First Midwest Bank Mortgage Lending & HMDA Data, 2021

In 2021, First Midwest Bank of Gurnee, IL reported 11,996 mortgage applications totaling $4.4 billion, down 19% from 2020. The average application was for $364,185, and applicants reported an average income of $145,685. 57% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Chicago-Naperville, IL (5,473), Lake County-Kenosha County, IL-WI (1,040) and Gary, IN (802) (applications in parentheses).

Mortgage Company & Address First Midwest Bank
300 N. Hunt Club Road
Gurnee, IL 60031
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 11,996
Total Mortgage Loan Application Amount $4,368,770,000
Average Mortgage Loan Application Amount $364,185
Highest Mortgage Loan Application Amount $60,005,000
Average Applicant Income $145,685
Highest Applicant Income $6,493,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Midwest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Midwest Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,121 $ 919,915,000 $ 294,750 $ 143,000
Will, Illinois 1,218 $ 223,600,000 $ 183,579 $ 115,000
Lake, Illinois 998 $ 211,060,000 $ 211,482 $ 113,000
Lake, Indiana 720 $ 99,430,000 $ 138,097 $ 88,000
DuPage, Illinois 586 $ 258,640,000 $ 441,365 $ 254,000
DeKalb, Illinois 361 $ 49,075,000 $ 135,941 $ 102,000
McHenry, Illinois 280 $ 45,380,000 $ 162,071 $ 106,000
Grundy, Illinois 268 $ 44,310,000 $ 165,335 $ 115,000
Kane, Illinois 246 $ 83,790,000 $ 340,609 $ 151,000
Scott, Iowa 172 $ 22,770,000 $ 132,383 $ 115,000
Milwaukee, Wisconsin 162 $ 178,220,000 $ 1,100,123 $ 204,000
Kendall, Illinois 153 $ 29,675,000 $ 193,954 $ 113,000
Maricopa, Arizona 117 $ 73,645,000 $ 629,444 $ 171,000
LaSalle, Illinois 117 $ 16,115,000 $ 137,735 $ 95,000
Waukesha, Wisconsin 114 $ 48,490,000 $ 425,350 $ 239,000
Rock Island, Illinois 101 $ 9,085,000 $ 89,950 $ 60,000
Los Angeles, California 78 $ 83,010,000 $ 1,064,230 $ 286,000
Knox, Illinois 75 $ 5,685,000 $ 75,800 $ 53,000
Vermilion, Illinois 74 $ 5,490,000 $ 74,189 $ 63,000
Porter, Indiana 74 $ 20,800,000 $ 281,081 $ 156,000
King, Washington 65 $ 56,025,000 $ 861,923 $ 124,000
Douglas, Colorado 60 $ 49,190,000 $ 819,833 $ 298,000
Miami-Dade, Florida 56 $ 41,000,000 $ 732,142 $ 280,000
Broward, Florida 54 $ 29,260,000 $ 541,851 $ 185,000
Johnson, Kansas 52 $ 15,620,000 $ 300,384 $ 122,000
Denver, Colorado 51 $ 38,355,000 $ 752,058 $ 262,000
Palm Beach, Florida 45 $ 28,375,000 $ 630,555 $ 361,000
Kenosha, Wisconsin 42 $ 10,950,000 $ 260,714 $ 143,000
Walworth, Wisconsin 40 $ 17,310,000 $ 432,750 $ 290,000
Kankakee, Illinois 39 $ 5,495,000 $ 140,897 $ 91,000
Orange, California 37 $ 40,125,000 $ 1,084,459 $ 554,000
Lee, Florida 35 $ 19,195,000 $ 548,428 $ 597,000
Adams, Colorado 33 $ 14,905,000 $ 451,666 $ 175,000
San Diego, California 32 $ 29,900,000 $ 934,375 $ 190,000
Orange, Florida 32 $ 17,100,000 $ 534,375 $ 222,000
Clark, Nevada 32 $ 14,640,000 $ 457,500 $ 172,000
Contra Costa, California 31 $ 35,905,000 $ 1,158,225 $ 212,000
Collier, Florida 31 $ 20,915,000 $ 674,677 $ 406,000
Riverside, California 30 $ 19,380,000 $ 646,000 $ 207,000
Fairfax, Virginia 28 $ 16,500,000 $ 589,285 $ 199,000
Santa Clara, California 27 $ 28,725,000 $ 1,063,888 $ 147,000
Hillsborough, Florida 27 $ 13,375,000 $ 495,370 $ 271,000
Pinellas, Florida 26 $ 13,140,000 $ 505,384 $ 248,000
Jefferson, Colorado 25 $ 20,345,000 $ 813,800 $ 185,000
Sarasota, Florida 25 $ 11,475,000 $ 459,000 $ 152,000
Champaign, Illinois 24 $ 3,280,000 $ 136,666 $ 75,000
Alameda, California 23 $ 25,295,000 $ 1,099,782 $ 0
Broomfield, Colorado 22 $ 20,120,000 $ 914,545 $ 311,000
Duval, Florida 22 $ 8,000,000 $ 363,636 $ 247,000
