Figure Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Figure Lending Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Figure Lending Llc 15720 Brixham Hill Ave, Suite 300 Wilmington, DE 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 37,919 |
| Total Mortgage Loan Application Amount | $2,619,185,000 |
| Average Mortgage Loan Application Amount | $69,000 |
| Highest Mortgage Loan Application Amount | $305,000 |
| Average Applicant Income | $142,500 |
| Highest Applicant Income | $9,364,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Figure Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Figure Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Figure Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Figure Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Figure Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Figure Lending Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,835 | $ 146,535,000 | $ 56,558 | $ 99,906 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,711 | $ 112,765,000 | $ 65,000 | $ 150,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,616 | $ 111,810,000 | $ 69,000 | $ 131,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,427 | $ 146,205,000 | $ 102,000 | $ 178,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 999 | $ 74,065,000 | $ 74,000 | $ 149,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 896 | $ 76,070,000 | $ 90,500 | $ 183,500 |
| DENVER-AURORA-LAKEWOOD, CO | 794 | $ 61,090,000 | $ 76,000 | $ 150,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 790 | $ 78,880,000 | $ 99,000 | $ 192,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 758 | $ 91,990,000 | $ 121,000 | $ 212,000 |
| SAN DIEGO-CARLSBAD, CA | 724 | $ 72,250,000 | $ 99,000 | $ 190,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 658 | $ 49,730,000 | $ 75,000 | $ 175,000 |
| CHICAGO-NAPERVILLE, IL | 654 | $ 39,190,000 | $ 59,000 | $ 134,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 650 | $ 41,240,000 | $ 63,000 | $ 145,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 596 | $ 65,850,000 | $ 110,000 | $ 199,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 565 | $ 36,075,000 | $ 63,000 | $ 165,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 559 | $ 39,765,000 | $ 71,000 | $ 147,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 484 | $ 38,030,000 | $ 76,000 | $ 158,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 476 | $ 29,300,000 | $ 61,000 | $ 122,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 441 | $ 27,355,000 | $ 51,500 | $ 139,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 426 | $ 28,610,000 | $ 67,000 | $ 119,000 |
| NEW YORK-NEWARK, NY | 426 | $ 32,840,000 | $ 77,000 | $ 181,000 |
| COLUMBUS, OH | 406 | $ 20,630,000 | $ 50,000 | $ 118,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 398 | $ 29,250,000 | $ 73,000 | $ 145,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 357 | $ 17,935,000 | $ 50,000 | $ 122,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 349 | $ 46,175,000 | $ 132,000 | $ 224,000 |
| RALEIGH, NC | 348 | $ 23,220,000 | $ 66,000 | $ 149,000 |
| ST. LOUIS, MO-IL | 348 | $ 17,170,000 | $ 44,500 | $ 101,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 347 | $ 18,635,000 | $ 53,000 | $ 111,000 |
