First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2013

In 2013, First Federal Bank of Kansas City of Kansas City, MO reported 2,177 mortgage applications totaling $482.7 million, up 3% from 2012. The average application was for $221,719, and applicants reported an average income of $93,098. 56% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Kansas City, MO-KS (662), New York-White Plains-Wayne, NY-NJ (40) and Washington-Arlington-Alexandria, DC-VA-MD-WV (36) (applications in parentheses).

Mortgage Company & Address First Federal Bank of Kansas City
6900 Executive Dr
Kansas City, MO 64120
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,177
Total Mortgage Loan Application Amount $482,683,000
Average Mortgage Loan Application Amount $221,719
Highest Mortgage Loan Application Amount $826,000
Average Applicant Income $93,098
Highest Applicant Income $1,907,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Federal Bank of Kansas City by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 176 $ 29,435,000 $ 167,244 $ 87,000
Johnson, Kansas 172 $ 38,451,000 $ 223,552 $ 128,000
Clay, Missouri 130 $ 20,602,000 $ 158,476 $ 76,000
Platte, Missouri 76 $ 12,533,000 $ 164,907 $ 84,000
Miami, Kansas 37 $ 6,021,000 $ 162,729 $ 77,000
Cass, Missouri 33 $ 6,009,000 $ 182,090 $ 83,000
Maricopa, Arizona 26 $ 7,280,000 $ 280,000 $ 105,000
Los Angeles, California 22 $ 7,530,000 $ 342,272 $ 161,000
Harris, Texas 14 $ 3,785,000 $ 270,357 $ 150,000
Nassau, New York 13 $ 4,383,000 $ 337,153 $ 149,000
Hillsborough, Florida 12 $ 3,056,000 $ 254,666 $ 122,000
Suffolk, New York 12 $ 3,434,000 $ 286,166 $ 119,000
Fairfax, Virginia 12 $ 4,213,000 $ 351,083 $ 84,000
Broward, Florida 11 $ 3,508,000 $ 318,909 $ 112,000
San Diego, California 10 $ 3,429,000 $ 342,900 $ 107,000
New Castle, Delaware 10 $ 2,507,000 $ 250,700 $ 79,000
Wyandotte, Kansas 10 $ 1,633,000 $ 163,300 $ 84,000
Middlesex, Massachusetts 10 $ 3,098,000 $ 309,800 $ 136,000
Westchester, New York 10 $ 3,902,000 $ 390,200 $ 155,000
Berkeley, West Virginia 10 $ 2,151,000 $ 215,100 $ 62,000
El Paso, Colorado 9 $ 2,854,000 $ 317,111 $ 89,000
Orange, Florida 8 $ 2,203,000 $ 275,375 $ 82,000
Sedgwick, Kansas 8 $ 1,125,000 $ 140,625 $ 59,000
Prince George's, Maryland 8 $ 2,858,000 $ 357,250 $ 117,000
Tarrant, Texas 8 $ 2,479,000 $ 309,875 $ 184,000
King, Washington 8 $ 2,464,000 $ 308,000 $ 131,000
Anchorage, Alaska 7 $ 1,602,000 $ 228,857 $ 106,000
San Bernardino, California 7 $ 1,944,000 $ 277,714 $ 85,000
Ventura, California 7 $ 2,390,000 $ 341,428 $ 99,000
Larimer, Colorado 7 $ 1,731,000 $ 247,285 $ 66,000
Sussex, Delaware 7 $ 1,356,000 $ 193,714 $ 74,000
Kings, New York 7 $ 2,329,000 $ 332,714 $ 96,000
Fort Bend, Texas 7 $ 2,099,000 $ 299,857 $ 139,000
Travis, Texas 7 $ 2,366,000 $ 338,000 $ 123,000
Orange, California 6 $ 2,898,000 $ 483,000 $ 106,000
New Haven, Connecticut 6 $ 1,798,000 $ 299,666 $ 102,000
Leavenworth, Kansas 6 $ 1,309,000 $ 218,166 $ 97,000
Shawnee, Kansas 6 $ 659,000 $ 109,833 $ 71,000
Clinton, Missouri 6 $ 1,101,000 $ 183,500 $ 58,000
Ravalli, Montana 6 $ 1,349,000 $ 224,833 $ 61,000
Yellowstone, Montana 6 $ 827,000 $ 137,833 $ 43,000
Monmouth, New Jersey 6 $ 1,866,000 $ 311,000 $ 71,000
Bronx, New York 6 $ 2,220,000 $ 370,000 $ 126,000
Queens, New York 6 $ 1,637,000 $ 272,833 $ 314,000
Wake, North Carolina 6 $ 1,512,000 $ 252,000 $ 91,000
Dallas, Texas 6 $ 1,673,000 $ 278,833 $ 160,000
Galveston, Texas 6 $ 1,727,000 $ 287,833 $ 164,000
Spotsylvania, Virginia 6 $ 1,679,000 $ 279,833 $ 114,000
Snohomish, Washington 6 $ 1,604,000 $ 267,333 $ 71,000
