Figure Lending LLC Mortgage Lending & HMDA Data, 2022

In 2022, Figure Lending LLC of San Francisco, CA reported 65,579 mortgage applications totaling $5.3 billion, up 73% from 2021. The average application was for $81,051, and applicants reported an average income of $145,705. 38% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (3,037), Phoenix-Mesa-Scottsdale, AZ (2,767) and Los Angeles-Long Beach-Glendale, CA (2,452) (applications in parentheses).

Mortgage Company & Address Figure Lending LLC

San Francisco, CA 94108
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 65,579
Total Mortgage Loan Application Amount $5,315,295,000
Average Mortgage Loan Application Amount $81,051
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $145,705
Highest Applicant Income $9,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Figure Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Figure Lending LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,484 $ 204,840,000 $ 82,463 $ 145,000
Los Angeles, California 2,452 $ 310,110,000 $ 126,472 $ 191,000
Clark, Nevada 1,369 $ 119,845,000 $ 87,542 $ 133,000
San Diego, California 1,275 $ 149,905,000 $ 117,572 $ 197,000
Riverside, California 1,244 $ 113,440,000 $ 91,189 $ 160,000
Orange, California 1,054 $ 149,220,000 $ 141,574 $ 212,000
King, Washington 1,009 $ 134,685,000 $ 133,483 $ 238,000
San Bernardino, California 798 $ 65,920,000 $ 82,606 $ 137,000
Broward, Florida 771 $ 63,625,000 $ 82,522 $ 149,000
Miami-Dade, Florida 693 $ 69,015,000 $ 99,588 $ 154,000
Cook, Illinois 666 $ 45,310,000 $ 68,033 $ 148,000
Sacramento, California 650 $ 56,530,000 $ 86,969 $ 148,000
Contra Costa, California 591 $ 75,375,000 $ 127,538 $ 204,000
Palm Beach, Florida 589 $ 58,235,000 $ 98,870 $ 152,000
Alameda, California 573 $ 87,125,000 $ 152,050 $ 231,000
Mecklenburg, North Carolina 539 $ 46,715,000 $ 86,669 $ 166,000
Wake, North Carolina 528 $ 43,190,000 $ 81,799 $ 168,000
Gwinnett, Georgia 525 $ 37,335,000 $ 71,114 $ 138,000
Santa Clara, California 499 $ 82,955,000 $ 166,242 $ 269,000
Hillsborough, Florida 486 $ 37,160,000 $ 76,460 $ 135,000
Fulton, Georgia 485 $ 44,975,000 $ 92,731 $ 176,000
Snohomish, Washington 454 $ 49,700,000 $ 109,471 $ 173,000
Orange, Florida 436 $ 34,600,000 $ 79,357 $ 146,000
Pierce, Washington 420 $ 35,850,000 $ 85,357 $ 136,000
Cobb, Georgia 401 $ 30,705,000 $ 76,571 $ 165,000
Wayne, Michigan 400 $ 22,440,000 $ 56,100 $ 102,000
Pima, Arizona 374 $ 25,430,000 $ 67,994 $ 141,000
Franklin, Ohio 374 $ 23,600,000 $ 63,101 $ 120,000
Pinellas, Florida 349 $ 29,125,000 $ 83,452 $ 149,000
Ventura, California 345 $ 40,085,000 $ 116,188 $ 163,000
Oakland, Michigan 325 $ 22,315,000 $ 68,661 $ 139,000
Washoe, Nevada 324 $ 34,500,000 $ 106,481 $ 151,000
Davidson, Tennessee 299 $ 23,335,000 $ 78,043 $ 137,000
El Paso, Colorado 297 $ 23,765,000 $ 80,016 $ 149,000
Fresno, California 296 $ 24,130,000 $ 81,520 $ 193,000
Duval, Florida 288 $ 20,430,000 $ 70,937 $ 129,000
Pinal, Arizona 283 $ 17,255,000 $ 60,971 $ 97,000
Middlesex, Massachusetts 283 $ 29,865,000 $ 105,530 $ 224,000
Monmouth, New Jersey 278 $ 27,570,000 $ 99,172 $ 212,000
DeKalb, Georgia 277 $ 24,065,000 $ 86,877 $ 132,000
Loudoun, Virginia 275 $ 28,795,000 $ 104,709 $ 215,000
Arapahoe, Colorado 274 $ 20,790,000 $ 75,875 $ 161,000
Placer, California 271 $ 28,095,000 $ 103,671 $ 181,000
Cuyahoga, Ohio 265 $ 14,915,000 $ 56,283 $ 111,000
Fairfax, Virginia 265 $ 27,525,000 $ 103,867 $ 191,000
Adams, Colorado 263 $ 17,455,000 $ 66,368 $ 121,000
Washington, Oregon 263 $ 24,515,000 $ 93,212 $ 151,000
Douglas, Colorado 262 $ 25,160,000 $ 96,030 $ 187,000
Worcester, Massachusetts 262 $ 19,280,000 $ 73,587 $ 179,000
Ocean, New Jersey 260 $ 18,300,000 $ 70,384 $ 129,000
Forsyth, Georgia 259 $ 24,155,000 $ 93,262 $ 180,000
