First Midwest Bank Mortgage Lending & HMDA Data, 2020

In 2020, First Midwest Bank of Gurnee, IL reported 14,798 mortgage applications totaling $4.3 billion, up 24% from 2019. The average application was for $292,808, and applicants reported an average income of $137,086. 51% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Chicago-Naperville, IL (6,018), Lake County-Kenosha County, IL-WI (970) and Elgin, IL (854) (applications in parentheses).

Mortgage Company & Address First Midwest Bank
300 N. Hunt Club Road
Gurnee, IL 60031
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 14,798
Total Mortgage Loan Application Amount $4,332,980,000
Average Mortgage Loan Application Amount $292,808
Highest Mortgage Loan Application Amount $26,005,000
Average Applicant Income $137,086
Highest Applicant Income $4,133,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Midwest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Midwest Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,464 $ 974,580,000 $ 281,345 $ 141,000
Will, Illinois 1,316 $ 231,310,000 $ 175,767 $ 114,000
Lake, Illinois 937 $ 185,995,000 $ 198,500 $ 122,000
Lake, Indiana 704 $ 89,630,000 $ 127,315 $ 90,000
DuPage, Illinois 627 $ 240,495,000 $ 383,564 $ 234,000
DeKalb, Illinois 387 $ 49,445,000 $ 127,764 $ 101,000
Grundy, Illinois 337 $ 50,085,000 $ 148,620 $ 102,000
Kane, Illinois 282 $ 63,970,000 $ 226,843 $ 157,000
McHenry, Illinois 274 $ 39,900,000 $ 145,620 $ 104,000
Maricopa, Arizona 247 $ 75,305,000 $ 304,878 $ 149,000
Kendall, Illinois 185 $ 35,785,000 $ 193,432 $ 121,000
Scott, Iowa 163 $ 21,875,000 $ 134,202 $ 80,000
Los Angeles, California 132 $ 70,570,000 $ 534,621 $ 260,000
King, Washington 122 $ 61,380,000 $ 503,114 $ 144,000
Travis, Texas 120 $ 95,160,000 $ 793,000 $ 174,000
Rock Island, Illinois 113 $ 12,445,000 $ 110,132 $ 81,000
LaSalle, Illinois 104 $ 14,710,000 $ 141,442 $ 106,000
Harris, Texas 99 $ 80,855,000 $ 816,717 $ 115,000
Milwaukee, Wisconsin 98 $ 70,690,000 $ 721,326 $ 220,000
Waukesha, Wisconsin 92 $ 57,480,000 $ 624,782 $ 268,000
Johnson, Kansas 90 $ 26,930,000 $ 299,222 $ 126,000
Orange, California 86 $ 36,150,000 $ 420,348 $ 318,000
Porter, Indiana 85 $ 17,355,000 $ 204,176 $ 113,000
Santa Clara, California 79 $ 33,715,000 $ 426,772 $ 213,000
Clark, Nevada 78 $ 16,910,000 $ 216,794 $ 194,000
Riverside, California 77 $ 16,025,000 $ 208,116 $ 157,000
Dallas, Texas 75 $ 62,345,000 $ 831,266 $ 147,000
Alameda, California 67 $ 25,245,000 $ 376,791 $ 72,000
Vermilion, Illinois 67 $ 6,925,000 $ 103,358 $ 64,000
San Diego, California 66 $ 36,080,000 $ 546,666 $ 172,000
Palm Beach, Florida 62 $ 20,020,000 $ 322,903 $ 181,000
Fairfax, Virginia 62 $ 27,260,000 $ 439,677 $ 153,000
Broward, Florida 61 $ 18,485,000 $ 303,032 $ 152,000
Miami-Dade, Florida 61 $ 20,735,000 $ 339,918 $ 150,000
Contra Costa, California 59 $ 24,995,000 $ 423,644 $ 80,000
Knox, Illinois 56 $ 4,020,000 $ 71,785 $ 58,000
Williamson, Tennessee 54 $ 19,430,000 $ 359,814 $ 151,000
Hillsborough, Florida 53 $ 16,845,000 $ 317,830 $ 154,000
San Bernardino, California 52 $ 10,150,000 $ 195,192 $ 123,000
Denver, Colorado 51 $ 25,795,000 $ 505,784 $ 196,000
Orange, Florida 49 $ 13,245,000 $ 270,306 $ 155,000
Davidson, Tennessee 47 $ 14,355,000 $ 305,425 $ 123,000
Douglas, Colorado 44 $ 19,120,000 $ 434,545 $ 198,000
Tarrant, Texas 44 $ 30,170,000 $ 685,681 $ 146,000
Jefferson, Colorado 43 $ 16,725,000 $ 388,953 $ 164,000
Walworth, Wisconsin 43 $ 11,635,000 $ 270,581 $ 190,000
San Joaquin, California 42 $ 6,180,000 $ 147,142 $ 193,000
Sarasota, Florida 42 $ 16,650,000 $ 396,428 $ 294,000
Fulton, Georgia 41 $ 19,875,000 $ 484,756 $ 401,000
