Fidelity Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank, National Association 100 E English Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,572 |
| Total Mortgage Loan Application Amount | $783,870,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $20,435,000 |
| Average Applicant Income | $118,666 |
| Highest Applicant Income | $2,054,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Fidelity Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Fidelity Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 1,065 | $ 214,615,000 | $ 201,000 | $ 113,000 |
| Johnson County Kansas | 236 | $ 71,260,000 | $ 301,000 | $ 187,000 |
| Oklahoma County Oklahoma | 198 | $ 43,430,000 | $ 219,000 | $ 156,000 |
| Jackson County Missouri | 93 | $ 19,325,000 | $ 207,000 | $ 335,000 |
| Butler County Kansas | 91 | $ 20,055,000 | $ 220,000 | $ 122,000 |
| Maricopa County Arizona | 52 | $ 10,280,000 | $ 197,000 | $ 212,000 |
| Tulsa County Oklahoma | 45 | $ 10,085,000 | $ 224,000 | $ 197,000 |
| Cleveland County Oklahoma | 41 | $ 3,895,000 | $ 95,000 | $ 113,000 |
| Canadian County Oklahoma | 40 | $ 4,010,000 | $ 100,000 | $ 149,000 |
| Los Angeles County California | 39 | $ 6,645,000 | $ 170,000 | $ 76,000 |
| Sumner County Kansas | 29 | $ 3,045,000 | $ 105,000 | $ 87,000 |
| Logan County Oklahoma | 29 | $ 4,015,000 | $ 138,000 | $ 191,000 |
| Orange County California | 28 | $ 5,330,000 | $ 190,000 | $ 190,000 |
| Riverside County California | 28 | $ 3,980,000 | $ 142,000 | $ 249,000 |
| Mayes County Oklahoma | 27 | $ 3,885,000 | $ 143,000 | $ 91,000 |
| San Diego County California | 25 | $ 4,285,000 | $ 171,000 | $ 105,000 |
| Clark County Nevada | 23 | $ 3,935,000 | $ 171,000 | $ 168,000 |
| Miami-Dade County Florida | 22 | $ 1,840,000 | $ 83,000 | $ 79,000 |
| Cass County Missouri | 20 | $ 5,950,000 | $ 297,000 | $ 170,000 |
| San Bernardino County California | 19 | $ 2,665,000 | $ 140,000 | $ 0 |
| Clark County Washington | 18 | $ 2,190,000 | $ 121,000 | $ 0 |
| King County Washington | 17 | $ 3,175,000 | $ 186,000 | $ 0 |
| Harvey County Kansas | 16 | $ 2,030,000 | $ 126,000 | $ 80,000 |
| Miami County Kansas | 16 | $ 3,780,000 | $ 236,000 | $ 107,000 |
| Sacramento County California | 15 | $ 4,365,000 | $ 291,000 | $ 171,000 |
| Platte County Missouri | 15 | $ 5,975,000 | $ 398,000 | $ 163,000 |
| Fulton County Georgia | 14 | $ 2,040,000 | $ 145,000 | $ 73,000 |
| Wyandotte County Kansas | 14 | $ 3,300,000 | $ 235,000 | $ 138,000 |
| Alameda County California | 13 | $ 2,275,000 | $ 175,000 | $ 0 |
| Broward County Florida | 13 | $ 3,875,000 | $ 298,000 | $ 360,000 |
| Cobb County Georgia | 13 | $ 1,305,000 | $ 100,000 | $ 0 |
| Cook County Illinois | 12 | $ 1,530,000 | $ 127,000 | $ 98,000 |
| Douglas County Kansas | 12 | $ 3,200,000 | $ 266,000 | $ 167,000 |
| Worcester County Massachusetts | 12 | $ 1,050,000 | $ 87,000 | $ 0 |
| Clay County Missouri | 11 | $ 3,805,000 | $ 345,000 | $ 144,000 |
| McClain County Oklahoma | 11 | $ 2,065,000 | $ 187,000 | $ 148,000 |
| Placer County California | 10 | $ 1,650,000 | $ 165,000 | $ 111,000 |
| Santa Clara County California | 10 | $ 2,040,000 | $ 204,000 | $ 81,000 |
| Solano County California | 10 | $ 1,330,000 | $ 133,000 | $ 0 |
| Ventura County California | 10 | $ 1,440,000 | $ 144,000 | $ 0 |
| Palm Beach County Florida | 10 | $ 2,020,000 | $ 202,000 | $ 481,000 |
| Oakland County Michigan | 10 | $ 1,200,000 | $ 120,000 | $ 0 |
| Clackamas County Oregon | 10 | $ 1,390,000 | $ 139,000 | $ 0 |
| Washington County Oregon | 10 | $ 1,480,000 | $ 148,000 | $ 0 |
| Davidson County Tennessee | 10 | $ 1,370,000 | $ 137,000 | $ 162,000 |
| Contra Costa County California | 9 | $ 1,625,000 | $ 180,000 | $ 0 |
| Cowley County Kansas | 9 | $ 915,000 | $ 101,000 | $ 97,000 |
| Essex County Massachusetts | 9 | $ 705,000 | $ 78,000 | $ 0 |
| Grady County Oklahoma | 9 | $ 1,115,000 | $ 123,000 | $ 118,000 |
| Rogers County Oklahoma | 9 | $ 1,495,000 | $ 166,000 | $ 98,000 |
| Snohomish County Washington | 9 | $ 1,635,000 | $ 181,000 | $ 0 |
| Benton County Arkansas | 8 | $ 2,270,000 | $ 283,000 | $ 173,000 |
| San Joaquin County California | 8 | $ 1,130,000 | $ 141,000 | $ 0 |
| Middlesex County Massachusetts | 8 | $ 1,860,000 | $ 232,000 | $ 323,000 |
| St. Louis County Missouri | 8 | $ 1,770,000 | $ 221,000 | $ 131,000 |
| Jefferson County Alabama | 7 | $ 665,000 | $ 95,000 | $ 66,000 |
| Tulare County California | 7 | $ 1,165,000 | $ 166,000 | $ 98,000 |
| Hillsborough County Florida | 7 | $ 865,000 | $ 123,000 | $ 67,000 |
| Kingman County Kansas | 7 | $ 1,245,000 | $ 177,000 | $ 75,000 |
| Reno County Kansas | 7 | $ 755,000 | $ 107,000 | $ 87,000 |
| Macomb County Michigan | 7 | $ 605,000 | $ 86,000 | $ 0 |
| St. Charles County Missouri | 7 | $ 905,000 | $ 129,000 | $ 94,000 |
| Multnomah County Oregon | 7 | $ 605,000 | $ 86,000 | $ 0 |
| Mobile County Alabama | 6 | $ 17,010,000 | $ 2,835,000 | $ 80,000 |
| Fresno County California | 6 | $ 890,000 | $ 148,000 | $ 71,000 |
| Denver County Colorado | 6 | $ 12,470,000 | $ 2,078,000 | $ 125,000 |
| El Paso County Colorado | 6 | $ 2,830,000 | $ 471,000 | $ 1,440,000 |
| Forsyth County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 0 |
| Leavenworth County Kansas | 6 | $ 1,710,000 | $ 285,000 | $ 146,000 |
| St. Louis City County Missouri | 6 | $ 790,000 | $ 131,000 | $ 122,000 |
| Delaware County Oklahoma | 6 | $ 1,440,000 | $ 240,000 | $ 126,000 |
