Fidelity Bank Mortgage Lending & HMDA Data, 2023

In 2023, Fidelity Bank of Wichita, KS reported 3,063 mortgage applications totaling $542.2 million, down 14% from 2022. The average application was for $177,014, and applicants reported an average income of $131,655. 38% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Wichita, KS (955), Kansas City, MO-KS (250) and Oklahoma City, OK (239) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,063
Total Mortgage Loan Application Amount $542,195,000
Average Mortgage Loan Application Amount $177,014
Highest Mortgage Loan Application Amount $15,105,000
Average Applicant Income $131,655
Highest Applicant Income $2,426,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 838 $ 154,770,000 $ 184,689 $ 120,000
Johnson, Kansas 147 $ 51,725,000 $ 351,870 $ 198,000
Oklahoma, Oklahoma 132 $ 25,400,000 $ 192,424 $ 142,000
Los Angeles, California 99 $ 13,635,000 $ 137,727 $ 0
Butler, Kansas 86 $ 14,530,000 $ 168,953 $ 129,000
Maricopa, Arizona 71 $ 10,545,000 $ 148,521 $ 515,000
San Diego, California 49 $ 6,835,000 $ 139,489 $ 340,000
Riverside, California 42 $ 4,940,000 $ 117,619 $ 0
Canadian, Oklahoma 41 $ 3,805,000 $ 92,804 $ 107,000
Cleveland, Oklahoma 41 $ 4,325,000 $ 105,487 $ 137,000
Sacramento, California 39 $ 3,655,000 $ 93,717 $ 191,000
Jackson, Missouri 39 $ 8,595,000 $ 220,384 $ 156,000
Orange, California 33 $ 4,825,000 $ 146,212 $ 0
San Bernardino, California 33 $ 3,985,000 $ 120,757 $ 0
Contra Costa, California 30 $ 3,640,000 $ 121,333 $ 0
Sumner, Kansas 22 $ 2,210,000 $ 100,454 $ 100,000
Tulsa, Oklahoma 21 $ 6,205,000 $ 295,476 $ 95,000
Stanislaus, California 18 $ 1,240,000 $ 68,888 $ 0
Miami-Dade, Florida 18 $ 2,670,000 $ 148,333 $ 220,000
Broward, Florida 17 $ 2,125,000 $ 125,000 $ 736,000
Miami, Kansas 17 $ 4,325,000 $ 254,411 $ 142,000
Cass, Missouri 17 $ 5,935,000 $ 349,117 $ 134,000
Alameda, California 16 $ 2,400,000 $ 150,000 $ 0
Ventura, California 15 $ 2,365,000 $ 157,666 $ 0
Cobb, Georgia 14 $ 1,770,000 $ 126,428 $ 58,000
Logan, Oklahoma 14 $ 2,540,000 $ 181,428 $ 219,000
King, Washington 14 $ 2,910,000 $ 207,857 $ 319,000
Douglas, Kansas 13 $ 4,195,000 $ 322,692 $ 251,000
Clark, Nevada 13 $ 2,285,000 $ 175,769 $ 471,000
Palm Beach, Florida 12 $ 1,380,000 $ 115,000 $ 0
Pima, Arizona 11 $ 1,355,000 $ 123,181 $ 107,000
Santa Clara, California 11 $ 1,325,000 $ 120,454 $ 0
Solano, California 11 $ 1,215,000 $ 110,454 $ 0
Fresno, California 10 $ 1,180,000 $ 118,000 $ 0
San Joaquin, California 10 $ 1,020,000 $ 102,000 $ 0
Clay, Missouri 10 $ 2,140,000 $ 214,000 $ 181,000
Fulton, Georgia 9 $ 1,925,000 $ 213,888 $ 203,000
Harvey, Kansas 9 $ 1,015,000 $ 112,777 $ 73,000
Hillsborough, Florida 8 $ 1,080,000 $ 135,000 $ 162,000
DeKalb, Georgia 8 $ 1,300,000 $ 162,500 $ 216,000
Wyandotte, Kansas 8 $ 1,130,000 $ 141,250 $ 104,000
Plymouth, Massachusetts 8 $ 910,000 $ 113,750 $ 168,000
Macomb, Michigan 8 $ 580,000 $ 72,500 $ 0
Snohomish, Washington 8 $ 920,000 $ 115,000 $ 0
