First Indiana Bank Mortgage Lending & HMDA Data, 2004

In 2004, First Indiana Bank of Indianapolis, IN reported 4,289 mortgage applications totaling $449.8 million, down 25% from 2003. The average application was for $104,861, and applicants reported an average income of $67,414. 38% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Indianapolis, IN (478), Salt Lake City, UT (224) and Pittsburgh, PA (135) (applications in parentheses).

Mortgage Company & Address First Indiana Bank
135 North Pennsylvania
Indianapolis, IN 46204
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,289
Total Mortgage Loan Application Amount $449,752,000
Average Mortgage Loan Application Amount $104,861
Highest Mortgage Loan Application Amount $4,960,000
Average Applicant Income $67,414
Highest Applicant Income $2,813,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Indiana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Indiana Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Indiana 240 $ 24,376,000 $ 101,566 $ 56,000
Salt Lake, Utah 208 $ 10,834,000 $ 52,086 $ 75,000
Hamilton, Indiana 111 $ 12,213,000 $ 110,027 $ 67,000
Maricopa, Arizona 89 $ 7,848,000 $ 88,179 $ 72,000
Utah, Utah 87 $ 5,811,000 $ 66,793 $ 67,000
Allegheny, Pennsylvania 67 $ 5,540,000 $ 82,686 $ 66,000
Davis, Utah 56 $ 3,118,000 $ 55,678 $ 64,000
Oakland, Michigan 53 $ 5,865,000 $ 110,660 $ 73,000
Wayne, Michigan 50 $ 5,464,000 $ 109,280 $ 64,000
Hamilton, Ohio 50 $ 4,462,000 $ 89,240 $ 54,000
Hendricks, Indiana 42 $ 5,109,000 $ 121,642 $ 78,000
El Paso, Colorado 41 $ 3,459,000 $ 84,365 $ 78,000
Baltimore, Maryland 38 $ 5,101,000 $ 134,236 $ 77,000
King, Washington 38 $ 5,998,000 $ 157,842 $ 83,000
Hillsborough, Florida 37 $ 3,876,000 $ 104,756 $ 70,000
Clark, Nevada 35 $ 4,025,000 $ 115,000 $ 73,000
Cuyahoga, Ohio 34 $ 2,357,000 $ 69,323 $ 54,000
Weber, Utah 34 $ 2,039,000 $ 59,970 $ 52,000
Jefferson, Colorado 32 $ 3,694,000 $ 115,437 $ 68,000
Johnson, Indiana 32 $ 7,692,000 $ 240,375 $ 65,000
Shelby, Tennessee 31 $ 2,866,000 $ 92,451 $ 90,000
Jefferson, Kentucky 29 $ 3,403,000 $ 117,344 $ 64,000
Prince George's, Maryland 29 $ 3,768,000 $ 129,931 $ 73,000
Denver, Colorado 28 $ 2,043,000 $ 72,964 $ 56,000
Lake, Indiana 28 $ 2,028,000 $ 72,428 $ 42,000
Macomb, Michigan 28 $ 2,549,000 $ 91,035 $ 81,000
Cook, Illinois 27 $ 5,508,000 $ 204,000 $ 86,000
Clermont, Ohio 27 $ 2,817,000 $ 104,333 $ 61,000
Arapahoe, Colorado 25 $ 1,500,000 $ 60,000 $ 75,000
Allen, Indiana 25 $ 1,897,000 $ 75,880 $ 62,000
Montgomery, Maryland 25 $ 5,334,000 $ 213,360 $ 83,000
Clark, Washington 24 $ 1,538,000 $ 64,083 $ 58,000
Snohomish, Washington 24 $ 2,795,000 $ 116,458 $ 103,000
Anne Arundel, Maryland 23 $ 3,014,000 $ 131,043 $ 92,000
Butler, Ohio 23 $ 1,781,000 $ 77,434 $ 54,000
Franklin, Ohio 23 $ 1,087,000 $ 47,260 $ 69,000
St. Joseph, Indiana 21 $ 1,640,000 $ 78,095 $ 47,000
Hennepin, Minnesota 21 $ 1,894,000 $ 90,190 $ 89,000
Lorain, Ohio 21 $ 2,129,000 $ 101,380 $ 73,000
Butler, Pennsylvania 21 $ 2,631,000 $ 125,285 $ 57,000
Fairfax, Virginia 20 $ 6,233,000 $ 311,650 $ 107,000
Virginia Beach, Virginia 20 $ 2,722,000 $ 136,100 $ 57,000
Ada, Idaho 18 $ 1,048,000 $ 58,222 $ 83,000
Harford, Maryland 18 $ 3,422,000 $ 190,111 $ 78,000
Adams, Colorado 17 $ 1,004,000 $ 59,058 $ 57,000
Douglas, Colorado 17 $ 1,745,000 $ 102,647 $ 88,000
Hancock, Indiana 17 $ 1,045,000 $ 61,470 $ 55,000
Bucks, Pennsylvania 17 $ 3,283,000 $ 193,117 $ 111,000
York, Pennsylvania 17 $ 1,816,000 $ 106,823 $ 56,000
