First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 600 James Mcdonnell Blvd Creve Coeur, MO 63042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,309 |
| Total Mortgage Loan Application Amount | $1,742,945,000 |
| Average Mortgage Loan Application Amount | $257,200 |
| Highest Mortgage Loan Application Amount | $8,505,000 |
| Average Applicant Income | $153,200 |
| Highest Applicant Income | $3,038,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 761 | $ 284,615,000 | $ 374,000 | $ 229,000 |
| St. Louis County Missouri | 643 | $ 128,945,000 | $ 200,000 | $ 118,000 |
| Douglas County Nebraska | 417 | $ 91,865,000 | $ 220,000 | $ 113,000 |
| St. Charles County Missouri | 364 | $ 64,110,000 | $ 176,000 | $ 107,000 |
| Orange County California | 320 | $ 132,160,000 | $ 413,000 | $ 242,000 |
| Lancaster County Nebraska | 242 | $ 51,800,000 | $ 214,000 | $ 98,000 |
| Johnson County Kansas | 232 | $ 69,460,000 | $ 299,000 | $ 126,000 |
| Jackson County Missouri | 192 | $ 39,900,000 | $ 207,000 | $ 118,000 |
| Contra Costa County California | 169 | $ 69,045,000 | $ 408,000 | $ 175,000 |
| Sarpy County Nebraska | 164 | $ 39,910,000 | $ 243,000 | $ 124,000 |
| Solano County California | 143 | $ 45,035,000 | $ 314,000 | $ 155,000 |
| Riverside County California | 138 | $ 35,310,000 | $ 255,000 | $ 156,000 |
| Santa Barbara County California | 135 | $ 38,285,000 | $ 283,000 | $ 155,000 |
| San Mateo County California | 128 | $ 68,770,000 | $ 537,000 | $ 197,000 |
| St. Louis City County Missouri | 126 | $ 21,400,000 | $ 169,000 | $ 161,000 |
| San Diego County California | 122 | $ 42,730,000 | $ 350,000 | $ 185,000 |
| St. Clair County Illinois | 109 | $ 11,545,000 | $ 105,000 | $ 72,000 |
| Alameda County California | 104 | $ 47,420,000 | $ 455,000 | $ 191,000 |
| Ventura County California | 96 | $ 26,970,000 | $ 280,000 | $ 197,000 |
| Clay County Missouri | 96 | $ 22,130,000 | $ 230,000 | $ 96,000 |
| Sacramento County California | 87 | $ 23,635,000 | $ 271,000 | $ 163,000 |
| Jefferson County Missouri | 84 | $ 11,440,000 | $ 136,000 | $ 86,000 |
| Placer County California | 68 | $ 16,750,000 | $ 246,000 | $ 207,000 |
| Santa Clara County California | 68 | $ 28,660,000 | $ 421,000 | $ 211,000 |
| San Bernardino County California | 67 | $ 14,755,000 | $ 220,000 | $ 136,000 |
| Warren County Missouri | 62 | $ 10,440,000 | $ 168,000 | $ 80,000 |
| San Francisco County California | 53 | $ 26,025,000 | $ 491,000 | $ 164,000 |
| Wyandotte County Kansas | 45 | $ 7,175,000 | $ 159,000 | $ 59,000 |
| Franklin County Missouri | 43 | $ 7,715,000 | $ 179,000 | $ 96,000 |
| Platte County Missouri | 40 | $ 10,820,000 | $ 270,000 | $ 94,000 |
| Maricopa County Arizona | 38 | $ 15,820,000 | $ 416,000 | $ 165,000 |
| Madison County Illinois | 30 | $ 4,600,000 | $ 153,000 | $ 98,000 |
| Lincoln County Missouri | 24 | $ 4,590,000 | $ 191,000 | $ 103,000 |
| San Joaquin County California | 22 | $ 7,480,000 | $ 340,000 | $ 120,000 |
| Monroe County Illinois | 19 | $ 2,555,000 | $ 134,000 | $ 126,000 |
| Leavenworth County Kansas | 19 | $ 4,195,000 | $ 220,000 | $ 68,000 |
| St. Francois County Missouri | 19 | $ 2,495,000 | $ 131,000 | $ 63,000 |
| Clark County Nevada | 18 | $ 5,000,000 | $ 277,000 | $ 226,000 |
| El Dorado County California | 17 | $ 5,125,000 | $ 301,000 | $ 247,000 |
| Gasconade County Missouri | 17 | $ 2,525,000 | $ 148,000 | $ 84,000 |
| Cook County Illinois | 16 | $ 3,830,000 | $ 239,000 | $ 115,000 |
| San Luis Obispo County California | 15 | $ 3,535,000 | $ 235,000 | $ 143,000 |
| Randolph County Illinois | 15 | $ 1,515,000 | $ 101,000 | $ 220,000 |
| Cass County Missouri | 15 | $ 3,565,000 | $ 237,000 | $ 109,000 |
| Cass County Nebraska | 15 | $ 4,145,000 | $ 276,000 | $ 109,000 |
| Clinton County Illinois | 13 | $ 1,435,000 | $ 110,000 | $ 108,000 |
| Marin County California | 12 | $ 3,250,000 | $ 270,000 | $ 260,000 |
| Pottawattamie County Iowa | 12 | $ 2,360,000 | $ 196,000 | $ 90,000 |
| Camden County Missouri | 12 | $ 2,530,000 | $ 210,000 | $ 146,000 |
| Sonoma County California | 11 | $ 4,325,000 | $ 393,000 | $ 173,000 |
| Lee County Florida | 11 | $ 4,235,000 | $ 385,000 | $ 222,000 |
| Stanislaus County California | 10 | $ 2,990,000 | $ 299,000 | $ 149,000 |
