Figure Lending LLC Mortgage Lending & HMDA Data, 2020

In 2020, Figure Lending LLC of San Francisco, CA reported 22,579 mortgage applications totaling $1.2 billion. The average application was for $54,212, and applicants reported an average income of $147,338. 42% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,004), Los Angeles-Long Beach-Glendale, CA (824) and Phoenix-Mesa-Scottsdale, AZ (774) (applications in parentheses).

Mortgage Company & Address Figure Lending LLC

San Francisco, CA 94108
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 22,579
Total Mortgage Loan Application Amount $1,224,065,000
Average Mortgage Loan Application Amount $54,212
Highest Mortgage Loan Application Amount $255,000
Average Applicant Income $147,338
Highest Applicant Income $9,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Figure Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Figure Lending LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 824 $ 61,330,000 $ 74,429 $ 198,000
Maricopa, Arizona 706 $ 37,730,000 $ 53,441 $ 132,000
Orange, California 414 $ 33,220,000 $ 80,241 $ 200,000
Clark, Nevada 403 $ 22,235,000 $ 55,173 $ 131,000
San Diego, California 358 $ 28,280,000 $ 78,994 $ 195,000
Riverside, California 356 $ 21,280,000 $ 59,775 $ 164,000
King, Washington 327 $ 26,675,000 $ 81,574 $ 193,000
Cook, Illinois 311 $ 16,255,000 $ 52,266 $ 135,000
Mecklenburg, North Carolina 256 $ 13,590,000 $ 53,085 $ 157,000
Contra Costa, California 228 $ 18,020,000 $ 79,035 $ 222,000
Broward, Florida 223 $ 12,345,000 $ 55,358 $ 132,000
Alameda, California 216 $ 18,100,000 $ 83,796 $ 210,000
Miami-Dade, Florida 195 $ 12,835,000 $ 65,820 $ 141,000
Palm Beach, Florida 187 $ 10,895,000 $ 58,262 $ 154,000
Sacramento, California 185 $ 10,705,000 $ 57,864 $ 206,000
Gwinnett, Georgia 183 $ 9,635,000 $ 52,650 $ 116,000
Santa Clara, California 181 $ 15,765,000 $ 87,099 $ 232,000
Snohomish, Washington 181 $ 10,835,000 $ 59,861 $ 143,000
Fulton, Georgia 177 $ 11,205,000 $ 63,305 $ 183,000
Orange, Florida 169 $ 8,535,000 $ 50,502 $ 110,000
Pierce, Washington 166 $ 8,560,000 $ 51,566 $ 191,000
San Bernardino, California 164 $ 8,820,000 $ 53,780 $ 175,000
Cobb, Georgia 162 $ 8,340,000 $ 51,481 $ 133,000
Wake, North Carolina 160 $ 8,300,000 $ 51,875 $ 147,000
Fairfax, Virginia 156 $ 10,450,000 $ 66,987 $ 192,000
Franklin, Ohio 146 $ 6,740,000 $ 46,164 $ 131,000
Hillsborough, Florida 142 $ 7,660,000 $ 53,943 $ 110,000
Wayne, Michigan 142 $ 6,150,000 $ 43,309 $ 152,000
Oakland, Michigan 140 $ 7,740,000 $ 55,285 $ 117,000
Hennepin, Minnesota 137 $ 6,395,000 $ 46,678 $ 133,000
Pinellas, Florida 128 $ 6,300,000 $ 49,218 $ 107,000
Pima, Arizona 122 $ 5,740,000 $ 47,049 $ 116,000
Shelby, Tennessee 117 $ 4,665,000 $ 39,871 $ 117,000
DuPage, Illinois 113 $ 5,975,000 $ 52,876 $ 221,000
Middlesex, Massachusetts 113 $ 7,015,000 $ 62,079 $ 238,000
Jefferson, Colorado 112 $ 8,010,000 $ 71,517 $ 154,000
Duval, Florida 104 $ 4,850,000 $ 46,634 $ 169,000
Arapahoe, Colorado 103 $ 5,555,000 $ 53,932 $ 158,000
Monmouth, New Jersey 102 $ 5,420,000 $ 53,137 $ 173,000
San Joaquin, California 101 $ 4,835,000 $ 47,871 $ 127,000
Bergen, New Jersey 101 $ 6,785,000 $ 67,178 $ 191,000
Loudoun, Virginia 101 $ 6,435,000 $ 63,712 $ 228,000
Allegheny, Pennsylvania 100 $ 4,260,000 $ 42,600 $ 114,000
Placer, California 98 $ 6,450,000 $ 65,816 $ 158,000
Douglas, Colorado 98 $ 5,520,000 $ 56,326 $ 169,000
Multnomah, Oregon 98 $ 5,810,000 $ 59,285 $ 125,000
San Mateo, California 96 $ 9,260,000 $ 96,458 $ 243,000
St. Louis, Missouri 94 $ 4,420,000 $ 47,021 $ 155,000
Ventura, California 92 $ 6,200,000 $ 67,391 $ 203,000
