Figure Lending LLC Mortgage Lending & HMDA Data, 2020
In 2020, Figure Lending LLC of San Francisco, CA reported 22,579 mortgage applications totaling $1.2 billion. The average application was for $54,212, and applicants reported an average income of $147,338. 42% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,004), Los Angeles-Long Beach-Glendale, CA (824) and Phoenix-Mesa-Scottsdale, AZ (774) (applications in parentheses).
| Mortgage Company & Address | Figure Lending LLC San Francisco, CA 94108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 22,579 |
| Total Mortgage Loan Application Amount | $1,224,065,000 |
| Average Mortgage Loan Application Amount | $54,212 |
| Highest Mortgage Loan Application Amount | $255,000 |
| Average Applicant Income | $147,338 |
| Highest Applicant Income | $9,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Figure Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,334 | $ 59,400,000 | $ 44,527 | $ 108,913 |
| Atlanta-Sandy Springs-Roswell, GA | 1,004 | $ 52,880,000 | $ 52,669 | $ 139,000 |
| Los Angeles-Long Beach-Glendale, CA | 824 | $ 61,330,000 | $ 74,429 | $ 198,000 |
| Phoenix-Mesa-Scottsdale, AZ | 774 | $ 40,530,000 | $ 52,364 | $ 131,000 |
| Riverside-San Bernardino-Ontario, CA | 520 | $ 30,100,000 | $ 57,884 | $ 167,000 |
| Seattle-Bellevue-Everett, WA | 508 | $ 37,510,000 | $ 73,838 | $ 175,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 506 | $ 31,410,000 | $ 62,075 | $ 189,920 |
| Denver-Aurora-Lakewood, CO | 500 | $ 29,430,000 | $ 58,860 | $ 153,000 |
| Chicago-Naperville, IL | 488 | $ 25,300,000 | $ 51,844 | $ 155,000 |
| Oakland-Hayward-Berkeley, CA | 444 | $ 36,120,000 | $ 81,351 | $ 216,000 |
| Charlotte-Concord-Gastonia, NC-SC | 426 | $ 20,840,000 | $ 48,920 | $ 141,000 |
| Anaheim-Santa Ana-Irvine, CA | 414 | $ 33,220,000 | $ 80,241 | $ 200,000 |
| Las Vegas-Henderson-Paradise, NV | 403 | $ 22,235,000 | $ 55,173 | $ 131,000 |
| Tampa-St. Petersburg-Clearwater, FL | 400 | $ 19,650,000 | $ 49,125 | $ 102,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 394 | $ 18,850,000 | $ 47,842 | $ 132,837 |
| San Diego-Carlsbad, CA | 358 | $ 28,280,000 | $ 78,994 | $ 195,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 351 | $ 20,225,000 | $ 57,621 | $ 140,068 |
| Sacramento--Roseville--Arden-Arcade, CA | 338 | $ 20,410,000 | $ 60,384 | $ 181,000 |
| Orlando-Kissimmee-Sanford, FL | 305 | $ 15,155,000 | $ 49,688 | $ 112,000 |
| New York-Newark, NY | 287 | $ 17,375,000 | $ 60,540 | $ 194,000 |
| Warren-Troy-Farmington Hills, MI | 255 | $ 12,745,000 | $ 49,980 | $ 106,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 250 | $ 12,050,000 | $ 48,200 | $ 115,000 |
| Columbus, OH | 230 | $ 10,730,000 | $ 46,652 | $ 151,000 |
| Indianapolis-Carmel-Anderson, IN | 228 | $ 9,840,000 | $ 43,157 | $ 142,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 223 | $ 12,345,000 | $ 55,358 | $ 132,000 |
| St. Louis, MO-IL | 209 | $ 9,685,000 | $ 46,339 | $ 136,114 |
| Newark, NJ-PA | 198 | $ 10,880,000 | $ 54,949 | $ 260,474 |
