Fidelity Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Fidelity Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank, National Association 100 E English Wichita, KS 67202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,063 |
| Total Mortgage Loan Application Amount | $542,195,000 |
| Average Mortgage Loan Application Amount | $158,333 |
| Highest Mortgage Loan Application Amount | $15,105,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $2,426,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Fidelity Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Fidelity Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank, National Association's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WICHITA, KS | 955 | $ 172,525,000 | $ 180,000 | $ 120,000 |
| NA (OUTSIDE OF MSA/MD) | 338 | $ 54,380,000 | $ 244,100 | $ 172,809 |
| KANSAS CITY, MO-KS | 250 | $ 77,540,000 | $ 296,000 | $ 169,000 |
| OKLAHOMA CITY, OK | 239 | $ 36,675,000 | $ 153,000 | $ 139,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 99 | $ 13,635,000 | $ 137,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 75 | $ 8,925,000 | $ 119,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 74 | $ 10,730,000 | $ 145,000 | $ 515,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 52 | $ 7,360,000 | $ 141,000 | $ 156,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 51 | $ 5,075,000 | $ 99,000 | $ 191,000 |
| SAN DIEGO-CARLSBAD, CA | 49 | $ 6,835,000 | $ 139,000 | $ 340,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 46 | $ 6,040,000 | $ 131,000 | $ 0 |
| TULSA, OK | 38 | $ 8,040,000 | $ 211,000 | $ 125,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 33 | $ 4,825,000 | $ 146,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 22 | $ 3,290,000 | $ 149,000 | $ 217,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 22 | $ 3,830,000 | $ 174,000 | $ 319,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 20 | $ 2,510,000 | $ 125,500 | $ 98,000 |
| ST. LOUIS, MO-IL | 20 | $ 1,790,000 | $ 91,000 | $ 115,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 18 | $ 2,670,000 | $ 148,000 | $ 220,000 |
| MODESTO, CA | 18 | $ 1,240,000 | $ 68,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 17 | $ 2,125,000 | $ 125,000 | $ 736,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16 | $ 1,840,000 | $ 115,000 | $ 162,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 15 | $ 2,365,000 | $ 157,000 | $ 0 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 13 | $ 2,285,000 | $ 175,000 | $ 471,000 |
| LAWRENCE, KS | 13 | $ 4,195,000 | $ 322,000 | $ 251,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 13 | $ 1,935,000 | $ 148,000 | $ 141,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 12 | $ 1,420,000 | $ 118,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 12 | $ 1,380,000 | $ 115,000 | $ 0 |
| NEWARK, NJ-PA | 11 | $ 2,175,000 | $ 197,000 | $ 214,000 |
| TUCSON, AZ | 11 | $ 1,355,000 | $ 123,000 | $ 107,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 1,215,000 | $ 110,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 11 | $ 805,000 | $ 73,000 | $ 0 |
| CHICAGO-NAPERVILLE, IL | 10 | $ 860,000 | $ 86,000 | $ 0 |
| FRESNO, CA | 10 | $ 1,180,000 | $ 118,000 | $ 0 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 10 | $ 1,370,000 | $ 137,000 | $ 262,000 |
| STOCKTON-LODI, CA | 10 | $ 1,020,000 | $ 102,000 | $ 0 |
| BOSTON, MA | 9 | $ 1,155,000 | $ 128,000 | $ 168,000 |
| COLUMBIA, SC | 8 | $ 610,000 | $ 76,000 | $ 0 |
| JACKSONVILLE, FL | 8 | $ 980,000 | $ 122,000 | $ 50,000 |
| BAKERSFIELD, CA | 7 | $ 845,000 | $ 120,000 | $ 0 |
| NEW YORK-NEWARK, NY | 7 | $ 685,000 | $ 97,000 | $ 0 |
| SALINAS, CA | 7 | $ 995,000 | $ 142,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 1,265,000 | $ 156,500 | $ 106,000 |
| WILMINGTON, NC | 7 | $ 685,000 | $ 97,000 | $ 92,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 560,000 | $ 93,000 | $ 0 |