Cuyahoga, Ohio 92 $ 3,820,000 $ 41,521 $ 100,000
Washington, Oregon 92 $ 5,690,000 $ 61,847 $ 159,000
Washoe, Nevada 90 $ 5,670,000 $ 63,000 $ 155,000
Marion, Indiana 89 $ 3,555,000 $ 39,943 $ 110,000
Denver, Colorado 88 $ 5,580,000 $ 63,409 $ 158,000
Pasco, Florida 88 $ 3,740,000 $ 42,500 $ 95,000
DeKalb, Georgia 84 $ 4,550,000 $ 54,166 $ 139,000
Spokane, Washington 84 $ 3,980,000 $ 47,380 $ 102,000
Montgomery, Pennsylvania 83 $ 3,765,000 $ 45,361 $ 124,000
Worcester, Massachusetts 82 $ 3,900,000 $ 47,560 $ 126,000
Jackson, Missouri 80 $ 3,370,000 $ 42,125 $ 125,000
Fresno, California 79 $ 4,085,000 $ 51,708 $ 116,000
Norfolk, Massachusetts 78 $ 5,360,000 $ 68,717 $ 194,000
Prince William, Virginia 78 $ 4,390,000 $ 56,282 $ 134,000
El Paso, Colorado 77 $ 3,565,000 $ 46,298 $ 136,000
Volusia, Florida 76 $ 3,510,000 $ 46,184 $ 101,000
Macomb, Michigan 76 $ 3,390,000 $ 44,605 $ 90,000
Clark, Washington 75 $ 4,105,000 $ 54,733 $ 144,000
Jefferson, Alabama 73 $ 2,845,000 $ 38,972 $ 102,000
Essex, Massachusetts 73 $ 4,955,000 $ 67,876 $ 170,000
Clackamas, Oregon 73 $ 3,955,000 $ 54,178 $ 136,000
Solano, California 71 $ 3,755,000 $ 52,887 $ 151,000
Forsyth, Georgia 71 $ 3,775,000 $ 53,169 $ 186,000
Stanislaus, California 70 $ 3,140,000 $ 44,857 $ 119,000
Lake, Illinois 70 $ 3,600,000 $ 51,428 $ 185,000
Middlesex, New Jersey 70 $ 4,450,000 $ 63,571 $ 259,000
Pinal, Arizona 68 $ 2,800,000 $ 41,176 $ 114,000
Kane, Illinois 68 $ 3,080,000 $ 45,294 $ 140,000
Plymouth, Massachusetts 67 $ 3,525,000 $ 52,611 $ 135,000
Chesterfield, Virginia 67 $ 3,135,000 $ 46,791 $ 164,000
Ocean, New Jersey 66 $ 3,710,000 $ 56,212 $ 157,000
Lee, Florida 65 $ 3,385,000 $ 52,076 $ 101,000
Oklahoma, Oklahoma 65 $ 3,015,000 $ 46,384 $ 133,000
Bucks, Pennsylvania 65 $ 3,835,000 $ 59,000 $ 139,000
Kent, Michigan 64 $ 2,420,000 $ 37,812 $ 103,000
San Francisco, California 62 $ 7,700,000 $ 124,193 $ 282,000
Adams, Colorado 62 $ 2,680,000 $ 43,225 $ 113,000
Seminole, Florida 62 $ 2,820,000 $ 45,483 $ 127,000
Cherokee, Georgia 62 $ 3,100,000 $ 50,000 $ 123,000
Henrico, Virginia 62 $ 2,750,000 $ 44,354 $ 127,000
Brevard, Florida 60 $ 3,070,000 $ 51,166 $ 93,000
Davidson, Tennessee 60 $ 3,510,000 $ 58,500 $ 139,000
Marin, California 59 $ 6,055,000 $ 102,627 $ 316,000
District of Columbia, District Of Columbia 58 $ 4,650,000 $ 80,172 $ 282,000
Lake, Indiana 58 $ 2,360,000 $ 40,689 $ 116,000
Essex, New Jersey 58 $ 3,750,000 $ 64,655 $ 306,000
Knox, Tennessee 58 $ 2,570,000 $ 44,310 $ 138,000
Larimer, Colorado 57 $ 2,915,000 $ 51,140 $ 119,000
St. Charles, Missouri 57 $ 3,085,000 $ 54,122 $ 138,000
Sarasota, Florida 56 $ 3,040,000 $ 54,285 $ 145,000
Kern, California 55 $ 2,195,000 $ 39,909 $ 127,000
Milwaukee, Wisconsin 55 $ 2,715,000 $ 49,363 $ 212,000
Waukesha, Wisconsin 54 $ 2,590,000 $ 47,962 $ 138,000
St. Johns, Florida 53 $ 3,155,000 $ 59,528 $ 297,000
Rutherford, Tennessee 53 $ 2,125,000 $ 40,094 $ 113,000
Marion, Oregon 52 $ 2,950,000 $ 56,730 $ 205,000
Polk, Florida 51 $ 2,015,000 $ 39,509 $ 98,000
Union, New Jersey 51 $ 2,275,000 $ 44,607 $ 349,000
Dakota, Minnesota 50 $ 1,740,000 $ 34,800 $ 118,000
Hillsborough, New Hampshire 50 $ 2,090,000 $ 41,800 $ 141,000
Lane, Oregon 50 $ 2,090,000 $ 41,800 $ 161,000
Delaware, Pennsylvania 50 $ 2,530,000 $ 50,600 $ 183,000
Mohave, Arizona 49 $ 2,405,000 $ 49,081 $ 95,000
Boulder, Colorado 49 $ 2,785,000 $ 56,836 $ 144,000
Fairfield, Connecticut 49 $ 4,245,000 $ 86,632 $ 218,000
Rockingham, New Hampshire 49 $ 3,165,000 $ 64,591 $ 154,000
Somerset, New Jersey 49 $ 3,795,000 $ 77,448 $ 198,000
Guilford, North Carolina 49 $ 2,225,000 $ 45,408 $ 104,000
