First National Acceptance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First National Acceptance Company 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 429 |
| Total Mortgage Loan Application Amount | $16,169,000 |
| Average Mortgage Loan Application Amount | $40,000 |
| Highest Mortgage Loan Application Amount | $290,000 |
| Average Applicant Income | $13,333 |
| Highest Applicant Income | $71,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 14 | $ 662,000 | $ 47,000 | $ 0 |
| Bexar County Texas | 13 | $ 583,000 | $ 44,000 | $ 0 |
| Dallas County Texas | 8 | $ 380,000 | $ 47,000 | $ 0 |
| Montgomery County Texas | 8 | $ 250,000 | $ 31,000 | $ 0 |
| Mohave County Arizona | 7 | $ 168,000 | $ 24,000 | $ 0 |
| Chautauqua County New York | 7 | $ 211,000 | $ 30,000 | $ 0 |
| Hidalgo County Texas | 6 | $ 316,000 | $ 52,000 | $ 0 |
| Tarrant County Texas | 6 | $ 241,000 | $ 40,000 | $ 0 |
| Taylor County Texas | 6 | $ 115,000 | $ 19,000 | $ 0 |
| Marion County Florida | 5 | $ 146,000 | $ 29,000 | $ 0 |
| Henderson County Texas | 5 | $ 142,000 | $ 28,000 | $ 0 |
| Polk County Texas | 5 | $ 108,000 | $ 21,000 | $ 0 |
| Kenai Peninsula County Alaska | 4 | $ 160,000 | $ 40,000 | $ 0 |
| Cochise County Arizona | 4 | $ 118,000 | $ 29,000 | $ 0 |
| Citrus County Florida | 4 | $ 223,000 | $ 55,000 | $ 0 |
| Peoria County Illinois | 4 | $ 64,000 | $ 16,000 | $ 0 |
| Erie County New York | 4 | $ 65,000 | $ 16,000 | $ 0 |
| Ector County Texas | 4 | $ 145,000 | $ 36,000 | $ 0 |
| Hunt County Texas | 4 | $ 130,000 | $ 32,000 | $ 0 |
| Jefferson County Texas | 4 | $ 118,000 | $ 29,000 | $ 0 |
| Lamb County Texas | 4 | $ 104,000 | $ 26,000 | $ 0 |
| Wise County Texas | 4 | $ 189,000 | $ 47,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 60,000 | $ 20,000 | $ 0 |
| Jackson County Florida | 3 | $ 137,000 | $ 45,000 | $ 0 |
| Putnam County Florida | 3 | $ 83,000 | $ 27,000 | $ 0 |
| Montcalm County Michigan | 3 | $ 118,000 | $ 39,000 | $ 0 |
| Broome County New York | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Cameron County Texas | 3 | $ 79,000 | $ 26,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 158,000 | $ 52,000 | $ 0 |
| Hutchinson County Texas | 3 | $ 98,000 | $ 32,000 | $ 0 |
| Lamar County Texas | 3 | $ 96,000 | $ 32,000 | $ 0 |
| Nueces County Texas | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Parker County Texas | 3 | $ 132,000 | $ 44,000 | $ 0 |
| Bay County Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Broward County Florida | 2 | $ 33,000 | $ 16,000 | $ 0 |
| Duval County Florida | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Hernando County Florida | 2 | $ 88,000 | $ 44,000 | $ 0 |
| Lake County Florida | 2 | $ 97,000 | $ 48,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 165,000 | $ 82,000 | $ 0 |
| Lucas County Iowa | 2 | $ 43,000 | $ 21,000 | $ 0 |
| Neosho County Kansas | 2 | $ 22,000 | $ 11,000 | $ 0 |
| Newaygo County Michigan | 2 | $ 114,000 | $ 57,000 | $ 15,000 |
| McDonald County Missouri | 2 | $ 28,000 | $ 14,000 | $ 0 |
| Stone County Missouri | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Elko County Nevada | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Monroe County New York | 2 | $ 30,000 | $ 15,000 | $ 0 |
| Wayne County New York | 2 | $ 45,000 | $ 22,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 53,000 | $ 26,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Laurens County South Carolina | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Williamsburg County South Carolina | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Callahan County Texas | 2 | $ 25,000 | $ 12,000 | $ 0 |
| Hood County Texas | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Howard County Texas | 2 | $ 56,000 | $ 28,000 | $ 0 |
| Jones County Texas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Kaufman County Texas | 2 | $ 53,000 | $ 26,000 | $ 0 |
| Kleberg County Texas | 2 | $ 34,000 | $ 17,000 | $ 0 |
| Milam County Texas | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Rusk County Texas | 2 | $ 99,000 | $ 49,000 | $ 0 |
| San Jacinto County Texas | 2 | $ 34,000 | $ 17,000 | $ 0 |
| Smith County Texas | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Tom Green County Texas | 2 | $ 57,000 | $ 28,000 | $ 0 |
| Wood County Texas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Duchesne County Utah | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Navajo County Arizona | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Cleburne County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 31,000 |
| Faulkner County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Garland County Arkansas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Washington County Arkansas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Kern County California | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Lake County California | 1 | $ 13,000 | $ 13,000 | $ 0 |
| San Diego County California | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Costilla County Colorado | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Custer County Colorado | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Morgan County Colorado | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Brevard County Florida | 1 | $ 22,000 | $ 22,000 | $ 0 |
| DeSoto County Florida | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Glades County Florida | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Highlands County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Indian River County Florida | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Lee County Florida | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Orange County Florida | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Pasco County Florida | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Pinellas County Florida | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Polk County Florida | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Sarasota County Florida | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Seminole County Florida | 1 | $ 39,000 | $ 39,000 | $ 0 |
| St. Johns County Florida | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Barrow County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bartow County Georgia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bryan County Georgia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Emanuel County Georgia | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Heard County Georgia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Liberty County Georgia | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Monroe County Georgia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Richmond County Georgia | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Tift County Georgia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| White County Georgia | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Fulton County Illinois | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Appanoose County Iowa | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Dallas County Iowa | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Des Moines County Iowa | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Hardin County Iowa | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Iowa County Iowa | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Montgomery County Iowa | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Union County Iowa | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Labette County Kansas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Caldwell County Kentucky | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Daviess County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Harrison County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Ohio County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Webster County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Lincoln County Maine | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Piscataquis County Maine | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Antrim County Michigan | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Barry County Michigan | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Berrien County Michigan | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 26,000 | $ 26,000 | $ 46,000 |