Travis, Texas 22 $ 17,850,000 $ 811,363 $ 231,000
Ozaukee, Wisconsin 22 $ 65,570,000 $ 2,980,454 $ 298,000
El Paso, Colorado 19 $ 9,775,000 $ 514,473 $ 146,000
Manatee, Florida 19 $ 11,225,000 $ 590,789 $ 298,000
Dane, Wisconsin 19 $ 11,935,000 $ 628,157 $ 205,000
Placer, California 18 $ 13,700,000 $ 761,111 $ 146,000
Santa Barbara, California 18 $ 17,400,000 $ 966,666 $ 485,000
Brevard, Florida 18 $ 6,890,000 $ 382,777 $ 125,000
St. Johns, Florida 18 $ 7,070,000 $ 392,777 $ 215,000
Williamson, Tennessee 18 $ 10,710,000 $ 595,000 $ 148,000
Snohomish, Washington 18 $ 9,550,000 $ 530,555 $ 144,000
Arapahoe, Colorado 17 $ 11,575,000 $ 680,882 $ 255,000
Mecklenburg, North Carolina 17 $ 9,955,000 $ 585,588 $ 82,000
Dallas, Texas 17 $ 13,945,000 $ 820,294 $ 172,000
Boulder, Colorado 16 $ 13,640,000 $ 852,500 $ 179,000
Jackson, Missouri 16 $ 4,070,000 $ 254,375 $ 116,000
San Bernardino, California 15 $ 9,885,000 $ 659,000 $ 431,000
LaPorte, Indiana 15 $ 4,045,000 $ 269,666 $ 183,000
Wake, North Carolina 15 $ 7,655,000 $ 510,333 $ 164,000
San Mateo, California 14 $ 15,210,000 $ 1,086,428 $ 0
Winnebago, Illinois 14 $ 2,300,000 $ 164,285 $ 151,000
Seminole, Florida 13 $ 6,485,000 $ 498,846 $ 164,000
Montgomery, Maryland 13 $ 13,745,000 $ 1,057,307 $ 0
Berrien, Michigan 13 $ 6,465,000 $ 497,307 $ 298,000
Clay, Missouri 13 $ 3,045,000 $ 234,230 $ 110,000
Montgomery, Pennsylvania 13 $ 9,085,000 $ 698,846 $ 132,000
Arlington, Virginia 13 $ 9,885,000 $ 760,384 $ 174,000
Racine, Wisconsin 13 $ 14,315,000 $ 1,101,153 $ 172,000
Washington, Wisconsin 13 $ 6,965,000 $ 535,769 $ 248,000
Pima, Arizona 12 $ 5,800,000 $ 483,333 $ 162,000
Larimer, Colorado 12 $ 7,710,000 $ 642,500 $ 262,000
Fulton, Georgia 12 $ 7,190,000 $ 599,166 $ 258,000
Howard, Maryland 12 $ 8,600,000 $ 716,666 $ 0
Bexar, Texas 12 $ 3,710,000 $ 309,166 $ 161,000
Harris, Texas 12 $ 6,840,000 $ 570,000 $ 93,000
Marin, California 11 $ 11,435,000 $ 1,039,545 $ 0
Bay, Florida 11 $ 5,705,000 $ 518,636 $ 197,000
Martin, Florida 11 $ 6,145,000 $ 558,636 $ 382,000
Volusia, Florida 11 $ 62,285,000 $ 5,662,272 $ 133,000
McLean, Illinois 11 $ 10,655,000 $ 968,636 $ 87,000
Davidson, Tennessee 11 $ 5,805,000 $ 527,727 $ 86,000
Sacramento, California 10 $ 8,360,000 $ 836,000 $ 347,000
Weld, Colorado 10 $ 6,010,000 $ 601,000 $ 156,000
Boone, Illinois 10 $ 1,770,000 $ 177,000 $ 90,000
Peoria, Illinois 10 $ 1,340,000 $ 134,000 $ 105,000
Hennepin, Minnesota 10 $ 8,530,000 $ 853,000 $ 172,000
Denton, Texas 10 $ 6,500,000 $ 650,000 $ 221,000
Salt Lake, Utah 10 $ 8,140,000 $ 814,000 $ 67,000
Pierce, Washington 10 $ 3,890,000 $ 389,000 $ 115,000
El Dorado, California 9 $ 7,695,000 $ 855,000 $ 0
Fairfield, Connecticut 9 $ 8,105,000 $ 900,555 $ 136,000
Okaloosa, Florida 9 $ 2,735,000 $ 303,888 $ 172,000
Pasco, Florida 9 $ 3,845,000 $ 427,222 $ 186,000
Livingston, Illinois 9 $ 885,000 $ 98,333 $ 85,000
Whiteside, Illinois 9 $ 2,075,000 $ 230,555 $ 117,000
Loudoun, Virginia 9 $ 5,395,000 $ 599,444 $ 174,000
Clark, Washington 9 $ 4,765,000 $ 529,444 $ 132,000
Summit, Colorado 8 $ 9,600,000 $ 1,200,000 $ 459,000
Indian River, Florida 8 $ 2,940,000 $ 367,500 $ 159,000
Santa Rosa, Florida 8 $ 2,620,000 $ 327,500 $ 117,000
Henry, Illinois 8 $ 850,000 $ 106,250 $ 72,000
Lee, Illinois 8 $ 800,000 $ 100,000 $ 70,000
Tazewell, Illinois 8 $ 1,080,000 $ 135,000 $ 131,000
Anne Arundel, Maryland 8 $ 7,150,000 $ 893,750 $ 0
Washoe, Nevada 8 $ 4,940,000 $ 617,500 $ 241,000
Hamilton, Tennessee 8 $ 2,930,000 $ 366,250 $ 145,000
Kitsap, Washington 8 $ 3,820,000 $ 477,500 $ 195,000
Thurston, Washington 8 $ 2,680,000 $ 335,000 $ 122,000
Ventura, California 7 $ 6,745,000 $ 963,571 $ 165,000