| NEWARK, NJ-PA | 322 | $ 23,690,000 | $ 57,000 | $ 131,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 320 | $ 26,890,000 | $ 84,000 | $ 182,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 315 | $ 26,955,000 | $ 85,000 | $ 160,000 |
| CLEVELAND-ELYRIA, OH | 312 | $ 14,690,000 | $ 47,000 | $ 107,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 305 | $ 22,895,000 | $ 75,000 | $ 162,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 297 | $ 13,815,000 | $ 46,000 | $ 104,000 |
| KANSAS CITY, MO-KS | 295 | $ 15,675,000 | $ 58,000 | $ 127,500 |
| JACKSONVILLE, FL | 284 | $ 17,770,000 | $ 62,000 | $ 159,000 |
| RICHMOND, VA | 279 | $ 15,505,000 | $ 55,000 | $ 117,000 |
| CINCINNATI, OH-KY-IN | 255 | $ 12,855,000 | $ 43,000 | $ 114,500 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 252 | $ 37,510,000 | $ 148,000 | $ 264,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 244 | $ 17,400,000 | $ 71,000 | $ 164,000 |
| PITTSBURGH, PA | 232 | $ 11,800,000 | $ 50,000 | $ 144,000 |
| TUCSON, AZ | 231 | $ 12,545,000 | $ 54,000 | $ 159,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 226 | $ 20,550,000 | $ 90,000 | $ 193,000 |
| BOSTON, MA | 225 | $ 17,385,000 | $ 77,000 | $ 177,000 |
| MEMPHIS, TN-MS-AR | 222 | $ 10,580,000 | $ 52,666 | $ 168,666 |
| TACOMA-LAKEWOOD, WA | 214 | $ 17,410,000 | $ 81,000 | $ 167,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 206 | $ 19,130,000 | $ 92,000 | $ 175,000 |
| CAMDEN, NJ | 203 | $ 11,755,000 | $ 57,000 | $ 108,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 202 | $ 10,570,000 | $ 42,000 | $ 110,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 174 | $ 12,470,000 | $ 71,000 | $ 99,000 |
| RENO, NV | 172 | $ 12,660,000 | $ 73,000 | $ 171,000 |
| BIRMINGHAM-HOOVER, AL | 169 | $ 9,165,000 | $ 54,000 | $ 107,000 |
| WORCESTER, MA-CT | 168 | $ 10,790,000 | $ 56,000 | $ 117,000 |
| STOCKTON-LODI, CA | 165 | $ 11,225,000 | $ 68,000 | $ 132,000 |
| GARY, IN | 149 | $ 8,255,000 | $ 55,000 | $ 108,000 |
| GRAND RAPIDS-WYOMING, MI | 145 | $ 6,555,000 | $ 45,000 | $ 89,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 145 | $ 7,815,000 | $ 53,000 | $ 126,000 |
| PROVIDENCE-WARWICK, RI-MA | 141 | $ 8,735,000 | $ 61,500 | $ 120,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 140 | $ 7,860,000 | $ 56,500 | $ 97,000 |
| GREENSBORO-HIGH POINT, NC | 140 | $ 6,220,000 | $ 44,000 | $ 116,000 |
| COLORADO SPRINGS, CO | 138 | $ 8,040,000 | $ 58,000 | $ 113,000 |
| AKRON, OH | 137 | $ 6,425,000 | $ 46,000 | $ 85,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 133 | $ 6,755,000 | $ 50,000 | $ 164,000 |
| CAPE CORAL-FORT MYERS, FL | 129 | $ 8,325,000 | $ 64,000 | $ 108,000 |
| PHILADELPHIA, PA | 129 | $ 7,865,000 | $ 60,000 | $ 106,000 |
| FRESNO, CA | 124 | $ 7,480,000 | $ 60,000 | $ 116,000 |
| LAKELAND-WINTER HAVEN, FL | 124 | $ 5,690,000 | $ 45,000 | $ 80,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 124 | $ 8,070,000 | $ 65,000 | $ 146,000 |
| VALLEJO-FAIRFIELD, CA | 123 | $ 10,485,000 | $ 85,000 | $ 165,000 |
| KNOXVILLE, TN | 120 | $ 6,330,000 | $ 52,000 | $ 165,000 |
| BAKERSFIELD, CA | 118 | $ 7,390,000 | $ 62,000 | $ 127,000 |