| Baldwin County Alabama | 5 | $ 2,045,000 | $ 409,000 | $ 238,000 |
| Duval County Florida | 5 | $ 675,000 | $ 135,000 | $ 0 |
| Lee County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 172,000 |
| Manatee County Florida | 5 | $ 885,000 | $ 177,000 | $ 0 |
| Pinellas County Florida | 5 | $ 445,000 | $ 89,000 | $ 42,000 |
| DeKalb County Georgia | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Gwinnett County Georgia | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Will County Illinois | 5 | $ 515,000 | $ 103,000 | $ 101,000 |
| Norfolk County Massachusetts | 5 | $ 985,000 | $ 197,000 | $ 131,000 |
| Bernalillo County New Mexico | 5 | $ 1,015,000 | $ 203,000 | $ 92,000 |
| Charleston County South Carolina | 5 | $ 775,000 | $ 155,000 | $ 0 |
| Pierce County Washington | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Pima County Arizona | 4 | $ 970,000 | $ 242,000 | $ 304,000 |
| Kern County California | 4 | $ 430,000 | $ 107,000 | $ 0 |
| Napa County California | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Orange County Florida | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Cherokee County Georgia | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Kootenai County Idaho | 4 | $ 1,010,000 | $ 252,000 | $ 159,000 |
| Champaign County Illinois | 4 | $ 220,000 | $ 55,000 | $ 40,000 |
| Shawnee County Kansas | 4 | $ 1,370,000 | $ 342,000 | $ 140,000 |
| Hennepin County Minnesota | 4 | $ 530,000 | $ 132,000 | $ 0 |
| Wright County Minnesota | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Camden County Missouri | 4 | $ 2,790,000 | $ 697,000 | $ 752,000 |
| Warren County Missouri | 4 | $ 450,000 | $ 112,000 | $ 73,000 |
| Hillsborough County New Hampshire | 4 | $ 380,000 | $ 95,000 | $ 0 |
| Santa Fe County New Mexico | 4 | $ 930,000 | $ 232,000 | $ 86,000 |
| Summit County Ohio | 4 | $ 280,000 | $ 70,000 | $ 0 |
| Kay County Oklahoma | 4 | $ 480,000 | $ 120,000 | $ 127,000 |
| Lincoln County Oklahoma | 4 | $ 580,000 | $ 145,000 | $ 72,000 |
| Yamhill County Oregon | 4 | $ 580,000 | $ 145,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 530,000 | $ 132,000 | $ 0 |
| Horry County South Carolina | 4 | $ 460,000 | $ 115,000 | $ 0 |
| York County South Carolina | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Rutherford County Tennessee | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Shelby County Tennessee | 4 | $ 730,000 | $ 182,000 | $ 176,000 |
| Sumner County Tennessee | 4 | $ 880,000 | $ 220,000 | $ 82,000 |
| Williamson County Tennessee | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Dallas County Texas | 4 | $ 3,160,000 | $ 790,000 | $ 135,000 |
| Utah County Utah | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Fairfax County Virginia | 4 | $ 650,000 | $ 162,000 | $ 0 |
| Kitsap County Washington | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Thurston County Washington | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Pinal County Arizona | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Washington County Arkansas | 3 | $ 1,365,000 | $ 455,000 | $ 203,000 |
| San Luis Obispo County California | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Jefferson County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 168,000 |
| Hartford County Connecticut | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Bay County Florida | 3 | $ 555,000 | $ 185,000 | $ 104,000 |
| Seminole County Florida | 3 | $ 345,000 | $ 115,000 | $ 54,000 |
| St. Johns County Florida | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Volusia County Florida | 3 | $ 565,000 | $ 188,000 | $ 99,000 |
| Coweta County Georgia | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Ada County Idaho | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Monroe County Indiana | 3 | $ 495,000 | $ 165,000 | $ 63,000 |
| Jefferson County Kansas | 3 | $ 615,000 | $ 205,000 | $ 100,000 |
| Marion County Kansas | 3 | $ 695,000 | $ 231,000 | $ 113,000 |
| Baltimore County Maryland | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Barnstable County Massachusetts | 3 | $ 385,000 | $ 128,000 | $ 0 |
| Hampshire County Massachusetts | 3 | $ 1,115,000 | $ 371,000 | $ 138,000 |
| Plymouth County Massachusetts | 3 | $ 575,000 | $ 191,000 | $ 229,000 |
| Livingston County Michigan | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Shiawassee County Michigan | 3 | $ 155,000 | $ 51,000 | $ 67,000 |
| Wayne County Michigan | 3 | $ 155,000 | $ 51,000 | $ 0 |
| Washoe County Nevada | 3 | $ 3,385,000 | $ 1,128,000 | $ 0 |
| Merrimack County New Hampshire | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Bergen County New Jersey | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Monmouth County New Jersey | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Los Alamos County New Mexico | 3 | $ 1,265,000 | $ 421,000 | $ 270,000 |
| Union County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Franklin County Ohio | 3 | $ 625,000 | $ 208,000 | $ 151,000 |
| Creek County Oklahoma | 3 | $ 145,000 | $ 48,000 | $ 92,000 |
| Muskogee County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 131,000 |
| Pottawatomie County Oklahoma | 3 | $ 645,000 | $ 215,000 | $ 95,000 |
| Wagoner County Oklahoma | 3 | $ 655,000 | $ 218,000 | $ 76,000 |
| Marion County Oregon | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Bucks County Pennsylvania | 3 | $ 855,000 | $ 285,000 | $ 249,000 |