Multnomah, Oregon 41 $ 8,665,000 $ 211,341 $ 0
Champaign, Illinois 40 $ 6,400,000 $ 160,000 $ 78,000
Wake, North Carolina 40 $ 12,510,000 $ 312,750 $ 110,000
Lee, Florida 38 $ 12,480,000 $ 328,421 $ 338,000
Kankakee, Illinois 38 $ 5,420,000 $ 142,631 $ 85,000
Montgomery, Texas 38 $ 25,230,000 $ 663,947 $ 141,000
Brevard, Florida 35 $ 11,215,000 $ 320,428 $ 109,000
Mecklenburg, North Carolina 35 $ 10,645,000 $ 304,142 $ 123,000
Collin, Texas 35 $ 25,265,000 $ 721,857 $ 139,000
El Paso, Colorado 34 $ 12,100,000 $ 355,882 $ 105,000
Loudoun, Virginia 34 $ 14,620,000 $ 430,000 $ 188,000
Solano, California 33 $ 7,555,000 $ 228,939 $ 130,000
Kenosha, Wisconsin 33 $ 8,715,000 $ 264,090 $ 139,000
Snohomish, Washington 32 $ 12,750,000 $ 398,437 $ 117,000
Collier, Florida 31 $ 11,685,000 $ 376,935 $ 215,000
Placer, California 30 $ 9,240,000 $ 308,000 $ 111,000
Pinellas, Florida 30 $ 10,260,000 $ 342,000 $ 158,000
Pima, Arizona 29 $ 6,855,000 $ 236,379 $ 109,000
Sacramento, California 29 $ 6,785,000 $ 233,965 $ 173,000
San Mateo, California 28 $ 18,150,000 $ 648,214 $ 0
Denton, Texas 28 $ 20,580,000 $ 735,000 $ 163,000
Washington, Oregon 26 $ 5,120,000 $ 196,923 $ 0
Ventura, California 25 $ 9,645,000 $ 385,800 $ 380,000
Bexar, Texas 25 $ 12,595,000 $ 503,800 $ 96,000
Clark, Washington 25 $ 6,295,000 $ 251,800 $ 126,000
Broomfield, Colorado 24 $ 19,830,000 $ 826,250 $ 292,000
Seminole, Florida 24 $ 5,170,000 $ 215,416 $ 154,000
Utah, Utah 24 $ 3,740,000 $ 155,833 $ 173,000
Ozaukee, Wisconsin 24 $ 7,660,000 $ 319,166 $ 285,000
Arapahoe, Colorado 23 $ 12,425,000 $ 540,217 $ 210,000
District of Columbia, District Of Columbia 22 $ 12,520,000 $ 569,090 $ 146,000
Clackamas, Oregon 22 $ 4,240,000 $ 192,727 $ 0
Adams, Colorado 21 $ 6,005,000 $ 285,952 $ 128,000
Shelby, Tennessee 21 $ 6,465,000 $ 307,857 $ 131,000
Washington, Wisconsin 21 $ 4,335,000 $ 206,428 $ 245,000
Henry, Illinois 20 $ 2,200,000 $ 110,000 $ 96,000
Marin, California 19 $ 10,215,000 $ 537,631 $ 957,000
San Francisco, California 19 $ 13,285,000 $ 699,210 $ 0
Fairfield, Connecticut 18 $ 7,980,000 $ 443,333 $ 170,000
Middlesex, Massachusetts 18 $ 15,040,000 $ 835,555 $ 0
Jackson, Missouri 18 $ 3,800,000 $ 211,111 $ 106,000
Charleston, South Carolina 18 $ 9,820,000 $ 545,555 $ 136,000
Santa Barbara, California 17 $ 9,695,000 $ 570,294 $ 181,000
Boulder, Colorado 17 $ 8,305,000 $ 488,529 $ 220,000
Cabarrus, North Carolina 17 $ 4,275,000 $ 251,470 $ 105,000
Dane, Wisconsin 16 $ 6,600,000 $ 412,500 $ 151,000
Duval, Florida 15 $ 4,885,000 $ 325,666 $ 114,000
Indian River, Florida 15 $ 5,965,000 $ 397,666 $ 85,000
Clay, Missouri 15 $ 4,025,000 $ 268,333 $ 111,000
Union, North Carolina 15 $ 4,585,000 $ 305,666 $ 93,000
Deschutes, Oregon 15 $ 4,145,000 $ 276,333 $ 153,000
Racine, Wisconsin 15 $ 13,515,000 $ 901,000 $ 129,000
Walton, Florida 14 $ 7,380,000 $ 527,142 $ 417,000
Montgomery, Maryland 14 $ 9,990,000 $ 713,571 $ 0
Beaufort, South Carolina 14 $ 3,870,000 $ 276,428 $ 117,000
Knox, Tennessee 14 $ 4,040,000 $ 288,571 $ 124,000
Weld, Colorado 13 $ 4,625,000 $ 355,769 $ 118,000
Martin, Florida 13 $ 5,375,000 $ 413,461 $ 200,000
Ada, Idaho 13 $ 3,465,000 $ 266,538 $ 208,000
LaPorte, Indiana 13 $ 3,335,000 $ 256,538 $ 199,000
Leavenworth, Kansas 13 $ 3,875,000 $ 298,076 $ 104,000
Washoe, Nevada 13 $ 3,485,000 $ 268,076 $ 119,000
Bergen, New Jersey 13 $ 7,365,000 $ 566,538 $ 0
El Dorado, California 12 $ 4,690,000 $ 390,833 $ 109,000
Manatee, Florida 12 $ 5,240,000 $ 436,666 $ 111,000
Pasco, Florida 12 $ 2,960,000 $ 246,666 $ 116,000
St. Johns, Florida 12 $ 3,890,000 $ 324,166 $ 156,000
Winnebago, Illinois 12 $ 1,290,000 $ 107,500 $ 80,000
Suffolk, Massachusetts 12 $ 7,750,000 $ 645,833 $ 178,000