Shelby, Tennessee 257 $ 16,635,000 $ 64,727 $ 123,000
San Joaquin, California 251 $ 22,525,000 $ 89,741 $ 157,000
Denver, Colorado 248 $ 21,100,000 $ 85,080 $ 164,000
Jefferson, Colorado 246 $ 21,160,000 $ 86,016 $ 189,000
Jackson, Missouri 237 $ 13,065,000 $ 55,126 $ 141,000
Marion, Indiana 236 $ 13,670,000 $ 57,923 $ 113,000
Hennepin, Minnesota 234 $ 15,950,000 $ 68,162 $ 141,000
Allegheny, Pennsylvania 233 $ 13,475,000 $ 57,832 $ 116,000
Lee, Florida 230 $ 16,780,000 $ 72,956 $ 118,000
Bergen, New Jersey 229 $ 24,155,000 $ 105,480 $ 173,000
Cherokee, Georgia 214 $ 16,300,000 $ 76,168 $ 135,000
Pasco, Florida 210 $ 14,040,000 $ 66,857 $ 124,000
Polk, Florida 210 $ 13,710,000 $ 65,285 $ 99,000
St. Louis, Missouri 210 $ 13,260,000 $ 63,142 $ 125,000
San Mateo, California 209 $ 37,205,000 $ 178,014 $ 303,000
Macomb, Michigan 204 $ 11,690,000 $ 57,303 $ 109,000
Middlesex, New Jersey 203 $ 17,545,000 $ 86,428 $ 147,000
Brevard, Florida 201 $ 14,045,000 $ 69,875 $ 110,000
Prince William, Virginia 200 $ 15,830,000 $ 79,150 $ 161,000
Clark, Washington 199 $ 17,765,000 $ 89,271 $ 143,000
Fairfield, Connecticut 198 $ 20,960,000 $ 105,858 $ 258,000
Essex, Massachusetts 198 $ 16,880,000 $ 85,252 $ 182,000
Kern, California 196 $ 13,800,000 $ 70,408 $ 159,000
Hartford, Connecticut 196 $ 11,950,000 $ 60,969 $ 140,000
Montgomery, Pennsylvania 196 $ 15,680,000 $ 80,000 $ 143,000
Stanislaus, California 194 $ 14,770,000 $ 76,134 $ 126,000
Solano, California 193 $ 16,685,000 $ 86,450 $ 173,000
Multnomah, Oregon 192 $ 16,380,000 $ 85,312 $ 128,000
Seminole, Florida 187 $ 15,165,000 $ 81,096 $ 129,000
Plymouth, Massachusetts 182 $ 15,740,000 $ 86,483 $ 169,000
St. Lucie, Florida 171 $ 10,105,000 $ 59,093 $ 93,000
Clackamas, Oregon 168 $ 14,270,000 $ 84,940 $ 167,000
Morris, New Jersey 167 $ 15,455,000 $ 92,544 $ 189,000
Spokane, Washington 167 $ 12,495,000 $ 74,820 $ 120,000
Ada, Idaho 163 $ 14,795,000 $ 90,766 $ 136,000
Volusia, Florida 161 $ 10,795,000 $ 67,049 $ 130,000
Summit, Ohio 161 $ 8,885,000 $ 55,186 $ 105,000
Sarasota, Florida 160 $ 12,290,000 $ 76,812 $ 140,000
DuPage, Illinois 159 $ 10,575,000 $ 66,509 $ 147,000
Larimer, Colorado 158 $ 11,590,000 $ 73,354 $ 123,000
St. Johns, Florida 158 $ 14,570,000 $ 92,215 $ 154,000
Norfolk, Massachusetts 158 $ 14,580,000 $ 92,278 $ 180,000
Hillsborough, New Hampshire 158 $ 11,160,000 $ 70,632 $ 132,000
Essex, New Jersey 157 $ 15,735,000 $ 100,222 $ 195,000
San Francisco, California 152 $ 23,830,000 $ 156,776 $ 250,000
Rutherford, Tennessee 151 $ 10,315,000 $ 68,311 $ 111,000
Johnson, Kansas 150 $ 11,230,000 $ 74,866 $ 162,000
Lake, Illinois 149 $ 10,375,000 $ 69,630 $ 162,000
Lake, Florida 148 $ 9,920,000 $ 67,027 $ 108,000
St. Charles, Missouri 148 $ 8,450,000 $ 57,094 $ 138,000
Hamilton, Ohio 148 $ 8,220,000 $ 55,540 $ 109,000
Knox, Tennessee 147 $ 9,925,000 $ 67,517 $ 112,000
Santa Barbara, California 146 $ 17,220,000 $ 117,945 $ 197,000
Weld, Colorado 146 $ 9,870,000 $ 67,602 $ 125,000
Manatee, Florida 146 $ 12,120,000 $ 83,013 $ 141,000
Bucks, Pennsylvania 146 $ 10,630,000 $ 72,808 $ 149,000
Osceola, Florida 145 $ 10,485,000 $ 72,310 $ 171,000
Chester, Pennsylvania 143 $ 11,925,000 $ 83,391 $ 292,000
New Haven, Connecticut 142 $ 8,350,000 $ 58,802 $ 129,000
Jefferson, Alabama 140 $ 7,660,000 $ 54,714 $ 99,000
Kane, Illinois 139 $ 8,145,000 $ 58,597 $ 133,000
Chesterfield, Virginia 135 $ 7,715,000 $ 57,148 $ 125,000
Montgomery, Ohio 134 $ 7,080,000 $ 52,835 $ 101,000
Paulding, Georgia 131 $ 8,015,000 $ 61,183 $ 118,000
Bristol, Massachusetts 131 $ 8,695,000 $ 66,374 $ 177,000
Guilford, North Carolina 131 $ 8,325,000 $ 63,549 $ 118,000
Henry, Georgia 130 $ 9,080,000 $ 69,846 $ 119,000
Kent, Michigan 129 $ 7,075,000 $ 54,844 $ 110,000
