First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2019

In 2019, First Federal Bank of Kansas City of Kansas City, MO reported 2,651 mortgage applications totaling $791.6 million, down 5% from 2018. The average application was for $298,606, and applicants reported an average income of $118,377. 60% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Kansas City, MO-KS (907), Washington-Arlington-Alexandria, DC-VA-MD-WV (57) and Las Vegas-Henderson-Paradise, NV (54) (applications in parentheses).

Mortgage Company & Address First Federal Bank of Kansas City
6900 Executive Dr
Kansas City, MO 64120
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,651
Total Mortgage Loan Application Amount $791,605,000
Average Mortgage Loan Application Amount $298,606
Highest Mortgage Loan Application Amount $1,815,000
Average Applicant Income $118,377
Highest Applicant Income $2,569,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Federal Bank of Kansas City by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 303 $ 61,005,000 $ 201,336 $ 87,000
Clay, Missouri 192 $ 44,650,000 $ 232,552 $ 104,000
Johnson, Kansas 166 $ 61,530,000 $ 370,662 $ 159,000
Platte, Missouri 112 $ 36,050,000 $ 321,875 $ 149,000
Wyandotte, Kansas 56 $ 10,750,000 $ 191,964 $ 76,000
Clark, Nevada 54 $ 17,510,000 $ 324,259 $ 108,000
Cass, Missouri 49 $ 16,765,000 $ 342,142 $ 132,000
Maricopa, Arizona 37 $ 13,045,000 $ 352,567 $ 151,000
Hillsborough, Florida 30 $ 8,670,000 $ 289,000 $ 99,000
Los Angeles, California 28 $ 13,930,000 $ 497,500 $ 121,000
Riverside, California 26 $ 9,640,000 $ 370,769 $ 111,000
San Diego, California 21 $ 9,695,000 $ 461,666 $ 119,000
El Paso, Colorado 18 $ 7,290,000 $ 405,000 $ 136,000
Pierce, Washington 16 $ 5,810,000 $ 363,125 $ 125,000
Bexar, Texas 14 $ 4,500,000 $ 321,428 $ 171,000
Anne Arundel, Maryland 13 $ 5,085,000 $ 391,153 $ 117,000
Harris, Texas 13 $ 3,415,000 $ 262,692 $ 186,000
Pima, Arizona 12 $ 3,440,000 $ 286,666 $ 112,000
Palm Beach, Florida 12 $ 4,740,000 $ 395,000 $ 172,000
Williamson, Tennessee 12 $ 6,350,000 $ 529,166 $ 164,000
Duval, Florida 11 $ 2,735,000 $ 248,636 $ 116,000
Pasco, Florida 11 $ 2,255,000 $ 205,000 $ 58,000
Ada, Idaho 11 $ 4,145,000 $ 376,818 $ 116,000
Middlesex, Massachusetts 11 $ 3,795,000 $ 345,000 $ 96,000
Lee, Florida 10 $ 2,820,000 $ 282,000 $ 78,000
Sedgwick, Kansas 10 $ 2,380,000 $ 238,000 $ 115,000
Montgomery, Maryland 10 $ 3,760,000 $ 376,000 $ 93,000
Tarrant, Texas 10 $ 3,570,000 $ 357,000 $ 157,000
Fairfax, Virginia 10 $ 3,820,000 $ 382,000 $ 117,000
Prince William, Virginia 10 $ 4,220,000 $ 422,000 $ 146,000
Brevard, Florida 9 $ 3,055,000 $ 339,444 $ 144,000
Gwinnett, Georgia 9 $ 1,985,000 $ 220,555 $ 53,000
Wake, North Carolina 9 $ 3,345,000 $ 371,666 $ 88,000
Montgomery, Texas 9 $ 4,185,000 $ 465,000 $ 204,000
Larimer, Colorado 8 $ 2,820,000 $ 352,500 $ 111,000
Manatee, Florida 8 $ 2,880,000 $ 360,000 $ 148,000
Fulton, Georgia 8 $ 2,160,000 $ 270,000 $ 100,000
Plymouth, Massachusetts 8 $ 3,400,000 $ 425,000 $ 136,000
Worcester, Massachusetts 8 $ 2,470,000 $ 308,750 $ 117,000
Hillsborough, New Hampshire 8 $ 3,100,000 $ 387,500 $ 153,000
Galveston, Texas 8 $ 2,260,000 $ 282,500 $ 136,000
Loudoun, Virginia 8 $ 4,520,000 $ 565,000 $ 147,000
King, Washington 8 $ 3,480,000 $ 435,000 $ 126,000
Contra Costa, California 7 $ 3,175,000 $ 453,571 $ 126,000
New Castle, Delaware 7 $ 2,075,000 $ 296,428 $ 131,000
Broward, Florida 7 $ 2,255,000 $ 322,142 $ 89,000
Pinellas, Florida 7 $ 1,835,000 $ 262,142 $ 86,000
Sarasota, Florida 7 $ 1,705,000 $ 243,571 $ 78,000
Volusia, Florida 7 $ 1,605,000 $ 229,285 $ 71,000
