First Century Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First Century Bank, National Association 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Century Bank, National Association 807 Dorsey St Gainesville, GA 30501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,477 |
| Total Mortgage Loan Application Amount | $306,056,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $1,350,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First Century Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Century Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First Century Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Century Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by First Century Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Century Bank, National Association's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 181 | $ 46,467,000 | $ 256,000 | $ 156,000 |
| Cherokee County Georgia | 152 | $ 31,057,000 | $ 204,000 | $ 90,000 |
| Cobb County Georgia | 101 | $ 22,026,000 | $ 218,000 | $ 97,000 |
| Gwinnett County Georgia | 90 | $ 15,460,000 | $ 171,000 | $ 81,000 |
| Forsyth County Georgia | 68 | $ 17,340,000 | $ 255,000 | $ 104,000 |
| DeKalb County Georgia | 67 | $ 13,736,000 | $ 205,000 | $ 98,000 |
| Hall County Georgia | 24 | $ 4,227,000 | $ 176,000 | $ 84,000 |
| Fayette County Georgia | 19 | $ 4,019,000 | $ 211,000 | $ 94,000 |
| Paulding County Georgia | 11 | $ 1,869,000 | $ 169,000 | $ 52,000 |
| Rockdale County Georgia | 11 | $ 2,364,000 | $ 214,000 | $ 141,000 |
| Jackson County Georgia | 10 | $ 1,870,000 | $ 187,000 | $ 94,000 |
| Los Angeles County California | 9 | $ 2,754,000 | $ 306,000 | $ 102,000 |
| Henry County Georgia | 9 | $ 1,897,000 | $ 210,000 | $ 99,000 |
| San Diego County California | 8 | $ 2,346,000 | $ 293,000 | $ 136,000 |
| Maricopa County Arizona | 7 | $ 1,237,000 | $ 176,000 | $ 98,000 |
| Barrow County Georgia | 7 | $ 627,000 | $ 89,000 | $ 34,000 |
| Clarke County Georgia | 7 | $ 926,000 | $ 132,000 | $ 11,000 |
| Houston County Georgia | 7 | $ 946,000 | $ 135,000 | $ 80,000 |
| Pickens County Georgia | 7 | $ 1,544,000 | $ 220,000 | $ 107,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,809,000 | $ 301,000 | $ 96,000 |
| Coweta County Georgia | 6 | $ 953,000 | $ 158,000 | $ 81,000 |
| Middlesex County New Jersey | 6 | $ 1,911,000 | $ 318,000 | $ 151,000 |
| Cuyahoga County Ohio | 6 | $ 986,000 | $ 164,000 | $ 79,000 |
| Shelby County Tennessee | 6 | $ 956,000 | $ 159,000 | $ 66,000 |
| Dallas County Texas | 6 | $ 1,180,000 | $ 196,000 | $ 144,000 |
| Denton County Texas | 6 | $ 1,241,000 | $ 206,000 | $ 163,000 |
| Fort Bend County Texas | 6 | $ 880,000 | $ 146,000 | $ 106,000 |
| Travis County Texas | 6 | $ 779,000 | $ 129,000 | $ 107,000 |
| Loudoun County Virginia | 6 | $ 1,276,000 | $ 212,000 | $ 137,000 |
| King County Washington | 6 | $ 1,234,000 | $ 205,000 | $ 100,000 |
| Jefferson County Alabama | 5 | $ 1,013,000 | $ 202,000 | $ 81,000 |
| Orange County California | 5 | $ 1,450,000 | $ 290,000 | $ 165,000 |
| Miami-Dade County Florida | 5 | $ 1,042,000 | $ 208,000 | $ 121,000 |
| Newton County Georgia | 5 | $ 662,000 | $ 132,000 | $ 57,000 |
| Middlesex County Massachusetts | 5 | $ 1,429,000 | $ 285,000 | $ 143,000 |
| Hillsborough County New Hampshire | 5 | $ 1,071,000 | $ 214,000 | $ 71,000 |
| Greenville County South Carolina | 5 | $ 1,243,000 | $ 248,000 | $ 106,000 |
| Horry County South Carolina | 5 | $ 819,000 | $ 163,000 | $ 62,000 |
| Williamson County Texas | 5 | $ 584,000 | $ 116,000 | $ 114,000 |
| Montgomery County Alabama | 4 | $ 709,000 | $ 177,000 | $ 117,000 |
| Pulaski County Arkansas | 4 | $ 564,000 | $ 141,000 | $ 98,000 |
| Riverside County California | 4 | $ 801,000 | $ 200,000 | $ 101,000 |
| Arapahoe County Colorado | 4 | $ 922,000 | $ 230,000 | $ 106,000 |
| Clayton County Georgia | 4 | $ 487,000 | $ 121,000 | $ 44,000 |
| Dawson County Georgia | 4 | $ 900,000 | $ 225,000 | $ 177,000 |
