First Indiana Bank Mortgage Lending & HMDA Data, 2004
In 2004, First Indiana Bank of Indianapolis, IN reported 4,289 mortgage applications totaling $449.8 million, down 25% from 2003. The average application was for $104,861, and applicants reported an average income of $67,414. 38% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Indianapolis, IN (478), Salt Lake City, UT (224) and Pittsburgh, PA (135) (applications in parentheses).
| Mortgage Company & Address | First Indiana Bank 135 North Pennsylvania Indianapolis, IN 46204 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,289 |
| Total Mortgage Loan Application Amount | $449,752,000 |
| Average Mortgage Loan Application Amount | $104,861 |
| Highest Mortgage Loan Application Amount | $4,960,000 |
| Average Applicant Income | $67,414 |
| Highest Applicant Income | $2,813,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Indiana Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Indianapolis, IN | 478 | $ 54,598,000 | $ 114,221 | $ 65,000 |
| Salt Lake City, UT | 224 | $ 12,130,000 | $ 54,151 | $ 78,000 |
| Pittsburgh, PA | 135 | $ 13,260,000 | $ 98,222 | $ 57,000 |
| Denver-Aurora, CO | 124 | $ 10,248,000 | $ 82,645 | $ 71,000 |
| Cincinnati-Middletown, OH-KY-IN | 115 | $ 10,231,000 | $ 88,965 | $ 56,000 |
| Baltimore-Towson, MD | 98 | $ 14,767,000 | $ 150,683 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 97 | $ 8,272,000 | $ 85,278 | $ 72,000 |
| Ogden-Clearfield, UT | 91 | $ 5,386,000 | $ 59,186 | $ 61,000 |
| Warren-Farmington Hills-Troy, MI | 91 | $ 9,414,000 | $ 103,450 | $ 74,000 |
| Provo-Orem, UT | 89 | $ 5,886,000 | $ 66,134 | $ 66,000 |
| Cleveland-Elyria-Mentor, OH | 71 | $ 5,895,000 | $ 83,028 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 66 | $ 7,090,000 | $ 107,424 | $ 57,000 |
| Seattle-Bellevue-Everett, WA | 62 | $ 8,793,000 | $ 141,822 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 61 | $ 6,059,000 | $ 99,327 | $ 66,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 52 | $ 5,994,000 | $ 115,269 | $ 81,000 |
| Detroit-Livonia-Dearborn, MI | 50 | $ 5,464,000 | $ 109,280 | $ 64,000 |
| Columbus, OH | 44 | $ 2,831,000 | $ 64,340 | $ 79,000 |
| Philadelphia, PA | 44 | $ 7,306,000 | $ 166,045 | $ 106,000 |
| Colorado Springs, CO | 43 | $ 3,559,000 | $ 82,767 | $ 75,000 |
| Chicago-Naperville-Joliet, IL | 42 | $ 7,866,000 | $ 187,285 | $ 81,000 |
| Gary, IN | 42 | $ 3,293,000 | $ 78,404 | $ 48,000 |
| Louisville, KY-IN | 41 | $ 4,666,000 | $ 113,804 | $ 63,000 |
| St. Louis, MO-IL | 40 | $ 3,718,000 | $ 92,950 | $ 64,000 |
| Richmond, VA | 39 | $ 3,780,000 | $ 96,923 | $ 64,000 |
| Las Vegas-Paradise, NV | 35 | $ 4,025,000 | $ 115,000 | $ 73,000 |
| Memphis, TN-MS-AR | 32 | $ 2,960,000 | $ 92,500 | $ 86,000 |
| Atlanta-Sandy Springs-Marietta, GA | 31 | $ 4,026,000 | $ 129,870 | $ 63,000 |
| Portland-Vancouver-Beaverton, OR-WA | 30 | $ 2,931,000 | $ 97,700 | $ 72,000 |
| Fort Wayne, IN | 28 | $ 2,136,000 | $ 76,285 | $ 59,000 |
| Bethesda-Frederick-Gaithersburg, MD | 27 | $ 5,666,000 | $ 209,851 | $ 85,000 |
| Boise City-Nampa, ID | 23 | $ 1,405,000 | $ 61,086 | $ 79,000 |
| Birmingham-Hoover, AL | 21 | $ 2,479,000 | $ 118,047 | $ 52,000 |