| Gage County Nebraska | 10 | $ 1,210,000 | $ 121,000 | $ 95,000 |
| Saunders County Nebraska | 10 | $ 2,230,000 | $ 223,000 | $ 101,000 |
| Nevada County California | 9 | $ 1,775,000 | $ 197,000 | $ 189,000 |
| Douglas County Kansas | 9 | $ 2,075,000 | $ 230,000 | $ 95,000 |
| Kern County California | 8 | $ 2,270,000 | $ 283,000 | $ 109,000 |
| Napa County California | 8 | $ 2,610,000 | $ 326,000 | $ 109,000 |
| Yolo County California | 8 | $ 2,500,000 | $ 312,000 | $ 162,000 |
| Washington County Nebraska | 8 | $ 1,460,000 | $ 182,000 | $ 91,000 |
| Ste. Genevieve County Missouri | 7 | $ 895,000 | $ 127,000 | $ 63,000 |
| Dodge County Nebraska | 7 | $ 955,000 | $ 136,000 | $ 69,000 |
| Bond County Illinois | 6 | $ 700,000 | $ 116,000 | $ 120,000 |
| Miami County Kansas | 6 | $ 1,690,000 | $ 281,000 | $ 114,000 |
| Boone County Missouri | 6 | $ 1,380,000 | $ 230,000 | $ 79,000 |
| King County Washington | 6 | $ 2,250,000 | $ 375,000 | $ 134,000 |
| Santa Cruz County California | 5 | $ 1,695,000 | $ 339,000 | $ 103,000 |
| Arapahoe County Colorado | 5 | $ 2,035,000 | $ 407,000 | $ 127,000 |
| Jefferson County Colorado | 5 | $ 1,435,000 | $ 287,000 | $ 80,000 |
| Charlotte County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 129,000 |
| Pinellas County Florida | 5 | $ 1,345,000 | $ 269,000 | $ 252,000 |
| Williamson County Illinois | 5 | $ 575,000 | $ 115,000 | $ 310,000 |
| Montgomery County Missouri | 5 | $ 1,075,000 | $ 215,000 | $ 132,000 |
| Mohave County Arizona | 4 | $ 580,000 | $ 145,000 | $ 148,000 |
| Pima County Arizona | 4 | $ 510,000 | $ 127,000 | $ 41,000 |
| Pinal County Arizona | 4 | $ 550,000 | $ 137,000 | $ 54,000 |
| Fresno County California | 4 | $ 1,000,000 | $ 250,000 | $ 240,000 |
| Merced County California | 4 | $ 680,000 | $ 170,000 | $ 140,000 |
| San Benito County California | 4 | $ 2,320,000 | $ 580,000 | $ 172,000 |
| Broward County Florida | 4 | $ 2,040,000 | $ 510,000 | $ 625,000 |
| Macoupin County Illinois | 4 | $ 480,000 | $ 120,000 | $ 89,000 |
| Callaway County Missouri | 4 | $ 790,000 | $ 197,000 | $ 89,000 |
| Crawford County Missouri | 4 | $ 610,000 | $ 152,000 | $ 67,000 |
| Lafayette County Missouri | 4 | $ 870,000 | $ 217,000 | $ 155,000 |
| Morgan County Missouri | 4 | $ 1,090,000 | $ 272,000 | $ 172,000 |
| Washoe County Nevada | 4 | $ 1,840,000 | $ 460,000 | $ 163,000 |
| Butte County California | 3 | $ 1,815,000 | $ 605,000 | $ 238,000 |
| Brevard County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 130,000 |
| Collier County Florida | 3 | $ 1,415,000 | $ 471,000 | $ 263,000 |
| Hillsborough County Florida | 3 | $ 475,000 | $ 158,000 | $ 72,000 |
| Lake County Florida | 3 | $ 745,000 | $ 248,000 | $ 95,000 |
| Miami-Dade County Florida | 3 | $ 1,385,000 | $ 461,000 | $ 96,000 |
| Sumter County Florida | 3 | $ 475,000 | $ 158,000 | $ 57,000 |
| Volusia County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 266,000 |
| Ada County Idaho | 3 | $ 1,555,000 | $ 518,000 | $ 303,000 |
| Adams County Illinois | 3 | $ 545,000 | $ 181,000 | $ 164,000 |
| Jackson County Illinois | 3 | $ 335,000 | $ 111,000 | $ 88,000 |
| Lake County Illinois | 3 | $ 575,000 | $ 191,000 | $ 112,000 |
| Lawrence County Illinois | 3 | $ 305,000 | $ 101,000 | $ 128,000 |
| Mills County Iowa | 3 | $ 655,000 | $ 218,000 | $ 64,000 |
| Polk County Iowa | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| Shawnee County Kansas | 3 | $ 925,000 | $ 308,000 | $ 187,000 |
| Greene County Missouri | 3 | $ 555,000 | $ 185,000 | $ 151,000 |
| Perry County Missouri | 3 | $ 365,000 | $ 121,000 | $ 102,000 |
| Washington County Missouri | 3 | $ 125,000 | $ 41,000 | $ 26,000 |
| Adams County Nebraska | 3 | $ 615,000 | $ 205,000 | $ 113,000 |
| Burt County Nebraska | 3 | $ 555,000 | $ 185,000 | $ 85,000 |
| Beaufort County South Carolina | 3 | $ 1,385,000 | $ 461,000 | $ 431,000 |
| Bexar County Texas | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| Denton County Texas | 3 | $ 1,155,000 | $ 385,000 | $ 125,000 |
| Tarrant County Texas | 3 | $ 675,000 | $ 225,000 | $ 123,000 |
| Fairfax County Virginia | 3 | $ 915,000 | $ 305,000 | $ 84,000 |
| Benton County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 221,000 |
| Lake County California | 2 | $ 360,000 | $ 180,000 | $ 139,000 |