Thurston, Washington 6 $ 1,363,000 $ 227,166 $ 122,000
Dane, Wisconsin 6 $ 1,159,000 $ 193,166 $ 98,000
Waukesha, Wisconsin 6 $ 1,312,000 $ 218,666 $ 71,000
Pima, Arizona 5 $ 1,009,000 $ 201,800 $ 69,000
Riverside, California 5 $ 1,611,000 $ 322,200 $ 136,000
San Joaquin, California 5 $ 1,800,000 $ 360,000 $ 247,000
Douglas, Colorado 5 $ 1,979,000 $ 395,800 $ 116,000
Jefferson, Colorado 5 $ 1,264,000 $ 252,800 $ 152,000
Kent, Delaware 5 $ 1,009,000 $ 201,800 $ 87,000
Lee, Florida 5 $ 1,179,000 $ 235,800 $ 111,000
Pinellas, Florida 5 $ 1,892,000 $ 378,400 $ 68,000
Gwinnett, Georgia 5 $ 1,011,000 $ 202,200 $ 65,000
Muscogee, Georgia 5 $ 1,325,000 $ 265,000 $ 92,000
Douglas, Kansas 5 $ 1,039,000 $ 207,800 $ 74,000
Essex, Massachusetts 5 $ 1,563,000 $ 312,600 $ 101,000
Worcester, Massachusetts 5 $ 1,314,000 $ 262,800 $ 88,000
Lafayette, Missouri 5 $ 1,198,000 $ 239,600 $ 94,000
Ray, Missouri 5 $ 935,000 $ 187,000 $ 74,000
Essex, New Jersey 5 $ 1,440,000 $ 288,000 $ 125,000
Onslow, North Carolina 5 $ 1,528,000 $ 305,600 $ 47,000
Dorchester, South Carolina 5 $ 1,320,000 $ 264,000 $ 93,000
Bell, Texas 5 $ 1,098,000 $ 219,600 $ 18,000
Bexar, Texas 5 $ 1,494,000 $ 298,800 $ 28,000
El Paso, Texas 5 $ 921,000 $ 184,200 $ 46,000
Chesapeake, Virginia 5 $ 1,576,000 $ 315,200 $ 98,000
Kitsap, Washington 5 $ 1,281,000 $ 256,200 $ 58,000
Pierce, Washington 5 $ 1,213,000 $ 242,600 $ 91,000
Wood, West Virginia 5 $ 701,000 $ 140,200 $ 69,000
Milwaukee, Wisconsin 5 $ 732,000 $ 146,400 $ 66,000
Yavapai, Arizona 4 $ 1,233,000 $ 308,250 $ 121,000
Pulaski, Arkansas 4 $ 1,092,000 $ 273,000 $ 103,000
Mendocino, California 4 $ 1,316,000 $ 329,000 $ 144,000
Adams, Colorado 4 $ 1,002,000 $ 250,500 $ 40,000
Boulder, Colorado 4 $ 1,071,000 $ 267,750 $ 100,000
Mesa, Colorado 4 $ 1,223,000 $ 305,750 $ 113,000
Duval, Florida 4 $ 888,000 $ 222,000 $ 87,000
Okaloosa, Florida 4 $ 682,000 $ 170,500 $ 90,000
Palm Beach, Florida 4 $ 1,234,000 $ 308,500 $ 178,000
Honolulu, Hawaii 4 $ 1,868,000 $ 467,000 $ 105,000
St. Tammany, Louisiana 4 $ 890,000 $ 222,500 $ 107,000
Harford, Maryland 4 $ 1,152,000 $ 288,000 $ 140,000
Plymouth, Massachusetts 4 $ 1,260,000 $ 315,000 $ 91,000
Wayne, Michigan 4 $ 755,000 $ 188,750 $ 83,000
Flathead, Montana 4 $ 683,000 $ 170,750 $ 68,000
Hillsborough, New Hampshire 4 $ 884,000 $ 221,000 $ 57,000
Middlesex, New Jersey 4 $ 1,543,000 $ 385,750 $ 153,000
Rockland, New York 4 $ 1,217,000 $ 304,250 $ 130,000
Iredell, North Carolina 4 $ 1,016,000 $ 254,000 $ 52,000
Bucks, Pennsylvania 4 $ 1,456,000 $ 364,000 $ 187,000
Guadalupe, Texas 4 $ 1,058,000 $ 264,500 $ 81,000
Salt Lake, Utah 4 $ 884,000 $ 221,000 $ 49,000
Utah, Utah 4 $ 915,000 $ 228,750 $ 86,000
Jefferson, West Virginia 4 $ 914,000 $ 228,500 $ 117,000
Kanawha, West Virginia 4 $ 740,000 $ 185,000 $ 97,000
Madison, Alabama 3 $ 995,000 $ 331,666 $ 166,000
Kenai Peninsula, Alaska 3 $ 622,000 $ 207,333 $ 118,000
Matanuska-Susitna, Alaska 3 $ 572,000 $ 190,666 $ 87,000
Santa Clara, California 3 $ 1,259,000 $ 419,666 $ 135,000
Solano, California 3 $ 807,000 $ 269,000 $ 85,000
Sonoma, California 3 $ 852,000 $ 284,000 $ 86,000
Arapahoe, Colorado 3 $ 842,000 $ 280,666 $ 125,000
Fairfield, Connecticut 3 $ 1,184,000 $ 394,666 $ 72,000
Brevard, Florida 3 $ 529,000 $ 176,333 $ 62,000
Martin, Florida 3 $ 698,000 $ 232,666 $ 103,000
Miami-Dade, Florida 3 $ 892,000 $ 297,333 $ 57,000
Sumter, Florida 3 $ 733,000 $ 244,333 $ 78,000
Fayette, Georgia 3 $ 577,000 $ 192,333 $ 62,000
Fulton, Georgia 3 $ 721,000 $ 240,333 $ 62,000
Hawaii, Hawaii 3 $ 1,194,000 $ 398,000 $ 105,000
