First-Citizens Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First-Citizens Bank & Trust Company 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First-Citizens Bank & Trust Company 4300 Six Forks Road Fcc 21 Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 24,305 |
| Total Mortgage Loan Application Amount | $3,837,085,000 |
| Average Mortgage Loan Application Amount | $162,600 |
| Highest Mortgage Loan Application Amount | $4,505,000 |
| Average Applicant Income | $144,200 |
| Highest Applicant Income | $6,144,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First-Citizens Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First-Citizens Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First-Citizens Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First-Citizens Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First-Citizens Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First-Citizens Bank & Trust Company's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 1,985 | $ 360,065,000 | $ 181,000 | $ 176,000 |
| Mecklenburg County North Carolina | 1,557 | $ 248,895,000 | $ 159,000 | $ 173,000 |
| Charleston County South Carolina | 874 | $ 227,820,000 | $ 260,000 | $ 203,000 |
| Richland County South Carolina | 790 | $ 117,910,000 | $ 149,000 | $ 144,000 |
| Guilford County North Carolina | 561 | $ 99,245,000 | $ 176,000 | $ 186,000 |
| Spartanburg County South Carolina | 542 | $ 60,590,000 | $ 111,000 | $ 110,000 |
| Lexington County South Carolina | 518 | $ 75,100,000 | $ 144,000 | $ 120,000 |
| New Hanover County North Carolina | 515 | $ 110,605,000 | $ 214,000 | $ 215,000 |
| Greenville County South Carolina | 513 | $ 90,945,000 | $ 177,000 | $ 156,000 |
| Buncombe County North Carolina | 504 | $ 95,590,000 | $ 189,000 | $ 147,000 |
| Durham County North Carolina | 472 | $ 90,890,000 | $ 192,000 | $ 160,000 |
| York County South Carolina | 399 | $ 54,875,000 | $ 137,000 | $ 122,000 |
| Forsyth County North Carolina | 395 | $ 52,815,000 | $ 133,000 | $ 146,000 |
| Union County North Carolina | 395 | $ 67,025,000 | $ 169,000 | $ 167,000 |
| Horry County South Carolina | 395 | $ 55,705,000 | $ 141,000 | $ 121,000 |
| Henderson County North Carolina | 386 | $ 58,610,000 | $ 151,000 | $ 125,000 |
| Johnston County North Carolina | 351 | $ 39,325,000 | $ 112,000 | $ 102,000 |
| Cumberland County North Carolina | 347 | $ 37,845,000 | $ 109,000 | $ 136,000 |
| Carteret County North Carolina | 280 | $ 56,650,000 | $ 202,000 | $ 208,000 |
| Anderson County South Carolina | 279 | $ 39,025,000 | $ 139,000 | $ 100,000 |
| Orange County North Carolina | 244 | $ 70,650,000 | $ 289,000 | $ 264,000 |
| Brunswick County North Carolina | 238 | $ 48,000,000 | $ 201,000 | $ 187,000 |
| Berkeley County South Carolina | 227 | $ 34,935,000 | $ 153,000 | $ 123,000 |
| Pickens County South Carolina | 221 | $ 33,875,000 | $ 153,000 | $ 137,000 |
| Aiken County South Carolina | 217 | $ 26,545,000 | $ 122,000 | $ 111,000 |
| Catawba County North Carolina | 205 | $ 31,345,000 | $ 152,000 | $ 145,000 |
| Florence County South Carolina | 200 | $ 24,610,000 | $ 123,000 | $ 125,000 |
| Craven County North Carolina | 199 | $ 34,295,000 | $ 172,000 | $ 145,000 |
| Iredell County North Carolina | 197 | $ 32,155,000 | $ 163,000 | $ 155,000 |
| Caldwell County North Carolina | 196 | $ 21,970,000 | $ 112,000 | $ 103,000 |
| Pitt County North Carolina | 194 | $ 25,710,000 | $ 132,000 | $ 144,000 |
| Lancaster County South Carolina | 192 | $ 23,590,000 | $ 122,000 | $ 111,000 |
| Cabarrus County North Carolina | 189 | $ 26,895,000 | $ 142,000 | $ 127,000 |
| Onslow County North Carolina | 189 | $ 23,865,000 | $ 126,000 | $ 135,000 |
| Darlington County South Carolina | 186 | $ 20,930,000 | $ 112,000 | $ 104,000 |
| Dorchester County South Carolina | 183 | $ 28,265,000 | $ 154,000 | $ 110,000 |
| Beaufort County South Carolina | 170 | $ 40,150,000 | $ 236,000 | $ 203,000 |
| Burke County North Carolina | 161 | $ 18,475,000 | $ 114,000 | $ 102,000 |
| Roanoke County Virginia | 160 | $ 20,140,000 | $ 125,000 | $ 115,000 |
| Chatham County North Carolina | 155 | $ 30,155,000 | $ 194,000 | $ 241,000 |
| Pender County North Carolina | 154 | $ 23,390,000 | $ 151,000 | $ 147,000 |
| Moore County North Carolina | 150 | $ 35,870,000 | $ 239,000 | $ 214,000 |
| Oconee County South Carolina | 144 | $ 25,380,000 | $ 176,000 | $ 163,000 |
| Orangeburg County South Carolina | 142 | $ 15,280,000 | $ 107,000 | $ 94,000 |