| Lassen County California | 2 | $ 280,000 | $ 140,000 | $ 21,000 |
| Madera County California | 2 | $ 320,000 | $ 160,000 | $ 114,000 |
| Monterey County California | 2 | $ 1,100,000 | $ 550,000 | $ 154,000 |
| Shasta County California | 2 | $ 1,420,000 | $ 710,000 | $ 551,000 |
| Siskiyou County California | 2 | $ 430,000 | $ 215,000 | $ 204,000 |
| Larimer County Colorado | 2 | $ 790,000 | $ 395,000 | $ 185,000 |
| Orange County Florida | 2 | $ 880,000 | $ 440,000 | $ 94,000 |
| Sarasota County Florida | 2 | $ 510,000 | $ 255,000 | $ 101,000 |
| Gwinnett County Georgia | 2 | $ 380,000 | $ 190,000 | $ 45,000 |
| Effingham County Illinois | 2 | $ 180,000 | $ 90,000 | $ 81,000 |
| Fayette County Illinois | 2 | $ 190,000 | $ 95,000 | $ 113,000 |
| Jersey County Illinois | 2 | $ 310,000 | $ 155,000 | $ 136,000 |
| Tazewell County Illinois | 2 | $ 660,000 | $ 330,000 | $ 189,000 |
| Floyd County Indiana | 2 | $ 370,000 | $ 185,000 | $ 30,000 |
| Marion County Indiana | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Fremont County Iowa | 2 | $ 440,000 | $ 220,000 | $ 84,000 |
| Montgomery County Iowa | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Ellis County Kansas | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Franklin County Kansas | 2 | $ 440,000 | $ 220,000 | $ 59,000 |
| Jefferson County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Hennepin County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| Olmsted County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 155,000 |
| Bates County Missouri | 2 | $ 620,000 | $ 310,000 | $ 79,000 |
| Moniteau County Missouri | 2 | $ 560,000 | $ 280,000 | $ 111,000 |
| Stone County Missouri | 2 | $ 460,000 | $ 230,000 | $ 329,000 |
| Seward County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| York County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Westchester County New York | 2 | $ 960,000 | $ 480,000 | $ 240,000 |
| Buncombe County North Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 181,000 |
| Mecklenburg County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 24,000 |
| Okmulgee County Oklahoma | 2 | $ 810,000 | $ 405,000 | $ 201,000 |
| Philadelphia County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 153,000 |
| Collin County Texas | 2 | $ 550,000 | $ 275,000 | $ 118,000 |
| Dallas County Texas | 2 | $ 440,000 | $ 220,000 | $ 138,000 |
| El Paso County Texas | 2 | $ 190,000 | $ 95,000 | $ 209,000 |
| Harris County Texas | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Kittitas County Washington | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Pierce County Washington | 2 | $ 560,000 | $ 280,000 | $ 148,000 |
| Madison County Alabama | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Calaveras County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Colusa County California | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Tehama County California | 1 | $ 395,000 | $ 395,000 | $ 56,000 |
| Tuolumne County California | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Yuba County California | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Adams County Colorado | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Eagle County Colorado | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| El Paso County Colorado | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Grand County Colorado | 1 | $ 545,000 | $ 545,000 | $ 147,000 |
| Mesa County Colorado | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Teller County Colorado | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| New Haven County Connecticut | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Alachua County Florida | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 263,000 |
| Citrus County Florida | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Clay County Florida | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Duval County Florida | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Escambia County Florida | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Monroe County Florida | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Palm Beach County Florida | 1 | $ 475,000 | $ 475,000 | $ 163,000 |
| Pasco County Florida | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Santa Rosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 146,000 |