Pierce, Washington 17 $ 1,687,000 $ 99,235 $ 59,000
St. Louis, Missouri 16 $ 1,163,000 $ 72,687 $ 75,000
Multnomah, Oregon 16 $ 1,788,000 $ 111,750 $ 72,000
Lancaster, Pennsylvania 16 $ 1,839,000 $ 114,937 $ 87,000
Elkhart, Indiana 15 $ 1,379,000 $ 91,933 $ 46,000
Fayette, Pennsylvania 15 $ 1,109,000 $ 73,933 $ 38,000
Chesterfield, Virginia 15 $ 1,646,000 $ 109,733 $ 68,000
Prince William, Virginia 15 $ 2,421,000 $ 161,400 $ 65,000
Westmoreland, Pennsylvania 14 $ 1,799,000 $ 128,500 $ 54,000
Larimer, Colorado 13 $ 969,000 $ 74,538 $ 81,000
Boone, Indiana 13 $ 2,323,000 $ 178,692 $ 100,000
Morgan, Indiana 13 $ 977,000 $ 75,153 $ 64,000
Porter, Indiana 13 $ 1,220,000 $ 93,846 $ 61,000
Kalamazoo, Michigan 13 $ 1,323,000 $ 101,769 $ 66,000
Mecklenburg, North Carolina 13 $ 1,186,000 $ 91,230 $ 126,000
Stark, Ohio 13 $ 594,000 $ 45,692 $ 60,000
Jefferson, Alabama 12 $ 1,162,000 $ 96,833 $ 58,000
Weld, Colorado 12 $ 1,203,000 $ 100,250 $ 60,000
New Castle, Delaware 12 $ 1,524,000 $ 127,000 $ 44,000
Broward, Florida 12 $ 1,117,000 $ 93,083 $ 64,000
Pasco, Florida 12 $ 1,096,000 $ 91,333 $ 71,000
Greene, Missouri 12 $ 1,725,000 $ 143,750 $ 67,000
Summit, Ohio 12 $ 648,000 $ 54,000 $ 51,000
Berks, Pennsylvania 12 $ 881,000 $ 73,416 $ 68,000
Montgomery, Pennsylvania 12 $ 1,678,000 $ 139,833 $ 85,000
Pima, Arizona 11 $ 1,007,000 $ 91,545 $ 62,000
Sacramento, California 11 $ 1,664,000 $ 151,272 $ 69,000
Brevard, Florida 11 $ 960,000 $ 87,272 $ 65,000
Polk, Florida 11 $ 1,175,000 $ 106,818 $ 55,000
Lake, Illinois 11 $ 4,125,000 $ 375,000 $ 81,000
Madison, Indiana 11 $ 2,055,000 $ 186,818 $ 48,000
Medina, Ohio 11 $ 1,201,000 $ 109,181 $ 64,000
Montgomery, Ohio 11 $ 980,000 $ 89,090 $ 72,000
Marion, Oregon 11 $ 1,163,000 $ 105,727 $ 64,000
Cache, Utah 11 $ 736,000 $ 66,909 $ 51,000
Henrico, Virginia 11 $ 1,109,000 $ 100,818 $ 61,000
Solano, California 10 $ 880,000 $ 88,000 $ 104,000
Escambia, Florida 10 $ 901,000 $ 90,100 $ 72,000
Pinellas, Florida 10 $ 865,000 $ 86,500 $ 54,000
Fayette, Kentucky 10 $ 718,000 $ 71,800 $ 61,000
Charles, Maryland 10 $ 1,681,000 $ 168,100 $ 83,000
Howard, Maryland 10 $ 2,280,000 $ 228,000 $ 90,000
Genesee, Michigan 10 $ 947,000 $ 94,700 $ 72,000
St. Charles, Missouri 10 $ 931,000 $ 93,100 $ 66,000
St. Louis City, Missouri 10 $ 1,341,000 $ 134,100 $ 54,000
Warren, Ohio 10 $ 804,000 $ 80,400 $ 67,000
Beaver, Pennsylvania 10 $ 1,448,000 $ 144,800 $ 38,000
Northampton, Pennsylvania 10 $ 786,000 $ 78,600 $ 66,000
Palm Beach, Florida 9 $ 2,514,000 $ 279,333 $ 55,000
Seminole, Florida 9 $ 709,000 $ 78,777 $ 66,000
Volusia, Florida 9 $ 700,000 $ 77,777 $ 58,000
Gwinnett, Georgia 9 $ 1,118,000 $ 124,222 $ 97,000
Johnson, Kansas 9 $ 706,000 $ 78,444 $ 76,000
Kenton, Kentucky 9 $ 984,000 $ 109,333 $ 65,000
Kent, Michigan 9 $ 909,000 $ 101,000 $ 44,000
Anoka, Minnesota 9 $ 876,000 $ 97,333 $ 56,000
Delaware, Ohio 9 $ 1,157,000 $ 128,555 $ 112,000
Box Elder, Utah 9 $ 373,000 $ 41,444 $ 70,000
Loudoun, Virginia 9 $ 2,276,000 $ 252,888 $ 82,000
Norfolk, Virginia 9 $ 606,000 $ 67,333 $ 52,000
Pinal, Arizona 8 $ 424,000 $ 53,000 $ 72,000
Riverside, California 8 $ 973,000 $ 121,625 $ 96,000
Marshall, Indiana 8 $ 641,000 $ 80,125 $ 59,000
Rush, Indiana 8 $ 470,000 $ 58,750 $ 39,000
Campbell, Kentucky 8 $ 818,000 $ 102,250 $ 59,000
Berrien, Michigan 8 $ 680,000 $ 85,000 $ 61,000
Saginaw, Michigan 8 $ 592,000 $ 74,000 $ 54,000
Dakota, Minnesota 8 $ 1,249,000 $ 156,125 $ 95,000
DeSoto, Mississippi 8 $ 1,086,000 $ 135,750 $ 49,000
Jackson, Missouri 8 $ 449,000 $ 56,125 $ 53,000