| Douglas County Georgia | 4 | $ 599,000 | $ 149,000 | $ 63,000 |
| Morgan County Georgia | 4 | $ 983,000 | $ 245,000 | $ 92,000 |
| Walton County Georgia | 4 | $ 828,000 | $ 207,000 | $ 76,000 |
| Jefferson County Louisiana | 4 | $ 591,000 | $ 147,000 | $ 116,000 |
| Cumberland County Maine | 4 | $ 684,000 | $ 171,000 | $ 133,000 |
| Howard County Maryland | 4 | $ 1,432,000 | $ 358,000 | $ 175,000 |
| Oakland County Michigan | 4 | $ 887,000 | $ 221,000 | $ 102,000 |
| Wayne County Michigan | 4 | $ 599,000 | $ 149,000 | $ 75,000 |
| Bergen County New Jersey | 4 | $ 1,058,000 | $ 264,000 | $ 124,000 |
| Mecklenburg County North Carolina | 4 | $ 1,064,000 | $ 266,000 | $ 164,000 |
| Hamilton County Ohio | 4 | $ 714,000 | $ 178,000 | $ 109,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,147,000 | $ 286,000 | $ 106,000 |
| Harris County Texas | 4 | $ 651,000 | $ 162,000 | $ 117,000 |
| Fairfax County Virginia | 4 | $ 1,308,000 | $ 327,000 | $ 225,000 |
| Prince William County Virginia | 4 | $ 770,000 | $ 192,000 | $ 125,000 |
| Mobile County Alabama | 3 | $ 461,000 | $ 153,000 | $ 42,000 |
| Sacramento County California | 3 | $ 459,000 | $ 153,000 | $ 55,000 |
| New Castle County Delaware | 3 | $ 710,000 | $ 236,000 | $ 134,000 |
| Santa Rosa County Florida | 3 | $ 588,000 | $ 196,000 | $ 106,000 |
| Volusia County Florida | 3 | $ 456,000 | $ 152,000 | $ 103,000 |
| Gilmer County Georgia | 3 | $ 432,000 | $ 144,000 | $ 203,000 |
| Cook County Illinois | 3 | $ 891,000 | $ 297,000 | $ 104,000 |
| Marion County Indiana | 3 | $ 532,000 | $ 177,000 | $ 88,000 |
| Montgomery County Maryland | 3 | $ 697,000 | $ 232,000 | $ 90,000 |
| Norfolk County Massachusetts | 3 | $ 701,000 | $ 233,000 | $ 86,000 |
| Lenawee County Michigan | 3 | $ 225,000 | $ 75,000 | $ 53,000 |
| Dakota County Minnesota | 3 | $ 441,000 | $ 147,000 | $ 126,000 |
| Washington County Minnesota | 3 | $ 723,000 | $ 241,000 | $ 105,000 |
| Jefferson County Missouri | 3 | $ 543,000 | $ 181,000 | $ 60,000 |
| St. Louis County Missouri | 3 | $ 690,000 | $ 230,000 | $ 88,000 |
| Clark County Nevada | 3 | $ 349,000 | $ 116,000 | $ 60,000 |
| Morris County New Jersey | 3 | $ 992,000 | $ 330,000 | $ 172,000 |
| Currituck County North Carolina | 3 | $ 624,000 | $ 208,000 | $ 95,000 |
| Wake County North Carolina | 3 | $ 559,000 | $ 186,000 | $ 135,000 |
| Franklin County Ohio | 3 | $ 520,000 | $ 173,000 | $ 122,000 |
| Lucas County Ohio | 3 | $ 506,000 | $ 168,000 | $ 88,000 |
| Summit County Ohio | 3 | $ 449,000 | $ 149,000 | $ 85,000 |
| Bucks County Pennsylvania | 3 | $ 509,000 | $ 169,000 | $ 104,000 |
| Montgomery County Pennsylvania | 3 | $ 752,000 | $ 250,000 | $ 106,000 |
| Northampton County Pennsylvania | 3 | $ 713,000 | $ 237,000 | $ 108,000 |
| Charleston County South Carolina | 3 | $ 923,000 | $ 307,000 | $ 174,000 |
| Oconee County South Carolina | 3 | $ 628,000 | $ 209,000 | $ 135,000 |
| Richland County South Carolina | 3 | $ 589,000 | $ 196,000 | $ 104,000 |
| York County South Carolina | 3 | $ 673,000 | $ 224,000 | $ 92,000 |
| Knox County Tennessee | 3 | $ 731,000 | $ 243,000 | $ 100,000 |
| Brazoria County Texas | 3 | $ 513,000 | $ 171,000 | $ 163,000 |
| Tarrant County Texas | 3 | $ 677,000 | $ 225,000 | $ 170,000 |
| Caledonia County Vermont | 3 | $ 355,000 | $ 118,000 | $ 73,000 |
| Benton County Washington | 3 | $ 596,000 | $ 198,000 | $ 119,000 |
| Autauga County Alabama | 2 | $ 517,000 | $ 258,000 | $ 111,000 |
| Baldwin County Alabama | 2 | $ 640,000 | $ 320,000 | $ 188,000 |
| Shelby County Alabama | 2 | $ 292,000 | $ 146,000 | $ 35,000 |
| Benton County Arkansas | 2 | $ 266,000 | $ 133,000 | $ 67,000 |
| Alameda County California | 2 | $ 766,000 | $ 383,000 | $ 154,000 |
| Placer County California | 2 | $ 529,000 | $ 264,000 | $ 125,000 |
| San Bernardino County California | 2 | $ 301,000 | $ 150,000 | $ 163,000 |
| Santa Clara County California | 2 | $ 834,000 | $ 417,000 | $ 113,000 |
