First Financial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Financial Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Financial Bank 255 East Fifth Street Suite 900 Cincinnati, OH 45202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 13,717 |
| Total Mortgage Loan Application Amount | $2,234,785,000 |
| Average Mortgage Loan Application Amount | $151,800 |
| Highest Mortgage Loan Application Amount | $18,005,000 |
| Average Applicant Income | $115,400 |
| Highest Applicant Income | $8,597,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Financial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Financial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Financial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Financial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Financial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Financial Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,458 | $ 231,580,000 | $ 158,000 | $ 116,000 |
| Franklin County Ohio | 1,215 | $ 302,525,000 | $ 248,000 | $ 151,000 |
| Jefferson County Kentucky | 984 | $ 140,240,000 | $ 142,000 | $ 78,000 |
| Butler County Ohio | 888 | $ 102,640,000 | $ 115,000 | $ 105,000 |
| Lake County Indiana | 585 | $ 80,415,000 | $ 137,000 | $ 104,000 |
| Bartholomew County Indiana | 498 | $ 79,870,000 | $ 160,000 | $ 111,000 |
| Marion County Indiana | 383 | $ 65,405,000 | $ 170,000 | $ 112,000 |
| Jefferson County Indiana | 364 | $ 38,810,000 | $ 106,000 | $ 76,000 |
| Warren County Ohio | 342 | $ 53,420,000 | $ 156,000 | $ 156,000 |
| Wayne County Indiana | 323 | $ 30,575,000 | $ 94,000 | $ 61,000 |
| Montgomery County Ohio | 297 | $ 38,095,000 | $ 128,000 | $ 109,000 |
| Dearborn County Indiana | 291 | $ 37,335,000 | $ 128,000 | $ 96,000 |
| Johnson County Indiana | 261 | $ 36,745,000 | $ 140,000 | $ 113,000 |
| Franklin County Indiana | 250 | $ 32,670,000 | $ 130,000 | $ 87,000 |
| Hamilton County Indiana | 205 | $ 49,215,000 | $ 240,000 | $ 246,000 |
| Ripley County Indiana | 196 | $ 27,030,000 | $ 137,000 | $ 82,000 |
| Floyd County Indiana | 185 | $ 23,695,000 | $ 128,000 | $ 89,000 |
| Delaware County Ohio | 176 | $ 59,310,000 | $ 336,000 | $ 198,000 |
| Decatur County Indiana | 174 | $ 20,200,000 | $ 116,000 | $ 82,000 |
| Boone County Kentucky | 160 | $ 23,150,000 | $ 144,000 | $ 133,000 |
| Shelby County Indiana | 158 | $ 18,100,000 | $ 114,000 | $ 87,000 |
| Clark County Indiana | 154 | $ 21,010,000 | $ 136,000 | $ 91,000 |
| Clermont County Ohio | 149 | $ 22,585,000 | $ 151,000 | $ 133,000 |
| Kenton County Kentucky | 144 | $ 20,640,000 | $ 143,000 | $ 139,000 |
| Fayette County Indiana | 127 | $ 12,025,000 | $ 94,000 | $ 68,000 |
| Jennings County Indiana | 123 | $ 12,215,000 | $ 99,000 | $ 76,000 |
| Rush County Indiana | 115 | $ 9,705,000 | $ 84,000 | $ 70,000 |
| Miami County Ohio | 111 | $ 14,065,000 | $ 126,000 | $ 115,000 |
| Jackson County Indiana | 108 | $ 13,670,000 | $ 126,000 | $ 100,000 |
| Monroe County Indiana | 100 | $ 25,030,000 | $ 250,000 | $ 239,000 |
| Anderson County Kentucky | 100 | $ 13,800,000 | $ 138,000 | $ 85,000 |
| Switzerland County Indiana | 93 | $ 9,875,000 | $ 106,000 | $ 80,000 |
| Jay County Indiana | 91 | $ 8,185,000 | $ 89,000 | $ 66,000 |
| Porter County Indiana | 89 | $ 16,265,000 | $ 182,000 | $ 108,000 |
| Shelby County Kentucky | 86 | $ 13,500,000 | $ 156,000 | $ 111,000 |
| Mercer County Kentucky | 84 | $ 8,440,000 | $ 100,000 | $ 71,000 |
| Henry County Indiana | 79 | $ 5,655,000 | $ 71,000 | $ 70,000 |
| Kankakee County Illinois | 76 | $ 6,720,000 | $ 88,000 | $ 74,000 |
| Hendricks County Indiana | 76 | $ 13,380,000 | $ 176,000 | $ 151,000 |
| Greene County Ohio | 76 | $ 24,350,000 | $ 320,000 | $ 146,000 |