Berrien, Michigan 12 $ 5,080,000 $ 423,333 $ 277,000
Hennepin, Minnesota 12 $ 6,400,000 $ 533,333 $ 196,000
Rutherford, Tennessee 12 $ 2,850,000 $ 237,500 $ 125,000
Virginia Beach, Virginia 12 $ 3,580,000 $ 298,333 $ 106,000
Monterey, California 11 $ 4,315,000 $ 392,272 $ 0
Sonoma, California 11 $ 4,925,000 $ 447,727 $ 66,000
Escambia, Florida 11 $ 3,215,000 $ 292,272 $ 103,000
DeKalb, Georgia 11 $ 6,415,000 $ 583,181 $ 0
Ogle, Illinois 11 $ 755,000 $ 68,636 $ 73,000
Peoria, Illinois 11 $ 1,555,000 $ 141,363 $ 95,000
Hamilton, Indiana 11 $ 4,865,000 $ 442,272 $ 171,000
Newton, Indiana 11 $ 1,315,000 $ 119,545 $ 46,000
Oakland, Michigan 11 $ 7,675,000 $ 697,727 $ 254,000
Chester, Pennsylvania 11 $ 3,095,000 $ 281,363 $ 0
Kitsap, Washington 11 $ 4,765,000 $ 433,181 $ 166,000
Fresno, California 10 $ 2,720,000 $ 272,000 $ 195,000
Okaloosa, Florida 10 $ 2,880,000 $ 288,000 $ 86,000
Osceola, Florida 10 $ 3,070,000 $ 307,000 $ 131,000
Cobb, Georgia 10 $ 4,510,000 $ 451,000 $ 48,000
McLean, Illinois 10 $ 1,860,000 $ 186,000 $ 151,000
Norfolk, Massachusetts 10 $ 6,930,000 $ 693,000 $ 77,000
Platte, Missouri 10 $ 3,050,000 $ 305,000 $ 217,000
Guilford, North Carolina 10 $ 2,370,000 $ 237,000 $ 121,000
Williamson, Texas 10 $ 5,540,000 $ 554,000 $ 179,000
Fauquier, Virginia 10 $ 4,060,000 $ 406,000 $ 173,000
Prince William, Virginia 10 $ 3,760,000 $ 376,000 $ 128,000
Pierce, Washington 10 $ 5,300,000 $ 530,000 $ 130,000
Larimer, Colorado 9 $ 2,835,000 $ 315,000 $ 58,000
Monroe, Florida 9 $ 3,265,000 $ 362,777 $ 241,000
Cass, Michigan 9 $ 2,225,000 $ 247,222 $ 171,000
Sullivan, New York 9 $ 2,055,000 $ 228,333 $ 85,000
Westchester, New York 9 $ 2,365,000 $ 262,777 $ 0
Moore, North Carolina 9 $ 3,045,000 $ 338,333 $ 138,000
Montgomery, Pennsylvania 9 $ 4,195,000 $ 466,111 $ 169,000
Albemarle, Virginia 9 $ 2,635,000 $ 292,777 $ 143,000
Alexandria, Virginia 9 $ 4,805,000 $ 533,888 $ 164,000
Henrico, Virginia 9 $ 3,025,000 $ 336,111 $ 117,000
James City, Virginia 9 $ 3,405,000 $ 378,333 $ 116,000
York, Virginia 9 $ 2,415,000 $ 268,333 $ 87,000
Thurston, Washington 9 $ 2,325,000 $ 258,333 $ 109,000
Pinal, Arizona 8 $ 1,630,000 $ 203,750 $ 141,000
Yavapai, Arizona 8 $ 1,930,000 $ 241,250 $ 98,000
Santa Cruz, California 8 $ 3,170,000 $ 396,250 $ 0
Polk, Florida 8 $ 1,780,000 $ 222,500 $ 127,000
Volusia, Florida 8 $ 1,680,000 $ 210,000 $ 99,000
Lee, Illinois 8 $ 900,000 $ 112,500 $ 90,000
Livingston, Illinois 8 $ 1,240,000 $ 155,000 $ 98,000
Jasper, Indiana 8 $ 1,400,000 $ 175,000 $ 81,000
Essex, Massachusetts 8 $ 5,480,000 $ 685,000 $ 79,000
Douglas, Nebraska 8 $ 1,730,000 $ 216,250 $ 93,000
Essex, New Jersey 8 $ 3,640,000 $ 455,000 $ 0
New Hanover, North Carolina 8 $ 3,250,000 $ 406,250 $ 91,000
York, South Carolina 8 $ 3,040,000 $ 380,000 $ 149,000
Hamilton, Tennessee 8 $ 2,060,000 $ 257,500 $ 102,000
Sumner, Tennessee 8 $ 2,560,000 $ 320,000 $ 178,000
Fort Bend, Texas 8 $ 4,740,000 $ 592,500 $ 141,000
Arlington, Virginia 8 $ 5,900,000 $ 737,500 $ 431,000
Chesapeake, Virginia 8 $ 2,960,000 $ 370,000 $ 100,000
Kern, California 7 $ 1,685,000 $ 240,714 $ 149,000
Allen, Indiana 7 $ 18,735,000 $ 2,676,428 $ 100,000
Hendricks, Indiana 7 $ 905,000 $ 129,285 $ 77,000
Marion, Indiana 7 $ 755,000 $ 107,857 $ 132,000
Clinton, Iowa 7 $ 705,000 $ 100,714 $ 89,000
Muscatine, Iowa 7 $ 725,000 $ 103,571 $ 60,000
Van Buren, Michigan 7 $ 1,105,000 $ 157,857 $ 142,000
Cape May, New Jersey 7 $ 3,525,000 $ 503,571 $ 0
Nassau, New York 7 $ 3,285,000 $ 469,285 $ 228,000
Queens, New York 7 $ 2,515,000 $ 359,285 $ 0
Forsyth, North Carolina 7 $ 2,245,000 $ 320,714 $ 71,000
Iredell, North Carolina 7 $ 2,285,000 $ 326,428 $ 169,000