| Ventura County California | 2 | $ 402,000 | $ 201,000 | $ 100,000 |
| Boulder County Colorado | 2 | $ 272,000 | $ 136,000 | $ 69,000 |
| El Paso County Colorado | 2 | $ 541,000 | $ 270,000 | $ 134,000 |
| Fairfield County Connecticut | 2 | $ 731,000 | $ 365,000 | $ 153,000 |
| Hartford County Connecticut | 2 | $ 266,000 | $ 133,000 | $ 139,000 |
| Middlesex County Connecticut | 2 | $ 554,000 | $ 277,000 | $ 92,000 |
| New Haven County Connecticut | 2 | $ 345,000 | $ 172,000 | $ 72,000 |
| Tolland County Connecticut | 2 | $ 286,000 | $ 143,000 | $ 73,000 |
| Broward County Florida | 2 | $ 419,000 | $ 209,000 | $ 87,000 |
| Palm Beach County Florida | 2 | $ 445,000 | $ 222,000 | $ 233,000 |
| Pinellas County Florida | 2 | $ 510,000 | $ 255,000 | $ 159,000 |
| Banks County Georgia | 2 | $ 218,000 | $ 109,000 | $ 59,000 |
| Bartow County Georgia | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Carroll County Georgia | 2 | $ 152,000 | $ 76,000 | $ 44,000 |
| Chatham County Georgia | 2 | $ 397,000 | $ 198,000 | $ 220,000 |
| Fannin County Georgia | 2 | $ 376,000 | $ 188,000 | $ 249,000 |
| Greene County Georgia | 2 | $ 471,000 | $ 235,000 | $ 264,000 |
| Habersham County Georgia | 2 | $ 532,000 | $ 266,000 | $ 58,000 |
| Murray County Georgia | 2 | $ 265,000 | $ 132,000 | $ 108,000 |
| Oconee County Georgia | 2 | $ 612,000 | $ 306,000 | $ 296,000 |
| Putnam County Georgia | 2 | $ 496,000 | $ 248,000 | $ 361,000 |
| Ada County Idaho | 2 | $ 323,000 | $ 161,000 | $ 54,000 |
| Kendall County Illinois | 2 | $ 472,000 | $ 236,000 | $ 36,000 |
| Lake County Illinois | 2 | $ 610,000 | $ 305,000 | $ 195,000 |
| Tippecanoe County Indiana | 2 | $ 169,000 | $ 84,000 | $ 39,000 |
| Polk County Iowa | 2 | $ 297,000 | $ 148,000 | $ 54,000 |
| Johnson County Kansas | 2 | $ 349,000 | $ 174,000 | $ 102,000 |
| Fayette County Kentucky | 2 | $ 413,000 | $ 206,000 | $ 135,000 |
| Caddo County Louisiana | 2 | $ 197,000 | $ 98,000 | $ 40,000 |
| Calcasieu County Louisiana | 2 | $ 377,000 | $ 188,000 | $ 65,000 |
| St. Tammany County Louisiana | 2 | $ 379,000 | $ 189,000 | $ 84,000 |
| Penobscot County Maine | 2 | $ 432,000 | $ 216,000 | $ 175,000 |
| Essex County Massachusetts | 2 | $ 586,000 | $ 293,000 | $ 112,000 |
| Plymouth County Massachusetts | 2 | $ 312,000 | $ 156,000 | $ 65,000 |
| Worcester County Massachusetts | 2 | $ 656,000 | $ 328,000 | $ 87,000 |
| Washtenaw County Michigan | 2 | $ 370,000 | $ 185,000 | $ 86,000 |
| Sherburne County Minnesota | 2 | $ 245,000 | $ 122,000 | $ 57,000 |
| Forrest County Mississippi | 2 | $ 208,000 | $ 104,000 | $ 41,000 |
| Sarpy County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 329,000 |
| Lyon County Nevada | 2 | $ 318,000 | $ 159,000 | $ 51,000 |
| Washoe County Nevada | 2 | $ 343,000 | $ 171,000 | $ 28,000 |
| Essex County New Jersey | 2 | $ 413,000 | $ 206,000 | $ 77,000 |
| Gloucester County New Jersey | 2 | $ 526,000 | $ 263,000 | $ 91,000 |
| Monmouth County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| Eddy County New Mexico | 2 | $ 429,000 | $ 214,000 | $ 52,000 |
| Kings County New York | 2 | $ 714,000 | $ 357,000 | $ 109,000 |
| Nassau County New York | 2 | $ 520,000 | $ 260,000 | $ 77,000 |
| Queens County New York | 2 | $ 517,000 | $ 258,000 | $ 102,000 |
| Westchester County New York | 2 | $ 756,000 | $ 378,000 | $ 203,000 |
| Nash County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Licking County Ohio | 2 | $ 211,000 | $ 105,000 | $ 83,000 |
| Lorain County Ohio | 2 | $ 476,000 | $ 238,000 | $ 163,000 |
| Medina County Ohio | 2 | $ 288,000 | $ 144,000 | $ 100,000 |
| Tulsa County Oklahoma | 2 | $ 311,000 | $ 155,000 | $ 75,000 |
| Multnomah County Oregon | 2 | $ 440,000 | $ 220,000 | $ 105,000 |
| Chester County Pennsylvania | 2 | $ 603,000 | $ 301,000 | $ 98,000 |
| Delaware County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 56,000 |
| Beaufort County South Carolina | 2 | $ 797,000 | $ 398,000 | $ 132,000 |