Kern, California 7 $ 845,000 $ 120,714 $ 0
Monterey, California 7 $ 995,000 $ 142,142 $ 0
Platte, Missouri 7 $ 2,535,000 $ 362,142 $ 150,000
New Hanover, North Carolina 7 $ 685,000 $ 97,857 $ 92,000
Wagoner, Oklahoma 7 $ 915,000 $ 130,714 $ 145,000
Richland, South Carolina 7 $ 545,000 $ 77,857 $ 0
El Dorado, California 6 $ 880,000 $ 146,666 $ 0
Brevard, Florida 6 $ 840,000 $ 140,000 $ 108,000
Duval, Florida 6 $ 740,000 $ 123,333 $ 50,000
Pinellas, Florida 6 $ 500,000 $ 83,333 $ 0
Worcester, Massachusetts 6 $ 1,360,000 $ 226,666 $ 160,000
Washoe, Nevada 6 $ 720,000 $ 120,000 $ 0
Williamson, Tennessee 6 $ 710,000 $ 118,333 $ 92,000
Salt Lake, Utah 6 $ 850,000 $ 141,666 $ 0
Clark, Washington 6 $ 760,000 $ 126,666 $ 0
Pierce, Washington 6 $ 790,000 $ 131,666 $ 0
Jefferson, Alabama 5 $ 515,000 $ 103,000 $ 0
Napa, California 5 $ 715,000 $ 143,000 $ 0
Placer, California 5 $ 485,000 $ 97,000 $ 0
Sonoma, California 5 $ 555,000 $ 111,000 $ 0
Douglas, Colorado 5 $ 935,000 $ 187,000 $ 167,000
Orange, Florida 5 $ 635,000 $ 127,000 $ 0
Cherokee, Georgia 5 $ 515,000 $ 103,000 $ 0
Kootenai, Idaho 5 $ 745,000 $ 149,000 $ 0
Cook, Illinois 5 $ 435,000 $ 87,000 $ 0
Cowley, Kansas 5 $ 1,225,000 $ 245,000 $ 130,000
Leavenworth, Kansas 5 $ 1,155,000 $ 231,000 $ 124,000
St. Charles, Missouri 5 $ 525,000 $ 105,000 $ 156,000
St. Louis, Missouri 5 $ 435,000 $ 87,000 $ 160,000
Franklin, Ohio 5 $ 575,000 $ 115,000 $ 0
Grady, Oklahoma 5 $ 315,000 $ 63,000 $ 133,000
Rogers, Oklahoma 5 $ 555,000 $ 111,000 $ 146,000
Lane, Oregon 5 $ 485,000 $ 97,000 $ 0
Multnomah, Oregon 5 $ 875,000 $ 175,000 $ 98,000
Umatilla, Oregon 5 $ 375,000 $ 75,000 $ 0
Aiken, South Carolina 5 $ 595,000 $ 119,000 $ 228,000
Yavapai, Arizona 4 $ 370,000 $ 92,500 $ 0
Benton, Arkansas 4 $ 1,030,000 $ 257,500 $ 209,000
Madera, California 4 $ 290,000 $ 72,500 $ 0
San Mateo, California 4 $ 470,000 $ 117,500 $ 0
Denver, Colorado 4 $ 570,000 $ 142,500 $ 0
El Paso, Colorado 4 $ 400,000 $ 100,000 $ 0
Jefferson, Colorado 4 $ 500,000 $ 125,000 $ 0
Weld, Colorado 4 $ 550,000 $ 137,500 $ 0
Champaign, Illinois 4 $ 1,150,000 $ 287,500 $ 289,000
Madison, Illinois 4 $ 500,000 $ 125,000 $ 100,000
Harper, Kansas 4 $ 400,000 $ 100,000 $ 28,000
Lawrence, Missouri 4 $ 650,000 $ 162,500 $ 80,000
Essex, New Jersey 4 $ 500,000 $ 125,000 $ 0
Morris, New Jersey 4 $ 1,450,000 $ 362,500 $ 214,000
McClain, Oklahoma 4 $ 210,000 $ 52,500 $ 130,000
Clackamas, Oregon 4 $ 390,000 $ 97,500 $ 0
Jackson, Oregon 4 $ 450,000 $ 112,500 $ 0
Davidson, Tennessee 4 $ 850,000 $ 212,500 $ 190,000
Madison, Alabama 3 $ 315,000 $ 105,000 $ 0
Pinal, Arizona 3 $ 185,000 $ 61,666 $ 0
Tulare, California 3 $ 215,000 $ 71,666 $ 0
Arapahoe, Colorado 3 $ 355,000 $ 118,333 $ 0
Boulder, Colorado 3 $ 505,000 $ 168,333 $ 0
Lee, Florida 3 $ 365,000 $ 121,666 $ 0
Manatee, Florida 3 $ 355,000 $ 118,333 $ 0
Marion, Florida 3 $ 255,000 $ 85,000 $ 0
Osceola, Florida 3 $ 215,000 $ 71,666 $ 0
Polk, Florida 3 $ 395,000 $ 131,666 $ 0
St. Lucie, Florida 3 $ 265,000 $ 88,333 $ 0