Rockwall, Texas 7 $ 5,025,000 $ 717,857 $ 0
Salt Lake, Utah 7 $ 1,985,000 $ 283,571 $ 0
Chesterfield, Virginia 7 $ 1,815,000 $ 259,285 $ 163,000
Franklin, Virginia 7 $ 2,095,000 $ 299,285 $ 169,000
Richmond City, Virginia 7 $ 3,795,000 $ 542,142 $ 385,000
Stafford, Virginia 7 $ 2,265,000 $ 323,571 $ 116,000
Spokane, Washington 7 $ 3,035,000 $ 433,571 $ 198,000
San Luis Obispo, California 6 $ 2,730,000 $ 455,000 $ 0
Pueblo, Colorado 6 $ 1,980,000 $ 330,000 $ 115,000
New Haven, Connecticut 6 $ 1,560,000 $ 260,000 $ 0
Bay, Florida 6 $ 1,880,000 $ 313,333 $ 213,000
Columbia, Georgia 6 $ 1,550,000 $ 258,333 $ 98,000
Barnstable, Massachusetts 6 $ 2,630,000 $ 438,333 $ 0
Wayne, Michigan 6 $ 12,910,000 $ 2,151,666 $ 0
Dare, North Carolina 6 $ 1,700,000 $ 283,333 $ 96,000
Durham, North Carolina 6 $ 1,470,000 $ 245,000 $ 111,000
Philadelphia, Pennsylvania 6 $ 3,870,000 $ 645,000 $ 145,000
Greenville, South Carolina 6 $ 1,430,000 $ 238,333 $ 145,000
Wilson, Tennessee 6 $ 1,940,000 $ 323,333 $ 101,000
Hays, Texas 6 $ 3,210,000 $ 535,000 $ 136,000
Kendall, Texas 6 $ 3,100,000 $ 516,666 $ 0
Davis, Utah 6 $ 970,000 $ 161,666 $ 0
Butte, California 5 $ 525,000 $ 105,000 $ 0
Garfield, Colorado 5 $ 2,505,000 $ 501,000 $ 132,000
Clay, Florida 5 $ 1,565,000 $ 313,000 $ 163,000
Lake, Florida 5 $ 2,055,000 $ 411,000 $ 192,000
Santa Rosa, Florida 5 $ 1,005,000 $ 201,000 $ 99,000
Boone, Illinois 5 $ 1,115,000 $ 223,000 $ 111,000
Morgan, Illinois 5 $ 545,000 $ 109,000 $ 68,000
Wyandotte, Kansas 5 $ 1,145,000 $ 229,000 $ 101,000
Anne Arundel, Maryland 5 $ 2,705,000 $ 541,000 $ 0
Plymouth, Massachusetts 5 $ 3,505,000 $ 701,000 $ 128,000
Cass, Missouri 5 $ 945,000 $ 189,000 $ 66,000
Hudson, New Jersey 5 $ 3,095,000 $ 619,000 $ 0
Harnett, North Carolina 5 $ 1,295,000 $ 259,000 $ 73,000
Johnston, North Carolina 5 $ 1,375,000 $ 275,000 $ 112,000
Yamhill, Oregon 5 $ 2,275,000 $ 455,000 $ 0
Berkeley, South Carolina 5 $ 1,675,000 $ 335,000 $ 144,000
Horry, South Carolina 5 $ 735,000 $ 147,000 $ 93,000
Comal, Texas 5 $ 3,915,000 $ 783,000 $ 0
Washington, Utah 5 $ 935,000 $ 187,000 $ 0
Culpeper, Virginia 5 $ 1,475,000 $ 295,000 $ 144,000
Vilas, Wisconsin 5 $ 1,755,000 $ 351,000 $ 255,000
Mohave, Arizona 4 $ 2,190,000 $ 547,500 $ 244,000
Nevada, California 4 $ 1,380,000 $ 345,000 $ 111,000
Charlotte, Florida 4 $ 1,310,000 $ 327,500 $ 171,000
Leon, Florida 4 $ 1,000,000 $ 250,000 $ 93,000
Sumter, Florida 4 $ 1,110,000 $ 277,500 $ 208,000
Chatham, Georgia 4 $ 1,690,000 $ 422,500 $ 73,000
Cherokee, Georgia 4 $ 1,120,000 $ 280,000 $ 99,000
Gwinnett, Georgia 4 $ 1,900,000 $ 475,000 $ 0
Ford, Illinois 4 $ 240,000 $ 60,000 $ 37,000
Mercer, Illinois 4 $ 210,000 $ 52,500 $ 63,000
Putnam, Illinois 4 $ 630,000 $ 157,500 $ 212,000
Tazewell, Illinois 4 $ 220,000 $ 55,000 $ 123,000
Howard, Maryland 4 $ 2,220,000 $ 555,000 $ 0
Worcester, Massachusetts 4 $ 1,920,000 $ 480,000 $ 102,000
St. Joseph, Michigan 4 $ 1,080,000 $ 270,000 $ 337,000
Washtenaw, Michigan 4 $ 420,000 $ 105,000 $ 0
Boone, Missouri 4 $ 650,000 $ 162,500 $ 101,000
Sarpy, Nebraska 4 $ 870,000 $ 217,500 $ 90,000
Ocean, New Jersey 4 $ 1,160,000 $ 290,000 $ 0
Union, New Jersey 4 $ 910,000 $ 227,500 $ 0
Kings, New York 4 $ 2,090,000 $ 522,500 $ 0
Suffolk, New York 4 $ 3,520,000 $ 880,000 $ 0
Catawba, North Carolina 4 $ 1,090,000 $ 272,500 $ 165,000
Cleveland, North Carolina 4 $ 800,000 $ 200,000 $ 81,000
Henderson, North Carolina 4 $ 1,270,000 $ 317,500 $ 99,000
Hoke, North Carolina 4 $ 680,000 $ 170,000 $ 71,000
Lincoln, North Carolina 4 $ 1,090,000 $ 272,500 $ 113,000
Oklahoma, Oklahoma 4 $ 780,000 $ 195,000 $ 75,000
Clatsop, Oregon 4 $ 1,450,000 $ 362,500 $ 0