Trumbull, Ohio 8 $ 726,000 $ 90,750 $ 65,000
Lane, Oregon 8 $ 681,000 $ 85,125 $ 70,000
Washington, Oregon 8 $ 502,000 $ 62,750 $ 64,000
Adams, Pennsylvania 8 $ 762,000 $ 95,250 $ 57,000
Summit, Utah 8 $ 938,000 $ 117,250 $ 100,000
Tooele, Utah 8 $ 358,000 $ 44,750 $ 75,000
Campbell, Virginia 8 $ 664,000 $ 83,000 $ 47,000
Newport News, Virginia 8 $ 688,000 $ 86,000 $ 58,000
Los Angeles, California 7 $ 2,442,000 $ 348,857 $ 103,000
Kent, Delaware 7 $ 789,000 $ 112,714 $ 65,000
Clark, Indiana 7 $ 1,757,000 $ 251,000 $ 45,000
Floyd, Indiana 7 $ 725,000 $ 103,571 $ 57,000
Noble, Indiana 7 $ 622,000 $ 88,857 $ 57,000
Vanderburgh, Indiana 7 $ 381,000 $ 54,428 $ 47,000
Livingston, Michigan 7 $ 730,000 $ 104,285 $ 60,000
Ashtabula, Ohio 7 $ 648,000 $ 92,571 $ 49,000
Licking, Ohio 7 $ 279,000 $ 39,857 $ 64,000
Portage, Ohio 7 $ 663,000 $ 94,714 $ 75,000
Cumberland, Pennsylvania 7 $ 425,000 $ 60,714 $ 63,000
Philadelphia, Pennsylvania 7 $ 501,000 $ 71,571 $ 59,000
Washington, Pennsylvania 7 $ 624,000 $ 89,142 $ 63,000
Chesapeake, Virginia 7 $ 569,000 $ 81,285 $ 47,000
Hampton, Virginia 7 $ 720,000 $ 102,857 $ 41,000
Stafford, Virginia 7 $ 750,000 $ 107,142 $ 111,000
Mobile, Alabama 6 $ 833,000 $ 138,833 $ 50,000
Pulaski, Arkansas 6 $ 637,000 $ 106,166 $ 115,000
Orange, California 6 $ 1,684,000 $ 280,666 $ 117,000
Placer, California 6 $ 740,000 $ 123,333 $ 87,000
Duval, Florida 6 $ 732,000 $ 122,000 $ 55,000
Orange, Florida 6 $ 616,000 $ 102,666 $ 61,000
Will, Illinois 6 $ 1,030,000 $ 171,666 $ 79,000
Delaware, Indiana 6 $ 478,000 $ 79,666 $ 48,000
Howard, Indiana 6 $ 316,000 $ 52,666 $ 30,000
Monroe, Indiana 6 $ 651,000 $ 108,500 $ 106,000
Owen, Indiana 6 $ 568,000 $ 94,666 $ 54,000
Carroll, Maryland 6 $ 419,000 $ 69,833 $ 68,000
Allegan, Michigan 6 $ 409,000 $ 68,166 $ 67,000
Ingham, Michigan 6 $ 606,000 $ 101,000 $ 60,000
Washoe, Nevada 6 $ 916,000 $ 152,666 $ 60,000
Lucas, Ohio 6 $ 551,000 $ 91,833 $ 56,000
Chester, Pennsylvania 6 $ 1,019,000 $ 169,833 $ 107,000
Indiana, Pennsylvania 6 $ 581,000 $ 96,833 $ 43,000
Lehigh, Pennsylvania 6 $ 451,000 $ 75,166 $ 61,000
Portsmouth, Virginia 6 $ 626,000 $ 104,333 $ 78,000
San Diego, California 5 $ 1,039,000 $ 207,800 $ 76,000
DuPage, Illinois 5 $ 459,000 $ 91,800 $ 83,000
Grant, Indiana 5 $ 330,000 $ 66,000 $ 50,000
Jackson, Indiana 5 $ 687,000 $ 137,400 $ 80,000
Kosciusko, Indiana 5 $ 514,000 $ 102,800 $ 76,000
LaGrange, Indiana 5 $ 490,000 $ 98,000 $ 74,000
Johnson, Iowa 5 $ 431,000 $ 86,200 $ 58,000
Calvert, Maryland 5 $ 1,137,000 $ 227,400 $ 100,000
Wicomico, Maryland 5 $ 298,000 $ 59,600 $ 100,000
Jackson, Michigan 5 $ 748,000 $ 149,600 $ 56,000
Shiawassee, Michigan 5 $ 387,000 $ 77,400 $ 98,000
Washtenaw, Michigan 5 $ 1,149,000 $ 229,800 $ 124,000
Jasper, Missouri 5 $ 383,000 $ 76,600 $ 60,000
Wake, North Carolina 5 $ 414,000 $ 82,800 $ 87,000
Brown, Ohio 5 $ 367,000 $ 73,400 $ 39,000
Lake, Ohio 5 $ 208,000 $ 41,600 $ 69,000
Logan, Ohio 5 $ 546,000 $ 109,200 $ 62,000
Muskingum, Ohio 5 $ 557,000 $ 111,400 $ 97,000
Tulsa, Oklahoma 5 $ 382,000 $ 76,400 $ 74,000
Jackson, Oregon 5 $ 306,000 $ 61,200 $ 62,000
Centre, Pennsylvania 5 $ 618,000 $ 123,600 $ 69,000
Crawford, Pennsylvania 5 $ 293,000 $ 58,600 $ 66,000
Dauphin, Pennsylvania 5 $ 344,000 $ 68,800 $ 58,000
Lawrence, Pennsylvania 5 $ 255,000 $ 51,000 $ 88,000
Knox, Tennessee 5 $ 188,000 $ 37,600 $ 83,000
Spotsylvania, Virginia 5 $ 307,000 $ 61,400 $ 65,000
Skagit, Washington 5 $ 233,000 $ 46,600 $ 54,000
Milwaukee, Wisconsin 5 $ 655,000 $ 131,000 $ 95,000
