Figure Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Figure Lending Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Figure Lending Llc 15720 Brixham Hill Ave, Suite 300 Wilmington, DE 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 22,579 |
| Total Mortgage Loan Application Amount | $1,224,065,000 |
| Average Mortgage Loan Application Amount | $54,500 |
| Highest Mortgage Loan Application Amount | $255,000 |
| Average Applicant Income | $148,500 |
| Highest Applicant Income | $9,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Figure Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Figure Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Figure Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Figure Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Figure Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Figure Lending Llc's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 1,334 | $ 59,400,000 | $ 46,675 | $ 123,475 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,004 | $ 52,880,000 | $ 52,000 | $ 139,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 824 | $ 61,330,000 | $ 74,000 | $ 198,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 774 | $ 40,530,000 | $ 52,000 | $ 131,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 520 | $ 30,100,000 | $ 57,000 | $ 167,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 508 | $ 37,510,000 | $ 73,000 | $ 175,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 506 | $ 31,410,000 | $ 69,500 | $ 230,000 |
| DENVER-AURORA-LAKEWOOD, CO | 500 | $ 29,430,000 | $ 58,000 | $ 153,000 |
| CHICAGO-NAPERVILLE, IL | 488 | $ 25,300,000 | $ 51,000 | $ 155,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 444 | $ 36,120,000 | $ 81,000 | $ 216,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 426 | $ 20,840,000 | $ 48,000 | $ 141,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 414 | $ 33,220,000 | $ 80,000 | $ 200,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 403 | $ 22,235,000 | $ 55,000 | $ 131,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 400 | $ 19,650,000 | $ 49,000 | $ 102,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 394 | $ 18,850,000 | $ 41,500 | $ 147,000 |
| SAN DIEGO-CARLSBAD, CA | 358 | $ 28,280,000 | $ 78,000 | $ 195,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 351 | $ 20,225,000 | $ 56,000 | $ 141,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 338 | $ 20,410,000 | $ 60,000 | $ 181,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 305 | $ 15,155,000 | $ 49,000 | $ 112,000 |
| NEW YORK-NEWARK, NY | 287 | $ 17,375,000 | $ 60,000 | $ 194,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 255 | $ 12,745,000 | $ 49,000 | $ 106,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 250 | $ 12,050,000 | $ 48,000 | $ 115,000 |
| COLUMBUS, OH | 230 | $ 10,730,000 | $ 46,000 | $ 151,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 228 | $ 9,840,000 | $ 43,000 | $ 142,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 223 | $ 12,345,000 | $ 55,000 | $ 132,000 |