| BOISE CITY, ID | 6 | $ 1,090,000 | $ 181,000 | $ 0 |
| COLUMBUS, OH | 6 | $ 640,000 | $ 106,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 840,000 | $ 140,000 | $ 108,000 |
| RENO, NV | 6 | $ 720,000 | $ 120,000 | $ 0 |
| SALT LAKE CITY, UT | 6 | $ 850,000 | $ 141,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 6 | $ 790,000 | $ 131,000 | $ 0 |
| WORCESTER, MA-CT | 6 | $ 1,360,000 | $ 226,000 | $ 160,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 595,000 | $ 119,000 | $ 228,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 5 | $ 695,000 | $ 175,000 | $ 185,000 |
| COEUR D'ALENE, ID | 5 | $ 745,000 | $ 149,000 | $ 0 |
| EUGENE, OR | 5 | $ 485,000 | $ 97,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 5 | $ 605,000 | $ 121,000 | $ 172,000 |
| MANHATTAN, KS | 5 | $ 915,000 | $ 183,000 | $ 190,000 |
| NAPA, CA | 5 | $ 715,000 | $ 143,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 555,000 | $ 111,000 | $ 0 |
| PORT ST. LUCIE, FL | 5 | $ 435,000 | $ 87,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 645,000 | $ 129,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5 | $ 685,000 | $ 137,000 | $ 0 |
| SANTA ROSA, CA | 5 | $ 555,000 | $ 111,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 1,215,000 | $ 513,500 | $ 321,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4 | $ 410,000 | $ 102,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 380,000 | $ 95,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 4 | $ 1,150,000 | $ 287,000 | $ 289,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 370,000 | $ 92,000 | $ 0 |
| CHATTANOOGA, TN-GA | 4 | $ 510,000 | $ 136,500 | $ 0 |
| COLORADO SPRINGS, CO | 4 | $ 400,000 | $ 100,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 450,000 | $ 112,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 1,030,000 | $ 257,000 | $ 209,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 290,000 | $ 72,000 | $ 0 |
| GREELEY, CO | 4 | $ 550,000 | $ 137,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 4 | $ 330,000 | $ 82,000 | $ 0 |
| MADERA, CA | 4 | $ 290,000 | $ 72,000 | $ 0 |
| MEDFORD, OR | 4 | $ 450,000 | $ 112,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 4 | $ 590,000 | $ 147,000 | $ 161,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 4 | $ 370,000 | $ 92,000 | $ 0 |
| ALBUQUERQUE, NM | 3 | $ 485,000 | $ 161,000 | $ 106,000 |
| ASHEVILLE, NC | 3 | $ 1,045,000 | $ 348,000 | $ 288,000 |
| BELLINGHAM, WA | 3 | $ 875,000 | $ 291,000 | $ 126,000 |
| BOULDER, CO | 3 | $ 505,000 | $ 168,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 3 | $ 425,000 | $ 141,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 365,000 | $ 121,000 | $ 0 |
| COLUMBUS, GA-AL | 3 | $ 485,000 | $ 161,000 | $ 202,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 645,000 | $ 215,000 | $ 105,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 125,000 | $ 41,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 475,000 | $ 158,000 | $ 39,000 |
| HUNTSVILLE, AL | 3 | $ 315,000 | $ 105,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 395,000 | $ 131,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 165,000 | $ 55,000 | $ 16,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 155,000 | $ 51,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 235,000 | $ 78,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 3 | $ 205,000 | $ 65,000 | $ 0 |
| OCALA, FL | 3 | $ 255,000 | $ 85,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 555,000 | $ 185,000 | $ 327,000 |
| PEORIA, IL | 3 | $ 105,000 | $ 35,000 | $ 0 |
| SALEM, OR | 3 | $ 495,000 | $ 165,000 | $ 0 |
| SANTA FE, NM | 3 | $ 375,000 | $ 125,000 | $ 87,000 |
| SPRINGFIELD, MO | 3 | $ 265,000 | $ 88,000 | $ 110,000 |
| TOPEKA, KS | 3 | $ 435,000 | $ 145,000 | $ 168,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 215,000 | $ 71,000 | $ 0 |
| YUBA CITY, CA | 3 | $ 265,000 | $ 88,000 | $ 0 |
