Fidelity Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Fidelity Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fidelity Bank, National Association
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,727
Total Mortgage Loan Application Amount $417,504,000
Average Mortgage Loan Application Amount $144,000
Highest Mortgage Loan Application Amount $20,000,000
Average Applicant Income $80,333
Highest Applicant Income $959,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Fidelity Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Fidelity Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Fidelity Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank, National Association's mortgage activity for 2015.

Mortgage Loan Application Totals for Fidelity Bank, National Association by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WICHITA, KS 1,425 $ 207,084,000 $ 145,000 $ 79,000
OKLAHOMA CITY, OK 165 $ 49,870,000 $ 302,000 $ 87,000
KANSAS CITY, MO-KS 127 $ 27,096,000 $ 204,000 $ 109,500
LAWRENCE, KS 25 $ 3,903,000 $ 156,000 $ 65,000
TULSA, OK 19 $ 2,255,000 $ 118,000 $ 99,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 16 $ 766,000 $ 61,000 $ 83,000
WARREN-TROY-FARMINGTON HILLS, MI 16 $ 672,000 $ 42,000 $ 57,000
DETROIT-DEARBORN-LIVONIA, MI 12 $ 395,000 $ 32,000 $ 76,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 12 $ 4,284,000 $ 357,000 $ 68,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 11 $ 2,083,000 $ 189,000 $ 8,000
MONROE, LA 11 $ 1,026,000 $ 93,000 $ 89,000
SHREVEPORT-BOSSIER CITY, LA 11 $ 982,000 $ 89,000 $ 67,000
TOPEKA, KS 11 $ 1,555,000 $ 141,000 $ 55,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 10 $ 844,000 $ 84,000 $ 80,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 10 $ 863,000 $ 86,000 $ 74,000
FLINT, MI 8 $ 225,000 $ 28,000 $ 67,000
OMAHA-COUNCIL BLUFFS, NE-IA 8 $ 787,000 $ 97,500 $ 0
SAN ANTONIO-NEW BRAUNFELS, TX 8 $ 670,000 $ 83,000 $ 57,000
ALEXANDRIA, LA 7 $ 695,000 $ 99,000 $ 93,000
BATON ROUGE, LA 7 $ 598,000 $ 85,000 $ 63,000
BIRMINGHAM-HOOVER, AL 7 $ 652,000 $ 93,000 $ 86,000
CLEVELAND-ELYRIA, OH 7 $ 169,000 $ 24,000 $ 25,000
LAFAYETTE, LA 7 $ 587,000 $ 83,000 $ 69,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 7 $ 1,302,000 $ 138,500 $ 15,500
COLUMBUS, OH 6 $ 151,000 $ 25,000 $ 0
JACKSON, MI 6 $ 148,000 $ 24,000 $ 89,000
TUSCALOOSA, AL 6 $ 536,000 $ 89,000 $ 51,000
DALLAS-PLANO-IRVING, TX 5 $ 438,000 $ 87,000 $ 75,000
FORT SMITH, AR-OK 5 $ 829,000 $ 165,000 $ 137,000
GRAND RAPIDS-WYOMING, MI 5 $ 193,000 $ 38,000 $ 111,000
HOUMA-THIBODAUX, LA 5 $ 384,000 $ 76,000 $ 101,000
JACKSON, MS 5 $ 307,000 $ 61,000 $ 55,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 5 $ 31,465,000 $ 6,293,000 $ 0
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 5 $ 566,000 $ 157,000 $ 0
AUSTIN-ROUND ROCK, TX 4 $ 287,000 $ 71,000 $ 31,000