| Genesee County Michigan | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Isabella County Michigan | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Kalkaska County Michigan | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Lake County Michigan | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Montmorency County Michigan | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Osceola County Michigan | 1 | $ 53,000 | $ 53,000 | $ 71,000 |
| Roscommon County Michigan | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Wayne County Michigan | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Cass County Minnesota | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Pike County Mississippi | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Washington County Mississippi | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Buchanan County Missouri | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Greene County Missouri | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Jackson County Missouri | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Randolph County Missouri | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Cascade County Montana | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Dundy County Nebraska | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Lander County Nevada | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Lewis County New York | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Livingston County New York | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Niagara County New York | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Oswego County New York | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Steuben County New York | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Wyoming County New York | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Nash County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Person County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Union County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Wake County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Belmont County Ohio | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Brown County Ohio | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Harrison County Ohio | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Highland County Ohio | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Lucas County Ohio | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Stark County Ohio | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Johnston County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Clarion County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Chesterfield County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Marion County South Carolina | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Humphreys County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Roane County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Anderson County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Angelina County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Archer County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Bandera County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Bastrop County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Bell County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Bosque County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Bowie County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Brazos County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Caldwell County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Camp County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Coleman County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Collin County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Comal County Texas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Comanche County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Denton County Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Falls County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Fannin County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Frio County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Goliad County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Gray County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Grimes County Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Hill County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Houston County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Jasper County Texas | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Johnson County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Lee County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Liberty County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Lipscomb County Texas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Llano County Texas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Matagorda County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Maverick County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| McLennan County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Midland County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Montague County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Navarro County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Nolan County Texas | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Orange County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Presidio County Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| San Saba County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Travis County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Upshur County Texas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Wichita County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Williamson County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Wilson County Texas | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Jackson County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Preston County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 46,000 |
| Marinette County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Waushara County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Acceptance Company in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 413 | $15,510,000 | $37,000 | $290,000 | $0 | $0 |
| Refinancing | 10 | $401,000 | $40,000 | $119,000 | $0 | $0 |
| Home Improvement | 6 | $258,000 | $43,000 | $59,000 | $40,000 | $71,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 423 | $15,911,000 | $37,000 | $290,000 | $0 | $0 |
| White | 5 | $229,000 | $45,000 | $59,000 | $42,000 | $71,000 |
| American Indian or Alaskan Native | 1 | $29,000 | $29,000 | $29,000 | $31,000 | $31,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 429 | $16,169,000 | $37,000 | $290,000 | $0 | $71,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 423 | $15,911,000 | $37,000 | $290,000 | $0 | $0 |
| Loan Originated | 6 | $258,000 | $43,000 | $59,000 | $40,000 | $71,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.