| ST. LOUIS, MO-IL | 209 | $ 9,685,000 | $ 42,000 | $ 121,500 |
| NEWARK, NJ-PA | 198 | $ 10,880,000 | $ 50,000 | $ 186,500 |
| RICHMOND, VA | 198 | $ 9,260,000 | $ 46,000 | $ 140,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 195 | $ 12,835,000 | $ 65,000 | $ 141,000 |
| RALEIGH, NC | 195 | $ 9,515,000 | $ 48,000 | $ 139,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 192 | $ 16,500,000 | $ 85,000 | $ 229,000 |
| JACKSONVILLE, FL | 190 | $ 9,490,000 | $ 49,000 | $ 194,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 187 | $ 10,895,000 | $ 58,000 | $ 154,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 186 | $ 11,970,000 | $ 64,000 | $ 211,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 186 | $ 9,320,000 | $ 50,000 | $ 139,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 185 | $ 12,295,000 | $ 66,000 | $ 165,000 |
| CLEVELAND-ELYRIA, OH | 174 | $ 6,910,000 | $ 39,000 | $ 103,000 |
| BOSTON, MA | 170 | $ 11,230,000 | $ 66,000 | $ 167,000 |
| TACOMA-LAKEWOOD, WA | 166 | $ 8,560,000 | $ 51,000 | $ 191,000 |
| KANSAS CITY, MO-KS | 159 | $ 8,165,000 | $ 62,000 | $ 145,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 158 | $ 16,960,000 | $ 107,000 | $ 258,000 |
| MEMPHIS, TN-MS-AR | 157 | $ 6,595,000 | $ 44,500 | $ 103,500 |
| PITTSBURGH, PA | 149 | $ 6,125,000 | $ 41,000 | $ 108,000 |
| CINCINNATI, OH-KY-IN | 147 | $ 5,625,000 | $ 39,000 | $ 112,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 142 | $ 6,150,000 | $ 43,000 | $ 152,000 |
| TUCSON, AZ | 122 | $ 5,740,000 | $ 47,000 | $ 116,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 121 | $ 5,955,000 | $ 49,000 | $ 171,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 112 | $ 5,440,000 | $ 48,000 | $ 142,000 |
| BIRMINGHAM-HOOVER, AL | 107 | $ 4,585,000 | $ 42,000 | $ 112,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 105 | $ 4,795,000 | $ 51,500 | $ 111,000 |
| GRAND RAPIDS-WYOMING, MI | 103 | $ 3,875,000 | $ 37,000 | $ 98,000 |
| STOCKTON-LODI, CA | 101 | $ 4,835,000 | $ 47,000 | $ 127,000 |
| PHILADELPHIA, PA | 99 | $ 4,645,000 | $ 46,000 | $ 145,000 |
| CAMDEN, NJ | 97 | $ 4,665,000 | $ 48,000 | $ 124,000 |
| OKLAHOMA CITY, OK | 97 | $ 4,665,000 | $ 48,000 | $ 133,000 |
| WORCESTER, MA-CT | 94 | $ 4,220,000 | $ 36,500 | $ 93,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 92 | $ 6,200,000 | $ 67,000 | $ 203,000 |
| ELGIN, IL | 90 | $ 4,050,000 | $ 45,000 | $ 127,000 |
| GARY, IN | 90 | $ 3,540,000 | $ 39,000 | $ 110,000 |
| RENO, NV | 90 | $ 5,670,000 | $ 63,000 | $ 155,000 |
| KNOXVILLE, TN | 89 | $ 3,975,000 | $ 44,000 | $ 175,000 |
| SPOKANE-SPOKANE VALLEY, WA | 88 | $ 4,190,000 | $ 47,000 | $ 100,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 86 | $ 4,030,000 | $ 46,000 | $ 102,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 85 | $ 4,085,000 | $ 41,500 | $ 131,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 85 | $ 4,425,000 | $ 52,000 | $ 131,000 |
| PORT ST. LUCIE, FL | 83 | $ 3,805,000 | $ 45,000 | $ 153,000 |
| COLORADO SPRINGS, CO | 82 | $ 3,760,000 | $ 45,000 | $ 131,000 |
| FRESNO, CA | 79 | $ 4,085,000 | $ 51,000 | $ 116,000 |