CAPE CORAL-FORT MYERS, FL 4 $ 269,000 $ 67,000 $ 62,000
DES MOINES-WEST DES MOINES, IA 4 $ 186,000 $ 46,000 $ 0
FAYETTEVILLE, NC 4 $ 207,000 $ 51,000 $ 51,000
FORT WORTH-ARLINGTON, TX 4 $ 112,000 $ 28,000 $ 95,000
MONTGOMERY, AL 4 $ 293,000 $ 73,000 $ 43,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 4 $ 101,000 $ 25,000 $ 0
AUGUSTA-RICHMOND COUNTY, GA-SC 3 $ 261,000 $ 89,000 $ 62,500
BALTIMORE-COLUMBIA-TOWSON, MD 3 $ 475,000 $ 158,000 $ 0
CHATTANOOGA, TN-GA 3 $ 178,000 $ 59,000 $ 50,000
CINCINNATI, OH-KY-IN 3 $ 2,284,000 $ 761,000 $ 0
DAYTON, OH 3 $ 92,000 $ 30,000 $ 36,000
DOTHAN, AL 3 $ 323,000 $ 107,000 $ 66,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 3 $ 116,000 $ 38,000 $ 36,000
GAINESVILLE, FL 3 $ 248,000 $ 82,000 $ 57,000
GREENVILLE-ANDERSON-MAULDIN, SC 3 $ 165,000 $ 55,000 $ 33,000
KNOXVILLE, TN 3 $ 157,000 $ 52,000 $ 58,000
LAKELAND-WINTER HAVEN, FL 3 $ 138,000 $ 46,000 $ 40,000
MUSKEGON, MI 3 $ 83,000 $ 27,000 $ 102,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 3 $ 128,000 $ 40,000 $ 55,500
NORTH PORT-SARASOTA-BRADENTON, FL 3 $ 365,000 $ 121,000 $ 72,000
PITTSBURGH, PA 3 $ 56,000 $ 18,000 $ 0
ST. LOUIS, MO-IL 3 $ 921,000 $ 307,000 $ 0
AKRON, OH 2 $ 30,000 $ 15,000 $ 0
ALBUQUERQUE, NM 2 $ 129,000 $ 64,000 $ 90,000
ANN ARBOR, MI 2 $ 36,000 $ 18,000 $ 78,000
BEAUMONT-PORT ARTHUR, TX 2 $ 153,000 $ 76,000 $ 100,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2 $ 285,000 $ 142,500 $ 30,000
CLARKSVILLE, TN-KY 2 $ 2,810,000 $ 1,405,000 $ 0
COLLEGE STATION-BRYAN, TX 2 $ 142,000 $ 71,000 $ 68,000
CORPUS CHRISTI, TX 2 $ 199,000 $ 99,000 $ 88,000
DAPHNE-FAIRHOPE-FOLEY, AL 2 $ 117,000 $ 58,000 $ 117,000
DECATUR, AL 2 $ 123,000 $ 61,000 $ 92,000
DENVER-AURORA-LAKEWOOD, CO 2 $ 473,000 $ 236,000 $ 92,000
EL PASO, TX 2 $ 142,000 $ 71,000 $ 12,000
FLAGSTAFF, AZ 2 $ 68,000 $ 34,000 $ 72,000
HICKORY-LENOIR-MORGANTON, NC 2 $ 221,000 $ 110,000 $ 52,000
HOMOSASSA SPRINGS, FL 2 $ 99,000 $ 49,000 $ 42,000
HOT SPRINGS, AR 2 $ 153,000 $ 76,000 $ 51,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 2 $ 27,000 $ 13,000 $ 0
JACKSONVILLE, FL 2 $ 309,000 $ 154,000 $ 71,000
LAKE CHARLES, LA 2 $ 130,000 $ 65,000 $ 58,000
LAS CRUCES, NM 2 $ 280,000 $ 140,000 $ 41,000
LAWTON, OK 2 $ 95,000 $ 47,000 $ 51,000
LONGVIEW, TX 2 $ 234,000 $ 117,000 $ 93,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 40,000 $ 20,000 $ 0
LUBBOCK, TX 2 $ 155,000 $ 77,000 $ 177,000
MACON, GA 2 $ 126,000 $ 63,000 $ 38,000
MCALLEN-EDINBURG-MISSION, TX 2 $ 136,000 $ 68,000 $ 76,000
MEMPHIS, TN-MS-AR 2 $ 150,000 $ 75,000 $ 27,500
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 2 $ 113,000 $ 56,000 $ 15,000
OCALA, FL 2 $ 188,000 $ 94,000 $ 52,000
OGDEN-CLEARFIELD, UT 2 $ 75,000 $ 37,000 $ 36,000
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 112,000 $ 56,000 $ 83,000
