First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2019
In 2019, First Federal Bank of Kansas City of Kansas City, MO reported 2,651 mortgage applications totaling $791.6 million, down 5% from 2018. The average application was for $298,606, and applicants reported an average income of $118,377. 60% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Kansas City, MO-KS (907), Washington-Arlington-Alexandria, DC-VA-MD-WV (57) and Las Vegas-Henderson-Paradise, NV (54) (applications in parentheses).
| Mortgage Company & Address | First Federal Bank of Kansas City 6900 Executive Dr Kansas City, MO 64120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,651 |
| Total Mortgage Loan Application Amount | $791,605,000 |
| Average Mortgage Loan Application Amount | $298,606 |
| Highest Mortgage Loan Application Amount | $1,815,000 |
| Average Applicant Income | $118,377 |
| Highest Applicant Income | $2,569,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 907 | $ 237,605,000 | $ 261,968 | $ 114,255 |
| Outside any metro area | 205 | $ 49,195,000 | $ 239,975 | $ 102,663 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 57 | $ 25,215,000 | $ 442,368 | $ 136,070 |
| Las Vegas-Henderson-Paradise, NV | 54 | $ 17,510,000 | $ 324,259 | $ 108,000 |
| Tampa-St. Petersburg-Clearwater, FL | 53 | $ 13,645,000 | $ 257,452 | $ 88,000 |
| Atlanta-Sandy Springs-Roswell, GA | 50 | $ 14,840,000 | $ 296,800 | $ 104,000 |
| Phoenix-Mesa-Scottsdale, AZ | 42 | $ 14,190,000 | $ 337,857 | $ 142,000 |
| Houston-The Woodlands-Sugar Land, TX | 32 | $ 10,560,000 | $ 330,000 | $ 175,000 |
| Riverside-San Bernardino-Ontario, CA | 29 | $ 10,315,000 | $ 355,689 | $ 108,000 |
| Los Angeles-Long Beach-Glendale, CA | 28 | $ 13,930,000 | $ 497,500 | $ 121,000 |
| Denver-Aurora-Lakewood, CO | 27 | $ 9,425,000 | $ 349,074 | $ 90,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 10,205,000 | $ 377,962 | $ 142,000 |
| Baltimore-Columbia-Towson, MD | 25 | $ 8,595,000 | $ 343,800 | $ 90,000 |
| San Diego-Carlsbad, CA | 21 | $ 9,695,000 | $ 461,666 | $ 119,000 |
| Jacksonville, FL | 20 | $ 6,060,000 | $ 303,000 | $ 112,000 |
| St. Louis, MO-IL | 20 | $ 6,120,000 | $ 306,000 | $ 110,800 |
| Charlotte-Concord-Gastonia, NC-SC | 19 | $ 6,315,000 | $ 332,368 | $ 297,052 |
| Cambridge-Newton-Framingham, MA | 18 | $ 6,780,000 | $ 376,666 | $ 107,000 |
| Colorado Springs, CO | 18 | $ 7,290,000 | $ 405,000 | $ 136,000 |
| San Antonio-New Braunfels, TX | 18 | $ 6,290,000 | $ 349,444 | $ 171,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 18 | $ 5,800,000 | $ 322,222 | $ 165,333 |
| Dallas-Plano-Irving, TX | 17 | $ 5,705,000 | $ 335,588 | $ 143,000 |
| Richmond, VA | 16 | $ 5,040,000 | $ 315,000 | $ 122,000 |
| Tacoma-Lakewood, WA | 16 | $ 5,810,000 | $ 363,125 | $ 125,000 |
| Boise City, ID | 15 | $ 5,185,000 | $ 345,666 | $ 105,000 |
| North Port-Sarasota-Bradenton, FL | 15 | $ 4,585,000 | $ 305,666 | $ 110,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 6,625,000 | $ 441,666 | $ 135,000 |
| Chicago-Naperville, IL | 14 | $ 5,340,000 | $ 381,428 | $ 122,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 3,985,000 | $ 306,538 | $ 86,000 |
| Montgomery County-Bucks County-Chester County, PA | 13 | $ 4,835,000 | $ 371,923 | $ 140,000 |
| Providence-Warwick, RI-MA | 13 | $ 4,425,000 | $ 340,384 | $ 108,692 |
| Boston, MA | 12 | $ 4,870,000 | $ 405,833 | $ 124,000 |
| Fort Worth-Arlington, TX | 12 | $ 4,060,000 | $ 338,333 | $ 140,000 |
| New York-Newark, NY | 12 | $ 3,020,000 | $ 251,666 | $ 102,083 |
