Figure Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Figure Lending Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Figure Lending Llc 15720 Brixham Hill Ave, Suite 300 Wilmington, DE 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 65,579 |
| Total Mortgage Loan Application Amount | $5,315,295,000 |
| Average Mortgage Loan Application Amount | $175,750 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $138,500 |
| Highest Applicant Income | $9,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Figure Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Figure Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Figure Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Figure Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Figure Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Figure Lending Llc's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 4,454 | $ 268,220,000 | $ 59,615 | $ 101,205 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,037 | $ 233,305,000 | $ 76,000 | $ 143,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,767 | $ 222,095,000 | $ 80,000 | $ 140,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,452 | $ 310,110,000 | $ 126,000 | $ 191,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,042 | $ 179,360,000 | $ 87,000 | $ 151,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,463 | $ 184,385,000 | $ 126,000 | $ 218,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,369 | $ 119,845,000 | $ 87,000 | $ 133,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,335 | $ 108,755,000 | $ 81,000 | $ 165,000 |
| SAN DIEGO-CARLSBAD, CA | 1,275 | $ 149,905,000 | $ 117,000 | $ 197,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,198 | $ 110,320,000 | $ 100,666 | $ 158,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,164 | $ 162,500,000 | $ 139,000 | $ 217,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,115 | $ 84,795,000 | $ 76,000 | $ 135,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,054 | $ 149,220,000 | $ 141,000 | $ 212,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,049 | $ 96,715,000 | $ 92,000 | $ 159,000 |
| CHICAGO-NAPERVILLE, IL | 1,003 | $ 65,245,000 | $ 65,000 | $ 144,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 949 | $ 73,285,000 | $ 77,000 | $ 148,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 916 | $ 70,170,000 | $ 76,000 | $ 140,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 872 | $ 76,220,000 | $ 87,500 | $ 144,500 |
| NEW YORK-NEWARK, NY | 862 | $ 76,080,000 | $ 88,000 | $ 176,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 815 | $ 60,685,000 | $ 74,000 | $ 129,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 808 | $ 50,130,000 | $ 52,500 | $ 108,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 771 | $ 63,625,000 | $ 82,000 | $ 149,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 693 | $ 69,015,000 | $ 99,000 | $ 154,000 |
| RALEIGH, NC | 640 | $ 49,700,000 | $ 77,000 | $ 158,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 623 | $ 41,035,000 | $ 65,000 | $ 128,000 |
| COLUMBUS, OH | 618 | $ 38,520,000 | $ 62,000 | $ 122,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 606 | $ 34,950,000 | $ 57,000 | $ 115,000 |
| NEWARK, NJ-PA | 593 | $ 51,165,000 | $ 68,500 | $ 131,500 |