| Richmond, VA | 198 | $ 9,260,000 | $ 46,767 | $ 140,000 |
| Miami-Miami Beach-Kendall, FL | 195 | $ 12,835,000 | $ 65,820 | $ 141,000 |
| Raleigh, NC | 195 | $ 9,515,000 | $ 48,794 | $ 139,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 192 | $ 16,500,000 | $ 85,937 | $ 229,000 |
| Jacksonville, FL | 190 | $ 9,490,000 | $ 49,947 | $ 194,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 187 | $ 10,895,000 | $ 58,262 | $ 154,000 |
| Cambridge-Newton-Framingham, MA | 186 | $ 11,970,000 | $ 64,354 | $ 211,000 |
| Montgomery County-Bucks County-Chester County, PA | 186 | $ 9,320,000 | $ 50,107 | $ 139,000 |
| New York-Jersey City-White Plains, NY-NJ | 185 | $ 12,295,000 | $ 66,459 | $ 165,000 |
| Cleveland-Elyria, OH | 174 | $ 6,910,000 | $ 39,712 | $ 103,000 |
| Boston, MA | 170 | $ 11,230,000 | $ 66,058 | $ 167,000 |
| Tacoma-Lakewood, WA | 166 | $ 8,560,000 | $ 51,566 | $ 191,000 |
| Kansas City, MO-KS | 159 | $ 8,165,000 | $ 51,352 | $ 135,849 |
| San Francisco-Redwood City-South San Francisco, CA | 158 | $ 16,960,000 | $ 107,341 | $ 258,000 |
| Memphis, TN-MS-AR | 157 | $ 6,595,000 | $ 42,006 | $ 110,605 |
| Pittsburgh, PA | 149 | $ 6,125,000 | $ 41,107 | $ 108,000 |
| Cincinnati, OH-KY-IN | 147 | $ 5,625,000 | $ 38,265 | $ 107,299 |
| Detroit-Dearborn-Livonia, MI | 142 | $ 6,150,000 | $ 43,309 | $ 152,000 |
| Tucson, AZ | 122 | $ 5,740,000 | $ 47,049 | $ 116,000 |
| Milwaukee-Waukesha-West Allis, WI | 121 | $ 5,955,000 | $ 49,214 | $ 171,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 112 | $ 5,440,000 | $ 48,571 | $ 125,910 |
| Birmingham-Hoover, AL | 107 | $ 4,585,000 | $ 42,850 | $ 112,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 105 | $ 4,795,000 | $ 45,666 | $ 105,133 |
| Grand Rapids-Wyoming, MI | 103 | $ 3,875,000 | $ 37,621 | $ 98,000 |
| Stockton-Lodi, CA | 101 | $ 4,835,000 | $ 47,871 | $ 127,000 |
| Philadelphia, PA | 99 | $ 4,645,000 | $ 46,919 | $ 145,000 |
| Camden, NJ | 97 | $ 4,665,000 | $ 48,092 | $ 124,000 |
| Oklahoma City, OK | 97 | $ 4,665,000 | $ 48,092 | $ 133,000 |
| Worcester, MA-CT | 94 | $ 4,220,000 | $ 44,893 | $ 117,702 |
| Oxnard-Thousand Oaks-Ventura, CA | 92 | $ 6,200,000 | $ 67,391 | $ 203,000 |
| Elgin, IL | 90 | $ 4,050,000 | $ 45,000 | $ 127,000 |
| Gary, IN | 90 | $ 3,540,000 | $ 39,333 | $ 110,000 |
| Reno, NV | 90 | $ 5,670,000 | $ 63,000 | $ 155,000 |
| Knoxville, TN | 89 | $ 3,975,000 | $ 44,662 | $ 175,000 |
| Spokane-Spokane Valley, WA | 88 | $ 4,190,000 | $ 47,613 | $ 100,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 86 | $ 4,030,000 | $ 46,860 | $ 102,000 |
| Lake County-Kenosha County, IL-WI | 85 | $ 4,085,000 | $ 48,058 | $ 165,941 |
| North Port-Sarasota-Bradenton, FL | 85 | $ 4,425,000 | $ 52,058 | $ 131,000 |
| Port St. Lucie, FL | 83 | $ 3,805,000 | $ 45,843 | $ 153,000 |
| Colorado Springs, CO | 82 | $ 3,760,000 | $ 45,853 | $ 131,000 |
| Fresno, CA | 79 | $ 4,085,000 | $ 51,708 | $ 116,000 |
| Greensboro-High Point, NC | 71 | $ 3,005,000 | $ 42,323 | $ 95,000 |
| Vallejo-Fairfield, CA | 71 | $ 3,755,000 | $ 52,887 | $ 151,000 |