| Lincoln County North Carolina | 137 | $ 20,525,000 | $ 149,000 | $ 165,000 |
| Franklin County North Carolina | 136 | $ 14,190,000 | $ 104,000 | $ 114,000 |
| Greenwood County South Carolina | 132 | $ 14,650,000 | $ 110,000 | $ 111,000 |
| Georgetown County South Carolina | 131 | $ 29,075,000 | $ 221,000 | $ 171,000 |
| Pittsylvania County Virginia | 131 | $ 13,685,000 | $ 104,000 | $ 94,000 |
| Sumter County South Carolina | 127 | $ 14,215,000 | $ 111,000 | $ 113,000 |
| Chester County South Carolina | 119 | $ 13,195,000 | $ 110,000 | $ 84,000 |
| Chesterfield County South Carolina | 114 | $ 9,480,000 | $ 83,000 | $ 71,000 |
| Kershaw County South Carolina | 114 | $ 14,920,000 | $ 130,000 | $ 107,000 |
| Transylvania County North Carolina | 113 | $ 18,935,000 | $ 167,000 | $ 122,000 |
| Harnett County North Carolina | 108 | $ 11,730,000 | $ 108,000 | $ 86,000 |
| Bedford County Virginia | 106 | $ 14,720,000 | $ 138,000 | $ 124,000 |
| Sampson County North Carolina | 102 | $ 8,860,000 | $ 86,000 | $ 93,000 |
| Wayne County North Carolina | 102 | $ 10,680,000 | $ 104,000 | $ 106,000 |
| Gaston County North Carolina | 97 | $ 14,995,000 | $ 154,000 | $ 149,000 |
| Haywood County North Carolina | 95 | $ 10,995,000 | $ 115,000 | $ 102,000 |
| Lenoir County North Carolina | 91 | $ 6,925,000 | $ 76,000 | $ 114,000 |
| Roanoke City County Virginia | 90 | $ 9,750,000 | $ 108,000 | $ 116,000 |
| Madison County Georgia | 88 | $ 8,550,000 | $ 97,000 | $ 99,000 |
| Wilson County North Carolina | 88 | $ 11,290,000 | $ 128,000 | $ 112,000 |
| Rockingham County North Carolina | 86 | $ 8,690,000 | $ 101,000 | $ 102,000 |
| Danville County Virginia | 86 | $ 6,710,000 | $ 78,000 | $ 75,000 |
| Fulton County Georgia | 84 | $ 26,090,000 | $ 310,000 | $ 242,000 |
| Albemarle County Virginia | 79 | $ 11,555,000 | $ 146,000 | $ 190,000 |
| Surry County North Carolina | 78 | $ 7,430,000 | $ 95,000 | $ 88,000 |
| Stephens County Georgia | 77 | $ 6,545,000 | $ 85,000 | $ 67,000 |
| Watauga County North Carolina | 76 | $ 18,640,000 | $ 245,000 | $ 223,000 |
| Cherokee County North Carolina | 74 | $ 6,260,000 | $ 84,000 | $ 80,000 |
| Hart County Georgia | 73 | $ 7,835,000 | $ 107,000 | $ 94,000 |
| Edgefield County South Carolina | 73 | $ 9,325,000 | $ 127,000 | $ 91,000 |
| Lee County North Carolina | 72 | $ 5,810,000 | $ 80,000 | $ 83,000 |
| Stokes County North Carolina | 72 | $ 6,320,000 | $ 87,000 | $ 74,000 |
| Jackson County North Carolina | 71 | $ 13,635,000 | $ 192,000 | $ 160,000 |
| McDowell County North Carolina | 70 | $ 8,740,000 | $ 124,000 | $ 100,000 |
| Polk County North Carolina | 70 | $ 7,660,000 | $ 109,000 | $ 136,000 |
| Stanly County North Carolina | 67 | $ 9,105,000 | $ 135,000 | $ 99,000 |
| Abbeville County South Carolina | 67 | $ 5,645,000 | $ 84,000 | $ 83,000 |
| Rutherford County North Carolina | 65 | $ 7,385,000 | $ 113,000 | $ 103,000 |
| Montgomery County Virginia | 64 | $ 7,120,000 | $ 111,000 | $ 130,000 |
| Chatham County Georgia | 63 | $ 15,575,000 | $ 247,000 | $ 227,000 |
| Ashe County North Carolina | 63 | $ 7,845,000 | $ 124,000 | $ 99,000 |
| Davidson County North Carolina | 63 | $ 11,375,000 | $ 180,000 | $ 134,000 |
| Alexander County North Carolina | 62 | $ 5,780,000 | $ 93,000 | $ 92,000 |
| Randolph County North Carolina | 61 | $ 7,045,000 | $ 115,000 | $ 110,000 |
| Newberry County South Carolina | 61 | $ 6,365,000 | $ 104,000 | $ 131,000 |
| Fairfield County South Carolina | 60 | $ 6,300,000 | $ 105,000 | $ 92,000 |
| Dillon County South Carolina | 59 | $ 5,645,000 | $ 95,000 | $ 112,000 |
| Marlboro County South Carolina | 57 | $ 5,855,000 | $ 102,000 | $ 81,000 |
| Pocahontas County West Virginia | 57 | $ 4,125,000 | $ 72,000 | $ 74,000 |
| Franklin County Georgia | 56 | $ 4,340,000 | $ 77,000 | $ 90,000 |
| Pamlico County North Carolina | 56 | $ 7,970,000 | $ 142,000 | $ 101,000 |
| Chesterfield County Virginia | 56 | $ 8,110,000 | $ 144,000 | $ 159,000 |
| Macon County North Carolina | 55 | $ 8,865,000 | $ 161,000 | $ 89,000 |
| Mecklenburg County Virginia | 55 | $ 6,145,000 | $ 111,000 | $ 121,000 |
| Bladen County North Carolina | 53 | $ 4,465,000 | $ 84,000 | $ 87,000 |
| McCormick County South Carolina | 53 | $ 5,655,000 | $ 106,000 | $ 126,000 |
| Laurens County South Carolina | 52 | $ 6,820,000 | $ 131,000 | $ 92,000 |
| Beaufort County North Carolina | 51 | $ 7,055,000 | $ 138,000 | $ 138,000 |
| Halifax County North Carolina | 51 | $ 6,565,000 | $ 128,000 | $ 85,000 |
