Figure Lending LLC Mortgage Lending & HMDA Data, 2021

In 2021, Figure Lending LLC of San Francisco, CA reported 37,919 mortgage applications totaling $2.6 billion, up 68% from 2020. The average application was for $69,073, and applicants reported an average income of $141,432. 39% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,711), Phoenix-Mesa-Scottsdale, AZ (1,616) and Los Angeles-Long Beach-Glendale, CA (1,427) (applications in parentheses).

Mortgage Company & Address Figure Lending LLC

San Francisco, CA 94108
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 37,919
Total Mortgage Loan Application Amount $2,619,185,000
Average Mortgage Loan Application Amount $69,073
Highest Mortgage Loan Application Amount $305,000
Average Applicant Income $141,432
Highest Applicant Income $9,364,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Figure Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Figure Lending LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,475 $ 105,255,000 $ 71,359 $ 135,000
Los Angeles, California 1,427 $ 146,205,000 $ 102,456 $ 178,000
San Diego, California 724 $ 72,250,000 $ 99,792 $ 190,000
Orange, California 596 $ 65,850,000 $ 110,486 $ 199,000
Riverside, California 570 $ 42,030,000 $ 73,736 $ 156,000
Clark, Nevada 559 $ 39,765,000 $ 71,135 $ 147,000
King, Washington 541 $ 55,865,000 $ 103,262 $ 207,000
San Bernardino, California 429 $ 32,035,000 $ 74,673 $ 140,000
Cook, Illinois 419 $ 26,825,000 $ 64,021 $ 130,000
Broward, Florida 398 $ 29,250,000 $ 73,492 $ 145,000
Alameda, California 381 $ 51,135,000 $ 134,212 $ 225,000
Contra Costa, California 377 $ 40,855,000 $ 108,368 $ 199,000
Sacramento, California 371 $ 25,585,000 $ 68,962 $ 165,000
Santa Clara, California 333 $ 45,005,000 $ 135,150 $ 227,000
Fulton, Georgia 318 $ 24,960,000 $ 78,490 $ 166,000
Miami-Dade, Florida 315 $ 26,955,000 $ 85,571 $ 160,000
Palm Beach, Florida 305 $ 22,895,000 $ 75,065 $ 162,000
Mecklenburg, North Carolina 304 $ 19,660,000 $ 64,671 $ 158,000
Gwinnett, Georgia 298 $ 21,220,000 $ 71,208 $ 143,000
Wayne, Michigan 297 $ 13,815,000 $ 46,515 $ 104,000
Wake, North Carolina 288 $ 20,110,000 $ 69,826 $ 154,000
Hillsborough, Florida 258 $ 16,370,000 $ 63,449 $ 193,000
Franklin, Ohio 258 $ 13,110,000 $ 50,813 $ 115,000
Snohomish, Washington 249 $ 23,015,000 $ 92,429 $ 161,000
Cobb, Georgia 248 $ 17,340,000 $ 69,919 $ 154,000
Fairfax, Virginia 248 $ 21,930,000 $ 88,427 $ 180,000
Orange, Florida 245 $ 15,495,000 $ 63,244 $ 132,000
Pima, Arizona 231 $ 12,545,000 $ 54,307 $ 159,000
Pinellas, Florida 217 $ 14,895,000 $ 68,640 $ 135,000
Pierce, Washington 214 $ 17,410,000 $ 81,355 $ 167,000
Loudoun, Virginia 211 $ 18,965,000 $ 89,881 $ 192,000
Ventura, California 206 $ 19,130,000 $ 92,864 $ 175,000
Oakland, Michigan 199 $ 11,325,000 $ 56,909 $ 127,000
Middlesex, Massachusetts 192 $ 17,140,000 $ 89,270 $ 196,000
Davidson, Tennessee 190 $ 13,810,000 $ 72,684 $ 112,000
Arapahoe, Colorado 182 $ 13,220,000 $ 72,637 $ 159,000
Placer, California 181 $ 15,125,000 $ 83,563 $ 185,000
Washoe, Nevada 172 $ 12,660,000 $ 73,604 $ 171,000
DeKalb, Georgia 170 $ 11,090,000 $ 65,235 $ 150,000
San Joaquin, California 165 $ 11,225,000 $ 68,030 $ 132,000
Jefferson, Colorado 162 $ 11,970,000 $ 73,888 $ 133,000
Cuyahoga, Ohio 159 $ 7,425,000 $ 46,698 $ 105,000
Duval, Florida 158 $ 10,240,000 $ 64,810 $ 183,000
Shelby, Tennessee 157 $ 7,325,000 $ 46,656 $ 112,000
Allegheny, Pennsylvania 153 $ 7,725,000 $ 50,490 $ 134,000
Worcester, Massachusetts 151 $ 9,995,000 $ 66,192 $ 132,000
Hennepin, Minnesota 150 $ 9,710,000 $ 64,733 $ 150,000
Multnomah, Oregon 147 $ 12,245,000 $ 83,299 $ 149,000