Maui, Hawaii 3 $ 896,000 $ 298,666 $ 56,000
Ada, Idaho 3 $ 807,000 $ 269,000 $ 91,000
Cook, Illinois 3 $ 1,062,000 $ 354,000 $ 167,000
Franklin, Kansas 3 $ 638,000 $ 212,666 $ 44,000
Meade, Kansas 3 $ 425,000 $ 141,666 $ 57,000
Pottawatomie, Kansas 3 $ 432,000 $ 144,000 $ 44,000
Jefferson, Kentucky 3 $ 687,000 $ 229,000 $ 89,000
Rapides, Louisiana 3 $ 553,000 $ 184,333 $ 76,000
Calvert, Maryland 3 $ 921,000 $ 307,000 $ 243,000
Frederick, Maryland 3 $ 982,000 $ 327,333 $ 102,000
Howard, Maryland 3 $ 910,000 $ 303,333 $ 67,000
Oakland, Michigan 3 $ 677,000 $ 225,666 $ 118,000
Dakota, Minnesota 3 $ 646,000 $ 215,333 $ 85,000
Ramsey, Minnesota 3 $ 501,000 $ 167,000 $ 34,000
Rankin, Mississippi 3 $ 882,000 $ 294,000 $ 110,000
Johnson, Missouri 3 $ 540,000 $ 180,000 $ 85,000
Cascade, Montana 3 $ 532,000 $ 177,333 $ 58,000
Missoula, Montana 3 $ 704,000 $ 234,666 $ 81,000
Silver Bow, Montana 3 $ 492,000 $ 164,000 $ 64,000
Douglas, Nebraska 3 $ 418,000 $ 139,333 $ 56,000
Clark, Nevada 3 $ 635,000 $ 211,666 $ 47,000
Ocean, New Jersey 3 $ 841,000 $ 280,333 $ 85,000
Somerset, New Jersey 3 $ 863,000 $ 287,666 $ 98,000
Dutchess, New York 3 $ 1,026,000 $ 342,000 $ 100,000
Ontario, New York 3 $ 687,000 $ 229,000 $ 281,000
Richmond, New York 3 $ 1,113,000 $ 371,000 $ 118,000
Mecklenburg, North Carolina 3 $ 711,000 $ 237,000 $ 63,000
Tulsa, Oklahoma 3 $ 650,000 $ 216,666 $ 45,000
Clackamas, Oregon 3 $ 955,000 $ 318,333 $ 89,000
Chester, Pennsylvania 3 $ 909,000 $ 303,000 $ 223,000
Cumberland, Pennsylvania 3 $ 1,268,000 $ 422,666 $ 172,000
Lancaster, Pennsylvania 3 $ 821,000 $ 273,666 $ 101,000
Montgomery, Pennsylvania 3 $ 788,000 $ 262,666 $ 130,000
York, Pennsylvania 3 $ 696,000 $ 232,000 $ 93,000
Berkeley, South Carolina 3 $ 845,000 $ 281,666 $ 85,000
Denton, Texas 3 $ 1,038,000 $ 346,000 $ 163,000
Williamson, Texas 3 $ 829,000 $ 276,333 $ 108,000
Davis, Utah 3 $ 847,000 $ 282,333 $ 59,000
Weber, Utah 3 $ 1,023,000 $ 341,000 $ 52,000
Chesterfield, Virginia 3 $ 717,000 $ 239,000 $ 53,000
Virginia Beach, Virginia 3 $ 1,063,000 $ 354,333 $ 30,000
York, Virginia 3 $ 932,000 $ 310,666 $ 133,000
Cabell, West Virginia 3 $ 395,000 $ 131,666 $ 76,000
Monongalia, West Virginia 3 $ 884,000 $ 294,666 $ 402,000
Morgan, West Virginia 3 $ 345,000 $ 115,000 $ 73,000
Raleigh, West Virginia 3 $ 824,000 $ 274,666 $ 135,000
Columbia, Wisconsin 3 $ 712,000 $ 237,333 $ 122,000
Outagamie, Wisconsin 3 $ 600,000 $ 200,000 $ 38,000
Mobile, Alabama 2 $ 552,000 $ 276,000 $ 74,000
Coconino, Arizona 2 $ 354,000 $ 177,000 $ 28,000
Benton, Arkansas 2 $ 308,000 $ 154,000 $ 52,000
Greene, Arkansas 2 $ 549,000 $ 274,500 $ 94,000
Saline, Arkansas 2 $ 353,000 $ 176,500 $ 88,000
Sebastian, Arkansas 2 $ 469,000 $ 234,500 $ 43,000
El Dorado, California 2 $ 608,000 $ 304,000 $ 89,000
Marin, California 2 $ 774,000 $ 387,000 $ 103,000
Placer, California 2 $ 691,000 $ 345,500 $ 121,000
San Luis Obispo, California 2 $ 748,000 $ 374,000 $ 110,000
Santa Barbara, California 2 $ 930,000 $ 465,000 $ 126,000
Weld, Colorado 2 $ 559,000 $ 279,500 $ 52,000
New London, Connecticut 2 $ 393,000 $ 196,500 $ 101,000
Bay, Florida 2 $ 513,000 $ 256,500 $ 89,000
Escambia, Florida 2 $ 336,000 $ 168,000 $ 52,000
Manatee, Florida 2 $ 762,000 $ 381,000 $ 148,000
Santa Rosa, Florida 2 $ 494,000 $ 247,000 $ 138,000
St. Johns, Florida 2 $ 614,000 $ 307,000 $ 85,000
Cobb, Georgia 2 $ 826,000 $ 413,000 $ 106,000
Columbia, Georgia 2 $ 536,000 $ 268,000 $ 62,000
DeKalb, Georgia 2 $ 736,000 $ 368,000 $ 120,000
Newton, Georgia 2 $ 472,000 $ 236,000 $ 61,000