Philadelphia, Pennsylvania 49 $ 2,115,000 $ 43,163 $ 106,000
Buncombe, North Carolina 48 $ 2,590,000 $ 53,958 $ 114,000
Hamilton, Ohio 48 $ 1,740,000 $ 36,250 $ 99,000
Lehigh, Pennsylvania 48 $ 2,100,000 $ 43,750 $ 95,000
Anoka, Minnesota 47 $ 2,165,000 $ 46,063 $ 99,000
St. Lucie, Florida 46 $ 1,870,000 $ 40,652 $ 160,000
Morris, New Jersey 46 $ 2,460,000 $ 53,478 $ 198,000
Union, North Carolina 46 $ 2,010,000 $ 43,695 $ 137,000
Tulsa, Oklahoma 46 $ 2,060,000 $ 44,782 $ 98,000
Santa Barbara, California 45 $ 3,375,000 $ 75,000 $ 171,000
Camden, New Jersey 45 $ 1,795,000 $ 39,888 $ 99,000
Passaic, New Jersey 45 $ 2,625,000 $ 58,333 $ 117,000
Kitsap, Washington 44 $ 2,440,000 $ 55,454 $ 114,000
Allen, Indiana 43 $ 1,655,000 $ 38,488 $ 84,000
Madison, Alabama 42 $ 1,910,000 $ 45,476 $ 129,000
Yavapai, Arizona 42 $ 2,410,000 $ 57,380 $ 253,000
Hernando, Florida 42 $ 1,950,000 $ 46,428 $ 73,000
Paulding, Georgia 42 $ 1,690,000 $ 40,238 $ 111,000
Hamilton, Indiana 42 $ 2,610,000 $ 62,142 $ 172,000
Montgomery, Ohio 42 $ 1,630,000 $ 38,809 $ 269,000
Monterey, California 41 $ 2,945,000 $ 71,829 $ 200,000
Charlotte, Florida 41 $ 2,395,000 $ 58,414 $ 153,000
Marion, Florida 41 $ 1,755,000 $ 42,804 $ 68,000
McHenry, Illinois 41 $ 2,065,000 $ 50,365 $ 136,000
Cabarrus, North Carolina 41 $ 1,795,000 $ 43,780 $ 104,000
New Hanover, North Carolina 41 $ 2,135,000 $ 52,073 $ 140,000
Sumner, Tennessee 41 $ 1,995,000 $ 48,658 $ 100,000
Benton, Washington 41 $ 1,845,000 $ 45,000 $ 149,000
San Luis Obispo, California 40 $ 3,080,000 $ 77,000 $ 173,000
Butler, Ohio 40 $ 1,490,000 $ 37,250 $ 95,000
Northampton, Pennsylvania 40 $ 1,710,000 $ 42,750 $ 118,000
Weld, Colorado 39 $ 2,095,000 $ 53,717 $ 133,000
Osceola, Florida 39 $ 1,975,000 $ 50,641 $ 87,000
Burlington, New Jersey 39 $ 2,225,000 $ 57,051 $ 154,000
Hudson, New Jersey 39 $ 2,885,000 $ 73,974 $ 153,000
Forsyth, North Carolina 39 $ 1,725,000 $ 44,230 $ 94,000
Thurston, Washington 39 $ 1,925,000 $ 49,358 $ 107,000
New Haven, Connecticut 38 $ 1,750,000 $ 46,052 $ 119,000
Barnstable, Massachusetts 38 $ 2,220,000 $ 58,421 $ 140,000
Chester, Pennsylvania 38 $ 1,720,000 $ 45,263 $ 170,000
Martin, Florida 37 $ 1,935,000 $ 52,297 $ 143,000
Warren, Ohio 37 $ 1,625,000 $ 43,918 $ 134,000
Sonoma, California 36 $ 2,190,000 $ 60,833 $ 142,000
Hall, Georgia 36 $ 1,570,000 $ 43,611 $ 96,000
Lake, Florida 35 $ 1,825,000 $ 52,142 $ 123,000
Bristol, Massachusetts 35 $ 1,575,000 $ 45,000 $ 152,000
Iredell, North Carolina 35 $ 1,265,000 $ 36,142 $ 149,000
Delaware, Ohio 35 $ 1,885,000 $ 53,857 $ 186,000
Lucas, Ohio 35 $ 1,445,000 $ 41,285 $ 104,000
Santa Cruz, California 34 $ 2,480,000 $ 72,941 $ 163,000
Hartford, Connecticut 34 $ 1,490,000 $ 43,823 $ 126,000
Henry, Georgia 34 $ 1,390,000 $ 40,882 $ 209,000
Lancaster, Pennsylvania 34 $ 1,190,000 $ 35,000 $ 105,000
East Baton Rouge, Louisiana 33 $ 1,365,000 $ 41,363 $ 98,000
Ramsey, Minnesota 33 $ 1,635,000 $ 49,545 $ 139,000
Scott, Minnesota 33 $ 1,845,000 $ 55,909 $ 137,000
Yakima, Washington 33 $ 1,425,000 $ 43,181 $ 318,000
Baldwin, Alabama 32 $ 1,800,000 $ 56,250 $ 109,000
El Dorado, California 32 $ 2,220,000 $ 69,375 $ 147,000
Washtenaw, Michigan 32 $ 1,620,000 $ 50,625 $ 136,000
Sarpy, Nebraska 32 $ 1,220,000 $ 38,125 $ 119,000
Monroe, Pennsylvania 32 $ 1,750,000 $ 54,687 $ 135,000
Richmond City, Virginia 32 $ 1,500,000 $ 46,875 $ 124,000
Virginia Beach, Virginia 32 $ 1,860,000 $ 58,125 $ 140,000
Whatcom, Washington 32 $ 1,670,000 $ 52,187 $ 113,000
Ottawa, Michigan 31 $ 1,185,000 $ 38,225 $ 92,000
Bernalillo, New Mexico 31 $ 1,635,000 $ 52,741 $ 247,000