Prince William, Virginia 147 $ 11,045,000 $ 75,136 $ 197,000
Pinal, Arizona 141 $ 6,555,000 $ 46,489 $ 96,000
San Mateo, California 141 $ 20,805,000 $ 147,553 $ 256,000
Adams, Colorado 140 $ 9,460,000 $ 67,571 $ 114,000
Marion, Indiana 140 $ 6,140,000 $ 43,857 $ 102,000
Jackson, Missouri 139 $ 6,445,000 $ 46,366 $ 86,000
St. Louis, Missouri 139 $ 7,595,000 $ 54,640 $ 127,000
Douglas, Colorado 136 $ 11,130,000 $ 81,838 $ 172,000
DuPage, Illinois 136 $ 8,110,000 $ 59,632 $ 172,000
El Paso, Colorado 134 $ 7,900,000 $ 58,955 $ 113,000
Cherokee, Georgia 133 $ 7,415,000 $ 55,751 $ 137,000
Middlesex, New Jersey 132 $ 11,020,000 $ 83,484 $ 160,000
Denver, Colorado 130 $ 11,520,000 $ 88,615 $ 177,000
Lee, Florida 129 $ 8,325,000 $ 64,534 $ 108,000
Essex, Massachusetts 128 $ 9,750,000 $ 76,171 $ 162,000
Fresno, California 124 $ 7,480,000 $ 60,322 $ 116,000
Pasco, Florida 124 $ 6,940,000 $ 55,967 $ 89,000
Polk, Florida 124 $ 5,690,000 $ 45,887 $ 80,000
Monmouth, New Jersey 124 $ 9,540,000 $ 76,935 $ 184,000
Solano, California 123 $ 10,485,000 $ 85,243 $ 165,000
Forsyth, Georgia 121 $ 7,905,000 $ 65,330 $ 161,000
District of Columbia, District Of Columbia 119 $ 11,835,000 $ 99,453 $ 186,000
Bergen, New Jersey 119 $ 11,695,000 $ 98,277 $ 185,000
Kern, California 118 $ 7,390,000 $ 62,627 $ 127,000
Seminole, Florida 118 $ 7,230,000 $ 61,271 $ 115,000
Washington, Oregon 118 $ 9,680,000 $ 82,033 $ 177,000
Ocean, New Jersey 113 $ 7,115,000 $ 62,964 $ 125,000
Plymouth, Massachusetts 112 $ 7,230,000 $ 64,553 $ 157,000
San Francisco, California 111 $ 16,705,000 $ 150,495 $ 274,000
Summit, Ohio 110 $ 5,100,000 $ 46,363 $ 88,000
Volusia, Florida 109 $ 5,395,000 $ 49,495 $ 126,000
Clackamas, Oregon 109 $ 8,445,000 $ 77,477 $ 139,000
Essex, New Jersey 107 $ 8,395,000 $ 78,457 $ 256,000
Chesterfield, Virginia 107 $ 5,595,000 $ 52,289 $ 116,000
Stanislaus, California 106 $ 6,850,000 $ 64,622 $ 114,000
Sarasota, Florida 104 $ 8,210,000 $ 78,942 $ 93,000
Brevard, Florida 103 $ 6,615,000 $ 64,223 $ 104,000
Macomb, Michigan 101 $ 4,955,000 $ 49,059 $ 92,000
Jefferson, Alabama 100 $ 5,280,000 $ 52,800 $ 117,000
Fairfield, Connecticut 96 $ 8,680,000 $ 90,416 $ 289,000
Guilford, North Carolina 95 $ 4,425,000 $ 46,578 $ 102,000
St. Charles, Missouri 93 $ 4,685,000 $ 50,376 $ 119,000
Rockingham, New Hampshire 93 $ 6,505,000 $ 69,946 $ 153,000
Kent, Michigan 91 $ 4,005,000 $ 44,010 $ 87,000
Lake, Indiana 90 $ 4,190,000 $ 46,555 $ 90,000
Hillsborough, New Hampshire 89 $ 5,755,000 $ 64,662 $ 140,000
Camden, New Jersey 89 $ 4,595,000 $ 51,629 $ 94,000
Hamilton, Ohio 88 $ 5,030,000 $ 57,159 $ 96,000
Montgomery, Pennsylvania 88 $ 6,110,000 $ 69,431 $ 188,000
Norfolk, Massachusetts 87 $ 7,585,000 $ 87,183 $ 210,000
Union, New Jersey 87 $ 5,895,000 $ 67,758 $ 144,000
Lake, Illinois 84 $ 5,330,000 $ 63,452 $ 245,000
Bucks, Pennsylvania 84 $ 6,630,000 $ 78,928 $ 145,000
Kitsap, Washington 83 $ 6,225,000 $ 75,000 $ 124,000
Larimer, Colorado 82 $ 6,280,000 $ 76,585 $ 138,000
Hamilton, Tennessee 82 $ 4,830,000 $ 58,902 $ 123,000
Clark, Washington 81 $ 5,965,000 $ 73,641 $ 163,000
Marin, California 80 $ 10,000,000 $ 125,000 $ 284,000
Philadelphia, Pennsylvania 80 $ 5,190,000 $ 64,875 $ 103,000
Monterey, California 78 $ 7,450,000 $ 95,512 $ 148,000
Boulder, Colorado 78 $ 7,640,000 $ 97,948 $ 174,000
Hartford, Connecticut 77 $ 4,165,000 $ 54,090 $ 131,000
Morris, New Jersey 77 $ 6,575,000 $ 85,389 $ 188,000
Montgomery, Ohio 77 $ 3,305,000 $ 42,922 $ 85,000
Virginia Beach, Virginia 77 $ 4,125,000 $ 53,571 $ 157,000
Knox, Tennessee 76 $ 4,230,000 $ 55,657 $ 103,000
Genesee, Michigan 75 $ 2,605,000 $ 34,733 $ 73,000
Dakota, Minnesota 75 $ 4,485,000 $ 59,800 $ 145,000