| Greenbrier County West Virginia | 51 | $ 4,145,000 | $ 81,000 | $ 80,000 |
| Alamance County North Carolina | 50 | $ 5,480,000 | $ 109,000 | $ 112,000 |
| Cobb County Georgia | 48 | $ 9,530,000 | $ 198,000 | $ 207,000 |
| Brunswick County Virginia | 47 | $ 3,605,000 | $ 76,000 | $ 75,000 |
| Gwinnett County Georgia | 46 | $ 7,620,000 | $ 165,000 | $ 194,000 |
| Avery County North Carolina | 46 | $ 12,740,000 | $ 276,000 | $ 212,000 |
| Rowan County North Carolina | 43 | $ 5,385,000 | $ 125,000 | $ 99,000 |
| Wilkes County North Carolina | 42 | $ 4,140,000 | $ 98,000 | $ 84,000 |
| Franklin County Virginia | 42 | $ 7,560,000 | $ 180,000 | $ 204,000 |
| Botetourt County Virginia | 40 | $ 5,200,000 | $ 130,000 | $ 118,000 |
| Richmond County Georgia | 39 | $ 5,475,000 | $ 140,000 | $ 115,000 |
| Saluda County South Carolina | 39 | $ 4,075,000 | $ 104,000 | $ 123,000 |
| Augusta County Virginia | 39 | $ 4,615,000 | $ 118,000 | $ 107,000 |
| Granville County North Carolina | 38 | $ 5,250,000 | $ 138,000 | $ 109,000 |
| Swain County North Carolina | 38 | $ 5,220,000 | $ 137,000 | $ 98,000 |
| Duval County Florida | 37 | $ 12,715,000 | $ 343,000 | $ 211,000 |
| Greene County North Carolina | 37 | $ 2,755,000 | $ 74,000 | $ 92,000 |
| Nash County North Carolina | 37 | $ 4,065,000 | $ 109,000 | $ 114,000 |
| Clarendon County South Carolina | 36 | $ 4,560,000 | $ 126,000 | $ 105,000 |
| Columbus County North Carolina | 34 | $ 4,140,000 | $ 121,000 | $ 114,000 |
| Warren County North Carolina | 34 | $ 5,600,000 | $ 164,000 | $ 153,000 |
| Barnwell County South Carolina | 34 | $ 2,670,000 | $ 78,000 | $ 76,000 |
| Marion County South Carolina | 34 | $ 3,380,000 | $ 99,000 | $ 85,000 |
| Henrico County Virginia | 34 | $ 4,380,000 | $ 128,000 | $ 167,000 |
| Los Angeles County California | 33 | $ 17,045,000 | $ 516,000 | $ 338,000 |
| Palm Beach County Florida | 32 | $ 5,390,000 | $ 168,000 | $ 234,000 |
| Lynchburg County Virginia | 32 | $ 5,440,000 | $ 170,000 | $ 173,000 |
| Duplin County North Carolina | 31 | $ 2,575,000 | $ 83,000 | $ 92,000 |
| Graham County North Carolina | 30 | $ 3,560,000 | $ 118,000 | $ 108,000 |
| Lee County South Carolina | 30 | $ 2,020,000 | $ 67,000 | $ 59,000 |
| Fairfax County Virginia | 30 | $ 5,920,000 | $ 197,000 | $ 239,000 |
| Alleghany County North Carolina | 29 | $ 3,635,000 | $ 125,000 | $ 80,000 |
| Clay County North Carolina | 29 | $ 2,695,000 | $ 92,000 | $ 82,000 |
| Vance County North Carolina | 29 | $ 2,965,000 | $ 102,000 | $ 95,000 |
| Yadkin County North Carolina | 29 | $ 3,045,000 | $ 105,000 | $ 118,000 |
| Williamsburg County South Carolina | 29 | $ 2,905,000 | $ 100,000 | $ 92,000 |
| Campbell County Virginia | 29 | $ 2,705,000 | $ 93,000 | $ 86,000 |
| Broward County Florida | 27 | $ 6,595,000 | $ 244,000 | $ 287,000 |
| DeKalb County Georgia | 27 | $ 4,455,000 | $ 165,000 | $ 185,000 |
| Davie County North Carolina | 26 | $ 4,680,000 | $ 180,000 | $ 161,000 |
| Charlottesville County Virginia | 26 | $ 2,950,000 | $ 113,000 | $ 159,000 |
| Rockingham County Virginia | 26 | $ 3,230,000 | $ 124,000 | $ 112,000 |
| Cherokee County Georgia | 25 | $ 4,215,000 | $ 168,000 | $ 175,000 |
| Yancey County North Carolina | 25 | $ 2,955,000 | $ 118,000 | $ 155,000 |
| Columbia County Georgia | 24 | $ 3,650,000 | $ 152,000 | $ 147,000 |
| Harrisonburg County Virginia | 24 | $ 3,150,000 | $ 131,000 | $ 232,000 |
| Pasquotank County North Carolina | 23 | $ 2,525,000 | $ 109,000 | $ 126,000 |
| Colleton County South Carolina | 23 | $ 6,625,000 | $ 288,000 | $ 189,000 |
| McDuffie County Georgia | 21 | $ 1,725,000 | $ 82,000 | $ 87,000 |
| Pulaski County Virginia | 21 | $ 3,115,000 | $ 148,000 | $ 128,000 |
| King County Washington | 21 | $ 4,105,000 | $ 195,000 | $ 231,000 |
| Northampton County North Carolina | 20 | $ 2,380,000 | $ 119,000 | $ 135,000 |
| San Diego County California | 19 | $ 5,785,000 | $ 304,000 | $ 235,000 |
| Maricopa County Arizona | 18 | $ 4,830,000 | $ 268,000 | $ 288,000 |
| Hoke County North Carolina | 18 | $ 3,320,000 | $ 184,000 | $ 101,000 |
| Madison County North Carolina | 18 | $ 1,480,000 | $ 82,000 | $ 81,000 |
| Robeson County North Carolina | 18 | $ 1,870,000 | $ 103,000 | $ 138,000 |
| Alleghany County Virginia | 18 | $ 1,400,000 | $ 77,000 | $ 65,000 |
| Grayson County Virginia | 18 | $ 2,200,000 | $ 122,000 | $ 102,000 |
| Richmond City County Virginia | 18 | $ 2,230,000 | $ 123,000 | $ 139,000 |
| Martin County North Carolina | 17 | $ 1,385,000 | $ 81,000 | $ 78,000 |