| KANSAS CITY, MO-KS | 591 | $ 35,765,000 | $ 62,000 | $ 143,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 589 | $ 58,235,000 | $ 98,000 | $ 152,000 |
| JACKSONVILLE, FL | 552 | $ 42,610,000 | $ 77,000 | $ 152,000 |
| ST. LOUIS, MO-IL | 533 | $ 29,845,000 | $ 50,000 | $ 110,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 519 | $ 84,345,000 | $ 162,000 | $ 266,000 |
| CLEVELAND-ELYRIA, OH | 498 | $ 27,040,000 | $ 54,000 | $ 105,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 485 | $ 38,235,000 | $ 78,000 | $ 189,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 481 | $ 46,745,000 | $ 97,000 | $ 206,000 |
| TACOMA-LAKEWOOD, WA | 420 | $ 35,850,000 | $ 85,000 | $ 136,000 |
| CINCINNATI, OH-KY-IN | 419 | $ 24,785,000 | $ 55,000 | $ 209,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 417 | $ 42,825,000 | $ 102,000 | $ 168,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 400 | $ 22,440,000 | $ 56,000 | $ 102,000 |
| RICHMOND, VA | 395 | $ 24,445,000 | $ 61,000 | $ 132,000 |
| BOSTON, MA | 383 | $ 33,535,000 | $ 87,000 | $ 178,000 |
| MEMPHIS, TN-MS-AR | 374 | $ 24,120,000 | $ 56,666 | $ 114,000 |
| TUCSON, AZ | 374 | $ 25,430,000 | $ 67,000 | $ 141,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 361 | $ 61,035,000 | $ 169,000 | $ 281,000 |
| CAMDEN, NJ | 354 | $ 22,770,000 | $ 64,000 | $ 135,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 348 | $ 20,160,000 | $ 63,000 | $ 139,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 345 | $ 40,085,000 | $ 116,000 | $ 163,000 |
| PITTSBURGH, PA | 343 | $ 19,555,000 | $ 57,000 | $ 105,000 |
| RENO, NV | 326 | $ 34,710,000 | $ 106,000 | $ 151,000 |
| COLORADO SPRINGS, CO | 306 | $ 24,350,000 | $ 79,000 | $ 147,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 306 | $ 24,410,000 | $ 79,000 | $ 141,000 |
| FRESNO, CA | 296 | $ 24,130,000 | $ 81,000 | $ 193,000 |
| BIRMINGHAM-HOOVER, AL | 293 | $ 17,425,000 | $ 59,000 | $ 102,000 |
| WORCESTER, MA-CT | 291 | $ 20,675,000 | $ 60,500 | $ 138,000 |
| PROVIDENCE-WARWICK, RI-MA | 289 | $ 20,665,000 | $ 70,500 | $ 152,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 265 | $ 16,865,000 | $ 63,000 | $ 145,000 |
| STOCKTON-LODI, CA | 251 | $ 22,525,000 | $ 89,000 | $ 157,000 |
| KNOXVILLE, TN | 244 | $ 15,820,000 | $ 64,000 | $ 107,000 |
| OKLAHOMA CITY, OK | 234 | $ 13,740,000 | $ 58,000 | $ 121,000 |
| PORT ST. LUCIE, FL | 232 | $ 15,180,000 | $ 65,000 | $ 101,000 |
| CAPE CORAL-FORT MYERS, FL | 230 | $ 16,780,000 | $ 72,000 | $ 118,000 |
| PHILADELPHIA, PA | 218 | $ 14,620,000 | $ 67,000 | $ 117,000 |
| GRAND RAPIDS-WYOMING, MI | 217 | $ 11,825,000 | $ 54,000 | $ 140,000 |
| LAKELAND-WINTER HAVEN, FL | 210 | $ 13,710,000 | $ 65,000 | $ 99,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 201 | $ 14,045,000 | $ 69,000 | $ 110,000 |
| ELGIN, IL | 200 | $ 12,130,000 | $ 60,000 | $ 129,000 |
| NEW ORLEANS-METAIRIE, LA | 199 | $ 14,095,000 | $ 70,000 | $ 102,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 198 | $ 20,960,000 | $ 105,000 | $ 258,000 |
| BAKERSFIELD, CA | 196 | $ 13,800,000 | $ 70,000 | $ 159,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 194 | $ 13,070,000 | $ 67,000 | $ 126,000 |
| MODESTO, CA | 194 | $ 14,770,000 | $ 76,000 | $ 126,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 193 | $ 12,415,000 | $ 63,000 | $ 106,000 |