| Newark, NJ-PA | 12 | $ 5,050,000 | $ 420,833 | $ 170,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 4,050,000 | $ 337,500 | $ 71,833 |
| Tucson, AZ | 12 | $ 3,440,000 | $ 286,666 | $ 112,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 12 | $ 4,740,000 | $ 395,000 | $ 172,000 |
| Wichita, KS | 12 | $ 2,700,000 | $ 225,000 | $ 105,000 |
| Charleston-North Charleston, SC | 11 | $ 2,945,000 | $ 267,727 | $ 93,000 |
| Oakland-Hayward-Berkeley, CA | 11 | $ 4,645,000 | $ 422,272 | $ 106,000 |
| Raleigh, NC | 11 | $ 3,915,000 | $ 355,909 | $ 93,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 2,820,000 | $ 282,000 | $ 78,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 3,100,000 | $ 310,000 | $ 107,000 |
| Washington-Baltimore-Arlington, DC | 10 | $ 3,760,000 | $ 376,000 | $ 93,000 |
| Cincinnati, OH-KY-IN | 9 | $ 2,355,000 | $ 261,666 | $ 106,000 |
| Fayetteville, NC | 9 | $ 2,215,000 | $ 246,111 | $ 88,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 2,935,000 | $ 326,111 | $ 110,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 3,055,000 | $ 339,444 | $ 144,000 |
| Springfield, MO | 9 | $ 2,165,000 | $ 240,555 | $ 105,000 |
| Camden, NJ | 8 | $ 2,500,000 | $ 312,500 | $ 135,000 |
| Fort Collins, CO | 8 | $ 2,820,000 | $ 352,500 | $ 111,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 2,290,000 | $ 286,250 | $ 84,000 |
| Manchester-Nashua, NH | 8 | $ 3,100,000 | $ 387,500 | $ 153,000 |
| New Orleans-Metairie, LA | 8 | $ 2,310,000 | $ 288,750 | $ 81,000 |
| New York-Jersey City-White Plains, NY-NJ | 8 | $ 3,680,000 | $ 460,000 | $ 99,250 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,970,000 | $ 246,250 | $ 73,000 |
| Wilmington, DE-MD-NJ | 8 | $ 2,330,000 | $ 291,250 | $ 126,125 |
| Worcester, MA-CT | 8 | $ 2,470,000 | $ 308,750 | $ 117,000 |
| Albuquerque, NM | 7 | $ 2,465,000 | $ 352,142 | $ 140,000 |
| Birmingham-Hoover, AL | 7 | $ 2,025,000 | $ 289,285 | $ 106,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 2,035,000 | $ 290,714 | $ 144,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 2,255,000 | $ 322,142 | $ 89,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 1,675,000 | $ 239,285 | $ 77,000 |
| Indianapolis-Carmel-Anderson, IN | 7 | $ 1,895,000 | $ 270,714 | $ 97,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 1,495,000 | $ 213,571 | $ 62,000 |
| Rockingham County-Strafford County, NH | 7 | $ 2,965,000 | $ 423,571 | $ 125,000 |
| Tulsa, OK | 7 | $ 1,925,000 | $ 275,000 | $ 186,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 3,130,000 | $ 521,666 | $ 183,000 |
| Austin-Round Rock, TX | 6 | $ 1,900,000 | $ 316,666 | $ 182,000 |
| Columbia, SC | 6 | $ 1,760,000 | $ 293,333 | $ 116,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 1,190,000 | $ 198,333 | $ 101,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 1,650,000 | $ 275,000 | $ 101,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,650,000 | $ 275,000 | $ 57,000 |
| Nassau County-Suffolk County, NY | 6 | $ 2,040,000 | $ 340,000 | $ 106,000 |
| Oklahoma City, OK | 6 | $ 1,520,000 | $ 253,333 | $ 98,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,650,000 | $ 275,000 | $ 100,000 |
| Port St. Lucie, FL | 6 | $ 1,180,000 | $ 196,666 | $ 67,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 6 | $ 2,080,000 | $ 346,666 | $ 117,000 |
| Salem, OR | 6 | $ 1,590,000 | $ 265,000 | $ 77,000 |
| Salisbury, MD-DE | 6 | $ 1,530,000 | $ 255,000 | $ 121,000 |
| Salt Lake City, UT | 6 | $ 2,190,000 | $ 365,000 | $ 97,000 |