Cabarrus, North Carolina 74 $ 4,360,000 $ 58,918 $ 156,000
Marion, Florida 73 $ 3,595,000 $ 49,246 $ 78,000
Hamilton, Indiana 73 $ 4,165,000 $ 57,054 $ 167,000
Johnson, Kansas 73 $ 5,105,000 $ 69,931 $ 178,000
Spokane, Washington 73 $ 5,045,000 $ 69,109 $ 98,000
Benton, Arkansas 72 $ 3,410,000 $ 47,361 $ 129,000
Allen, Indiana 72 $ 3,300,000 $ 45,833 $ 89,000
Chester, Pennsylvania 72 $ 4,660,000 $ 64,722 $ 155,000
Milwaukee, Wisconsin 72 $ 3,450,000 $ 47,916 $ 101,000
Sonoma, California 71 $ 4,655,000 $ 65,563 $ 159,000
Weld, Colorado 71 $ 4,865,000 $ 68,521 $ 121,000
Lucas, Ohio 71 $ 2,515,000 $ 35,422 $ 79,000
El Dorado, California 70 $ 5,910,000 $ 84,428 $ 196,000
Manatee, Florida 70 $ 4,260,000 $ 60,857 $ 110,000
Union, North Carolina 70 $ 4,370,000 $ 62,428 $ 183,000
New Haven, Connecticut 69 $ 4,335,000 $ 62,826 $ 105,000
Bristol, Massachusetts 68 $ 3,980,000 $ 58,529 $ 106,000
Marion, Oregon 68 $ 4,070,000 $ 59,852 $ 120,000
Forsyth, North Carolina 67 $ 2,485,000 $ 37,089 $ 83,000
Butler, Ohio 66 $ 3,020,000 $ 45,757 $ 129,000
Santa Barbara, California 65 $ 7,145,000 $ 109,923 $ 158,000
St. Lucie, Florida 65 $ 3,175,000 $ 48,846 $ 184,000
Stark, Ohio 65 $ 2,205,000 $ 33,923 $ 78,000
Madison, Alabama 64 $ 3,670,000 $ 57,343 $ 102,000
Henrico, Virginia 64 $ 2,980,000 $ 46,562 $ 121,000
Thurston, Washington 64 $ 4,700,000 $ 73,437 $ 137,000
Ada, Idaho 63 $ 5,325,000 $ 84,523 $ 146,000
Rutherford, Tennessee 63 $ 3,895,000 $ 61,825 $ 90,000
Escambia, Florida 60 $ 3,110,000 $ 51,833 $ 80,000
Polk, Iowa 60 $ 2,030,000 $ 33,833 $ 78,000
Northampton, Pennsylvania 60 $ 3,250,000 $ 54,166 $ 118,000
Hampden, Massachusetts 59 $ 3,075,000 $ 52,118 $ 98,000
Burlington, New Jersey 59 $ 4,255,000 $ 72,118 $ 126,000
Mobile, Alabama 58 $ 2,360,000 $ 40,689 $ 87,000
St. Johns, Florida 58 $ 3,500,000 $ 60,344 $ 140,000
Deschutes, Oregon 58 $ 5,420,000 $ 93,448 $ 136,000
Osceola, Florida 57 $ 3,485,000 $ 61,140 $ 99,000
Kane, Illinois 57 $ 3,325,000 $ 58,333 $ 116,000
Hudson, New Jersey 57 $ 4,965,000 $ 87,105 $ 183,000
Somerset, New Jersey 57 $ 5,165,000 $ 90,614 $ 338,000
Lehigh, Pennsylvania 57 $ 3,455,000 $ 60,614 $ 111,000
Lake, Florida 56 $ 3,090,000 $ 55,178 $ 114,000
Porter, Indiana 56 $ 3,970,000 $ 70,892 $ 142,000
Barnstable, Massachusetts 56 $ 4,270,000 $ 76,250 $ 103,000
Clayton, Georgia 55 $ 3,795,000 $ 69,000 $ 129,000
Gloucester, New Jersey 55 $ 2,905,000 $ 52,818 $ 111,000
Delaware, Ohio 55 $ 2,995,000 $ 54,454 $ 148,000
McHenry, Illinois 54 $ 2,360,000 $ 43,703 $ 103,000
York, Pennsylvania 54 $ 2,580,000 $ 47,777 $ 89,000
Lorain, Ohio 53 $ 2,195,000 $ 41,415 $ 100,000
Waukesha, Wisconsin 52 $ 2,930,000 $ 56,346 $ 159,000
Mohave, Arizona 51 $ 3,095,000 $ 60,686 $ 92,000
Hernando, Florida 51 $ 3,035,000 $ 59,509 $ 83,000
Johnston, North Carolina 51 $ 2,655,000 $ 52,058 $ 136,000
Lake, Ohio 51 $ 1,755,000 $ 34,411 $ 102,000
Yavapai, Arizona 50 $ 2,780,000 $ 55,600 $ 99,000
Passaic, New Jersey 50 $ 3,890,000 $ 77,800 $ 224,000
Shelby, Alabama 49 $ 2,885,000 $ 58,877 $ 104,000
Tulare, California 49 $ 2,885,000 $ 58,877 $ 298,000
St. Joseph, Indiana 49 $ 2,535,000 $ 51,734 $ 89,000
Delaware, Pennsylvania 49 $ 2,675,000 $ 54,591 $ 111,000
Paulding, Georgia 48 $ 2,560,000 $ 53,333 $ 138,000
Berks, Pennsylvania 48 $ 2,190,000 $ 45,625 $ 89,000
Santa Cruz, California 47 $ 5,015,000 $ 106,702 $ 171,000
Hall, Georgia 47 $ 2,725,000 $ 57,978 $ 144,000
Anoka, Minnesota 47 $ 2,305,000 $ 49,042 $ 104,000
San Luis Obispo, California 46 $ 3,380,000 $ 73,478 $ 146,000
Lane, Oregon 46 $ 3,200,000 $ 69,565 $ 254,000
Clermont, Ohio 45 $ 1,685,000 $ 37,444 $ 118,000
Warren, Ohio 45 $ 2,705,000 $ 60,111 $ 154,000