Kent, Rhode Island 4 $ 940,000 $ 235,000 $ 62,000
Florence, South Carolina 4 $ 1,060,000 $ 265,000 $ 208,000
Lexington, South Carolina 4 $ 870,000 $ 217,500 $ 99,000
Blount, Tennessee 4 $ 710,000 $ 177,500 $ 75,000
Maury, Tennessee 4 $ 870,000 $ 217,500 $ 126,000
Bell, Texas 4 $ 1,830,000 $ 457,500 $ 110,000
Parker, Texas 4 $ 2,690,000 $ 672,500 $ 0
Summit, Utah 4 $ 3,480,000 $ 870,000 $ 1,073,000
Wasatch, Utah 4 $ 350,000 $ 87,500 $ 0
Botetourt, Virginia 4 $ 910,000 $ 227,500 $ 138,000
Hanover, Virginia 4 $ 1,090,000 $ 272,500 $ 98,000
Newport News, Virginia 4 $ 850,000 $ 212,500 $ 72,000
Northampton, Virginia 4 $ 1,110,000 $ 277,500 $ 122,000
Whatcom, Washington 4 $ 1,280,000 $ 320,000 $ 140,000
Jefferson, Wisconsin 4 $ 680,000 $ 170,000 $ 107,000
Jefferson, Alabama 3 $ 1,305,000 $ 435,000 $ 55,000
Montgomery, Alabama 3 $ 765,000 $ 255,000 $ 128,000
Cochise, Arizona 3 $ 635,000 $ 211,666 $ 91,000
Yuma, Arizona 3 $ 765,000 $ 255,000 $ 94,000
Amador, California 3 $ 865,000 $ 288,333 $ 75,000
Stanislaus, California 3 $ 225,000 $ 75,000 $ 0
Tulare, California 3 $ 475,000 $ 158,333 $ 0
Yolo, California 3 $ 1,335,000 $ 445,000 $ 0
Eagle, Colorado 3 $ 1,865,000 $ 621,666 $ 298,000
Gunnison, Colorado 3 $ 955,000 $ 318,333 $ 134,000
Hartford, Connecticut 3 $ 325,000 $ 108,333 $ 0
Sussex, Delaware 3 $ 875,000 $ 291,666 $ 0
Alachua, Florida 3 $ 855,000 $ 285,000 $ 106,000
Flagler, Florida 3 $ 895,000 $ 298,333 $ 180,000
Marion, Florida 3 $ 775,000 $ 258,333 $ 76,000
Forsyth, Georgia 3 $ 1,865,000 $ 621,666 $ 0
Lowndes, Georgia 3 $ 475,000 $ 158,333 $ 0
Bureau, Illinois 3 $ 155,000 $ 51,666 $ 164,000
Fulton, Illinois 3 $ 565,000 $ 188,333 $ 147,000
Warren, Illinois 3 $ 235,000 $ 78,333 $ 54,000
Kosciusko, Indiana 3 $ 975,000 $ 325,000 $ 315,000
Vermillion, Indiana 3 $ 205,000 $ 68,333 $ 68,000
White, Indiana 3 $ 385,000 $ 128,333 $ 109,000
Clayton, Iowa 3 $ 515,000 $ 171,666 $ 121,000
Des Moines, Iowa 3 $ 245,000 $ 81,666 $ 63,000
Johnson, Iowa 3 $ 615,000 $ 205,000 $ 94,000
Linn, Iowa 3 $ 675,000 $ 225,000 $ 59,000
Louisa, Iowa 3 $ 85,000 $ 28,333 $ 45,000
Polk, Iowa 3 $ 335,000 $ 111,666 $ 73,000
Kennebec, Maine 3 $ 675,000 $ 225,000 $ 86,000
Bristol, Massachusetts 3 $ 195,000 $ 65,000 $ 0
Allegan, Michigan 3 $ 455,000 $ 151,666 $ 122,000
Kent, Michigan 3 $ 205,000 $ 68,333 $ 49,000
Leelanau, Michigan 3 $ 1,335,000 $ 445,000 $ 451,000
Ramsey, Minnesota 3 $ 23,945,000 $ 7,981,666 $ 0
Washington, Minnesota 3 $ 965,000 $ 321,666 $ 64,000
Johnson, Missouri 3 $ 665,000 $ 221,666 $ 106,000
Morgan, Missouri 3 $ 625,000 $ 208,333 $ 143,000
St. Louis, Missouri 3 $ 815,000 $ 271,666 $ 0
Flathead, Montana 3 $ 1,185,000 $ 395,000 $ 128,000
Gallatin, Montana 3 $ 715,000 $ 238,333 $ 557,000
Rockingham, New Hampshire 3 $ 1,295,000 $ 431,666 $ 55,000
Middlesex, New Jersey 3 $ 305,000 $ 101,666 $ 0
Monmouth, New Jersey 3 $ 1,225,000 $ 408,333 $ 0
Somerset, New Jersey 3 $ 355,000 $ 118,333 $ 0
Curry, New Mexico 3 $ 525,000 $ 175,000 $ 84,000
Gaston, North Carolina 3 $ 775,000 $ 258,333 $ 158,000
Onslow, North Carolina 3 $ 515,000 $ 171,666 $ 35,000
Pamlico, North Carolina 3 $ 435,000 $ 145,000 $ 54,000
Pender, North Carolina 3 $ 1,105,000 $ 368,333 $ 321,000
Rutherford, North Carolina 3 $ 1,175,000 $ 391,666 $ 100,000
Watauga, North Carolina 3 $ 915,000 $ 305,000 $ 250,000
Delaware, Ohio 3 $ 605,000 $ 201,666 $ 99,000
Jackson, Oregon 3 $ 1,055,000 $ 351,666 $ 0
Lane, Oregon 3 $ 775,000 $ 258,333 $ 0
Bucks, Pennsylvania 3 $ 775,000 $ 258,333 $ 0
Delaware, Pennsylvania 3 $ 485,000 $ 161,666 $ 0
Luzerne, Pennsylvania 3 $ 165,000 $ 55,000 $ 198,000
Providence, Rhode Island 3 $ 755,000 $ 251,666 $ 0
Anderson, South Carolina 3 $ 525,000 $ 175,000 $ 110,000