| WINSTON-SALEM, NC | 116 | $ 4,990,000 | $ 43,000 | $ 85,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 115 | $ 5,155,000 | $ 44,000 | $ 91,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 111 | $ 6,725,000 | $ 57,000 | $ 181,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 110 | $ 5,890,000 | $ 53,000 | $ 127,000 |
| CHATTANOOGA, TN-GA | 106 | $ 6,110,000 | $ 56,000 | $ 94,000 |
| MODESTO, CA | 106 | $ 6,850,000 | $ 64,000 | $ 114,000 |
| PORT ST. LUCIE, FL | 106 | $ 6,170,000 | $ 58,000 | $ 162,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 103 | $ 5,575,000 | $ 54,000 | $ 127,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 103 | $ 6,615,000 | $ 64,000 | $ 104,000 |
| TOLEDO, OH | 100 | $ 3,850,000 | $ 38,000 | $ 86,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 98 | $ 5,430,000 | $ 55,000 | $ 97,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 96 | $ 8,680,000 | $ 90,000 | $ 289,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 96 | $ 3,850,000 | $ 37,500 | $ 62,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 95 | $ 4,185,000 | $ 40,500 | $ 100,500 |
| NEW ORLEANS-METAIRIE, LA | 94 | $ 6,790,000 | $ 72,000 | $ 130,000 |
| SALEM, OR | 94 | $ 5,660,000 | $ 60,000 | $ 112,000 |
| ELGIN, IL | 92 | $ 5,430,000 | $ 59,000 | $ 124,000 |
| MANCHESTER-NASHUA, NH | 89 | $ 5,755,000 | $ 64,000 | $ 140,000 |
| DURHAM-CHAPEL HILL, NC | 87 | $ 6,265,000 | $ 72,000 | $ 145,000 |
| BREMERTON-SILVERDALE, WA | 83 | $ 6,225,000 | $ 75,000 | $ 124,000 |
| FORT COLLINS, CO | 82 | $ 6,280,000 | $ 76,000 | $ 138,000 |
| HUNTSVILLE, AL | 81 | $ 4,435,000 | $ 54,000 | $ 96,000 |
| SAN RAFAEL, CA | 80 | $ 10,000,000 | $ 125,000 | $ 284,000 |
| DES MOINES-WEST DES MOINES, IA | 79 | $ 3,145,000 | $ 39,000 | $ 93,000 |
| BOULDER, CO | 78 | $ 7,640,000 | $ 97,000 | $ 174,000 |
| SALINAS, CA | 78 | $ 7,450,000 | $ 95,000 | $ 148,000 |
| FORT WAYNE, IN | 77 | $ 3,535,000 | $ 45,000 | $ 88,000 |
| FLINT, MI | 75 | $ 2,605,000 | $ 34,000 | $ 73,000 |
| SPOKANE-SPOKANE VALLEY, WA | 75 | $ 5,425,000 | $ 72,000 | $ 107,000 |
| SPRINGFIELD, MA | 75 | $ 4,075,000 | $ 54,000 | $ 109,000 |
| OCALA, FL | 73 | $ 3,595,000 | $ 49,000 | $ 78,000 |
| LANSING-EAST LANSING, MI | 72 | $ 3,620,000 | $ 50,000 | $ 95,000 |
| GREELEY, CO | 71 | $ 4,865,000 | $ 68,000 | $ 121,000 |
| SANTA ROSA, CA | 71 | $ 4,655,000 | $ 65,000 | $ 159,000 |
| CANTON-MASSILLON, OH | 69 | $ 2,405,000 | $ 34,000 | $ 80,000 |
| NEW HAVEN-MILFORD, CT | 69 | $ 4,335,000 | $ 62,000 | $ 105,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 68 | $ 3,820,000 | $ 56,000 | $ 99,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 67 | $ 4,105,000 | $ 61,000 | $ 120,000 |
| BOISE CITY, ID | 65 | $ 5,365,000 | $ 82,000 | $ 143,000 |
| SANTA MARIA-SANTA BARBARA, CA | 65 | $ 7,145,000 | $ 109,000 | $ 158,000 |
| ASHEVILLE, NC | 64 | $ 4,360,000 | $ 68,000 | $ 95,000 |
| OLYMPIA-TUMWATER, WA | 64 | $ 4,700,000 | $ 73,000 | $ 137,000 |
| OKLAHOMA CITY, OK | 61 | $ 3,165,000 | $ 51,000 | $ 124,000 |
| BEND-REDMOND, OR | 58 | $ 5,420,000 | $ 93,000 | $ 136,000 |
| MOBILE, AL | 58 | $ 2,360,000 | $ 40,000 | $ 87,000 |
| SAVANNAH, GA | 57 | $ 3,505,000 | $ 61,000 | $ 107,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 57 | $ 2,375,000 | $ 41,000 | $ 133,000 |
