First Midwest Bank Mortgage Lending & HMDA Data, 2021
In 2021, First Midwest Bank of Gurnee, IL reported 11,996 mortgage applications totaling $4.4 billion, down 19% from 2020. The average application was for $364,185, and applicants reported an average income of $145,685. 57% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Chicago-Naperville, IL (5,473), Lake County-Kenosha County, IL-WI (1,040) and Gary, IN (802) (applications in parentheses).
| Mortgage Company & Address | First Midwest Bank 300 N. Hunt Club Road Gurnee, IL 60031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 11,996 |
| Total Mortgage Loan Application Amount | $4,368,770,000 |
| Average Mortgage Loan Application Amount | $364,185 |
| Highest Mortgage Loan Application Amount | $60,005,000 |
| Average Applicant Income | $145,685 |
| Highest Applicant Income | $6,493,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Midwest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 5,473 | $ 1,491,845,000 | $ 272,582 | $ 146,000 |
| Lake County-Kenosha County, IL-WI | 1,040 | $ 222,010,000 | $ 213,471 | $ 114,211 |
| Gary, IN | 802 | $ 121,050,000 | $ 150,935 | $ 94,000 |
| Elgin, IL | 760 | $ 162,540,000 | $ 213,868 | $ 120,000 |
| Outside any metro area | 523 | $ 181,515,000 | $ 347,065 | $ 142,705 |
| Milwaukee-Waukesha-West Allis, WI | 311 | $ 299,245,000 | $ 962,202 | $ 227,000 |
| Davenport-Moline-Rock Island, IA-IL | 288 | $ 33,760,000 | $ 117,222 | $ 94,055 |
| Denver-Aurora-Lakewood, CO | 212 | $ 157,200,000 | $ 741,509 | $ 250,000 |
| Phoenix-Mesa-Scottsdale, AZ | 121 | $ 75,465,000 | $ 623,677 | $ 171,000 |
| Kansas City, MO-KS | 97 | $ 26,785,000 | $ 276,134 | $ 117,597 |
| Seattle-Bellevue-Everett, WA | 83 | $ 65,575,000 | $ 790,060 | $ 132,000 |
| Los Angeles-Long Beach-Glendale, CA | 78 | $ 83,010,000 | $ 1,064,230 | $ 286,000 |
| Danville, IL | 74 | $ 5,490,000 | $ 74,189 | $ 63,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 70 | $ 44,740,000 | $ 639,142 | $ 169,000 |
| Tampa-St. Petersburg-Clearwater, FL | 69 | $ 33,565,000 | $ 486,449 | $ 234,000 |
| Miami-Miami Beach-Kendall, FL | 56 | $ 41,000,000 | $ 732,142 | $ 280,000 |
| Orlando-Kissimmee-Sanford, FL | 56 | $ 29,910,000 | $ 534,107 | $ 243,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 54 | $ 29,260,000 | $ 541,851 | $ 185,000 |
| Oakland-Hayward-Berkeley, CA | 54 | $ 61,200,000 | $ 1,133,333 | $ 212,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 47 | $ 22,545,000 | $ 479,680 | $ 123,000 |
| Riverside-San Bernardino-Ontario, CA | 45 | $ 29,265,000 | $ 650,333 | $ 268,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 45 | $ 28,375,000 | $ 630,555 | $ 361,000 |
| Jacksonville, FL | 44 | $ 16,350,000 | $ 371,590 | $ 224,000 |
| North Port-Sarasota-Bradenton, FL | 44 | $ 22,700,000 | $ 515,909 | $ 209,000 |
| Kankakee, IL | 39 | $ 5,495,000 | $ 140,897 | $ 91,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 39 | $ 31,445,000 | $ 806,282 | $ 246,000 |
| Anaheim-Santa Ana-Irvine, CA | 37 | $ 40,125,000 | $ 1,084,459 | $ 554,000 |
| Cape Coral-Fort Myers, FL | 35 | $ 19,195,000 | $ 548,428 | $ 597,000 |
| Dallas-Plano-Irving, TX | 35 | $ 26,035,000 | $ 743,857 | $ 233,000 |
| Las Vegas-Henderson-Paradise, NV | 32 | $ 14,640,000 | $ 457,500 | $ 172,000 |
| San Diego-Carlsbad, CA | 32 | $ 29,900,000 | $ 934,375 | $ 190,000 |
| Atlanta-Sandy Springs-Roswell, GA | 31 | $ 18,555,000 | $ 598,548 | $ 152,000 |