| GREENSBORO-HIGH POINT, NC | 71 | $ 3,005,000 | $ 42,000 | $ 95,000 |
| VALLEJO-FAIRFIELD, CA | 71 | $ 3,755,000 | $ 52,000 | $ 151,000 |
| MODESTO, CA | 70 | $ 3,140,000 | $ 44,000 | $ 119,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 67 | $ 2,455,000 | $ 36,000 | $ 213,000 |
| PROVIDENCE-WARWICK, RI-MA | 67 | $ 3,035,000 | $ 45,000 | $ 140,500 |
| ASHEVILLE, NC | 66 | $ 3,320,000 | $ 50,000 | $ 102,000 |
| CAPE CORAL-FORT MYERS, FL | 65 | $ 3,385,000 | $ 52,000 | $ 101,000 |
| DURHAM-CHAPEL HILL, NC | 64 | $ 3,050,000 | $ 47,000 | $ 207,000 |
| SALEM, OR | 64 | $ 3,400,000 | $ 53,000 | $ 185,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 63 | $ 3,185,000 | $ 50,000 | $ 146,000 |
| WINSTON-SALEM, NC | 62 | $ 2,580,000 | $ 41,000 | $ 92,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 60 | $ 3,070,000 | $ 51,000 | $ 93,000 |
| NEW ORLEANS-METAIRIE, LA | 59 | $ 3,065,000 | $ 51,000 | $ 232,000 |
| SAN RAFAEL, CA | 59 | $ 6,055,000 | $ 102,000 | $ 316,000 |
| TULSA, OK | 59 | $ 2,565,000 | $ 43,000 | $ 97,000 |
| FORT COLLINS, CO | 57 | $ 2,915,000 | $ 51,000 | $ 119,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 56 | $ 2,160,000 | $ 39,000 | $ 106,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 56 | $ 3,520,000 | $ 62,000 | $ 154,000 |
| BAKERSFIELD, CA | 55 | $ 2,195,000 | $ 39,000 | $ 127,000 |
| LAKELAND-WINTER HAVEN, FL | 51 | $ 2,015,000 | $ 39,000 | $ 98,000 |
| EUGENE, OR | 50 | $ 2,090,000 | $ 41,000 | $ 161,000 |
| MANCHESTER-NASHUA, NH | 50 | $ 2,090,000 | $ 41,000 | $ 141,000 |
| BOULDER, CO | 49 | $ 2,785,000 | $ 56,000 | $ 144,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 49 | $ 4,245,000 | $ 86,000 | $ 218,000 |
| KENNEWICK-RICHLAND, WA | 49 | $ 2,535,000 | $ 51,000 | $ 158,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 49 | $ 2,405,000 | $ 49,000 | $ 95,000 |
| WILMINGTON, NC | 48 | $ 2,640,000 | $ 55,000 | $ 138,000 |
| ALBUQUERQUE, NM | 47 | $ 2,325,000 | $ 49,000 | $ 218,000 |
| BATON ROUGE, LA | 47 | $ 1,825,000 | $ 38,000 | $ 100,000 |
| FORT WAYNE, IN | 46 | $ 1,770,000 | $ 38,000 | $ 84,000 |
| HUNTSVILLE, AL | 45 | $ 1,985,000 | $ 44,000 | $ 124,000 |
| SANTA MARIA-SANTA BARBARA, CA | 45 | $ 3,375,000 | $ 75,000 | $ 171,000 |
| BREMERTON-SILVERDALE, WA | 44 | $ 2,440,000 | $ 55,000 | $ 114,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 43 | $ 1,855,000 | $ 43,000 | $ 97,000 |
| SAVANNAH, GA | 43 | $ 2,025,000 | $ 47,000 | $ 122,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 42 | $ 2,410,000 | $ 57,000 | $ 253,000 |
| AKRON, OH | 41 | $ 1,575,000 | $ 38,000 | $ 94,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 41 | $ 1,845,000 | $ 45,000 | $ 128,000 |
| OCALA, FL | 41 | $ 1,755,000 | $ 42,000 | $ 68,000 |
| PUNTA GORDA, FL | 41 | $ 2,395,000 | $ 58,000 | $ 153,000 |
| SALINAS, CA | 41 | $ 2,945,000 | $ 71,000 | $ 200,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 40 | $ 3,080,000 | $ 77,000 | $ 173,000 |
| TOLEDO, OH | 40 | $ 1,630,000 | $ 40,000 | $ 108,000 |
| CHATTANOOGA, TN-GA | 39 | $ 1,465,000 | $ 35,500 | $ 98,000 |