Cabarrus, North Carolina 128 $ 8,830,000 $ 68,984 $ 136,000
Rockingham, New Hampshire 127 $ 8,835,000 $ 69,566 $ 138,000
District of Columbia, District Of Columbia 126 $ 13,580,000 $ 107,777 $ 244,000
Lake, Indiana 126 $ 5,690,000 $ 45,158 $ 84,000
Burlington, New Jersey 126 $ 8,530,000 $ 67,698 $ 156,000
Union, New Jersey 125 $ 9,645,000 $ 77,160 $ 198,000
Lane, Oregon 123 $ 8,075,000 $ 65,650 $ 135,000
Camden, New Jersey 122 $ 6,700,000 $ 54,918 $ 110,000
Sonoma, California 121 $ 11,925,000 $ 98,553 $ 184,000
Somerset, New Jersey 121 $ 12,665,000 $ 104,669 $ 240,000
Barnstable, Massachusetts 120 $ 10,410,000 $ 86,750 $ 136,000
Tulsa, Oklahoma 120 $ 7,270,000 $ 60,583 $ 101,000
Virginia Beach, Virginia 120 $ 7,120,000 $ 59,333 $ 145,000
Lucas, Ohio 118 $ 5,020,000 $ 42,542 $ 97,000
Philadelphia, Pennsylvania 118 $ 7,730,000 $ 65,508 $ 95,000
Marion, Oregon 117 $ 8,165,000 $ 69,786 $ 122,000
Oklahoma, Oklahoma 115 $ 6,725,000 $ 58,478 $ 122,000
Butler, Ohio 113 $ 6,115,000 $ 54,115 $ 203,000
Marin, California 112 $ 22,360,000 $ 199,642 $ 318,000
Boulder, Colorado 112 $ 10,790,000 $ 96,339 $ 191,000
Marion, Florida 111 $ 6,815,000 $ 61,396 $ 85,000
Genesee, Michigan 111 $ 4,985,000 $ 44,909 $ 97,000
Hamilton, Tennessee 111 $ 7,865,000 $ 70,855 $ 118,000
Yavapai, Arizona 109 $ 9,475,000 $ 86,926 $ 158,000
Chatham, Georgia 109 $ 8,065,000 $ 73,990 $ 115,000
Hamilton, Indiana 109 $ 7,595,000 $ 69,678 $ 146,000
Shelby, Alabama 107 $ 7,175,000 $ 67,056 $ 105,000
Collier, Florida 107 $ 11,495,000 $ 107,429 $ 165,000
Gloucester, New Jersey 106 $ 7,540,000 $ 71,132 $ 140,000
San Luis Obispo, California 104 $ 11,400,000 $ 109,615 $ 279,000
Buncombe, North Carolina 104 $ 9,090,000 $ 87,403 $ 99,000
Tulare, California 103 $ 7,195,000 $ 69,854 $ 117,000
Passaic, New Jersey 102 $ 8,330,000 $ 81,666 $ 155,000
Benton, Arkansas 101 $ 5,605,000 $ 55,495 $ 140,000
Deschutes, Oregon 101 $ 9,325,000 $ 92,326 $ 157,000
Anoka, Minnesota 100 $ 5,860,000 $ 58,600 $ 118,000
Stark, Ohio 100 $ 4,410,000 $ 44,100 $ 105,000
Delaware, Pennsylvania 100 $ 6,890,000 $ 68,900 $ 143,000
Thurston, Washington 98 $ 8,230,000 $ 83,979 $ 129,000
Milwaukee, Wisconsin 98 $ 5,980,000 $ 61,020 $ 108,000
Dakota, Minnesota 95 $ 6,265,000 $ 65,947 $ 134,000
Henrico, Virginia 95 $ 6,325,000 $ 66,578 $ 143,000
Mohave, Arizona 93 $ 8,035,000 $ 86,397 $ 129,000
Escambia, Florida 93 $ 6,765,000 $ 72,741 $ 99,000
Santa Rosa, Florida 93 $ 7,065,000 $ 75,967 $ 114,000
Johnston, North Carolina 93 $ 5,565,000 $ 59,838 $ 113,000
Hall, Georgia 92 $ 5,070,000 $ 55,108 $ 110,000
McHenry, Illinois 92 $ 5,390,000 $ 58,586 $ 127,000
Mercer, New Jersey 92 $ 6,660,000 $ 72,391 $ 135,000
Lorain, Ohio 92 $ 5,010,000 $ 54,456 $ 98,000
Gaston, North Carolina 91 $ 5,605,000 $ 61,593 $ 120,000
York, Pennsylvania 91 $ 5,075,000 $ 55,769 $ 162,000
Kitsap, Washington 91 $ 10,085,000 $ 110,824 $ 137,000
Stafford, Virginia 88 $ 6,090,000 $ 69,204 $ 150,000
Whatcom, Washington 88 $ 9,670,000 $ 109,886 $ 128,000
Allen, Indiana 87 $ 3,745,000 $ 43,045 $ 79,000
Washington, Minnesota 87 $ 5,635,000 $ 64,770 $ 145,000
Berks, Pennsylvania 87 $ 5,185,000 $ 59,597 $ 132,000
Williamson, Tennessee 87 $ 8,315,000 $ 95,574 $ 171,000
Clayton, Georgia 86 $ 5,650,000 $ 65,697 $ 77,000
Hudson, New Jersey 86 $ 10,340,000 $ 120,232 $ 171,000
Lehigh, Pennsylvania 86 $ 5,800,000 $ 67,441 $ 95,000
Coweta, Georgia 85 $ 4,775,000 $ 56,176 $ 122,000
Sumner, Tennessee 85 $ 5,405,000 $ 63,588 $ 117,000
Spotsylvania, Virginia 85 $ 6,325,000 $ 74,411 $ 153,000
Monterey, California 84 $ 8,670,000 $ 103,214 $ 146,000
Madison, Alabama 83 $ 4,695,000 $ 56,566 $ 113,000
Providence, Rhode Island 82 $ 5,630,000 $ 68,658 $ 123,000
Iredell, North Carolina 81 $ 5,225,000 $ 64,506 $ 144,000
Pulaski, Arkansas 80 $ 4,250,000 $ 53,125 $ 135,000