| AKRON, OH | 2 | $ 200,000 | $ 100,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 220,000 | $ 110,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 190,000 | $ 95,000 | $ 0 |
| CAMDEN, NJ | 2 | $ 150,000 | $ 75,000 | $ 184,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 140,000 | $ 70,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 2 | $ 160,000 | $ 80,000 | $ 0 |
| COLUMBIA, MO | 2 | $ 350,000 | $ 175,000 | $ 100,000 |
| CORVALLIS, OR | 2 | $ 260,000 | $ 130,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 1,040,000 | $ 520,000 | $ 275,000 |
| EL CENTRO, CA | 2 | $ 140,000 | $ 70,000 | $ 0 |
| FORT WAYNE, IN | 2 | $ 300,000 | $ 150,000 | $ 103,000 |
| GAINESVILLE, GA | 2 | $ 130,000 | $ 65,000 | $ 0 |
| GARY, IN | 2 | $ 130,000 | $ 65,000 | $ 0 |
| HANFORD-CORCORAN, CA | 2 | $ 400,000 | $ 200,000 | $ 103,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 150,000 | $ 75,000 | $ 0 |
| KNOXVILLE, TN | 2 | $ 330,000 | $ 165,000 | $ 0 |
| MERCED, CA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 320,000 | $ 160,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 290,000 | $ 145,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2 | $ 370,000 | $ 185,000 | $ 0 |
| PHILADELPHIA, PA | 2 | $ 150,000 | $ 75,000 | $ 0 |
| PITTSBURGH, PA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| PROVO-OREM, UT | 2 | $ 350,000 | $ 175,000 | $ 0 |
| RICHMOND, VA | 2 | $ 360,000 | $ 180,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| SALISBURY, MD-DE | 2 | $ 250,000 | $ 125,000 | $ 0 |
| SAN RAFAEL, CA | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 270,000 | $ 135,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 260,000 | $ 130,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 100,000 | $ 50,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| WACO, TX | 2 | $ 950,000 | $ 475,000 | $ 196,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2 | $ 100,000 | $ 50,000 | $ 0 |
| WICHITA FALLS, TX | 2 | $ 18,110,000 | $ 9,055,000 | $ 0 |
| WINSTON-SALEM, NC | 2 | $ 170,000 | $ 85,000 | $ 0 |
| YAKIMA, WA | 2 | $ 220,000 | $ 110,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 10,000 | $ 5,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| AUBURN-OPELIKA, AL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 375,000 | $ 375,000 | $ 204,000 |
| BEND-REDMOND, OR | 1 | $ 205,000 | $ 205,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 125,000 | $ 125,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 135,000 | $ 135,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 85,000 | $ 85,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 45,000 | $ 45,000 | $ 0 |
| CEDAR RAPIDS, IA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| CHICO, CA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| DALTON, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 95,000 | $ 95,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| ELGIN, IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| ENID, OK | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| FARGO, ND-MN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| FLINT, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| FORT COLLINS, CO | 1 | $ 195,000 | $ 195,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 495,000 | $ 495,000 | $ 142,000 |
| GREAT FALLS, MT | 1 | $ 25,000 | $ 25,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 75,000 | $ 75,000 | $ 0 |
| JACKSON, MS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| JEFFERSON CITY, MO | 1 | $ 125,000 | $ 125,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| KANKAKEE, IL | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 95,000 | $ 95,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 665,000 | $ 665,000 | $ 260,000 |
| MADISON, WI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| MUSKEGON, MI | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 185,000 | $ 185,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 215,000 | $ 215,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 15,000 | $ 15,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 75,000 | $ 75,000 | $ 0 |