| GREELEY, CO | 39 | $ 2,095,000 | $ 53,000 | $ 133,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 39 | $ 1,505,000 | $ 38,000 | $ 113,000 |
| OLYMPIA-TUMWATER, WA | 39 | $ 1,925,000 | $ 49,000 | $ 107,000 |
| BARNSTABLE TOWN, MA | 38 | $ 2,220,000 | $ 58,000 | $ 140,000 |
| NEW HAVEN-MILFORD, CT | 38 | $ 1,750,000 | $ 46,000 | $ 119,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 37 | $ 1,845,000 | $ 49,000 | $ 135,000 |
| SPRINGFIELD, MA | 37 | $ 1,555,000 | $ 42,000 | $ 195,000 |
| GAINESVILLE, GA | 36 | $ 1,570,000 | $ 43,000 | $ 96,000 |
| SANTA ROSA, CA | 36 | $ 2,190,000 | $ 60,000 | $ 142,000 |
| LANCASTER, PA | 34 | $ 1,190,000 | $ 35,000 | $ 105,000 |
| LANSING-EAST LANSING, MI | 34 | $ 1,670,000 | $ 49,000 | $ 124,000 |
| SANTA CRUZ-WATSONVILLE, CA | 34 | $ 2,480,000 | $ 72,000 | $ 163,000 |
| CANTON-MASSILLON, OH | 33 | $ 1,505,000 | $ 45,000 | $ 84,000 |
| YAKIMA, WA | 33 | $ 1,425,000 | $ 43,000 | $ 318,000 |
| ANN ARBOR, MI | 32 | $ 1,620,000 | $ 50,000 | $ 136,000 |
| BELLINGHAM, WA | 32 | $ 1,670,000 | $ 52,000 | $ 113,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 32 | $ 1,800,000 | $ 56,000 | $ 109,000 |
| EAST STROUDSBURG, PA | 32 | $ 1,750,000 | $ 54,000 | $ 135,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 32 | $ 1,280,000 | $ 40,000 | $ 108,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 30 | $ 1,320,000 | $ 44,000 | $ 97,000 |
| FLINT, MI | 30 | $ 1,260,000 | $ 42,000 | $ 237,000 |
| MADISON, WI | 30 | $ 1,110,000 | $ 37,000 | $ 86,000 |
| BOISE CITY, ID | 29 | $ 1,285,000 | $ 44,000 | $ 111,000 |
| HICKORY-LENOIR-MORGANTON, NC | 29 | $ 1,225,000 | $ 42,000 | $ 97,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 29 | $ 1,115,000 | $ 39,000 | $ 93,500 |
| YORK-HANOVER, PA | 29 | $ 1,435,000 | $ 49,000 | $ 147,000 |
| READING, PA | 27 | $ 995,000 | $ 36,000 | $ 95,000 |
| FAYETTEVILLE, NC | 26 | $ 1,100,000 | $ 42,000 | $ 102,000 |
| MERCED, CA | 26 | $ 1,180,000 | $ 45,000 | $ 156,000 |
| VISALIA-PORTERVILLE, CA | 26 | $ 1,370,000 | $ 52,000 | $ 149,000 |
| GRAND JUNCTION, CO | 25 | $ 1,055,000 | $ 42,000 | $ 96,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 25 | $ 965,000 | $ 38,000 | $ 119,000 |
| MEDFORD, OR | 25 | $ 1,205,000 | $ 48,000 | $ 189,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 24 | $ 710,000 | $ 29,000 | $ 86,000 |
| PORTLAND-SOUTH PORTLAND, ME | 24 | $ 980,000 | $ 40,000 | $ 125,000 |
| WENATCHEE, WA | 24 | $ 1,320,000 | $ 55,000 | $ 253,000 |
| ATHENS-CLARKE COUNTY, GA | 23 | $ 1,385,000 | $ 60,000 | $ 100,000 |
| BEND-REDMOND, OR | 23 | $ 1,585,000 | $ 68,000 | $ 169,000 |
| GREEN BAY, WI | 23 | $ 1,015,000 | $ 44,000 | $ 105,000 |
| LONGVIEW, WA | 23 | $ 1,135,000 | $ 49,000 | $ 76,000 |
| LYNCHBURG, VA | 23 | $ 705,000 | $ 30,000 | $ 120,000 |
| MONROE, MI | 23 | $ 815,000 | $ 35,000 | $ 81,000 |
| NORWICH-NEW LONDON, CT | 23 | $ 1,495,000 | $ 65,000 | $ 118,000 |
| ROCKFORD, IL | 23 | $ 795,000 | $ 34,000 | $ 95,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 22 | $ 1,560,000 | $ 70,000 | $ 207,000 |