Charlotte, Florida 80 $ 6,100,000 $ 76,250 $ 183,000
Delaware, Ohio 80 $ 5,930,000 $ 74,125 $ 167,000
Benton, Washington 78 $ 6,720,000 $ 86,153 $ 132,000
Okaloosa, Florida 77 $ 5,575,000 $ 72,402 $ 130,000
Washtenaw, Michigan 77 $ 6,835,000 $ 88,766 $ 152,000
Ramsey, Minnesota 77 $ 3,725,000 $ 48,376 $ 110,000
Clay, Missouri 77 $ 4,015,000 $ 52,142 $ 103,000
Durham, North Carolina 76 $ 5,750,000 $ 75,657 $ 109,000
New Hanover, North Carolina 76 $ 6,150,000 $ 80,921 $ 152,000
Montgomery, Tennessee 76 $ 3,750,000 $ 49,342 $ 82,000
Hendricks, Indiana 75 $ 3,665,000 $ 48,866 $ 117,000
Sussex, New Jersey 75 $ 5,595,000 $ 74,600 $ 126,000
Forsyth, North Carolina 75 $ 3,725,000 $ 49,666 $ 98,000
Lake, Ohio 75 $ 3,355,000 $ 44,733 $ 89,000
Warren, Ohio 75 $ 5,735,000 $ 76,466 $ 171,000
Washington, Arkansas 74 $ 4,650,000 $ 62,837 $ 99,000
Clay, Florida 74 $ 5,510,000 $ 74,459 $ 135,000
Polk, Iowa 74 $ 3,590,000 $ 48,513 $ 135,000
Jackson, Oregon 74 $ 6,990,000 $ 94,459 $ 111,000
Monroe, Pennsylvania 73 $ 4,485,000 $ 61,438 $ 102,000
Lancaster, Pennsylvania 72 $ 3,550,000 $ 49,305 $ 122,000
El Dorado, California 71 $ 7,275,000 $ 102,464 $ 185,000
Will, Illinois 71 $ 3,125,000 $ 44,014 $ 129,000
Wilson, Tennessee 71 $ 5,595,000 $ 78,802 $ 144,000
Hernando, Florida 70 $ 4,470,000 $ 63,857 $ 89,000
Cumberland, North Carolina 70 $ 3,580,000 $ 51,142 $ 100,000
DeSoto, Mississippi 68 $ 4,370,000 $ 64,264 $ 107,000
Douglas, Georgia 67 $ 4,695,000 $ 70,074 $ 102,000
Brunswick, North Carolina 67 $ 4,545,000 $ 67,835 $ 140,000
Nevada, California 66 $ 8,160,000 $ 123,636 $ 158,000
Hampden, Massachusetts 66 $ 3,880,000 $ 58,787 $ 241,000
Bernalillo, New Mexico 65 $ 4,005,000 $ 61,615 $ 110,000
Northampton, Pennsylvania 65 $ 4,035,000 $ 62,076 $ 103,000
New London, Connecticut 64 $ 3,630,000 $ 56,718 $ 136,000
Jefferson, Louisiana 64 $ 3,700,000 $ 57,812 $ 98,000
Sarpy, Nebraska 64 $ 3,250,000 $ 50,781 $ 122,000
Island, Washington 64 $ 5,600,000 $ 87,500 $ 101,000
Waukesha, Wisconsin 64 $ 3,920,000 $ 61,250 $ 117,000
Johnson, Indiana 63 $ 3,115,000 $ 49,444 $ 101,000
Ottawa, Michigan 62 $ 3,810,000 $ 61,451 $ 105,000
Cleveland, Oklahoma 62 $ 3,720,000 $ 60,000 $ 132,000
Baldwin, Alabama 61 $ 4,555,000 $ 74,672 $ 123,000
Martin, Florida 61 $ 5,075,000 $ 83,196 $ 121,000
Clermont, Ohio 61 $ 3,385,000 $ 55,491 $ 117,000
Indian River, Florida 60 $ 5,130,000 $ 85,500 $ 125,000
St. Tammany, Louisiana 60 $ 3,710,000 $ 61,833 $ 90,000
Scott, Minnesota 59 $ 3,695,000 $ 62,627 $ 138,000
Atlantic, New Jersey 59 $ 3,865,000 $ 65,508 $ 97,000
Shasta, California 58 $ 3,480,000 $ 60,000 $ 120,000
Napa, California 57 $ 6,095,000 $ 106,929 $ 171,000
Yolo, California 57 $ 4,815,000 $ 84,473 $ 146,000
Licking, Ohio 57 $ 2,775,000 $ 48,684 $ 96,000
Santa Cruz, California 56 $ 7,650,000 $ 136,607 $ 187,000
Merced, California 55 $ 3,375,000 $ 61,363 $ 127,000
Litchfield, Connecticut 55 $ 4,095,000 $ 74,454 $ 107,000
Orleans, Louisiana 55 $ 5,075,000 $ 92,272 $ 117,000
Coconino, Arizona 54 $ 5,850,000 $ 108,333 $ 154,000
Davidson, North Carolina 54 $ 2,810,000 $ 52,037 $ 95,000
Mahoning, Ohio 54 $ 2,310,000 $ 42,777 $ 86,000
Mesa, Colorado 53 $ 2,505,000 $ 47,264 $ 94,000
Merrimack, New Hampshire 53 $ 3,575,000 $ 67,452 $ 136,000
Trumbull, Ohio 53 $ 1,935,000 $ 36,509 $ 55,000
Mobile, Alabama 52 $ 2,830,000 $ 54,423 $ 89,000
Chesapeake, Virginia 52 $ 3,450,000 $ 66,346 $ 141,000
Barrow, Georgia 51 $ 3,015,000 $ 59,117 $ 154,000
Fayette, Georgia 51 $ 4,135,000 $ 81,078 $ 172,000
East Baton Rouge, Louisiana 51 $ 3,265,000 $ 64,019 $ 100,000
Gallatin, Montana 51 $ 4,335,000 $ 85,000 $ 154,000
Santa Fe, New Mexico 51 $ 3,965,000 $ 77,745 $ 134,000
Yakima, Washington 51 $ 3,005,000 $ 58,921 $ 101,000
Yuba, California 50 $ 3,330,000 $ 66,600 $ 107,000