Baldwin, Alabama 4 $ 296,000 $ 74,000 $ 42,000
Madison, Alabama 4 $ 222,000 $ 55,500 $ 46,000
Montgomery, Alabama 4 $ 639,000 $ 159,750 $ 55,000
Shelby, Alabama 4 $ 843,000 $ 210,750 $ 40,000
Mohave, Arizona 4 $ 294,000 $ 73,500 $ 116,000
San Bernardino, California 4 $ 839,000 $ 209,750 $ 49,000
San Joaquin, California 4 $ 371,000 $ 92,750 $ 79,000
Elbert, Colorado 4 $ 206,000 $ 51,500 $ 119,000
Pueblo, Colorado 4 $ 451,000 $ 112,750 $ 110,000
Hartford, Connecticut 4 $ 562,000 $ 140,500 $ 74,000
New Haven, Connecticut 4 $ 470,000 $ 117,500 $ 111,000
Collier, Florida 4 $ 547,000 $ 136,750 $ 66,000
Marion, Florida 4 $ 484,000 $ 121,000 $ 35,000
St. Johns, Florida 4 $ 305,000 $ 76,250 $ 73,000
Fulton, Georgia 4 $ 779,000 $ 194,750 $ 19,000
Bannock, Idaho 4 $ 106,000 $ 26,500 $ 64,000
Canyon, Idaho 4 $ 298,000 $ 74,500 $ 81,000
St. Clair, Illinois 4 $ 500,000 $ 125,000 $ 121,000
Bartholomew, Indiana 4 $ 157,000 $ 39,250 $ 58,000
Dearborn, Indiana 4 $ 300,000 $ 75,000 $ 57,000
Harrison, Indiana 4 $ 393,000 $ 98,250 $ 57,000
Jennings, Indiana 4 $ 241,000 $ 60,250 $ 43,000
LaPorte, Indiana 4 $ 529,000 $ 132,250 $ 55,000
Putnam, Indiana 4 $ 331,000 $ 82,750 $ 59,000
Shelby, Indiana 4 $ 270,000 $ 67,500 $ 54,000
Wayne, Indiana 4 $ 219,000 $ 54,750 $ 78,000
Boone, Kentucky 4 $ 406,000 $ 101,500 $ 89,000
Nelson, Kentucky 4 $ 350,000 $ 87,500 $ 53,000
Androscoggin, Maine 4 $ 256,000 $ 64,000 $ 54,000
St. Mary's, Maryland 4 $ 348,000 $ 87,000 $ 71,000
Washington, Maryland 4 $ 935,000 $ 233,750 $ 44,000
Middlesex, Massachusetts 4 $ 964,000 $ 241,000 $ 54,000
Barry, Michigan 4 $ 443,000 $ 110,750 $ 45,000
Cass, Michigan 4 $ 358,000 $ 89,500 $ 34,000
Clare, Michigan 4 $ 361,000 $ 90,250 $ 46,000
Gogebic, Michigan 4 $ 108,000 $ 27,000 $ 45,000
Lenawee, Michigan 4 $ 286,000 $ 71,500 $ 38,000
Monroe, Michigan 4 $ 374,000 $ 93,500 $ 83,000
Ramsey, Minnesota 4 $ 575,000 $ 143,750 $ 95,000
Scott, Minnesota 4 $ 558,000 $ 139,500 $ 69,000
Sherburne, Minnesota 4 $ 742,000 $ 185,500 $ 59,000
Cass, Missouri 4 $ 382,000 $ 95,500 $ 94,000
Ravalli, Montana 4 $ 417,000 $ 104,250 $ 118,000
Erie, New York 4 $ 287,000 $ 71,750 $ 41,000
Clinton, Ohio 4 $ 275,000 $ 68,750 $ 55,000
Greene, Ohio 4 $ 336,000 $ 84,000 $ 49,000
Mahoning, Ohio 4 $ 432,000 $ 108,000 $ 70,000
Lincoln, Oklahoma 4 $ 262,000 $ 65,500 $ 44,000
Clackamas, Oregon 4 $ 398,000 $ 99,500 $ 94,000
Fulton, Pennsylvania 4 $ 292,000 $ 73,000 $ 65,000
Wasatch, Utah 4 $ 108,000 $ 27,000 $ 54,000
Washington, Utah 4 $ 137,000 $ 34,250 $ 63,000
Franklin, Virginia 4 $ 446,000 $ 111,500 $ 58,000
Suffolk, Virginia 4 $ 647,000 $ 161,750 $ 69,000
Kitsap, Washington 4 $ 462,000 $ 115,500 $ 53,000
Spokane, Washington 4 $ 247,000 $ 61,750 $ 72,000
Wood, Wisconsin 4 $ 359,000 $ 89,750 $ 59,000
Etowah, Alabama 3 $ 266,000 $ 88,666 $ 64,000
Tuscaloosa, Alabama 3 $ 146,000 $ 48,666 $ 85,000
Contra Costa, California 3 $ 939,000 $ 313,000 $ 32,000
San Mateo, California 3 $ 1,327,000 $ 442,333 $ 70,000
Sonoma, California 3 $ 1,004,000 $ 334,666 $ 47,000
Boulder, Colorado 3 $ 445,000 $ 148,333 $ 75,000
Morgan, Colorado 3 $ 390,000 $ 130,000 $ 52,000
Fairfield, Connecticut 3 $ 682,000 $ 227,333 $ 103,000
Tolland, Connecticut 3 $ 430,000 $ 143,333 $ 168,000
Sussex, Delaware 3 $ 95,000 $ 31,666 $ 112,000
District of Columbia, District Of Columbia 3 $ 1,311,000 $ 437,000 $ 0
Flagler, Florida 3 $ 392,000 $ 130,666 $ 92,000
Miami-Dade, Florida 3 $ 248,000 $ 82,666 $ 95,000
Sarasota, Florida 3 $ 359,000 $ 119,666 $ 99,000