Monroe, Pennsylvania 45 $ 1,905,000 $ 42,333 $ 69,000
Sumner, Tennessee 45 $ 2,905,000 $ 64,555 $ 127,000
Whatcom, Washington 45 $ 3,115,000 $ 69,222 $ 113,000
Washtenaw, Michigan 44 $ 2,770,000 $ 62,954 $ 114,000
Charlotte, Florida 43 $ 2,705,000 $ 62,906 $ 85,000
Lancaster, Nebraska 43 $ 2,175,000 $ 50,581 $ 85,000
Mahoning, Ohio 43 $ 1,545,000 $ 35,930 $ 68,000
Luzerne, Pennsylvania 43 $ 1,715,000 $ 39,883 $ 147,000
Williamson, Tennessee 43 $ 3,435,000 $ 79,883 $ 158,000
Henry, Georgia 42 $ 2,040,000 $ 48,571 $ 107,000
Sarpy, Nebraska 42 $ 2,340,000 $ 55,714 $ 142,000
Benton, Washington 42 $ 2,540,000 $ 60,476 $ 113,000
Martin, Florida 41 $ 2,995,000 $ 73,048 $ 125,000
Chatham, Georgia 41 $ 2,575,000 $ 62,804 $ 105,000
Atlantic, New Jersey 41 $ 2,065,000 $ 50,365 $ 82,000
Durham, North Carolina 41 $ 3,095,000 $ 75,487 $ 158,000
Pulaski, Arkansas 40 $ 2,260,000 $ 56,500 $ 89,000
Clay, Florida 40 $ 2,070,000 $ 51,750 $ 106,000
Columbia, Georgia 39 $ 2,695,000 $ 69,102 $ 128,000
Ottawa, Michigan 39 $ 1,895,000 $ 48,589 $ 101,000
Trumbull, Ohio 39 $ 1,825,000 $ 46,794 $ 64,000
Jackson, Oregon 39 $ 2,735,000 $ 70,128 $ 115,000
Santa Rosa, Florida 38 $ 2,320,000 $ 61,052 $ 126,000
Will, Illinois 38 $ 1,590,000 $ 41,842 $ 96,000
Berrien, Michigan 38 $ 1,770,000 $ 46,578 $ 100,000
DeSoto, Mississippi 38 $ 1,880,000 $ 49,473 $ 106,000
Greene, Missouri 38 $ 2,010,000 $ 52,894 $ 80,000
East Baton Rouge, Louisiana 37 $ 2,245,000 $ 60,675 $ 107,000
Orleans, Louisiana 37 $ 3,535,000 $ 95,540 $ 159,000
Ramsey, Minnesota 37 $ 2,755,000 $ 74,459 $ 302,000
Davidson, North Carolina 37 $ 1,795,000 $ 48,513 $ 78,000
Iredell, North Carolina 37 $ 3,285,000 $ 88,783 $ 190,000
Medina, Ohio 37 $ 2,365,000 $ 63,918 $ 126,000
Dauphin, Pennsylvania 37 $ 1,905,000 $ 51,486 $ 131,000
Baldwin, Alabama 36 $ 2,210,000 $ 61,388 $ 87,000
Yolo, California 36 $ 3,110,000 $ 86,388 $ 173,000
Citrus, Florida 36 $ 1,780,000 $ 49,444 $ 62,000
Coweta, Georgia 36 $ 1,820,000 $ 50,555 $ 109,000
Gaston, North Carolina 36 $ 1,620,000 $ 45,000 $ 285,000
Kalamazoo, Michigan 35 $ 1,985,000 $ 56,714 $ 107,000
Stafford, Virginia 35 $ 2,555,000 $ 73,000 $ 172,000
Collier, Florida 34 $ 3,550,000 $ 104,411 $ 166,000
Douglas, Georgia 34 $ 1,880,000 $ 55,294 $ 86,000
Elkhart, Indiana 34 $ 1,600,000 $ 47,058 $ 72,000
Buncombe, North Carolina 34 $ 2,410,000 $ 70,882 $ 101,000
Oklahoma, Oklahoma 34 $ 2,080,000 $ 61,176 $ 126,000
Skagit, Washington 34 $ 2,960,000 $ 87,058 $ 132,000
Merced, California 33 $ 2,265,000 $ 68,636 $ 123,000
Ingham, Michigan 33 $ 1,835,000 $ 55,606 $ 117,000
New Hanover, North Carolina 33 $ 2,105,000 $ 63,787 $ 127,000
Clark, Ohio 33 $ 1,215,000 $ 36,818 $ 69,000
Newton, Georgia 32 $ 1,890,000 $ 59,062 $ 114,000
Kendall, Illinois 32 $ 1,970,000 $ 61,562 $ 141,000
St. Louis City, Missouri 32 $ 1,560,000 $ 48,750 $ 81,000
Sussex, New Jersey 32 $ 1,880,000 $ 58,750 $ 126,000
Cumberland, North Carolina 32 $ 1,580,000 $ 49,375 $ 80,000
Chesapeake, Virginia 32 $ 1,680,000 $ 52,500 $ 135,000
Richmond City, Virginia 32 $ 2,450,000 $ 76,562 $ 136,000
Muskegon, Michigan 31 $ 1,305,000 $ 42,096 $ 96,000
Washington, Minnesota 31 $ 1,785,000 $ 57,580 $ 134,000
Merrimack, New Hampshire 31 $ 1,835,000 $ 59,193 $ 119,000
Strafford, New Hampshire 31 $ 1,565,000 $ 50,483 $ 127,000
Mercer, New Jersey 31 $ 2,255,000 $ 72,741 $ 190,000
Montgomery, Tennessee 31 $ 1,345,000 $ 43,387 $ 96,000
Hanover, Virginia 31 $ 1,845,000 $ 59,516 $ 115,000
Pueblo, Colorado 30 $ 1,320,000 $ 44,000 $ 324,000
Winnebago, Illinois 30 $ 1,090,000 $ 36,333 $ 59,000
Fairfield, Ohio 30 $ 1,640,000 $ 54,666 $ 102,000
Tulsa, Oklahoma 30 $ 1,490,000 $ 49,666 $ 129,000