| South Bend-Mishawaka, IN-MI | 21 | $ 1,640,000 | $ 78,095 | $ 47,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 20 | $ 3,182,000 | $ 159,100 | $ 80,000 |
| Akron, OH | 19 | $ 1,311,000 | $ 69,000 | $ 60,000 |
| Charlotte-Gastonia-Concord, NC-SC | 19 | $ 1,616,000 | $ 85,052 | $ 97,000 |
| Orlando, FL | 19 | $ 1,999,000 | $ 105,210 | $ 67,000 |
| Dayton, OH | 18 | $ 1,585,000 | $ 88,055 | $ 71,000 |
| Tacoma, WA | 17 | $ 1,687,000 | $ 99,235 | $ 59,000 |
| York-Hanover, PA | 17 | $ 1,816,000 | $ 106,823 | $ 56,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 1,237,000 | $ 77,312 | $ 64,000 |
| Kalamazoo-Portage, MI | 16 | $ 1,652,000 | $ 103,250 | $ 59,000 |
| Kansas City, MO-KS | 16 | $ 1,221,000 | $ 76,312 | $ 67,000 |
| Lancaster, PA | 16 | $ 1,839,000 | $ 114,937 | $ 87,000 |
| Elkhart-Goshen, IN | 15 | $ 1,379,000 | $ 91,933 | $ 46,000 |
| Springfield, MO | 15 | $ 1,936,000 | $ 129,066 | $ 65,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 1,503,000 | $ 107,357 | $ 43,000 |
| Lexington-Fayette, KY | 14 | $ 1,241,000 | $ 88,642 | $ 63,000 |
| Canton-Massillon, OH | 13 | $ 594,000 | $ 45,692 | $ 60,000 |
| Fort Collins-Loveland, CO | 13 | $ 969,000 | $ 74,538 | $ 81,000 |
| Lynchburg, VA | 13 | $ 1,322,000 | $ 101,692 | $ 71,000 |
| Bloomington, IN | 12 | $ 1,219,000 | $ 101,583 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 1,117,000 | $ 93,083 | $ 64,000 |
| Greeley, CO | 12 | $ 1,203,000 | $ 100,250 | $ 60,000 |
| Harrisburg-Carlisle, PA | 12 | $ 769,000 | $ 64,083 | $ 60,000 |
| Jacksonville, FL | 12 | $ 1,435,000 | $ 119,583 | $ 62,000 |
| Reading, PA | 12 | $ 881,000 | $ 73,416 | $ 68,000 |
| Riverside-San Bernardino-Ontario, CA | 12 | $ 1,812,000 | $ 151,000 | $ 77,000 |
| Salem, OR | 12 | $ 1,189,000 | $ 99,083 | $ 59,000 |
| Wilmington, DE-MD-NJ | 12 | $ 1,524,000 | $ 127,000 | $ 44,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 1,158,000 | $ 96,500 | $ 67,000 |
| Anderson, IN | 11 | $ 2,055,000 | $ 186,818 | $ 48,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 4,125,000 | $ 375,000 | $ 81,000 |
| Lakeland, FL | 11 | $ 1,175,000 | $ 106,818 | $ 55,000 |
| Lansing-East Lansing, MI | 11 | $ 1,163,000 | $ 105,727 | $ 69,000 |
| Logan, UT-ID | 11 | $ 736,000 | $ 66,909 | $ 51,000 |
| Palm Bay-Melbourne-Titusville, FL | 11 | $ 960,000 | $ 87,272 | $ 65,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 1,015,000 | $ 92,272 | $ 69,000 |
| Roanoke, VA | 11 | $ 1,076,000 | $ 97,818 | $ 46,000 |
| Tucson, AZ | 11 | $ 1,007,000 | $ 91,545 | $ 62,000 |
| Evansville, IN-KY | 10 | $ 609,000 | $ 60,900 | $ 69,000 |
| Flint, MI | 10 | $ 947,000 | $ 94,700 | $ 72,000 |
| Vallejo-Fairfield, CA | 10 | $ 880,000 | $ 88,000 | $ 104,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 700,000 | $ 77,777 | $ 58,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 9 | $ 2,514,000 | $ 279,333 | $ 55,000 |
| Eugene-Springfield, OR | 8 | $ 681,000 | $ 85,125 | $ 70,000 |
| Little Rock-North Little Rock, AR | 8 | $ 816,000 | $ 102,000 | $ 104,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,193,000 | $ 149,125 | $ 83,000 |
| Niles-Benton Harbor, MI | 8 | $ 680,000 | $ 85,000 | $ 61,000 |
| Oklahoma City, OK | 8 | $ 816,000 | $ 102,000 | $ 73,000 |
| Saginaw-Saginaw Township North, MI | 8 | $ 592,000 | $ 74,000 | $ 54,000 |