| Modesto, CA | 70 | $ 3,140,000 | $ 44,857 | $ 119,000 |
| Dayton-Springfield-Kettering, OH | 67 | $ 2,455,000 | $ 36,641 | $ 213,000 |
| Providence-Warwick, RI-MA | 67 | $ 3,035,000 | $ 45,298 | $ 141,014 |
| Asheville, NC | 66 | $ 3,320,000 | $ 50,303 | $ 102,000 |
| Cape Coral-Fort Myers, FL | 65 | $ 3,385,000 | $ 52,076 | $ 101,000 |
| Durham-Chapel Hill, NC | 64 | $ 3,050,000 | $ 47,656 | $ 207,000 |
| Salem, OR | 64 | $ 3,400,000 | $ 53,125 | $ 185,000 |
| Hartford-West Hartford-East Hartford, CT | 63 | $ 3,185,000 | $ 50,555 | $ 146,000 |
| Winston-Salem, NC | 62 | $ 2,580,000 | $ 41,612 | $ 92,000 |
| Palm Bay-Melbourne-Titusville, FL | 60 | $ 3,070,000 | $ 51,166 | $ 93,000 |
| New Orleans-Metairie, LA | 59 | $ 3,065,000 | $ 51,949 | $ 232,000 |
| San Rafael, CA | 59 | $ 6,055,000 | $ 102,627 | $ 316,000 |
| Tulsa, OK | 59 | $ 2,565,000 | $ 43,474 | $ 97,000 |
| Fort Collins, CO | 57 | $ 2,915,000 | $ 51,140 | $ 119,000 |
| Omaha-Council Bluffs, NE-IA | 56 | $ 2,160,000 | $ 38,571 | $ 113,785 |
| Rockingham County-Strafford County, NH | 56 | $ 3,520,000 | $ 62,857 | $ 154,000 |
| Bakersfield, CA | 55 | $ 2,195,000 | $ 39,909 | $ 127,000 |
| Lakeland-Winter Haven, FL | 51 | $ 2,015,000 | $ 39,509 | $ 98,000 |
| Eugene, OR | 50 | $ 2,090,000 | $ 41,800 | $ 161,000 |
| Manchester-Nashua, NH | 50 | $ 2,090,000 | $ 41,800 | $ 141,000 |
| Boulder, CO | 49 | $ 2,785,000 | $ 56,836 | $ 144,000 |
| Bridgeport-Stamford-Norwalk, CT | 49 | $ 4,245,000 | $ 86,632 | $ 218,000 |
| Kennewick-Richland, WA | 49 | $ 2,535,000 | $ 51,734 | $ 158,000 |
| Lake Havasu City-Kingman, AZ | 49 | $ 2,405,000 | $ 49,081 | $ 95,000 |
| Wilmington, NC | 48 | $ 2,640,000 | $ 55,000 | $ 138,000 |
| Albuquerque, NM | 47 | $ 2,325,000 | $ 49,468 | $ 218,000 |
| Baton Rouge, LA | 47 | $ 1,825,000 | $ 38,829 | $ 100,000 |
| Fort Wayne, IN | 46 | $ 1,770,000 | $ 38,478 | $ 84,000 |
| Huntsville, AL | 45 | $ 1,985,000 | $ 44,111 | $ 124,000 |
| Santa Maria-Santa Barbara, CA | 45 | $ 3,375,000 | $ 75,000 | $ 171,000 |
| Bremerton-Silverdale, WA | 44 | $ 2,440,000 | $ 55,454 | $ 114,000 |
| Pensacola-Ferry Pass-Brent, FL | 43 | $ 1,855,000 | $ 43,139 | $ 97,000 |
| Savannah, GA | 43 | $ 2,025,000 | $ 47,093 | $ 122,000 |
| Prescott Valley-Prescott, AZ | 42 | $ 2,410,000 | $ 57,380 | $ 253,000 |
| Akron, OH | 41 | $ 1,575,000 | $ 38,414 | $ 94,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 41 | $ 1,845,000 | $ 45,000 | $ 128,000 |
| Ocala, FL | 41 | $ 1,755,000 | $ 42,804 | $ 68,000 |
| Punta Gorda, FL | 41 | $ 2,395,000 | $ 58,414 | $ 153,000 |
| Salinas, CA | 41 | $ 2,945,000 | $ 71,829 | $ 200,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 40 | $ 3,080,000 | $ 77,000 | $ 173,000 |
| Toledo, OH | 40 | $ 1,630,000 | $ 40,750 | $ 108,000 |
| Chattanooga, TN-GA | 39 | $ 1,465,000 | $ 37,564 | $ 104,487 |
| Greeley, CO | 39 | $ 2,095,000 | $ 53,717 | $ 133,000 |
| Little Rock-North Little Rock-Conway, AR | 39 | $ 1,505,000 | $ 38,589 | $ 113,000 |
| Olympia-Tumwater, WA | 39 | $ 1,925,000 | $ 49,358 | $ 107,000 |