St. Lucie, Florida 3 $ 316,000 $ 105,333 $ 38,000
Chatham, Georgia 3 $ 318,000 $ 106,000 $ 51,000
DeKalb, Georgia 3 $ 510,000 $ 170,000 $ 71,000
Newton, Georgia 3 $ 197,000 $ 65,666 $ 73,000
Winnebago, Illinois 3 $ 125,000 $ 41,666 $ 52,000
Cass, Indiana 3 $ 262,000 $ 87,333 $ 114,000
Clinton, Indiana 3 $ 277,000 $ 92,333 $ 46,000
DeKalb, Indiana 3 $ 177,000 $ 59,000 $ 62,000
Fulton, Indiana 3 $ 180,000 $ 60,000 $ 44,000
Lawrence, Indiana 3 $ 191,000 $ 63,666 $ 37,000
Orange, Indiana 3 $ 245,000 $ 81,666 $ 50,000
Tippecanoe, Indiana 3 $ 326,000 $ 108,666 $ 52,000
Vigo, Indiana 3 $ 167,000 $ 55,666 $ 43,000
Bullitt, Kentucky 3 $ 480,000 $ 160,000 $ 79,000
Daviess, Kentucky 3 $ 185,000 $ 61,666 $ 26,000
Ohio, Kentucky 3 $ 264,000 $ 88,000 $ 48,000
York, Maine 3 $ 628,000 $ 209,333 $ 57,000
Worcester, Massachusetts 3 $ 573,000 $ 191,000 $ 66,000
Branch, Michigan 3 $ 383,000 $ 127,666 $ 63,000
Clinton, Michigan 3 $ 350,000 $ 116,666 $ 71,000
Midland, Michigan 3 $ 149,000 $ 49,666 $ 32,000
Ottawa, Michigan 3 $ 189,000 $ 63,000 $ 27,000
Van Buren, Michigan 3 $ 329,000 $ 109,666 $ 44,000
St. Louis, Minnesota 3 $ 130,000 $ 43,333 $ 53,000
Christian, Missouri 3 $ 211,000 $ 70,333 $ 59,000
Miller, Missouri 3 $ 280,000 $ 93,333 $ 43,000
Platte, Missouri 3 $ 360,000 $ 120,000 $ 89,000
Yellowstone, Montana 3 $ 172,000 $ 57,333 $ 38,000
Douglas, Nebraska 3 $ 278,000 $ 92,666 $ 101,000
Nassau, New York 3 $ 715,000 $ 238,333 $ 98,000
Brunswick, North Carolina 3 $ 694,000 $ 231,333 $ 47,000
Forsyth, North Carolina 3 $ 198,000 $ 66,000 $ 97,000
Gaston, North Carolina 3 $ 145,000 $ 48,333 $ 33,000
Allen, Ohio 3 $ 382,000 $ 127,333 $ 76,000
Pickaway, Ohio 3 $ 206,000 $ 68,666 $ 70,000
Sandusky, Ohio 3 $ 296,000 $ 98,666 $ 39,000
Wayne, Ohio 3 $ 226,000 $ 75,333 $ 73,000
Oklahoma, Oklahoma 3 $ 416,000 $ 138,666 $ 82,000
Linn, Oregon 3 $ 302,000 $ 100,666 $ 62,000
Luzerne, Pennsylvania 3 $ 187,000 $ 62,333 $ 35,000
Greenville, South Carolina 3 $ 263,000 $ 87,666 $ 72,000
Lexington, South Carolina 3 $ 178,000 $ 59,333 $ 38,000
Bedford, Virginia 3 $ 374,000 $ 124,666 $ 113,000
Orange, Virginia 3 $ 321,000 $ 107,000 $ 72,000
Roanoke, Virginia 3 $ 321,000 $ 107,000 $ 49,000
Roanoke City, Virginia 3 $ 128,000 $ 42,666 $ 26,000
Waynesboro, Virginia 3 $ 179,000 $ 59,666 $ 40,000
Island, Washington 3 $ 438,000 $ 146,000 $ 55,000
Thurston, Washington 3 $ 438,000 $ 146,000 $ 62,000
Racine, Wisconsin 3 $ 366,000 $ 122,000 $ 44,000
St. Croix, Wisconsin 3 $ 208,000 $ 69,333 $ 55,000
Winnebago, Wisconsin 3 $ 175,000 $ 58,333 $ 46,000
Blount, Alabama 2 $ 212,000 $ 106,000 $ 51,000
Dale, Alabama 2 $ 90,000 $ 45,000 $ 73,000
DeKalb, Alabama 2 $ 182,000 $ 91,000 $ 82,000
Lawrence, Alabama 2 $ 136,000 $ 68,000 $ 47,000
Walker, Alabama 2 $ 127,000 $ 63,500 $ 26,000
Coconino, Arizona 2 $ 150,000 $ 75,000 $ 50,000
Navajo, Arizona 2 $ 195,000 $ 97,500 $ 57,000
Fulton, Arkansas 2 $ 222,000 $ 111,000 $ 62,000
Saline, Arkansas 2 $ 179,000 $ 89,500 $ 60,000
Sharp, Arkansas 2 $ 169,000 $ 84,500 $ 60,000
Alameda, California 2 $ 1,048,000 $ 524,000 $ 0
El Dorado, California 2 $ 732,000 $ 366,000 $ 94,000
Mesa, Colorado 2 $ 155,000 $ 77,500 $ 51,000
Summit, Colorado 2 $ 1,210,000 $ 605,000 $ 0
Teller, Colorado 2 $ 100,000 $ 50,000 $ 48,000
Clay, Florida 2 $ 398,000 $ 199,000 $ 66,000
Hernando, Florida 2 $ 222,000 $ 111,000 $ 57,000
Lake, Florida 2 $ 476,000 $ 238,000 $ 109,000
Leon, Florida 2 $ 280,000 $ 140,000 $ 80,000
Manatee, Florida 2 $ 94,000 $ 47,000 $ 96,000
Osceola, Florida 2 $ 198,000 $ 99,000 $ 41,000