| Naples-Immokalee-Marco Island, FL | 31 | $ 20,915,000 | $ 674,677 | $ 406,000 |
| Charlotte-Concord-Gastonia, NC-SC | 29 | $ 16,615,000 | $ 572,931 | $ 96,896 |
| San Jose-Sunnyvale-Santa Clara, CA | 28 | $ 29,610,000 | $ 1,057,500 | $ 147,000 |
| Austin-Round Rock, TX | 27 | $ 21,245,000 | $ 786,851 | $ 246,000 |
| Baltimore-Columbia-Towson, MD | 27 | $ 21,295,000 | $ 788,703 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 27 | $ 18,205,000 | $ 674,259 | $ 182,000 |
| Peoria, IL | 26 | $ 3,220,000 | $ 123,846 | $ 119,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 25 | $ 47,495,000 | $ 1,899,800 | $ 239,400 |
| Champaign-Urbana, IL | 24 | $ 3,280,000 | $ 136,666 | $ 75,000 |
| Rockford, IL | 24 | $ 4,070,000 | $ 169,583 | $ 126,000 |
| Madison, WI | 22 | $ 25,590,000 | $ 1,163,181 | $ 202,000 |
| Houston-The Woodlands-Sugar Land, TX | 21 | $ 14,545,000 | $ 692,619 | $ 100,000 |
| Indianapolis-Carmel-Anderson, IN | 21 | $ 4,485,000 | $ 213,571 | $ 125,000 |
| San Francisco-Redwood City-South San Francisco, CA | 20 | $ 21,960,000 | $ 1,098,000 | $ 0 |
| Colorado Springs, CO | 19 | $ 9,775,000 | $ 514,473 | $ 146,000 |
| Montgomery County-Bucks County-Chester County, PA | 19 | $ 13,135,000 | $ 691,315 | $ 168,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 19 | $ 8,205,000 | $ 431,842 | $ 109,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 6,890,000 | $ 382,777 | $ 125,000 |
| Santa Maria-Santa Barbara, CA | 18 | $ 17,400,000 | $ 966,666 | $ 485,000 |
| Boulder, CO | 16 | $ 13,640,000 | $ 852,500 | $ 179,000 |
| St. Louis, MO-IL | 16 | $ 5,600,000 | $ 350,000 | $ 113,875 |
| Michigan City-La Porte, IN | 15 | $ 4,045,000 | $ 269,666 | $ 183,000 |
| Raleigh, NC | 15 | $ 7,655,000 | $ 510,333 | $ 164,000 |
| San Antonio-New Braunfels, TX | 15 | $ 5,725,000 | $ 381,666 | $ 153,000 |
| Crestview-Fort Walton Beach-Destin, FL | 14 | $ 6,500,000 | $ 464,285 | $ 514,000 |
| New York-Jersey City-White Plains, NY-NJ | 14 | $ 13,720,000 | $ 980,000 | $ 127,000 |
| Port St. Lucie, FL | 14 | $ 7,220,000 | $ 515,714 | $ 326,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 62,805,000 | $ 4,831,153 | $ 142,000 |
| Niles-Benton Harbor, MI | 13 | $ 6,465,000 | $ 497,307 | $ 298,000 |
| Racine, WI | 13 | $ 14,315,000 | $ 1,101,153 | $ 172,000 |
| Washington-Baltimore-Arlington, DC | 13 | $ 13,745,000 | $ 1,057,307 | $ 0 |
| Fort Collins, CO | 12 | $ 7,710,000 | $ 642,500 | $ 262,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 4,240,000 | $ 353,333 | $ 137,000 |
| Tucson, AZ | 12 | $ 5,800,000 | $ 483,333 | $ 162,000 |
| Bloomington, IL | 11 | $ 10,655,000 | $ 968,636 | $ 87,000 |
| Boston, MA | 11 | $ 10,405,000 | $ 945,909 | $ 121,000 |
| Panama City, FL | 11 | $ 5,705,000 | $ 518,636 | $ 197,000 |
| Richmond, VA | 11 | $ 3,625,000 | $ 329,545 | $ 103,000 |
| San Rafael, CA | 11 | $ 11,435,000 | $ 1,039,545 | $ 0 |
| Greeley, CO | 10 | $ 6,010,000 | $ 601,000 | $ 156,000 |
| Salt Lake City, UT | 10 | $ 8,140,000 | $ 814,000 | $ 67,000 |
| Tacoma-Lakewood, WA | 10 | $ 3,890,000 | $ 389,000 | $ 115,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 8,105,000 | $ 900,555 | $ 136,000 |
| Chattanooga, TN-GA | 9 | $ 3,235,000 | $ 359,444 | $ 136,222 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 2,035,000 | $ 226,111 | $ 160,666 |
| Bremerton-Silverdale, WA | 8 | $ 3,820,000 | $ 477,500 | $ 195,000 |
| Memphis, TN-MS-AR | 8 | $ 2,820,000 | $ 352,500 | $ 113,000 |