Lancaster, Pennsylvania 30 $ 1,590,000 $ 53,000 $ 86,000
Providence, Rhode Island 30 $ 2,050,000 $ 68,333 $ 113,000
Brown, Wisconsin 30 $ 1,190,000 $ 39,666 $ 91,000
Anchorage, Alaska 29 $ 2,025,000 $ 69,827 $ 126,000
Washington, Arkansas 29 $ 2,085,000 $ 71,896 $ 123,000
Indian River, Florida 29 $ 2,025,000 $ 69,827 $ 147,000
Leon, Florida 29 $ 1,805,000 $ 62,241 $ 111,000
Saginaw, Michigan 29 $ 1,115,000 $ 38,448 $ 58,000
Cass, Missouri 29 $ 1,245,000 $ 42,931 $ 74,000
Wilson, Tennessee 29 $ 1,745,000 $ 60,172 $ 120,000
Dane, Wisconsin 29 $ 1,065,000 $ 36,724 $ 138,000
Shasta, California 28 $ 2,030,000 $ 72,500 $ 117,000
Bartow, Georgia 28 $ 1,680,000 $ 60,000 $ 116,000
Bibb, Georgia 28 $ 1,340,000 $ 47,857 $ 82,000
Fayette, Georgia 28 $ 1,800,000 $ 64,285 $ 132,000
Madison, Illinois 28 $ 1,190,000 $ 42,500 $ 80,000
Calhoun, Michigan 28 $ 1,180,000 $ 42,142 $ 62,000
Bernalillo, New Mexico 28 $ 1,290,000 $ 46,071 $ 113,000
Dona Ana, New Mexico 28 $ 1,560,000 $ 55,714 $ 114,000
Licking, Ohio 28 $ 1,220,000 $ 43,571 $ 108,000
Erie, Pennsylvania 28 $ 970,000 $ 34,642 $ 67,000
Fauquier, Virginia 28 $ 1,880,000 $ 67,142 $ 153,000
Jackson, Georgia 27 $ 1,335,000 $ 49,444 $ 103,000
Richmond, Georgia 27 $ 1,345,000 $ 49,814 $ 98,000
St. Clair, Illinois 27 $ 915,000 $ 33,888 $ 73,000
Scott, Minnesota 27 $ 1,865,000 $ 69,074 $ 139,000
Douglas, Nebraska 27 $ 885,000 $ 32,777 $ 89,000
Santa Fe, New Mexico 27 $ 2,675,000 $ 99,074 $ 92,000
Alamance, North Carolina 27 $ 1,565,000 $ 57,962 $ 101,000
Portage, Ohio 27 $ 1,325,000 $ 49,074 $ 75,000
Spotsylvania, Virginia 27 $ 1,795,000 $ 66,481 $ 123,000
Clallam, Washington 27 $ 2,095,000 $ 77,592 $ 122,000
Kenosha, Wisconsin 27 $ 1,395,000 $ 51,666 $ 117,000
Nevada, California 26 $ 2,320,000 $ 89,230 $ 167,000
Alachua, Florida 26 $ 1,590,000 $ 61,153 $ 101,000
Okaloosa, Florida 26 $ 1,730,000 $ 66,538 $ 446,000
Hendricks, Indiana 26 $ 1,440,000 $ 55,384 $ 126,000
Caddo, Louisiana 26 $ 1,480,000 $ 56,923 $ 104,000
St. Tammany, Louisiana 26 $ 1,370,000 $ 52,692 $ 98,000
Suffolk, Massachusetts 26 $ 2,570,000 $ 98,846 $ 151,000
Cape May, New Jersey 26 $ 1,960,000 $ 75,384 $ 104,000
Polk, Oregon 26 $ 1,590,000 $ 61,153 $ 93,000
Yamhill, Oregon 26 $ 1,580,000 $ 60,769 $ 127,000
Yakima, Washington 26 $ 2,250,000 $ 86,538 $ 76,000
Mesa, Colorado 25 $ 1,425,000 $ 57,000 $ 168,000
Nassau, Florida 25 $ 1,735,000 $ 69,400 $ 136,000
Hancock, Indiana 25 $ 1,025,000 $ 41,000 $ 94,000
Lincoln, North Carolina 25 $ 1,645,000 $ 65,800 $ 90,000
Onslow, North Carolina 25 $ 1,305,000 $ 52,200 $ 98,000
Orange, North Carolina 25 $ 2,045,000 $ 81,800 $ 154,000
Randolph, North Carolina 25 $ 1,105,000 $ 44,200 $ 77,000
Kent, Rhode Island 25 $ 1,645,000 $ 65,800 $ 141,000
Flagler, Florida 24 $ 1,360,000 $ 56,666 $ 336,000
Monroe, Michigan 24 $ 1,190,000 $ 49,583 $ 106,000
Lyon, Nevada 24 $ 1,500,000 $ 62,500 $ 107,000
Cochise, Arizona 23 $ 1,145,000 $ 49,782 $ 86,000
Napa, California 23 $ 2,255,000 $ 98,043 $ 214,000
Litchfield, Connecticut 23 $ 1,295,000 $ 56,304 $ 141,000
Boone, Indiana 23 $ 1,485,000 $ 64,565 $ 176,000
LaPorte, Indiana 23 $ 1,075,000 $ 46,739 $ 68,000
Livingston, Michigan 23 $ 1,375,000 $ 59,782 $ 103,000
Carver, Minnesota 23 $ 1,465,000 $ 63,695 $ 165,000
Rock, Wisconsin 23 $ 1,125,000 $ 48,913 $ 91,000
Butte, California 22 $ 1,500,000 $ 68,181 $ 124,000
Clarke, Georgia 22 $ 1,110,000 $ 50,454 $ 94,000
Morgan, Indiana 22 $ 1,430,000 $ 65,000 $ 91,000
Jefferson, Louisiana 22 $ 1,450,000 $ 65,909 $ 92,000
Cumberland, New Jersey 22 $ 1,070,000 $ 48,636 $ 83,000
Brunswick, North Carolina 22 $ 960,000 $ 43,636 $ 83,000
Beaver, Pennsylvania 22 $ 1,130,000 $ 51,363 $ 77,000
Sullivan, Tennessee 22 $ 930,000 $ 42,272 $ 292,000