Stark, Ohio 31 $ 1,415,000 $ 45,645 $ 84,000
Benton, Arkansas 30 $ 1,440,000 $ 48,000 $ 136,000
Okaloosa, Florida 30 $ 1,490,000 $ 49,666 $ 150,000
Hampden, Massachusetts 30 $ 1,210,000 $ 40,333 $ 189,000
Genesee, Michigan 30 $ 1,260,000 $ 42,000 $ 237,000
DeSoto, Mississippi 30 $ 1,480,000 $ 49,333 $ 92,000
Gaston, North Carolina 30 $ 1,290,000 $ 43,000 $ 102,000
Manatee, Florida 29 $ 1,385,000 $ 47,758 $ 102,000
Clayton, Georgia 29 $ 1,335,000 $ 46,034 $ 83,000
Lorain, Ohio 29 $ 1,045,000 $ 36,034 $ 100,000
York, Pennsylvania 29 $ 1,435,000 $ 49,482 $ 147,000
Ada, Idaho 28 $ 1,250,000 $ 44,642 $ 111,000
Johnson, Kansas 28 $ 2,400,000 $ 85,714 $ 168,000
Johnston, North Carolina 28 $ 1,030,000 $ 36,785 $ 111,000
Berks, Pennsylvania 27 $ 995,000 $ 36,851 $ 95,000
Williamson, Tennessee 27 $ 1,505,000 $ 55,740 $ 144,000
Merced, California 26 $ 1,180,000 $ 45,384 $ 156,000
Tulare, California 26 $ 1,370,000 $ 52,692 $ 149,000
Porter, Indiana 26 $ 970,000 $ 37,307 $ 103,000
Durham, North Carolina 26 $ 1,210,000 $ 46,538 $ 133,000
Spotsylvania, Virginia 26 $ 910,000 $ 35,000 $ 99,000
Mesa, Colorado 25 $ 1,055,000 $ 42,200 $ 96,000
Tippecanoe, Indiana 25 $ 965,000 $ 38,600 $ 119,000
Suffolk, Massachusetts 25 $ 2,345,000 $ 93,800 $ 172,000
Medina, Ohio 25 $ 1,115,000 $ 44,600 $ 142,000
Summit, Ohio 25 $ 955,000 $ 38,200 $ 87,000
Jackson, Oregon 25 $ 1,205,000 $ 48,200 $ 189,000
Shelby, Alabama 24 $ 1,290,000 $ 53,750 $ 142,000
Nevada, California 24 $ 1,120,000 $ 46,666 $ 154,000
Clay, Florida 24 $ 1,030,000 $ 42,916 $ 124,000
Escambia, Florida 24 $ 920,000 $ 38,333 $ 78,000
Chatham, Georgia 24 $ 1,220,000 $ 50,833 $ 132,000
St. Joseph, Indiana 24 $ 910,000 $ 37,916 $ 111,000
Ingham, Michigan 24 $ 1,160,000 $ 48,333 $ 126,000
Sussex, New Jersey 24 $ 1,260,000 $ 52,500 $ 160,000
Hamilton, Tennessee 24 $ 1,030,000 $ 42,916 $ 120,000
Chesapeake, Virginia 24 $ 1,230,000 $ 51,250 $ 162,000
Yolo, California 23 $ 1,035,000 $ 45,000 $ 125,000
New London, Connecticut 23 $ 1,495,000 $ 65,000 $ 118,000
Monroe, Michigan 23 $ 815,000 $ 35,434 $ 81,000
Carver, Minnesota 23 $ 1,315,000 $ 57,173 $ 175,000
Fairfield, Ohio 23 $ 945,000 $ 41,086 $ 117,000
Deschutes, Oregon 23 $ 1,585,000 $ 68,913 $ 169,000
Hanover, Virginia 23 $ 1,145,000 $ 49,782 $ 138,000
Cowlitz, Washington 23 $ 1,135,000 $ 49,347 $ 76,000
Brown, Wisconsin 23 $ 1,015,000 $ 44,130 $ 105,000
Collier, Florida 22 $ 1,560,000 $ 70,909 $ 207,000
Indian River, Florida 22 $ 990,000 $ 45,000 $ 84,000
Winnebago, Illinois 22 $ 770,000 $ 35,000 $ 94,000
Lake, Ohio 22 $ 700,000 $ 31,818 $ 82,000
Pueblo, Colorado 21 $ 775,000 $ 36,904 $ 254,000
Kendall, Illinois 21 $ 935,000 $ 44,523 $ 91,000
Orleans, Louisiana 21 $ 1,145,000 $ 54,523 $ 454,000
Washington, Minnesota 21 $ 1,545,000 $ 73,571 $ 197,000
Platte, Missouri 21 $ 975,000 $ 46,428 $ 130,000
Atlantic, New Jersey 21 $ 1,135,000 $ 54,047 $ 98,000
Brunswick, North Carolina 21 $ 665,000 $ 31,666 $ 104,000
Orange, North Carolina 21 $ 1,035,000 $ 49,285 $ 114,000
Luzerne, Pennsylvania 21 $ 855,000 $ 40,714 $ 109,000
Laramie, Wyoming 21 $ 985,000 $ 46,904 $ 116,000
Broomfield, Colorado 20 $ 1,190,000 $ 59,500 $ 154,000
Coweta, Georgia 20 $ 1,050,000 $ 52,500 $ 113,000
Elkhart, Indiana 20 $ 840,000 $ 42,000 $ 119,000
Lancaster, Nebraska 20 $ 760,000 $ 38,000 $ 77,000
Maury, Tennessee 20 $ 930,000 $ 46,500 $ 116,000
Montgomery, Tennessee 20 $ 850,000 $ 42,500 $ 113,000
Skagit, Washington 20 $ 990,000 $ 49,500 $ 132,000
Dane, Wisconsin 20 $ 810,000 $ 40,500 $ 98,000
Santa Rosa, Florida 19 $ 935,000 $ 49,210 $ 120,000
Barrow, Georgia 19 $ 945,000 $ 49,736 $ 106,000