| Dover, DE | 7 | $ 789,000 | $ 112,714 | $ 65,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 992,000 | $ 141,714 | $ 114,000 |
| Joplin, MO | 7 | $ 480,000 | $ 68,571 | $ 54,000 |
| Knoxville, TN | 7 | $ 251,000 | $ 35,857 | $ 85,000 |
| Los Angeles-Long Beach-Glendale, CA | 7 | $ 2,442,000 | $ 348,857 | $ 103,000 |
| Nashville-Davidson--Murfreesboro, TN | 7 | $ 584,000 | $ 83,428 | $ 56,000 |
| Kokomo, IN | 6 | $ 316,000 | $ 52,666 | $ 30,000 |
| Mobile, AL | 6 | $ 833,000 | $ 138,833 | $ 50,000 |
| Muncie, IN | 6 | $ 478,000 | $ 79,666 | $ 48,000 |
| Raleigh-Cary, NC | 6 | $ 520,000 | $ 86,666 | $ 77,000 |
| Reno-Sparks, NV | 6 | $ 916,000 | $ 152,666 | $ 60,000 |
| Santa Ana-Anaheim-Irvine, CA | 6 | $ 1,684,000 | $ 280,666 | $ 117,000 |
| Terre Haute, IN | 6 | $ 438,000 | $ 73,000 | $ 46,000 |
| Toledo, OH | 6 | $ 551,000 | $ 91,833 | $ 56,000 |
| Tulsa, OK | 6 | $ 434,000 | $ 72,333 | $ 72,000 |
| Ann Arbor, MI | 5 | $ 1,149,000 | $ 229,800 | $ 124,000 |
| Iowa City, IA | 5 | $ 431,000 | $ 86,200 | $ 58,000 |
| Jackson, MI | 5 | $ 748,000 | $ 149,600 | $ 56,000 |
| Medford, OR | 5 | $ 306,000 | $ 61,200 | $ 62,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 233,000 | $ 46,600 | $ 54,000 |
| Oakland-Fremont-Hayward, CA | 5 | $ 1,987,000 | $ 397,400 | $ 19,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 510,000 | $ 102,000 | $ 82,000 |
| Pocatello, ID | 5 | $ 136,000 | $ 27,200 | $ 49,000 |
| Salisbury, MD | 5 | $ 298,000 | $ 59,600 | $ 100,000 |
| San Diego-Carlsbad-San Marcos, CA | 5 | $ 1,039,000 | $ 207,800 | $ 76,000 |
| Sarasota-Bradenton-Venice, FL | 5 | $ 453,000 | $ 90,600 | $ 98,000 |
| State College, PA | 5 | $ 618,000 | $ 123,600 | $ 69,000 |
| Bremerton-Silverdale, WA | 4 | $ 462,000 | $ 115,500 | $ 53,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 287,000 | $ 71,750 | $ 41,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 964,000 | $ 241,000 | $ 54,000 |
| Columbia, SC | 4 | $ 303,000 | $ 75,750 | $ 39,000 |
| Columbus, IN | 4 | $ 157,000 | $ 39,250 | $ 58,000 |
| Duluth, MN-WI | 4 | $ 300,000 | $ 75,000 | $ 59,000 |
| Durham, NC | 4 | $ 2,722,000 | $ 680,500 | $ 46,000 |
| Greenville, SC | 4 | $ 408,000 | $ 102,000 | $ 64,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 935,000 | $ 233,750 | $ 44,000 |
| Huntsville, AL | 4 | $ 222,000 | $ 55,500 | $ 46,000 |
| Lewiston-Auburn, ME | 4 | $ 256,000 | $ 64,000 | $ 54,000 |
| Michigan City-La Porte, IN | 4 | $ 529,000 | $ 132,250 | $ 55,000 |
| Monroe, MI | 4 | $ 374,000 | $ 93,500 | $ 83,000 |
| Montgomery, AL | 4 | $ 639,000 | $ 159,750 | $ 55,000 |
| Naples-Marco Island, FL | 4 | $ 547,000 | $ 136,750 | $ 66,000 |
| Nassau-Suffolk, NY | 4 | $ 911,000 | $ 227,750 | $ 90,000 |
| New Haven-Milford, CT | 4 | $ 470,000 | $ 117,500 | $ 111,000 |
| New Orleans-Metairie-Kenner, LA | 4 | $ 510,000 | $ 127,500 | $ 56,000 |
| Ocala, FL | 4 | $ 484,000 | $ 121,000 | $ 35,000 |
| Owensboro, KY | 4 | $ 275,000 | $ 68,750 | $ 31,000 |
| Port St. Lucie-Fort Pierce, FL | 4 | $ 456,000 | $ 114,000 | $ 46,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 673,000 | $ 168,250 | $ 159,000 |
| Pueblo, CO | 4 | $ 451,000 | $ 112,750 | $ 110,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 1,704,000 | $ 426,000 | $ 53,000 |