St. Clair, Illinois 2 $ 285,000 $ 142,500 $ 48,000
Hamilton, Indiana 2 $ 364,000 $ 182,000 $ 31,000
Lake, Indiana 2 $ 441,000 $ 220,500 $ 75,000
Scott, Iowa 2 $ 383,000 $ 191,500 $ 83,000
Clark, Kansas 2 $ 109,000 $ 54,500 $ 91,000
Neosho, Kansas 2 $ 110,000 $ 55,000 $ 28,000
Reno, Kansas 2 $ 136,000 $ 68,000 $ 88,000
Saline, Kansas 2 $ 154,000 $ 77,000 $ 52,000
Smith, Kansas 2 $ 135,000 $ 67,500 $ 46,000
Grayson, Kentucky 2 $ 357,000 $ 178,500 $ 64,000
Caddo, Louisiana 2 $ 191,000 $ 95,500 $ 6,000
East Baton Rouge, Louisiana 2 $ 481,000 $ 240,500 $ 0
West Baton Rouge, Louisiana 2 $ 482,000 $ 241,000 $ 96,000
Baltimore City, Maryland 2 $ 509,000 $ 254,500 $ 27,000
Montgomery, Maryland 2 $ 740,000 $ 370,000 $ 147,000
St. Mary's, Maryland 2 $ 646,000 $ 323,000 $ 153,000
Barnstable, Massachusetts 2 $ 369,000 $ 184,500 $ 100,000
Bristol, Massachusetts 2 $ 577,000 $ 288,500 $ 123,000
Suffolk, Massachusetts 2 $ 663,000 $ 331,500 $ 112,000
Midland, Michigan 2 $ 443,000 $ 221,500 $ 34,000
Andrew, Missouri 2 $ 416,000 $ 208,000 $ 115,000
Bates, Missouri 2 $ 393,000 $ 196,500 $ 93,000
Buchanan, Missouri 2 $ 332,000 $ 166,000 $ 90,000
Hickory, Missouri 2 $ 544,000 $ 272,000 $ 140,000
Deer Lodge, Montana 2 $ 249,000 $ 124,500 $ 47,000
Gallatin, Montana 2 $ 623,000 $ 311,500 $ 105,000
Lewis and Clark, Montana 2 $ 278,000 $ 139,000 $ 86,000
Sanders, Montana 2 $ 208,000 $ 104,000 $ 50,000
Sarpy, Nebraska 2 $ 534,000 $ 267,000 $ 39,000
Carson City, Nevada 2 $ 1,112,000 $ 556,000 $ 174,000
Douglas, Nevada 2 $ 940,000 $ 470,000 $ 99,000
Washoe, Nevada 2 $ 891,000 $ 445,500 $ 103,000
Atlantic, New Jersey 2 $ 695,000 $ 347,500 $ 103,000
Bergen, New Jersey 2 $ 544,000 $ 272,000 $ 135,000
Camden, New Jersey 2 $ 441,000 $ 220,500 $ 112,000
Mercer, New Jersey 2 $ 491,000 $ 245,500 $ 152,000
Morris, New Jersey 2 $ 417,000 $ 208,500 $ 61,000
Passaic, New Jersey 2 $ 476,000 $ 238,000 $ 106,000
Curry, New Mexico 2 $ 469,000 $ 234,500 $ 57,000
Santa Fe, New Mexico 2 $ 802,000 $ 401,000 $ 85,000
Jefferson, New York 2 $ 400,000 $ 200,000 $ 45,000
Monroe, New York 2 $ 421,000 $ 210,500 $ 121,000
Onondaga, New York 2 $ 311,000 $ 155,500 $ 40,000
Orange, New York 2 $ 513,000 $ 256,500 $ 92,000
Ulster, New York 2 $ 440,000 $ 220,000 $ 152,000
Buncombe, North Carolina 2 $ 455,000 $ 227,500 $ 146,000
Cumberland, North Carolina 2 $ 527,000 $ 263,500 $ 108,000
Harnett, North Carolina 2 $ 522,000 $ 261,000 $ 40,000
Johnston, North Carolina 2 $ 424,000 $ 212,000 $ 68,000
Moore, North Carolina 2 $ 518,000 $ 259,000 $ 68,000
New Hanover, North Carolina 2 $ 697,000 $ 348,500 $ 679,000
Union, North Carolina 2 $ 1,007,000 $ 503,500 $ 277,000
Yancey, North Carolina 2 $ 553,000 $ 276,500 $ 82,000
Summit, Ohio 2 $ 391,000 $ 195,500 $ 109,000
Cleveland, Oklahoma 2 $ 296,000 $ 148,000 $ 116,000
Jackson, Oregon 2 $ 659,000 $ 329,500 $ 34,000
Berks, Pennsylvania 2 $ 438,000 $ 219,000 $ 137,000
Centre, Pennsylvania 2 $ 703,000 $ 351,500 $ 0
Lebanon, Pennsylvania 2 $ 455,000 $ 227,500 $ 73,000
Northampton, Pennsylvania 2 $ 653,000 $ 326,500 $ 159,000
Washington, Pennsylvania 2 $ 553,000 $ 276,500 $ 81,000
Kent, Rhode Island 2 $ 395,000 $ 197,500 $ 48,000
Charleston, South Carolina 2 $ 524,000 $ 262,000 $ 35,000
Greenville, South Carolina 2 $ 499,000 $ 249,500 $ 106,000
Horry, South Carolina 2 $ 430,000 $ 215,000 $ 57,000
Hamilton, Tennessee 2 $ 434,000 $ 217,000 $ 0
Shelby, Tennessee 2 $ 548,000 $ 274,000 $ 130,000
Williamson, Tennessee 2 $ 532,000 $ 266,000 $ 98,000
Comal, Texas 2 $ 437,000 $ 218,500 $ 26,000
Gregg, Texas 2 $ 496,000 $ 248,000 $ 125,000