Kendall, Illinois 50 $ 3,300,000 $ 66,000 $ 123,000
Lancaster, Nebraska 50 $ 2,130,000 $ 42,600 $ 93,000
Medina, Ohio 50 $ 3,000,000 $ 60,000 $ 105,000
Muskegon, Michigan 49 $ 2,365,000 $ 48,265 $ 70,000
Carver, Minnesota 49 $ 3,605,000 $ 73,571 $ 147,000
Fairfield, Ohio 49 $ 2,855,000 $ 58,265 $ 87,000
Columbia, Georgia 48 $ 2,640,000 $ 55,000 $ 143,000
Walton, Georgia 48 $ 3,310,000 $ 68,958 $ 108,000
Sedgwick, Kansas 48 $ 2,240,000 $ 46,666 $ 79,000
Greene, Missouri 48 $ 2,480,000 $ 51,666 $ 95,000
Union, North Carolina 48 $ 3,740,000 $ 77,916 $ 96,000
Hanover, Virginia 48 $ 3,100,000 $ 64,583 $ 127,000
Richmond City, Virginia 48 $ 3,320,000 $ 69,166 $ 156,000
Newton, Georgia 47 $ 3,085,000 $ 65,638 $ 83,000
Kootenai, Idaho 47 $ 3,845,000 $ 81,808 $ 136,000
Canadian, Oklahoma 47 $ 2,635,000 $ 56,063 $ 106,000
Dane, Wisconsin 47 $ 3,985,000 $ 84,787 $ 119,000
Madera, California 46 $ 3,000,000 $ 65,217 $ 112,000
Citrus, Florida 46 $ 2,380,000 $ 51,739 $ 118,000
Madison, Illinois 46 $ 1,900,000 $ 41,304 $ 103,000
St. Joseph, Indiana 46 $ 2,100,000 $ 45,652 $ 90,000
Sandoval, New Mexico 46 $ 3,890,000 $ 84,565 $ 294,000
Washington, Pennsylvania 46 $ 2,420,000 $ 52,608 $ 84,000
Yuma, Arizona 45 $ 2,995,000 $ 66,555 $ 100,000
Bay, Florida 45 $ 3,005,000 $ 66,777 $ 121,000
Jackson, Georgia 45 $ 3,305,000 $ 73,444 $ 92,000
Cumberland, Maine 45 $ 4,765,000 $ 105,888 $ 146,000
Cass, Missouri 45 $ 2,725,000 $ 60,555 $ 106,000
Onslow, North Carolina 45 $ 2,295,000 $ 51,000 $ 85,000
Frederick, Virginia 45 $ 2,945,000 $ 65,444 $ 176,000
Winnebago, Illinois 44 $ 1,660,000 $ 37,727 $ 84,000
Livingston, Michigan 44 $ 3,820,000 $ 86,818 $ 171,000
Anchorage, Alaska 43 $ 3,345,000 $ 77,790 $ 124,000
Leon, Florida 43 $ 2,465,000 $ 57,325 $ 130,000
Suffolk, Massachusetts 43 $ 3,215,000 $ 74,767 $ 216,000
Dauphin, Pennsylvania 43 $ 2,275,000 $ 52,906 $ 182,000
Luzerne, Pennsylvania 43 $ 1,635,000 $ 38,023 $ 69,000
Blount, Tennessee 43 $ 2,205,000 $ 51,279 $ 93,000
Skagit, Washington 43 $ 3,645,000 $ 84,767 $ 153,000
Bartow, Georgia 42 $ 2,120,000 $ 50,476 $ 92,000
Rockdale, Georgia 42 $ 2,840,000 $ 67,619 $ 120,000
Porter, Indiana 41 $ 2,365,000 $ 57,682 $ 124,000
Woodbury, Iowa 41 $ 1,785,000 $ 43,536 $ 83,000
York, Maine 41 $ 3,095,000 $ 75,487 $ 117,000
Kalamazoo, Michigan 41 $ 2,385,000 $ 58,170 $ 91,000
Strafford, New Hampshire 41 $ 2,245,000 $ 54,756 $ 129,000
Alamance, North Carolina 41 $ 2,955,000 $ 72,073 $ 90,000
Brown, Wisconsin 41 $ 2,175,000 $ 53,048 $ 100,000
Middlesex, Connecticut 40 $ 2,920,000 $ 73,000 $ 175,000
St. Clair, Illinois 40 $ 1,670,000 $ 41,750 $ 93,000
St. Louis City, Missouri 40 $ 2,240,000 $ 56,000 $ 91,000
Robertson, Tennessee 40 $ 2,960,000 $ 74,000 $ 127,000
Pueblo, Colorado 39 $ 1,835,000 $ 47,051 $ 77,000
Richland, Ohio 39 $ 2,065,000 $ 52,948 $ 193,000
Linn, Oregon 39 $ 2,335,000 $ 59,871 $ 107,000
Montgomery, Alabama 38 $ 1,950,000 $ 51,315 $ 102,000
Alachua, Florida 38 $ 2,570,000 $ 67,631 $ 320,000
Richmond, Georgia 38 $ 1,660,000 $ 43,684 $ 85,000
Hunterdon, New Jersey 38 $ 3,190,000 $ 83,947 $ 161,000
Wood, Ohio 38 $ 2,300,000 $ 60,526 $ 108,000
Fauquier, Virginia 38 $ 2,210,000 $ 58,157 $ 141,000
Kenosha, Wisconsin 38 $ 2,130,000 $ 56,052 $ 127,000
Houston, Georgia 37 $ 1,965,000 $ 53,108 $ 97,000
Muscogee, Georgia 37 $ 1,795,000 $ 48,513 $ 98,000
Tippecanoe, Indiana 37 $ 1,805,000 $ 48,783 $ 98,000
Boone, Missouri 37 $ 2,095,000 $ 56,621 $ 112,000
Pitt, North Carolina 37 $ 2,315,000 $ 62,567 $ 111,000
Kent, Rhode Island 37 $ 2,545,000 $ 68,783 $ 118,000
Saline, Arkansas 36 $ 1,460,000 $ 40,555 $ 116,000
Hinds, Mississippi 36 $ 2,390,000 $ 66,388 $ 100,000
Yellowstone, Montana 36 $ 2,820,000 $ 78,333 $ 104,000
Maury, Tennessee 36 $ 2,240,000 $ 62,222 $ 76,000
Jackson, Michigan 35 $ 1,405,000 $ 40,142 $ 68,000