Coweta, Georgia 3 $ 325,000 $ 108,333 $ 0
Ada, Idaho 3 $ 485,000 $ 161,666 $ 0
DuPage, Illinois 3 $ 285,000 $ 95,000 $ 0
Peoria, Illinois 3 $ 105,000 $ 35,000 $ 0
Franklin, Kansas 3 $ 325,000 $ 108,333 $ 168,000
Reno, Kansas 3 $ 165,000 $ 55,000 $ 126,000
Shawnee, Kansas 3 $ 435,000 $ 145,000 $ 168,000
Jefferson, Kentucky 3 $ 155,000 $ 51,666 $ 0
Essex, Massachusetts 3 $ 305,000 $ 101,666 $ 0
Kent, Michigan 3 $ 125,000 $ 41,666 $ 0
Greene, Missouri 3 $ 265,000 $ 88,333 $ 110,000
Jefferson, Missouri 3 $ 225,000 $ 75,000 $ 81,000
Humboldt, Nevada 3 $ 245,000 $ 81,666 $ 0
Rockingham, New Hampshire 3 $ 335,000 $ 111,666 $ 0
Ocean, New Jersey 3 $ 405,000 $ 135,000 $ 0
Sandoval, New Mexico 3 $ 485,000 $ 161,666 $ 106,000
Santa Fe, New Mexico 3 $ 375,000 $ 125,000 $ 87,000
Creek, Oklahoma 3 $ 175,000 $ 58,333 $ 217,000
Delaware, Oklahoma 3 $ 1,225,000 $ 408,333 $ 516,000
Mayes, Oklahoma 3 $ 225,000 $ 75,000 $ 71,000
Washington, Oklahoma 3 $ 335,000 $ 111,666 $ 65,000
Dorchester, South Carolina 3 $ 225,000 $ 75,000 $ 0
Hamilton, Tennessee 3 $ 355,000 $ 118,333 $ 0
Fairfax, Virginia 3 $ 605,000 $ 201,666 $ 0
Kitsap, Washington 3 $ 425,000 $ 141,666 $ 0
Whatcom, Washington 3 $ 875,000 $ 291,666 $ 126,000
Colbert, Alabama 2 $ 100,000 $ 50,000 $ 0
Lauderdale, Alabama 2 $ 190,000 $ 95,000 $ 0
Cochise, Arizona 2 $ 100,000 $ 50,000 $ 0
Saline, Arkansas 2 $ 160,000 $ 80,000 $ 0
Calaveras, California 2 $ 130,000 $ 65,000 $ 0
Imperial, California 2 $ 140,000 $ 70,000 $ 0
Kings, California 2 $ 400,000 $ 200,000 $ 103,000
Marin, California 2 $ 180,000 $ 90,000 $ 49,000
Merced, California 2 $ 210,000 $ 105,000 $ 0
Santa Barbara, California 2 $ 260,000 $ 130,000 $ 0
Santa Cruz, California 2 $ 270,000 $ 135,000 $ 0
Yuba, California 2 $ 190,000 $ 95,000 $ 0
Adams, Colorado 2 $ 220,000 $ 110,000 $ 0
Elbert, Colorado 2 $ 180,000 $ 90,000 $ 0
Hartford, Connecticut 2 $ 150,000 $ 75,000 $ 0
Collier, Florida 2 $ 290,000 $ 145,000 $ 0
Escambia, Florida 2 $ 170,000 $ 85,000 $ 0
Martin, Florida 2 $ 170,000 $ 85,000 $ 0
Okaloosa, Florida 2 $ 220,000 $ 110,000 $ 0
Pasco, Florida 2 $ 260,000 $ 130,000 $ 0
Sarasota, Florida 2 $ 200,000 $ 100,000 $ 0
St. Johns, Florida 2 $ 240,000 $ 120,000 $ 0
Volusia, Florida 2 $ 540,000 $ 270,000 $ 105,000
Walton, Florida 2 $ 230,000 $ 115,000 $ 0
Barrow, Georgia 2 $ 130,000 $ 65,000 $ 0
Clayton, Georgia 2 $ 180,000 $ 90,000 $ 0
Gwinnett, Georgia 2 $ 140,000 $ 70,000 $ 0
Hall, Georgia 2 $ 130,000 $ 65,000 $ 0
Muscogee, Georgia 2 $ 350,000 $ 175,000 $ 202,000
Paulding, Georgia 2 $ 90,000 $ 45,000 $ 0
Thomas, Georgia 2 $ 160,000 $ 80,000 $ 0
Bonner, Idaho 2 $ 520,000 $ 260,000 $ 125,000
Canyon, Idaho 2 $ 350,000 $ 175,000 $ 0
Elmore, Idaho 2 $ 110,000 $ 55,000 $ 0
Will, Illinois 2 $ 140,000 $ 70,000 $ 0
Hamilton, Indiana 2 $ 190,000 $ 95,000 $ 0
Porter, Indiana 2 $ 130,000 $ 65,000 $ 0
St. Joseph, Indiana 2 $ 270,000 $ 135,000 $ 70,000
Cedar, Iowa 2 $ 90,000 $ 45,000 $ 47,000
Dickinson, Kansas 2 $ 60,000 $ 30,000 $ 39,000