| Calhoun County South Carolina | 17 | $ 1,765,000 | $ 103,000 | $ 144,000 |
| Cherokee County South Carolina | 17 | $ 1,725,000 | $ 101,000 | $ 74,000 |
| Floyd County Virginia | 17 | $ 2,635,000 | $ 155,000 | $ 128,000 |
| Greensville County Virginia | 17 | $ 925,000 | $ 54,000 | $ 57,000 |
| Miami-Dade County Florida | 16 | $ 4,530,000 | $ 283,000 | $ 280,000 |
| Caswell County North Carolina | 16 | $ 2,690,000 | $ 168,000 | $ 134,000 |
| St. Johns County Florida | 15 | $ 2,325,000 | $ 155,000 | $ 199,000 |
| Carroll County Virginia | 15 | $ 1,135,000 | $ 75,000 | $ 68,000 |
| Frederick County Virginia | 15 | $ 1,725,000 | $ 115,000 | $ 115,000 |
| Riverside County California | 14 | $ 3,460,000 | $ 247,000 | $ 136,000 |
| Cleveland County North Carolina | 14 | $ 1,530,000 | $ 109,000 | $ 140,000 |
| Montgomery County North Carolina | 14 | $ 3,350,000 | $ 239,000 | $ 263,000 |
| Galax County Virginia | 14 | $ 1,090,000 | $ 77,000 | $ 91,000 |
| Hanover County Virginia | 14 | $ 3,330,000 | $ 237,000 | $ 241,000 |
| Loudoun County Virginia | 14 | $ 3,250,000 | $ 232,000 | $ 244,000 |
| Powhatan County Virginia | 14 | $ 2,780,000 | $ 198,000 | $ 143,000 |
| Salem County Virginia | 14 | $ 1,860,000 | $ 132,000 | $ 101,000 |
| Jones County North Carolina | 13 | $ 2,195,000 | $ 168,000 | $ 131,000 |
| Union County South Carolina | 13 | $ 1,115,000 | $ 85,000 | $ 77,000 |
| Pinellas County Florida | 12 | $ 4,690,000 | $ 390,000 | $ 187,000 |
| Staunton County Virginia | 12 | $ 730,000 | $ 60,000 | $ 84,000 |
| Collier County Florida | 11 | $ 4,425,000 | $ 402,000 | $ 268,000 |
| Forsyth County Georgia | 11 | $ 2,135,000 | $ 194,000 | $ 197,000 |
| Oglethorpe County Georgia | 11 | $ 1,525,000 | $ 138,000 | $ 83,000 |
| Edgecombe County North Carolina | 11 | $ 1,135,000 | $ 103,000 | $ 107,000 |
| Amherst County Virginia | 11 | $ 1,075,000 | $ 97,000 | $ 95,000 |
| Charlotte County Virginia | 11 | $ 1,315,000 | $ 119,000 | $ 124,000 |
| Pierce County Washington | 11 | $ 6,915,000 | $ 628,000 | $ 774,000 |
| Milwaukee County Wisconsin | 11 | $ 835,000 | $ 75,000 | $ 60,000 |
| Dare County North Carolina | 10 | $ 3,140,000 | $ 314,000 | $ 306,000 |
| Bamberg County South Carolina | 10 | $ 1,080,000 | $ 108,000 | $ 81,000 |
| Williamson County Tennessee | 10 | $ 1,640,000 | $ 164,000 | $ 211,000 |
| Warren County Virginia | 10 | $ 1,020,000 | $ 102,000 | $ 100,000 |
| Lee County Florida | 9 | $ 1,775,000 | $ 197,000 | $ 262,000 |
| Hamilton County Tennessee | 9 | $ 3,165,000 | $ 351,000 | $ 405,000 |
| Knox County Tennessee | 9 | $ 3,345,000 | $ 371,000 | $ 362,000 |
| Travis County Texas | 9 | $ 2,725,000 | $ 302,000 | $ 159,000 |
| Nelson County Virginia | 9 | $ 1,715,000 | $ 190,000 | $ 76,000 |
| Virginia Beach County Virginia | 9 | $ 1,475,000 | $ 163,000 | $ 211,000 |
| Winchester County Virginia | 9 | $ 725,000 | $ 80,000 | $ 75,000 |
| Snohomish County Washington | 9 | $ 2,135,000 | $ 237,000 | $ 155,000 |
| Manatee County Florida | 8 | $ 1,490,000 | $ 186,000 | $ 161,000 |
| Santa Fe County New Mexico | 8 | $ 1,550,000 | $ 193,000 | $ 304,000 |
| Denver County Colorado | 7 | $ 875,000 | $ 125,000 | $ 106,000 |
| Douglas County Colorado | 7 | $ 935,000 | $ 133,000 | $ 348,000 |
| District of Columbia County District Of Columbia | 7 | $ 2,035,000 | $ 290,000 | $ 259,000 |
| Jackson County Georgia | 7 | $ 655,000 | $ 93,000 | $ 107,000 |
| Paulding County Georgia | 7 | $ 525,000 | $ 75,000 | $ 97,000 |
| Goochland County Virginia | 7 | $ 2,295,000 | $ 327,000 | $ 480,000 |
| Nottoway County Virginia | 7 | $ 495,000 | $ 70,000 | $ 61,000 |
| Orange County California | 6 | $ 1,360,000 | $ 226,000 | $ 272,000 |
| Jefferson County Colorado | 6 | $ 860,000 | $ 143,000 | $ 108,000 |
| Clay County Florida | 6 | $ 380,000 | $ 63,000 | $ 132,000 |
| Martin County Florida | 6 | $ 1,610,000 | $ 268,000 | $ 434,000 |
| Clarke County Georgia | 6 | $ 770,000 | $ 128,000 | $ 506,000 |
| Elbert County Georgia | 6 | $ 530,000 | $ 88,000 | $ 150,000 |
| Lincoln County Georgia | 6 | $ 1,770,000 | $ 295,000 | $ 216,000 |
| Rabun County Georgia | 6 | $ 830,000 | $ 138,000 | $ 81,000 |
| Warren County Georgia | 6 | $ 320,000 | $ 53,000 | $ 69,000 |
| Chowan County North Carolina | 6 | $ 1,270,000 | $ 211,000 | $ 207,000 |
| Gates County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 69,000 |
| Perquimans County North Carolina | 6 | $ 370,000 | $ 61,000 | $ 128,000 |
| Davidson County Tennessee | 6 | $ 1,850,000 | $ 308,000 | $ 699,000 |