| BARNSTABLE TOWN, MA | 56 | $ 4,270,000 | $ 76,000 | $ 103,000 |
| KENNEWICK-RICHLAND, WA | 56 | $ 3,660,000 | $ 65,000 | $ 116,000 |
| BATON ROUGE, LA | 55 | $ 3,195,000 | $ 58,000 | $ 96,000 |
| YORK-HANOVER, PA | 54 | $ 2,580,000 | $ 47,000 | $ 89,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 51 | $ 3,095,000 | $ 60,000 | $ 92,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 50 | $ 2,780,000 | $ 55,000 | $ 99,000 |
| WILMINGTON, NC | 50 | $ 3,000,000 | $ 60,000 | $ 127,000 |
| FAYETTEVILLE, NC | 49 | $ 2,765,000 | $ 56,000 | $ 86,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 49 | $ 2,535,000 | $ 51,000 | $ 89,000 |
| VISALIA-PORTERVILLE, CA | 49 | $ 2,885,000 | $ 58,000 | $ 298,000 |
| LINCOLN, NE | 48 | $ 2,420,000 | $ 50,000 | $ 85,000 |
| READING, PA | 48 | $ 2,190,000 | $ 45,000 | $ 89,000 |
| GAINESVILLE, GA | 47 | $ 2,725,000 | $ 57,000 | $ 144,000 |
| LYNCHBURG, VA | 47 | $ 3,415,000 | $ 72,000 | $ 210,000 |
| SANTA CRUZ-WATSONVILLE, CA | 47 | $ 5,015,000 | $ 106,000 | $ 171,000 |
| EUGENE, OR | 46 | $ 3,200,000 | $ 69,000 | $ 254,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 46 | $ 3,380,000 | $ 73,000 | $ 146,000 |
| BELLINGHAM, WA | 45 | $ 3,115,000 | $ 69,000 | $ 113,000 |
| EAST STROUDSBURG, PA | 45 | $ 1,905,000 | $ 42,000 | $ 69,000 |
| ALBUQUERQUE, NM | 44 | $ 2,160,000 | $ 49,000 | $ 100,000 |
| ANN ARBOR, MI | 44 | $ 2,770,000 | $ 62,000 | $ 114,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 43 | $ 3,305,000 | $ 76,000 | $ 307,000 |
| HICKORY-LENOIR-MORGANTON, NC | 43 | $ 1,995,000 | $ 46,000 | $ 89,000 |
| PORTLAND-SOUTH PORTLAND, ME | 43 | $ 2,755,000 | $ 64,000 | $ 108,000 |
| PUNTA GORDA, FL | 43 | $ 2,705,000 | $ 62,000 | $ 85,000 |
| TALLAHASSEE, FL | 43 | $ 2,755,000 | $ 64,000 | $ 98,000 |
| TULSA, OK | 43 | $ 2,335,000 | $ 54,000 | $ 115,000 |
| HARRISBURG-CARLISLE, PA | 42 | $ 2,090,000 | $ 49,000 | $ 124,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 41 | $ 2,065,000 | $ 50,000 | $ 82,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 41 | $ 2,075,000 | $ 50,000 | $ 83,000 |
| MACON-BIBB COUNTY, GA | 40 | $ 1,800,000 | $ 45,000 | $ 72,000 |
| MEDFORD, OR | 39 | $ 2,735,000 | $ 70,000 | $ 115,000 |
| ROANOKE, VA | 39 | $ 1,485,000 | $ 38,000 | $ 80,000 |
| ATHENS-CLARKE COUNTY, GA | 38 | $ 1,950,000 | $ 51,000 | $ 95,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 38 | $ 1,740,000 | $ 48,000 | $ 147,000 |
| NILES-BENTON HARBOR, MI | 38 | $ 1,770,000 | $ 46,000 | $ 100,000 |
| SPRINGFIELD, MO | 38 | $ 2,010,000 | $ 52,000 | $ 80,000 |
| ROCKFORD, IL | 37 | $ 1,315,000 | $ 35,000 | $ 71,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 36 | $ 2,210,000 | $ 61,000 | $ 87,000 |
| HOMOSASSA SPRINGS, FL | 36 | $ 1,780,000 | $ 49,000 | $ 62,000 |
| YUBA CITY, CA | 36 | $ 2,110,000 | $ 58,000 | $ 122,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 35 | $ 1,545,000 | $ 43,500 | $ 88,500 |
| KALAMAZOO-PORTAGE, MI | 35 | $ 1,985,000 | $ 56,000 | $ 107,000 |
| ELKHART-GOSHEN, IN | 34 | $ 1,600,000 | $ 47,000 | $ 72,000 |
| GAINESVILLE, FL | 34 | $ 1,990,000 | $ 58,000 | $ 90,000 |
| MOUNT VERNON-ANACORTES, WA | 34 | $ 2,960,000 | $ 87,000 | $ 132,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 34 | $ 3,550,000 | $ 104,000 | $ 166,000 |