| Philadelphia County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Providence County Rhode Island | 3 | $ 615,000 | $ 205,000 | $ 72,000 |
| Greenville County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 72,000 |
| Lexington County South Carolina | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Richland County South Carolina | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Hamilton County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Wilson County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Salt Lake County Utah | 3 | $ 455,000 | $ 151,000 | $ 0 |
| Cowlitz County Washington | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Island County Washington | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Madison County Alabama | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Shelby County Alabama | 2 | $ 180,000 | $ 90,000 | $ 0 |
| St. Clair County Alabama | 2 | $ 4,940,000 | $ 2,470,000 | $ 0 |
| Lake County California | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| San Francisco County California | 2 | $ 250,000 | $ 125,000 | $ 0 |
| San Mateo County California | 2 | $ 660,000 | $ 330,000 | $ 103,000 |
| Yolo County California | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Elbert County Colorado | 2 | $ 2,400,000 | $ 1,200,000 | $ 473,000 |
| Fremont County Colorado | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Larimer County Colorado | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Mesa County Colorado | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Clay County Florida | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Collier County Florida | 2 | $ 1,590,000 | $ 795,000 | $ 1,128,000 |
| Hernando County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Leon County Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Martin County Florida | 2 | $ 240,000 | $ 120,000 | $ 51,000 |
| Monroe County Florida | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Nassau County Florida | 2 | $ 840,000 | $ 420,000 | $ 186,000 |
| Pasco County Florida | 2 | $ 350,000 | $ 175,000 | $ 220,000 |
| Sarasota County Florida | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Douglas County Georgia | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Houston County Georgia | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Muscogee County Georgia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Paulding County Georgia | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Lake County Illinois | 2 | $ 100,000 | $ 50,000 | $ 0 |
| McHenry County Illinois | 2 | $ 740,000 | $ 370,000 | $ 157,000 |
| Allen County Indiana | 2 | $ 200,000 | $ 100,000 | $ 36,000 |
| Hamilton County Indiana | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Hancock County Indiana | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Crawford County Kansas | 2 | $ 190,000 | $ 95,000 | $ 160,000 |
| Ellis County Kansas | 2 | $ 460,000 | $ 230,000 | $ 195,000 |
| Harper County Kansas | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Osage County Kansas | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Riley County Kansas | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| Woodson County Kansas | 2 | $ 220,000 | $ 110,000 | $ 134,000 |
| Jefferson County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Ascension County Louisiana | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Lafayette County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Terrebonne County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Frederick County Maryland | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Queen Anne's County Maryland | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Hampden County Massachusetts | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Anoka County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Blue Earth County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Dakota County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Washington County Minnesota | 2 | $ 120,000 | $ 60,000 | $ 0 |
| DeSoto County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 82,000 |
| Boone County Missouri | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
| Franklin County Missouri | 2 | $ 90,000 | $ 45,000 | $ 169,000 |
| Lafayette County Missouri | 2 | $ 530,000 | $ 265,000 | $ 53,000 |
| Morgan County Missouri | 2 | $ 500,000 | $ 250,000 | $ 154,000 |
| Taney County Missouri | 2 | $ 300,000 | $ 150,000 | $ 324,000 |
| Yellowstone County Montana | 2 | $ 1,840,000 | $ 920,000 | $ 333,000 |
| Lancaster County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Burlington County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 90,000 |
| Camden County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Rio Arriba County New Mexico | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Montgomery County New York | 2 | $ 240,000 | $ 120,000 | $ 49,000 |
| Cabarrus County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 185,000 |
| Cuyahoga County Ohio | 2 | $ 140,000 | $ 70,000 | $ 58,000 |
| Delaware County Ohio | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Le Flore County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 134,000 |
| Payne County Oklahoma | 2 | $ 430,000 | $ 215,000 | $ 121,000 |