| SEBASTIAN-VERO BEACH, FL | 22 | $ 990,000 | $ 45,000 | $ 84,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 21 | $ 1,135,000 | $ 54,000 | $ 98,000 |
| CHEYENNE, WY | 21 | $ 985,000 | $ 46,000 | $ 116,000 |
| CLARKSVILLE, TN-KY | 21 | $ 895,000 | $ 42,000 | $ 110,000 |
| LINCOLN, NE | 21 | $ 805,000 | $ 38,000 | $ 76,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 21 | $ 665,000 | $ 31,000 | $ 104,000 |
| PUEBLO, CO | 21 | $ 775,000 | $ 36,000 | $ 254,000 |
| ROANOKE, VA | 21 | $ 725,000 | $ 34,000 | $ 82,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 21 | $ 655,000 | $ 28,500 | $ 87,000 |
| ELKHART-GOSHEN, IN | 20 | $ 840,000 | $ 42,000 | $ 119,000 |
| MOUNT VERNON-ANACORTES, WA | 20 | $ 990,000 | $ 49,000 | $ 132,000 |
| TALLAHASSEE, FL | 20 | $ 1,070,000 | $ 53,000 | $ 146,000 |
| HARRISBURG-CARLISLE, PA | 19 | $ 795,000 | $ 41,000 | $ 112,000 |
| SANTA FE, NM | 19 | $ 775,000 | $ 40,000 | $ 236,000 |
| YUBA CITY, CA | 19 | $ 775,000 | $ 40,000 | $ 106,000 |
| GAINESVILLE, FL | 18 | $ 1,120,000 | $ 62,000 | $ 83,000 |
| JACKSON, MS | 18 | $ 700,000 | $ 38,000 | $ 98,000 |
| MADERA, CA | 18 | $ 1,080,000 | $ 60,000 | $ 153,000 |
| RACINE, WI | 18 | $ 600,000 | $ 33,000 | $ 78,000 |
| TRENTON, NJ | 18 | $ 800,000 | $ 44,000 | $ 129,000 |
| CHARLOTTESVILLE, VA | 17 | $ 565,000 | $ 33,000 | $ 133,000 |
| YUMA, AZ | 17 | $ 725,000 | $ 42,000 | $ 109,000 |
| EVANSVILLE, IN-KY | 16 | $ 580,000 | $ 36,000 | $ 206,000 |
| PANAMA CITY, FL | 16 | $ 750,000 | $ 46,000 | $ 145,000 |
| SPRINGFIELD, MO | 16 | $ 670,000 | $ 41,000 | $ 100,000 |
| WARNER ROBINS, GA | 16 | $ 880,000 | $ 55,000 | $ 115,000 |
| ALBANY, OR | 15 | $ 815,000 | $ 54,000 | $ 90,000 |
| DALTON, GA | 15 | $ 625,000 | $ 41,000 | $ 103,000 |
| MONTGOMERY, AL | 15 | $ 655,000 | $ 43,000 | $ 182,000 |
| PITTSFIELD, MA | 15 | $ 805,000 | $ 53,000 | $ 118,000 |
| REDDING, CA | 15 | $ 685,000 | $ 45,000 | $ 260,000 |
| DULUTH, MN-WI | 14 | $ 550,000 | $ 33,000 | $ 57,000 |
| HANFORD-CORCORAN, CA | 14 | $ 560,000 | $ 40,000 | $ 127,000 |
| BURLINGTON, NC | 13 | $ 365,000 | $ 28,000 | $ 63,000 |
| CHICO, CA | 13 | $ 835,000 | $ 64,000 | $ 128,000 |
| COLUMBIA, MO | 13 | $ 525,000 | $ 40,000 | $ 78,000 |
| ERIE, PA | 13 | $ 595,000 | $ 45,000 | $ 106,000 |
| HAMMOND, LA | 13 | $ 535,000 | $ 41,000 | $ 101,000 |
| HOMOSASSA SPRINGS, FL | 13 | $ 635,000 | $ 48,000 | $ 61,000 |
| JANESVILLE-BELOIT, WI | 13 | $ 445,000 | $ 34,000 | $ 88,000 |
| KALAMAZOO-PORTAGE, MI | 13 | $ 745,000 | $ 57,000 | $ 102,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 13 | $ 375,000 | $ 27,500 | $ 104,500 |
| NILES-BENTON HARBOR, MI | 13 | $ 435,000 | $ 33,000 | $ 101,000 |
| WINCHESTER, VA-WV | 13 | $ 605,000 | $ 46,000 | $ 116,000 |
| ANCHORAGE, AK | 12 | $ 1,000,000 | $ 83,000 | $ 141,000 |
| CASPER, WY | 12 | $ 580,000 | $ 48,000 | $ 113,000 |
| COLUMBUS, GA-AL | 12 | $ 430,000 | $ 35,000 | $ 109,000 |
| FLAGSTAFF, AZ | 12 | $ 800,000 | $ 66,000 | $ 139,000 |
| GRANTS PASS, OR | 12 | $ 630,000 | $ 52,000 | $ 66,000 |
| LAS CRUCES, NM | 12 | $ 390,000 | $ 32,000 | $ 122,000 |