Prince George's, Maryland 7 $ 2,715,000 $ 387,857 $ 133,000
Essex, Massachusetts 7 $ 2,985,000 $ 426,428 $ 120,000
Clinton, Missouri 7 $ 1,665,000 $ 237,857 $ 96,000
St. Charles, Missouri 7 $ 2,415,000 $ 345,000 $ 147,000
Mecklenburg, North Carolina 7 $ 2,455,000 $ 350,714 $ 454,000
Snohomish, Washington 7 $ 3,145,000 $ 449,285 $ 144,000
Orange, California 6 $ 3,130,000 $ 521,666 $ 183,000
Arapahoe, Colorado 6 $ 1,920,000 $ 320,000 $ 91,000
Douglas, Colorado 6 $ 2,230,000 $ 371,666 $ 71,000
Flagler, Florida 6 $ 2,380,000 $ 396,666 $ 123,000
Polk, Florida 6 $ 1,650,000 $ 275,000 $ 57,000
Cook, Illinois 6 $ 3,100,000 $ 516,666 $ 137,000
Leavenworth, Kansas 6 $ 1,590,000 $ 265,000 $ 129,000
Johnson, Missouri 6 $ 1,640,000 $ 273,333 $ 111,000
Rockingham, New Hampshire 6 $ 2,730,000 $ 455,000 $ 131,000
Burlington, New Jersey 6 $ 2,070,000 $ 345,000 $ 166,000
Essex, New Jersey 6 $ 2,520,000 $ 420,000 $ 142,000
Bernalillo, New Mexico 6 $ 2,200,000 $ 366,666 $ 147,000
Cumberland, North Carolina 6 $ 1,690,000 $ 281,666 $ 111,000
Bucks, Pennsylvania 6 $ 2,430,000 $ 405,000 $ 164,000
Beaufort, South Carolina 6 $ 1,650,000 $ 275,000 $ 101,000
Horry, South Carolina 6 $ 1,310,000 $ 218,333 $ 62,000
Chesterfield, Virginia 6 $ 1,640,000 $ 273,333 $ 121,000
Spotsylvania, Virginia 6 $ 2,330,000 $ 388,333 $ 141,000
Pinal, Arizona 5 $ 1,145,000 $ 229,000 $ 80,000
Sacramento, California 5 $ 1,255,000 $ 251,000 $ 86,000
Solano, California 5 $ 2,445,000 $ 489,000 $ 185,000
Adams, Colorado 5 $ 1,605,000 $ 321,000 $ 77,000
Jefferson, Colorado 5 $ 2,095,000 $ 419,000 $ 69,000
Hernando, Florida 5 $ 885,000 $ 177,000 $ 81,000
Okaloosa, Florida 5 $ 1,185,000 $ 237,000 $ 81,000
Orange, Florida 5 $ 1,565,000 $ 313,000 $ 118,000
St. Lucie, Florida 5 $ 935,000 $ 187,000 $ 64,000
Forsyth, Georgia 5 $ 1,835,000 $ 367,000 $ 110,000
Franklin, Kansas 5 $ 735,000 $ 147,000 $ 61,000
Miami, Kansas 5 $ 1,565,000 $ 313,000 $ 152,000
St. Tammany, Louisiana 5 $ 1,685,000 $ 337,000 $ 80,000
Oakland, Michigan 5 $ 1,295,000 $ 259,000 $ 74,000
Christian, Missouri 5 $ 1,375,000 $ 275,000 $ 120,000
Lafayette, Missouri 5 $ 1,285,000 $ 257,000 $ 107,000
Currituck, North Carolina 5 $ 1,105,000 $ 221,000 $ 182,000
Warren, Ohio 5 $ 1,315,000 $ 263,000 $ 53,000
Berks, Pennsylvania 5 $ 1,165,000 $ 233,000 $ 57,000
Providence, Rhode Island 5 $ 1,475,000 $ 295,000 $ 119,000
Berkeley, South Carolina 5 $ 1,495,000 $ 299,000 $ 84,000
Greenville, South Carolina 5 $ 1,115,000 $ 223,000 $ 77,000
Sumner, Tennessee 5 $ 1,325,000 $ 265,000 $ 115,000
Denton, Texas 5 $ 1,495,000 $ 299,000 $ 147,000
Salt Lake, Utah 5 $ 1,875,000 $ 375,000 $ 97,000
Virginia Beach, Virginia 5 $ 1,765,000 $ 353,000 $ 85,000
Yavapai, Arizona 4 $ 1,450,000 $ 362,500 $ 87,000
Pulaski, Arkansas 4 $ 1,080,000 $ 270,000 $ 86,000
Alameda, California 4 $ 1,470,000 $ 367,500 $ 75,000
Monterey, California 4 $ 2,100,000 $ 525,000 $ 121,000
Denver, Colorado 4 $ 1,310,000 $ 327,500 $ 137,000
Sussex, Delaware 4 $ 1,050,000 $ 262,500 $ 162,000
Charlotte, Florida 4 $ 880,000 $ 220,000 $ 65,000
Clay, Florida 4 $ 1,360,000 $ 340,000 $ 115,000
Cherokee, Georgia 4 $ 1,040,000 $ 260,000 $ 137,000
Cobb, Georgia 4 $ 1,400,000 $ 350,000 $ 123,000
Kootenai, Idaho 4 $ 1,270,000 $ 317,500 $ 82,000
Will, Illinois 4 $ 1,200,000 $ 300,000 $ 129,000
Douglas, Kansas 4 $ 980,000 $ 245,000 $ 268,000
Baltimore, Maryland 4 $ 1,070,000 $ 267,500 $ 71,000
Howard, Maryland 4 $ 1,420,000 $ 355,000 $ 67,000
Bristol, Massachusetts 4 $ 1,850,000 $ 462,500 $ 153,000
Allegan, Michigan 4 $ 1,310,000 $ 327,500 $ 106,000
Dakota, Minnesota 4 $ 1,020,000 $ 255,000 $ 109,000