| Cleveland-Elyria, OH | 5 | $ 955,000 | $ 191,000 | $ 119,000 |
| Columbus, OH | 5 | $ 1,465,000 | $ 293,000 | $ 102,000 |
| Greensboro-High Point, NC | 5 | $ 1,075,000 | $ 215,000 | $ 66,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,205,000 | $ 241,000 | $ 57,200 |
| Harrisburg-Carlisle, PA | 5 | $ 835,000 | $ 167,000 | $ 50,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,195,000 | $ 239,000 | $ 84,000 |
| Reading, PA | 5 | $ 1,165,000 | $ 233,000 | $ 57,000 |
| St. Joseph, MO-KS | 5 | $ 995,000 | $ 199,000 | $ 99,000 |
| Vallejo-Fairfield, CA | 5 | $ 2,445,000 | $ 489,000 | $ 185,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 1,000,000 | $ 250,000 | $ 109,500 |
| Clarksville, TN-KY | 4 | $ 920,000 | $ 230,000 | $ 91,000 |
| Coeur D'Alene, ID | 4 | $ 1,270,000 | $ 317,500 | $ 82,000 |
| Des Moines-West Des Moines, IA | 4 | $ 1,100,000 | $ 275,000 | $ 116,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,110,000 | $ 277,500 | $ 124,000 |
| Huntsville, AL | 4 | $ 1,390,000 | $ 347,500 | $ 108,000 |
| Killeen-Temple, TX | 4 | $ 860,000 | $ 215,000 | $ 59,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 1,040,000 | $ 260,000 | $ 59,000 |
| Lawrence, KS | 4 | $ 980,000 | $ 245,000 | $ 268,000 |
| Memphis, TN-MS-AR | 4 | $ 1,080,000 | $ 270,000 | $ 107,500 |
| Ogden-Clearfield, UT | 4 | $ 1,540,000 | $ 385,000 | $ 122,000 |
| Pittsburgh, PA | 4 | $ 1,250,000 | $ 312,500 | $ 86,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,450,000 | $ 362,500 | $ 87,000 |
| Provo-Orem, UT | 4 | $ 1,760,000 | $ 440,000 | $ 144,000 |
| Punta Gorda, FL | 4 | $ 880,000 | $ 220,000 | $ 65,000 |
| Salinas, CA | 4 | $ 2,100,000 | $ 525,000 | $ 121,000 |
| Springfield, MA | 4 | $ 720,000 | $ 180,000 | $ 55,000 |
| Trenton, NJ | 4 | $ 1,270,000 | $ 317,500 | $ 149,000 |
| Albany, OR | 3 | $ 785,000 | $ 261,666 | $ 53,000 |
| Anchorage, AK | 3 | $ 1,505,000 | $ 501,666 | $ 68,000 |
| Asheville, NC | 3 | $ 1,265,000 | $ 421,666 | $ 163,000 |
| Bakersfield, CA | 3 | $ 725,000 | $ 241,666 | $ 106,000 |
| Bend-Redmond, OR | 3 | $ 1,085,000 | $ 361,666 | $ 110,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,525,000 | $ 508,333 | $ 177,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 755,000 | $ 251,666 | $ 102,000 |
| Durham-Chapel Hill, NC | 3 | $ 995,000 | $ 331,666 | $ 189,000 |
| Eugene, OR | 3 | $ 915,000 | $ 305,000 | $ 54,000 |
| Gainesville, GA | 3 | $ 1,095,000 | $ 365,000 | $ 89,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 745,000 | $ 248,333 | $ 66,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 1,245,000 | $ 415,000 | $ 219,000 |
| Jacksonville, NC | 3 | $ 665,000 | $ 221,666 | $ 144,000 |
| Knoxville, TN | 3 | $ 585,000 | $ 195,000 | $ 52,000 |
| Las Cruces, NM | 3 | $ 825,000 | $ 275,000 | $ 101,000 |
| Lawton, OK | 3 | $ 825,000 | $ 275,000 | $ 101,000 |
| Medford, OR | 3 | $ 805,000 | $ 268,333 | $ 58,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 1,025,000 | $ 341,666 | $ 96,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 1,005,000 | $ 335,000 | $ 64,000 |
| Modesto, CA | 3 | $ 1,245,000 | $ 415,000 | $ 123,000 |
| Olympia-Tumwater, WA | 3 | $ 995,000 | $ 331,666 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,175,000 | $ 391,666 | $ 88,000 |
| Philadelphia, PA | 3 | $ 1,455,000 | $ 485,000 | $ 175,000 |
| Rochester, MN | 3 | $ 835,000 | $ 278,333 | $ 70,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,655,000 | $ 551,666 | $ 118,000 |
| Spartanburg, SC | 3 | $ 815,000 | $ 271,666 | $ 121,000 |