| MERCED, CA | 33 | $ 2,265,000 | $ 68,000 | $ 123,000 |
| SPRINGFIELD, OH | 33 | $ 1,215,000 | $ 36,000 | $ 69,000 |
| GREEN BAY, WI | 32 | $ 1,280,000 | $ 40,000 | $ 95,000 |
| MADISON, WI | 32 | $ 1,160,000 | $ 36,000 | $ 131,000 |
| CLARKSVILLE, TN-KY | 31 | $ 1,345,000 | $ 43,000 | $ 96,000 |
| JACKSON, MS | 31 | $ 1,325,000 | $ 42,000 | $ 101,000 |
| MUSKEGON, MI | 31 | $ 1,305,000 | $ 42,000 | $ 96,000 |
| TRENTON, NJ | 31 | $ 2,255,000 | $ 72,000 | $ 190,000 |
| EVANSVILLE, IN-KY | 30 | $ 1,140,000 | $ 38,000 | $ 79,000 |
| LANCASTER, PA | 30 | $ 1,590,000 | $ 53,000 | $ 86,000 |
| PUEBLO, CO | 30 | $ 1,320,000 | $ 44,000 | $ 324,000 |
| ANCHORAGE, AK | 29 | $ 2,025,000 | $ 69,000 | $ 126,000 |
| SAGINAW, MI | 29 | $ 1,115,000 | $ 38,000 | $ 58,000 |
| SEBASTIAN-VERO BEACH, FL | 29 | $ 2,025,000 | $ 69,000 | $ 147,000 |
| BATTLE CREEK, MI | 28 | $ 1,180,000 | $ 42,000 | $ 62,000 |
| ERIE, PA | 28 | $ 970,000 | $ 34,000 | $ 67,000 |
| LAS CRUCES, NM | 28 | $ 1,560,000 | $ 55,000 | $ 114,000 |
| REDDING, CA | 28 | $ 2,030,000 | $ 72,000 | $ 117,000 |
| SHREVEPORT-BOSSIER CITY, LA | 28 | $ 1,590,000 | $ 56,000 | $ 101,000 |
| BURLINGTON, NC | 27 | $ 1,565,000 | $ 57,000 | $ 101,000 |
| DULUTH, MN-WI | 27 | $ 1,405,000 | $ 51,000 | $ 79,000 |
| SANTA FE, NM | 27 | $ 2,675,000 | $ 99,000 | $ 92,000 |
| OCEAN CITY, NJ | 26 | $ 1,960,000 | $ 75,000 | $ 104,000 |
| PEORIA, IL | 26 | $ 970,000 | $ 37,000 | $ 69,000 |
| YAKIMA, WA | 26 | $ 2,250,000 | $ 86,000 | $ 76,000 |
| GRAND JUNCTION, CO | 25 | $ 1,425,000 | $ 57,000 | $ 168,000 |
| JACKSONVILLE, NC | 25 | $ 1,305,000 | $ 52,000 | $ 98,000 |
| COLUMBUS, GA-AL | 24 | $ 960,000 | $ 39,500 | $ 91,000 |
| MONROE, MI | 24 | $ 1,190,000 | $ 49,000 | $ 106,000 |
| CHARLOTTESVILLE, VA | 23 | $ 1,465,000 | $ 63,000 | $ 100,000 |
| DECATUR, AL | 23 | $ 1,105,000 | $ 48,000 | $ 79,000 |
| JANESVILLE-BELOIT, WI | 23 | $ 1,125,000 | $ 48,000 | $ 91,000 |
| MICHIGAN CITY-LA PORTE, IN | 23 | $ 1,075,000 | $ 46,000 | $ 68,000 |
| NAPA, CA | 23 | $ 2,255,000 | $ 98,000 | $ 214,000 |
| SIERRA VISTA-DOUGLAS, AZ | 23 | $ 1,145,000 | $ 49,000 | $ 86,000 |
| WICHITA, KS | 23 | $ 955,000 | $ 41,000 | $ 107,000 |
| CHICO, CA | 22 | $ 1,500,000 | $ 68,000 | $ 124,000 |
| FORT SMITH, AR-OK | 22 | $ 960,000 | $ 43,000 | $ 75,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 22 | $ 960,000 | $ 43,000 | $ 83,000 |
| ROCKY MOUNT, NC | 22 | $ 1,510,000 | $ 68,000 | $ 131,000 |
| VINELAND-BRIDGETON, NJ | 22 | $ 1,070,000 | $ 48,000 | $ 83,000 |
| WENATCHEE, WA | 22 | $ 1,590,000 | $ 72,000 | $ 158,000 |
| COLUMBIA, MO | 21 | $ 995,000 | $ 47,000 | $ 115,000 |
| DALTON, GA | 21 | $ 725,000 | $ 34,000 | $ 71,000 |
| HOT SPRINGS, AR | 21 | $ 925,000 | $ 44,000 | $ 81,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 21 | $ 835,000 | $ 39,000 | $ 100,000 |
| NORWICH-NEW LONDON, CT | 21 | $ 1,805,000 | $ 85,000 | $ 138,000 |
| APPLETON, WI | 20 | $ 860,000 | $ 43,000 | $ 67,000 |
| BLOOMINGTON, IN | 20 | $ 720,000 | $ 36,000 | $ 82,000 |
| PANAMA CITY, FL | 20 | $ 1,250,000 | $ 62,000 | $ 133,000 |
| RACINE, WI | 20 | $ 1,010,000 | $ 50,000 | $ 96,000 |
| TERRE HAUTE, IN | 20 | $ 960,000 | $ 48,000 | $ 64,000 |