Rockdale, Georgia 19 $ 855,000 $ 45,000 $ 89,000
Will, Illinois 19 $ 815,000 $ 42,894 $ 124,000
Santa Fe, New Mexico 19 $ 775,000 $ 40,789 $ 236,000
Stafford, Virginia 19 $ 845,000 $ 44,473 $ 158,000
Pulaski, Arkansas 18 $ 800,000 $ 44,444 $ 120,000
Madera, California 18 $ 1,080,000 $ 60,000 $ 153,000
Hancock, Indiana 18 $ 620,000 $ 34,444 $ 91,000
Hendricks, Indiana 18 $ 740,000 $ 41,111 $ 103,000
Johnson, Indiana 18 $ 810,000 $ 45,000 $ 103,000
St. Louis City, Missouri 18 $ 770,000 $ 42,777 $ 127,000
Mercer, New Jersey 18 $ 800,000 $ 44,444 $ 129,000
Providence, Rhode Island 18 $ 810,000 $ 45,000 $ 115,000
Robertson, Tennessee 18 $ 790,000 $ 43,888 $ 109,000
Racine, Wisconsin 18 $ 600,000 $ 33,333 $ 78,000
Yuma, Arizona 17 $ 725,000 $ 42,647 $ 109,000
Alachua, Florida 17 $ 1,085,000 $ 63,823 $ 85,000
Leon, Florida 17 $ 935,000 $ 55,000 $ 154,000
Columbia, Georgia 17 $ 765,000 $ 45,000 $ 98,000
Fayette, Georgia 17 $ 1,145,000 $ 67,352 $ 234,000
St. Tammany, Louisiana 17 $ 825,000 $ 48,529 $ 126,000
Wright, Minnesota 17 $ 815,000 $ 47,941 $ 110,000
Douglas, Nebraska 17 $ 605,000 $ 35,588 $ 109,000
Hunterdon, New Jersey 17 $ 1,045,000 $ 61,470 $ 173,000
Clermont, Ohio 17 $ 595,000 $ 35,000 $ 98,000
Dauphin, Pennsylvania 17 $ 715,000 $ 42,058 $ 118,000
Middlesex, Connecticut 16 $ 840,000 $ 52,500 $ 168,000
Bay, Florida 16 $ 750,000 $ 46,875 $ 145,000
Douglas, Georgia 16 $ 720,000 $ 45,000 $ 105,000
Jackson, Georgia 16 $ 750,000 $ 46,875 $ 78,000
Spalding, Georgia 16 $ 790,000 $ 49,375 $ 79,000
Greene, Missouri 16 $ 670,000 $ 41,875 $ 100,000
Sandoval, New Mexico 16 $ 690,000 $ 43,125 $ 162,000
Portage, Ohio 16 $ 620,000 $ 38,750 $ 105,000
Canadian, Oklahoma 16 $ 500,000 $ 31,250 $ 129,000
Shasta, California 15 $ 685,000 $ 45,666 $ 260,000
Houston, Georgia 15 $ 855,000 $ 57,000 $ 117,000
Newton, Georgia 15 $ 435,000 $ 29,000 $ 69,000
Jefferson, Louisiana 15 $ 755,000 $ 50,333 $ 90,000
Berkshire, Massachusetts 15 $ 805,000 $ 53,666 $ 118,000
Livingston, Michigan 15 $ 675,000 $ 45,000 $ 108,000
Merrimack, New Hampshire 15 $ 755,000 $ 50,333 $ 101,000
Linn, Oregon 15 $ 815,000 $ 54,333 $ 90,000
Arlington, Virginia 15 $ 995,000 $ 66,333 $ 226,000
Douglas, Washington 15 $ 925,000 $ 61,666 $ 352,000
Kenosha, Wisconsin 15 $ 485,000 $ 32,333 $ 77,000
Kings, California 14 $ 560,000 $ 40,000 $ 127,000
Madison, Illinois 14 $ 530,000 $ 37,857 $ 103,000
Clark, Indiana 14 $ 390,000 $ 27,857 $ 88,000
Madison, Indiana 14 $ 310,000 $ 22,142 $ 68,000
Cumberland, Maine 14 $ 600,000 $ 42,857 $ 140,000
St. Clair, Michigan 14 $ 590,000 $ 42,142 $ 87,000
Clay, Missouri 14 $ 590,000 $ 42,142 $ 112,000
Warren, New Jersey 14 $ 850,000 $ 60,714 $ 119,000
Davidson, North Carolina 14 $ 480,000 $ 34,285 $ 78,000
Greene, Ohio 14 $ 560,000 $ 40,000 $ 140,000
Licking, Ohio 14 $ 590,000 $ 42,142 $ 367,000
Beaver, Pennsylvania 14 $ 620,000 $ 44,285 $ 67,000
Sevier, Tennessee 14 $ 700,000 $ 50,000 $ 107,000
Wilson, Tennessee 14 $ 580,000 $ 41,428 $ 100,000
Fauquier, Virginia 14 $ 800,000 $ 57,142 $ 145,000
Island, Washington 14 $ 910,000 $ 65,000 $ 113,000
Butte, California 13 $ 835,000 $ 64,230 $ 128,000
Tolland, Connecticut 13 $ 855,000 $ 65,769 $ 171,000
Citrus, Florida 13 $ 635,000 $ 48,846 $ 61,000
Whitfield, Georgia 13 $ 575,000 $ 44,230 $ 106,000
St. Clair, Illinois 13 $ 475,000 $ 36,538 $ 104,000
Tangipahoa, Louisiana 13 $ 535,000 $ 41,153 $ 101,000
Berrien, Michigan 13 $ 435,000 $ 33,461 $ 101,000
Kalamazoo, Michigan 13 $ 745,000 $ 57,307 $ 102,000
Sherburne, Minnesota 13 $ 625,000 $ 48,076 $ 125,000
Boone, Missouri 13 $ 525,000 $ 40,384 $ 78,000
Gloucester, New Jersey 13 $ 645,000 $ 49,615 $ 121,000