| Stephens County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Lane County Oregon | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Franklin County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Newport County Rhode Island | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Aiken County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Bradley County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Dickson County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Montgomery County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 110,000 |
| Rhea County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 404,000 |
| Robertson County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Bexar County Texas | 2 | $ 1,190,000 | $ 595,000 | $ 276,000 |
| Harris County Texas | 2 | $ 25,560,000 | $ 12,780,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Henrico County Virginia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Newport News County Virginia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Norfolk County Virginia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Powhatan County Virginia | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Prince William County Virginia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Benton County Washington | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Clallam County Washington | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 147,000 |
| Walworth County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Cullman County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lee County Alabama | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Matanuska-Susitna County Alaska | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Navajo County Arizona | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Yuma County Arizona | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cross County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Calaveras County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Del Norte County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| El Dorado County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kings County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Merced County California | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Monterey County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Nevada County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Benito County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Santa Barbara County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Santa Cruz County California | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Sonoma County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Stanislaus County California | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Adams County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Boulder County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Eagle County Colorado | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Montrose County Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Morgan County Colorado | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Park County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Teller County Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| New London County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Windham County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 0 |
| New Castle County Delaware | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Flagler County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Walton County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Appling County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Barrow County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 475,000 | $ 475,000 | $ 208,000 |
| Clayton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Fayette County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jackson County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pickens County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Spalding County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bannock County Idaho | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bingham County Idaho | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Canyon County Idaho | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Madison County Idaho | 1 | $ 245,000 | $ 245,000 | $ 0 |
| DuPage County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Kane County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Madison County Illinois | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Piatt County Illinois | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
| Pulaski County Illinois | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| St. Clair County Illinois | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Woodford County Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Delaware County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jackson County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lake County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Marion County Indiana | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Tippecanoe County Indiana | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Vanderburgh County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Clinton County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Linn County Iowa | 1 | $ 125,000 | $ 125,000 | $ 210,000 |