| Seminole County Florida | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Taylor County Florida | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Cobb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 376,000 |
| Dodge County Georgia | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Douglas County Georgia | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Houston County Georgia | 1 | $ 165,000 | $ 165,000 | $ 140,000 |
| Lamar County Georgia | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Muscogee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Peach County Georgia | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Alexander County Illinois | 1 | $ 185,000 | $ 185,000 | $ 219,000 |
| Champaign County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Franklin County Illinois | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Kane County Illinois | 1 | $ 85,000 | $ 85,000 | $ 241,000 |
| Knox County Illinois | 1 | $ 165,000 | $ 165,000 | $ 171,000 |
| Marion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| McLean County Illinois | 1 | $ 265,000 | $ 265,000 | $ 303,000 |
| Montgomery County Illinois | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Peoria County Illinois | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Sangamon County Illinois | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Scott County Illinois | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Shelby County Illinois | 1 | $ 145,000 | $ 145,000 | $ 207,000 |
| Will County Illinois | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Winnebago County Illinois | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Hendricks County Indiana | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Johnson County Indiana | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Tippecanoe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Dallas County Iowa | 1 | $ 145,000 | $ 145,000 | $ 151,000 |
| Dickinson County Iowa | 1 | $ 275,000 | $ 275,000 | $ 303,000 |
| Harrison County Iowa | 1 | $ 285,000 | $ 285,000 | $ 0 |
| O'Brien County Iowa | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Woodbury County Iowa | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Crawford County Kansas | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Harvey County Kansas | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Jefferson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Linn County Kansas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Marshall County Kansas | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Nemaha County Kansas | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Pottawatomie County Kansas | 1 | $ 385,000 | $ 385,000 | $ 196,000 |
| Riley County Kansas | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Saline County Kansas | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Wabaunsee County Kansas | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Fayette County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 212,000 |
| Marshall County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Orleans County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 235,000 |
| St. Tammany County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Allegan County Michigan | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Kalamazoo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 209,000 |
| Oakland County Michigan | 1 | $ 255,000 | $ 255,000 | $ 195,000 |
| Ottawa County Michigan | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| Washtenaw County Michigan | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Dakota County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 330,000 |
| Ramsey County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| St. Louis County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 136,000 |
| Wright County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| DeSoto County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Harrison County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Lafayette County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Lamar County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 230,000 |