| RALEIGH, NC | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| RAPID CITY, SD | 1 | $ 85,000 | $ 85,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 10,305,000 | $ 10,305,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 385,000 | $ 385,000 | $ 152,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 85,000 | $ 85,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| TRENTON, NJ | 1 | $ 75,000 | $ 75,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| VICTORIA, TX | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| WARNER ROBINS, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| WAUSAU, WI | 1 | $ 55,000 | $ 55,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fidelity Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,130 | $120,720,000 | $106,000 | $1,205,000 | $126,000 | $2,426,000 |
| Home Purchase | 1,122 | $293,430,000 | $261,000 | $7,045,000 | $132,000 | $1,250,000 |
| Home Improvement | 511 | $74,365,000 | $145,000 | $15,105,000 | $126,000 | $1,042,000 |
| Refinancing | 213 | $37,585,000 | $176,000 | $1,545,000 | $176,000 | $1,325,000 |
| Cash-out Refinancing | 72 | $15,350,000 | $213,000 | $695,000 | $124,000 | $1,440,000 |
| Not Applicable | 15 | $745,000 | $49,000 | $175,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,284 | $205,480,000 | $160,000 | $15,105,000 | $0 | $0 |
| White | 1,189 | $231,915,000 | $195,000 | $1,875,000 | $133,000 | $2,426,000 |
| Not Provided | 251 | $45,365,000 | $180,000 | $2,005,000 | $144,000 | $1,250,000 |
| Hispanic | 175 | $25,445,000 | $145,000 | $755,000 | $95,000 | $1,140,000 |
| Black or African American | 79 | $13,585,000 | $171,000 | $635,000 | $124,000 | $1,440,000 |
| Asian | 47 | $14,275,000 | $303,000 | $1,615,000 | $194,000 | $989,000 |
| American Indian or Alaskan Native | 32 | $5,290,000 | $165,000 | $475,000 | $146,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $595,000 | $198,000 | $355,000 | $86,000 | $169,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,746 | $481,120,000 | $175,000 | $15,105,000 | $142,000 | $2,426,000 |
| FHA-insured (Federal Housing Administration) | 238 | $40,180,000 | $168,000 | $485,000 | $75,000 | $357,000 |
| VA-guaranteed (Veterans Administration) | 71 | $19,235,000 | $270,000 | $665,000 | $110,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,660,000 | $207,000 | $275,000 | $76,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,196 | $137,110,000 | $114,000 | $385,000 | $0 | $0 |
| Loan Originated | 1,174 | $304,490,000 | $259,000 | $15,105,000 | $146,000 | $1,325,000 |
| Application Denied By Financial Institution | 497 | $60,125,000 | $120,000 | $695,000 | $101,000 | $2,426,000 |
| Application Withdrawn By Applicant | 171 | $36,505,000 | $213,000 | $1,005,000 | $130,000 | $701,000 |
| File Closed For Incompleteness | 16 | $2,160,000 | $135,000 | $305,000 | $100,000 | $325,000 |
| Application Approved But Not Accepted | 9 | $1,805,000 | $200,000 | $605,000 | $146,000 | $280,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,566 | $482,070,000 | $187,000 | $15,105,000 | $144,000 | $1,325,000 |
| Debt-To-Income Ratio | 210 | $26,080,000 | $124,000 | $695,000 | $81,000 | $1,440,000 |
| Credit History | 193 | $23,665,000 | $122,000 | $455,000 | $105,000 | $1,200,000 |
| Credit Application Incomplete | 45 | $4,075,000 | $90,000 | $505,000 | $116,000 | $330,000 |
| Collateral | 18 | $2,180,000 | $121,000 | $575,000 | $108,000 | $411,000 |
| Other | 10 | $1,420,000 | $142,000 | $605,000 | $450,000 | $2,426,000 |
| Employment History | 10 | $1,060,000 | $106,000 | $405,000 | $82,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,340,000 | $167,000 | $285,000 | $84,000 | $131,000 |
| Unverifiable Information | 3 | $305,000 | $101,000 | $175,000 | $124,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.