Buchanan, Missouri 4 $ 870,000 $ 217,500 $ 116,000
Camden, Missouri 4 $ 740,000 $ 185,000 $ 293,000
Greene, Missouri 4 $ 790,000 $ 197,500 $ 89,000
Ray, Missouri 4 $ 600,000 $ 150,000 $ 76,000
Mercer, New Jersey 4 $ 1,270,000 $ 317,500 $ 149,000
Monmouth, New Jersey 4 $ 1,290,000 $ 322,500 $ 124,000
Ocean, New Jersey 4 $ 660,000 $ 165,000 $ 67,000
Passaic, New Jersey 4 $ 1,420,000 $ 355,000 $ 69,000
Suffolk, New York 4 $ 1,330,000 $ 332,500 $ 107,000
Randolph, North Carolina 4 $ 670,000 $ 167,500 $ 53,000
Tulsa, Oklahoma 4 $ 1,410,000 $ 352,500 $ 295,000
Marion, Oregon 4 $ 1,070,000 $ 267,500 $ 81,000
Dauphin, Pennsylvania 4 $ 540,000 $ 135,000 $ 50,000
Montgomery, Pennsylvania 4 $ 1,090,000 $ 272,500 $ 91,000
Charleston, South Carolina 4 $ 1,040,000 $ 260,000 $ 90,000
Richland, South Carolina 4 $ 1,120,000 $ 280,000 $ 122,000
Davidson, Tennessee 4 $ 1,050,000 $ 262,500 $ 112,000
Bell, Texas 4 $ 860,000 $ 215,000 $ 59,000
Collin, Texas 4 $ 1,480,000 $ 370,000 $ 126,000
Dallas, Texas 4 $ 1,310,000 $ 327,500 $ 169,000
Utah, Utah 4 $ 1,760,000 $ 440,000 $ 144,000
Berkeley, West Virginia 4 $ 890,000 $ 222,500 $ 40,000
Baldwin, Alabama 3 $ 755,000 $ 251,666 $ 102,000
Madison, Alabama 3 $ 985,000 $ 328,333 $ 108,000
Washington, Arkansas 3 $ 655,000 $ 218,333 $ 79,000
Kern, California 3 $ 725,000 $ 241,666 $ 106,000
San Bernardino, California 3 $ 675,000 $ 225,000 $ 90,000
San Joaquin, California 3 $ 1,185,000 $ 395,000 $ 93,000
Santa Barbara, California 3 $ 1,655,000 $ 551,666 $ 118,000
Stanislaus, California 3 $ 1,245,000 $ 415,000 $ 123,000
Ventura, California 3 $ 1,175,000 $ 391,666 $ 88,000
Yuba, California 3 $ 1,105,000 $ 368,333 $ 103,000
District of Columbia, District Of Columbia 3 $ 1,645,000 $ 548,333 $ 142,000
Miami-Dade, Florida 3 $ 1,025,000 $ 341,666 $ 96,000
DeKalb, Georgia 3 $ 865,000 $ 288,333 $ 106,000
Fayette, Georgia 3 $ 1,425,000 $ 475,000 $ 168,000
Hall, Georgia 3 $ 1,095,000 $ 365,000 $ 89,000
Walton, Georgia 3 $ 845,000 $ 281,666 $ 97,000
Canyon, Idaho 3 $ 835,000 $ 278,333 $ 96,000
DuPage, Illinois 3 $ 735,000 $ 245,000 $ 102,000
Polk, Iowa 3 $ 775,000 $ 258,333 $ 111,000
Crawford, Kansas 3 $ 505,000 $ 168,333 $ 143,000
Franklin, Massachusetts 3 $ 525,000 $ 175,000 $ 58,000
Norfolk, Massachusetts 3 $ 1,095,000 $ 365,000 $ 105,000
Kent, Michigan 3 $ 745,000 $ 248,333 $ 66,000
Olmsted, Minnesota 3 $ 835,000 $ 278,333 $ 70,000
DeSoto, Mississippi 3 $ 715,000 $ 238,333 $ 90,000
Franklin, Missouri 3 $ 865,000 $ 288,333 $ 99,000
Lincoln, Missouri 3 $ 685,000 $ 228,333 $ 69,000
Pulaski, Missouri 3 $ 685,000 $ 228,333 $ 94,000
Stone, Missouri 3 $ 345,000 $ 115,000 $ 57,000
Douglas, Nebraska 3 $ 695,000 $ 231,666 $ 55,000
Middlesex, New Jersey 3 $ 805,000 $ 268,333 $ 102,000
Sussex, New Jersey 3 $ 1,485,000 $ 495,000 $ 238,000
Dona Ana, New Mexico 3 $ 825,000 $ 275,000 $ 101,000
Gaston, North Carolina 3 $ 1,165,000 $ 388,333 $ 165,000
Moore, North Carolina 3 $ 575,000 $ 191,666 $ 87,000
Onslow, North Carolina 3 $ 665,000 $ 221,666 $ 144,000
Clermont, Ohio 3 $ 725,000 $ 241,666 $ 132,000
Cuyahoga, Ohio 3 $ 555,000 $ 185,000 $ 89,000
Franklin, Ohio 3 $ 635,000 $ 211,666 $ 83,000
Montgomery, Ohio 3 $ 585,000 $ 195,000 $ 91,000
Comanche, Oklahoma 3 $ 825,000 $ 275,000 $ 101,000
Oklahoma, Oklahoma 3 $ 925,000 $ 308,333 $ 100,000
Clackamas, Oregon 3 $ 1,165,000 $ 388,333 $ 101,000
Deschutes, Oregon 3 $ 1,085,000 $ 361,666 $ 110,000
Jackson, Oregon 3 $ 805,000 $ 268,333 $ 58,000
Lane, Oregon 3 $ 915,000 $ 305,000 $ 54,000
Linn, Oregon 3 $ 785,000 $ 261,666 $ 53,000
Washington, Oregon 3 $ 855,000 $ 285,000 $ 61,000
Chester, Pennsylvania 3 $ 1,315,000 $ 438,333 $ 164,000