Moore, North Carolina 35 $ 2,745,000 $ 78,428 $ 108,000
Butte, California 34 $ 2,890,000 $ 85,000 $ 116,000
Madison, Indiana 34 $ 1,430,000 $ 42,058 $ 74,000
St. Clair, Michigan 34 $ 2,000,000 $ 58,823 $ 95,000
St. Louis, Minnesota 34 $ 2,060,000 $ 60,588 $ 77,000
Rowan, North Carolina 34 $ 1,260,000 $ 37,058 $ 94,000
Flagler, Florida 33 $ 2,275,000 $ 68,939 $ 110,000
Walton, Florida 33 $ 3,495,000 $ 105,909 $ 207,000
Glynn, Georgia 33 $ 1,645,000 $ 49,848 $ 107,000
Clark, Indiana 33 $ 1,535,000 $ 46,515 $ 90,000
Wright, Minnesota 33 $ 1,755,000 $ 53,181 $ 114,000
Douglas, Nebraska 33 $ 2,425,000 $ 73,484 $ 126,000
Cumberland, New Jersey 33 $ 1,625,000 $ 49,242 $ 107,000
Hampton, Virginia 33 $ 1,875,000 $ 56,818 $ 94,000
Navajo, Arizona 32 $ 1,920,000 $ 60,000 $ 116,000
Lafayette, Louisiana 32 $ 1,580,000 $ 49,375 $ 127,000
Monroe, Michigan 32 $ 1,360,000 $ 42,500 $ 106,000
Dona Ana, New Mexico 32 $ 2,040,000 $ 63,750 $ 90,000
Yamhill, Oregon 32 $ 2,000,000 $ 62,500 $ 119,000
Erie, Pennsylvania 32 $ 1,880,000 $ 58,750 $ 105,000
Kings, California 31 $ 1,885,000 $ 60,806 $ 120,000
Calhoun, Michigan 31 $ 1,025,000 $ 33,064 $ 67,000
Carroll, New Hampshire 31 $ 2,725,000 $ 87,903 $ 119,000
Allen, Ohio 31 $ 1,145,000 $ 36,935 $ 76,000
Pike, Pennsylvania 31 $ 1,545,000 $ 49,838 $ 81,000
Norfolk, Virginia 31 $ 1,495,000 $ 48,225 $ 111,000
Racine, Wisconsin 31 $ 1,615,000 $ 52,096 $ 89,000
Winnebago, Wisconsin 31 $ 1,725,000 $ 55,645 $ 77,000
Laramie, Wyoming 31 $ 2,025,000 $ 65,322 $ 119,000
Floyd, Georgia 30 $ 1,660,000 $ 55,333 $ 87,000
Boone, Indiana 30 $ 2,270,000 $ 75,666 $ 145,000
Livingston, Louisiana 30 $ 1,780,000 $ 59,333 $ 182,000
Clark, Ohio 30 $ 1,190,000 $ 39,666 $ 89,000
Greene, Ohio 30 $ 1,710,000 $ 57,000 $ 115,000
Portage, Ohio 30 $ 1,660,000 $ 55,333 $ 124,000
Polk, Oregon 30 $ 2,000,000 $ 66,666 $ 112,000
Rock, Wisconsin 30 $ 1,550,000 $ 51,666 $ 99,000
Sheboygan, Wisconsin 30 $ 1,400,000 $ 46,666 $ 98,000
Tolland, Connecticut 29 $ 1,995,000 $ 68,793 $ 137,000
Windham, Connecticut 29 $ 1,395,000 $ 48,103 $ 97,000
Catawba, North Carolina 29 $ 1,465,000 $ 50,517 $ 103,000
Albemarle, Virginia 29 $ 1,895,000 $ 65,344 $ 184,000
Bibb, Georgia 28 $ 1,640,000 $ 58,571 $ 79,000
Linn, Iowa 28 $ 960,000 $ 34,285 $ 84,000
Lenawee, Michigan 28 $ 970,000 $ 34,642 $ 77,000
Warren, New Jersey 28 $ 1,750,000 $ 62,500 $ 113,000
Harnett, North Carolina 28 $ 1,450,000 $ 51,785 $ 108,000
Grays Harbor, Washington 28 $ 2,130,000 $ 76,071 $ 428,000
Sutter, California 27 $ 1,625,000 $ 60,185 $ 92,000
Nassau, Florida 27 $ 1,925,000 $ 71,296 $ 472,000
Catoosa, Georgia 27 $ 1,245,000 $ 46,111 $ 101,000
Effingham, Georgia 27 $ 955,000 $ 35,370 $ 109,000
Saginaw, Michigan 27 $ 1,505,000 $ 55,740 $ 50,000
Sherburne, Minnesota 27 $ 1,595,000 $ 59,074 $ 118,000
Platte, Missouri 27 $ 1,895,000 $ 70,185 $ 169,000
Cleveland, North Carolina 27 $ 1,455,000 $ 53,888 $ 315,000
Wayne, North Carolina 27 $ 1,315,000 $ 48,703 $ 98,000
Josephine, Oregon 27 $ 2,555,000 $ 94,629 $ 110,000
Cowlitz, Washington 27 $ 2,185,000 $ 80,925 $ 143,000
Outagamie, Wisconsin 27 $ 1,295,000 $ 47,962 $ 104,000
Walworth, Wisconsin 27 $ 1,355,000 $ 50,185 $ 90,000
St. Clair, Alabama 26 $ 1,490,000 $ 57,307 $ 131,000
Cochise, Arizona 26 $ 1,290,000 $ 49,615 $ 87,000
Monroe, Florida 26 $ 2,310,000 $ 88,846 $ 125,000
Hampshire, Massachusetts 26 $ 1,910,000 $ 73,461 $ 144,000
Douglas, Nevada 26 $ 2,200,000 $ 84,615 $ 153,000
Lincoln, North Carolina 26 $ 1,840,000 $ 70,769 $ 127,000
Alexandria, Virginia 26 $ 2,390,000 $ 91,923 $ 192,000
Sebastian, Arkansas 25 $ 1,015,000 $ 40,600 $ 464,000
Imperial, California 25 $ 1,445,000 $ 57,800 $ 109,000
Bonneville, Idaho 25 $ 1,665,000 $ 66,600 $ 76,000
Allegan, Michigan 25 $ 1,065,000 $ 42,600 $ 115,000