| St. George, UT | 3 | $ 695,000 | $ 231,666 | $ 59,000 |
| Stockton-Lodi, CA | 3 | $ 1,185,000 | $ 395,000 | $ 93,000 |
| Toledo, OH | 3 | $ 755,000 | $ 251,666 | $ 71,000 |
| Winchester, VA-WV | 3 | $ 1,255,000 | $ 418,333 | $ 97,000 |
| Winston-Salem, NC | 3 | $ 555,000 | $ 185,000 | $ 72,000 |
| York-Hanover, PA | 3 | $ 885,000 | $ 295,000 | $ 99,000 |
| Yuba City, CA | 3 | $ 1,105,000 | $ 368,333 | $ 103,000 |
| Alexandria, LA | 2 | $ 360,000 | $ 180,000 | $ 94,000 |
| Baton Rouge, LA | 2 | $ 660,000 | $ 330,000 | $ 40,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 1,230,000 | $ 615,000 | $ 187,000 |
| California-Lexington Park, MD | 2 | $ 610,000 | $ 305,000 | $ 125,000 |
| Charlottesville, VA | 2 | $ 600,000 | $ 300,000 | $ 98,000 |
| Chattanooga, TN-GA | 2 | $ 750,000 | $ 375,000 | $ 160,500 |
| Columbia, MO | 2 | $ 470,000 | $ 235,000 | $ 63,000 |
| Corvallis, OR | 2 | $ 770,000 | $ 385,000 | $ 106,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 610,000 | $ 305,000 | $ 129,000 |
| Dothan, AL | 2 | $ 520,000 | $ 260,000 | $ 106,000 |
| Eau Claire, WI | 2 | $ 500,000 | $ 250,000 | $ 86,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 360,000 | $ 180,000 | $ 51,000 |
| Flagstaff, AZ | 2 | $ 690,000 | $ 345,000 | $ 294,000 |
| Florence, SC | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Gary, IN | 2 | $ 490,000 | $ 245,000 | $ 32,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 620,000 | $ 310,000 | $ 201,000 |
| Hinesville, GA | 2 | $ 570,000 | $ 285,000 | $ 120,000 |
| Hot Springs, AR | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
| Jackson, MS | 2 | $ 750,000 | $ 375,000 | $ 138,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 500,000 | $ 250,000 | $ 47,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 760,000 | $ 380,000 | $ 135,000 |
| Lebanon, PA | 2 | $ 410,000 | $ 205,000 | $ 62,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 710,000 | $ 355,000 | $ 41,000 |
| Lynchburg, VA | 2 | $ 500,000 | $ 250,000 | $ 140,000 |
| Madera, CA | 2 | $ 750,000 | $ 375,000 | $ 99,000 |
| Manhattan, KS | 2 | $ 840,000 | $ 420,000 | $ 495,000 |
| Missoula, MT | 2 | $ 690,000 | $ 345,000 | $ 88,000 |
| Niles-Benton Harbor, MI | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| Norwich-New London, CT | 2 | $ 530,000 | $ 265,000 | $ 110,000 |
| Ocala, FL | 2 | $ 540,000 | $ 270,000 | $ 68,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 1,160,000 | $ 580,000 | $ 225,000 |
| Savannah, GA | 2 | $ 1,020,000 | $ 510,000 | $ 152,000 |
| Terre Haute, IN | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Tyler, TX | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Visalia-Porterville, CA | 2 | $ 490,000 | $ 245,000 | $ 50,000 |
| Wilmington, NC | 2 | $ 700,000 | $ 350,000 | $ 48,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 515,000 | $ 515,000 | $ 166,000 |
| Amarillo, TX | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Ann Arbor, MI | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Barnstable Town, MA | 1 | $ 295,000 | $ 295,000 | $ 36,000 |
| Battle Creek, MI | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Bellingham, WA | 1 | $ 615,000 | $ 615,000 | $ 204,000 |