| Edgefield County South Carolina | 2 | $ 267,000 | $ 133,000 | $ 76,000 |
| Blount County Tennessee | 2 | $ 242,000 | $ 121,000 | $ 78,000 |
| Davidson County Tennessee | 2 | $ 242,000 | $ 121,000 | $ 64,000 |
| Hamilton County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 80,000 |
| Bexar County Texas | 2 | $ 388,000 | $ 194,000 | $ 99,000 |
| El Paso County Texas | 2 | $ 267,000 | $ 133,000 | $ 49,000 |
| Gregg County Texas | 2 | $ 253,000 | $ 126,000 | $ 78,000 |
| Falls Church County Virginia | 2 | $ 990,000 | $ 495,000 | $ 372,000 |
| York County Virginia | 2 | $ 683,000 | $ 341,000 | $ 111,000 |
| Dodge County Wisconsin | 2 | $ 302,000 | $ 151,000 | $ 108,000 |
| Milwaukee County Wisconsin | 2 | $ 314,000 | $ 157,000 | $ 73,000 |
| Chilton County Alabama | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| Coffee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Elmore County Alabama | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Lee County Alabama | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Madison County Alabama | 1 | $ 280,000 | $ 280,000 | $ 141,000 |
| Morgan County Alabama | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| St. Clair County Alabama | 1 | $ 193,000 | $ 193,000 | $ 109,000 |
| Tuscaloosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Mohave County Arizona | 1 | $ 90,000 | $ 90,000 | $ 134,000 |
| Pinal County Arizona | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Cleburne County Arkansas | 1 | $ 266,000 | $ 266,000 | $ 249,000 |
| Greene County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Lonoke County Arkansas | 1 | $ 196,000 | $ 196,000 | $ 96,000 |
| Saline County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 157,000 |
| Sebastian County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Del Norte County California | 1 | $ 230,000 | $ 230,000 | $ 50,000 |
| San Mateo County California | 1 | $ 571,000 | $ 571,000 | $ 294,000 |
| Stanislaus County California | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Alamosa County Colorado | 1 | $ 180,000 | $ 180,000 | $ 186,000 |
| Broomfield County Colorado | 1 | $ 307,000 | $ 307,000 | $ 118,000 |
| Douglas County Colorado | 1 | $ 200,000 | $ 200,000 | $ 148,000 |
| Teller County Colorado | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Kent County Delaware | 1 | $ 190,000 | $ 190,000 | $ 175,000 |
| Brevard County Florida | 1 | $ 292,000 | $ 292,000 | $ 68,000 |
| Charlotte County Florida | 1 | $ 305,000 | $ 305,000 | $ 264,000 |
| Citrus County Florida | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Clay County Florida | 1 | $ 217,000 | $ 217,000 | $ 57,000 |
| Collier County Florida | 1 | $ 160,000 | $ 160,000 | $ 138,000 |
| Gadsden County Florida | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Marion County Florida | 1 | $ 183,000 | $ 183,000 | $ 99,000 |
| Pasco County Florida | 1 | $ 88,000 | $ 88,000 | $ 16,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Walton County Florida | 1 | $ 184,000 | $ 184,000 | $ 135,000 |
| Bulloch County Georgia | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Crisp County Georgia | 1 | $ 120,000 | $ 120,000 | $ 213,000 |
| Dougherty County Georgia | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Effingham County Georgia | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Floyd County Georgia | 1 | $ 190,000 | $ 190,000 | $ 109,000 |
| Franklin County Georgia | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Haralson County Georgia | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Hart County Georgia | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Jeff Davis County Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Lee County Georgia | 1 | $ 149,000 | $ 149,000 | $ 32,000 |
| Madison County Georgia | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Rabun County Georgia | 1 | $ 156,000 | $ 156,000 | $ 312,000 |
| Richmond County Georgia | 1 | $ 99,000 | $ 99,000 | $ 255,000 |