| Olympia-Tumwater, WA | 8 | $ 2,680,000 | $ 335,000 | $ 122,000 |
| Philadelphia, PA | 8 | $ 5,060,000 | $ 632,500 | $ 154,000 |
| Reno, NV | 8 | $ 4,940,000 | $ 617,500 | $ 241,000 |
| Sebastian-Vero Beach, FL | 8 | $ 2,940,000 | $ 367,500 | $ 159,000 |
| Barnstable Town, MA | 7 | $ 3,805,000 | $ 543,571 | $ 212,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 4,925,000 | $ 703,571 | $ 94,000 |
| Charleston-North Charleston, SC | 7 | $ 4,525,000 | $ 646,428 | $ 170,000 |
| Fayetteville, NC | 7 | $ 1,665,000 | $ 237,857 | $ 116,000 |
| Fort Wayne, IN | 7 | $ 585,000 | $ 83,571 | $ 108,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 2,365,000 | $ 337,857 | $ 138,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,535,000 | $ 219,285 | $ 153,571 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 2,895,000 | $ 413,571 | $ 226,428 |
| New York-Newark, NY | 7 | $ 7,175,000 | $ 1,025,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 6,745,000 | $ 963,571 | $ 165,000 |
| Spokane-Spokane Valley, WA | 7 | $ 4,415,000 | $ 630,714 | $ 85,000 |
| Wichita, KS | 7 | $ 2,695,000 | $ 385,000 | $ 137,000 |
| Albuquerque, NM | 6 | $ 1,760,000 | $ 293,333 | $ 105,000 |
| Asheville, NC | 6 | $ 3,210,000 | $ 535,000 | $ 116,000 |
| Cincinnati, OH-KY-IN | 6 | $ 3,620,000 | $ 603,333 | $ 65,000 |
| Montgomery, AL | 6 | $ 1,320,000 | $ 220,000 | $ 104,000 |
| New Orleans-Metairie, LA | 6 | $ 2,660,000 | $ 443,333 | $ 150,000 |
| Pittsburgh, PA | 6 | $ 2,330,000 | $ 388,333 | $ 101,000 |
| Santa Rosa, CA | 6 | $ 7,520,000 | $ 1,253,333 | $ 957,000 |
| Sheboygan, WI | 6 | $ 1,340,000 | $ 223,333 | $ 72,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 1,700,000 | $ 283,333 | $ 392,500 |
| Stockton-Lodi, CA | 6 | $ 3,680,000 | $ 613,333 | $ 0 |
| Birmingham-Hoover, AL | 5 | $ 2,195,000 | $ 439,000 | $ 92,000 |
| Boise City, ID | 5 | $ 4,175,000 | $ 835,000 | $ 0 |
| Clarksville, TN-KY | 5 | $ 1,235,000 | $ 247,000 | $ 81,000 |
| Columbia, SC | 5 | $ 1,155,000 | $ 231,000 | $ 100,000 |
| Durham-Chapel Hill, NC | 5 | $ 1,995,000 | $ 399,000 | $ 90,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,695,000 | $ 339,000 | $ 231,000 |
| Greensboro-High Point, NC | 5 | $ 1,805,000 | $ 361,000 | $ 208,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 3,205,000 | $ 641,000 | $ 135,000 |
| Knoxville, TN | 5 | $ 1,635,000 | $ 327,000 | $ 175,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 2,205,000 | $ 441,000 | $ 245,000 |
| Napa, CA | 5 | $ 5,165,000 | $ 1,033,000 | $ 0 |
| Newark, NJ-PA | 5 | $ 4,245,000 | $ 849,000 | $ 71,000 |
| Ocala, FL | 5 | $ 2,115,000 | $ 423,000 | $ 238,000 |
| Ogden-Clearfield, UT | 5 | $ 3,645,000 | $ 729,000 | $ 200,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 5,815,000 | $ 1,163,000 | $ 0 |
| Savannah, GA | 5 | $ 3,365,000 | $ 673,000 | $ 875,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,500,000 | $ 375,000 | $ 185,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 830,000 | $ 207,500 | $ 75,000 |
| Bellingham, WA | 4 | $ 2,400,000 | $ 600,000 | $ 179,000 |
| Des Moines-West Des Moines, IA | 4 | $ 2,400,000 | $ 600,000 | $ 198,000 |
| Iowa City, IA | 4 | $ 1,230,000 | $ 307,500 | $ 64,000 |
| Lexington-Fayette, KY | 4 | $ 36,930,000 | $ 9,232,500 | $ 56,000 |
| Nassau County-Suffolk County, NY | 4 | $ 3,630,000 | $ 907,500 | $ 347,000 |
| Oklahoma City, OK | 4 | $ 1,300,000 | $ 325,000 | $ 72,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,650,000 | $ 412,500 | $ 137,000 |