| Muscatine County Iowa | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Polk County Iowa | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wapello County Iowa | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Anderson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Atchison County Kansas | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Barber County Kansas | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Barton County Kansas | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Bourbon County Kansas | 1 | $ 285,000 | $ 285,000 | $ 172,000 |
| Elk County Kansas | 1 | $ 95,000 | $ 95,000 | $ 176,000 |
| Franklin County Kansas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Jackson County Kansas | 1 | $ 315,000 | $ 315,000 | $ 156,000 |
| Linn County Kansas | 1 | $ 225,000 | $ 225,000 | $ 231,000 |
| Lyon County Kansas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| McPherson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Morton County Kansas | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Stafford County Kansas | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Wichita County Kansas | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Campbell County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Scott County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kennebec County Maine | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Genesee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Iron County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cass County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cottonwood County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 163,000 |
| Olmsted County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Scott County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Hinds County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Jackson County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Marshall County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Washington County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Barry County Missouri | 1 | $ 605,000 | $ 605,000 | $ 120,000 |
| Benton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Cape Girardeau County Missouri | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Hickory County Missouri | 1 | $ 225,000 | $ 225,000 | $ 148,000 |
| Jasper County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Newton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Ralls County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Stone County Missouri | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Lewis and Clark County Montana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,849,000 |
| Rockingham County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Essex County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Morris County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Taos County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 223,000 |
| Valencia County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Albany County New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Erie County New York | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rockland County New York | 1 | $ 575,000 | $ 575,000 | $ 206,000 |
| Buncombe County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 200,000 |
| Currituck County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dare County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 895,000 |
| Durham County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 243,000 |
| Forsyth County North Carolina | 1 | $ 17,905,000 | $ 17,905,000 | $ 0 |
| Granville County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Henderson County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 221,000 |
| Nash County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 194,000 |
| Pender County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Athens County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Belmont County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clermont County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lucas County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Medina County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Portage County Ohio | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Tuscarawas County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 78,000 |
| Caddo County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Custer County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Kingfisher County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Love County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 350,000 |
| McIntosh County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Okmulgee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Osage County Oklahoma | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 227,000 |
| Washita County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Woodward County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| Columbia County Oregon | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hood River County Oregon | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wasco County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| York County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Lancaster County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 217,000 |