| Barnstable Town, MA | 38 | $ 2,220,000 | $ 58,421 | $ 140,000 |
| New Haven-Milford, CT | 38 | $ 1,750,000 | $ 46,052 | $ 119,000 |
| Crestview-Fort Walton Beach-Destin, FL | 37 | $ 1,845,000 | $ 49,864 | $ 135,000 |
| Springfield, MA | 37 | $ 1,555,000 | $ 42,027 | $ 195,000 |
| Gainesville, GA | 36 | $ 1,570,000 | $ 43,611 | $ 96,000 |
| Santa Rosa, CA | 36 | $ 2,190,000 | $ 60,833 | $ 142,000 |
| Lancaster, PA | 34 | $ 1,190,000 | $ 35,000 | $ 105,000 |
| Lansing-East Lansing, MI | 34 | $ 1,670,000 | $ 49,117 | $ 124,000 |
| Santa Cruz-Watsonville, CA | 34 | $ 2,480,000 | $ 72,941 | $ 163,000 |
| Canton-Massillon, OH | 33 | $ 1,505,000 | $ 45,606 | $ 84,000 |
| Yakima, WA | 33 | $ 1,425,000 | $ 43,181 | $ 318,000 |
| Ann Arbor, MI | 32 | $ 1,620,000 | $ 50,625 | $ 136,000 |
| Bellingham, WA | 32 | $ 1,670,000 | $ 52,187 | $ 113,000 |
| Daphne-Fairhope-Foley, AL | 32 | $ 1,800,000 | $ 56,250 | $ 109,000 |
| East Stroudsburg, PA | 32 | $ 1,750,000 | $ 54,687 | $ 135,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 32 | $ 1,280,000 | $ 40,000 | $ 108,000 |
| Augusta-Richmond County, GA-SC | 30 | $ 1,320,000 | $ 44,000 | $ 97,000 |
| Flint, MI | 30 | $ 1,260,000 | $ 42,000 | $ 237,000 |
| Madison, WI | 30 | $ 1,110,000 | $ 37,000 | $ 86,000 |
| Boise City, ID | 29 | $ 1,285,000 | $ 44,310 | $ 111,000 |
| Hickory-Lenoir-Morganton, NC | 29 | $ 1,225,000 | $ 42,241 | $ 97,000 |
| South Bend-Mishawaka, IN-MI | 29 | $ 1,115,000 | $ 38,448 | $ 104,965 |
| York-Hanover, PA | 29 | $ 1,435,000 | $ 49,482 | $ 147,000 |
| Reading, PA | 27 | $ 995,000 | $ 36,851 | $ 95,000 |
| Fayetteville, NC | 26 | $ 1,100,000 | $ 42,307 | $ 102,000 |
| Merced, CA | 26 | $ 1,180,000 | $ 45,384 | $ 156,000 |
| Visalia-Porterville, CA | 26 | $ 1,370,000 | $ 52,692 | $ 149,000 |
| Grand Junction, CO | 25 | $ 1,055,000 | $ 42,200 | $ 96,000 |
| Lafayette-West Lafayette, IN | 25 | $ 965,000 | $ 38,600 | $ 119,000 |
| Medford, OR | 25 | $ 1,205,000 | $ 48,200 | $ 189,000 |
| Louisville/Jefferson County, KY-IN | 24 | $ 710,000 | $ 29,583 | $ 86,000 |
| Portland-South Portland, ME | 24 | $ 980,000 | $ 40,833 | $ 125,000 |
| Wenatchee, WA | 24 | $ 1,320,000 | $ 55,000 | $ 253,000 |
| Athens-Clarke County, GA | 23 | $ 1,385,000 | $ 60,217 | $ 100,000 |
| Bend-Redmond, OR | 23 | $ 1,585,000 | $ 68,913 | $ 169,000 |
| Green Bay, WI | 23 | $ 1,015,000 | $ 44,130 | $ 105,000 |
| Longview, WA | 23 | $ 1,135,000 | $ 49,347 | $ 76,000 |
| Lynchburg, VA | 23 | $ 705,000 | $ 30,652 | $ 120,000 |
| Monroe, MI | 23 | $ 815,000 | $ 35,434 | $ 81,000 |
| Norwich-New London, CT | 23 | $ 1,495,000 | $ 65,000 | $ 118,000 |
| Rockford, IL | 23 | $ 795,000 | $ 34,565 | $ 95,000 |
| Naples-Immokalee-Marco Island, FL | 22 | $ 1,560,000 | $ 70,909 | $ 207,000 |
| Sebastian-Vero Beach, FL | 22 | $ 990,000 | $ 45,000 | $ 84,000 |
| Atlantic City-Hammonton, NJ | 21 | $ 1,135,000 | $ 54,047 | $ 98,000 |
| Cheyenne, WY | 21 | $ 985,000 | $ 46,904 | $ 116,000 |
| Clarksville, TN-KY | 21 | $ 895,000 | $ 42,619 | $ 110,000 |