Ford, Kansas 2 $ 200,000 $ 100,000 $ 73,000
McPherson, Kansas 2 $ 720,000 $ 360,000 $ 122,000
Pottawatomie, Kansas 2 $ 610,000 $ 305,000 $ 192,000
Riley, Kansas 2 $ 190,000 $ 95,000 $ 189,000
Frederick, Maryland 2 $ 100,000 $ 50,000 $ 0
Livingston, Michigan 2 $ 150,000 $ 75,000 $ 0
Fillmore, Minnesota 2 $ 130,000 $ 65,000 $ 76,000
Boone, Missouri 2 $ 350,000 $ 175,000 $ 100,000
Camden, Missouri 2 $ 250,000 $ 125,000 $ 106,000
Daviess, Missouri 2 $ 1,030,000 $ 515,000 $ 337,000
Morgan, Missouri 2 $ 970,000 $ 485,000 $ 354,000
Strafford, New Hampshire 2 $ 310,000 $ 155,000 $ 0
Bergen, New Jersey 2 $ 370,000 $ 185,000 $ 0
Burlington, New Jersey 2 $ 150,000 $ 75,000 $ 184,000
Hunterdon, New Jersey 2 $ 150,000 $ 75,000 $ 0
Middlesex, New Jersey 2 $ 90,000 $ 45,000 $ 0
Los Alamos, New Mexico 2 $ 640,000 $ 320,000 $ 224,000
Davidson, North Carolina 2 $ 170,000 $ 85,000 $ 0
Henderson, North Carolina 2 $ 320,000 $ 160,000 $ 0
Cuyahoga, Ohio 2 $ 160,000 $ 80,000 $ 0
Mahoning, Ohio 2 $ 10,000 $ 5,000 $ 0
Garvin, Oklahoma 2 $ 130,000 $ 65,000 $ 45,000
Lincoln, Oklahoma 2 $ 80,000 $ 40,000 $ 68,000
Pontotoc, Oklahoma 2 $ 100,000 $ 50,000 $ 170,000
Pottawatomie, Oklahoma 2 $ 90,000 $ 45,000 $ 65,000
Benton, Oregon 2 $ 260,000 $ 130,000 $ 0
Polk, Oregon 2 $ 190,000 $ 95,000 $ 0
Washington, Oregon 2 $ 210,000 $ 105,000 $ 0
Yamhill, Oregon 2 $ 150,000 $ 75,000 $ 0
Anderson, South Carolina 2 $ 170,000 $ 85,000 $ 0
Horry, South Carolina 2 $ 150,000 $ 75,000 $ 0
Fayette, Tennessee 2 $ 370,000 $ 185,000 $ 265,000
Rutherford, Tennessee 2 $ 200,000 $ 100,000 $ 0
Shelby, Tennessee 2 $ 220,000 $ 110,000 $ 56,000
McLennan, Texas 2 $ 950,000 $ 475,000 $ 196,000
Wichita, Texas 2 $ 18,110,000 $ 9,055,000 $ 0
Utah, Utah 2 $ 350,000 $ 175,000 $ 0
Chesterfield, Virginia 2 $ 360,000 $ 180,000 $ 0
Fauquier, Virginia 2 $ 460,000 $ 230,000 $ 123,000
Benton, Washington 2 $ 220,000 $ 110,000 $ 0
Clallam, Washington 2 $ 130,000 $ 65,000 $ 0
Franklin, Washington 2 $ 110,000 $ 55,000 $ 0
Mason, Washington 2 $ 250,000 $ 125,000 $ 0
Yakima, Washington 2 $ 220,000 $ 110,000 $ 0
Walworth, Wisconsin 2 $ 90,000 $ 45,000 $ 0
Baldwin, Alabama 1 $ 255,000 $ 255,000 $ 0
Calhoun, Alabama 1 $ 65,000 $ 65,000 $ 47,000
Cullman, Alabama 1 $ 105,000 $ 105,000 $ 0
Lee, Alabama 1 $ 65,000 $ 65,000 $ 0
Marshall, Alabama 1 $ 55,000 $ 55,000 $ 0
St. Clair, Alabama 1 $ 45,000 $ 45,000 $ 0
Winston, Alabama 1 $ 475,000 $ 475,000 $ 176,000
Graham, Arizona 1 $ 75,000 $ 75,000 $ 0
Mohave, Arizona 1 $ 95,000 $ 95,000 $ 0
Navajo, Arizona 1 $ 295,000 $ 295,000 $ 135,000
Baxter, Arkansas 1 $ 125,000 $ 125,000 $ 117,000
Cleburne, Arkansas 1 $ 125,000 $ 125,000 $ 241,000
Garland, Arkansas 1 $ 75,000 $ 75,000 $ 0
Pulaski, Arkansas 1 $ 5,000 $ 5,000 $ 16,000
Amador, California 1 $ 105,000 $ 105,000 $ 0
Butte, California 1 $ 85,000 $ 85,000 $ 0
Lake, California 1 $ 105,000 $ 105,000 $ 0
Nevada, California 1 $ 55,000 $ 55,000 $ 0
San Benito, California 1 $ 95,000 $ 95,000 $ 0
San Francisco, California 1 $ 215,000 $ 215,000 $ 0