York, Pennsylvania 3 $ 885,000 $ 295,000 $ 99,000
Aiken, South Carolina 3 $ 705,000 $ 235,000 $ 127,000
Spartanburg, South Carolina 3 $ 815,000 $ 271,666 $ 121,000
York, South Carolina 3 $ 975,000 $ 325,000 $ 181,000
Montgomery, Tennessee 3 $ 725,000 $ 241,666 $ 101,000
Kerr, Texas 3 $ 1,125,000 $ 375,000 $ 187,000
Davis, Utah 3 $ 1,245,000 $ 415,000 $ 134,000
Washington, Utah 3 $ 695,000 $ 231,666 $ 59,000
Frederick, Virginia 3 $ 1,255,000 $ 418,333 $ 97,000
Hanover, Virginia 3 $ 965,000 $ 321,666 $ 78,000
Nottoway, Virginia 3 $ 715,000 $ 238,333 $ 138,000
Stafford, Virginia 3 $ 1,315,000 $ 438,333 $ 142,000
York, Virginia 3 $ 1,305,000 $ 435,000 $ 281,000
Kitsap, Washington 3 $ 1,525,000 $ 508,333 $ 177,000
Thurston, Washington 3 $ 995,000 $ 331,666 $ 0
Chilton, Alabama 2 $ 410,000 $ 205,000 $ 71,000
Houston, Alabama 2 $ 520,000 $ 260,000 $ 106,000
Jefferson, Alabama 2 $ 610,000 $ 305,000 $ 82,000
Shelby, Alabama 2 $ 390,000 $ 195,000 $ 165,000
Anchorage, Alaska 2 $ 1,200,000 $ 600,000 $ 0
Coconino, Arizona 2 $ 690,000 $ 345,000 $ 294,000
Gila, Arizona 2 $ 510,000 $ 255,000 $ 114,000
Faulkner, Arkansas 2 $ 550,000 $ 275,000 $ 0
Garland, Arkansas 2 $ 400,000 $ 200,000 $ 49,000
Madera, California 2 $ 750,000 $ 375,000 $ 99,000
Sonoma, California 2 $ 1,160,000 $ 580,000 $ 225,000
Tulare, California 2 $ 490,000 $ 245,000 $ 50,000
Tuolumne, California 2 $ 670,000 $ 335,000 $ 183,000
Fairfield, Connecticut 2 $ 1,230,000 $ 615,000 $ 187,000
Litchfield, Connecticut 2 $ 650,000 $ 325,000 $ 89,000
New London, Connecticut 2 $ 530,000 $ 265,000 $ 110,000
Tolland, Connecticut 2 $ 620,000 $ 310,000 $ 201,000
Lake, Florida 2 $ 720,000 $ 360,000 $ 118,000
Marion, Florida 2 $ 540,000 $ 270,000 $ 68,000
Nassau, Florida 2 $ 830,000 $ 415,000 $ 121,000
Santa Rosa, Florida 2 $ 540,000 $ 270,000 $ 0
Seminole, Florida 2 $ 650,000 $ 325,000 $ 68,000
St. Johns, Florida 2 $ 860,000 $ 430,000 $ 0
Walton, Florida 2 $ 850,000 $ 425,000 $ 238,000
Bartow, Georgia 2 $ 750,000 $ 375,000 $ 106,000
Coweta, Georgia 2 $ 570,000 $ 285,000 $ 81,000
Gilmer, Georgia 2 $ 570,000 $ 285,000 $ 83,000
Liberty, Georgia 2 $ 570,000 $ 285,000 $ 120,000
Wayne, Georgia 2 $ 480,000 $ 240,000 $ 48,000
Payette, Idaho 2 $ 150,000 $ 75,000 $ 40,000
Henry, Illinois 2 $ 610,000 $ 305,000 $ 129,000
Lake, Illinois 2 $ 760,000 $ 380,000 $ 135,000
St. Clair, Illinois 2 $ 610,000 $ 305,000 $ 93,000
Lake, Indiana 2 $ 490,000 $ 245,000 $ 32,000
Marion, Indiana 2 $ 510,000 $ 255,000 $ 114,000
Vigo, Indiana 2 $ 710,000 $ 355,000 $ 0
Mills, Iowa 2 $ 590,000 $ 295,000 $ 190,000
Butler, Kansas 2 $ 320,000 $ 160,000 $ 59,000
Pottawatomie, Kansas 2 $ 840,000 $ 420,000 $ 495,000
Hardin, Kentucky 2 $ 360,000 $ 180,000 $ 51,000
Jefferson, Kentucky 2 $ 710,000 $ 355,000 $ 41,000
Orleans, Louisiana 2 $ 350,000 $ 175,000 $ 56,000
Rapides, Louisiana 2 $ 360,000 $ 180,000 $ 94,000
Baltimore City, Maryland 2 $ 510,000 $ 255,000 $ 50,000
Charles, Maryland 2 $ 670,000 $ 335,000 $ 70,000
Harford, Maryland 2 $ 510,000 $ 255,000 $ 53,000
Somerset, Maryland 2 $ 480,000 $ 240,000 $ 39,000
St. Mary's, Maryland 2 $ 610,000 $ 305,000 $ 125,000
Berrien, Michigan 2 $ 460,000 $ 230,000 $ 62,000
Macomb, Michigan 2 $ 510,000 $ 255,000 $ 72,000
Hennepin, Minnesota 2 $ 970,000 $ 485,000 $ 87,000
Washington, Minnesota 2 $ 720,000 $ 360,000 $ 172,000
Wright, Minnesota 2 $ 390,000 $ 195,000 $ 82,000
Harrison, Mississippi 2 $ 850,000 $ 425,000 $ 217,000
Jefferson Davis, Mississippi 2 $ 860,000 $ 430,000 $ 260,000
Lauderdale, Mississippi 2 $ 230,000 $ 115,000 $ 0
Lowndes, Mississippi 2 $ 390,000 $ 195,000 $ 74,000