Arlington, Virginia 22 $ 2,070,000 $ 94,090 $ 205,000
Morgan, Alabama 21 $ 1,075,000 $ 51,190 $ 81,000
Garland, Arkansas 21 $ 925,000 $ 44,047 $ 81,000
Sutter, California 21 $ 1,005,000 $ 47,857 $ 126,000
New London, Connecticut 21 $ 1,805,000 $ 85,952 $ 138,000
Rockdale, Georgia 21 $ 1,035,000 $ 49,285 $ 98,000
Clark, Indiana 21 $ 985,000 $ 46,904 $ 87,000
Vanderburgh, Indiana 21 $ 865,000 $ 41,190 $ 81,000
Scott, Iowa 21 $ 935,000 $ 44,523 $ 96,000
Cumberland, Maine 21 $ 1,235,000 $ 58,809 $ 147,000
York, Maine 21 $ 1,495,000 $ 71,190 $ 67,000
Wright, Minnesota 21 $ 1,225,000 $ 58,333 $ 125,000
Boone, Missouri 21 $ 995,000 $ 47,380 $ 115,000
Wood, Ohio 21 $ 1,045,000 $ 49,761 $ 115,000
Middlesex, Connecticut 20 $ 840,000 $ 42,000 $ 99,000
Bay, Florida 20 $ 1,250,000 $ 62,500 $ 133,000
Allegan, Michigan 20 $ 830,000 $ 41,500 $ 85,000
Hinds, Mississippi 20 $ 890,000 $ 44,500 $ 83,000
Henderson, North Carolina 20 $ 1,430,000 $ 71,500 $ 92,000
Rockingham, North Carolina 20 $ 690,000 $ 34,500 $ 230,000
Maury, Tennessee 20 $ 1,060,000 $ 53,000 $ 237,000
Racine, Wisconsin 20 $ 1,010,000 $ 50,500 $ 96,000
Johnson, Indiana 19 $ 1,095,000 $ 57,631 $ 147,000
Monroe, Indiana 19 $ 695,000 $ 36,578 $ 83,000
Tippecanoe, Indiana 19 $ 725,000 $ 38,157 $ 107,000
Gallatin, Montana 19 $ 1,975,000 $ 103,947 $ 180,000
Nash, North Carolina 19 $ 1,285,000 $ 67,631 $ 144,000
Rowan, North Carolina 19 $ 1,135,000 $ 59,736 $ 64,000
Greene, Ohio 19 $ 825,000 $ 43,421 $ 121,000
Miami, Ohio 19 $ 1,025,000 $ 53,947 $ 85,000
Coos, Oregon 19 $ 995,000 $ 52,368 $ 65,000
Alexandria, Virginia 19 $ 1,705,000 $ 89,736 $ 211,000
Coconino, Arizona 18 $ 1,190,000 $ 66,111 $ 145,000
Imperial, California 18 $ 890,000 $ 49,444 $ 354,000
Summit, Colorado 18 $ 2,030,000 $ 112,777 $ 161,000
Houston, Georgia 18 $ 620,000 $ 34,444 $ 95,000
Walton, Georgia 18 $ 900,000 $ 50,000 $ 90,000
Madison, Indiana 18 $ 780,000 $ 43,333 $ 97,000
Calcasieu, Louisiana 18 $ 830,000 $ 46,111 $ 100,000
Shiawassee, Michigan 18 $ 830,000 $ 46,111 $ 70,000
St. Clair, Michigan 18 $ 800,000 $ 44,444 $ 70,000
Clay, Missouri 18 $ 780,000 $ 43,333 $ 126,000
Lawrence, Pennsylvania 18 $ 800,000 $ 44,444 $ 81,000
James City, Virginia 18 $ 1,080,000 $ 60,000 $ 201,000
Island, Washington 18 $ 1,640,000 $ 91,111 $ 148,000
Lewis, Washington 18 $ 810,000 $ 45,000 $ 83,000
Outagamie, Wisconsin 18 $ 830,000 $ 46,111 $ 73,000
Limestone, Alabama 17 $ 765,000 $ 45,000 $ 74,000
Tuscaloosa, Alabama 17 $ 705,000 $ 41,470 $ 110,000
Yuma, Arizona 17 $ 805,000 $ 47,352 $ 94,000
Kings, California 17 $ 1,175,000 $ 69,117 $ 105,000
Elbert, Colorado 17 $ 1,235,000 $ 72,647 $ 121,000
Windham, Connecticut 17 $ 795,000 $ 46,764 $ 102,000
Monroe, Florida 17 $ 1,735,000 $ 102,058 $ 139,000
Walton, Florida 17 $ 1,575,000 $ 92,647 $ 103,000
Barrow, Georgia 17 $ 655,000 $ 38,529 $ 382,000
Kootenai, Idaho 17 $ 1,175,000 $ 69,117 $ 88,000
Floyd, Indiana 17 $ 825,000 $ 48,529 $ 89,000
Vigo, Indiana 17 $ 775,000 $ 45,588 $ 60,000
St. Louis, Minnesota 17 $ 895,000 $ 52,647 $ 86,000
Burke, North Carolina 17 $ 905,000 $ 53,235 $ 114,000
Pender, North Carolina 17 $ 895,000 $ 52,647 $ 126,000
Cleveland, Oklahoma 17 $ 645,000 $ 37,941 $ 108,000
Grays Harbor, Washington 17 $ 865,000 $ 50,882 $ 82,000
Walworth, Wisconsin 17 $ 1,015,000 $ 59,705 $ 107,000
Santa Cruz, Arizona 16 $ 1,030,000 $ 64,375 $ 87,000
Madera, California 16 $ 1,390,000 $ 86,875 $ 80,000
San Benito, California 16 $ 1,170,000 $ 73,125 $ 155,000
Sangamon, Illinois 16 $ 600,000 $ 37,500 $ 86,000
Pottawattamie, Iowa 16 $ 500,000 $ 31,250 $ 80,000
Sedgwick, Kansas 16 $ 620,000 $ 38,750 $ 117,000
Flathead, Montana 16 $ 1,440,000 $ 90,000 $ 115,000