San Luis Obispo, California 1 $ 125,000 $ 125,000 $ 0
Sutter, California 1 $ 75,000 $ 75,000 $ 0
Yolo, California 1 $ 55,000 $ 55,000 $ 0
Archuleta, Colorado 1 $ 1,205,000 $ 1,205,000 $ 444,000
Broomfield, Colorado 1 $ 105,000 $ 105,000 $ 0
Larimer, Colorado 1 $ 195,000 $ 195,000 $ 0
Park, Colorado 1 $ 425,000 $ 425,000 $ 268,000
Prowers, Colorado 1 $ 55,000 $ 55,000 $ 0
Fairfield, Connecticut 1 $ 125,000 $ 125,000 $ 0
New Haven, Connecticut 1 $ 115,000 $ 115,000 $ 55,000
New London, Connecticut 1 $ 185,000 $ 185,000 $ 0
New Castle, Delaware 1 $ 75,000 $ 75,000 $ 0
Sussex, Delaware 1 $ 145,000 $ 145,000 $ 0
Flagler, Florida 1 $ 105,000 $ 105,000 $ 0
Indian River, Florida 1 $ 225,000 $ 225,000 $ 0
Lake, Florida 1 $ 415,000 $ 415,000 $ 262,000
Santa Rosa, Florida 1 $ 385,000 $ 385,000 $ 327,000
Seminole, Florida 1 $ 105,000 $ 105,000 $ 0
Brooks, Georgia 1 $ 45,000 $ 45,000 $ 0
Carroll, Georgia 1 $ 135,000 $ 135,000 $ 81,000
Catoosa, Georgia 1 $ 155,000 $ 155,000 $ 0
Chatham, Georgia 1 $ 75,000 $ 75,000 $ 0
Clarke, Georgia 1 $ 85,000 $ 85,000 $ 0
Fayette, Georgia 1 $ 255,000 $ 255,000 $ 0
Harris, Georgia 1 $ 135,000 $ 135,000 $ 0
Henry, Georgia 1 $ 475,000 $ 475,000 $ 176,000
Houston, Georgia 1 $ 125,000 $ 125,000 $ 0
Oconee, Georgia 1 $ 105,000 $ 105,000 $ 0
Pickens, Georgia 1 $ 45,000 $ 45,000 $ 0
Polk, Georgia 1 $ 305,000 $ 305,000 $ 82,000
Rockdale, Georgia 1 $ 75,000 $ 75,000 $ 0
Ware, Georgia 1 $ 105,000 $ 105,000 $ 48,000
White, Georgia 1 $ 75,000 $ 75,000 $ 0
Whitfield, Georgia 1 $ 75,000 $ 75,000 $ 0
Boise, Idaho 1 $ 255,000 $ 255,000 $ 0
Clearwater, Idaho 1 $ 55,000 $ 55,000 $ 0
Latah, Idaho 1 $ 665,000 $ 665,000 $ 205,000
Minidoka, Idaho 1 $ 255,000 $ 255,000 $ 0
Jackson, Illinois 1 $ 55,000 $ 55,000 $ 0
Kane, Illinois 1 $ 155,000 $ 155,000 $ 0
Kankakee, Illinois 1 $ 65,000 $ 65,000 $ 180,000
Lake, Illinois 1 $ 155,000 $ 155,000 $ 0
LaSalle, Illinois 1 $ 85,000 $ 85,000 $ 140,000
Livingston, Illinois 1 $ 575,000 $ 575,000 $ 411,000
Monroe, Illinois 1 $ 65,000 $ 65,000 $ 80,000
St. Clair, Illinois 1 $ 15,000 $ 15,000 $ 0
Allen, Indiana 1 $ 235,000 $ 235,000 $ 103,000
Hancock, Indiana 1 $ 55,000 $ 55,000 $ 0
Kosciusko, Indiana 1 $ 45,000 $ 45,000 $ 0
LaPorte, Indiana 1 $ 65,000 $ 65,000 $ 0
Marion, Indiana 1 $ 75,000 $ 75,000 $ 0
Shelby, Indiana 1 $ 285,000 $ 285,000 $ 172,000
Whitley, Indiana 1 $ 65,000 $ 65,000 $ 0
Dallas, Iowa 1 $ 285,000 $ 285,000 $ 110,000
Jones, Iowa 1 $ 65,000 $ 65,000 $ 0
Pottawattamie, Iowa 1 $ 15,000 $ 15,000 $ 0
Scott, Iowa 1 $ 95,000 $ 95,000 $ 0
Woodbury, Iowa 1 $ 85,000 $ 85,000 $ 0
Barton, Kansas 1 $ 375,000 $ 375,000 $ 160,000
Geary, Kansas 1 $ 115,000 $ 115,000 $ 0
Greenwood, Kansas 1 $ 65,000 $ 65,000 $ 0
Kingman, Kansas 1 $ 235,000 $ 235,000 $ 80,000
Kiowa, Kansas 1 $ 155,000 $ 155,000 $ 83,000
Labette, Kansas 1 $ 105,000 $ 105,000 $ 44,000
Marion, Kansas 1 $ 25,000 $ 25,000 $ 203,000
Saline, Kansas 1 $ 195,000 $ 195,000 $ 149,000
Woodson, Kansas 1 $ 55,000 $ 55,000 $ 66,000