| Stephens County Georgia | 1 | $ 233,000 | $ 233,000 | $ 130,000 |
| Tift County Georgia | 1 | $ 79,000 | $ 79,000 | $ 147,000 |
| Towns County Georgia | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Union County Georgia | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Ware County Georgia | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Bannock County Idaho | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Bonner County Idaho | 1 | $ 174,000 | $ 174,000 | $ 44,000 |
| DeKalb County Illinois | 1 | $ 248,000 | $ 248,000 | $ 136,000 |
| DuPage County Illinois | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Johnson County Illinois | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Kane County Illinois | 1 | $ 275,000 | $ 275,000 | $ 178,000 |
| Madison County Illinois | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Peoria County Illinois | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Sangamon County Illinois | 1 | $ 233,000 | $ 233,000 | $ 123,000 |
| St. Clair County Illinois | 1 | $ 92,000 | $ 92,000 | $ 90,000 |
| Will County Illinois | 1 | $ 227,000 | $ 227,000 | $ 122,000 |
| Allen County Indiana | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Boone County Indiana | 1 | $ 78,000 | $ 78,000 | $ 73,000 |
| Crawford County Indiana | 1 | $ 121,000 | $ 121,000 | $ 120,000 |
| Hamilton County Indiana | 1 | $ 196,000 | $ 196,000 | $ 69,000 |
| Hancock County Indiana | 1 | $ 182,000 | $ 182,000 | $ 90,000 |
| Lake County Indiana | 1 | $ 139,000 | $ 139,000 | $ 117,000 |
| LaPorte County Indiana | 1 | $ 121,000 | $ 121,000 | $ 19,000 |
| Morgan County Indiana | 1 | $ 192,000 | $ 192,000 | $ 90,000 |
| Porter County Indiana | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Vigo County Indiana | 1 | $ 87,000 | $ 87,000 | $ 5,000 |
| Linn County Iowa | 1 | $ 289,000 | $ 289,000 | $ 152,000 |
| McPherson County Kansas | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Meade County Kansas | 1 | $ 128,000 | $ 128,000 | $ 118,000 |
| Henry County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Jefferson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Lafayette County Louisiana | 1 | $ 166,000 | $ 166,000 | $ 47,000 |
| Lincoln County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| Orleans County Louisiana | 1 | $ 201,000 | $ 201,000 | $ 52,000 |
| St. Martin County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 83,000 |
| Tangipahoa County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Franklin County Maine | 1 | $ 372,000 | $ 372,000 | $ 162,000 |
| Knox County Maine | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Sagadahoc County Maine | 1 | $ 400,000 | $ 400,000 | $ 162,000 |
| Anne Arundel County Maryland | 1 | $ 287,000 | $ 287,000 | $ 101,000 |
| Baltimore County Maryland | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Cecil County Maryland | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| Charles County Maryland | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Harford County Maryland | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| Prince George's County Maryland | 1 | $ 179,000 | $ 179,000 | $ 118,000 |
| Barnstable County Massachusetts | 1 | $ 110,000 | $ 110,000 | $ 122,000 |
| Bristol County Massachusetts | 1 | $ 219,000 | $ 219,000 | $ 44,000 |
| Suffolk County Massachusetts | 1 | $ 390,000 | $ 390,000 | $ 425,000 |
| Berrien County Michigan | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Delta County Michigan | 1 | $ 72,000 | $ 72,000 | $ 100,000 |
| Emmet County Michigan | 1 | $ 327,000 | $ 327,000 | $ 95,000 |
| Ingham County Michigan | 1 | $ 257,000 | $ 257,000 | $ 348,000 |
| Kalamazoo County Michigan | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Kent County Michigan | 1 | $ 98,000 | $ 98,000 | $ 74,000 |
| Mackinac County Michigan | 1 | $ 190,000 | $ 190,000 | $ 348,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Anoka County Minnesota | 1 | $ 191,000 | $ 191,000 | $ 130,000 |