| VALLEJO-FAIRFIELD, CA | 193 | $ 16,685,000 | $ 86,000 | $ 173,000 |
| AKRON, OH | 191 | $ 10,545,000 | $ 55,000 | $ 108,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 191 | $ 11,465,000 | $ 60,000 | $ 114,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 187 | $ 12,505,000 | $ 62,500 | $ 144,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 186 | $ 13,830,000 | $ 74,000 | $ 107,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 180 | $ 9,600,000 | $ 53,000 | $ 105,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 177 | $ 10,635,000 | $ 60,000 | $ 121,000 |
| GARY, IN | 175 | $ 8,325,000 | $ 47,000 | $ 93,000 |
| BOISE CITY, ID | 171 | $ 15,125,000 | $ 88,000 | $ 133,000 |
| SPOKANE-SPOKANE VALLEY, WA | 171 | $ 12,725,000 | $ 74,000 | $ 119,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 168 | $ 11,080,000 | $ 65,000 | $ 136,000 |
| TULSA, OK | 165 | $ 9,805,000 | $ 59,000 | $ 96,000 |
| TOLEDO, OH | 163 | $ 7,685,000 | $ 47,000 | $ 101,000 |
| CHATTANOOGA, TN-GA | 159 | $ 10,465,000 | $ 61,500 | $ 115,000 |
| FORT COLLINS, CO | 158 | $ 11,590,000 | $ 73,000 | $ 123,000 |
| GREENSBORO-HIGH POINT, NC | 158 | $ 9,940,000 | $ 62,000 | $ 114,000 |
| MANCHESTER-NASHUA, NH | 158 | $ 11,160,000 | $ 70,000 | $ 132,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 152 | $ 7,420,000 | $ 48,000 | $ 118,000 |
| SAVANNAH, GA | 151 | $ 10,115,000 | $ 66,000 | $ 114,000 |
| SALEM, OR | 147 | $ 10,165,000 | $ 69,000 | $ 120,000 |
| ASHEVILLE, NC | 146 | $ 11,780,000 | $ 80,000 | $ 94,000 |
| GREELEY, CO | 146 | $ 9,870,000 | $ 67,000 | $ 125,000 |
| SANTA MARIA-SANTA BARBARA, CA | 146 | $ 17,220,000 | $ 117,000 | $ 197,000 |
| WINSTON-SALEM, NC | 143 | $ 7,735,000 | $ 54,000 | $ 97,000 |
| NEW HAVEN-MILFORD, CT | 142 | $ 8,350,000 | $ 58,000 | $ 129,000 |
| DURHAM-CHAPEL HILL, NC | 139 | $ 10,765,000 | $ 77,000 | $ 122,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 127 | $ 7,445,000 | $ 56,000 | $ 129,000 |
| EUGENE, OR | 123 | $ 8,075,000 | $ 65,000 | $ 135,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 123 | $ 4,815,000 | $ 37,000 | $ 67,500 |
| SANTA ROSA, CA | 121 | $ 11,925,000 | $ 98,000 | $ 184,000 |
| BARNSTABLE TOWN, MA | 120 | $ 10,410,000 | $ 86,000 | $ 136,000 |
| SPRINGFIELD, MA | 116 | $ 7,510,000 | $ 64,000 | $ 190,000 |
| BATON ROUGE, LA | 115 | $ 6,925,000 | $ 60,000 | $ 128,000 |
| BOULDER, CO | 112 | $ 10,790,000 | $ 96,000 | $ 191,000 |
| FAYETTEVILLE, NC | 112 | $ 5,650,000 | $ 50,000 | $ 104,000 |
| SAN RAFAEL, CA | 112 | $ 22,360,000 | $ 199,000 | $ 318,000 |
| ALBUQUERQUE, NM | 111 | $ 7,895,000 | $ 71,000 | $ 187,000 |
| FLINT, MI | 111 | $ 4,985,000 | $ 44,000 | $ 97,000 |
| OCALA, FL | 111 | $ 6,815,000 | $ 61,000 | $ 85,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 110 | $ 9,070,000 | $ 82,000 | $ 154,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 109 | $ 9,475,000 | $ 86,000 | $ 158,000 |
| CANTON-MASSILLON, OH | 108 | $ 4,810,000 | $ 44,000 | $ 103,000 |
| DES MOINES-WEST DES MOINES, IA | 107 | $ 5,885,000 | $ 55,000 | $ 128,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 107 | $ 11,495,000 | $ 107,000 | $ 165,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 104 | $ 11,400,000 | $ 109,000 | $ 279,000 |
| VISALIA-PORTERVILLE, CA | 103 | $ 7,195,000 | $ 69,000 | $ 117,000 |
| BEND-REDMOND, OR | 101 | $ 9,325,000 | $ 92,000 | $ 157,000 |