| Spokane, WA | 4 | $ 247,000 | $ 61,750 | $ 72,000 |
| St. George, UT | 4 | $ 137,000 | $ 34,250 | $ 63,000 |
| Stockton, CA | 4 | $ 371,000 | $ 92,750 | $ 79,000 |
| Winston-Salem, NC | 4 | $ 311,000 | $ 77,750 | $ 81,000 |
| Billings, MT | 3 | $ 172,000 | $ 57,333 | $ 38,000 |
| Boulder, CO | 3 | $ 445,000 | $ 148,333 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 682,000 | $ 227,333 | $ 103,000 |
| Columbus, GA-AL | 3 | $ 222,000 | $ 74,000 | $ 44,000 |
| Dallas-Plano-Irving, TX | 3 | $ 688,000 | $ 229,333 | $ 120,000 |
| Decatur, AL | 3 | $ 186,000 | $ 62,000 | $ 38,000 |
| Gadsden, AL | 3 | $ 266,000 | $ 88,666 | $ 64,000 |
| Holland-Grand Haven, MI | 3 | $ 189,000 | $ 63,000 | $ 27,000 |
| Kennewick-Richland-Pasco, WA | 3 | $ 190,000 | $ 63,333 | $ 44,000 |
| Lafayette, IN | 3 | $ 326,000 | $ 108,666 | $ 52,000 |
| Lima, OH | 3 | $ 382,000 | $ 127,333 | $ 76,000 |
| Madison, WI | 3 | $ 215,000 | $ 71,666 | $ 67,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 248,000 | $ 82,666 | $ 95,000 |
| New York-Wayne-White Plains, NY-NJ | 3 | $ 1,142,000 | $ 380,666 | $ 17,000 |
| Olympia, WA | 3 | $ 438,000 | $ 146,000 | $ 62,000 |
| Oshkosh-Neenah, WI | 3 | $ 175,000 | $ 58,333 | $ 46,000 |
| Peoria, IL | 3 | $ 291,000 | $ 97,000 | $ 40,000 |
| Racine, WI | 3 | $ 366,000 | $ 122,000 | $ 44,000 |
| Rochester, NY | 3 | $ 482,000 | $ 160,666 | $ 86,000 |
| Rockford, IL | 3 | $ 125,000 | $ 41,666 | $ 52,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 1,004,000 | $ 334,666 | $ 47,000 |
| Savannah, GA | 3 | $ 318,000 | $ 106,000 | $ 51,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 187,000 | $ 62,333 | $ 35,000 |
| Tallahassee, FL | 3 | $ 418,000 | $ 139,333 | $ 71,000 |
| Tuscaloosa, AL | 3 | $ 146,000 | $ 48,666 | $ 85,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 1,311,000 | $ 437,000 | $ 0 |
| Wilmington, NC | 3 | $ 694,000 | $ 231,333 | $ 47,000 |
| Worcester, MA | 3 | $ 573,000 | $ 191,000 | $ 66,000 |
| Abilene, TX | 2 | $ 199,000 | $ 99,500 | $ 74,000 |
| Albuquerque, NM | 2 | $ 65,000 | $ 32,500 | $ 63,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 126,000 | $ 63,000 | $ 45,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 191,000 | $ 95,500 | $ 55,000 |
| Bloomington-Normal, IL | 2 | $ 93,000 | $ 46,500 | $ 50,000 |
| Cedar Rapids, IA | 2 | $ 72,000 | $ 36,000 | $ 90,000 |
| Charlottesville, VA | 2 | $ 135,000 | $ 67,500 | $ 37,000 |
| Corvallis, OR | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Des Moines, IA | 2 | $ 50,000 | $ 25,000 | $ 66,000 |
| Eau Claire, WI | 2 | $ 169,000 | $ 84,500 | $ 45,000 |
| Elizabethtown, KY | 2 | $ 399,000 | $ 199,500 | $ 80,000 |
| Flagstaff, AZ | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Grand Junction, CO | 2 | $ 155,000 | $ 77,500 | $ 51,000 |
| Great Falls, MT | 2 | $ 106,000 | $ 53,000 | $ 55,000 |
| Green Bay, WI | 2 | $ 215,000 | $ 107,500 | $ 76,000 |
| Gulfport-Biloxi, MS | 2 | $ 109,000 | $ 54,500 | $ 50,000 |
| Idaho Falls, ID | 2 | $ 95,000 | $ 47,500 | $ 47,000 |
| Jackson, TN | 2 | $ 115,000 | $ 57,500 | $ 93,000 |
| Lawton, OK | 2 | $ 44,000 | $ 22,000 | $ 51,000 |
| Longview, WA | 2 | $ 66,000 | $ 33,000 | $ 42,000 |
| Mansfield, OH | 2 | $ 159,000 | $ 79,500 | $ 53,000 |
| Monroe, LA | 2 | $ 224,000 | $ 112,000 | $ 57,000 |