| Sevier County Tennessee | 6 | $ 1,270,000 | $ 211,000 | $ 155,000 |
| Fluvanna County Virginia | 6 | $ 330,000 | $ 55,000 | $ 192,000 |
| Prince William County Virginia | 6 | $ 630,000 | $ 105,000 | $ 149,000 |
| Radford County Virginia | 6 | $ 950,000 | $ 158,000 | $ 218,000 |
| Spotsylvania County Virginia | 6 | $ 1,300,000 | $ 216,000 | $ 196,000 |
| Waynesboro County Virginia | 6 | $ 700,000 | $ 116,000 | $ 137,000 |
| Brevard County Florida | 5 | $ 585,000 | $ 117,000 | $ 239,000 |
| St. Lucie County Florida | 5 | $ 365,000 | $ 73,000 | $ 79,000 |
| Walton County Florida | 5 | $ 5,845,000 | $ 1,169,000 | $ 729,000 |
| Habersham County Georgia | 5 | $ 495,000 | $ 99,000 | $ 121,000 |
| Anson County North Carolina | 5 | $ 635,000 | $ 127,000 | $ 106,000 |
| Camden County North Carolina | 5 | $ 1,185,000 | $ 237,000 | $ 115,000 |
| Person County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 161,000 |
| Scotland County North Carolina | 5 | $ 405,000 | $ 81,000 | $ 96,000 |
| Bath County Virginia | 5 | $ 1,205,000 | $ 241,000 | $ 164,000 |
| Dinwiddie County Virginia | 5 | $ 345,000 | $ 69,000 | $ 98,000 |
| Patrick County Virginia | 5 | $ 355,000 | $ 71,000 | $ 51,000 |
| Thurston County Washington | 5 | $ 845,000 | $ 169,000 | $ 181,000 |
| Boulder County Colorado | 4 | $ 1,540,000 | $ 385,000 | $ 299,000 |
| Hillsborough County Florida | 4 | $ 3,070,000 | $ 767,000 | $ 64,000 |
| Orange County Florida | 4 | $ 3,010,000 | $ 752,000 | $ 671,000 |
| Hall County Georgia | 4 | $ 1,270,000 | $ 317,000 | $ 203,000 |
| Henry County Georgia | 4 | $ 230,000 | $ 57,000 | $ 79,000 |
| Johnson County Kansas | 4 | $ 540,000 | $ 135,000 | $ 273,000 |
| Anne Arundel County Maryland | 4 | $ 1,400,000 | $ 350,000 | $ 262,000 |
| Jackson County Missouri | 4 | $ 1,240,000 | $ 310,000 | $ 226,000 |
| Hampton County South Carolina | 4 | $ 160,000 | $ 40,000 | $ 54,000 |
| Jasper County South Carolina | 4 | $ 470,000 | $ 117,000 | $ 142,000 |
| Washington County Tennessee | 4 | $ 430,000 | $ 107,000 | $ 139,000 |
| Alexandria County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 249,000 |
| Emporia County Virginia | 4 | $ 210,000 | $ 52,000 | $ 38,000 |
| Giles County Virginia | 4 | $ 460,000 | $ 115,000 | $ 98,000 |
| Louisa County Virginia | 4 | $ 440,000 | $ 110,000 | $ 79,000 |
| Monroe County West Virginia | 4 | $ 190,000 | $ 47,000 | $ 41,000 |
| Nicholas County West Virginia | 4 | $ 360,000 | $ 90,000 | $ 66,000 |
| Waukesha County Wisconsin | 4 | $ 650,000 | $ 162,000 | $ 185,000 |
| Sacramento County California | 3 | $ 615,000 | $ 205,000 | $ 98,000 |
| Eagle County Colorado | 3 | $ 1,235,000 | $ 411,000 | $ 320,000 |
| Marion County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 371,000 |
| Volusia County Florida | 3 | $ 535,000 | $ 178,000 | $ 169,000 |
| Clayton County Georgia | 3 | $ 495,000 | $ 165,000 | $ 99,000 |
| Fannin County Georgia | 3 | $ 185,000 | $ 61,000 | $ 87,000 |
| Fayette County Georgia | 3 | $ 685,000 | $ 228,000 | $ 182,000 |
| Glascock County Georgia | 3 | $ 185,000 | $ 61,000 | $ 41,000 |
| Pickens County Georgia | 3 | $ 295,000 | $ 98,000 | $ 99,000 |
| Towns County Georgia | 3 | $ 295,000 | $ 98,000 | $ 108,000 |
| Union County Georgia | 3 | $ 345,000 | $ 115,000 | $ 80,000 |
| Howard County Maryland | 3 | $ 665,000 | $ 221,000 | $ 136,000 |
| Mitchell County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 49,000 |
| Oklahoma County Oklahoma | 3 | $ 415,000 | $ 138,000 | $ 104,000 |
| Blount County Tennessee | 3 | $ 1,065,000 | $ 355,000 | $ 655,000 |
| Greene County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 85,000 |
| Loudon County Tennessee | 3 | $ 1,115,000 | $ 371,000 | $ 806,000 |
| Williamson County Texas | 3 | $ 225,000 | $ 75,000 | $ 200,000 |
| Arlington County Virginia | 3 | $ 1,005,000 | $ 335,000 | $ 417,000 |
| Fauquier County Virginia | 3 | $ 815,000 | $ 271,000 | $ 453,000 |
| Henry County Virginia | 3 | $ 195,000 | $ 65,000 | $ 64,000 |
| Lunenburg County Virginia | 3 | $ 145,000 | $ 48,000 | $ 71,000 |
| Stafford County Virginia | 3 | $ 585,000 | $ 195,000 | $ 144,000 |
| Racine County Wisconsin | 3 | $ 215,000 | $ 71,000 | $ 79,000 |
| Placer County California | 2 | $ 440,000 | $ 220,000 | $ 874,000 |
| San Bernardino County California | 2 | $ 870,000 | $ 435,000 | $ 424,000 |
| Summit County Colorado | 2 | $ 2,770,000 | $ 1,385,000 | $ 249,000 |
| Pasco County Florida | 2 | $ 3,410,000 | $ 1,705,000 | $ 0 |