Hernando, Florida 7 $ 3,205,000 $ 457,857 $ 121,000
Monroe, Florida 7 $ 4,315,000 $ 616,428 $ 275,000
Bureau, Illinois 7 $ 555,000 $ 79,285 $ 93,000
Mercer, Illinois 7 $ 1,055,000 $ 150,714 $ 103,000
Ogle, Illinois 7 $ 1,445,000 $ 206,428 $ 116,000
Allen, Indiana 7 $ 585,000 $ 83,571 $ 108,000
Hamilton, Indiana 7 $ 1,995,000 $ 285,000 $ 187,000
Sedgwick, Kansas 7 $ 2,695,000 $ 385,000 $ 137,000
Barnstable, Massachusetts 7 $ 3,805,000 $ 543,571 $ 212,000
Charleston, South Carolina 7 $ 4,525,000 $ 646,428 $ 170,000
Shelby, Tennessee 7 $ 2,565,000 $ 366,428 $ 118,000
Collin, Texas 7 $ 5,445,000 $ 777,857 $ 290,000
Spokane, Washington 7 $ 4,415,000 $ 630,714 $ 85,000
Green Lake, Wisconsin 7 $ 4,655,000 $ 665,000 $ 408,000
Jefferson, Wisconsin 7 $ 6,435,000 $ 919,285 $ 116,000
San Francisco, California 6 $ 6,750,000 $ 1,125,000 $ 0
San Joaquin, California 6 $ 3,680,000 $ 613,333 $ 0
Sonoma, California 6 $ 7,520,000 $ 1,253,333 $ 957,000
District of Columbia, District Of Columbia 6 $ 6,030,000 $ 1,005,000 $ 0
Osceola, Florida 6 $ 2,880,000 $ 480,000 $ 519,000
Marion, Indiana 6 $ 900,000 $ 150,000 $ 90,000
Jefferson, Kentucky 6 $ 1,500,000 $ 250,000 $ 169,000
Platte, Missouri 6 $ 1,740,000 $ 290,000 $ 161,000
St. Louis, Missouri 6 $ 3,940,000 $ 656,666 $ 189,000
Hamilton, Ohio 6 $ 3,620,000 $ 603,333 $ 65,000
Clackamas, Oregon 6 $ 5,320,000 $ 886,666 $ 0
Multnomah, Oregon 6 $ 3,810,000 $ 635,000 $ 186,000
Washington, Oregon 6 $ 4,310,000 $ 718,333 $ 229,000
Oneida, Wisconsin 6 $ 2,970,000 $ 495,000 $ 313,000
Sheboygan, Wisconsin 6 $ 1,340,000 $ 223,333 $ 72,000
Mohave, Arizona 5 $ 2,205,000 $ 441,000 $ 245,000
Napa, California 5 $ 5,165,000 $ 1,033,000 $ 0
Santa Cruz, California 5 $ 5,815,000 $ 1,163,000 $ 0
Lake, Florida 5 $ 3,445,000 $ 689,000 $ 245,000
Marion, Florida 5 $ 2,115,000 $ 423,000 $ 238,000
Walton, Florida 5 $ 3,765,000 $ 753,000 $ 1,028,000
Chatham, Georgia 5 $ 3,365,000 $ 673,000 $ 875,000
Fulton, Illinois 5 $ 585,000 $ 117,000 $ 103,000
Iroquois, Illinois 5 $ 285,000 $ 57,000 $ 62,000
Warren, Illinois 5 $ 315,000 $ 63,000 $ 27,000
Orleans, Louisiana 5 $ 2,275,000 $ 455,000 $ 161,000
Middlesex, Massachusetts 5 $ 3,705,000 $ 741,000 $ 107,000
Plymouth, Massachusetts 5 $ 3,775,000 $ 755,000 $ 93,000
Chester, Pennsylvania 5 $ 3,285,000 $ 657,000 $ 205,000
Delaware, Pennsylvania 5 $ 3,525,000 $ 705,000 $ 232,000
Greenville, South Carolina 5 $ 3,205,000 $ 641,000 $ 135,000
Montgomery, Tennessee 5 $ 1,235,000 $ 247,000 $ 81,000
Robertson, Tennessee 5 $ 745,000 $ 149,000 $ 148,000
Tarrant, Texas 5 $ 1,695,000 $ 339,000 $ 231,000
Alexandria, Virginia 5 $ 3,865,000 $ 773,000 $ 104,000
Chesterfield, Virginia 5 $ 2,255,000 $ 451,000 $ 106,000
Virginia Beach, Virginia 5 $ 3,485,000 $ 697,000 $ 150,000
Dodge, Wisconsin 5 $ 13,565,000 $ 2,713,000 $ 169,000
Montgomery, Alabama 4 $ 930,000 $ 232,500 $ 107,000
Pinal, Arizona 4 $ 1,820,000 $ 455,000 $ 154,000
Yavapai, Arizona 4 $ 1,650,000 $ 412,500 $ 137,000
Nevada, California 4 $ 3,290,000 $ 822,500 $ 0
Solano, California 4 $ 2,780,000 $ 695,000 $ 0
Garfield, Colorado 4 $ 2,210,000 $ 552,500 $ 154,000
Grand, Colorado 4 $ 3,530,000 $ 882,500 $ 110,000
Escambia, Florida 4 $ 1,620,000 $ 405,000 $ 190,000
Columbia, Georgia 4 $ 830,000 $ 207,500 $ 75,000
DeKalb, Georgia 4 $ 3,460,000 $ 865,000 $ 0
Gwinnett, Georgia 4 $ 2,180,000 $ 545,000 $ 102,000
Ada, Idaho 4 $ 3,370,000 $ 842,500 $ 0
Cumberland, Illinois 4 $ 370,000 $ 92,500 $ 149,000
Jasper, Indiana 4 $ 150,000 $ 37,500 $ 75,000
Newton, Indiana 4 $ 670,000 $ 167,500 $ 76,000
Clinton, Iowa 4 $ 150,000 $ 37,500 $ 42,000
Wyandotte, Kansas 4 $ 710,000 $ 177,500 $ 76,000
Suffolk, Massachusetts 4 $ 4,110,000 $ 1,027,500 $ 177,000