| Campbell County Kentucky | 75 | $ 10,895,000 | $ 145,000 | $ 152,000 |
| Mercer County Ohio | 72 | $ 9,780,000 | $ 135,000 | $ 88,000 |
| Van Wert County Ohio | 65 | $ 6,015,000 | $ 92,000 | $ 82,000 |
| Randolph County Indiana | 63 | $ 4,745,000 | $ 75,000 | $ 62,000 |
| Madison County Indiana | 59 | $ 5,245,000 | $ 88,000 | $ 80,000 |
| Ohio County Indiana | 57 | $ 5,575,000 | $ 97,000 | $ 78,000 |
| Carroll County Indiana | 55 | $ 5,205,000 | $ 94,000 | $ 92,000 |
| Licking County Ohio | 54 | $ 12,520,000 | $ 231,000 | $ 145,000 |
| Greene County Indiana | 51 | $ 5,655,000 | $ 110,000 | $ 100,000 |
| Montgomery County Indiana | 49 | $ 4,045,000 | $ 82,000 | $ 81,000 |
| Oldham County Kentucky | 48 | $ 13,710,000 | $ 285,000 | $ 183,000 |
| Warren County Indiana | 46 | $ 4,750,000 | $ 103,000 | $ 82,000 |
| Cook County Illinois | 45 | $ 10,165,000 | $ 225,000 | $ 215,000 |
| Preble County Ohio | 44 | $ 4,140,000 | $ 94,000 | $ 94,000 |
| Boone County Indiana | 43 | $ 14,995,000 | $ 348,000 | $ 217,000 |
| Bullitt County Kentucky | 39 | $ 6,115,000 | $ 156,000 | $ 115,000 |
| Brown County Indiana | 37 | $ 6,755,000 | $ 182,000 | $ 129,000 |
| Hancock County Indiana | 37 | $ 5,735,000 | $ 155,000 | $ 136,000 |
| Morgan County Indiana | 35 | $ 5,025,000 | $ 143,000 | $ 114,000 |
| Fountain County Indiana | 34 | $ 3,790,000 | $ 111,000 | $ 96,000 |
| Fairfield County Ohio | 34 | $ 8,230,000 | $ 242,000 | $ 122,000 |
| Union County Ohio | 34 | $ 9,130,000 | $ 268,000 | $ 182,000 |
| Clinton County Ohio | 32 | $ 3,150,000 | $ 98,000 | $ 115,000 |
| Harrison County Indiana | 29 | $ 4,015,000 | $ 138,000 | $ 112,000 |
| Newton County Indiana | 29 | $ 2,375,000 | $ 81,000 | $ 61,000 |
| Tippecanoe County Indiana | 29 | $ 4,315,000 | $ 148,000 | $ 95,000 |
| Franklin County Kentucky | 29 | $ 3,925,000 | $ 135,000 | $ 101,000 |
| Delaware County Indiana | 27 | $ 2,005,000 | $ 74,000 | $ 94,000 |
| Iroquois County Illinois | 25 | $ 1,695,000 | $ 67,000 | $ 66,000 |
| Scott County Indiana | 25 | $ 2,935,000 | $ 117,000 | $ 83,000 |
| Auglaize County Ohio | 25 | $ 2,595,000 | $ 103,000 | $ 66,000 |
| Sandusky County Ohio | 25 | $ 1,955,000 | $ 78,000 | $ 81,000 |
| Pickaway County Ohio | 24 | $ 7,290,000 | $ 303,000 | $ 131,000 |
| Vermilion County Illinois | 23 | $ 1,095,000 | $ 47,000 | $ 49,000 |
| Lee County Florida | 21 | $ 6,485,000 | $ 308,000 | $ 402,000 |
| Darke County Ohio | 20 | $ 2,570,000 | $ 128,000 | $ 79,000 |
| Jasper County Indiana | 19 | $ 1,945,000 | $ 102,000 | $ 72,000 |
| Crawford County Indiana | 18 | $ 1,800,000 | $ 100,000 | $ 62,000 |
| Wabash County Indiana | 18 | $ 950,000 | $ 52,000 | $ 89,000 |
| Allen County Ohio | 18 | $ 1,090,000 | $ 60,000 | $ 52,000 |
| Cuyahoga County Ohio | 18 | $ 41,590,000 | $ 2,310,000 | $ 188,000 |
| Blackford County Indiana | 16 | $ 870,000 | $ 54,000 | $ 50,000 |
| Clinton County Indiana | 15 | $ 1,155,000 | $ 77,000 | $ 76,000 |
| Highland County Ohio | 15 | $ 1,395,000 | $ 93,000 | $ 105,000 |
| Madison County Ohio | 14 | $ 4,690,000 | $ 335,000 | $ 123,000 |
| Spencer County Kentucky | 13 | $ 2,625,000 | $ 201,000 | $ 88,000 |
| Adams County Indiana | 12 | $ 1,070,000 | $ 89,000 | $ 80,000 |
| Allen County Indiana | 12 | $ 870,000 | $ 72,000 | $ 69,000 |
| Union County Indiana | 12 | $ 880,000 | $ 73,000 | $ 74,000 |
| Trimble County Kentucky | 12 | $ 1,260,000 | $ 105,000 | $ 81,000 |
| Logan County Ohio | 12 | $ 2,080,000 | $ 173,000 | $ 144,000 |
| Boyle County Kentucky | 11 | $ 1,375,000 | $ 125,000 | $ 62,000 |
| Fayette County Kentucky | 11 | $ 2,995,000 | $ 272,000 | $ 333,000 |
| Brown County Ohio | 11 | $ 945,000 | $ 85,000 | $ 56,000 |
| Clark County Ohio | 11 | $ 1,245,000 | $ 113,000 | $ 79,000 |