Boone, Missouri 2 $ 470,000 $ 235,000 $ 63,000
Nodaway, Missouri 2 $ 280,000 $ 140,000 $ 131,000
St. Louis, Missouri 2 $ 810,000 $ 405,000 $ 134,000
Gallatin, Montana 2 $ 320,000 $ 160,000 $ 38,000
Missoula, Montana 2 $ 690,000 $ 345,000 $ 88,000
Lincoln, Nebraska 2 $ 550,000 $ 275,000 $ 192,000
Carroll, New Hampshire 2 $ 640,000 $ 320,000 $ 143,000
Gloucester, New Jersey 2 $ 430,000 $ 215,000 $ 72,000
Union, New Jersey 2 $ 480,000 $ 240,000 $ 101,000
Chaves, New Mexico 2 $ 450,000 $ 225,000 $ 93,000
Bronx, New York 2 $ 1,350,000 $ 675,000 $ 121,000
Nassau, New York 2 $ 710,000 $ 355,000 $ 102,000
Buncombe, North Carolina 2 $ 700,000 $ 350,000 $ 158,000
Burke, North Carolina 2 $ 460,000 $ 230,000 $ 135,000
Catawba, North Carolina 2 $ 540,000 $ 270,000 $ 70,000
Chatham, North Carolina 2 $ 420,000 $ 210,000 $ 149,000
Cherokee, North Carolina 2 $ 680,000 $ 340,000 $ 185,000
Forsyth, North Carolina 2 $ 410,000 $ 205,000 $ 69,000
Harnett, North Carolina 2 $ 510,000 $ 255,000 $ 61,000
Johnston, North Carolina 2 $ 570,000 $ 285,000 $ 124,000
New Hanover, North Carolina 2 $ 700,000 $ 350,000 $ 48,000
Rowan, North Carolina 2 $ 550,000 $ 275,000 $ 157,000
Greene, Ohio 2 $ 420,000 $ 210,000 $ 145,000
Pike, Ohio 2 $ 340,000 $ 170,000 $ 28,000
Cleveland, Oklahoma 2 $ 380,000 $ 190,000 $ 91,000
Delaware, Oklahoma 2 $ 320,000 $ 160,000 $ 132,000
Osage, Oklahoma 2 $ 320,000 $ 160,000 $ 73,000
Benton, Oregon 2 $ 770,000 $ 385,000 $ 106,000
Douglas, Oregon 2 $ 420,000 $ 210,000 $ 67,000
Multnomah, Oregon 2 $ 890,000 $ 445,000 $ 67,000
Polk, Oregon 2 $ 520,000 $ 260,000 $ 70,000
Butler, Pennsylvania 2 $ 690,000 $ 345,000 $ 95,000
Delaware, Pennsylvania 2 $ 890,000 $ 445,000 $ 183,000
Lebanon, Pennsylvania 2 $ 410,000 $ 205,000 $ 62,000
Northumberland, Pennsylvania 2 $ 420,000 $ 210,000 $ 114,000
Anderson, South Carolina 2 $ 560,000 $ 280,000 $ 0
Dorchester, South Carolina 2 $ 410,000 $ 205,000 $ 140,000
Florence, South Carolina 2 $ 490,000 $ 245,000 $ 0
Cheatham, Tennessee 2 $ 400,000 $ 200,000 $ 53,000
Hawkins, Tennessee 2 $ 430,000 $ 215,000 $ 43,000
Loudon, Tennessee 2 $ 450,000 $ 225,000 $ 49,000
Putnam, Tennessee 2 $ 390,000 $ 195,000 $ 96,000
Robertson, Tennessee 2 $ 410,000 $ 205,000 $ 158,000
Sevier, Tennessee 2 $ 210,000 $ 105,000 $ 117,000
Sullivan, Tennessee 2 $ 610,000 $ 305,000 $ 75,000
Burnet, Texas 2 $ 580,000 $ 290,000 $ 92,000
Comal, Texas 2 $ 1,010,000 $ 505,000 $ 0
Ellis, Texas 2 $ 800,000 $ 400,000 $ 67,000
Johnson, Texas 2 $ 490,000 $ 245,000 $ 88,000
Kaufman, Texas 2 $ 620,000 $ 310,000 $ 250,000
Smith, Texas 2 $ 320,000 $ 160,000 $ 87,000
Travis, Texas 2 $ 610,000 $ 305,000 $ 387,000
Williamson, Texas 2 $ 740,000 $ 370,000 $ 124,000
Albemarle, Virginia 2 $ 600,000 $ 300,000 $ 98,000
Bedford, Virginia 2 $ 500,000 $ 250,000 $ 140,000
Fauquier, Virginia 2 $ 970,000 $ 485,000 $ 148,000
Goochland, Virginia 2 $ 870,000 $ 435,000 $ 160,000
Henrico, Virginia 2 $ 760,000 $ 380,000 $ 184,000
James City, Virginia 2 $ 840,000 $ 420,000 $ 64,000
King George, Virginia 2 $ 700,000 $ 350,000 $ 105,000
Manassas, Virginia 2 $ 960,000 $ 480,000 $ 205,000
Warren, Virginia 2 $ 640,000 $ 320,000 $ 68,000
Clark, Washington 2 $ 530,000 $ 265,000 $ 36,000
Eau Claire, Wisconsin 2 $ 500,000 $ 250,000 $ 86,000
Butler, Alabama 1 $ 245,000 $ 245,000 $ 163,000
Coffee, Alabama 1 $ 245,000 $ 245,000 $ 91,000
Crenshaw, Alabama 1 $ 75,000 $ 75,000 $ 50,000
Etowah, Alabama 1 $ 265,000 $ 265,000 $ 127,000
Limestone, Alabama 1 $ 405,000 $ 405,000 $ 0
St. Clair, Alabama 1 $ 615,000 $ 615,000 $ 0
Talladega, Alabama 1 $ 215,000 $ 215,000 $ 102,000
Matanuska-Susitna, Alaska 1 $ 305,000 $ 305,000 $ 68,000