| KENNEWICK-RICHLAND, WA | 99 | $ 7,875,000 | $ 79,000 | $ 122,000 |
| OLYMPIA-TUMWATER, WA | 98 | $ 8,230,000 | $ 83,000 | $ 129,000 |
| WILMINGTON, NC | 94 | $ 7,650,000 | $ 81,000 | $ 143,000 |
| HUNTSVILLE, AL | 93 | $ 5,305,000 | $ 57,000 | $ 115,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 93 | $ 8,035,000 | $ 86,000 | $ 129,000 |
| GAINESVILLE, GA | 92 | $ 5,070,000 | $ 55,000 | $ 110,000 |
| PORTLAND-SOUTH PORTLAND, ME | 92 | $ 8,260,000 | $ 89,000 | $ 128,000 |
| TRENTON, NJ | 92 | $ 6,660,000 | $ 72,000 | $ 135,000 |
| BREMERTON-SILVERDALE, WA | 91 | $ 10,085,000 | $ 110,000 | $ 137,000 |
| YORK-HANOVER, PA | 91 | $ 5,075,000 | $ 55,000 | $ 162,000 |
| BELLINGHAM, WA | 88 | $ 9,670,000 | $ 109,000 | $ 128,000 |
| FORT WAYNE, IN | 88 | $ 3,770,000 | $ 42,000 | $ 79,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 87 | $ 4,325,000 | $ 49,000 | $ 120,000 |
| READING, PA | 87 | $ 5,185,000 | $ 59,000 | $ 132,000 |
| SALINAS, CA | 84 | $ 8,670,000 | $ 103,000 | $ 146,000 |
| PUNTA GORDA, FL | 80 | $ 6,100,000 | $ 76,000 | $ 183,000 |
| ANN ARBOR, MI | 77 | $ 6,835,000 | $ 88,000 | $ 152,000 |
| CLARKSVILLE, TN-KY | 77 | $ 3,795,000 | $ 49,000 | $ 82,000 |
| YUBA CITY, CA | 77 | $ 4,955,000 | $ 64,000 | $ 102,000 |
| HICKORY-LENOIR-MORGANTON, NC | 75 | $ 3,705,000 | $ 49,000 | $ 91,000 |
| MEDFORD, OR | 74 | $ 6,990,000 | $ 94,000 | $ 111,000 |
| EAST STROUDSBURG, PA | 73 | $ 4,485,000 | $ 61,000 | $ 102,000 |
| LANCASTER, PA | 72 | $ 3,550,000 | $ 49,000 | $ 122,000 |
| JACKSON, MS | 68 | $ 3,840,000 | $ 56,000 | $ 125,000 |
| LANSING-EAST LANSING, MI | 68 | $ 3,180,000 | $ 46,000 | $ 92,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 68 | $ 3,230,000 | $ 47,000 | $ 81,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 67 | $ 4,545,000 | $ 67,000 | $ 140,000 |
| NORWICH-NEW LONDON, CT | 64 | $ 3,630,000 | $ 56,000 | $ 136,000 |
| CHARLOTTESVILLE, VA | 61 | $ 4,615,000 | $ 75,000 | $ 154,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 61 | $ 4,555,000 | $ 74,000 | $ 123,000 |
| MADISON, WI | 60 | $ 4,720,000 | $ 78,000 | $ 110,000 |
| MONTGOMERY, AL | 60 | $ 3,220,000 | $ 53,000 | $ 101,000 |
| SEBASTIAN-VERO BEACH, FL | 60 | $ 5,130,000 | $ 85,000 | $ 125,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 59 | $ 3,865,000 | $ 65,000 | $ 97,000 |
| LYNCHBURG, VA | 59 | $ 3,865,000 | $ 65,000 | $ 110,000 |
| REDDING, CA | 58 | $ 3,480,000 | $ 60,000 | $ 120,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 57 | $ 2,745,000 | $ 48,000 | $ 87,000 |
| NAPA, CA | 57 | $ 6,095,000 | $ 106,000 | $ 171,000 |
| SANTA CRUZ-WATSONVILLE, CA | 56 | $ 7,650,000 | $ 136,000 | $ 187,000 |
| MERCED, CA | 55 | $ 3,375,000 | $ 61,000 | $ 127,000 |
| FLAGSTAFF, AZ | 54 | $ 5,850,000 | $ 108,000 | $ 154,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 54 | $ 2,830,000 | $ 52,000 | $ 87,000 |
| ROANOKE, VA | 54 | $ 2,510,000 | $ 46,000 | $ 93,000 |
| GRAND JUNCTION, CO | 53 | $ 2,505,000 | $ 47,000 | $ 94,000 |
| MOBILE, AL | 53 | $ 2,865,000 | $ 54,000 | $ 90,000 |
| ROCKFORD, IL | 53 | $ 2,165,000 | $ 40,000 | $ 83,000 |
| WICHITA, KS | 53 | $ 2,445,000 | $ 46,000 | $ 80,000 |
| LINCOLN, NE | 52 | $ 2,260,000 | $ 43,000 | $ 94,000 |
| TALLAHASSEE, FL | 52 | $ 3,220,000 | $ 61,000 | $ 123,000 |