| Summit County Ohio | 11 | $ 12,435,000 | $ 1,130,000 | $ 205,000 |
| Clay County Indiana | 9 | $ 775,000 | $ 86,000 | $ 88,000 |
| Taylor County Kentucky | 9 | $ 885,000 | $ 98,000 | $ 60,000 |
| Woodford County Kentucky | 9 | $ 1,285,000 | $ 142,000 | $ 99,000 |
| Morrow County Ohio | 9 | $ 2,245,000 | $ 249,000 | $ 186,000 |
| Campbell County Tennessee | 9 | $ 4,965,000 | $ 551,000 | $ 394,000 |
| Collier County Florida | 8 | $ 3,150,000 | $ 393,000 | $ 241,000 |
| Pinellas County Florida | 8 | $ 6,270,000 | $ 783,000 | $ 348,000 |
| Vigo County Indiana | 8 | $ 910,000 | $ 113,000 | $ 136,000 |
| Madison County Kentucky | 8 | $ 18,390,000 | $ 2,298,000 | $ 152,000 |
| Fayette County Ohio | 8 | $ 530,000 | $ 66,000 | $ 96,000 |
| Paulding County Ohio | 8 | $ 650,000 | $ 81,000 | $ 60,000 |
| Grant County Indiana | 7 | $ 245,000 | $ 35,000 | $ 58,000 |
| Putnam County Indiana | 7 | $ 555,000 | $ 79,000 | $ 82,000 |
| Manatee County Florida | 6 | $ 4,610,000 | $ 768,000 | $ 341,000 |
| Walton County Florida | 6 | $ 7,520,000 | $ 1,253,000 | $ 495,000 |
| Will County Illinois | 6 | $ 1,310,000 | $ 218,000 | $ 274,000 |
| Howard County Indiana | 6 | $ 440,000 | $ 73,000 | $ 64,000 |
| Kosciusko County Indiana | 6 | $ 2,410,000 | $ 401,000 | $ 554,000 |
| Lawrence County Indiana | 6 | $ 1,730,000 | $ 288,000 | $ 251,000 |
| Owen County Indiana | 6 | $ 880,000 | $ 146,000 | $ 99,000 |
| Washington County Indiana | 6 | $ 600,000 | $ 100,000 | $ 94,000 |
| Garrard County Kentucky | 6 | $ 440,000 | $ 73,000 | $ 54,000 |
| Henry County Kentucky | 6 | $ 510,000 | $ 85,000 | $ 51,000 |
| Athens County Ohio | 6 | $ 1,070,000 | $ 178,000 | $ 75,000 |
| Knox County Ohio | 6 | $ 2,190,000 | $ 365,000 | $ 232,000 |
| Lorain County Ohio | 6 | $ 700,000 | $ 116,000 | $ 95,000 |
| Williams County Ohio | 6 | $ 630,000 | $ 105,000 | $ 104,000 |
| Lake County Illinois | 5 | $ 1,585,000 | $ 317,000 | $ 193,000 |
| Parke County Indiana | 5 | $ 735,000 | $ 147,000 | $ 111,000 |
| White County Indiana | 5 | $ 905,000 | $ 181,000 | $ 106,000 |
| Daviess County Kentucky | 5 | $ 1,405,000 | $ 281,000 | $ 149,000 |
| Grant County Kentucky | 5 | $ 645,000 | $ 129,000 | $ 398,000 |
| Scott County Kentucky | 5 | $ 1,105,000 | $ 221,000 | $ 66,000 |
| Coshocton County Ohio | 5 | $ 735,000 | $ 147,000 | $ 78,000 |
| Geauga County Ohio | 5 | $ 2,685,000 | $ 537,000 | $ 325,000 |
| Hardin County Ohio | 5 | $ 305,000 | $ 61,000 | $ 45,000 |
| Hocking County Ohio | 5 | $ 1,105,000 | $ 221,000 | $ 172,000 |
| Lucas County Ohio | 5 | $ 1,805,000 | $ 361,000 | $ 307,000 |
| Muskingum County Ohio | 5 | $ 755,000 | $ 151,000 | $ 108,000 |
| Richland County Ohio | 5 | $ 285,000 | $ 57,000 | $ 62,000 |
| Ross County Ohio | 5 | $ 1,325,000 | $ 265,000 | $ 128,000 |
| Broward County Florida | 4 | $ 1,690,000 | $ 422,000 | $ 245,000 |
| Charlotte County Florida | 4 | $ 1,790,000 | $ 447,000 | $ 635,000 |
| Volusia County Florida | 4 | $ 970,000 | $ 242,000 | $ 211,000 |
| Cass County Indiana | 4 | $ 200,000 | $ 50,000 | $ 209,000 |
| Fulton County Indiana | 4 | $ 370,000 | $ 92,000 | $ 65,000 |
| Miami County Indiana | 4 | $ 200,000 | $ 50,000 | $ 73,000 |
| Orange County Indiana | 4 | $ 400,000 | $ 100,000 | $ 53,000 |
| Vermillion County Indiana | 4 | $ 220,000 | $ 55,000 | $ 75,000 |
| Hardin County Kentucky | 4 | $ 340,000 | $ 85,000 | $ 70,000 |
| Owen County Kentucky | 4 | $ 500,000 | $ 125,000 | $ 85,000 |
| Pulaski County Kentucky | 4 | $ 510,000 | $ 127,000 | $ 120,000 |
| Champaign County Ohio | 4 | $ 430,000 | $ 107,000 | $ 40,000 |
| Ottawa County Ohio | 4 | $ 1,060,000 | $ 265,000 | $ 201,000 |
| Perry County Ohio | 4 | $ 1,700,000 | $ 425,000 | $ 159,000 |
| Shelby County Ohio | 4 | $ 330,000 | $ 82,000 | $ 65,000 |