| Providence-Warwick, RI-MA | 4 | $ 1,860,000 | $ 465,000 | $ 46,000 |
| Vallejo-Fairfield, CA | 4 | $ 2,780,000 | $ 695,000 | $ 0 |
| Bend-Redmond, OR | 3 | $ 2,455,000 | $ 818,333 | $ 0 |
| Carbondale-Marion, IL | 3 | $ 565,000 | $ 188,333 | $ 108,000 |
| Erie, PA | 3 | $ 975,000 | $ 325,000 | $ 115,000 |
| Flagstaff, AZ | 3 | $ 1,795,000 | $ 598,333 | $ 149,000 |
| Green Bay, WI | 3 | $ 895,000 | $ 298,333 | $ 283,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 1,315,000 | $ 438,333 | $ 184,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 2,115,000 | $ 705,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 615,000 | $ 205,000 | $ 61,333 |
| Lawrence, KS | 3 | $ 1,205,000 | $ 401,666 | $ 91,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 575,000 | $ 191,666 | $ 72,000 |
| Lynchburg, VA | 3 | $ 885,000 | $ 295,000 | $ 183,000 |
| Mobile, AL | 3 | $ 805,000 | $ 268,333 | $ 249,000 |
| Provo-Orem, UT | 3 | $ 1,515,000 | $ 505,000 | $ 98,000 |
| Punta Gorda, FL | 3 | $ 1,475,000 | $ 491,666 | $ 233,000 |
| Salinas, CA | 3 | $ 3,105,000 | $ 1,035,000 | $ 240,000 |
| Salisbury, MD-DE | 3 | $ 2,175,000 | $ 725,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 3 | $ 735,000 | $ 245,000 | $ 143,000 |
| Springfield, IL | 3 | $ 475,000 | $ 158,333 | $ 85,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 1,815,000 | $ 605,000 | $ 167,000 |
| Appleton, WI | 2 | $ 930,000 | $ 465,000 | $ 123,000 |
| Baton Rouge, LA | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Bloomington, IN | 2 | $ 4,960,000 | $ 2,480,000 | $ 0 |
| Camden, NJ | 2 | $ 1,280,000 | $ 640,000 | $ 0 |
| Charlottesville, VA | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| Columbus, OH | 2 | $ 26,620,000 | $ 13,310,000 | $ 94,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 1,080,000 | $ 540,000 | $ 52,000 |
| Decatur, IL | 2 | $ 8,340,000 | $ 4,170,000 | $ 52,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 800,000 | $ 400,000 | $ 109,000 |
| El Centro, CA | 2 | $ 540,000 | $ 270,000 | $ 111,000 |
| Eugene, OR | 2 | $ 1,750,000 | $ 875,000 | $ 0 |
| Gainesville, FL | 2 | $ 480,000 | $ 240,000 | $ 139,000 |
| Kennewick-Richland, WA | 2 | $ 1,300,000 | $ 650,000 | $ 144,000 |
| Killeen-Temple, TX | 2 | $ 350,000 | $ 175,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 2 | $ 19,400,000 | $ 9,700,000 | $ 1,071,000 |
| Lakeland-Winter Haven, FL | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| Modesto, CA | 2 | $ 1,410,000 | $ 705,000 | $ 0 |
| Morristown, TN | 2 | $ 820,000 | $ 410,000 | $ 243,000 |
| New Haven-Milford, CT | 2 | $ 1,050,000 | $ 525,000 | $ 170,000 |
| Oshkosh-Neenah, WI | 2 | $ 820,000 | $ 410,000 | $ 251,000 |
| Pittsfield, MA | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Roanoke, VA | 2 | $ 720,000 | $ 360,000 | $ 170,000 |
| San Angelo, TX | 2 | $ 450,000 | $ 225,000 | $ 176,000 |
| Sebring, FL | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Springfield, MA | 2 | $ 470,000 | $ 235,000 | $ 138,000 |
| Staunton-Waynesboro, VA | 2 | $ 770,000 | $ 385,000 | $ 93,000 |
| Terre Haute, IN | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Toledo, OH | 2 | $ 420,000 | $ 210,000 | $ 384,000 |
| Topeka, KS | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Tulsa, OK | 2 | $ 570,000 | $ 285,000 | $ 92,000 |
| Wausau, WI | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Winchester, VA-WV | 2 | $ 330,000 | $ 165,000 | $ 80,000 |