| Muskegon-Norton Shores, MI | 2 | $ 205,000 | $ 102,500 | $ 50,000 |
| Rapid City, SD | 2 | $ 54,000 | $ 27,000 | $ 119,000 |
| Rochester, MN | 2 | $ 152,000 | $ 76,000 | $ 74,000 |
| Santa Fe, NM | 2 | $ 505,000 | $ 252,500 | $ 20,000 |
| Sioux Falls, SD | 2 | $ 105,000 | $ 52,500 | $ 98,000 |
| Syracuse, NY | 2 | $ 264,000 | $ 132,000 | $ 70,000 |
| Topeka, KS | 2 | $ 340,000 | $ 170,000 | $ 82,000 |
| Wenatchee, WA | 2 | $ 247,000 | $ 123,500 | $ 85,000 |
| Wichita, KS | 2 | $ 169,000 | $ 84,500 | $ 63,000 |
| Williamsport, PA | 2 | $ 184,000 | $ 92,000 | $ 42,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 186,000 | $ 186,000 | $ 146,000 |
| Alexandria, LA | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Anderson, SC | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
| Anniston-Oxford, AL | 1 | $ 53,000 | $ 53,000 | $ 32,000 |
| Auburn-Opelika, AL | 1 | $ 69,000 | $ 69,000 | $ 101,000 |
| Bakersfield, CA | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| Bangor, ME | 1 | $ 83,000 | $ 83,000 | $ 79,000 |
| Battle Creek, MI | 1 | $ 106,000 | $ 106,000 | $ 10,000 |
| Bismarck, ND | 1 | $ 24,000 | $ 24,000 | $ 74,000 |
| Bowling Green, KY | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Burlington-South Burlington, VT | 1 | $ 132,000 | $ 132,000 | $ 39,000 |
| Carson City, NV | 1 | $ 58,000 | $ 58,000 | $ 73,000 |
| Casper, WY | 1 | $ 118,000 | $ 118,000 | $ 67,000 |
| Champaign-Urbana, IL | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Charleston-North Charleston, SC | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Chico, CA | 1 | $ 92,000 | $ 92,000 | $ 168,000 |
| Columbia, MO | 1 | $ 33,000 | $ 33,000 | $ 69,000 |
| Dalton, GA | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Danville, IL | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Dothan, AL | 1 | $ 222,000 | $ 222,000 | $ 89,000 |
| Edison, NJ | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Erie, PA | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Farmington, NM | 1 | $ 148,000 | $ 148,000 | $ 62,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Fort Smith, AR-OK | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 100,000 | $ 100,000 | $ 2,813,000 |
| Fresno, CA | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Glens Falls, NY | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Honolulu, HI | 1 | $ 786,000 | $ 786,000 | $ 0 |
| Hot Springs, AR | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Houston-Baytown-Sugar Land, TX | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Ithaca, NY | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Johnson City, TN | 1 | $ 19,000 | $ 19,000 | $ 59,000 |
| Johnstown, PA | 1 | $ 286,000 | $ 286,000 | $ 155,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| La Crosse, WI-MN | 1 | $ 96,000 | $ 96,000 | $ 88,000 |
| Lebanon, PA | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Manchester-Nashua, NH | 1 | $ 126,000 | $ 126,000 | $ 117,000 |
| Midland, TX | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 117,000 | $ 117,000 | $ 75,000 |
| Pine Bluff, AR | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 77,000 | $ 77,000 | $ 123,000 |