| Maricopa County Arizona | 3 | $ 2,675,000 | $ 891,000 | $ 628,000 |
| Brevard County Florida | 3 | $ 1,565,000 | $ 521,000 | $ 164,000 |
| Orange County Florida | 3 | $ 445,000 | $ 148,000 | $ 174,000 |
| Pasco County Florida | 3 | $ 675,000 | $ 225,000 | $ 115,000 |
| Sarasota County Florida | 3 | $ 3,035,000 | $ 1,011,000 | $ 812,000 |
| DuPage County Illinois | 3 | $ 1,115,000 | $ 371,000 | $ 357,000 |
| Grundy County Illinois | 3 | $ 605,000 | $ 201,000 | $ 145,000 |
| Benton County Indiana | 3 | $ 195,000 | $ 65,000 | $ 73,000 |
| Marshall County Indiana | 3 | $ 1,575,000 | $ 525,000 | $ 208,000 |
| Sullivan County Indiana | 3 | $ 625,000 | $ 208,000 | $ 108,000 |
| Jessamine County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 184,000 |
| Pendleton County Kentucky | 3 | $ 95,000 | $ 31,000 | $ 83,000 |
| Trigg County Kentucky | 3 | $ 945,000 | $ 315,000 | $ 98,000 |
| Ingham County Michigan | 3 | $ 335,000 | $ 111,000 | $ 82,000 |
| Mecklenburg County North Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 300,000 |
| Erie County Ohio | 3 | $ 655,000 | $ 218,000 | $ 83,000 |
| Marion County Ohio | 3 | $ 685,000 | $ 228,000 | $ 88,000 |
| Scioto County Ohio | 3 | $ 515,000 | $ 171,000 | $ 117,000 |
| Stark County Ohio | 3 | $ 16,065,000 | $ 5,355,000 | $ 86,000 |
| Wood County Ohio | 3 | $ 525,000 | $ 175,000 | $ 105,000 |
| Beaufort County South Carolina | 3 | $ 1,055,000 | $ 351,000 | $ 193,000 |
| Baldwin County Alabama | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Hardee County Florida | 2 | $ 610,000 | $ 305,000 | $ 71,000 |
| Marion County Florida | 2 | $ 440,000 | $ 220,000 | $ 286,000 |
| Miami-Dade County Florida | 2 | $ 1,930,000 | $ 965,000 | $ 281,000 |
| Monroe County Florida | 2 | $ 840,000 | $ 420,000 | $ 986,000 |
| Palm Beach County Florida | 2 | $ 870,000 | $ 435,000 | $ 202,000 |
| DeKalb County Georgia | 2 | $ 640,000 | $ 320,000 | $ 355,000 |
| Gwinnett County Georgia | 2 | $ 650,000 | $ 325,000 | $ 89,000 |
| DeKalb County Illinois | 2 | $ 150,000 | $ 75,000 | $ 100,000 |
| Livingston County Illinois | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Montgomery County Illinois | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| Knox County Indiana | 2 | $ 60,000 | $ 30,000 | $ 30,000 |
| LaPorte County Indiana | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Steuben County Indiana | 2 | $ 870,000 | $ 435,000 | $ 139,000 |
| Tipton County Indiana | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
| Vanderburgh County Indiana | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| Barren County Kentucky | 2 | $ 790,000 | $ 395,000 | $ 403,000 |
| Carroll County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Grayson County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 163,000 |
| Marshall County Kentucky | 2 | $ 840,000 | $ 420,000 | $ 359,000 |
| Nelson County Kentucky | 2 | $ 840,000 | $ 420,000 | $ 148,000 |
| Rowan County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Warren County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 32,000 |
| Washington County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Wayne County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 334,000 |
| Berrien County Michigan | 2 | $ 490,000 | $ 245,000 | $ 200,000 |
| Oakland County Michigan | 2 | $ 590,000 | $ 295,000 | $ 91,000 |
| Adams County Ohio | 2 | $ 190,000 | $ 95,000 | $ 118,000 |
| Hancock County Ohio | 2 | $ 330,000 | $ 165,000 | $ 95,000 |
| Huron County Ohio | 2 | $ 840,000 | $ 420,000 | $ 308,000 |
| Medina County Ohio | 2 | $ 1,060,000 | $ 530,000 | $ 189,000 |
| Meigs County Ohio | 2 | $ 430,000 | $ 215,000 | $ 288,000 |
| Portage County Ohio | 2 | $ 60,000 | $ 30,000 | $ 19,000 |