| Sarasota County Florida | 2 | $ 180,000 | $ 90,000 | $ 94,000 |
| Sumter County Florida | 2 | $ 470,000 | $ 235,000 | $ 138,000 |
| Banks County Georgia | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Barrow County Georgia | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Carroll County Georgia | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Effingham County Georgia | 2 | $ 710,000 | $ 355,000 | $ 177,000 |
| Floyd County Georgia | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Glynn County Georgia | 2 | $ 450,000 | $ 225,000 | $ 116,000 |
| Newton County Georgia | 2 | $ 120,000 | $ 60,000 | $ 100,000 |
| Oconee County Georgia | 2 | $ 360,000 | $ 180,000 | $ 85,000 |
| Rockdale County Georgia | 2 | $ 450,000 | $ 225,000 | $ 131,000 |
| Wilkes County Georgia | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Cook County Illinois | 2 | $ 770,000 | $ 385,000 | $ 218,000 |
| Frederick County Maryland | 2 | $ 190,000 | $ 95,000 | $ 162,000 |
| Clay County Missouri | 2 | $ 270,000 | $ 135,000 | $ 731,000 |
| St. Louis City County Missouri | 2 | $ 100,000 | $ 50,000 | $ 28,000 |
| Bernalillo County New Mexico | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| Bertie County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 64,000 |
| Currituck County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 103,000 |
| Richmond County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 86,000 |
| Summit County Ohio | 2 | $ 2,270,000 | $ 1,135,000 | $ 0 |
| Canadian County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Washington County Oregon | 2 | $ 410,000 | $ 205,000 | $ 151,000 |
| Johnson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 190,000 |
| Sumner County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 199,000 |
| Collin County Texas | 2 | $ 680,000 | $ 340,000 | $ 79,000 |
| Hays County Texas | 2 | $ 150,000 | $ 75,000 | $ 100,000 |
| Chesapeake County Virginia | 2 | $ 390,000 | $ 195,000 | $ 231,000 |
| Clarke County Virginia | 2 | $ 580,000 | $ 290,000 | $ 69,000 |
| Greene County Virginia | 2 | $ 160,000 | $ 80,000 | $ 79,000 |
| Halifax County Virginia | 2 | $ 170,000 | $ 85,000 | $ 129,000 |
| Newport News County Virginia | 2 | $ 170,000 | $ 85,000 | $ 79,000 |
| Shenandoah County Virginia | 2 | $ 390,000 | $ 195,000 | $ 41,000 |
| Washington County Virginia | 2 | $ 70,000 | $ 35,000 | $ 96,000 |
| Cowlitz County Washington | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Douglas County Washington | 2 | $ 810,000 | $ 405,000 | $ 588,000 |
| Lewis County Washington | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Kanawha County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Washington County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Tuscaloosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| La Paz County Arizona | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Pima County Arizona | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Alameda County California | 1 | $ 435,000 | $ 435,000 | $ 512,000 |
| Contra Costa County California | 1 | $ 105,000 | $ 105,000 | $ 201,000 |
| Nevada County California | 1 | $ 495,000 | $ 495,000 | $ 300,000 |
| San Mateo County California | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Santa Clara County California | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Shasta County California | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Solano County California | 1 | $ 205,000 | $ 205,000 | $ 14,000 |
| Sonoma County California | 1 | $ 255,000 | $ 255,000 | $ 35,000 |
| Yolo County California | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| El Paso County Colorado | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 233,000 |
| Charlotte County Florida | 1 | $ 275,000 | $ 275,000 | $ 492,000 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 221,000 |
| Escambia County Florida | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Flagler County Florida | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Monroe County Florida | 1 | $ 565,000 | $ 565,000 | $ 105,000 |
| Nassau County Florida | 1 | $ 125,000 | $ 125,000 | $ 240,000 |
| Osceola County Florida | 1 | $ 135,000 | $ 135,000 | $ 350,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Bartow County Georgia | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Bibb County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Brantley County Georgia | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Burke County Georgia | 1 | $ 255,000 | $ 255,000 | $ 448,000 |