Dorchester, South Carolina 3 $ 595,000 $ 198,333 $ 71,000
Sumter, South Carolina 3 $ 755,000 $ 251,666 $ 75,000
Loudon, Tennessee 3 $ 855,000 $ 285,000 $ 23,000
Putnam, Tennessee 3 $ 585,000 $ 195,000 $ 87,000
Robertson, Tennessee 3 $ 915,000 $ 305,000 $ 176,000
Burnet, Texas 3 $ 1,405,000 $ 468,333 $ 98,000
Llano, Texas 3 $ 2,195,000 $ 731,666 $ 0
Charlottesville, Virginia 3 $ 1,095,000 $ 365,000 $ 93,000
Isle of Wight, Virginia 3 $ 765,000 $ 255,000 $ 137,000
Louisa, Virginia 3 $ 885,000 $ 295,000 $ 95,000
Norfolk, Virginia 3 $ 575,000 $ 191,666 $ 83,000
Northumberland, Virginia 3 $ 1,265,000 $ 421,666 $ 109,000
Roanoke, Virginia 3 $ 775,000 $ 258,333 $ 104,000
Douglas, Washington 3 $ 505,000 $ 168,333 $ 148,000
Door, Wisconsin 3 $ 1,965,000 $ 655,000 $ 736,000
Sauk, Wisconsin 3 $ 745,000 $ 248,333 $ 190,000
Sawyer, Wisconsin 3 $ 1,185,000 $ 395,000 $ 425,000
Lauderdale, Alabama 2 $ 260,000 $ 130,000 $ 117,000
Coconino, Arizona 2 $ 490,000 $ 245,000 $ 203,000
Gila, Arizona 2 $ 670,000 $ 335,000 $ 60,000
Navajo, Arizona 2 $ 860,000 $ 430,000 $ 98,000
Santa Cruz, Arizona 2 $ 420,000 $ 210,000 $ 116,000
Washington, Arkansas 2 $ 920,000 $ 460,000 $ 150,000
Kings, California 2 $ 140,000 $ 70,000 $ 0
Madera, California 2 $ 220,000 $ 110,000 $ 0
Mendocino, California 2 $ 790,000 $ 395,000 $ 0
Merced, California 2 $ 290,000 $ 145,000 $ 0
Yuba, California 2 $ 840,000 $ 420,000 $ 0
Mesa, Colorado 2 $ 530,000 $ 265,000 $ 105,000
Montrose, Colorado 2 $ 490,000 $ 245,000 $ 74,000
Pitkin, Colorado 2 $ 1,190,000 $ 595,000 $ 250,000
New Castle, Delaware 2 $ 1,130,000 $ 565,000 $ 226,000
Gulf, Florida 2 $ 830,000 $ 415,000 $ 0
Nassau, Florida 2 $ 720,000 $ 360,000 $ 144,000
St. Lucie, Florida 2 $ 640,000 $ 320,000 $ 122,000
Banks, Georgia 2 $ 310,000 $ 155,000 $ 70,000
Thomas, Georgia 2 $ 300,000 $ 150,000 $ 130,000
Carroll, Illinois 2 $ 410,000 $ 205,000 $ 272,000
Edgar, Illinois 2 $ 80,000 $ 40,000 $ 46,000
Madison, Illinois 2 $ 130,000 $ 65,000 $ 79,000
Williamson, Illinois 2 $ 160,000 $ 80,000 $ 84,000
Carroll, Indiana 2 $ 550,000 $ 275,000 $ 326,000
Clark, Indiana 2 $ 290,000 $ 145,000 $ 147,000
Marshall, Indiana 2 $ 3,700,000 $ 1,850,000 $ 0
St. Joseph, Indiana 2 $ 6,030,000 $ 3,015,000 $ 0
Starke, Indiana 2 $ 480,000 $ 240,000 $ 97,000
Warren, Indiana 2 $ 260,000 $ 130,000 $ 95,000
Black Hawk, Iowa 2 $ 50,000 $ 25,000 $ 30,000
Douglas, Kansas 2 $ 480,000 $ 240,000 $ 74,000
Franklin, Kansas 2 $ 310,000 $ 155,000 $ 116,000
Saline, Kansas 2 $ 390,000 $ 195,000 $ 106,000
Sedgwick, Kansas 2 $ 570,000 $ 285,000 $ 105,000
Calloway, Kentucky 2 $ 770,000 $ 385,000 $ 253,000
Jefferson, Kentucky 2 $ 630,000 $ 315,000 $ 0
Hampden, Massachusetts 2 $ 350,000 $ 175,000 $ 54,000
Antrim, Michigan 2 $ 1,200,000 $ 600,000 $ 127,000
Kalamazoo, Michigan 2 $ 600,000 $ 300,000 $ 112,000
Livingston, Michigan 2 $ 890,000 $ 445,000 $ 354,000
Wright, Minnesota 2 $ 930,000 $ 465,000 $ 0
Camden, Missouri 2 $ 640,000 $ 320,000 $ 159,000
Douglas, Nevada 2 $ 280,000 $ 140,000 $ 0
Hillsborough, New Hampshire 2 $ 290,000 $ 145,000 $ 83,000
Mercer, New Jersey 2 $ 300,000 $ 150,000 $ 0
Morris, New Jersey 2 $ 860,000 $ 430,000 $ 0
Santa Fe, New Mexico 2 $ 270,000 $ 135,000 $ 0
New York, New York 2 $ 1,440,000 $ 720,000 $ 0
Richmond, New York 2 $ 1,610,000 $ 805,000 $ 0
Buncombe, North Carolina 2 $ 790,000 $ 395,000 $ 240,000
Caldwell, North Carolina 2 $ 630,000 $ 315,000 $ 64,000
Craven, North Carolina 2 $ 630,000 $ 315,000 $ 231,000
Franklin, North Carolina 2 $ 410,000 $ 205,000 $ 89,000
Granville, North Carolina 2 $ 420,000 $ 210,000 $ 34,000
Rowan, North Carolina 2 $ 230,000 $ 115,000 $ 194,000
Transylvania, North Carolina 2 $ 410,000 $ 205,000 $ 225,000