| Putnam County Ohio | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Seneca County Ohio | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Trumbull County Ohio | 2 | $ 200,000 | $ 100,000 | $ 294,000 |
| Washington County Ohio | 2 | $ 510,000 | $ 255,000 | $ 144,000 |
| Charleston County South Carolina | 2 | $ 780,000 | $ 390,000 | $ 245,000 |
| Horry County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 168,000 |
| Davidson County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Williamson County Tennessee | 2 | $ 1,710,000 | $ 855,000 | $ 195,000 |
| Anchorage County Alaska | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Union County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 3,000 |
| Adams County Colorado | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Denver County Colorado | 1 | $ 355,000 | $ 355,000 | $ 249,000 |
| San Miguel County Colorado | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Summit County Colorado | 1 | $ 105,000 | $ 105,000 | $ 260,000 |
| Citrus County Florida | 1 | $ 375,000 | $ 375,000 | $ 225,000 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Gulf County Florida | 1 | $ 655,000 | $ 655,000 | $ 210,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 265,000 |
| Lake County Florida | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Leon County Florida | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Okaloosa County Florida | 1 | $ 785,000 | $ 785,000 | $ 394,000 |
| Seminole County Florida | 1 | $ 275,000 | $ 275,000 | $ 154,000 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| Bacon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Cherokee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Coweta County Georgia | 1 | $ 355,000 | $ 355,000 | $ 286,000 |
| Fannin County Georgia | 1 | $ 315,000 | $ 315,000 | $ 323,000 |
| Fulton County Georgia | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Glynn County Georgia | 1 | $ 525,000 | $ 525,000 | $ 110,000 |
| Fulton County Illinois | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| Kane County Illinois | 1 | $ 995,000 | $ 995,000 | $ 570,000 |
| Marion County Illinois | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| McLean County Illinois | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| St. Clair County Illinois | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Daviess County Indiana | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Huntington County Indiana | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| LaGrange County Indiana | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Martin County Indiana | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Spencer County Indiana | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Warrick County Indiana | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Wells County Indiana | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Riley County Kansas | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Allen County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Breckinridge County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Clinton County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Cumberland County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Gallatin County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Graves County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 240,000 |
| Green County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 297,000 |
| Laurel County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Lincoln County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Lyon County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 227,000 |