| DOTHAN, AL | 19 | $ 775,000 | $ 40,000 | $ 78,000 |
| WARNER ROBINS, GA | 19 | $ 645,000 | $ 33,000 | $ 98,000 |
| EL CENTRO, CA | 18 | $ 890,000 | $ 49,000 | $ 354,000 |
| FLAGSTAFF, AZ | 18 | $ 1,190,000 | $ 66,000 | $ 145,000 |
| LAKE CHARLES, LA | 18 | $ 830,000 | $ 46,000 | $ 100,000 |
| CEDAR RAPIDS, IA | 17 | $ 835,000 | $ 49,000 | $ 82,000 |
| CLEVELAND, TN | 17 | $ 835,000 | $ 49,000 | $ 92,000 |
| COEUR D'ALENE, ID | 17 | $ 1,175,000 | $ 69,000 | $ 88,000 |
| HANFORD-CORCORAN, CA | 17 | $ 1,175,000 | $ 69,000 | $ 105,000 |
| ST. JOSEPH, MO-KS | 17 | $ 835,000 | $ 49,000 | $ 77,000 |
| TUSCALOOSA, AL | 17 | $ 705,000 | $ 41,000 | $ 110,000 |
| WINCHESTER, VA-WV | 17 | $ 865,000 | $ 50,000 | $ 100,000 |
| YUMA, AZ | 17 | $ 805,000 | $ 47,000 | $ 94,000 |
| BILLINGS, MT | 16 | $ 820,000 | $ 51,000 | $ 97,000 |
| CORVALLIS, OR | 16 | $ 940,000 | $ 58,000 | $ 116,000 |
| JACKSON, TN | 16 | $ 640,000 | $ 40,000 | $ 85,000 |
| JOHNSON CITY, TN | 16 | $ 680,000 | $ 42,000 | $ 46,000 |
| LAFAYETTE, LA | 16 | $ 480,000 | $ 30,000 | $ 70,000 |
| MADERA, CA | 16 | $ 1,390,000 | $ 86,000 | $ 80,000 |
| SPRINGFIELD, IL | 16 | $ 600,000 | $ 37,000 | $ 86,000 |
| ALBANY, GA | 15 | $ 615,000 | $ 41,000 | $ 101,000 |
| MUNCIE, IN | 15 | $ 675,000 | $ 45,000 | $ 70,000 |
| OSHKOSH-NEENAH, WI | 15 | $ 705,000 | $ 47,000 | $ 78,000 |
| ALBANY, OR | 14 | $ 820,000 | $ 58,000 | $ 84,000 |
| AMES, IA | 14 | $ 700,000 | $ 50,000 | $ 99,000 |
| EAU CLAIRE, WI | 14 | $ 630,000 | $ 45,000 | $ 80,000 |
| LA CROSSE-ONALASKA, WI-MN | 14 | $ 630,000 | $ 40,000 | $ 159,000 |
| LEBANON, PA | 14 | $ 570,000 | $ 40,000 | $ 85,000 |
| SEBRING, FL | 14 | $ 1,000,000 | $ 71,000 | $ 163,000 |
| SIOUX CITY, IA-NE-SD | 14 | $ 510,000 | $ 77,000 | $ 68,000 |
| MONTGOMERY, AL | 13 | $ 465,000 | $ 35,000 | $ 80,000 |
| PITTSFIELD, MA | 13 | $ 665,000 | $ 51,000 | $ 90,000 |
| THE VILLAGES, FL | 13 | $ 715,000 | $ 55,000 | $ 72,000 |
| CHEYENNE, WY | 12 | $ 500,000 | $ 41,000 | $ 244,000 |
| FARGO, ND-MN | 12 | $ 560,000 | $ 43,500 | $ 66,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 12 | $ 460,000 | $ 38,000 | $ 79,000 |
| JACKSON, MI | 12 | $ 540,000 | $ 45,000 | $ 57,000 |
| LIMA, OH | 12 | $ 710,000 | $ 59,000 | $ 91,000 |
| WALLA WALLA, WA | 12 | $ 730,000 | $ 60,000 | $ 106,000 |
| BRUNSWICK, GA | 11 | $ 695,000 | $ 63,000 | $ 83,000 |
| CASPER, WY | 11 | $ 365,000 | $ 33,000 | $ 66,000 |
| FAIRBANKS, AK | 11 | $ 635,000 | $ 57,000 | $ 132,000 |
| GRANTS PASS, OR | 11 | $ 745,000 | $ 67,000 | $ 134,000 |
| GREENVILLE, NC | 11 | $ 505,000 | $ 45,000 | $ 77,000 |
| IOWA CITY, IA | 11 | $ 425,000 | $ 38,000 | $ 84,000 |
| SHEBOYGAN, WI | 11 | $ 325,000 | $ 29,000 | $ 81,000 |
| ALTOONA, PA | 10 | $ 500,000 | $ 50,000 | $ 53,000 |
| BAY CITY, MI | 10 | $ 310,000 | $ 31,000 | $ 61,000 |
| CHAMPAIGN-URBANA, IL | 10 | $ 570,000 | $ 57,000 | $ 77,000 |
| HOUMA-THIBODAUX, LA | 10 | $ 340,000 | $ 34,000 | $ 81,000 |
| JONESBORO, AR | 10 | $ 430,000 | $ 43,000 | $ 98,000 |
| MANSFIELD, OH | 10 | $ 300,000 | $ 30,000 | $ 67,000 |
| ROME, GA | 10 | $ 470,000 | $ 47,000 | $ 57,000 |
| STAUNTON-WAYNESBORO, VA | 10 | $ 490,000 | $ 49,000 | $ 109,000 |
| TOPEKA, KS | 10 | $ 710,000 | $ 71,000 | $ 72,000 |