Walton, Florida 2 $ 68,000 $ 34,000 $ 109,000
Bartow, Georgia 2 $ 295,000 $ 147,500 $ 73,000
Carroll, Georgia 2 $ 240,000 $ 120,000 $ 41,000
Cherokee, Georgia 2 $ 274,000 $ 137,000 $ 45,000
Cobb, Georgia 2 $ 331,000 $ 165,500 $ 69,000
Dade, Georgia 2 $ 250,000 $ 125,000 $ 74,000
Decatur, Georgia 2 $ 304,000 $ 152,000 $ 60,000
Hancock, Georgia 2 $ 76,000 $ 38,000 $ 63,000
Harris, Georgia 2 $ 131,000 $ 65,500 $ 54,000
Richmond, Georgia 2 $ 126,000 $ 63,000 $ 45,000
Jefferson, Idaho 2 $ 95,000 $ 47,500 $ 47,000
Madison, Idaho 2 $ 73,000 $ 36,500 $ 60,000
Kendall, Illinois 2 $ 276,000 $ 138,000 $ 104,000
LaSalle, Illinois 2 $ 165,000 $ 82,500 $ 71,000
McLean, Illinois 2 $ 93,000 $ 46,500 $ 50,000
Peoria, Illinois 2 $ 197,000 $ 98,500 $ 52,000
Brown, Indiana 2 $ 262,000 $ 131,000 $ 142,000
Decatur, Indiana 2 $ 280,000 $ 140,000 $ 76,000
Henry, Indiana 2 $ 82,000 $ 41,000 $ 39,000
Jay, Indiana 2 $ 220,000 $ 110,000 $ 42,000
Jefferson, Indiana 2 $ 265,000 $ 132,500 $ 83,000
Miami, Indiana 2 $ 359,000 $ 179,500 $ 97,000
Montgomery, Indiana 2 $ 140,000 $ 70,000 $ 32,000
Vermillion, Indiana 2 $ 93,000 $ 46,500 $ 39,000
Warrick, Indiana 2 $ 168,000 $ 84,000 $ 103,000
Whitley, Indiana 2 $ 100,000 $ 50,000 $ 41,000
Iowa, Iowa 2 $ 188,000 $ 94,000 $ 73,000
Polk, Iowa 2 $ 50,000 $ 25,000 $ 66,000
Sedgwick, Kansas 2 $ 169,000 $ 84,500 $ 63,000
Breckinridge, Kentucky 2 $ 83,000 $ 41,500 $ 61,000
Clark, Kentucky 2 $ 87,000 $ 43,500 $ 42,000
Gallatin, Kentucky 2 $ 90,000 $ 45,000 $ 50,000
Hardin, Kentucky 2 $ 399,000 $ 199,500 $ 80,000
Henderson, Kentucky 2 $ 86,000 $ 43,000 $ 68,000
Henry, Kentucky 2 $ 163,000 $ 81,500 $ 56,000
Mason, Kentucky 2 $ 152,000 $ 76,000 $ 53,000
McCracken, Kentucky 2 $ 172,000 $ 86,000 $ 31,000
Ouachita, Louisiana 2 $ 224,000 $ 112,000 $ 57,000
St. Tammany, Louisiana 2 $ 328,000 $ 164,000 $ 57,000
Baltimore City, Maryland 2 $ 172,000 $ 86,000 $ 58,000
Cecil, Maryland 2 $ 78,000 $ 39,000 $ 71,000
Dorchester, Maryland 2 $ 132,000 $ 66,000 $ 32,000
Frederick, Maryland 2 $ 332,000 $ 166,000 $ 102,000
Eaton, Michigan 2 $ 207,000 $ 103,500 $ 91,000
Isabella, Michigan 2 $ 201,000 $ 100,500 $ 70,000
Lapeer, Michigan 2 $ 235,000 $ 117,500 $ 95,000
Muskegon, Michigan 2 $ 205,000 $ 102,500 $ 50,000
St. Joseph, Michigan 2 $ 171,000 $ 85,500 $ 27,000
Brown, Minnesota 2 $ 120,000 $ 60,000 $ 56,000
Goodhue, Minnesota 2 $ 161,000 $ 80,500 $ 84,000
Winona, Minnesota 2 $ 145,000 $ 72,500 $ 36,000
Harrison, Mississippi 2 $ 109,000 $ 54,500 $ 50,000
Jefferson, Missouri 2 $ 124,000 $ 62,000 $ 28,000
Marion, Missouri 2 $ 120,000 $ 60,000 $ 68,000
Newton, Missouri 2 $ 97,000 $ 48,500 $ 35,000
Cascade, Montana 2 $ 106,000 $ 53,000 $ 55,000
Flathead, Montana 2 $ 145,000 $ 72,500 $ 30,000
Lewis and Clark, Montana 2 $ 32,000 $ 16,000 $ 60,000
Elko, Nevada 2 $ 150,000 $ 75,000 $ 41,000
Bernalillo, New Mexico 2 $ 65,000 $ 32,500 $ 63,000
Santa Fe, New Mexico 2 $ 505,000 $ 252,500 $ 20,000
Onondaga, New York 2 $ 264,000 $ 132,000 $ 70,000
Cabarrus, North Carolina 2 $ 150,000 $ 75,000 $ 45,000
Chatham, North Carolina 2 $ 357,000 $ 178,500 $ 60,000
Iredell, North Carolina 2 $ 76,000 $ 38,000 $ 57,000
Columbiana, Ohio 2 $ 171,000 $ 85,500 $ 108,000
Coshocton, Ohio 2 $ 103,000 $ 51,500 $ 33,000
Fairfield, Ohio 2 $ 102,000 $ 51,000 $ 88,000
Highland, Ohio 2 $ 181,000 $ 90,500 $ 98,000
Huron, Ohio 2 $ 202,000 $ 101,000 $ 31,000
Lawrence, Ohio 2 $ 152,000 $ 76,000 $ 57,000
Preble, Ohio 2 $ 96,000 $ 48,000 $ 49,000
Richland, Ohio 2 $ 159,000 $ 79,500 $ 53,000