| Billings, MT | 1 | $ 515,000 | $ 515,000 | $ 449,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Bloomington, IN | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Bloomsburg-Berwick, PA | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Boulder, CO | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Bowling Green, KY | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Canton-Massillon, OH | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Carson City, NV | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Cedar Rapids, IA | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Cheyenne, WY | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| College Station-Bryan, TX | 1 | $ 435,000 | $ 435,000 | $ 210,000 |
| Columbus, IN | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 285,000 | $ 285,000 | $ 227,000 |
| Dalton, GA | 1 | $ 425,000 | $ 425,000 | $ 190,000 |
| Decatur, IL | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Duluth, MN-WI | 1 | $ 395,000 | $ 395,000 | $ 0 |
| El Paso, TX | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Elgin, IL | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Enid, OK | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Evansville, IN-KY | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Fort Smith, AR-OK | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Fort Wayne, IN | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Fresno, CA | 1 | $ 445,000 | $ 445,000 | $ 147,000 |
| Gadsden, AL | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Gainesville, FL | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Gettysburg, PA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Goldsboro, NC | 1 | $ 235,000 | $ 235,000 | $ 38,000 |
| Grand Forks, ND-MN | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Greeley, CO | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Green Bay, WI | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Jackson, MI | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Jackson, TN | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Jefferson City, MO | 1 | $ 445,000 | $ 445,000 | $ 113,000 |
| Kalamazoo-Portage, MI | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Kennewick-Richland, WA | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Lafayette, LA | 1 | $ 535,000 | $ 535,000 | $ 530,000 |
| Lafayette-West Lafayette, IN | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Lansing-East Lansing, MI | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 395,000 | $ 395,000 | $ 146,000 |
| Lincoln, NE | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Logan, UT-ID | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madison, WI | 1 | $ 425,000 | $ 425,000 | $ 143,000 |
| Mankato-North Mankato, MN | 1 | $ 435,000 | $ 435,000 | $ 71,000 |
| Merced, CA | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Monroe, LA | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Monroe, MI | 1 | $ 485,000 | $ 485,000 | $ 60,000 |
| Morristown, TN | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Muncie, IN | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Muskegon, MI | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Owensboro, KY | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Panama City, FL | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Pocatello, ID | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Portland-South Portland, ME | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Racine, WI | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Redding, CA | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Roanoke, VA | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Rochester, NY | 1 | $ 5,000 | $ 5,000 | $ 97,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 895,000 | $ 895,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 565,000 | $ 565,000 | $ 179,000 |