Alamance, North Carolina 13 $ 365,000 $ 28,076 $ 63,000
Rowan, North Carolina 13 $ 605,000 $ 46,538 $ 71,000
Coos, Oregon 13 $ 485,000 $ 37,307 $ 88,000
Butler, Pennsylvania 13 $ 545,000 $ 41,923 $ 155,000
Erie, Pennsylvania 13 $ 595,000 $ 45,769 $ 106,000
Albemarle, Virginia 13 $ 415,000 $ 31,923 $ 135,000
Rock, Wisconsin 13 $ 445,000 $ 34,230 $ 88,000
Tuscaloosa, Alabama 12 $ 500,000 $ 41,666 $ 90,000
Anchorage, Alaska 12 $ 1,000,000 $ 83,333 $ 141,000
Cochise, Arizona 12 $ 460,000 $ 38,333 $ 104,000
Coconino, Arizona 12 $ 800,000 $ 66,666 $ 139,000
Napa, California 12 $ 680,000 $ 56,666 $ 147,000
Windham, Connecticut 12 $ 320,000 $ 26,666 $ 61,000
Effingham, Georgia 12 $ 520,000 $ 43,333 $ 100,000
Walton, Georgia 12 $ 740,000 $ 61,666 $ 87,000
Delaware, Indiana 12 $ 460,000 $ 38,333 $ 69,000
Muskegon, Michigan 12 $ 490,000 $ 40,833 $ 138,000
Dona Ana, New Mexico 12 $ 390,000 $ 32,500 $ 122,000
Harnett, North Carolina 12 $ 520,000 $ 43,333 $ 93,000
Randolph, North Carolina 12 $ 440,000 $ 36,666 $ 68,000
Josephine, Oregon 12 $ 630,000 $ 52,500 $ 66,000
Polk, Oregon 12 $ 450,000 $ 37,500 $ 101,000
Umatilla, Oregon 12 $ 400,000 $ 33,333 $ 89,000
Washington, Pennsylvania 12 $ 410,000 $ 34,166 $ 92,000
Anderson, Tennessee 12 $ 520,000 $ 43,333 $ 83,000
Alexandria, Virginia 12 $ 810,000 $ 67,500 $ 158,000
Norfolk, Virginia 12 $ 440,000 $ 36,666 $ 94,000
Roanoke, Virginia 12 $ 330,000 $ 27,500 $ 85,000
Winnebago, Wisconsin 12 $ 430,000 $ 35,833 $ 103,000
Natrona, Wyoming 12 $ 580,000 $ 48,333 $ 113,000
Mobile, Alabama 11 $ 545,000 $ 49,545 $ 107,000
Faulkner, Arkansas 11 $ 355,000 $ 32,272 $ 87,000
Washington, Arkansas 11 $ 405,000 $ 36,818 $ 107,000
Imperial, California 11 $ 595,000 $ 54,090 $ 117,000
San Benito, California 11 $ 735,000 $ 66,818 $ 179,000
Siskiyou, California 11 $ 705,000 $ 64,090 $ 146,000
Sutter, California 11 $ 385,000 $ 35,000 $ 115,000
Clarke, Georgia 11 $ 545,000 $ 49,545 $ 84,000
Shelby, Indiana 11 $ 415,000 $ 37,727 $ 82,000
Sedgwick, Kansas 11 $ 445,000 $ 40,454 $ 172,000
Jackson, Michigan 11 $ 415,000 $ 37,727 $ 81,000
Hinds, Mississippi 11 $ 415,000 $ 37,727 $ 82,000
Catawba, North Carolina 11 $ 315,000 $ 28,636 $ 96,000
Cumberland, North Carolina 11 $ 465,000 $ 42,272 $ 124,000
Miami, Ohio 11 $ 265,000 $ 24,090 $ 89,000
Cleveland, Oklahoma 11 $ 635,000 $ 57,727 $ 153,000
Lackawanna, Pennsylvania 11 $ 425,000 $ 38,636 $ 106,000
Marathon, Wisconsin 11 $ 375,000 $ 34,090 $ 62,000
Amador, California 10 $ 460,000 $ 46,000 $ 82,000
Calaveras, California 10 $ 450,000 $ 45,000 $ 105,000
Humboldt, California 10 $ 420,000 $ 42,000 $ 113,000
Flagler, Florida 10 $ 520,000 $ 52,000 $ 110,000
Highlands, Florida 10 $ 340,000 $ 34,000 $ 64,000
Lumpkin, Georgia 10 $ 720,000 $ 72,000 $ 158,000
Richmond, Georgia 10 $ 460,000 $ 46,000 $ 102,000
Kootenai, Idaho 10 $ 700,000 $ 70,000 $ 155,000
Monroe, Indiana 10 $ 290,000 $ 29,000 $ 93,000
Vanderburgh, Indiana 10 $ 280,000 $ 28,000 $ 94,000
York, Maine 10 $ 380,000 $ 38,000 $ 104,000
Allegan, Michigan 10 $ 290,000 $ 29,000 $ 94,000
Lapeer, Michigan 10 $ 350,000 $ 35,000 $ 91,000
Cass, Missouri 10 $ 580,000 $ 58,000 $ 198,000
Cumberland, New Jersey 10 $ 360,000 $ 36,000 $ 96,000
Burke, North Carolina 10 $ 600,000 $ 60,000 $ 112,000
Craven, North Carolina 10 $ 350,000 $ 35,000 $ 128,000
Onslow, North Carolina 10 $ 330,000 $ 33,000 $ 93,000
Rockingham, North Carolina 10 $ 340,000 $ 34,000 $ 84,000
Trumbull, Ohio 10 $ 270,000 $ 27,000 $ 68,000
Yamhill, Oregon 10 $ 430,000 $ 43,000 $ 102,000
Lewis, Washington 10 $ 420,000 $ 42,000 $ 116,000
Mason, Washington 10 $ 510,000 $ 51,000 $ 73,000