Comanche, Oklahoma 2 $ 44,000 $ 22,000 $ 51,000
Le Flore, Oklahoma 2 $ 50,000 $ 25,000 $ 68,000
Benton, Oregon 2 $ 170,000 $ 85,000 $ 58,000
Klamath, Oregon 2 $ 288,000 $ 144,000 $ 51,000
Yamhill, Oregon 2 $ 243,000 $ 121,500 $ 64,000
Columbia, Pennsylvania 2 $ 325,000 $ 162,500 $ 86,000
Delaware, Pennsylvania 2 $ 825,000 $ 412,500 $ 281,000
Franklin, Pennsylvania 2 $ 368,000 $ 184,000 $ 55,000
Lycoming, Pennsylvania 2 $ 184,000 $ 92,000 $ 42,000
Mifflin, Pennsylvania 2 $ 77,000 $ 38,500 $ 51,000
Monroe, Pennsylvania 2 $ 366,000 $ 183,000 $ 75,000
Aiken, South Carolina 2 $ 146,000 $ 73,000 $ 52,000
Georgetown, South Carolina 2 $ 744,000 $ 372,000 $ 164,000
Minnehaha, South Dakota 2 $ 105,000 $ 52,500 $ 98,000
Pennington, South Dakota 2 $ 54,000 $ 27,000 $ 119,000
Blount, Tennessee 2 $ 63,000 $ 31,500 $ 92,000
Lincoln, Tennessee 2 $ 186,000 $ 93,000 $ 71,000
Madison, Tennessee 2 $ 115,000 $ 57,500 $ 93,000
Robertson, Tennessee 2 $ 158,000 $ 79,000 $ 62,000
Rutherford, Tennessee 2 $ 154,000 $ 77,000 $ 115,000
Collin, Texas 2 $ 310,000 $ 155,000 $ 240,000
Taylor, Texas 2 $ 199,000 $ 99,500 $ 74,000
Juab, Utah 2 $ 75,000 $ 37,500 $ 55,000
Sevier, Utah 2 $ 162,000 $ 81,000 $ 36,000
Charlottesville, Virginia 2 $ 135,000 $ 67,500 $ 37,000
Fauquier, Virginia 2 $ 130,000 $ 65,000 $ 80,000
Floyd, Virginia 2 $ 136,000 $ 68,000 $ 37,000
Fredericksburg, Virginia 2 $ 267,000 $ 133,500 $ 43,000
Hanover, Virginia 2 $ 229,000 $ 114,500 $ 154,000
Louisa, Virginia 2 $ 142,000 $ 71,000 $ 69,000
Manassas, Virginia 2 $ 334,000 $ 167,000 $ 43,000
Petersburg, Virginia 2 $ 55,000 $ 27,500 $ 25,000
Richmond City, Virginia 2 $ 114,000 $ 57,000 $ 25,000
Washington, Virginia 2 $ 103,000 $ 51,500 $ 34,000
Benton, Washington 2 $ 147,000 $ 73,500 $ 36,000
Chelan, Washington 2 $ 247,000 $ 123,500 $ 85,000
Cowlitz, Washington 2 $ 66,000 $ 33,000 $ 42,000
Grays Harbor, Washington 2 $ 172,000 $ 86,000 $ 32,000
Morgan, West Virginia 2 $ 104,000 $ 52,000 $ 38,000
Brown, Wisconsin 2 $ 215,000 $ 107,500 $ 76,000
Chippewa, Wisconsin 2 $ 169,000 $ 84,500 $ 45,000
Columbia, Wisconsin 2 $ 115,000 $ 57,500 $ 77,000
Waukesha, Wisconsin 2 $ 388,000 $ 194,000 $ 87,000
Calhoun, Alabama 1 $ 53,000 $ 53,000 $ 32,000
Chilton, Alabama 1 $ 135,000 $ 135,000 $ 94,000
Choctaw, Alabama 1 $ 115,000 $ 115,000 $ 68,000
Covington, Alabama 1 $ 122,000 $ 122,000 $ 67,000
Houston, Alabama 1 $ 222,000 $ 222,000 $ 89,000
Lee, Alabama 1 $ 69,000 $ 69,000 $ 101,000
Marengo, Alabama 1 $ 106,000 $ 106,000 $ 56,000
Marshall, Alabama 1 $ 72,000 $ 72,000 $ 50,000
Monroe, Alabama 1 $ 23,000 $ 23,000 $ 104,000
Morgan, Alabama 1 $ 50,000 $ 50,000 $ 22,000
Randolph, Alabama 1 $ 86,000 $ 86,000 $ 38,000
Graham, Arizona 1 $ 20,000 $ 20,000 $ 45,000
Santa Cruz, Arizona 1 $ 115,000 $ 115,000 $ 30,000
Benton, Arkansas 1 $ 100,000 $ 100,000 $ 50,000
Chicot, Arkansas 1 $ 120,000 $ 120,000 $ 42,000
Crittenden, Arkansas 1 $ 157,000 $ 157,000 $ 93,000
Garland, Arkansas 1 $ 104,000 $ 104,000 $ 51,000
Hempstead, Arkansas 1 $ 54,000 $ 54,000 $ 22,000
Howard, Arkansas 1 $ 108,000 $ 108,000 $ 39,000
Jefferson, Arkansas 1 $ 100,000 $ 100,000 $ 68,000
Miller, Arkansas 1 $ 134,000 $ 134,000 $ 89,000
Sebastian, Arkansas 1 $ 72,000 $ 72,000 $ 51,000
Sevier, Arkansas 1 $ 135,000 $ 135,000 $ 75,000
White, Arkansas 1 $ 111,000 $ 111,000 $ 47,000
Butte, California 1 $ 92,000 $ 92,000 $ 168,000
Fresno, California 1 $ 117,000 $ 117,000 $ 35,000
Inyo, California 1 $ 298,000 $ 298,000 $ 55,000
Kern, California 1 $ 36,000 $ 36,000 $ 62,000