| HARRISBURG-CARLISLE, PA | 51 | $ 2,735,000 | $ 53,000 | $ 347,000 |
| SANTA FE, NM | 51 | $ 3,965,000 | $ 77,000 | $ 134,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 51 | $ 2,345,000 | $ 47,000 | $ 74,500 |
| YAKIMA, WA | 51 | $ 3,005,000 | $ 58,000 | $ 101,000 |
| ATHENS-CLARKE COUNTY, GA | 49 | $ 2,945,000 | $ 60,000 | $ 122,000 |
| MUSKEGON, MI | 49 | $ 2,365,000 | $ 48,000 | $ 70,000 |
| WINCHESTER, VA-WV | 49 | $ 3,155,000 | $ 64,000 | $ 166,000 |
| SPRINGFIELD, MO | 48 | $ 2,480,000 | $ 51,000 | $ 95,000 |
| COEUR D'ALENE, ID | 47 | $ 3,845,000 | $ 81,000 | $ 136,000 |
| COLUMBUS, GA-AL | 46 | $ 2,460,000 | $ 47,500 | $ 124,500 |
| HOMOSASSA SPRINGS, FL | 46 | $ 2,380,000 | $ 51,000 | $ 118,000 |
| MADERA, CA | 46 | $ 3,000,000 | $ 65,000 | $ 112,000 |
| ANCHORAGE, AK | 45 | $ 3,435,000 | $ 76,000 | $ 121,000 |
| DULUTH, MN-WI | 45 | $ 2,785,000 | $ 71,000 | $ 93,000 |
| GREEN BAY, WI | 45 | $ 2,315,000 | $ 51,000 | $ 100,000 |
| JACKSONVILLE, NC | 45 | $ 2,295,000 | $ 51,000 | $ 85,000 |
| PANAMA CITY, FL | 45 | $ 3,005,000 | $ 66,000 | $ 121,000 |
| YUMA, AZ | 45 | $ 2,995,000 | $ 66,000 | $ 100,000 |
| GAINESVILLE, FL | 44 | $ 3,000,000 | $ 68,000 | $ 280,000 |
| BILLINGS, MT | 43 | $ 3,265,000 | $ 75,000 | $ 105,000 |
| MOUNT VERNON-ANACORTES, WA | 43 | $ 3,645,000 | $ 84,000 | $ 153,000 |
| SIOUX CITY, IA-NE-SD | 43 | $ 1,875,000 | $ 44,333 | $ 93,666 |
| BURLINGTON, NC | 41 | $ 2,955,000 | $ 72,000 | $ 90,000 |
| KALAMAZOO-PORTAGE, MI | 41 | $ 2,385,000 | $ 58,000 | $ 91,000 |
| PEORIA, IL | 41 | $ 1,815,000 | $ 44,000 | $ 96,000 |
| FORT SMITH, AR-OK | 40 | $ 1,530,000 | $ 31,500 | $ 191,000 |
| LAFAYETTE, LA | 40 | $ 1,940,000 | $ 48,000 | $ 115,000 |
| MACON-BIBB COUNTY, GA | 40 | $ 2,320,000 | $ 58,000 | $ 89,000 |
| ALBANY, OR | 39 | $ 2,335,000 | $ 59,000 | $ 107,000 |
| MANSFIELD, OH | 39 | $ 2,065,000 | $ 52,000 | $ 193,000 |
| PUEBLO, CO | 39 | $ 1,835,000 | $ 47,000 | $ 77,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 38 | $ 1,850,000 | $ 48,000 | $ 97,000 |
| MORRISTOWN, TN | 38 | $ 1,590,000 | $ 41,000 | $ 108,000 |
| WARNER ROBINS, GA | 38 | $ 2,050,000 | $ 53,000 | $ 97,000 |
| COLUMBIA, MO | 37 | $ 2,095,000 | $ 56,000 | $ 112,000 |
| GREENVILLE, NC | 37 | $ 2,315,000 | $ 62,000 | $ 111,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 36 | $ 1,600,000 | $ 47,000 | $ 86,500 |
| JACKSON, MI | 35 | $ 1,405,000 | $ 40,000 | $ 68,000 |
| JOHNSON CITY, TN | 35 | $ 1,875,000 | $ 53,000 | $ 91,000 |
| BRUNSWICK, GA | 34 | $ 1,680,000 | $ 49,000 | $ 106,000 |
| CHICO, CA | 34 | $ 2,890,000 | $ 85,000 | $ 116,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 33 | $ 1,665,000 | $ 50,000 | $ 113,500 |
| EVANSVILLE, IN-KY | 33 | $ 1,135,000 | $ 34,000 | $ 65,000 |
| VINELAND-BRIDGETON, NJ | 33 | $ 1,625,000 | $ 49,000 | $ 107,000 |
| CEDAR RAPIDS, IA | 32 | $ 1,140,000 | $ 35,000 | $ 84,000 |
| ERIE, PA | 32 | $ 1,880,000 | $ 58,000 | $ 105,000 |
| LAS CRUCES, NM | 32 | $ 2,040,000 | $ 63,000 | $ 90,000 |
| MONROE, MI | 32 | $ 1,360,000 | $ 42,000 | $ 106,000 |
| APPLETON, WI | 31 | $ 1,465,000 | $ 47,000 | $ 102,000 |
| BATTLE CREEK, MI | 31 | $ 1,025,000 | $ 33,000 | $ 67,000 |
| CHEYENNE, WY | 31 | $ 2,025,000 | $ 65,000 | $ 119,000 |
| HANFORD-CORCORAN, CA | 31 | $ 1,885,000 | $ 60,000 | $ 120,000 |
| LIMA, OH | 31 | $ 1,145,000 | $ 36,000 | $ 76,000 |