| Marion County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| McCracken County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Meade County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Menifee County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Nicholas County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Powell County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Simpson County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 136,000 |
| Alcona County Michigan | 1 | $ 265,000 | $ 265,000 | $ 147,000 |
| Arenac County Michigan | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Branch County Michigan | 1 | $ 5,405,000 | $ 5,405,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 955,000 | $ 955,000 | $ 181,000 |
| Cheboygan County Michigan | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Kalamazoo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Kent County Michigan | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Lenawee County Michigan | 1 | $ 405,000 | $ 405,000 | $ 312,000 |
| Livingston County Michigan | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Mecosta County Michigan | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Montcalm County Michigan | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Madison County Montana | 1 | $ 1,685,000 | $ 1,685,000 | $ 1,450,000 |
| Cumberland County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 163,000 |
| Ocean County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Montgomery County New York | 1 | $ 5,000 | $ 5,000 | $ 108,000 |
| Onondaga County New York | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Buncombe County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 204,000 |
| Durham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Jackson County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
| Moore County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Yancey County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 224,000 |
| Ashland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Ashtabula County Ohio | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Crawford County Ohio | 1 | $ 55,000 | $ 55,000 | $ 420,000 |
| Gallia County Ohio | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Lake County Ohio | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Lawrence County Ohio | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Mahoning County Ohio | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Pike County Ohio | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Wayne County Ohio | 1 | $ 205,000 | $ 205,000 | $ 266,000 |
| Cleveland County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Clackamas County Oregon | 1 | $ 675,000 | $ 675,000 | $ 205,000 |
| Lane County Oregon | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Montgomery County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Westmoreland County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Berkeley County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Greenville County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 153,000 |
| York County South Carolina | 1 | $ 785,000 | $ 785,000 | $ 171,000 |
| Benton County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Cumberland County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Pickett County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Sevier County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Shelby County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Union County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 612,000 |