Hays, Texas 2 $ 545,000 $ 272,500 $ 124,000
McLennan, Texas 2 $ 419,000 $ 209,500 $ 305,000
Smith, Texas 2 $ 390,000 $ 195,000 $ 53,000
Cache, Utah 2 $ 403,000 $ 201,500 $ 95,000
Iron, Utah 2 $ 291,000 $ 145,500 $ 61,000
Washington, Utah 2 $ 775,000 $ 387,500 $ 119,000
Chittenden, Vermont 2 $ 482,000 $ 241,000 $ 84,000
Grand Isle, Vermont 2 $ 654,000 $ 327,000 $ 244,000
Franklin, Virginia 2 $ 508,000 $ 254,000 $ 136,000
Goochland, Virginia 2 $ 704,000 $ 352,000 $ 126,000
James City, Virginia 2 $ 558,000 $ 279,000 $ 122,000
Prince William, Virginia 2 $ 924,000 $ 462,000 $ 51,000
Suffolk, Virginia 2 $ 417,000 $ 208,500 $ 59,000
Island, Washington 2 $ 370,000 $ 185,000 $ 59,000
Spokane, Washington 2 $ 393,000 $ 196,500 $ 29,000
Whatcom, Washington 2 $ 438,000 $ 219,000 $ 37,000
Marion, West Virginia 2 $ 265,000 $ 132,500 $ 81,000
Preston, West Virginia 2 $ 330,000 $ 165,000 $ 98,000
Putnam, West Virginia 2 $ 202,000 $ 101,000 $ 61,000
Brown, Wisconsin 2 $ 266,000 $ 133,000 $ 76,000
Jefferson, Wisconsin 2 $ 349,000 $ 174,500 $ 90,000
Trempealeau, Wisconsin 2 $ 219,000 $ 109,500 $ 50,000
Walworth, Wisconsin 2 $ 293,000 $ 146,500 $ 70,000
Winnebago, Wisconsin 2 $ 216,000 $ 108,000 $ 100,000
Autauga, Alabama 1 $ 177,000 $ 177,000 $ 52,000
Calhoun, Alabama 1 $ 213,000 $ 213,000 $ 65,000
Cullman, Alabama 1 $ 280,000 $ 280,000 $ 107,000
Jackson, Alabama 1 $ 249,000 $ 249,000 $ 73,000
Jefferson, Alabama 1 $ 230,000 $ 230,000 $ 100,000
Lauderdale, Alabama 1 $ 176,000 $ 176,000 $ 39,000
Marshall, Alabama 1 $ 200,000 $ 200,000 $ 110,000
Montgomery, Alabama 1 $ 260,000 $ 260,000 $ 69,000
Shelby, Alabama 1 $ 77,000 $ 77,000 $ 100,000
St. Clair, Alabama 1 $ 233,000 $ 233,000 $ 40,000
Haines, Alaska 1 $ 266,000 $ 266,000 $ 195,000
Cochise, Arizona 1 $ 161,000 $ 161,000 $ 0
Gila, Arizona 1 $ 215,000 $ 215,000 $ 70,000
Mohave, Arizona 1 $ 119,000 $ 119,000 $ 91,000
Pinal, Arizona 1 $ 176,000 $ 176,000 $ 69,000
Baxter, Arkansas 1 $ 390,000 $ 390,000 $ 148,000
Faulkner, Arkansas 1 $ 339,000 $ 339,000 $ 80,000
Garland, Arkansas 1 $ 129,000 $ 129,000 $ 158,000
Lafayette, Arkansas 1 $ 128,000 $ 128,000 $ 114,000
Mississippi, Arkansas 1 $ 209,000 $ 209,000 $ 72,000
Washington, Arkansas 1 $ 255,000 $ 255,000 $ 106,000
Calaveras, California 1 $ 288,000 $ 288,000 $ 0
Contra Costa, California 1 $ 299,000 $ 299,000 $ 120,000
Humboldt, California 1 $ 265,000 $ 265,000 $ 126,000
Kern, California 1 $ 340,000 $ 340,000 $ 195,000
Monterey, California 1 $ 264,000 $ 264,000 $ 37,000
Napa, California 1 $ 389,000 $ 389,000 $ 0
Sacramento, California 1 $ 243,000 $ 243,000 $ 71,000
San Mateo, California 1 $ 294,000 $ 294,000 $ 63,000
Santa Cruz, California 1 $ 544,000 $ 544,000 $ 0
Yolo, California 1 $ 292,000 $ 292,000 $ 110,000
Clear Creek, Colorado 1 $ 226,000 $ 226,000 $ 114,000
Denver, Colorado 1 $ 225,000 $ 225,000 $ 156,000
Eagle, Colorado 1 $ 200,000 $ 200,000 $ 131,000
Pueblo, Colorado 1 $ 195,000 $ 195,000 $ 67,000
Teller, Colorado 1 $ 320,000 $ 320,000 $ 98,000
Hartford, Connecticut 1 $ 324,000 $ 324,000 $ 64,000
Litchfield, Connecticut 1 $ 205,000 $ 205,000 $ 127,000
Alachua, Florida 1 $ 196,000 $ 196,000 $ 79,000
Gulf, Florida 1 $ 133,000 $ 133,000 $ 0
Indian River, Florida 1 $ 135,000 $ 135,000 $ 32,000
Jackson, Florida 1 $ 145,000 $ 145,000 $ 0
Marion, Florida 1 $ 228,000 $ 228,000 $ 61,000
Osceola, Florida 1 $ 244,000 $ 244,000 $ 118,000
Sarasota, Florida 1 $ 63,000 $ 63,000 $ 51,000
Seminole, Florida 1 $ 118,000 $ 118,000 $ 50,000
St. Lucie, Florida 1 $ 300,000 $ 300,000 $ 103,000
Volusia, Florida 1 $ 248,000 $ 248,000 $ 0