| MUNCIE, IN | 12 | $ 460,000 | $ 38,000 | $ 69,000 |
| MUSKEGON, MI | 12 | $ 490,000 | $ 40,000 | $ 138,000 |
| NAPA, CA | 12 | $ 680,000 | $ 56,000 | $ 147,000 |
| OSHKOSH-NEENAH, WI | 12 | $ 430,000 | $ 35,000 | $ 103,000 |
| SIERRA VISTA-DOUGLAS, AZ | 12 | $ 460,000 | $ 38,000 | $ 104,000 |
| TUSCALOOSA, AL | 12 | $ 500,000 | $ 41,000 | $ 90,000 |
| EL CENTRO, CA | 11 | $ 595,000 | $ 54,000 | $ 117,000 |
| JACKSON, MI | 11 | $ 415,000 | $ 37,000 | $ 81,000 |
| JOHNSON CITY, TN | 11 | $ 545,000 | $ 49,000 | $ 82,000 |
| MACON-BIBB COUNTY, GA | 11 | $ 495,000 | $ 45,000 | $ 118,000 |
| MOBILE, AL | 11 | $ 545,000 | $ 49,000 | $ 107,000 |
| WAUSAU, WI | 11 | $ 375,000 | $ 34,000 | $ 62,000 |
| WICHITA, KS | 11 | $ 445,000 | $ 40,000 | $ 172,000 |
| APPLETON, WI | 10 | $ 480,000 | $ 48,000 | $ 97,000 |
| BLOOMINGTON, IN | 10 | $ 290,000 | $ 29,000 | $ 93,000 |
| COEUR D'ALENE, ID | 10 | $ 700,000 | $ 70,000 | $ 155,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 410,000 | $ 40,500 | $ 512,500 |
| DES MOINES-WEST DES MOINES, IA | 10 | $ 350,000 | $ 35,000 | $ 85,000 |
| FARGO, ND-MN | 10 | $ 310,000 | $ 31,000 | $ 118,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 10 | $ 390,000 | $ 39,000 | $ 93,000 |
| JACKSONVILLE, NC | 10 | $ 330,000 | $ 33,000 | $ 93,000 |
| NEW BERN, NC | 10 | $ 350,000 | $ 35,000 | $ 128,000 |
| PEORIA, IL | 10 | $ 300,000 | $ 30,000 | $ 91,000 |
| SEBRING, FL | 10 | $ 340,000 | $ 34,000 | $ 64,000 |
| VINELAND-BRIDGETON, NJ | 10 | $ 360,000 | $ 36,000 | $ 96,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 295,000 | $ 32,000 | $ 95,000 |
| MORRISTOWN, TN | 9 | $ 335,000 | $ 37,000 | $ 60,000 |
| SHREVEPORT-BOSSIER CITY, LA | 9 | $ 425,000 | $ 47,000 | $ 96,000 |
| HARRISONBURG, VA | 8 | $ 380,000 | $ 47,000 | $ 140,000 |
| IDAHO FALLS, ID | 8 | $ 370,000 | $ 46,000 | $ 127,000 |
| SHEBOYGAN, WI | 8 | $ 250,000 | $ 31,000 | $ 87,000 |
| SPRINGFIELD, IL | 8 | $ 300,000 | $ 37,000 | $ 90,000 |
| SPRINGFIELD, OH | 8 | $ 410,000 | $ 51,000 | $ 51,000 |
| CORVALLIS, OR | 7 | $ 375,000 | $ 53,000 | $ 213,000 |
| EAU CLAIRE, WI | 7 | $ 185,000 | $ 26,000 | $ 89,000 |
| FORT SMITH, AR-OK | 7 | $ 235,000 | $ 33,000 | $ 100,000 |
| GREENVILLE, NC | 7 | $ 185,000 | $ 26,000 | $ 84,000 |
| JACKSON, TN | 7 | $ 415,000 | $ 59,000 | $ 100,000 |
| LAFAYETTE, LA | 7 | $ 295,000 | $ 42,000 | $ 160,000 |
| BILLINGS, MT | 6 | $ 380,000 | $ 63,000 | $ 228,000 |
| CHAMPAIGN-URBANA, IL | 6 | $ 280,000 | $ 46,000 | $ 132,000 |
| CLEVELAND, TN | 6 | $ 210,000 | $ 35,000 | $ 89,000 |
| LA CROSSE-ONALASKA, WI-MN | 6 | $ 240,000 | $ 34,000 | $ 65,000 |
| LAKE CHARLES, LA | 6 | $ 270,000 | $ 45,000 | $ 231,000 |
| OCEAN CITY, NJ | 6 | $ 160,000 | $ 26,000 | $ 107,000 |
| ROCHESTER, MN | 6 | $ 440,000 | $ 73,000 | $ 112,000 |
| SIOUX FALLS, SD | 6 | $ 200,000 | $ 33,000 | $ 82,000 |
| VALDOSTA, GA | 6 | $ 220,000 | $ 36,000 | $ 80,000 |
| AMES, IA | 5 | $ 175,000 | $ 35,000 | $ 73,000 |
| BLOOMINGTON, IL | 5 | $ 145,000 | $ 29,000 | $ 129,000 |
| BRUNSWICK, GA | 5 | $ 205,000 | $ 41,000 | $ 49,000 |