| San Antonio, TX | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Springfield, IL | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Springfield, MA | 1 | $ 160,000 | $ 160,000 | $ 87,000 |
| Springfield, OH | 1 | $ 118,000 | $ 118,000 | $ 109,000 |
| St. Cloud, MN | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Utica-Rome, NY | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Warner Robins, GA | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| Yakima, WA | 1 | $ 158,000 | $ 158,000 | $ 49,000 |
| Yuba City, CA | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for First Indiana Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,080 | $303,358,000 | $110,782 | $1,000,000 | $66,913 | $420,000 |
| Home Purchase | 1,088 | $134,692,000 | $170,404 | $4,960,000 | $85,095 | $2,813,000 |
| Home Improvement | 121 | $11,702,000 | $49,333 | $3,200,000 | $63,533 | $232,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,008 | $279,018,000 | $97,888 | $800,000 | $79,733 | $2,813,000 |
| Not Provided | 687 | $97,960,000 | $169,311 | $1,000,000 | $55,577 | $387,000 |
| Black or African American | 315 | $33,026,000 | $103,517 | $604,000 | $67,931 | $285,000 |
| Hispanic | 130 | $11,773,000 | $87,190 | $611,000 | $58,000 | $171,000 |
| Not applicable | 78 | $20,817,000 | $227,000 | $4,960,000 | $62,208 | $208,000 |
| Asian | 37 | $4,216,000 | $119,214 | $500,000 | $86,785 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $1,858,000 | $102,571 | $255,000 | $67,571 | $137,000 |
| American Indian or Alaskan Native | 14 | $1,084,000 | $78,000 | $179,000 | $64,111 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,278 | $448,833,000 | $138,775 | $4,960,000 | $67,510 | $2,813,000 |
| FHA-insured (Federal Housing Administration) | 10 | $832,000 | $83,000 | $155,000 | $39,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 1 | $87,000 | $87,000 | $87,000 | $39,000 | $39,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,640 | $155,982,000 | $97,195 | $680,000 | $77,146 | $2,813,000 |
| Loan Originated | 1,639 | $170,640,000 | $109,466 | $4,960,000 | $71,844 | $420,000 |
| Application Denied By Financial Institution | 745 | $68,394,000 | $99,777 | $800,000 | $72,222 | $387,000 |
| Loan Purchased By The Institution | 185 | $47,759,000 | $429,045 | $1,000,000 | $3,590 | $388,000 |
| Application Withdrawn By Applicant | 80 | $6,977,000 | $83,625 | $400,000 | $68,750 | $200,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 313 | $27,463,000 | $102,322 | $540,000 | $73,032 | $267,000 |
| Credit History | 244 | $23,870,000 | $109,625 | $800,000 | $68,468 | $387,000 |
| Debt-To-Income Ratio | 108 | $9,704,000 | $96,500 | $372,000 | $53,083 | $140,000 |
| Collateral | 47 | $4,307,000 | $90,150 | $269,000 | $76,150 | $236,000 |
| Employment History | 19 | $1,282,000 | $71,636 | $188,000 | $59,727 | $121,000 |
| Unverifiable Information | 9 | $1,197,000 | $124,571 | $400,000 | $79,142 | $127,000 |
| Credit Application Incomplete | 4 | $432,000 | $108,000 | $192,000 | $93,500 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $139,000 | $139,000 | $139,000 | $36,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Indiana Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Indiana Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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