Yellowstone, Montana 16 $ 820,000 $ 51,250 $ 97,000
Benton, Oregon 16 $ 940,000 $ 58,750 $ 116,000
Washington, Pennsylvania 16 $ 970,000 $ 60,625 $ 490,000
Bradley, Tennessee 16 $ 800,000 $ 50,000 $ 95,000
Putnam, Tennessee 16 $ 690,000 $ 43,125 $ 91,000
Roanoke, Virginia 16 $ 600,000 $ 37,500 $ 89,000
Houston, Alabama 15 $ 555,000 $ 37,000 $ 81,000
Talladega, Alabama 15 $ 615,000 $ 41,000 $ 47,000
Yuba, California 15 $ 1,105,000 $ 73,666 $ 117,000
Broomfield, Colorado 15 $ 1,335,000 $ 89,000 $ 188,000
Whitfield, Georgia 15 $ 575,000 $ 38,333 $ 76,000
Delaware, Indiana 15 $ 675,000 $ 45,000 $ 70,000
Douglas, Nevada 15 $ 1,315,000 $ 87,666 $ 122,000
Warren, New Jersey 15 $ 875,000 $ 58,333 $ 80,000
Erie, Ohio 15 $ 665,000 $ 44,333 $ 84,000
Butler, Pennsylvania 15 $ 845,000 $ 56,333 $ 108,000
Fayette, Pennsylvania 15 $ 655,000 $ 43,666 $ 68,000
Norfolk, Virginia 15 $ 755,000 $ 50,333 $ 118,000
Winnebago, Wisconsin 15 $ 705,000 $ 47,000 $ 78,000
Cullman, Alabama 14 $ 560,000 $ 40,000 $ 70,000
Calaveras, California 14 $ 1,020,000 $ 72,857 $ 125,000
Highlands, Florida 14 $ 1,000,000 $ 71,428 $ 163,000
Carroll, Georgia 14 $ 700,000 $ 50,000 $ 733,000
Catoosa, Georgia 14 $ 590,000 $ 42,142 $ 63,000
Peoria, Illinois 14 $ 530,000 $ 37,857 $ 78,000
Eaton, Michigan 14 $ 540,000 $ 38,571 $ 71,000
Buchanan, Missouri 14 $ 750,000 $ 53,571 $ 80,000
Platte, Missouri 14 $ 800,000 $ 57,142 $ 118,000
Elko, Nevada 14 $ 940,000 $ 67,142 $ 110,000
Nye, Nevada 14 $ 650,000 $ 46,428 $ 84,000
Sandoval, New Mexico 14 $ 770,000 $ 55,000 $ 79,000
Catawba, North Carolina 14 $ 500,000 $ 35,714 $ 71,000
Ashtabula, Ohio 14 $ 480,000 $ 34,285 $ 77,000
Linn, Oregon 14 $ 820,000 $ 58,571 $ 84,000
Lackawanna, Pennsylvania 14 $ 660,000 $ 47,142 $ 93,000
Lebanon, Pennsylvania 14 $ 570,000 $ 40,714 $ 85,000
Mercer, Pennsylvania 14 $ 480,000 $ 34,285 $ 58,000
Washington, Tennessee 14 $ 620,000 $ 44,285 $ 46,000
Frederick, Virginia 14 $ 730,000 $ 52,142 $ 104,000
Roanoke City, Virginia 14 $ 570,000 $ 40,714 $ 78,000
Franklin, Washington 14 $ 1,120,000 $ 80,000 $ 126,000
Sebastian, Arkansas 13 $ 575,000 $ 44,230 $ 90,000
Humboldt, California 13 $ 805,000 $ 61,923 $ 90,000
Tolland, Connecticut 13 $ 885,000 $ 68,076 $ 148,000
Sumter, Florida 13 $ 715,000 $ 55,000 $ 72,000
Muscogee, Georgia 13 $ 515,000 $ 39,615 $ 83,000
Linn, Iowa 13 $ 725,000 $ 55,769 $ 83,000
Woodbury, Iowa 13 $ 385,000 $ 29,615 $ 76,000
Berkshire, Massachusetts 13 $ 665,000 $ 51,153 $ 90,000
Hampshire, Massachusetts 13 $ 785,000 $ 60,384 $ 152,000
Lenawee, Michigan 13 $ 445,000 $ 34,230 $ 88,000
Otsego, Michigan 13 $ 505,000 $ 38,846 $ 91,000
Sullivan, New Hampshire 13 $ 965,000 $ 74,230 $ 98,000
Cleveland, North Carolina 13 $ 615,000 $ 47,307 $ 69,000
Umatilla, Oregon 13 $ 645,000 $ 49,615 $ 87,000
Washington, Rhode Island 13 $ 675,000 $ 51,923 $ 119,000
Robertson, Tennessee 13 $ 755,000 $ 58,076 $ 86,000
Sevier, Tennessee 13 $ 905,000 $ 69,615 $ 203,000
Hampton, Virginia 13 $ 535,000 $ 41,153 $ 82,000
La Crosse, Wisconsin 13 $ 595,000 $ 45,769 $ 223,000
Effingham, Georgia 12 $ 640,000 $ 53,333 $ 106,000
Jackson, Michigan 12 $ 540,000 $ 45,000 $ 57,000
Rice, Minnesota 12 $ 640,000 $ 53,333 $ 167,000
Carroll, New Hampshire 12 $ 530,000 $ 44,166 $ 148,000
Stanly, North Carolina 12 $ 800,000 $ 66,666 $ 70,000
Allen, Ohio 12 $ 710,000 $ 59,166 $ 91,000
Clinton, Ohio 12 $ 500,000 $ 41,666 $ 772,000
Darke, Ohio 12 $ 320,000 $ 26,666 $ 51,000
Geauga, Ohio 12 $ 950,000 $ 79,166 $ 127,000
Lawrence, Ohio 12 $ 460,000 $ 38,333 $ 79,000
Washington, Ohio 12 $ 520,000 $ 43,333 $ 73,000
Blount, Tennessee 12 $ 610,000 $ 50,833 $ 88,000
Dyer, Tennessee 12 $ 500,000 $ 41,666 $ 80,000