| Hennepin County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Otter Tail County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 111,000 |
| Ramsey County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 151,000 |
| Scott County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 107,000 |
| DeSoto County Mississippi | 1 | $ 237,000 | $ 237,000 | $ 83,000 |
| Lafayette County Mississippi | 1 | $ 267,000 | $ 267,000 | $ 163,000 |
| Madison County Mississippi | 1 | $ 282,000 | $ 282,000 | $ 150,000 |
| Rankin County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 71,000 |
| Tippah County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 46,000 |
| Jackson County Missouri | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Platte County Missouri | 1 | $ 283,000 | $ 283,000 | $ 230,000 |
| St. Louis City County Missouri | 1 | $ 129,000 | $ 129,000 | $ 165,000 |
| Gallatin County Montana | 1 | $ 250,000 | $ 250,000 | $ 319,000 |
| Roosevelt County Montana | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Yellowstone County Montana | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Cass County Nebraska | 1 | $ 163,000 | $ 163,000 | $ 102,000 |
| Douglas County Nebraska | 1 | $ 237,000 | $ 237,000 | $ 215,000 |
| Rockingham County New Hampshire | 1 | $ 193,000 | $ 193,000 | $ 173,000 |
| Camden County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Hudson County New Jersey | 1 | $ 236,000 | $ 236,000 | $ 70,000 |
| Mercer County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 35,000 |
| Ocean County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Passaic County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 102,000 |
| Warren County New Jersey | 1 | $ 269,000 | $ 269,000 | $ 117,000 |
| Bernalillo County New Mexico | 1 | $ 174,000 | $ 174,000 | $ 76,000 |
| Sandoval County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 243,000 |
| Albany County New York | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Bronx County New York | 1 | $ 216,000 | $ 216,000 | $ 89,000 |
| Genesee County New York | 1 | $ 113,000 | $ 113,000 | $ 85,000 |
| Putnam County New York | 1 | $ 243,000 | $ 243,000 | $ 52,000 |
| Rockland County New York | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Saratoga County New York | 1 | $ 121,000 | $ 121,000 | $ 96,000 |
| Camden County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 33,000 |
| Davidson County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 70,000 |
| Durham County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 25,000 |
| Forsyth County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 144,000 |
| Henderson County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Johnston County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| Macon County North Carolina | 1 | $ 314,000 | $ 314,000 | $ 100,000 |
| Person County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Rowan County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 66,000 |
| Rutherford County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| Champaign County Ohio | 1 | $ 58,000 | $ 58,000 | $ 65,000 |
| Fairfield County Ohio | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Hancock County Ohio | 1 | $ 183,000 | $ 183,000 | $ 142,000 |
| Mahoning County Ohio | 1 | $ 78,000 | $ 78,000 | $ 94,000 |
| Miami County Ohio | 1 | $ 158,000 | $ 158,000 | $ 95,000 |
| Montgomery County Ohio | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| Pickaway County Ohio | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Stark County Ohio | 1 | $ 339,000 | $ 339,000 | $ 114,000 |
| Canadian County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Cleveland County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 114,000 |
| Oklahoma County Oklahoma | 1 | $ 258,000 | $ 258,000 | $ 81,000 |