| Fort Bend County Texas | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Harris County Texas | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Accomack County Virginia | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Loudoun County Virginia | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| Prince William County Virginia | 1 | $ 75,000 | $ 75,000 | $ 302,000 |
| Roanoke County Virginia | 1 | $ 975,000 | $ 975,000 | $ 476,000 |
| Rockingham County Virginia | 1 | $ 325,000 | $ 325,000 | $ 202,000 |
| Spotsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Wood County West Virginia | 1 | $ 415,000 | $ 415,000 | $ 171,000 |
Mortgage Loan Application Detail Totals for First Financial Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,140 | $722,210,000 | $174,000 | $5,305,000 | $126,000 | $7,804,000 |
| Home Purchase | 3,703 | $806,495,000 | $217,000 | $18,005,000 | $91,000 | $8,597,000 |
| Home Improvement | 2,079 | $201,245,000 | $96,000 | $3,245,000 | $119,000 | $2,400,000 |
| Other Purpose | 2,010 | $168,970,000 | $84,000 | $845,000 | $128,000 | $1,891,000 |
| Cash-out Refinancing | 1,785 | $335,865,000 | $188,000 | $11,685,000 | $113,000 | $3,139,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,409 | $1,582,775,000 | $152,000 | $3,005,000 | $116,000 | $8,597,000 |
| Not Provided | 1,230 | $191,600,000 | $155,000 | $1,805,000 | $137,000 | $1,602,000 |
| Hispanic | 922 | $114,470,000 | $124,000 | $1,625,000 | $56,000 | $660,000 |
| Black or African American | 727 | $103,735,000 | $142,000 | $1,855,000 | $87,000 | $1,959,000 |
| Asian | 286 | $67,870,000 | $237,000 | $2,005,000 | $190,000 | $4,461,000 |
| Not applicable | 68 | $160,190,000 | $2,355,000 | $18,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 43 | $5,385,000 | $125,000 | $595,000 | $94,000 | $767,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,645,000 | $529,000 | $1,655,000 | $257,000 | $560,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,322 | $2,162,140,000 | $162,000 | $18,005,000 | $115,000 | $8,597,000 |
| FHA-insured (Federal Housing Administration) | 274 | $46,710,000 | $170,000 | $355,000 | $62,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 69 | $18,085,000 | $262,000 | $535,000 | $105,000 | $317,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $7,850,000 | $150,000 | $295,000 | $50,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,139 | $1,625,595,000 | $177,000 | $18,005,000 | $118,000 | $8,597,000 |
| Application Denied By Financial Institution | 2,930 | $334,330,000 | $114,000 | $2,005,000 | $95,000 | $1,500,000 |
| Application Withdrawn By Applicant | 821 | $156,245,000 | $190,000 | $3,245,000 | $115,000 | $2,400,000 |
| File Closed For Incompleteness | 642 | $94,300,000 | $146,000 | $1,615,000 | $134,000 | $1,230,000 |
| Application Approved But Not Accepted | 185 | $24,315,000 | $131,000 | $965,000 | $139,000 | $1,681,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,787 | $1,900,455,000 | $176,000 | $18,005,000 | $119,000 | $8,597,000 |
| Credit History | 1,084 | $74,920,000 | $69,000 | $1,405,000 | $93,000 | $1,440,000 |
| Debt-To-Income Ratio | 891 | $110,105,000 | $123,000 | $2,005,000 | $64,000 | $1,021,000 |
| Collateral | 427 | $39,605,000 | $92,000 | $2,005,000 | $135,000 | $1,500,000 |
| Credit Application Incomplete | 416 | $93,260,000 | $224,000 | $1,805,000 | $127,000 | $1,034,000 |
| Employment History | 36 | $3,870,000 | $107,000 | $285,000 | $57,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $7,330,000 | $203,000 | $1,625,000 | $77,000 | $575,000 |
| Other | 29 | $3,265,000 | $112,000 | $335,000 | $103,000 | $350,000 |
| Unverifiable Information | 11 | $1,975,000 | $179,000 | $755,000 | $82,000 | $164,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Financial Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.