| OSHKOSH-NEENAH, WI | 31 | $ 1,725,000 | $ 55,000 | $ 77,000 |
| RACINE, WI | 31 | $ 1,615,000 | $ 52,000 | $ 89,000 |
| JANESVILLE-BELOIT, WI | 30 | $ 1,550,000 | $ 51,000 | $ 99,000 |
| ROME, GA | 30 | $ 1,660,000 | $ 55,000 | $ 87,000 |
| SHEBOYGAN, WI | 30 | $ 1,400,000 | $ 46,000 | $ 98,000 |
| SPRINGFIELD, OH | 30 | $ 1,190,000 | $ 39,000 | $ 89,000 |
| DOTHAN, AL | 27 | $ 1,155,000 | $ 42,000 | $ 91,000 |
| GOLDSBORO, NC | 27 | $ 1,315,000 | $ 48,000 | $ 98,000 |
| GRANTS PASS, OR | 27 | $ 2,555,000 | $ 94,000 | $ 110,000 |
| JACKSON, TN | 27 | $ 1,165,000 | $ 43,000 | $ 95,000 |
| LONGVIEW, WA | 27 | $ 2,185,000 | $ 80,000 | $ 143,000 |
| SAGINAW, MI | 27 | $ 1,505,000 | $ 55,000 | $ 50,000 |
| SHREVEPORT-BOSSIER CITY, LA | 27 | $ 1,365,000 | $ 50,000 | $ 112,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 26 | $ 1,080,000 | $ 41,000 | $ 98,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 26 | $ 2,140,000 | $ 82,000 | $ 115,000 |
| SIERRA VISTA-DOUGLAS, AZ | 26 | $ 1,290,000 | $ 49,000 | $ 87,000 |
| EL CENTRO, CA | 25 | $ 1,445,000 | $ 57,000 | $ 109,000 |
| IDAHO FALLS, ID | 25 | $ 1,665,000 | $ 66,000 | $ 76,000 |
| ROCKY MOUNT, NC | 25 | $ 1,335,000 | $ 53,000 | $ 75,000 |
| WENATCHEE, WA | 25 | $ 1,785,000 | $ 71,000 | $ 99,000 |
| DALTON, GA | 24 | $ 1,120,000 | $ 46,000 | $ 113,000 |
| EAU CLAIRE, WI | 24 | $ 1,100,000 | $ 45,000 | $ 88,000 |
| NEW BERN, NC | 24 | $ 1,030,000 | $ 42,000 | $ 105,000 |
| NILES-BENTON HARBOR, MI | 24 | $ 1,140,000 | $ 47,000 | $ 99,000 |
| OCEAN CITY, NJ | 24 | $ 2,290,000 | $ 95,000 | $ 201,000 |
| TOPEKA, KS | 24 | $ 1,110,000 | $ 46,000 | $ 92,000 |
| CORVALLIS, OR | 23 | $ 1,985,000 | $ 86,000 | $ 165,000 |
| HAMMOND, LA | 23 | $ 1,395,000 | $ 60,000 | $ 95,000 |
| MICHIGAN CITY-LA PORTE, IN | 23 | $ 1,555,000 | $ 67,000 | $ 83,000 |
| PITTSFIELD, MA | 23 | $ 2,165,000 | $ 94,000 | $ 76,000 |
| STAUNTON-WAYNESBORO, VA | 23 | $ 1,165,000 | $ 50,000 | $ 119,000 |
| WALLA WALLA, WA | 23 | $ 1,115,000 | $ 48,000 | $ 89,000 |
| AUBURN-OPELIKA, AL | 22 | $ 1,300,000 | $ 59,000 | $ 135,000 |
| TERRE HAUTE, IN | 22 | $ 1,220,000 | $ 55,000 | $ 102,000 |
| TUSCALOOSA, AL | 22 | $ 1,010,000 | $ 45,000 | $ 385,000 |
| CLEVELAND, TN | 21 | $ 1,135,000 | $ 54,000 | $ 89,000 |
| LEBANON, PA | 21 | $ 1,005,000 | $ 47,000 | $ 103,000 |
| MISSOULA, MT | 21 | $ 1,335,000 | $ 63,000 | $ 102,000 |
| MUNCIE, IN | 21 | $ 745,000 | $ 35,000 | $ 74,000 |
| ELKHART-GOSHEN, IN | 20 | $ 1,210,000 | $ 60,000 | $ 101,000 |
| HATTIESBURG, MS | 20 | $ 1,180,000 | $ 59,000 | $ 110,000 |
| SIOUX FALLS, SD | 20 | $ 850,000 | $ 42,000 | $ 110,000 |
| TWIN FALLS, ID | 20 | $ 1,390,000 | $ 69,000 | $ 89,000 |
| SPRINGFIELD, IL | 19 | $ 575,000 | $ 30,000 | $ 102,000 |
| CARSON CITY, NV | 18 | $ 1,560,000 | $ 86,000 | $ 120,000 |
| FAIRBANKS, AK | 18 | $ 1,700,000 | $ 94,000 | $ 106,000 |
| HOT SPRINGS, AR | 18 | $ 1,250,000 | $ 69,000 | $ 78,000 |
| BAY CITY, MI | 17 | $ 895,000 | $ 52,000 | $ 66,000 |
| BLOOMINGTON, IN | 17 | $ 1,015,000 | $ 59,000 | $ 82,000 |
| CHAMPAIGN-URBANA, IL | 17 | $ 875,000 | $ 51,000 | $ 93,000 |
| HINESVILLE, GA | 17 | $ 715,000 | $ 42,000 | $ 94,000 |
| JONESBORO, AR | 17 | $ 825,000 | $ 48,000 | $ 80,000 |
| MONROE, LA | 17 | $ 645,000 | $ 37,000 | $ 75,000 |
| ALBANY, GA | 16 | $ 700,000 | $ 43,000 | $ 81,000 |