Boone, Kentucky 1 $ 35,000 $ 35,000 $ 0
Washington, Louisiana 1 $ 375,000 $ 375,000 $ 186,000
Cumberland, Maine 1 $ 75,000 $ 75,000 $ 0
Anne Arundel, Maryland 1 $ 125,000 $ 125,000 $ 0
Baltimore, Maryland 1 $ 55,000 $ 55,000 $ 0
Charles, Maryland 1 $ 35,000 $ 35,000 $ 0
Dorchester, Maryland 1 $ 105,000 $ 105,000 $ 0
Harford, Maryland 1 $ 175,000 $ 175,000 $ 0
Prince George's, Maryland 1 $ 165,000 $ 165,000 $ 89,000
Queen Anne's, Maryland 1 $ 55,000 $ 55,000 $ 0
St. Mary's, Maryland 1 $ 135,000 $ 135,000 $ 0
Wicomico, Maryland 1 $ 105,000 $ 105,000 $ 0
Barnstable, Massachusetts 1 $ 375,000 $ 375,000 $ 204,000
Bristol, Massachusetts 1 $ 105,000 $ 105,000 $ 0
Middlesex, Massachusetts 1 $ 75,000 $ 75,000 $ 0
Norfolk, Massachusetts 1 $ 245,000 $ 245,000 $ 0
Genesee, Michigan 1 $ 75,000 $ 75,000 $ 0
Kalamazoo, Michigan 1 $ 65,000 $ 65,000 $ 0
Marquette, Michigan 1 $ 135,000 $ 135,000 $ 66,000
Muskegon, Michigan 1 $ 75,000 $ 75,000 $ 30,000
Oakland, Michigan 1 $ 75,000 $ 75,000 $ 0
Osceola, Michigan 1 $ 185,000 $ 185,000 $ 0
Washtenaw, Michigan 1 $ 65,000 $ 65,000 $ 0
Wayne, Michigan 1 $ 65,000 $ 65,000 $ 0
Anoka, Minnesota 1 $ 105,000 $ 105,000 $ 0
Clay, Minnesota 1 $ 75,000 $ 75,000 $ 0
Dakota, Minnesota 1 $ 75,000 $ 75,000 $ 0
Hennepin, Minnesota 1 $ 55,000 $ 55,000 $ 0
Itasca, Minnesota 1 $ 155,000 $ 155,000 $ 0
Sibley, Minnesota 1 $ 85,000 $ 85,000 $ 0
Rankin, Mississippi 1 $ 75,000 $ 75,000 $ 0
Benton, Missouri 1 $ 125,000 $ 125,000 $ 91,000
Cole, Missouri 1 $ 125,000 $ 125,000 $ 0
Henry, Missouri 1 $ 275,000 $ 275,000 $ 94,000
Johnson, Missouri 1 $ 175,000 $ 175,000 $ 105,000
Saline, Missouri 1 $ 55,000 $ 55,000 $ 0
Stone, Missouri 1 $ 305,000 $ 305,000 $ 0
Taney, Missouri 1 $ 155,000 $ 155,000 $ 326,000
Warren, Missouri 1 $ 25,000 $ 25,000 $ 31,000
Cascade, Montana 1 $ 25,000 $ 25,000 $ 0
Gallatin, Montana 1 $ 2,005,000 $ 2,005,000 $ 681,000
Dodge, Nebraska 1 $ 35,000 $ 35,000 $ 0
Carson City, Nevada 1 $ 45,000 $ 45,000 $ 0
Mercer, New Jersey 1 $ 75,000 $ 75,000 $ 0
Monmouth, New Jersey 1 $ 115,000 $ 115,000 $ 0
Somerset, New Jersey 1 $ 75,000 $ 75,000 $ 0
Union, New Jersey 1 $ 75,000 $ 75,000 $ 0
Warren, New Jersey 1 $ 55,000 $ 55,000 $ 0
Rio Arriba, New Mexico 1 $ 155,000 $ 155,000 $ 136,000
San Miguel, New Mexico 1 $ 85,000 $ 85,000 $ 49,000
Montgomery, New York 1 $ 155,000 $ 155,000 $ 42,000
Brunswick, North Carolina 1 $ 55,000 $ 55,000 $ 0
Currituck, North Carolina 1 $ 965,000 $ 965,000 $ 321,000
Gaston, North Carolina 1 $ 155,000 $ 155,000 $ 185,000
Guilford, North Carolina 1 $ 175,000 $ 175,000 $ 0
Harnett, North Carolina 1 $ 55,000 $ 55,000 $ 0
Haywood, North Carolina 1 $ 725,000 $ 725,000 $ 288,000
Iredell, North Carolina 1 $ 95,000 $ 95,000 $ 0
Johnston, North Carolina 1 $ 245,000 $ 245,000 $ 56,000
Mecklenburg, North Carolina 1 $ 55,000 $ 55,000 $ 0
Surry, North Carolina 1 $ 55,000 $ 55,000 $ 0
Union, North Carolina 1 $ 155,000 $ 155,000 $ 0
Wilson, North Carolina 1 $ 385,000 $ 385,000 $ 100,000
Ashland, Ohio 1 $ 55,000 $ 55,000 $ 0