| Buchanan County Missouri | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Cedar County Missouri | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Christian County Missouri | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Clinton County Missouri | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Henry County Missouri | 1 | $ 365,000 | $ 365,000 | $ 152,000 |
| Hickory County Missouri | 1 | $ 155,000 | $ 155,000 | $ 191,000 |
| Howard County Missouri | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Iron County Missouri | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Johnson County Missouri | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Marion County Missouri | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Miller County Missouri | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Monroe County Missouri | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Newton County Missouri | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Phelps County Missouri | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Pulaski County Missouri | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Taney County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wright County Missouri | 1 | $ 525,000 | $ 525,000 | $ 92,000 |
| Ravalli County Montana | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Antelope County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Hall County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 703,000 |
| Madison County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 21,000 |
| Nemaha County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Otoe County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Saline County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| Scotts Bluff County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 230,000 |
| Wayne County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Essex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 255,000 |
| Bernalillo County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Kings County New York | 1 | $ 765,000 | $ 765,000 | $ 204,000 |
| New York County New York | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Brunswick County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Cumberland County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Guilford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Harnett County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Haywood County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Henderson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Pitt County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Wake County North Carolina | 1 | $ 775,000 | $ 775,000 | $ 275,000 |
| Montgomery County Ohio | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Canadian County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Logan County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Tulsa County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Clatsop County Oregon | 1 | $ 485,000 | $ 485,000 | $ 129,000 |
| Coos County Oregon | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Lincoln County Oregon | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Washington County Oregon | 1 | $ 525,000 | $ 525,000 | $ 107,000 |
| Centre County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Chester County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Monroe County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| Bristol County Rhode Island | 1 | $ 385,000 | $ 385,000 | $ 427,000 |
| Anderson County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Berkeley County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 311,000 |
| Charleston County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Lancaster County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Spartanburg County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Meade County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 135,000 |
| Davidson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Maury County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Rutherford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Shelby County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 216,000 |