| Worcester, MA-CT | 2 | $ 930,000 | $ 465,000 | $ 186,000 |
| Alexandria, LA | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| Ann Arbor, MI | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Brownsville-Harlingen, TX | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| California-Lexington Park, MD | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Cleveland, TN | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Cleveland-Elyria, OH | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Columbia, MO | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Columbus, IN | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Eau Claire, WI | 1 | $ 605,000 | $ 605,000 | $ 284,000 |
| El Paso, TX | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 585,000 | $ 585,000 | $ 177,000 |
| Elkhart-Goshen, IN | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Evansville, IN-KY | 1 | $ 65,000 | $ 65,000 | $ 191,000 |
| Fargo, ND-MN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Flint, MI | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Florence, SC | 1 | $ 255,000 | $ 255,000 | $ 195,000 |
| Florence-Muscle Shoals, AL | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Fresno, CA | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Goldsboro, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Greenville, NC | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 515,000 | $ 515,000 | $ 196,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Huntsville, AL | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Jackson, TN | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Jacksonville, NC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 295,000 | $ 295,000 | $ 204,000 |
| Jefferson City, MO | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Kalamazoo-Portage, MI | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Lafayette-West Lafayette, IN | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Lake Charles, LA | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Las Cruces, NM | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Logan, UT-ID | 1 | $ 385,000 | $ 385,000 | $ 18,000 |
| Manchester-Nashua, NH | 1 | $ 415,000 | $ 415,000 | $ 297,000 |
| Manhattan, KS | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Morgantown, WV | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 695,000 | $ 695,000 | $ 0 |
| New Bern, NC | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Pueblo, CO | 1 | $ 515,000 | $ 515,000 | $ 154,000 |
| Rochester, MN | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Rockingham County-Strafford County, NH | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Rome, GA | 1 | $ 545,000 | $ 545,000 | $ 340,000 |
| Saginaw, MI | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Spartanburg, SC | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| St. George, UT | 1 | $ 675,000 | $ 675,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Sumter, SC | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Syracuse, NY | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Tallahassee, FL | 1 | $ 675,000 | $ 675,000 | $ 188,000 |
| The Villages, FL | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Trenton, NJ | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Waco, TX | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Wilmington, NC | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Yuba City, CA | 1 | $ 255,000 | $ 255,000 | $ 272,000 |