| Sebring, FL | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Spokane-Spokane Valley, WA | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| St. Cloud, MN | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Tallahassee, FL | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Topeka, KS | 1 | $ 45,000 | $ 45,000 | $ 15,000 |
| Twin Falls, ID | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Wausau, WI | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Yakima, WA | 1 | $ 495,000 | $ 495,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,206 | $352,500,000 | $292,000 | $1,815,000 | $112,000 | $2,569,000 |
| Cash-out Refinancing | 812 | $227,380,000 | $280,000 | $885,000 | $109,000 | $2,040,000 |
| Refinancing | 617 | $207,925,000 | $336,000 | $975,000 | $143,000 | $904,000 |
| Other Purpose | 12 | $1,920,000 | $160,000 | $405,000 | $60,000 | $160,000 |
| Home Improvement | 4 | $1,880,000 | $470,000 | $765,000 | $322,000 | $904,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,779 | $531,175,000 | $298,000 | $1,815,000 | $118,000 | $2,569,000 |
| Not Provided | 466 | $146,940,000 | $315,000 | $955,000 | $113,000 | $904,000 |
| Hispanic | 198 | $53,230,000 | $268,000 | $1,065,000 | $87,000 | $586,000 |
| Black or African American | 140 | $38,050,000 | $271,000 | $765,000 | $87,000 | $270,000 |
| Asian | 44 | $15,970,000 | $362,000 | $995,000 | $115,000 | $370,000 |
| American Indian or Alaskan Native | 12 | $3,300,000 | $275,000 | $725,000 | $91,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,075,000 | $215,000 | $505,000 | $77,000 | $122,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,264 | $418,880,000 | $331,000 | $955,000 | $110,000 | $2,040,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,064 | $305,600,000 | $287,000 | $1,815,000 | $129,000 | $2,569,000 |
| FHA-insured (Federal Housing Administration) | 314 | $65,460,000 | $208,000 | $715,000 | $78,000 | $330,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,665,000 | $185,000 | $425,000 | $49,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,579 | $497,845,000 | $315,000 | $1,265,000 | $120,000 | $904,000 |
| Application Withdrawn By Applicant | 663 | $184,665,000 | $278,000 | $1,815,000 | $112,000 | $2,569,000 |
| Application Denied By Financial Institution | 298 | $74,900,000 | $251,000 | $815,000 | $90,000 | $2,040,000 |
| Application Approved But Not Accepted | 85 | $26,385,000 | $310,000 | $965,000 | $123,000 | $619,000 |
| File Closed For Incompleteness | 26 | $7,810,000 | $300,000 | $985,000 | $100,000 | $259,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,353 | $716,705,000 | $304,000 | $1,815,000 | $117,000 | $2,569,000 |
| Credit History | 141 | $33,185,000 | $235,000 | $765,000 | $87,000 | $330,000 |
| Debt-To-Income Ratio | 67 | $16,185,000 | $241,000 | $605,000 | $57,000 | $254,000 |
| Collateral | 53 | $15,195,000 | $286,000 | $815,000 | $113,000 | $581,000 |
| Other | 10 | $3,720,000 | $372,000 | $685,000 | $93,000 | $151,000 |
| Unverifiable Information | 10 | $3,200,000 | $320,000 | $605,000 | $86,000 | $152,000 |
| Credit Application Incomplete | 8 | $1,990,000 | $248,000 | $375,000 | $407,000 | $2,040,000 |
| Employment History | 5 | $785,000 | $157,000 | $205,000 | $52,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $640,000 | $160,000 | $285,000 | $97,000 | $227,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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