Clermont, Ohio 2 $ 550,000 $ 275,000 $ 162,000
Cuyahoga, Ohio 2 $ 340,000 $ 170,000 $ 76,000
Franklin, Ohio 2 $ 630,000 $ 315,000 $ 83,000
Greene, Ohio 2 $ 390,000 $ 195,000 $ 142,000
Canadian, Oklahoma 2 $ 450,000 $ 225,000 $ 0
Marion, Oregon 2 $ 310,000 $ 155,000 $ 0
Lancaster, Pennsylvania 2 $ 1,000,000 $ 500,000 $ 0
Monroe, Pennsylvania 2 $ 490,000 $ 245,000 $ 114,000
Lancaster, South Carolina 2 $ 950,000 $ 475,000 $ 198,000
Richland, South Carolina 2 $ 330,000 $ 165,000 $ 144,000
Spartanburg, South Carolina 2 $ 200,000 $ 100,000 $ 57,000
Humphreys, Tennessee 2 $ 420,000 $ 210,000 $ 120,000
Jackson, Tennessee 2 $ 270,000 $ 135,000 $ 59,000
Montgomery, Tennessee 2 $ 450,000 $ 225,000 $ 54,000
Sevier, Tennessee 2 $ 400,000 $ 200,000 $ 208,000
Gillespie, Texas 2 $ 1,280,000 $ 640,000 $ 0
Palo Pinto, Texas 2 $ 1,240,000 $ 620,000 $ 0
Smith, Texas 2 $ 730,000 $ 365,000 $ 59,000
Taylor, Texas 2 $ 380,000 $ 190,000 $ 0
Bedford, Virginia 2 $ 490,000 $ 245,000 $ 99,000
Fairfax City, Virginia 2 $ 620,000 $ 310,000 $ 217,000
Fluvanna, Virginia 2 $ 360,000 $ 180,000 $ 152,000
Frederick, Virginia 2 $ 440,000 $ 220,000 $ 115,000
Manassas, Virginia 2 $ 940,000 $ 470,000 $ 527,000
New Kent, Virginia 2 $ 630,000 $ 315,000 $ 100,000
Rockbridge, Virginia 2 $ 510,000 $ 255,000 $ 98,000
Salem, Virginia 2 $ 950,000 $ 475,000 $ 335,000
Spotsylvania, Virginia 2 $ 700,000 $ 350,000 $ 66,000
Benton, Washington 2 $ 480,000 $ 240,000 $ 127,000
Clallam, Washington 2 $ 730,000 $ 365,000 $ 105,000
Grant, Washington 2 $ 530,000 $ 265,000 $ 123,000
Yakima, Washington 2 $ 570,000 $ 285,000 $ 81,000
Adams, Wisconsin 2 $ 840,000 $ 420,000 $ 476,000
Crawford, Wisconsin 2 $ 330,000 $ 165,000 $ 136,000
Juneau, Wisconsin 2 $ 990,000 $ 495,000 $ 624,000
Oconto, Wisconsin 2 $ 230,000 $ 115,000 $ 215,000
Oneida, Wisconsin 2 $ 550,000 $ 275,000 $ 516,000
Price, Wisconsin 2 $ 450,000 $ 225,000 $ 183,000
Sheboygan, Wisconsin 2 $ 570,000 $ 285,000 $ 131,000
Baldwin, Alabama 1 $ 225,000 $ 225,000 $ 89,000
Clarke, Alabama 1 $ 315,000 $ 315,000 $ 108,000
Geneva, Alabama 1 $ 245,000 $ 245,000 $ 133,000
Madison, Alabama 1 $ 285,000 $ 285,000 $ 190,000
Shelby, Alabama 1 $ 1,095,000 $ 1,095,000 $ 0
Winston, Alabama 1 $ 625,000 $ 625,000 $ 0
Benton, Arkansas 1 $ 505,000 $ 505,000 $ 201,000
Lonoke, Arkansas 1 $ 215,000 $ 215,000 $ 0
Pulaski, Arkansas 1 $ 145,000 $ 145,000 $ 0
Humboldt, California 1 $ 155,000 $ 155,000 $ 0
Lake, California 1 $ 55,000 $ 55,000 $ 0
Mono, California 1 $ 165,000 $ 165,000 $ 0
Plumas, California 1 $ 115,000 $ 115,000 $ 0
Shasta, California 1 $ 185,000 $ 185,000 $ 0
Tuolumne, California 1 $ 95,000 $ 95,000 $ 0
Chaffee, Colorado 1 $ 65,000 $ 65,000 $ 0
Morgan, Colorado 1 $ 55,000 $ 55,000 $ 0
Summit, Colorado 1 $ 685,000 $ 685,000 $ 0
Middlesex, Connecticut 1 $ 195,000 $ 195,000 $ 0
New London, Connecticut 1 $ 415,000 $ 415,000 $ 0
Highlands, Florida 1 $ 65,000 $ 65,000 $ 49,000
Bibb, Georgia 1 $ 195,000 $ 195,000 $ 45,000
Carroll, Georgia 1 $ 175,000 $ 175,000 $ 0
Catoosa, Georgia 1 $ 295,000 $ 295,000 $ 104,000
Coweta, Georgia 1 $ 225,000 $ 225,000 $ 0
Fannin, Georgia 1 $ 675,000 $ 675,000 $ 0
Fayette, Georgia 1 $ 575,000 $ 575,000 $ 0
Hall, Georgia 1 $ 815,000 $ 815,000 $ 0
Harris, Georgia 1 $ 195,000 $ 195,000 $ 0
Henry, Georgia 1 $ 405,000 $ 405,000 $ 0
Houston, Georgia 1 $ 195,000 $ 195,000 $ 0
Jackson, Georgia 1 $ 485,000 $ 485,000 $ 351,000
Muscogee, Georgia 1 $ 155,000 $ 155,000 $ 0
Newton, Georgia 1 $ 445,000 $ 445,000 $ 169,000
Putnam, Georgia 1 $ 775,000 $ 775,000 $ 0
Walker, Georgia 1 $ 105,000 $ 105,000 $ 30,000
Wayne, Georgia 1 $ 555,000 $ 555,000 $ 0
Blaine, Idaho 1 $ 305,000 $ 305,000 $ 186,000