Ottawa, Michigan 4 $ 1,270,000 $ 317,500 $ 113,000
Van Buren, Michigan 4 $ 1,790,000 $ 447,500 $ 221,000
Washington, Minnesota 4 $ 2,080,000 $ 520,000 $ 167,000
St. Charles, Missouri 4 $ 990,000 $ 247,500 $ 117,000
Monmouth, New Jersey 4 $ 4,440,000 $ 1,110,000 $ 0
Queens, New York 4 $ 3,270,000 $ 817,500 $ 105,000
Westchester, New York 4 $ 4,310,000 $ 1,077,500 $ 150,000
Brunswick, North Carolina 4 $ 1,950,000 $ 487,500 $ 274,000
Buncombe, North Carolina 4 $ 2,290,000 $ 572,500 $ 154,000
Harnett, North Carolina 4 $ 1,010,000 $ 252,500 $ 0
Knox, Tennessee 4 $ 1,000,000 $ 250,000 $ 175,000
Sumner, Tennessee 4 $ 1,860,000 $ 465,000 $ 77,000
Wilson, Tennessee 4 $ 2,040,000 $ 510,000 $ 119,000
Montgomery, Texas 4 $ 4,610,000 $ 1,152,500 $ 0
Davis, Utah 4 $ 3,300,000 $ 825,000 $ 361,000
Stafford, Virginia 4 $ 1,530,000 $ 382,500 $ 138,000
York, Virginia 4 $ 1,340,000 $ 335,000 $ 87,000
Whatcom, Washington 4 $ 2,400,000 $ 600,000 $ 179,000
Adams, Wisconsin 4 $ 1,100,000 $ 275,000 $ 136,000
Vilas, Wisconsin 4 $ 1,380,000 $ 345,000 $ 363,000
Wood, Wisconsin 4 $ 8,890,000 $ 2,222,500 $ 110,000
Mobile, Alabama 3 $ 805,000 $ 268,333 $ 249,000
Cochise, Arizona 3 $ 735,000 $ 245,000 $ 143,000
Coconino, Arizona 3 $ 1,795,000 $ 598,333 $ 149,000
Monterey, California 3 $ 3,105,000 $ 1,035,000 $ 240,000
Clear Creek, Colorado 3 $ 1,945,000 $ 648,333 $ 153,000
Sussex, Delaware 3 $ 2,175,000 $ 725,000 $ 0
Charlotte, Florida 3 $ 1,475,000 $ 491,666 $ 233,000
St. Lucie, Florida 3 $ 1,075,000 $ 358,333 $ 157,000
Forsyth, Georgia 3 $ 2,095,000 $ 698,333 $ 102,000
Sangamon, Illinois 3 $ 475,000 $ 158,333 $ 85,000
St. Clair, Illinois 3 $ 325,000 $ 108,333 $ 57,000
Union, Illinois 3 $ 165,000 $ 55,000 $ 52,000
Woodford, Illinois 3 $ 215,000 $ 71,666 $ 157,000
St. Joseph, Indiana 3 $ 295,000 $ 98,333 $ 66,000
Starke, Indiana 3 $ 245,000 $ 81,666 $ 54,000
Johnson, Iowa 3 $ 1,125,000 $ 375,000 $ 59,000
Pottawattamie, Iowa 3 $ 355,000 $ 118,333 $ 98,000
Tama, Iowa 3 $ 255,000 $ 85,000 $ 89,000
Douglas, Kansas 3 $ 1,205,000 $ 401,666 $ 91,000
Baltimore, Maryland 3 $ 2,995,000 $ 998,333 $ 0
Cass, Michigan 3 $ 1,405,000 $ 468,333 $ 719,000
Kent, Michigan 3 $ 1,095,000 $ 365,000 $ 171,000
Oakland, Michigan 3 $ 1,815,000 $ 605,000 $ 167,000
Carver, Minnesota 3 $ 3,045,000 $ 1,015,000 $ 0
Ramsey, Minnesota 3 $ 23,865,000 $ 7,955,000 $ 78,000
Flathead, Montana 3 $ 2,225,000 $ 741,666 $ 0
Gallatin, Montana 3 $ 3,055,000 $ 1,018,333 $ 0
Douglas, Nebraska 3 $ 995,000 $ 331,666 $ 245,000
Sarpy, Nebraska 3 $ 685,000 $ 228,333 $ 34,000
Essex, New Jersey 3 $ 2,035,000 $ 678,333 $ 71,000
Bernalillo, New Mexico 3 $ 725,000 $ 241,666 $ 110,000
Sandoval, New Mexico 3 $ 1,035,000 $ 345,000 $ 102,000
Gaston, North Carolina 3 $ 1,285,000 $ 428,333 $ 84,000
Guilford, North Carolina 3 $ 1,095,000 $ 365,000 $ 283,000
Moore, North Carolina 3 $ 1,085,000 $ 361,666 $ 157,000
Oklahoma, Oklahoma 3 $ 1,125,000 $ 375,000 $ 49,000
Deschutes, Oregon 3 $ 2,455,000 $ 818,333 $ 0
Allegheny, Pennsylvania 3 $ 1,405,000 $ 468,333 $ 82,000
Erie, Pennsylvania 3 $ 975,000 $ 325,000 $ 115,000
Philadelphia, Pennsylvania 3 $ 1,535,000 $ 511,666 $ 116,000
Providence, Rhode Island 3 $ 1,265,000 $ 421,666 $ 46,000
Beaufort, South Carolina 3 $ 2,115,000 $ 705,000 $ 0
Horry, South Carolina 3 $ 945,000 $ 315,000 $ 163,000
Richland, South Carolina 3 $ 745,000 $ 248,333 $ 108,000
Maury, Tennessee 3 $ 805,000 $ 268,333 $ 130,000
Galveston, Texas 3 $ 2,015,000 $ 671,666 $ 0
Williamson, Texas 3 $ 2,015,000 $ 671,666 $ 291,000
Summit, Utah 3 $ 4,125,000 $ 1,375,000 $ 0
Utah, Utah 3 $ 1,515,000 $ 505,000 $ 98,000
Hampton, Virginia 3 $ 765,000 $ 255,000 $ 77,000