| Payne County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Clackamas County Oregon | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Marion County Oregon | 1 | $ 201,000 | $ 201,000 | $ 126,000 |
| Polk County Oregon | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Allegheny County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Blair County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 77,000 |
| Clinton County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Erie County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Huntingdon County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 69,000 |
| Lackawanna County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 77,000 |
| Lancaster County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Northumberland County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 96,000 |
| Venango County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Washington County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| York County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Kent County Rhode Island | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Newport County Rhode Island | 1 | $ 230,000 | $ 230,000 | $ 107,000 |
| Washington County Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 139,000 |
| Anderson County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 221,000 |
| Berkeley County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 246,000 |
| Georgetown County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 258,000 |
| Lexington County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Bradley County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Cumberland County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Fayette County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 75,000 |
| Greene County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Johnson County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Maury County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Rhea County Tennessee | 1 | $ 257,000 | $ 257,000 | $ 293,000 |
| Rutherford County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 87,000 |
| Stewart County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Bastrop County Texas | 1 | $ 126,000 | $ 126,000 | $ 104,000 |
| Bell County Texas | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Collin County Texas | 1 | $ 149,000 | $ 149,000 | $ 107,000 |
| Comal County Texas | 1 | $ 400,000 | $ 400,000 | $ 103,000 |
| Galveston County Texas | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Montgomery County Texas | 1 | $ 294,000 | $ 294,000 | $ 109,000 |
| Nacogdoches County Texas | 1 | $ 324,000 | $ 324,000 | $ 101,000 |
| Smith County Texas | 1 | $ 152,000 | $ 152,000 | $ 207,000 |
| Wise County Texas | 1 | $ 171,000 | $ 171,000 | $ 99,000 |
| Cache County Utah | 1 | $ 137,000 | $ 137,000 | $ 65,000 |
| Salt Lake County Utah | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| Tooele County Utah | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Utah County Utah | 1 | $ 267,000 | $ 267,000 | $ 98,000 |
| Weber County Utah | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Albemarle County Virginia | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| Alexandria County Virginia | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Bristol County Virginia | 1 | $ 48,000 | $ 48,000 | $ 119,000 |
| Chesterfield County Virginia | 1 | $ 250,000 | $ 250,000 | $ 127,000 |
| Clarke County Virginia | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Halifax County Virginia | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| James City County Virginia | 1 | $ 90,000 | $ 90,000 | $ 77,000 |
| Middlesex County Virginia | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| New Kent County Virginia | 1 | $ 269,000 | $ 269,000 | $ 56,000 |
| Richmond City County Virginia | 1 | $ 220,000 | $ 220,000 | $ 42,000 |