| Pennington County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cannon County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Carter County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Knox County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Comal County Texas | 1 | $ 16,835,000 | $ 16,835,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Gregg County Texas | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Hunt County Texas | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Montgomery County Texas | 1 | $ 555,000 | $ 555,000 | $ 447,000 |
| Randall County Texas | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Titus County Texas | 1 | $ 335,000 | $ 335,000 | $ 260,000 |
| Tom Green County Texas | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Travis County Texas | 1 | $ 355,000 | $ 355,000 | $ 191,000 |
| Zavala County Texas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Davis County Utah | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Washington County Utah | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bennington County Vermont | 1 | $ 505,000 | $ 505,000 | $ 234,000 |
| Arlington County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Augusta County Virginia | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Frederick County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hampton County Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Manassas County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Roanoke County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Salem County Virginia | 1 | $ 495,000 | $ 495,000 | $ 196,000 |
| York County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Douglas County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Grant County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kittitas County Washington | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Mason County Washington | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pacific County Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
| San Juan County Washington | 1 | $ 945,000 | $ 945,000 | $ 777,000 |
| Spokane County Washington | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Yakima County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Fond du Lac County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| St. Croix County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,430 | $443,160,000 | $309,000 | $17,905,000 | $129,000 | $2,054,000 |
| Refinancing | 1,123 | $211,555,000 | $188,000 | $20,435,000 | $151,000 | $1,696,000 |
| Home Improvement | 490 | $46,440,000 | $94,000 | $1,705,000 | $157,000 | $1,200,000 |
| Other Purpose | 313 | $33,315,000 | $106,000 | $2,165,000 | $139,000 | $1,440,000 |
| Cash-out Refinancing | 202 | $48,120,000 | $238,000 | $1,245,000 | $136,000 | $1,500,000 |
| Not Applicable | 14 | $1,280,000 | $91,000 | $155,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,618 | $330,030,000 | $203,000 | $2,165,000 | $134,000 | $1,849,000 |
| Not applicable | 1,203 | $303,705,000 | $252,000 | $20,435,000 | $0 | $0 |
| Not Provided | 314 | $67,460,000 | $214,000 | $1,865,000 | $188,000 | $1,519,000 |
| Hispanic | 211 | $34,205,000 | $162,000 | $1,005,000 | $105,000 | $2,054,000 |
| Black or African American | 103 | $17,635,000 | $171,000 | $785,000 | $93,000 | $505,000 |
| Asian | 69 | $17,865,000 | $258,000 | $915,000 | $150,000 | $873,000 |
| American Indian or Alaskan Native | 44 | $6,920,000 | $157,000 | $665,000 | $146,000 | $1,680,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,485,000 | $1,485,000 | $1,485,000 | $480,000 | $480,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,222 | $719,200,000 | $223,000 | $20,435,000 | $149,000 | $2,054,000 |
| FHA-insured (Federal Housing Administration) | 260 | $42,480,000 | $163,000 | $575,000 | $64,000 | $396,000 |
| VA-guaranteed (Veterans Administration) | 75 | $20,255,000 | $270,000 | $1,155,000 | $99,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,935,000 | $129,000 | $265,000 | $53,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,602 | $435,780,000 | $272,000 | $20,435,000 | $152,000 | $2,054,000 |
| Loan Purchased By The Institution | 1,064 | $126,600,000 | $118,000 | $805,000 | $0 | $0 |
| Application Denied By Financial Institution | 520 | $60,020,000 | $115,000 | $625,000 | $94,000 | $1,680,000 |
| Application Withdrawn By Applicant | 319 | $145,195,000 | $455,000 | $17,905,000 | $150,000 | $1,500,000 |
| File Closed For Incompleteness | 56 | $13,660,000 | $243,000 | $1,205,000 | $109,000 | $504,000 |
| Application Approved But Not Accepted | 11 | $2,615,000 | $237,000 | $565,000 | $144,000 | $317,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,052 | $723,850,000 | $237,000 | $20,435,000 | $150,000 | $2,054,000 |
| Credit History | 214 | $25,420,000 | $118,000 | $425,000 | $98,000 | $1,680,000 |
| Debt-To-Income Ratio | 208 | $25,860,000 | $124,000 | $625,000 | $76,000 | $404,000 |
| Credit Application Incomplete | 47 | $3,825,000 | $81,000 | $255,000 | $136,000 | $500,000 |
| Collateral | 18 | $1,720,000 | $95,000 | $485,000 | $115,000 | $503,000 |
| Other | 14 | $1,560,000 | $111,000 | $455,000 | $148,000 | $850,000 |
| Employment History | 10 | $510,000 | $51,000 | $105,000 | $83,000 | $229,000 |
| Unverifiable Information | 5 | $825,000 | $165,000 | $535,000 | $132,000 | $489,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $300,000 | $75,000 | $95,000 | $31,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.