Mortgage Loan Application Detail Totals for First Midwest Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,088 | $1,606,080,000 | $392,000 | $42,005,000 | $145,000 | $6,493,000 |
| Home Purchase | 3,612 | $1,963,710,000 | $543,000 | $60,005,000 | $160,000 | $3,481,000 |
| Other Purpose | 1,471 | $162,815,000 | $110,000 | $2,305,000 | $141,000 | $5,187,000 |
| Cash-out Refinancing | 1,451 | $507,995,000 | $350,000 | $2,005,000 | $142,000 | $3,795,000 |
| Home Improvement | 1,374 | $128,170,000 | $93,000 | $6,805,000 | $119,000 | $2,123,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,147 | $1,853,985,000 | $259,000 | $4,505,000 | $153,000 | $3,795,000 |
| Hispanic | 1,424 | $224,750,000 | $157,000 | $1,215,000 | $83,000 | $1,440,000 |
| Not applicable | 1,360 | $1,764,220,000 | $1,297,000 | $60,005,000 | $0 | $0 |
| Not Provided | 1,025 | $279,165,000 | $272,000 | $1,885,000 | $189,000 | $6,493,000 |
| Black or African American | 574 | $75,090,000 | $130,000 | $1,175,000 | $88,000 | $569,000 |
| Asian | 417 | $162,115,000 | $388,000 | $1,835,000 | $192,000 | $1,200,000 |
| American Indian or Alaskan Native | 19 | $3,865,000 | $203,000 | $1,065,000 | $102,000 | $311,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,265,000 | $323,000 | $1,045,000 | $253,000 | $673,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,484 | $4,245,120,000 | $369,000 | $60,005,000 | $148,000 | $6,493,000 |
| FHA-insured (Federal Housing Administration) | 271 | $54,535,000 | $201,000 | $545,000 | $67,000 | $186,000 |
| VA-guaranteed (Veterans Administration) | 223 | $66,115,000 | $296,000 | $975,000 | $103,000 | $462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,000,000 | $166,000 | $305,000 | $52,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,828 | $2,273,240,000 | $332,000 | $60,005,000 | $156,000 | $6,493,000 |
| Application Denied By Financial Institution | 3,176 | $677,350,000 | $213,000 | $42,005,000 | $118,000 | $3,481,000 |
| Loan Purchased By The Institution | 1,094 | $995,780,000 | $910,000 | $2,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 740 | $360,480,000 | $487,000 | $34,505,000 | $164,000 | $5,187,000 |
| Application Approved But Not Accepted | 139 | $51,155,000 | $368,000 | $19,725,000 | $128,000 | $1,018,000 |
| File Closed For Incompleteness | 19 | $10,765,000 | $566,000 | $1,705,000 | $190,000 | $624,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,820 | $3,691,420,000 | $418,000 | $60,005,000 | $156,000 | $6,493,000 |
| Credit Application Incomplete | 904 | $241,500,000 | $267,000 | $1,845,000 | $150,000 | $2,461,000 |
| Debt-To-Income Ratio | 812 | $130,330,000 | $160,000 | $1,605,000 | $71,000 | $551,000 |
| Collateral | 608 | $94,940,000 | $156,000 | $1,805,000 | $134,000 | $3,481,000 |
| Credit History | 586 | $68,710,000 | $117,000 | $1,705,000 | $98,000 | $1,500,000 |
| Other | 156 | $106,610,000 | $683,000 | $42,005,000 | $195,000 | $1,200,000 |
| Unverifiable Information | 68 | $20,410,000 | $300,000 | $1,505,000 | $132,000 | $556,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $10,080,000 | $420,000 | $2,435,000 | $187,000 | $845,000 |
| Employment History | 18 | $4,770,000 | $265,000 | $835,000 | $96,000 | $316,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Midwest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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