Baker, Georgia 1 $ 180,000 $ 180,000 $ 112,000
Bibb, Georgia 1 $ 117,000 $ 117,000 $ 28,000
Chatham, Georgia 1 $ 188,000 $ 188,000 $ 154,000
Cherokee, Georgia 1 $ 346,000 $ 346,000 $ 87,000
Henry, Georgia 1 $ 190,000 $ 190,000 $ 78,000
Houston, Georgia 1 $ 263,000 $ 263,000 $ 154,000
Lowndes, Georgia 1 $ 291,000 $ 291,000 $ 88,000
Monroe, Georgia 1 $ 395,000 $ 395,000 $ 204,000
Oconee, Georgia 1 $ 537,000 $ 537,000 $ 152,000
Richmond, Georgia 1 $ 313,000 $ 313,000 $ 0
White, Georgia 1 $ 255,000 $ 255,000 $ 67,000
Bannock, Idaho 1 $ 288,000 $ 288,000 $ 93,000
Bonner, Idaho 1 $ 424,000 $ 424,000 $ 70,000
Canyon, Idaho 1 $ 210,000 $ 210,000 $ 46,000
Idaho, Idaho 1 $ 195,000 $ 195,000 $ 98,000
Kootenai, Idaho 1 $ 214,000 $ 214,000 $ 0
Latah, Idaho 1 $ 280,000 $ 280,000 $ 133,000
Lemhi, Idaho 1 $ 261,000 $ 261,000 $ 180,000
Twin Falls, Idaho 1 $ 105,000 $ 105,000 $ 64,000
Valley, Idaho 1 $ 154,000 $ 154,000 $ 109,000
Kane, Illinois 1 $ 380,000 $ 380,000 $ 129,000
Lee, Illinois 1 $ 217,000 $ 217,000 $ 66,000
Tazewell, Illinois 1 $ 279,000 $ 279,000 $ 141,000
Will, Illinois 1 $ 203,000 $ 203,000 $ 0
Woodford, Illinois 1 $ 184,000 $ 184,000 $ 0
Dearborn, Indiana 1 $ 294,000 $ 294,000 $ 100,000
Elkhart, Indiana 1 $ 196,000 $ 196,000 $ 69,000
Harrison, Indiana 1 $ 204,000 $ 204,000 $ 110,000
LaPorte, Indiana 1 $ 275,000 $ 275,000 $ 209,000
Marion, Indiana 1 $ 222,000 $ 222,000 $ 62,000
Porter, Indiana 1 $ 250,000 $ 250,000 $ 174,000
Shelby, Indiana 1 $ 90,000 $ 90,000 $ 76,000
Wayne, Indiana 1 $ 189,000 $ 189,000 $ 59,000
Dallas, Iowa 1 $ 344,000 $ 344,000 $ 205,000
Polk, Iowa 1 $ 315,000 $ 315,000 $ 203,000
Union, Iowa 1 $ 465,000 $ 465,000 $ 61,000
Warren, Iowa 1 $ 242,000 $ 242,000 $ 114,000
Webster, Iowa 1 $ 175,000 $ 175,000 $ 50,000
Anderson, Kansas 1 $ 136,000 $ 136,000 $ 63,000
Bourbon, Kansas 1 $ 142,000 $ 142,000 $ 82,000
Butler, Kansas 1 $ 148,000 $ 148,000 $ 81,000
Cherokee, Kansas 1 $ 142,000 $ 142,000 $ 71,000
Coffey, Kansas 1 $ 200,000 $ 200,000 $ 92,000
Crawford, Kansas 1 $ 39,000 $ 39,000 $ 42,000
Dickinson, Kansas 1 $ 154,000 $ 154,000 $ 56,000
Ellis, Kansas 1 $ 23,000 $ 23,000 $ 31,000
Ford, Kansas 1 $ 80,000 $ 80,000 $ 37,000
Geary, Kansas 1 $ 184,000 $ 184,000 $ 61,000
Gove, Kansas 1 $ 120,000 $ 120,000 $ 69,000
Greenwood, Kansas 1 $ 60,000 $ 60,000 $ 80,000
Harvey, Kansas 1 $ 67,000 $ 67,000 $ 99,000
Haskell, Kansas 1 $ 186,000 $ 186,000 $ 90,000
Jewell, Kansas 1 $ 82,000 $ 82,000 $ 35,000
Labette, Kansas 1 $ 50,000 $ 50,000 $ 18,000
Linn, Kansas 1 $ 67,000 $ 67,000 $ 86,000
Lyon, Kansas 1 $ 86,000 $ 86,000 $ 46,000
Marshall, Kansas 1 $ 83,000 $ 83,000 $ 32,000
McPherson, Kansas 1 $ 88,000 $ 88,000 $ 25,000
Montgomery, Kansas 1 $ 76,000 $ 76,000 $ 36,000
Nemaha, Kansas 1 $ 75,000 $ 75,000 $ 51,000
Norton, Kansas 1 $ 71,000 $ 71,000 $ 69,000
Pratt, Kansas 1 $ 87,000 $ 87,000 $ 32,000
Riley, Kansas 1 $ 194,000 $ 194,000 $ 123,000
Seward, Kansas 1 $ 77,000 $ 77,000 $ 28,000
Sherman, Kansas 1 $ 122,000 $ 122,000 $ 33,000
Stafford, Kansas 1 $ 25,000 $ 25,000 $ 60,000
Wabaunsee, Kansas 1 $ 132,000 $ 132,000 $ 79,000
Washington, Kansas 1 $ 66,000 $ 66,000 $ 47,000
Crittenden, Kentucky 1 $ 159,000 $ 159,000 $ 60,000
Fayette, Kentucky 1 $ 261,000 $ 261,000 $ 146,000
Pulaski, Kentucky 1 $ 220,000 $ 220,000 $ 192,000
Allen, Louisiana 1 $ 220,000 $ 220,000 $ 67,000
Bossier, Louisiana 1 $ 223,000 $ 223,000 $ 56,000
Jefferson, Louisiana 1 $ 209,000 $ 209,000 $ 196,000
Lafayette, Louisiana 1 $ 355,000 $ 355,000 $ 162,000
Lincoln, Louisiana 1 $ 380,000 $ 380,000 $ 116,000
Orleans, Louisiana 1 $ 380,000 $ 380,000 $ 88,000