| Lincoln, NE | 21 | $ 805,000 | $ 38,333 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 21 | $ 665,000 | $ 31,666 | $ 104,000 |
| Pueblo, CO | 21 | $ 775,000 | $ 36,904 | $ 254,000 |
| Roanoke, VA | 21 | $ 725,000 | $ 34,523 | $ 82,000 |
| Youngstown-Warren-Boardman, OH-PA | 21 | $ 655,000 | $ 31,190 | $ 83,904 |
| Elkhart-Goshen, IN | 20 | $ 840,000 | $ 42,000 | $ 119,000 |
| Mount Vernon-Anacortes, WA | 20 | $ 990,000 | $ 49,500 | $ 132,000 |
| Tallahassee, FL | 20 | $ 1,070,000 | $ 53,500 | $ 146,000 |
| Harrisburg-Carlisle, PA | 19 | $ 795,000 | $ 41,842 | $ 112,000 |
| Santa Fe, NM | 19 | $ 775,000 | $ 40,789 | $ 236,000 |
| Yuba City, CA | 19 | $ 775,000 | $ 40,789 | $ 106,000 |
| Gainesville, FL | 18 | $ 1,120,000 | $ 62,222 | $ 83,000 |
| Jackson, MS | 18 | $ 700,000 | $ 38,888 | $ 98,000 |
| Madera, CA | 18 | $ 1,080,000 | $ 60,000 | $ 153,000 |
| Racine, WI | 18 | $ 600,000 | $ 33,333 | $ 78,000 |
| Trenton, NJ | 18 | $ 800,000 | $ 44,444 | $ 129,000 |
| Charlottesville, VA | 17 | $ 565,000 | $ 33,235 | $ 133,000 |
| Yuma, AZ | 17 | $ 725,000 | $ 42,647 | $ 109,000 |
| Evansville, IN-KY | 16 | $ 580,000 | $ 36,250 | $ 206,000 |
| Panama City, FL | 16 | $ 750,000 | $ 46,875 | $ 145,000 |
| Springfield, MO | 16 | $ 670,000 | $ 41,875 | $ 100,000 |
| Warner Robins, GA | 16 | $ 880,000 | $ 55,000 | $ 115,000 |
| Albany, OR | 15 | $ 815,000 | $ 54,333 | $ 90,000 |
| Dalton, GA | 15 | $ 625,000 | $ 41,666 | $ 103,000 |
| Montgomery, AL | 15 | $ 655,000 | $ 43,666 | $ 182,000 |
| Pittsfield, MA | 15 | $ 805,000 | $ 53,666 | $ 118,000 |
| Redding, CA | 15 | $ 685,000 | $ 45,666 | $ 260,000 |
| Duluth, MN-WI | 14 | $ 550,000 | $ 39,285 | $ 69,142 |
| Hanford-Corcoran, CA | 14 | $ 560,000 | $ 40,000 | $ 127,000 |
| Burlington, NC | 13 | $ 365,000 | $ 28,076 | $ 63,000 |
| Chico, CA | 13 | $ 835,000 | $ 64,230 | $ 128,000 |
| Columbia, MO | 13 | $ 525,000 | $ 40,384 | $ 78,000 |
| Erie, PA | 13 | $ 595,000 | $ 45,769 | $ 106,000 |
| Hammond, LA | 13 | $ 535,000 | $ 41,153 | $ 101,000 |
| Homosassa Springs, FL | 13 | $ 635,000 | $ 48,846 | $ 61,000 |
| Janesville-Beloit, WI | 13 | $ 445,000 | $ 34,230 | $ 88,000 |
| Kalamazoo-Portage, MI | 13 | $ 745,000 | $ 57,307 | $ 102,000 |
| Kingsport-Bristol-Bristol, TN-VA | 13 | $ 375,000 | $ 28,846 | $ 89,153 |
| Niles-Benton Harbor, MI | 13 | $ 435,000 | $ 33,461 | $ 101,000 |
| Winchester, VA-WV | 13 | $ 605,000 | $ 46,538 | $ 116,000 |
| Anchorage, AK | 12 | $ 1,000,000 | $ 83,333 | $ 141,000 |
| Casper, WY | 12 | $ 580,000 | $ 48,333 | $ 113,000 |
| Columbus, GA-AL | 12 | $ 430,000 | $ 35,833 | $ 109,000 |
| Flagstaff, AZ | 12 | $ 800,000 | $ 66,666 | $ 139,000 |
| Grants Pass, OR | 12 | $ 630,000 | $ 52,500 | $ 66,000 |
| Las Cruces, NM | 12 | $ 390,000 | $ 32,500 | $ 122,000 |
| Muncie, IN | 12 | $ 460,000 | $ 38,333 | $ 69,000 |
| Muskegon, MI | 12 | $ 490,000 | $ 40,833 | $ 138,000 |
| Napa, CA | 12 | $ 680,000 | $ 56,666 | $ 147,000 |
| Oshkosh-Neenah, WI | 12 | $ 430,000 | $ 35,833 | $ 103,000 |
| Sierra Vista-Douglas, AZ | 12 | $ 460,000 | $ 38,333 | $ 104,000 |