Henrico, Virginia 3 $ 525,000 $ 175,000 $ 101,000
James City, Virginia 3 $ 1,265,000 $ 421,666 $ 119,000
Clallam, Washington 3 $ 1,175,000 $ 391,666 $ 241,000
Columbia, Wisconsin 3 $ 13,655,000 $ 4,551,666 $ 177,000
Door, Wisconsin 3 $ 1,195,000 $ 398,333 $ 277,000
Portage, Wisconsin 3 $ 1,215,000 $ 405,000 $ 112,000
Baldwin, Alabama 2 $ 1,080,000 $ 540,000 $ 52,000
Jefferson, Alabama 2 $ 1,320,000 $ 660,000 $ 0
Gila, Arizona 2 $ 1,180,000 $ 590,000 $ 214,000
Faulkner, Arkansas 2 $ 250,000 $ 125,000 $ 52,000
Imperial, California 2 $ 540,000 $ 270,000 $ 111,000
Stanislaus, California 2 $ 1,410,000 $ 705,000 $ 0
Yolo, California 2 $ 1,690,000 $ 845,000 $ 0
Eagle, Colorado 2 $ 1,340,000 $ 670,000 $ 505,000
Morgan, Colorado 2 $ 710,000 $ 355,000 $ 100,000
Hartford, Connecticut 2 $ 930,000 $ 465,000 $ 229,000
New Haven, Connecticut 2 $ 1,050,000 $ 525,000 $ 170,000
Alachua, Florida 2 $ 480,000 $ 240,000 $ 139,000
Clay, Florida 2 $ 1,060,000 $ 530,000 $ 247,000
Flagler, Florida 2 $ 520,000 $ 260,000 $ 182,000
Highlands, Florida 2 $ 190,000 $ 95,000 $ 36,000
Nassau, Florida 2 $ 220,000 $ 110,000 $ 92,000
Polk, Florida 2 $ 210,000 $ 105,000 $ 67,000
Cobb, Georgia 2 $ 940,000 $ 470,000 $ 136,000
Fayette, Georgia 2 $ 1,030,000 $ 515,000 $ 49,000
Gilmer, Georgia 2 $ 440,000 $ 220,000 $ 49,000
Henderson, Illinois 2 $ 230,000 $ 115,000 $ 63,000
Jo Daviess, Illinois 2 $ 470,000 $ 235,000 $ 147,000
Macon, Illinois 2 $ 8,340,000 $ 4,170,000 $ 52,000
Madison, Illinois 2 $ 80,000 $ 40,000 $ 98,000
Williamson, Illinois 2 $ 410,000 $ 205,000 $ 107,000
Hancock, Indiana 2 $ 80,000 $ 40,000 $ 64,000
Hendricks, Indiana 2 $ 370,000 $ 185,000 $ 105,000
Johnson, Indiana 2 $ 130,000 $ 65,000 $ 140,000
Noble, Indiana 2 $ 1,000,000 $ 500,000 $ 154,000
White, Indiana 2 $ 220,000 $ 110,000 $ 136,000
Guthrie, Iowa 2 $ 1,090,000 $ 545,000 $ 128,000
Muscatine, Iowa 2 $ 260,000 $ 130,000 $ 70,000
Scott, Kentucky 2 $ 36,530,000 $ 18,265,000 $ 0
East Baton Rouge, Louisiana 2 $ 1,350,000 $ 675,000 $ 0
Baltimore City, Maryland 2 $ 1,230,000 $ 615,000 $ 0
Carroll, Maryland 2 $ 1,320,000 $ 660,000 $ 0
Berkshire, Massachusetts 2 $ 550,000 $ 275,000 $ 104,000
Essex, Massachusetts 2 $ 1,220,000 $ 610,000 $ 67,000
Hampden, Massachusetts 2 $ 470,000 $ 235,000 $ 138,000
Norfolk, Massachusetts 2 $ 2,520,000 $ 1,260,000 $ 0
Worcester, Massachusetts 2 $ 930,000 $ 465,000 $ 186,000
Allegan, Michigan 2 $ 2,390,000 $ 1,195,000 $ 281,000
Wayne, Michigan 2 $ 800,000 $ 400,000 $ 109,000
Cook, Minnesota 2 $ 650,000 $ 325,000 $ 327,000
Scott, Minnesota 2 $ 470,000 $ 235,000 $ 448,000
Cass, Missouri 2 $ 420,000 $ 210,000 $ 77,000
Ray, Missouri 2 $ 710,000 $ 355,000 $ 82,000
Taney, Missouri 2 $ 1,050,000 $ 525,000 $ 205,000
Bergen, New Jersey 2 $ 1,840,000 $ 920,000 $ 0
Camden, New Jersey 2 $ 1,280,000 $ 640,000 $ 0
Morris, New Jersey 2 $ 2,210,000 $ 1,105,000 $ 0
Somerset, New Jersey 2 $ 1,910,000 $ 955,000 $ 0
Curry, New Mexico 2 $ 590,000 $ 295,000 $ 50,000
Nassau, New York 2 $ 1,990,000 $ 995,000 $ 0
New York, New York 2 $ 2,050,000 $ 1,025,000 $ 0
Suffolk, New York 2 $ 1,640,000 $ 820,000 $ 347,000
Cabarrus, North Carolina 2 $ 1,190,000 $ 595,000 $ 203,000
Chatham, North Carolina 2 $ 620,000 $ 310,000 $ 85,000
Cumberland, North Carolina 2 $ 400,000 $ 200,000 $ 147,000
Iredell, North Carolina 2 $ 940,000 $ 470,000 $ 67,000
Orange, North Carolina 2 $ 760,000 $ 380,000 $ 94,000
Rockingham, North Carolina 2 $ 710,000 $ 355,000 $ 58,000
Union, North Carolina 2 $ 1,970,000 $ 985,000 $ 0
Watauga, North Carolina 2 $ 270,000 $ 135,000 $ 57,000
Franklin, Ohio 2 $ 26,620,000 $ 13,310,000 $ 94,000
Lucas, Ohio 2 $ 420,000 $ 210,000 $ 384,000
Seminole, Oklahoma 2 $ 650,000 $ 325,000 $ 87,000