Harrison, Mississippi 25 $ 1,215,000 $ 48,600 $ 88,000
Caldwell, North Carolina 25 $ 1,245,000 $ 49,800 $ 72,000
Lackawanna, Pennsylvania 25 $ 1,595,000 $ 63,800 $ 101,000
Peoria, Illinois 24 $ 1,050,000 $ 43,750 $ 110,000
Morgan, Indiana 24 $ 1,200,000 $ 50,000 $ 89,000
Franklin, Massachusetts 24 $ 1,720,000 $ 71,666 $ 100,000
Berrien, Michigan 24 $ 1,140,000 $ 47,500 $ 99,000
Cape May, New Jersey 24 $ 2,290,000 $ 95,416 $ 201,000
Mason, Washington 24 $ 1,820,000 $ 75,833 $ 102,000
Houston, Alabama 23 $ 985,000 $ 42,826 $ 94,000
LaPorte, Indiana 23 $ 1,555,000 $ 67,608 $ 83,000
Tangipahoa, Louisiana 23 $ 1,395,000 $ 60,652 $ 95,000
Berkshire, Massachusetts 23 $ 2,165,000 $ 94,130 $ 76,000
Ingham, Michigan 23 $ 1,035,000 $ 45,000 $ 68,000
Jackson, Mississippi 23 $ 1,125,000 $ 48,913 $ 87,000
Belknap, New Hampshire 23 $ 1,855,000 $ 80,652 $ 126,000
Craven, North Carolina 23 $ 965,000 $ 41,956 $ 105,000
Henderson, North Carolina 23 $ 1,405,000 $ 61,086 $ 91,000
Benton, Oregon 23 $ 1,985,000 $ 86,304 $ 165,000
Sevier, Tennessee 23 $ 1,465,000 $ 63,695 $ 118,000
James City, Virginia 23 $ 1,395,000 $ 60,652 $ 126,000
Walla Walla, Washington 23 $ 1,115,000 $ 48,478 $ 89,000
Lee, Alabama 22 $ 1,300,000 $ 59,090 $ 135,000
Tuscaloosa, Alabama 22 $ 1,010,000 $ 45,909 $ 385,000
Broomfield, Colorado 22 $ 1,650,000 $ 75,000 $ 207,000
Carroll, Georgia 22 $ 1,490,000 $ 67,727 $ 90,000
Caddo, Louisiana 22 $ 1,040,000 $ 47,272 $ 106,000
Orange, North Carolina 22 $ 2,040,000 $ 92,727 $ 171,000
Wayne, Ohio 22 $ 1,040,000 $ 47,272 $ 98,000
Bedford, Virginia 22 $ 1,720,000 $ 78,181 $ 132,000
Newport News, Virginia 22 $ 1,020,000 $ 46,363 $ 93,000
Clarke, Georgia 21 $ 1,345,000 $ 64,047 $ 111,000
Delaware, Indiana 21 $ 745,000 $ 35,476 $ 74,000
Lee, Mississippi 21 $ 1,045,000 $ 49,761 $ 69,000
Lewis and Clark, Montana 21 $ 1,375,000 $ 65,476 $ 125,000
Missoula, Montana 21 $ 1,335,000 $ 63,571 $ 102,000
Lyon, Nevada 21 $ 925,000 $ 44,047 $ 87,000
Nash, North Carolina 21 $ 1,065,000 $ 50,714 $ 79,000
Ashtabula, Ohio 21 $ 1,045,000 $ 49,761 $ 102,000
Pickaway, Ohio 21 $ 1,125,000 $ 53,571 $ 94,000
Klamath, Oregon 21 $ 1,215,000 $ 57,857 $ 102,000
Butler, Pennsylvania 21 $ 1,835,000 $ 87,380 $ 91,000
Lebanon, Pennsylvania 21 $ 1,005,000 $ 47,857 $ 103,000
Tipton, Tennessee 21 $ 1,515,000 $ 72,142 $ 107,000
Franklin, Washington 21 $ 1,155,000 $ 55,000 $ 81,000
Lake, California 20 $ 1,210,000 $ 60,500 $ 623,000
San Benito, California 20 $ 1,390,000 $ 69,500 $ 135,000
Elkhart, Indiana 20 $ 1,210,000 $ 60,500 $ 101,000
Vanderburgh, Indiana 20 $ 730,000 $ 36,500 $ 62,000
Scott, Iowa 20 $ 990,000 $ 49,500 $ 96,000
Rankin, Mississippi 20 $ 810,000 $ 40,500 $ 99,000
Carteret, North Carolina 20 $ 1,650,000 $ 82,500 $ 88,000
Chatham, North Carolina 20 $ 1,500,000 $ 75,000 $ 129,000
Beaver, Pennsylvania 20 $ 730,000 $ 36,500 $ 82,000
Washington, Rhode Island 20 $ 1,930,000 $ 96,500 $ 162,000
Bradley, Tennessee 20 $ 1,070,000 $ 53,500 $ 91,000
Jefferson, Tennessee 20 $ 910,000 $ 45,500 $ 101,000
Washington, Tennessee 20 $ 1,080,000 $ 54,000 $ 87,000
Louisa, Virginia 20 $ 1,020,000 $ 51,000 $ 76,000
Warren, Virginia 20 $ 1,270,000 $ 63,500 $ 121,000
Chelan, Washington 20 $ 1,360,000 $ 68,000 $ 101,000
Manitowoc, Wisconsin 20 $ 960,000 $ 48,000 $ 62,000
Ozaukee, Wisconsin 20 $ 1,280,000 $ 64,000 $ 139,000
Santa Cruz, Arizona 19 $ 1,465,000 $ 77,105 $ 79,000
Sangamon, Illinois 19 $ 575,000 $ 30,263 $ 102,000
Ascension, Louisiana 19 $ 985,000 $ 51,842 $ 105,000
Grand Traverse, Michigan 19 $ 1,055,000 $ 55,526 $ 59,000
Franklin, North Carolina 19 $ 945,000 $ 49,736 $ 127,000
Randolph, North Carolina 19 $ 965,000 $ 50,789 $ 96,000
Lincoln, Oregon 19 $ 1,535,000 $ 80,789 $ 60,000
Roane, Tennessee 19 $ 1,605,000 $ 84,473 $ 102,000