Bonner, Idaho 1 $ 115,000 $ 115,000 $ 0
Canyon, Idaho 1 $ 135,000 $ 135,000 $ 0
Elmore, Idaho 1 $ 105,000 $ 105,000 $ 85,000
Gem, Idaho 1 $ 635,000 $ 635,000 $ 0
Kootenai, Idaho 1 $ 145,000 $ 145,000 $ 0
Coles, Illinois 1 $ 45,000 $ 45,000 $ 83,000
Effingham, Illinois 1 $ 275,000 $ 275,000 $ 195,000
Macon, Illinois 1 $ 5,000 $ 5,000 $ 336,000
Menard, Illinois 1 $ 105,000 $ 105,000 $ 83,000
Monroe, Illinois 1 $ 45,000 $ 45,000 $ 0
Piatt, Illinois 1 $ 95,000 $ 95,000 $ 56,000
Richland, Illinois 1 $ 295,000 $ 295,000 $ 107,000
Sangamon, Illinois 1 $ 155,000 $ 155,000 $ 90,000
St. Clair, Illinois 1 $ 95,000 $ 95,000 $ 60,000
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Mortgage Loan Application Detail Totals for First Midwest Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,852 $1,931,560,000 $330,000 $24,635,000 $144,000 $3,442,000
Home Purchase 4,978 $1,731,990,000 $347,000 $26,005,000 $139,000 $4,133,000
Cash-out Refinancing 1,509 $424,965,000 $281,000 $2,265,000 $129,000 $1,186,000
Other Purpose 1,443 $136,915,000 $94,000 $1,505,000 $123,000 $2,417,000
Home Improvement 965 $75,795,000 $78,000 $1,315,000 $119,000 $1,152,000
Not Applicable 51 $31,755,000 $622,000 $1,015,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,418 $1,970,270,000 $234,000 $2,375,000 $141,000 $4,133,000
Not applicable 3,031 $1,701,285,000 $561,000 $26,005,000 $0 $0
Hispanic 1,287 $212,075,000 $164,000 $1,475,000 $89,000 $1,068,000
Not Provided 970 $202,850,000 $209,000 $1,505,000 $162,000 $3,401,000
Asian 515 $165,305,000 $320,000 $2,505,000 $167,000 $1,090,000
Black or African American 506 $63,540,000 $125,000 $1,355,000 $93,000 $650,000
American Indian or Alaskan Native 37 $9,245,000 $249,000 $885,000 $140,000 $828,000
Native Hawaiian or Other Pacific Islander 12 $3,920,000 $326,000 $645,000 $168,000 $501,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,011 $4,143,155,000 $295,000 $26,005,000 $139,000 $4,133,000
VA-guaranteed (Veterans Administration) 428 $126,980,000 $296,000 $915,000 $102,000 $309,000
FHA-insured (Federal Housing Administration) 319 $56,395,000 $176,000 $575,000 $67,000 $277,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 40 $6,450,000 $161,000 $335,000 $54,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,502 $2,083,930,000 $277,000 $24,635,000 $146,000 $4,133,000
Application Denied By Financial Institution 3,092 $592,420,000 $191,000 $26,005,000 $113,000 $1,495,000
Loan Purchased By The Institution 2,787 $1,303,475,000 $467,000 $1,975,000 $0 $0
Application Withdrawn By Applicant 1,247 $318,865,000 $255,000 $3,885,000 $137,000 $1,548,000
Application Approved But Not Accepted 144 $26,560,000 $184,000 $1,515,000 $154,000 $3,401,000
File Closed For Incompleteness 26 $7,730,000 $297,000 $1,645,000 $156,000 $986,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,706 $3,740,560,000 $319,000 $24,635,000 $145,000 $4,133,000
Credit Application Incomplete 943 $252,615,000 $267,000 $26,005,000 $139,000 $1,495,000
Debt-To-Income Ratio 748 $129,690,000 $173,000 $1,505,000 $74,000 $1,068,000
Collateral 615 $83,335,000 $135,000 $3,905,000 $122,000 $1,152,000
Credit History 516 $54,250,000 $105,000 $1,505,000 $87,000 $750,000
Other 168 $39,310,000 $233,000 $1,655,000 $152,000 $1,234,000
Unverifiable Information 68 $25,410,000 $373,000 $2,195,000 $207,000 $1,363,000
Insufficient Cash (Downpayment, Closing Cost) 23 $5,465,000 $237,000 $1,235,000 $122,000 $881,000
Employment History 11 $2,345,000 $213,000 $755,000 $82,000 $246,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Midwest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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