Columbiana, Ohio 1 $ 415,000 $ 415,000 $ 111,000
Licking, Ohio 1 $ 65,000 $ 65,000 $ 0
Montgomery, Ohio 1 $ 35,000 $ 35,000 $ 0
Portage, Ohio 1 $ 75,000 $ 75,000 $ 0
Stark, Ohio 1 $ 85,000 $ 85,000 $ 0
Summit, Ohio 1 $ 125,000 $ 125,000 $ 0
Warren, Ohio 1 $ 105,000 $ 105,000 $ 0
Carter, Oklahoma 1 $ 105,000 $ 105,000 $ 205,000
Cherokee, Oklahoma 1 $ 65,000 $ 65,000 $ 23,000
Garfield, Oklahoma 1 $ 25,000 $ 25,000 $ 26,000
Hughes, Oklahoma 1 $ 15,000 $ 15,000 $ 0
Love, Oklahoma 1 $ 55,000 $ 55,000 $ 59,000
McIntosh, Oklahoma 1 $ 35,000 $ 35,000 $ 77,000
Muskogee, Oklahoma 1 $ 205,000 $ 205,000 $ 154,000
Okmulgee, Oklahoma 1 $ 155,000 $ 155,000 $ 133,000
Osage, Oklahoma 1 $ 35,000 $ 35,000 $ 41,000
Payne, Oklahoma 1 $ 75,000 $ 75,000 $ 80,000
Sequoyah, Oklahoma 1 $ 145,000 $ 145,000 $ 92,000
Texas, Oklahoma 1 $ 25,000 $ 25,000 $ 44,000
Woodward, Oklahoma 1 $ 25,000 $ 25,000 $ 48,000
Columbia, Oregon 1 $ 125,000 $ 125,000 $ 0
Coos, Oregon 1 $ 85,000 $ 85,000 $ 0
Deschutes, Oregon 1 $ 205,000 $ 205,000 $ 0
Hood River, Oregon 1 $ 175,000 $ 175,000 $ 0
Marion, Oregon 1 $ 305,000 $ 305,000 $ 0
Allegheny, Pennsylvania 1 $ 155,000 $ 155,000 $ 0
Chester, Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Delaware, Pennsylvania 1 $ 75,000 $ 75,000 $ 0
Montgomery, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Northampton, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Philadelphia, Pennsylvania 1 $ 75,000 $ 75,000 $ 0
Washington, Pennsylvania 1 $ 75,000 $ 75,000 $ 0
Providence, Rhode Island 1 $ 105,000 $ 105,000 $ 0
Charleston, South Carolina 1 $ 145,000 $ 145,000 $ 0
Greenville, South Carolina 1 $ 305,000 $ 305,000 $ 78,000
Lexington, South Carolina 1 $ 65,000 $ 65,000 $ 0
York, South Carolina 1 $ 235,000 $ 235,000 $ 0
Pennington, South Dakota 1 $ 85,000 $ 85,000 $ 0
Campbell, Tennessee 1 $ 205,000 $ 205,000 $ 0
Knox, Tennessee 1 $ 125,000 $ 125,000 $ 0
Wilson, Tennessee 1 $ 175,000 $ 175,000 $ 0
Bexar, Texas 1 $ 385,000 $ 385,000 $ 152,000
Collin, Texas 1 $ 985,000 $ 985,000 $ 275,000
Dallas, Texas 1 $ 55,000 $ 55,000 $ 0
Gregg, Texas 1 $ 665,000 $ 665,000 $ 260,000
Llano, Texas 1 $ 575,000 $ 575,000 $ 171,000
Tarrant, Texas 1 $ 495,000 $ 495,000 $ 142,000
Tom Green, Texas 1 $ 10,305,000 $ 10,305,000 $ 0
Victoria, Texas 1 $ 215,000 $ 215,000 $ 92,000
Davis, Utah 1 $ 215,000 $ 215,000 $ 0
Accomack, Virginia 1 $ 25,000 $ 25,000 $ 0
Chesapeake, Virginia 1 $ 75,000 $ 75,000 $ 0
Norfolk, Virginia 1 $ 55,000 $ 55,000 $ 0
Page, Virginia 1 $ 125,000 $ 125,000 $ 0
Portsmouth, Virginia 1 $ 65,000 $ 65,000 $ 0
Richmond, Virginia 1 $ 75,000 $ 75,000 $ 0
Shenandoah, Virginia 1 $ 95,000 $ 95,000 $ 0
Virginia Beach, Virginia 1 $ 55,000 $ 55,000 $ 0
Douglas, Washington 1 $ 105,000 $ 105,000 $ 87,000
Grays Harbor, Washington 1 $ 65,000 $ 65,000 $ 0
Island, Washington 1 $ 255,000 $ 255,000 $ 0
Skagit, Washington 1 $ 85,000 $ 85,000 $ 0
Spokane, Washington 1 $ 165,000 $ 165,000 $ 0
Thurston, Washington 1 $ 65,000 $ 65,000 $ 0