Tulsa, Oklahoma 2 $ 570,000 $ 285,000 $ 92,000
Lane, Oregon 2 $ 1,750,000 $ 875,000 $ 0
Lehigh, Pennsylvania 2 $ 860,000 $ 430,000 $ 258,000
Northampton, Pennsylvania 2 $ 640,000 $ 320,000 $ 112,000
Westmoreland, Pennsylvania 2 $ 390,000 $ 195,000 $ 111,000
Lexington, South Carolina 2 $ 410,000 $ 205,000 $ 88,000
York, South Carolina 2 $ 730,000 $ 365,000 $ 101,000
Hamblen, Tennessee 2 $ 820,000 $ 410,000 $ 243,000
Lewis, Tennessee 2 $ 230,000 $ 115,000 $ 47,000
Rutherford, Tennessee 2 $ 580,000 $ 290,000 $ 118,000
Sevier, Tennessee 2 $ 540,000 $ 270,000 $ 204,000
Sullivan, Tennessee 2 $ 430,000 $ 215,000 $ 77,000
Bell, Texas 2 $ 350,000 $ 175,000 $ 0
Fort Bend, Texas 2 $ 1,080,000 $ 540,000 $ 140,000
Hays, Texas 2 $ 1,380,000 $ 690,000 $ 0
Hidalgo, Texas 2 $ 470,000 $ 235,000 $ 67,000
Tom Green, Texas 2 $ 450,000 $ 225,000 $ 176,000
Albemarle, Virginia 2 $ 1,210,000 $ 605,000 $ 0
Augusta, Virginia 2 $ 770,000 $ 385,000 $ 93,000
Hanover, Virginia 2 $ 570,000 $ 285,000 $ 137,000
Louisa, Virginia 2 $ 1,250,000 $ 625,000 $ 0
Lynchburg, Virginia 2 $ 570,000 $ 285,000 $ 213,000
Mecklenburg, Virginia 2 $ 510,000 $ 255,000 $ 174,000
Norfolk, Virginia 2 $ 1,020,000 $ 510,000 $ 104,000
Prince William, Virginia 2 $ 690,000 $ 345,000 $ 129,000
Roanoke, Virginia 2 $ 720,000 $ 360,000 $ 170,000
Winchester, Virginia 2 $ 330,000 $ 165,000 $ 80,000
Benton, Washington 2 $ 1,300,000 $ 650,000 $ 144,000
Bayfield, Wisconsin 2 $ 1,160,000 $ 580,000 $ 1,071,000
Brown, Wisconsin 2 $ 790,000 $ 395,000 $ 325,000
La Crosse, Wisconsin 2 $ 19,400,000 $ 9,700,000 $ 1,071,000
Marathon, Wisconsin 2 $ 290,000 $ 145,000 $ 73,000
Shawano, Wisconsin 2 $ 910,000 $ 455,000 $ 33,000
Waupaca, Wisconsin 2 $ 1,380,000 $ 690,000 $ 0
Winnebago, Wisconsin 2 $ 820,000 $ 410,000 $ 251,000
Autauga, Alabama 1 $ 205,000 $ 205,000 $ 101,000
Blount, Alabama 1 $ 115,000 $ 115,000 $ 155,000
Elmore, Alabama 1 $ 185,000 $ 185,000 $ 100,000
Lauderdale, Alabama 1 $ 925,000 $ 925,000 $ 0
Lee, Alabama 1 $ 135,000 $ 135,000 $ 113,000
Madison, Alabama 1 $ 265,000 $ 265,000 $ 0
Shelby, Alabama 1 $ 605,000 $ 605,000 $ 0
St. Clair, Alabama 1 $ 155,000 $ 155,000 $ 30,000
Tallapoosa, Alabama 1 $ 955,000 $ 955,000 $ 0
Benton, Arkansas 1 $ 255,000 $ 255,000 $ 145,000
Saline, Arkansas 1 $ 325,000 $ 325,000 $ 113,000
Colusa, California 1 $ 925,000 $ 925,000 $ 0
Fresno, California 1 $ 715,000 $ 715,000 $ 0
Mono, California 1 $ 1,025,000 $ 1,025,000 $ 0
San Benito, California 1 $ 885,000 $ 885,000 $ 0
San Luis Obispo, California 1 $ 815,000 $ 815,000 $ 0
Siskiyou, California 1 $ 335,000 $ 335,000 $ 111,000
Yuba, California 1 $ 255,000 $ 255,000 $ 272,000
Custer, Colorado 1 $ 865,000 $ 865,000 $ 283,000
Elbert, Colorado 1 $ 765,000 $ 765,000 $ 0
La Plata, Colorado 1 $ 625,000 $ 625,000 $ 0
Montezuma, Colorado 1 $ 375,000 $ 375,000 $ 90,000
Montrose, Colorado 1 $ 875,000 $ 875,000 $ 282,000
Pueblo, Colorado 1 $ 515,000 $ 515,000 $ 154,000
Routt, Colorado 1 $ 795,000 $ 795,000 $ 389,000
Tolland, Connecticut 1 $ 385,000 $ 385,000 $ 140,000
Columbia, Florida 1 $ 195,000 $ 195,000 $ 55,000
Gulf, Florida 1 $ 715,000 $ 715,000 $ 394,000
Leon, Florida 1 $ 675,000 $ 675,000 $ 188,000
Sumter, Florida 1 $ 115,000 $ 115,000 $ 120,000
Camden, Georgia 1 $ 185,000 $ 185,000 $ 93,000
Catoosa, Georgia 1 $ 305,000 $ 305,000 $ 66,000
Cherokee, Georgia 1 $ 745,000 $ 745,000 $ 0
Coweta, Georgia 1 $ 425,000 $ 425,000 $ 169,000
Douglas, Georgia 1 $ 105,000 $ 105,000 $ 96,000
Floyd, Georgia 1 $ 545,000 $ 545,000 $ 340,000
Gordon, Georgia 1 $ 65,000 $ 65,000 $ 48,000
Henry, Georgia 1 $ 385,000 $ 385,000 $ 99,000
Thomas, Georgia 1 $ 245,000 $ 245,000 $ 107,000