PHOENIX-MESA-SCOTTSDALE, AZ 2 $ 7,423,000 $ 3,711,000 $ 64,000
RALEIGH, NC 2 $ 132,000 $ 66,000 $ 20,000
RICHMOND, VA 2 $ 229,000 $ 114,000 $ 0
ROANOKE, VA 2 $ 256,000 $ 128,000 $ 0
SALISBURY, MD-DE 2 $ 192,000 $ 96,000 $ 0
SAVANNAH, GA 2 $ 187,000 $ 93,000 $ 59,000
ST. CLOUD, MN 2 $ 83,000 $ 41,000 $ 0
STAUNTON-WAYNESBORO, VA 2 $ 278,000 $ 139,000 $ 0
TEXARKANA, TX-AR 2 $ 220,000 $ 110,000 $ 267,000
TYLER, TX 2 $ 42,000 $ 21,000 $ 112,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2 $ 2,250,000 $ 1,125,000 $ 0
ABILENE, TX 1 $ 145,000 $ 145,000 $ 51,000
ALBANY, GA 1 $ 15,000 $ 15,000 $ 66,000
ALBANY, OR 1 $ 23,000 $ 23,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 1 $ 61,000 $ 61,000 $ 0
ANCHORAGE, AK 1 $ 626,000 $ 626,000 $ 278,000
ANNISTON-OXFORD-JACKSONVILLE, AL 1 $ 103,000 $ 103,000 $ 37,000
ATHENS-CLARKE COUNTY, GA 1 $ 54,000 $ 54,000 $ 144,000
BOWLING GREEN, KY 1 $ 35,000 $ 35,000 $ 0
BRUNSWICK, GA 1 $ 62,000 $ 62,000 $ 24,000
CHARLESTON-NORTH CHARLESTON, SC 1 $ 57,000 $ 57,000 $ 85,000
EAU CLAIRE, WI 1 $ 17,000 $ 17,000 $ 0
FLORENCE-MUSCLE SHOALS, AL 1 $ 66,000 $ 66,000 $ 62,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 259,000 $ 259,000 $ 58,000
GADSDEN, AL 1 $ 104,000 $ 104,000 $ 135,000
GREENSBORO-HIGH POINT, NC 1 $ 83,000 $ 83,000 $ 0
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 58,000 $ 58,000 $ 70,000
HAMMOND, LA 1 $ 91,000 $ 91,000 $ 94,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 134,000 $ 134,000 $ 0
HATTIESBURG, MS 1 $ 21,000 $ 21,000 $ 44,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 87,000 $ 87,000 $ 86,000
HUNTSVILLE, AL 1 $ 46,000 $ 46,000 $ 76,000
JEFFERSON CITY, MO 1 $ 6,000 $ 6,000 $ 0
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 17,000 $ 17,000 $ 52,000
KOKOMO, IN 1 $ 14,000 $ 14,000 $ 0
LA CROSSE-ONALASKA, WI-MN 1 $ 13,000 $ 13,000 $ 0
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 200,000 $ 200,000 $ 0
LANSING-EAST LANSING, MI 1 $ 67,000 $ 67,000 $ 0
MADISON, WI 1 $ 31,000 $ 31,000 $ 0
MANCHESTER-NASHUA, NH 1 $ 185,000 $ 185,000 $ 120,000
MIDLAND, TX 1 $ 35,000 $ 35,000 $ 72,000
MOBILE, AL 1 $ 71,000 $ 71,000 $ 52,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 88,000 $ 88,000 $ 0
NEW BERN, NC 1 $ 26,000 $ 26,000 $ 36,000
NEW ORLEANS-METAIRIE, LA 1 $ 40,000 $ 40,000 $ 43,000
NEWARK, NJ-PA 1 $ 240,000 $ 240,000 $ 0
NORWICH-NEW LONDON, CT 1 $ 148,000 $ 148,000 $ 0
OWENSBORO, KY 1 $ 16,000 $ 16,000 $ 0
PHILADELPHIA, PA 1 $ 176,000 $ 176,000 $ 0
PINE BLUFF, AR 1 $ 21,000 $ 21,000 $ 44,000
PROVIDENCE-WARWICK, RI-MA 1 $ 174,000 $ 174,000 $ 0
SCRANTON--WILKES-BARRE--HAZLETON, PA 1 $ 1,450,000 $ 1,450,000 $ 0
SEBASTIAN-VERO BEACH, FL 1 $ 94,000 $ 94,000 $ 37,000
SHEBOYGAN, WI 1 $ 28,000 $ 28,000 $ 0
SHERMAN-DENISON, TX 1 $ 61,000 $ 61,000 $ 70,000
SPRINGFIELD, IL 1 $ 29,000 $ 29,000 $ 0
SPRINGFIELD, MO 1 $ 296,000 $ 296,000 $ 325,000