| CARSON CITY, NV | 5 | $ 235,000 | $ 47,000 | $ 114,000 |
| GOLDSBORO, NC | 5 | $ 295,000 | $ 59,000 | $ 107,000 |
| KANKAKEE, IL | 5 | $ 185,000 | $ 37,000 | $ 113,000 |
| KOKOMO, IN | 5 | $ 175,000 | $ 35,000 | $ 107,000 |
| MICHIGAN CITY-LA PORTE, IN | 5 | $ 135,000 | $ 27,000 | $ 124,000 |
| RAPID CITY, SD | 5 | $ 145,000 | $ 29,000 | $ 69,000 |
| THE VILLAGES, FL | 5 | $ 265,000 | $ 53,000 | $ 105,000 |
| TOPEKA, KS | 5 | $ 225,000 | $ 45,000 | $ 81,000 |
| WALLA WALLA, WA | 5 | $ 185,000 | $ 37,000 | $ 142,000 |
| WHEELING, WV-OH | 5 | $ 205,000 | $ 41,000 | $ 127,000 |
| WILLIAMSPORT, PA | 5 | $ 165,000 | $ 33,000 | $ 86,000 |
| ALTOONA, PA | 4 | $ 100,000 | $ 25,000 | $ 76,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 120,000 | $ 30,000 | $ 31,000 |
| DOTHAN, AL | 4 | $ 140,000 | $ 35,000 | $ 90,000 |
| FOND DU LAC, WI | 4 | $ 120,000 | $ 30,000 | $ 87,000 |
| GRAND FORKS, ND-MN | 4 | $ 190,000 | $ 47,000 | $ 132,000 |
| HOT SPRINGS, AR | 4 | $ 250,000 | $ 62,000 | $ 68,000 |
| ST. JOSEPH, MO-KS | 4 | $ 190,000 | $ 47,000 | $ 130,000 |
| ALBANY, GA | 3 | $ 65,000 | $ 21,000 | $ 96,000 |
| BAY CITY, MI | 3 | $ 115,000 | $ 38,000 | $ 133,000 |
| CARBONDALE-MARION, IL | 3 | $ 135,000 | $ 45,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 3 | $ 105,000 | $ 35,000 | $ 92,000 |
| COLUMBUS, IN | 3 | $ 225,000 | $ 75,000 | $ 178,000 |
| DECATUR, AL | 3 | $ 115,000 | $ 38,000 | $ 78,000 |
| GRAND ISLAND, NE | 3 | $ 85,000 | $ 28,000 | $ 81,000 |
| HINESVILLE, GA | 3 | $ 215,000 | $ 71,000 | $ 188,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 75,000 | $ 25,000 | $ 88,000 |
| LEBANON, PA | 3 | $ 155,000 | $ 51,000 | $ 114,000 |
| LEWISTON, ID-WA | 3 | $ 85,000 | $ 30,000 | $ 73,000 |
| ST. CLOUD, MN | 3 | $ 55,000 | $ 18,000 | $ 66,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 75,000 | $ 25,000 | $ 55,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 95,000 | $ 31,000 | $ 155,000 |
| ALEXANDRIA, LA | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| DUBUQUE, IA | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| HATTIESBURG, MS | 2 | $ 60,000 | $ 30,000 | $ 54,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 80,000 | $ 40,000 | $ 287,000 |
| JONESBORO, AR | 2 | $ 40,000 | $ 20,000 | $ 226,000 |
| LAWTON, OK | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| MANSFIELD, OH | 2 | $ 120,000 | $ 60,000 | $ 101,000 |
| MISSOULA, MT | 2 | $ 120,000 | $ 60,000 | $ 142,000 |
| ROME, GA | 2 | $ 70,000 | $ 35,000 | $ 98,000 |
| SAGINAW, MI | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 60,000 | $ 30,000 | $ 120,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 130,000 | $ 65,000 | $ 104,000 |
| TERRE HAUTE, IN | 2 | $ 150,000 | $ 75,000 | $ 95,000 |
| AUBURN-OPELIKA, AL | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| BANGOR, ME | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| BATTLE CREEK, MI | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 35,000 | $ 35,000 | $ 133,000 |
| DANVILLE, IL | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| FAIRBANKS, AK | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| FARMINGTON, NM | 1 | $ 145,000 | $ 145,000 | $ 575,000 |