Crawford, Wisconsin 1 $ 115,000 $ 115,000 $ 152,000
Iowa, Wisconsin 1 $ 35,000 $ 35,000 $ 0
Manitowoc, Wisconsin 1 $ 125,000 $ 125,000 $ 132,000
Marathon, Wisconsin 1 $ 55,000 $ 55,000 $ 0
Ozaukee, Wisconsin 1 $ 145,000 $ 145,000 $ 0
Rock, Wisconsin 1 $ 45,000 $ 45,000 $ 36,000
Sauk, Wisconsin 1 $ 85,000 $ 85,000 $ 0
Waukesha, Wisconsin 1 $ 175,000 $ 175,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 1,130 $120,720,000 $106,000 $1,205,000 $126,000 $2,426,000
Home Purchase 1,122 $293,430,000 $261,000 $7,045,000 $132,000 $1,250,000
Home Improvement 511 $74,365,000 $145,000 $15,105,000 $126,000 $1,042,000
Refinancing 213 $37,585,000 $176,000 $1,545,000 $176,000 $1,325,000
Cash-out Refinancing 72 $15,350,000 $213,000 $695,000 $124,000 $1,440,000
Not Applicable 15 $745,000 $49,000 $175,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,284 $205,480,000 $160,000 $15,105,000 $0 $0
White 1,189 $231,915,000 $195,000 $1,875,000 $133,000 $2,426,000
Not Provided 251 $45,365,000 $180,000 $2,005,000 $144,000 $1,250,000
Hispanic 175 $25,445,000 $145,000 $755,000 $95,000 $1,140,000
Black or African American 79 $13,585,000 $171,000 $635,000 $124,000 $1,440,000
Asian 47 $14,275,000 $303,000 $1,615,000 $194,000 $989,000
American Indian or Alaskan Native 32 $5,290,000 $165,000 $475,000 $146,000 $540,000
Native Hawaiian or Other Pacific Islander 3 $595,000 $198,000 $355,000 $86,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,746 $481,120,000 $175,000 $15,105,000 $142,000 $2,426,000
FHA-insured (Federal Housing Administration) 238 $40,180,000 $168,000 $485,000 $75,000 $357,000
VA-guaranteed (Veterans Administration) 71 $19,235,000 $270,000 $665,000 $110,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,660,000 $207,000 $275,000 $76,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,196 $137,110,000 $114,000 $385,000 $0 $0
Loan Originated 1,174 $304,490,000 $259,000 $15,105,000 $146,000 $1,325,000
Application Denied By Financial Institution 497 $60,125,000 $120,000 $695,000 $101,000 $2,426,000
Application Withdrawn By Applicant 171 $36,505,000 $213,000 $1,005,000 $130,000 $701,000
File Closed For Incompleteness 16 $2,160,000 $135,000 $305,000 $100,000 $325,000
Application Approved But Not Accepted 9 $1,805,000 $200,000 $605,000 $146,000 $280,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,566 $482,070,000 $187,000 $15,105,000 $144,000 $1,325,000
Debt-To-Income Ratio 210 $26,080,000 $124,000 $695,000 $81,000 $1,440,000
Credit History 193 $23,665,000 $122,000 $455,000 $105,000 $1,200,000
Credit Application Incomplete 45 $4,075,000 $90,000 $505,000 $116,000 $330,000
Collateral 18 $2,180,000 $121,000 $575,000 $108,000 $411,000
Other 10 $1,420,000 $142,000 $605,000 $450,000 $2,426,000
Employment History 10 $1,060,000 $106,000 $405,000 $82,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,340,000 $167,000 $285,000 $84,000 $131,000
Unverifiable Information 3 $305,000 $101,000 $175,000 $124,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List