SYRACUSE, NY 1 $ 17,000 $ 17,000 $ 0
TALLAHASSEE, FL 1 $ 71,000 $ 71,000 $ 66,000
TERRE HAUTE, IN 1 $ 29,000 $ 29,000 $ 0
THE VILLAGES, FL 1 $ 85,000 $ 85,000 $ 52,000
TOLEDO, OH 1 $ 42,000 $ 42,000 $ 0
TUCSON, AZ 1 $ 417,000 $ 417,000 $ 202,000
UTICA-ROME, NY 1 $ 47,000 $ 47,000 $ 0
VALDOSTA, GA 1 $ 95,000 $ 95,000 $ 70,000
WATERLOO-CEDAR FALLS, IA 1 $ 14,000 $ 14,000 $ 0
WAUSAU, WI 1 $ 20,000 $ 20,000 $ 0

Mortgage Loan Application Detail Totals for Fidelity Bank, National Association in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,231 $323,077,000 $144,000 $20,000,000 $73,000 $898,000
Refinancing 420 $88,454,000 $210,000 $15,515,000 $82,000 $959,000
Home Improvement 76 $5,973,000 $78,000 $2,500,000 $86,000 $297,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,064 $267,331,000 $129,000 $900,000 $86,000 $959,000
Not applicable 303 $116,888,000 $385,000 $20,000,000 $0 $0
Hispanic 112 $10,625,000 $94,000 $417,000 $56,000 $197,000
Not Provided 93 $4,690,000 $50,000 $626,000 $96,000 $504,000
Black or African American 79 $7,168,000 $90,000 $283,000 $60,000 $157,000
Asian 46 $6,907,000 $150,000 $594,000 $96,000 $386,000
American Indian or Alaskan Native 26 $3,303,000 $127,000 $360,000 $87,000 $257,000
Native Hawaiian or Other Pacific Islander 4 $592,000 $148,000 $304,000 $77,000 $140,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,899 $309,168,000 $162,000 $20,000,000 $84,000 $959,000
FHA-insured (Federal Housing Administration) 600 $72,674,000 $121,000 $283,000 $52,000 $214,000
VA-guaranteed (Veterans Administration) 173 $29,284,000 $169,000 $424,000 $64,000 $198,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $6,378,000 $115,000 $203,000 $42,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,812 $329,573,000 $181,000 $20,000,000 $86,000 $959,000
Application Approved But Not Accepted 339 $25,717,000 $75,000 $616,000 $72,000 $457,000
Application Denied By Financial Institution 236 $21,790,000 $92,000 $3,375,000 $74,000 $540,000
Loan Purchased By The Institution 232 $15,577,000 $67,000 $270,000 $0 $0
Application Withdrawn By Applicant 103 $24,607,000 $238,000 $3,400,000 $72,000 $457,000
File Closed For Incompleteness 5 $240,000 $48,000 $124,000 $91,000 $114,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 126 $9,761,000 $77,000 $193,000 $86,000 $540,000
Debt-To-Income Ratio 55 $3,716,000 $67,000 $168,000 $54,000 $200,000
Other 26 $3,221,000 $123,000 $1,200,000 $65,000 $204,000
Employment History 15 $889,000 $59,000 $144,000 $64,000 $141,000
Collateral 10 $3,962,000 $396,000 $3,375,000 $89,000 $173,000
Insufficient Cash (Downpayment, Closing Cost) 3 $187,000 $62,000 $89,000 $95,000 $202,000
Unverifiable Information 1 $54,000 $54,000 $54,000 $25,000 $25,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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