000
American Indian or Alaskan Native 44 $6,920,000 $157,000 $665,000 $146,000 $1,680,000
Native Hawaiian or Other Pacific Islander 1 $1,485,000 $1,485,000 $1,485,000 $480,000 $480,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,222 $719,200,000 $223,000 $20,435,000 $149,000 $2,054,000
FHA-insured (Federal Housing Administration) 260 $42,480,000 $163,000 $575,000 $64,000 $396,000
VA-guaranteed (Veterans Administration) 75 $20,255,000 $270,000 $1,155,000 $99,000 $280,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,935,000 $129,000 $265,000 $53,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,602 $435,780,000 $272,000 $20,435,000 $152,000 $2,054,000
Loan Purchased By The Institution 1,064 $126,600,000 $118,000 $805,000 $0 $0
Application Denied By Financial Institution 520 $60,020,000 $115,000 $625,000 $94,000 $1,680,000
Application Withdrawn By Applicant 319 $145,195,000 $455,000 $17,905,000 $150,000 $1,500,000
File Closed For Incompleteness 56 $13,660,000 $243,000 $1,205,000 $109,000 $504,000
Application Approved But Not Accepted 11 $2,615,000 $237,000 $565,000 $144,000 $317,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,052 $723,850,000 $237,000 $20,435,000 $150,000 $2,054,000
Credit History 214 $25,420,000 $118,000 $425,000 $98,000 $1,680,000
Debt-To-Income Ratio 208 $25,860,000 $124,000 $625,000 $76,000 $404,000
Credit Application Incomplete 47 $3,825,000 $81,000 $255,000 $136,000 $500,000
Collateral 18 $1,720,000 $95,000 $485,000 $115,000 $503,000
Other 14 $1,560,000 $111,000 $455,000 $148,000 $850,000
Employment History 10 $510,000 $51,000 $105,000 $83,000 $229,000
Unverifiable Information 5 $825,000 $165,000 $535,000 $132,000 $489,000
Insufficient Cash (Downpayment, Closing Cost) 4 $300,000 $75,000 $95,000 $31,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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