| Tuscaloosa, AL | 12 | $ 500,000 | $ 41,666 | $ 90,000 |
| El Centro, CA | 11 | $ 595,000 | $ 54,090 | $ 117,000 |
| Jackson, MI | 11 | $ 415,000 | $ 37,727 | $ 81,000 |
| Johnson City, TN | 11 | $ 545,000 | $ 49,545 | $ 82,000 |
| Macon-Bibb County, GA | 11 | $ 495,000 | $ 45,000 | $ 118,000 |
| Mobile, AL | 11 | $ 545,000 | $ 49,545 | $ 107,000 |
| Wausau, WI | 11 | $ 375,000 | $ 34,090 | $ 62,000 |
| Wichita, KS | 11 | $ 445,000 | $ 40,454 | $ 172,000 |
| Appleton, WI | 10 | $ 480,000 | $ 48,000 | $ 97,000 |
| Bloomington, IN | 10 | $ 290,000 | $ 29,000 | $ 93,000 |
| Coeur D'Alene, ID | 10 | $ 700,000 | $ 70,000 | $ 155,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 410,000 | $ 41,000 | $ 688,300 |
| Des Moines-West Des Moines, IA | 10 | $ 350,000 | $ 35,000 | $ 85,000 |
| Fargo, ND-MN | 10 | $ 310,000 | $ 31,000 | $ 118,500 |
| Gulfport-Biloxi-Pascagoula, MS | 10 | $ 390,000 | $ 39,000 | $ 93,000 |
| Jacksonville, NC | 10 | $ 330,000 | $ 33,000 | $ 93,000 |
| New Bern, NC | 10 | $ 350,000 | $ 35,000 | $ 128,000 |
| Peoria, IL | 10 | $ 300,000 | $ 30,000 | $ 91,000 |
| Sebring, FL | 10 | $ 340,000 | $ 34,000 | $ 64,000 |
| Vineland-Bridgeton, NJ | 10 | $ 360,000 | $ 36,000 | $ 96,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 295,000 | $ 32,777 | $ 95,000 |
| Morristown, TN | 9 | $ 335,000 | $ 37,222 | $ 60,000 |
| Shreveport-Bossier City, LA | 9 | $ 425,000 | $ 47,222 | $ 96,000 |
| Harrisonburg, VA | 8 | $ 380,000 | $ 47,500 | $ 140,000 |
| Idaho Falls, ID | 8 | $ 370,000 | $ 46,250 | $ 127,000 |
| Sheboygan, WI | 8 | $ 250,000 | $ 31,250 | $ 87,000 |
| Springfield, IL | 8 | $ 300,000 | $ 37,500 | $ 90,000 |
| Springfield, OH | 8 | $ 410,000 | $ 51,250 | $ 51,000 |
| Corvallis, OR | 7 | $ 375,000 | $ 53,571 | $ 213,000 |
| Eau Claire, WI | 7 | $ 185,000 | $ 26,428 | $ 89,000 |
| Fort Smith, AR-OK | 7 | $ 235,000 | $ 33,571 | $ 100,000 |
| Greenville, NC | 7 | $ 185,000 | $ 26,428 | $ 84,000 |
| Jackson, TN | 7 | $ 415,000 | $ 59,285 | $ 100,000 |
| Lafayette, LA | 7 | $ 295,000 | $ 42,142 | $ 160,000 |
| Billings, MT | 6 | $ 380,000 | $ 63,333 | $ 228,000 |
| Champaign-Urbana, IL | 6 | $ 280,000 | $ 46,666 | $ 132,000 |
| Cleveland, TN | 6 | $ 210,000 | $ 35,000 | $ 89,000 |
| La Crosse-Onalaska, WI-MN | 6 | $ 240,000 | $ 40,000 | $ 73,000 |
| Lake Charles, LA | 6 | $ 270,000 | $ 45,000 | $ 231,000 |
| Ocean City, NJ | 6 | $ 160,000 | $ 26,666 | $ 107,000 |
| Rochester, MN | 6 | $ 440,000 | $ 73,333 | $ 112,000 |
| Sioux Falls, SD | 6 | $ 200,000 | $ 33,333 | $ 82,000 |
| Valdosta, GA | 6 | $ 220,000 | $ 36,666 | $ 80,000 |
| Ames, IA | 5 | $ 175,000 | $ 35,000 | $ 73,000 |
| Bloomington, IL | 5 | $ 145,000 | $ 29,000 | $ 129,000 |
| Brunswick, GA | 5 | $ 205,000 | $ 41,000 | $ 49,000 |
| Carson City, NV | 5 | $ 235,000 | $ 47,000 | $ 114,000 |
| Goldsboro, NC | 5 | $ 295,000 | $ 59,000 | $ 107,000 |
| Kankakee, IL | 5 | $ 185,000 | $ 37,000 | $ 113,000 |
| Kokomo, IN | 5 | $ 175,000 | $ 35,000 | $ 107,000 |
| Michigan City-La Porte, IN | 5 | $ 135,000 | $ 27,000 | $ 124,000 |