San Francisco, California 1 $ 377,000 $ 377,000 $ 0
San Luis Obispo, California 1 $ 390,000 $ 390,000 $ 0
Ventura, California 1 $ 117,000 $ 117,000 $ 75,000
Yolo, California 1 $ 46,000 $ 46,000 $ 105,000
Yuba, California 1 $ 35,000 $ 35,000 $ 56,000
Bent, Colorado 1 $ 90,000 $ 90,000 $ 55,000
Broomfield, Colorado 1 $ 56,000 $ 56,000 $ 61,000
Costilla, Colorado 1 $ 60,000 $ 60,000 $ 24,000
Delta, Colorado 1 $ 118,000 $ 118,000 $ 0
Eagle, Colorado 1 $ 390,000 $ 390,000 $ 150,000
Fremont, Colorado 1 $ 25,000 $ 25,000 $ 90,000
Garfield, Colorado 1 $ 88,000 $ 88,000 $ 41,000
Montrose, Colorado 1 $ 106,000 $ 106,000 $ 40,000
Otero, Colorado 1 $ 63,000 $ 63,000 $ 42,000
Rio Blanco, Colorado 1 $ 106,000 $ 106,000 $ 60,000
Washington, Colorado 1 $ 185,000 $ 185,000 $ 89,000
Citrus, Florida 1 $ 107,000 $ 107,000 $ 50,000
Martin, Florida 1 $ 140,000 $ 140,000 $ 69,000
Monroe, Florida 1 $ 126,000 $ 126,000 $ 93,000
Okaloosa, Florida 1 $ 100,000 $ 100,000 $ 2,813,000
Putnam, Florida 1 $ 116,000 $ 116,000 $ 49,000
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Mortgage Loan Application Detail Totals for First Indiana Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,080 $303,358,000 $110,782 $1,000,000 $66,913 $420,000
Home Purchase 1,088 $134,692,000 $170,404 $4,960,000 $85,095 $2,813,000
Home Improvement 121 $11,702,000 $49,333 $3,200,000 $63,533 $232,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,008 $279,018,000 $97,888 $800,000 $79,733 $2,813,000
Not Provided 687 $97,960,000 $169,311 $1,000,000 $55,577 $387,000
Black or African American 315 $33,026,000 $103,517 $604,000 $67,931 $285,000
Hispanic 130 $11,773,000 $87,190 $611,000 $58,000 $171,000
Not applicable 78 $20,817,000 $227,000 $4,960,000 $62,208 $208,000
Asian 37 $4,216,000 $119,214 $500,000 $86,785 $186,000
Native Hawaiian or Other Pacific Islander 20 $1,858,000 $102,571 $255,000 $67,571 $137,000
American Indian or Alaskan Native 14 $1,084,000 $78,000 $179,000 $64,111 $138,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,278 $448,833,000 $138,775 $4,960,000 $67,510 $2,813,000
FHA-insured (Federal Housing Administration) 10 $832,000 $83,000 $155,000 $39,000 $78,000
VA-guaranteed (Veterans Administration) 1 $87,000 $87,000 $87,000 $39,000 $39,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,640 $155,982,000 $97,195 $680,000 $77,146 $2,813,000
Loan Originated 1,639 $170,640,000 $109,466 $4,960,000 $71,844 $420,000
Application Denied By Financial Institution 745 $68,394,000 $99,777 $800,000 $72,222 $387,000
Loan Purchased By The Institution 185 $47,759,000 $429,045 $1,000,000 $3,590 $388,000
Application Withdrawn By Applicant 80 $6,977,000 $83,625 $400,000 $68,750 $200,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 313 $27,463,000 $102,322 $540,000 $73,032 $267,000
Credit History 244 $23,870,000 $109,625 $800,000 $68,468 $387,000
Debt-To-Income Ratio 108 $9,704,000 $96,500 $372,000 $53,083 $140,000
Collateral 47 $4,307,000 $90,150 $269,000 $76,150 $236,000
Employment History 19 $1,282,000 $71,636 $188,000 $59,727 $121,000
Unverifiable Information 9 $1,197,000 $124,571 $400,000 $79,142 $127,000
Credit Application Incomplete 4 $432,000 $108,000 $192,000 $93,500 $132,000
Insufficient Cash (Downpayment, Closing Cost) 1 $139,000 $139,000 $139,000 $36,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Indiana Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Indiana Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

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