Cochise, Arizona 1 $ 265,000 $ 265,000 $ 0
Navajo, Arizona 1 $ 325,000 $ 325,000 $ 84,000
Benton, Arkansas 1 $ 455,000 $ 455,000 $ 262,000
Boone, Arkansas 1 $ 165,000 $ 165,000 $ 177,000
Carroll, Arkansas 1 $ 285,000 $ 285,000 $ 19,000
Cleburne, Arkansas 1 $ 235,000 $ 235,000 $ 0
Lawrence, Arkansas 1 $ 175,000 $ 175,000 $ 98,000
Lonoke, Arkansas 1 $ 215,000 $ 215,000 $ 94,000
Saline, Arkansas 1 $ 445,000 $ 445,000 $ 69,000
Sebastian, Arkansas 1 $ 195,000 $ 195,000 $ 94,000
White, Arkansas 1 $ 235,000 $ 235,000 $ 48,000
Yell, Arkansas 1 $ 295,000 $ 295,000 $ 135,000
Del Norte, California 1 $ 35,000 $ 35,000 $ 104,000
El Dorado, California 1 $ 825,000 $ 825,000 $ 276,000
Fresno, California 1 $ 445,000 $ 445,000 $ 147,000
Merced, California 1 $ 405,000 $ 405,000 $ 87,000
San Luis Obispo, California 1 $ 565,000 $ 565,000 $ 179,000
Santa Clara, California 1 $ 895,000 $ 895,000 $ 0
Shasta, California 1 $ 295,000 $ 295,000 $ 77,000
Boulder, Colorado 1 $ 285,000 $ 285,000 $ 83,000
Chaffee, Colorado 1 $ 805,000 $ 805,000 $ 138,000
Clear Creek, Colorado 1 $ 265,000 $ 265,000 $ 85,000
Montezuma, Colorado 1 $ 495,000 $ 495,000 $ 0
Morgan, Colorado 1 $ 175,000 $ 175,000 $ 50,000
Saguache, Colorado 1 $ 285,000 $ 285,000 $ 118,000
Weld, Colorado 1 $ 215,000 $ 215,000 $ 0
Alachua, Florida 1 $ 265,000 $ 265,000 $ 75,000
Baker, Florida 1 $ 275,000 $ 275,000 $ 63,000
Bay, Florida 1 $ 325,000 $ 325,000 $ 0
Columbia, Florida 1 $ 235,000 $ 235,000 $ 69,000
Gulf, Florida 1 $ 435,000 $ 435,000 $ 235,000
Highlands, Florida 1 $ 205,000 $ 205,000 $ 140,000
Leon, Florida 1 $ 205,000 $ 205,000 $ 80,000
Martin, Florida 1 $ 245,000 $ 245,000 $ 83,000
Washington, Florida 1 $ 325,000 $ 325,000 $ 48,000
Baldwin, Georgia 1 $ 215,000 $ 215,000 $ 0
Barrow, Georgia 1 $ 135,000 $ 135,000 $ 0
Ben Hill, Georgia 1 $ 205,000 $ 205,000 $ 65,000
Bryan, Georgia 1 $ 615,000 $ 615,000 $ 0
Carroll, Georgia 1 $ 485,000 $ 485,000 $ 181,000
Catoosa, Georgia 1 $ 225,000 $ 225,000 $ 88,000
Chatham, Georgia 1 $ 405,000 $ 405,000 $ 152,000
Clayton, Georgia 1 $ 165,000 $ 165,000 $ 66,000
Douglas, Georgia 1 $ 315,000 $ 315,000 $ 217,000
Jackson, Georgia 1 $ 205,000 $ 205,000 $ 63,000
Lumpkin, Georgia 1 $ 205,000 $ 205,000 $ 80,000
Morgan, Georgia 1 $ 545,000 $ 545,000 $ 86,000
Richmond, Georgia 1 $ 295,000 $ 295,000 $ 57,000
Rockdale, Georgia 1 $ 25,000 $ 25,000 $ 147,000
Spalding, Georgia 1 $ 295,000 $ 295,000 $ 41,000
Tift, Georgia 1 $ 185,000 $ 185,000 $ 0
Towns, Georgia 1 $ 285,000 $ 285,000 $ 0
Whitfield, Georgia 1 $ 425,000 $ 425,000 $ 190,000
Bannock, Idaho 1 $ 195,000 $ 195,000 $ 114,000
Boise, Idaho 1 $ 205,000 $ 205,000 $ 67,000
Twin Falls, Idaho 1 $ 285,000 $ 285,000 $ 57,000
Kane, Illinois 1 $ 35,000 $ 35,000 $ 70,000
Macon, Illinois 1 $ 195,000 $ 195,000 $ 75,000
Madison, Illinois 1 $ 365,000 $ 365,000 $ 77,000
McHenry, Illinois 1 $ 305,000 $ 305,000 $ 140,000
Allen, Indiana 1 $ 175,000 $ 175,000 $ 108,000
Bartholomew, Indiana 1 $ 345,000 $ 345,000 $ 0
Boone, Indiana 1 $ 415,000 $ 415,000 $ 81,000
Carroll, Indiana 1 $ 265,000 $ 265,000 $ 52,000
DeKalb, Indiana 1 $ 355,000 $ 355,000 $ 114,000
Delaware, Indiana 1 $ 245,000 $ 245,000 $ 109,000
Hamilton, Indiana 1 $ 225,000 $ 225,000 $ 68,000
Hancock, Indiana 1 $ 205,000 $ 205,000 $ 0
Jackson, Indiana 1 $ 255,000 $ 255,000 $ 111,000
Johnson, Indiana 1 $ 405,000 $ 405,000 $ 162,000
Madison, Indiana 1 $ 135,000 $ 135,000 $ 44,000
Monroe, Indiana 1 $ 35,000 $ 35,000 $ 33,000
Starke, Indiana 1 $ 145,000 $ 145,000 $ 119,000
Warrick, Indiana 1 $ 155,000 $ 155,000 $ 54,000
White, Indiana 1 $ 235,000 $ 235,000 $ 60,000