| Rapid City, SD | 5 | $ 145,000 | $ 29,000 | $ 69,000 |
| The Villages, FL | 5 | $ 265,000 | $ 53,000 | $ 105,000 |
| Topeka, KS | 5 | $ 225,000 | $ 45,000 | $ 81,000 |
| Walla Walla, WA | 5 | $ 185,000 | $ 37,000 | $ 142,000 |
| Wheeling, WV-OH | 5 | $ 205,000 | $ 41,000 | $ 127,000 |
| Williamsport, PA | 5 | $ 165,000 | $ 33,000 | $ 86,000 |
| Altoona, PA | 4 | $ 100,000 | $ 25,000 | $ 76,000 |
| Cape Girardeau, MO-IL | 4 | $ 120,000 | $ 30,000 | $ 31,000 |
| Dothan, AL | 4 | $ 140,000 | $ 35,000 | $ 90,000 |
| Fond Du Lac, WI | 4 | $ 120,000 | $ 30,000 | $ 87,000 |
| Grand Forks, ND-MN | 4 | $ 190,000 | $ 47,500 | $ 132,000 |
| Hot Springs, AR | 4 | $ 250,000 | $ 62,500 | $ 68,000 |
| St. Joseph, MO-KS | 4 | $ 190,000 | $ 47,500 | $ 130,000 |
| Albany, GA | 3 | $ 65,000 | $ 21,666 | $ 96,000 |
| Bay City, MI | 3 | $ 115,000 | $ 38,333 | $ 133,000 |
| Carbondale-Marion, IL | 3 | $ 135,000 | $ 45,000 | $ 67,000 |
| Cedar Rapids, IA | 3 | $ 105,000 | $ 35,000 | $ 92,000 |
| Columbus, IN | 3 | $ 225,000 | $ 75,000 | $ 178,000 |
| Decatur, AL | 3 | $ 115,000 | $ 38,333 | $ 78,000 |
| Grand Island, NE | 3 | $ 85,000 | $ 28,333 | $ 81,000 |
| Hinesville, GA | 3 | $ 215,000 | $ 71,666 | $ 188,000 |
| Houma-Thibodaux, LA | 3 | $ 75,000 | $ 25,000 | $ 88,000 |
| Lebanon, PA | 3 | $ 155,000 | $ 51,666 | $ 114,000 |
| Lewiston, ID-WA | 3 | $ 85,000 | $ 28,333 | $ 67,333 |
| St. Cloud, MN | 3 | $ 55,000 | $ 18,333 | $ 66,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 75,000 | $ 25,000 | $ 55,000 |
| Wilmington, DE-MD-NJ | 3 | $ 95,000 | $ 31,666 | $ 155,000 |
| Alexandria, LA | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Burlington-South Burlington, VT | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| Dubuque, IA | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Florence-Muscle Shoals, AL | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Hattiesburg, MS | 2 | $ 60,000 | $ 30,000 | $ 54,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 80,000 | $ 40,000 | $ 287,000 |
| Jonesboro, AR | 2 | $ 40,000 | $ 20,000 | $ 226,000 |
| Lawton, OK | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Mansfield, OH | 2 | $ 120,000 | $ 60,000 | $ 101,000 |
| Missoula, MT | 2 | $ 120,000 | $ 60,000 | $ 142,000 |
| Rome, GA | 2 | $ 70,000 | $ 35,000 | $ 98,000 |
| Saginaw, MI | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Sioux City, IA-NE-SD | 2 | $ 60,000 | $ 30,000 | $ 120,000 |
| Staunton-Waynesboro, VA | 2 | $ 130,000 | $ 65,000 | $ 104,000 |
| Terre Haute, IN | 2 | $ 150,000 | $ 75,000 | $ 95,000 |
| Auburn-Opelika, AL | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Bangor, ME | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Battle Creek, MI | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Bloomsburg-Berwick, PA | 1 | $ 35,000 | $ 35,000 | $ 133,000 |
| Danville, IL | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Fairbanks, AK | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Farmington, NM | 1 | $ 145,000 | $ 145,000 | $ 575,000 |