Chittenden, Vermont 19 $ 1,945,000 $ 102,368 $ 124,000
Powhatan, Virginia 19 $ 1,305,000 $ 68,684 $ 137,000
Lewis, Washington 19 $ 805,000 $ 42,368 $ 81,000
Fairbanks North Star, Alaska 18 $ 1,700,000 $ 94,444 $ 106,000
Garland, Arkansas 18 $ 1,250,000 $ 69,444 $ 78,000
Lonoke, Arkansas 18 $ 990,000 $ 55,000 $ 73,000
Humboldt, California 18 $ 1,370,000 $ 76,111 $ 160,000
Garfield, Colorado 18 $ 1,780,000 $ 98,888 $ 125,000
Oconee, Georgia 18 $ 1,240,000 $ 68,888 $ 178,000
Hancock, Indiana 18 $ 1,130,000 $ 62,777 $ 95,000
Shiawassee, Michigan 18 $ 900,000 $ 50,000 $ 112,000
Flathead, Montana 18 $ 1,860,000 $ 103,333 $ 167,000
Carson City, Nevada 18 $ 1,560,000 $ 86,666 $ 120,000
Grafton, New Hampshire 18 $ 900,000 $ 50,000 $ 108,000
Pender, North Carolina 18 $ 1,500,000 $ 83,333 $ 105,000
Marion, Ohio 18 $ 760,000 $ 42,222 $ 106,000
Douglas, Oregon 18 $ 1,060,000 $ 58,888 $ 85,000
Minnehaha, South Dakota 18 $ 770,000 $ 42,777 $ 105,000
Hamblen, Tennessee 18 $ 680,000 $ 37,777 $ 116,000
Roanoke City, Virginia 18 $ 560,000 $ 31,111 $ 71,000
Routt, Colorado 17 $ 1,305,000 $ 76,764 $ 93,000
Camden, Georgia 17 $ 1,515,000 $ 89,117 $ 87,000
Twin Falls, Idaho 17 $ 1,265,000 $ 74,411 $ 91,000
Champaign, Illinois 17 $ 875,000 $ 51,470 $ 93,000
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Mortgage Loan Application Detail Totals for Figure Lending LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 38,115 $2,877,955,000 $75,000 $405,000 $140,000 $9,500,000
Home Improvement 26,872 $2,249,960,000 $83,000 $405,000 $154,000 $9,800,000
Cash-out Refinancing 538 $175,510,000 $326,000 $2,005,000 $138,000 $2,145,000
Refinancing 54 $11,870,000 $219,000 $995,000 $122,000 $580,000
Home Purchase 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 36,473 $2,719,405,000 $74,000 $2,005,000 $143,000 $9,800,000
Not Provided 10,446 $928,110,000 $88,000 $1,905,000 $152,000 $8,500,000
Hispanic 4,862 $366,300,000 $75,000 $405,000 $137,000 $9,453,000
Black or African American 4,389 $301,435,000 $68,000 $595,000 $121,000 $6,286,000
Not applicable 4,011 $398,365,000 $99,000 $405,000 $0 $0
Asian 2,331 $272,405,000 $116,000 $1,575,000 $173,000 $8,830,000
American Indian or Alaskan Native 656 $49,280,000 $75,000 $645,000 $141,000 $4,571,000
Native Hawaiian or Other Pacific Islander 83 $6,695,000 $80,000 $245,000 $118,000 $574,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 65,579 $5,315,295,000 $81,000 $2,005,000 $146,000 $9,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 25,232 $1,875,290,000 $74,000 $1,805,000 $145,000 $2,841,000
Application Denied By Financial Institution 20,366 $1,678,260,000 $82,000 $2,005,000 $136,000 $9,599,000
Application Approved But Not Accepted 8,020 $637,790,000 $79,000 $685,000 $144,000 $1,394,000
Application Withdrawn By Applicant 7,711 $660,035,000 $85,000 $1,985,000 $173,000 $9,800,000
Loan Purchased By The Institution 4,011 $398,365,000 $99,000 $405,000 $0 $0
File Closed For Incompleteness 239 $65,555,000 $274,000 $2,005,000 $124,000 $1,200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 45,213 $3,637,035,000 $80,000 $2,005,000 $150,000 $9,800,000
Other 8,072 $642,050,000 $79,000 $1,905,000 $148,000 $9,453,000
Credit Application Incomplete 7,511 $605,325,000 $80,000 $1,355,000 $172,000 $9,599,000
Unverifiable Information 2,494 $216,060,000 $86,000 $605,000 $46,000 $753,000
Debt-To-Income Ratio 1,748 $154,900,000 $88,000 $1,365,000 $55,000 $3,125,000
Credit History 282 $34,630,000 $122,000 $2,005,000 $135,000 $992,000
Collateral 259 $25,295,000 $97,000 $825,000 $142,000 $1,400,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Figure Lending LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Figure Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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