Washington, Wisconsin 10 $ 600,000 $ 60,000 $ 122,000
Santa Cruz, Arizona 9 $ 575,000 $ 63,888 $ 69,000
Otero, Colorado 9 $ 415,000 $ 46,111 $ 118,000
Nassau, Florida 9 $ 455,000 $ 50,555 $ 69,000
Catoosa, Georgia 9 $ 215,000 $ 23,888 $ 78,000
St. Louis, Minnesota 9 $ 415,000 $ 46,111 $ 70,000
Flathead, Montana 9 $ 455,000 $ 50,555 $ 77,000
Gallatin, Montana 9 $ 335,000 $ 37,222 $ 98,000
Henderson, North Carolina 9 $ 345,000 $ 38,333 $ 76,000
Fayette, Pennsylvania 9 $ 245,000 $ 27,222 $ 70,000
Culpeper, Virginia 9 $ 385,000 $ 42,777 $ 137,000
Frederick, Virginia 9 $ 385,000 $ 42,777 $ 107,000
James City, Virginia 9 $ 555,000 $ 61,666 $ 90,000
Chelan, Washington 9 $ 395,000 $ 43,888 $ 89,000
Kittitas, Washington 9 $ 665,000 $ 73,888 $ 93,000
Outagamie, Wisconsin 9 $ 435,000 $ 48,333 $ 101,000
Sweetwater, Wyoming 9 $ 445,000 $ 49,444 $ 127,000
Elmore, Alabama 8 $ 330,000 $ 41,250 $ 86,000
Saline, Arkansas 8 $ 220,000 $ 27,500 $ 130,000
Tuolumne, California 8 $ 300,000 $ 37,500 $ 142,000
Yuba, California 8 $ 390,000 $ 48,750 $ 93,000
Elbert, Colorado 8 $ 370,000 $ 46,250 $ 175,000
Litchfield, Connecticut 8 $ 340,000 $ 42,500 $ 118,000
Monroe, Florida 8 $ 530,000 $ 66,250 $ 166,000
Bibb, Georgia 8 $ 360,000 $ 45,000 $ 123,000
Camden, Georgia 8 $ 400,000 $ 50,000 $ 79,000
Harris, Georgia 8 $ 240,000 $ 30,000 $ 83,000
Oconee, Georgia 8 $ 470,000 $ 58,750 $ 119,000
Bonneville, Idaho 8 $ 370,000 $ 46,250 $ 127,000
Sangamon, Illinois 8 $ 300,000 $ 37,500 $ 90,000
Polk, Iowa 8 $ 280,000 $ 35,000 $ 83,000
Otero, New Mexico 8 $ 360,000 $ 45,000 $ 62,000
Caldwell, North Carolina 8 $ 310,000 $ 38,750 $ 79,000
Chatham, North Carolina 8 $ 490,000 $ 61,250 $ 856,000
Haywood, North Carolina 8 $ 360,000 $ 45,000 $ 67,000
Macon, North Carolina 8 $ 280,000 $ 35,000 $ 90,000
Moore, North Carolina 8 $ 340,000 $ 42,500 $ 120,000
Clark, Ohio 8 $ 410,000 $ 51,250 $ 51,000
Darke, Ohio 8 $ 330,000 $ 41,250 $ 110,000
Marion, Ohio 8 $ 260,000 $ 32,500 $ 69,000
Blount, Tennessee 8 $ 310,000 $ 38,750 $ 638,000
Sullivan, Tennessee 8 $ 260,000 $ 32,500 $ 80,000
Franklin, Virginia 8 $ 350,000 $ 43,750 $ 68,000
Hampton, Virginia 8 $ 450,000 $ 56,250 $ 84,000
Rockingham, Virginia 8 $ 380,000 $ 47,500 $ 140,000
Franklin, Washington 8 $ 690,000 $ 86,250 $ 205,000
Sheboygan, Wisconsin 8 $ 250,000 $ 31,250 $ 87,000
St. Croix, Wisconsin 8 $ 310,000 $ 38,750 $ 187,000
Coffee, Alabama 7 $ 375,000 $ 53,571 $ 100,000
Gila, Arizona 7 $ 425,000 $ 60,714 $ 75,000
Putnam, Florida 7 $ 315,000 $ 45,000 $ 94,000
Walton, Florida 7 $ 355,000 $ 50,714 $ 72,000
Bryan, Georgia 7 $ 285,000 $ 40,714 $ 124,000
Gilmer, Georgia 7 $ 415,000 $ 59,285 $ 107,000
Floyd, Indiana 7 $ 245,000 $ 35,000 $ 68,000
Steuben, Indiana 7 $ 285,000 $ 40,714 $ 67,000
Hampshire, Massachusetts 7 $ 345,000 $ 49,285 $ 220,000
Grand Traverse, Michigan 7 $ 375,000 $ 53,571 $ 55,000
Strafford, New Hampshire 7 $ 355,000 $ 50,714 $ 160,000
Cherokee, North Carolina 7 $ 315,000 $ 45,000 $ 62,000
Franklin, North Carolina 7 $ 185,000 $ 26,428 $ 86,000
Granville, North Carolina 7 $ 215,000 $ 30,714 $ 38,000
Pender, North Carolina 7 $ 505,000 $ 72,142 $ 124,000
Pitt, North Carolina 7 $ 185,000 $ 26,428 $ 84,000
Watauga, North Carolina 7 $ 305,000 $ 43,571 $ 106,000
Auglaize, Ohio 7 $ 205,000 $ 29,285 $ 75,000
Mahoning, Ohio 7 $ 285,000 $ 40,714 $ 101,000
Benton, Oregon 7 $ 375,000 $ 53,571 $ 213,000
Douglas, Oregon 7 $ 175,000 $ 25,000 $ 63,000
Tipton, Tennessee 7 $ 255,000 $ 36,428 $ 87,000
Washington, Tennessee 7 $ 255,000 $ 36,428 $ 72,000
Orange, Virginia 7 $ 385,000 $ 55,000 $ 132,000
Clallam, Washington 7 $ 555,000 $ 79,285 $ 143,000