| VALDOSTA, GA | 10 | $ 420,000 | $ 42,000 | $ 80,000 |
| WILLIAMSPORT, PA | 10 | $ 360,000 | $ 36,000 | $ 73,000 |
| IDAHO FALLS, ID | 9 | $ 545,000 | $ 60,000 | $ 74,000 |
| KANKAKEE, IL | 9 | $ 465,000 | $ 51,000 | $ 78,000 |
| LONGVIEW, WA | 9 | $ 525,000 | $ 58,000 | $ 135,000 |
| ROCHESTER, MN | 9 | $ 465,000 | $ 51,000 | $ 112,000 |
| ST. CLOUD, MN | 9 | $ 565,000 | $ 62,000 | $ 62,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 360,000 | $ 45,000 | $ 106,000 |
| CAPE GIRARDEAU, MO-IL | 8 | $ 410,000 | $ 51,000 | $ 132,000 |
| CARSON CITY, NV | 8 | $ 480,000 | $ 60,000 | $ 64,000 |
| FLORENCE-MUSCLE SHOALS, AL | 8 | $ 370,000 | $ 46,000 | $ 957,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 8 | $ 320,000 | $ 40,000 | $ 94,000 |
| MONROE, LA | 8 | $ 240,000 | $ 30,000 | $ 48,000 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 350,000 | $ 43,000 | $ 91,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 295,000 | $ 42,000 | $ 93,000 |
| COLUMBUS, IN | 7 | $ 325,000 | $ 46,000 | $ 125,000 |
| FOND DU LAC, WI | 7 | $ 315,000 | $ 45,000 | $ 92,000 |
| HARRISONBURG, VA | 7 | $ 255,000 | $ 36,000 | $ 85,000 |
| MORRISTOWN, TN | 7 | $ 295,000 | $ 42,000 | $ 69,000 |
| NEW BERN, NC | 7 | $ 255,000 | $ 36,000 | $ 84,000 |
| RAPID CITY, SD | 7 | $ 335,000 | $ 47,000 | $ 124,000 |
| WILMINGTON, DE-MD-NJ | 7 | $ 235,000 | $ 33,000 | $ 131,000 |
| AUBURN-OPELIKA, AL | 6 | $ 340,000 | $ 56,000 | $ 105,000 |
| CARBONDALE-MARION, IL | 6 | $ 270,000 | $ 45,000 | $ 141,000 |
| GRAND FORKS, ND-MN | 6 | $ 220,000 | $ 36,000 | $ 68,000 |
| HINESVILLE, GA | 6 | $ 230,000 | $ 38,000 | $ 114,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 240,000 | $ 40,000 | $ 86,000 |
| TWIN FALLS, ID | 6 | $ 250,000 | $ 41,000 | $ 61,000 |
| HAMMOND, LA | 5 | $ 255,000 | $ 51,000 | $ 61,000 |
| KOKOMO, IN | 5 | $ 165,000 | $ 33,000 | $ 66,000 |
| LAWTON, OK | 5 | $ 335,000 | $ 67,000 | $ 101,000 |
| LEWISTON-AUBURN, ME | 5 | $ 225,000 | $ 45,000 | $ 64,000 |
| MISSOULA, MT | 5 | $ 175,000 | $ 35,000 | $ 151,000 |
| WHEELING, WV-OH | 5 | $ 205,000 | $ 41,000 | $ 159,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 150,000 | $ 37,000 | $ 57,000 |
| DANVILLE, IL | 4 | $ 130,000 | $ 32,000 | $ 75,000 |
| GOLDSBORO, NC | 4 | $ 190,000 | $ 47,000 | $ 66,000 |
| HATTIESBURG, MS | 4 | $ 190,000 | $ 47,000 | $ 99,000 |
| JEFFERSON CITY, MO | 4 | $ 120,000 | $ 30,000 | $ 69,000 |
| JOHNSTOWN, PA | 4 | $ 100,000 | $ 25,000 | $ 73,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 130,000 | $ 32,000 | $ 65,000 |
| ALEXANDRIA, LA | 3 | $ 195,000 | $ 65,000 | $ 115,000 |
| BISMARCK, ND | 3 | $ 165,000 | $ 55,000 | $ 42,000 |
| DUBUQUE, IA | 3 | $ 145,000 | $ 48,000 | $ 111,000 |
| GREAT FALLS, MT | 3 | $ 145,000 | $ 48,000 | $ 84,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3 | $ 485,000 | $ 161,000 | $ 113,000 |
| LEWISTON, ID-WA | 3 | $ 195,000 | $ 65,000 | $ 2,067,000 |
| MANHATTAN, KS | 3 | $ 135,000 | $ 45,000 | $ 140,000 |
| MIDLAND, MI | 3 | $ 145,000 | $ 48,000 | $ 52,000 |
| WAUSAU, WI | 3 | $ 225,000 | $ 75,000 | $ 48,000 |
| BANGOR, ME | 2 | $ 100,000 | $ 50,000 | $ 110,000 |
| BLOOMINGTON, IL | 2 | $ 60,000 | $ 30,000 | $ 145,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| DECATUR, IL | 2 | $ 60,000 | $ 30,000 | $ 32,000 |