| Camden County Georgia | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Catoosa County Georgia | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| Chattooga County Georgia | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Coweta County Georgia | 1 | $ 65,000 | $ 65,000 | $ 220,000 |
| Dawson County Georgia | 1 | $ 385,000 | $ 385,000 | $ 312,000 |
| Dougherty County Georgia | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Greene County Georgia | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Jefferson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Walton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Whitfield County Georgia | 1 | $ 245,000 | $ 245,000 | $ 217,000 |
| Worth County Georgia | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Cheyenne County Kansas | 1 | $ 135,000 | $ 135,000 | $ 275,000 |
| Laurel County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Knox County Maine | 1 | $ 325,000 | $ 325,000 | $ 1,295,000 |
| Cecil County Maryland | 1 | $ 375,000 | $ 375,000 | $ 202,000 |
| Harford County Maryland | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Montgomery County Maryland | 1 | $ 65,000 | $ 65,000 | $ 173,000 |
| Prince George's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Washtenaw County Michigan | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 675,000 | $ 675,000 | $ 509,000 |
| Chautauqua County New York | 1 | $ 385,000 | $ 385,000 | $ 458,000 |
| Hertford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Franklin County Ohio | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| Kay County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| McClain County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Tulsa County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Clackamas County Oregon | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 405,000 | $ 405,000 | $ 721,000 |
| Yamhill County Oregon | 1 | $ 865,000 | $ 865,000 | $ 168,000 |
| Adams County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 232,000 |
| Allegheny County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 651,000 |
| Bradley County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 223,000 |
| Carter County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 260,000 |
| Claiborne County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Cocke County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Gibson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 149,000 |
| Giles County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Grainger County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Hamblen County Tennessee | 1 | $ 755,000 | $ 755,000 | $ 210,000 |
| Hawkins County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Sullivan County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Wilson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Dallas County Texas | 1 | $ 575,000 | $ 575,000 | $ 271,000 |
| Fort Bend County Texas | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Harris County Texas | 1 | $ 355,000 | $ 355,000 | $ 127,000 |
| Kaufman County Texas | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Montgomery County Texas | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Rockwall County Texas | 1 | $ 525,000 | $ 525,000 | $ 122,000 |
| Trinity County Texas | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Amelia County Virginia | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Appomattox County Virginia | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Bristol County Virginia | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Buena Vista County Virginia | 1 | $ 155,000 | $ 155,000 | $ 16,000 |
| Colonial Heights County Virginia | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Cumberland County Virginia | 1 | $ 1,665,000 | $ 1,665,000 | $ 427,000 |
| Essex County Virginia | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Fredericksburg County Virginia | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Hopewell County Virginia | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| King George County Virginia | 1 | $ 215,000 | $ 215,000 | $ 149,000 |
| Lexington County Virginia | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Martinsville County Virginia | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Middlesex County Virginia | 1 | $ 455,000 | $ 455,000 | $ 828,000 |
| Norfolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 156,000 |
| Orange County Virginia | 1 | $ 45,000 | $ 45,000 | $ 215,000 |
| Prince George County Virginia | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Rockbridge County Virginia | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Tazewell County Virginia | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Wythe County Virginia | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| York County Virginia | 1 | $ 115,000 | $ 115,000 | $ 385,000 |
| Benton County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clark County Washington | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Kitsap County Washington | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| San Juan County Washington | 1 | $ 305,000 | $ 305,000 | $ 1,116,000 |
| Boone County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| McDowell County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Monongalia County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 592,000 |
| Randolph County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Tucker County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 825,000 |
| Wood County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 196,000 |
| Langlade County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,044 | $1,733,410,000 | $246,000 | $4,505,000 | $156,000 | $4,046,000 |
| Other Purpose | 6,506 | $614,590,000 | $94,000 | $2,455,000 | $138,000 | $3,472,000 |
| Home Improvement | 4,994 | $460,820,000 | $92,000 | $1,505,000 | $151,000 | $6,144,000 |
| Refinancing | 4,621 | $786,995,000 | $170,000 | $3,005,000 | $148,000 | $3,767,000 |
| Cash-out Refinancing | 1,140 | $241,270,000 | $211,000 | $2,605,000 | $128,000 | $5,335,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,136 | $2,731,100,000 | $159,000 | $3,925,000 | $144,000 | $6,144,000 |
| Not Provided | 3,804 | $544,330,000 | $143,000 | $2,905,000 | $189,000 | $5,369,000 |
| Black or African American | 1,601 | $201,475,000 | $125,000 | $2,045,000 | $92,000 | $3,472,000 |
| Hispanic | 558 | $82,910,000 | $148,000 | $1,505,000 | $99,000 | $960,000 |
| Asian | 493 | $97,105,000 | $196,000 | $1,505,000 | $166,000 | $2,605,000 |
| Not applicable | 490 | $147,150,000 | $300,000 | $4,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 99 | $14,345,000 | $144,000 | $815,000 | $116,000 | $730,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $2,890,000 | $144,000 | $755,000 | $202,000 | $1,176,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,397 | $3,698,355,000 | $158,000 | $4,505,000 | $151,000 | $6,144,000 |
| FHA-insured (Federal Housing Administration) | 599 | $83,915,000 | $140,000 | $385,000 | $57,000 | $711,000 |
| VA-guaranteed (Veterans Administration) | 163 | $34,565,000 | $212,000 | $635,000 | $78,000 | $462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 146 | $20,250,000 | $138,000 | $295,000 | $48,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,636 | $2,692,330,000 | $161,000 | $4,505,000 | $159,000 | $5,369,000 |
| Application Denied By Financial Institution | 5,026 | $646,740,000 | $128,000 | $3,475,000 | $102,000 | $2,754,000 |
| File Closed For Incompleteness | 1,083 | $239,645,000 | $221,000 | $2,005,000 | $155,000 | $5,335,000 |
| Application Withdrawn By Applicant | 788 | $156,610,000 | $198,000 | $2,645,000 | $181,000 | $6,144,000 |
| Application Approved But Not Accepted | 772 | $101,760,000 | $131,000 | $1,505,000 | $145,000 | $1,332,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,279 | $3,190,345,000 | $165,000 | $4,505,000 | $159,000 | $6,144,000 |
| Credit History | 1,954 | $170,100,000 | $87,000 | $1,055,000 | $95,000 | $2,754,000 |
| Debt-To-Income Ratio | 1,810 | $299,100,000 | $165,000 | $3,005,000 | $79,000 | $1,458,000 |
| Collateral | 835 | $104,555,000 | $125,000 | $1,685,000 | $152,000 | $886,000 |
| Other | 219 | $31,035,000 | $141,000 | $3,475,000 | $156,000 | $2,587,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 126 | $27,150,000 | $215,000 | $1,285,000 | $86,000 | $600,000 |
| Unverifiable Information | 77 | $13,875,000 | $180,000 | $805,000 | $171,000 | $762,000 |
| Credit Application Incomplete | 3 | $715,000 | $238,000 | $385,000 | $131,000 | $179,000 |
| Employment History | 2 | $210,000 | $105,000 | $165,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First-Citizens Bank & Trust Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First-Citizens Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.