Vermilion, Louisiana 1 $ 236,000 $ 236,000 $ 128,000
Aroostook, Maine 1 $ 272,000 $ 272,000 $ 73,000
Cumberland, Maine 1 $ 170,000 $ 170,000 $ 35,000
Franklin, Maine 1 $ 240,000 $ 240,000 $ 130,000
Hancock, Maine 1 $ 299,000 $ 299,000 $ 45,000
Knox, Maine 1 $ 205,000 $ 205,000 $ 101,000
Penobscot, Maine 1 $ 199,000 $ 199,000 $ 96,000
Anne Arundel, Maryland 1 $ 629,000 $ 629,000 $ 300,000
Baltimore, Maryland 1 $ 185,000 $ 185,000 $ 60,000
Cecil, Maryland 1 $ 242,000 $ 242,000 $ 83,000
Queen Anne's, Maryland 1 $ 374,000 $ 374,000 $ 120,000
Talbot, Maryland 1 $ 300,000 $ 300,000 $ 133,000
Norfolk, Massachusetts 1 $ 347,000 $ 347,000 $ 227,000
Barry, Michigan 1 $ 334,000 $ 334,000 $ 147,000
Berrien, Michigan 1 $ 69,000 $ 69,000 $ 35,000
Branch, Michigan 1 $ 122,000 $ 122,000 $ 63,000
Cheboygan, Michigan 1 $ 150,000 $ 150,000 $ 39,000
Emmet, Michigan 1 $ 217,000 $ 217,000 $ 105,000
Gladwin, Michigan 1 $ 239,000 $ 239,000 $ 1,081,000
Kent, Michigan 1 $ 320,000 $ 320,000 $ 115,000
Macomb, Michigan 1 $ 223,000 $ 223,000 $ 103,000
Monroe, Michigan 1 $ 257,000 $ 257,000 $ 127,000
Washtenaw, Michigan 1 $ 212,000 $ 212,000 $ 75,000
Carver, Minnesota 1 $ 207,000 $ 207,000 $ 53,000
Goodhue, Minnesota 1 $ 300,000 $ 300,000 $ 131,000
Hennepin, Minnesota 1 $ 610,000 $ 610,000 $ 230,000
Murray, Minnesota 1 $ 128,000 $ 128,000 $ 72,000
Pine, Minnesota 1 $ 180,000 $ 180,000 $ 59,000
St. Louis, Minnesota 1 $ 191,000 $ 191,000 $ 106,000
Clarke, Mississippi 1 $ 243,000 $ 243,000 $ 73,000
Harrison, Mississippi 1 $ 185,000 $ 185,000 $ 119,000
Jackson, Mississippi 1 $ 171,000 $ 171,000 $ 0
Lafayette, Mississippi 1 $ 194,000 $ 194,000 $ 98,000
Lauderdale, Mississippi 1 $ 240,000 $ 240,000 $ 64,000
Madison, Mississippi 1 $ 276,000 $ 276,000 $ 95,000
Pearl River, Mississippi 1 $ 228,000 $ 228,000 $ 47,000
Stone, Mississippi 1 $ 310,000 $ 310,000 $ 75,000
Barry, Missouri 1 $ 154,000 $ 154,000 $ 166,000
Benton, Missouri 1 $ 152,000 $ 152,000 $ 71,000
Camden, Missouri 1 $ 196,000 $ 196,000 $ 142,000
Daviess, Missouri 1 $ 271,000 $ 271,000 $ 93,000
Greene, Missouri 1 $ 199,000 $ 199,000 $ 54,000
Harrison, Missouri 1 $ 202,000 $ 202,000 $ 102,000
Jasper, Missouri 1 $ 168,000 $ 168,000 $ 88,000
Jefferson, Missouri 1 $ 243,000 $ 243,000 $ 49,000
Lawrence, Missouri 1 $ 243,000 $ 243,000 $ 75,000
Livingston, Missouri 1 $ 78,000 $ 78,000 $ 0
Pulaski, Missouri 1 $ 182,000 $ 182,000 $ 0
St. Louis, Missouri 1 $ 290,000 $ 290,000 $ 144,000
St. Louis City, Missouri 1 $ 160,000 $ 160,000 $ 135,000
Carbon, Montana 1 $ 88,000 $ 88,000 $ 42,000
Granite, Montana 1 $ 386,000 $ 386,000 $ 103,000
Lincoln, Montana 1 $ 296,000 $ 296,000 $ 156,000
Park, Montana 1 $ 300,000 $ 300,000 $ 121,000
Richland, Montana 1 $ 200,000 $ 200,000 $ 97,000
Rosebud, Montana 1 $ 242,000 $ 242,000 $ 144,000
Buffalo, Nebraska 1 $ 188,000 $ 188,000 $ 46,000
Cass, Nebraska 1 $ 213,000 $ 213,000 $ 237,000
Knox, Nebraska 1 $ 77,000 $ 77,000 $ 59,000
Lancaster, Nebraska 1 $ 187,000 $ 187,000 $ 0
Belknap, New Hampshire 1 $ 311,000 $ 311,000 $ 58,000
Carroll, New Hampshire 1 $ 302,000 $ 302,000 $ 129,000
Cheshire, New Hampshire 1 $ 301,000 $ 301,000 $ 97,000
Rockingham, New Hampshire 1 $ 170,000 $ 170,000 $ 82,000
Strafford, New Hampshire 1 $ 266,000 $ 266,000 $ 200,000
Burlington, New Jersey 1 $ 1,000 $ 1,000 $ 0
Cumberland, New Jersey 1 $ 156,000 $ 156,000 $ 68,000
Gloucester, New Jersey 1 $ 269,000 $ 269,000 $ 56,000
Hunterdon, New Jersey 1 $ 187,000 $ 187,000 $ 94,000
Salem, New Jersey 1 $ 223,000 $ 223,000 $ 0
Sussex, New Jersey 1 $ 197,000 $ 197,000 $ 91,000