| FARMINGTON, NM | 2 | $ 130,000 | $ 65,000 | $ 180,000 |
| GRAND ISLAND, NE | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| POCATELLO, ID | 2 | $ 170,000 | $ 85,000 | $ 82,000 |
| SIOUX FALLS, SD | 2 | $ 130,000 | $ 65,000 | $ 207,000 |
| TEXARKANA, TX-AR | 2 | $ 110,000 | $ 55,000 | $ 38,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2 | $ 100,000 | $ 50,000 | $ 226,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| ENID, OK | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| GADSDEN, AL | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| PINE BLUFF, AR | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| PROVO-OREM, UT | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| SALISBURY, MD-DE | 1 | $ 255,000 | $ 255,000 | $ 283,000 |
Mortgage Loan Application Detail Totals for Figure Lending Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 22,074 | $1,475,790,000 | $66,000 | $305,000 | $136,000 | $9,300,000 |
| Home Improvement | 15,845 | $1,143,395,000 | $72,000 | $305,000 | $149,000 | $9,364,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,673 | $1,457,795,000 | $64,000 | $305,000 | $139,000 | $9,300,000 |
| Not Provided | 6,134 | $469,850,000 | $76,000 | $305,000 | $151,000 | $8,374,000 |
| Hispanic | 2,711 | $180,725,000 | $66,000 | $305,000 | $122,000 | $4,186,000 |
| Black or African American | 2,625 | $154,085,000 | $58,000 | $295,000 | $124,000 | $9,364,000 |
| Asian | 1,612 | $155,110,000 | $96,000 | $305,000 | $158,000 | $2,300,000 |
| American Indian or Alaskan Native | 437 | $29,225,000 | $66,000 | $255,000 | $144,000 | $6,968,000 |
| Not applicable | 146 | $10,760,000 | $73,000 | $255,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 68 | $4,710,000 | $69,000 | $235,000 | $121,000 | $595,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 37,919 | $2,619,185,000 | $69,000 | $305,000 | $142,000 | $9,364,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,726 | $981,530,000 | $66,000 | $305,000 | $138,000 | $1,525,000 |
| Application Denied By Financial Institution | 11,584 | $807,560,000 | $69,000 | $305,000 | $133,000 | $9,236,000 |
| Application Approved But Not Accepted | 7,373 | $521,595,000 | $70,000 | $305,000 | $140,000 | $2,145,000 |
| Application Withdrawn By Applicant | 4,090 | $297,740,000 | $72,000 | $305,000 | $184,000 | $9,364,000 |
| Loan Purchased By The Institution | 146 | $10,760,000 | $73,000 | $255,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,335 | $1,811,625,000 | $68,000 | $305,000 | $145,000 | $9,364,000 |
| Other | 5,656 | $407,600,000 | $72,000 | $305,000 | $153,000 | $9,236,000 |
| Credit Application Incomplete | 3,682 | $240,140,000 | $65,000 | $305,000 | $150,000 | $9,208,000 |
| Unverifiable Information | 1,849 | $133,235,000 | $72,000 | $295,000 | $38,000 | $486,000 |
| Credit History | 251 | $18,025,000 | $71,000 | $255,000 | $138,000 | $881,000 |
| Collateral | 87 | $4,785,000 | $55,000 | $245,000 | $139,000 | $663,000 |
| Debt-To-Income Ratio | 59 | $3,775,000 | $63,000 | $205,000 | $99,000 | $295,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Figure Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.