| Jefferson County Washington | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| Kitsap County Washington | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Snohomish County Washington | 1 | $ 178,000 | $ 178,000 | $ 81,000 |
| Spokane County Washington | 1 | $ 191,000 | $ 191,000 | $ 57,000 |
| Yakima County Washington | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Cabell County West Virginia | 1 | $ 134,000 | $ 134,000 | $ 15,000 |
| Harrison County West Virginia | 1 | $ 287,000 | $ 287,000 | $ 134,000 |
| Jackson County West Virginia | 1 | $ 138,000 | $ 138,000 | $ 73,000 |
| Ritchie County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Calumet County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 123,000 |
| Marinette County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 132,000 |
| Richland County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
| Shawano County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Walworth County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 67,000 |
| Waushara County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Laramie County Wyoming | 1 | $ 177,000 | $ 177,000 | $ 109,000 |
| Park County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 152,000 |
Mortgage Loan Application Detail Totals for First Century Bank, National Association in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,017 | $218,155,000 | $214,000 | $1,350,000 | $114,000 | $3,600,000 |
| Home Purchase | 459 | $87,766,000 | $191,000 | $779,000 | $90,000 | $600,000 |
| Home Improvement | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,061 | $224,439,000 | $211,000 | $962,000 | $110,000 | $900,000 |
| Not Provided | 183 | $38,907,000 | $212,000 | $1,350,000 | $121,000 | $3,600,000 |
| Black or African American | 103 | $18,031,000 | $175,000 | $417,000 | $73,000 | $287,000 |
| Asian | 61 | $13,249,000 | $217,000 | $578,000 | $106,000 | $315,000 |
| Hispanic | 51 | $8,316,000 | $163,000 | $410,000 | $79,000 | $466,000 |
| Not applicable | 10 | $1,311,000 | $131,000 | $236,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,592,000 | $227,000 | $328,000 | $94,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $211,000 | $211,000 | $211,000 | $33,000 | $33,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,147 | $245,989,000 | $214,000 | $1,350,000 | $118,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 304 | $54,556,000 | $179,000 | $405,000 | $64,000 | $254,000 |
| VA-guaranteed (Veterans Administration) | 23 | $4,907,000 | $213,000 | $480,000 | $71,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $604,000 | $201,000 | $287,000 | $99,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,035 | $212,325,000 | $205,000 | $894,000 | $106,000 | $900,000 |
| Application Withdrawn By Applicant | 305 | $66,478,000 | $217,000 | $1,350,000 | $111,000 | $3,600,000 |
| Application Denied By Financial Institution | 120 | $23,244,000 | $193,000 | $480,000 | $90,000 | $567,000 |
| File Closed For Incompleteness | 13 | $3,104,000 | $238,000 | $495,000 | $154,000 | $412,000 |
| Application Approved But Not Accepted | 4 | $905,000 | $226,000 | $296,000 | $136,000 | $231,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 30 | $5,996,000 | $199,000 | $417,000 | $96,000 | $276,000 |
| Credit Application Incomplete | 24 | $3,995,000 | $166,000 | $480,000 | $102,000 | $384,000 |
| Credit History | 20 | $4,091,000 | $204,000 | $455,000 | $106,000 | $567,000 |
| Debt-To-Income Ratio | 19 | $3,683,000 | $193,000 | $364,000 | $47,000 | $119,000 |
| Other | 18 | $4,015,000 | $223,000 | $478,000 | $90,000 | $180,000 |
| Unverifiable Information | 7 | $1,200,000 | $171,000 | $250,000 | $85,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $264,000 | $132,000 | $178,000 | $109,000 | $146,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Century Bank, National Association's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Century Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.