| Great Falls, MT | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 25,000 | $ 25,000 | $ 165,000 |
| Johnstown, PA | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Lewiston-Auburn, ME | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Lima, OH | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Manhattan, KS | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Midland, MI | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Monroe, LA | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| Rocky Mount, NC | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Texarkana, TX-AR | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Figure Lending LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 15,037 | $789,745,000 | $52,000 | $255,000 | $145,000 | $9,500,000 |
| Home Improvement | 7,542 | $434,320,000 | $57,000 | $255,000 | $152,000 | $9,197,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,931 | $727,665,000 | $52,000 | $255,000 | $147,000 | $9,500,000 |
| Not Provided | 4,674 | $262,070,000 | $56,000 | $255,000 | $150,000 | $5,001,000 |
| Black or African American | 1,206 | $57,590,000 | $47,000 | $215,000 | $123,000 | $8,223,000 |
| Hispanic | 758 | $42,540,000 | $56,000 | $255,000 | $124,000 | $1,965,000 |
| Asian | 676 | $49,530,000 | $73,000 | $255,000 | $177,000 | $4,700,000 |
| American Indian or Alaskan Native | 225 | $10,845,000 | $48,000 | $195,000 | $115,000 | $2,186,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $1,345,000 | $64,000 | $155,000 | $92,000 | $206,000 |
| Not applicable | 14 | $1,030,000 | $73,000 | $155,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,579 | $1,224,065,000 | $54,000 | $255,000 | $147,000 | $9,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,385 | $494,025,000 | $52,000 | $255,000 | $138,000 | $1,500,000 |
| Application Denied By Financial Institution | 5,736 | $310,240,000 | $54,000 | $255,000 | $145,000 | $8,223,000 |
| Application Approved But Not Accepted | 4,480 | $251,700,000 | $56,000 | $255,000 | $143,000 | $1,550,000 |
| Application Withdrawn By Applicant | 2,958 | $166,530,000 | $56,000 | $255,000 | $189,000 | $9,500,000 |
| Loan Purchased By The Institution | 20 | $1,570,000 | $78,000 | $245,000 | $125,000 | $125,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,843 | $913,825,000 | $54,000 | $255,000 | $148,000 | $9,500,000 |
| Credit Application Incomplete | 3,812 | $201,020,000 | $52,000 | $255,000 | $160,000 | $8,223,000 |
| Unverifiable Information | 905 | $48,635,000 | $53,000 | $255,000 | $70,000 | $1,600,000 |
| Other | 764 | $46,930,000 | $61,000 | $245,000 | $156,000 | $4,300,000 |
| Collateral | 123 | $5,825,000 | $47,000 | $255,000 | $145,000 | $1,200,000 |
| Credit History | 92 | $5,950,000 | $64,000 | $255,000 | $159,000 | $960,000 |
| Debt-To-Income Ratio | 40 | $1,880,000 | $47,000 | $145,000 | $103,000 | $454,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Figure Lending LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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