Hawaii, Hawaii 1 $ 1,105,000 $ 1,105,000 $ 0
Honolulu, Hawaii 1 $ 1,235,000 $ 1,235,000 $ 0
Canyon, Idaho 1 $ 805,000 $ 805,000 $ 0
Valley, Idaho 1 $ 1,045,000 $ 1,045,000 $ 0
Brown, Illinois 1 $ 35,000 $ 35,000 $ 50,000
Carroll, Illinois 1 $ 605,000 $ 605,000 $ 394,000
Coles, Illinois 1 $ 15,000 $ 15,000 $ 58,000
Effingham, Illinois 1 $ 355,000 $ 355,000 $ 279,000
Johnson, Illinois 1 $ 155,000 $ 155,000 $ 110,000
Massac, Illinois 1 $ 145,000 $ 145,000 $ 157,000
Morgan, Illinois 1 $ 45,000 $ 45,000 $ 36,000
Bartholomew, Indiana 1 $ 15,000 $ 15,000 $ 19,000
Boone, Indiana 1 $ 825,000 $ 825,000 $ 0
Clark, Indiana 1 $ 35,000 $ 35,000 $ 61,000
Clinton, Indiana 1 $ 45,000 $ 45,000 $ 24,000
Elkhart, Indiana 1 $ 65,000 $ 65,000 $ 87,000
Fountain, Indiana 1 $ 215,000 $ 215,000 $ 324,000
Henry, Indiana 1 $ 55,000 $ 55,000 $ 82,000
Huntington, Indiana 1 $ 305,000 $ 305,000 $ 115,000
Jefferson, Indiana 1 $ 85,000 $ 85,000 $ 95,000
Kosciusko, Indiana 1 $ 455,000 $ 455,000 $ 400,000
Madison, Indiana 1 $ 185,000 $ 185,000 $ 33,000
Marshall, Indiana 1 $ 955,000 $ 955,000 $ 213,000
Monroe, Indiana 1 $ 2,455,000 $ 2,455,000 $ 0
Owen, Indiana 1 $ 2,505,000 $ 2,505,000 $ 0
Posey, Indiana 1 $ 65,000 $ 65,000 $ 191,000
Steuben, Indiana 1 $ 535,000 $ 535,000 $ 193,000
Switzerland, Indiana 1 $ 35,000 $ 35,000 $ 36,000
Vermillion, Indiana 1 $ 185,000 $ 185,000 $ 69,000
Vigo, Indiana 1 $ 75,000 $ 75,000 $ 60,000
Wabash, Indiana 1 $ 35,000 $ 35,000 $ 117,000
Warren, Indiana 1 $ 245,000 $ 245,000 $ 118,000
Appanoose, Iowa 1 $ 105,000 $ 105,000 $ 40,000
Black Hawk, Iowa 1 $ 105,000 $ 105,000 $ 27,000
Cerro Gordo, Iowa 1 $ 125,000 $ 125,000 $ 76,000
Delaware, Iowa 1 $ 475,000 $ 475,000 $ 422,000
Dickinson, Iowa 1 $ 1,485,000 $ 1,485,000 $ 0
Jackson, Iowa 1 $ 175,000 $ 175,000 $ 91,000
Jefferson, Iowa 1 $ 125,000 $ 125,000 $ 96,000
Mahaska, Iowa 1 $ 635,000 $ 635,000 $ 188,000
Pocahontas, Iowa 1 $ 35,000 $ 35,000 $ 32,000
Polk, Iowa 1 $ 595,000 $ 595,000 $ 228,000
Warren, Iowa 1 $ 715,000 $ 715,000 $ 308,000
Washington, Iowa 1 $ 105,000 $ 105,000 $ 75,000
Winnebago, Iowa 1 $ 25,000 $ 25,000 $ 26,000
Woodbury, Iowa 1 $ 35,000 $ 35,000 $ 53,000
Coffey, Kansas 1 $ 325,000 $ 325,000 $ 74,000
Jackson, Kansas 1 $ 215,000 $ 215,000 $ 90,000
Leavenworth, Kansas 1 $ 315,000 $ 315,000 $ 125,000
Miami, Kansas 1 $ 155,000 $ 155,000 $ 50,000
Pottawatomie, Kansas 1 $ 355,000 $ 355,000 $ 0
Shawnee, Kansas 1 $ 165,000 $ 165,000 $ 60,000
Calloway, Kentucky 1 $ 135,000 $ 135,000 $ 84,000
Fayette, Kentucky 1 $ 165,000 $ 165,000 $ 46,000
Hardin, Kentucky 1 $ 585,000 $ 585,000 $ 177,000
Harlan, Kentucky 1 $ 165,000 $ 165,000 $ 73,000
Hopkins, Kentucky 1 $ 245,000 $ 245,000 $ 115,000
Jessamine, Kentucky 1 $ 235,000 $ 235,000 $ 67,000
Marshall, Kentucky 1 $ 195,000 $ 195,000 $ 77,000
Calcasieu, Louisiana 1 $ 615,000 $ 615,000 $ 0
Jefferson, Louisiana 1 $ 385,000 $ 385,000 $ 117,000
Rapides, Louisiana 1 $ 355,000 $ 355,000 $ 163,000
St. Mary's, Maryland 1 $ 735,000 $ 735,000 $ 0
Talbot, Maryland 1 $ 815,000 $ 815,000 $ 0
Clinton, Michigan 1 $ 145,000 $ 145,000 $ 45,000
Genesee, Michigan 1 $ 185,000 $ 185,000 $ 115,000
Gogebic, Michigan 1 $ 345,000 $ 345,000 $ 464,000
Iron, Michigan 1 $ 125,000 $ 125,000 $ 43,000
Kalamazoo, Michigan 1 $ 65,000 $ 65,000 $ 107,000
Lenawee, Michigan 1 $ 595,000 $ 595,000 $ 0
Saginaw, Michigan 1 $ 9,005,000 $ 9,005,000 $ 0
Sanilac, Michigan 1 $ 555,000 $ 555,000 $ 165,000
Washtenaw, Michigan 1 $ 605,000 $ 605,000 $ 0
Anoka, Minnesota 1 $ 775,000 $ 775,000 $ 0
Crow Wing, Minnesota 1 $ 1,095,000 $ 1,095,000 $ 0
Olmsted, Minnesota 1 $ 35,000 $ 35,000 $ 25,000
Pennington, Minnesota 1 $ 195,000 $ 195,000 $ 36,000