Benton, Iowa 1 $ 315,000 $ 315,000 $ 102,000
Black Hawk, Iowa 1 $ 455,000 $ 455,000 $ 0
Dickinson, Iowa 1 $ 275,000 $ 275,000 $ 94,000
Madison, Iowa 1 $ 325,000 $ 325,000 $ 131,000
Marion, Iowa 1 $ 125,000 $ 125,000 $ 53,000
Sac, Iowa 1 $ 285,000 $ 285,000 $ 111,000
Woodbury, Iowa 1 $ 195,000 $ 195,000 $ 95,000
Atchison, Kansas 1 $ 125,000 $ 125,000 $ 93,000
Linn, Kansas 1 $ 45,000 $ 45,000 $ 28,000
Meade, Kansas 1 $ 105,000 $ 105,000 $ 81,000
Wabaunsee, Kansas 1 $ 45,000 $ 45,000 $ 15,000
Clark, Kentucky 1 $ 395,000 $ 395,000 $ 146,000
Daviess, Kentucky 1 $ 235,000 $ 235,000 $ 43,000
Harrison, Kentucky 1 $ 175,000 $ 175,000 $ 41,000
Madison, Kentucky 1 $ 365,000 $ 365,000 $ 119,000
Warren, Kentucky 1 $ 275,000 $ 275,000 $ 67,000
Ascension, Louisiana 1 $ 175,000 $ 175,000 $ 40,000
East Baton Rouge, Louisiana 1 $ 485,000 $ 485,000 $ 0
Jefferson, Louisiana 1 $ 275,000 $ 275,000 $ 135,000
Lafayette, Louisiana 1 $ 535,000 $ 535,000 $ 530,000
Union, Louisiana 1 $ 405,000 $ 405,000 $ 96,000
Vernon, Louisiana 1 $ 155,000 $ 155,000 $ 0
Winn, Louisiana 1 $ 135,000 $ 135,000 $ 38,000
Cumberland, Maine 1 $ 135,000 $ 135,000 $ 45,000
Calvert, Maryland 1 $ 665,000 $ 665,000 $ 0
Cecil, Maryland 1 $ 255,000 $ 255,000 $ 92,000
Dorchester, Maryland 1 $ 225,000 $ 225,000 $ 69,000
Garrett, Maryland 1 $ 795,000 $ 795,000 $ 0
Washington, Maryland 1 $ 315,000 $ 315,000 $ 126,000
Barnstable, Massachusetts 1 $ 295,000 $ 295,000 $ 36,000
Hampden, Massachusetts 1 $ 195,000 $ 195,000 $ 48,000
Suffolk, Massachusetts 1 $ 375,000 $ 375,000 $ 77,000
Calhoun, Michigan 1 $ 215,000 $ 215,000 $ 40,000
Emmet, Michigan 1 $ 305,000 $ 305,000 $ 41,000
Grand Traverse, Michigan 1 $ 225,000 $ 225,000 $ 0
Gratiot, Michigan 1 $ 345,000 $ 345,000 $ 116,000
Hillsdale, Michigan 1 $ 265,000 $ 265,000 $ 100,000
Huron, Michigan 1 $ 175,000 $ 175,000 $ 59,000
Ingham, Michigan 1 $ 575,000 $ 575,000 $ 0
Jackson, Michigan 1 $ 225,000 $ 225,000 $ 115,000
Kalamazoo, Michigan 1 $ 175,000 $ 175,000 $ 73,000
Mecosta, Michigan 1 $ 255,000 $ 255,000 $ 51,000
Monroe, Michigan 1 $ 485,000 $ 485,000 $ 60,000
Muskegon, Michigan 1 $ 305,000 $ 305,000 $ 0
St. Clair, Michigan 1 $ 165,000 $ 165,000 $ 0
Washtenaw, Michigan 1 $ 235,000 $ 235,000 $ 118,000
Wayne, Michigan 1 $ 215,000 $ 215,000 $ 72,000
Blue Earth, Minnesota 1 $ 435,000 $ 435,000 $ 71,000
Crow Wing, Minnesota 1 $ 445,000 $ 445,000 $ 0
Freeborn, Minnesota 1 $ 245,000 $ 245,000 $ 65,000
Houston, Minnesota 1 $ 145,000 $ 145,000 $ 47,000
Pine, Minnesota 1 $ 225,000 $ 225,000 $ 0
Polk, Minnesota 1 $ 165,000 $ 165,000 $ 35,000
Rice, Minnesota 1 $ 175,000 $ 175,000 $ 143,000
St. Louis, Minnesota 1 $ 395,000 $ 395,000 $ 0
Stearns, Minnesota 1 $ 275,000 $ 275,000 $ 98,000
Hinds, Mississippi 1 $ 205,000 $ 205,000 $ 111,000
Jackson, Mississippi 1 $ 395,000 $ 395,000 $ 222,000
Lee, Mississippi 1 $ 355,000 $ 355,000 $ 206,000
Madison, Mississippi 1 $ 545,000 $ 545,000 $ 165,000
Marion, Mississippi 1 $ 285,000 $ 285,000 $ 72,000
Monroe, Mississippi 1 $ 325,000 $ 325,000 $ 65,000
Adair, Missouri 1 $ 115,000 $ 115,000 $ 46,000
Andrew, Missouri 1 $ 125,000 $ 125,000 $ 33,000
Barton, Missouri 1 $ 225,000 $ 225,000 $ 123,000
Caldwell, Missouri 1 $ 105,000 $ 105,000 $ 50,000
Cedar, Missouri 1 $ 215,000 $ 215,000 $ 75,000
Cole, Missouri 1 $ 445,000 $ 445,000 $ 113,000
Gentry, Missouri 1 $ 55,000 $ 55,000 $ 61,000
Jefferson, Missouri 1 $ 235,000 $ 235,000 $ 107,000
Morgan, Missouri 1 $ 195,000 $ 195,000 $ 107,000
Pettis, Missouri 1 $ 215,000 $ 215,000 $ 62,000
St. Francois, Missouri 1 $ 335,000 $ 335,000 $ 0
St. Louis City, Missouri 1 $ 135,000 $ 135,000 $ 80,000