Green, Wisconsin 7 $ 205,000 $ 29,285 $ 66,000
Jefferson, Wisconsin 7 $ 315,000 $ 45,000 $ 114,000
Park, Wyoming 7 $ 295,000 $ 42,142 $ 65,000
Marshall, Alabama 6 $ 220,000 $ 36,666 $ 80,000
Montgomery, Alabama 6 $ 260,000 $ 43,333 $ 323,000
St. Clair, Alabama 6 $ 190,000 $ 31,666 $ 129,000
Talladega, Alabama 6 $ 300,000 $ 50,000 $ 62,000
Chaffee, Colorado 6 $ 280,000 $ 46,666 $ 67,000
Clear Creek, Colorado 6 $ 330,000 $ 55,000 $ 139,000
Garfield, Colorado 6 $ 360,000 $ 60,000 $ 121,000
La Plata, Colorado 6 $ 190,000 $ 31,666 $ 112,000
Montrose, Colorado 6 $ 220,000 $ 36,666 $ 64,000
Bartow, Georgia 6 $ 160,000 $ 26,666 $ 93,000
Lowndes, Georgia 6 $ 220,000 $ 36,666 $ 80,000
Champaign, Illinois 6 $ 280,000 $ 46,666 $ 132,000
Lee, Illinois 6 $ 240,000 $ 40,000 $ 115,000
Tazewell, Illinois 6 $ 200,000 $ 33,333 $ 98,000
Boone, Indiana 6 $ 310,000 $ 51,666 $ 118,000
Clinton, Indiana 6 $ 270,000 $ 45,000 $ 111,000
DeKalb, Indiana 6 $ 230,000 $ 38,333 $ 77,000
Fulton, Indiana 6 $ 330,000 $ 55,000 $ 120,000
Jasper, Indiana 6 $ 210,000 $ 35,000 $ 81,000
Kosciusko, Indiana 6 $ 200,000 $ 33,333 $ 125,000
Morgan, Indiana 6 $ 260,000 $ 43,333 $ 130,000
Putnam, Indiana 6 $ 210,000 $ 35,000 $ 1,117,000
Warrick, Indiana 6 $ 300,000 $ 50,000 $ 394,000
Bossier, Louisiana 6 $ 270,000 $ 45,000 $ 86,000
Calcasieu, Louisiana 6 $ 270,000 $ 45,000 $ 231,000
Livingston, Louisiana 6 $ 130,000 $ 21,666 $ 69,000
Barry, Michigan 6 $ 440,000 $ 73,333 $ 144,000
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Mortgage Loan Application Detail Totals for Figure Lending LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 15,037 $789,745,000 $52,000 $255,000 $145,000 $9,500,000
Home Improvement 7,542 $434,320,000 $57,000 $255,000 $152,000 $9,197,000
Home Purchase 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,931 $727,665,000 $52,000 $255,000 $147,000 $9,500,000
Not Provided 4,674 $262,070,000 $56,000 $255,000 $150,000 $5,001,000
Black or African American 1,206 $57,590,000 $47,000 $215,000 $123,000 $8,223,000
Hispanic 758 $42,540,000 $56,000 $255,000 $124,000 $1,965,000
Asian 676 $49,530,000 $73,000 $255,000 $177,000 $4,700,000
American Indian or Alaskan Native 225 $10,845,000 $48,000 $195,000 $115,000 $2,186,000
Native Hawaiian or Other Pacific Islander 21 $1,345,000 $64,000 $155,000 $92,000 $206,000
Not applicable 14 $1,030,000 $73,000 $155,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,579 $1,224,065,000 $54,000 $255,000 $147,000 $9,500,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,385 $494,025,000 $52,000 $255,000 $138,000 $1,500,000
Application Denied By Financial Institution 5,736 $310,240,000 $54,000 $255,000 $145,000 $8,223,000
Application Approved But Not Accepted 4,480 $251,700,000 $56,000 $255,000 $143,000 $1,550,000
Application Withdrawn By Applicant 2,958 $166,530,000 $56,000 $255,000 $189,000 $9,500,000
Loan Purchased By The Institution 20 $1,570,000 $78,000 $245,000 $125,000 $125,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 16,843 $913,825,000 $54,000 $255,000 $148,000 $9,500,000
Credit Application Incomplete 3,812 $201,020,000 $52,000 $255,000 $160,000 $8,223,000
Unverifiable Information 905 $48,635,000 $53,000 $255,000 $70,000 $1,600,000
Other 764 $46,930,000 $61,000 $245,000 $156,000 $4,300,000
Collateral 123 $5,825,000 $47,000 $255,000 $145,000 $1,200,000
Credit History 92 $5,950,000 $64,000 $255,000 $159,000 $960,000
Debt-To-Income Ratio 40 $1,880,000 $47,000 $145,000 $103,000 $454,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Figure Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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