Madison, Tennessee 12 $ 450,000 $ 37,500 $ 65,000
Albemarle, Virginia 12 $ 820,000 $ 68,333 $ 125,000
Newport News, Virginia 12 $ 460,000 $ 38,333 $ 73,000
York, Virginia 12 $ 670,000 $ 55,833 $ 195,000
Douglas, Washington 12 $ 970,000 $ 80,833 $ 215,000
Walla Walla, Washington 12 $ 730,000 $ 60,833 $ 106,000
Ozaukee, Wisconsin 12 $ 760,000 $ 63,333 $ 108,000
Laramie, Wyoming 12 $ 500,000 $ 41,666 $ 244,000
Fairbanks North Star, Alaska 11 $ 635,000 $ 57,727 $ 132,000
Faulkner, Arkansas 11 $ 865,000 $ 78,636 $ 110,000
Saline, Arkansas 11 $ 475,000 $ 43,181 $ 118,000
Amador, California 11 $ 455,000 $ 41,363 $ 78,000
Mendocino, California 11 $ 1,075,000 $ 97,727 $ 121,000
Garfield, Colorado 11 $ 1,105,000 $ 100,454 $ 118,000
Pickens, Georgia 11 $ 415,000 $ 37,727 $ 88,000
Spalding, Georgia 11 $ 305,000 $ 27,727 $ 47,000
Henry, Indiana 11 $ 565,000 $ 51,363 $ 60,000
Dallas, Iowa 11 $ 705,000 $ 64,090 $ 184,000
Story, Iowa 11 $ 565,000 $ 51,363 $ 100,000
Franklin, Missouri 11 $ 645,000 $ 58,636 $ 137,000
Chaves, New Mexico 11 $ 465,000 $ 42,272 $ 673,000
Pitt, North Carolina 11 $ 505,000 $ 45,909 $ 77,000
Columbiana, Ohio 11 $ 365,000 $ 33,181 $ 77,000
Logan, Ohio 11 $ 465,000 $ 42,272 $ 72,000
Tuscarawas, Ohio 11 $ 565,000 $ 51,363 $ 76,000
Josephine, Oregon 11 $ 745,000 $ 67,727 $ 134,000
Bedford, Tennessee 11 $ 535,000 $ 48,636 $ 48,000
Loudon, Tennessee 11 $ 615,000 $ 55,909 $ 836,000
Marshall, Tennessee 11 $ 385,000 $ 35,000 $ 68,000
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Mortgage Loan Application Detail Totals for Figure Lending LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 22,074 $1,475,790,000 $66,000 $305,000 $136,000 $9,300,000
Home Improvement 15,845 $1,143,395,000 $72,000 $305,000 $149,000 $9,364,000
Home Purchase 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,673 $1,457,795,000 $64,000 $305,000 $139,000 $9,300,000
Not Provided 6,134 $469,850,000 $76,000 $305,000 $151,000 $8,374,000
Hispanic 2,711 $180,725,000 $66,000 $305,000 $122,000 $4,186,000
Black or African American 2,625 $154,085,000 $58,000 $295,000 $124,000 $9,364,000
Asian 1,612 $155,110,000 $96,000 $305,000 $158,000 $2,300,000
American Indian or Alaskan Native 437 $29,225,000 $66,000 $255,000 $144,000 $6,968,000
Not applicable 146 $10,760,000 $73,000 $255,000 $0 $0
Native Hawaiian or Other Pacific Islander 68 $4,710,000 $69,000 $235,000 $121,000 $595,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 37,919 $2,619,185,000 $69,000 $305,000 $142,000 $9,364,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,726 $981,530,000 $66,000 $305,000 $138,000 $1,525,000
Application Denied By Financial Institution 11,584 $807,560,000 $69,000 $305,000 $133,000 $9,236,000
Application Approved But Not Accepted 7,373 $521,595,000 $70,000 $305,000 $140,000 $2,145,000
Application Withdrawn By Applicant 4,090 $297,740,000 $72,000 $305,000 $184,000 $9,364,000
Loan Purchased By The Institution 146 $10,760,000 $73,000 $255,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,335 $1,811,625,000 $68,000 $305,000 $145,000 $9,364,000
Other 5,656 $407,600,000 $72,000 $305,000 $153,000 $9,236,000
Credit Application Incomplete 3,682 $240,140,000 $65,000 $305,000 $150,000 $9,208,000
Unverifiable Information 1,849 $133,235,000 $72,000 $295,000 $38,000 $486,000
Credit History 251 $18,025,000 $71,000 $255,000 $138,000 $881,000
Collateral 87 $4,785,000 $55,000 $245,000 $139,000 $663,000
Debt-To-Income Ratio 59 $3,775,000 $63,000 $205,000 $99,000 $295,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Figure Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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