| Bell County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Hays County Texas | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Montgomery County Texas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Waller County Texas | 1 | $ 125,000 | $ 125,000 | $ 156,000 |
| Windsor County Vermont | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Alexandria County Virginia | 1 | $ 375,000 | $ 375,000 | $ 203,000 |
| Montgomery County Virginia | 1 | $ 265,000 | $ 265,000 | $ 215,000 |
| Prince William County Virginia | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Clark County Washington | 1 | $ 265,000 | $ 265,000 | $ 155,000 |
| Grays Harbor County Washington | 1 | $ 165,000 | $ 165,000 | $ 147,000 |
| San Juan County Washington | 1 | $ 625,000 | $ 625,000 | $ 113,000 |
| Spokane County Washington | 1 | $ 445,000 | $ 445,000 | $ 208,000 |
| Thurston County Washington | 1 | $ 435,000 | $ 435,000 | $ 146,000 |
| Calumet County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 131,000 |
| Waukesha County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Sweetwater County Wyoming | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for First Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,953 | $570,765,000 | $292,000 | $3,555,000 | $160,000 | $3,038,000 |
| Home Purchase | 1,731 | $533,505,000 | $308,000 | $8,505,000 | $117,000 | $1,352,000 |
| Other Purpose | 1,248 | $241,140,000 | $193,000 | $1,705,000 | $194,000 | $2,265,000 |
| Cash-out Refinancing | 1,076 | $345,560,000 | $321,000 | $5,755,000 | $128,000 | $1,452,000 |
| Home Improvement | 301 | $51,975,000 | $172,000 | $2,505,000 | $167,000 | $1,770,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,978 | $1,024,780,000 | $257,000 | $5,755,000 | $148,000 | $3,038,000 |
| Not Provided | 706 | $178,190,000 | $252,000 | $2,005,000 | $169,000 | $2,265,000 |
| Asian | 611 | $235,235,000 | $385,000 | $4,935,000 | $183,000 | $2,136,000 |
| Hispanic | 526 | $166,110,000 | $315,000 | $2,665,000 | $137,000 | $2,201,000 |
| Black or African American | 388 | $89,930,000 | $231,000 | $3,245,000 | $98,000 | $726,000 |
| American Indian or Alaskan Native | 22 | $5,890,000 | $267,000 | $1,055,000 | $84,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,355,000 | $258,000 | $525,000 | $132,000 | $300,000 |
| Not applicable | 13 | $23,485,000 | $1,806,000 | $8,505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,707 | $1,587,185,000 | $278,000 | $8,505,000 | $156,000 | $3,038,000 |
| FHA-insured (Federal Housing Administration) | 330 | $81,020,000 | $245,000 | $1,075,000 | $75,000 | $330,000 |
| VA-guaranteed (Veterans Administration) | 260 | $71,990,000 | $276,000 | $1,085,000 | $107,000 | $1,219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,750,000 | $229,000 | $535,000 | $68,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,528 | $1,233,800,000 | $272,000 | $8,505,000 | $153,000 | $3,038,000 |
| Application Denied By Financial Institution | 959 | $254,185,000 | $265,000 | $5,755,000 | $134,000 | $1,770,000 |
| Application Withdrawn By Applicant | 581 | $181,395,000 | $312,000 | $2,405,000 | $153,000 | $1,598,000 |
| Application Approved But Not Accepted | 144 | $36,720,000 | $255,000 | $1,275,000 | $180,000 | $1,621,000 |
| Preapproval Approved but not Accepted | 67 | $27,605,000 | $412,000 | $4,205,000 | $115,000 | $1,111,000 |
| Preapproval Denied by Financial Institution | 30 | $9,240,000 | $308,000 | $1,075,000 | $77,000 | $330,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,320 | $1,479,520,000 | $278,000 | $8,505,000 | $153,000 | $3,038,000 |
| Debt-To-Income Ratio | 495 | $142,325,000 | $287,000 | $5,755,000 | $106,000 | $839,000 |
| Credit History | 155 | $29,815,000 | $192,000 | $1,325,000 | $130,000 | $1,216,000 |
| Credit Application Incomplete | 146 | $45,950,000 | $314,000 | $1,895,000 | $180,000 | $1,770,000 |
| Collateral | 89 | $21,105,000 | $237,000 | $3,555,000 | $198,000 | $1,108,000 |
| Other | 43 | $9,655,000 | $224,000 | $715,000 | $177,000 | $893,000 |
| Unverifiable Information | 30 | $7,790,000 | $259,000 | $655,000 | $117,000 | $344,000 |
| Employment History | 23 | $4,855,000 | $211,000 | $745,000 | $85,000 | $184,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,930,000 | $241,000 | $455,000 | $65,000 | $149,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.