| GREAT FALLS, MT | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 25,000 | $ 25,000 | $ 165,000 |
| JOHNSTOWN, PA | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| LEWISTON-AUBURN, ME | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| LIMA, OH | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| MANHATTAN, KS | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| MIDLAND, MI | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| MONROE, LA | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| ROCKY MOUNT, NC | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| TEXARKANA, TX-AR | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Figure Lending Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 15,037 | $789,745,000 | $52,000 | $255,000 | $145,000 | $9,500,000 |
| Home Improvement | 7,542 | $434,320,000 | $57,000 | $255,000 | $152,000 | $9,197,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,931 | $727,665,000 | $52,000 | $255,000 | $147,000 | $9,500,000 |
| Not Provided | 4,674 | $262,070,000 | $56,000 | $255,000 | $150,000 | $5,001,000 |
| Black or African American | 1,206 | $57,590,000 | $47,000 | $215,000 | $123,000 | $8,223,000 |
| Hispanic | 758 | $42,540,000 | $56,000 | $255,000 | $124,000 | $1,965,000 |
| Asian | 676 | $49,530,000 | $73,000 | $255,000 | $177,000 | $4,700,000 |
| American Indian or Alaskan Native | 225 | $10,845,000 | $48,000 | $195,000 | $115,000 | $2,186,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $1,345,000 | $64,000 | $155,000 | $92,000 | $206,000 |
| Not applicable | 14 | $1,030,000 | $73,000 | $155,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,579 | $1,224,065,000 | $54,000 | $255,000 | $147,000 | $9,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,385 | $494,025,000 | $52,000 | $255,000 | $138,000 | $1,500,000 |
| Application Denied By Financial Institution | 5,736 | $310,240,000 | $54,000 | $255,000 | $145,000 | $8,223,000 |
| Application Approved But Not Accepted | 4,480 | $251,700,000 | $56,000 | $255,000 | $143,000 | $1,550,000 |
| Application Withdrawn By Applicant | 2,958 | $166,530,000 | $56,000 | $255,000 | $189,000 | $9,500,000 |
| Loan Purchased By The Institution | 20 | $1,570,000 | $78,000 | $245,000 | $125,000 | $125,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,843 | $913,825,000 | $54,000 | $255,000 | $148,000 | $9,500,000 |
| Credit Application Incomplete | 3,812 | $201,020,000 | $52,000 | $255,000 | $160,000 | $8,223,000 |
| Unverifiable Information | 905 | $48,635,000 | $53,000 | $255,000 | $70,000 | $1,600,000 |
| Other | 764 | $46,930,000 | $61,000 | $245,000 | $156,000 | $4,300,000 |
| Collateral | 123 | $5,825,000 | $47,000 | $255,000 | $145,000 | $1,200,000 |
| Credit History | 92 | $5,950,000 | $64,000 | $255,000 | $159,000 | $960,000 |
| Debt-To-Income Ratio | 40 | $1,880,000 | $47,000 | $145,000 | $103,000 | $454,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Figure Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.