| CASPER, WY | 16 | $ 620,000 | $ 38,000 | $ 65,000 |
| DECATUR, AL | 16 | $ 630,000 | $ 39,000 | $ 77,000 |
| LAKE CHARLES, LA | 16 | $ 970,000 | $ 60,000 | $ 106,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 15 | $ 1,005,000 | $ 67,000 | $ 104,000 |
| FARGO, ND-MN | 15 | $ 985,000 | $ 64,000 | $ 109,500 |
| LAWRENCE, KS | 15 | $ 565,000 | $ 37,000 | $ 129,000 |
| THE VILLAGES, FL | 14 | $ 630,000 | $ 45,000 | $ 79,000 |
| WAUSAU, WI | 14 | $ 730,000 | $ 52,000 | $ 76,000 |
| WILLIAMSPORT, PA | 14 | $ 490,000 | $ 35,000 | $ 71,000 |
| COLUMBUS, IN | 13 | $ 675,000 | $ 51,000 | $ 143,000 |
| FOND DU LAC, WI | 13 | $ 555,000 | $ 42,000 | $ 79,000 |
| HOUMA-THIBODAUX, LA | 13 | $ 395,000 | $ 30,000 | $ 94,000 |
| JEFFERSON CITY, MO | 13 | $ 635,000 | $ 48,000 | $ 85,000 |
| LEWISTON-AUBURN, ME | 13 | $ 495,000 | $ 38,000 | $ 127,000 |
| ROCHESTER, MN | 13 | $ 735,000 | $ 56,000 | $ 125,000 |
| VALDOSTA, GA | 13 | $ 545,000 | $ 41,000 | $ 109,000 |
| WILMINGTON, DE-MD-NJ | 13 | $ 665,000 | $ 75,500 | $ 65,000 |
| CARBONDALE-MARION, IL | 12 | $ 770,000 | $ 64,000 | $ 83,000 |
| POCATELLO, ID | 12 | $ 660,000 | $ 55,000 | $ 94,000 |
| ST. JOSEPH, MO-KS | 12 | $ 460,000 | $ 38,000 | $ 113,000 |
| BANGOR, ME | 11 | $ 615,000 | $ 55,000 | $ 98,000 |
| CAPE GIRARDEAU, MO-IL | 11 | $ 585,000 | $ 53,000 | $ 86,000 |
| LAWTON, OK | 11 | $ 395,000 | $ 35,000 | $ 396,000 |
| MIDLAND, MI | 11 | $ 495,000 | $ 45,000 | $ 61,000 |
| SEBRING, FL | 11 | $ 505,000 | $ 45,000 | $ 65,000 |
| ST. CLOUD, MN | 11 | $ 635,000 | $ 57,000 | $ 142,000 |
| ALEXANDRIA, LA | 10 | $ 540,000 | $ 54,000 | $ 75,000 |
| GRAND ISLAND, NE | 10 | $ 490,000 | $ 49,000 | $ 62,000 |
| IOWA CITY, IA | 10 | $ 420,000 | $ 42,000 | $ 107,000 |
| KOKOMO, IN | 10 | $ 470,000 | $ 47,000 | $ 77,000 |
| WATERLOO-CEDAR FALLS, IA | 10 | $ 420,000 | $ 42,000 | $ 116,000 |
| ALTOONA, PA | 9 | $ 415,000 | $ 46,000 | $ 48,000 |
| AMES, IA | 9 | $ 405,000 | $ 45,000 | $ 127,000 |
| DUBUQUE, IA | 9 | $ 465,000 | $ 51,000 | $ 85,000 |
| KANKAKEE, IL | 9 | $ 325,000 | $ 36,000 | $ 420,000 |
| FARMINGTON, NM | 8 | $ 340,000 | $ 42,000 | $ 63,000 |
| GRAND FORKS, ND-MN | 8 | $ 420,000 | $ 66,000 | $ 147,500 |
| GREAT FALLS, MT | 8 | $ 530,000 | $ 66,000 | $ 71,000 |
| HARRISONBURG, VA | 8 | $ 340,000 | $ 42,000 | $ 115,000 |
| PINE BLUFF, AR | 8 | $ 310,000 | $ 38,000 | $ 47,000 |
| SALT LAKE CITY, UT | 8 | $ 750,000 | $ 93,000 | $ 184,000 |
| DANVILLE, IL | 7 | $ 245,000 | $ 35,000 | $ 1,086,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 415,000 | $ 59,000 | $ 112,000 |
| MANHATTAN, KS | 7 | $ 255,000 | $ 36,000 | $ 92,000 |
| WHEELING, WV-OH | 7 | $ 345,000 | $ 49,000 | $ 71,000 |
| DECATUR, IL | 6 | $ 190,000 | $ 31,000 | $ 45,000 |
| LA CROSSE-ONALASKA, WI-MN | 6 | $ 350,000 | $ 50,000 | $ 99,500 |
| LEWISTON, ID-WA | 6 | $ 340,000 | $ 58,500 | $ 95,500 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 220,000 | $ 36,000 | $ 139,000 |
| GADSDEN, AL | 5 | $ 235,000 | $ 47,000 | $ 65,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 215,000 | $ 43,000 | $ 65,000 |
| ST. GEORGE, UT | 5 | $ 275,000 | $ 55,000 | $ 127,000 |
| BLOOMINGTON, IL | 4 | $ 190,000 | $ 47,000 | $ 85,000 |
| OGDEN-CLEARFIELD, UT | 4 | $ 340,000 | $ 85,000 | $ 326,000 |
| PROVO-OREM, UT | 4 | $ 440,000 | $ 110,000 | $ 110,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 220,000 | $ 55,000 | $ 72,000 |