Sherburne, Minnesota 1 $ 7,025,000 $ 7,025,000 $ 0
Hancock, Mississippi 1 $ 515,000 $ 515,000 $ 196,000
Lafayette, Mississippi 1 $ 925,000 $ 925,000 $ 0
Boone, Missouri 1 $ 245,000 $ 245,000 $ 109,000
Buchanan, Missouri 1 $ 135,000 $ 135,000 $ 42,000
Cole, Missouri 1 $ 215,000 $ 215,000 $ 44,000
Franklin, Missouri 1 $ 265,000 $ 265,000 $ 121,000
Pettis, Missouri 1 $ 335,000 $ 335,000 $ 82,000
Stone, Missouri 1 $ 545,000 $ 545,000 $ 292,000
Madison, Montana 1 $ 625,000 $ 625,000 $ 0
Douglas, Nevada 1 $ 1,375,000 $ 1,375,000 $ 0
Nye, Nevada 1 $ 305,000 $ 305,000 $ 48,000
Hillsborough, New Hampshire 1 $ 415,000 $ 415,000 $ 297,000
Rockingham, New Hampshire 1 $ 1,195,000 $ 1,195,000 $ 0
Hudson, New Jersey 1 $ 935,000 $ 935,000 $ 0
Mercer, New Jersey 1 $ 865,000 $ 865,000 $ 0
Page:

Mortgage Loan Application Detail Totals for First Midwest Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,088 $1,606,080,000 $392,000 $42,005,000 $145,000 $6,493,000
Home Purchase 3,612 $1,963,710,000 $543,000 $60,005,000 $160,000 $3,481,000
Other Purpose 1,471 $162,815,000 $110,000 $2,305,000 $141,000 $5,187,000
Cash-out Refinancing 1,451 $507,995,000 $350,000 $2,005,000 $142,000 $3,795,000
Home Improvement 1,374 $128,170,000 $93,000 $6,805,000 $119,000 $2,123,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,147 $1,853,985,000 $259,000 $4,505,000 $153,000 $3,795,000
Hispanic 1,424 $224,750,000 $157,000 $1,215,000 $83,000 $1,440,000
Not applicable 1,360 $1,764,220,000 $1,297,000 $60,005,000 $0 $0
Not Provided 1,025 $279,165,000 $272,000 $1,885,000 $189,000 $6,493,000
Black or African American 574 $75,090,000 $130,000 $1,175,000 $88,000 $569,000
Asian 417 $162,115,000 $388,000 $1,835,000 $192,000 $1,200,000
American Indian or Alaskan Native 19 $3,865,000 $203,000 $1,065,000 $102,000 $311,000
Native Hawaiian or Other Pacific Islander 7 $2,265,000 $323,000 $1,045,000 $253,000 $673,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,484 $4,245,120,000 $369,000 $60,005,000 $148,000 $6,493,000
FHA-insured (Federal Housing Administration) 271 $54,535,000 $201,000 $545,000 $67,000 $186,000
VA-guaranteed (Veterans Administration) 223 $66,115,000 $296,000 $975,000 $103,000 $462,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $3,000,000 $166,000 $305,000 $52,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,828 $2,273,240,000 $332,000 $60,005,000 $156,000 $6,493,000
Application Denied By Financial Institution 3,176 $677,350,000 $213,000 $42,005,000 $118,000 $3,481,000
Loan Purchased By The Institution 1,094 $995,780,000 $910,000 $2,005,000 $0 $0
Application Withdrawn By Applicant 740 $360,480,000 $487,000 $34,505,000 $164,000 $5,187,000
Application Approved But Not Accepted 139 $51,155,000 $368,000 $19,725,000 $128,000 $1,018,000
File Closed For Incompleteness 19 $10,765,000 $566,000 $1,705,000 $190,000 $624,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,820 $3,691,420,000 $418,000 $60,005,000 $156,000 $6,493,000
Credit Application Incomplete 904 $241,500,000 $267,000 $1,845,000 $150,000 $2,461,000
Debt-To-Income Ratio 812 $130,330,000 $160,000 $1,605,000 $71,000 $551,000
Collateral 608 $94,940,000 $156,000 $1,805,000 $134,000 $3,481,000
Credit History 586 $68,710,000 $117,000 $1,705,000 $98,000 $1,500,000
Other 156 $106,610,000 $683,000 $42,005,000 $195,000 $1,200,000
Unverifiable Information 68 $20,410,000 $300,000 $1,505,000 $132,000 $556,000
Insufficient Cash (Downpayment, Closing Cost) 24 $10,080,000 $420,000 $2,435,000 $187,000 $845,000
Employment History 18 $4,770,000 $265,000 $835,000 $96,000 $316,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Midwest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List