Hill, Montana 1 $ 225,000 $ 225,000 $ 110,000
Jefferson, Montana 1 $ 235,000 $ 235,000 $ 89,000
Lincoln, Montana 1 $ 165,000 $ 165,000 $ 56,000
Ravalli, Montana 1 $ 255,000 $ 255,000 $ 71,000
Rosebud, Montana 1 $ 275,000 $ 275,000 $ 70,000
Sanders, Montana 1 $ 375,000 $ 375,000 $ 58,000
Yellowstone, Montana 1 $ 515,000 $ 515,000 $ 449,000
Banner, Nebraska 1 $ 85,000 $ 85,000 $ 39,000
Lancaster, Nebraska 1 $ 205,000 $ 205,000 $ 61,000
Sarpy, Nebraska 1 $ 365,000 $ 365,000 $ 0
Carson City, Nevada 1 $ 175,000 $ 175,000 $ 60,000
Cheshire, New Hampshire 1 $ 195,000 $ 195,000 $ 114,000
Merrimack, New Hampshire 1 $ 185,000 $ 185,000 $ 57,000
Strafford, New Hampshire 1 $ 235,000 $ 235,000 $ 91,000
Sullivan, New Hampshire 1 $ 255,000 $ 255,000 $ 176,000
Bergen, New Jersey 1 $ 455,000 $ 455,000 $ 158,000
Hudson, New Jersey 1 $ 455,000 $ 455,000 $ 120,000
Morris, New Jersey 1 $ 565,000 $ 565,000 $ 216,000
Curry, New Mexico 1 $ 175,000 $ 175,000 $ 108,000
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Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,206 $352,500,000 $292,000 $1,815,000 $112,000 $2,569,000
Cash-out Refinancing 812 $227,380,000 $280,000 $885,000 $109,000 $2,040,000
Refinancing 617 $207,925,000 $336,000 $975,000 $143,000 $904,000
Other Purpose 12 $1,920,000 $160,000 $405,000 $60,000 $160,000
Home Improvement 4 $1,880,000 $470,000 $765,000 $322,000 $904,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,779 $531,175,000 $298,000 $1,815,000 $118,000 $2,569,000
Not Provided 466 $146,940,000 $315,000 $955,000 $113,000 $904,000
Hispanic 198 $53,230,000 $268,000 $1,065,000 $87,000 $586,000
Black or African American 140 $38,050,000 $271,000 $765,000 $87,000 $270,000
Asian 44 $15,970,000 $362,000 $995,000 $115,000 $370,000
American Indian or Alaskan Native 12 $3,300,000 $275,000 $725,000 $91,000 $185,000
Native Hawaiian or Other Pacific Islander 5 $1,075,000 $215,000 $505,000 $77,000 $122,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,264 $418,880,000 $331,000 $955,000 $110,000 $2,040,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,064 $305,600,000 $287,000 $1,815,000 $129,000 $2,569,000
FHA-insured (Federal Housing Administration) 314 $65,460,000 $208,000 $715,000 $78,000 $330,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,665,000 $185,000 $425,000 $49,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,579 $497,845,000 $315,000 $1,265,000 $120,000 $904,000
Application Withdrawn By Applicant 663 $184,665,000 $278,000 $1,815,000 $112,000 $2,569,000
Application Denied By Financial Institution 298 $74,900,000 $251,000 $815,000 $90,000 $2,040,000
Application Approved But Not Accepted 85 $26,385,000 $310,000 $965,000 $123,000 $619,000
File Closed For Incompleteness 26 $7,810,000 $300,000 $985,000 $100,000 $259,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,353 $716,705,000 $304,000 $1,815,000 $117,000 $2,569,000
Credit History 141 $33,185,000 $235,000 $765,000 $87,000 $330,000
Debt-To-Income Ratio 67 $16,185,000 $241,000 $605,000 $57,000 $254,000
Collateral 53 $15,195,000 $286,000 $815,000 $113,000 $581,000
Other 10 $3,720,000 $372,000 $685,000 $93,000 $151,000
Unverifiable Information 10 $3,200,000 $320,000 $605,000 $86,000 $152,000
Credit Application Incomplete 8 $1,990,000 $248,000 $375,000 $407,000 $2,040,000
Employment History 5 $785,000 $157,000 $205,000 $52,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 4 $640,000 $160,000 $285,000 $97,000 $227,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Federal Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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