| JOHNSTOWN, PA | 3 | $ 85,000 | $ 28,000 | $ 81,000 |
| RAPID CITY, SD | 3 | $ 125,000 | $ 41,000 | $ 74,000 |
| ENID, OK | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| BISMARCK, ND | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| DOVER, DE | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| LOGAN, UT-ID | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| STATE COLLEGE, PA | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| SYRACUSE, NY | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| TEXARKANA, TX-AR | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Figure Lending Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 38,115 | $2,877,955,000 | $75,000 | $405,000 | $140,000 | $9,500,000 |
| Home Improvement | 26,872 | $2,249,960,000 | $83,000 | $405,000 | $154,000 | $9,800,000 |
| Cash-out Refinancing | 538 | $175,510,000 | $326,000 | $2,005,000 | $138,000 | $2,145,000 |
| Refinancing | 54 | $11,870,000 | $219,000 | $995,000 | $122,000 | $580,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 36,473 | $2,719,405,000 | $74,000 | $2,005,000 | $143,000 | $9,800,000 |
| Not Provided | 10,446 | $928,110,000 | $88,000 | $1,905,000 | $152,000 | $8,500,000 |
| Hispanic | 4,862 | $366,300,000 | $75,000 | $405,000 | $137,000 | $9,453,000 |
| Black or African American | 4,389 | $301,435,000 | $68,000 | $595,000 | $121,000 | $6,286,000 |
| Not applicable | 4,011 | $398,365,000 | $99,000 | $405,000 | $0 | $0 |
| Asian | 2,331 | $272,405,000 | $116,000 | $1,575,000 | $173,000 | $8,830,000 |
| American Indian or Alaskan Native | 656 | $49,280,000 | $75,000 | $645,000 | $141,000 | $4,571,000 |
| Native Hawaiian or Other Pacific Islander | 83 | $6,695,000 | $80,000 | $245,000 | $118,000 | $574,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 65,579 | $5,315,295,000 | $81,000 | $2,005,000 | $146,000 | $9,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25,232 | $1,875,290,000 | $74,000 | $1,805,000 | $145,000 | $2,841,000 |
| Application Denied By Financial Institution | 20,366 | $1,678,260,000 | $82,000 | $2,005,000 | $136,000 | $9,599,000 |
| Application Approved But Not Accepted | 8,020 | $637,790,000 | $79,000 | $685,000 | $144,000 | $1,394,000 |
| Application Withdrawn By Applicant | 7,711 | $660,035,000 | $85,000 | $1,985,000 | $173,000 | $9,800,000 |
| Loan Purchased By The Institution | 4,011 | $398,365,000 | $99,000 | $405,000 | $0 | $0 |
| File Closed For Incompleteness | 239 | $65,555,000 | $274,000 | $2,005,000 | $124,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45,213 | $3,637,035,000 | $80,000 | $2,005,000 | $150,000 | $9,800,000 |
| Other | 8,072 | $642,050,000 | $79,000 | $1,905,000 | $148,000 | $9,453,000 |
| Credit Application Incomplete | 7,511 | $605,325,000 | $80,000 | $1,355,000 | $172,000 | $9,599,000 |
| Unverifiable Information | 2,494 | $216,060,000 | $86,000 | $605,000 | $46,000 | $753,000 |
| Debt-To-Income Ratio | 1,748 | $154,900,000 | $88,000 | $1,365,000 | $55,000 | $3,125,000 |
| Credit History | 282 | $34,630,000 | $122,000 | $2,005,000 | $135,000 | $992,000 |
| Collateral | 259 | $25,295,000 | $97,000 | $825,000 | $142,000 | $1,400,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Figure Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.