Bernalillo, New Mexico 1 $ 256,000 $ 256,000 $ 87,000
Dona Ana, New Mexico 1 $ 712,000 $ 712,000 $ 261,000
Otero, New Mexico 1 $ 179,000 $ 179,000 $ 98,000
Torrance, New Mexico 1 $ 320,000 $ 320,000 $ 99,000
Albany, New York 1 $ 562,000 $ 562,000 $ 133,000
Allegany, New York 1 $ 248,000 $ 248,000 $ 104,000
Broome, New York 1 $ 432,000 $ 432,000 $ 194,000
Columbia, New York 1 $ 304,000 $ 304,000 $ 88,000
Saratoga, New York 1 $ 414,000 $ 414,000 $ 115,000
Schenectady, New York 1 $ 205,000 $ 205,000 $ 0
Steuben, New York 1 $ 134,000 $ 134,000 $ 93,000
Sullivan, New York 1 $ 234,000 $ 234,000 $ 52,000
Alamance, North Carolina 1 $ 403,000 $ 403,000 $ 110,000
Brunswick, North Carolina 1 $ 244,000 $ 244,000 $ 90,000
Camden, North Carolina 1 $ 320,000 $ 320,000 $ 70,000
Carteret, North Carolina 1 $ 417,000 $ 417,000 $ 360,000
Chowan, North Carolina 1 $ 197,000 $ 197,000 $ 0
Currituck, North Carolina 1 $ 260,000 $ 260,000 $ 0
Gaston, North Carolina 1 $ 246,000 $ 246,000 $ 110,000
Lee, North Carolina 1 $ 312,000 $ 312,000 $ 284,000
Pender, North Carolina 1 $ 219,000 $ 219,000 $ 0
Randolph, North Carolina 1 $ 207,000 $ 207,000 $ 128,000
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Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,340 $326,969,000 $244,000 $826,000 $101,000 $1,907,000
Home Purchase 812 $150,652,000 $185,000 $712,000 $80,000 $1,148,000
Home Improvement 25 $5,062,000 $202,000 $515,000 $95,000 $215,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,341 $307,398,000 $229,000 $826,000 $97,000 $1,907,000
Not Provided 643 $133,140,000 $207,000 $768,000 $89,000 $1,128,000
Hispanic 68 $15,067,000 $221,000 $650,000 $72,000 $291,000
Black or African American 67 $13,166,000 $196,000 $501,000 $84,000 $576,000
Asian 37 $9,225,000 $249,000 $600,000 $107,000 $462,000
Native Hawaiian or Other Pacific Islander 11 $2,871,000 $261,000 $659,000 $77,000 $150,000
American Indian or Alaskan Native 10 $1,816,000 $181,000 $350,000 $60,000 $155,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,236 $279,201,000 $225,000 $768,000 $114,000 $1,907,000
VA-guaranteed (Veterans Administration) 621 $164,620,000 $265,000 $826,000 $75,000 $322,000
FHA-insured (Federal Housing Administration) 282 $34,219,000 $121,000 $575,000 $50,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $4,643,000 $122,000 $366,000 $44,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,230 $290,581,000 $236,000 $712,000 $104,000 $1,907,000
Application Withdrawn By Applicant 430 $99,237,000 $230,000 $826,000 $99,000 $1,081,000
Application Denied By Financial Institution 279 $62,038,000 $222,000 $750,000 $76,000 $753,000
Preapproval Denied by Financial Institution 162 $13,528,000 $83,000 $496,000 $29,000 $218,000
File Closed For Incompleteness 46 $10,655,000 $231,000 $725,000 $95,000 $304,000
Application Approved But Not Accepted 30 $6,644,000 $221,000 $366,000 $90,000 $205,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 217 $23,170,000 $106,000 $530,000 $43,000 $576,000
Collateral 115 $28,184,000 $245,000 $750,000 $82,000 $252,000
Debt-To-Income Ratio 60 $14,625,000 $243,000 $715,000 $54,000 $179,000
Other 39 $7,615,000 $195,000 $577,000 $86,000 $753,000
Employment History 6 $859,000 $143,000 $257,000 $53,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 2 $740,000 $370,000 $380,000 $89,000 $90,000
Unverifiable Information 2 $373,000 $186,000 $194,000 $13,000 $26,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Federal Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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